Home > First National Bank > Income and Expense
First National Bank, Income and Expense
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,207,000 | 4,186 |
| Total interest expense | $128,000 | 4,971 |
| Net interest income | $2,079,000 | 4,045 |
| Provision for loan and lease losses | $90,000 | 2,323 |
| Total noninterest income | $295,000 | 3,957 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $80,000 | 4,073 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $215,000 | 3,522 |
| Total noninterest expense | $1,667,000 | 4,171 |
| Salaries and employee benefits | $852,000 | 4,300 |
| Premises and equipment expense | $307,000 | 3,112 |
| Additional noninterest expense | $508,000 | 4,327 |
| Pre-tax net operating income | $617,000 | 3,853 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $233,000 | 2,329 |
| Income before extraordinary items | $384,000 | 4,351 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $384,000 | 4,354 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $384,000 | 4,354 |
| Net charge-offs | $71,000 | 2,032 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $384,000 | 4,289 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,372,000 | 1,851 |
| Total interest expense | $367,000 | 1,835 |
| Net interest income | $3,005,000 | 1,832 |
| Provision for loan and lease losses | $5,000 | 3,469 |
| Total noninterest income | $529,000 | 2,030 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $132,000 | 2,009 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $397,000 | 1,782 |
| Total noninterest expense | $2,551,000 | 1,863 |
| Salaries and employee benefits | $1,541,000 | 1,731 |
| Premises and equipment expense | $439,000 | 1,369 |
| Additional noninterest expense | $571,000 | 2,526 |
| Pre-tax net operating income | $978,000 | 1,895 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $288,000 | 1,484 |
| Income before extraordinary items | $690,000 | 2,163 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $690,000 | 2,164 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $690,000 | 2,164 |
| Net charge-offs | $6,000 | 2,677 |
| Cash dividends | $550,000 | 1,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $690,000 | 2,096 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $13,793,000 | 1,819 |
| Total interest expense | $1,474,000 | 1,915 |
| Net interest income | $12,319,000 | 1,778 |
| Provision for loan and lease losses | $134,000 | 2,888 |
| Total noninterest income | $2,251,000 | 1,946 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $584,000 | 2,019 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,667,000 | 1,663 |
| Total noninterest expense | $10,873,000 | 1,758 |
| Salaries and employee benefits | $6,256,000 | 1,661 |
| Premises and equipment expense | $1,819,000 | 1,307 |
| Additional noninterest expense | $2,798,000 | 2,168 |
| Pre-tax net operating income | $3,563,000 | 1,998 |
| Securities gains (losses) | $152,000 | 966 |
| Applicable income taxes | $1,088,000 | 1,470 |
| Income before extraordinary items | $2,627,000 | 2,225 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,627,000 | 2,224 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,627,000 | 2,224 |
| Net charge-offs | $819,000 | 1,052 |
| Cash dividends | $2,200,000 | 1,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,519,080 | 2,248 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,325,000 | 1,833 |
| Total interest expense | $1,097,000 | 1,960 |
| Net interest income | $9,228,000 | 1,788 |
| Provision for loan and lease losses | $115,000 | 2,666 |
| Total noninterest income | $1,616,000 | 2,006 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $440,000 | 2,010 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,176,000 | 1,754 |
| Total noninterest expense | $8,079,000 | 1,773 |
| Salaries and employee benefits | $4,675,000 | 1,662 |
| Premises and equipment expense | $1,370,000 | 1,316 |
| Additional noninterest expense | $2,034,000 | 2,208 |
| Pre-tax net operating income | $2,650,000 | 2,051 |
| Securities gains (losses) | $141,000 | 791 |
| Applicable income taxes | $819,000 | 1,488 |
| Income before extraordinary items | $1,972,000 | 2,246 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,972,000 | 2,246 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,972,000 | 2,245 |
| Net charge-offs | $402,000 | 1,348 |
| Cash dividends | $1,650,000 | 1,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,871,890 | 2,278 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,858,000 | 1,830 |
| Total interest expense | $723,000 | 1,993 |
| Net interest income | $6,135,000 | 1,784 |
| Provision for loan and lease losses | $96,000 | 2,409 |
| Total noninterest income | $1,079,000 | 1,990 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $286,000 | 2,034 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $793,000 | 1,708 |
| Total noninterest expense | $5,354,000 | 1,774 |
| Salaries and employee benefits | $3,072,000 | 1,675 |
| Premises and equipment expense | $910,000 | 1,321 |
| Additional noninterest expense | $1,372,000 | 2,179 |
| Pre-tax net operating income | $1,764,000 | 2,006 |
| Securities gains (losses) | $39,000 | 1,311 |
| Applicable income taxes | $524,000 | 1,500 |
| Income before extraordinary items | $1,279,000 | 2,232 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,279,000 | 2,236 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,279,000 | 2,235 |
| Net charge-offs | $-1,000 | 5,059 |
| Cash dividends | $1,100,000 | 1,077 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,251,310 | 2,222 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,442,000 | 1,816 |
| Total interest expense | $356,000 | 2,038 |
| Net interest income | $3,086,000 | 1,762 |
| Provision for loan and lease losses | $79,000 | 1,783 |
| Total noninterest income | $460,000 | 2,156 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $137,000 | 2,080 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $323,000 | 1,907 |
| Total noninterest expense | $2,571,000 | 1,840 |
| Salaries and employee benefits | $1,455,000 | 1,779 |
| Premises and equipment expense | $454,000 | 1,354 |
| Additional noninterest expense | $662,000 | 2,258 |
| Pre-tax net operating income | $896,000 | 1,922 |
| Securities gains (losses) | $25,000 | 887 |
| Applicable income taxes | $269,000 | 1,438 |
| Income before extraordinary items | $652,000 | 2,126 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $652,000 | 2,128 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $652,000 | 2,128 |
| Net charge-offs | $-60,000 | 6,365 |
| Cash dividends | $550,000 | 967 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $634,250 | 2,135 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $14,645,000 | 1,700 |
| Total interest expense | $1,491,000 | 2,170 |
| Net interest income | $13,154,000 | 1,640 |
| Provision for loan and lease losses | $610,000 | 1,615 |
| Total noninterest income | $2,623,000 | 1,795 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $580,000 | 2,121 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,043,000 | 1,487 |
| Total noninterest expense | $10,528,000 | 1,815 |
| Salaries and employee benefits | $6,094,000 | 1,683 |
| Premises and equipment expense | $1,743,000 | 1,367 |
| Additional noninterest expense | $2,691,000 | 2,302 |
| Pre-tax net operating income | $4,639,000 | 1,507 |
| Securities gains (losses) | $-44,000 | 6,442 |
| Applicable income taxes | $1,387,000 | 1,180 |
| Income before extraordinary items | $3,208,000 | 1,791 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,208,000 | 1,794 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,208,000 | 1,794 |
| Net charge-offs | $1,195,000 | 1,104 |
| Cash dividends | $2,150,000 | 1,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,238,800 | 1,756 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $11,067,000 | 1,699 |
| Total interest expense | $1,113,000 | 2,241 |
| Net interest income | $9,954,000 | 1,632 |
| Provision for loan and lease losses | $531,000 | 1,456 |
| Total noninterest income | $2,057,000 | 1,758 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $446,000 | 2,093 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,611,000 | 1,471 |
| Total noninterest expense | $7,894,000 | 1,816 |
| Salaries and employee benefits | $4,604,000 | 1,685 |
| Premises and equipment expense | $1,287,000 | 1,395 |
| Additional noninterest expense | $2,003,000 | 2,304 |
| Pre-tax net operating income | $3,586,000 | 1,509 |
| Securities gains (losses) | $-44,000 | 6,647 |
| Applicable income taxes | $1,069,000 | 1,188 |
| Income before extraordinary items | $2,473,000 | 1,786 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,473,000 | 1,790 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,473,000 | 1,791 |
| Net charge-offs | $791,000 | 1,186 |
| Cash dividends | $1,550,000 | 1,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,503,800 | 1,727 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,391,000 | 1,694 |
| Total interest expense | $751,000 | 2,269 |
| Net interest income | $6,640,000 | 1,621 |
| Provision for loan and lease losses | $454,000 | 1,246 |
| Total noninterest income | $1,385,000 | 1,753 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $291,000 | 2,085 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,094,000 | 1,488 |
| Total noninterest expense | $5,250,000 | 1,823 |
| Salaries and employee benefits | $3,085,000 | 1,677 |
| Premises and equipment expense | $877,000 | 1,367 |
| Additional noninterest expense | $1,288,000 | 2,372 |
| Pre-tax net operating income | $2,321,000 | 1,527 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $698,000 | 1,197 |
| Income before extraordinary items | $1,623,000 | 1,803 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,623,000 | 1,807 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,623,000 | 1,809 |
| Net charge-offs | $227,000 | 1,975 |
| Cash dividends | $1,000,000 | 1,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,623,000 | 1,740 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,665,000 | 1,723 |
| Total interest expense | $377,000 | 2,319 |
| Net interest income | $3,288,000 | 1,641 |
| Provision for loan and lease losses | $228,000 | 1,222 |
| Total noninterest income | $667,000 | 1,799 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $143,000 | 2,105 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $524,000 | 1,523 |
| Total noninterest expense | $2,578,000 | 1,867 |
| Salaries and employee benefits | $1,551,000 | 1,694 |
| Premises and equipment expense | $436,000 | 1,401 |
| Additional noninterest expense | $591,000 | 2,583 |
| Pre-tax net operating income | $1,149,000 | 1,523 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $344,000 | 1,201 |
| Income before extraordinary items | $805,000 | 1,758 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $805,000 | 1,760 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $805,000 | 1,760 |
| Net charge-offs | $97,000 | 1,923 |
| Cash dividends | $500,000 | 922 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $805,000 | 1,694 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $15,351,000 | 1,728 |
| Total interest expense | $1,916,000 | 2,204 |
| Net interest income | $13,435,000 | 1,641 |
| Provision for loan and lease losses | $1,816,000 | 1,153 |
| Total noninterest income | $2,633,000 | 1,801 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $623,000 | 2,090 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,010,000 | 1,519 |
| Total noninterest expense | $10,792,000 | 1,778 |
| Salaries and employee benefits | $6,022,000 | 1,677 |
| Premises and equipment expense | $1,732,000 | 1,367 |
| Additional noninterest expense | $3,038,000 | 2,137 |
| Pre-tax net operating income | $3,460,000 | 1,838 |
| Securities gains (losses) | $128,000 | 2,074 |
| Applicable income taxes | $969,000 | 1,503 |
| Income before extraordinary items | $2,619,000 | 2,085 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,619,000 | 2,084 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,619,000 | 2,086 |
| Net charge-offs | $1,354,000 | 1,489 |
| Cash dividends | $1,400,000 | 1,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,525,560 | 2,028 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,521,000 | 1,751 |
| Total interest expense | $1,530,000 | 2,184 |
| Net interest income | $9,991,000 | 1,672 |
| Provision for loan and lease losses | $1,360,000 | 1,168 |
| Total noninterest income | $2,193,000 | 1,666 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $468,000 | 2,108 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,725,000 | 1,401 |
| Total noninterest expense | $8,160,000 | 1,762 |
| Salaries and employee benefits | $4,498,000 | 1,671 |
| Premises and equipment expense | $1,297,000 | 1,386 |
| Additional noninterest expense | $2,365,000 | 2,068 |
| Pre-tax net operating income | $2,664,000 | 1,855 |
| Securities gains (losses) | $128,000 | 1,801 |
| Applicable income taxes | $766,000 | 1,486 |
| Income before extraordinary items | $2,026,000 | 2,081 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,026,000 | 2,081 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,026,000 | 2,082 |
| Net charge-offs | $973,000 | 1,498 |
| Cash dividends | $800,000 | 1,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,932,560 | 2,050 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,685,000 | 1,761 |
| Total interest expense | $1,097,000 | 2,118 |
| Net interest income | $6,588,000 | 1,689 |
| Provision for loan and lease losses | $907,000 | 1,185 |
| Total noninterest income | $1,443,000 | 1,672 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $311,000 | 2,091 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,132,000 | 1,390 |
| Total noninterest expense | $5,428,000 | 1,778 |
| Salaries and employee benefits | $2,956,000 | 1,705 |
| Premises and equipment expense | $851,000 | 1,396 |
| Additional noninterest expense | $1,621,000 | 2,012 |
| Pre-tax net operating income | $1,696,000 | 1,929 |
| Securities gains (losses) | $119,000 | 1,473 |
| Applicable income taxes | $491,000 | 1,507 |
| Income before extraordinary items | $1,324,000 | 2,096 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,324,000 | 2,095 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,324,000 | 2,096 |
| Net charge-offs | $458,000 | 1,872 |
| Cash dividends | $400,000 | 1,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,237,130 | 2,095 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,827,000 | 1,782 |
| Total interest expense | $565,000 | 2,136 |
| Net interest income | $3,262,000 | 1,708 |
| Provision for loan and lease losses | $451,000 | 1,137 |
| Total noninterest income | $788,000 | 1,543 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $155,000 | 2,073 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $633,000 | 1,274 |
| Total noninterest expense | $2,720,000 | 1,773 |
| Salaries and employee benefits | $1,474,000 | 1,701 |
| Premises and equipment expense | $424,000 | 1,408 |
| Additional noninterest expense | $822,000 | 1,986 |
| Pre-tax net operating income | $879,000 | 1,874 |
| Securities gains (losses) | $107,000 | 881 |
| Applicable income taxes | $274,000 | 1,381 |
| Income before extraordinary items | $712,000 | 1,985 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $712,000 | 1,986 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $712,000 | 1,987 |
| Net charge-offs | $-14,000 | 6,765 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $634,960 | 2,055 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $15,691,000 | 1,797 |
| Total interest expense | $2,930,000 | 2,002 |
| Net interest income | $12,761,000 | 1,762 |
| Provision for loan and lease losses | $3,809,000 | 987 |
| Total noninterest income | $-616,000 | 7,210 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $601,000 | 2,234 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-1,217,000 | 7,219 |
| Total noninterest expense | $10,933,000 | 1,770 |
| Salaries and employee benefits | $5,894,000 | 1,654 |
| Premises and equipment expense | $1,794,000 | 1,392 |
| Additional noninterest expense | $3,245,000 | 2,055 |
| Pre-tax net operating income | $-2,597,000 | 6,874 |
| Securities gains (losses) | $115,000 | 1,951 |
| Applicable income taxes | $-1,424,000 | 7,213 |
| Income before extraordinary items | $-1,058,000 | 6,657 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,058,000 | 6,658 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,058,000 | 6,657 |
| Net charge-offs | $4,789,000 | 831 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,131,600 | 6,650 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,822,000 | 1,802 |
| Total interest expense | $2,326,000 | 1,973 |
| Net interest income | $9,496,000 | 1,778 |
| Provision for loan and lease losses | $3,219,000 | 883 |
| Total noninterest income | $-1,409,000 | 7,377 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $444,000 | 2,279 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-1,853,000 | 7,373 |
| Total noninterest expense | $8,164,000 | 1,777 |
| Salaries and employee benefits | $4,446,000 | 1,654 |
| Premises and equipment expense | $1,339,000 | 1,416 |
| Additional noninterest expense | $2,379,000 | 2,101 |
| Pre-tax net operating income | $-3,296,000 | 7,127 |
| Securities gains (losses) | $55,000 | 2,274 |
| Applicable income taxes | $-1,556,000 | 7,348 |
| Income before extraordinary items | $-1,685,000 | 7,013 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,685,000 | 7,014 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-1,685,000 | 7,014 |
| Net charge-offs | $3,978,000 | 752 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,720,200 | 7,003 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,936,000 | 1,804 |
| Total interest expense | $1,634,000 | 1,954 |
| Net interest income | $6,302,000 | 1,774 |
| Provision for loan and lease losses | $1,076,000 | 1,431 |
| Total noninterest income | $508,000 | 3,096 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $295,000 | 2,257 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $213,000 | 3,396 |
| Total noninterest expense | $5,514,000 | 1,770 |
| Salaries and employee benefits | $3,005,000 | 1,643 |
| Premises and equipment expense | $893,000 | 1,416 |
| Additional noninterest expense | $1,616,000 | 2,094 |
| Pre-tax net operating income | $220,000 | 5,009 |
| Securities gains (losses) | $115,000 | 1,041 |
| Applicable income taxes | $-82,000 | 7,080 |
| Income before extraordinary items | $417,000 | 3,901 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $417,000 | 3,902 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $417,000 | 3,903 |
| Net charge-offs | $1,203,000 | 1,323 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $302,000 | 4,355 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,976,000 | 1,814 |
| Total interest expense | $840,000 | 1,965 |
| Net interest income | $3,136,000 | 1,783 |
| Provision for loan and lease losses | $450,000 | 1,516 |
| Total noninterest income | $278,000 | 2,951 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $153,000 | 2,167 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $125,000 | 3,198 |
| Total noninterest expense | $2,665,000 | 1,845 |
| Salaries and employee benefits | $1,460,000 | 1,692 |
| Premises and equipment expense | $444,000 | 1,450 |
| Additional noninterest expense | $761,000 | 2,201 |
| Pre-tax net operating income | $299,000 | 3,535 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $10,000 | 3,778 |
| Income before extraordinary items | $289,000 | 3,319 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $289,000 | 3,316 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $289,000 | 3,317 |
| Net charge-offs | $249,000 | 1,923 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $289,000 | 3,269 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $16,871,000 | 1,790 |
| Total interest expense | $4,280,000 | 1,877 |
| Net interest income | $12,591,000 | 1,759 |
| Provision for loan and lease losses | $2,704,000 | 1,732 |
| Total noninterest income | $2,229,000 | 1,933 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $686,000 | 2,075 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,543,000 | 1,666 |
| Total noninterest expense | $10,837,000 | 1,816 |
| Salaries and employee benefits | $5,710,000 | 1,705 |
| Premises and equipment expense | $1,870,000 | 1,376 |
| Additional noninterest expense | $3,257,000 | 2,138 |
| Pre-tax net operating income | $1,279,000 | 2,980 |
| Securities gains (losses) | $356,000 | 1,121 |
| Applicable income taxes | $146,000 | 2,956 |
| Income before extraordinary items | $1,489,000 | 2,525 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,489,000 | 2,522 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,489,000 | 2,527 |
| Net charge-offs | $3,297,000 | 1,389 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,165,040 | 2,844 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,803,000 | 1,805 |
| Total interest expense | $3,293,000 | 1,901 |
| Net interest income | $9,510,000 | 1,763 |
| Provision for loan and lease losses | $1,903,000 | 1,714 |
| Total noninterest income | $1,997,000 | 1,690 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $521,000 | 2,108 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,476,000 | 1,357 |
| Total noninterest expense | $8,123,000 | 1,806 |
| Salaries and employee benefits | $4,217,000 | 1,740 |
| Premises and equipment expense | $1,427,000 | 1,369 |
| Additional noninterest expense | $2,479,000 | 2,079 |
| Pre-tax net operating income | $1,481,000 | 2,400 |
| Securities gains (losses) | $344,000 | 976 |
| Applicable income taxes | $364,000 | 1,963 |
| Income before extraordinary items | $1,461,000 | 2,194 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,461,000 | 2,195 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,461,000 | 2,197 |
| Net charge-offs | $2,454,000 | 1,324 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,185,800 | 2,434 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,561,000 | 1,828 |
| Total interest expense | $2,213,000 | 1,964 |
| Net interest income | $6,348,000 | 1,762 |
| Provision for loan and lease losses | $1,272,000 | 1,679 |
| Total noninterest income | $1,329,000 | 1,638 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $344,000 | 2,121 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $985,000 | 1,311 |
| Total noninterest expense | $5,320,000 | 1,847 |
| Salaries and employee benefits | $2,798,000 | 1,756 |
| Premises and equipment expense | $953,000 | 1,386 |
| Additional noninterest expense | $1,569,000 | 2,174 |
| Pre-tax net operating income | $1,085,000 | 2,220 |
| Securities gains (losses) | $344,000 | 638 |
| Applicable income taxes | $323,000 | 1,665 |
| Income before extraordinary items | $1,106,000 | 1,942 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,106,000 | 1,942 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,106,000 | 1,942 |
| Net charge-offs | $2,143,000 | 1,079 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $841,120 | 2,319 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,303,000 | 1,863 |
| Total interest expense | $1,119,000 | 2,048 |
| Net interest income | $3,184,000 | 1,782 |
| Provision for loan and lease losses | $610,000 | 1,597 |
| Total noninterest income | $704,000 | 1,590 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $172,000 | 2,115 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $532,000 | 1,232 |
| Total noninterest expense | $2,617,000 | 1,899 |
| Salaries and employee benefits | $1,388,000 | 1,807 |
| Premises and equipment expense | $492,000 | 1,383 |
| Additional noninterest expense | $737,000 | 2,292 |
| Pre-tax net operating income | $661,000 | 1,930 |
| Securities gains (losses) | $119,000 | 719 |
| Applicable income taxes | $186,000 | 1,494 |
| Income before extraordinary items | $594,000 | 1,841 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $594,000 | 1,840 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $594,000 | 1,842 |
| Net charge-offs | $1,064,000 | 998 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $503,560 | 2,044 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $18,112,000 | 1,873 |
| Total interest expense | $7,661,000 | 1,531 |
| Net interest income | $10,451,000 | 2,101 |
| Provision for loan and lease losses | $8,267,000 | 999 |
| Total noninterest income | $2,416,000 | 1,874 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $845,000 | 1,962 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,571,000 | 1,606 |
| Total noninterest expense | $10,931,000 | 1,865 |
| Salaries and employee benefits | $5,584,000 | 1,773 |
| Premises and equipment expense | $1,971,000 | 1,386 |
| Additional noninterest expense | $3,376,000 | 2,121 |
| Pre-tax net operating income | $-6,331,000 | 7,299 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-2,892,000 | 7,617 |
| Income before extraordinary items | $-3,439,000 | 7,068 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,439,000 | 7,066 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,439,000 | 7,066 |
| Net charge-offs | $6,866,000 | 910 |
| Cash dividends | $294,000 | 3,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-3,439,000 | 7,079 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,585,000 | 1,908 |
| Total interest expense | $6,319,000 | 1,486 |
| Net interest income | $7,266,000 | 2,259 |
| Provision for loan and lease losses | $5,265,000 | 1,007 |
| Total noninterest income | $2,115,000 | 1,714 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $642,000 | 1,939 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,473,000 | 1,416 |
| Total noninterest expense | $8,374,000 | 1,815 |
| Salaries and employee benefits | $4,232,000 | 1,775 |
| Premises and equipment expense | $1,480,000 | 1,388 |
| Additional noninterest expense | $2,662,000 | 1,987 |
| Pre-tax net operating income | $-4,258,000 | 7,437 |
| Securities gains (losses) | $11,000 | 2,942 |
| Applicable income taxes | $-1,939,000 | 7,710 |
| Income before extraordinary items | $-2,308,000 | 7,254 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,308,000 | 7,253 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,308,000 | 7,254 |
| Net charge-offs | $4,979,000 | 819 |
| Cash dividends | $220,000 | 2,980 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,315,040 | 7,248 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,165,000 | 1,929 |
| Total interest expense | $4,725,000 | 1,405 |
| Net interest income | $4,440,000 | 2,430 |
| Provision for loan and lease losses | $4,615,000 | 796 |
| Total noninterest income | $1,416,000 | 1,718 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $434,000 | 1,887 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $982,000 | 1,452 |
| Total noninterest expense | $5,845,000 | 1,757 |
| Salaries and employee benefits | $2,867,000 | 1,770 |
| Premises and equipment expense | $1,008,000 | 1,384 |
| Additional noninterest expense | $1,970,000 | 1,828 |
| Pre-tax net operating income | $-4,604,000 | 7,719 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-1,968,000 | 7,895 |
| Income before extraordinary items | $-2,636,000 | 7,587 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,636,000 | 7,586 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,636,000 | 7,586 |
| Net charge-offs | $3,134,000 | 834 |
| Cash dividends | $147,000 | 2,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,636,000 | 7,601 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,585,000 | 1,950 |
| Total interest expense | $2,491,000 | 1,384 |
| Net interest income | $2,094,000 | 2,592 |
| Provision for loan and lease losses | $4,203,000 | 449 |
| Total noninterest income | $632,000 | 1,823 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $213,000 | 1,866 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $419,000 | 1,571 |
| Total noninterest expense | $3,246,000 | 1,547 |
| Salaries and employee benefits | $1,431,000 | 1,819 |
| Premises and equipment expense | $525,000 | 1,355 |
| Additional noninterest expense | $1,290,000 | 1,278 |
| Pre-tax net operating income | $-4,723,000 | 8,020 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-1,910,000 | 8,086 |
| Income before extraordinary items | $-2,813,000 | 7,966 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,813,000 | 7,967 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-2,813,000 | 7,967 |
| Net charge-offs | $1,710,000 | 673 |
| Cash dividends | $74,000 | 2,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,813,000 | 7,967 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $21,757,000 | 1,777 |
| Total interest expense | $9,739,000 | 1,668 |
| Net interest income | $12,018,000 | 1,856 |
| Provision for loan and lease losses | $4,010,000 | 1,176 |
| Total noninterest income | $2,094,000 | 2,069 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,062,000 | 1,676 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,032,000 | 2,076 |
| Total noninterest expense | $11,799,000 | 1,656 |
| Salaries and employee benefits | $6,993,000 | 1,480 |
| Premises and equipment expense | $2,074,000 | 1,324 |
| Additional noninterest expense | $2,732,000 | 2,190 |
| Pre-tax net operating income | $-1,697,000 | 7,267 |
| Securities gains (losses) | $4,000 | 2,823 |
| Applicable income taxes | $-1,120,000 | 7,746 |
| Income before extraordinary items | $-573,000 | 6,756 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-573,000 | 6,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,978,000 | 1,002 |
| Cash dividends | $1,597,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-575,560 | 6,894 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,840,000 | 1,761 |
| Total interest expense | $7,168,000 | 1,763 |
| Net interest income | $9,672,000 | 1,739 |
| Provision for loan and lease losses | $2,899,000 | 923 |
| Total noninterest income | $1,641,000 | 2,072 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $805,000 | 1,659 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $836,000 | 2,062 |
| Total noninterest expense | $8,979,000 | 1,621 |
| Salaries and employee benefits | $5,255,000 | 1,501 |
| Premises and equipment expense | $1,575,000 | 1,311 |
| Additional noninterest expense | $2,149,000 | 2,028 |
| Pre-tax net operating income | $-565,000 | 7,299 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-552,000 | 7,907 |
| Income before extraordinary items | $-13,000 | 6,628 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-13,000 | 6,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,146,000 | 794 |
| Cash dividends | $1,450,000 | 1,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-13,000 | 6,801 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,439,000 | 1,751 |
| Total interest expense | $4,800,000 | 1,824 |
| Net interest income | $6,639,000 | 1,686 |
| Provision for loan and lease losses | $1,385,000 | 1,002 |
| Total noninterest income | $735,000 | 2,758 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $523,000 | 1,687 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $212,000 | 3,649 |
| Total noninterest expense | $6,069,000 | 1,606 |
| Salaries and employee benefits | $3,598,000 | 1,464 |
| Premises and equipment expense | $1,068,000 | 1,287 |
| Additional noninterest expense | $1,403,000 | 2,045 |
| Pre-tax net operating income | $-80,000 | 7,152 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-251,000 | 8,033 |
| Income before extraordinary items | $171,000 | 5,822 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $171,000 | 5,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $449,000 | 1,414 |
| Cash dividends | $850,000 | 1,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $171,000 | 5,761 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,957,000 | 1,729 |
| Total interest expense | $2,556,000 | 1,836 |
| Net interest income | $3,401,000 | 1,633 |
| Provision for loan and lease losses | $147,000 | 2,221 |
| Total noninterest income | $782,000 | 1,591 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $256,000 | 1,696 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $526,000 | 1,369 |
| Total noninterest expense | $3,057,000 | 1,579 |
| Salaries and employee benefits | $1,785,000 | 1,492 |
| Premises and equipment expense | $525,000 | 1,317 |
| Additional noninterest expense | $747,000 | 1,886 |
| Pre-tax net operating income | $979,000 | 1,821 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $266,000 | 1,608 |
| Income before extraordinary items | $713,000 | 2,004 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $713,000 | 2,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 1,799 |
| Cash dividends | $425,000 | 1,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $713,000 | 1,944 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $27,106,000 | 1,589 |
| Total interest expense | $13,199,000 | 1,521 |
| Net interest income | $13,907,000 | 1,620 |
| Provision for loan and lease losses | $1,523,000 | 1,040 |
| Total noninterest income | $3,543,000 | 1,437 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,083,000 | 1,654 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,460,000 | 1,174 |
| Total noninterest expense | $11,839,000 | 1,553 |
| Salaries and employee benefits | $7,069,000 | 1,434 |
| Premises and equipment expense | $1,981,000 | 1,334 |
| Additional noninterest expense | $2,789,000 | 1,984 |
| Pre-tax net operating income | $4,088,000 | 1,947 |
| Securities gains (losses) | $-22,000 | 7,785 |
| Applicable income taxes | $1,089,000 | 1,761 |
| Income before extraordinary items | $2,977,000 | 2,063 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,977,000 | 2,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,735,000 | 683 |
| Cash dividends | $1,700,000 | 1,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,993,060 | 2,044 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $20,507,000 | 1,577 |
| Total interest expense | $10,095,000 | 1,492 |
| Net interest income | $10,412,000 | 1,633 |
| Provision for loan and lease losses | $531,000 | 1,484 |
| Total noninterest income | $2,602,000 | 1,468 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $812,000 | 1,629 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,790,000 | 1,215 |
| Total noninterest expense | $8,915,000 | 1,532 |
| Salaries and employee benefits | $5,409,000 | 1,404 |
| Premises and equipment expense | $1,457,000 | 1,347 |
| Additional noninterest expense | $2,049,000 | 1,965 |
| Pre-tax net operating income | $3,568,000 | 1,827 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,042,000 | 1,592 |
| Income before extraordinary items | $2,526,000 | 1,994 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,526,000 | 1,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $678,000 | 858 |
| Cash dividends | $1,275,000 | 1,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,526,000 | 1,978 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $13,648,000 | 1,592 |
| Total interest expense | $6,721,000 | 1,491 |
| Net interest income | $6,927,000 | 1,663 |
| Provision for loan and lease losses | $381,000 | 1,283 |
| Total noninterest income | $1,687,000 | 1,530 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $549,000 | 1,604 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,138,000 | 1,275 |
| Total noninterest expense | $5,911,000 | 1,557 |
| Salaries and employee benefits | $3,596,000 | 1,435 |
| Premises and equipment expense | $945,000 | 1,407 |
| Additional noninterest expense | $1,370,000 | 1,967 |
| Pre-tax net operating income | $2,322,000 | 1,914 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $685,000 | 1,685 |
| Income before extraordinary items | $1,637,000 | 2,079 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,637,000 | 2,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 1,109 |
| Cash dividends | $850,000 | 1,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,637,000 | 2,062 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,750,000 | 1,612 |
| Total interest expense | $3,337,000 | 1,489 |
| Net interest income | $3,413,000 | 1,685 |
| Provision for loan and lease losses | $176,000 | 1,287 |
| Total noninterest income | $805,000 | 1,575 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $265,000 | 1,618 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $540,000 | 1,293 |
| Total noninterest expense | $2,899,000 | 1,582 |
| Salaries and employee benefits | $1,746,000 | 1,483 |
| Premises and equipment expense | $460,000 | 1,456 |
| Additional noninterest expense | $693,000 | 1,919 |
| Pre-tax net operating income | $1,143,000 | 1,944 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $345,000 | 1,691 |
| Income before extraordinary items | $798,000 | 2,069 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $798,000 | 2,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 671 |
| Cash dividends | $425,000 | 1,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $798,000 | 2,060 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $25,894,000 | 1,545 |
| Total interest expense | $12,130,000 | 1,383 |
| Net interest income | $13,764,000 | 1,663 |
| Provision for loan and lease losses | $1,610,000 | 678 |
| Total noninterest income | $2,758,000 | 1,743 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,099,000 | 1,615 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,659,000 | 1,544 |
| Total noninterest expense | $11,567,000 | 1,549 |
| Salaries and employee benefits | $7,267,000 | 1,348 |
| Premises and equipment expense | $1,815,000 | 1,413 |
| Additional noninterest expense | $2,485,000 | 2,114 |
| Pre-tax net operating income | $3,345,000 | 2,577 |
| Securities gains (losses) | $-338,000 | 8,462 |
| Applicable income taxes | $934,000 | 2,301 |
| Income before extraordinary items | $2,073,000 | 3,025 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,073,000 | 3,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $978,000 | 701 |
| Cash dividends | $1,700,000 | 1,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,306,220 | 2,778 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $19,006,000 | 1,566 |
| Total interest expense | $8,647,000 | 1,412 |
| Net interest income | $10,359,000 | 1,669 |
| Provision for loan and lease losses | $978,000 | 769 |
| Total noninterest income | $1,923,000 | 1,858 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $839,000 | 1,585 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,084,000 | 1,724 |
| Total noninterest expense | $8,420,000 | 1,591 |
| Salaries and employee benefits | $5,245,000 | 1,413 |
| Premises and equipment expense | $1,346,000 | 1,443 |
| Additional noninterest expense | $1,829,000 | 2,136 |
| Pre-tax net operating income | $2,884,000 | 2,400 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $951,000 | 1,947 |
| Income before extraordinary items | $1,933,000 | 2,637 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,933,000 | 2,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $536,000 | 762 |
| Cash dividends | $1,275,000 | 1,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,933,000 | 2,631 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $12,270,000 | 1,584 |
| Total interest expense | $5,355,000 | 1,449 |
| Net interest income | $6,915,000 | 1,666 |
| Provision for loan and lease losses | $643,000 | 770 |
| Total noninterest income | $1,328,000 | 1,808 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $575,000 | 1,543 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $753,000 | 1,670 |
| Total noninterest expense | $5,645,000 | 1,593 |
| Salaries and employee benefits | $3,512,000 | 1,409 |
| Premises and equipment expense | $909,000 | 1,431 |
| Additional noninterest expense | $1,224,000 | 2,131 |
| Pre-tax net operating income | $1,955,000 | 2,350 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $647,000 | 1,955 |
| Income before extraordinary items | $1,308,000 | 2,608 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,308,000 | 2,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 979 |
| Cash dividends | $850,000 | 1,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,308,000 | 2,593 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,876,000 | 1,615 |
| Total interest expense | $2,472,000 | 1,487 |
| Net interest income | $3,404,000 | 1,695 |
| Provision for loan and lease losses | $174,000 | 1,273 |
| Total noninterest income | $649,000 | 1,804 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $285,000 | 1,504 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $364,000 | 1,679 |
| Total noninterest expense | $2,793,000 | 1,613 |
| Salaries and employee benefits | $1,743,000 | 1,427 |
| Premises and equipment expense | $462,000 | 1,407 |
| Additional noninterest expense | $588,000 | 2,198 |
| Pre-tax net operating income | $1,086,000 | 2,138 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $365,000 | 1,770 |
| Income before extraordinary items | $721,000 | 2,391 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $721,000 | 2,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 1,771 |
| Cash dividends | $425,000 | 1,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $721,000 | 2,366 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $19,022,000 | 1,771 |
| Total interest expense | $6,966,000 | 1,639 |
| Net interest income | $12,056,000 | 1,820 |
| Provision for loan and lease losses | $1,103,000 | 959 |
| Total noninterest income | $2,704,000 | 1,756 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,171,000 | 1,497 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,533,000 | 1,632 |
| Total noninterest expense | $10,188,000 | 1,675 |
| Salaries and employee benefits | $6,378,000 | 1,467 |
| Premises and equipment expense | $1,583,000 | 1,537 |
| Additional noninterest expense | $2,227,000 | 2,251 |
| Pre-tax net operating income | $3,469,000 | 2,475 |
| Securities gains (losses) | $-103,000 | 8,439 |
| Applicable income taxes | $931,000 | 2,350 |
| Income before extraordinary items | $2,435,000 | 2,650 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,435,000 | 2,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $340,000 | 1,588 |
| Cash dividends | $5,889,000 | 577 |
| Sale, conversion, retirement of capital stock, net | $-80,000 | 8,761 |
| Net operating income | $2,509,160 | 2,568 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $13,565,000 | 1,808 |
| Total interest expense | $4,790,000 | 1,682 |
| Net interest income | $8,775,000 | 1,867 |
| Provision for loan and lease losses | $555,000 | 1,276 |
| Total noninterest income | $1,871,000 | 1,882 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $788,000 | 1,636 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,083,000 | 1,720 |
| Total noninterest expense | $7,346,000 | 1,710 |
| Salaries and employee benefits | $4,667,000 | 1,496 |
| Premises and equipment expense | $1,176,000 | 1,539 |
| Additional noninterest expense | $1,503,000 | 2,448 |
| Pre-tax net operating income | $2,745,000 | 2,388 |
| Securities gains (losses) | $-102,000 | 8,629 |
| Applicable income taxes | $766,000 | 2,269 |
| Income before extraordinary items | $1,877,000 | 2,607 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,877,000 | 2,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 2,251 |
| Cash dividends | $966,000 | 1,858 |
| Sale, conversion, retirement of capital stock, net | $-80,000 | 8,805 |
| Net operating income | $1,949,420 | 2,501 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,603,000 | 1,855 |
| Total interest expense | $2,854,000 | 1,777 |
| Net interest income | $5,749,000 | 1,886 |
| Provision for loan and lease losses | $300,000 | 1,505 |
| Total noninterest income | $1,232,000 | 1,890 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $506,000 | 1,667 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $726,000 | 1,698 |
| Total noninterest expense | $4,880,000 | 1,711 |
| Salaries and employee benefits | $3,094,000 | 1,503 |
| Premises and equipment expense | $772,000 | 1,565 |
| Additional noninterest expense | $1,014,000 | 2,388 |
| Pre-tax net operating income | $1,801,000 | 2,372 |
| Securities gains (losses) | $-103,000 | 8,711 |
| Applicable income taxes | $488,000 | 2,308 |
| Income before extraordinary items | $1,210,000 | 2,630 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,210,000 | 2,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 2,586 |
| Cash dividends | $644,000 | 1,856 |
| Sale, conversion, retirement of capital stock, net | $-80,000 | 8,831 |
| Net operating income | $1,283,130 | 2,472 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,104,000 | 1,892 |
| Total interest expense | $1,275,000 | 1,861 |
| Net interest income | $2,829,000 | 1,900 |
| Provision for loan and lease losses | $150,000 | 1,379 |
| Total noninterest income | $600,000 | 1,882 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $238,000 | 1,705 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $362,000 | 1,667 |
| Total noninterest expense | $2,486,000 | 1,690 |
| Salaries and employee benefits | $1,582,000 | 1,468 |
| Premises and equipment expense | $369,000 | 1,645 |
| Additional noninterest expense | $535,000 | 2,278 |
| Pre-tax net operating income | $793,000 | 2,594 |
| Securities gains (losses) | $-80,000 | 8,826 |
| Applicable income taxes | $195,000 | 2,641 |
| Income before extraordinary items | $518,000 | 2,972 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $518,000 | 2,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,093 |
| Cash dividends | $322,000 | 1,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $576,400 | 2,659 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,012,000 | 2,021 |
| Total interest expense | $3,791,000 | 2,146 |
| Net interest income | $10,221,000 | 1,987 |
| Provision for loan and lease losses | $325,000 | 2,753 |
| Total noninterest income | $2,001,000 | 2,194 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $783,000 | 2,186 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,218,000 | 1,890 |
| Total noninterest expense | $9,493,000 | 1,705 |
| Salaries and employee benefits | $5,901,000 | 1,508 |
| Premises and equipment expense | $1,491,000 | 1,561 |
| Additional noninterest expense | $2,101,000 | 2,313 |
| Pre-tax net operating income | $2,404,000 | 3,095 |
| Securities gains (losses) | $-64,000 | 8,644 |
| Applicable income taxes | $622,000 | 2,975 |
| Income before extraordinary items | $1,718,000 | 3,285 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,718,000 | 3,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $469,000 | 1,414 |
| Cash dividends | $1,291,000 | 1,934 |
| Sale, conversion, retirement of capital stock, net | $-108,000 | 8,899 |
| Net operating income | $1,764,720 | 3,174 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,275,000 | 2,039 |
| Total interest expense | $2,715,000 | 2,195 |
| Net interest income | $7,560,000 | 1,991 |
| Provision for loan and lease losses | $225,000 | 2,754 |
| Total noninterest income | $1,429,000 | 2,288 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $610,000 | 2,136 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $819,000 | 2,044 |
| Total noninterest expense | $6,976,000 | 1,732 |
| Salaries and employee benefits | $4,391,000 | 1,512 |
| Premises and equipment expense | $1,118,000 | 1,558 |
| Additional noninterest expense | $1,467,000 | 2,440 |
| Pre-tax net operating income | $1,788,000 | 3,168 |
| Securities gains (losses) | $-4,000 | 8,316 |
| Applicable income taxes | $480,000 | 2,969 |
| Income before extraordinary items | $1,304,000 | 3,345 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,304,000 | 3,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 1,561 |
| Cash dividends | $968,000 | 1,764 |
| Sale, conversion, retirement of capital stock, net | $-108,000 | 8,975 |
| Net operating income | $1,306,920 | 3,248 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,785,000 | 2,046 |
| Total interest expense | $1,731,000 | 2,260 |
| Net interest income | $5,054,000 | 1,971 |
| Provision for loan and lease losses | $150,000 | 2,691 |
| Total noninterest income | $969,000 | 2,243 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $406,000 | 2,120 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $563,000 | 2,014 |
| Total noninterest expense | $4,619,000 | 1,736 |
| Salaries and employee benefits | $2,902,000 | 1,521 |
| Premises and equipment expense | $754,000 | 1,540 |
| Additional noninterest expense | $963,000 | 2,469 |
| Pre-tax net operating income | $1,254,000 | 3,003 |
| Securities gains (losses) | $5,000 | 2,738 |
| Applicable income taxes | $340,000 | 2,856 |
| Income before extraordinary items | $919,000 | 3,149 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $919,000 | 3,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,118 |
| Cash dividends | $645,000 | 1,791 |
| Sale, conversion, retirement of capital stock, net | $-108,000 | 9,044 |
| Net operating income | $915,350 | 3,071 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,359,000 | 2,086 |
| Total interest expense | $853,000 | 2,306 |
| Net interest income | $2,506,000 | 1,987 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $495,000 | 2,177 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $193,000 | 2,146 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $302,000 | 1,879 |
| Total noninterest expense | $2,257,000 | 1,789 |
| Salaries and employee benefits | $1,429,000 | 1,565 |
| Premises and equipment expense | $383,000 | 1,537 |
| Additional noninterest expense | $445,000 | 2,634 |
| Pre-tax net operating income | $669,000 | 2,798 |
| Securities gains (losses) | $8,000 | 2,145 |
| Applicable income taxes | $190,000 | 2,655 |
| Income before extraordinary items | $487,000 | 3,015 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $487,000 | 3,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 1,426 |
| Cash dividends | $323,000 | 1,645 |
| Sale, conversion, retirement of capital stock, net | $-76,000 | 9,090 |
| Net operating income | $481,240 | 2,927 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,106,000 | 2,010 |
| Total interest expense | $4,288,000 | 2,077 |
| Net interest income | $9,818,000 | 1,994 |
| Provision for loan and lease losses | $375,000 | 2,706 |
| Total noninterest income | $1,720,000 | 2,575 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $795,000 | 2,136 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $925,000 | 2,505 |
| Total noninterest expense | $8,981,000 | 1,767 |
| Salaries and employee benefits | $5,199,000 | 1,655 |
| Premises and equipment expense | $1,478,000 | 1,545 |
| Additional noninterest expense | $2,304,000 | 2,093 |
| Pre-tax net operating income | $2,182,000 | 3,189 |
| Securities gains (losses) | $130,000 | 1,670 |
| Applicable income taxes | $751,000 | 2,651 |
| Income before extraordinary items | $1,561,000 | 3,467 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,561,000 | 3,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $506,000 | 1,588 |
| Cash dividends | $1,313,000 | 1,928 |
| Sale, conversion, retirement of capital stock, net | $-731,000 | 9,147 |
| Net operating income | $1,472,600 | 3,449 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,435,000 | 2,077 |
| Total interest expense | $3,339,000 | 2,080 |
| Net interest income | $7,096,000 | 2,079 |
| Provision for loan and lease losses | $300,000 | 2,501 |
| Total noninterest income | $1,226,000 | 2,734 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $591,000 | 2,162 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $635,000 | 2,733 |
| Total noninterest expense | $6,389,000 | 1,857 |
| Salaries and employee benefits | $3,685,000 | 1,761 |
| Premises and equipment expense | $1,065,000 | 1,610 |
| Additional noninterest expense | $1,639,000 | 2,192 |
| Pre-tax net operating income | $1,633,000 | 3,328 |
| Securities gains (losses) | $-26,000 | 9,037 |
| Applicable income taxes | $465,000 | 3,154 |
| Income before extraordinary items | $1,142,000 | 3,633 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,142,000 | 3,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $404,000 | 1,390 |
| Cash dividends | $984,000 | 1,781 |
| Sale, conversion, retirement of capital stock, net | $-487,000 | 9,201 |
| Net operating income | $1,160,460 | 3,409 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,116,000 | 2,046 |
| Total interest expense | $2,316,000 | 2,075 |
| Net interest income | $4,800,000 | 2,039 |
| Provision for loan and lease losses | $225,000 | 2,308 |
| Total noninterest income | $691,000 | 3,041 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $386,000 | 2,160 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $305,000 | 3,261 |
| Total noninterest expense | $4,140,000 | 1,909 |
| Salaries and employee benefits | $2,365,000 | 1,819 |
| Premises and equipment expense | $682,000 | 1,674 |
| Additional noninterest expense | $1,093,000 | 2,179 |
| Pre-tax net operating income | $1,126,000 | 3,229 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $359,000 | 2,912 |
| Income before extraordinary items | $767,000 | 3,625 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $767,000 | 3,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $338,000 | 1,140 |
| Cash dividends | $656,000 | 1,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $767,000 | 3,425 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,659,000 | 1,998 |
| Total interest expense | $1,118,000 | 2,182 |
| Net interest income | $2,541,000 | 1,919 |
| Provision for loan and lease losses | $152,000 | 1,660 |
| Total noninterest income | $253,000 | 3,610 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $185,000 | 2,171 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $68,000 | 4,672 |
| Total noninterest expense | $1,971,000 | 1,988 |
| Salaries and employee benefits | $1,151,000 | 1,856 |
| Premises and equipment expense | $326,000 | 1,755 |
| Additional noninterest expense | $494,000 | 2,356 |
| Pre-tax net operating income | $671,000 | 2,826 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $285,000 | 2,126 |
| Income before extraordinary items | $386,000 | 3,557 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $386,000 | 3,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,653 |
| Cash dividends | $328,000 | 1,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $386,000 | 3,372 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $16,701,000 | 1,843 |
| Total interest expense | $5,715,000 | 1,987 |
| Net interest income | $10,986,000 | 1,759 |
| Provision for loan and lease losses | $1,835,000 | 799 |
| Total noninterest income | $1,112,000 | 3,239 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $745,000 | 2,134 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $367,000 | 3,848 |
| Total noninterest expense | $7,475,000 | 2,012 |
| Salaries and employee benefits | $4,182,000 | 1,929 |
| Premises and equipment expense | $1,253,000 | 1,761 |
| Additional noninterest expense | $2,040,000 | 2,267 |
| Pre-tax net operating income | $2,788,000 | 2,648 |
| Securities gains (losses) | $353,000 | 809 |
| Applicable income taxes | $807,000 | 2,577 |
| Income before extraordinary items | $2,334,000 | 2,478 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,334,000 | 2,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $529,000 | 1,594 |
| Cash dividends | $1,313,000 | 1,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,072,780 | 2,630 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $18,175,000 | 1,885 |
| Total interest expense | $8,697,000 | 1,862 |
| Net interest income | $9,478,000 | 1,878 |
| Provision for loan and lease losses | $577,000 | 1,966 |
| Total noninterest income | $973,000 | 3,409 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $669,000 | 2,239 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $304,000 | 4,093 |
| Total noninterest expense | $6,302,000 | 2,270 |
| Salaries and employee benefits | $3,728,000 | 2,016 |
| Premises and equipment expense | $1,113,000 | 1,927 |
| Additional noninterest expense | $1,461,000 | 2,937 |
| Pre-tax net operating income | $3,572,000 | 1,945 |
| Securities gains (losses) | $246,000 | 1,037 |
| Applicable income taxes | $1,060,000 | 1,990 |
| Income before extraordinary items | $2,758,000 | 1,905 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,758,000 | 1,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 2,187 |
| Cash dividends | $1,313,000 | 1,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,580,880 | 1,946 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $17,954,000 | 1,959 |
| Total interest expense | $9,028,000 | 1,909 |
| Net interest income | $8,926,000 | 1,982 |
| Provision for loan and lease losses | $200,000 | 3,731 |
| Total noninterest income | $977,000 | 3,191 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $620,000 | 2,218 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $357,000 | 3,589 |
| Total noninterest expense | $5,675,000 | 2,411 |
| Salaries and employee benefits | $3,255,000 | 2,195 |
| Premises and equipment expense | $1,033,000 | 2,006 |
| Additional noninterest expense | $1,387,000 | 3,013 |
| Pre-tax net operating income | $4,028,000 | 1,812 |
| Securities gains (losses) | $26,000 | 887 |
| Applicable income taxes | $1,244,000 | 1,778 |
| Income before extraordinary items | $2,810,000 | 1,856 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,810,000 | 1,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 2,456 |
| Cash dividends | $1,050,000 | 2,181 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,792,060 | 1,864 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $17,646,000 | 1,839 |
| Total interest expense | $8,350,000 | 1,776 |
| Net interest income | $9,296,000 | 1,887 |
| Provision for loan and lease losses | $100,000 | 5,206 |
| Total noninterest income | $862,000 | 3,444 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $601,000 | 2,227 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $261,000 | 4,344 |
| Total noninterest expense | $5,329,000 | 2,542 |
| Salaries and employee benefits | $2,944,000 | 2,381 |
| Premises and equipment expense | $898,000 | 2,264 |
| Additional noninterest expense | $1,487,000 | 2,888 |
| Pre-tax net operating income | $4,729,000 | 1,592 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,482,000 | 1,617 |
| Income before extraordinary items | $3,247,000 | 1,645 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,247,000 | 1,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 1,942 |
| Cash dividends | $990,000 | 2,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,247,000 | 1,615 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $18,777,000 | 1,726 |
| Total interest expense | $9,059,000 | 1,699 |
| Net interest income | $9,718,000 | 1,757 |
| Provision for loan and lease losses | $150,000 | 4,136 |
| Total noninterest income | $806,000 | 3,613 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $575,000 | 2,232 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $231,000 | 4,605 |
| Total noninterest expense | $4,693,000 | 2,766 |
| Salaries and employee benefits | $2,665,000 | 2,530 |
| Premises and equipment expense | $788,000 | 2,492 |
| Additional noninterest expense | $1,240,000 | 3,276 |
| Pre-tax net operating income | $5,681,000 | 1,320 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,855,000 | 1,354 |
| Income before extraordinary items | $3,826,000 | 1,385 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,826,000 | 1,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,411 |
| Cash dividends | $990,000 | 2,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,826,000 | 1,329 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $18,341,000 | 1,800 |
| Total interest expense | $8,457,000 | 1,833 |
| Net interest income | $9,884,000 | 1,761 |
| Provision for loan and lease losses | $100,000 | 5,146 |
| Total noninterest income | $807,000 | 3,547 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $581,000 | 2,253 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $226,000 | 4,666 |
| Total noninterest expense | $4,729,000 | 2,710 |
| Salaries and employee benefits | $2,704,000 | 2,458 |
| Premises and equipment expense | $806,000 | 2,405 |
| Additional noninterest expense | $1,219,000 | 3,311 |
| Pre-tax net operating income | $5,862,000 | 1,321 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,050,000 | 1,293 |
| Income before extraordinary items | $3,812,000 | 1,425 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,812,000 | 1,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,790 |
| Cash dividends | $990,000 | 2,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,812,000 | 1,394 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $17,564,000 | 1,929 |
| Total interest expense | $8,273,000 | 1,895 |
| Net interest income | $9,291,000 | 1,926 |
| Provision for loan and lease losses | $250,000 | 2,928 |
| Total noninterest income | $1,008,000 | 3,105 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $560,000 | 2,430 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $448,000 | 3,152 |
| Total noninterest expense | $4,641,000 | 2,931 |
| Salaries and employee benefits | $2,518,000 | 2,680 |
| Premises and equipment expense | $774,000 | 2,531 |
| Additional noninterest expense | $1,349,000 | 3,416 |
| Pre-tax net operating income | $5,408,000 | 1,318 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $1,784,000 | 1,363 |
| Income before extraordinary items | $3,626,000 | 1,365 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,626,000 | 1,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 2,511 |
| Cash dividends | $900,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,624,660 | 1,330 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,300,000 | 2,061 |
| Total interest expense | $7,827,000 | 2,002 |
| Net interest income | $8,473,000 | 2,121 |
| Provision for loan and lease losses | $95,000 | 4,744 |
| Total noninterest income | $789,000 | 3,722 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $549,000 | 2,459 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $240,000 | 4,595 |
| Total noninterest expense | $4,092,000 | 3,255 |
| Salaries and employee benefits | $2,022,000 | 3,273 |
| Premises and equipment expense | $768,000 | 2,588 |
| Additional noninterest expense | $1,302,000 | 3,484 |
| Pre-tax net operating income | $5,075,000 | 1,487 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $1,824,000 | 1,378 |
| Income before extraordinary items | $3,252,000 | 1,570 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,252,000 | 1,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,337 |
| Cash dividends | $720,000 | 2,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,251,360 | 1,547 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $14,476,000 | 2,118 |
| Total interest expense | $5,973,000 | 2,088 |
| Net interest income | $8,503,000 | 2,117 |
| Provision for loan and lease losses | $110,000 | 4,343 |
| Total noninterest income | $797,000 | 3,739 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $542,000 | 2,514 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $255,000 | 4,538 |
| Total noninterest expense | $4,771,000 | 2,889 |
| Salaries and employee benefits | $2,524,000 | 2,642 |
| Premises and equipment expense | $750,000 | 2,671 |
| Additional noninterest expense | $1,497,000 | 3,298 |
| Pre-tax net operating income | $4,419,000 | 1,621 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,368,000 | 1,685 |
| Income before extraordinary items | $3,051,000 | 1,604 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,051,000 | 1,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 3,018 |
| Cash dividends | $720,000 | 2,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,051,000 | 1,611 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,014,000 | 2,217 |
| Total interest expense | $5,510,000 | 2,345 |
| Net interest income | $8,504,000 | 2,124 |
| Provision for loan and lease losses | $435,000 | 2,318 |
| Total noninterest income | $664,000 | 4,606 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $459,000 | 3,036 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $205,000 | 5,584 |
| Total noninterest expense | $4,475,000 | 3,132 |
| Salaries and employee benefits | $2,353,000 | 2,802 |
| Premises and equipment expense | $675,000 | 2,985 |
| Additional noninterest expense | $1,447,000 | 3,615 |
| Pre-tax net operating income | $4,258,000 | 1,626 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,358,000 | 1,714 |
| Income before extraordinary items | $2,900,000 | 1,733 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,900,000 | 1,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 3,123 |
| Cash dividends | $630,000 | 2,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,900,000 | 1,636 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,300,000 | 2,449 |
| Total interest expense | $6,583,000 | 2,565 |
| Net interest income | $7,717,000 | 2,336 |
| Provision for loan and lease losses | $795,000 | 2,158 |
| Total noninterest income | $579,000 | 5,094 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $417,000 | 3,333 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $162,000 | 6,369 |
| Total noninterest expense | $3,920,000 | 3,570 |
| Salaries and employee benefits | $1,984,000 | 3,230 |
| Premises and equipment expense | $563,000 | 3,573 |
| Additional noninterest expense | $1,373,000 | 3,867 |
| Pre-tax net operating income | $3,581,000 | 1,724 |
| Securities gains (losses) | $-272,000 | 13,866 |
| Applicable income taxes | $1,078,000 | 1,969 |
| Income before extraordinary items | $2,231,000 | 2,059 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,231,000 | 2,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $608,000 | 2,160 |
| Cash dividends | $510,000 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,413,240 | 1,736 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.