Home > First National Bank > Assets and Liabilities
First National Bank, Assets and Liabilities
| 2008-03-31 | Rank | |
| # of Employees: | 288 | 527 |
| Assets and Liabilities | ||
| Total Assets: | $1,472,981,000 | 484 |
| Cash and due from depository institutions | $30,242,000 | 527 |
| Interest-bearing balances | $1,357,000 | 2,731 |
| Securities | $190,673,000 | 638 |
| Federal funds sold & reverse repurchase agreements | $22,800,000 | 682 |
| Net loans & leases | $1,065,597,000 | 475 |
| Loan loss allowance | $11,733,000 | 499 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $45,113,000 | 221 |
| Other real estate owned | $2,903,000 | 527 |
| Goodwill and other intangibles | $69,753,000 | 214 |
| All other assets | $45,900,000 | 474 |
| Life insurance assets | $17,150,000 | 375 |
| Total liabilities and capital | $1,472,981,000 | 484 |
| Total liabilities | $1,268,389,000 | 495 |
| Total deposits | $1,223,379,000 | 434 |
| Interest-bearing deposits | $1,080,972,000 | 423 |
| Deposits held in domestic offices | $1,223,379,000 | 432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,136,000 | 2,533 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $28,458,000 | 1,597 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $15,416,000 | 519 |
| Total equity capital | $204,592,000 | 386 |
| Total bank equity capital | $204,592,000 | 386 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $8,310,000 | 612 |
| Surplus | $105,282,000 | 358 |
| Undivided profits | $91,000,000 | 396 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,898,000 | 429 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $6,280,000 | 559 |
| Earning assets | $1,280,427,000 | 506 |
| Long-term assets (5+ years) | $308,754,000 | 418 |
| Average Assets, year-to-date | $1,484,460,500 | 474 |
| Average Assets, quarterly | $1,484,460,500 | 474 |
| Volatile liabilities | $190,537,000 | 769 |
| Insider loans | $9,497,000 | 793 |
| FHLB advances | $28,458,000 | 1,517 |
| Loans and leases held for sale | $10,960,000 | 238 |
| Unused loan commitments | $306,877,000 | 442 |
| Tier 1 (core) risk-based capital | $133,058,000 | 483 |
| Tier 2 risk-based capital | $11,733,000 | 502 |
| Total risk weighted assets | $1,200,358,000 | 447 |
| Total unused commitments | $306,877,000 | 443 |
| Derivatives | $30,240,000 | 322 |
| 2007-12-31 | Rank | |
| # of Employees: | 267 | 576 |
| Assets and Liabilities | ||
| Total Assets: | $1,495,940,000 | 471 |
| Cash and due from depository institutions | $32,410,000 | 576 |
| Interest-bearing balances | $883,000 | 2,683 |
| Securities | $220,400,000 | 564 |
| Federal funds sold & reverse repurchase agreements | $25,300,000 | 512 |
| Net loans & leases | $1,107,996,000 | 460 |
| Loan loss allowance | $14,023,000 | 414 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $24,647,000 | 437 |
| Other real estate owned | $1,572,000 | 576 |
| Goodwill and other intangibles | $46,569,000 | 270 |
| All other assets | $37,046,000 | 552 |
| Life insurance assets | $16,950,000 | 376 |
| Total liabilities and capital | $1,495,940,000 | 471 |
| Total liabilities | $1,313,905,000 | 479 |
| Total deposits | $1,264,095,000 | 418 |
| Interest-bearing deposits | $1,113,831,000 | 405 |
| Deposits held in domestic offices | $1,264,095,000 | 414 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,351,000 | 2,617 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $42,326,000 | 1,152 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $6,133,000 | 998 |
| Total equity capital | $182,035,000 | 420 |
| Total bank equity capital | $182,035,000 | 420 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $8,310,000 | 599 |
| Surplus | $84,163,000 | 425 |
| Undivided profits | $89,562,000 | 393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $22,895,000 | 295 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $7,142,000 | 540 |
| Earning assets | $1,354,579,000 | 471 |
| Long-term assets (5+ years) | $304,236,000 | 410 |
| Average Assets, year-to-date | $1,517,606,200 | 449 |
| Average Assets, quarterly | $1,501,976,000 | 461 |
| Volatile liabilities | $210,606,000 | 715 |
| Insider loans | $9,643,000 | 753 |
| FHLB advances | $42,326,000 | 1,075 |
| Loans and leases held for sale | $12,552,000 | 200 |
| Unused loan commitments | $304,914,000 | 452 |
| Tier 1 (core) risk-based capital | $134,966,000 | 478 |
| Tier 2 risk-based capital | $14,023,000 | 437 |
| Total risk weighted assets | $1,216,282,000 | 447 |
| Total unused commitments | $304,914,000 | 452 |
| Derivatives | $28,237,000 | 322 |
| 2007-09-30 | Rank | |
| # of Employees: | 264 | 581 |
| Assets and Liabilities | ||
| Total Assets: | $1,508,012,000 | 459 |
| Cash and due from depository institutions | $29,333,000 | 581 |
| Interest-bearing balances | $830,000 | 2,580 |
| Securities | $208,112,000 | 601 |
| Federal funds sold & reverse repurchase agreements | $42,800,000 | 319 |
| Net loans & leases | $1,116,670,000 | 444 |
| Loan loss allowance | $11,634,000 | 460 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $23,873,000 | 436 |
| Other real estate owned | $973,000 | 581 |
| Goodwill and other intangibles | $46,794,000 | 261 |
| All other assets | $39,457,000 | 511 |
| Life insurance assets | $16,760,000 | 366 |
| Total liabilities and capital | $1,508,012,000 | 459 |
| Total liabilities | $1,327,165,000 | 462 |
| Total deposits | $1,266,162,000 | 408 |
| Interest-bearing deposits | $1,110,167,000 | 400 |
| Deposits held in domestic offices | $1,266,162,000 | 407 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,237,000 | 2,630 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $52,399,000 | 888 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $7,367,000 | 857 |
| Total equity capital | $180,847,000 | 412 |
| Total bank equity capital | $180,847,000 | 412 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $8,310,000 | 574 |
| Surplus | $84,164,000 | 407 |
| Undivided profits | $88,373,000 | 409 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,314,000 | 366 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $7,236,000 | 557 |
| Earning assets | $1,368,412,000 | 457 |
| Long-term assets (5+ years) | $283,824,000 | 429 |
| Average Assets, year-to-date | $1,523,022,750 | 450 |
| Average Assets, quarterly | $1,527,690,500 | 451 |
| Volatile liabilities | $221,538,000 | 677 |
| Insider loans | $9,203,000 | 786 |
| FHLB advances | $52,399,000 | 815 |
| Loans and leases held for sale | $8,577,000 | 248 |
| Unused loan commitments | $290,288,000 | 476 |
| Tier 1 (core) risk-based capital | $135,155,000 | 471 |
| Tier 2 risk-based capital | $11,634,000 | 491 |
| Total risk weighted assets | $1,225,479,000 | 434 |
| Total unused commitments | $290,288,000 | 476 |
| Derivatives | $30,106,000 | 311 |
| 2007-06-30 | Rank | |
| # of Employees: | 269 | 586 |
| Assets and Liabilities | ||
| Total Assets: | $1,547,369,000 | 458 |
| Cash and due from depository institutions | $31,204,000 | 586 |
| Interest-bearing balances | $834,000 | 2,629 |
| Securities | $201,955,000 | 614 |
| Federal funds sold & reverse repurchase agreements | $64,500,000 | 257 |
| Net loans & leases | $1,138,742,000 | 444 |
| Loan loss allowance | $13,886,000 | 400 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $23,013,000 | 463 |
| Other real estate owned | $840,000 | 586 |
| Goodwill and other intangibles | $47,020,000 | 273 |
| All other assets | $40,095,000 | 509 |
| Life insurance assets | $16,573,000 | 365 |
| Total liabilities and capital | $1,547,369,000 | 458 |
| Total liabilities | $1,369,629,000 | 454 |
| Total deposits | $1,301,523,000 | 412 |
| Interest-bearing deposits | $1,141,541,000 | 403 |
| Deposits held in domestic offices | $1,301,523,000 | 411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $761,000 | 2,820 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $57,450,000 | 786 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $9,895,000 | 673 |
| Total equity capital | $177,740,000 | 427 |
| Total bank equity capital | $177,740,000 | 427 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $8,310,000 | 568 |
| Surplus | $84,163,000 | 418 |
| Undivided profits | $85,267,000 | 423 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,375,000 | 758 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $6,822,000 | 576 |
| Earning assets | $1,406,031,000 | 451 |
| Long-term assets (5+ years) | $278,492,000 | 426 |
| Average Assets, year-to-date | $1,528,026,330 | 459 |
| Average Assets, quarterly | $1,536,021,500 | 459 |
| Volatile liabilities | $225,190,000 | 660 |
| Insider loans | $9,726,000 | 725 |
| FHLB advances | $57,450,000 | 712 |
| Loans and leases held for sale | $16,761,000 | 190 |
| Unused loan commitments | $296,165,000 | 473 |
| Tier 1 (core) risk-based capital | $133,691,000 | 484 |
| Tier 2 risk-based capital | $13,886,000 | 441 |
| Total risk weighted assets | $1,255,735,000 | 436 |
| Total unused commitments | $296,165,000 | 473 |
| Derivatives | $41,719,000 | 303 |
| 2007-03-31 | Rank | |
| # of Employees: | 269 | 581 |
| Assets and Liabilities | ||
| Total Assets: | $1,524,674,000 | 460 |
| Cash and due from depository institutions | $28,446,000 | 581 |
| Interest-bearing balances | $821,000 | 2,728 |
| Securities | $185,796,000 | 668 |
| Federal funds sold & reverse repurchase agreements | $55,600,000 | 341 |
| Net loans & leases | $1,145,912,000 | 433 |
| Loan loss allowance | $14,312,000 | 383 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $22,230,000 | 469 |
| Other real estate owned | $736,000 | 581 |
| Goodwill and other intangibles | $47,245,000 | 259 |
| All other assets | $38,709,000 | 519 |
| Life insurance assets | $16,372,000 | 367 |
| Total liabilities and capital | $1,524,674,000 | 460 |
| Total liabilities | $1,346,962,000 | 457 |
| Total deposits | $1,279,451,000 | 418 |
| Interest-bearing deposits | $1,117,176,000 | 412 |
| Deposits held in domestic offices | $1,279,451,000 | 415 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $189,000 | 2,924 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $57,526,000 | 762 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $9,796,000 | 702 |
| Total equity capital | $177,712,000 | 424 |
| Total bank equity capital | $177,712,000 | 424 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $8,310,000 | 554 |
| Surplus | $84,164,000 | 407 |
| Undivided profits | $85,238,000 | 437 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,640,000 | 555 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $6,793,000 | 553 |
| Earning assets | $1,388,129,000 | 452 |
| Long-term assets (5+ years) | $271,287,000 | 435 |
| Average Assets, year-to-date | $1,518,355,000 | 463 |
| Average Assets, quarterly | $1,518,355,000 | 463 |
| Volatile liabilities | $219,419,000 | 679 |
| Insider loans | $9,987,000 | 696 |
| FHLB advances | $57,526,000 | 701 |
| Loans and leases held for sale | $10,587,000 | 249 |
| Unused loan commitments | $292,445,000 | 473 |
| Tier 1 (core) risk-based capital | $130,972,000 | 485 |
| Tier 2 risk-based capital | $14,312,000 | 424 |
| Total risk weighted assets | $1,256,189,000 | 423 |
| Total unused commitments | $292,445,000 | 473 |
| Derivatives | $44,368,000 | 296 |
| 2006-12-31 | Rank | |
| # of Employees: | 271 | 582 |
| Assets and Liabilities | ||
| Total Assets: | $1,512,036,000 | 467 |
| Cash and due from depository institutions | $36,877,000 | 582 |
| Interest-bearing balances | $811,000 | 2,699 |
| Securities | $179,515,000 | 692 |
| Federal funds sold & reverse repurchase agreements | $10,600,000 | 1,560 |
| Net loans & leases | $1,174,641,000 | 408 |
| Loan loss allowance | $13,920,000 | 388 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $22,193,000 | 455 |
| Other real estate owned | $637,000 | 582 |
| Goodwill and other intangibles | $47,470,000 | 246 |
| All other assets | $40,103,000 | 501 |
| Life insurance assets | $16,172,000 | 365 |
| Total liabilities and capital | $1,512,036,000 | 467 |
| Total liabilities | $1,336,374,000 | 465 |
| Total deposits | $1,266,440,000 | 415 |
| Interest-bearing deposits | $1,104,518,000 | 403 |
| Deposits held in domestic offices | $1,266,440,000 | 414 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $45,000 | 3,284 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $62,634,000 | 731 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $7,255,000 | 864 |
| Total equity capital | $175,662,000 | 418 |
| Total bank equity capital | $175,662,000 | 418 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $8,310,000 | 545 |
| Surplus | $84,164,000 | 395 |
| Undivided profits | $83,188,000 | 430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,436,000 | 590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $7,277,000 | 542 |
| Earning assets | $1,365,567,000 | 458 |
| Long-term assets (5+ years) | $274,744,000 | 415 |
| Average Assets, year-to-date | $1,508,605,600 | 448 |
| Average Assets, quarterly | $1,506,865,500 | 460 |
| Volatile liabilities | $197,433,000 | 819 |
| Insider loans | $10,108,000 | 681 |
| FHLB advances | $62,634,000 | 665 |
| Loans and leases held for sale | $18,489,000 | 178 |
| Unused loan commitments | $291,761,000 | 468 |
| Tier 1 (core) risk-based capital | $128,974,000 | 482 |
| Tier 2 risk-based capital | $13,920,000 | 430 |
| Total risk weighted assets | $1,224,883,000 | 432 |
| Total unused commitments | $291,761,000 | 468 |
| Derivatives | $43,979,000 | 284 |
| 2006-09-30 | Rank | |
| # of Employees: | 278 | 568 |
| Assets and Liabilities | ||
| Total Assets: | $1,501,695,000 | 469 |
| Cash and due from depository institutions | $27,616,000 | 568 |
| Interest-bearing balances | $892,000 | 2,543 |
| Securities | $188,816,000 | 674 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 3,021 |
| Net loans & leases | $1,172,702,000 | 416 |
| Loan loss allowance | $14,589,000 | 387 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $21,584,000 | 465 |
| Other real estate owned | $573,000 | 568 |
| Goodwill and other intangibles | $47,735,000 | 251 |
| All other assets | $39,169,000 | 517 |
| Life insurance assets | $15,992,000 | 356 |
| Total liabilities and capital | $1,501,695,000 | 469 |
| Total liabilities | $1,324,116,000 | 467 |
| Total deposits | $1,268,961,000 | 413 |
| Interest-bearing deposits | $1,091,674,000 | 406 |
| Deposits held in domestic offices | $1,268,961,000 | 413 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $282,000 | 3,340 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $47,708,000 | 964 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $7,165,000 | 848 |
| Total equity capital | $177,579,000 | 425 |
| Total bank equity capital | $177,579,000 | 425 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $8,310,000 | 532 |
| Surplus | $84,163,000 | 402 |
| Undivided profits | $85,106,000 | 432 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,984,000 | 509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $6,752,000 | 559 |
| Earning assets | $1,365,910,000 | 464 |
| Long-term assets (5+ years) | $287,973,000 | 392 |
| Average Assets, year-to-date | $1,507,748,000 | 455 |
| Average Assets, quarterly | $1,511,041,000 | 464 |
| Volatile liabilities | $182,745,000 | 876 |
| Insider loans | $8,747,000 | 772 |
| FHLB advances | $47,708,000 | 885 |
| Loans and leases held for sale | $13,869,000 | 206 |
| Unused loan commitments | $312,987,000 | 469 |
| Tier 1 (core) risk-based capital | $131,010,000 | 486 |
| Tier 2 risk-based capital | $14,589,000 | 424 |
| Total risk weighted assets | $1,227,255,000 | 432 |
| Total unused commitments | $312,987,000 | 469 |
| Derivatives | $62,565,000 | 245 |
| 2006-06-30 | Rank | |
| # of Employees: | 282 | 562 |
| Assets and Liabilities | ||
| Total Assets: | $1,520,387,000 | 461 |
| Cash and due from depository institutions | $36,091,000 | 562 |
| Interest-bearing balances | $882,000 | 2,583 |
| Securities | $186,367,000 | 688 |
| Federal funds sold & reverse repurchase agreements | $16,300,000 | 757 |
| Net loans & leases | $1,172,807,000 | 417 |
| Loan loss allowance | $14,421,000 | 386 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $21,207,000 | 476 |
| Other real estate owned | $609,000 | 562 |
| Goodwill and other intangibles | $48,001,000 | 250 |
| All other assets | $39,005,000 | 519 |
| Life insurance assets | $15,801,000 | 351 |
| Total liabilities and capital | $1,520,387,000 | 461 |
| Total liabilities | $1,347,146,000 | 462 |
| Total deposits | $1,292,078,000 | 404 |
| Interest-bearing deposits | $1,116,255,000 | 399 |
| Deposits held in domestic offices | $1,292,078,000 | 404 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $193,000 | 3,562 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $48,047,000 | 964 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $6,828,000 | 830 |
| Total equity capital | $173,241,000 | 424 |
| Total bank equity capital | $173,241,000 | 424 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $8,310,000 | 510 |
| Surplus | $84,163,000 | 399 |
| Undivided profits | $80,768,000 | 432 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,073,000 | 462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $6,338,000 | 540 |
| Earning assets | $1,376,356,000 | 457 |
| Long-term assets (5+ years) | $289,392,000 | 393 |
| Average Assets, year-to-date | $1,509,765,670 | 453 |
| Average Assets, quarterly | $1,513,891,500 | 458 |
| Volatile liabilities | $182,517,000 | 863 |
| Insider loans | $8,435,000 | 804 |
| FHLB advances | $47,782,000 | 891 |
| Loans and leases held for sale | $15,569,000 | 196 |
| Unused loan commitments | $310,152,000 | 465 |
| Tier 1 (core) risk-based capital | $128,500,000 | 485 |
| Tier 2 risk-based capital | $14,421,000 | 412 |
| Total risk weighted assets | $1,226,866,000 | 428 |
| Total unused commitments | $310,152,000 | 465 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 164 | 1,018 |
| Assets and Liabilities | ||
| Total Assets: | $793,946,000 | 791 |
| Cash and due from depository institutions | $25,181,000 | 1,018 |
| Interest-bearing balances | $689,000 | 2,916 |
| Securities | $117,289,000 | 1,066 |
| Federal funds sold & reverse repurchase agreements | $35,600,000 | 384 |
| Net loans & leases | $573,069,000 | 751 |
| Loan loss allowance | $7,430,000 | 674 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $14,012,000 | 734 |
| Other real estate owned | $651,000 | 1,018 |
| Goodwill and other intangibles | $5,105,000 | 824 |
| All other assets | $23,039,000 | 785 |
| Life insurance assets | $12,346,000 | 424 |
| Total liabilities and capital | $793,946,000 | 791 |
| Total liabilities | $723,453,000 | 779 |
| Total deposits | $709,801,000 | 674 |
| Interest-bearing deposits | $606,064,000 | 684 |
| Deposits held in domestic offices | $709,801,000 | 673 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,630,000 | 2,055 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,283,000 | 3,479 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $5,739,000 | 937 |
| Total equity capital | $70,493,000 | 886 |
| Total bank equity capital | $70,493,000 | 886 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $8,310,000 | 499 |
| Surplus | $10,782,000 | 2,175 |
| Undivided profits | $51,401,000 | 684 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,309,000 | 1,909 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $3,400,000 | 974 |
| Earning assets | $726,647,000 | 796 |
| Long-term assets (5+ years) | $156,144,000 | 685 |
| Average Assets, year-to-date | $793,734,500 | 784 |
| Average Assets, quarterly | $793,734,500 | 784 |
| Volatile liabilities | $95,555,000 | 1,467 |
| Insider loans | $5,818,000 | 1,162 |
| FHLB advances | $5,283,000 | 3,344 |
| Loans and leases held for sale | $12,815,000 | 211 |
| Unused loan commitments | $166,981,000 | 709 |
| Tier 1 (core) risk-based capital | $66,414,000 | 877 |
| Tier 2 risk-based capital | $7,430,000 | 687 |
| Total risk weighted assets | $645,614,000 | 720 |
| Total unused commitments | $166,981,000 | 709 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 161 | 1,036 |
| Assets and Liabilities | ||
| Total Assets: | $793,523,000 | 784 |
| Cash and due from depository institutions | $35,090,000 | 1,036 |
| Interest-bearing balances | $660,000 | 3,052 |
| Securities | $108,700,000 | 1,156 |
| Federal funds sold & reverse repurchase agreements | $23,550,000 | 543 |
| Net loans & leases | $580,894,000 | 737 |
| Loan loss allowance | $7,569,000 | 651 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $13,995,000 | 724 |
| Other real estate owned | $563,000 | 1,036 |
| Goodwill and other intangibles | $5,106,000 | 809 |
| All other assets | $25,625,000 | 711 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $793,523,000 | 784 |
| Total liabilities | $724,068,000 | 773 |
| Total deposits | $707,720,000 | 666 |
| Interest-bearing deposits | $600,239,000 | 675 |
| Deposits held in domestic offices | $707,720,000 | 664 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,814,000 | 1,406 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,335,000 | 3,543 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,199,000 | 1,165 |
| Total equity capital | $69,455,000 | 884 |
| Total bank equity capital | $69,455,000 | 884 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $8,310,000 | 491 |
| Surplus | $10,782,000 | 2,142 |
| Undivided profits | $50,363,000 | 698 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,749,000 | 1,464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $3,568,000 | 916 |
| Earning assets | $713,804,000 | 796 |
| Long-term assets (5+ years) | $153,215,000 | 677 |
| Average Assets, year-to-date | $751,108,200 | 784 |
| Average Assets, quarterly | $778,957,000 | 790 |
| Volatile liabilities | $95,750,000 | 1,427 |
| Insider loans | $5,975,000 | 1,122 |
| FHLB advances | $5,335,000 | 3,391 |
| Loans and leases held for sale | $8,234,000 | 275 |
| Unused loan commitments | $168,122,000 | 688 |
| Tier 1 (core) risk-based capital | $64,970,000 | 885 |
| Tier 2 risk-based capital | $7,569,000 | 671 |
| Total risk weighted assets | $648,554,000 | 703 |
| Total unused commitments | $168,122,000 | 688 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 159 | 1,032 |
| Assets and Liabilities | ||
| Total Assets: | $764,391,000 | 796 |
| Cash and due from depository institutions | $28,529,000 | 1,032 |
| Interest-bearing balances | $658,000 | 3,125 |
| Securities | $98,518,000 | 1,252 |
| Federal funds sold & reverse repurchase agreements | $19,619,000 | 676 |
| Net loans & leases | $577,032,000 | 724 |
| Loan loss allowance | $7,591,000 | 642 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $14,127,000 | 700 |
| Other real estate owned | $517,000 | 1,032 |
| Goodwill and other intangibles | $5,106,000 | 780 |
| All other assets | $20,943,000 | 812 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $764,391,000 | 796 |
| Total liabilities | $694,615,000 | 782 |
| Total deposits | $680,798,000 | 680 |
| Interest-bearing deposits | $576,998,000 | 683 |
| Deposits held in domestic offices | $680,798,000 | 678 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,582,000 | 2,516 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $5,352,000 | 3,595 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $6,883,000 | 779 |
| Total equity capital | $69,776,000 | 864 |
| Total bank equity capital | $69,776,000 | 864 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $8,310,000 | 466 |
| Surplus | $10,782,000 | 2,080 |
| Undivided profits | $50,684,000 | 692 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,811,000 | 1,420 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $3,132,000 | 983 |
| Earning assets | $695,827,000 | 792 |
| Long-term assets (5+ years) | $144,903,000 | 700 |
| Average Assets, year-to-date | $740,504,500 | 784 |
| Average Assets, quarterly | $763,200,000 | 781 |
| Volatile liabilities | $89,384,000 | 1,455 |
| Insider loans | $6,136,000 | 1,056 |
| FHLB advances | $5,352,000 | 3,442 |
| Loans and leases held for sale | $15,983,000 | 214 |
| Unused loan commitments | $163,791,000 | 687 |
| Tier 1 (core) risk-based capital | $64,602,000 | 862 |
| Tier 2 risk-based capital | $7,591,000 | 655 |
| Total risk weighted assets | $638,501,000 | 696 |
| Total unused commitments | $163,791,000 | 688 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 158 | 1,040 |
| Assets and Liabilities | ||
| Total Assets: | $762,009,000 | 772 |
| Cash and due from depository institutions | $27,281,000 | 1,040 |
| Interest-bearing balances | $675,000 | 3,104 |
| Securities | $88,560,000 | 1,392 |
| Federal funds sold & reverse repurchase agreements | $18,600,000 | 650 |
| Net loans & leases | $587,345,000 | 688 |
| Loan loss allowance | $7,239,000 | 656 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $14,272,000 | 669 |
| Other real estate owned | $574,000 | 1,040 |
| Goodwill and other intangibles | $5,105,000 | 775 |
| All other assets | $20,272,000 | 831 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $762,009,000 | 772 |
| Total liabilities | $694,960,000 | 760 |
| Total deposits | $679,442,000 | 658 |
| Interest-bearing deposits | $573,524,000 | 670 |
| Deposits held in domestic offices | $679,442,000 | 656 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,831,000 | 1,525 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,403,000 | 3,519 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,284,000 | 1,046 |
| Total equity capital | $67,049,000 | 875 |
| Total bank equity capital | $67,049,000 | 875 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $8,310,000 | 442 |
| Surplus | $10,782,000 | 2,026 |
| Undivided profits | $47,957,000 | 716 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,037,000 | 1,255 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $3,136,000 | 908 |
| Earning assets | $695,180,000 | 776 |
| Long-term assets (5+ years) | $136,157,000 | 749 |
| Average Assets, year-to-date | $732,542,330 | 784 |
| Average Assets, quarterly | $742,348,000 | 782 |
| Volatile liabilities | $90,597,000 | 1,406 |
| Insider loans | $6,973,000 | 886 |
| FHLB advances | $5,403,000 | 3,374 |
| Loans and leases held for sale | $17,805,000 | 201 |
| Unused loan commitments | $173,184,000 | 642 |
| Tier 1 (core) risk-based capital | $61,624,000 | 882 |
| Tier 2 risk-based capital | $7,239,000 | 671 |
| Total risk weighted assets | $642,677,000 | 675 |
| Total unused commitments | $173,184,000 | 642 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 158 | 1,022 |
| Assets and Liabilities | ||
| Total Assets: | $722,687,000 | 811 |
| Cash and due from depository institutions | $22,177,000 | 1,022 |
| Interest-bearing balances | $14,000 | 6,375 |
| Securities | $88,167,000 | 1,423 |
| Federal funds sold & reverse repurchase agreements | $5,250,000 | 2,229 |
| Net loans & leases | $566,385,000 | 695 |
| Loan loss allowance | $7,335,000 | 638 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $14,335,000 | 653 |
| Other real estate owned | $591,000 | 1,022 |
| Goodwill and other intangibles | $5,105,000 | 764 |
| All other assets | $20,677,000 | 803 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $722,687,000 | 811 |
| Total liabilities | $657,470,000 | 799 |
| Total deposits | $645,626,000 | 683 |
| Interest-bearing deposits | $554,686,000 | 693 |
| Deposits held in domestic offices | $645,626,000 | 681 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,712,000 | 2,293 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,420,000 | 3,413 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,712,000 | 978 |
| Total equity capital | $65,217,000 | 876 |
| Total bank equity capital | $65,217,000 | 876 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $8,310,000 | 424 |
| Surplus | $10,782,000 | 1,985 |
| Undivided profits | $46,125,000 | 714 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,733,000 | 1,472 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $3,204,000 | 853 |
| Earning assets | $659,816,000 | 811 |
| Long-term assets (5+ years) | $148,388,000 | 698 |
| Average Assets, year-to-date | $717,809,000 | 802 |
| Average Assets, quarterly | $717,809,000 | 802 |
| Volatile liabilities | $86,110,000 | 1,401 |
| Insider loans | $5,545,000 | 1,106 |
| FHLB advances | $5,420,000 | 3,275 |
| Loans and leases held for sale | $14,450,000 | 213 |
| Unused loan commitments | $158,475,000 | 663 |
| Tier 1 (core) risk-based capital | $60,080,000 | 899 |
| Tier 2 risk-based capital | $7,335,000 | 659 |
| Total risk weighted assets | $615,192,000 | 681 |
| Total unused commitments | $158,475,000 | 665 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 165 | 992 |
| Assets and Liabilities | ||
| Total Assets: | $712,931,000 | 812 |
| Cash and due from depository institutions | $25,937,000 | 992 |
| Interest-bearing balances | $1,444,000 | 2,404 |
| Securities | $91,852,000 | 1,389 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $555,043,000 | 705 |
| Loan loss allowance | $7,132,000 | 665 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $14,580,000 | 629 |
| Other real estate owned | $593,000 | 992 |
| Goodwill and other intangibles | $5,105,000 | 758 |
| All other assets | $19,821,000 | 814 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $712,931,000 | 812 |
| Total liabilities | $647,945,000 | 803 |
| Total deposits | $633,411,000 | 691 |
| Interest-bearing deposits | $544,170,000 | 701 |
| Deposits held in domestic offices | $633,411,000 | 689 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,725,000 | 1,496 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $5,468,000 | 3,453 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,341,000 | 1,276 |
| Total equity capital | $64,986,000 | 883 |
| Total bank equity capital | $64,986,000 | 883 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $8,310,000 | 410 |
| Surplus | $10,782,000 | 1,954 |
| Undivided profits | $45,894,000 | 737 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,607,000 | 1,018 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $3,023,000 | 897 |
| Earning assets | $648,339,000 | 819 |
| Long-term assets (5+ years) | $156,145,000 | 672 |
| Average Assets, year-to-date | $700,716,400 | 792 |
| Average Assets, quarterly | $714,770,000 | 800 |
| Volatile liabilities | $92,037,000 | 1,292 |
| Insider loans | $5,329,000 | 1,146 |
| FHLB advances | $5,468,000 | 3,297 |
| Loans and leases held for sale | $10,904,000 | 234 |
| Unused loan commitments | $135,123,000 | 737 |
| Tier 1 (core) risk-based capital | $59,116,000 | 905 |
| Tier 2 risk-based capital | $7,132,000 | 673 |
| Total risk weighted assets | $601,313,000 | 688 |
| Total unused commitments | $135,123,000 | 737 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 167 | 957 |
| Assets and Liabilities | ||
| Total Assets: | $716,609,000 | 797 |
| Cash and due from depository institutions | $22,660,000 | 957 |
| Interest-bearing balances | $29,000 | 6,096 |
| Securities | $100,040,000 | 1,274 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $547,821,000 | 696 |
| Loan loss allowance | $7,100,000 | 674 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $18,087,000 | 463 |
| Other real estate owned | $538,000 | 957 |
| Goodwill and other intangibles | $5,105,000 | 739 |
| All other assets | $22,358,000 | 725 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $716,609,000 | 797 |
| Total liabilities | $652,332,000 | 790 |
| Total deposits | $622,677,000 | 696 |
| Interest-bearing deposits | $519,004,000 | 729 |
| Deposits held in domestic offices | $622,677,000 | 691 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,515,000 | 1,576 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $20,488,000 | 1,700 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,652,000 | 1,186 |
| Total equity capital | $64,277,000 | 882 |
| Total bank equity capital | $64,277,000 | 882 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $8,310,000 | 407 |
| Surplus | $10,782,000 | 1,918 |
| Undivided profits | $45,185,000 | 739 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,167,000 | 1,300 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $3,124,000 | 882 |
| Earning assets | $647,890,000 | 807 |
| Long-term assets (5+ years) | $175,988,000 | 607 |
| Average Assets, year-to-date | $697,662,750 | 800 |
| Average Assets, quarterly | $711,198,500 | 796 |
| Volatile liabilities | $103,084,000 | 1,149 |
| Insider loans | $5,409,000 | 1,082 |
| FHLB advances | $20,488,000 | 1,588 |
| Loans and leases held for sale | $12,270,000 | 226 |
| Unused loan commitments | $134,205,000 | 736 |
| Tier 1 (core) risk-based capital | $58,008,000 | 907 |
| Tier 2 risk-based capital | $7,100,000 | 663 |
| Total risk weighted assets | $601,623,000 | 678 |
| Total unused commitments | $134,205,000 | 738 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 174 | 927 |
| Assets and Liabilities | ||
| Total Assets: | $705,788,000 | 799 |
| Cash and due from depository institutions | $22,406,000 | 927 |
| Interest-bearing balances | $21,000 | 6,275 |
| Securities | $107,828,000 | 1,200 |
| Federal funds sold & reverse repurchase agreements | $4,650,000 | 2,106 |
| Net loans & leases | $518,234,000 | 710 |
| Loan loss allowance | $6,829,000 | 687 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $18,375,000 | 446 |
| Other real estate owned | $534,000 | 927 |
| Goodwill and other intangibles | $5,105,000 | 721 |
| All other assets | $28,656,000 | 583 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $705,788,000 | 799 |
| Total liabilities | $643,495,000 | 789 |
| Total deposits | $625,350,000 | 696 |
| Interest-bearing deposits | $529,407,000 | 711 |
| Deposits held in domestic offices | $625,350,000 | 692 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,950,000 | 958 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $540,000 | 5,308 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,655,000 | 1,103 |
| Total equity capital | $62,293,000 | 877 |
| Total bank equity capital | $62,293,000 | 877 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $8,310,000 | 401 |
| Surplus | $10,782,000 | 1,870 |
| Undivided profits | $43,201,000 | 740 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,406,000 | 1,170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $212,000 | 599 |
| Income earned, not collected on loans | $2,925,000 | 895 |
| Earning assets | $630,733,000 | 813 |
| Long-term assets (5+ years) | $207,888,000 | 548 |
| Average Assets, year-to-date | $691,347,330 | 806 |
| Average Assets, quarterly | $698,921,500 | 797 |
| Volatile liabilities | $92,016,000 | 1,234 |
| Insider loans | $5,378,000 | 1,051 |
| FHLB advances | $540,000 | 5,054 |
| Loans and leases held for sale | $11,228,000 | 244 |
| Unused loan commitments | $126,804,000 | 755 |
| Tier 1 (core) risk-based capital | $56,909,000 | 909 |
| Tier 2 risk-based capital | $6,829,000 | 689 |
| Total risk weighted assets | $588,448,000 | 680 |
| Total unused commitments | $126,804,000 | 756 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 167 | 964 |
| Assets and Liabilities | ||
| Total Assets: | $692,055,000 | 816 |
| Cash and due from depository institutions | $23,357,000 | 964 |
| Interest-bearing balances | $55,000 | 5,844 |
| Securities | $107,782,000 | 1,215 |
| Federal funds sold & reverse repurchase agreements | $7,900,000 | 1,880 |
| Net loans & leases | $502,371,000 | 722 |
| Loan loss allowance | $6,703,000 | 700 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $18,339,000 | 434 |
| Other real estate owned | $602,000 | 964 |
| Goodwill and other intangibles | $5,105,000 | 707 |
| All other assets | $26,599,000 | 595 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $692,055,000 | 816 |
| Total liabilities | $628,976,000 | 809 |
| Total deposits | $600,439,000 | 715 |
| Interest-bearing deposits | $511,793,000 | 740 |
| Deposits held in domestic offices | $600,439,000 | 711 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,405,000 | 1,177 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $15,587,000 | 1,889 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $4,545,000 | 1,034 |
| Total equity capital | $63,079,000 | 889 |
| Total bank equity capital | $63,079,000 | 889 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $8,310,000 | 391 |
| Surplus | $10,782,000 | 1,831 |
| Undivided profits | $43,987,000 | 761 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,310,000 | 1,298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $167,000 | 719 |
| Income earned, not collected on loans | $3,087,000 | 836 |
| Earning assets | $618,108,000 | 834 |
| Long-term assets (5+ years) | $190,116,000 | 572 |
| Average Assets, year-to-date | $684,127,000 | 821 |
| Average Assets, quarterly | $684,127,000 | 821 |
| Volatile liabilities | $97,370,000 | 1,111 |
| Insider loans | $5,547,000 | 1,003 |
| FHLB advances | $15,587,000 | 1,763 |
| Loans and leases held for sale | $10,595,000 | 266 |
| Unused loan commitments | $119,439,000 | 765 |
| Tier 1 (core) risk-based capital | $56,159,000 | 915 |
| Tier 2 risk-based capital | $6,709,000 | 692 |
| Total risk weighted assets | $571,629,000 | 690 |
| Total unused commitments | $119,439,000 | 765 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 179 | 908 |
| Assets and Liabilities | ||
| Total Assets: | $676,199,000 | 836 |
| Cash and due from depository institutions | $18,685,000 | 908 |
| Interest-bearing balances | $8,000 | 6,677 |
| Securities | $126,092,000 | 1,062 |
| Federal funds sold & reverse repurchase agreements | $4,700,000 | 2,397 |
| Net loans & leases | $477,826,000 | 750 |
| Loan loss allowance | $6,568,000 | 708 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $17,742,000 | 457 |
| Other real estate owned | $1,086,000 | 908 |
| Goodwill and other intangibles | $5,105,000 | 701 |
| All other assets | $24,963,000 | 637 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $676,199,000 | 836 |
| Total liabilities | $614,285,000 | 819 |
| Total deposits | $594,089,000 | 725 |
| Interest-bearing deposits | $509,297,000 | 741 |
| Deposits held in domestic offices | $594,089,000 | 722 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,064,000 | 1,453 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,639,000 | 2,350 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,493,000 | 1,220 |
| Total equity capital | $61,914,000 | 897 |
| Total bank equity capital | $61,914,000 | 897 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $8,310,000 | 391 |
| Surplus | $10,782,000 | 1,808 |
| Undivided profits | $42,822,000 | 749 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,670,000 | 1,786 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $167,000 | 656 |
| Income earned, not collected on loans | $3,130,000 | 835 |
| Earning assets | $608,626,000 | 839 |
| Long-term assets (5+ years) | $155,010,000 | 694 |
| Average Assets, year-to-date | $661,269,000 | 822 |
| Average Assets, quarterly | $670,123,500 | 837 |
| Volatile liabilities | $83,673,000 | 1,273 |
| Insider loans | $5,651,000 | 958 |
| FHLB advances | $10,639,000 | 2,222 |
| Loans and leases held for sale | $5,947,000 | 346 |
| Unused loan commitments | $106,993,000 | 806 |
| Tier 1 (core) risk-based capital | $55,417,000 | 926 |
| Tier 2 risk-based capital | $6,568,000 | 706 |
| Total risk weighted assets | $547,825,000 | 704 |
| Total unused commitments | $106,993,000 | 807 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 173 | 951 |
| Assets and Liabilities | ||
| Total Assets: | $664,048,000 | 858 |
| Cash and due from depository institutions | $19,968,000 | 951 |
| Interest-bearing balances | $56,000 | 5,862 |
| Securities | $115,899,000 | 1,153 |
| Federal funds sold & reverse repurchase agreements | $11,100,000 | 1,291 |
| Net loans & leases | $469,588,000 | 761 |
| Loan loss allowance | $6,389,000 | 749 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $17,503,000 | 464 |
| Other real estate owned | $1,268,000 | 951 |
| Goodwill and other intangibles | $5,105,000 | 702 |
| All other assets | $23,617,000 | 664 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $664,048,000 | 858 |
| Total liabilities | $603,206,000 | 849 |
| Total deposits | $582,680,000 | 748 |
| Interest-bearing deposits | $492,833,000 | 773 |
| Deposits held in domestic offices | $582,680,000 | 745 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,430,000 | 1,381 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,661,000 | 2,281 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,435,000 | 1,289 |
| Total equity capital | $60,842,000 | 926 |
| Total bank equity capital | $60,842,000 | 926 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $8,310,000 | 389 |
| Surplus | $10,782,000 | 1,790 |
| Undivided profits | $41,750,000 | 766 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,696,000 | 1,886 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $167,000 | 723 |
| Income earned, not collected on loans | $3,078,000 | 878 |
| Earning assets | $596,643,000 | 873 |
| Long-term assets (5+ years) | $135,992,000 | 812 |
| Average Assets, year-to-date | $657,536,500 | 845 |
| Average Assets, quarterly | $669,761,500 | 847 |
| Volatile liabilities | $83,824,000 | 1,239 |
| Insider loans | $5,787,000 | 922 |
| FHLB advances | $10,661,000 | 2,149 |
| Loans and leases held for sale | $17,431,000 | 241 |
| Unused loan commitments | $103,173,000 | 840 |
| Tier 1 (core) risk-based capital | $54,431,000 | 947 |
| Tier 2 risk-based capital | $6,389,000 | 727 |
| Total risk weighted assets | $532,555,000 | 734 |
| Total unused commitments | $103,173,000 | 844 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 162 | 1,030 |
| Assets and Liabilities | ||
| Total Assets: | $675,475,000 | 836 |
| Cash and due from depository institutions | $21,614,000 | 1,030 |
| Interest-bearing balances | $60,000 | 5,864 |
| Securities | $118,597,000 | 1,106 |
| Federal funds sold & reverse repurchase agreements | $8,700,000 | 1,844 |
| Net loans & leases | $481,122,000 | 746 |
| Loan loss allowance | $6,272,000 | 752 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $17,432,000 | 456 |
| Other real estate owned | $739,000 | 1,030 |
| Goodwill and other intangibles | $5,105,000 | 671 |
| All other assets | $22,166,000 | 682 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $675,475,000 | 836 |
| Total liabilities | $615,231,000 | 827 |
| Total deposits | $599,072,000 | 715 |
| Interest-bearing deposits | $496,897,000 | 762 |
| Deposits held in domestic offices | $599,072,000 | 711 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,404,000 | 1,230 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,677,000 | 3,122 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,078,000 | 1,444 |
| Total equity capital | $60,244,000 | 921 |
| Total bank equity capital | $60,244,000 | 921 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $8,310,000 | 380 |
| Surplus | $10,782,000 | 1,751 |
| Undivided profits | $41,152,000 | 791 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,975,000 | 1,643 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $348,000 | 519 |
| Income earned, not collected on loans | $3,151,000 | 846 |
| Earning assets | $608,479,000 | 846 |
| Long-term assets (5+ years) | $132,195,000 | 803 |
| Average Assets, year-to-date | $655,366,000 | 844 |
| Average Assets, quarterly | $661,776,000 | 842 |
| Volatile liabilities | $72,196,000 | 1,383 |
| Insider loans | $5,800,000 | 894 |
| FHLB advances | $5,677,000 | 2,956 |
| Loans and leases held for sale | $28,023,000 | 229 |
| Unused loan commitments | $110,745,000 | 791 |
| Tier 1 (core) risk-based capital | $53,013,000 | 945 |
| Tier 2 risk-based capital | $6,272,000 | 721 |
| Total risk weighted assets | $538,996,000 | 713 |
| Total unused commitments | $110,745,000 | 795 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 161 | 1,024 |
| Assets and Liabilities | ||
| Total Assets: | $648,077,000 | 856 |
| Cash and due from depository institutions | $22,361,000 | 1,024 |
| Interest-bearing balances | $128,000 | 5,021 |
| Securities | $110,487,000 | 1,164 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $471,019,000 | 744 |
| Loan loss allowance | $6,060,000 | 772 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $17,537,000 | 444 |
| Other real estate owned | $612,000 | 1,024 |
| Goodwill and other intangibles | $5,105,000 | 671 |
| All other assets | $20,956,000 | 708 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $648,077,000 | 856 |
| Total liabilities | $589,886,000 | 847 |
| Total deposits | $570,566,000 | 737 |
| Interest-bearing deposits | $482,886,000 | 780 |
| Deposits held in domestic offices | $570,566,000 | 734 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,814,000 | 1,013 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $5,702,000 | 3,034 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,804,000 | 1,250 |
| Total equity capital | $58,191,000 | 933 |
| Total bank equity capital | $58,191,000 | 933 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $8,310,000 | 374 |
| Surplus | $10,782,000 | 1,723 |
| Undivided profits | $39,099,000 | 799 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,691,000 | 1,873 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $348,000 | 493 |
| Income earned, not collected on loans | $3,187,000 | 842 |
| Earning assets | $581,634,000 | 878 |
| Long-term assets (5+ years) | $130,334,000 | 778 |
| Average Assets, year-to-date | $645,311,500 | 843 |
| Average Assets, quarterly | $645,311,500 | 843 |
| Volatile liabilities | $69,854,000 | 1,401 |
| Insider loans | $4,642,000 | 1,124 |
| FHLB advances | $5,702,000 | 2,876 |
| Loans and leases held for sale | $25,045,000 | 226 |
| Unused loan commitments | $109,599,000 | 773 |
| Tier 1 (core) risk-based capital | $51,359,000 | 963 |
| Tier 2 risk-based capital | $6,060,000 | 720 |
| Total risk weighted assets | $523,467,000 | 716 |
| Total unused commitments | $109,599,000 | 776 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 157 | 1,049 |
| Assets and Liabilities | ||
| Total Assets: | $642,546,000 | 837 |
| Cash and due from depository institutions | $18,902,000 | 1,049 |
| Interest-bearing balances | $25,000 | 6,229 |
| Securities | $106,666,000 | 1,163 |
| Federal funds sold & reverse repurchase agreements | $9,750,000 | 1,478 |
| Net loans & leases | $463,350,000 | 747 |
| Loan loss allowance | $5,873,000 | 783 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $17,579,000 | 447 |
| Other real estate owned | $877,000 | 1,049 |
| Goodwill and other intangibles | $5,105,000 | 657 |
| All other assets | $20,317,000 | 727 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $642,546,000 | 837 |
| Total liabilities | $585,681,000 | 828 |
| Total deposits | $567,733,000 | 729 |
| Interest-bearing deposits | $488,873,000 | 745 |
| Deposits held in domestic offices | $567,733,000 | 726 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,571,000 | 1,052 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $5,761,000 | 3,047 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,616,000 | 1,648 |
| Total equity capital | $56,865,000 | 930 |
| Total bank equity capital | $56,865,000 | 930 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $8,310,000 | 372 |
| Surplus | $10,782,000 | 1,685 |
| Undivided profits | $37,773,000 | 810 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,149,000 | 1,431 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $348,000 | 465 |
| Income earned, not collected on loans | $3,301,000 | 853 |
| Earning assets | $579,791,000 | 858 |
| Long-term assets (5+ years) | $115,666,000 | 851 |
| Average Assets, year-to-date | $612,270,600 | 832 |
| Average Assets, quarterly | $639,113,000 | 829 |
| Volatile liabilities | $71,235,000 | 1,374 |
| Insider loans | $4,389,000 | 1,180 |
| FHLB advances | $5,761,000 | 2,873 |
| Loans and leases held for sale | $34,273,000 | 215 |
| Unused loan commitments | $99,449,000 | 795 |
| Tier 1 (core) risk-based capital | $49,769,000 | 976 |
| Tier 2 risk-based capital | $5,873,000 | 742 |
| Total risk weighted assets | $505,536,000 | 731 |
| Total unused commitments | $99,449,000 | 795 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 258 | 626 |
| Assets and Liabilities | ||
| Total Assets: | $588,602,000 | 866 |
| Cash and due from depository institutions | $15,304,000 | 626 |
| Interest-bearing balances | $857,000 | 3,175 |
| Securities | $109,086,000 | 1,037 |
| Federal funds sold & reverse repurchase agreements | $5,300,000 | 2,643 |
| Net loans & leases | $425,006,000 | 790 |
| Loan loss allowance | $5,857,000 | 738 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $17,120,000 | 436 |
| Other real estate owned | $932,000 | 626 |
| Goodwill and other intangibles | $4,930,000 | 635 |
| All other assets | $10,924,000 | 1,130 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $588,602,000 | 866 |
| Total liabilities | $538,448,000 | 859 |
| Total deposits | $525,924,000 | 743 |
| Interest-bearing deposits | $458,120,000 | 731 |
| Deposits held in domestic offices | $525,924,000 | 739 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,464,000 | 1,161 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $931,000 | 4,754 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,129,000 | 1,408 |
| Total equity capital | $50,154,000 | 979 |
| Total bank equity capital | $50,154,000 | 979 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $8,310,000 | 369 |
| Surplus | $10,782,000 | 1,595 |
| Undivided profits | $31,062,000 | 908 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,446,000 | 1,255 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $3,575,000 | 840 |
| Earning assets | $540,249,000 | 864 |
| Long-term assets (5+ years) | $101,463,000 | 940 |
| Average Assets, year-to-date | $587,101,800 | 836 |
| Average Assets, quarterly | $593,932,500 | 850 |
| Volatile liabilities | $67,653,000 | 1,374 |
| Insider loans | $5,197,000 | 933 |
| FHLB advances | $931,000 | 4,501 |
| Loans and leases held for sale | $12,277,000 | 352 |
| Unused loan commitments | $86,754,000 | 839 |
| Tier 1 (core) risk-based capital | $44,396,000 | 1,029 |
| Tier 2 risk-based capital | $5,715,000 | 715 |
| Total risk weighted assets | $457,088,000 | 766 |
| Total unused commitments | $86,754,000 | 840 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 225 | 700 |
| Assets and Liabilities | ||
| Total Assets: | $534,428,000 | 930 |
| Cash and due from depository institutions | $12,325,000 | 700 |
| Interest-bearing balances | $489,000 | 3,099 |
| Securities | $91,351,000 | 1,217 |
| Federal funds sold & reverse repurchase agreements | $3,450,000 | 3,129 |
| Net loans & leases | $405,763,000 | 801 |
| Loan loss allowance | $5,670,000 | 741 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $14,580,000 | 512 |
| Other real estate owned | $281,000 | 700 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $6,678,000 | 1,421 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $534,428,000 | 930 |
| Total liabilities | $488,197,000 | 915 |
| Total deposits | $431,698,000 | 891 |
| Interest-bearing deposits | $381,552,000 | 881 |
| Deposits held in domestic offices | $431,698,000 | 888 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,635,000 | 1,057 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $41,100,000 | 828 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $4,764,000 | 1,035 |
| Total equity capital | $46,231,000 | 996 |
| Total bank equity capital | $46,231,000 | 996 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $8,310,000 | 379 |
| Surplus | $10,782,000 | 1,558 |
| Undivided profits | $27,139,000 | 989 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,801,000 | 915 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $559,000 | 263 |
| Income earned, not collected on loans | $2,398,000 | 1,032 |
| Earning assets | $501,053,000 | 904 |
| Long-term assets (5+ years) | $37,101,000 | 2,031 |
| Average Assets, year-to-date | $518,492,000 | 908 |
| Average Assets, quarterly | $526,222,500 | 930 |
| Volatile liabilities | $75,064,000 | 1,240 |
| Insider loans | $4,412,000 | 1,096 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $725,000 | 824 |
| Unused loan commitments | $79,311,000 | 834 |
| Tier 1 (core) risk-based capital | $46,135,000 | 940 |
| Tier 2 risk-based capital | $5,554,630 | 720 |
| Total risk weighted assets | $444,254,630 | 761 |
| Total unused commitments | $79,311,000 | 835 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 218 | 766 |
| Assets and Liabilities | ||
| Total Assets: | $512,951,000 | 945 |
| Cash and due from depository institutions | $18,363,000 | 766 |
| Interest-bearing balances | $3,510,000 | 1,117 |
| Securities | $96,096,000 | 1,181 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $378,610,000 | 843 |
| Loan loss allowance | $5,173,000 | 791 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $13,767,000 | 554 |
| Other real estate owned | $129,000 | 766 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $5,986,000 | 1,538 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $512,951,000 | 945 |
| Total liabilities | $471,030,000 | 936 |
| Total deposits | $399,027,000 | 932 |
| Interest-bearing deposits | $355,507,000 | 921 |
| Deposits held in domestic offices | $399,027,000 | 927 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,666,000 | 807 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $46,262,000 | 793 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $5,075,000 | 931 |
| Total equity capital | $41,921,000 | 1,076 |
| Total bank equity capital | $41,921,000 | 1,076 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $8,310,000 | 406 |
| Surplus | $10,782,000 | 1,525 |
| Undivided profits | $22,829,000 | 1,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,541,000 | 548 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,891,000 | 1,111 |
| Earning assets | $478,216,000 | 932 |
| Long-term assets (5+ years) | $59,517,000 | 1,491 |
| Average Assets, year-to-date | $484,704,800 | 955 |
| Average Assets, quarterly | $503,013,000 | 953 |
| Volatile liabilities | $77,100,000 | 1,175 |
| Insider loans | $5,707,000 | 796 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $73,000 | 1,384 |
| Unused loan commitments | $88,046,000 | 790 |
| Tier 1 (core) risk-based capital | $42,473,000 | 1,024 |
| Tier 2 risk-based capital | $5,173,000 | 758 |
| Total risk weighted assets | $423,930,200 | 773 |
| Total unused commitments | $88,046,000 | 790 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 212 | 795 |
| Assets and Liabilities | ||
| Total Assets: | $458,346,000 | 1,024 |
| Cash and due from depository institutions | $11,875,000 | 795 |
| Interest-bearing balances | $89,000 | 5,240 |
| Securities | $90,215,000 | 1,286 |
| Federal funds sold & reverse repurchase agreements | $10,600,000 | 1,625 |
| Net loans & leases | $327,360,000 | 887 |
| Loan loss allowance | $4,640,000 | 849 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $13,576,000 | 538 |
| Other real estate owned | $30,000 | 795 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $4,690,000 | 1,640 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $458,346,000 | 1,024 |
| Total liabilities | $419,330,000 | 1,010 |
| Total deposits | $386,347,000 | 946 |
| Interest-bearing deposits | $347,117,000 | 921 |
| Deposits held in domestic offices | $386,347,000 | 943 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,650,000 | 1,249 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $21,612,000 | 1,007 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $4,721,000 | 1,021 |
| Total equity capital | $39,016,000 | 1,144 |
| Total bank equity capital | $39,016,000 | 1,144 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $8,310,000 | 406 |
| Surplus | $10,474,000 | 1,484 |
| Undivided profits | $20,232,000 | 1,283 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,270,000 | 1,966 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,714,000 | 1,220 |
| Earning assets | $428,264,000 | 1,002 |
| Long-term assets (5+ years) | $67,728,000 | 1,242 |
| Average Assets, year-to-date | $442,253,800 | 1,010 |
| Average Assets, quarterly | $452,424,000 | 1,014 |
| Volatile liabilities | $55,602,000 | 1,272 |
| Insider loans | $10,572,000 | 378 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $1,646,000 | 881 |
| Unused loan commitments | $86,581,000 | 780 |
| Tier 1 (core) risk-based capital | $38,726,000 | 1,084 |
| Tier 2 risk-based capital | $4,517,370 | 795 |
| Total risk weighted assets | $361,267,270 | 827 |
| Total unused commitments | $86,581,000 | 785 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 204 | 865 |
| Assets and Liabilities | ||
| Total Assets: | $428,304,000 | 1,107 |
| Cash and due from depository institutions | $14,406,000 | 865 |
| Interest-bearing balances | $259,000 | 3,740 |
| Securities | $105,276,000 | 1,092 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 3,551 |
| Net loans & leases | $287,925,000 | 1,037 |
| Loan loss allowance | $4,291,000 | 928 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $12,518,000 | 591 |
| Other real estate owned | $98,000 | 865 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $4,581,000 | 1,650 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $428,304,000 | 1,107 |
| Total liabilities | $387,703,000 | 1,107 |
| Total deposits | $352,659,000 | 1,068 |
| Interest-bearing deposits | $317,266,000 | 1,021 |
| Deposits held in domestic offices | $352,659,000 | 1,064 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,460,000 | 1,433 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $26,093,000 | 837 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,491,000 | 1,301 |
| Total equity capital | $40,601,000 | 1,110 |
| Total bank equity capital | $40,601,000 | 1,110 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $8,310,000 | 422 |
| Surplus | $10,782,000 | 1,448 |
| Undivided profits | $21,509,000 | 1,210 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,089,000 | 2,299 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,521,000 | 1,438 |
| Earning assets | $396,960,000 | 1,093 |
| Long-term assets (5+ years) | $76,384,000 | 971 |
| Average Assets, year-to-date | $411,627,200 | 1,098 |
| Average Assets, quarterly | $424,957,000 | 1,099 |
| Volatile liabilities | $53,376,000 | 1,340 |
| Insider loans | $11,609,000 | 339 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,159,000 | 773 |
| Unused loan commitments | $64,056,000 | 892 |
| Tier 1 (core) risk-based capital | $40,374,000 | 1,050 |
| Tier 2 risk-based capital | $3,821,210 | 882 |
| Total risk weighted assets | $305,226,710 | 971 |
| Total unused commitments | $64,056,000 | 896 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 185 | 1,006 |
| Assets and Liabilities | ||
| Total Assets: | $395,324,000 | 1,225 |
| Cash and due from depository institutions | $10,277,000 | 1,006 |
| Interest-bearing balances | $269,000 | 3,748 |
| Securities | $97,975,000 | 1,215 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 4,283 |
| Net loans & leases | $269,475,000 | 1,119 |
| Loan loss allowance | $4,179,000 | 1,017 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $10,283,000 | 733 |
| Other real estate owned | $185,000 | 1,006 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $4,629,000 | 1,702 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $395,324,000 | 1,225 |
| Total liabilities | $358,242,000 | 1,224 |
| Total deposits | $335,654,000 | 1,159 |
| Interest-bearing deposits | $304,605,000 | 1,102 |
| Deposits held in domestic offices | $335,654,000 | 1,153 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,795,000 | 1,633 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $14,404,000 | 1,108 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,389,000 | 1,344 |
| Total equity capital | $37,082,000 | 1,219 |
| Total bank equity capital | $37,082,000 | 1,219 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $8,310,000 | 452 |
| Surplus | $10,782,000 | 1,502 |
| Undivided profits | $17,990,000 | 1,442 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,168,000 | 2,387 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,618,000 | 1,335 |
| Earning assets | $370,219,000 | 1,201 |
| Long-term assets (5+ years) | $71,134,000 | 965 |
| Average Assets, year-to-date | $374,480,000 | 1,223 |
| Average Assets, quarterly | $387,872,500 | 1,227 |
| Volatile liabilities | $44,420,000 | 1,513 |
| Insider loans | $12,162,000 | 358 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $330,000 | 1,089 |
| Unused loan commitments | $50,209,000 | 1,054 |
| Tier 1 (core) risk-based capital | $37,096,000 | 1,153 |
| Tier 2 risk-based capital | $3,571,760 | 974 |
| Total risk weighted assets | $285,109,660 | 1,060 |
| Total unused commitments | $50,209,000 | 1,060 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 169 | 1,132 |
| Assets and Liabilities | ||
| Total Assets: | $360,533,000 | 1,318 |
| Cash and due from depository institutions | $8,818,000 | 1,132 |
| Interest-bearing balances | $345,000 | 3,684 |
| Securities | $87,962,000 | 1,423 |
| Federal funds sold & reverse repurchase agreements | $5,430,000 | 2,667 |
| Net loans & leases | $249,123,000 | 1,184 |
| Loan loss allowance | $3,988,000 | 1,086 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,574,000 | 1,681 |
| Other real estate owned | $399,000 | 1,132 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $4,227,000 | 1,862 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $360,533,000 | 1,318 |
| Total liabilities | $326,416,000 | 1,336 |
| Total deposits | $316,096,000 | 1,247 |
| Interest-bearing deposits | $287,787,000 | 1,184 |
| Deposits held in domestic offices | $316,096,000 | 1,233 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,942,000 | 1,705 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,368,000 | 2,252 |
| Subordinated debt | $937,000 | 264 |
| All other liabilities | $3,073,000 | 1,503 |
| Total equity capital | $34,117,000 | 1,335 |
| Total bank equity capital | $34,117,000 | 1,335 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $8,310,000 | 464 |
| Surplus | $10,782,000 | 1,500 |
| Undivided profits | $15,025,000 | 1,733 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,813,000 | 1,636 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,000 | 1,692 |
| Income earned, not collected on loans | $1,504,000 | 1,482 |
| Earning assets | $342,860,000 | 1,273 |
| Long-term assets (5+ years) | $47,686,000 | 1,231 |
| Average Assets, year-to-date | $342,973,800 | 1,331 |
| Average Assets, quarterly | $356,762,000 | 1,320 |
| Volatile liabilities | $30,997,000 | 1,808 |
| Insider loans | $8,509,000 | 516 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $940,000 | 838 |
| Unused loan commitments | $52,468,000 | 996 |
| Tier 1 (core) risk-based capital | $33,909,000 | 1,276 |
| Tier 2 risk-based capital | $3,507,340 | 983 |
| Total risk weighted assets | $266,660,140 | 1,106 |
| Total unused commitments | $52,468,000 | 1,001 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 162 | 1,205 |
| Assets and Liabilities | ||
| Total Assets: | $323,876,000 | 1,427 |
| Cash and due from depository institutions | $10,948,000 | 1,205 |
| Interest-bearing balances | $3,475,000 | 1,032 |
| Securities | $86,013,000 | 1,496 |
| Federal funds sold & reverse repurchase agreements | $2,430,000 | 3,315 |
| Net loans & leases | $214,517,000 | 1,316 |
| Loan loss allowance | $3,815,000 | 1,134 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,127,000 | 1,807 |
| Other real estate owned | $444,000 | 1,205 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $5,397,000 | 1,591 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $323,876,000 | 1,427 |
| Total liabilities | $294,785,000 | 1,435 |
| Total deposits | $286,130,000 | 1,330 |
| Interest-bearing deposits | $262,284,000 | 1,244 |
| Deposits held in domestic offices | $286,130,000 | 1,322 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,104,000 | 2,238 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,500,000 | 2,783 |
| Subordinated debt | $1,044,000 | 268 |
| All other liabilities | $3,007,000 | 1,300 |
| Total equity capital | $29,091,000 | 1,416 |
| Total bank equity capital | $29,091,000 | 1,416 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $8,310,000 | 460 |
| Surplus | $10,782,000 | 1,439 |
| Undivided profits | $9,999,000 | 2,337 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,237,000 | 2,270 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,000 | 1,654 |
| Income earned, not collected on loans | $1,291,000 | 1,507 |
| Earning assets | $306,435,000 | 1,382 |
| Long-term assets (5+ years) | $39,325,000 | 1,453 |
| Average Assets, year-to-date | $312,714,600 | 1,440 |
| Average Assets, quarterly | $320,100,000 | 1,435 |
| Volatile liabilities | $36,516,000 | 1,560 |
| Insider loans | $6,487,000 | 670 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $40,537,000 | 1,148 |
| Tier 1 (core) risk-based capital | $31,063,000 | 1,323 |
| Tier 2 risk-based capital | $3,289,890 | 1,028 |
| Total risk weighted assets | $234,040,690 | 1,219 |
| Total unused commitments | $40,537,000 | 1,155 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 160 | 1,294 |
| Assets and Liabilities | ||
| Total Assets: | $307,516,000 | 1,525 |
| Cash and due from depository institutions | $7,324,000 | 1,294 |
| Interest-bearing balances | $630,000 | 4,023 |
| Securities | $85,276,000 | 1,613 |
| Federal funds sold & reverse repurchase agreements | $2,180,000 | 5,468 |
| Net loans & leases | $202,717,000 | 1,372 |
| Loan loss allowance | $3,471,000 | 1,308 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,580,000 | 2,029 |
| Other real estate owned | $2,364,000 | 1,294 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $4,075,000 | 1,863 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $307,516,000 | 1,525 |
| Total liabilities | $281,124,000 | 1,535 |
| Total deposits | $271,406,000 | 1,464 |
| Interest-bearing deposits | $251,906,000 | 1,368 |
| Deposits held in domestic offices | $271,406,000 | 1,453 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,199,000 | 1,624 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,667,000 | 1,949 |
| Subordinated debt | $1,152,000 | 276 |
| All other liabilities | $1,700,000 | 2,072 |
| Total equity capital | $26,392,000 | 1,563 |
| Total bank equity capital | $26,392,000 | 1,563 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $7,068,000 | 522 |
| Surplus | $4,479,000 | 2,989 |
| Undivided profits | $14,845,000 | 1,606 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,270,000 | 2,667 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,000 | 1,792 |
| Income earned, not collected on loans | $1,160,000 | 1,491 |
| Earning assets | $290,803,000 | 1,480 |
| Long-term assets (5+ years) | $24,504,000 | 2,255 |
| Average Assets, year-to-date | $298,883,800 | 1,527 |
| Average Assets, quarterly | $305,333,000 | 1,525 |
| Volatile liabilities | $27,575,000 | 1,850 |
| Insider loans | $5,861,000 | 709 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $34,398,000 | 1,296 |
| Tier 1 (core) risk-based capital | $26,392,000 | 1,517 |
| Tier 2 risk-based capital | $3,284,510 | 1,025 |
| Total risk weighted assets | $217,035,710 | 1,284 |
| Total unused commitments | $34,398,000 | 1,316 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 149 | 1,464 |
| Assets and Liabilities | ||
| Total Assets: | $291,972,000 | 1,653 |
| Cash and due from depository institutions | $6,022,000 | 1,464 |
| Interest-bearing balances | $250,000 | 5,872 |
| Securities | $72,296,000 | 1,863 |
| Federal funds sold & reverse repurchase agreements | $4,270,000 | 3,775 |
| Net loans & leases | $200,179,000 | 1,433 |
| Loan loss allowance | $3,068,000 | 1,518 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,131,000 | 2,357 |
| Other real estate owned | $2,890,000 | 1,464 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,184,000 | 2,388 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $291,972,000 | 1,653 |
| Total liabilities | $268,197,000 | 1,659 |
| Total deposits | $259,077,000 | 1,611 |
| Interest-bearing deposits | $240,403,000 | 1,510 |
| Deposits held in domestic offices | $259,077,000 | 1,599 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,212,000 | 1,498 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,240,000 | 1,866 |
| Subordinated debt | $1,259,000 | 293 |
| All other liabilities | $1,409,000 | 2,478 |
| Total equity capital | $23,775,000 | 1,625 |
| Total bank equity capital | $23,775,000 | 1,625 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $7,068,000 | 528 |
| Surplus | $4,060,000 | 3,105 |
| Undivided profits | $12,647,000 | 1,728 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,884,000 | 2,350 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,161,000 | 1,667 |
| Earning assets | $276,995,000 | 1,599 |
| Long-term assets (5+ years) | $13,973,000 | 3,421 |
| Average Assets, year-to-date | $290,570,800 | 1,619 |
| Average Assets, quarterly | $292,429,000 | 1,635 |
| Volatile liabilities | $26,652,000 | 1,881 |
| Insider loans | $128,000 | 5,054 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $30,699,000 | 1,343 |
| Tier 1 (core) risk-based capital | $23,775,000 | 1,585 |
| Tier 2 risk-based capital | $3,599,220 | 965 |
| Total risk weighted assets | $212,571,420 | 1,369 |
| Total unused commitments | $30,699,000 | 1,359 |
| Derivatives | $0 | 651 |