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First National Bank, Net charge- offs to loans

2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0572%2,579
Percentage Net Loans Charged-off: Total real estate loans0.0653%1,748
Percentage Net Loans Charged-off:Construction & development-0.0190%4,901
Percentage Net Loans Charged-off: Commercial real estate0.0336%1,001
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.1408%1,262
Percentage Net Loans Charged-off: Home equity loans0.5251%252
All other 1-4 family - Percent of loans charged-off, net0.0330%2,015
Percentage Net Loans Charged-off: Commercial and industrial-0.1243%5,232
Percentage Net Loans Charged-off: Loans to individuals0.5388%1,295
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5388%1,190
Percentage Net Loans Charged-off: All other loans and lease0.0507%951
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0095%3,019
Percentage Net Loans Charged-off: Total real estate loans-0.0677%5,791
Percentage Net Loans Charged-off:Construction & development-0.0396%5,110
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.1649%6,048
Percentage Net Loans Charged-off: Home equity loans-0.4296%4,606
All other 1-4 family - Percent of loans charged-off, net-0.0886%5,911
Percentage Net Loans Charged-off: Commercial and industrial1.0735%342
Percentage Net Loans Charged-off: Loans to individuals0.2689%1,796
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.8067%825
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3218%1,373
Percentage Net Loans Charged-off: Total real estate loans0.3652%850
Percentage Net Loans Charged-off:Construction & development-0.0396%5,103
Percentage Net Loans Charged-off: Commercial real estate0.4030%792
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.4988%663
Percentage Net Loans Charged-off: Home equity loans0.2506%628
All other 1-4 family - Percent of loans charged-off, net0.5596%574
Percentage Net Loans Charged-off: Commercial and industrial-0.2900%5,750
Percentage Net Loans Charged-off: Loans to individuals0.9053%1,036
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0059%824
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2104%1,788
Percentage Net Loans Charged-off: Total real estate loans0.2556%1,117
Percentage Net Loans Charged-off:Construction & development-0.0388%5,163
Percentage Net Loans Charged-off: Commercial real estate0.5311%574
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.0492%2,645
Percentage Net Loans Charged-off: Home equity loans0.3317%506
All other 1-4 family - Percent of loans charged-off, net-0.0171%5,771
Percentage Net Loans Charged-off: Commercial and industrial-0.3754%5,881
Percentage Net Loans Charged-off: Loans to individuals0.4885%1,698
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5770%1,362
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0008%5,023
Percentage Net Loans Charged-off: Total real estate loans0.0387%2,645
Percentage Net Loans Charged-off:Construction & development-0.0441%5,259
Percentage Net Loans Charged-off: Commercial real estate0.0263%1,421
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.0857%2,115
Percentage Net Loans Charged-off: Home equity loans0.5561%336
All other 1-4 family - Percent of loans charged-off, net-0.0198%5,832
Percentage Net Loans Charged-off: Commercial and industrial-0.5283%6,030
Percentage Net Loans Charged-off: Loans to individuals0.3988%1,748
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5318%1,333
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0933%6,092
Percentage Net Loans Charged-off: Total real estate loans-0.0188%5,663
Percentage Net Loans Charged-off:Construction & development-0.0441%5,361
Percentage Net Loans Charged-off: Commercial real estate-0.0037%5,607
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.0322%5,942
Percentage Net Loans Charged-off: Home equity loans0.4420%342
All other 1-4 family - Percent of loans charged-off, net-0.1340%6,301
Percentage Net Loans Charged-off: Commercial and industrial-1.0167%6,223
Percentage Net Loans Charged-off: Loans to individuals0.2622%1,985
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3933%1,553
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4534%1,459
Percentage Net Loans Charged-off: Total real estate loans0.3873%1,450
Percentage Net Loans Charged-off:Construction & development-1.1950%6,003
Percentage Net Loans Charged-off: Commercial real estate0.3412%1,343
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.8943%560
Percentage Net Loans Charged-off: Home equity loans1.1962%314
All other 1-4 family - Percent of loans charged-off, net0.8315%641
Percentage Net Loans Charged-off: Commercial and industrial1.3907%785
Percentage Net Loans Charged-off: Loans to individuals-0.3622%6,314
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3622%2,354
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3980%1,611
Percentage Net Loans Charged-off: Total real estate loans0.3190%1,630
Percentage Net Loans Charged-off:Construction & development-1.6216%6,106
Percentage Net Loans Charged-off: Commercial real estate0.3138%1,257
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.8397%620
Percentage Net Loans Charged-off: Home equity loans0.1913%969
All other 1-4 family - Percent of loans charged-off, net0.9730%511
Percentage Net Loans Charged-off: Commercial and industrial1.5552%666
Percentage Net Loans Charged-off: Loans to individuals-0.7526%6,530
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1769%2,866
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1723%2,742
Percentage Net Loans Charged-off: Total real estate loans0.1840%2,189
Percentage Net Loans Charged-off:Construction & development-2.4175%6,185
Percentage Net Loans Charged-off: Commercial real estate0.4839%916
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.4969%1,086
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net0.6010%884
Percentage Net Loans Charged-off: Commercial and industrial0.2294%1,650
Percentage Net Loans Charged-off: Loans to individuals-1.1279%6,625
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1990%2,524
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1484%2,513
Percentage Net Loans Charged-off: Total real estate loans0.1055%2,240
Percentage Net Loans Charged-off:Construction & development-0.0360%5,626
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.2573%1,503
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net0.3106%1,294
Percentage Net Loans Charged-off: Commercial and industrial0.7582%787
Percentage Net Loans Charged-off: Loans to individuals-0.3941%6,264
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1314%2,364
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5396%2,112
Percentage Net Loans Charged-off: Total real estate loans0.3243%2,621
Percentage Net Loans Charged-off:Construction & development0.3655%1,918
Percentage Net Loans Charged-off: Commercial real estate0.0721%2,816
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.6085%1,510
Percentage Net Loans Charged-off: Home equity loans0.9720%669
All other 1-4 family - Percent of loans charged-off, net0.5079%1,692
Percentage Net Loans Charged-off: Commercial and industrial2.5734%652
Percentage Net Loans Charged-off: Loans to individuals0.5557%2,214
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7311%1,668
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5214%2,049
Percentage Net Loans Charged-off: Total real estate loans0.2602%2,760
Percentage Net Loans Charged-off:Construction & development0.5048%1,654
Percentage Net Loans Charged-off: Commercial real estate0.0281%2,710
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.4673%1,821
Percentage Net Loans Charged-off: Home equity loans1.1010%572
All other 1-4 family - Percent of loans charged-off, net0.2788%2,335
Percentage Net Loans Charged-off: Commercial and industrial2.9112%548
Percentage Net Loans Charged-off: Loans to individuals0.2669%2,904
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4958%2,009
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3737%2,525
Percentage Net Loans Charged-off: Total real estate loans-0.0296%6,702
Percentage Net Loans Charged-off:Construction & development-1.8141%6,445
Percentage Net Loans Charged-off: Commercial real estate0.0428%2,276
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.3506%2,051
Percentage Net Loans Charged-off: Home equity loans0.4549%889
All other 1-4 family - Percent of loans charged-off, net0.3166%2,066
Percentage Net Loans Charged-off: Commercial and industrial3.9167%422
Percentage Net Loans Charged-off: Loans to individuals-0.1120%6,077
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1680%2,910
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0231%6,229
Percentage Net Loans Charged-off: Total real estate loans-0.0169%6,538
Percentage Net Loans Charged-off:Construction & development-0.0345%6,039
Percentage Net Loans Charged-off: Commercial real estate0.0873%1,483
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential-0.1181%6,908
Percentage Net Loans Charged-off: Home equity loans0.0177%976
All other 1-4 family - Percent of loans charged-off, net-0.1651%6,936
Percentage Net Loans Charged-off: Commercial and industrial-0.0309%5,513
Percentage Net Loans Charged-off: Loans to individuals-0.3310%6,411
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2207%6,137
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0403%674
Percentage Net Loans Charged-off: Total real estate loans2.0554%620
Percentage Net Loans Charged-off:Construction & development10.8550%406
Percentage Net Loans Charged-off: Commercial real estate0.1616%2,868
Percentage Net Loans Charged-off: Multi-family residential0.9444%618
Percentage Net Loans Charged-off: 1-4 family residential1.1907%1,036
Percentage Net Loans Charged-off: Home equity loans1.2825%700
All other 1-4 family - Percent of loans charged-off, net1.1465%1,079
Percentage Net Loans Charged-off: Commercial and industrial2.1658%1,116
Percentage Net Loans Charged-off: Loans to individuals0.7909%2,025
Percentage Net Loans Charged-off: Credit card loans1.0840%712
Percentage Net Loans Charged-off: Other loans to individual0.7016%1,958
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2703%531
Percentage Net Loans Charged-off: Total real estate loans2.3358%458
Percentage Net Loans Charged-off:Construction & development12.8096%289
Percentage Net Loans Charged-off: Commercial real estate0.2168%2,294
Percentage Net Loans Charged-off: Multi-family residential1.3109%474
Percentage Net Loans Charged-off: 1-4 family residential0.9079%1,311
Percentage Net Loans Charged-off: Home equity loans0.6581%961
All other 1-4 family - Percent of loans charged-off, net1.0362%1,128
Percentage Net Loans Charged-off: Commercial and industrial2.0603%1,040
Percentage Net Loans Charged-off: Loans to individuals0.9577%1,602
Percentage Net Loans Charged-off: Credit card loans1.5902%560
Percentage Net Loans Charged-off: Other loans to individual0.7861%1,603
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0176%1,552
Percentage Net Loans Charged-off: Total real estate loans0.7344%1,789
Percentage Net Loans Charged-off:Construction & development1.9303%1,388
Percentage Net Loans Charged-off: Commercial real estate0.3235%1,783
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.8298%1,364
Percentage Net Loans Charged-off: Home equity loans0.9037%753
All other 1-4 family - Percent of loans charged-off, net0.7911%1,350
Percentage Net Loans Charged-off: Commercial and industrial2.9790%709
Percentage Net Loans Charged-off: Loans to individuals1.4276%1,066
Percentage Net Loans Charged-off: Credit card loans1.9512%481
Percentage Net Loans Charged-off: Other loans to individual1.2058%994
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4205%2,428
Percentage Net Loans Charged-off: Total real estate loans-0.0257%6,980
Percentage Net Loans Charged-off:Construction & development0.0533%1,641
Percentage Net Loans Charged-off: Commercial real estate-0.3238%7,256
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.2594%2,082
Percentage Net Loans Charged-off: Home equity loans0.7745%626
All other 1-4 family - Percent of loans charged-off, net-0.0159%6,861
Percentage Net Loans Charged-off: Commercial and industrial3.7627%512
Percentage Net Loans Charged-off: Loans to individuals-0.2425%6,568
Percentage Net Loans Charged-off: Credit card loans0.6410%596
Percentage Net Loans Charged-off: Other loans to individual-0.4046%6,909
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3279%1,681
Percentage Net Loans Charged-off: Total real estate loans1.3177%1,481
Percentage Net Loans Charged-off:Construction & development3.9136%1,495
Percentage Net Loans Charged-off: Commercial real estate0.2739%2,589
Percentage Net Loans Charged-off: Multi-family residential1.3338%621
Percentage Net Loans Charged-off: 1-4 family residential1.1958%1,194
Percentage Net Loans Charged-off: Home equity loans0.8553%970
All other 1-4 family - Percent of loans charged-off, net1.3998%1,005
Percentage Net Loans Charged-off: Commercial and industrial1.0696%2,463
Percentage Net Loans Charged-off: Loans to individuals2.5373%818
Percentage Net Loans Charged-off: Credit card loans3.8616%413
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3032%1,564
Percentage Net Loans Charged-off: Total real estate loans1.4702%1,220
Percentage Net Loans Charged-off:Construction & development4.2598%1,279
Percentage Net Loans Charged-off: Commercial real estate0.2262%2,355
Percentage Net Loans Charged-off: Multi-family residential1.7779%468
Percentage Net Loans Charged-off: 1-4 family residential1.3608%925
Percentage Net Loans Charged-off: Home equity loans0.5790%1,034
All other 1-4 family - Percent of loans charged-off, net1.8406%676
Percentage Net Loans Charged-off: Commercial and industrial0.3461%3,262
Percentage Net Loans Charged-off: Loans to individuals0.9072%2,171
Percentage Net Loans Charged-off: Credit card loans5.2591%293
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6871%1,107
Percentage Net Loans Charged-off: Total real estate loans1.8962%900
Percentage Net Loans Charged-off:Construction & development5.9195%874
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,645
Percentage Net Loans Charged-off: Multi-family residential2.7354%310
Percentage Net Loans Charged-off: 1-4 family residential1.6374%737
Percentage Net Loans Charged-off: Home equity loans0.4368%1,023
All other 1-4 family - Percent of loans charged-off, net2.3962%497
Percentage Net Loans Charged-off: Commercial and industrial0.5278%2,607
Percentage Net Loans Charged-off: Loans to individuals1.1498%1,694
Percentage Net Loans Charged-off: Credit card loans3.9939%393
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6461%1,059
Percentage Net Loans Charged-off: Total real estate loans1.8670%803
Percentage Net Loans Charged-off:Construction & development8.3408%530
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.4744%1,596
Percentage Net Loans Charged-off: Home equity loans0.3678%779
All other 1-4 family - Percent of loans charged-off, net0.5440%1,424
Percentage Net Loans Charged-off: Commercial and industrial0.6328%1,860
Percentage Net Loans Charged-off: Loans to individuals0.3799%2,892
Percentage Net Loans Charged-off: Credit card loans3.0581%453
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.4515%936
Percentage Net Loans Charged-off: Total real estate loans2.1016%993
Percentage Net Loans Charged-off:Construction & development2.2521%1,968
Percentage Net Loans Charged-off: Commercial real estate2.0263%561
Percentage Net Loans Charged-off: Multi-family residential1.6073%475
Percentage Net Loans Charged-off: 1-4 family residential2.1886%581
Percentage Net Loans Charged-off: Home equity loans1.3252%700
All other 1-4 family - Percent of loans charged-off, net2.7788%462
Percentage Net Loans Charged-off: Commercial and industrial3.8635%1,034
Percentage Net Loans Charged-off: Loans to individuals4.7476%420
Percentage Net Loans Charged-off: Credit card loans11.0878%135
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3329%804
Percentage Net Loans Charged-off: Total real estate loans1.9469%859
Percentage Net Loans Charged-off:Construction & development2.9523%1,428
Percentage Net Loans Charged-off: Commercial real estate1.7731%481
Percentage Net Loans Charged-off: Multi-family residential2.1385%298
Percentage Net Loans Charged-off: 1-4 family residential1.5792%710
Percentage Net Loans Charged-off: Home equity loans1.3313%579
All other 1-4 family - Percent of loans charged-off, net1.7502%633
Percentage Net Loans Charged-off: Commercial and industrial3.9194%812
Percentage Net Loans Charged-off: Loans to individuals4.7090%404
Percentage Net Loans Charged-off: Credit card loans13.6237%84
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1821%839
Percentage Net Loans Charged-off: Total real estate loans1.4837%1,009
Percentage Net Loans Charged-off:Construction & development4.4796%897
Percentage Net Loans Charged-off: Commercial real estate0.6639%901
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.8353%1,110
Percentage Net Loans Charged-off: Home equity loans0.7865%696
All other 1-4 family - Percent of loans charged-off, net0.8693%1,026
Percentage Net Loans Charged-off: Commercial and industrial5.3814%526
Percentage Net Loans Charged-off: Loans to individuals5.2365%353
Percentage Net Loans Charged-off: Credit card loans16.5973%71
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3623%616
Percentage Net Loans Charged-off: Total real estate loans1.1092%943
Percentage Net Loans Charged-off:Construction & development0.9414%1,264
Percentage Net Loans Charged-off: Commercial real estate1.5125%332
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.9530%791
Percentage Net Loans Charged-off: Home equity loans0.1310%754
All other 1-4 family - Percent of loans charged-off, net1.5238%505
Percentage Net Loans Charged-off: Commercial and industrial8.2472%257
Percentage Net Loans Charged-off: Loans to individuals6.6069%251
Percentage Net Loans Charged-off: Credit card loans8.5868%191
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0060%1,231
Percentage Net Loans Charged-off: Total real estate loans1.0844%855
Percentage Net Loans Charged-off:Construction & development2.7739%883
Percentage Net Loans Charged-off: Commercial real estate0.4817%887
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.7281%873
Percentage Net Loans Charged-off: Home equity loans0.0599%1,280
All other 1-4 family - Percent of loans charged-off, net1.1337%517
Percentage Net Loans Charged-off: Commercial and industrial0.3285%3,147
Percentage Net Loans Charged-off: Loans to individuals2.2091%872
Percentage Net Loans Charged-off: Credit card loans5.8582%220
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9638%884
Percentage Net Loans Charged-off: Total real estate loans1.1070%572
Percentage Net Loans Charged-off:Construction & development1.7484%793
Percentage Net Loans Charged-off: Commercial real estate1.0707%313
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.8353%560
Percentage Net Loans Charged-off: Home equity loans0.0572%1,009
All other 1-4 family - Percent of loans charged-off, net1.2901%325
Percentage Net Loans Charged-off: Commercial and industrial0.2777%2,594
Percentage Net Loans Charged-off: Loans to individuals1.0524%1,780
Percentage Net Loans Charged-off: Credit card loans3.6399%388
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3035%2,123
Percentage Net Loans Charged-off: Total real estate loans0.3352%1,248
Percentage Net Loans Charged-off:Construction & development0.2296%1,272
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.8037%499
Percentage Net Loans Charged-off: Home equity loans0.1025%770
All other 1-4 family - Percent of loans charged-off, net1.2018%297
Percentage Net Loans Charged-off: Commercial and industrial0.0233%3,037
Percentage Net Loans Charged-off: Loans to individuals0.9068%1,870
Percentage Net Loans Charged-off: Credit card loans2.8839%451
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1378%2,610
Percentage Net Loans Charged-off: Total real estate loans0.1096%1,642
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.3180%822
Percentage Net Loans Charged-off: Home equity loans0.3865%355
All other 1-4 family - Percent of loans charged-off, net0.2807%806
Percentage Net Loans Charged-off: Commercial and industrial0.0538%2,002
Percentage Net Loans Charged-off: Loans to individuals1.1024%1,422
Percentage Net Loans Charged-off: Credit card loans1.8772%522
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5774%921
Percentage Net Loans Charged-off: Total real estate loans0.5799%470
Percentage Net Loans Charged-off:Construction & development1.3512%335
Percentage Net Loans Charged-off: Commercial real estate0.2111%781
Percentage Net Loans Charged-off: Multi-family residential3.2599%69
Percentage Net Loans Charged-off: 1-4 family residential0.1258%1,670
Percentage Net Loans Charged-off: Home equity loans0.0977%723
All other 1-4 family - Percent of loans charged-off, net0.1389%1,522
Percentage Net Loans Charged-off: Commercial and industrial0.4068%2,091
Percentage Net Loans Charged-off: Loans to individuals1.6925%829
Percentage Net Loans Charged-off: Credit card loans6.8265%121
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2989%1,339
Percentage Net Loans Charged-off: Total real estate loans0.2107%864
Percentage Net Loans Charged-off:Construction & development-0.1039%7,702
Percentage Net Loans Charged-off: Commercial real estate0.2209%494
Percentage Net Loans Charged-off: Multi-family residential4.3106%38
Percentage Net Loans Charged-off: 1-4 family residential0.0646%1,721
Percentage Net Loans Charged-off: Home equity loans0.1324%496
All other 1-4 family - Percent of loans charged-off, net0.0338%1,959
Percentage Net Loans Charged-off: Commercial and industrial0.4260%1,625
Percentage Net Loans Charged-off: Loans to individuals1.7297%693
Percentage Net Loans Charged-off: Credit card loans5.3076%175
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1732%1,911
Percentage Net Loans Charged-off: Total real estate loans0.1053%1,171
Percentage Net Loans Charged-off:Construction & development-0.1513%7,711
Percentage Net Loans Charged-off: Commercial real estate0.3312%289
Percentage Net Loans Charged-off: Multi-family residential0.5268%74
Percentage Net Loans Charged-off: 1-4 family residential0.0369%1,656
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0533%1,396
Percentage Net Loans Charged-off: Commercial and industrial0.2858%1,628
Percentage Net Loans Charged-off: Loans to individuals1.2246%1,018
Percentage Net Loans Charged-off: Credit card loans3.1570%357
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3010%998
Percentage Net Loans Charged-off: Total real estate loans0.2138%543
Percentage Net Loans Charged-off:Construction & development-0.2952%7,716
Percentage Net Loans Charged-off: Commercial real estate0.6852%127
Percentage Net Loans Charged-off: Multi-family residential1.0506%37
Percentage Net Loans Charged-off: 1-4 family residential0.0682%1,030
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0972%836
Percentage Net Loans Charged-off: Commercial and industrial0.5427%848
Percentage Net Loans Charged-off: Loans to individuals1.2221%1,037
Percentage Net Loans Charged-off: Credit card loans4.7016%222
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3324%1,203
Percentage Net Loans Charged-off: Total real estate loans0.1542%929
Percentage Net Loans Charged-off:Construction & development0.1131%463
Percentage Net Loans Charged-off: Commercial real estate0.2603%485
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.1004%1,435
Percentage Net Loans Charged-off: Home equity loans0.0383%591
All other 1-4 family - Percent of loans charged-off, net0.1255%1,172
Percentage Net Loans Charged-off: Commercial and industrial1.0078%1,011
Percentage Net Loans Charged-off: Loans to individuals1.2586%1,102
Percentage Net Loans Charged-off: Credit card loans1.2866%807
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2462%1,343
Percentage Net Loans Charged-off: Total real estate loans0.1433%801
Percentage Net Loans Charged-off:Construction & development0.1557%293
Percentage Net Loans Charged-off: Commercial real estate0.2240%419
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0705%1,428
Percentage Net Loans Charged-off: Home equity loans0.0456%451
All other 1-4 family - Percent of loans charged-off, net0.0806%1,269
Percentage Net Loans Charged-off: Commercial and industrial0.5320%1,253
Percentage Net Loans Charged-off: Loans to individuals1.2903%942
Percentage Net Loans Charged-off: Credit card loans1.0874%785
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1672%1,740
Percentage Net Loans Charged-off: Total real estate loans0.1212%855
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.3591%270
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial0.2704%1,537
Percentage Net Loans Charged-off: Loans to individuals0.7414%1,705
Percentage Net Loans Charged-off: Credit card loans0.4100%930
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0528%2,770
Percentage Net Loans Charged-off: Total real estate loans-0.0092%7,864
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate-0.0268%8,162
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial-0.0176%6,728
Percentage Net Loans Charged-off: Loans to individuals1.8888%647
Percentage Net Loans Charged-off: Credit card loans1.2422%640
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1433%2,974
Percentage Net Loans Charged-off: Total real estate loans-0.0125%7,984
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0153%1,208
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential-0.0445%8,333
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net-0.0654%8,360
Percentage Net Loans Charged-off: Commercial and industrial0.4202%2,084
Percentage Net Loans Charged-off: Loans to individuals0.9933%1,862
Percentage Net Loans Charged-off: Credit card loans3.3916%488
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease27.4924%49
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0725%3,661
Percentage Net Loans Charged-off: Total real estate loans-0.0181%8,029
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate-0.0043%7,956
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0398%8,264
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net-0.0591%8,305
Percentage Net Loans Charged-off: Commercial and industrial0.2302%2,228
Percentage Net Loans Charged-off: Loans to individuals1.1308%1,403
Percentage Net Loans Charged-off: Credit card loans3.1215%492
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0501%3,885
Percentage Net Loans Charged-off: Total real estate loans-0.0305%8,148
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0165%718
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.0854%8,387
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net-0.1280%8,443
Percentage Net Loans Charged-off: Commercial and industrial0.2236%1,929
Percentage Net Loans Charged-off: Loans to individuals0.7772%2,011
Percentage Net Loans Charged-off: Credit card loans0.2940%1,161
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0603%3,046
Percentage Net Loans Charged-off: Total real estate loans-0.0120%7,979
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0660%387
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0842%8,450
Percentage Net Loans Charged-off: Home equity loans-0.2506%5,992
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.1460%1,531
Percentage Net Loans Charged-off: Loans to individuals1.0283%1,471
Percentage Net Loans Charged-off: Credit card loans0.0000%922
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2436%2,324
Percentage Net Loans Charged-off: Total real estate loans0.2271%813
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.2789%645
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.2514%779
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.3660%551
Percentage Net Loans Charged-off: Commercial and industrial0.0495%3,929
Percentage Net Loans Charged-off: Loans to individuals1.3185%1,460
Percentage Net Loans Charged-off: Credit card loans0.0000%1,629
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1898%2,440
Percentage Net Loans Charged-off: Total real estate loans0.1854%859
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.3243%455
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.1145%1,254
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.1651%957
Percentage Net Loans Charged-off: Commercial and industrial0.1733%2,688
Percentage Net Loans Charged-off: Loans to individuals0.3289%4,232
Percentage Net Loans Charged-off: Credit card loans0.0000%1,504
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1129%3,189
Percentage Net Loans Charged-off: Total real estate loans0.0499%1,771
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate-0.0104%8,349
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.1155%1,132
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.1640%884
Percentage Net Loans Charged-off: Commercial and industrial0.2667%2,031
Percentage Net Loans Charged-off: Loans to individuals0.5317%3,107
Percentage Net Loans Charged-off: Credit card loans0.0000%1,362
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1972%1,960
Percentage Net Loans Charged-off: Total real estate loans0.0465%1,353
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate-0.0070%8,402
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.1027%949
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.1436%771
Percentage Net Loans Charged-off: Commercial and industrial0.7268%1,002
Percentage Net Loans Charged-off: Loans to individuals0.6505%2,533
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2977%2,502
Percentage Net Loans Charged-off: Total real estate loans0.2102%1,059
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0343%1,354
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.3966%578
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.5232%455
Percentage Net Loans Charged-off: Commercial and industrial0.3938%2,928
Percentage Net Loans Charged-off: Loans to individuals1.1832%1,908
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3193%2,031
Percentage Net Loans Charged-off: Total real estate loans0.2843%669
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0539%1,015
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.5249%356
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.6838%281
Percentage Net Loans Charged-off: Commercial and industrial0.2916%2,772
Percentage Net Loans Charged-off: Loans to individuals0.8582%2,539
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4036%1,536
Percentage Net Loans Charged-off: Total real estate loans0.4037%437
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate-0.0096%8,488
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.8334%195
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net1.0761%155
Percentage Net Loans Charged-off: Commercial and industrial0.3189%2,371
Percentage Net Loans Charged-off: Loans to individuals0.6541%2,992
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0793%3,663
Percentage Net Loans Charged-off: Total real estate loans0.0705%1,269
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate-0.0125%8,622
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.1571%816
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.2008%704
Percentage Net Loans Charged-off: Commercial and industrial-0.3375%8,260
Percentage Net Loans Charged-off: Loans to individuals1.2041%1,635
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3213%2,576
Percentage Net Loans Charged-off: Total real estate loans0.1327%1,531
Percentage Net Loans Charged-off:Construction & development0.8696%256
Percentage Net Loans Charged-off: Commercial real estate0.1573%940
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0799%1,915
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0949%1,707
Percentage Net Loans Charged-off: Commercial and industrial1.1617%1,691
Percentage Net Loans Charged-off: Loans to individuals1.1304%2,064
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2062%3,540
Percentage Net Loans Charged-off: Total real estate loans0.0597%2,220
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0476%1,144
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0749%1,794
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0796%1,674
Percentage Net Loans Charged-off: Commercial and industrial0.6170%2,420
Percentage Net Loans Charged-off: Loans to individuals1.2454%1,701
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1433%3,871
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2196%2,987
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1495%4,212
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0752%6,043
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1744%4,450
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1007%5,615
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1269%5,188
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1937%5,478
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6424%3,404
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA