Home > First National Bank > Income and Expense
First National Bank, Income and Expense
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,215,000 | 2,780 |
| Total interest expense | $1,119,000 | 2,233 |
| Net interest income | $7,096,000 | 2,829 |
| Provision for loan and lease losses | $-318,000 | 5,884 |
| Total noninterest income | $1,848,000 | 2,216 |
| Gross Fiduciary activities income | $4,000 | 1,109 |
| Service charges on deposit accounts | $797,000 | 1,483 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,047,000 | 2,320 |
| Total noninterest expense | $6,687,000 | 2,644 |
| Salaries and employee benefits | $3,045,000 | 3,005 |
| Premises and equipment expense | $922,000 | 2,303 |
| Additional noninterest expense | $2,720,000 | 2,177 |
| Pre-tax net operating income | $2,575,000 | 2,575 |
| Securities gains (losses) | $2,000 | 3,028 |
| Applicable income taxes | $583,000 | 2,092 |
| Income before extraordinary items | $1,994,000 | 2,742 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,994,000 | 2,744 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,994,000 | 2,745 |
| Net charge-offs | $-187,000 | 5,846 |
| Cash dividends | $5,004,000 | 660 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,992,460 | 2,697 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,154,000 | 2,799 |
| Total interest expense | $863,000 | 2,208 |
| Net interest income | $5,291,000 | 2,868 |
| Provision for loan and lease losses | $-131,000 | 5,946 |
| Total noninterest income | $1,391,000 | 2,220 |
| Gross Fiduciary activities income | $4,000 | 1,065 |
| Service charges on deposit accounts | $599,000 | 1,493 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $788,000 | 2,334 |
| Total noninterest expense | $4,799,000 | 2,741 |
| Salaries and employee benefits | $2,294,000 | 3,021 |
| Premises and equipment expense | $720,000 | 2,273 |
| Additional noninterest expense | $1,785,000 | 2,425 |
| Pre-tax net operating income | $2,014,000 | 2,561 |
| Securities gains (losses) | $1,000 | 2,915 |
| Applicable income taxes | $446,000 | 2,103 |
| Income before extraordinary items | $1,569,000 | 2,685 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,569,000 | 2,685 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,569,000 | 2,686 |
| Net charge-offs | $-91,000 | 5,781 |
| Cash dividends | $510,000 | 2,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,568,220 | 2,634 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,120,000 | 2,798 |
| Total interest expense | $592,000 | 2,177 |
| Net interest income | $3,528,000 | 2,859 |
| Provision for loan and lease losses | $-137,000 | 6,087 |
| Total noninterest income | $938,000 | 2,226 |
| Gross Fiduciary activities income | $3,000 | 1,066 |
| Service charges on deposit accounts | $395,000 | 1,486 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $540,000 | 2,333 |
| Total noninterest expense | $3,161,000 | 2,786 |
| Salaries and employee benefits | $1,524,000 | 3,050 |
| Premises and equipment expense | $482,000 | 2,276 |
| Additional noninterest expense | $1,155,000 | 2,511 |
| Pre-tax net operating income | $1,442,000 | 2,410 |
| Securities gains (losses) | $5,000 | 2,231 |
| Applicable income taxes | $309,000 | 2,107 |
| Income before extraordinary items | $1,138,000 | 2,523 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,138,000 | 2,525 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,138,000 | 2,525 |
| Net charge-offs | $-99,000 | 5,924 |
| Cash dividends | $307,000 | 2,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,134,050 | 2,473 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,044,000 | 2,821 |
| Total interest expense | $311,000 | 2,106 |
| Net interest income | $1,733,000 | 2,909 |
| Provision for loan and lease losses | $23,000 | 2,765 |
| Total noninterest income | $443,000 | 2,271 |
| Gross Fiduciary activities income | $1,000 | 1,061 |
| Service charges on deposit accounts | $187,000 | 1,523 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $255,000 | 2,329 |
| Total noninterest expense | $1,581,000 | 2,794 |
| Salaries and employee benefits | $773,000 | 3,043 |
| Premises and equipment expense | $241,000 | 2,311 |
| Additional noninterest expense | $567,000 | 2,540 |
| Pre-tax net operating income | $572,000 | 2,783 |
| Securities gains (losses) | $4,000 | 1,704 |
| Applicable income taxes | $78,000 | 2,663 |
| Income before extraordinary items | $498,000 | 2,732 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $498,000 | 2,735 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $498,000 | 2,735 |
| Net charge-offs | $-15,000 | 5,573 |
| Cash dividends | $163,000 | 1,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $494,560 | 2,662 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,475,000 | 2,765 |
| Total interest expense | $1,369,000 | 2,042 |
| Net interest income | $7,106,000 | 2,856 |
| Provision for loan and lease losses | $-64,000 | 5,990 |
| Total noninterest income | $1,775,000 | 2,283 |
| Gross Fiduciary activities income | $6,000 | 1,107 |
| Service charges on deposit accounts | $817,000 | 1,544 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $952,000 | 2,390 |
| Total noninterest expense | $6,880,000 | 2,656 |
| Salaries and employee benefits | $3,234,000 | 2,933 |
| Premises and equipment expense | $933,000 | 2,368 |
| Additional noninterest expense | $2,713,000 | 2,226 |
| Pre-tax net operating income | $2,065,000 | 2,924 |
| Securities gains (losses) | $-31,000 | 6,189 |
| Applicable income taxes | $304,000 | 2,624 |
| Income before extraordinary items | $1,730,000 | 2,974 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,730,000 | 2,973 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,730,000 | 2,974 |
| Net charge-offs | $71,000 | 3,490 |
| Cash dividends | $450,000 | 2,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,756,350 | 2,892 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,198,000 | 2,840 |
| Total interest expense | $1,030,000 | 2,073 |
| Net interest income | $5,168,000 | 2,953 |
| Provision for loan and lease losses | $-67,000 | 6,167 |
| Total noninterest income | $1,313,000 | 2,303 |
| Gross Fiduciary activities income | $5,000 | 1,081 |
| Service charges on deposit accounts | $603,000 | 1,587 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $705,000 | 2,428 |
| Total noninterest expense | $5,225,000 | 2,625 |
| Salaries and employee benefits | $2,411,000 | 2,961 |
| Premises and equipment expense | $695,000 | 2,409 |
| Additional noninterest expense | $2,119,000 | 2,131 |
| Pre-tax net operating income | $1,323,000 | 3,263 |
| Securities gains (losses) | $-30,000 | 6,299 |
| Applicable income taxes | $107,000 | 3,245 |
| Income before extraordinary items | $1,186,000 | 3,173 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,186,000 | 3,173 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,186,000 | 3,174 |
| Net charge-offs | $5,000 | 4,372 |
| Cash dividends | $140,000 | 3,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,213,600 | 3,080 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,122,000 | 2,848 |
| Total interest expense | $688,000 | 2,081 |
| Net interest income | $3,434,000 | 2,964 |
| Provision for loan and lease losses | $9,000 | 3,952 |
| Total noninterest income | $847,000 | 2,331 |
| Gross Fiduciary activities income | $3,000 | 1,080 |
| Service charges on deposit accounts | $390,000 | 1,600 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $454,000 | 2,446 |
| Total noninterest expense | $3,484,000 | 2,627 |
| Salaries and employee benefits | $1,606,000 | 2,978 |
| Premises and equipment expense | $513,000 | 2,228 |
| Additional noninterest expense | $1,365,000 | 2,186 |
| Pre-tax net operating income | $788,000 | 3,399 |
| Securities gains (losses) | $-30,000 | 6,425 |
| Applicable income taxes | $61,000 | 3,329 |
| Income before extraordinary items | $697,000 | 3,345 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $697,000 | 3,351 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $697,000 | 3,351 |
| Net charge-offs | $-3,000 | 5,301 |
| Cash dividends | $80,000 | 3,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $724,600 | 3,233 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,057,000 | 2,866 |
| Total interest expense | $349,000 | 2,083 |
| Net interest income | $1,708,000 | 2,982 |
| Provision for loan and lease losses | $-65,000 | 6,489 |
| Total noninterest income | $406,000 | 2,347 |
| Gross Fiduciary activities income | $2,000 | 1,051 |
| Service charges on deposit accounts | $184,000 | 1,664 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $220,000 | 2,415 |
| Total noninterest expense | $1,804,000 | 2,565 |
| Salaries and employee benefits | $802,000 | 2,991 |
| Premises and equipment expense | $221,000 | 2,558 |
| Additional noninterest expense | $781,000 | 1,925 |
| Pre-tax net operating income | $375,000 | 3,396 |
| Securities gains (losses) | $-22,000 | 6,517 |
| Applicable income taxes | $21,000 | 3,473 |
| Income before extraordinary items | $332,000 | 3,362 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $332,000 | 3,365 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $332,000 | 3,365 |
| Net charge-offs | $122,000 | 1,251 |
| Cash dividends | $80,000 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $352,680 | 3,206 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,769,000 | 2,729 |
| Total interest expense | $1,595,000 | 2,049 |
| Net interest income | $7,174,000 | 2,857 |
| Provision for loan and lease losses | $475,000 | 1,911 |
| Total noninterest income | $1,441,000 | 2,658 |
| Gross Fiduciary activities income | $10,000 | 1,105 |
| Service charges on deposit accounts | $581,000 | 2,118 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $850,000 | 2,593 |
| Total noninterest expense | $7,350,000 | 2,513 |
| Salaries and employee benefits | $3,223,000 | 2,960 |
| Premises and equipment expense | $880,000 | 2,514 |
| Additional noninterest expense | $3,247,000 | 1,945 |
| Pre-tax net operating income | $790,000 | 4,425 |
| Securities gains (losses) | $12,000 | 2,573 |
| Applicable income taxes | $-24,000 | 6,359 |
| Income before extraordinary items | $826,000 | 4,229 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $826,000 | 4,231 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $826,000 | 4,232 |
| Net charge-offs | $1,295,000 | 1,043 |
| Cash dividends | $307,000 | 3,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $814,000 | 4,186 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,612,000 | 2,735 |
| Total interest expense | $1,214,000 | 2,084 |
| Net interest income | $5,398,000 | 2,860 |
| Provision for loan and lease losses | $350,000 | 1,917 |
| Total noninterest income | $1,017,000 | 2,795 |
| Gross Fiduciary activities income | $8,000 | 1,078 |
| Service charges on deposit accounts | $378,000 | 2,375 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $631,000 | 2,661 |
| Total noninterest expense | $5,219,000 | 2,643 |
| Salaries and employee benefits | $2,407,000 | 2,987 |
| Premises and equipment expense | $663,000 | 2,526 |
| Additional noninterest expense | $2,149,000 | 2,160 |
| Pre-tax net operating income | $846,000 | 3,964 |
| Securities gains (losses) | $12,000 | 2,447 |
| Applicable income taxes | $68,000 | 3,542 |
| Income before extraordinary items | $790,000 | 3,844 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $790,000 | 3,847 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $790,000 | 3,847 |
| Net charge-offs | $911,000 | 1,071 |
| Cash dividends | $307,000 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $778,960 | 3,802 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,419,000 | 2,729 |
| Total interest expense | $814,000 | 2,102 |
| Net interest income | $3,605,000 | 2,848 |
| Provision for loan and lease losses | $250,000 | 1,852 |
| Total noninterest income | $613,000 | 2,969 |
| Gross Fiduciary activities income | $7,000 | 1,057 |
| Service charges on deposit accounts | $241,000 | 2,432 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $365,000 | 2,926 |
| Total noninterest expense | $3,533,000 | 2,616 |
| Salaries and employee benefits | $1,626,000 | 2,982 |
| Premises and equipment expense | $436,000 | 2,562 |
| Additional noninterest expense | $1,471,000 | 2,109 |
| Pre-tax net operating income | $435,000 | 4,354 |
| Securities gains (losses) | $8,000 | 2,354 |
| Applicable income taxes | $5,000 | 4,362 |
| Income before extraordinary items | $438,000 | 4,166 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $438,000 | 4,168 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $438,000 | 4,169 |
| Net charge-offs | $589,000 | 1,118 |
| Cash dividends | $307,000 | 2,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $430,080 | 4,081 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,231,000 | 2,726 |
| Total interest expense | $414,000 | 2,125 |
| Net interest income | $1,817,000 | 2,834 |
| Provision for loan and lease losses | $125,000 | 1,855 |
| Total noninterest income | $338,000 | 2,835 |
| Gross Fiduciary activities income | $5,000 | 1,015 |
| Service charges on deposit accounts | $116,000 | 2,505 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $217,000 | 2,658 |
| Total noninterest expense | $1,755,000 | 2,669 |
| Salaries and employee benefits | $812,000 | 3,018 |
| Premises and equipment expense | $220,000 | 2,566 |
| Additional noninterest expense | $723,000 | 2,154 |
| Pre-tax net operating income | $275,000 | 3,960 |
| Securities gains (losses) | $4,000 | 1,680 |
| Applicable income taxes | $39,000 | 3,169 |
| Income before extraordinary items | $240,000 | 3,956 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $240,000 | 3,958 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $240,000 | 3,959 |
| Net charge-offs | $61,000 | 2,275 |
| Cash dividends | $163,000 | 1,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $236,560 | 3,897 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,746,000 | 2,628 |
| Total interest expense | $2,180,000 | 1,991 |
| Net interest income | $7,566,000 | 2,790 |
| Provision for loan and lease losses | $601,000 | 2,442 |
| Total noninterest income | $964,000 | 3,308 |
| Gross Fiduciary activities income | $12,000 | 1,105 |
| Service charges on deposit accounts | $536,000 | 2,347 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $416,000 | 3,591 |
| Total noninterest expense | $7,090,000 | 2,628 |
| Salaries and employee benefits | $3,081,000 | 3,073 |
| Premises and equipment expense | $866,000 | 2,575 |
| Additional noninterest expense | $3,143,000 | 2,067 |
| Pre-tax net operating income | $839,000 | 4,275 |
| Securities gains (losses) | $76,000 | 2,471 |
| Applicable income taxes | $18,000 | 4,251 |
| Income before extraordinary items | $897,000 | 4,104 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $897,000 | 4,104 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $897,000 | 4,106 |
| Net charge-offs | $721,000 | 2,194 |
| Cash dividends | $380,000 | 3,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $822,520 | 4,059 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,464,000 | 2,630 |
| Total interest expense | $1,665,000 | 2,047 |
| Net interest income | $5,799,000 | 2,784 |
| Provision for loan and lease losses | $340,000 | 2,810 |
| Total noninterest income | $509,000 | 3,968 |
| Gross Fiduciary activities income | $11,000 | 1,072 |
| Service charges on deposit accounts | $396,000 | 2,404 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $102,000 | 5,107 |
| Total noninterest expense | $5,233,000 | 2,672 |
| Salaries and employee benefits | $2,267,000 | 3,125 |
| Premises and equipment expense | $672,000 | 2,519 |
| Additional noninterest expense | $2,294,000 | 2,121 |
| Pre-tax net operating income | $735,000 | 4,146 |
| Securities gains (losses) | $60,000 | 2,327 |
| Applicable income taxes | $60,000 | 3,697 |
| Income before extraordinary items | $735,000 | 4,017 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $735,000 | 4,017 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $735,000 | 4,019 |
| Net charge-offs | $431,000 | 2,369 |
| Cash dividends | $296,000 | 2,595 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $679,800 | 3,977 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,066,000 | 2,600 |
| Total interest expense | $1,123,000 | 2,085 |
| Net interest income | $3,943,000 | 2,751 |
| Provision for loan and lease losses | $500,000 | 1,802 |
| Total noninterest income | $163,000 | 5,184 |
| Gross Fiduciary activities income | $9,000 | 1,061 |
| Service charges on deposit accounts | $256,000 | 2,430 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-102,000 | 7,009 |
| Total noninterest expense | $3,594,000 | 2,627 |
| Salaries and employee benefits | $1,522,000 | 3,128 |
| Premises and equipment expense | $452,000 | 2,512 |
| Additional noninterest expense | $1,620,000 | 2,016 |
| Pre-tax net operating income | $12,000 | 6,266 |
| Securities gains (losses) | $54,000 | 2,009 |
| Applicable income taxes | $-134,000 | 7,042 |
| Income before extraordinary items | $200,000 | 5,334 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $200,000 | 5,333 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $200,000 | 5,333 |
| Net charge-offs | $474,000 | 1,835 |
| Cash dividends | $296,000 | 2,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $146,000 | 5,476 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,574,000 | 2,583 |
| Total interest expense | $570,000 | 2,125 |
| Net interest income | $2,004,000 | 2,727 |
| Provision for loan and lease losses | $375,000 | 1,298 |
| Total noninterest income | $12,000 | 6,884 |
| Gross Fiduciary activities income | $4,000 | 1,056 |
| Service charges on deposit accounts | $117,000 | 2,591 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-109,000 | 7,165 |
| Total noninterest expense | $1,824,000 | 2,573 |
| Salaries and employee benefits | $801,000 | 3,026 |
| Premises and equipment expense | $236,000 | 2,426 |
| Additional noninterest expense | $787,000 | 2,061 |
| Pre-tax net operating income | $-183,000 | 6,833 |
| Securities gains (losses) | $4,000 | 1,941 |
| Applicable income taxes | $-157,000 | 7,202 |
| Income before extraordinary items | $-22,000 | 6,633 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-22,000 | 6,633 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-22,000 | 6,633 |
| Net charge-offs | $100,000 | 2,446 |
| Cash dividends | $148,000 | 1,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-24,560 | 6,561 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,043,000 | 2,525 |
| Total interest expense | $2,605,000 | 2,208 |
| Net interest income | $8,438,000 | 2,592 |
| Provision for loan and lease losses | $1,900,000 | 1,629 |
| Total noninterest income | $1,195,000 | 2,804 |
| Gross Fiduciary activities income | $8,000 | 1,120 |
| Service charges on deposit accounts | $622,000 | 2,180 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $565,000 | 2,949 |
| Total noninterest expense | $6,692,000 | 2,765 |
| Salaries and employee benefits | $3,049,000 | 3,078 |
| Premises and equipment expense | $863,000 | 2,740 |
| Additional noninterest expense | $2,780,000 | 2,355 |
| Pre-tax net operating income | $1,041,000 | 3,646 |
| Securities gains (losses) | $263,000 | 1,230 |
| Applicable income taxes | $143,000 | 3,146 |
| Income before extraordinary items | $1,161,000 | 3,255 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,161,000 | 3,258 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,161,000 | 3,258 |
| Net charge-offs | $2,164,000 | 1,485 |
| Cash dividends | $559,000 | 2,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $926,930 | 3,557 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,386,000 | 2,521 |
| Total interest expense | $2,005,000 | 2,244 |
| Net interest income | $6,381,000 | 2,589 |
| Provision for loan and lease losses | $590,000 | 2,660 |
| Total noninterest income | $813,000 | 2,971 |
| Gross Fiduciary activities income | $7,000 | 1,070 |
| Service charges on deposit accounts | $495,000 | 2,091 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $311,000 | 3,414 |
| Total noninterest expense | $5,103,000 | 2,732 |
| Salaries and employee benefits | $2,336,000 | 3,029 |
| Premises and equipment expense | $615,000 | 2,878 |
| Additional noninterest expense | $2,152,000 | 2,297 |
| Pre-tax net operating income | $1,501,000 | 2,577 |
| Securities gains (losses) | $235,000 | 1,091 |
| Applicable income taxes | $364,000 | 2,043 |
| Income before extraordinary items | $1,372,000 | 2,480 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,372,000 | 2,482 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,372,000 | 2,482 |
| Net charge-offs | $791,000 | 2,154 |
| Cash dividends | $390,000 | 2,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,186,350 | 2,651 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,506,000 | 2,576 |
| Total interest expense | $1,343,000 | 2,330 |
| Net interest income | $4,163,000 | 2,649 |
| Provision for loan and lease losses | $590,000 | 2,124 |
| Total noninterest income | $712,000 | 2,516 |
| Gross Fiduciary activities income | $5,000 | 1,073 |
| Service charges on deposit accounts | $346,000 | 1,995 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $361,000 | 2,589 |
| Total noninterest expense | $3,482,000 | 2,701 |
| Salaries and employee benefits | $1,573,000 | 3,014 |
| Premises and equipment expense | $421,000 | 2,831 |
| Additional noninterest expense | $1,488,000 | 2,252 |
| Pre-tax net operating income | $803,000 | 2,935 |
| Securities gains (losses) | $184,000 | 778 |
| Applicable income taxes | $182,000 | 2,317 |
| Income before extraordinary items | $805,000 | 2,662 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $805,000 | 2,662 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $805,000 | 2,662 |
| Net charge-offs | $521,000 | 2,098 |
| Cash dividends | $238,000 | 2,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $654,120 | 2,953 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,744,000 | 2,603 |
| Total interest expense | $676,000 | 2,389 |
| Net interest income | $2,068,000 | 2,650 |
| Provision for loan and lease losses | $330,000 | 1,826 |
| Total noninterest income | $257,000 | 3,109 |
| Gross Fiduciary activities income | $2,000 | 1,085 |
| Service charges on deposit accounts | $157,000 | 2,133 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $98,000 | 3,609 |
| Total noninterest expense | $1,654,000 | 2,839 |
| Salaries and employee benefits | $780,000 | 3,061 |
| Premises and equipment expense | $204,000 | 2,935 |
| Additional noninterest expense | $670,000 | 2,475 |
| Pre-tax net operating income | $341,000 | 3,289 |
| Securities gains (losses) | $74,000 | 626 |
| Applicable income taxes | $56,000 | 2,740 |
| Income before extraordinary items | $359,000 | 2,883 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $359,000 | 2,882 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $359,000 | 2,883 |
| Net charge-offs | $462,000 | 1,395 |
| Cash dividends | $84,000 | 2,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $294,620 | 3,227 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,164,000 | 2,467 |
| Total interest expense | $3,900,000 | 2,045 |
| Net interest income | $8,264,000 | 2,641 |
| Provision for loan and lease losses | $1,340,000 | 2,618 |
| Total noninterest income | $1,725,000 | 2,306 |
| Gross Fiduciary activities income | $7,000 | 1,193 |
| Service charges on deposit accounts | $606,000 | 2,270 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,112,000 | 2,053 |
| Total noninterest expense | $7,067,000 | 2,708 |
| Salaries and employee benefits | $3,233,000 | 2,928 |
| Premises and equipment expense | $954,000 | 2,579 |
| Additional noninterest expense | $2,880,000 | 2,359 |
| Pre-tax net operating income | $1,582,000 | 2,643 |
| Securities gains (losses) | $307,000 | 1,241 |
| Applicable income taxes | $291,000 | 2,387 |
| Income before extraordinary items | $1,598,000 | 2,404 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,598,000 | 2,402 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,598,000 | 2,405 |
| Net charge-offs | $1,079,000 | 2,583 |
| Cash dividends | $369,000 | 2,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,337,050 | 2,603 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,268,000 | 2,487 |
| Total interest expense | $3,161,000 | 1,978 |
| Net interest income | $6,107,000 | 2,707 |
| Provision for loan and lease losses | $1,120,000 | 2,362 |
| Total noninterest income | $1,222,000 | 2,397 |
| Gross Fiduciary activities income | $5,000 | 1,172 |
| Service charges on deposit accounts | $445,000 | 2,365 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $772,000 | 2,119 |
| Total noninterest expense | $5,362,000 | 2,673 |
| Salaries and employee benefits | $2,470,000 | 2,879 |
| Premises and equipment expense | $709,000 | 2,631 |
| Additional noninterest expense | $2,183,000 | 2,309 |
| Pre-tax net operating income | $847,000 | 3,369 |
| Securities gains (losses) | $303,000 | 1,072 |
| Applicable income taxes | $132,000 | 2,895 |
| Income before extraordinary items | $1,018,000 | 2,855 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,018,000 | 2,849 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,018,000 | 2,854 |
| Net charge-offs | $1,018,000 | 2,176 |
| Cash dividends | $286,000 | 2,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $748,330 | 3,258 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,230,000 | 2,494 |
| Total interest expense | $2,198,000 | 1,977 |
| Net interest income | $4,032,000 | 2,735 |
| Provision for loan and lease losses | $940,000 | 2,003 |
| Total noninterest income | $746,000 | 2,477 |
| Gross Fiduciary activities income | $4,000 | 1,162 |
| Service charges on deposit accounts | $289,000 | 2,428 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $453,000 | 2,235 |
| Total noninterest expense | $3,670,000 | 2,625 |
| Salaries and employee benefits | $1,622,000 | 2,938 |
| Premises and equipment expense | $482,000 | 2,604 |
| Additional noninterest expense | $1,566,000 | 2,178 |
| Pre-tax net operating income | $168,000 | 5,099 |
| Securities gains (losses) | $282,000 | 750 |
| Applicable income taxes | $-32,000 | 7,018 |
| Income before extraordinary items | $482,000 | 3,476 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $482,000 | 3,473 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $482,000 | 3,475 |
| Net charge-offs | $259,000 | 3,228 |
| Cash dividends | $167,000 | 2,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $200,000 | 4,754 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,109,000 | 2,559 |
| Total interest expense | $1,089,000 | 2,090 |
| Net interest income | $2,020,000 | 2,747 |
| Provision for loan and lease losses | $660,000 | 1,533 |
| Total noninterest income | $362,000 | 2,533 |
| Gross Fiduciary activities income | $2,000 | 1,137 |
| Service charges on deposit accounts | $138,000 | 2,500 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $222,000 | 2,244 |
| Total noninterest expense | $1,740,000 | 2,781 |
| Salaries and employee benefits | $777,000 | 3,083 |
| Premises and equipment expense | $245,000 | 2,633 |
| Additional noninterest expense | $718,000 | 2,335 |
| Pre-tax net operating income | $-18,000 | 6,363 |
| Securities gains (losses) | $82,000 | 875 |
| Applicable income taxes | $-73,000 | 7,400 |
| Income before extraordinary items | $137,000 | 4,536 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $137,000 | 4,536 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $137,000 | 4,535 |
| Net charge-offs | $264,000 | 2,168 |
| Cash dividends | $84,000 | 2,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $55,000 | 5,526 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,050,000 | 2,544 |
| Total interest expense | $4,530,000 | 2,466 |
| Net interest income | $8,520,000 | 2,546 |
| Provision for loan and lease losses | $2,400,000 | 2,251 |
| Total noninterest income | $1,622,000 | 2,432 |
| Gross Fiduciary activities income | $8,000 | 1,205 |
| Service charges on deposit accounts | $565,000 | 2,645 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,049,000 | 2,092 |
| Total noninterest expense | $6,555,000 | 2,960 |
| Salaries and employee benefits | $2,921,000 | 3,262 |
| Premises and equipment expense | $933,000 | 2,739 |
| Additional noninterest expense | $2,701,000 | 2,572 |
| Pre-tax net operating income | $1,187,000 | 2,726 |
| Securities gains (losses) | $148,000 | 1,802 |
| Applicable income taxes | $256,000 | 2,170 |
| Income before extraordinary items | $1,079,000 | 2,652 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,079,000 | 2,650 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,079,000 | 2,651 |
| Net charge-offs | $1,845,000 | 2,129 |
| Cash dividends | $447,000 | 2,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $959,120 | 2,780 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,859,000 | 2,566 |
| Total interest expense | $3,426,000 | 2,555 |
| Net interest income | $6,433,000 | 2,530 |
| Provision for loan and lease losses | $1,450,000 | 2,265 |
| Total noninterest income | $1,222,000 | 2,471 |
| Gross Fiduciary activities income | $6,000 | 1,177 |
| Service charges on deposit accounts | $426,000 | 2,641 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $790,000 | 2,145 |
| Total noninterest expense | $4,941,000 | 2,944 |
| Salaries and employee benefits | $2,232,000 | 3,225 |
| Premises and equipment expense | $680,000 | 2,841 |
| Additional noninterest expense | $2,029,000 | 2,539 |
| Pre-tax net operating income | $1,264,000 | 2,347 |
| Securities gains (losses) | $-56,000 | 7,396 |
| Applicable income taxes | $201,000 | 2,316 |
| Income before extraordinary items | $1,007,000 | 2,473 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,007,000 | 2,471 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,007,000 | 2,474 |
| Net charge-offs | $956,000 | 2,243 |
| Cash dividends | $308,000 | 2,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,053,480 | 2,351 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,581,000 | 2,599 |
| Total interest expense | $2,292,000 | 2,649 |
| Net interest income | $4,289,000 | 2,520 |
| Provision for loan and lease losses | $550,000 | 2,834 |
| Total noninterest income | $789,000 | 2,542 |
| Gross Fiduciary activities income | $4,000 | 1,184 |
| Service charges on deposit accounts | $283,000 | 2,622 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $502,000 | 2,221 |
| Total noninterest expense | $3,332,000 | 2,944 |
| Salaries and employee benefits | $1,513,000 | 3,213 |
| Premises and equipment expense | $465,000 | 2,819 |
| Additional noninterest expense | $1,354,000 | 2,553 |
| Pre-tax net operating income | $1,196,000 | 1,836 |
| Securities gains (losses) | $-178,000 | 7,771 |
| Applicable income taxes | $223,000 | 1,846 |
| Income before extraordinary items | $795,000 | 2,240 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $795,000 | 2,237 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $795,000 | 2,239 |
| Net charge-offs | $654,000 | 2,047 |
| Cash dividends | $225,000 | 2,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $933,840 | 1,897 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,263,000 | 2,647 |
| Total interest expense | $1,148,000 | 2,732 |
| Net interest income | $2,115,000 | 2,560 |
| Provision for loan and lease losses | $86,000 | 4,154 |
| Total noninterest income | $398,000 | 2,510 |
| Gross Fiduciary activities income | $2,000 | 1,166 |
| Service charges on deposit accounts | $134,000 | 2,678 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $262,000 | 2,137 |
| Total noninterest expense | $1,610,000 | 2,946 |
| Salaries and employee benefits | $767,000 | 3,216 |
| Premises and equipment expense | $238,000 | 2,793 |
| Additional noninterest expense | $605,000 | 2,548 |
| Pre-tax net operating income | $817,000 | 1,562 |
| Securities gains (losses) | $5,000 | 2,061 |
| Applicable income taxes | $232,000 | 1,291 |
| Income before extraordinary items | $590,000 | 1,832 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $590,000 | 1,833 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $590,000 | 1,834 |
| Net charge-offs | $404,000 | 1,530 |
| Cash dividends | $142,000 | 1,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $586,400 | 1,733 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,126,000 | 2,617 |
| Total interest expense | $5,308,000 | 2,820 |
| Net interest income | $8,818,000 | 2,472 |
| Provision for loan and lease losses | $400,000 | 4,136 |
| Total noninterest income | $1,329,000 | 2,853 |
| Gross Fiduciary activities income | $12,000 | 1,196 |
| Service charges on deposit accounts | $639,000 | 2,522 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $678,000 | 2,702 |
| Total noninterest expense | $5,773,000 | 3,193 |
| Salaries and employee benefits | $2,577,000 | 3,698 |
| Premises and equipment expense | $879,000 | 2,930 |
| Additional noninterest expense | $2,317,000 | 2,497 |
| Pre-tax net operating income | $3,974,000 | 1,370 |
| Securities gains (losses) | $49,000 | 1,613 |
| Applicable income taxes | $1,261,000 | 994 |
| Income before extraordinary items | $2,762,000 | 1,477 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,762,000 | 1,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-257,000 | 8,273 |
| Cash dividends | $2,720,000 | 1,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,728,190 | 1,589 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,676,000 | 2,650 |
| Total interest expense | $4,089,000 | 2,853 |
| Net interest income | $6,587,000 | 2,505 |
| Provision for loan and lease losses | $325,000 | 3,416 |
| Total noninterest income | $1,014,000 | 2,882 |
| Gross Fiduciary activities income | $9,000 | 1,170 |
| Service charges on deposit accounts | $485,000 | 2,516 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $520,000 | 2,746 |
| Total noninterest expense | $4,240,000 | 3,230 |
| Salaries and employee benefits | $1,910,000 | 3,752 |
| Premises and equipment expense | $638,000 | 3,036 |
| Additional noninterest expense | $1,692,000 | 2,502 |
| Pre-tax net operating income | $3,036,000 | 1,602 |
| Securities gains (losses) | $49,000 | 1,442 |
| Applicable income taxes | $972,000 | 1,174 |
| Income before extraordinary items | $2,113,000 | 1,688 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,113,000 | 1,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-288,000 | 8,354 |
| Cash dividends | $1,928,000 | 1,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,079,680 | 1,811 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,121,000 | 2,677 |
| Total interest expense | $2,792,000 | 2,896 |
| Net interest income | $4,329,000 | 2,527 |
| Provision for loan and lease losses | $270,000 | 2,708 |
| Total noninterest income | $654,000 | 2,967 |
| Gross Fiduciary activities income | $6,000 | 1,200 |
| Service charges on deposit accounts | $313,000 | 2,555 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $335,000 | 2,858 |
| Total noninterest expense | $2,847,000 | 3,218 |
| Salaries and employee benefits | $1,266,000 | 3,809 |
| Premises and equipment expense | $432,000 | 2,995 |
| Additional noninterest expense | $1,149,000 | 2,434 |
| Pre-tax net operating income | $1,866,000 | 1,787 |
| Securities gains (losses) | $58,000 | 1,332 |
| Applicable income taxes | $600,000 | 1,392 |
| Income before extraordinary items | $1,324,000 | 2,005 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,324,000 | 2,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 3,708 |
| Cash dividends | $1,186,000 | 1,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,283,980 | 2,018 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,612,000 | 2,709 |
| Total interest expense | $1,468,000 | 2,936 |
| Net interest income | $2,144,000 | 2,540 |
| Provision for loan and lease losses | $135,000 | 2,308 |
| Total noninterest income | $293,000 | 3,183 |
| Gross Fiduciary activities income | $3,000 | 1,170 |
| Service charges on deposit accounts | $154,000 | 2,562 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $136,000 | 3,220 |
| Total noninterest expense | $1,444,000 | 3,175 |
| Salaries and employee benefits | $646,000 | 3,763 |
| Premises and equipment expense | $216,000 | 3,010 |
| Additional noninterest expense | $582,000 | 2,376 |
| Pre-tax net operating income | $858,000 | 2,033 |
| Securities gains (losses) | $25,000 | 1,479 |
| Applicable income taxes | $269,000 | 1,595 |
| Income before extraordinary items | $614,000 | 2,269 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $614,000 | 2,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,539 |
| Cash dividends | $442,000 | 1,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $596,500 | 2,249 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $15,529,000 | 2,591 |
| Total interest expense | $6,585,000 | 2,776 |
| Net interest income | $8,944,000 | 2,460 |
| Provision for loan and lease losses | $605,000 | 2,032 |
| Total noninterest income | $1,303,000 | 2,973 |
| Gross Fiduciary activities income | $12,000 | 1,233 |
| Service charges on deposit accounts | $594,000 | 2,693 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $697,000 | 2,766 |
| Total noninterest expense | $5,526,000 | 3,180 |
| Salaries and employee benefits | $2,600,000 | 3,616 |
| Premises and equipment expense | $821,000 | 3,015 |
| Additional noninterest expense | $2,105,000 | 2,540 |
| Pre-tax net operating income | $4,116,000 | 1,938 |
| Securities gains (losses) | $-6,000 | 7,432 |
| Applicable income taxes | $1,301,000 | 1,565 |
| Income before extraordinary items | $2,809,000 | 2,143 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,809,000 | 2,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $355,000 | 2,076 |
| Cash dividends | $613,000 | 3,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,813,080 | 2,123 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,610,000 | 2,607 |
| Total interest expense | $4,919,000 | 2,783 |
| Net interest income | $6,691,000 | 2,484 |
| Provision for loan and lease losses | $470,000 | 1,651 |
| Total noninterest income | $952,000 | 3,015 |
| Gross Fiduciary activities income | $9,000 | 1,194 |
| Service charges on deposit accounts | $451,000 | 2,656 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $492,000 | 2,875 |
| Total noninterest expense | $4,220,000 | 3,097 |
| Salaries and employee benefits | $2,006,000 | 3,522 |
| Premises and equipment expense | $610,000 | 3,029 |
| Additional noninterest expense | $1,604,000 | 2,461 |
| Pre-tax net operating income | $2,953,000 | 2,140 |
| Securities gains (losses) | $-38,000 | 8,115 |
| Applicable income taxes | $924,000 | 1,738 |
| Income before extraordinary items | $1,991,000 | 2,376 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,991,000 | 2,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $303,000 | 1,525 |
| Cash dividends | $434,000 | 3,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,016,840 | 2,333 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,620,000 | 2,658 |
| Total interest expense | $3,197,000 | 2,837 |
| Net interest income | $4,423,000 | 2,527 |
| Provision for loan and lease losses | $330,000 | 1,431 |
| Total noninterest income | $636,000 | 3,026 |
| Gross Fiduciary activities income | $5,000 | 1,236 |
| Service charges on deposit accounts | $309,000 | 2,591 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $322,000 | 2,907 |
| Total noninterest expense | $2,796,000 | 3,139 |
| Salaries and employee benefits | $1,339,000 | 3,550 |
| Premises and equipment expense | $404,000 | 3,076 |
| Additional noninterest expense | $1,053,000 | 2,517 |
| Pre-tax net operating income | $1,933,000 | 2,232 |
| Securities gains (losses) | $-38,000 | 8,257 |
| Applicable income taxes | $601,000 | 1,839 |
| Income before extraordinary items | $1,294,000 | 2,494 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,294,000 | 2,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $374,000 | 874 |
| Cash dividends | $289,000 | 3,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,319,840 | 2,433 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,748,000 | 2,696 |
| Total interest expense | $1,576,000 | 2,863 |
| Net interest income | $2,172,000 | 2,567 |
| Provision for loan and lease losses | $150,000 | 1,427 |
| Total noninterest income | $306,000 | 3,073 |
| Gross Fiduciary activities income | $3,000 | 1,184 |
| Service charges on deposit accounts | $149,000 | 2,618 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $154,000 | 2,966 |
| Total noninterest expense | $1,345,000 | 3,261 |
| Salaries and employee benefits | $667,000 | 3,589 |
| Premises and equipment expense | $189,000 | 3,254 |
| Additional noninterest expense | $489,000 | 2,667 |
| Pre-tax net operating income | $983,000 | 2,202 |
| Securities gains (losses) | $-12,000 | 8,291 |
| Applicable income taxes | $303,000 | 1,843 |
| Income before extraordinary items | $668,000 | 2,422 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $668,000 | 2,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $145,000 | 2,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $676,280 | 2,382 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $14,470,000 | 2,630 |
| Total interest expense | $5,539,000 | 2,780 |
| Net interest income | $8,931,000 | 2,527 |
| Provision for loan and lease losses | $635,000 | 1,534 |
| Total noninterest income | $1,134,000 | 3,257 |
| Gross Fiduciary activities income | $11,000 | 1,257 |
| Service charges on deposit accounts | $592,000 | 2,709 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $531,000 | 3,234 |
| Total noninterest expense | $5,253,000 | 3,221 |
| Salaries and employee benefits | $2,473,000 | 3,639 |
| Premises and equipment expense | $841,000 | 2,870 |
| Additional noninterest expense | $1,939,000 | 2,647 |
| Pre-tax net operating income | $4,177,000 | 2,183 |
| Securities gains (losses) | $-30,000 | 7,718 |
| Applicable income taxes | $1,457,000 | 1,707 |
| Income before extraordinary items | $2,690,000 | 2,467 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,690,000 | 2,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $943,000 | 730 |
| Cash dividends | $596,000 | 3,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,709,500 | 2,432 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $10,601,000 | 2,663 |
| Total interest expense | $3,945,000 | 2,812 |
| Net interest income | $6,656,000 | 2,570 |
| Provision for loan and lease losses | $500,000 | 1,385 |
| Total noninterest income | $871,000 | 3,209 |
| Gross Fiduciary activities income | $8,000 | 1,232 |
| Service charges on deposit accounts | $438,000 | 2,757 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $425,000 | 3,107 |
| Total noninterest expense | $3,874,000 | 3,243 |
| Salaries and employee benefits | $1,852,000 | 3,648 |
| Premises and equipment expense | $619,000 | 2,917 |
| Additional noninterest expense | $1,403,000 | 2,713 |
| Pre-tax net operating income | $3,153,000 | 2,240 |
| Securities gains (losses) | $-30,000 | 7,988 |
| Applicable income taxes | $1,110,000 | 1,755 |
| Income before extraordinary items | $2,013,000 | 2,547 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,013,000 | 2,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $476,000 | 839 |
| Cash dividends | $416,000 | 3,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,032,200 | 2,521 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,882,000 | 2,687 |
| Total interest expense | $2,507,000 | 2,815 |
| Net interest income | $4,375,000 | 2,604 |
| Provision for loan and lease losses | $320,000 | 1,389 |
| Total noninterest income | $573,000 | 3,217 |
| Gross Fiduciary activities income | $5,000 | 1,257 |
| Service charges on deposit accounts | $298,000 | 2,674 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $270,000 | 3,197 |
| Total noninterest expense | $2,573,000 | 3,271 |
| Salaries and employee benefits | $1,216,000 | 3,710 |
| Premises and equipment expense | $414,000 | 2,913 |
| Additional noninterest expense | $943,000 | 2,708 |
| Pre-tax net operating income | $2,055,000 | 2,253 |
| Securities gains (losses) | $-30,000 | 8,216 |
| Applicable income taxes | $717,000 | 1,826 |
| Income before extraordinary items | $1,308,000 | 2,608 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,308,000 | 2,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $436,000 | 628 |
| Cash dividends | $278,000 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,327,500 | 2,558 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,329,000 | 2,715 |
| Total interest expense | $1,194,000 | 2,816 |
| Net interest income | $2,135,000 | 2,641 |
| Provision for loan and lease losses | $120,000 | 1,730 |
| Total noninterest income | $287,000 | 3,175 |
| Gross Fiduciary activities income | $3,000 | 1,214 |
| Service charges on deposit accounts | $150,000 | 2,603 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $134,000 | 3,182 |
| Total noninterest expense | $1,230,000 | 3,398 |
| Salaries and employee benefits | $580,000 | 3,857 |
| Premises and equipment expense | $210,000 | 2,897 |
| Additional noninterest expense | $440,000 | 2,862 |
| Pre-tax net operating income | $1,072,000 | 2,158 |
| Securities gains (losses) | $-18,000 | 8,357 |
| Applicable income taxes | $371,000 | 1,751 |
| Income before extraordinary items | $683,000 | 2,487 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $683,000 | 2,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 659 |
| Cash dividends | $140,000 | 2,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $694,700 | 2,436 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,292,000 | 2,658 |
| Total interest expense | $3,967,000 | 2,673 |
| Net interest income | $8,325,000 | 2,606 |
| Provision for loan and lease losses | $515,000 | 1,855 |
| Total noninterest income | $1,143,000 | 3,245 |
| Gross Fiduciary activities income | $12,000 | 1,271 |
| Service charges on deposit accounts | $660,000 | 2,455 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $471,000 | 3,483 |
| Total noninterest expense | $4,901,000 | 3,290 |
| Salaries and employee benefits | $2,277,000 | 3,753 |
| Premises and equipment expense | $810,000 | 2,862 |
| Additional noninterest expense | $1,814,000 | 2,736 |
| Pre-tax net operating income | $4,052,000 | 2,204 |
| Securities gains (losses) | $-74,000 | 8,327 |
| Applicable income taxes | $1,439,000 | 1,753 |
| Income before extraordinary items | $2,539,000 | 2,571 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,539,000 | 2,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,381 |
| Cash dividends | $577,000 | 3,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,586,360 | 2,504 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,008,000 | 2,647 |
| Total interest expense | $2,843,000 | 2,647 |
| Net interest income | $6,165,000 | 2,607 |
| Provision for loan and lease losses | $320,000 | 2,078 |
| Total noninterest income | $884,000 | 3,184 |
| Gross Fiduciary activities income | $10,000 | 1,214 |
| Service charges on deposit accounts | $540,000 | 2,292 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $334,000 | 3,611 |
| Total noninterest expense | $3,705,000 | 3,243 |
| Salaries and employee benefits | $1,720,000 | 3,709 |
| Premises and equipment expense | $610,000 | 2,844 |
| Additional noninterest expense | $1,375,000 | 2,682 |
| Pre-tax net operating income | $3,024,000 | 2,224 |
| Securities gains (losses) | $-45,000 | 8,443 |
| Applicable income taxes | $1,064,000 | 1,795 |
| Income before extraordinary items | $1,915,000 | 2,565 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,915,000 | 2,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,700 |
| Cash dividends | $393,000 | 3,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,943,800 | 2,506 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,818,000 | 2,669 |
| Total interest expense | $1,791,000 | 2,639 |
| Net interest income | $4,027,000 | 2,636 |
| Provision for loan and lease losses | $260,000 | 1,721 |
| Total noninterest income | $556,000 | 3,284 |
| Gross Fiduciary activities income | $7,000 | 1,215 |
| Service charges on deposit accounts | $342,000 | 2,353 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $207,000 | 3,704 |
| Total noninterest expense | $2,529,000 | 3,152 |
| Salaries and employee benefits | $1,146,000 | 3,695 |
| Premises and equipment expense | $391,000 | 2,905 |
| Additional noninterest expense | $992,000 | 2,451 |
| Pre-tax net operating income | $1,794,000 | 2,382 |
| Securities gains (losses) | $-23,000 | 8,407 |
| Applicable income taxes | $621,000 | 1,953 |
| Income before extraordinary items | $1,150,000 | 2,751 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,150,000 | 2,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,897 |
| Cash dividends | $262,000 | 3,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,164,950 | 2,679 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,795,000 | 2,735 |
| Total interest expense | $823,000 | 2,727 |
| Net interest income | $1,972,000 | 2,674 |
| Provision for loan and lease losses | $140,000 | 1,548 |
| Total noninterest income | $271,000 | 3,282 |
| Gross Fiduciary activities income | $3,000 | 1,221 |
| Service charges on deposit accounts | $158,000 | 2,451 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $110,000 | 3,560 |
| Total noninterest expense | $1,266,000 | 3,161 |
| Salaries and employee benefits | $582,000 | 3,657 |
| Premises and equipment expense | $192,000 | 2,982 |
| Additional noninterest expense | $492,000 | 2,473 |
| Pre-tax net operating income | $837,000 | 2,487 |
| Securities gains (losses) | $-44,000 | 8,770 |
| Applicable income taxes | $281,000 | 2,075 |
| Income before extraordinary items | $512,000 | 2,994 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $512,000 | 2,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,699 |
| Cash dividends | $131,000 | 2,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $540,600 | 2,808 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,746,000 | 2,900 |
| Total interest expense | $2,531,000 | 3,034 |
| Net interest income | $7,215,000 | 2,808 |
| Provision for loan and lease losses | $530,000 | 1,870 |
| Total noninterest income | $1,149,000 | 3,219 |
| Gross Fiduciary activities income | $13,000 | 1,271 |
| Service charges on deposit accounts | $641,000 | 2,563 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $495,000 | 3,326 |
| Total noninterest expense | $4,812,000 | 3,231 |
| Salaries and employee benefits | $2,211,000 | 3,677 |
| Premises and equipment expense | $782,000 | 2,845 |
| Additional noninterest expense | $1,819,000 | 2,627 |
| Pre-tax net operating income | $3,022,000 | 2,575 |
| Securities gains (losses) | $-24,000 | 8,423 |
| Applicable income taxes | $1,017,000 | 2,125 |
| Income before extraordinary items | $1,981,000 | 2,943 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,981,000 | 2,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $356,000 | 1,742 |
| Cash dividends | $525,000 | 3,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,996,840 | 2,869 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,069,000 | 2,953 |
| Total interest expense | $1,809,000 | 3,094 |
| Net interest income | $5,260,000 | 2,854 |
| Provision for loan and lease losses | $385,000 | 1,835 |
| Total noninterest income | $829,000 | 3,332 |
| Gross Fiduciary activities income | $10,000 | 1,242 |
| Service charges on deposit accounts | $451,000 | 2,714 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $368,000 | 3,350 |
| Total noninterest expense | $3,573,000 | 3,240 |
| Salaries and employee benefits | $1,689,000 | 3,613 |
| Premises and equipment expense | $581,000 | 2,866 |
| Additional noninterest expense | $1,303,000 | 2,702 |
| Pre-tax net operating income | $2,131,000 | 2,732 |
| Securities gains (losses) | $-12,000 | 8,545 |
| Applicable income taxes | $713,000 | 2,284 |
| Income before extraordinary items | $1,406,000 | 3,132 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,406,000 | 3,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $348,000 | 1,299 |
| Cash dividends | $395,000 | 3,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,413,920 | 3,048 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,572,000 | 3,020 |
| Total interest expense | $1,158,000 | 3,174 |
| Net interest income | $3,414,000 | 2,922 |
| Provision for loan and lease losses | $240,000 | 1,886 |
| Total noninterest income | $521,000 | 3,474 |
| Gross Fiduciary activities income | $7,000 | 1,247 |
| Service charges on deposit accounts | $276,000 | 2,899 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $238,000 | 3,417 |
| Total noninterest expense | $2,371,000 | 3,258 |
| Salaries and employee benefits | $1,109,000 | 3,676 |
| Premises and equipment expense | $389,000 | 2,853 |
| Additional noninterest expense | $873,000 | 2,694 |
| Pre-tax net operating income | $1,324,000 | 2,863 |
| Securities gains (losses) | $44,000 | 1,536 |
| Applicable income taxes | $448,000 | 2,376 |
| Income before extraordinary items | $920,000 | 3,145 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $920,000 | 3,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 2,167 |
| Cash dividends | $263,000 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $890,520 | 3,162 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,261,000 | 3,054 |
| Total interest expense | $580,000 | 3,202 |
| Net interest income | $1,681,000 | 2,955 |
| Provision for loan and lease losses | $120,000 | 1,785 |
| Total noninterest income | $259,000 | 3,433 |
| Gross Fiduciary activities income | $3,000 | 1,247 |
| Service charges on deposit accounts | $129,000 | 2,993 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $127,000 | 3,230 |
| Total noninterest expense | $1,189,000 | 3,250 |
| Salaries and employee benefits | $578,000 | 3,585 |
| Premises and equipment expense | $194,000 | 2,901 |
| Additional noninterest expense | $417,000 | 2,793 |
| Pre-tax net operating income | $631,000 | 2,956 |
| Securities gains (losses) | $33,000 | 1,437 |
| Applicable income taxes | $228,000 | 2,352 |
| Income before extraordinary items | $436,000 | 3,281 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $436,000 | 3,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 1,471 |
| Cash dividends | $131,000 | 2,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $414,220 | 3,300 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,679,000 | 3,198 |
| Total interest expense | $2,315,000 | 3,554 |
| Net interest income | $6,364,000 | 3,015 |
| Provision for loan and lease losses | $460,000 | 2,309 |
| Total noninterest income | $1,051,000 | 3,615 |
| Gross Fiduciary activities income | $12,000 | 1,325 |
| Service charges on deposit accounts | $470,000 | 3,266 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $569,000 | 3,359 |
| Total noninterest expense | $4,579,000 | 3,307 |
| Salaries and employee benefits | $2,129,000 | 3,729 |
| Premises and equipment expense | $736,000 | 2,957 |
| Additional noninterest expense | $1,714,000 | 2,741 |
| Pre-tax net operating income | $2,376,000 | 3,003 |
| Securities gains (losses) | $10,000 | 3,613 |
| Applicable income taxes | $810,000 | 2,514 |
| Income before extraordinary items | $1,576,000 | 3,442 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,576,000 | 3,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 2,557 |
| Cash dividends | $542,000 | 3,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,569,400 | 3,280 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,447,000 | 3,271 |
| Total interest expense | $1,739,000 | 3,661 |
| Net interest income | $4,708,000 | 3,062 |
| Provision for loan and lease losses | $340,000 | 2,302 |
| Total noninterest income | $825,000 | 3,573 |
| Gross Fiduciary activities income | $9,000 | 1,296 |
| Service charges on deposit accounts | $356,000 | 3,234 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $460,000 | 3,281 |
| Total noninterest expense | $3,365,000 | 3,346 |
| Salaries and employee benefits | $1,566,000 | 3,776 |
| Premises and equipment expense | $545,000 | 2,997 |
| Additional noninterest expense | $1,254,000 | 2,772 |
| Pre-tax net operating income | $1,828,000 | 3,038 |
| Securities gains (losses) | $10,000 | 3,326 |
| Applicable income taxes | $624,000 | 2,589 |
| Income before extraordinary items | $1,214,000 | 3,473 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,214,000 | 3,472 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,335 |
| Cash dividends | $394,000 | 3,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,207,400 | 3,317 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,196,000 | 3,369 |
| Total interest expense | $1,167,000 | 3,755 |
| Net interest income | $3,029,000 | 3,160 |
| Provision for loan and lease losses | $175,000 | 2,769 |
| Total noninterest income | $554,000 | 3,533 |
| Gross Fiduciary activities income | $7,000 | 1,277 |
| Service charges on deposit accounts | $238,000 | 3,185 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $309,000 | 3,237 |
| Total noninterest expense | $2,247,000 | 3,340 |
| Salaries and employee benefits | $1,041,000 | 3,790 |
| Premises and equipment expense | $371,000 | 2,942 |
| Additional noninterest expense | $835,000 | 2,782 |
| Pre-tax net operating income | $1,161,000 | 3,159 |
| Securities gains (losses) | $10,000 | 2,948 |
| Applicable income taxes | $403,000 | 2,673 |
| Income before extraordinary items | $768,000 | 3,618 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $768,000 | 3,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 2,426 |
| Cash dividends | $266,000 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $761,400 | 3,449 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,081,000 | 3,410 |
| Total interest expense | $598,000 | 3,762 |
| Net interest income | $1,483,000 | 3,198 |
| Provision for loan and lease losses | $90,000 | 2,494 |
| Total noninterest income | $281,000 | 3,395 |
| Gross Fiduciary activities income | $4,000 | 1,265 |
| Service charges on deposit accounts | $119,000 | 3,102 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $158,000 | 3,120 |
| Total noninterest expense | $1,132,000 | 3,305 |
| Salaries and employee benefits | $535,000 | 3,695 |
| Premises and equipment expense | $189,000 | 2,896 |
| Additional noninterest expense | $408,000 | 2,805 |
| Pre-tax net operating income | $542,000 | 3,315 |
| Securities gains (losses) | $2,000 | 2,590 |
| Applicable income taxes | $185,000 | 2,834 |
| Income before extraordinary items | $359,000 | 3,742 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $359,000 | 3,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 2,131 |
| Cash dividends | $138,000 | 2,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $357,680 | 3,577 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,645,000 | 3,419 |
| Total interest expense | $2,925,000 | 3,600 |
| Net interest income | $5,720,000 | 3,270 |
| Provision for loan and lease losses | $304,000 | 3,386 |
| Total noninterest income | $638,000 | 4,568 |
| Gross Fiduciary activities income | $15,000 | 1,340 |
| Service charges on deposit accounts | $467,000 | 3,147 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $156,000 | 5,511 |
| Total noninterest expense | $4,130,000 | 3,480 |
| Salaries and employee benefits | $1,881,000 | 3,952 |
| Premises and equipment expense | $753,000 | 2,811 |
| Additional noninterest expense | $1,496,000 | 2,967 |
| Pre-tax net operating income | $1,924,000 | 3,523 |
| Securities gains (losses) | $84,000 | 1,908 |
| Applicable income taxes | $695,000 | 2,859 |
| Income before extraordinary items | $1,313,000 | 3,861 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,313,000 | 3,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 4,084 |
| Cash dividends | $761,000 | 2,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,258,400 | 3,854 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,183,000 | 3,574 |
| Total interest expense | $4,124,000 | 3,704 |
| Net interest income | $5,059,000 | 3,402 |
| Provision for loan and lease losses | $257,000 | 3,535 |
| Total noninterest income | $673,000 | 4,284 |
| Gross Fiduciary activities income | $3,000 | 1,597 |
| Service charges on deposit accounts | $443,000 | 3,136 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $227,000 | 4,672 |
| Total noninterest expense | $3,362,000 | 3,956 |
| Salaries and employee benefits | $1,480,000 | 4,564 |
| Premises and equipment expense | $637,000 | 3,202 |
| Additional noninterest expense | $1,245,000 | 3,386 |
| Pre-tax net operating income | $2,113,000 | 3,042 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $708,000 | 2,651 |
| Income before extraordinary items | $1,405,000 | 3,392 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,405,000 | 3,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,490 |
| Cash dividends | $1,454,000 | 1,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,405,000 | 3,293 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,760,000 | 3,815 |
| Total interest expense | $4,078,000 | 3,911 |
| Net interest income | $4,682,000 | 3,672 |
| Provision for loan and lease losses | $73,000 | 5,905 |
| Total noninterest income | $436,000 | 5,291 |
| Gross Fiduciary activities income | $31,000 | 1,105 |
| Service charges on deposit accounts | $294,000 | 4,113 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $111,000 | 6,180 |
| Total noninterest expense | $3,404,000 | 3,806 |
| Salaries and employee benefits | $1,701,000 | 3,952 |
| Premises and equipment expense | $547,000 | 3,530 |
| Additional noninterest expense | $1,156,000 | 3,557 |
| Pre-tax net operating income | $1,641,000 | 3,809 |
| Securities gains (losses) | $-3,000 | 7,730 |
| Applicable income taxes | $538,000 | 3,329 |
| Income before extraordinary items | $1,100,000 | 4,106 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,100,000 | 4,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 2,279 |
| Cash dividends | $503,000 | 3,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,102,010 | 4,098 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,707,000 | 4,065 |
| Total interest expense | $3,390,000 | 4,147 |
| Net interest income | $4,317,000 | 3,915 |
| Provision for loan and lease losses | $100,000 | 5,206 |
| Total noninterest income | $456,000 | 5,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $300,000 | 3,989 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $156,000 | 5,512 |
| Total noninterest expense | $3,176,000 | 4,025 |
| Salaries and employee benefits | $1,603,000 | 4,118 |
| Premises and equipment expense | $550,000 | 3,496 |
| Additional noninterest expense | $1,023,000 | 3,947 |
| Pre-tax net operating income | $1,497,000 | 4,094 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $494,000 | 3,673 |
| Income before extraordinary items | $1,002,000 | 4,436 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,002,000 | 4,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,549 |
| Cash dividends | $401,000 | 3,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,002,670 | 4,397 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,564,000 | 4,131 |
| Total interest expense | $3,372,000 | 4,289 |
| Net interest income | $4,192,000 | 3,971 |
| Provision for loan and lease losses | $449,000 | 1,886 |
| Total noninterest income | $446,000 | 5,283 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $248,000 | 4,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 4,980 |
| Total noninterest expense | $3,168,000 | 3,925 |
| Salaries and employee benefits | $1,489,000 | 4,267 |
| Premises and equipment expense | $533,000 | 3,520 |
| Additional noninterest expense | $1,146,000 | 3,498 |
| Pre-tax net operating income | $1,021,000 | 5,348 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $297,000 | 5,196 |
| Income before extraordinary items | $724,000 | 5,508 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $724,000 | 5,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $319,000 | 1,781 |
| Cash dividends | $316,000 | 4,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $724,000 | 5,399 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,041,000 | 4,478 |
| Total interest expense | $3,077,000 | 4,606 |
| Net interest income | $3,964,000 | 4,271 |
| Provision for loan and lease losses | $31,000 | 7,344 |
| Total noninterest income | $428,000 | 5,495 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $260,000 | 4,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 5,393 |
| Total noninterest expense | $3,081,000 | 4,013 |
| Salaries and employee benefits | $1,594,000 | 4,028 |
| Premises and equipment expense | $505,000 | 3,669 |
| Additional noninterest expense | $982,000 | 3,975 |
| Pre-tax net operating income | $1,280,000 | 5,017 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $488,000 | 4,282 |
| Income before extraordinary items | $792,000 | 5,491 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $792,000 | 5,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,126 |
| Cash dividends | $308,000 | 4,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $792,000 | 5,441 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,166,000 | 5,076 |
| Total interest expense | $2,393,000 | 5,686 |
| Net interest income | $3,773,000 | 4,537 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $492,000 | 5,224 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 5,086 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $260,000 | 4,436 |
| Total noninterest expense | $3,185,000 | 4,102 |
| Salaries and employee benefits | $1,574,000 | 4,129 |
| Premises and equipment expense | $496,000 | 3,803 |
| Additional noninterest expense | $1,115,000 | 4,016 |
| Pre-tax net operating income | $1,080,000 | 5,485 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $345,000 | 5,386 |
| Income before extraordinary items | $736,000 | 5,598 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $736,000 | 5,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 10,437 |
| Cash dividends | $268,000 | 4,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $735,320 | 5,552 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,688,000 | 5,444 |
| Total interest expense | $2,115,000 | 6,242 |
| Net interest income | $3,573,000 | 4,768 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $416,000 | 5,838 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 5,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 4,691 |
| Total noninterest expense | $2,920,000 | 4,395 |
| Salaries and employee benefits | $1,419,000 | 4,508 |
| Premises and equipment expense | $440,000 | 4,188 |
| Additional noninterest expense | $1,061,000 | 4,152 |
| Pre-tax net operating income | $1,069,000 | 5,714 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $302,000 | 5,973 |
| Income before extraordinary items | $768,000 | 5,605 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $768,000 | 5,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,409 |
| Cash dividends | $231,000 | 5,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $767,280 | 5,596 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,598,000 | 5,161 |
| Total interest expense | $2,089,000 | 5,418 |
| Net interest income | $3,509,000 | 4,934 |
| Provision for loan and lease losses | $123,000 | 4,008 |
| Total noninterest income | $420,000 | 5,952 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 5,940 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $224,000 | 4,900 |
| Total noninterest expense | $3,095,000 | 4,299 |
| Salaries and employee benefits | $1,413,000 | 4,514 |
| Premises and equipment expense | $411,000 | 4,477 |
| Additional noninterest expense | $1,271,000 | 3,855 |
| Pre-tax net operating income | $711,000 | 7,327 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $166,000 | 8,002 |
| Income before extraordinary items | $545,000 | 6,951 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $545,000 | 6,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 2,044 |
| Cash dividends | $192,000 | 5,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $545,000 | 7,003 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,925,000 | 5,006 |
| Total interest expense | $2,359,000 | 5,050 |
| Net interest income | $3,566,000 | 4,879 |
| Provision for loan and lease losses | $459,000 | 2,230 |
| Total noninterest income | $367,000 | 6,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,877 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 6,311 |
| Total noninterest expense | $2,733,000 | 4,874 |
| Salaries and employee benefits | $1,319,000 | 4,814 |
| Premises and equipment expense | $360,000 | 5,114 |
| Additional noninterest expense | $1,054,000 | 4,699 |
| Pre-tax net operating income | $741,000 | 7,139 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $185,000 | 7,907 |
| Income before extraordinary items | $556,000 | 7,108 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $556,000 | 7,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 2,851 |
| Cash dividends | $173,000 | 5,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $556,000 | 6,849 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,477,000 | 5,155 |
| Total interest expense | $2,887,000 | 5,320 |
| Net interest income | $3,590,000 | 4,899 |
| Provision for loan and lease losses | $460,000 | 3,175 |
| Total noninterest income | $358,000 | 7,002 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $167,000 | 6,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $191,000 | 5,818 |
| Total noninterest expense | $2,800,000 | 4,814 |
| Salaries and employee benefits | $1,384,000 | 4,545 |
| Premises and equipment expense | $352,000 | 5,344 |
| Additional noninterest expense | $1,064,000 | 4,800 |
| Pre-tax net operating income | $688,000 | 7,168 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $189,000 | 7,777 |
| Income before extraordinary items | $499,000 | 7,346 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $499,000 | 7,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $260,000 | 3,633 |
| Cash dividends | $173,000 | 5,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $499,000 | 6,963 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.