Home > First National Bank > Income and Expense
First National Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,388,000 | 7,694 |
| Total interest expense | $1,260,000 | 8,038 |
| Net interest income | $2,128,000 | 7,367 |
| Provision for loan and lease losses | $115,000 | 5,422 |
| Total noninterest income | $289,000 | 7,815 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $228,000 | 5,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,494 |
| Total noninterest expense | $1,742,000 | 7,066 |
| Salaries and employee benefits | $655,000 | 8,344 |
| Premises and equipment expense | $239,000 | 6,903 |
| Additional noninterest expense | $848,000 | 5,635 |
| Pre-tax net operating income | $560,000 | 8,226 |
| Securities gains (losses) | $20,000 | 4,664 |
| Applicable income taxes | $137,000 | 8,929 |
| Income before extraordinary items | $443,000 | 8,030 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $443,000 | 8,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 5,361 |
| Cash dividends | $316,000 | 4,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $427,800 | 7,891 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,686,000 | 7,930 |
| Total interest expense | $1,714,000 | 7,853 |
| Net interest income | $1,972,000 | 7,830 |
| Provision for loan and lease losses | $114,000 | 6,935 |
| Total noninterest income | $295,000 | 7,801 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $227,000 | 5,480 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 9,388 |
| Total noninterest expense | $1,531,000 | 7,799 |
| Salaries and employee benefits | $577,000 | 9,014 |
| Premises and equipment expense | $228,000 | 7,203 |
| Additional noninterest expense | $726,000 | 6,577 |
| Pre-tax net operating income | $622,000 | 7,567 |
| Securities gains (losses) | $52,000 | 4,050 |
| Applicable income taxes | $272,000 | 6,338 |
| Income before extraordinary items | $402,000 | 8,198 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $402,000 | 8,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 8,127 |
| Cash dividends | $407,000 | 3,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $368,720 | 8,165 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.