Home > First National Bank > Assets and Liabilities
First National Bank, Assets and Liabilities
| 2015-06-30 | Rank | |
| # of Employees: | 71 | 2,090 |
| Assets and Liabilities | ||
| Total Assets: | $420,537,000 | 1,613 |
| Cash and due from depository institutions | $13,864,000 | 2,090 |
| Interest-bearing balances | $9,845,000 | 2,653 |
| Securities | $55,258,000 | 2,349 |
| Federal funds sold & reverse repurchase agreements | $68,000,000 | 51 |
| Net loans & leases | $237,535,000 | 1,836 |
| Loan loss allowance | $19,000 | 6,284 |
| Trading account assets | $0 | 255 |
| Bank premises and fixed assets | $13,179,000 | 899 |
| Other real estate owned | $810,000 | 2,090 |
| Goodwill and other intangibles | $17,032,000 | 368 |
| All other assets | $14,859,000 | 1,309 |
| Life insurance assets | $11,237,000 | 819 |
| Total liabilities and capital | $420,537,000 | 1,613 |
| Total liabilities | $361,081,000 | 1,661 |
| Total deposits | $358,827,000 | 1,576 |
| Interest-bearing deposits | $278,194,000 | 1,610 |
| Deposits held in domestic offices | $358,827,000 | 1,575 |
| % insured | 77.00% | 4,680 |
| Federal funds purchased & repurchase agreements | $0 | 2,081 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $0 | 3,807 |
| Subordinated debt | $0 | 123 |
| All other liabilities | $2,254,000 | 1,817 |
| Total equity capital | $59,456,000 | 1,305 |
| Total bank equity capital | $59,456,000 | 1,303 |
| Perpetual preferred stock | $0 | 164 |
| Common stock | $2,298,000 | 1,254 |
| Surplus | $56,973,000 | 640 |
| Undivided profits | $185,000 | 5,664 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 143 |
| Memoranda | ||
| Noncurrent loans and leases | $750,000 | 3,481 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 915 |
| Income earned, not collected on loans | $741,000 | 3,273 |
| Earning assets | $370,638,000 | 1,670 |
| Long-term assets (5+ years) | $49,816,000 | 3,235 |
| Average Assets, year-to-date | $429,676,000 | 1,567 |
| Average Assets, quarterly | $431,825,500 | 1,572 |
| Volatile liabilities | $10,883,000 | 2,943 |
| Insider loans | $0 | 5,707 |
| FHLB advances | $0 | 3,615 |
| Loans and leases held for sale | $0 | 1,968 |
| Unused loan commitments | $40,882,000 | 1,767 |
| Tier 1 (core) risk-based capital | $45,583,000 | 1,587 |
| Tier 2 risk-based capital | $19,000 | 6,280 |
| Total risk weighted assets | $256,264,000 | 1,802 |
| Total unused commitments | $40,882,000 | 1,767 |
| Derivatives | $825,000 | 1,242 |
| 2015-03-31 | Rank | |
| # of Employees: | 96 | 1,526 |
| Assets and Liabilities | ||
| Total Assets: | $443,114,000 | 1,552 |
| Cash and due from depository institutions | $36,231,000 | 1,526 |
| Interest-bearing balances | $31,410,000 | 1,218 |
| Securities | $131,086,000 | 1,120 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,825 |
| Net loans & leases | $249,498,000 | 1,729 |
| Loan loss allowance | $3,907,000 | 1,582 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $9,542,000 | 1,232 |
| Other real estate owned | $843,000 | 1,526 |
| Goodwill and other intangibles | $0 | 2,810 |
| All other assets | $15,914,000 | 1,216 |
| Life insurance assets | $11,173,000 | 818 |
| Total liabilities and capital | $443,114,000 | 1,552 |
| Total liabilities | $399,341,000 | 1,532 |
| Total deposits | $376,549,000 | 1,523 |
| Interest-bearing deposits | $310,404,000 | 1,459 |
| Deposits held in domestic offices | $376,549,000 | 1,522 |
| % insured | 75.50% | 4,938 |
| Federal funds purchased & repurchase agreements | $0 | 1,864 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $22,000,000 | 1,062 |
| Subordinated debt | $0 | 128 |
| All other liabilities | $792,000 | 3,380 |
| Total equity capital | $43,773,000 | 1,720 |
| Total bank equity capital | $43,773,000 | 1,720 |
| Perpetual preferred stock | $0 | 175 |
| Common stock | $2,298,000 | 1,272 |
| Surplus | $26,220,000 | 1,182 |
| Undivided profits | $15,255,000 | 2,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $391,000 | 4,303 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 945 |
| Income earned, not collected on loans | $1,196,000 | 2,102 |
| Earning assets | $411,994,000 | 1,538 |
| Long-term assets (5+ years) | $80,440,000 | 2,356 |
| Average Assets, year-to-date | $434,245,500 | 1,564 |
| Average Assets, quarterly | $434,245,500 | 1,564 |
| Volatile liabilities | $12,866,000 | 2,604 |
| Insider loans | $1,702,000 | 2,631 |
| FHLB advances | $22,000,000 | 1,012 |
| Loans and leases held for sale | $1,437,000 | 966 |
| Unused loan commitments | $39,269,000 | 1,813 |
| Tier 1 (core) risk-based capital | $41,438,000 | 1,729 |
| Tier 2 risk-based capital | $3,379,000 | 1,525 |
| Total risk weighted assets | $269,755,000 | 1,695 |
| Total unused commitments | $39,269,000 | 1,813 |
| Derivatives | $4,285,000 | 931 |
| 2014-12-31 | Rank | |
| # of Employees: | 99 | 1,476 |
| Assets and Liabilities | ||
| Total Assets: | $425,377,000 | 1,593 |
| Cash and due from depository institutions | $22,663,000 | 1,476 |
| Interest-bearing balances | $13,128,000 | 2,300 |
| Securities | $126,573,000 | 1,168 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,666 |
| Net loans & leases | $249,375,000 | 1,735 |
| Loan loss allowance | $3,908,000 | 1,595 |
| Trading account assets | $0 | 249 |
| Bank premises and fixed assets | $9,690,000 | 1,228 |
| Other real estate owned | $893,000 | 1,476 |
| Goodwill and other intangibles | $0 | 2,812 |
| All other assets | $16,183,000 | 1,216 |
| Life insurance assets | $11,110,000 | 815 |
| Total liabilities and capital | $425,377,000 | 1,593 |
| Total liabilities | $382,189,000 | 1,579 |
| Total deposits | $354,436,000 | 1,597 |
| Interest-bearing deposits | $297,815,000 | 1,511 |
| Deposits held in domestic offices | $354,436,000 | 1,596 |
| % insured | 79.06% | 4,437 |
| Federal funds purchased & repurchase agreements | $50,000 | 2,109 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $27,000,000 | 986 |
| Subordinated debt | $0 | 126 |
| All other liabilities | $703,000 | 3,532 |
| Total equity capital | $43,188,000 | 1,723 |
| Total bank equity capital | $43,188,000 | 1,723 |
| Perpetual preferred stock | $0 | 187 |
| Common stock | $2,298,000 | 1,303 |
| Surplus | $26,221,000 | 1,189 |
| Undivided profits | $14,669,000 | 2,458 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $327,000 | 4,562 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 938 |
| Income earned, not collected on loans | $1,063,000 | 2,450 |
| Earning assets | $389,076,000 | 1,608 |
| Long-term assets (5+ years) | $90,375,000 | 2,194 |
| Average Assets, year-to-date | $413,671,600 | 1,597 |
| Average Assets, quarterly | $422,607,500 | 1,597 |
| Volatile liabilities | $11,100,000 | 2,928 |
| Insider loans | $1,764,000 | 2,612 |
| FHLB advances | $27,000,000 | 940 |
| Loans and leases held for sale | $1,613,000 | 805 |
| Unused loan commitments | $43,155,000 | 1,661 |
| Tier 1 (core) risk-based capital | $42,485,000 | 1,688 |
| Tier 2 risk-based capital | $3,357,000 | 1,539 |
| Total risk weighted assets | $267,872,000 | 1,681 |
| Total unused commitments | $43,155,000 | 1,661 |
| Derivatives | $3,079,000 | 901 |
| 2014-09-30 | Rank | |
| # of Employees: | 99 | 1,503 |
| Assets and Liabilities | ||
| Total Assets: | $419,838,000 | 1,623 |
| Cash and due from depository institutions | $6,536,000 | 1,503 |
| Interest-bearing balances | $571,000 | 5,722 |
| Securities | $137,127,000 | 1,096 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,747 |
| Net loans & leases | $247,268,000 | 1,733 |
| Loan loss allowance | $4,306,000 | 1,495 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $9,825,000 | 1,213 |
| Other real estate owned | $2,376,000 | 1,503 |
| Goodwill and other intangibles | $0 | 2,848 |
| All other assets | $16,706,000 | 1,200 |
| Life insurance assets | $11,045,000 | 803 |
| Total liabilities and capital | $419,838,000 | 1,623 |
| Total liabilities | $377,003,000 | 1,610 |
| Total deposits | $354,215,000 | 1,594 |
| Interest-bearing deposits | $303,460,000 | 1,485 |
| Deposits held in domestic offices | $354,215,000 | 1,593 |
| % insured | 78.76% | 4,700 |
| Federal funds purchased & repurchase agreements | $0 | 2,181 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $22,000,000 | 1,070 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $788,000 | 3,532 |
| Total equity capital | $42,835,000 | 1,737 |
| Total bank equity capital | $42,835,000 | 1,737 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $2,298,000 | 1,324 |
| Surplus | $26,220,000 | 1,191 |
| Undivided profits | $14,317,000 | 2,490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $989,000 | 3,368 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 951 |
| Income earned, not collected on loans | $1,186,000 | 2,314 |
| Earning assets | $384,966,000 | 1,612 |
| Long-term assets (5+ years) | $107,466,000 | 1,963 |
| Average Assets, year-to-date | $410,745,250 | 1,623 |
| Average Assets, quarterly | $415,309,500 | 1,622 |
| Volatile liabilities | $12,932,000 | 2,704 |
| Insider loans | $2,637,000 | 2,067 |
| FHLB advances | $22,000,000 | 1,019 |
| Loans and leases held for sale | $1,421,000 | 861 |
| Unused loan commitments | $35,223,000 | 1,919 |
| Tier 1 (core) risk-based capital | $42,380,000 | 1,687 |
| Tier 2 risk-based capital | $3,371,000 | 1,535 |
| Total risk weighted assets | $268,664,000 | 1,666 |
| Total unused commitments | $35,223,000 | 1,919 |
| Derivatives | $4,236,000 | 856 |
| 2014-06-30 | Rank | |
| # of Employees: | 103 | 1,433 |
| Assets and Liabilities | ||
| Total Assets: | $410,781,000 | 1,637 |
| Cash and due from depository institutions | $12,023,000 | 1,433 |
| Interest-bearing balances | $6,180,000 | 3,499 |
| Securities | $123,420,000 | 1,216 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,844 |
| Net loans & leases | $248,113,000 | 1,716 |
| Loan loss allowance | $4,690,000 | 1,409 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $9,954,000 | 1,190 |
| Other real estate owned | $538,000 | 1,433 |
| Goodwill and other intangibles | $0 | 2,849 |
| All other assets | $16,733,000 | 1,184 |
| Life insurance assets | $10,978,000 | 792 |
| Total liabilities and capital | $410,781,000 | 1,637 |
| Total liabilities | $367,964,000 | 1,628 |
| Total deposits | $345,161,000 | 1,637 |
| Interest-bearing deposits | $294,337,000 | 1,536 |
| Deposits held in domestic offices | $345,161,000 | 1,636 |
| % insured | 81.28% | 4,348 |
| Federal funds purchased & repurchase agreements | $0 | 2,152 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $22,000,000 | 1,066 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $803,000 | 3,401 |
| Total equity capital | $42,817,000 | 1,714 |
| Total bank equity capital | $42,817,000 | 1,714 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,298,000 | 1,342 |
| Surplus | $26,220,000 | 1,185 |
| Undivided profits | $14,299,000 | 2,460 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $148,000 | 5,361 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $1,083,000 | 2,402 |
| Earning assets | $377,713,000 | 1,637 |
| Long-term assets (5+ years) | $89,919,000 | 2,236 |
| Average Assets, year-to-date | $407,714,330 | 1,631 |
| Average Assets, quarterly | $411,172,500 | 1,633 |
| Volatile liabilities | $12,410,000 | 2,747 |
| Insider loans | $3,151,000 | 1,826 |
| FHLB advances | $22,000,000 | 1,014 |
| Loans and leases held for sale | $1,590,000 | 887 |
| Unused loan commitments | $27,842,000 | 2,231 |
| Tier 1 (core) risk-based capital | $42,236,000 | 1,673 |
| Tier 2 risk-based capital | $3,309,000 | 1,559 |
| Total risk weighted assets | $263,251,000 | 1,686 |
| Total unused commitments | $27,842,000 | 2,231 |
| Derivatives | $5,391,000 | 804 |
| 2014-03-31 | Rank | |
| # of Employees: | 96 | 1,561 |
| Assets and Liabilities | ||
| Total Assets: | $411,564,000 | 1,638 |
| Cash and due from depository institutions | $52,692,000 | 1,561 |
| Interest-bearing balances | $44,570,000 | 853 |
| Securities | $79,979,000 | 1,833 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,112 |
| Net loans & leases | $252,000,000 | 1,663 |
| Loan loss allowance | $4,732,000 | 1,418 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $9,954,000 | 1,196 |
| Other real estate owned | $520,000 | 1,561 |
| Goodwill and other intangibles | $0 | 2,875 |
| All other assets | $16,419,000 | 1,195 |
| Life insurance assets | $10,914,000 | 790 |
| Total liabilities and capital | $411,564,000 | 1,638 |
| Total liabilities | $368,796,000 | 1,633 |
| Total deposits | $346,027,000 | 1,639 |
| Interest-bearing deposits | $296,873,000 | 1,539 |
| Deposits held in domestic offices | $346,027,000 | 1,639 |
| % insured | 80.59% | 4,583 |
| Federal funds purchased & repurchase agreements | $0 | 1,959 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $22,000,000 | 998 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $769,000 | 3,407 |
| Total equity capital | $42,768,000 | 1,690 |
| Total bank equity capital | $42,768,000 | 1,690 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $2,298,000 | 1,361 |
| Surplus | $26,220,000 | 1,200 |
| Undivided profits | $14,250,000 | 2,387 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $345,000 | 4,809 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $1,106,000 | 2,293 |
| Earning assets | $376,549,000 | 1,640 |
| Long-term assets (5+ years) | $69,209,000 | 2,679 |
| Average Assets, year-to-date | $406,181,000 | 1,647 |
| Average Assets, quarterly | $406,181,000 | 1,647 |
| Volatile liabilities | $12,987,000 | 2,586 |
| Insider loans | $3,304,000 | 1,760 |
| FHLB advances | $22,000,000 | 952 |
| Loans and leases held for sale | $931,000 | 946 |
| Unused loan commitments | $26,440,000 | 2,307 |
| Tier 1 (core) risk-based capital | $42,159,000 | 1,666 |
| Tier 2 risk-based capital | $3,256,000 | 1,567 |
| Total risk weighted assets | $258,904,000 | 1,689 |
| Total unused commitments | $26,440,000 | 2,307 |
| Derivatives | $2,099,000 | 947 |
| 2013-12-31 | Rank | |
| # of Employees: | 96 | 1,571 |
| Assets and Liabilities | ||
| Total Assets: | $400,798,000 | 1,670 |
| Cash and due from depository institutions | $32,268,000 | 1,571 |
| Interest-bearing balances | $25,041,000 | 1,376 |
| Securities | $88,180,000 | 1,672 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,964 |
| Net loans & leases | $253,354,000 | 1,654 |
| Loan loss allowance | $4,593,000 | 1,459 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $10,013,000 | 1,190 |
| Other real estate owned | $520,000 | 1,571 |
| Goodwill and other intangibles | $0 | 2,889 |
| All other assets | $16,463,000 | 1,234 |
| Life insurance assets | $10,851,000 | 779 |
| Total liabilities and capital | $400,798,000 | 1,670 |
| Total liabilities | $358,225,000 | 1,663 |
| Total deposits | $335,706,000 | 1,667 |
| Interest-bearing deposits | $287,852,000 | 1,573 |
| Deposits held in domestic offices | $335,706,000 | 1,666 |
| % insured | 82.18% | 4,237 |
| Federal funds purchased & repurchase agreements | $0 | 2,281 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $22,000,000 | 1,040 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $519,000 | 3,998 |
| Total equity capital | $42,573,000 | 1,654 |
| Total bank equity capital | $42,573,000 | 1,654 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $2,298,000 | 1,381 |
| Surplus | $26,220,000 | 1,203 |
| Undivided profits | $14,055,000 | 2,356 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $511,000 | 4,507 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $965,000 | 2,711 |
| Earning assets | $366,575,000 | 1,664 |
| Long-term assets (5+ years) | $78,788,000 | 2,429 |
| Average Assets, year-to-date | $395,429,200 | 1,672 |
| Average Assets, quarterly | $397,611,500 | 1,672 |
| Volatile liabilities | $11,387,000 | 2,881 |
| Insider loans | $2,557,000 | 2,156 |
| FHLB advances | $22,000,000 | 991 |
| Loans and leases held for sale | $637,000 | 1,139 |
| Unused loan commitments | $27,624,000 | 2,175 |
| Tier 1 (core) risk-based capital | $42,057,000 | 1,641 |
| Tier 2 risk-based capital | $3,273,000 | 1,563 |
| Total risk weighted assets | $260,440,000 | 1,680 |
| Total unused commitments | $27,624,000 | 2,175 |
| Derivatives | $916,000 | 1,083 |
| 2013-09-30 | Rank | |
| # of Employees: | 95 | 1,582 |
| Assets and Liabilities | ||
| Total Assets: | $394,425,000 | 1,692 |
| Cash and due from depository institutions | $18,011,000 | 1,582 |
| Interest-bearing balances | $11,296,000 | 2,613 |
| Securities | $84,287,000 | 1,781 |
| Federal funds sold & reverse repurchase agreements | $0 | 2,981 |
| Net loans & leases | $264,394,000 | 1,578 |
| Loan loss allowance | $4,918,000 | 1,413 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $10,012,000 | 1,188 |
| Other real estate owned | $895,000 | 1,582 |
| Goodwill and other intangibles | $0 | 2,909 |
| All other assets | $16,826,000 | 1,205 |
| Life insurance assets | $10,781,000 | 764 |
| Total liabilities and capital | $394,425,000 | 1,692 |
| Total liabilities | $351,719,000 | 1,692 |
| Total deposits | $333,921,000 | 1,678 |
| Interest-bearing deposits | $282,125,000 | 1,616 |
| Deposits held in domestic offices | $333,921,000 | 1,677 |
| % insured | 83.38% | 4,203 |
| Federal funds purchased & repurchase agreements | $0 | 2,308 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $17,000,000 | 1,243 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $798,000 | 3,574 |
| Total equity capital | $42,706,000 | 1,666 |
| Total bank equity capital | $42,706,000 | 1,666 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $2,298,000 | 1,406 |
| Surplus | $26,220,000 | 1,202 |
| Undivided profits | $14,188,000 | 2,361 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $775,000 | 4,123 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $1,160,000 | 2,380 |
| Earning assets | $359,977,000 | 1,692 |
| Long-term assets (5+ years) | $90,132,000 | 2,189 |
| Average Assets, year-to-date | $394,087,000 | 1,680 |
| Average Assets, quarterly | $395,017,500 | 1,685 |
| Volatile liabilities | $12,590,000 | 2,715 |
| Insider loans | $3,180,000 | 1,831 |
| FHLB advances | $17,000,000 | 1,182 |
| Loans and leases held for sale | $1,611,000 | 845 |
| Unused loan commitments | $28,451,000 | 2,136 |
| Tier 1 (core) risk-based capital | $41,746,000 | 1,649 |
| Tier 2 risk-based capital | $3,393,000 | 1,529 |
| Total risk weighted assets | $269,810,000 | 1,626 |
| Total unused commitments | $28,451,000 | 2,136 |
| Derivatives | $3,402,000 | 882 |
| 2013-06-30 | Rank | |
| # of Employees: | 99 | 1,530 |
| Assets and Liabilities | ||
| Total Assets: | $395,610,000 | 1,679 |
| Cash and due from depository institutions | $13,123,000 | 1,530 |
| Interest-bearing balances | $6,337,000 | 3,800 |
| Securities | $91,322,000 | 1,631 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,098 |
| Net loans & leases | $262,346,000 | 1,581 |
| Loan loss allowance | $5,405,000 | 1,313 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $10,099,000 | 1,168 |
| Other real estate owned | $1,852,000 | 1,530 |
| Goodwill and other intangibles | $0 | 2,910 |
| All other assets | $16,868,000 | 1,188 |
| Life insurance assets | $10,710,000 | 755 |
| Total liabilities and capital | $395,610,000 | 1,679 |
| Total liabilities | $353,075,000 | 1,690 |
| Total deposits | $335,403,000 | 1,649 |
| Interest-bearing deposits | $286,153,000 | 1,590 |
| Deposits held in domestic offices | $335,403,000 | 1,648 |
| % insured | 81.12% | 4,854 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $17,000,000 | 1,221 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $672,000 | 3,744 |
| Total equity capital | $42,535,000 | 1,650 |
| Total bank equity capital | $42,535,000 | 1,649 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $2,298,000 | 1,413 |
| Surplus | $26,220,000 | 1,201 |
| Undivided profits | $14,017,000 | 2,381 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $516,000 | 4,673 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $1,189,000 | 2,257 |
| Earning assets | $360,005,000 | 1,682 |
| Long-term assets (5+ years) | $87,117,000 | 2,204 |
| Average Assets, year-to-date | $393,974,330 | 1,680 |
| Average Assets, quarterly | $397,051,500 | 1,671 |
| Volatile liabilities | $12,885,000 | 2,656 |
| Insider loans | $3,159,000 | 1,834 |
| FHLB advances | $17,000,000 | 1,160 |
| Loans and leases held for sale | $1,824,000 | 984 |
| Unused loan commitments | $26,531,000 | 2,239 |
| Tier 1 (core) risk-based capital | $41,549,000 | 1,631 |
| Tier 2 risk-based capital | $3,372,000 | 1,534 |
| Total risk weighted assets | $267,677,000 | 1,617 |
| Total unused commitments | $26,531,000 | 2,239 |
| Derivatives | $5,735,000 | 820 |
| 2013-03-31 | Rank | |
| # of Employees: | 98 | 1,540 |
| Assets and Liabilities | ||
| Total Assets: | $398,493,000 | 1,683 |
| Cash and due from depository institutions | $21,530,000 | 1,540 |
| Interest-bearing balances | $17,254,000 | 2,423 |
| Securities | $89,849,000 | 1,685 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,440 |
| Net loans & leases | $258,078,000 | 1,595 |
| Loan loss allowance | $5,309,000 | 1,367 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $10,255,000 | 1,151 |
| Other real estate owned | $1,397,000 | 1,540 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $17,384,000 | 1,142 |
| Life insurance assets | $10,639,000 | 749 |
| Total liabilities and capital | $398,493,000 | 1,683 |
| Total liabilities | $355,362,000 | 1,679 |
| Total deposits | $337,715,000 | 1,663 |
| Interest-bearing deposits | $295,946,000 | 1,565 |
| Deposits held in domestic offices | $337,715,000 | 1,663 |
| % insured | 80.81% | 4,975 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $17,000,000 | 1,153 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $647,000 | 3,929 |
| Total equity capital | $43,131,000 | 1,669 |
| Total bank equity capital | $43,131,000 | 1,669 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $2,298,000 | 1,435 |
| Surplus | $26,220,000 | 1,204 |
| Undivided profits | $14,613,000 | 2,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $607,000 | 4,603 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $1,254,000 | 2,102 |
| Earning assets | $365,181,000 | 1,686 |
| Long-term assets (5+ years) | $79,988,000 | 2,315 |
| Average Assets, year-to-date | $393,156,500 | 1,697 |
| Average Assets, quarterly | $393,156,500 | 1,697 |
| Volatile liabilities | $13,410,000 | 2,565 |
| Insider loans | $3,342,000 | 1,751 |
| FHLB advances | $17,000,000 | 1,094 |
| Loans and leases held for sale | $2,146,000 | 923 |
| Unused loan commitments | $25,794,000 | 2,301 |
| Tier 1 (core) risk-based capital | $41,305,000 | 1,634 |
| Tier 2 risk-based capital | $3,271,000 | 1,561 |
| Total risk weighted assets | $259,621,000 | 1,640 |
| Total unused commitments | $25,794,000 | 2,301 |
| Derivatives | $4,973,000 | 857 |
| 2012-12-31 | Rank | |
| # of Employees: | 100 | 1,497 |
| Assets and Liabilities | ||
| Total Assets: | $387,820,000 | 1,719 |
| Cash and due from depository institutions | $8,665,000 | 1,497 |
| Interest-bearing balances | $3,172,000 | 4,964 |
| Securities | $95,228,000 | 1,555 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,307 |
| Net loans & leases | $254,280,000 | 1,623 |
| Loan loss allowance | $5,178,000 | 1,391 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $10,676,000 | 1,100 |
| Other real estate owned | $1,420,000 | 1,497 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $17,551,000 | 1,146 |
| Life insurance assets | $10,569,000 | 744 |
| Total liabilities and capital | $387,820,000 | 1,719 |
| Total liabilities | $344,712,000 | 1,724 |
| Total deposits | $329,112,000 | 1,697 |
| Interest-bearing deposits | $284,465,000 | 1,604 |
| Deposits held in domestic offices | $329,112,000 | 1,697 |
| % insured | 87.46% | 4,244 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $15,000,000 | 1,351 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $600,000 | 4,098 |
| Total equity capital | $43,108,000 | 1,647 |
| Total bank equity capital | $43,108,000 | 1,646 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $2,298,000 | 1,445 |
| Surplus | $26,220,000 | 1,203 |
| Undivided profits | $14,590,000 | 2,381 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $1,126,000 | 3,906 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $1,224,000 | 2,222 |
| Earning assets | $352,680,000 | 1,726 |
| Long-term assets (5+ years) | $79,212,000 | 2,293 |
| Average Assets, year-to-date | $396,473,200 | 1,651 |
| Average Assets, quarterly | $389,908,500 | 1,697 |
| Volatile liabilities | $26,994,000 | 1,591 |
| Insider loans | $3,096,000 | 1,871 |
| FHLB advances | $15,000,000 | 1,282 |
| Loans and leases held for sale | $4,411,000 | 803 |
| Unused loan commitments | $30,089,000 | 1,966 |
| Tier 1 (core) risk-based capital | $40,999,000 | 1,617 |
| Tier 2 risk-based capital | $3,237,000 | 1,572 |
| Total risk weighted assets | $256,936,000 | 1,661 |
| Total unused commitments | $30,089,000 | 1,966 |
| Derivatives | $7,003,000 | 792 |
| 2012-09-30 | Rank | |
| # of Employees: | 101 | 1,492 |
| Assets and Liabilities | ||
| Total Assets: | $391,997,000 | 1,698 |
| Cash and due from depository institutions | $8,350,000 | 1,492 |
| Interest-bearing balances | $3,052,000 | 4,931 |
| Securities | $98,440,000 | 1,514 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,418 |
| Net loans & leases | $254,895,000 | 1,632 |
| Loan loss allowance | $5,102,000 | 1,450 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $10,810,000 | 1,084 |
| Other real estate owned | $1,623,000 | 1,492 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $17,879,000 | 1,139 |
| Life insurance assets | $10,492,000 | 728 |
| Total liabilities and capital | $391,996,000 | 1,698 |
| Total liabilities | $348,634,000 | 1,707 |
| Total deposits | $327,884,000 | 1,694 |
| Interest-bearing deposits | $283,164,000 | 1,633 |
| Deposits held in domestic offices | $327,884,000 | 1,693 |
| % insured | 88.41% | 4,163 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $20,000,000 | 1,142 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $750,000 | 3,928 |
| Total equity capital | $43,362,000 | 1,674 |
| Total bank equity capital | $43,362,000 | 1,673 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,298,000 | 1,472 |
| Surplus | $26,220,000 | 1,217 |
| Undivided profits | $14,844,000 | 2,403 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $2,195,000 | 3,034 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,328,000 | 2,231 |
| Earning assets | $356,387,000 | 1,707 |
| Long-term assets (5+ years) | $80,208,000 | 2,263 |
| Average Assets, year-to-date | $398,636,500 | 1,658 |
| Average Assets, quarterly | $395,048,000 | 1,684 |
| Volatile liabilities | $31,925,000 | 1,412 |
| Insider loans | $3,185,000 | 1,869 |
| FHLB advances | $20,000,000 | 1,071 |
| Loans and leases held for sale | $3,595,000 | 847 |
| Unused loan commitments | $27,949,000 | 2,077 |
| Tier 1 (core) risk-based capital | $41,007,000 | 1,624 |
| Tier 2 risk-based capital | $3,268,000 | 1,580 |
| Total risk weighted assets | $259,603,000 | 1,657 |
| Total unused commitments | $27,949,000 | 2,077 |
| Derivatives | $8,077,000 | 781 |
| 2012-06-30 | Rank | |
| # of Employees: | 101 | 1,475 |
| Assets and Liabilities | ||
| Total Assets: | $398,099,000 | 1,675 |
| Cash and due from depository institutions | $10,502,000 | 1,475 |
| Interest-bearing balances | $4,654,000 | 4,346 |
| Securities | $111,184,000 | 1,366 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $245,448,000 | 1,673 |
| Loan loss allowance | $5,165,000 | 1,461 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $10,936,000 | 1,068 |
| Other real estate owned | $1,802,000 | 1,475 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $18,227,000 | 1,109 |
| Life insurance assets | $10,414,000 | 726 |
| Total liabilities and capital | $398,099,000 | 1,675 |
| Total liabilities | $355,198,000 | 1,675 |
| Total deposits | $353,981,000 | 1,569 |
| Interest-bearing deposits | $303,439,000 | 1,518 |
| Deposits held in domestic offices | $353,981,000 | 1,569 |
| % insured | 85.40% | 5,156 |
| Federal funds purchased & repurchase agreements | $146,000 | 2,161 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $0 | 4,239 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $1,071,000 | 3,133 |
| Total equity capital | $42,901,000 | 1,662 |
| Total bank equity capital | $42,901,000 | 1,661 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $2,298,000 | 1,499 |
| Surplus | $26,220,000 | 1,215 |
| Undivided profits | $14,383,000 | 2,403 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $1,544,000 | 3,650 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $1,251,000 | 2,203 |
| Earning assets | $361,286,000 | 1,685 |
| Long-term assets (5+ years) | $78,716,000 | 2,241 |
| Average Assets, year-to-date | $400,849,670 | 1,647 |
| Average Assets, quarterly | $403,124,000 | 1,649 |
| Volatile liabilities | $13,197,000 | 2,778 |
| Insider loans | $3,690,000 | 1,669 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $2,175,000 | 960 |
| Unused loan commitments | $34,392,000 | 1,739 |
| Tier 1 (core) risk-based capital | $40,122,000 | 1,633 |
| Tier 2 risk-based capital | $3,260,000 | 1,590 |
| Total risk weighted assets | $258,907,000 | 1,655 |
| Total unused commitments | $34,392,000 | 1,739 |
| Derivatives | $7,593,000 | 762 |
| 2012-03-31 | Rank | |
| # of Employees: | 99 | 1,497 |
| Assets and Liabilities | ||
| Total Assets: | $408,149,000 | 1,640 |
| Cash and due from depository institutions | $25,960,000 | 1,497 |
| Interest-bearing balances | $18,721,000 | 2,215 |
| Securities | $109,167,000 | 1,392 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $240,406,000 | 1,692 |
| Loan loss allowance | $5,181,000 | 1,475 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $11,016,000 | 1,062 |
| Other real estate owned | $3,294,000 | 1,497 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $18,306,000 | 1,108 |
| Life insurance assets | $10,337,000 | 724 |
| Total liabilities and capital | $408,149,000 | 1,640 |
| Total liabilities | $365,545,000 | 1,636 |
| Total deposits | $359,689,000 | 1,549 |
| Interest-bearing deposits | $331,265,000 | 1,417 |
| Deposits held in domestic offices | $359,689,000 | 1,549 |
| % insured | 84.65% | 5,350 |
| Federal funds purchased & repurchase agreements | $147,000 | 2,064 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $5,000,000 | 2,535 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $709,000 | 3,840 |
| Total equity capital | $42,604,000 | 1,647 |
| Total bank equity capital | $42,604,000 | 1,645 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $2,298,000 | 1,520 |
| Surplus | $26,220,000 | 1,222 |
| Undivided profits | $14,086,000 | 2,402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $1,523,000 | 3,747 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,376,000 | 1,997 |
| Earning assets | $368,294,000 | 1,664 |
| Long-term assets (5+ years) | $66,375,000 | 2,546 |
| Average Assets, year-to-date | $402,225,000 | 1,645 |
| Average Assets, quarterly | $402,225,000 | 1,645 |
| Volatile liabilities | $18,611,000 | 2,181 |
| Insider loans | $4,890,000 | 1,299 |
| FHLB advances | $5,000,000 | 2,440 |
| Loans and leases held for sale | $2,205,000 | 922 |
| Unused loan commitments | $34,361,000 | 1,742 |
| Tier 1 (core) risk-based capital | $39,631,000 | 1,640 |
| Tier 2 risk-based capital | $3,211,000 | 1,613 |
| Total risk weighted assets | $254,922,000 | 1,684 |
| Total unused commitments | $34,361,000 | 1,742 |
| Derivatives | $3,595,000 | 885 |
| 2011-12-31 | Rank | |
| # of Employees: | 98 | 1,524 |
| Assets and Liabilities | ||
| Total Assets: | $396,301,000 | 1,678 |
| Cash and due from depository institutions | $7,385,000 | 1,524 |
| Interest-bearing balances | $1,539,000 | 5,464 |
| Securities | $120,176,000 | 1,240 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $234,360,000 | 1,748 |
| Loan loss allowance | $4,716,000 | 1,584 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $11,072,000 | 1,050 |
| Other real estate owned | $4,897,000 | 1,524 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $18,411,000 | 1,115 |
| Life insurance assets | $10,259,000 | 712 |
| Total liabilities and capital | $396,301,000 | 1,678 |
| Total liabilities | $354,074,000 | 1,675 |
| Total deposits | $348,413,000 | 1,576 |
| Interest-bearing deposits | $304,157,000 | 1,515 |
| Deposits held in domestic offices | $348,413,000 | 1,575 |
| % insured | 87.74% | 4,575 |
| Federal funds purchased & repurchase agreements | $154,000 | 2,289 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $5,000,000 | 2,688 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $507,000 | 4,509 |
| Total equity capital | $42,227,000 | 1,651 |
| Total bank equity capital | $42,227,000 | 1,650 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $2,298,000 | 1,532 |
| Surplus | $26,220,000 | 1,235 |
| Undivided profits | $13,709,000 | 2,431 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $1,626,000 | 3,660 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $1,354,000 | 2,139 |
| Earning assets | $356,075,000 | 1,702 |
| Long-term assets (5+ years) | $68,318,000 | 2,119 |
| Average Assets, year-to-date | $402,999,800 | 1,610 |
| Average Assets, quarterly | $402,827,500 | 1,635 |
| Volatile liabilities | $13,589,000 | 2,904 |
| Insider loans | $6,295,000 | 1,020 |
| FHLB advances | $5,000,000 | 2,571 |
| Loans and leases held for sale | $2,562,000 | 787 |
| Unused loan commitments | $35,089,000 | 1,659 |
| Tier 1 (core) risk-based capital | $38,774,000 | 1,664 |
| Tier 2 risk-based capital | $3,219,000 | 1,615 |
| Total risk weighted assets | $255,984,000 | 1,682 |
| Total unused commitments | $35,089,000 | 1,660 |
| Derivatives | $4,879,000 | 707 |
| 2011-09-30 | Rank | |
| # of Employees: | 102 | 1,464 |
| Assets and Liabilities | ||
| Total Assets: | $409,354,000 | 1,617 |
| Cash and due from depository institutions | $43,047,000 | 1,464 |
| Interest-bearing balances | $38,337,000 | 1,099 |
| Securities | $110,972,000 | 1,291 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $220,228,000 | 1,866 |
| Loan loss allowance | $4,937,000 | 1,538 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $11,213,000 | 1,037 |
| Other real estate owned | $5,084,000 | 1,464 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $18,810,000 | 1,127 |
| Life insurance assets | $10,177,000 | 713 |
| Total liabilities and capital | $409,354,000 | 1,617 |
| Total liabilities | $367,684,000 | 1,601 |
| Total deposits | $366,720,000 | 1,482 |
| Interest-bearing deposits | $317,456,000 | 1,457 |
| Deposits held in domestic offices | $366,720,000 | 1,480 |
| % insured | 86.41% | 5,090 |
| Federal funds purchased & repurchase agreements | $155,000 | 2,252 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $809,000 | 3,814 |
| Total equity capital | $41,670,000 | 1,692 |
| Total bank equity capital | $41,670,000 | 1,691 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $2,298,000 | 1,560 |
| Surplus | $26,220,000 | 1,244 |
| Undivided profits | $13,152,000 | 2,526 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $4,780,000 | 2,162 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,348,000 | 2,222 |
| Earning assets | $369,537,000 | 1,630 |
| Long-term assets (5+ years) | $54,214,000 | 2,441 |
| Average Assets, year-to-date | $404,674,500 | 1,612 |
| Average Assets, quarterly | $408,567,500 | 1,610 |
| Volatile liabilities | $14,069,000 | 2,862 |
| Insider loans | $7,291,000 | 879 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $2,844,000 | 682 |
| Unused loan commitments | $32,592,000 | 1,773 |
| Tier 1 (core) risk-based capital | $37,959,000 | 1,710 |
| Tier 2 risk-based capital | $3,205,000 | 1,626 |
| Total risk weighted assets | $254,662,000 | 1,700 |
| Total unused commitments | $32,592,000 | 1,778 |
| Derivatives | $5,742,000 | 728 |
| 2011-06-30 | Rank | |
| # of Employees: | 102 | 1,476 |
| Assets and Liabilities | ||
| Total Assets: | $407,781,000 | 1,621 |
| Cash and due from depository institutions | $31,673,000 | 1,476 |
| Interest-bearing balances | $24,991,000 | 1,433 |
| Securities | $109,803,000 | 1,299 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $230,060,000 | 1,815 |
| Loan loss allowance | $5,568,000 | 1,434 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $11,083,000 | 1,059 |
| Other real estate owned | $7,468,000 | 1,476 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $17,694,000 | 1,194 |
| Life insurance assets | $10,093,000 | 714 |
| Total liabilities and capital | $407,781,000 | 1,621 |
| Total liabilities | $366,561,000 | 1,608 |
| Total deposits | $365,740,000 | 1,498 |
| Interest-bearing deposits | $320,096,000 | 1,456 |
| Deposits held in domestic offices | $365,740,000 | 1,496 |
| % insured | 87.36% | 4,925 |
| Federal funds purchased & repurchase agreements | $80,000 | 2,389 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $741,000 | 3,793 |
| Total equity capital | $41,220,000 | 1,660 |
| Total bank equity capital | $41,220,000 | 1,659 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,298,000 | 1,583 |
| Surplus | $24,221,000 | 1,319 |
| Undivided profits | $14,701,000 | 2,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $6,765,000 | 1,786 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,281,000 | 2,289 |
| Earning assets | $364,854,000 | 1,647 |
| Long-term assets (5+ years) | $50,711,000 | 2,562 |
| Average Assets, year-to-date | $403,114,670 | 1,631 |
| Average Assets, quarterly | $405,766,000 | 1,621 |
| Volatile liabilities | $14,074,000 | 2,876 |
| Insider loans | $7,390,000 | 888 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $1,776,000 | 660 |
| Unused loan commitments | $36,746,000 | 1,612 |
| Tier 1 (core) risk-based capital | $38,054,000 | 1,683 |
| Tier 2 risk-based capital | $3,270,000 | 1,616 |
| Total risk weighted assets | $259,329,000 | 1,693 |
| Total unused commitments | $36,746,000 | 1,613 |
| Derivatives | $3,572,000 | 713 |
| 2011-03-31 | Rank | |
| # of Employees: | 100 | 1,506 |
| Assets and Liabilities | ||
| Total Assets: | $403,751,000 | 1,643 |
| Cash and due from depository institutions | $23,434,000 | 1,506 |
| Interest-bearing balances | $19,666,000 | 1,871 |
| Securities | $112,387,000 | 1,268 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $230,615,000 | 1,822 |
| Loan loss allowance | $5,897,000 | 1,361 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $11,242,000 | 1,044 |
| Other real estate owned | $8,281,000 | 1,506 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $17,792,000 | 1,201 |
| Life insurance assets | $10,011,000 | 717 |
| Total liabilities and capital | $403,752,000 | 1,643 |
| Total liabilities | $363,452,000 | 1,642 |
| Total deposits | $362,734,000 | 1,517 |
| Interest-bearing deposits | $327,635,000 | 1,437 |
| Deposits held in domestic offices | $362,734,000 | 1,515 |
| % insured | 85.75% | 5,387 |
| Federal funds purchased & repurchase agreements | $138,000 | 2,263 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $580,000 | 4,203 |
| Total equity capital | $40,300,000 | 1,676 |
| Total bank equity capital | $40,300,000 | 1,675 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,298,000 | 1,608 |
| Surplus | $24,221,000 | 1,328 |
| Undivided profits | $13,781,000 | 2,289 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $5,057,000 | 2,183 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,453,000 | 2,019 |
| Earning assets | $362,668,000 | 1,664 |
| Long-term assets (5+ years) | $59,792,000 | 2,197 |
| Average Assets, year-to-date | $400,781,500 | 1,650 |
| Average Assets, quarterly | $400,781,500 | 1,650 |
| Volatile liabilities | $14,693,000 | 2,826 |
| Insider loans | $10,339,000 | 609 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $2,535,000 | 503 |
| Unused loan commitments | $34,664,000 | 1,707 |
| Tier 1 (core) risk-based capital | $38,197,000 | 1,675 |
| Tier 2 risk-based capital | $3,267,000 | 1,627 |
| Total risk weighted assets | $258,720,000 | 1,702 |
| Total unused commitments | $34,664,000 | 1,709 |
| Derivatives | $4,063,000 | 651 |
| 2010-12-31 | Rank | |
| # of Employees: | 101 | 1,503 |
| Assets and Liabilities | ||
| Total Assets: | $397,812,000 | 1,658 |
| Cash and due from depository institutions | $22,898,000 | 1,503 |
| Interest-bearing balances | $19,263,000 | 1,719 |
| Securities | $105,020,000 | 1,295 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $231,498,000 | 1,844 |
| Loan loss allowance | $5,696,000 | 1,411 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $11,392,000 | 1,051 |
| Other real estate owned | $9,144,000 | 1,503 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $17,860,000 | 1,222 |
| Life insurance assets | $9,928,000 | 713 |
| Total liabilities and capital | $397,812,000 | 1,658 |
| Total liabilities | $357,902,000 | 1,657 |
| Total deposits | $357,293,000 | 1,531 |
| Interest-bearing deposits | $321,874,000 | 1,463 |
| Deposits held in domestic offices | $357,293,000 | 1,529 |
| % insured | 87.21% | 4,957 |
| Federal funds purchased & repurchase agreements | $111,000 | 2,488 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $498,000 | 4,610 |
| Total equity capital | $39,910,000 | 1,685 |
| Total bank equity capital | $39,910,000 | 1,684 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,298,000 | 1,627 |
| Surplus | $24,220,000 | 1,327 |
| Undivided profits | $13,392,000 | 2,325 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $4,888,000 | 2,277 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,326,000 | 2,298 |
| Earning assets | $355,781,000 | 1,688 |
| Long-term assets (5+ years) | $55,143,000 | 2,280 |
| Average Assets, year-to-date | $408,946,400 | 1,619 |
| Average Assets, quarterly | $404,770,000 | 1,637 |
| Volatile liabilities | $65,693,000 | 2,003 |
| Insider loans | $9,859,000 | 665 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $2,241,000 | 879 |
| Unused loan commitments | $34,441,000 | 1,703 |
| Tier 1 (core) risk-based capital | $38,839,000 | 1,636 |
| Tier 2 risk-based capital | $3,312,000 | 1,622 |
| Total risk weighted assets | $262,562,000 | 1,708 |
| Total unused commitments | $34,441,000 | 1,704 |
| Derivatives | $4,014,000 | 720 |
| 2010-09-30 | Rank | |
| # of Employees: | 102 | 1,496 |
| Assets and Liabilities | ||
| Total Assets: | $411,728,000 | 1,639 |
| Cash and due from depository institutions | $23,162,000 | 1,496 |
| Interest-bearing balances | $18,373,000 | 1,843 |
| Securities | $113,155,000 | 1,172 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $236,394,000 | 1,832 |
| Loan loss allowance | $5,738,000 | 1,402 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $11,518,000 | 1,046 |
| Other real estate owned | $9,607,000 | 1,496 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $17,892,000 | 1,231 |
| Life insurance assets | $9,840,000 | 710 |
| Total liabilities and capital | $411,728,000 | 1,639 |
| Total liabilities | $370,838,000 | 1,642 |
| Total deposits | $355,033,000 | 1,567 |
| Interest-bearing deposits | $322,272,000 | 1,490 |
| Deposits held in domestic offices | $355,033,000 | 1,565 |
| % insured | 83.04% | 5,541 |
| Federal funds purchased & repurchase agreements | $110,000 | 2,494 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $15,000,000 | 1,903 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $695,000 | 4,290 |
| Total equity capital | $40,890,000 | 1,670 |
| Total bank equity capital | $40,890,000 | 1,669 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $2,298,000 | 1,652 |
| Surplus | $24,221,000 | 1,315 |
| Undivided profits | $14,371,000 | 2,302 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $2,029,000 | 3,680 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,513,000 | 2,160 |
| Earning assets | $367,922,000 | 1,673 |
| Long-term assets (5+ years) | $59,029,000 | 2,126 |
| Average Assets, year-to-date | $411,730,000 | 1,633 |
| Average Assets, quarterly | $407,697,500 | 1,652 |
| Volatile liabilities | $76,253,000 | 1,806 |
| Insider loans | $10,178,000 | 653 |
| FHLB advances | $15,000,000 | 1,790 |
| Loans and leases held for sale | $1,873,000 | 989 |
| Unused loan commitments | $37,228,000 | 1,619 |
| Tier 1 (core) risk-based capital | $38,812,000 | 1,645 |
| Tier 2 risk-based capital | $3,396,000 | 1,624 |
| Total risk weighted assets | $269,354,000 | 1,709 |
| Total unused commitments | $37,228,000 | 1,621 |
| Derivatives | $5,513,000 | 750 |
| 2010-06-30 | Rank | |
| # of Employees: | 101 | 1,533 |
| Assets and Liabilities | ||
| Total Assets: | $403,667,000 | 1,684 |
| Cash and due from depository institutions | $15,772,000 | 1,533 |
| Interest-bearing balances | $10,951,000 | 2,543 |
| Securities | $111,274,000 | 1,188 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $239,611,000 | 1,843 |
| Loan loss allowance | $5,568,000 | 1,449 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $11,678,000 | 1,044 |
| Other real estate owned | $6,714,000 | 1,533 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $18,618,000 | 1,210 |
| Life insurance assets | $9,751,000 | 714 |
| Total liabilities and capital | $403,667,000 | 1,684 |
| Total liabilities | $366,078,000 | 1,679 |
| Total deposits | $350,267,000 | 1,593 |
| Interest-bearing deposits | $320,613,000 | 1,521 |
| Deposits held in domestic offices | $350,267,000 | 1,592 |
| % insured | 83.43% | 5,586 |
| Federal funds purchased & repurchase agreements | $165,000 | 2,500 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $15,000,000 | 1,963 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $646,000 | 4,304 |
| Total equity capital | $37,589,000 | 1,795 |
| Total bank equity capital | $37,589,000 | 1,793 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,298,000 | 1,673 |
| Surplus | $22,221,000 | 1,412 |
| Undivided profits | $13,070,000 | 2,434 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $5,165,000 | 2,275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,493,000 | 2,102 |
| Earning assets | $361,836,000 | 1,704 |
| Long-term assets (5+ years) | $56,434,000 | 2,158 |
| Average Assets, year-to-date | $411,730,670 | 1,652 |
| Average Assets, quarterly | $409,886,500 | 1,658 |
| Volatile liabilities | $73,103,000 | 1,910 |
| Insider loans | $10,172,000 | 651 |
| FHLB advances | $15,000,000 | 1,863 |
| Loans and leases held for sale | $637,000 | 1,221 |
| Unused loan commitments | $38,913,000 | 1,583 |
| Tier 1 (core) risk-based capital | $35,976,000 | 1,777 |
| Tier 2 risk-based capital | $3,382,000 | 1,645 |
| Total risk weighted assets | $268,349,000 | 1,739 |
| Total unused commitments | $38,913,000 | 1,585 |
| Derivatives | $2,613,000 | 795 |
| 2010-03-31 | Rank | |
| # of Employees: | 102 | 1,522 |
| Assets and Liabilities | ||
| Total Assets: | $416,106,000 | 1,683 |
| Cash and due from depository institutions | $9,863,000 | 1,522 |
| Interest-bearing balances | $2,791,000 | 4,472 |
| Securities | $119,693,000 | 1,110 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $249,116,000 | 1,826 |
| Loan loss allowance | $5,835,000 | 1,434 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $11,885,000 | 1,039 |
| Other real estate owned | $6,640,000 | 1,522 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $18,909,000 | 1,221 |
| Life insurance assets | $9,662,000 | 718 |
| Total liabilities and capital | $416,106,000 | 1,683 |
| Total liabilities | $379,571,000 | 1,668 |
| Total deposits | $363,757,000 | 1,572 |
| Interest-bearing deposits | $336,651,000 | 1,489 |
| Deposits held in domestic offices | $363,757,000 | 1,571 |
| % insured | 80.89% | 6,118 |
| Federal funds purchased & repurchase agreements | $221,000 | 2,442 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $15,000,000 | 2,068 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $593,000 | 4,494 |
| Total equity capital | $36,535,000 | 1,857 |
| Total bank equity capital | $36,535,000 | 1,855 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $2,298,000 | 1,710 |
| Surplus | $22,221,000 | 1,433 |
| Undivided profits | $12,016,000 | 2,563 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $4,260,000 | 2,597 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,583,000 | 2,049 |
| Earning assets | $371,600,000 | 1,699 |
| Long-term assets (5+ years) | $57,450,000 | 2,150 |
| Average Assets, year-to-date | $415,762,500 | 1,679 |
| Average Assets, quarterly | $415,762,500 | 1,679 |
| Volatile liabilities | $71,711,000 | 2,029 |
| Insider loans | $10,465,000 | 670 |
| FHLB advances | $15,000,000 | 1,961 |
| Loans and leases held for sale | $1,326,000 | 784 |
| Unused loan commitments | $38,302,000 | 1,652 |
| Tier 1 (core) risk-based capital | $35,579,000 | 1,803 |
| Tier 2 risk-based capital | $3,511,000 | 1,638 |
| Total risk weighted assets | $278,514,000 | 1,728 |
| Total unused commitments | $38,302,000 | 1,655 |
| Derivatives | $2,234,000 | 790 |
| 2009-12-31 | Rank | |
| # of Employees: | 104 | 1,512 |
| Assets and Liabilities | ||
| Total Assets: | $415,419,000 | 1,686 |
| Cash and due from depository institutions | $14,400,000 | 1,512 |
| Interest-bearing balances | $8,860,000 | 2,460 |
| Securities | $106,807,000 | 1,209 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $255,865,000 | 1,830 |
| Loan loss allowance | $6,289,000 | 1,332 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $12,204,000 | 1,025 |
| Other real estate owned | $6,004,000 | 1,512 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $20,139,000 | 1,178 |
| Life insurance assets | $9,573,000 | 718 |
| Total liabilities and capital | $415,419,000 | 1,686 |
| Total liabilities | $379,576,000 | 1,669 |
| Total deposits | $363,678,000 | 1,582 |
| Interest-bearing deposits | $337,462,000 | 1,475 |
| Deposits held in domestic offices | $363,678,000 | 1,581 |
| % insured | 84.54% | 5,422 |
| Federal funds purchased & repurchase agreements | $189,000 | 2,657 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $15,000,000 | 2,204 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $709,000 | 4,146 |
| Total equity capital | $35,843,000 | 1,869 |
| Total bank equity capital | $35,843,000 | 1,866 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $2,298,000 | 1,743 |
| Surplus | $22,220,000 | 1,432 |
| Undivided profits | $11,325,000 | 2,648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $5,467,000 | 2,220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,358,000 | 2,508 |
| Earning assets | $371,532,000 | 1,709 |
| Long-term assets (5+ years) | $62,762,000 | 1,995 |
| Average Assets, year-to-date | $430,497,400 | 1,612 |
| Average Assets, quarterly | $420,434,500 | 1,665 |
| Volatile liabilities | $73,793,000 | 1,981 |
| Insider loans | $9,985,000 | 740 |
| FHLB advances | $15,000,000 | 2,086 |
| Loans and leases held for sale | $1,269,000 | 906 |
| Unused loan commitments | $36,269,000 | 1,747 |
| Tier 1 (core) risk-based capital | $34,661,000 | 1,838 |
| Tier 2 risk-based capital | $3,678,000 | 1,586 |
| Total risk weighted assets | $291,630,000 | 1,690 |
| Total unused commitments | $36,269,000 | 1,748 |
| Derivatives | $2,296,000 | 768 |
| 2009-09-30 | Rank | |
| # of Employees: | 104 | 1,541 |
| Assets and Liabilities | ||
| Total Assets: | $425,450,000 | 1,672 |
| Cash and due from depository institutions | $15,572,000 | 1,541 |
| Interest-bearing balances | $10,555,000 | 1,974 |
| Securities | $106,148,000 | 1,207 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $271,321,000 | 1,766 |
| Loan loss allowance | $5,174,000 | 1,504 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $12,365,000 | 1,013 |
| Other real estate owned | $3,287,000 | 1,541 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $16,757,000 | 1,228 |
| Life insurance assets | $9,478,000 | 721 |
| Total liabilities and capital | $425,450,000 | 1,672 |
| Total liabilities | $388,996,000 | 1,653 |
| Total deposits | $367,556,000 | 1,551 |
| Interest-bearing deposits | $337,084,000 | 1,474 |
| Deposits held in domestic offices | $367,556,000 | 1,548 |
| % insured | 84.66% | 5,557 |
| Federal funds purchased & repurchase agreements | $346,000 | 2,623 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $20,000,000 | 1,927 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,094,000 | 3,589 |
| Total equity capital | $36,454,000 | 1,902 |
| Total bank equity capital | $36,454,000 | 1,901 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,298,000 | 1,767 |
| Surplus | $21,221,000 | 1,508 |
| Undivided profits | $12,935,000 | 2,521 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $8,946,000 | 1,607 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,486,000 | 2,448 |
| Earning assets | $388,024,000 | 1,672 |
| Long-term assets (5+ years) | $63,162,000 | 1,969 |
| Average Assets, year-to-date | $434,267,000 | 1,607 |
| Average Assets, quarterly | $424,735,500 | 1,662 |
| Volatile liabilities | $63,596,000 | 2,255 |
| Insider loans | $10,052,000 | 720 |
| FHLB advances | $20,000,000 | 1,814 |
| Loans and leases held for sale | $2,251,000 | 623 |
| Unused loan commitments | $36,802,000 | 1,831 |
| Tier 1 (core) risk-based capital | $35,555,000 | 1,816 |
| Tier 2 risk-based capital | $3,730,000 | 1,585 |
| Total risk weighted assets | $296,927,000 | 1,697 |
| Total unused commitments | $36,802,000 | 1,832 |
| Derivatives | $3,705,000 | 711 |
| 2009-06-30 | Rank | |
| # of Employees: | 104 | 1,576 |
| Assets and Liabilities | ||
| Total Assets: | $424,021,000 | 1,682 |
| Cash and due from depository institutions | $59,850,000 | 1,576 |
| Interest-bearing balances | $52,841,000 | 431 |
| Securities | $55,101,000 | 2,152 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $276,273,000 | 1,773 |
| Loan loss allowance | $6,369,000 | 1,208 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $12,469,000 | 1,017 |
| Other real estate owned | $2,972,000 | 1,576 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $17,356,000 | 1,222 |
| Life insurance assets | $9,383,000 | 733 |
| Total liabilities and capital | $424,021,000 | 1,682 |
| Total liabilities | $388,370,000 | 1,660 |
| Total deposits | $365,604,000 | 1,571 |
| Interest-bearing deposits | $332,833,000 | 1,510 |
| Deposits held in domestic offices | $365,604,000 | 1,567 |
| % insured | 76.70% | 4,627 |
| Federal funds purchased & repurchase agreements | $1,400,000 | 2,209 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $20,000,000 | 1,994 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,366,000 | 3,115 |
| Total equity capital | $35,651,000 | 1,926 |
| Total bank equity capital | $35,651,000 | 1,925 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,298,000 | 1,794 |
| Surplus | $21,221,000 | 1,511 |
| Undivided profits | $12,132,000 | 2,596 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $5,070,000 | 2,237 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,297,000 | 2,699 |
| Earning assets | $384,215,000 | 1,696 |
| Long-term assets (5+ years) | $37,103,000 | 2,866 |
| Average Assets, year-to-date | $437,206,000 | 1,617 |
| Average Assets, quarterly | $437,517,500 | 1,625 |
| Volatile liabilities | $64,020,000 | 2,255 |
| Insider loans | $10,278,000 | 728 |
| FHLB advances | $20,000,000 | 1,883 |
| Loans and leases held for sale | $1,434,000 | 1,032 |
| Unused loan commitments | $44,434,000 | 1,630 |
| Tier 1 (core) risk-based capital | $35,301,000 | 1,861 |
| Tier 2 risk-based capital | $3,809,000 | 1,541 |
| Total risk weighted assets | $302,725,000 | 1,706 |
| Total unused commitments | $44,434,000 | 1,631 |
| Derivatives | $3,051,000 | 802 |
| 2009-03-31 | Rank | |
| # of Employees: | 104 | 1,592 |
| Assets and Liabilities | ||
| Total Assets: | $451,014,000 | 1,607 |
| Cash and due from depository institutions | $85,142,000 | 1,592 |
| Interest-bearing balances | $79,740,000 | 272 |
| Securities | $50,621,000 | 2,309 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $279,030,000 | 1,767 |
| Loan loss allowance | $7,382,000 | 1,008 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $12,539,000 | 1,010 |
| Other real estate owned | $6,594,000 | 1,592 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $17,088,000 | 1,218 |
| Life insurance assets | $9,289,000 | 739 |
| Total liabilities and capital | $451,014,000 | 1,607 |
| Total liabilities | $415,323,000 | 1,578 |
| Total deposits | $386,309,000 | 1,470 |
| Interest-bearing deposits | $357,382,000 | 1,390 |
| Deposits held in domestic offices | $386,309,000 | 1,463 |
| % insured | 78.49% | 4,207 |
| Federal funds purchased & repurchase agreements | $350,000 | 2,683 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $27,000,000 | 1,658 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,664,000 | 2,650 |
| Total equity capital | $35,691,000 | 1,931 |
| Total bank equity capital | $35,691,000 | 1,930 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,298,000 | 1,803 |
| Surplus | $21,221,000 | 1,494 |
| Undivided profits | $12,172,000 | 2,628 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $972,000 | 4,677 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,529,000 | 2,341 |
| Earning assets | $409,391,000 | 1,621 |
| Long-term assets (5+ years) | $38,305,000 | 2,801 |
| Average Assets, year-to-date | $443,798,500 | 1,602 |
| Average Assets, quarterly | $443,798,500 | 1,602 |
| Volatile liabilities | $75,579,000 | 1,983 |
| Insider loans | $10,649,000 | 706 |
| FHLB advances | $27,000,000 | 1,561 |
| Loans and leases held for sale | $1,415,000 | 960 |
| Unused loan commitments | $44,633,000 | 1,702 |
| Tier 1 (core) risk-based capital | $35,197,000 | 1,879 |
| Tier 2 risk-based capital | $3,913,000 | 1,494 |
| Total risk weighted assets | $309,592,000 | 1,680 |
| Total unused commitments | $44,633,000 | 1,703 |
| Derivatives | $6,707,000 | 676 |
| 2008-12-31 | Rank | |
| # of Employees: | 112 | 1,489 |
| Assets and Liabilities | ||
| Total Assets: | $436,583,000 | 1,619 |
| Cash and due from depository institutions | $61,818,000 | 1,489 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $52,470,000 | 2,219 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $287,800,000 | 1,715 |
| Loan loss allowance | $4,888,000 | 1,419 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $12,486,000 | 1,013 |
| Other real estate owned | $6,865,000 | 1,489 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $15,144,000 | 1,372 |
| Life insurance assets | $9,197,000 | 743 |
| Total liabilities and capital | $436,583,000 | 1,619 |
| Total liabilities | $401,135,000 | 1,592 |
| Total deposits | $372,437,000 | 1,481 |
| Interest-bearing deposits | $342,954,000 | 1,403 |
| Deposits held in domestic offices | $372,437,000 | 1,476 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $404,000 | 3,077 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $27,000,000 | 1,805 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,294,000 | 3,151 |
| Total equity capital | $35,448,000 | 1,906 |
| Total bank equity capital | $35,448,000 | 1,906 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,298,000 | 1,811 |
| Surplus | $18,120,000 | 1,686 |
| Undivided profits | $15,030,000 | 2,153 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,527,000 | 2,002 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,353,000 | 2,769 |
| Earning assets | $340,270,000 | 1,860 |
| Long-term assets (5+ years) | $38,157,000 | 2,769 |
| Average Assets, year-to-date | $403,417,200 | 1,690 |
| Average Assets, quarterly | $416,194,000 | 1,689 |
| Volatile liabilities | $71,722,000 | 2,038 |
| Insider loans | $10,287,000 | 727 |
| FHLB advances | $27,000,000 | 1,704 |
| Loans and leases held for sale | $2,141,000 | 595 |
| Unused loan commitments | $47,715,000 | 1,633 |
| Tier 1 (core) risk-based capital | $34,983,000 | 1,836 |
| Tier 2 risk-based capital | $3,976,000 | 1,462 |
| Total risk weighted assets | $317,204,000 | 1,645 |
| Total unused commitments | $47,715,000 | 1,634 |
| Derivatives | $4,862,000 | 679 |
| 2008-09-30 | Rank | |
| # of Employees: | 124 | 1,361 |
| Assets and Liabilities | ||
| Total Assets: | $395,805,000 | 1,751 |
| Cash and due from depository institutions | $12,621,000 | 1,361 |
| Interest-bearing balances | $0 | 6,794 |
| Securities | $52,490,000 | 2,157 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $295,270,000 | 1,672 |
| Loan loss allowance | $4,609,000 | 1,363 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $12,302,000 | 1,021 |
| Other real estate owned | $7,210,000 | 1,361 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $15,912,000 | 1,287 |
| Life insurance assets | $9,104,000 | 740 |
| Total liabilities and capital | $395,805,000 | 1,751 |
| Total liabilities | $360,392,000 | 1,741 |
| Total deposits | $329,160,000 | 1,660 |
| Interest-bearing deposits | $302,290,000 | 1,592 |
| Deposits held in domestic offices | $329,160,000 | 1,655 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,995,000 | 2,160 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $27,000,000 | 1,824 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,237,000 | 3,348 |
| Total equity capital | $35,413,000 | 1,925 |
| Total bank equity capital | $35,413,000 | 1,925 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,298,000 | 1,822 |
| Surplus | $18,121,000 | 1,662 |
| Undivided profits | $14,994,000 | 2,200 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,982,000 | 3,008 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,723,000 | 2,332 |
| Earning assets | $347,760,000 | 1,826 |
| Long-term assets (5+ years) | $40,096,000 | 2,629 |
| Average Assets, year-to-date | $395,125,750 | 1,720 |
| Average Assets, quarterly | $397,553,500 | 1,735 |
| Volatile liabilities | $52,472,000 | 2,568 |
| Insider loans | $10,471,000 | 710 |
| FHLB advances | $27,000,000 | 1,728 |
| Loans and leases held for sale | $875,000 | 835 |
| Unused loan commitments | $51,651,000 | 1,633 |
| Tier 1 (core) risk-based capital | $35,691,000 | 1,824 |
| Tier 2 risk-based capital | $4,112,000 | 1,378 |
| Total risk weighted assets | $328,467,000 | 1,592 |
| Total unused commitments | $51,651,000 | 1,634 |
| Derivatives | $4,645,000 | 594 |
| 2008-06-30 | Rank | |
| # of Employees: | 127 | 1,346 |
| Assets and Liabilities | ||
| Total Assets: | $399,302,000 | 1,736 |
| Cash and due from depository institutions | $9,684,000 | 1,346 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $54,616,000 | 2,141 |
| Federal funds sold & reverse repurchase agreements | $3,300,000 | 2,988 |
| Net loans & leases | $296,517,000 | 1,651 |
| Loan loss allowance | $4,792,000 | 1,240 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $12,155,000 | 1,032 |
| Other real estate owned | $7,604,000 | 1,346 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $15,426,000 | 1,283 |
| Life insurance assets | $9,009,000 | 741 |
| Total liabilities and capital | $399,302,000 | 1,736 |
| Total liabilities | $362,935,000 | 1,728 |
| Total deposits | $330,209,000 | 1,645 |
| Interest-bearing deposits | $299,289,000 | 1,597 |
| Deposits held in domestic offices | $330,209,000 | 1,640 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,679,000 | 1,871 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $27,100,000 | 1,763 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $947,000 | 3,968 |
| Total equity capital | $36,367,000 | 1,887 |
| Total bank equity capital | $36,367,000 | 1,887 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,298,000 | 1,829 |
| Surplus | $18,121,000 | 1,643 |
| Undivided profits | $15,948,000 | 2,117 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,025,000 | 3,793 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,632,000 | 2,379 |
| Earning assets | $354,433,000 | 1,771 |
| Long-term assets (5+ years) | $41,868,000 | 2,546 |
| Average Assets, year-to-date | $394,899,330 | 1,724 |
| Average Assets, quarterly | $393,838,500 | 1,738 |
| Volatile liabilities | $55,266,000 | 2,465 |
| Insider loans | $10,755,000 | 704 |
| FHLB advances | $27,100,000 | 1,671 |
| Loans and leases held for sale | $549,000 | 1,126 |
| Unused loan commitments | $57,944,000 | 1,528 |
| Tier 1 (core) risk-based capital | $36,475,000 | 1,788 |
| Tier 2 risk-based capital | $4,146,000 | 1,340 |
| Total risk weighted assets | $331,047,000 | 1,579 |
| Total unused commitments | $57,944,000 | 1,528 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 127 | 1,338 |
| Assets and Liabilities | ||
| Total Assets: | $388,375,000 | 1,769 |
| Cash and due from depository institutions | $12,677,000 | 1,338 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $51,136,000 | 2,266 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $289,682,000 | 1,649 |
| Loan loss allowance | $3,902,000 | 1,462 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $12,041,000 | 1,037 |
| Other real estate owned | $8,714,000 | 1,338 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $14,125,000 | 1,335 |
| Life insurance assets | $8,916,000 | 736 |
| Total liabilities and capital | $388,375,000 | 1,769 |
| Total liabilities | $350,264,000 | 1,758 |
| Total deposits | $317,765,000 | 1,699 |
| Interest-bearing deposits | $288,833,000 | 1,656 |
| Deposits held in domestic offices | $317,765,000 | 1,694 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,166,000 | 2,185 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $29,100,000 | 1,577 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,233,000 | 3,539 |
| Total equity capital | $38,111,000 | 1,847 |
| Total bank equity capital | $38,111,000 | 1,847 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,298,000 | 1,827 |
| Surplus | $18,121,000 | 1,636 |
| Undivided profits | $17,692,000 | 2,022 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $132,000 | 6,344 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,773,000 | 2,223 |
| Earning assets | $340,818,000 | 1,841 |
| Long-term assets (5+ years) | $39,209,000 | 2,569 |
| Average Assets, year-to-date | $392,698,000 | 1,728 |
| Average Assets, quarterly | $392,698,000 | 1,728 |
| Volatile liabilities | $53,150,000 | 2,503 |
| Insider loans | $10,977,000 | 673 |
| FHLB advances | $29,100,000 | 1,499 |
| Loans and leases held for sale | $921,000 | 973 |
| Unused loan commitments | $56,772,000 | 1,592 |
| Tier 1 (core) risk-based capital | $37,441,000 | 1,741 |
| Tier 2 risk-based capital | $3,902,000 | 1,389 |
| Total risk weighted assets | $324,241,000 | 1,574 |
| Total unused commitments | $56,772,000 | 1,595 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 127 | 1,345 |
| Assets and Liabilities | ||
| Total Assets: | $397,021,000 | 1,717 |
| Cash and due from depository institutions | $12,115,000 | 1,345 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $59,809,000 | 1,947 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 4,796 |
| Net loans & leases | $288,875,000 | 1,657 |
| Loan loss allowance | $3,856,000 | 1,452 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $11,878,000 | 1,061 |
| Other real estate owned | $8,840,000 | 1,345 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $14,304,000 | 1,330 |
| Life insurance assets | $8,824,000 | 733 |
| Total liabilities and capital | $397,022,000 | 1,717 |
| Total liabilities | $359,694,000 | 1,711 |
| Total deposits | $321,193,000 | 1,676 |
| Interest-bearing deposits | $277,047,000 | 1,691 |
| Deposits held in domestic offices | $321,193,000 | 1,671 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,355,000 | 2,278 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $34,100,000 | 1,328 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,046,000 | 2,431 |
| Total equity capital | $37,328,000 | 1,877 |
| Total bank equity capital | $37,328,000 | 1,877 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,298,000 | 1,817 |
| Surplus | $18,121,000 | 1,618 |
| Undivided profits | $16,909,000 | 2,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $118,000 | 6,256 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,811,000 | 2,367 |
| Earning assets | $349,884,000 | 1,781 |
| Long-term assets (5+ years) | $40,610,000 | 2,321 |
| Average Assets, year-to-date | $408,881,400 | 1,616 |
| Average Assets, quarterly | $400,988,500 | 1,683 |
| Volatile liabilities | $91,887,000 | 1,569 |
| Insider loans | $10,700,000 | 677 |
| FHLB advances | $34,100,000 | 1,247 |
| Loans and leases held for sale | $2,181,000 | 619 |
| Unused loan commitments | $56,139,000 | 1,614 |
| Tier 1 (core) risk-based capital | $37,229,000 | 1,745 |
| Tier 2 risk-based capital | $3,856,000 | 1,390 |
| Total risk weighted assets | $325,812,000 | 1,558 |
| Total unused commitments | $56,139,000 | 1,614 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 123 | 1,385 |
| Assets and Liabilities | ||
| Total Assets: | $404,956,000 | 1,665 |
| Cash and due from depository institutions | $11,449,000 | 1,385 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $66,470,000 | 1,771 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $291,440,000 | 1,607 |
| Loan loss allowance | $3,920,000 | 1,363 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $11,939,000 | 1,022 |
| Other real estate owned | $9,120,000 | 1,385 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $14,538,000 | 1,286 |
| Life insurance assets | $8,730,000 | 717 |
| Total liabilities and capital | $404,956,000 | 1,665 |
| Total liabilities | $368,030,000 | 1,644 |
| Total deposits | $341,583,000 | 1,547 |
| Interest-bearing deposits | $294,571,000 | 1,572 |
| Deposits held in domestic offices | $341,583,000 | 1,543 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,707,000 | 1,764 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $20,100,000 | 1,747 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,640,000 | 2,914 |
| Total equity capital | $36,926,000 | 1,865 |
| Total bank equity capital | $36,926,000 | 1,865 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,298,000 | 1,798 |
| Surplus | $18,120,000 | 1,585 |
| Undivided profits | $16,508,000 | 2,105 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $174,000 | 5,776 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $2,270,000 | 1,991 |
| Earning assets | $357,910,000 | 1,714 |
| Long-term assets (5+ years) | $42,701,000 | 2,171 |
| Average Assets, year-to-date | $411,846,500 | 1,602 |
| Average Assets, quarterly | $410,905,000 | 1,626 |
| Volatile liabilities | $98,501,000 | 1,435 |
| Insider loans | $10,545,000 | 677 |
| FHLB advances | $20,100,000 | 1,646 |
| Loans and leases held for sale | $3,019,000 | 483 |
| Unused loan commitments | $54,648,000 | 1,659 |
| Tier 1 (core) risk-based capital | $37,202,000 | 1,729 |
| Tier 2 risk-based capital | $3,920,000 | 1,346 |
| Total risk weighted assets | $331,444,000 | 1,519 |
| Total unused commitments | $54,648,000 | 1,659 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 126 | 1,385 |
| Assets and Liabilities | ||
| Total Assets: | $416,854,000 | 1,633 |
| Cash and due from depository institutions | $16,716,000 | 1,385 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $68,161,000 | 1,710 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $296,094,000 | 1,600 |
| Loan loss allowance | $4,184,000 | 1,266 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $11,986,000 | 1,013 |
| Other real estate owned | $9,129,000 | 1,385 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $14,768,000 | 1,265 |
| Life insurance assets | $8,636,000 | 720 |
| Total liabilities and capital | $416,854,000 | 1,633 |
| Total liabilities | $381,038,000 | 1,602 |
| Total deposits | $360,571,000 | 1,488 |
| Interest-bearing deposits | $304,273,000 | 1,529 |
| Deposits held in domestic offices | $360,571,000 | 1,484 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,936,000 | 1,822 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $15,100,000 | 1,980 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,431,000 | 3,030 |
| Total equity capital | $35,816,000 | 1,890 |
| Total bank equity capital | $35,816,000 | 1,890 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,298,000 | 1,793 |
| Surplus | $18,120,000 | 1,575 |
| Undivided profits | $15,398,000 | 2,200 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,339,000 | 2,416 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,944,000 | 2,162 |
| Earning assets | $364,255,000 | 1,694 |
| Long-term assets (5+ years) | $44,650,000 | 2,058 |
| Average Assets, year-to-date | $414,143,330 | 1,616 |
| Average Assets, quarterly | $414,509,500 | 1,622 |
| Volatile liabilities | $85,060,000 | 1,615 |
| Insider loans | $11,037,000 | 637 |
| FHLB advances | $15,100,000 | 1,868 |
| Loans and leases held for sale | $2,765,000 | 612 |
| Unused loan commitments | $54,182,000 | 1,714 |
| Tier 1 (core) risk-based capital | $36,737,000 | 1,758 |
| Tier 2 risk-based capital | $4,184,000 | 1,262 |
| Total risk weighted assets | $339,474,000 | 1,481 |
| Total unused commitments | $54,182,000 | 1,715 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 124 | 1,397 |
| Assets and Liabilities | ||
| Total Assets: | $412,165,000 | 1,637 |
| Cash and due from depository institutions | $10,030,000 | 1,397 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $61,000,000 | 1,913 |
| Federal funds sold & reverse repurchase agreements | $5,900,000 | 2,974 |
| Net loans & leases | $300,024,000 | 1,566 |
| Loan loss allowance | $4,012,000 | 1,319 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $12,151,000 | 970 |
| Other real estate owned | $9,496,000 | 1,397 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $13,564,000 | 1,322 |
| Life insurance assets | $8,541,000 | 714 |
| Total liabilities and capital | $412,165,000 | 1,637 |
| Total liabilities | $376,196,000 | 1,614 |
| Total deposits | $359,657,000 | 1,496 |
| Interest-bearing deposits | $314,012,000 | 1,472 |
| Deposits held in domestic offices | $359,657,000 | 1,492 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,832,000 | 1,579 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $10,100,000 | 2,395 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,607,000 | 2,845 |
| Total equity capital | $35,969,000 | 1,895 |
| Total bank equity capital | $35,969,000 | 1,895 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,298,000 | 1,781 |
| Surplus | $18,120,000 | 1,546 |
| Undivided profits | $15,551,000 | 2,217 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,000 | 7,020 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,875,000 | 2,175 |
| Earning assets | $366,924,000 | 1,690 |
| Long-term assets (5+ years) | $43,746,000 | 2,045 |
| Average Assets, year-to-date | $412,788,000 | 1,618 |
| Average Assets, quarterly | $412,788,000 | 1,618 |
| Volatile liabilities | $87,162,000 | 1,562 |
| Insider loans | $11,174,000 | 617 |
| FHLB advances | $10,100,000 | 2,278 |
| Loans and leases held for sale | $3,615,000 | 478 |
| Unused loan commitments | $55,850,000 | 1,675 |
| Tier 1 (core) risk-based capital | $36,324,000 | 1,766 |
| Tier 2 risk-based capital | $4,012,000 | 1,313 |
| Total risk weighted assets | $335,085,000 | 1,478 |
| Total unused commitments | $55,850,000 | 1,676 |
| Derivatives | $3,615,000 | 672 |
| 2006-12-31 | Rank | |
| # of Employees: | 123 | 1,401 |
| Assets and Liabilities | ||
| Total Assets: | $413,411,000 | 1,603 |
| Cash and due from depository institutions | $12,469,000 | 1,401 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $56,625,000 | 2,080 |
| Federal funds sold & reverse repurchase agreements | $9,300,000 | 1,778 |
| Net loans & leases | $305,905,000 | 1,513 |
| Loan loss allowance | $4,067,000 | 1,274 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $12,398,000 | 917 |
| Other real estate owned | $3,161,000 | 1,401 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $13,553,000 | 1,321 |
| Life insurance assets | $8,453,000 | 700 |
| Total liabilities and capital | $413,411,000 | 1,603 |
| Total liabilities | $377,810,000 | 1,585 |
| Total deposits | $351,286,000 | 1,505 |
| Interest-bearing deposits | $303,125,000 | 1,505 |
| Deposits held in domestic offices | $351,286,000 | 1,501 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,401,000 | 2,117 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $22,600,000 | 1,567 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,523,000 | 2,934 |
| Total equity capital | $35,601,000 | 1,879 |
| Total bank equity capital | $35,601,000 | 1,879 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,298,000 | 1,773 |
| Surplus | $18,120,000 | 1,515 |
| Undivided profits | $15,183,000 | 2,233 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,706,000 | 498 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,687,000 | 2,492 |
| Earning assets | $371,830,000 | 1,647 |
| Long-term assets (5+ years) | $46,540,000 | 1,950 |
| Average Assets, year-to-date | $398,511,200 | 1,607 |
| Average Assets, quarterly | $417,042,500 | 1,574 |
| Volatile liabilities | $85,716,000 | 1,715 |
| Insider loans | $9,917,000 | 695 |
| FHLB advances | $22,600,000 | 1,483 |
| Loans and leases held for sale | $2,190,000 | 651 |
| Unused loan commitments | $69,127,000 | 1,407 |
| Tier 1 (core) risk-based capital | $35,951,000 | 1,750 |
| Tier 2 risk-based capital | $4,067,000 | 1,270 |
| Total risk weighted assets | $338,675,000 | 1,434 |
| Total unused commitments | $69,127,000 | 1,407 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 120 | 1,451 |
| Assets and Liabilities | ||
| Total Assets: | $420,674,000 | 1,565 |
| Cash and due from depository institutions | $12,511,000 | 1,451 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $71,318,000 | 1,690 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 2,797 |
| Net loans & leases | $306,834,000 | 1,500 |
| Loan loss allowance | $3,877,000 | 1,338 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $12,306,000 | 908 |
| Other real estate owned | $2,535,000 | 1,451 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $11,170,000 | 1,573 |
| Life insurance assets | $5,400,000 | 1,050 |
| Total liabilities and capital | $420,674,000 | 1,565 |
| Total liabilities | $385,104,000 | 1,536 |
| Total deposits | $348,841,000 | 1,500 |
| Interest-bearing deposits | $298,140,000 | 1,498 |
| Deposits held in domestic offices | $348,841,000 | 1,495 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $150,000 | 3,458 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $35,100,000 | 1,198 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,013,000 | 3,815 |
| Total equity capital | $35,570,000 | 1,866 |
| Total bank equity capital | $35,570,000 | 1,866 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,298,000 | 1,773 |
| Surplus | $18,121,000 | 1,498 |
| Undivided profits | $15,151,000 | 2,221 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,134,000 | 499 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,110,000 | 1,969 |
| Earning assets | $382,152,000 | 1,584 |
| Long-term assets (5+ years) | $42,157,000 | 2,073 |
| Average Assets, year-to-date | $394,786,250 | 1,631 |
| Average Assets, quarterly | $415,781,000 | 1,567 |
| Volatile liabilities | $74,066,000 | 1,925 |
| Insider loans | $9,711,000 | 687 |
| FHLB advances | $35,100,000 | 1,106 |
| Loans and leases held for sale | $1,946,000 | 682 |
| Unused loan commitments | $63,699,000 | 1,526 |
| Tier 1 (core) risk-based capital | $36,236,000 | 1,730 |
| Tier 2 risk-based capital | $3,877,000 | 1,332 |
| Total risk weighted assets | $325,556,000 | 1,488 |
| Total unused commitments | $63,699,000 | 1,526 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 121 | 1,442 |
| Assets and Liabilities | ||
| Total Assets: | $410,888,000 | 1,585 |
| Cash and due from depository institutions | $15,254,000 | 1,442 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $68,450,000 | 1,754 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $301,644,000 | 1,494 |
| Loan loss allowance | $3,841,000 | 1,336 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $11,778,000 | 948 |
| Other real estate owned | $2,365,000 | 1,442 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $11,397,000 | 1,553 |
| Life insurance assets | $5,348,000 | 1,036 |
| Total liabilities and capital | $410,888,000 | 1,585 |
| Total liabilities | $376,252,000 | 1,565 |
| Total deposits | $332,318,000 | 1,557 |
| Interest-bearing deposits | $283,806,000 | 1,559 |
| Deposits held in domestic offices | $332,318,000 | 1,553 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,655,000 | 1,409 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $35,000,000 | 1,214 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,279,000 | 3,012 |
| Total equity capital | $34,636,000 | 1,839 |
| Total bank equity capital | $34,636,000 | 1,839 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,298,000 | 1,767 |
| Surplus | $18,120,000 | 1,460 |
| Undivided profits | $14,218,000 | 2,247 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $975,000 | 2,480 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,914,000 | 1,943 |
| Earning assets | $370,094,000 | 1,622 |
| Long-term assets (5+ years) | $44,088,000 | 1,995 |
| Average Assets, year-to-date | $386,157,000 | 1,669 |
| Average Assets, quarterly | $395,086,000 | 1,644 |
| Volatile liabilities | $89,063,000 | 1,638 |
| Insider loans | $9,699,000 | 697 |
| FHLB advances | $35,000,000 | 1,127 |
| Loans and leases held for sale | $1,835,000 | 716 |
| Unused loan commitments | $63,211,000 | 1,550 |
| Tier 1 (core) risk-based capital | $36,035,000 | 1,708 |
| Tier 2 risk-based capital | $3,841,000 | 1,322 |
| Total risk weighted assets | $319,597,000 | 1,496 |
| Total unused commitments | $63,211,000 | 1,550 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 121 | 1,430 |
| Assets and Liabilities | ||
| Total Assets: | $379,284,000 | 1,708 |
| Cash and due from depository institutions | $11,179,000 | 1,430 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $68,155,000 | 1,782 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 5,291 |
| Net loans & leases | $274,322,000 | 1,605 |
| Loan loss allowance | $3,574,000 | 1,421 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $11,106,000 | 992 |
| Other real estate owned | $3,230,000 | 1,430 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $10,492,000 | 1,614 |
| Life insurance assets | $5,297,000 | 1,021 |
| Total liabilities and capital | $379,284,000 | 1,708 |
| Total liabilities | $344,430,000 | 1,687 |
| Total deposits | $320,496,000 | 1,592 |
| Interest-bearing deposits | $273,959,000 | 1,588 |
| Deposits held in domestic offices | $320,496,000 | 1,589 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $22,218,000 | 1,614 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,716,000 | 2,438 |
| Total equity capital | $34,854,000 | 1,809 |
| Total bank equity capital | $34,854,000 | 1,809 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,298,000 | 1,754 |
| Surplus | $18,120,000 | 1,413 |
| Undivided profits | $14,436,000 | 2,233 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $177,000 | 5,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,802,000 | 1,970 |
| Earning assets | $343,277,000 | 1,731 |
| Long-term assets (5+ years) | $40,514,000 | 2,073 |
| Average Assets, year-to-date | $373,791,500 | 1,710 |
| Average Assets, quarterly | $373,791,500 | 1,710 |
| Volatile liabilities | $77,837,000 | 1,736 |
| Insider loans | $9,661,000 | 671 |
| FHLB advances | $20,000,000 | 1,634 |
| Loans and leases held for sale | $1,995,000 | 598 |
| Unused loan commitments | $63,960,000 | 1,513 |
| Tier 1 (core) risk-based capital | $35,874,000 | 1,681 |
| Tier 2 risk-based capital | $3,574,000 | 1,393 |
| Total risk weighted assets | $295,759,000 | 1,570 |
| Total unused commitments | $63,960,000 | 1,513 |
| Derivatives | $1,995,000 | 719 |
| 2005-12-31 | Rank | |
| # of Employees: | 122 | 1,418 |
| Assets and Liabilities | ||
| Total Assets: | $368,299,000 | 1,734 |
| Cash and due from depository institutions | $11,843,000 | 1,418 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $68,888,000 | 1,756 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $263,700,000 | 1,641 |
| Loan loss allowance | $3,435,000 | 1,441 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $9,912,000 | 1,104 |
| Other real estate owned | $3,458,000 | 1,418 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $10,498,000 | 1,600 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $368,299,000 | 1,734 |
| Total liabilities | $333,727,000 | 1,722 |
| Total deposits | $317,863,000 | 1,578 |
| Interest-bearing deposits | $254,533,000 | 1,686 |
| Deposits held in domestic offices | $317,863,000 | 1,574 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,500,000 | 1,726 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,000,000 | 2,660 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,364,000 | 2,802 |
| Total equity capital | $34,572,000 | 1,796 |
| Total bank equity capital | $34,572,000 | 1,796 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,298,000 | 1,744 |
| Surplus | $18,120,000 | 1,385 |
| Undivided profits | $14,154,000 | 2,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $45,000 | 6,785 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,697,000 | 2,101 |
| Earning assets | $332,588,000 | 1,750 |
| Long-term assets (5+ years) | $40,358,000 | 2,057 |
| Average Assets, year-to-date | $342,619,800 | 1,749 |
| Average Assets, quarterly | $368,577,500 | 1,704 |
| Volatile liabilities | $67,262,000 | 1,929 |
| Insider loans | $9,700,000 | 646 |
| FHLB advances | $10,000,000 | 2,516 |
| Loans and leases held for sale | $1,176,000 | 810 |
| Unused loan commitments | $59,469,000 | 1,541 |
| Tier 1 (core) risk-based capital | $35,577,000 | 1,657 |
| Tier 2 risk-based capital | $3,435,000 | 1,416 |
| Total risk weighted assets | $286,036,000 | 1,602 |
| Total unused commitments | $59,469,000 | 1,541 |
| Derivatives | $1,176,000 | 728 |
| 2005-09-30 | Rank | |
| # of Employees: | 118 | 1,449 |
| Assets and Liabilities | ||
| Total Assets: | $368,856,000 | 1,690 |
| Cash and due from depository institutions | $18,513,000 | 1,449 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $70,034,000 | 1,720 |
| Federal funds sold & reverse repurchase agreements | $11,900,000 | 1,102 |
| Net loans & leases | $246,153,000 | 1,705 |
| Loan loss allowance | $3,102,000 | 1,583 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $9,163,000 | 1,167 |
| Other real estate owned | $3,449,000 | 1,449 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $9,644,000 | 1,673 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $368,856,000 | 1,690 |
| Total liabilities | $329,491,000 | 1,701 |
| Total deposits | $313,290,000 | 1,563 |
| Interest-bearing deposits | $263,070,000 | 1,582 |
| Deposits held in domestic offices | $313,290,000 | 1,559 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $15,000,000 | 2,108 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,201,000 | 3,046 |
| Total equity capital | $39,365,000 | 1,535 |
| Total bank equity capital | $39,365,000 | 1,535 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,298,000 | 1,713 |
| Surplus | $18,120,000 | 1,342 |
| Undivided profits | $18,947,000 | 1,799 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $426,000 | 4,094 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,618,000 | 2,126 |
| Earning assets | $328,087,000 | 1,733 |
| Long-term assets (5+ years) | $33,314,000 | 2,397 |
| Average Assets, year-to-date | $336,200,000 | 1,768 |
| Average Assets, quarterly | $352,071,500 | 1,737 |
| Volatile liabilities | $65,475,000 | 1,909 |
| Insider loans | $12,195,000 | 478 |
| FHLB advances | $15,000,000 | 1,984 |
| Loans and leases held for sale | $1,562,000 | 780 |
| Unused loan commitments | $50,803,000 | 1,738 |
| Tier 1 (core) risk-based capital | $39,940,000 | 1,429 |
| Tier 2 risk-based capital | $3,102,000 | 1,546 |
| Total risk weighted assets | $272,550,000 | 1,636 |
| Total unused commitments | $50,803,000 | 1,739 |
| Derivatives | $1,561,000 | 685 |
| 2005-06-30 | Rank | |
| # of Employees: | 114 | 1,509 |
| Assets and Liabilities | ||
| Total Assets: | $335,287,000 | 1,794 |
| Cash and due from depository institutions | $13,694,000 | 1,509 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $71,115,000 | 1,722 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $229,346,000 | 1,781 |
| Loan loss allowance | $2,916,000 | 1,650 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,630,000 | 1,220 |
| Other real estate owned | $3,424,000 | 1,509 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $9,078,000 | 1,720 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $335,287,000 | 1,794 |
| Total liabilities | $295,985,000 | 1,822 |
| Total deposits | $271,926,000 | 1,777 |
| Interest-bearing deposits | $227,772,000 | 1,781 |
| Deposits held in domestic offices | $271,926,000 | 1,773 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,900,000 | 2,085 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $20,000,000 | 1,765 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,159,000 | 2,936 |
| Total equity capital | $39,302,000 | 1,489 |
| Total bank equity capital | $39,302,000 | 1,489 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,303,000 | 1,691 |
| Surplus | $18,153,000 | 1,317 |
| Undivided profits | $18,846,000 | 1,791 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $420,000 | 4,009 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,433,000 | 2,206 |
| Earning assets | $300,461,000 | 1,831 |
| Long-term assets (5+ years) | $38,474,000 | 2,150 |
| Average Assets, year-to-date | $325,314,670 | 1,802 |
| Average Assets, quarterly | $331,616,500 | 1,796 |
| Volatile liabilities | $64,977,000 | 1,845 |
| Insider loans | $12,430,000 | 443 |
| FHLB advances | $20,000,000 | 1,669 |
| Loans and leases held for sale | $2,185,000 | 689 |
| Unused loan commitments | $55,490,000 | 1,568 |
| Tier 1 (core) risk-based capital | $39,608,000 | 1,386 |
| Tier 2 risk-based capital | $2,916,000 | 1,607 |
| Total risk weighted assets | $253,465,000 | 1,691 |
| Total unused commitments | $55,490,000 | 1,568 |
| Derivatives | $2,185,000 | 621 |
| 2005-03-31 | Rank | |
| # of Employees: | 115 | 1,480 |
| Assets and Liabilities | ||
| Total Assets: | $327,946,000 | 1,813 |
| Cash and due from depository institutions | $12,313,000 | 1,480 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $74,916,000 | 1,657 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $219,871,000 | 1,806 |
| Loan loss allowance | $2,789,000 | 1,697 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,426,000 | 1,230 |
| Other real estate owned | $3,125,000 | 1,480 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $9,295,000 | 1,668 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $327,946,000 | 1,813 |
| Total liabilities | $289,769,000 | 1,840 |
| Total deposits | $265,337,000 | 1,796 |
| Interest-bearing deposits | $227,368,000 | 1,779 |
| Deposits held in domestic offices | $265,337,000 | 1,792 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,300,000 | 1,845 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $20,000,000 | 1,699 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,132,000 | 2,931 |
| Total equity capital | $38,177,000 | 1,497 |
| Total bank equity capital | $38,177,000 | 1,497 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,303,000 | 1,691 |
| Surplus | $18,207,000 | 1,276 |
| Undivided profits | $17,667,000 | 1,848 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $328,000 | 4,545 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,296,000 | 2,352 |
| Earning assets | $294,787,000 | 1,839 |
| Long-term assets (5+ years) | $39,265,000 | 2,169 |
| Average Assets, year-to-date | $320,328,500 | 1,829 |
| Average Assets, quarterly | $320,328,500 | 1,829 |
| Volatile liabilities | $64,593,000 | 1,769 |
| Insider loans | $12,726,000 | 415 |
| FHLB advances | $20,000,000 | 1,598 |
| Loans and leases held for sale | $1,164,000 | 843 |
| Unused loan commitments | $49,673,000 | 1,657 |
| Tier 1 (core) risk-based capital | $39,318,000 | 1,374 |
| Tier 2 risk-based capital | $2,789,000 | 1,643 |
| Total risk weighted assets | $244,929,000 | 1,707 |
| Total unused commitments | $49,673,000 | 1,658 |
| Derivatives | $1,164,000 | 638 |
| 2004-12-31 | Rank | |
| # of Employees: | 123 | 1,392 |
| Assets and Liabilities | ||
| Total Assets: | $312,711,000 | 1,882 |
| Cash and due from depository institutions | $9,171,000 | 1,392 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $71,202,000 | 1,752 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $212,419,000 | 1,840 |
| Loan loss allowance | $2,672,000 | 1,750 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,461,000 | 1,206 |
| Other real estate owned | $3,141,000 | 1,392 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $8,317,000 | 1,804 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $312,711,000 | 1,882 |
| Total liabilities | $273,762,000 | 1,928 |
| Total deposits | $258,078,000 | 1,819 |
| Interest-bearing deposits | $220,475,000 | 1,810 |
| Deposits held in domestic offices | $258,078,000 | 1,813 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $15,000,000 | 2,046 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $684,000 | 3,994 |
| Total equity capital | $38,949,000 | 1,467 |
| Total bank equity capital | $38,949,000 | 1,467 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,303,000 | 1,674 |
| Surplus | $18,207,000 | 1,259 |
| Undivided profits | $18,439,000 | 1,812 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $219,000 | 5,284 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,270,000 | 2,388 |
| Earning assets | $283,621,000 | 1,899 |
| Long-term assets (5+ years) | $35,350,000 | 2,409 |
| Average Assets, year-to-date | $295,543,600 | 1,909 |
| Average Assets, quarterly | $306,241,000 | 1,893 |
| Volatile liabilities | $43,834,000 | 2,363 |
| Insider loans | $14,523,000 | 354 |
| FHLB advances | $15,000,000 | 1,925 |
| Loans and leases held for sale | $1,263,000 | 780 |
| Unused loan commitments | $40,062,000 | 1,901 |
| Tier 1 (core) risk-based capital | $39,122,000 | 1,370 |
| Tier 2 risk-based capital | $2,672,000 | 1,699 |
| Total risk weighted assets | $235,739,000 | 1,747 |
| Total unused commitments | $40,062,000 | 1,902 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 125 | 1,370 |
| Assets and Liabilities | ||
| Total Assets: | $299,771,000 | 1,941 |
| Cash and due from depository institutions | $10,448,000 | 1,370 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $74,581,000 | 1,674 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 3,454 |
| Net loans & leases | $197,382,000 | 1,936 |
| Loan loss allowance | $2,775,000 | 1,674 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $8,549,000 | 1,161 |
| Other real estate owned | $3,227,000 | 1,370 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,384,000 | 3,464 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $299,771,000 | 1,941 |
| Total liabilities | $260,610,000 | 1,994 |
| Total deposits | $259,839,000 | 1,776 |
| Interest-bearing deposits | $212,654,000 | 1,831 |
| Deposits held in domestic offices | $259,839,000 | 1,771 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $771,000 | 3,801 |
| Total equity capital | $39,161,000 | 1,438 |
| Total bank equity capital | $39,161,000 | 1,438 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,303,000 | 1,669 |
| Surplus | $18,207,000 | 1,215 |
| Undivided profits | $18,651,000 | 1,798 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $202,000 | 5,619 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,441,000 | 2,161 |
| Earning assets | $274,163,000 | 1,940 |
| Long-term assets (5+ years) | $36,170,000 | 2,397 |
| Average Assets, year-to-date | $291,251,750 | 1,939 |
| Average Assets, quarterly | $294,671,500 | 1,957 |
| Volatile liabilities | $44,847,000 | 2,297 |
| Insider loans | $15,019,000 | 330 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $1,295,000 | 777 |
| Unused loan commitments | $31,872,000 | 2,193 |
| Tier 1 (core) risk-based capital | $39,031,000 | 1,349 |
| Tier 2 risk-based capital | $2,731,000 | 1,634 |
| Total risk weighted assets | $218,456,000 | 1,836 |
| Total unused commitments | $31,872,000 | 2,199 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 123 | 1,414 |
| Assets and Liabilities | ||
| Total Assets: | $289,572,000 | 1,970 |
| Cash and due from depository institutions | $8,377,000 | 1,414 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $78,080,000 | 1,643 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $187,443,000 | 1,973 |
| Loan loss allowance | $2,863,000 | 1,602 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,409,000 | 1,160 |
| Other real estate owned | $3,256,000 | 1,414 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $4,007,000 | 3,072 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $289,572,000 | 1,970 |
| Total liabilities | $251,479,000 | 2,039 |
| Total deposits | $248,030,000 | 1,854 |
| Interest-bearing deposits | $212,166,000 | 1,813 |
| Deposits held in domestic offices | $248,030,000 | 1,847 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,800,000 | 2,129 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $649,000 | 3,939 |
| Total equity capital | $38,093,000 | 1,430 |
| Total bank equity capital | $38,093,000 | 1,430 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,304,000 | 1,672 |
| Surplus | $18,238,000 | 1,181 |
| Undivided profits | $17,551,000 | 1,793 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $890,000 | 2,845 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,500,000 | 1,891 |
| Earning assets | $265,523,000 | 1,969 |
| Long-term assets (5+ years) | $37,284,000 | 2,405 |
| Average Assets, year-to-date | $288,412,000 | 1,957 |
| Average Assets, quarterly | $288,172,000 | 1,974 |
| Volatile liabilities | $40,598,000 | 2,409 |
| Insider loans | $12,330,000 | 427 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $1,563,000 | 719 |
| Unused loan commitments | $27,679,000 | 2,396 |
| Tier 1 (core) risk-based capital | $38,967,000 | 1,329 |
| Tier 2 risk-based capital | $2,619,000 | 1,684 |
| Total risk weighted assets | $209,281,000 | 1,864 |
| Total unused commitments | $27,679,000 | 2,398 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 120 | 1,425 |
| Assets and Liabilities | ||
| Total Assets: | $286,772,000 | 1,975 |
| Cash and due from depository institutions | $7,904,000 | 1,425 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $79,803,000 | 1,621 |
| Federal funds sold & reverse repurchase agreements | $6,200,000 | 2,355 |
| Net loans & leases | $178,936,000 | 2,007 |
| Loan loss allowance | $2,803,000 | 1,626 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $7,988,000 | 1,202 |
| Other real estate owned | $2,964,000 | 1,425 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $2,977,000 | 3,628 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $286,772,000 | 1,975 |
| Total liabilities | $246,890,000 | 2,051 |
| Total deposits | $245,699,000 | 1,854 |
| Interest-bearing deposits | $190,659,000 | 2,022 |
| Deposits held in domestic offices | $245,699,000 | 1,849 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,191,000 | 2,846 |
| Total equity capital | $39,882,000 | 1,397 |
| Total bank equity capital | $39,882,000 | 1,397 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,308,000 | 1,667 |
| Surplus | $18,311,000 | 1,166 |
| Undivided profits | $19,263,000 | 1,738 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $967,000 | 2,729 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,411,000 | 2,010 |
| Earning assets | $264,939,000 | 1,968 |
| Long-term assets (5+ years) | $46,607,000 | 1,984 |
| Average Assets, year-to-date | $287,832,000 | 1,947 |
| Average Assets, quarterly | $287,832,000 | 1,947 |
| Volatile liabilities | $37,206,000 | 2,498 |
| Insider loans | $11,584,000 | 436 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $790,000 | 1,093 |
| Unused loan commitments | $23,986,000 | 2,583 |
| Tier 1 (core) risk-based capital | $38,886,000 | 1,324 |
| Tier 2 risk-based capital | $2,482,000 | 1,740 |
| Total risk weighted assets | $198,236,000 | 1,921 |
| Total unused commitments | $23,986,000 | 2,592 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 115 | 1,506 |
| Assets and Liabilities | ||
| Total Assets: | $288,892,000 | 1,938 |
| Cash and due from depository institutions | $9,431,000 | 1,506 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $93,098,000 | 1,447 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $172,414,000 | 2,074 |
| Loan loss allowance | $2,816,000 | 1,619 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $7,974,000 | 1,193 |
| Other real estate owned | $3,062,000 | 1,506 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $2,913,000 | 3,724 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $288,892,000 | 1,938 |
| Total liabilities | $249,922,000 | 2,020 |
| Total deposits | $248,341,000 | 1,821 |
| Interest-bearing deposits | $214,388,000 | 1,805 |
| Deposits held in domestic offices | $248,341,000 | 1,816 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $625,000 | 2,925 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $956,000 | 3,192 |
| Total equity capital | $38,970,000 | 1,401 |
| Total bank equity capital | $38,970,000 | 1,401 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,344,000 | 1,654 |
| Surplus | $19,006,000 | 1,103 |
| Undivided profits | $17,620,000 | 1,838 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $887,000 | 2,925 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,527,000 | 1,916 |
| Earning assets | $265,512,000 | 1,929 |
| Long-term assets (5+ years) | $48,982,000 | 1,943 |
| Average Assets, year-to-date | $290,696,600 | 1,872 |
| Average Assets, quarterly | $290,737,000 | 1,912 |
| Volatile liabilities | $41,380,000 | 2,286 |
| Insider loans | $8,668,000 | 577 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $398,000 | 1,240 |
| Unused loan commitments | $24,895,000 | 2,447 |
| Tier 1 (core) risk-based capital | $38,798,000 | 1,307 |
| Tier 2 risk-based capital | $2,434,000 | 1,753 |
| Total risk weighted assets | $194,325,000 | 1,934 |
| Total unused commitments | $24,895,000 | 2,453 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 113 | 1,556 |
| Assets and Liabilities | ||
| Total Assets: | $292,582,000 | 1,930 |
| Cash and due from depository institutions | $7,150,000 | 1,556 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $97,796,000 | 1,366 |
| Federal funds sold & reverse repurchase agreements | $3,700,000 | 3,217 |
| Net loans & leases | $169,435,000 | 2,091 |
| Loan loss allowance | $2,843,000 | 1,617 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $8,063,000 | 1,174 |
| Other real estate owned | $3,299,000 | 1,556 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,139,000 | 3,533 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $292,582,000 | 1,930 |
| Total liabilities | $253,329,000 | 1,995 |
| Total deposits | $252,367,000 | 1,779 |
| Interest-bearing deposits | $205,977,000 | 1,884 |
| Deposits held in domestic offices | $252,367,000 | 1,776 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $962,000 | 3,291 |
| Total equity capital | $39,253,000 | 1,400 |
| Total bank equity capital | $39,253,000 | 1,400 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,344,000 | 1,653 |
| Surplus | $19,006,000 | 1,099 |
| Undivided profits | $17,903,000 | 1,813 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,137,000 | 2,606 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,458,000 | 2,154 |
| Earning assets | $270,931,000 | 1,901 |
| Long-term assets (5+ years) | $38,706,000 | 2,312 |
| Average Assets, year-to-date | $291,147,750 | 1,889 |
| Average Assets, quarterly | $291,971,500 | 1,919 |
| Volatile liabilities | $40,031,000 | 2,304 |
| Insider loans | $9,675,000 | 511 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $1,750,000 | 903 |
| Unused loan commitments | $19,235,000 | 2,915 |
| Tier 1 (core) risk-based capital | $38,947,000 | 1,317 |
| Tier 2 risk-based capital | $2,374,000 | 1,794 |
| Total risk weighted assets | $189,466,000 | 1,982 |
| Total unused commitments | $19,235,000 | 2,917 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 111 | 1,582 |
| Assets and Liabilities | ||
| Total Assets: | $291,361,000 | 1,920 |
| Cash and due from depository institutions | $8,148,000 | 1,582 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $103,524,000 | 1,260 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $166,645,000 | 2,091 |
| Loan loss allowance | $2,834,000 | 1,601 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,846,000 | 1,370 |
| Other real estate owned | $3,215,000 | 1,582 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,983,000 | 3,531 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $291,361,000 | 1,920 |
| Total liabilities | $251,005,000 | 1,988 |
| Total deposits | $246,433,000 | 1,819 |
| Interest-bearing deposits | $211,006,000 | 1,813 |
| Deposits held in domestic offices | $246,433,000 | 1,815 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,500,000 | 1,722 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,072,000 | 3,144 |
| Total equity capital | $40,356,000 | 1,351 |
| Total bank equity capital | $40,356,000 | 1,351 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,344,000 | 1,648 |
| Surplus | $19,006,000 | 1,079 |
| Undivided profits | $19,006,000 | 1,736 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $935,000 | 3,007 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,510,000 | 1,967 |
| Earning assets | $270,169,000 | 1,890 |
| Long-term assets (5+ years) | $35,258,000 | 2,341 |
| Average Assets, year-to-date | $290,669,670 | 1,876 |
| Average Assets, quarterly | $293,478,500 | 1,883 |
| Volatile liabilities | $45,175,000 | 2,055 |
| Insider loans | $4,996,000 | 1,062 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $18,452,000 | 2,974 |
| Tier 1 (core) risk-based capital | $39,388,000 | 1,265 |
| Tier 2 risk-based capital | $2,399,000 | 1,739 |
| Total risk weighted assets | $192,006,000 | 1,926 |
| Total unused commitments | $18,452,000 | 2,984 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 107 | 1,615 |
| Assets and Liabilities | ||
| Total Assets: | $295,596,000 | 1,850 |
| Cash and due from depository institutions | $13,249,000 | 1,615 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $100,411,000 | 1,266 |
| Federal funds sold & reverse repurchase agreements | $4,551,000 | 3,399 |
| Net loans & leases | $164,498,000 | 2,084 |
| Loan loss allowance | $3,066,000 | 1,458 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,735,000 | 1,374 |
| Other real estate owned | $3,285,000 | 1,615 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,867,000 | 3,603 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $295,596,000 | 1,850 |
| Total liabilities | $255,623,000 | 1,926 |
| Total deposits | $254,705,000 | 1,731 |
| Interest-bearing deposits | $223,279,000 | 1,692 |
| Deposits held in domestic offices | $254,705,000 | 1,728 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $918,000 | 3,524 |
| Total equity capital | $39,973,000 | 1,338 |
| Total bank equity capital | $39,973,000 | 1,338 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,344,000 | 1,658 |
| Surplus | $19,006,000 | 1,066 |
| Undivided profits | $18,623,000 | 1,719 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,675,000 | 1,889 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,435,000 | 2,102 |
| Earning assets | $269,460,000 | 1,855 |
| Long-term assets (5+ years) | $29,050,000 | 2,633 |
| Average Assets, year-to-date | $290,324,000 | 1,872 |
| Average Assets, quarterly | $290,324,000 | 1,872 |
| Volatile liabilities | $43,450,000 | 2,072 |
| Insider loans | $4,853,000 | 1,088 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $18,110,000 | 2,883 |
| Tier 1 (core) risk-based capital | $39,335,000 | 1,239 |
| Tier 2 risk-based capital | $2,364,000 | 1,726 |
| Total risk weighted assets | $188,463,000 | 1,913 |
| Total unused commitments | $18,110,000 | 2,894 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 104 | 1,652 |
| Assets and Liabilities | ||
| Total Assets: | $285,052,000 | 1,885 |
| Cash and due from depository institutions | $8,264,000 | 1,652 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $81,634,000 | 1,501 |
| Federal funds sold & reverse repurchase agreements | $20,442,000 | 677 |
| Net loans & leases | $162,428,000 | 2,089 |
| Loan loss allowance | $2,947,000 | 1,487 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,750,000 | 1,361 |
| Other real estate owned | $3,238,000 | 1,652 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,296,000 | 4,206 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $285,052,000 | 1,885 |
| Total liabilities | $244,904,000 | 1,967 |
| Total deposits | $243,892,000 | 1,768 |
| Interest-bearing deposits | $214,355,000 | 1,726 |
| Deposits held in domestic offices | $243,892,000 | 1,765 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,012,000 | 3,350 |
| Total equity capital | $40,148,000 | 1,305 |
| Total bank equity capital | $40,148,000 | 1,305 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,344,000 | 1,650 |
| Surplus | $19,006,000 | 1,049 |
| Undivided profits | $18,798,000 | 1,677 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,132,000 | 1,438 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,428,000 | 2,226 |
| Earning assets | $264,504,000 | 1,853 |
| Long-term assets (5+ years) | $35,206,000 | 2,245 |
| Average Assets, year-to-date | $282,467,200 | 1,804 |
| Average Assets, quarterly | $283,921,500 | 1,872 |
| Volatile liabilities | $46,896,000 | 1,937 |
| Insider loans | $4,019,000 | 1,314 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $17,721,000 | 2,855 |
| Tier 1 (core) risk-based capital | $39,277,000 | 1,217 |
| Tier 2 risk-based capital | $2,164,000 | 1,837 |
| Total risk weighted assets | $172,252,000 | 2,048 |
| Total unused commitments | $17,721,000 | 2,862 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 96 | 1,750 |
| Assets and Liabilities | ||
| Total Assets: | $278,543,000 | 1,829 |
| Cash and due from depository institutions | $9,182,000 | 1,750 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $77,957,000 | 1,448 |
| Federal funds sold & reverse repurchase agreements | $17,524,000 | 810 |
| Net loans & leases | $164,706,000 | 1,982 |
| Loan loss allowance | $1,643,000 | 2,390 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,209,000 | 1,433 |
| Other real estate owned | $270,000 | 1,750 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,695,000 | 3,676 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $278,543,000 | 1,829 |
| Total liabilities | $239,417,000 | 1,911 |
| Total deposits | $237,623,000 | 1,716 |
| Interest-bearing deposits | $207,628,000 | 1,691 |
| Deposits held in domestic offices | $237,623,000 | 1,713 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,794,000 | 2,188 |
| Total equity capital | $39,126,000 | 1,257 |
| Total bank equity capital | $39,126,000 | 1,257 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,344,000 | 1,653 |
| Surplus | $19,006,000 | 996 |
| Undivided profits | $17,776,000 | 1,624 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,699,000 | 825 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,605,000 | 2,119 |
| Earning assets | $260,187,000 | 1,784 |
| Long-term assets (5+ years) | $31,240,000 | 2,423 |
| Average Assets, year-to-date | $266,330,800 | 1,820 |
| Average Assets, quarterly | $277,891,000 | 1,809 |
| Volatile liabilities | $42,421,000 | 2,027 |
| Insider loans | $4,979,000 | 981 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $11,098,000 | 3,692 |
| Tier 1 (core) risk-based capital | $38,256,000 | 1,195 |
| Tier 2 risk-based capital | $1,643,000 | 2,216 |
| Total risk weighted assets | $162,513,000 | 2,055 |
| Total unused commitments | $11,098,000 | 3,701 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 94 | 1,768 |
| Assets and Liabilities | ||
| Total Assets: | $247,084,000 | 1,958 |
| Cash and due from depository institutions | $14,536,000 | 1,768 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $77,436,000 | 1,424 |
| Federal funds sold & reverse repurchase agreements | $8,405,000 | 1,449 |
| Net loans & leases | $137,221,000 | 2,289 |
| Loan loss allowance | $1,377,000 | 2,633 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,232,000 | 1,357 |
| Other real estate owned | $826,000 | 1,768 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,428,000 | 3,416 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $247,084,000 | 1,958 |
| Total liabilities | $210,104,000 | 2,076 |
| Total deposits | $208,677,000 | 1,871 |
| Interest-bearing deposits | $183,580,000 | 1,833 |
| Deposits held in domestic offices | $208,677,000 | 1,867 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,427,000 | 2,690 |
| Total equity capital | $36,980,000 | 1,244 |
| Total bank equity capital | $36,980,000 | 1,244 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,875,000 | 2,036 |
| Surplus | $10,475,000 | 1,593 |
| Undivided profits | $24,630,000 | 1,090 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $97,000 | 6,801 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $771,000 | 3,527 |
| Earning assets | $223,062,000 | 2,006 |
| Long-term assets (5+ years) | $29,159,000 | 2,462 |
| Average Assets, year-to-date | $249,902,000 | 1,839 |
| Average Assets, quarterly | $247,436,500 | 1,920 |
| Volatile liabilities | $34,544,000 | 2,361 |
| Insider loans | $1,292,000 | 3,241 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $13,632,000 | 3,083 |
| Tier 1 (core) risk-based capital | $36,811,000 | 1,176 |
| Tier 2 risk-based capital | $1,377,000 | 2,466 |
| Total risk weighted assets | $140,496,600 | 2,281 |
| Total unused commitments | $13,632,000 | 3,084 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 85 | 2,031 |
| Assets and Liabilities | ||
| Total Assets: | $248,160,000 | 1,892 |
| Cash and due from depository institutions | $10,756,000 | 2,031 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $97,489,000 | 1,166 |
| Federal funds sold & reverse repurchase agreements | $10,250,000 | 931 |
| Net loans & leases | $120,602,000 | 2,472 |
| Loan loss allowance | $1,368,000 | 2,593 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,463,000 | 1,295 |
| Other real estate owned | $217,000 | 2,031 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,383,000 | 3,437 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $248,160,000 | 1,892 |
| Total liabilities | $213,751,000 | 1,986 |
| Total deposits | $212,396,000 | 1,776 |
| Interest-bearing deposits | $187,211,000 | 1,759 |
| Deposits held in domestic offices | $212,396,000 | 1,772 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,355,000 | 2,553 |
| Total equity capital | $34,409,000 | 1,303 |
| Total bank equity capital | $34,409,000 | 1,303 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,875,000 | 2,059 |
| Surplus | $10,475,000 | 1,564 |
| Undivided profits | $22,059,000 | 1,132 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $419,000 | 4,055 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $503,000 | 4,550 |
| Earning assets | $228,341,000 | 1,885 |
| Long-term assets (5+ years) | $23,886,000 | 2,958 |
| Average Assets, year-to-date | $253,555,000 | 1,778 |
| Average Assets, quarterly | $251,588,500 | 1,847 |
| Volatile liabilities | $33,265,000 | 2,344 |
| Insider loans | $415,000 | 5,809 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $12,393,000 | 3,257 |
| Tier 1 (core) risk-based capital | $35,051,000 | 1,251 |
| Tier 2 risk-based capital | $1,368,000 | 2,363 |
| Total risk weighted assets | $119,497,600 | 2,540 |
| Total unused commitments | $12,393,000 | 3,260 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 84 | 2,066 |
| Assets and Liabilities | ||
| Total Assets: | $253,225,000 | 1,818 |
| Cash and due from depository institutions | $8,323,000 | 2,066 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $90,587,000 | 1,283 |
| Federal funds sold & reverse repurchase agreements | $17,950,000 | 903 |
| Net loans & leases | $128,445,000 | 2,184 |
| Loan loss allowance | $1,542,000 | 2,285 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,934,000 | 1,619 |
| Other real estate owned | $318,000 | 2,066 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,668,000 | 2,758 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $253,225,000 | 1,818 |
| Total liabilities | $219,903,000 | 1,899 |
| Total deposits | $217,893,000 | 1,733 |
| Interest-bearing deposits | $194,281,000 | 1,664 |
| Deposits held in domestic offices | $217,893,000 | 1,727 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,010,000 | 1,985 |
| Total equity capital | $33,322,000 | 1,358 |
| Total bank equity capital | $33,322,000 | 1,358 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,875,000 | 2,015 |
| Surplus | $10,475,000 | 1,483 |
| Undivided profits | $20,972,000 | 1,239 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $933,000 | 2,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $553,000 | 4,205 |
| Earning assets | $236,982,000 | 1,798 |
| Long-term assets (5+ years) | $24,904,000 | 2,711 |
| Average Assets, year-to-date | $248,939,200 | 1,745 |
| Average Assets, quarterly | $252,686,500 | 1,803 |
| Volatile liabilities | $34,535,000 | 1,922 |
| Insider loans | $955,000 | 3,654 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,861,000 | 3,916 |
| Tier 1 (core) risk-based capital | $32,794,000 | 1,292 |
| Tier 2 risk-based capital | $1,523,480 | 2,080 |
| Total risk weighted assets | $121,860,080 | 2,349 |
| Total unused commitments | $8,861,000 | 3,923 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 84 | 2,120 |
| Assets and Liabilities | ||
| Total Assets: | $235,565,000 | 1,928 |
| Cash and due from depository institutions | $7,187,000 | 2,120 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $72,590,000 | 1,580 |
| Federal funds sold & reverse repurchase agreements | $9,175,000 | 1,497 |
| Net loans & leases | $139,695,000 | 2,002 |
| Loan loss allowance | $1,596,000 | 2,217 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,459,000 | 1,775 |
| Other real estate owned | $259,000 | 2,120 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,200,000 | 3,211 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $235,565,000 | 1,928 |
| Total liabilities | $205,364,000 | 2,008 |
| Total deposits | $203,465,000 | 1,855 |
| Interest-bearing deposits | $182,191,000 | 1,784 |
| Deposits held in domestic offices | $203,465,000 | 1,848 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,899,000 | 2,121 |
| Total equity capital | $30,201,000 | 1,500 |
| Total bank equity capital | $30,201,000 | 1,500 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,875,000 | 2,016 |
| Surplus | $10,475,000 | 1,489 |
| Undivided profits | $17,851,000 | 1,458 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $239,000 | 5,914 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $528,000 | 4,483 |
| Earning assets | $221,460,000 | 1,889 |
| Long-term assets (5+ years) | $29,341,000 | 2,108 |
| Average Assets, year-to-date | $232,137,800 | 1,869 |
| Average Assets, quarterly | $236,342,500 | 1,907 |
| Volatile liabilities | $30,957,000 | 2,093 |
| Insider loans | $78,000 | 8,687 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $8,768,000 | 3,766 |
| Tier 1 (core) risk-based capital | $29,957,000 | 1,422 |
| Tier 2 risk-based capital | $1,596,000 | 1,889 |
| Total risk weighted assets | $128,195,900 | 2,163 |
| Total unused commitments | $8,768,000 | 3,768 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 83 | 2,260 |
| Assets and Liabilities | ||
| Total Assets: | $225,235,000 | 2,082 |
| Cash and due from depository institutions | $5,952,000 | 2,260 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $74,676,000 | 1,624 |
| Federal funds sold & reverse repurchase agreements | $9,125,000 | 1,417 |
| Net loans & leases | $129,070,000 | 2,197 |
| Loan loss allowance | $1,598,000 | 2,300 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,248,000 | 1,858 |
| Other real estate owned | $277,000 | 2,260 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,887,000 | 3,785 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $225,235,000 | 2,082 |
| Total liabilities | $197,945,000 | 2,121 |
| Total deposits | $196,414,000 | 1,976 |
| Interest-bearing deposits | $178,251,000 | 1,874 |
| Deposits held in domestic offices | $196,414,000 | 1,965 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,531,000 | 2,537 |
| Total equity capital | $27,290,000 | 1,663 |
| Total bank equity capital | $27,290,000 | 1,663 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,875,000 | 2,137 |
| Surplus | $10,475,000 | 1,545 |
| Undivided profits | $14,940,000 | 1,720 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $728,000 | 3,386 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $507,000 | 4,579 |
| Earning assets | $212,871,000 | 2,018 |
| Long-term assets (5+ years) | $18,037,000 | 2,877 |
| Average Assets, year-to-date | $224,321,400 | 2,011 |
| Average Assets, quarterly | $225,811,000 | 2,054 |
| Volatile liabilities | $28,734,000 | 2,157 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,314,000 | 4,122 |
| Tier 1 (core) risk-based capital | $27,135,000 | 1,582 |
| Tier 2 risk-based capital | $1,514,920 | 2,019 |
| Total risk weighted assets | $121,110,220 | 2,332 |
| Total unused commitments | $7,314,000 | 4,136 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 78 | 2,481 |
| Assets and Liabilities | ||
| Total Assets: | $219,638,000 | 2,155 |
| Cash and due from depository institutions | $7,314,000 | 2,481 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $73,209,000 | 1,735 |
| Federal funds sold & reverse repurchase agreements | $10,050,000 | 1,416 |
| Net loans & leases | $122,773,000 | 2,268 |
| Loan loss allowance | $1,570,000 | 2,387 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,464,000 | 1,727 |
| Other real estate owned | $0 | 2,481 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,828,000 | 3,933 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $219,638,000 | 2,155 |
| Total liabilities | $194,903,000 | 2,182 |
| Total deposits | $193,352,000 | 2,037 |
| Interest-bearing deposits | $174,519,000 | 1,945 |
| Deposits held in domestic offices | $193,352,000 | 2,027 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,551,000 | 2,574 |
| Total equity capital | $24,735,000 | 1,818 |
| Total bank equity capital | $24,735,000 | 1,818 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,500,000 | 2,568 |
| Surplus | $4,250,000 | 3,258 |
| Undivided profits | $18,985,000 | 1,387 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $713,000 | 3,382 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $465,000 | 5,080 |
| Earning assets | $206,032,000 | 2,113 |
| Long-term assets (5+ years) | $19,289,000 | 2,565 |
| Average Assets, year-to-date | $210,702,000 | 2,152 |
| Average Assets, quarterly | $217,790,000 | 2,148 |
| Volatile liabilities | $24,046,000 | 2,265 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $7,210,000 | 4,045 |
| Tier 1 (core) risk-based capital | $24,410,000 | 1,752 |
| Tier 2 risk-based capital | $1,498,720 | 2,032 |
| Total risk weighted assets | $119,826,320 | 2,278 |
| Total unused commitments | $7,210,000 | 4,057 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 77 | 2,598 |
| Assets and Liabilities | ||
| Total Assets: | $201,458,000 | 2,305 |
| Cash and due from depository institutions | $7,908,000 | 2,598 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $64,716,000 | 2,025 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 1,994 |
| Net loans & leases | $117,331,000 | 2,317 |
| Loan loss allowance | $1,598,000 | 2,400 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,718,000 | 1,570 |
| Other real estate owned | $351,000 | 2,598 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,934,000 | 3,961 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $201,458,000 | 2,305 |
| Total liabilities | $180,157,000 | 2,331 |
| Total deposits | $179,080,000 | 2,160 |
| Interest-bearing deposits | $161,699,000 | 2,047 |
| Deposits held in domestic offices | $179,080,000 | 2,150 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,077,000 | 2,914 |
| Total equity capital | $21,301,000 | 1,945 |
| Total bank equity capital | $21,301,000 | 1,945 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,500,000 | 2,652 |
| Surplus | $4,250,000 | 3,149 |
| Undivided profits | $15,551,000 | 1,513 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $586,000 | 3,872 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $373,000 | 5,511 |
| Earning assets | $186,547,000 | 2,274 |
| Long-term assets (5+ years) | $20,614,000 | 2,480 |
| Average Assets, year-to-date | $199,931,400 | 2,250 |
| Average Assets, quarterly | $203,627,500 | 2,254 |
| Volatile liabilities | $21,341,000 | 2,407 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,818,000 | 4,067 |
| Tier 1 (core) risk-based capital | $21,877,000 | 1,897 |
| Tier 2 risk-based capital | $1,439,060 | 2,098 |
| Total risk weighted assets | $114,965,760 | 2,322 |
| Total unused commitments | $6,818,000 | 4,074 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 78 | 2,677 |
| Assets and Liabilities | ||
| Total Assets: | $191,811,000 | 2,427 |
| Cash and due from depository institutions | $7,773,000 | 2,677 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $65,033,000 | 2,107 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 2,777 |
| Net loans & leases | $107,006,000 | 2,453 |
| Loan loss allowance | $1,634,000 | 2,443 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,865,000 | 1,507 |
| Other real estate owned | $833,000 | 2,677 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,301,000 | 4,989 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $191,811,000 | 2,427 |
| Total liabilities | $172,265,000 | 2,469 |
| Total deposits | $171,138,000 | 2,325 |
| Interest-bearing deposits | $154,262,000 | 2,232 |
| Deposits held in domestic offices | $171,138,000 | 2,313 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,127,000 | 2,841 |
| Total equity capital | $19,546,000 | 2,086 |
| Total bank equity capital | $19,546,000 | 2,086 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,500,000 | 2,712 |
| Surplus | $4,250,000 | 3,095 |
| Undivided profits | $13,796,000 | 1,724 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $733,000 | 3,893 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $370,000 | 5,013 |
| Earning assets | $177,039,000 | 2,398 |
| Long-term assets (5+ years) | $23,695,000 | 2,320 |
| Average Assets, year-to-date | $190,686,600 | 2,358 |
| Average Assets, quarterly | $191,591,000 | 2,412 |
| Volatile liabilities | $18,749,000 | 2,524 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,797,000 | 4,040 |
| Tier 1 (core) risk-based capital | $19,546,000 | 2,036 |
| Tier 2 risk-based capital | $1,349,490 | 2,191 |
| Total risk weighted assets | $107,674,890 | 2,430 |
| Total unused commitments | $6,797,000 | 4,064 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 74 | 2,908 |
| Assets and Liabilities | ||
| Total Assets: | $186,279,000 | 2,542 |
| Cash and due from depository institutions | $7,264,000 | 2,908 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $66,215,000 | 2,039 |
| Federal funds sold & reverse repurchase agreements | $8,800,000 | 1,886 |
| Net loans & leases | $96,170,000 | 2,784 |
| Loan loss allowance | $1,401,000 | 2,842 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,743,000 | 1,545 |
| Other real estate owned | $1,132,000 | 2,908 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,955,000 | 3,646 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,279,000 | 2,542 |
| Total liabilities | $169,003,000 | 2,577 |
| Total deposits | $167,686,000 | 2,458 |
| Interest-bearing deposits | $151,299,000 | 2,383 |
| Deposits held in domestic offices | $167,686,000 | 2,452 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,317,000 | 2,625 |
| Total equity capital | $17,276,000 | 2,229 |
| Total bank equity capital | $17,276,000 | 2,229 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,500,000 | 2,815 |
| Surplus | $4,250,000 | 2,982 |
| Undivided profits | $11,526,000 | 1,904 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,047,000 | 3,568 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $489,000 | 4,198 |
| Earning assets | $171,185,000 | 2,525 |
| Long-term assets (5+ years) | $26,747,000 | 2,063 |
| Average Assets, year-to-date | $177,357,000 | 2,607 |
| Average Assets, quarterly | $183,518,500 | 2,561 |
| Volatile liabilities | $19,798,000 | 2,379 |
| Insider loans | $52,000 | 7,095 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,089,000 | 6,000 |
| Tier 1 (core) risk-based capital | $17,276,000 | 2,177 |
| Tier 2 risk-based capital | $1,194,800 | 2,492 |
| Total risk weighted assets | $95,377,700 | 2,786 |
| Total unused commitments | $3,089,000 | 6,027 |
| Derivatives | $0 | 651 |