Home > First National Bank > Income and Expense
First National Bank, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $15,117,000 | 1,648 |
| Total interest expense | $957,000 | 3,048 |
| Net interest income | $14,160,000 | 1,533 |
| Provision for loan and lease losses | $-30,000 | 6,289 |
| Total noninterest income | $3,848,000 | 1,353 |
| Gross Fiduciary activities income | $1,035,000 | 453 |
| Service charges on deposit accounts | $1,583,000 | 879 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,230,000 | 2,105 |
| Total noninterest expense | $13,812,000 | 1,425 |
| Salaries and employee benefits | $6,927,000 | 1,498 |
| Premises and equipment expense | $1,550,000 | 1,537 |
| Additional noninterest expense | $5,335,000 | 1,258 |
| Pre-tax net operating income | $4,226,000 | 1,650 |
| Securities gains (losses) | $99,000 | 1,320 |
| Applicable income taxes | $1,483,000 | 1,133 |
| Income before extraordinary items | $2,842,000 | 1,979 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,842,000 | 1,982 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,842,000 | 1,983 |
| Net charge-offs | $-33,000 | 6,354 |
| Cash dividends | $4,250,000 | 651 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,776,660 | 1,966 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $11,325,000 | 1,666 |
| Total interest expense | $739,000 | 3,059 |
| Net interest income | $10,586,000 | 1,550 |
| Provision for loan and lease losses | $98,000 | 3,402 |
| Total noninterest income | $2,939,000 | 1,366 |
| Gross Fiduciary activities income | $745,000 | 460 |
| Service charges on deposit accounts | $1,205,000 | 870 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $989,000 | 2,049 |
| Total noninterest expense | $10,237,000 | 1,442 |
| Salaries and employee benefits | $5,022,000 | 1,554 |
| Premises and equipment expense | $1,230,000 | 1,458 |
| Additional noninterest expense | $3,985,000 | 1,260 |
| Pre-tax net operating income | $3,190,000 | 1,654 |
| Securities gains (losses) | $99,000 | 1,218 |
| Applicable income taxes | $1,126,000 | 1,151 |
| Income before extraordinary items | $2,163,000 | 1,987 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,163,000 | 1,994 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,163,000 | 1,993 |
| Net charge-offs | $-100,000 | 6,599 |
| Cash dividends | $3,500,000 | 567 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,097,660 | 1,991 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,471,000 | 1,675 |
| Total interest expense | $497,000 | 3,088 |
| Net interest income | $6,974,000 | 1,553 |
| Provision for loan and lease losses | $81,000 | 3,160 |
| Total noninterest income | $1,896,000 | 1,401 |
| Gross Fiduciary activities income | $472,000 | 471 |
| Service charges on deposit accounts | $772,000 | 875 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $652,000 | 2,117 |
| Total noninterest expense | $6,819,000 | 1,448 |
| Salaries and employee benefits | $3,311,000 | 1,577 |
| Premises and equipment expense | $872,000 | 1,379 |
| Additional noninterest expense | $2,636,000 | 1,260 |
| Pre-tax net operating income | $1,970,000 | 1,741 |
| Securities gains (losses) | $99,000 | 1,117 |
| Applicable income taxes | $704,000 | 1,192 |
| Income before extraordinary items | $1,365,000 | 2,086 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,365,000 | 2,094 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,365,000 | 2,092 |
| Net charge-offs | $21,000 | 3,979 |
| Cash dividends | $2,750,000 | 486 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,299,660 | 2,079 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,674,000 | 1,718 |
| Total interest expense | $258,000 | 3,082 |
| Net interest income | $3,416,000 | 1,583 |
| Provision for loan and lease losses | $-128,000 | 6,861 |
| Total noninterest income | $959,000 | 1,394 |
| Gross Fiduciary activities income | $255,000 | 461 |
| Service charges on deposit accounts | $371,000 | 899 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $333,000 | 2,084 |
| Total noninterest expense | $3,498,000 | 1,416 |
| Salaries and employee benefits | $1,685,000 | 1,558 |
| Premises and equipment expense | $468,000 | 1,297 |
| Additional noninterest expense | $1,345,000 | 1,225 |
| Pre-tax net operating income | $1,005,000 | 1,696 |
| Securities gains (losses) | $99,000 | 689 |
| Applicable income taxes | $374,000 | 1,136 |
| Income before extraordinary items | $730,000 | 1,939 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $730,000 | 1,940 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $730,000 | 1,941 |
| Net charge-offs | $64,000 | 2,243 |
| Cash dividends | $1,750,000 | 345 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $664,660 | 2,003 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $16,015,000 | 1,659 |
| Total interest expense | $1,484,000 | 2,740 |
| Net interest income | $14,531,000 | 1,510 |
| Provision for loan and lease losses | $-143,000 | 6,902 |
| Total noninterest income | $4,006,000 | 1,333 |
| Gross Fiduciary activities income | $853,000 | 485 |
| Service charges on deposit accounts | $1,724,000 | 818 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,429,000 | 1,913 |
| Total noninterest expense | $12,984,000 | 1,505 |
| Salaries and employee benefits | $6,378,000 | 1,590 |
| Premises and equipment expense | $1,710,000 | 1,388 |
| Additional noninterest expense | $4,896,000 | 1,384 |
| Pre-tax net operating income | $5,696,000 | 1,216 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,937,000 | 905 |
| Income before extraordinary items | $3,759,000 | 1,529 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,759,000 | 1,531 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,759,000 | 1,530 |
| Net charge-offs | $-43,000 | 6,829 |
| Cash dividends | $2,250,000 | 1,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,759,000 | 1,438 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $12,227,000 | 1,660 |
| Total interest expense | $1,186,000 | 2,705 |
| Net interest income | $11,041,000 | 1,505 |
| Provision for loan and lease losses | $-241,000 | 7,072 |
| Total noninterest income | $3,029,000 | 1,327 |
| Gross Fiduciary activities income | $622,000 | 490 |
| Service charges on deposit accounts | $1,303,000 | 808 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,104,000 | 1,868 |
| Total noninterest expense | $9,652,000 | 1,522 |
| Salaries and employee benefits | $4,712,000 | 1,610 |
| Premises and equipment expense | $1,290,000 | 1,398 |
| Additional noninterest expense | $3,650,000 | 1,397 |
| Pre-tax net operating income | $4,659,000 | 1,150 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,591,000 | 858 |
| Income before extraordinary items | $3,068,000 | 1,456 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,068,000 | 1,457 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,068,000 | 1,457 |
| Net charge-offs | $-282,000 | 7,114 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,068,000 | 1,368 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,238,000 | 1,654 |
| Total interest expense | $854,000 | 2,635 |
| Net interest income | $7,384,000 | 1,517 |
| Provision for loan and lease losses | $-153,000 | 7,129 |
| Total noninterest income | $1,901,000 | 1,370 |
| Gross Fiduciary activities income | $387,000 | 507 |
| Service charges on deposit accounts | $846,000 | 822 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $668,000 | 1,971 |
| Total noninterest expense | $6,334,000 | 1,542 |
| Salaries and employee benefits | $3,097,000 | 1,629 |
| Premises and equipment expense | $835,000 | 1,419 |
| Additional noninterest expense | $2,402,000 | 1,415 |
| Pre-tax net operating income | $3,104,000 | 1,151 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $1,058,000 | 846 |
| Income before extraordinary items | $2,046,000 | 1,452 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,046,000 | 1,452 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,046,000 | 1,452 |
| Net charge-offs | $-332,000 | 7,201 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,046,000 | 1,367 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,028,000 | 1,701 |
| Total interest expense | $460,000 | 2,560 |
| Net interest income | $3,568,000 | 1,572 |
| Provision for loan and lease losses | $152,000 | 2,291 |
| Total noninterest income | $936,000 | 1,389 |
| Gross Fiduciary activities income | $195,000 | 508 |
| Service charges on deposit accounts | $415,000 | 834 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $326,000 | 2,003 |
| Total noninterest expense | $3,147,000 | 1,551 |
| Salaries and employee benefits | $1,469,000 | 1,716 |
| Premises and equipment expense | $419,000 | 1,426 |
| Additional noninterest expense | $1,259,000 | 1,336 |
| Pre-tax net operating income | $1,205,000 | 1,437 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $407,000 | 1,057 |
| Income before extraordinary items | $798,000 | 1,803 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $798,000 | 1,804 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $798,000 | 1,804 |
| Net charge-offs | $37,000 | 3,263 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $798,000 | 1,703 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $17,815,000 | 1,597 |
| Total interest expense | $2,287,000 | 2,499 |
| Net interest income | $15,528,000 | 1,434 |
| Provision for loan and lease losses | $819,000 | 2,714 |
| Total noninterest income | $3,941,000 | 1,244 |
| Gross Fiduciary activities income | $713,000 | 485 |
| Service charges on deposit accounts | $1,866,000 | 783 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,362,000 | 1,750 |
| Total noninterest expense | $13,460,000 | 1,442 |
| Salaries and employee benefits | $6,622,000 | 1,491 |
| Premises and equipment expense | $1,709,000 | 1,456 |
| Additional noninterest expense | $5,129,000 | 1,348 |
| Pre-tax net operating income | $5,190,000 | 1,142 |
| Securities gains (losses) | $313,000 | 1,105 |
| Applicable income taxes | $1,848,000 | 852 |
| Income before extraordinary items | $3,655,000 | 1,349 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,655,000 | 1,349 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,655,000 | 1,349 |
| Net charge-offs | $1,070,000 | 2,276 |
| Cash dividends | $3,000,000 | 657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,448,420 | 1,355 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $13,604,000 | 1,582 |
| Total interest expense | $1,767,000 | 2,530 |
| Net interest income | $11,837,000 | 1,422 |
| Provision for loan and lease losses | $801,000 | 2,261 |
| Total noninterest income | $3,057,000 | 1,222 |
| Gross Fiduciary activities income | $582,000 | 451 |
| Service charges on deposit accounts | $1,370,000 | 811 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,105,000 | 1,641 |
| Total noninterest expense | $10,200,000 | 1,434 |
| Salaries and employee benefits | $4,932,000 | 1,506 |
| Premises and equipment expense | $1,297,000 | 1,453 |
| Additional noninterest expense | $3,971,000 | 1,297 |
| Pre-tax net operating income | $3,893,000 | 1,186 |
| Securities gains (losses) | $313,000 | 899 |
| Applicable income taxes | $1,412,000 | 834 |
| Income before extraordinary items | $2,794,000 | 1,383 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,794,000 | 1,383 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,794,000 | 1,383 |
| Net charge-offs | $1,165,000 | 1,749 |
| Cash dividends | $3,000,000 | 450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,587,420 | 1,395 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,172,000 | 1,584 |
| Total interest expense | $1,191,000 | 2,588 |
| Net interest income | $7,981,000 | 1,400 |
| Provision for loan and lease losses | $720,000 | 1,865 |
| Total noninterest income | $2,107,000 | 1,184 |
| Gross Fiduciary activities income | $413,000 | 442 |
| Service charges on deposit accounts | $839,000 | 872 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $855,000 | 1,494 |
| Total noninterest expense | $6,801,000 | 1,454 |
| Salaries and employee benefits | $3,267,000 | 1,538 |
| Premises and equipment expense | $869,000 | 1,451 |
| Additional noninterest expense | $2,665,000 | 1,321 |
| Pre-tax net operating income | $2,567,000 | 1,159 |
| Securities gains (losses) | $285,000 | 562 |
| Applicable income taxes | $955,000 | 788 |
| Income before extraordinary items | $1,897,000 | 1,328 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,897,000 | 1,328 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,897,000 | 1,328 |
| Net charge-offs | $1,061,000 | 1,418 |
| Cash dividends | $3,000,000 | 305 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,706,050 | 1,383 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,591,000 | 1,598 |
| Total interest expense | $600,000 | 2,639 |
| Net interest income | $3,991,000 | 1,388 |
| Provision for loan and lease losses | $255,000 | 2,143 |
| Total noninterest income | $1,031,000 | 1,190 |
| Gross Fiduciary activities income | $219,000 | 434 |
| Service charges on deposit accounts | $392,000 | 914 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $420,000 | 1,520 |
| Total noninterest expense | $3,603,000 | 1,381 |
| Salaries and employee benefits | $1,682,000 | 1,502 |
| Premises and equipment expense | $445,000 | 1,446 |
| Additional noninterest expense | $1,476,000 | 1,206 |
| Pre-tax net operating income | $1,164,000 | 1,245 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $384,000 | 918 |
| Income before extraordinary items | $780,000 | 1,515 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $780,000 | 1,515 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $780,000 | 1,515 |
| Net charge-offs | $353,000 | 1,617 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $780,000 | 1,468 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $20,261,000 | 1,519 |
| Total interest expense | $3,554,000 | 2,229 |
| Net interest income | $16,707,000 | 1,337 |
| Provision for loan and lease losses | $123,000 | 5,841 |
| Total noninterest income | $4,217,000 | 1,224 |
| Gross Fiduciary activities income | $698,000 | 476 |
| Service charges on deposit accounts | $1,946,000 | 776 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,573,000 | 1,642 |
| Total noninterest expense | $12,895,000 | 1,530 |
| Salaries and employee benefits | $5,922,000 | 1,642 |
| Premises and equipment expense | $1,889,000 | 1,365 |
| Additional noninterest expense | $5,084,000 | 1,428 |
| Pre-tax net operating income | $7,906,000 | 679 |
| Securities gains (losses) | $178,000 | 1,692 |
| Applicable income taxes | $2,743,000 | 581 |
| Income before extraordinary items | $5,341,000 | 823 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,341,000 | 823 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $5,341,000 | 824 |
| Net charge-offs | $339,000 | 4,161 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $5,223,520 | 810 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $15,516,000 | 1,525 |
| Total interest expense | $2,881,000 | 2,161 |
| Net interest income | $12,635,000 | 1,346 |
| Provision for loan and lease losses | $51,000 | 6,221 |
| Total noninterest income | $3,125,000 | 1,222 |
| Gross Fiduciary activities income | $485,000 | 496 |
| Service charges on deposit accounts | $1,503,000 | 771 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,137,000 | 1,656 |
| Total noninterest expense | $9,627,000 | 1,539 |
| Salaries and employee benefits | $4,403,000 | 1,660 |
| Premises and equipment expense | $1,433,000 | 1,367 |
| Additional noninterest expense | $3,791,000 | 1,397 |
| Pre-tax net operating income | $6,082,000 | 700 |
| Securities gains (losses) | $178,000 | 1,463 |
| Applicable income taxes | $2,133,000 | 566 |
| Income before extraordinary items | $4,127,000 | 841 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,127,000 | 842 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $4,127,000 | 842 |
| Net charge-offs | $326,000 | 3,619 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $4,009,520 | 821 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,520,000 | 1,520 |
| Total interest expense | $2,106,000 | 2,051 |
| Net interest income | $8,414,000 | 1,353 |
| Provision for loan and lease losses | $30,000 | 6,130 |
| Total noninterest income | $2,120,000 | 1,189 |
| Gross Fiduciary activities income | $327,000 | 498 |
| Service charges on deposit accounts | $1,020,000 | 760 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $773,000 | 1,563 |
| Total noninterest expense | $6,476,000 | 1,524 |
| Salaries and employee benefits | $2,945,000 | 1,679 |
| Premises and equipment expense | $928,000 | 1,422 |
| Additional noninterest expense | $2,603,000 | 1,370 |
| Pre-tax net operating income | $4,028,000 | 692 |
| Securities gains (losses) | $178,000 | 1,013 |
| Applicable income taxes | $1,433,000 | 520 |
| Income before extraordinary items | $2,773,000 | 803 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,773,000 | 803 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $2,773,000 | 804 |
| Net charge-offs | $120,000 | 4,047 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,655,520 | 807 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,323,000 | 1,535 |
| Total interest expense | $1,124,000 | 2,037 |
| Net interest income | $4,199,000 | 1,364 |
| Provision for loan and lease losses | $13,000 | 6,045 |
| Total noninterest income | $1,061,000 | 1,171 |
| Gross Fiduciary activities income | $211,000 | 446 |
| Service charges on deposit accounts | $486,000 | 804 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $364,000 | 1,607 |
| Total noninterest expense | $3,345,000 | 1,505 |
| Salaries and employee benefits | $1,533,000 | 1,637 |
| Premises and equipment expense | $488,000 | 1,396 |
| Additional noninterest expense | $1,324,000 | 1,344 |
| Pre-tax net operating income | $1,902,000 | 704 |
| Securities gains (losses) | $178,000 | 557 |
| Applicable income taxes | $714,000 | 503 |
| Income before extraordinary items | $1,366,000 | 805 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,366,000 | 809 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,366,000 | 809 |
| Net charge-offs | $48,000 | 3,740 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,248,520 | 850 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $35,711,000 | 946 |
| Total interest expense | $7,451,000 | 1,580 |
| Net interest income | $28,260,000 | 761 |
| Provision for loan and lease losses | $18,994,000 | 515 |
| Total noninterest income | $4,284,000 | 1,236 |
| Gross Fiduciary activities income | $638,000 | 490 |
| Service charges on deposit accounts | $2,173,000 | 786 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,473,000 | 1,669 |
| Total noninterest expense | $14,322,000 | 1,437 |
| Salaries and employee benefits | $6,702,000 | 1,498 |
| Premises and equipment expense | $1,908,000 | 1,429 |
| Additional noninterest expense | $5,712,000 | 1,315 |
| Pre-tax net operating income | $-772,000 | 6,150 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-362,000 | 6,926 |
| Income before extraordinary items | $-410,000 | 6,021 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-410,000 | 6,019 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-410,000 | 6,020 |
| Net charge-offs | $12,817,000 | 564 |
| Cash dividends | $1,750,000 | 1,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-410,000 | 6,020 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $26,336,000 | 983 |
| Total interest expense | $6,106,000 | 1,526 |
| Net interest income | $20,230,000 | 801 |
| Provision for loan and lease losses | $12,966,000 | 505 |
| Total noninterest income | $3,208,000 | 1,248 |
| Gross Fiduciary activities income | $442,000 | 509 |
| Service charges on deposit accounts | $1,633,000 | 776 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,133,000 | 1,670 |
| Total noninterest expense | $10,692,000 | 1,433 |
| Salaries and employee benefits | $4,937,000 | 1,534 |
| Premises and equipment expense | $1,417,000 | 1,448 |
| Additional noninterest expense | $4,338,000 | 1,269 |
| Pre-tax net operating income | $-220,000 | 6,044 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-138,000 | 7,011 |
| Income before extraordinary items | $-82,000 | 5,936 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-82,000 | 5,936 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-82,000 | 5,936 |
| Net charge-offs | $9,065,000 | 541 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-82,000 | 5,912 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $16,961,000 | 1,036 |
| Total interest expense | $4,486,000 | 1,480 |
| Net interest income | $12,475,000 | 877 |
| Provision for loan and lease losses | $8,307,000 | 515 |
| Total noninterest income | $2,036,000 | 1,313 |
| Gross Fiduciary activities income | $280,000 | 522 |
| Service charges on deposit accounts | $1,049,000 | 801 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $707,000 | 1,801 |
| Total noninterest expense | $7,206,000 | 1,436 |
| Salaries and employee benefits | $3,289,000 | 1,564 |
| Premises and equipment expense | $973,000 | 1,439 |
| Additional noninterest expense | $2,944,000 | 1,273 |
| Pre-tax net operating income | $-1,002,000 | 7,031 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-393,000 | 7,515 |
| Income before extraordinary items | $-609,000 | 6,871 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-609,000 | 6,871 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-609,000 | 6,871 |
| Net charge-offs | $5,533,000 | 550 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-609,000 | 6,858 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $8,179,000 | 1,093 |
| Total interest expense | $2,437,000 | 1,410 |
| Net interest income | $5,742,000 | 933 |
| Provision for loan and lease losses | $4,121,000 | 457 |
| Total noninterest income | $995,000 | 1,290 |
| Gross Fiduciary activities income | $143,000 | 524 |
| Service charges on deposit accounts | $512,000 | 790 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $340,000 | 1,794 |
| Total noninterest expense | $3,615,000 | 1,381 |
| Salaries and employee benefits | $1,819,000 | 1,440 |
| Premises and equipment expense | $471,000 | 1,514 |
| Additional noninterest expense | $1,325,000 | 1,238 |
| Pre-tax net operating income | $-999,000 | 7,634 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-371,000 | 7,846 |
| Income before extraordinary items | $-628,000 | 7,544 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-628,000 | 7,545 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-628,000 | 7,545 |
| Net charge-offs | $2,562,000 | 514 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-628,000 | 7,526 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $33,131,000 | 1,155 |
| Total interest expense | $11,152,000 | 1,459 |
| Net interest income | $21,979,000 | 978 |
| Provision for loan and lease losses | $11,432,000 | 534 |
| Total noninterest income | $4,448,000 | 1,173 |
| Gross Fiduciary activities income | $712,000 | 490 |
| Service charges on deposit accounts | $2,350,000 | 734 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,386,000 | 1,686 |
| Total noninterest expense | $13,741,000 | 1,426 |
| Salaries and employee benefits | $6,610,000 | 1,567 |
| Premises and equipment expense | $1,987,000 | 1,389 |
| Additional noninterest expense | $5,144,000 | 1,234 |
| Pre-tax net operating income | $1,254,000 | 3,337 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $337,000 | 2,266 |
| Income before extraordinary items | $917,000 | 3,442 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $917,000 | 3,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,633,000 | 498 |
| Cash dividends | $1,000,000 | 2,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $917,000 | 3,592 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $24,747,000 | 1,183 |
| Total interest expense | $8,502,000 | 1,495 |
| Net interest income | $16,245,000 | 1,008 |
| Provision for loan and lease losses | $5,965,000 | 573 |
| Total noninterest income | $3,367,000 | 1,201 |
| Gross Fiduciary activities income | $558,000 | 484 |
| Service charges on deposit accounts | $1,747,000 | 757 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,062,000 | 1,727 |
| Total noninterest expense | $10,282,000 | 1,406 |
| Salaries and employee benefits | $5,499,000 | 1,410 |
| Premises and equipment expense | $904,000 | 2,247 |
| Additional noninterest expense | $3,879,000 | 1,181 |
| Pre-tax net operating income | $3,365,000 | 1,456 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,099,000 | 1,073 |
| Income before extraordinary items | $2,266,000 | 1,598 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,266,000 | 1,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,287,000 | 500 |
| Cash dividends | $1,000,000 | 1,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,266,000 | 1,684 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $16,166,000 | 1,231 |
| Total interest expense | $5,842,000 | 1,506 |
| Net interest income | $10,324,000 | 1,056 |
| Provision for loan and lease losses | $3,243,000 | 575 |
| Total noninterest income | $2,111,000 | 1,276 |
| Gross Fiduciary activities income | $303,000 | 544 |
| Service charges on deposit accounts | $1,106,000 | 784 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $702,000 | 1,785 |
| Total noninterest expense | $6,876,000 | 1,396 |
| Salaries and employee benefits | $3,696,000 | 1,412 |
| Premises and equipment expense | $591,000 | 2,287 |
| Additional noninterest expense | $2,589,000 | 1,150 |
| Pre-tax net operating income | $2,316,000 | 1,483 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $755,000 | 1,165 |
| Income before extraordinary items | $1,561,000 | 1,738 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,561,000 | 1,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,240,000 | 523 |
| Cash dividends | $1,000,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,561,000 | 1,705 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,895,000 | 1,297 |
| Total interest expense | $3,062,000 | 1,536 |
| Net interest income | $4,833,000 | 1,131 |
| Provision for loan and lease losses | $1,503,000 | 475 |
| Total noninterest income | $1,028,000 | 1,310 |
| Gross Fiduciary activities income | $151,000 | 559 |
| Service charges on deposit accounts | $509,000 | 843 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $368,000 | 1,718 |
| Total noninterest expense | $3,434,000 | 1,390 |
| Salaries and employee benefits | $1,851,000 | 1,423 |
| Premises and equipment expense | $299,000 | 2,275 |
| Additional noninterest expense | $1,284,000 | 1,122 |
| Pre-tax net operating income | $924,000 | 1,923 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $294,000 | 1,505 |
| Income before extraordinary items | $630,000 | 2,216 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $630,000 | 2,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $793,000 | 538 |
| Cash dividends | $1,000,000 | 722 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $630,000 | 2,142 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $32,421,000 | 1,316 |
| Total interest expense | $12,996,000 | 1,553 |
| Net interest income | $19,425,000 | 1,142 |
| Provision for loan and lease losses | $1,067,000 | 1,362 |
| Total noninterest income | $3,360,000 | 1,509 |
| Gross Fiduciary activities income | $617,000 | 542 |
| Service charges on deposit accounts | $2,106,000 | 842 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $637,000 | 2,910 |
| Total noninterest expense | $13,676,000 | 1,350 |
| Salaries and employee benefits | $7,182,000 | 1,411 |
| Premises and equipment expense | $1,445,000 | 1,820 |
| Additional noninterest expense | $5,049,000 | 1,116 |
| Pre-tax net operating income | $8,042,000 | 1,043 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,734,000 | 876 |
| Income before extraordinary items | $5,308,000 | 1,203 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,308,000 | 1,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,039,000 | 608 |
| Cash dividends | $3,250,000 | 1,111 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $5,308,000 | 1,198 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $24,435,000 | 1,300 |
| Total interest expense | $9,747,000 | 1,549 |
| Net interest income | $14,688,000 | 1,135 |
| Provision for loan and lease losses | $455,000 | 1,684 |
| Total noninterest income | $2,404,000 | 1,569 |
| Gross Fiduciary activities income | $484,000 | 535 |
| Service charges on deposit accounts | $1,603,000 | 822 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $317,000 | 3,634 |
| Total noninterest expense | $10,380,000 | 1,331 |
| Salaries and employee benefits | $5,539,000 | 1,362 |
| Premises and equipment expense | $1,127,000 | 1,747 |
| Additional noninterest expense | $3,714,000 | 1,112 |
| Pre-tax net operating income | $6,257,000 | 1,100 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,131,000 | 921 |
| Income before extraordinary items | $4,126,000 | 1,247 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,126,000 | 1,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,548,000 | 476 |
| Cash dividends | $3,250,000 | 816 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $4,126,000 | 1,236 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $16,424,000 | 1,298 |
| Total interest expense | $6,453,000 | 1,557 |
| Net interest income | $9,971,000 | 1,133 |
| Provision for loan and lease losses | $305,000 | 1,513 |
| Total noninterest income | $1,423,000 | 1,734 |
| Gross Fiduciary activities income | $344,000 | 529 |
| Service charges on deposit accounts | $1,056,000 | 839 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $23,000 | 7,240 |
| Total noninterest expense | $6,918,000 | 1,347 |
| Salaries and employee benefits | $3,685,000 | 1,392 |
| Premises and equipment expense | $792,000 | 1,682 |
| Additional noninterest expense | $2,441,000 | 1,145 |
| Pre-tax net operating income | $4,171,000 | 1,138 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,418,000 | 963 |
| Income before extraordinary items | $2,753,000 | 1,298 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,753,000 | 1,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,546,000 | 329 |
| Cash dividends | $1,750,000 | 998 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,753,000 | 1,280 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,311,000 | 1,281 |
| Total interest expense | $3,180,000 | 1,562 |
| Net interest income | $5,131,000 | 1,085 |
| Provision for loan and lease losses | $207,000 | 1,129 |
| Total noninterest income | $913,000 | 1,399 |
| Gross Fiduciary activities income | $154,000 | 558 |
| Service charges on deposit accounts | $512,000 | 834 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $247,000 | 2,233 |
| Total noninterest expense | $3,578,000 | 1,298 |
| Salaries and employee benefits | $1,851,000 | 1,392 |
| Premises and equipment expense | $530,000 | 1,273 |
| Additional noninterest expense | $1,197,000 | 1,136 |
| Pre-tax net operating income | $2,259,000 | 1,037 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $768,000 | 903 |
| Income before extraordinary items | $1,491,000 | 1,188 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,491,000 | 1,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $763,000 | 294 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,491,000 | 1,170 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $32,405,000 | 1,212 |
| Total interest expense | $11,499,000 | 1,464 |
| Net interest income | $20,906,000 | 1,060 |
| Provision for loan and lease losses | $4,683,000 | 254 |
| Total noninterest income | $4,624,000 | 1,171 |
| Gross Fiduciary activities income | $507,000 | 585 |
| Service charges on deposit accounts | $2,460,000 | 723 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,657,000 | 1,545 |
| Total noninterest expense | $14,297,000 | 1,253 |
| Salaries and employee benefits | $7,480,000 | 1,306 |
| Premises and equipment expense | $1,874,000 | 1,374 |
| Additional noninterest expense | $4,943,000 | 1,082 |
| Pre-tax net operating income | $6,550,000 | 1,479 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,234,000 | 1,223 |
| Income before extraordinary items | $4,316,000 | 1,668 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,316,000 | 1,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,069,000 | 218 |
| Cash dividends | $2,750,000 | 1,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,316,000 | 1,657 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $23,973,000 | 1,235 |
| Total interest expense | $8,343,000 | 1,467 |
| Net interest income | $15,630,000 | 1,086 |
| Provision for loan and lease losses | $3,587,000 | 240 |
| Total noninterest income | $3,792,000 | 1,093 |
| Gross Fiduciary activities income | $397,000 | 572 |
| Service charges on deposit accounts | $1,889,000 | 710 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,506,000 | 1,361 |
| Total noninterest expense | $10,791,000 | 1,263 |
| Salaries and employee benefits | $5,663,000 | 1,301 |
| Premises and equipment expense | $1,397,000 | 1,393 |
| Additional noninterest expense | $3,731,000 | 1,088 |
| Pre-tax net operating income | $5,044,000 | 1,497 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,728,000 | 1,241 |
| Income before extraordinary items | $3,316,000 | 1,681 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,316,000 | 1,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,829,000 | 218 |
| Cash dividends | $1,500,000 | 1,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,316,000 | 1,665 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $15,722,000 | 1,237 |
| Total interest expense | $5,201,000 | 1,499 |
| Net interest income | $10,521,000 | 1,077 |
| Provision for loan and lease losses | $2,726,000 | 216 |
| Total noninterest income | $2,790,000 | 1,010 |
| Gross Fiduciary activities income | $243,000 | 597 |
| Service charges on deposit accounts | $1,275,000 | 678 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,272,000 | 1,133 |
| Total noninterest expense | $7,241,000 | 1,265 |
| Salaries and employee benefits | $3,850,000 | 1,291 |
| Premises and equipment expense | $921,000 | 1,409 |
| Additional noninterest expense | $2,470,000 | 1,099 |
| Pre-tax net operating income | $3,344,000 | 1,510 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,147,000 | 1,247 |
| Income before extraordinary items | $2,197,000 | 1,656 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,197,000 | 1,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,945,000 | 215 |
| Cash dividends | $1,500,000 | 1,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,197,000 | 1,642 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,572,000 | 1,255 |
| Total interest expense | $2,413,000 | 1,526 |
| Net interest income | $5,159,000 | 1,091 |
| Provision for loan and lease losses | $1,612,000 | 188 |
| Total noninterest income | $1,941,000 | 758 |
| Gross Fiduciary activities income | $125,000 | 603 |
| Service charges on deposit accounts | $616,000 | 678 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,200,000 | 703 |
| Total noninterest expense | $3,686,000 | 1,239 |
| Salaries and employee benefits | $1,866,000 | 1,336 |
| Premises and equipment expense | $471,000 | 1,378 |
| Additional noninterest expense | $1,349,000 | 988 |
| Pre-tax net operating income | $1,802,000 | 1,361 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $618,000 | 1,165 |
| Income before extraordinary items | $1,184,000 | 1,536 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,184,000 | 1,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,007,000 | 213 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,184,000 | 1,517 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $33,149,000 | 995 |
| Total interest expense | $8,771,000 | 1,297 |
| Net interest income | $24,378,000 | 884 |
| Provision for loan and lease losses | $5,151,000 | 235 |
| Total noninterest income | $2,915,000 | 1,655 |
| Gross Fiduciary activities income | $494,000 | 590 |
| Service charges on deposit accounts | $2,675,000 | 644 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-254,000 | 8,839 |
| Total noninterest expense | $14,289,000 | 1,219 |
| Salaries and employee benefits | $7,411,000 | 1,245 |
| Premises and equipment expense | $1,850,000 | 1,330 |
| Additional noninterest expense | $5,028,000 | 1,033 |
| Pre-tax net operating income | $7,853,000 | 1,216 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,710,000 | 1,053 |
| Income before extraordinary items | $5,143,000 | 1,379 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,143,000 | 1,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,720,000 | 159 |
| Cash dividends | $6,250,000 | 541 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,143,000 | 1,370 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $24,834,000 | 962 |
| Total interest expense | $6,495,000 | 1,230 |
| Net interest income | $18,339,000 | 864 |
| Provision for loan and lease losses | $4,295,000 | 220 |
| Total noninterest income | $3,606,000 | 1,127 |
| Gross Fiduciary activities income | $366,000 | 583 |
| Service charges on deposit accounts | $2,020,000 | 631 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,220,000 | 1,569 |
| Total noninterest expense | $10,595,000 | 1,216 |
| Salaries and employee benefits | $5,562,000 | 1,234 |
| Premises and equipment expense | $1,409,000 | 1,298 |
| Additional noninterest expense | $3,624,000 | 1,049 |
| Pre-tax net operating income | $7,055,000 | 1,031 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,444,000 | 921 |
| Income before extraordinary items | $4,611,000 | 1,176 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,611,000 | 1,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,426,000 | 144 |
| Cash dividends | $6,250,000 | 397 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,611,000 | 1,150 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $16,831,000 | 931 |
| Total interest expense | $4,246,000 | 1,173 |
| Net interest income | $12,585,000 | 835 |
| Provision for loan and lease losses | $4,043,000 | 153 |
| Total noninterest income | $2,244,000 | 1,168 |
| Gross Fiduciary activities income | $242,000 | 591 |
| Service charges on deposit accounts | $1,304,000 | 640 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $698,000 | 1,750 |
| Total noninterest expense | $6,994,000 | 1,213 |
| Salaries and employee benefits | $3,668,000 | 1,242 |
| Premises and equipment expense | $955,000 | 1,256 |
| Additional noninterest expense | $2,371,000 | 1,060 |
| Pre-tax net operating income | $3,792,000 | 1,231 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,311,000 | 1,069 |
| Income before extraordinary items | $2,481,000 | 1,408 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,481,000 | 1,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,974,000 | 125 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,481,000 | 1,383 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $8,003,000 | 959 |
| Total interest expense | $1,966,000 | 1,195 |
| Net interest income | $6,037,000 | 857 |
| Provision for loan and lease losses | $1,998,000 | 141 |
| Total noninterest income | $1,064,000 | 1,191 |
| Gross Fiduciary activities income | $99,000 | 642 |
| Service charges on deposit accounts | $619,000 | 653 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $346,000 | 1,710 |
| Total noninterest expense | $3,474,000 | 1,217 |
| Salaries and employee benefits | $1,825,000 | 1,263 |
| Premises and equipment expense | $468,000 | 1,284 |
| Additional noninterest expense | $1,181,000 | 1,044 |
| Pre-tax net operating income | $1,629,000 | 1,405 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $559,000 | 1,218 |
| Income before extraordinary items | $1,070,000 | 1,571 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,070,000 | 1,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,312,000 | 110 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,070,000 | 1,548 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $34,929,000 | 799 |
| Total interest expense | $7,721,000 | 1,044 |
| Net interest income | $27,208,000 | 709 |
| Provision for loan and lease losses | $4,544,000 | 273 |
| Total noninterest income | $-1,368,000 | 8,972 |
| Gross Fiduciary activities income | $479,000 | 589 |
| Service charges on deposit accounts | $2,581,000 | 678 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-4,428,000 | 8,986 |
| Total noninterest expense | $14,833,000 | 1,095 |
| Salaries and employee benefits | $7,276,000 | 1,195 |
| Premises and equipment expense | $1,866,000 | 1,223 |
| Additional noninterest expense | $5,691,000 | 882 |
| Pre-tax net operating income | $6,463,000 | 1,343 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,225,000 | 1,158 |
| Income before extraordinary items | $4,238,000 | 1,522 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,238,000 | 1,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,931,000 | 165 |
| Cash dividends | $7,500,000 | 439 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,238,000 | 1,472 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $26,870,000 | 779 |
| Total interest expense | $5,848,000 | 1,018 |
| Net interest income | $21,022,000 | 696 |
| Provision for loan and lease losses | $7,943,000 | 146 |
| Total noninterest income | $3,175,000 | 1,247 |
| Gross Fiduciary activities income | $252,000 | 659 |
| Service charges on deposit accounts | $1,928,000 | 687 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $995,000 | 1,774 |
| Total noninterest expense | $10,965,000 | 1,102 |
| Salaries and employee benefits | $5,313,000 | 1,233 |
| Premises and equipment expense | $1,418,000 | 1,218 |
| Additional noninterest expense | $4,234,000 | 877 |
| Pre-tax net operating income | $5,289,000 | 1,245 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,821,000 | 1,098 |
| Income before extraordinary items | $3,468,000 | 1,418 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,468,000 | 1,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,329,000 | 138 |
| Cash dividends | $6,000,000 | 392 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,468,000 | 1,376 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $18,122,000 | 757 |
| Total interest expense | $3,950,000 | 986 |
| Net interest income | $14,172,000 | 687 |
| Provision for loan and lease losses | $5,618,000 | 144 |
| Total noninterest income | $1,994,000 | 1,291 |
| Gross Fiduciary activities income | $131,000 | 732 |
| Service charges on deposit accounts | $1,202,000 | 725 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $661,000 | 1,795 |
| Total noninterest expense | $7,463,000 | 1,080 |
| Salaries and employee benefits | $3,611,000 | 1,207 |
| Premises and equipment expense | $966,000 | 1,199 |
| Additional noninterest expense | $2,886,000 | 859 |
| Pre-tax net operating income | $3,085,000 | 1,381 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,062,000 | 1,216 |
| Income before extraordinary items | $2,023,000 | 1,593 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,023,000 | 1,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,595,000 | 137 |
| Cash dividends | $1,750,000 | 776 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,023,000 | 1,532 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $8,828,000 | 803 |
| Total interest expense | $2,035,000 | 986 |
| Net interest income | $6,793,000 | 712 |
| Provision for loan and lease losses | $3,318,000 | 137 |
| Total noninterest income | $874,000 | 1,394 |
| Gross Fiduciary activities income | $9,000 | 1,110 |
| Service charges on deposit accounts | $508,000 | 830 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $357,000 | 1,663 |
| Total noninterest expense | $3,634,000 | 1,110 |
| Salaries and employee benefits | $1,652,000 | 1,341 |
| Premises and equipment expense | $505,000 | 1,167 |
| Additional noninterest expense | $1,477,000 | 833 |
| Pre-tax net operating income | $715,000 | 2,662 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $237,000 | 2,275 |
| Income before extraordinary items | $478,000 | 3,052 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $478,000 | 3,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,348,000 | 138 |
| Cash dividends | $1,000,000 | 662 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $478,000 | 2,941 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $38,552,000 | 735 |
| Total interest expense | $9,541,000 | 935 |
| Net interest income | $29,011,000 | 650 |
| Provision for loan and lease losses | $10,250,000 | 191 |
| Total noninterest income | $1,596,000 | 2,714 |
| Gross Fiduciary activities income | $455,000 | 598 |
| Service charges on deposit accounts | $1,969,000 | 869 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $-828,000 | 9,182 |
| Total noninterest expense | $14,338,000 | 1,131 |
| Salaries and employee benefits | $6,672,000 | 1,283 |
| Premises and equipment expense | $2,052,000 | 1,113 |
| Additional noninterest expense | $5,614,000 | 903 |
| Pre-tax net operating income | $6,019,000 | 1,371 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $2,060,000 | 1,260 |
| Income before extraordinary items | $3,959,000 | 1,578 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,959,000 | 1,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,693,000 | 180 |
| Cash dividends | $3,500,000 | 867 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,959,000 | 1,507 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $29,238,000 | 741 |
| Total interest expense | $7,396,000 | 941 |
| Net interest income | $21,842,000 | 662 |
| Provision for loan and lease losses | $8,689,000 | 192 |
| Total noninterest income | $2,499,000 | 1,585 |
| Gross Fiduciary activities income | $217,000 | 721 |
| Service charges on deposit accounts | $1,451,000 | 901 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $831,000 | 2,320 |
| Total noninterest expense | $10,453,000 | 1,170 |
| Salaries and employee benefits | $4,835,000 | 1,354 |
| Premises and equipment expense | $1,575,000 | 1,094 |
| Additional noninterest expense | $4,043,000 | 950 |
| Pre-tax net operating income | $5,199,000 | 1,242 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,775,000 | 1,158 |
| Income before extraordinary items | $3,424,000 | 1,437 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,424,000 | 1,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,143,000 | 180 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,424,000 | 1,361 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $19,230,000 | 762 |
| Total interest expense | $5,084,000 | 950 |
| Net interest income | $14,146,000 | 677 |
| Provision for loan and lease losses | $5,822,000 | 193 |
| Total noninterest income | $1,483,000 | 1,728 |
| Gross Fiduciary activities income | $118,000 | 766 |
| Service charges on deposit accounts | $883,000 | 973 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $482,000 | 2,496 |
| Total noninterest expense | $6,992,000 | 1,168 |
| Salaries and employee benefits | $3,243,000 | 1,342 |
| Premises and equipment expense | $1,144,000 | 1,007 |
| Additional noninterest expense | $2,605,000 | 969 |
| Pre-tax net operating income | $2,815,000 | 1,494 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $958,000 | 1,420 |
| Income before extraordinary items | $1,857,000 | 1,742 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,857,000 | 1,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,329,000 | 177 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,857,000 | 1,631 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $9,403,000 | 785 |
| Total interest expense | $2,585,000 | 957 |
| Net interest income | $6,818,000 | 702 |
| Provision for loan and lease losses | $3,124,000 | 190 |
| Total noninterest income | $814,000 | 1,558 |
| Gross Fiduciary activities income | $27,000 | 965 |
| Service charges on deposit accounts | $423,000 | 978 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $364,000 | 1,855 |
| Total noninterest expense | $3,285,000 | 1,226 |
| Salaries and employee benefits | $1,675,000 | 1,300 |
| Premises and equipment expense | $556,000 | 1,036 |
| Additional noninterest expense | $1,054,000 | 1,160 |
| Pre-tax net operating income | $1,223,000 | 1,715 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $412,000 | 1,577 |
| Income before extraordinary items | $811,000 | 1,952 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $811,000 | 1,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,868,000 | 169 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $811,000 | 1,842 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $40,289,000 | 755 |
| Total interest expense | $12,579,000 | 899 |
| Net interest income | $27,710,000 | 681 |
| Provision for loan and lease losses | $11,797,000 | 222 |
| Total noninterest income | $407,000 | 5,741 |
| Gross Fiduciary activities income | $391,000 | 650 |
| Service charges on deposit accounts | $1,856,000 | 870 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-1,840,000 | 9,360 |
| Total noninterest expense | $13,171,000 | 1,169 |
| Salaries and employee benefits | $6,407,000 | 1,265 |
| Premises and equipment expense | $2,244,000 | 972 |
| Additional noninterest expense | $4,520,000 | 1,095 |
| Pre-tax net operating income | $3,149,000 | 2,393 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,218,000 | 1,928 |
| Income before extraordinary items | $1,931,000 | 2,881 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,931,000 | 2,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,399,000 | 223 |
| Cash dividends | $2,000,000 | 1,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,931,000 | 2,790 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $42,664,000 | 798 |
| Total interest expense | $18,763,000 | 874 |
| Net interest income | $23,901,000 | 739 |
| Provision for loan and lease losses | $10,592,000 | 224 |
| Total noninterest income | $2,777,000 | 1,571 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,683,000 | 872 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,094,000 | 1,914 |
| Total noninterest expense | $13,340,000 | 1,111 |
| Salaries and employee benefits | $6,462,000 | 1,148 |
| Premises and equipment expense | $2,403,000 | 874 |
| Additional noninterest expense | $4,475,000 | 1,061 |
| Pre-tax net operating income | $2,746,000 | 2,458 |
| Securities gains (losses) | $77,000 | 1,979 |
| Applicable income taxes | $1,121,000 | 1,915 |
| Income before extraordinary items | $1,702,000 | 2,929 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,702,000 | 2,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,218,000 | 210 |
| Cash dividends | $2,250,000 | 1,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,652,720 | 2,897 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $45,380,000 | 784 |
| Total interest expense | $20,542,000 | 860 |
| Net interest income | $24,838,000 | 718 |
| Provision for loan and lease losses | $7,874,000 | 231 |
| Total noninterest income | $2,471,000 | 1,603 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,517,000 | 886 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $954,000 | 1,918 |
| Total noninterest expense | $13,326,000 | 1,047 |
| Salaries and employee benefits | $6,272,000 | 1,129 |
| Premises and equipment expense | $2,505,000 | 800 |
| Additional noninterest expense | $4,549,000 | 1,036 |
| Pre-tax net operating income | $6,109,000 | 1,209 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,052,000 | 1,129 |
| Income before extraordinary items | $4,057,000 | 1,293 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,057,000 | 1,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,949,000 | 203 |
| Cash dividends | $3,000,000 | 949 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $4,057,000 | 1,283 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $44,911,000 | 754 |
| Total interest expense | $17,725,000 | 892 |
| Net interest income | $27,186,000 | 686 |
| Provision for loan and lease losses | $10,260,000 | 198 |
| Total noninterest income | $2,218,000 | 1,723 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,464,000 | 903 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $754,000 | 2,252 |
| Total noninterest expense | $12,226,000 | 1,127 |
| Salaries and employee benefits | $5,971,000 | 1,154 |
| Premises and equipment expense | $2,492,000 | 813 |
| Additional noninterest expense | $3,763,000 | 1,224 |
| Pre-tax net operating income | $6,918,000 | 1,119 |
| Securities gains (losses) | $30,000 | 1,197 |
| Applicable income taxes | $2,333,000 | 1,080 |
| Income before extraordinary items | $4,615,000 | 1,188 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,615,000 | 1,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,915,000 | 180 |
| Cash dividends | $4,500,000 | 702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,595,200 | 1,174 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $47,985,000 | 704 |
| Total interest expense | $19,793,000 | 818 |
| Net interest income | $28,192,000 | 636 |
| Provision for loan and lease losses | $12,905,000 | 188 |
| Total noninterest income | $1,901,000 | 1,906 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,311,000 | 946 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $590,000 | 2,670 |
| Total noninterest expense | $11,695,000 | 1,128 |
| Salaries and employee benefits | $5,358,000 | 1,229 |
| Premises and equipment expense | $2,553,000 | 779 |
| Additional noninterest expense | $3,784,000 | 1,182 |
| Pre-tax net operating income | $5,493,000 | 1,370 |
| Securities gains (losses) | $62,000 | 1,582 |
| Applicable income taxes | $1,811,000 | 1,392 |
| Income before extraordinary items | $3,744,000 | 1,410 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,744,000 | 1,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,361,000 | 165 |
| Cash dividends | $1,825,000 | 1,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,702,460 | 1,368 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $45,046,000 | 764 |
| Total interest expense | $19,156,000 | 858 |
| Net interest income | $25,890,000 | 701 |
| Provision for loan and lease losses | $12,754,000 | 177 |
| Total noninterest income | $1,677,000 | 2,023 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,211,000 | 1,034 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $466,000 | 2,971 |
| Total noninterest expense | $9,947,000 | 1,326 |
| Salaries and employee benefits | $5,024,000 | 1,319 |
| Premises and equipment expense | $1,606,000 | 1,229 |
| Additional noninterest expense | $3,317,000 | 1,323 |
| Pre-tax net operating income | $4,866,000 | 1,588 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $1,582,000 | 1,632 |
| Income before extraordinary items | $3,285,000 | 1,645 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,285,000 | 1,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,162,000 | 167 |
| Cash dividends | $4,750,000 | 658 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,284,330 | 1,604 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $43,600,000 | 817 |
| Total interest expense | $19,708,000 | 852 |
| Net interest income | $23,892,000 | 784 |
| Provision for loan and lease losses | $12,457,000 | 178 |
| Total noninterest income | $1,629,000 | 2,157 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,158,000 | 1,141 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $471,000 | 3,052 |
| Total noninterest expense | $9,643,000 | 1,479 |
| Salaries and employee benefits | $4,474,000 | 1,489 |
| Premises and equipment expense | $1,583,000 | 1,292 |
| Additional noninterest expense | $3,586,000 | 1,486 |
| Pre-tax net operating income | $3,421,000 | 2,093 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,145,000 | 2,080 |
| Income before extraordinary items | $2,276,000 | 2,175 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,276,000 | 2,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,471,000 | 197 |
| Cash dividends | $2,400,000 | 1,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,276,000 | 2,123 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $40,847,000 | 887 |
| Total interest expense | $19,236,000 | 912 |
| Net interest income | $21,611,000 | 871 |
| Provision for loan and lease losses | $8,329,000 | 212 |
| Total noninterest income | $1,522,000 | 2,261 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,195,000 | 1,113 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $327,000 | 3,798 |
| Total noninterest expense | $10,233,000 | 1,382 |
| Salaries and employee benefits | $4,547,000 | 1,459 |
| Premises and equipment expense | $1,678,000 | 1,240 |
| Additional noninterest expense | $4,008,000 | 1,334 |
| Pre-tax net operating income | $4,571,000 | 1,618 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,551,000 | 1,600 |
| Income before extraordinary items | $3,020,000 | 1,685 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,020,000 | 1,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,122,000 | 237 |
| Cash dividends | $500,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,020,000 | 1,663 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $32,474,000 | 982 |
| Total interest expense | $13,415,000 | 990 |
| Net interest income | $19,059,000 | 972 |
| Provision for loan and lease losses | $5,841,000 | 264 |
| Total noninterest income | $1,542,000 | 2,244 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $926,000 | 1,461 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $616,000 | 2,537 |
| Total noninterest expense | $9,237,000 | 1,589 |
| Salaries and employee benefits | $3,961,000 | 1,696 |
| Premises and equipment expense | $1,202,000 | 1,718 |
| Additional noninterest expense | $4,074,000 | 1,394 |
| Pre-tax net operating income | $5,523,000 | 1,348 |
| Securities gains (losses) | $-66,000 | 11,252 |
| Applicable income taxes | $1,754,000 | 1,343 |
| Income before extraordinary items | $3,703,000 | 1,353 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,703,000 | 1,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,582,000 | 278 |
| Cash dividends | $3,400,000 | 736 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,747,880 | 1,351 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $30,561,000 | 1,042 |
| Total interest expense | $12,540,000 | 1,075 |
| Net interest income | $18,021,000 | 1,017 |
| Provision for loan and lease losses | $5,913,000 | 390 |
| Total noninterest income | $1,192,000 | 2,920 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $860,000 | 1,593 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $332,000 | 4,227 |
| Total noninterest expense | $7,613,000 | 1,943 |
| Salaries and employee benefits | $3,296,000 | 2,021 |
| Premises and equipment expense | $919,000 | 2,229 |
| Additional noninterest expense | $3,398,000 | 1,724 |
| Pre-tax net operating income | $5,687,000 | 1,222 |
| Securities gains (losses) | $17,000 | 4,881 |
| Applicable income taxes | $1,934,000 | 1,243 |
| Income before extraordinary items | $3,770,000 | 1,344 |
| Extraordinary gains, net | $235,000 | 889 |
| Net income | $4,005,000 | 1,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,791,000 | 364 |
| Cash dividends | $1,200,000 | 1,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,758,780 | 1,263 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $30,070,000 | 1,220 |
| Total interest expense | $13,829,000 | 1,280 |
| Net interest income | $16,241,000 | 1,151 |
| Provision for loan and lease losses | $6,329,000 | 520 |
| Total noninterest income | $1,121,000 | 3,012 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $758,000 | 1,785 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $363,000 | 3,939 |
| Total noninterest expense | $6,910,000 | 2,128 |
| Salaries and employee benefits | $2,870,000 | 2,266 |
| Premises and equipment expense | $732,000 | 2,816 |
| Additional noninterest expense | $3,308,000 | 1,830 |
| Pre-tax net operating income | $4,123,000 | 1,527 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $1,271,000 | 1,657 |
| Income before extraordinary items | $2,859,000 | 1,615 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,859,000 | 1,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,279,000 | 452 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,854,170 | 1,501 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.