Home > First National Bank > Net charge- offs to loans
First National Bank, Net charge- offs to loans
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0101% | 6,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0787% | 3,379 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0735% | 6,294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2002% | 2,226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2077% | 2,125 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5146% | 6,211 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0137% | 5,649 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0137% | 5,568 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0007% | 5,391 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0407% | 6,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0669% | 3,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0975% | 6,390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2913% | 1,660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3023% | 1,576 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6695% | 6,331 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0363% | 5,609 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0363% | 5,542 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0267% | 5,668 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0129% | 4,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1124% | 2,643 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1441% | 6,512 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4746% | 1,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4929% | 1,069 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0668% | 5,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0541% | 3,294 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0541% | 3,149 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0787% | 5,799 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0811% | 3,027 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1665% | 1,923 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5214% | 974 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5423% | 898 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0313% | 5,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0813% | 2,653 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0813% | 2,508 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0120% | 951 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0137% | 6,511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0314% | 4,752 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0986% | 3,670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1032% | 3,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2448% | 6,680 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0064% | 5,906 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0064% | 5,832 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1926% | 1,056 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1192% | 6,892 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 6,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0146% | 6,575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0153% | 6,541 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6006% | 6,795 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0420% | 4,035 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0420% | 3,852 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0487% | 1,258 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2099% | 7,004 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 6,411 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0175% | 6,574 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0184% | 6,543 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.4495% | 6,879 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2250% | 6,378 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2250% | 6,305 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0402% | 1,134 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0475% | 4,041 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0139% | 6,497 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0440% | 6,718 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0461% | 6,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3917% | 1,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1480% | 2,674 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1480% | 2,499 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0319% | 896 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3472% | 3,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5019% | 2,639 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9290% | 1,335 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.7621% | 160 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2142% | 3,359 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2262% | 3,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1270% | 1,859 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1750% | 6,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1561% | 6,718 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0816% | 1,387 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5044% | 2,744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7470% | 1,857 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5285% | 713 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.0632% | 115 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2778% | 2,742 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2937% | 2,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5433% | 1,329 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0715% | 6,449 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0620% | 6,369 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0946% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6907% | 2,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0378% | 1,354 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9904% | 535 |
| Percentage Net Loans Charged-off: Multi-family residential | 12.9719% | 80 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4102% | 2,140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4337% | 1,961 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2115% | 943 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2632% | 6,796 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2177% | 6,726 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1210% | 1,042 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4656% | 2,303 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8805% | 1,305 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4928% | 1,106 |
| Percentage Net Loans Charged-off: Multi-family residential | 24.0038% | 43 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0091% | 3,089 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0096% | 2,873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4581% | 1,676 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3736% | 6,805 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2835% | 6,742 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1265% | 783 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1024% | 5,838 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2328% | 4,034 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 7,169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7310% | 1,779 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7755% | 1,680 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2681% | 7,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1476% | 4,752 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0590% | 1,737 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1292% | 5,257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3128% | 3,342 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1490% | 2,590 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8441% | 1,434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8956% | 1,344 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3566% | 7,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2290% | 4,107 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0564% | 1,567 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0698% | 5,441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1945% | 3,570 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0821% | 7,434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6523% | 1,610 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6916% | 1,487 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4234% | 7,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2347% | 3,757 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0537% | 1,372 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0548% | 4,853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1992% | 2,909 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1623% | 7,574 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6828% | 1,311 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7227% | 1,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3011% | 7,158 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0088% | 6,471 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0622% | 1,076 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3108% | 606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2656% | 3,782 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7998% | 1,341 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1634% | 3,472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1725% | 3,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1212% | 731 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.5926% | 130 |
| Percentage Net Loans Charged-off: Credit card loans | 15.4785% | 64 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1411% | 1,715 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0689% | 526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2495% | 3,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6825% | 1,113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2214% | 2,706 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2337% | 2,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4456% | 542 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.2214% | 154 |
| Percentage Net Loans Charged-off: Credit card loans | 13.3446% | 89 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1119% | 1,554 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7626% | 604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 4,808 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0255% | 2,117 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.7538% | 486 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.9918% | 192 |
| Percentage Net Loans Charged-off: Credit card loans | 11.6390% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0996% | 1,383 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5132% | 554 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0405% | 7,874 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0202% | 7,759 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1149% | 7,933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1212% | 7,920 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.9463% | 314 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.3360% | 262 |
| Percentage Net Loans Charged-off: Credit card loans | 9.1290% | 177 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1484% | 1,006 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9498% | 560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2648% | 2,500 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4840% | 878 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6829% | 185 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1438% | 2,502 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1520% | 2,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0413% | 490 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5938% | 306 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5281% | 177 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2388% | 1,286 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4632% | 540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1518% | 2,456 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3811% | 678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1625% | 1,900 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1718% | 1,725 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8607% | 800 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2478% | 290 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0793% | 177 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1402% | 7,066 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1620% | 583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1002% | 2,366 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2944% | 613 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0701% | 2,159 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0742% | 1,955 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0944% | 983 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5998% | 351 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2144% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2250% | 7,125 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8423% | 629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 2,585 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0874% | 8,072 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0862% | 1,442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0913% | 1,296 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8488% | 896 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8734% | 487 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1786% | 286 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5092% | 7,211 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5782% | 919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1088% | 2,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0092% | 1,528 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1364% | 955 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2194% | 1,163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2329% | 1,079 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1696% | 7,657 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7335% | 804 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3537% | 522 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0720% | 1,473 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5939% | 649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1409% | 1,183 |
| Percentage Net Loans Charged-off:Construction & development | 0.0114% | 1,041 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1520% | 611 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3030% | 668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3218% | 606 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4374% | 7,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8261% | 653 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4388% | 480 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0751% | 1,270 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8958% | 370 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2178% | 693 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2330% | 365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4712% | 391 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5006% | 359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0360% | 2,501 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5022% | 373 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5799% | 296 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0898% | 1,108 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8962% | 367 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0795% | 990 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1162% | 322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1511% | 746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1602% | 671 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3227% | 7,767 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8312% | 347 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9765% | 276 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0984% | 818 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2006% | 227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1358% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.8928% | 146 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1546% | 1,031 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1640% | 958 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1653% | 877 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7883% | 327 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6600% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6624% | 696 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1141% | 198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1923% | 590 |
| Percentage Net Loans Charged-off:Construction & development | 1.4922% | 54 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1825% | 742 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1935% | 705 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2289% | 657 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7777% | 305 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7158% | 189 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1529% | 1,028 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1544% | 203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1854% | 604 |
| Percentage Net Loans Charged-off:Construction & development | 1.3298% | 53 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2300% | 576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2434% | 543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1483% | 686 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9941% | 272 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2208% | 174 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1353% | 916 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2155% | 213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1167% | 667 |
| Percentage Net Loans Charged-off:Construction & development | -0.0460% | 7,719 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3572% | 334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3757% | 311 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3198% | 502 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2235% | 291 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8743% | 186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0979% | 772 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2512% | 95 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0275% | 2,488 |
| Percentage Net Loans Charged-off:Construction & development | -0.0096% | 7,720 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0854% | 1,579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0902% | 1,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5467% | 446 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2127% | 128 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5634% | 131 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2239% | 7,447 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4745% | 81 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 7,632 |
| Percentage Net Loans Charged-off:Construction & development | -0.3009% | 7,890 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0817% | 1,387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0864% | 1,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2281% | 445 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6142% | 110 |
| Percentage Net Loans Charged-off: Credit card loans | 7.9775% | 114 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1380% | 1,040 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8037% | 82 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 2,374 |
| Percentage Net Loans Charged-off:Construction & development | -0.2939% | 7,853 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1122% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1187% | 984 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0110% | 517 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.3139% | 92 |
| Percentage Net Loans Charged-off: Credit card loans | 8.7217% | 123 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0965% | 959 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7710% | 47 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0378% | 8,292 |
| Percentage Net Loans Charged-off:Construction & development | -0.5206% | 7,861 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0571% | 1,101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0605% | 1,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4183% | 370 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.5128% | 66 |
| Percentage Net Loans Charged-off: Credit card loans | 11.6820% | 86 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0799% | 740 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1664% | 144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3004% | 604 |
| Percentage Net Loans Charged-off:Construction & development | 3.0830% | 59 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0225% | 8,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0237% | 8,258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2620% | 647 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8630% | 242 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9553% | 341 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1024% | 1,299 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3658% | 75 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3625% | 421 |
| Percentage Net Loans Charged-off:Construction & development | 3.9043% | 45 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0397% | 8,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0417% | 8,392 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8714% | 681 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.4273% | 90 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2697% | 155 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0849% | 1,173 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6025% | 74 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1771% | 844 |
| Percentage Net Loans Charged-off:Construction & development | 1.4969% | 84 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1371% | 1,026 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1436% | 960 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9003% | 605 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.7833% | 92 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6211% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1051% | 984 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6916% | 83 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7795% | 182 |
| Percentage Net Loans Charged-off:Construction & development | 8.1060% | 33 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2930% | 503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3054% | 472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2035% | 1,589 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.6024% | 145 |
| Percentage Net Loans Charged-off: Credit card loans | 8.1580% | 193 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2587% | 633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7212% | 122 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4390% | 464 |
| Percentage Net Loans Charged-off:Construction & development | 1.8961% | 122 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8234% | 224 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8740% | 221 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3922% | 1,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5182% | 214 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4849% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0186% | 7,314 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0538% | 105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5233% | 324 |
| Percentage Net Loans Charged-off:Construction & development | 2.6957% | 84 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8924% | 180 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9521% | 182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4266% | 1,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0596% | 191 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1442% | 290 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0094% | 7,255 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0245% | 101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3313% | 551 |
| Percentage Net Loans Charged-off:Construction & development | 3.1722% | 66 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3019% | 623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3268% | 589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8615% | 811 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0397% | 178 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0923% | 316 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0962% | 7,565 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2981% | 109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4192% | 372 |
| Percentage Net Loans Charged-off:Construction & development | 6.4239% | 34 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0127% | 8,458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0137% | 8,483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9885% | 322 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1492% | 210 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1544% | 350 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0680% | 7,493 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7039% | 157 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0477% | 8,836 |
| Percentage Net Loans Charged-off:Construction & development | -0.8503% | 8,228 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0139% | 3,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0147% | 2,870 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3265% | 3,325 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8041% | 201 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7345% | 389 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1303% | 7,801 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7551% | 161 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0167% | 8,742 |
| Percentage Net Loans Charged-off:Construction & development | -0.1968% | 8,298 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 8,554 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 8,580 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1718% | 3,789 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0329% | 174 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0049% | 324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0510% | 1,705 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5324% | 135 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 1,315 |
| Percentage Net Loans Charged-off:Construction & development | -0.0613% | 1,416 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1043% | 1,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3700% | 70 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1181% | 135 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3027% | 111 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0147% | 1,359 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 1,207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0359% | 1,452 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0370% | 1,456 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0758% | 1,328 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3267% | 43 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1289% | 100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4299% | 1,353 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7917% | 110 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1245% | 236 |
| Percentage Net Loans Charged-off:Construction & development | 2.3971% | 12 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0060% | 1,150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0631% | 1,423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0653% | 1,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3183% | 486 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7873% | 42 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6189% | 89 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0428% | 1,269 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7881% | 102 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0225% | 1,320 |
| Percentage Net Loans Charged-off:Construction & development | 0.0241% | 213 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0125% | 1,163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0250% | 1,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6659% | 52 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4628% | 121 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1453% | 244 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1716% | 120 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 1,290 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0133% | 1,203 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0041% | 885 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5438% | 65 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2126% | 173 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3291% | 53 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2495% | 193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1147% | 464 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0144% | 1,216 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0452% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2078% | 73 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6080% | 213 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4692% | 142 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1007% | 243 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0290% | 1,326 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0251% | 1,244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0928% | 1,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0961% | 1,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3736% | 402 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0451% | 62 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3803% | 176 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0197% | 1,108 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4548% | 303 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0614% | 1,464 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0211% | 1,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2580% | 1,516 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2714% | 1,512 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0579% | 1,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5083% | 78 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8463% | 187 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9563% | 355 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 1,491 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0213% | 1,504 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0231% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0089% | 1,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9212% | 82 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2026% | 242 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |