Home > First National Bank > Assets and Liabilities
First National Bank, Assets and Liabilities
| 2013-12-31 | Rank | |
| # of Employees: | 111 | 1,347 |
| Assets and Liabilities | ||
| Total Assets: | $442,085,000 | 1,513 |
| Cash and due from depository institutions | $42,970,000 | 1,347 |
| Interest-bearing balances | $25,079,000 | 1,374 |
| Securities | $60,418,000 | 2,300 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $321,057,000 | 1,344 |
| Loan loss allowance | $2,981,000 | 2,142 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $7,722,000 | 1,521 |
| Other real estate owned | $460,000 | 1,347 |
| Goodwill and other intangibles | $847,000 | 1,632 |
| All other assets | $8,611,000 | 2,073 |
| Life insurance assets | $0 | 3,841 |
| Total liabilities and capital | $442,085,000 | 1,513 |
| Total liabilities | $408,575,000 | 1,467 |
| Total deposits | $384,723,000 | 1,459 |
| Interest-bearing deposits | $299,147,000 | 1,528 |
| Deposits held in domestic offices | $384,723,000 | 1,458 |
| % insured | 82.84% | 4,091 |
| Federal funds purchased & repurchase agreements | $19,054,000 | 561 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,907 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $4,798,000 | 1,010 |
| Total equity capital | $33,510,000 | 2,041 |
| Total bank equity capital | $33,510,000 | 2,041 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $1,500,000 | 1,734 |
| Surplus | $3,200,000 | 4,208 |
| Undivided profits | $28,810,000 | 1,282 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $1,881,000 | 2,706 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $911,000 | 301 |
| Income earned, not collected on loans | $3,760,000 | 638 |
| Earning assets | $406,554,000 | 1,515 |
| Long-term assets (5+ years) | $142,661,000 | 1,500 |
| Average Assets, year-to-date | $450,576,600 | 1,474 |
| Average Assets, quarterly | $441,651,000 | 1,506 |
| Volatile liabilities | $22,395,000 | 1,817 |
| Insider loans | $7,126,000 | 850 |
| FHLB advances | $0 | 3,709 |
| Loans and leases held for sale | $0 | 1,902 |
| Unused loan commitments | $71,472,000 | 1,096 |
| Tier 1 (core) risk-based capital | $32,857,000 | 2,050 |
| Tier 2 risk-based capital | $3,014,000 | 1,674 |
| Total risk weighted assets | $297,651,000 | 1,497 |
| Total unused commitments | $71,472,000 | 1,096 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 116 | 1,281 |
| Assets and Liabilities | ||
| Total Assets: | $441,217,000 | 1,515 |
| Cash and due from depository institutions | $28,510,000 | 1,281 |
| Interest-bearing balances | $17,037,000 | 1,938 |
| Securities | $63,947,000 | 2,214 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $331,436,000 | 1,294 |
| Loan loss allowance | $3,176,000 | 2,098 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $7,056,000 | 1,656 |
| Other real estate owned | $470,000 | 1,281 |
| Goodwill and other intangibles | $847,000 | 1,634 |
| All other assets | $8,951,000 | 2,009 |
| Life insurance assets | $0 | 3,818 |
| Total liabilities and capital | $441,217,000 | 1,515 |
| Total liabilities | $407,377,000 | 1,474 |
| Total deposits | $384,805,000 | 1,454 |
| Interest-bearing deposits | $309,290,000 | 1,472 |
| Deposits held in domestic offices | $384,805,000 | 1,453 |
| % insured | 80.41% | 4,859 |
| Federal funds purchased & repurchase agreements | $18,522,000 | 603 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $0 | 3,930 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $4,050,000 | 1,219 |
| Total equity capital | $33,840,000 | 2,049 |
| Total bank equity capital | $33,840,000 | 2,049 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $1,500,000 | 1,765 |
| Surplus | $3,200,000 | 4,240 |
| Undivided profits | $29,140,000 | 1,272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $2,798,000 | 2,329 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,057,000 | 281 |
| Income earned, not collected on loans | $4,269,000 | 573 |
| Earning assets | $412,420,000 | 1,488 |
| Long-term assets (5+ years) | $143,069,000 | 1,489 |
| Average Assets, year-to-date | $452,699,500 | 1,473 |
| Average Assets, quarterly | $449,744,500 | 1,487 |
| Volatile liabilities | $21,849,000 | 1,853 |
| Insider loans | $7,278,000 | 827 |
| FHLB advances | $0 | 3,717 |
| Loans and leases held for sale | $0 | 2,008 |
| Unused loan commitments | $71,219,000 | 1,102 |
| Tier 1 (core) risk-based capital | $32,927,000 | 2,057 |
| Tier 2 risk-based capital | $3,209,000 | 1,584 |
| Total risk weighted assets | $300,968,000 | 1,481 |
| Total unused commitments | $71,219,000 | 1,102 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 115 | 1,297 |
| Assets and Liabilities | ||
| Total Assets: | $458,272,000 | 1,459 |
| Cash and due from depository institutions | $27,864,000 | 1,297 |
| Interest-bearing balances | $16,991,000 | 2,064 |
| Securities | $71,480,000 | 2,025 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $342,727,000 | 1,239 |
| Loan loss allowance | $3,038,000 | 2,206 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $6,791,000 | 1,701 |
| Other real estate owned | $418,000 | 1,297 |
| Goodwill and other intangibles | $847,000 | 1,624 |
| All other assets | $8,145,000 | 2,131 |
| Life insurance assets | $0 | 3,807 |
| Total liabilities and capital | $458,272,000 | 1,459 |
| Total liabilities | $424,497,000 | 1,402 |
| Total deposits | $378,682,000 | 1,471 |
| Interest-bearing deposits | $301,312,000 | 1,515 |
| Deposits held in domestic offices | $378,682,000 | 1,470 |
| % insured | 77.77% | 5,449 |
| Federal funds purchased & repurchase agreements | $36,560,000 | 382 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,942 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $9,255,000 | 658 |
| Total equity capital | $33,775,000 | 2,033 |
| Total bank equity capital | $33,775,000 | 2,033 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $1,500,000 | 1,774 |
| Surplus | $3,200,000 | 4,256 |
| Undivided profits | $29,075,000 | 1,251 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $2,982,000 | 2,299 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,126,000 | 262 |
| Income earned, not collected on loans | $3,434,000 | 710 |
| Earning assets | $431,198,000 | 1,425 |
| Long-term assets (5+ years) | $148,679,000 | 1,399 |
| Average Assets, year-to-date | $456,527,000 | 1,462 |
| Average Assets, quarterly | $455,830,500 | 1,463 |
| Volatile liabilities | $39,182,000 | 1,086 |
| Insider loans | $7,187,000 | 862 |
| FHLB advances | $0 | 3,718 |
| Loans and leases held for sale | $0 | 2,138 |
| Unused loan commitments | $74,974,000 | 1,038 |
| Tier 1 (core) risk-based capital | $32,877,000 | 2,036 |
| Tier 2 risk-based capital | $3,070,000 | 1,640 |
| Total risk weighted assets | $297,514,000 | 1,485 |
| Total unused commitments | $74,974,000 | 1,038 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 117 | 1,262 |
| Assets and Liabilities | ||
| Total Assets: | $453,389,000 | 1,484 |
| Cash and due from depository institutions | $46,728,000 | 1,262 |
| Interest-bearing balances | $37,910,000 | 1,221 |
| Securities | $76,957,000 | 1,920 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $319,558,000 | 1,310 |
| Loan loss allowance | $2,786,000 | 2,396 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $1,799,000 | 4,129 |
| Other real estate owned | $95,000 | 1,262 |
| Goodwill and other intangibles | $847,000 | 1,625 |
| All other assets | $7,405,000 | 2,264 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $453,389,000 | 1,484 |
| Total liabilities | $418,772,000 | 1,431 |
| Total deposits | $386,360,000 | 1,448 |
| Interest-bearing deposits | $308,079,000 | 1,514 |
| Deposits held in domestic offices | $386,360,000 | 1,448 |
| % insured | 79.83% | 5,179 |
| Federal funds purchased & repurchase agreements | $29,868,000 | 417 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,908 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $2,544,000 | 1,703 |
| Total equity capital | $34,617,000 | 2,048 |
| Total bank equity capital | $34,617,000 | 2,048 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $1,500,000 | 1,806 |
| Surplus | $3,200,000 | 4,294 |
| Undivided profits | $29,917,000 | 1,278 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $1,936,000 | 3,024 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $619,000 | 398 |
| Income earned, not collected on loans | $3,268,000 | 733 |
| Earning assets | $434,425,000 | 1,423 |
| Long-term assets (5+ years) | $145,690,000 | 1,403 |
| Average Assets, year-to-date | $455,654,500 | 1,477 |
| Average Assets, quarterly | $455,654,500 | 1,477 |
| Volatile liabilities | $32,156,000 | 1,296 |
| Insider loans | $7,349,000 | 823 |
| FHLB advances | $0 | 3,677 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $73,511,000 | 1,034 |
| Tier 1 (core) risk-based capital | $33,243,000 | 2,010 |
| Tier 2 risk-based capital | $2,818,000 | 1,768 |
| Total risk weighted assets | $266,338,000 | 1,609 |
| Total unused commitments | $73,511,000 | 1,034 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 116 | 1,276 |
| Assets and Liabilities | ||
| Total Assets: | $457,920,000 | 1,474 |
| Cash and due from depository institutions | $60,612,000 | 1,276 |
| Interest-bearing balances | $44,307,000 | 971 |
| Securities | $80,479,000 | 1,818 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $306,023,000 | 1,371 |
| Loan loss allowance | $2,978,000 | 2,292 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $1,865,000 | 4,089 |
| Other real estate owned | $0 | 1,276 |
| Goodwill and other intangibles | $847,000 | 1,633 |
| All other assets | $8,094,000 | 2,132 |
| Life insurance assets | $0 | 3,787 |
| Total liabilities and capital | $457,920,000 | 1,474 |
| Total liabilities | $422,182,000 | 1,416 |
| Total deposits | $391,539,000 | 1,424 |
| Interest-bearing deposits | $306,233,000 | 1,493 |
| Deposits held in domestic offices | $391,539,000 | 1,424 |
| % insured | 82.99% | 5,353 |
| Federal funds purchased & repurchase agreements | $27,701,000 | 447 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $0 | 4,109 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $2,942,000 | 1,560 |
| Total equity capital | $35,738,000 | 1,972 |
| Total bank equity capital | $35,738,000 | 1,972 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $1,500,000 | 1,820 |
| Surplus | $3,200,000 | 4,333 |
| Undivided profits | $31,038,000 | 1,214 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $1,941,000 | 3,084 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $628,000 | 382 |
| Income earned, not collected on loans | $3,662,000 | 669 |
| Earning assets | $430,809,000 | 1,428 |
| Long-term assets (5+ years) | $128,510,000 | 1,525 |
| Average Assets, year-to-date | $447,303,600 | 1,476 |
| Average Assets, quarterly | $447,443,500 | 1,493 |
| Volatile liabilities | $29,981,000 | 1,453 |
| Insider loans | $3,130,000 | 1,855 |
| FHLB advances | $0 | 3,864 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $66,693,000 | 1,063 |
| Tier 1 (core) risk-based capital | $34,263,000 | 1,924 |
| Tier 2 risk-based capital | $3,007,000 | 1,678 |
| Total risk weighted assets | $273,013,000 | 1,581 |
| Total unused commitments | $66,693,000 | 1,063 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 116 | 1,278 |
| Assets and Liabilities | ||
| Total Assets: | $436,967,000 | 1,543 |
| Cash and due from depository institutions | $32,459,000 | 1,278 |
| Interest-bearing balances | $22,978,000 | 1,687 |
| Securities | $83,883,000 | 1,763 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $309,069,000 | 1,351 |
| Loan loss allowance | $3,119,000 | 2,267 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $1,884,000 | 4,128 |
| Other real estate owned | $68,000 | 1,278 |
| Goodwill and other intangibles | $847,000 | 1,638 |
| All other assets | $8,757,000 | 2,030 |
| Life insurance assets | $0 | 3,771 |
| Total liabilities and capital | $436,967,000 | 1,543 |
| Total liabilities | $399,522,000 | 1,497 |
| Total deposits | $379,853,000 | 1,469 |
| Interest-bearing deposits | $306,773,000 | 1,506 |
| Deposits held in domestic offices | $379,853,000 | 1,468 |
| % insured | 84.37% | 5,277 |
| Federal funds purchased & repurchase agreements | $17,011,000 | 637 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $0 | 4,201 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $2,658,000 | 1,767 |
| Total equity capital | $37,445,000 | 1,930 |
| Total bank equity capital | $37,445,000 | 1,930 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,500,000 | 1,857 |
| Surplus | $3,200,000 | 4,374 |
| Undivided profits | $32,745,000 | 1,175 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $3,382,000 | 2,439 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $989,000 | 306 |
| Income earned, not collected on loans | $4,383,000 | 587 |
| Earning assets | $415,930,000 | 1,479 |
| Long-term assets (5+ years) | $135,454,000 | 1,438 |
| Average Assets, year-to-date | $444,649,500 | 1,495 |
| Average Assets, quarterly | $446,661,000 | 1,501 |
| Volatile liabilities | $19,585,000 | 2,052 |
| Insider loans | $2,438,000 | 2,289 |
| FHLB advances | $0 | 3,944 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $60,862,000 | 1,141 |
| Tier 1 (core) risk-based capital | $35,820,000 | 1,868 |
| Tier 2 risk-based capital | $3,147,000 | 1,635 |
| Total risk weighted assets | $271,214,000 | 1,596 |
| Total unused commitments | $60,862,000 | 1,141 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 116 | 1,281 |
| Assets and Liabilities | ||
| Total Assets: | $456,355,000 | 1,474 |
| Cash and due from depository institutions | $34,835,000 | 1,281 |
| Interest-bearing balances | $24,069,000 | 1,616 |
| Securities | $87,673,000 | 1,675 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $322,697,000 | 1,302 |
| Loan loss allowance | $3,258,000 | 2,198 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $1,878,000 | 4,149 |
| Other real estate owned | $68,000 | 1,281 |
| Goodwill and other intangibles | $847,000 | 1,622 |
| All other assets | $8,357,000 | 2,090 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $456,355,000 | 1,474 |
| Total liabilities | $419,996,000 | 1,430 |
| Total deposits | $383,037,000 | 1,448 |
| Interest-bearing deposits | $308,420,000 | 1,497 |
| Deposits held in domestic offices | $383,037,000 | 1,448 |
| % insured | 85.57% | 5,113 |
| Federal funds purchased & repurchase agreements | $33,391,000 | 400 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $0 | 4,239 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $3,568,000 | 1,363 |
| Total equity capital | $36,359,000 | 1,949 |
| Total bank equity capital | $36,359,000 | 1,949 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $1,500,000 | 1,892 |
| Surplus | $3,200,000 | 4,391 |
| Undivided profits | $31,659,000 | 1,180 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $3,051,000 | 2,607 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,023,000 | 301 |
| Income earned, not collected on loans | $3,718,000 | 648 |
| Earning assets | $434,439,000 | 1,420 |
| Long-term assets (5+ years) | $131,168,000 | 1,444 |
| Average Assets, year-to-date | $447,210,330 | 1,493 |
| Average Assets, quarterly | $454,105,500 | 1,473 |
| Volatile liabilities | $35,671,000 | 1,278 |
| Insider loans | $3,009,000 | 1,970 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $156,000 | 2,026 |
| Unused loan commitments | $61,863,000 | 1,101 |
| Tier 1 (core) risk-based capital | $34,798,000 | 1,896 |
| Tier 2 risk-based capital | $3,286,000 | 1,582 |
| Total risk weighted assets | $282,319,000 | 1,530 |
| Total unused commitments | $61,863,000 | 1,101 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 117 | 1,248 |
| Assets and Liabilities | ||
| Total Assets: | $451,856,000 | 1,486 |
| Cash and due from depository institutions | $41,567,000 | 1,248 |
| Interest-bearing balances | $27,606,000 | 1,546 |
| Securities | $89,185,000 | 1,642 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $310,726,000 | 1,332 |
| Loan loss allowance | $3,194,000 | 2,248 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $1,811,000 | 4,239 |
| Other real estate owned | $19,000 | 1,248 |
| Goodwill and other intangibles | $847,000 | 1,622 |
| All other assets | $7,701,000 | 2,213 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $451,856,000 | 1,486 |
| Total liabilities | $416,934,000 | 1,450 |
| Total deposits | $395,824,000 | 1,406 |
| Interest-bearing deposits | $314,146,000 | 1,487 |
| Deposits held in domestic offices | $395,824,000 | 1,405 |
| % insured | 86.26% | 4,929 |
| Federal funds purchased & repurchase agreements | $17,879,000 | 619 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $0 | 4,273 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $3,231,000 | 1,433 |
| Total equity capital | $34,922,000 | 1,998 |
| Total bank equity capital | $34,922,000 | 1,998 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $1,500,000 | 1,920 |
| Surplus | $3,200,000 | 4,417 |
| Undivided profits | $30,222,000 | 1,199 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $2,880,000 | 2,809 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,024,000 | 304 |
| Income earned, not collected on loans | $3,112,000 | 806 |
| Earning assets | $427,517,000 | 1,438 |
| Long-term assets (5+ years) | $127,312,000 | 1,489 |
| Average Assets, year-to-date | $442,638,000 | 1,506 |
| Average Assets, quarterly | $442,638,000 | 1,506 |
| Volatile liabilities | $20,946,000 | 1,977 |
| Insider loans | $3,076,000 | 1,954 |
| FHLB advances | $0 | 4,028 |
| Loans and leases held for sale | $172,000 | 1,974 |
| Unused loan commitments | $71,632,000 | 969 |
| Tier 1 (core) risk-based capital | $33,549,000 | 1,949 |
| Tier 2 risk-based capital | $3,222,000 | 1,608 |
| Total risk weighted assets | $266,190,000 | 1,608 |
| Total unused commitments | $71,632,000 | 969 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 128 | 1,153 |
| Assets and Liabilities | ||
| Total Assets: | $433,420,000 | 1,533 |
| Cash and due from depository institutions | $60,472,000 | 1,153 |
| Interest-bearing balances | $44,173,000 | 903 |
| Securities | $56,205,000 | 2,393 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $306,130,000 | 1,371 |
| Loan loss allowance | $3,078,000 | 2,318 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $1,817,000 | 4,256 |
| Other real estate owned | $108,000 | 1,153 |
| Goodwill and other intangibles | $847,000 | 1,616 |
| All other assets | $7,841,000 | 2,221 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $433,420,000 | 1,533 |
| Total liabilities | $399,211,000 | 1,490 |
| Total deposits | $382,534,000 | 1,431 |
| Interest-bearing deposits | $308,982,000 | 1,488 |
| Deposits held in domestic offices | $382,534,000 | 1,429 |
| % insured | 87.01% | 4,792 |
| Federal funds purchased & repurchase agreements | $14,252,000 | 749 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $0 | 4,481 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $2,425,000 | 1,791 |
| Total equity capital | $34,209,000 | 2,027 |
| Total bank equity capital | $34,209,000 | 2,026 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $1,500,000 | 1,933 |
| Surplus | $3,200,000 | 4,444 |
| Undivided profits | $29,509,000 | 1,214 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $2,512,000 | 3,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $446,000 | 491 |
| Income earned, not collected on loans | $3,426,000 | 776 |
| Earning assets | $406,508,000 | 1,493 |
| Long-term assets (5+ years) | $93,078,000 | 1,655 |
| Average Assets, year-to-date | $435,223,200 | 1,497 |
| Average Assets, quarterly | $428,615,000 | 1,542 |
| Volatile liabilities | $18,859,000 | 2,297 |
| Insider loans | $3,184,000 | 1,914 |
| FHLB advances | $0 | 4,174 |
| Loans and leases held for sale | $173,000 | 1,720 |
| Unused loan commitments | $64,882,000 | 1,025 |
| Tier 1 (core) risk-based capital | $32,749,000 | 1,982 |
| Tier 2 risk-based capital | $3,101,000 | 1,669 |
| Total risk weighted assets | $255,399,000 | 1,685 |
| Total unused commitments | $64,882,000 | 1,025 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 127 | 1,170 |
| Assets and Liabilities | ||
| Total Assets: | $423,810,000 | 1,564 |
| Cash and due from depository institutions | $47,453,000 | 1,170 |
| Interest-bearing balances | $37,851,000 | 1,113 |
| Securities | $57,220,000 | 2,272 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $307,217,000 | 1,383 |
| Loan loss allowance | $2,965,000 | 2,416 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $1,817,000 | 4,293 |
| Other real estate owned | $484,000 | 1,170 |
| Goodwill and other intangibles | $847,000 | 1,641 |
| All other assets | $8,772,000 | 2,057 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $423,810,000 | 1,564 |
| Total liabilities | $390,364,000 | 1,520 |
| Total deposits | $375,757,000 | 1,453 |
| Interest-bearing deposits | $308,824,000 | 1,501 |
| Deposits held in domestic offices | $375,757,000 | 1,451 |
| % insured | 85.85% | 5,244 |
| Federal funds purchased & repurchase agreements | $12,443,000 | 799 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $2,164,000 | 2,019 |
| Total equity capital | $33,446,000 | 2,077 |
| Total bank equity capital | $33,446,000 | 2,076 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $1,500,000 | 1,967 |
| Surplus | $3,200,000 | 4,486 |
| Undivided profits | $28,746,000 | 1,254 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $1,506,000 | 3,869 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $332,000 | 578 |
| Income earned, not collected on loans | $4,235,000 | 625 |
| Earning assets | $402,288,000 | 1,508 |
| Long-term assets (5+ years) | $93,506,000 | 1,585 |
| Average Assets, year-to-date | $435,674,000 | 1,506 |
| Average Assets, quarterly | $452,575,000 | 1,465 |
| Volatile liabilities | $17,038,000 | 2,507 |
| Insider loans | $2,233,000 | 2,521 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $173,000 | 1,708 |
| Unused loan commitments | $57,022,000 | 1,144 |
| Tier 1 (core) risk-based capital | $31,889,000 | 2,025 |
| Tier 2 risk-based capital | $2,988,000 | 1,721 |
| Total risk weighted assets | $256,843,000 | 1,685 |
| Total unused commitments | $57,022,000 | 1,145 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 124 | 1,206 |
| Assets and Liabilities | ||
| Total Assets: | $481,340,000 | 1,402 |
| Cash and due from depository institutions | $99,883,000 | 1,206 |
| Interest-bearing balances | $87,039,000 | 442 |
| Securities | $56,675,000 | 2,308 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $312,156,000 | 1,360 |
| Loan loss allowance | $2,988,000 | 2,405 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $1,810,000 | 4,317 |
| Other real estate owned | $1,748,000 | 1,206 |
| Goodwill and other intangibles | $847,000 | 1,654 |
| All other assets | $8,221,000 | 2,177 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $481,340,000 | 1,402 |
| Total liabilities | $448,946,000 | 1,354 |
| Total deposits | $427,610,000 | 1,295 |
| Interest-bearing deposits | $361,364,000 | 1,299 |
| Deposits held in domestic offices | $427,610,000 | 1,293 |
| % insured | 74.52% | 6,894 |
| Federal funds purchased & repurchase agreements | $19,269,000 | 627 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $2,067,000 | 1,978 |
| Total equity capital | $32,394,000 | 2,095 |
| Total bank equity capital | $32,394,000 | 2,094 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,500,000 | 1,997 |
| Surplus | $3,200,000 | 4,527 |
| Undivided profits | $27,694,000 | 1,258 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $1,863,000 | 3,610 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $439,000 | 517 |
| Income earned, not collected on loans | $3,674,000 | 723 |
| Earning assets | $455,870,000 | 1,355 |
| Long-term assets (5+ years) | $94,964,000 | 1,528 |
| Average Assets, year-to-date | $439,628,670 | 1,506 |
| Average Assets, quarterly | $453,089,500 | 1,470 |
| Volatile liabilities | $74,161,000 | 741 |
| Insider loans | $2,233,000 | 2,567 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $173,000 | 1,527 |
| Unused loan commitments | $48,209,000 | 1,309 |
| Tier 1 (core) risk-based capital | $30,992,000 | 2,043 |
| Tier 2 risk-based capital | $3,011,000 | 1,737 |
| Total risk weighted assets | $262,599,000 | 1,676 |
| Total unused commitments | $48,209,000 | 1,310 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 127 | 1,189 |
| Assets and Liabilities | ||
| Total Assets: | $424,839,000 | 1,569 |
| Cash and due from depository institutions | $49,747,000 | 1,189 |
| Interest-bearing balances | $39,135,000 | 1,002 |
| Securities | $68,326,000 | 1,944 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $293,616,000 | 1,445 |
| Loan loss allowance | $3,231,000 | 2,258 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $1,820,000 | 4,334 |
| Other real estate owned | $1,749,000 | 1,189 |
| Goodwill and other intangibles | $847,000 | 1,656 |
| All other assets | $8,734,000 | 2,121 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $424,839,000 | 1,569 |
| Total liabilities | $390,999,000 | 1,533 |
| Total deposits | $372,307,000 | 1,485 |
| Interest-bearing deposits | $304,015,000 | 1,563 |
| Deposits held in domestic offices | $372,307,000 | 1,483 |
| % insured | 88.55% | 4,593 |
| Federal funds purchased & repurchase agreements | $16,172,000 | 714 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $2,520,000 | 1,650 |
| Total equity capital | $33,840,000 | 1,981 |
| Total bank equity capital | $33,840,000 | 1,979 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,500,000 | 2,023 |
| Surplus | $3,200,000 | 4,563 |
| Undivided profits | $29,140,000 | 1,152 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $2,212,000 | 3,427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $50,000 | 984 |
| Income earned, not collected on loans | $3,856,000 | 688 |
| Earning assets | $401,077,000 | 1,523 |
| Long-term assets (5+ years) | $96,038,000 | 1,494 |
| Average Assets, year-to-date | $418,773,000 | 1,591 |
| Average Assets, quarterly | $418,773,000 | 1,591 |
| Volatile liabilities | $22,088,000 | 2,138 |
| Insider loans | $2,024,000 | 2,776 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $266,000 | 1,266 |
| Unused loan commitments | $57,682,000 | 1,148 |
| Tier 1 (core) risk-based capital | $32,876,000 | 1,933 |
| Tier 2 risk-based capital | $3,254,000 | 1,635 |
| Total risk weighted assets | $259,933,000 | 1,696 |
| Total unused commitments | $57,682,000 | 1,149 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 123 | 1,231 |
| Assets and Liabilities | ||
| Total Assets: | $412,707,000 | 1,602 |
| Cash and due from depository institutions | $30,037,000 | 1,231 |
| Interest-bearing balances | $20,701,000 | 1,613 |
| Securities | $63,778,000 | 1,982 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $306,303,000 | 1,422 |
| Loan loss allowance | $3,329,000 | 2,198 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $1,899,000 | 4,302 |
| Other real estate owned | $540,000 | 1,231 |
| Goodwill and other intangibles | $847,000 | 1,670 |
| All other assets | $9,303,000 | 2,046 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $412,707,000 | 1,602 |
| Total liabilities | $379,620,000 | 1,576 |
| Total deposits | $361,252,000 | 1,514 |
| Interest-bearing deposits | $299,633,000 | 1,579 |
| Deposits held in domestic offices | $361,252,000 | 1,512 |
| % insured | 87.60% | 4,849 |
| Federal funds purchased & repurchase agreements | $15,539,000 | 763 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $2,829,000 | 1,531 |
| Total equity capital | $33,087,000 | 2,003 |
| Total bank equity capital | $33,087,000 | 2,000 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,500,000 | 2,051 |
| Surplus | $3,200,000 | 4,613 |
| Undivided profits | $28,387,000 | 1,166 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $5,487,000 | 2,110 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $666,000 | 463 |
| Income earned, not collected on loans | $3,818,000 | 728 |
| Earning assets | $390,782,000 | 1,553 |
| Long-term assets (5+ years) | $85,170,000 | 1,603 |
| Average Assets, year-to-date | $428,687,600 | 1,559 |
| Average Assets, quarterly | $414,668,000 | 1,604 |
| Volatile liabilities | $62,430,000 | 2,091 |
| Insider loans | $1,933,000 | 2,908 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $58,680,000 | 1,104 |
| Tier 1 (core) risk-based capital | $32,095,000 | 1,972 |
| Tier 2 risk-based capital | $3,269,000 | 1,638 |
| Total risk weighted assets | $261,464,000 | 1,714 |
| Total unused commitments | $58,680,000 | 1,105 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 122 | 1,247 |
| Assets and Liabilities | ||
| Total Assets: | $416,629,000 | 1,618 |
| Cash and due from depository institutions | $35,974,000 | 1,247 |
| Interest-bearing balances | $27,118,000 | 1,320 |
| Securities | $56,763,000 | 2,146 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $310,455,000 | 1,423 |
| Loan loss allowance | $3,270,000 | 2,234 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,051,000 | 4,220 |
| Other real estate owned | $547,000 | 1,247 |
| Goodwill and other intangibles | $847,000 | 1,673 |
| All other assets | $9,992,000 | 1,950 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $416,629,000 | 1,618 |
| Total liabilities | $384,269,000 | 1,586 |
| Total deposits | $365,955,000 | 1,515 |
| Interest-bearing deposits | $302,765,000 | 1,579 |
| Deposits held in domestic offices | $365,955,000 | 1,513 |
| % insured | 85.33% | 4,998 |
| Federal funds purchased & repurchase agreements | $16,280,000 | 755 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $2,034,000 | 2,181 |
| Total equity capital | $32,360,000 | 2,102 |
| Total bank equity capital | $32,360,000 | 2,101 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,500,000 | 2,086 |
| Surplus | $3,200,000 | 4,648 |
| Undivided profits | $27,660,000 | 1,256 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $3,767,000 | 2,711 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $671,000 | 448 |
| Income earned, not collected on loans | $4,651,000 | 597 |
| Earning assets | $394,336,000 | 1,570 |
| Long-term assets (5+ years) | $74,992,000 | 1,751 |
| Average Assets, year-to-date | $432,682,750 | 1,566 |
| Average Assets, quarterly | $425,783,000 | 1,589 |
| Volatile liabilities | $64,380,000 | 2,093 |
| Insider loans | $1,983,000 | 2,919 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $58,331,000 | 1,137 |
| Tier 1 (core) risk-based capital | $30,880,000 | 2,057 |
| Tier 2 risk-based capital | $3,214,000 | 1,697 |
| Total risk weighted assets | $257,078,000 | 1,774 |
| Total unused commitments | $58,331,000 | 1,138 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 120 | 1,272 |
| Assets and Liabilities | ||
| Total Assets: | $434,937,000 | 1,582 |
| Cash and due from depository institutions | $42,370,000 | 1,272 |
| Interest-bearing balances | $33,546,000 | 1,023 |
| Securities | $51,338,000 | 2,318 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $327,866,000 | 1,365 |
| Loan loss allowance | $3,455,000 | 2,145 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,140,000 | 4,174 |
| Other real estate owned | $595,000 | 1,272 |
| Goodwill and other intangibles | $847,000 | 1,678 |
| All other assets | $9,781,000 | 2,029 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $434,937,000 | 1,582 |
| Total liabilities | $388,307,000 | 1,589 |
| Total deposits | $370,502,000 | 1,514 |
| Interest-bearing deposits | $309,221,000 | 1,574 |
| Deposits held in domestic offices | $370,502,000 | 1,513 |
| % insured | 85.32% | 5,142 |
| Federal funds purchased & repurchase agreements | $15,948,000 | 748 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,857,000 | 2,238 |
| Total equity capital | $46,630,000 | 1,470 |
| Total bank equity capital | $46,630,000 | 1,469 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,500,000 | 2,108 |
| Surplus | $18,950,000 | 1,645 |
| Undivided profits | $26,180,000 | 1,307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $2,314,000 | 3,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $226,000 | 758 |
| Income earned, not collected on loans | $4,175,000 | 674 |
| Earning assets | $412,750,000 | 1,514 |
| Long-term assets (5+ years) | $64,412,000 | 1,965 |
| Average Assets, year-to-date | $438,034,000 | 1,555 |
| Average Assets, quarterly | $434,465,000 | 1,576 |
| Volatile liabilities | $67,218,000 | 2,075 |
| Insider loans | $1,953,000 | 3,009 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $49,476,000 | 1,288 |
| Tier 1 (core) risk-based capital | $45,277,000 | 1,410 |
| Tier 2 risk-based capital | $3,340,000 | 1,662 |
| Total risk weighted assets | $267,055,000 | 1,744 |
| Total unused commitments | $49,476,000 | 1,289 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 122 | 1,270 |
| Assets and Liabilities | ||
| Total Assets: | $433,993,000 | 1,613 |
| Cash and due from depository institutions | $32,243,000 | 1,270 |
| Interest-bearing balances | $21,978,000 | 1,502 |
| Securities | $51,653,000 | 2,333 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $336,723,000 | 1,363 |
| Loan loss allowance | $3,510,000 | 2,147 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $2,155,000 | 4,222 |
| Other real estate owned | $585,000 | 1,270 |
| Goodwill and other intangibles | $847,000 | 1,697 |
| All other assets | $9,787,000 | 2,070 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $433,993,000 | 1,613 |
| Total liabilities | $388,989,000 | 1,622 |
| Total deposits | $375,511,000 | 1,528 |
| Interest-bearing deposits | $317,129,000 | 1,581 |
| Deposits held in domestic offices | $375,511,000 | 1,527 |
| % insured | 88.53% | 4,206 |
| Federal funds purchased & repurchase agreements | $10,783,000 | 952 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,695,000 | 1,693 |
| Total equity capital | $45,004,000 | 1,512 |
| Total bank equity capital | $45,004,000 | 1,511 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,500,000 | 2,149 |
| Surplus | $18,950,000 | 1,674 |
| Undivided profits | $24,554,000 | 1,354 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $3,253,000 | 2,996 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $106,000 | 927 |
| Income earned, not collected on loans | $3,820,000 | 768 |
| Earning assets | $410,354,000 | 1,553 |
| Long-term assets (5+ years) | $64,737,000 | 1,953 |
| Average Assets, year-to-date | $439,582,500 | 1,595 |
| Average Assets, quarterly | $439,582,500 | 1,595 |
| Volatile liabilities | $66,612,000 | 2,147 |
| Insider loans | $1,624,000 | 3,370 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $57,508,000 | 1,193 |
| Tier 1 (core) risk-based capital | $43,868,000 | 1,461 |
| Tier 2 risk-based capital | $3,357,000 | 1,696 |
| Total risk weighted assets | $268,348,000 | 1,782 |
| Total unused commitments | $57,508,000 | 1,195 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 126 | 1,244 |
| Assets and Liabilities | ||
| Total Assets: | $445,172,000 | 1,587 |
| Cash and due from depository institutions | $29,718,000 | 1,244 |
| Interest-bearing balances | $14,509,000 | 1,790 |
| Securities | $50,360,000 | 2,353 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $345,907,000 | 1,362 |
| Loan loss allowance | $14,399,000 | 604 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $2,258,000 | 4,194 |
| Other real estate owned | $670,000 | 1,244 |
| Goodwill and other intangibles | $847,000 | 1,704 |
| All other assets | $15,412,000 | 1,503 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $445,172,000 | 1,587 |
| Total liabilities | $408,342,000 | 1,563 |
| Total deposits | $387,519,000 | 1,464 |
| Interest-bearing deposits | $324,606,000 | 1,547 |
| Deposits held in domestic offices | $387,519,000 | 1,463 |
| % insured | 81.36% | 6,085 |
| Federal funds purchased & repurchase agreements | $17,656,000 | 767 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,167,000 | 1,493 |
| Total equity capital | $36,830,000 | 1,813 |
| Total bank equity capital | $36,830,000 | 1,810 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,500,000 | 2,185 |
| Surplus | $18,950,000 | 1,670 |
| Undivided profits | $16,380,000 | 1,972 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $8,636,000 | 1,652 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $322,000 | 625 |
| Income earned, not collected on loans | $5,722,000 | 499 |
| Earning assets | $410,776,000 | 1,559 |
| Long-term assets (5+ years) | $67,590,000 | 1,876 |
| Average Assets, year-to-date | $477,975,800 | 1,449 |
| Average Assets, quarterly | $450,435,000 | 1,568 |
| Volatile liabilities | $78,696,000 | 1,875 |
| Insider loans | $1,643,000 | 3,392 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $56,403,000 | 1,214 |
| Tier 1 (core) risk-based capital | $35,447,000 | 1,790 |
| Tier 2 risk-based capital | $4,485,000 | 1,334 |
| Total risk weighted assets | $348,882,000 | 1,438 |
| Total unused commitments | $56,403,000 | 1,215 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 128 | 1,248 |
| Assets and Liabilities | ||
| Total Assets: | $455,698,000 | 1,566 |
| Cash and due from depository institutions | $24,265,000 | 1,248 |
| Interest-bearing balances | $9,876,000 | 2,057 |
| Securities | $52,896,000 | 2,275 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $361,498,000 | 1,321 |
| Loan loss allowance | $12,123,000 | 709 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $2,303,000 | 4,173 |
| Other real estate owned | $878,000 | 1,248 |
| Goodwill and other intangibles | $847,000 | 1,749 |
| All other assets | $13,011,000 | 1,515 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $455,698,000 | 1,566 |
| Total liabilities | $416,848,000 | 1,538 |
| Total deposits | $396,646,000 | 1,425 |
| Interest-bearing deposits | $341,531,000 | 1,457 |
| Deposits held in domestic offices | $396,646,000 | 1,422 |
| % insured | 87.82% | 4,667 |
| Federal funds purchased & repurchase agreements | $16,162,000 | 829 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,040,000 | 1,337 |
| Total equity capital | $38,850,000 | 1,778 |
| Total bank equity capital | $38,850,000 | 1,776 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,500,000 | 2,214 |
| Surplus | $18,950,000 | 1,672 |
| Undivided profits | $18,400,000 | 1,825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $8,257,000 | 1,690 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $115,000 | 862 |
| Income earned, not collected on loans | $6,192,000 | 504 |
| Earning assets | $424,270,000 | 1,525 |
| Long-term assets (5+ years) | $66,191,000 | 1,897 |
| Average Assets, year-to-date | $486,176,750 | 1,434 |
| Average Assets, quarterly | $468,729,500 | 1,503 |
| Volatile liabilities | $86,060,000 | 1,761 |
| Insider loans | $3,432,000 | 2,129 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $63,398,000 | 1,173 |
| Tier 1 (core) risk-based capital | $37,532,000 | 1,716 |
| Tier 2 risk-based capital | $4,654,000 | 1,297 |
| Total risk weighted assets | $364,824,000 | 1,399 |
| Total unused commitments | $63,398,000 | 1,175 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 138 | 1,198 |
| Assets and Liabilities | ||
| Total Assets: | $481,761,000 | 1,492 |
| Cash and due from depository institutions | $31,959,000 | 1,198 |
| Interest-bearing balances | $16,086,000 | 1,292 |
| Securities | $57,278,000 | 2,088 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $375,156,000 | 1,302 |
| Loan loss allowance | $10,996,000 | 746 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,414,000 | 4,114 |
| Other real estate owned | $1,036,000 | 1,198 |
| Goodwill and other intangibles | $847,000 | 1,762 |
| All other assets | $13,071,000 | 1,546 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $481,761,000 | 1,492 |
| Total liabilities | $443,603,000 | 1,461 |
| Total deposits | $425,630,000 | 1,333 |
| Interest-bearing deposits | $367,499,000 | 1,348 |
| Deposits held in domestic offices | $425,630,000 | 1,329 |
| % insured | 75.86% | 4,838 |
| Federal funds purchased & repurchase agreements | $13,817,000 | 921 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,156,000 | 1,352 |
| Total equity capital | $38,158,000 | 1,797 |
| Total bank equity capital | $38,158,000 | 1,796 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,500,000 | 2,248 |
| Surplus | $18,950,000 | 1,676 |
| Undivided profits | $17,708,000 | 1,859 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $7,658,000 | 1,683 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $198,000 | 712 |
| Income earned, not collected on loans | $6,130,000 | 509 |
| Earning assets | $448,520,000 | 1,463 |
| Long-term assets (5+ years) | $60,768,000 | 2,023 |
| Average Assets, year-to-date | $496,336,330 | 1,426 |
| Average Assets, quarterly | $495,155,500 | 1,446 |
| Volatile liabilities | $93,115,000 | 1,631 |
| Insider loans | $3,034,000 | 2,375 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $53,182,000 | 1,394 |
| Tier 1 (core) risk-based capital | $37,005,000 | 1,757 |
| Tier 2 risk-based capital | $4,834,000 | 1,262 |
| Total risk weighted assets | $380,537,000 | 1,376 |
| Total unused commitments | $53,182,000 | 1,395 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 140 | 1,181 |
| Assets and Liabilities | ||
| Total Assets: | $508,550,000 | 1,414 |
| Cash and due from depository institutions | $18,609,000 | 1,181 |
| Interest-bearing balances | $3,475,000 | 3,011 |
| Securities | $61,374,000 | 1,961 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $410,946,000 | 1,213 |
| Loan loss allowance | $9,781,000 | 776 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $2,540,000 | 4,029 |
| Other real estate owned | $1,097,000 | 1,181 |
| Goodwill and other intangibles | $847,000 | 1,770 |
| All other assets | $13,137,000 | 1,535 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $508,550,000 | 1,414 |
| Total liabilities | $470,505,000 | 1,380 |
| Total deposits | $442,702,000 | 1,269 |
| Interest-bearing deposits | $384,739,000 | 1,288 |
| Deposits held in domestic offices | $442,702,000 | 1,265 |
| % insured | 75.11% | 5,092 |
| Federal funds purchased & repurchase agreements | $18,834,000 | 783 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $5,000,000 | 3,905 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,969,000 | 1,372 |
| Total equity capital | $38,045,000 | 1,819 |
| Total bank equity capital | $38,045,000 | 1,817 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,500,000 | 2,261 |
| Surplus | $18,950,000 | 1,651 |
| Undivided profits | $17,595,000 | 1,905 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $6,885,000 | 1,704 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $23,000 | 1,061 |
| Income earned, not collected on loans | $5,803,000 | 547 |
| Earning assets | $475,795,000 | 1,389 |
| Long-term assets (5+ years) | $63,909,000 | 1,928 |
| Average Assets, year-to-date | $503,624,000 | 1,408 |
| Average Assets, quarterly | $503,624,000 | 1,408 |
| Volatile liabilities | $111,858,000 | 1,387 |
| Insider loans | $1,643,000 | 3,451 |
| FHLB advances | $5,000,000 | 3,750 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $67,831,000 | 1,196 |
| Tier 1 (core) risk-based capital | $36,986,000 | 1,767 |
| Tier 2 risk-based capital | $4,966,000 | 1,209 |
| Total risk weighted assets | $392,469,000 | 1,345 |
| Total unused commitments | $67,831,000 | 1,198 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 147 | 1,115 |
| Assets and Liabilities | ||
| Total Assets: | $498,698,000 | 1,406 |
| Cash and due from depository institutions | $33,567,000 | 1,115 |
| Interest-bearing balances | $14,000 | 6,711 |
| Securities | $60,930,000 | 1,934 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $386,587,000 | 1,278 |
| Loan loss allowance | $8,222,000 | 873 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $2,650,000 | 3,965 |
| Other real estate owned | $1,028,000 | 1,115 |
| Goodwill and other intangibles | $847,000 | 1,772 |
| All other assets | $13,089,000 | 1,541 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $498,698,000 | 1,406 |
| Total liabilities | $462,200,000 | 1,380 |
| Total deposits | $433,671,000 | 1,258 |
| Interest-bearing deposits | $373,786,000 | 1,293 |
| Deposits held in domestic offices | $433,671,000 | 1,254 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,261,000 | 807 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $5,000,000 | 4,114 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $3,268,000 | 1,591 |
| Total equity capital | $36,498,000 | 1,848 |
| Total bank equity capital | $36,498,000 | 1,848 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,500,000 | 2,274 |
| Surplus | $16,950,000 | 1,771 |
| Undivided profits | $18,048,000 | 1,823 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,404,000 | 1,774 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $81,000 | 841 |
| Income earned, not collected on loans | $6,631,000 | 505 |
| Earning assets | $447,531,000 | 1,435 |
| Long-term assets (5+ years) | $62,754,000 | 1,921 |
| Average Assets, year-to-date | $482,800,200 | 1,420 |
| Average Assets, quarterly | $495,055,000 | 1,405 |
| Volatile liabilities | $102,691,000 | 1,487 |
| Insider loans | $4,570,000 | 1,741 |
| FHLB advances | $5,000,000 | 3,981 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $67,689,000 | 1,229 |
| Tier 1 (core) risk-based capital | $35,614,000 | 1,804 |
| Tier 2 risk-based capital | $5,044,000 | 1,177 |
| Total risk weighted assets | $400,350,000 | 1,309 |
| Total unused commitments | $67,689,000 | 1,230 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 141 | 1,180 |
| Assets and Liabilities | ||
| Total Assets: | $491,412,000 | 1,426 |
| Cash and due from depository institutions | $9,457,000 | 1,180 |
| Interest-bearing balances | $16,000 | 6,327 |
| Securities | $65,838,000 | 1,768 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $399,794,000 | 1,239 |
| Loan loss allowance | $6,101,000 | 1,023 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $2,828,000 | 3,838 |
| Other real estate owned | $285,000 | 1,180 |
| Goodwill and other intangibles | $847,000 | 1,835 |
| All other assets | $12,363,000 | 1,594 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $491,412,000 | 1,426 |
| Total liabilities | $453,608,000 | 1,386 |
| Total deposits | $404,992,000 | 1,339 |
| Interest-bearing deposits | $349,440,000 | 1,352 |
| Deposits held in domestic offices | $404,992,000 | 1,335 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,574,000 | 805 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $22,500,000 | 2,085 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,542,000 | 1,492 |
| Total equity capital | $37,804,000 | 1,798 |
| Total bank equity capital | $37,804,000 | 1,798 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,500,000 | 2,293 |
| Surplus | $16,950,000 | 1,751 |
| Undivided profits | $19,354,000 | 1,770 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,082,000 | 1,893 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $7,127,000 | 495 |
| Earning assets | $465,648,000 | 1,369 |
| Long-term assets (5+ years) | $64,666,000 | 1,841 |
| Average Assets, year-to-date | $478,825,750 | 1,436 |
| Average Assets, quarterly | $487,890,500 | 1,433 |
| Volatile liabilities | $92,920,000 | 1,566 |
| Insider loans | $2,157,000 | 3,010 |
| FHLB advances | $7,500,000 | 3,486 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $66,881,000 | 1,323 |
| Tier 1 (core) risk-based capital | $36,962,000 | 1,746 |
| Tier 2 risk-based capital | $5,066,000 | 1,123 |
| Total risk weighted assets | $404,182,000 | 1,284 |
| Total unused commitments | $66,881,000 | 1,325 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 148 | 1,132 |
| Assets and Liabilities | ||
| Total Assets: | $484,369,000 | 1,450 |
| Cash and due from depository institutions | $12,089,000 | 1,132 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $58,873,000 | 2,011 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $398,022,000 | 1,230 |
| Loan loss allowance | $5,426,000 | 1,111 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,823,000 | 3,832 |
| Other real estate owned | $300,000 | 1,132 |
| Goodwill and other intangibles | $847,000 | 1,846 |
| All other assets | $11,415,000 | 1,658 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $484,369,000 | 1,450 |
| Total liabilities | $447,415,000 | 1,409 |
| Total deposits | $410,480,000 | 1,298 |
| Interest-bearing deposits | $357,394,000 | 1,302 |
| Deposits held in domestic offices | $410,480,000 | 1,294 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,561,000 | 734 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $5,000,000 | 3,986 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,374,000 | 1,552 |
| Total equity capital | $36,954,000 | 1,851 |
| Total bank equity capital | $36,954,000 | 1,851 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,500,000 | 2,314 |
| Surplus | $16,950,000 | 1,731 |
| Undivided profits | $18,504,000 | 1,852 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,797,000 | 1,328 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $6,289,000 | 541 |
| Earning assets | $456,895,000 | 1,387 |
| Long-term assets (5+ years) | $63,532,000 | 1,864 |
| Average Assets, year-to-date | $474,630,330 | 1,440 |
| Average Assets, quarterly | $478,825,000 | 1,463 |
| Volatile liabilities | $100,141,000 | 1,462 |
| Insider loans | $2,606,000 | 2,650 |
| FHLB advances | $5,000,000 | 3,838 |
| Loans and leases held for sale | $345,000 | 1,288 |
| Unused loan commitments | $62,922,000 | 1,431 |
| Tier 1 (core) risk-based capital | $36,258,000 | 1,796 |
| Tier 2 risk-based capital | $5,051,000 | 1,097 |
| Total risk weighted assets | $403,659,000 | 1,284 |
| Total unused commitments | $62,922,000 | 1,431 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 147 | 1,145 |
| Assets and Liabilities | ||
| Total Assets: | $473,281,000 | 1,478 |
| Cash and due from depository institutions | $11,113,000 | 1,145 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $67,969,000 | 1,739 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 3,193 |
| Net loans & leases | $374,699,000 | 1,285 |
| Loan loss allowance | $5,133,000 | 1,104 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,924,000 | 3,751 |
| Other real estate owned | $153,000 | 1,145 |
| Goodwill and other intangibles | $847,000 | 1,839 |
| All other assets | $10,576,000 | 1,707 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $473,281,000 | 1,478 |
| Total liabilities | $437,116,000 | 1,425 |
| Total deposits | $405,133,000 | 1,318 |
| Interest-bearing deposits | $352,409,000 | 1,321 |
| Deposits held in domestic offices | $405,133,000 | 1,315 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,635,000 | 823 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $5,000,000 | 3,733 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,348,000 | 1,348 |
| Total equity capital | $36,165,000 | 1,949 |
| Total bank equity capital | $36,165,000 | 1,949 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,500,000 | 2,314 |
| Surplus | $16,950,000 | 1,725 |
| Undivided profits | $17,715,000 | 2,017 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,946,000 | 1,324 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $5,500,000 | 647 |
| Earning assets | $447,668,000 | 1,407 |
| Long-term assets (5+ years) | $44,566,000 | 2,341 |
| Average Assets, year-to-date | $469,761,000 | 1,458 |
| Average Assets, quarterly | $469,761,000 | 1,458 |
| Volatile liabilities | $85,983,000 | 1,647 |
| Insider loans | $2,278,000 | 2,844 |
| FHLB advances | $5,000,000 | 3,591 |
| Loans and leases held for sale | $583,000 | 1,171 |
| Unused loan commitments | $64,635,000 | 1,445 |
| Tier 1 (core) risk-based capital | $35,327,000 | 1,850 |
| Tier 2 risk-based capital | $4,790,000 | 1,130 |
| Total risk weighted assets | $382,860,000 | 1,339 |
| Total unused commitments | $64,635,000 | 1,446 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 148 | 1,141 |
| Assets and Liabilities | ||
| Total Assets: | $466,241,000 | 1,460 |
| Cash and due from depository institutions | $16,475,000 | 1,141 |
| Interest-bearing balances | $6,000 | 6,389 |
| Securities | $59,059,000 | 1,978 |
| Federal funds sold & reverse repurchase agreements | $7,700,000 | 1,768 |
| Net loans & leases | $368,929,000 | 1,303 |
| Loan loss allowance | $4,423,000 | 1,253 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,026,000 | 3,659 |
| Other real estate owned | $100,000 | 1,141 |
| Goodwill and other intangibles | $847,000 | 1,837 |
| All other assets | $10,105,000 | 1,773 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $466,241,000 | 1,460 |
| Total liabilities | $429,697,000 | 1,410 |
| Total deposits | $406,297,000 | 1,295 |
| Interest-bearing deposits | $346,490,000 | 1,335 |
| Deposits held in domestic offices | $406,297,000 | 1,293 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,048,000 | 1,046 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $5,000,000 | 3,561 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,352,000 | 1,641 |
| Total equity capital | $36,544,000 | 1,912 |
| Total bank equity capital | $36,544,000 | 1,912 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,500,000 | 2,312 |
| Surplus | $16,950,000 | 1,708 |
| Undivided profits | $18,094,000 | 1,949 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,426,000 | 1,491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $5,348,000 | 721 |
| Earning assets | $435,694,000 | 1,432 |
| Long-term assets (5+ years) | $42,787,000 | 2,246 |
| Average Assets, year-to-date | $455,672,000 | 1,427 |
| Average Assets, quarterly | $455,049,000 | 1,484 |
| Volatile liabilities | $75,449,000 | 1,855 |
| Insider loans | $5,035,000 | 1,515 |
| FHLB advances | $5,000,000 | 3,418 |
| Loans and leases held for sale | $1,158,000 | 870 |
| Unused loan commitments | $63,419,000 | 1,477 |
| Tier 1 (core) risk-based capital | $35,697,000 | 1,830 |
| Tier 2 risk-based capital | $4,448,000 | 1,200 |
| Total risk weighted assets | $373,975,000 | 1,363 |
| Total unused commitments | $63,419,000 | 1,478 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 151 | 1,123 |
| Assets and Liabilities | ||
| Total Assets: | $443,857,000 | 1,514 |
| Cash and due from depository institutions | $10,043,000 | 1,123 |
| Interest-bearing balances | $23,000 | 5,836 |
| Securities | $58,898,000 | 1,961 |
| Federal funds sold & reverse repurchase agreements | $9,200,000 | 1,591 |
| Net loans & leases | $350,209,000 | 1,340 |
| Loan loss allowance | $4,302,000 | 1,215 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,056,000 | 3,596 |
| Other real estate owned | $200,000 | 1,123 |
| Goodwill and other intangibles | $847,000 | 1,823 |
| All other assets | $11,404,000 | 1,590 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $443,857,000 | 1,514 |
| Total liabilities | $408,495,000 | 1,471 |
| Total deposits | $391,886,000 | 1,342 |
| Interest-bearing deposits | $342,523,000 | 1,339 |
| Deposits held in domestic offices | $391,886,000 | 1,338 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,627,000 | 1,353 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $5,000,000 | 3,448 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,982,000 | 1,795 |
| Total equity capital | $35,362,000 | 1,942 |
| Total bank equity capital | $35,362,000 | 1,942 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,500,000 | 2,291 |
| Surplus | $16,950,000 | 1,670 |
| Undivided profits | $16,912,000 | 2,064 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,467,000 | 1,721 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $6,711,000 | 601 |
| Earning assets | $418,330,000 | 1,476 |
| Long-term assets (5+ years) | $34,861,000 | 2,506 |
| Average Assets, year-to-date | $453,029,750 | 1,428 |
| Average Assets, quarterly | $447,785,500 | 1,488 |
| Volatile liabilities | $67,164,000 | 1,992 |
| Insider loans | $5,141,000 | 1,439 |
| FHLB advances | $5,000,000 | 3,294 |
| Loans and leases held for sale | $514,000 | 1,150 |
| Unused loan commitments | $64,425,000 | 1,472 |
| Tier 1 (core) risk-based capital | $34,515,000 | 1,875 |
| Tier 2 risk-based capital | $4,326,000 | 1,205 |
| Total risk weighted assets | $360,801,000 | 1,394 |
| Total unused commitments | $64,425,000 | 1,473 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 148 | 1,161 |
| Assets and Liabilities | ||
| Total Assets: | $451,714,000 | 1,478 |
| Cash and due from depository institutions | $21,359,000 | 1,161 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $58,640,000 | 1,955 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 2,091 |
| Net loans & leases | $350,236,000 | 1,344 |
| Loan loss allowance | $4,155,000 | 1,276 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,068,000 | 3,571 |
| Other real estate owned | $0 | 1,161 |
| Goodwill and other intangibles | $847,000 | 1,833 |
| All other assets | $10,564,000 | 1,687 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $451,714,000 | 1,478 |
| Total liabilities | $416,225,000 | 1,431 |
| Total deposits | $397,899,000 | 1,331 |
| Interest-bearing deposits | $347,226,000 | 1,321 |
| Deposits held in domestic offices | $397,899,000 | 1,326 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,424,000 | 1,177 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,000,000 | 3,355 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,902,000 | 1,777 |
| Total equity capital | $35,489,000 | 1,910 |
| Total bank equity capital | $35,489,000 | 1,910 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,500,000 | 2,291 |
| Surplus | $16,950,000 | 1,670 |
| Undivided profits | $17,039,000 | 2,021 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,555,000 | 1,485 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $5,876,000 | 653 |
| Earning assets | $415,876,000 | 1,472 |
| Long-term assets (5+ years) | $34,434,000 | 2,493 |
| Average Assets, year-to-date | $456,087,330 | 1,442 |
| Average Assets, quarterly | $454,241,000 | 1,457 |
| Volatile liabilities | $67,518,000 | 1,970 |
| Insider loans | $6,217,000 | 1,187 |
| FHLB advances | $5,000,000 | 3,202 |
| Loans and leases held for sale | $877,000 | 1,045 |
| Unused loan commitments | $57,068,000 | 1,651 |
| Tier 1 (core) risk-based capital | $34,642,000 | 1,877 |
| Tier 2 risk-based capital | $4,181,000 | 1,263 |
| Total risk weighted assets | $358,324,000 | 1,397 |
| Total unused commitments | $57,068,000 | 1,653 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 150 | 1,133 |
| Assets and Liabilities | ||
| Total Assets: | $456,768,000 | 1,453 |
| Cash and due from depository institutions | $16,773,000 | 1,133 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $59,424,000 | 1,956 |
| Federal funds sold & reverse repurchase agreements | $19,500,000 | 997 |
| Net loans & leases | $336,495,000 | 1,377 |
| Loan loss allowance | $4,256,000 | 1,222 |
| Trading account assets | $10,265,000 | 169 |
| Bank premises and fixed assets | $3,130,000 | 3,478 |
| Other real estate owned | $160,000 | 1,133 |
| Goodwill and other intangibles | $847,000 | 1,833 |
| All other assets | $10,174,000 | 1,699 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $456,768,000 | 1,453 |
| Total liabilities | $420,791,000 | 1,405 |
| Total deposits | $393,994,000 | 1,326 |
| Interest-bearing deposits | $345,718,000 | 1,318 |
| Deposits held in domestic offices | $393,994,000 | 1,321 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,164,000 | 1,003 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $10,000,000 | 2,406 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,633,000 | 1,506 |
| Total equity capital | $35,977,000 | 1,894 |
| Total bank equity capital | $35,977,000 | 1,894 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,500,000 | 2,279 |
| Surplus | $16,950,000 | 1,634 |
| Undivided profits | $17,527,000 | 2,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,639,000 | 1,311 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $5,355,000 | 701 |
| Earning assets | $425,684,000 | 1,426 |
| Long-term assets (5+ years) | $35,011,000 | 2,432 |
| Average Assets, year-to-date | $458,274,000 | 1,436 |
| Average Assets, quarterly | $458,274,000 | 1,436 |
| Volatile liabilities | $69,948,000 | 1,897 |
| Insider loans | $6,836,000 | 1,056 |
| FHLB advances | $10,000,000 | 2,286 |
| Loans and leases held for sale | $3,936,000 | 455 |
| Unused loan commitments | $55,529,000 | 1,683 |
| Tier 1 (core) risk-based capital | $35,130,000 | 1,831 |
| Tier 2 risk-based capital | $4,288,000 | 1,210 |
| Total risk weighted assets | $356,867,000 | 1,391 |
| Total unused commitments | $55,529,000 | 1,684 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 150 | 1,132 |
| Assets and Liabilities | ||
| Total Assets: | $459,780,000 | 1,428 |
| Cash and due from depository institutions | $22,068,000 | 1,132 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $63,993,000 | 1,855 |
| Federal funds sold & reverse repurchase agreements | $13,000,000 | 1,269 |
| Net loans & leases | $335,549,000 | 1,369 |
| Loan loss allowance | $4,812,000 | 1,063 |
| Trading account assets | $10,167,000 | 83 |
| Bank premises and fixed assets | $3,173,000 | 3,420 |
| Other real estate owned | $611,000 | 1,132 |
| Goodwill and other intangibles | $847,000 | 1,827 |
| All other assets | $10,372,000 | 1,685 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $459,780,000 | 1,428 |
| Total liabilities | $425,294,000 | 1,381 |
| Total deposits | $397,157,000 | 1,298 |
| Interest-bearing deposits | $341,009,000 | 1,310 |
| Deposits held in domestic offices | $397,157,000 | 1,295 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,311,000 | 958 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,503 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,826,000 | 1,828 |
| Total equity capital | $34,486,000 | 1,939 |
| Total bank equity capital | $34,486,000 | 1,939 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,500,000 | 2,271 |
| Surplus | $16,950,000 | 1,606 |
| Undivided profits | $16,036,000 | 2,118 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,269,000 | 1,395 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $5,457,000 | 700 |
| Earning assets | $422,709,000 | 1,423 |
| Long-term assets (5+ years) | $32,726,000 | 2,515 |
| Average Assets, year-to-date | $461,015,000 | 1,352 |
| Average Assets, quarterly | $457,453,000 | 1,414 |
| Volatile liabilities | $72,578,000 | 1,980 |
| Insider loans | $5,375,000 | 1,345 |
| FHLB advances | $10,000,000 | 2,386 |
| Loans and leases held for sale | $1,736,000 | 751 |
| Unused loan commitments | $59,443,000 | 1,599 |
| Tier 1 (core) risk-based capital | $33,639,000 | 1,894 |
| Tier 2 risk-based capital | $4,501,000 | 1,144 |
| Total risk weighted assets | $359,731,000 | 1,357 |
| Total unused commitments | $59,443,000 | 1,600 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 155 | 1,119 |
| Assets and Liabilities | ||
| Total Assets: | $455,126,000 | 1,428 |
| Cash and due from depository institutions | $15,838,000 | 1,119 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $73,803,000 | 1,643 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $338,369,000 | 1,344 |
| Loan loss allowance | $4,956,000 | 1,045 |
| Trading account assets | $11,658,000 | 83 |
| Bank premises and fixed assets | $3,054,000 | 3,465 |
| Other real estate owned | $484,000 | 1,119 |
| Goodwill and other intangibles | $847,000 | 1,828 |
| All other assets | $11,073,000 | 1,588 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $455,126,000 | 1,428 |
| Total liabilities | $420,390,000 | 1,381 |
| Total deposits | $375,267,000 | 1,367 |
| Interest-bearing deposits | $327,715,000 | 1,350 |
| Deposits held in domestic offices | $375,267,000 | 1,362 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,142,000 | 612 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,000,000 | 2,638 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,981,000 | 1,729 |
| Total equity capital | $34,736,000 | 1,908 |
| Total bank equity capital | $34,736,000 | 1,908 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,500,000 | 2,278 |
| Surplus | $16,950,000 | 1,588 |
| Undivided profits | $16,286,000 | 2,091 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,571,000 | 1,197 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $6,145,000 | 618 |
| Earning assets | $423,830,000 | 1,411 |
| Long-term assets (5+ years) | $34,970,000 | 2,354 |
| Average Assets, year-to-date | $461,323,750 | 1,367 |
| Average Assets, quarterly | $463,923,500 | 1,387 |
| Volatile liabilities | $88,509,000 | 1,658 |
| Insider loans | $6,358,000 | 1,097 |
| FHLB advances | $10,000,000 | 2,507 |
| Loans and leases held for sale | $3,583,000 | 481 |
| Unused loan commitments | $60,264,000 | 1,609 |
| Tier 1 (core) risk-based capital | $33,889,000 | 1,865 |
| Tier 2 risk-based capital | $4,415,000 | 1,165 |
| Total risk weighted assets | $352,648,000 | 1,376 |
| Total unused commitments | $60,264,000 | 1,610 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 161 | 1,066 |
| Assets and Liabilities | ||
| Total Assets: | $472,721,000 | 1,365 |
| Cash and due from depository institutions | $18,258,000 | 1,066 |
| Interest-bearing balances | $8,000 | 6,427 |
| Securities | $84,215,000 | 1,436 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $343,145,000 | 1,305 |
| Loan loss allowance | $4,979,000 | 1,026 |
| Trading account assets | $12,292,000 | 82 |
| Bank premises and fixed assets | $3,117,000 | 3,380 |
| Other real estate owned | $561,000 | 1,066 |
| Goodwill and other intangibles | $847,000 | 1,826 |
| All other assets | $10,286,000 | 1,674 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $472,721,000 | 1,365 |
| Total liabilities | $439,104,000 | 1,330 |
| Total deposits | $386,527,000 | 1,300 |
| Interest-bearing deposits | $337,058,000 | 1,276 |
| Deposits held in domestic offices | $386,527,000 | 1,296 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,632,000 | 556 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $10,000,000 | 2,644 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,945,000 | 1,620 |
| Total equity capital | $33,617,000 | 1,900 |
| Total bank equity capital | $33,617,000 | 1,900 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,500,000 | 2,272 |
| Surplus | $16,950,000 | 1,548 |
| Undivided profits | $15,167,000 | 2,122 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,036,000 | 884 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $5,288,000 | 640 |
| Earning assets | $439,660,000 | 1,345 |
| Long-term assets (5+ years) | $35,149,000 | 2,324 |
| Average Assets, year-to-date | $463,389,670 | 1,369 |
| Average Assets, quarterly | $464,691,500 | 1,368 |
| Volatile liabilities | $105,444,000 | 1,414 |
| Insider loans | $6,466,000 | 1,071 |
| FHLB advances | $10,000,000 | 2,510 |
| Loans and leases held for sale | $5,110,000 | 390 |
| Unused loan commitments | $55,402,000 | 1,718 |
| Tier 1 (core) risk-based capital | $32,770,000 | 1,901 |
| Tier 2 risk-based capital | $4,514,000 | 1,115 |
| Total risk weighted assets | $360,633,000 | 1,311 |
| Total unused commitments | $55,402,000 | 1,719 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 162 | 1,034 |
| Assets and Liabilities | ||
| Total Assets: | $456,662,000 | 1,386 |
| Cash and due from depository institutions | $14,851,000 | 1,034 |
| Interest-bearing balances | $7,000 | 6,479 |
| Securities | $79,529,000 | 1,538 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,249 |
| Net loans & leases | $328,317,000 | 1,315 |
| Loan loss allowance | $4,803,000 | 1,055 |
| Trading account assets | $17,964,000 | 78 |
| Bank premises and fixed assets | $3,012,000 | 3,425 |
| Other real estate owned | $500,000 | 1,034 |
| Goodwill and other intangibles | $847,000 | 1,800 |
| All other assets | $9,642,000 | 1,732 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $456,662,000 | 1,386 |
| Total liabilities | $422,558,000 | 1,347 |
| Total deposits | $396,809,000 | 1,249 |
| Interest-bearing deposits | $347,086,000 | 1,213 |
| Deposits held in domestic offices | $396,809,000 | 1,245 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,303,000 | 1,023 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,571 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,446,000 | 1,411 |
| Total equity capital | $34,104,000 | 1,849 |
| Total bank equity capital | $34,104,000 | 1,849 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,500,000 | 2,261 |
| Surplus | $16,950,000 | 1,503 |
| Undivided profits | $15,654,000 | 2,082 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,872,000 | 921 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $4,735,000 | 682 |
| Earning assets | $427,817,000 | 1,353 |
| Long-term assets (5+ years) | $32,862,000 | 2,425 |
| Average Assets, year-to-date | $458,724,000 | 1,377 |
| Average Assets, quarterly | $458,724,000 | 1,377 |
| Volatile liabilities | $75,863,000 | 1,778 |
| Insider loans | $5,323,000 | 1,286 |
| FHLB advances | $10,000,000 | 2,454 |
| Loans and leases held for sale | $4,336,000 | 359 |
| Unused loan commitments | $53,290,000 | 1,749 |
| Tier 1 (core) risk-based capital | $33,257,000 | 1,833 |
| Tier 2 risk-based capital | $4,390,000 | 1,123 |
| Total risk weighted assets | $350,738,000 | 1,318 |
| Total unused commitments | $53,290,000 | 1,750 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 165 | 1,008 |
| Assets and Liabilities | ||
| Total Assets: | $460,786,000 | 1,371 |
| Cash and due from depository institutions | $15,967,000 | 1,008 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $84,883,000 | 1,446 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,486 |
| Net loans & leases | $325,457,000 | 1,309 |
| Loan loss allowance | $4,198,000 | 1,184 |
| Trading account assets | $14,820,000 | 76 |
| Bank premises and fixed assets | $3,126,000 | 3,315 |
| Other real estate owned | $462,000 | 1,008 |
| Goodwill and other intangibles | $847,000 | 1,797 |
| All other assets | $10,224,000 | 1,644 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $460,786,000 | 1,371 |
| Total liabilities | $427,866,000 | 1,324 |
| Total deposits | $397,596,000 | 1,224 |
| Interest-bearing deposits | $337,188,000 | 1,221 |
| Deposits held in domestic offices | $397,596,000 | 1,222 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,865,000 | 858 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,000,000 | 2,660 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,405,000 | 1,415 |
| Total equity capital | $32,920,000 | 1,888 |
| Total bank equity capital | $32,920,000 | 1,888 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,500,000 | 2,256 |
| Surplus | $16,950,000 | 1,475 |
| Undivided profits | $14,470,000 | 2,214 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,282,000 | 804 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $5,077,000 | 632 |
| Earning assets | $430,160,000 | 1,342 |
| Long-term assets (5+ years) | $29,720,000 | 2,561 |
| Average Assets, year-to-date | $475,533,400 | 1,254 |
| Average Assets, quarterly | $457,579,500 | 1,360 |
| Volatile liabilities | $77,880,000 | 1,697 |
| Insider loans | $5,373,000 | 1,260 |
| FHLB advances | $10,000,000 | 2,516 |
| Loans and leases held for sale | $19,087,000 | 180 |
| Unused loan commitments | $48,277,000 | 1,836 |
| Tier 1 (core) risk-based capital | $32,073,000 | 1,878 |
| Tier 2 risk-based capital | $4,248,000 | 1,143 |
| Total risk weighted assets | $350,697,000 | 1,294 |
| Total unused commitments | $48,277,000 | 1,836 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 166 | 988 |
| Assets and Liabilities | ||
| Total Assets: | $454,373,000 | 1,349 |
| Cash and due from depository institutions | $16,152,000 | 988 |
| Interest-bearing balances | $4,000 | 6,664 |
| Securities | $85,178,000 | 1,430 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,288 |
| Net loans & leases | $315,889,000 | 1,325 |
| Loan loss allowance | $4,636,000 | 1,053 |
| Trading account assets | $12,424,000 | 76 |
| Bank premises and fixed assets | $3,175,000 | 3,237 |
| Other real estate owned | $435,000 | 988 |
| Goodwill and other intangibles | $847,000 | 1,778 |
| All other assets | $10,273,000 | 1,585 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $454,373,000 | 1,349 |
| Total liabilities | $421,985,000 | 1,308 |
| Total deposits | $389,471,000 | 1,214 |
| Interest-bearing deposits | $340,378,000 | 1,170 |
| Deposits held in domestic offices | $389,471,000 | 1,211 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,123,000 | 792 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $10,000,000 | 2,673 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,391,000 | 1,367 |
| Total equity capital | $32,388,000 | 1,889 |
| Total bank equity capital | $32,388,000 | 1,889 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,500,000 | 2,225 |
| Surplus | $16,950,000 | 1,429 |
| Undivided profits | $13,938,000 | 2,308 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,797,000 | 958 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $5,147,000 | 593 |
| Earning assets | $423,495,000 | 1,323 |
| Long-term assets (5+ years) | $25,341,000 | 2,842 |
| Average Assets, year-to-date | $479,220,250 | 1,237 |
| Average Assets, quarterly | $472,325,500 | 1,288 |
| Volatile liabilities | $87,096,000 | 1,490 |
| Insider loans | $5,059,000 | 1,266 |
| FHLB advances | $10,000,000 | 2,512 |
| Loans and leases held for sale | $13,760,000 | 230 |
| Unused loan commitments | $56,291,000 | 1,593 |
| Tier 1 (core) risk-based capital | $31,541,000 | 1,862 |
| Tier 2 risk-based capital | $4,278,000 | 1,105 |
| Total risk weighted assets | $341,809,000 | 1,288 |
| Total unused commitments | $56,291,000 | 1,593 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 169 | 964 |
| Assets and Liabilities | ||
| Total Assets: | $490,278,000 | 1,217 |
| Cash and due from depository institutions | $13,916,000 | 964 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $87,960,000 | 1,404 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $355,995,000 | 1,127 |
| Loan loss allowance | $5,835,000 | 834 |
| Trading account assets | $18,030,000 | 67 |
| Bank premises and fixed assets | $3,195,000 | 3,170 |
| Other real estate owned | $437,000 | 964 |
| Goodwill and other intangibles | $847,000 | 1,778 |
| All other assets | $9,898,000 | 1,597 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $490,278,000 | 1,217 |
| Total liabilities | $453,770,000 | 1,181 |
| Total deposits | $394,531,000 | 1,171 |
| Interest-bearing deposits | $345,686,000 | 1,121 |
| Deposits held in domestic offices | $394,531,000 | 1,168 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $45,622,000 | 471 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,000,000 | 2,628 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,617,000 | 1,231 |
| Total equity capital | $36,508,000 | 1,634 |
| Total bank equity capital | $36,508,000 | 1,634 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,500,000 | 2,206 |
| Surplus | $16,950,000 | 1,400 |
| Undivided profits | $18,058,000 | 1,845 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,420,000 | 755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $4,746,000 | 595 |
| Earning assets | $461,985,000 | 1,180 |
| Long-term assets (5+ years) | $25,483,000 | 2,868 |
| Average Assets, year-to-date | $487,502,670 | 1,188 |
| Average Assets, quarterly | $490,564,000 | 1,197 |
| Volatile liabilities | $114,068,000 | 1,150 |
| Insider loans | $5,762,000 | 1,090 |
| FHLB advances | $10,000,000 | 2,493 |
| Loans and leases held for sale | $28,812,000 | 158 |
| Unused loan commitments | $57,270,000 | 1,522 |
| Tier 1 (core) risk-based capital | $35,661,000 | 1,557 |
| Tier 2 risk-based capital | $4,859,000 | 957 |
| Total risk weighted assets | $387,724,000 | 1,090 |
| Total unused commitments | $57,270,000 | 1,522 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 164 | 980 |
| Assets and Liabilities | ||
| Total Assets: | $490,850,000 | 1,194 |
| Cash and due from depository institutions | $16,245,000 | 980 |
| Interest-bearing balances | $4,000 | 6,669 |
| Securities | $95,423,000 | 1,316 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $344,949,000 | 1,139 |
| Loan loss allowance | $5,452,000 | 883 |
| Trading account assets | $19,300,000 | 65 |
| Bank premises and fixed assets | $3,322,000 | 3,055 |
| Other real estate owned | $585,000 | 980 |
| Goodwill and other intangibles | $847,000 | 1,771 |
| All other assets | $10,179,000 | 1,548 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $490,850,000 | 1,194 |
| Total liabilities | $455,753,000 | 1,160 |
| Total deposits | $385,678,000 | 1,184 |
| Interest-bearing deposits | $336,396,000 | 1,149 |
| Deposits held in domestic offices | $385,678,000 | 1,181 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $57,198,000 | 418 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,000,000 | 2,562 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,877,000 | 1,457 |
| Total equity capital | $35,097,000 | 1,643 |
| Total bank equity capital | $35,097,000 | 1,643 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,500,000 | 2,212 |
| Surplus | $16,950,000 | 1,357 |
| Undivided profits | $16,647,000 | 1,938 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,156,000 | 822 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $4,309,000 | 629 |
| Earning assets | $459,676,000 | 1,169 |
| Long-term assets (5+ years) | $24,582,000 | 3,029 |
| Average Assets, year-to-date | $486,115,000 | 1,190 |
| Average Assets, quarterly | $486,115,000 | 1,190 |
| Volatile liabilities | $107,427,000 | 1,148 |
| Insider loans | $5,497,000 | 1,121 |
| FHLB advances | $10,000,000 | 2,434 |
| Loans and leases held for sale | $28,532,000 | 137 |
| Unused loan commitments | $53,328,000 | 1,556 |
| Tier 1 (core) risk-based capital | $34,250,000 | 1,602 |
| Tier 2 risk-based capital | $4,758,000 | 967 |
| Total risk weighted assets | $379,883,000 | 1,094 |
| Total unused commitments | $53,328,000 | 1,556 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 164 | 999 |
| Assets and Liabilities | ||
| Total Assets: | $481,380,000 | 1,208 |
| Cash and due from depository institutions | $17,526,000 | 999 |
| Interest-bearing balances | $8,000 | 6,536 |
| Securities | $93,238,000 | 1,362 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $345,409,000 | 1,121 |
| Loan loss allowance | $6,816,000 | 695 |
| Trading account assets | $9,803,000 | 82 |
| Bank premises and fixed assets | $3,192,000 | 3,133 |
| Other real estate owned | $697,000 | 999 |
| Goodwill and other intangibles | $847,000 | 1,764 |
| All other assets | $10,668,000 | 1,448 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $481,380,000 | 1,208 |
| Total liabilities | $447,353,000 | 1,167 |
| Total deposits | $381,934,000 | 1,177 |
| Interest-bearing deposits | $329,052,000 | 1,170 |
| Deposits held in domestic offices | $381,934,000 | 1,174 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $52,449,000 | 447 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $10,500,000 | 2,511 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,470,000 | 1,605 |
| Total equity capital | $34,027,000 | 1,700 |
| Total bank equity capital | $34,027,000 | 1,700 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,500,000 | 2,198 |
| Surplus | $16,950,000 | 1,344 |
| Undivided profits | $15,577,000 | 2,075 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,214,000 | 655 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $4,103,000 | 647 |
| Earning assets | $448,458,000 | 1,189 |
| Long-term assets (5+ years) | $22,646,000 | 3,242 |
| Average Assets, year-to-date | $486,464,400 | 1,129 |
| Average Assets, quarterly | $486,945,500 | 1,177 |
| Volatile liabilities | $97,749,000 | 1,226 |
| Insider loans | $5,639,000 | 1,079 |
| FHLB advances | $10,000,000 | 2,428 |
| Loans and leases held for sale | $44,540,000 | 111 |
| Unused loan commitments | $44,303,000 | 1,751 |
| Tier 1 (core) risk-based capital | $33,180,000 | 1,639 |
| Tier 2 risk-based capital | $4,678,000 | 990 |
| Total risk weighted assets | $372,142,000 | 1,102 |
| Total unused commitments | $44,303,000 | 1,752 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 163 | 986 |
| Assets and Liabilities | ||
| Total Assets: | $492,511,000 | 1,158 |
| Cash and due from depository institutions | $16,123,000 | 986 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $90,366,000 | 1,421 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $369,639,000 | 1,033 |
| Loan loss allowance | $10,184,000 | 485 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,204,000 | 3,082 |
| Other real estate owned | $722,000 | 986 |
| Goodwill and other intangibles | $847,000 | 1,733 |
| All other assets | $11,610,000 | 1,313 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $492,511,000 | 1,158 |
| Total liabilities | $457,900,000 | 1,120 |
| Total deposits | $374,463,000 | 1,181 |
| Interest-bearing deposits | $327,425,000 | 1,166 |
| Deposits held in domestic offices | $374,463,000 | 1,177 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $69,793,000 | 356 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $10,000,000 | 2,560 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,644,000 | 1,189 |
| Total equity capital | $34,611,000 | 1,637 |
| Total bank equity capital | $34,611,000 | 1,637 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,500,000 | 2,195 |
| Surplus | $16,950,000 | 1,295 |
| Undivided profits | $16,161,000 | 2,025 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,342,000 | 661 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $4,966,000 | 542 |
| Earning assets | $460,005,000 | 1,143 |
| Long-term assets (5+ years) | $29,990,000 | 2,733 |
| Average Assets, year-to-date | $487,735,500 | 1,122 |
| Average Assets, quarterly | $487,352,500 | 1,156 |
| Volatile liabilities | $116,955,000 | 1,007 |
| Insider loans | $5,766,000 | 1,008 |
| FHLB advances | $10,000,000 | 2,424 |
| Loans and leases held for sale | $1,407,000 | 743 |
| Unused loan commitments | $45,434,000 | 1,686 |
| Tier 1 (core) risk-based capital | $33,764,000 | 1,561 |
| Tier 2 risk-based capital | $4,673,000 | 967 |
| Total risk weighted assets | $368,323,000 | 1,081 |
| Total unused commitments | $45,434,000 | 1,687 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 169 | 956 |
| Assets and Liabilities | ||
| Total Assets: | $482,194,000 | 1,166 |
| Cash and due from depository institutions | $13,242,000 | 956 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $88,032,000 | 1,487 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $362,269,000 | 1,014 |
| Loan loss allowance | $10,593,000 | 471 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,272,000 | 2,994 |
| Other real estate owned | $2,558,000 | 956 |
| Goodwill and other intangibles | $847,000 | 1,733 |
| All other assets | $11,974,000 | 1,269 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $482,194,000 | 1,166 |
| Total liabilities | $444,778,000 | 1,144 |
| Total deposits | $378,991,000 | 1,139 |
| Interest-bearing deposits | $334,168,000 | 1,110 |
| Deposits held in domestic offices | $378,991,000 | 1,135 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $47,594,000 | 456 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $15,000,000 | 2,023 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,193,000 | 1,222 |
| Total equity capital | $37,416,000 | 1,449 |
| Total bank equity capital | $37,416,000 | 1,449 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,500,000 | 2,197 |
| Surplus | $16,950,000 | 1,256 |
| Undivided profits | $18,966,000 | 1,682 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,627,000 | 467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $4,875,000 | 528 |
| Earning assets | $450,301,000 | 1,144 |
| Long-term assets (5+ years) | $25,228,000 | 3,178 |
| Average Assets, year-to-date | $486,143,670 | 1,121 |
| Average Assets, quarterly | $482,899,000 | 1,143 |
| Volatile liabilities | $100,589,000 | 1,132 |
| Insider loans | $5,072,000 | 1,109 |
| FHLB advances | $15,000,000 | 1,895 |
| Loans and leases held for sale | $857,000 | 958 |
| Unused loan commitments | $40,635,000 | 1,833 |
| Tier 1 (core) risk-based capital | $36,569,000 | 1,421 |
| Tier 2 risk-based capital | $4,610,000 | 967 |
| Total risk weighted assets | $362,802,000 | 1,069 |
| Total unused commitments | $40,635,000 | 1,838 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 169 | 949 |
| Assets and Liabilities | ||
| Total Assets: | $483,604,000 | 1,143 |
| Cash and due from depository institutions | $28,707,000 | 949 |
| Interest-bearing balances | $4,000 | 6,802 |
| Securities | $83,795,000 | 1,547 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $355,099,000 | 1,021 |
| Loan loss allowance | $11,540,000 | 429 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,333,000 | 2,908 |
| Other real estate owned | $98,000 | 949 |
| Goodwill and other intangibles | $847,000 | 1,731 |
| All other assets | $11,725,000 | 1,226 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $483,604,000 | 1,143 |
| Total liabilities | $446,983,000 | 1,115 |
| Total deposits | $392,610,000 | 1,079 |
| Interest-bearing deposits | $348,566,000 | 1,046 |
| Deposits held in domestic offices | $392,610,000 | 1,077 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,955,000 | 518 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $15,000,000 | 1,931 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $4,418,000 | 1,050 |
| Total equity capital | $36,621,000 | 1,508 |
| Total bank equity capital | $36,621,000 | 1,508 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,500,000 | 2,193 |
| Surplus | $16,950,000 | 1,245 |
| Undivided profits | $18,171,000 | 1,831 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,480,000 | 354 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $4,300,000 | 583 |
| Earning assets | $438,898,000 | 1,156 |
| Long-term assets (5+ years) | $23,041,000 | 3,292 |
| Average Assets, year-to-date | $488,118,500 | 1,118 |
| Average Assets, quarterly | $488,118,500 | 1,118 |
| Volatile liabilities | $92,379,000 | 1,154 |
| Insider loans | $5,086,000 | 1,106 |
| FHLB advances | $15,000,000 | 1,803 |
| Loans and leases held for sale | $695,000 | 1,151 |
| Unused loan commitments | $39,889,000 | 1,797 |
| Tier 1 (core) risk-based capital | $35,774,000 | 1,429 |
| Tier 2 risk-based capital | $4,776,000 | 928 |
| Total risk weighted assets | $375,330,000 | 1,007 |
| Total unused commitments | $39,889,000 | 1,803 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 164 | 997 |
| Assets and Liabilities | ||
| Total Assets: | $492,633,000 | 1,127 |
| Cash and due from depository institutions | $25,157,000 | 997 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $90,754,000 | 1,478 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $348,697,000 | 1,035 |
| Loan loss allowance | $10,203,000 | 492 |
| Trading account assets | $5,561,000 | 87 |
| Bank premises and fixed assets | $3,360,000 | 2,886 |
| Other real estate owned | $101,000 | 997 |
| Goodwill and other intangibles | $6,950,000 | 585 |
| All other assets | $12,053,000 | 1,225 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $492,633,000 | 1,127 |
| Total liabilities | $455,344,000 | 1,095 |
| Total deposits | $401,030,000 | 1,056 |
| Interest-bearing deposits | $352,438,000 | 1,025 |
| Deposits held in domestic offices | $401,030,000 | 1,055 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,553,000 | 546 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $15,000,000 | 1,957 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,761,000 | 1,153 |
| Total equity capital | $37,289,000 | 1,459 |
| Total bank equity capital | $37,289,000 | 1,459 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,500,000 | 2,208 |
| Surplus | $16,950,000 | 1,214 |
| Undivided profits | $18,839,000 | 1,732 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,214,000 | 453 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $4,738,000 | 541 |
| Earning assets | $445,012,000 | 1,133 |
| Long-term assets (5+ years) | $24,078,000 | 3,232 |
| Average Assets, year-to-date | $495,299,400 | 1,087 |
| Average Assets, quarterly | $492,569,000 | 1,115 |
| Volatile liabilities | $89,495,000 | 1,204 |
| Insider loans | $5,204,000 | 1,063 |
| FHLB advances | $15,000,000 | 1,825 |
| Loans and leases held for sale | $17,824,000 | 184 |
| Unused loan commitments | $36,342,000 | 1,882 |
| Tier 1 (core) risk-based capital | $36,442,000 | 1,404 |
| Tier 2 risk-based capital | $4,864,000 | 921 |
| Total risk weighted assets | $383,774,000 | 987 |
| Total unused commitments | $36,342,000 | 1,885 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 164 | 1,013 |
| Assets and Liabilities | ||
| Total Assets: | $492,505,000 | 1,139 |
| Cash and due from depository institutions | $19,032,000 | 1,013 |
| Interest-bearing balances | $11,000 | 6,631 |
| Securities | $96,912,000 | 1,382 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $353,593,000 | 1,011 |
| Loan loss allowance | $11,361,000 | 460 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,486,000 | 2,754 |
| Other real estate owned | $140,000 | 1,013 |
| Goodwill and other intangibles | $7,272,000 | 568 |
| All other assets | $12,070,000 | 1,225 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $492,505,000 | 1,139 |
| Total liabilities | $452,561,000 | 1,114 |
| Total deposits | $395,769,000 | 1,083 |
| Interest-bearing deposits | $354,892,000 | 1,038 |
| Deposits held in domestic offices | $395,769,000 | 1,081 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,727,000 | 523 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $15,000,000 | 1,876 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,065,000 | 1,135 |
| Total equity capital | $39,944,000 | 1,374 |
| Total bank equity capital | $39,944,000 | 1,374 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,500,000 | 2,218 |
| Surplus | $16,950,000 | 1,200 |
| Undivided profits | $21,494,000 | 1,525 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,054,000 | 658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $5,362,000 | 497 |
| Earning assets | $450,516,000 | 1,136 |
| Long-term assets (5+ years) | $27,232,000 | 2,991 |
| Average Assets, year-to-date | $495,966,000 | 1,101 |
| Average Assets, quarterly | $497,908,000 | 1,124 |
| Volatile liabilities | $90,774,000 | 1,165 |
| Insider loans | $5,921,000 | 892 |
| FHLB advances | $15,000,000 | 1,741 |
| Loans and leases held for sale | $2,619,000 | 754 |
| Unused loan commitments | $37,345,000 | 1,864 |
| Tier 1 (core) risk-based capital | $39,097,000 | 1,314 |
| Tier 2 risk-based capital | $4,851,000 | 923 |
| Total risk weighted assets | $381,594,000 | 991 |
| Total unused commitments | $37,345,000 | 1,866 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 164 | 1,015 |
| Assets and Liabilities | ||
| Total Assets: | $503,311,000 | 1,106 |
| Cash and due from depository institutions | $36,818,000 | 1,015 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $93,069,000 | 1,389 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $350,195,000 | 1,014 |
| Loan loss allowance | $11,308,000 | 458 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,674,000 | 2,593 |
| Other real estate owned | $276,000 | 1,015 |
| Goodwill and other intangibles | $7,611,000 | 532 |
| All other assets | $11,668,000 | 1,197 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $503,311,000 | 1,106 |
| Total liabilities | $464,934,000 | 1,079 |
| Total deposits | $406,278,000 | 1,055 |
| Interest-bearing deposits | $356,761,000 | 1,026 |
| Deposits held in domestic offices | $406,278,000 | 1,054 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $39,197,000 | 488 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $15,000,000 | 1,850 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $4,459,000 | 1,094 |
| Total equity capital | $38,377,000 | 1,424 |
| Total bank equity capital | $38,377,000 | 1,424 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,500,000 | 2,218 |
| Surplus | $16,950,000 | 1,177 |
| Undivided profits | $19,927,000 | 1,662 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,692,000 | 582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $564,000 | 354 |
| Income earned, not collected on loans | $5,028,000 | 525 |
| Earning assets | $443,264,000 | 1,149 |
| Long-term assets (5+ years) | $33,656,000 | 2,424 |
| Average Assets, year-to-date | $497,119,670 | 1,092 |
| Average Assets, quarterly | $498,074,500 | 1,101 |
| Volatile liabilities | $90,726,000 | 1,152 |
| Insider loans | $5,236,000 | 1,005 |
| FHLB advances | $15,000,000 | 1,718 |
| Loans and leases held for sale | $3,784,000 | 813 |
| Unused loan commitments | $39,935,000 | 1,705 |
| Tier 1 (core) risk-based capital | $37,530,000 | 1,334 |
| Tier 2 risk-based capital | $4,882,000 | 882 |
| Total risk weighted assets | $384,127,000 | 967 |
| Total unused commitments | $39,935,000 | 1,715 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 166 | 986 |
| Assets and Liabilities | ||
| Total Assets: | $492,838,000 | 1,107 |
| Cash and due from depository institutions | $27,915,000 | 986 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $94,500,000 | 1,345 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $343,996,000 | 1,014 |
| Loan loss allowance | $11,071,000 | 460 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,959,000 | 2,398 |
| Other real estate owned | $741,000 | 986 |
| Goodwill and other intangibles | $10,552,000 | 433 |
| All other assets | $11,175,000 | 1,216 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $492,838,000 | 1,107 |
| Total liabilities | $455,507,000 | 1,081 |
| Total deposits | $403,345,000 | 1,049 |
| Interest-bearing deposits | $358,583,000 | 1,015 |
| Deposits held in domestic offices | $403,345,000 | 1,047 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,187,000 | 532 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $15,000,000 | 1,787 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,975,000 | 1,029 |
| Total equity capital | $37,331,000 | 1,424 |
| Total bank equity capital | $37,331,000 | 1,424 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,500,000 | 2,229 |
| Surplus | $16,950,000 | 1,153 |
| Undivided profits | $18,881,000 | 1,699 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,109,000 | 483 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $759,000 | 279 |
| Income earned, not collected on loans | $4,828,000 | 555 |
| Earning assets | $438,496,000 | 1,146 |
| Long-term assets (5+ years) | $34,947,000 | 2,301 |
| Average Assets, year-to-date | $494,024,000 | 1,092 |
| Average Assets, quarterly | $494,024,000 | 1,092 |
| Volatile liabilities | $77,261,000 | 1,280 |
| Insider loans | $8,249,000 | 595 |
| FHLB advances | $15,000,000 | 1,670 |
| Loans and leases held for sale | $3,211,000 | 805 |
| Unused loan commitments | $38,403,000 | 1,703 |
| Tier 1 (core) risk-based capital | $35,900,000 | 1,376 |
| Tier 2 risk-based capital | $4,821,000 | 881 |
| Total risk weighted assets | $379,391,000 | 960 |
| Total unused commitments | $38,403,000 | 1,712 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 158 | 1,035 |
| Assets and Liabilities | ||
| Total Assets: | $495,210,000 | 1,086 |
| Cash and due from depository institutions | $29,355,000 | 1,035 |
| Interest-bearing balances | $28,000 | 6,167 |
| Securities | $94,631,000 | 1,310 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,432 |
| Net loans & leases | $332,703,000 | 1,032 |
| Loan loss allowance | $7,896,000 | 598 |
| Trading account assets | $12,055,000 | 82 |
| Bank premises and fixed assets | $3,897,000 | 2,406 |
| Other real estate owned | $341,000 | 1,035 |
| Goodwill and other intangibles | $847,000 | 1,632 |
| All other assets | $11,381,000 | 1,165 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $495,210,000 | 1,086 |
| Total liabilities | $459,880,000 | 1,057 |
| Total deposits | $406,497,000 | 1,017 |
| Interest-bearing deposits | $362,056,000 | 981 |
| Deposits held in domestic offices | $406,497,000 | 1,014 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,791,000 | 518 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $15,000,000 | 1,821 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,592,000 | 1,290 |
| Total equity capital | $35,330,000 | 1,479 |
| Total bank equity capital | $35,330,000 | 1,479 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,500,000 | 2,229 |
| Surplus | $15,450,000 | 1,232 |
| Undivided profits | $18,380,000 | 1,717 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,848,000 | 562 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $630,000 | 310 |
| Income earned, not collected on loans | $5,358,000 | 521 |
| Earning assets | $449,417,000 | 1,091 |
| Long-term assets (5+ years) | $38,036,000 | 2,122 |
| Average Assets, year-to-date | $480,792,800 | 1,068 |
| Average Assets, quarterly | $487,229,000 | 1,098 |
| Volatile liabilities | $78,387,000 | 1,267 |
| Insider loans | $9,263,000 | 508 |
| FHLB advances | $15,000,000 | 1,680 |
| Loans and leases held for sale | $26,843,000 | 243 |
| Unused loan commitments | $38,229,000 | 1,628 |
| Tier 1 (core) risk-based capital | $34,483,000 | 1,399 |
| Tier 2 risk-based capital | $4,693,000 | 884 |
| Total risk weighted assets | $372,233,000 | 959 |
| Total unused commitments | $38,229,000 | 1,634 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 160 | 1,012 |
| Assets and Liabilities | ||
| Total Assets: | $475,191,000 | 1,085 |
| Cash and due from depository institutions | $19,924,000 | 1,012 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $88,132,000 | 1,292 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $350,588,000 | 948 |
| Loan loss allowance | $6,833,000 | 649 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,688,000 | 1,923 |
| Other real estate owned | $31,000 | 1,012 |
| Goodwill and other intangibles | $847,000 | 1,566 |
| All other assets | $10,981,000 | 1,123 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $475,191,000 | 1,085 |
| Total liabilities | $440,906,000 | 1,060 |
| Total deposits | $410,557,000 | 970 |
| Interest-bearing deposits | $380,794,000 | 903 |
| Deposits held in domestic offices | $410,557,000 | 968 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,430,000 | 1,009 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $15,000,000 | 1,676 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,919,000 | 1,175 |
| Total equity capital | $34,285,000 | 1,427 |
| Total bank equity capital | $34,285,000 | 1,427 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,500,000 | 2,273 |
| Surplus | $15,450,000 | 1,179 |
| Undivided profits | $17,335,000 | 1,665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,059,000 | 519 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $936,000 | 213 |
| Income earned, not collected on loans | $5,406,000 | 561 |
| Earning assets | $438,720,000 | 1,061 |
| Long-term assets (5+ years) | $39,609,000 | 2,036 |
| Average Assets, year-to-date | $481,443,000 | 1,004 |
| Average Assets, quarterly | $475,900,500 | 1,071 |
| Volatile liabilities | $52,924,000 | 1,663 |
| Insider loans | $8,235,000 | 542 |
| FHLB advances | $15,000,000 | 1,543 |
| Loans and leases held for sale | $3,791,000 | 699 |
| Unused loan commitments | $31,834,000 | 1,775 |
| Tier 1 (core) risk-based capital | $33,364,000 | 1,374 |
| Tier 2 risk-based capital | $4,648,000 | 860 |
| Total risk weighted assets | $369,629,000 | 935 |
| Total unused commitments | $31,834,000 | 1,781 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 174 | 906 |
| Assets and Liabilities | ||
| Total Assets: | $495,548,000 | 986 |
| Cash and due from depository institutions | $20,739,000 | 906 |
| Interest-bearing balances | $1,000 | 6,769 |
| Securities | $77,452,000 | 1,423 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $381,389,000 | 852 |
| Loan loss allowance | $6,459,000 | 663 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,125,000 | 1,688 |
| Other real estate owned | $46,000 | 906 |
| Goodwill and other intangibles | $959,000 | 1,460 |
| All other assets | $9,838,000 | 1,020 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $495,548,000 | 986 |
| Total liabilities | $460,906,000 | 960 |
| Total deposits | $432,729,000 | 887 |
| Interest-bearing deposits | $402,524,000 | 836 |
| Deposits held in domestic offices | $432,729,000 | 884 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,332,000 | 1,140 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $15,000,000 | 1,588 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $3,845,000 | 1,194 |
| Total equity capital | $34,642,000 | 1,334 |
| Total bank equity capital | $34,642,000 | 1,334 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,500,000 | 2,325 |
| Surplus | $15,450,000 | 1,145 |
| Undivided profits | $17,692,000 | 1,548 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,099,000 | 638 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $649,000 | 238 |
| Income earned, not collected on loans | $5,030,000 | 511 |
| Earning assets | $458,842,000 | 983 |
| Long-term assets (5+ years) | $32,353,000 | 2,272 |
| Average Assets, year-to-date | $465,000,400 | 1,003 |
| Average Assets, quarterly | $485,217,500 | 998 |
| Volatile liabilities | $56,760,000 | 1,563 |
| Insider loans | $9,831,000 | 438 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $1,008,000 | 709 |
| Unused loan commitments | $33,189,000 | 1,584 |
| Tier 1 (core) risk-based capital | $33,800,000 | 1,291 |
| Tier 2 risk-based capital | $4,687,640 | 829 |
| Total risk weighted assets | $373,239,940 | 881 |
| Total unused commitments | $33,189,000 | 1,585 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 163 | 1,024 |
| Assets and Liabilities | ||
| Total Assets: | $450,818,000 | 1,064 |
| Cash and due from depository institutions | $22,389,000 | 1,024 |
| Interest-bearing balances | $4,000 | 6,637 |
| Securities | $75,939,000 | 1,512 |
| Federal funds sold & reverse repurchase agreements | $13,000,000 | 746 |
| Net loans & leases | $323,584,000 | 965 |
| Loan loss allowance | $7,535,000 | 597 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,464,000 | 1,558 |
| Other real estate owned | $0 | 1,024 |
| Goodwill and other intangibles | $1,111,000 | 1,427 |
| All other assets | $9,331,000 | 1,061 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $450,818,000 | 1,064 |
| Total liabilities | $418,033,000 | 1,041 |
| Total deposits | $395,704,000 | 940 |
| Interest-bearing deposits | $365,976,000 | 883 |
| Deposits held in domestic offices | $395,704,000 | 935 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,919,000 | 1,913 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $15,000,000 | 1,564 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $3,410,000 | 1,240 |
| Total equity capital | $32,785,000 | 1,355 |
| Total bank equity capital | $32,785,000 | 1,355 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,500,000 | 2,361 |
| Surplus | $15,450,000 | 1,128 |
| Undivided profits | $15,835,000 | 1,600 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,768,000 | 532 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $833,000 | 196 |
| Income earned, not collected on loans | $4,143,000 | 536 |
| Earning assets | $412,527,000 | 1,064 |
| Long-term assets (5+ years) | $16,897,000 | 3,682 |
| Average Assets, year-to-date | $446,666,400 | 1,030 |
| Average Assets, quarterly | $442,717,500 | 1,071 |
| Volatile liabilities | $46,030,000 | 1,775 |
| Insider loans | $2,739,000 | 1,706 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $744,000 | 800 |
| Unused loan commitments | $35,414,000 | 1,541 |
| Tier 1 (core) risk-based capital | $32,591,000 | 1,332 |
| Tier 2 risk-based capital | $4,373,240 | 866 |
| Total risk weighted assets | $346,697,040 | 930 |
| Total unused commitments | $35,414,000 | 1,543 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 181 | 923 |
| Assets and Liabilities | ||
| Total Assets: | $457,457,000 | 1,026 |
| Cash and due from depository institutions | $27,997,000 | 923 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $81,247,000 | 1,452 |
| Federal funds sold & reverse repurchase agreements | $10,200,000 | 1,688 |
| Net loans & leases | $321,845,000 | 899 |
| Loan loss allowance | $8,189,000 | 546 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $5,530,000 | 1,448 |
| Other real estate owned | $0 | 923 |
| Goodwill and other intangibles | $1,342,000 | 1,263 |
| All other assets | $9,296,000 | 932 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $457,457,000 | 1,026 |
| Total liabilities | $423,828,000 | 994 |
| Total deposits | $414,092,000 | 894 |
| Interest-bearing deposits | $384,348,000 | 815 |
| Deposits held in domestic offices | $414,092,000 | 891 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,283,000 | 1,371 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $4,453,000 | 1,061 |
| Total equity capital | $33,629,000 | 1,342 |
| Total bank equity capital | $33,629,000 | 1,342 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,500,000 | 2,331 |
| Surplus | $15,450,000 | 1,074 |
| Undivided profits | $16,679,000 | 1,596 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,834,000 | 576 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $16,000 | 1,444 |
| Income earned, not collected on loans | $4,336,000 | 505 |
| Earning assets | $413,292,000 | 1,039 |
| Long-term assets (5+ years) | $19,259,000 | 3,226 |
| Average Assets, year-to-date | $446,536,600 | 998 |
| Average Assets, quarterly | $451,846,000 | 1,017 |
| Volatile liabilities | $58,073,000 | 1,235 |
| Insider loans | $2,518,000 | 1,709 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $1,174,000 | 1,000 |
| Unused loan commitments | $32,602,000 | 1,565 |
| Tier 1 (core) risk-based capital | $32,245,000 | 1,316 |
| Tier 2 risk-based capital | $4,396,380 | 822 |
| Total risk weighted assets | $347,916,480 | 857 |
| Total unused commitments | $32,602,000 | 1,569 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 177 | 988 |
| Assets and Liabilities | ||
| Total Assets: | $438,666,000 | 1,080 |
| Cash and due from depository institutions | $17,770,000 | 988 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $82,556,000 | 1,396 |
| Federal funds sold & reverse repurchase agreements | $8,900,000 | 1,545 |
| Net loans & leases | $313,099,000 | 956 |
| Loan loss allowance | $7,646,000 | 586 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,796,000 | 1,339 |
| Other real estate owned | $301,000 | 988 |
| Goodwill and other intangibles | $1,589,000 | 1,099 |
| All other assets | $8,655,000 | 979 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $438,666,000 | 1,080 |
| Total liabilities | $406,938,000 | 1,049 |
| Total deposits | $400,144,000 | 949 |
| Interest-bearing deposits | $370,029,000 | 878 |
| Deposits held in domestic offices | $400,144,000 | 943 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,243,000 | 2,053 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $4,551,000 | 1,082 |
| Total equity capital | $31,728,000 | 1,413 |
| Total bank equity capital | $31,728,000 | 1,413 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,500,000 | 2,360 |
| Surplus | $15,450,000 | 1,065 |
| Undivided profits | $14,778,000 | 1,775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,675,000 | 526 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $57,000 | 1,189 |
| Income earned, not collected on loans | $4,023,000 | 557 |
| Earning assets | $404,555,000 | 1,070 |
| Long-term assets (5+ years) | $22,485,000 | 2,588 |
| Average Assets, year-to-date | $433,581,200 | 1,049 |
| Average Assets, quarterly | $431,557,500 | 1,086 |
| Volatile liabilities | $50,259,000 | 1,410 |
| Insider loans | $507,000 | 5,391 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $1,106,000 | 786 |
| Unused loan commitments | $34,883,000 | 1,398 |
| Tier 1 (core) risk-based capital | $30,078,000 | 1,417 |
| Tier 2 risk-based capital | $4,196,660 | 819 |
| Total risk weighted assets | $332,283,560 | 899 |
| Total unused commitments | $34,883,000 | 1,401 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 164 | 1,134 |
| Assets and Liabilities | ||
| Total Assets: | $440,590,000 | 1,112 |
| Cash and due from depository institutions | $16,397,000 | 1,134 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $86,281,000 | 1,394 |
| Federal funds sold & reverse repurchase agreements | $4,170,000 | 3,022 |
| Net loans & leases | $318,157,000 | 979 |
| Loan loss allowance | $7,054,000 | 677 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,237,000 | 1,506 |
| Other real estate owned | $139,000 | 1,134 |
| Goodwill and other intangibles | $1,850,000 | 959 |
| All other assets | $8,359,000 | 1,050 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $440,590,000 | 1,112 |
| Total liabilities | $407,459,000 | 1,088 |
| Total deposits | $401,659,000 | 977 |
| Interest-bearing deposits | $372,627,000 | 914 |
| Deposits held in domestic offices | $401,659,000 | 970 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,430,000 | 2,503 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $4,370,000 | 1,097 |
| Total equity capital | $33,131,000 | 1,365 |
| Total bank equity capital | $33,131,000 | 1,365 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,500,000 | 2,495 |
| Surplus | $15,450,000 | 1,116 |
| Undivided profits | $16,181,000 | 1,586 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,045,000 | 607 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $4,229,000 | 556 |
| Earning assets | $408,608,000 | 1,092 |
| Long-term assets (5+ years) | $23,726,000 | 2,350 |
| Average Assets, year-to-date | $440,667,200 | 1,068 |
| Average Assets, quarterly | $440,739,000 | 1,098 |
| Volatile liabilities | $51,485,000 | 1,366 |
| Insider loans | $1,776,000 | 2,352 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $322,000 | 1,099 |
| Unused loan commitments | $36,923,000 | 1,327 |
| Tier 1 (core) risk-based capital | $31,282,000 | 1,375 |
| Tier 2 risk-based capital | $4,175,740 | 856 |
| Total risk weighted assets | $331,180,540 | 929 |
| Total unused commitments | $36,923,000 | 1,334 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 160 | 1,191 |
| Assets and Liabilities | ||
| Total Assets: | $439,392,000 | 1,122 |
| Cash and due from depository institutions | $12,895,000 | 1,191 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $81,743,000 | 1,549 |
| Federal funds sold & reverse repurchase agreements | $10,500,000 | 1,353 |
| Net loans & leases | $318,350,000 | 950 |
| Loan loss allowance | $5,069,000 | 894 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $6,319,000 | 1,185 |
| Other real estate owned | $0 | 1,191 |
| Goodwill and other intangibles | $2,130,000 | 838 |
| All other assets | $7,455,000 | 1,199 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $439,392,000 | 1,122 |
| Total liabilities | $406,136,000 | 1,096 |
| Total deposits | $401,053,000 | 991 |
| Interest-bearing deposits | $372,512,000 | 941 |
| Deposits held in domestic offices | $401,053,000 | 981 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $141,000 | 3,549 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $4,942,000 | 1,050 |
| Total equity capital | $33,256,000 | 1,365 |
| Total bank equity capital | $33,256,000 | 1,365 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,500,000 | 2,568 |
| Surplus | $15,450,000 | 1,129 |
| Undivided profits | $16,306,000 | 1,617 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,498,000 | 1,023 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $3,930,000 | 616 |
| Earning assets | $410,593,000 | 1,099 |
| Long-term assets (5+ years) | $24,099,000 | 2,185 |
| Average Assets, year-to-date | $426,694,600 | 1,120 |
| Average Assets, quarterly | $433,022,500 | 1,126 |
| Volatile liabilities | $46,534,000 | 1,359 |
| Insider loans | $1,995,000 | 2,133 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,154,000 | 768 |
| Unused loan commitments | $30,793,000 | 1,461 |
| Tier 1 (core) risk-based capital | $31,126,000 | 1,383 |
| Tier 2 risk-based capital | $4,187,980 | 846 |
| Total risk weighted assets | $334,157,080 | 918 |
| Total unused commitments | $30,793,000 | 1,472 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 146 | 1,360 |
| Assets and Liabilities | ||
| Total Assets: | $412,420,000 | 1,158 |
| Cash and due from depository institutions | $16,201,000 | 1,360 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $69,632,000 | 1,885 |
| Federal funds sold & reverse repurchase agreements | $9,860,000 | 953 |
| Net loans & leases | $301,772,000 | 967 |
| Loan loss allowance | $3,862,000 | 1,120 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $6,394,000 | 1,134 |
| Other real estate owned | $0 | 1,360 |
| Goodwill and other intangibles | $2,458,000 | 705 |
| All other assets | $6,103,000 | 1,423 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $412,420,000 | 1,158 |
| Total liabilities | $381,684,000 | 1,139 |
| Total deposits | $377,075,000 | 1,013 |
| Interest-bearing deposits | $348,333,000 | 965 |
| Deposits held in domestic offices | $377,075,000 | 1,004 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $965,000 | 3,432 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $37,000 | 5,094 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,607,000 | 1,139 |
| Total equity capital | $30,736,000 | 1,338 |
| Total bank equity capital | $30,736,000 | 1,338 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,500,000 | 2,652 |
| Surplus | $15,450,000 | 1,056 |
| Undivided profits | $13,786,000 | 1,707 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,720,000 | 1,245 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $3,344,000 | 633 |
| Earning assets | $381,264,000 | 1,148 |
| Long-term assets (5+ years) | $18,832,000 | 2,676 |
| Average Assets, year-to-date | $364,056,200 | 1,262 |
| Average Assets, quarterly | $403,279,000 | 1,169 |
| Volatile liabilities | $40,380,000 | 1,458 |
| Insider loans | $1,679,000 | 2,426 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $623,000 | 754 |
| Unused loan commitments | $32,650,000 | 1,349 |
| Tier 1 (core) risk-based capital | $28,278,000 | 1,462 |
| Tier 2 risk-based capital | $3,862,000 | 881 |
| Total risk weighted assets | $318,510,700 | 919 |
| Total unused commitments | $32,650,000 | 1,359 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 127 | 1,644 |
| Assets and Liabilities | ||
| Total Assets: | $342,028,000 | 1,380 |
| Cash and due from depository institutions | $12,013,000 | 1,644 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $67,855,000 | 2,019 |
| Federal funds sold & reverse repurchase agreements | $7,600,000 | 1,827 |
| Net loans & leases | $243,732,000 | 1,152 |
| Loan loss allowance | $3,414,000 | 1,325 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,494,000 | 1,624 |
| Other real estate owned | $0 | 1,644 |
| Goodwill and other intangibles | $1,107,000 | 954 |
| All other assets | $5,227,000 | 1,533 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $342,028,000 | 1,380 |
| Total liabilities | $317,095,000 | 1,365 |
| Total deposits | $314,136,000 | 1,266 |
| Interest-bearing deposits | $290,595,000 | 1,187 |
| Deposits held in domestic offices | $314,136,000 | 1,255 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $106,000 | 4,345 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,853,000 | 1,388 |
| Total equity capital | $24,933,000 | 1,648 |
| Total bank equity capital | $24,933,000 | 1,648 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,500,000 | 2,712 |
| Surplus | $9,950,000 | 1,471 |
| Undivided profits | $13,483,000 | 1,765 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,124,000 | 1,822 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $2,623,000 | 703 |
| Earning assets | $319,187,000 | 1,356 |
| Long-term assets (5+ years) | $15,345,000 | 3,248 |
| Average Assets, year-to-date | $325,437,400 | 1,418 |
| Average Assets, quarterly | $333,382,000 | 1,415 |
| Volatile liabilities | $34,857,000 | 1,563 |
| Insider loans | $1,431,000 | 2,777 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $1,661,000 | 866 |
| Unused loan commitments | $23,390,000 | 1,699 |
| Tier 1 (core) risk-based capital | $23,826,000 | 1,676 |
| Tier 2 risk-based capital | $3,264,180 | 1,030 |
| Total risk weighted assets | $260,984,580 | 1,081 |
| Total unused commitments | $23,390,000 | 1,721 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 117 | 1,841 |
| Assets and Liabilities | ||
| Total Assets: | $319,339,000 | 1,527 |
| Cash and due from depository institutions | $11,434,000 | 1,841 |
| Interest-bearing balances | $2,000,000 | 2,720 |
| Securities | $67,487,000 | 1,994 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 2,360 |
| Net loans & leases | $223,252,000 | 1,304 |
| Loan loss allowance | $3,292,000 | 1,433 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,931,000 | 1,871 |
| Other real estate owned | $21,000 | 1,841 |
| Goodwill and other intangibles | $1,466,000 | 836 |
| All other assets | $4,748,000 | 1,725 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $319,339,000 | 1,527 |
| Total liabilities | $297,211,000 | 1,509 |
| Total deposits | $293,821,000 | 1,438 |
| Interest-bearing deposits | $276,057,000 | 1,335 |
| Deposits held in domestic offices | $293,821,000 | 1,427 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $170,000 | 3,982 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,220,000 | 1,297 |
| Total equity capital | $22,128,000 | 1,755 |
| Total bank equity capital | $22,128,000 | 1,755 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,500,000 | 2,815 |
| Surplus | $9,950,000 | 1,423 |
| Undivided profits | $10,678,000 | 2,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,996,000 | 2,263 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,567,000 | 775 |
| Earning assets | $299,739,000 | 1,489 |
| Long-term assets (5+ years) | $10,049,000 | 4,328 |
| Average Assets, year-to-date | $292,732,400 | 1,610 |
| Average Assets, quarterly | $306,170,500 | 1,575 |
| Volatile liabilities | $28,546,000 | 1,777 |
| Insider loans | $5,000 | 9,151 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $515,000 | 887 |
| Unused loan commitments | $14,084,000 | 2,324 |
| Tier 1 (core) risk-based capital | $20,662,000 | 1,842 |
| Tier 2 risk-based capital | $2,942,360 | 1,147 |
| Total risk weighted assets | $235,039,260 | 1,238 |
| Total unused commitments | $14,084,000 | 2,341 |
| Derivatives | $0 | 651 |