Home > First National Bank > Income and Expense
First National Bank, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,917,000 | 1,294 |
| Total interest expense | $363,000 | 1,850 |
| Net interest income | $4,554,000 | 1,245 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $719,000 | 1,618 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $217,000 | 1,344 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $502,000 | 1,503 |
| Total noninterest expense | $2,949,000 | 1,654 |
| Salaries and employee benefits | $1,579,000 | 1,692 |
| Premises and equipment expense | $322,000 | 1,818 |
| Additional noninterest expense | $1,048,000 | 1,468 |
| Pre-tax net operating income | $2,324,000 | 921 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $658,000 | 838 |
| Income before extraordinary items | $1,666,000 | 1,026 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,666,000 | 1,026 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,666,000 | 1,027 |
| Net charge-offs | $39,000 | 1,740 |
| Cash dividends | $350,000 | 1,409 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 529 |
| Net operating income | $1,666,000 | 995 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $18,640,000 | 1,366 |
| Total interest expense | $1,500,000 | 1,882 |
| Net interest income | $17,140,000 | 1,306 |
| Provision for loan and lease losses | $299,000 | 2,027 |
| Total noninterest income | $2,807,000 | 1,645 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $946,000 | 1,363 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,861,000 | 1,551 |
| Total noninterest expense | $11,572,000 | 1,655 |
| Salaries and employee benefits | $6,244,000 | 1,666 |
| Premises and equipment expense | $1,334,000 | 1,736 |
| Additional noninterest expense | $3,994,000 | 1,569 |
| Pre-tax net operating income | $8,076,000 | 1,017 |
| Securities gains (losses) | $128,000 | 1,080 |
| Applicable income taxes | $2,257,000 | 899 |
| Income before extraordinary items | $5,947,000 | 1,114 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $5,947,000 | 1,113 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,947,000 | 1,114 |
| Net charge-offs | $109,000 | 3,102 |
| Cash dividends | $200,000 | 3,700 |
| Sale, conversion, retirement of capital stock, net | $84,000 | 559 |
| Net operating income | $5,854,840 | 1,097 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $13,708,000 | 1,391 |
| Total interest expense | $1,128,000 | 1,906 |
| Net interest income | $12,580,000 | 1,332 |
| Provision for loan and lease losses | $148,000 | 2,410 |
| Total noninterest income | $2,111,000 | 1,650 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $710,000 | 1,376 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,401,000 | 1,526 |
| Total noninterest expense | $8,787,000 | 1,642 |
| Salaries and employee benefits | $4,785,000 | 1,623 |
| Premises and equipment expense | $1,016,000 | 1,731 |
| Additional noninterest expense | $2,986,000 | 1,565 |
| Pre-tax net operating income | $5,756,000 | 1,079 |
| Securities gains (losses) | $128,000 | 850 |
| Applicable income taxes | $1,605,000 | 951 |
| Income before extraordinary items | $4,279,000 | 1,164 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,279,000 | 1,162 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,279,000 | 1,163 |
| Net charge-offs | $110,000 | 2,592 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $64,000 | 529 |
| Net operating income | $4,185,560 | 1,160 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,891,000 | 1,423 |
| Total interest expense | $749,000 | 1,941 |
| Net interest income | $8,142,000 | 1,364 |
| Provision for loan and lease losses | $148,000 | 1,972 |
| Total noninterest income | $1,299,000 | 1,721 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $467,000 | 1,377 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $832,000 | 1,657 |
| Total noninterest expense | $5,744,000 | 1,664 |
| Salaries and employee benefits | $3,127,000 | 1,648 |
| Premises and equipment expense | $694,000 | 1,717 |
| Additional noninterest expense | $1,923,000 | 1,621 |
| Pre-tax net operating income | $3,549,000 | 1,120 |
| Securities gains (losses) | $127,000 | 665 |
| Applicable income taxes | $991,000 | 975 |
| Income before extraordinary items | $2,685,000 | 1,183 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,685,000 | 1,183 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,685,000 | 1,184 |
| Net charge-offs | $24,000 | 3,316 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 503 |
| Net operating income | $2,592,290 | 1,196 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,365,000 | 1,450 |
| Total interest expense | $373,000 | 1,984 |
| Net interest income | $3,992,000 | 1,390 |
| Provision for loan and lease losses | $148,000 | 1,328 |
| Total noninterest income | $598,000 | 1,800 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $223,000 | 1,406 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $375,000 | 1,731 |
| Total noninterest expense | $2,864,000 | 1,671 |
| Salaries and employee benefits | $1,589,000 | 1,638 |
| Premises and equipment expense | $360,000 | 1,668 |
| Additional noninterest expense | $915,000 | 1,672 |
| Pre-tax net operating income | $1,578,000 | 1,198 |
| Securities gains (losses) | $127,000 | 368 |
| Applicable income taxes | $454,000 | 997 |
| Income before extraordinary items | $1,251,000 | 1,214 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,251,000 | 1,215 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,251,000 | 1,215 |
| Net charge-offs | $17,000 | 2,586 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 478 |
| Net operating income | $1,158,290 | 1,277 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $16,607,000 | 1,512 |
| Total interest expense | $1,596,000 | 2,045 |
| Net interest income | $15,011,000 | 1,451 |
| Provision for loan and lease losses | $602,000 | 1,619 |
| Total noninterest income | $3,750,000 | 1,372 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $981,000 | 1,385 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,769,000 | 1,201 |
| Total noninterest expense | $11,846,000 | 1,625 |
| Salaries and employee benefits | $6,001,000 | 1,709 |
| Premises and equipment expense | $1,401,000 | 1,678 |
| Additional noninterest expense | $4,444,000 | 1,491 |
| Pre-tax net operating income | $6,313,000 | 1,170 |
| Securities gains (losses) | $253,000 | 776 |
| Applicable income taxes | $1,637,000 | 1,057 |
| Income before extraordinary items | $4,929,000 | 1,238 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,929,000 | 1,240 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,929,000 | 1,241 |
| Net charge-offs | $131,000 | 3,469 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 736 |
| Net operating income | $4,739,250 | 1,265 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $12,241,000 | 1,544 |
| Total interest expense | $1,193,000 | 2,111 |
| Net interest income | $11,048,000 | 1,477 |
| Provision for loan and lease losses | $450,000 | 1,622 |
| Total noninterest income | $3,161,000 | 1,303 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $735,000 | 1,398 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,426,000 | 1,122 |
| Total noninterest expense | $8,875,000 | 1,633 |
| Salaries and employee benefits | $4,458,000 | 1,730 |
| Premises and equipment expense | $1,068,000 | 1,665 |
| Additional noninterest expense | $3,349,000 | 1,480 |
| Pre-tax net operating income | $4,884,000 | 1,164 |
| Securities gains (losses) | $253,000 | 720 |
| Applicable income taxes | $1,317,000 | 1,035 |
| Income before extraordinary items | $3,820,000 | 1,214 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,820,000 | 1,214 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,820,000 | 1,216 |
| Net charge-offs | $131,000 | 3,002 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 708 |
| Net operating income | $3,632,780 | 1,234 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,119,000 | 1,548 |
| Total interest expense | $812,000 | 2,105 |
| Net interest income | $7,307,000 | 1,475 |
| Provision for loan and lease losses | $300,000 | 1,629 |
| Total noninterest income | $2,418,000 | 1,192 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $477,000 | 1,399 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,941,000 | 1,016 |
| Total noninterest expense | $5,905,000 | 1,624 |
| Salaries and employee benefits | $2,949,000 | 1,750 |
| Premises and equipment expense | $757,000 | 1,584 |
| Additional noninterest expense | $2,199,000 | 1,487 |
| Pre-tax net operating income | $3,520,000 | 1,072 |
| Securities gains (losses) | $252,000 | 638 |
| Applicable income taxes | $999,000 | 941 |
| Income before extraordinary items | $2,773,000 | 1,113 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,773,000 | 1,114 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,773,000 | 1,115 |
| Net charge-offs | $123,000 | 2,548 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 717 |
| Net operating income | $2,586,520 | 1,132 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,038,000 | 1,566 |
| Total interest expense | $407,000 | 2,161 |
| Net interest income | $3,631,000 | 1,486 |
| Provision for loan and lease losses | $150,000 | 1,610 |
| Total noninterest income | $756,000 | 1,630 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $233,000 | 1,413 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $523,000 | 1,525 |
| Total noninterest expense | $2,985,000 | 1,625 |
| Salaries and employee benefits | $1,513,000 | 1,729 |
| Premises and equipment expense | $391,000 | 1,555 |
| Additional noninterest expense | $1,081,000 | 1,502 |
| Pre-tax net operating income | $1,252,000 | 1,421 |
| Securities gains (losses) | $253,000 | 378 |
| Applicable income taxes | $371,000 | 1,141 |
| Income before extraordinary items | $1,134,000 | 1,322 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,134,000 | 1,325 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,134,000 | 1,324 |
| Net charge-offs | $-5,000 | 5,894 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 608 |
| Net operating income | $944,250 | 1,509 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $15,989,000 | 1,661 |
| Total interest expense | $1,762,000 | 2,388 |
| Net interest income | $14,227,000 | 1,549 |
| Provision for loan and lease losses | $1,374,000 | 1,413 |
| Total noninterest income | $2,761,000 | 1,750 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,042,000 | 1,372 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,719,000 | 1,696 |
| Total noninterest expense | $12,175,000 | 1,590 |
| Salaries and employee benefits | $6,164,000 | 1,643 |
| Premises and equipment expense | $1,496,000 | 1,584 |
| Additional noninterest expense | $4,515,000 | 1,495 |
| Pre-tax net operating income | $3,439,000 | 1,851 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $578,000 | 2,037 |
| Income before extraordinary items | $2,861,000 | 1,940 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,861,000 | 1,938 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,861,000 | 1,941 |
| Net charge-offs | $1,137,000 | 1,687 |
| Cash dividends | $600,000 | 2,547 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 631 |
| Net operating income | $2,861,000 | 1,835 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,892,000 | 1,705 |
| Total interest expense | $1,343,000 | 2,450 |
| Net interest income | $10,549,000 | 1,579 |
| Provision for loan and lease losses | $1,339,000 | 1,184 |
| Total noninterest income | $1,971,000 | 1,808 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $785,000 | 1,373 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,186,000 | 1,782 |
| Total noninterest expense | $8,945,000 | 1,624 |
| Salaries and employee benefits | $4,508,000 | 1,667 |
| Premises and equipment expense | $1,113,000 | 1,606 |
| Additional noninterest expense | $3,324,000 | 1,520 |
| Pre-tax net operating income | $2,236,000 | 2,159 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $325,000 | 2,384 |
| Income before extraordinary items | $1,911,000 | 2,198 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,911,000 | 2,199 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,911,000 | 2,199 |
| Net charge-offs | $1,100,000 | 1,363 |
| Cash dividends | $200,000 | 2,886 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 558 |
| Net operating income | $1,911,000 | 2,071 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,784,000 | 1,739 |
| Total interest expense | $904,000 | 2,514 |
| Net interest income | $6,880,000 | 1,612 |
| Provision for loan and lease losses | $1,130,000 | 1,001 |
| Total noninterest income | $1,290,000 | 1,817 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $517,000 | 1,377 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $773,000 | 1,789 |
| Total noninterest expense | $5,903,000 | 1,644 |
| Salaries and employee benefits | $2,951,000 | 1,706 |
| Premises and equipment expense | $751,000 | 1,581 |
| Additional noninterest expense | $2,201,000 | 1,545 |
| Pre-tax net operating income | $1,137,000 | 2,612 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $95,000 | 3,098 |
| Income before extraordinary items | $1,042,000 | 2,550 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,042,000 | 2,550 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,042,000 | 2,550 |
| Net charge-offs | $813,000 | 1,316 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 524 |
| Net operating income | $1,042,000 | 2,407 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,850,000 | 1,774 |
| Total interest expense | $453,000 | 2,595 |
| Net interest income | $3,397,000 | 1,635 |
| Provision for loan and lease losses | $149,000 | 2,462 |
| Total noninterest income | $601,000 | 1,898 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $256,000 | 1,376 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $345,000 | 1,940 |
| Total noninterest expense | $2,997,000 | 1,612 |
| Salaries and employee benefits | $1,493,000 | 1,688 |
| Premises and equipment expense | $388,000 | 1,537 |
| Additional noninterest expense | $1,116,000 | 1,503 |
| Pre-tax net operating income | $852,000 | 1,933 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $145,000 | 2,082 |
| Income before extraordinary items | $707,000 | 1,995 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $707,000 | 1,996 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $707,000 | 1,997 |
| Net charge-offs | $128,000 | 2,238 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 477 |
| Net operating income | $707,000 | 1,893 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $15,413,000 | 1,828 |
| Total interest expense | $2,049,000 | 2,731 |
| Net interest income | $13,364,000 | 1,671 |
| Provision for loan and lease losses | $600,000 | 3,157 |
| Total noninterest income | $2,679,000 | 1,625 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,085,000 | 1,369 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,594,000 | 1,581 |
| Total noninterest expense | $12,541,000 | 1,556 |
| Salaries and employee benefits | $6,025,000 | 1,630 |
| Premises and equipment expense | $1,578,000 | 1,573 |
| Additional noninterest expense | $4,938,000 | 1,398 |
| Pre-tax net operating income | $2,902,000 | 1,893 |
| Securities gains (losses) | $214,000 | 1,396 |
| Applicable income taxes | $465,000 | 2,101 |
| Income before extraordinary items | $2,651,000 | 1,793 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,651,000 | 1,794 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,651,000 | 1,794 |
| Net charge-offs | $22,000 | 5,879 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 844 |
| Net operating income | $2,469,100 | 1,806 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,487,000 | 1,857 |
| Total interest expense | $1,581,000 | 2,755 |
| Net interest income | $9,906,000 | 1,703 |
| Provision for loan and lease losses | $447,000 | 3,082 |
| Total noninterest income | $1,896,000 | 1,672 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $807,000 | 1,385 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,089,000 | 1,666 |
| Total noninterest expense | $9,291,000 | 1,576 |
| Salaries and employee benefits | $4,470,000 | 1,643 |
| Premises and equipment expense | $1,182,000 | 1,589 |
| Additional noninterest expense | $3,639,000 | 1,422 |
| Pre-tax net operating income | $2,064,000 | 2,035 |
| Securities gains (losses) | $173,000 | 1,311 |
| Applicable income taxes | $364,000 | 2,043 |
| Income before extraordinary items | $1,873,000 | 1,937 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,873,000 | 1,937 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,873,000 | 1,937 |
| Net charge-offs | $-2,000 | 6,766 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 780 |
| Net operating income | $1,727,680 | 1,969 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,568,000 | 1,891 |
| Total interest expense | $1,101,000 | 2,745 |
| Net interest income | $6,467,000 | 1,740 |
| Provision for loan and lease losses | $297,000 | 3,063 |
| Total noninterest income | $1,233,000 | 1,703 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $535,000 | 1,367 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $698,000 | 1,719 |
| Total noninterest expense | $6,180,000 | 1,593 |
| Salaries and employee benefits | $2,950,000 | 1,675 |
| Premises and equipment expense | $800,000 | 1,579 |
| Additional noninterest expense | $2,430,000 | 1,442 |
| Pre-tax net operating income | $1,223,000 | 2,197 |
| Securities gains (losses) | $51,000 | 1,585 |
| Applicable income taxes | $172,000 | 2,378 |
| Income before extraordinary items | $1,102,000 | 2,094 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,102,000 | 2,094 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,102,000 | 2,094 |
| Net charge-offs | $1,000 | 5,777 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 738 |
| Net operating income | $1,058,140 | 2,103 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,675,000 | 1,963 |
| Total interest expense | $578,000 | 2,712 |
| Net interest income | $3,097,000 | 1,799 |
| Provision for loan and lease losses | $147,000 | 2,927 |
| Total noninterest income | $689,000 | 1,590 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $265,000 | 1,342 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $424,000 | 1,509 |
| Total noninterest expense | $3,105,000 | 1,597 |
| Salaries and employee benefits | $1,494,000 | 1,667 |
| Premises and equipment expense | $411,000 | 1,564 |
| Additional noninterest expense | $1,200,000 | 1,458 |
| Pre-tax net operating income | $534,000 | 2,444 |
| Securities gains (losses) | $5,000 | 1,451 |
| Applicable income taxes | $53,000 | 2,772 |
| Income before extraordinary items | $486,000 | 2,305 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $486,000 | 2,304 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $486,000 | 2,305 |
| Net charge-offs | $12,000 | 4,307 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 675 |
| Net operating income | $481,500 | 2,269 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $15,501,000 | 1,955 |
| Total interest expense | $3,219,000 | 2,441 |
| Net interest income | $12,282,000 | 1,798 |
| Provision for loan and lease losses | $2,229,000 | 1,937 |
| Total noninterest income | $2,430,000 | 1,799 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,125,000 | 1,355 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,305,000 | 1,854 |
| Total noninterest expense | $11,656,000 | 1,690 |
| Salaries and employee benefits | $5,550,000 | 1,748 |
| Premises and equipment expense | $1,378,000 | 1,869 |
| Additional noninterest expense | $4,728,000 | 1,519 |
| Pre-tax net operating income | $827,000 | 3,684 |
| Securities gains (losses) | $661,000 | 701 |
| Applicable income taxes | $102,000 | 3,221 |
| Income before extraordinary items | $1,386,000 | 2,632 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,386,000 | 2,629 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,386,000 | 2,634 |
| Net charge-offs | $2,550,000 | 1,611 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 1,077 |
| Net operating income | $771,270 | 3,543 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,797,000 | 1,966 |
| Total interest expense | $2,464,000 | 2,506 |
| Net interest income | $9,333,000 | 1,800 |
| Provision for loan and lease losses | $1,350,000 | 2,120 |
| Total noninterest income | $1,765,000 | 1,856 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $822,000 | 1,428 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $943,000 | 1,870 |
| Total noninterest expense | $8,764,000 | 1,687 |
| Salaries and employee benefits | $4,116,000 | 1,785 |
| Premises and equipment expense | $1,034,000 | 1,886 |
| Additional noninterest expense | $3,614,000 | 1,466 |
| Pre-tax net operating income | $984,000 | 3,127 |
| Securities gains (losses) | $616,000 | 623 |
| Applicable income taxes | $251,000 | 2,327 |
| Income before extraordinary items | $1,349,000 | 2,346 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,349,000 | 2,344 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,349,000 | 2,348 |
| Net charge-offs | $1,508,000 | 1,774 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 1,045 |
| Net operating income | $831,560 | 3,098 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,878,000 | 1,981 |
| Total interest expense | $1,665,000 | 2,567 |
| Net interest income | $6,213,000 | 1,799 |
| Provision for loan and lease losses | $1,121,000 | 1,824 |
| Total noninterest income | $1,130,000 | 1,868 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $534,000 | 1,474 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $596,000 | 1,862 |
| Total noninterest expense | $5,876,000 | 1,677 |
| Salaries and employee benefits | $2,735,000 | 1,799 |
| Premises and equipment expense | $702,000 | 1,861 |
| Additional noninterest expense | $2,439,000 | 1,458 |
| Pre-tax net operating income | $346,000 | 4,196 |
| Securities gains (losses) | $76,000 | 1,615 |
| Applicable income taxes | $-46,000 | 7,064 |
| Income before extraordinary items | $468,000 | 3,523 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $468,000 | 3,520 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $468,000 | 3,522 |
| Net charge-offs | $1,467,000 | 1,378 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 978 |
| Net operating income | $392,000 | 3,715 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,959,000 | 2,024 |
| Total interest expense | $847,000 | 2,637 |
| Net interest income | $3,112,000 | 1,824 |
| Provision for loan and lease losses | $507,000 | 1,800 |
| Total noninterest income | $549,000 | 1,891 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $262,000 | 1,492 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $287,000 | 1,891 |
| Total noninterest expense | $2,915,000 | 1,715 |
| Salaries and employee benefits | $1,378,000 | 1,819 |
| Premises and equipment expense | $364,000 | 1,853 |
| Additional noninterest expense | $1,173,000 | 1,509 |
| Pre-tax net operating income | $239,000 | 3,759 |
| Securities gains (losses) | $76,000 | 916 |
| Applicable income taxes | $13,000 | 3,663 |
| Income before extraordinary items | $302,000 | 3,109 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $302,000 | 3,106 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $302,000 | 3,109 |
| Net charge-offs | $19,000 | 4,462 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 996 |
| Net operating income | $229,040 | 3,520 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $16,465,000 | 2,069 |
| Total interest expense | $4,238,000 | 2,615 |
| Net interest income | $12,227,000 | 1,815 |
| Provision for loan and lease losses | $1,829,000 | 2,605 |
| Total noninterest income | $2,203,000 | 1,986 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,070,000 | 1,572 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,133,000 | 1,991 |
| Total noninterest expense | $11,306,000 | 1,805 |
| Salaries and employee benefits | $5,279,000 | 1,874 |
| Premises and equipment expense | $1,243,000 | 2,144 |
| Additional noninterest expense | $4,784,000 | 1,555 |
| Pre-tax net operating income | $1,295,000 | 2,587 |
| Securities gains (losses) | $770,000 | 626 |
| Applicable income taxes | $417,000 | 1,722 |
| Income before extraordinary items | $1,648,000 | 1,956 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,648,000 | 1,953 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,648,000 | 1,955 |
| Net charge-offs | $641,000 | 3,470 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 1,137 |
| Net operating income | $1,032,000 | 2,667 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,386,000 | 2,091 |
| Total interest expense | $3,305,000 | 2,634 |
| Net interest income | $9,081,000 | 1,834 |
| Provision for loan and lease losses | $927,000 | 2,887 |
| Total noninterest income | $1,598,000 | 2,070 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $788,000 | 1,609 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $810,000 | 2,110 |
| Total noninterest expense | $8,432,000 | 1,799 |
| Salaries and employee benefits | $4,003,000 | 1,872 |
| Premises and equipment expense | $938,000 | 2,144 |
| Additional noninterest expense | $3,491,000 | 1,539 |
| Pre-tax net operating income | $1,320,000 | 2,279 |
| Securities gains (losses) | $387,000 | 833 |
| Applicable income taxes | $385,000 | 1,670 |
| Income before extraordinary items | $1,322,000 | 2,015 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,322,000 | 2,014 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,322,000 | 2,015 |
| Net charge-offs | $520,000 | 2,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 1,018 |
| Net operating income | $1,024,010 | 2,394 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,360,000 | 2,104 |
| Total interest expense | $2,351,000 | 2,585 |
| Net interest income | $6,009,000 | 1,844 |
| Provision for loan and lease losses | $351,000 | 3,466 |
| Total noninterest income | $1,090,000 | 2,043 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $506,000 | 1,641 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $584,000 | 2,020 |
| Total noninterest expense | $5,632,000 | 1,818 |
| Salaries and employee benefits | $2,674,000 | 1,892 |
| Premises and equipment expense | $627,000 | 2,178 |
| Additional noninterest expense | $2,331,000 | 1,567 |
| Pre-tax net operating income | $1,116,000 | 1,939 |
| Securities gains (losses) | $308,000 | 745 |
| Applicable income taxes | $366,000 | 1,351 |
| Income before extraordinary items | $1,058,000 | 1,763 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,058,000 | 1,760 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,058,000 | 1,762 |
| Net charge-offs | $77,000 | 4,509 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 977 |
| Net operating income | $830,080 | 2,114 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,208,000 | 2,111 |
| Total interest expense | $1,215,000 | 2,598 |
| Net interest income | $2,993,000 | 1,851 |
| Provision for loan and lease losses | $123,000 | 3,566 |
| Total noninterest income | $493,000 | 2,164 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $247,000 | 1,634 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $246,000 | 2,222 |
| Total noninterest expense | $2,723,000 | 1,822 |
| Salaries and employee benefits | $1,334,000 | 1,927 |
| Premises and equipment expense | $327,000 | 2,131 |
| Additional noninterest expense | $1,062,000 | 1,517 |
| Pre-tax net operating income | $640,000 | 1,955 |
| Securities gains (losses) | $151,000 | 792 |
| Applicable income taxes | $211,000 | 1,394 |
| Income before extraordinary items | $580,000 | 1,856 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $580,000 | 1,858 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $580,000 | 1,858 |
| Net charge-offs | $47,000 | 3,624 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 859 |
| Net operating income | $469,770 | 2,122 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,055,000 | 2,218 |
| Total interest expense | $5,785,000 | 2,601 |
| Net interest income | $11,270,000 | 1,967 |
| Provision for loan and lease losses | $482,000 | 3,864 |
| Total noninterest income | $2,677,000 | 1,725 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,218,000 | 1,467 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,459,000 | 1,625 |
| Total noninterest expense | $10,102,000 | 1,910 |
| Salaries and employee benefits | $5,118,000 | 1,966 |
| Premises and equipment expense | $1,127,000 | 2,365 |
| Additional noninterest expense | $3,857,000 | 1,610 |
| Pre-tax net operating income | $3,363,000 | 1,618 |
| Securities gains (losses) | $100,000 | 1,125 |
| Applicable income taxes | $939,000 | 1,259 |
| Income before extraordinary items | $2,524,000 | 1,604 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,524,000 | 1,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $792,000 | 2,211 |
| Cash dividends | $2,500,000 | 1,085 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 1,214 |
| Net operating income | $2,451,000 | 1,754 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,744,000 | 2,277 |
| Total interest expense | $4,410,000 | 2,653 |
| Net interest income | $8,334,000 | 2,020 |
| Provision for loan and lease losses | $383,000 | 3,145 |
| Total noninterest income | $2,134,000 | 1,696 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $926,000 | 1,461 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,208,000 | 1,593 |
| Total noninterest expense | $7,504,000 | 1,918 |
| Salaries and employee benefits | $3,817,000 | 2,015 |
| Premises and equipment expense | $840,000 | 2,387 |
| Additional noninterest expense | $2,847,000 | 1,570 |
| Pre-tax net operating income | $2,581,000 | 1,868 |
| Securities gains (losses) | $33,000 | 1,699 |
| Applicable income taxes | $711,000 | 1,513 |
| Income before extraordinary items | $1,903,000 | 1,862 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,903,000 | 1,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $750,000 | 1,555 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 1,093 |
| Net operating income | $1,878,910 | 1,982 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,450,000 | 2,312 |
| Total interest expense | $2,959,000 | 2,744 |
| Net interest income | $5,491,000 | 2,030 |
| Provision for loan and lease losses | $258,000 | 2,765 |
| Total noninterest income | $1,147,000 | 2,017 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $606,000 | 1,470 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $541,000 | 2,123 |
| Total noninterest expense | $4,959,000 | 1,935 |
| Salaries and employee benefits | $2,525,000 | 2,058 |
| Premises and equipment expense | $561,000 | 2,389 |
| Additional noninterest expense | $1,873,000 | 1,564 |
| Pre-tax net operating income | $1,421,000 | 2,311 |
| Securities gains (losses) | $46,000 | 1,495 |
| Applicable income taxes | $382,000 | 1,920 |
| Income before extraordinary items | $1,085,000 | 2,409 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,085,000 | 2,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $719,000 | 1,046 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,078 |
| Net operating income | $1,050,960 | 2,429 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,256,000 | 2,362 |
| Total interest expense | $1,526,000 | 2,843 |
| Net interest income | $2,730,000 | 2,043 |
| Provision for loan and lease losses | $187,000 | 1,901 |
| Total noninterest income | $584,000 | 1,995 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $297,000 | 1,470 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $287,000 | 2,026 |
| Total noninterest expense | $2,480,000 | 1,925 |
| Salaries and employee benefits | $1,240,000 | 2,116 |
| Premises and equipment expense | $293,000 | 2,313 |
| Additional noninterest expense | $947,000 | 1,519 |
| Pre-tax net operating income | $647,000 | 2,562 |
| Securities gains (losses) | $17,000 | 1,682 |
| Applicable income taxes | $170,000 | 2,168 |
| Income before extraordinary items | $494,000 | 2,719 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $494,000 | 2,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $698,000 | 579 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $481,420 | 2,698 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,832,000 | 2,309 |
| Total interest expense | $6,968,000 | 2,644 |
| Net interest income | $10,864,000 | 2,077 |
| Provision for loan and lease losses | $147,000 | 4,375 |
| Total noninterest income | $1,976,000 | 2,232 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,191,000 | 1,504 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $785,000 | 2,587 |
| Total noninterest expense | $10,415,000 | 1,784 |
| Salaries and employee benefits | $5,160,000 | 1,949 |
| Premises and equipment expense | $1,186,000 | 2,189 |
| Additional noninterest expense | $4,069,000 | 1,371 |
| Pre-tax net operating income | $2,278,000 | 3,035 |
| Securities gains (losses) | $13,000 | 1,241 |
| Applicable income taxes | $525,000 | 2,680 |
| Income before extraordinary items | $1,766,000 | 3,079 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,766,000 | 3,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,611 |
| Cash dividends | $3,000,000 | 1,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,755,990 | 3,087 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,361,000 | 2,316 |
| Total interest expense | $5,250,000 | 2,615 |
| Net interest income | $8,111,000 | 2,106 |
| Provision for loan and lease losses | $27,000 | 5,609 |
| Total noninterest income | $1,401,000 | 2,332 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $834,000 | 1,586 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $567,000 | 2,646 |
| Total noninterest expense | $8,036,000 | 1,717 |
| Salaries and employee benefits | $3,968,000 | 1,897 |
| Premises and equipment expense | $915,000 | 2,118 |
| Additional noninterest expense | $3,153,000 | 1,303 |
| Pre-tax net operating income | $1,449,000 | 3,546 |
| Securities gains (losses) | $17,000 | 863 |
| Applicable income taxes | $307,000 | 3,174 |
| Income before extraordinary items | $1,159,000 | 3,549 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,159,000 | 3,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 2,840 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,145,570 | 3,554 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,875,000 | 2,347 |
| Total interest expense | $3,494,000 | 2,623 |
| Net interest income | $5,381,000 | 2,144 |
| Provision for loan and lease losses | $27,000 | 5,100 |
| Total noninterest income | $837,000 | 2,520 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $469,000 | 1,854 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $368,000 | 2,689 |
| Total noninterest expense | $5,426,000 | 1,702 |
| Salaries and employee benefits | $2,727,000 | 1,876 |
| Premises and equipment expense | $611,000 | 2,124 |
| Additional noninterest expense | $2,088,000 | 1,321 |
| Pre-tax net operating income | $765,000 | 4,115 |
| Securities gains (losses) | $17,000 | 742 |
| Applicable income taxes | $137,000 | 3,755 |
| Income before extraordinary items | $645,000 | 4,015 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $645,000 | 4,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 2,258 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $631,060 | 4,053 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,342,000 | 2,393 |
| Total interest expense | $1,709,000 | 2,666 |
| Net interest income | $2,633,000 | 2,192 |
| Provision for loan and lease losses | $27,000 | 4,065 |
| Total noninterest income | $397,000 | 2,577 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $222,000 | 1,888 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $175,000 | 2,753 |
| Total noninterest expense | $2,654,000 | 1,745 |
| Salaries and employee benefits | $1,367,000 | 1,880 |
| Premises and equipment expense | $309,000 | 2,114 |
| Additional noninterest expense | $978,000 | 1,370 |
| Pre-tax net operating income | $349,000 | 4,322 |
| Securities gains (losses) | $24,000 | 528 |
| Applicable income taxes | $75,000 | 3,661 |
| Income before extraordinary items | $298,000 | 4,192 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $298,000 | 4,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $278,800 | 4,320 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $17,120,000 | 2,278 |
| Total interest expense | $5,995,000 | 2,601 |
| Net interest income | $11,125,000 | 2,090 |
| Provision for loan and lease losses | $160,000 | 3,939 |
| Total noninterest income | $1,646,000 | 2,536 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $985,000 | 1,774 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $661,000 | 2,835 |
| Total noninterest expense | $11,306,000 | 1,571 |
| Salaries and employee benefits | $5,860,000 | 1,670 |
| Premises and equipment expense | $1,119,000 | 2,223 |
| Additional noninterest expense | $4,327,000 | 1,232 |
| Pre-tax net operating income | $1,305,000 | 4,600 |
| Securities gains (losses) | $14,000 | 999 |
| Applicable income taxes | $146,000 | 4,627 |
| Income before extraordinary items | $1,173,000 | 4,327 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,173,000 | 4,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,616 |
| Cash dividends | $3,000,000 | 1,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,160,540 | 4,328 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,706,000 | 2,291 |
| Total interest expense | $4,296,000 | 2,623 |
| Net interest income | $8,410,000 | 2,082 |
| Provision for loan and lease losses | $40,000 | 5,377 |
| Total noninterest income | $1,228,000 | 2,563 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $749,000 | 1,756 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $479,000 | 2,918 |
| Total noninterest expense | $8,472,000 | 1,586 |
| Salaries and employee benefits | $4,344,000 | 1,692 |
| Premises and equipment expense | $833,000 | 2,236 |
| Additional noninterest expense | $3,295,000 | 1,223 |
| Pre-tax net operating income | $1,126,000 | 4,465 |
| Securities gains (losses) | $9,000 | 918 |
| Applicable income taxes | $160,000 | 4,408 |
| Income before extraordinary items | $975,000 | 4,234 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $975,000 | 4,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 2,508 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $967,260 | 4,239 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,335,000 | 2,285 |
| Total interest expense | $2,737,000 | 2,629 |
| Net interest income | $5,598,000 | 2,090 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $791,000 | 2,608 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $486,000 | 1,781 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $305,000 | 2,985 |
| Total noninterest expense | $5,658,000 | 1,588 |
| Salaries and employee benefits | $2,936,000 | 1,680 |
| Premises and equipment expense | $573,000 | 2,170 |
| Additional noninterest expense | $2,149,000 | 1,259 |
| Pre-tax net operating income | $731,000 | 4,531 |
| Securities gains (losses) | $10,000 | 737 |
| Applicable income taxes | $67,000 | 4,971 |
| Income before extraordinary items | $674,000 | 4,163 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $674,000 | 4,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,293 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $664,900 | 4,185 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,157,000 | 2,250 |
| Total interest expense | $1,271,000 | 2,685 |
| Net interest income | $2,886,000 | 2,013 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $405,000 | 2,529 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $227,000 | 1,841 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $178,000 | 2,701 |
| Total noninterest expense | $2,710,000 | 1,651 |
| Salaries and employee benefits | $1,430,000 | 1,721 |
| Premises and equipment expense | $271,000 | 2,301 |
| Additional noninterest expense | $1,009,000 | 1,308 |
| Pre-tax net operating income | $581,000 | 3,381 |
| Securities gains (losses) | $9,000 | 604 |
| Applicable income taxes | $95,000 | 3,663 |
| Income before extraordinary items | $495,000 | 3,184 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $495,000 | 3,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 1,568 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $487,440 | 3,206 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,955,000 | 2,088 |
| Total interest expense | $4,128,000 | 2,581 |
| Net interest income | $11,827,000 | 1,860 |
| Provision for loan and lease losses | $159,000 | 4,034 |
| Total noninterest income | $1,729,000 | 2,448 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $971,000 | 1,775 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $758,000 | 2,632 |
| Total noninterest expense | $10,953,000 | 1,566 |
| Salaries and employee benefits | $5,770,000 | 1,619 |
| Premises and equipment expense | $1,291,000 | 1,873 |
| Additional noninterest expense | $3,892,000 | 1,315 |
| Pre-tax net operating income | $2,444,000 | 3,205 |
| Securities gains (losses) | $110,000 | 670 |
| Applicable income taxes | $492,000 | 3,392 |
| Income before extraordinary items | $2,062,000 | 3,023 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,062,000 | 3,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,317 |
| Cash dividends | $2,000,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,972,900 | 3,089 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,812,000 | 2,066 |
| Total interest expense | $2,904,000 | 2,605 |
| Net interest income | $8,908,000 | 1,834 |
| Provision for loan and lease losses | $337,000 | 2,008 |
| Total noninterest income | $1,287,000 | 2,451 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $709,000 | 1,812 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $578,000 | 2,605 |
| Total noninterest expense | $8,249,000 | 1,549 |
| Salaries and employee benefits | $4,473,000 | 1,556 |
| Premises and equipment expense | $907,000 | 1,976 |
| Additional noninterest expense | $2,869,000 | 1,328 |
| Pre-tax net operating income | $1,609,000 | 3,566 |
| Securities gains (losses) | $110,000 | 630 |
| Applicable income taxes | $304,000 | 3,786 |
| Income before extraordinary items | $1,415,000 | 3,279 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,415,000 | 3,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,651 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,324,800 | 3,404 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,786,000 | 2,029 |
| Total interest expense | $1,827,000 | 2,600 |
| Net interest income | $5,959,000 | 1,809 |
| Provision for loan and lease losses | $293,000 | 1,596 |
| Total noninterest income | $805,000 | 2,526 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $435,000 | 1,934 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $370,000 | 2,677 |
| Total noninterest expense | $5,391,000 | 1,567 |
| Salaries and employee benefits | $2,906,000 | 1,593 |
| Premises and equipment expense | $599,000 | 1,983 |
| Additional noninterest expense | $1,886,000 | 1,323 |
| Pre-tax net operating income | $1,080,000 | 3,522 |
| Securities gains (losses) | $97,000 | 572 |
| Applicable income taxes | $212,000 | 3,689 |
| Income before extraordinary items | $965,000 | 3,175 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $965,000 | 3,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,846 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $885,460 | 3,351 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,819,000 | 2,030 |
| Total interest expense | $864,000 | 2,624 |
| Net interest income | $2,955,000 | 1,809 |
| Provision for loan and lease losses | $80,000 | 2,398 |
| Total noninterest income | $355,000 | 2,698 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $191,000 | 2,099 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $164,000 | 2,813 |
| Total noninterest expense | $2,679,000 | 1,585 |
| Salaries and employee benefits | $1,475,000 | 1,570 |
| Premises and equipment expense | $298,000 | 2,012 |
| Additional noninterest expense | $906,000 | 1,371 |
| Pre-tax net operating income | $551,000 | 3,426 |
| Securities gains (losses) | $104,000 | 357 |
| Applicable income taxes | $128,000 | 3,377 |
| Income before extraordinary items | $527,000 | 2,924 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $527,000 | 2,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,216 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $443,800 | 3,317 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $15,252,000 | 1,873 |
| Total interest expense | $3,346,000 | 2,390 |
| Net interest income | $11,906,000 | 1,698 |
| Provision for loan and lease losses | $177,000 | 3,984 |
| Total noninterest income | $1,498,000 | 2,687 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $791,000 | 2,170 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $707,000 | 2,693 |
| Total noninterest expense | $9,857,000 | 1,651 |
| Salaries and employee benefits | $5,355,000 | 1,643 |
| Premises and equipment expense | $1,132,000 | 2,029 |
| Additional noninterest expense | $3,370,000 | 1,471 |
| Pre-tax net operating income | $3,370,000 | 2,339 |
| Securities gains (losses) | $413,000 | 510 |
| Applicable income taxes | $882,000 | 2,369 |
| Income before extraordinary items | $2,901,000 | 2,141 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,901,000 | 2,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,762 |
| Cash dividends | $1,500,000 | 1,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,582,990 | 2,308 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,330,000 | 1,872 |
| Total interest expense | $2,494,000 | 2,371 |
| Net interest income | $8,836,000 | 1,704 |
| Provision for loan and lease losses | $177,000 | 3,265 |
| Total noninterest income | $1,097,000 | 2,745 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $592,000 | 2,185 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $505,000 | 2,782 |
| Total noninterest expense | $7,417,000 | 1,637 |
| Salaries and employee benefits | $4,029,000 | 1,643 |
| Premises and equipment expense | $854,000 | 2,023 |
| Additional noninterest expense | $2,534,000 | 1,453 |
| Pre-tax net operating income | $2,339,000 | 2,536 |
| Securities gains (losses) | $413,000 | 471 |
| Applicable income taxes | $681,000 | 2,372 |
| Income before extraordinary items | $2,071,000 | 2,254 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,071,000 | 2,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,248 |
| Cash dividends | $1,500,000 | 1,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,761,250 | 2,530 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,532,000 | 1,862 |
| Total interest expense | $1,632,000 | 2,373 |
| Net interest income | $5,900,000 | 1,694 |
| Provision for loan and lease losses | $132,000 | 2,955 |
| Total noninterest income | $694,000 | 2,849 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $384,000 | 2,222 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $310,000 | 2,932 |
| Total noninterest expense | $4,888,000 | 1,656 |
| Salaries and employee benefits | $2,688,000 | 1,646 |
| Premises and equipment expense | $573,000 | 2,007 |
| Additional noninterest expense | $1,627,000 | 1,487 |
| Pre-tax net operating income | $1,574,000 | 2,489 |
| Securities gains (losses) | $413,000 | 398 |
| Applicable income taxes | $508,000 | 2,176 |
| Income before extraordinary items | $1,479,000 | 2,096 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,479,000 | 2,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,426 |
| Cash dividends | $1,500,000 | 882 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,173,380 | 2,511 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,760,000 | 1,870 |
| Total interest expense | $771,000 | 2,536 |
| Net interest income | $2,989,000 | 1,669 |
| Provision for loan and lease losses | $47,000 | 3,399 |
| Total noninterest income | $340,000 | 2,841 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $187,000 | 2,220 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $153,000 | 2,914 |
| Total noninterest expense | $2,446,000 | 1,665 |
| Salaries and employee benefits | $1,356,000 | 1,649 |
| Premises and equipment expense | $298,000 | 1,946 |
| Additional noninterest expense | $792,000 | 1,520 |
| Pre-tax net operating income | $836,000 | 2,335 |
| Securities gains (losses) | $278,000 | 399 |
| Applicable income taxes | $295,000 | 1,954 |
| Income before extraordinary items | $819,000 | 1,912 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $819,000 | 1,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 8,771 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $613,280 | 2,363 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,984,000 | 1,885 |
| Total interest expense | $3,740,000 | 2,367 |
| Net interest income | $11,244,000 | 1,722 |
| Provision for loan and lease losses | $245,000 | 3,582 |
| Total noninterest income | $1,495,000 | 2,851 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $753,000 | 2,226 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $742,000 | 2,856 |
| Total noninterest expense | $9,111,000 | 1,748 |
| Salaries and employee benefits | $4,849,000 | 1,767 |
| Premises and equipment expense | $1,141,000 | 1,997 |
| Additional noninterest expense | $3,121,000 | 1,584 |
| Pre-tax net operating income | $3,383,000 | 2,274 |
| Securities gains (losses) | $-38,000 | 8,934 |
| Applicable income taxes | $807,000 | 2,522 |
| Income before extraordinary items | $2,538,000 | 2,342 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,538,000 | 2,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 2,540 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,566,880 | 2,216 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,606,000 | 1,878 |
| Total interest expense | $2,888,000 | 2,379 |
| Net interest income | $8,718,000 | 1,682 |
| Provision for loan and lease losses | $155,000 | 3,838 |
| Total noninterest income | $1,140,000 | 2,883 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $561,000 | 2,253 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $579,000 | 2,877 |
| Total noninterest expense | $6,752,000 | 1,770 |
| Salaries and employee benefits | $3,687,000 | 1,760 |
| Premises and equipment expense | $855,000 | 2,006 |
| Additional noninterest expense | $2,210,000 | 1,650 |
| Pre-tax net operating income | $2,951,000 | 2,077 |
| Securities gains (losses) | $-38,000 | 9,060 |
| Applicable income taxes | $735,000 | 2,322 |
| Income before extraordinary items | $2,178,000 | 2,159 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,178,000 | 2,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,642 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,206,500 | 2,031 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,871,000 | 1,866 |
| Total interest expense | $1,983,000 | 2,388 |
| Net interest income | $5,888,000 | 1,658 |
| Provision for loan and lease losses | $85,000 | 4,219 |
| Total noninterest income | $774,000 | 2,820 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $374,000 | 2,212 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $400,000 | 2,803 |
| Total noninterest expense | $4,429,000 | 1,791 |
| Salaries and employee benefits | $2,424,000 | 1,774 |
| Premises and equipment expense | $571,000 | 2,004 |
| Additional noninterest expense | $1,434,000 | 1,680 |
| Pre-tax net operating income | $2,148,000 | 1,922 |
| Securities gains (losses) | $-38,000 | 9,146 |
| Applicable income taxes | $545,000 | 2,194 |
| Income before extraordinary items | $1,565,000 | 2,029 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,565,000 | 2,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,593,120 | 1,885 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,960,000 | 1,859 |
| Total interest expense | $983,000 | 2,474 |
| Net interest income | $2,977,000 | 1,648 |
| Provision for loan and lease losses | $35,000 | 4,303 |
| Total noninterest income | $328,000 | 3,053 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $182,000 | 2,205 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $146,000 | 3,263 |
| Total noninterest expense | $2,198,000 | 1,783 |
| Salaries and employee benefits | $1,207,000 | 1,767 |
| Premises and equipment expense | $293,000 | 1,944 |
| Additional noninterest expense | $698,000 | 1,687 |
| Pre-tax net operating income | $1,072,000 | 1,919 |
| Securities gains (losses) | $-60,000 | 9,235 |
| Applicable income taxes | $268,000 | 2,214 |
| Income before extraordinary items | $744,000 | 2,104 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $744,000 | 2,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,268 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $788,400 | 1,883 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,879,000 | 1,944 |
| Total interest expense | $5,023,000 | 2,241 |
| Net interest income | $10,856,000 | 1,782 |
| Provision for loan and lease losses | $1,569,000 | 906 |
| Total noninterest income | $1,311,000 | 2,890 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $754,000 | 2,108 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $557,000 | 3,091 |
| Total noninterest expense | $7,851,000 | 1,920 |
| Salaries and employee benefits | $4,343,000 | 1,849 |
| Premises and equipment expense | $1,030,000 | 2,122 |
| Additional noninterest expense | $2,478,000 | 1,870 |
| Pre-tax net operating income | $2,747,000 | 2,683 |
| Securities gains (losses) | $34,000 | 2,728 |
| Applicable income taxes | $648,000 | 2,989 |
| Income before extraordinary items | $2,133,000 | 2,668 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,133,000 | 2,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,531,000 | 662 |
| Cash dividends | $12,200,000 | 314 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,106,820 | 2,596 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,492,000 | 2,535 |
| Total interest expense | $4,954,000 | 3,172 |
| Net interest income | $8,538,000 | 2,091 |
| Provision for loan and lease losses | $40,000 | 6,926 |
| Total noninterest income | $1,084,000 | 3,155 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $656,000 | 2,273 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $428,000 | 3,403 |
| Total noninterest expense | $6,370,000 | 2,247 |
| Salaries and employee benefits | $3,522,000 | 2,138 |
| Premises and equipment expense | $743,000 | 2,811 |
| Additional noninterest expense | $2,105,000 | 2,134 |
| Pre-tax net operating income | $3,212,000 | 2,136 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $777,000 | 2,486 |
| Income before extraordinary items | $2,435,000 | 2,141 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,435,000 | 2,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,826 |
| Cash dividends | $2,851,000 | 975 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,435,000 | 2,068 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $14,079,000 | 2,461 |
| Total interest expense | $5,410,000 | 3,088 |
| Net interest income | $8,669,000 | 2,046 |
| Provision for loan and lease losses | $62,000 | 6,152 |
| Total noninterest income | $954,000 | 3,239 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $559,000 | 2,443 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $395,000 | 3,375 |
| Total noninterest expense | $6,294,000 | 2,186 |
| Salaries and employee benefits | $3,357,000 | 2,129 |
| Premises and equipment expense | $793,000 | 2,593 |
| Additional noninterest expense | $2,144,000 | 2,023 |
| Pre-tax net operating income | $3,267,000 | 2,205 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $717,000 | 2,732 |
| Income before extraordinary items | $2,550,000 | 2,045 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,550,000 | 2,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,584 |
| Cash dividends | $2,265,000 | 1,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,550,000 | 2,051 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,128,000 | 2,497 |
| Total interest expense | $4,749,000 | 3,072 |
| Net interest income | $8,379,000 | 2,103 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $999,000 | 3,094 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $544,000 | 2,440 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $455,000 | 3,139 |
| Total noninterest expense | $6,174,000 | 2,217 |
| Salaries and employee benefits | $3,187,000 | 2,204 |
| Premises and equipment expense | $817,000 | 2,484 |
| Additional noninterest expense | $2,170,000 | 2,013 |
| Pre-tax net operating income | $3,084,000 | 2,348 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $634,000 | 3,099 |
| Income before extraordinary items | $2,450,000 | 2,135 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,450,000 | 2,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,447 |
| Cash dividends | $2,256,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,450,000 | 2,104 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,065,000 | 2,495 |
| Total interest expense | $4,999,000 | 2,999 |
| Net interest income | $8,066,000 | 2,112 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $1,032,000 | 3,004 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $545,000 | 2,365 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $487,000 | 3,031 |
| Total noninterest expense | $6,011,000 | 2,171 |
| Salaries and employee benefits | $2,963,000 | 2,278 |
| Premises and equipment expense | $753,000 | 2,587 |
| Additional noninterest expense | $2,295,000 | 1,841 |
| Pre-tax net operating income | $2,967,000 | 2,405 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $594,000 | 3,434 |
| Income before extraordinary items | $2,373,000 | 2,204 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,373,000 | 2,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,762 |
| Cash dividends | $2,753,000 | 1,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,373,000 | 2,132 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,012,000 | 2,523 |
| Total interest expense | $5,072,000 | 2,943 |
| Net interest income | $7,940,000 | 2,206 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $889,000 | 3,333 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $497,000 | 2,638 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $392,000 | 3,321 |
| Total noninterest expense | $5,652,000 | 2,281 |
| Salaries and employee benefits | $2,781,000 | 2,387 |
| Premises and equipment expense | $749,000 | 2,577 |
| Additional noninterest expense | $2,122,000 | 1,994 |
| Pre-tax net operating income | $3,057,000 | 2,449 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $681,000 | 3,308 |
| Income before extraordinary items | $2,376,000 | 2,220 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,376,000 | 2,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,539 |
| Cash dividends | $2,087,000 | 1,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,376,000 | 2,160 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,601,000 | 2,653 |
| Total interest expense | $4,860,000 | 3,081 |
| Net interest income | $7,741,000 | 2,327 |
| Provision for loan and lease losses | $180,000 | 3,640 |
| Total noninterest income | $903,000 | 3,385 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $514,000 | 2,654 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $389,000 | 3,457 |
| Total noninterest expense | $5,593,000 | 2,456 |
| Salaries and employee benefits | $2,784,000 | 2,387 |
| Premises and equipment expense | $700,000 | 2,796 |
| Additional noninterest expense | $2,109,000 | 2,340 |
| Pre-tax net operating income | $2,871,000 | 2,462 |
| Securities gains (losses) | $22,000 | 1,932 |
| Applicable income taxes | $628,000 | 3,452 |
| Income before extraordinary items | $2,265,000 | 2,181 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,265,000 | 2,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,481 |
| Cash dividends | $919,000 | 2,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,247,840 | 2,144 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,510,000 | 2,671 |
| Total interest expense | $4,762,000 | 3,155 |
| Net interest income | $7,748,000 | 2,321 |
| Provision for loan and lease losses | $180,000 | 3,223 |
| Total noninterest income | $842,000 | 3,540 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $496,000 | 2,743 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $346,000 | 3,639 |
| Total noninterest expense | $5,589,000 | 2,431 |
| Salaries and employee benefits | $2,685,000 | 2,491 |
| Premises and equipment expense | $664,000 | 2,945 |
| Additional noninterest expense | $2,240,000 | 2,199 |
| Pre-tax net operating income | $2,821,000 | 2,559 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $590,000 | 3,701 |
| Income before extraordinary items | $2,231,000 | 2,257 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,231,000 | 2,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,295 |
| Cash dividends | $816,000 | 2,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,231,000 | 2,231 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,668,000 | 2,848 |
| Total interest expense | $3,695,000 | 3,303 |
| Net interest income | $6,973,000 | 2,586 |
| Provision for loan and lease losses | $180,000 | 3,202 |
| Total noninterest income | $818,000 | 3,655 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $487,000 | 2,830 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $331,000 | 3,845 |
| Total noninterest expense | $5,135,000 | 2,707 |
| Salaries and employee benefits | $2,304,000 | 2,869 |
| Premises and equipment expense | $631,000 | 3,120 |
| Additional noninterest expense | $2,200,000 | 2,390 |
| Pre-tax net operating income | $2,476,000 | 2,856 |
| Securities gains (losses) | $21,000 | 1,738 |
| Applicable income taxes | $461,000 | 4,305 |
| Income before extraordinary items | $2,036,000 | 2,385 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,036,000 | 2,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-105,000 | 12,249 |
| Cash dividends | $736,000 | 2,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,018,780 | 2,422 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,541,000 | 2,948 |
| Total interest expense | $3,770,000 | 3,341 |
| Net interest income | $6,771,000 | 2,660 |
| Provision for loan and lease losses | $180,000 | 4,132 |
| Total noninterest income | $743,000 | 4,250 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $485,000 | 2,879 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $258,000 | 4,921 |
| Total noninterest expense | $4,918,000 | 2,899 |
| Salaries and employee benefits | $2,236,000 | 2,938 |
| Premises and equipment expense | $584,000 | 3,414 |
| Additional noninterest expense | $2,098,000 | 2,618 |
| Pre-tax net operating income | $2,416,000 | 2,791 |
| Securities gains (losses) | $51,000 | 3,368 |
| Applicable income taxes | $461,000 | 4,495 |
| Income before extraordinary items | $2,006,000 | 2,512 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,006,000 | 2,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $324,000 | 2,340 |
| Cash dividends | $656,000 | 2,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,964,690 | 2,418 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,040,000 | 3,176 |
| Total interest expense | $4,661,000 | 3,525 |
| Net interest income | $6,379,000 | 2,868 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $729,000 | 4,272 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $475,000 | 2,928 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $254,000 | 4,910 |
| Total noninterest expense | $4,653,000 | 3,069 |
| Salaries and employee benefits | $2,088,000 | 3,098 |
| Premises and equipment expense | $521,000 | 3,829 |
| Additional noninterest expense | $2,044,000 | 2,748 |
| Pre-tax net operating income | $2,335,000 | 2,668 |
| Securities gains (losses) | $-28,000 | 13,571 |
| Applicable income taxes | $481,000 | 4,117 |
| Income before extraordinary items | $1,826,000 | 2,517 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,826,000 | 2,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 5,482 |
| Cash dividends | $1,214,000 | 1,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,848,120 | 2,296 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.