Home > First National Bank > Income and Expense
First National Bank, Income and Expense
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,305,000 | 5,943 |
| Total interest expense | $284,000 | 6,049 |
| Net interest income | $2,021,000 | 5,847 |
| Provision for loan and lease losses | $510,000 | 2,693 |
| Total noninterest income | $553,000 | 4,319 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $265,000 | 3,723 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $288,000 | 4,085 |
| Total noninterest expense | $3,068,000 | 4,690 |
| Salaries and employee benefits | $1,311,000 | 5,199 |
| Premises and equipment expense | $332,000 | 4,754 |
| Additional noninterest expense | $1,425,000 | 3,912 |
| Pre-tax net operating income | $-1,004,000 | 6,668 |
| Securities gains (losses) | $55,000 | 2,669 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-949,000 | 6,708 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-949,000 | 6,703 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-949,000 | 6,704 |
| Net charge-offs | $590,000 | 2,434 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,004,000 | 6,680 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,754,000 | 6,020 |
| Total interest expense | $226,000 | 6,108 |
| Net interest income | $1,528,000 | 5,929 |
| Provision for loan and lease losses | $510,000 | 2,240 |
| Total noninterest income | $847,000 | 3,067 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $203,000 | 3,724 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $644,000 | 2,573 |
| Total noninterest expense | $2,657,000 | 4,372 |
| Salaries and employee benefits | $1,168,000 | 4,763 |
| Premises and equipment expense | $250,000 | 4,792 |
| Additional noninterest expense | $1,239,000 | 3,561 |
| Pre-tax net operating income | $-792,000 | 6,772 |
| Securities gains (losses) | $56,000 | 2,372 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-736,000 | 6,824 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-736,000 | 6,821 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-736,000 | 6,822 |
| Net charge-offs | $590,000 | 1,993 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-792,000 | 6,793 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,197,000 | 6,021 |
| Total interest expense | $161,000 | 6,112 |
| Net interest income | $1,036,000 | 5,942 |
| Provision for loan and lease losses | $510,000 | 1,775 |
| Total noninterest income | $500,000 | 3,237 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $137,000 | 3,688 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $363,000 | 2,792 |
| Total noninterest expense | $1,797,000 | 4,359 |
| Salaries and employee benefits | $803,000 | 4,726 |
| Premises and equipment expense | $164,000 | 4,848 |
| Additional noninterest expense | $830,000 | 3,574 |
| Pre-tax net operating income | $-771,000 | 6,913 |
| Securities gains (losses) | $56,000 | 1,984 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-715,000 | 6,940 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-715,000 | 6,939 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-715,000 | 6,940 |
| Net charge-offs | $601,000 | 1,598 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-771,000 | 6,930 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $600,000 | 6,073 |
| Total interest expense | $87,000 | 6,088 |
| Net interest income | $513,000 | 5,994 |
| Provision for loan and lease losses | $370,000 | 1,322 |
| Total noninterest income | $295,000 | 2,972 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $67,000 | 3,746 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $228,000 | 2,460 |
| Total noninterest expense | $854,000 | 4,510 |
| Salaries and employee benefits | $378,000 | 4,915 |
| Premises and equipment expense | $84,000 | 4,824 |
| Additional noninterest expense | $392,000 | 3,686 |
| Pre-tax net operating income | $-416,000 | 7,012 |
| Securities gains (losses) | $57,000 | 1,168 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-359,000 | 7,021 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-359,000 | 7,020 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-359,000 | 7,021 |
| Net charge-offs | $401,000 | 1,251 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-416,000 | 7,021 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,041,000 | 5,730 |
| Total interest expense | $322,000 | 6,478 |
| Net interest income | $2,719,000 | 5,469 |
| Provision for loan and lease losses | $361,000 | 3,869 |
| Total noninterest income | $1,799,000 | 2,174 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $291,000 | 3,637 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,508,000 | 1,642 |
| Total noninterest expense | $4,512,000 | 3,799 |
| Salaries and employee benefits | $2,054,000 | 4,113 |
| Premises and equipment expense | $443,000 | 4,330 |
| Additional noninterest expense | $2,015,000 | 3,125 |
| Pre-tax net operating income | $-355,000 | 6,329 |
| Securities gains (losses) | $435,000 | 875 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $80,000 | 5,938 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $80,000 | 5,940 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $80,000 | 5,940 |
| Net charge-offs | $484,000 | 3,217 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-355,000 | 6,365 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,337,000 | 5,740 |
| Total interest expense | $240,000 | 6,582 |
| Net interest income | $2,097,000 | 5,455 |
| Provision for loan and lease losses | $184,000 | 4,245 |
| Total noninterest income | $1,449,000 | 2,055 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $218,000 | 3,664 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,231,000 | 1,535 |
| Total noninterest expense | $3,528,000 | 3,707 |
| Salaries and employee benefits | $1,639,000 | 3,918 |
| Premises and equipment expense | $340,000 | 4,333 |
| Additional noninterest expense | $1,549,000 | 3,064 |
| Pre-tax net operating income | $-166,000 | 6,357 |
| Securities gains (losses) | $148,000 | 1,439 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-18,000 | 6,285 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-18,000 | 6,287 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-18,000 | 6,287 |
| Net charge-offs | $486,000 | 2,694 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-166,000 | 6,402 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,577,000 | 5,762 |
| Total interest expense | $162,000 | 6,670 |
| Net interest income | $1,415,000 | 5,459 |
| Provision for loan and lease losses | $184,000 | 3,639 |
| Total noninterest income | $1,096,000 | 1,866 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $143,000 | 3,679 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $953,000 | 1,388 |
| Total noninterest expense | $2,671,000 | 3,402 |
| Salaries and employee benefits | $1,243,000 | 3,598 |
| Premises and equipment expense | $245,000 | 4,168 |
| Additional noninterest expense | $1,183,000 | 2,769 |
| Pre-tax net operating income | $-344,000 | 6,689 |
| Securities gains (losses) | $95,000 | 1,182 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-249,000 | 6,681 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-249,000 | 6,682 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-249,000 | 6,682 |
| Net charge-offs | $374,000 | 2,430 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-344,000 | 6,725 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $807,000 | 5,760 |
| Total interest expense | $85,000 | 6,706 |
| Net interest income | $722,000 | 5,432 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $788,000 | 1,437 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $70,000 | 3,700 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $718,000 | 1,045 |
| Total noninterest expense | $1,678,000 | 2,800 |
| Salaries and employee benefits | $779,000 | 3,066 |
| Premises and equipment expense | $152,000 | 3,667 |
| Additional noninterest expense | $747,000 | 2,227 |
| Pre-tax net operating income | $-168,000 | 6,795 |
| Securities gains (losses) | $25,000 | 1,017 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-143,000 | 6,796 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-143,000 | 6,796 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-143,000 | 6,796 |
| Net charge-offs | $10,000 | 4,385 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-168,000 | 6,830 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,020,000 | 5,386 |
| Total interest expense | $638,000 | 6,142 |
| Net interest income | $3,382,000 | 5,036 |
| Provision for loan and lease losses | $1,747,000 | 2,256 |
| Total noninterest income | $6,521,000 | 875 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $306,000 | 3,598 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $6,215,000 | 632 |
| Total noninterest expense | $9,015,000 | 2,152 |
| Salaries and employee benefits | $4,407,000 | 2,197 |
| Premises and equipment expense | $629,000 | 3,596 |
| Additional noninterest expense | $3,979,000 | 1,818 |
| Pre-tax net operating income | $-859,000 | 6,412 |
| Securities gains (losses) | $151,000 | 1,822 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-708,000 | 6,466 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-708,000 | 6,467 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-708,000 | 6,467 |
| Net charge-offs | $1,560,000 | 2,137 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-859,000 | 6,487 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,932,000 | 5,544 |
| Total interest expense | $526,000 | 6,112 |
| Net interest income | $2,406,000 | 5,242 |
| Provision for loan and lease losses | $1,538,000 | 1,942 |
| Total noninterest income | $4,502,000 | 913 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $227,000 | 3,687 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $4,275,000 | 634 |
| Total noninterest expense | $6,316,000 | 2,294 |
| Salaries and employee benefits | $3,167,000 | 2,293 |
| Premises and equipment expense | $469,000 | 3,657 |
| Additional noninterest expense | $2,680,000 | 1,929 |
| Pre-tax net operating income | $-946,000 | 6,768 |
| Securities gains (losses) | $97,000 | 1,968 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-849,000 | 6,843 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-849,000 | 6,843 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-849,000 | 6,843 |
| Net charge-offs | $1,083,000 | 2,102 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-946,000 | 6,832 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,957,000 | 5,591 |
| Total interest expense | $380,000 | 6,057 |
| Net interest income | $1,577,000 | 5,298 |
| Provision for loan and lease losses | $1,234,000 | 1,717 |
| Total noninterest income | $2,729,000 | 963 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $152,000 | 3,673 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,577,000 | 663 |
| Total noninterest expense | $3,999,000 | 2,433 |
| Salaries and employee benefits | $2,028,000 | 2,405 |
| Premises and equipment expense | $306,000 | 3,743 |
| Additional noninterest expense | $1,665,000 | 2,058 |
| Pre-tax net operating income | $-927,000 | 6,979 |
| Securities gains (losses) | $85,000 | 1,526 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-842,000 | 7,024 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-842,000 | 7,024 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-842,000 | 7,024 |
| Net charge-offs | $1,095,000 | 1,631 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-927,000 | 7,033 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,018,000 | 5,569 |
| Total interest expense | $204,000 | 6,036 |
| Net interest income | $814,000 | 5,251 |
| Provision for loan and lease losses | $254,000 | 2,650 |
| Total noninterest income | $1,254,000 | 1,013 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $69,000 | 3,861 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,185,000 | 698 |
| Total noninterest expense | $1,902,000 | 2,570 |
| Salaries and employee benefits | $962,000 | 2,557 |
| Premises and equipment expense | $152,000 | 3,853 |
| Additional noninterest expense | $788,000 | 2,147 |
| Pre-tax net operating income | $-88,000 | 6,619 |
| Securities gains (losses) | $85,000 | 855 |
| Applicable income taxes | $3,000 | 4,254 |
| Income before extraordinary items | $-6,000 | 6,427 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-6,000 | 6,429 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-6,000 | 6,428 |
| Net charge-offs | $634,000 | 1,406 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-91,000 | 6,664 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,643,000 | 5,335 |
| Total interest expense | $1,247,000 | 5,578 |
| Net interest income | $3,396,000 | 5,035 |
| Provision for loan and lease losses | $748,000 | 3,947 |
| Total noninterest income | $6,687,000 | 867 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $307,000 | 3,839 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $6,380,000 | 597 |
| Total noninterest expense | $9,371,000 | 2,131 |
| Salaries and employee benefits | $4,639,000 | 2,121 |
| Premises and equipment expense | $624,000 | 3,773 |
| Additional noninterest expense | $4,108,000 | 1,808 |
| Pre-tax net operating income | $-36,000 | 5,489 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $22,000 | 3,625 |
| Income before extraordinary items | $-58,000 | 5,635 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-58,000 | 5,633 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-58,000 | 5,633 |
| Net charge-offs | $253,000 | 4,707 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-58,000 | 5,609 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,543,000 | 5,358 |
| Total interest expense | $1,017,000 | 5,522 |
| Net interest income | $2,526,000 | 5,070 |
| Provision for loan and lease losses | $662,000 | 3,374 |
| Total noninterest income | $5,213,000 | 845 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $244,000 | 3,746 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $4,969,000 | 594 |
| Total noninterest expense | $7,170,000 | 2,099 |
| Salaries and employee benefits | $3,583,000 | 2,065 |
| Premises and equipment expense | $468,000 | 3,809 |
| Additional noninterest expense | $3,119,000 | 1,720 |
| Pre-tax net operating income | $-93,000 | 5,869 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $24,000 | 3,714 |
| Income before extraordinary items | $-117,000 | 6,005 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-117,000 | 6,005 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-117,000 | 6,005 |
| Net charge-offs | $217,000 | 4,152 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-117,000 | 5,974 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,403,000 | 5,354 |
| Total interest expense | $722,000 | 5,496 |
| Net interest income | $1,681,000 | 5,076 |
| Provision for loan and lease losses | $326,000 | 3,579 |
| Total noninterest income | $3,733,000 | 806 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $161,000 | 3,746 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $3,572,000 | 557 |
| Total noninterest expense | $4,888,000 | 2,075 |
| Salaries and employee benefits | $2,536,000 | 1,987 |
| Premises and equipment expense | $315,000 | 3,803 |
| Additional noninterest expense | $2,037,000 | 1,788 |
| Pre-tax net operating income | $200,000 | 4,654 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $16,000 | 3,810 |
| Income before extraordinary items | $184,000 | 4,635 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $184,000 | 4,632 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $184,000 | 4,632 |
| Net charge-offs | $10,000 | 5,988 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $184,000 | 4,545 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,181,000 | 5,457 |
| Total interest expense | $348,000 | 5,693 |
| Net interest income | $833,000 | 5,093 |
| Provision for loan and lease losses | $445,000 | 1,914 |
| Total noninterest income | $1,706,000 | 835 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $78,000 | 3,754 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,628,000 | 591 |
| Total noninterest expense | $2,298,000 | 2,151 |
| Salaries and employee benefits | $1,242,000 | 2,056 |
| Premises and equipment expense | $160,000 | 3,797 |
| Additional noninterest expense | $896,000 | 1,802 |
| Pre-tax net operating income | $-204,000 | 6,896 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $6,000 | 4,227 |
| Income before extraordinary items | $-210,000 | 7,049 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-210,000 | 7,050 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-210,000 | 7,050 |
| Net charge-offs | $11,000 | 4,708 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-210,000 | 6,976 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,643,000 | 5,112 |
| Total interest expense | $2,216,000 | 5,063 |
| Net interest income | $3,427,000 | 5,043 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $7,202,000 | 778 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $426,000 | 3,336 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $6,776,000 | 521 |
| Total noninterest expense | $10,113,000 | 1,908 |
| Salaries and employee benefits | $4,709,000 | 2,155 |
| Premises and equipment expense | $766,000 | 3,287 |
| Additional noninterest expense | $4,638,000 | 1,359 |
| Pre-tax net operating income | $516,000 | 4,821 |
| Securities gains (losses) | $114,000 | 1,038 |
| Applicable income taxes | $58,000 | 3,775 |
| Income before extraordinary items | $572,000 | 4,246 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $572,000 | 4,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-128,000 | 8,239 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $468,260 | 4,713 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,372,000 | 5,091 |
| Total interest expense | $1,858,000 | 4,876 |
| Net interest income | $2,514,000 | 5,133 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $6,034,000 | 740 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $332,000 | 3,295 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,702,000 | 500 |
| Total noninterest expense | $8,373,000 | 1,732 |
| Salaries and employee benefits | $3,803,000 | 2,021 |
| Premises and equipment expense | $587,000 | 3,249 |
| Additional noninterest expense | $3,983,000 | 1,153 |
| Pre-tax net operating income | $175,000 | 6,132 |
| Securities gains (losses) | $114,000 | 882 |
| Applicable income taxes | $15,000 | 4,720 |
| Income before extraordinary items | $274,000 | 5,328 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $274,000 | 5,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-127,000 | 8,294 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $165,700 | 6,038 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,013,000 | 5,065 |
| Total interest expense | $1,370,000 | 4,755 |
| Net interest income | $1,643,000 | 5,203 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $4,514,000 | 692 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $187,000 | 3,617 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $4,327,000 | 478 |
| Total noninterest expense | $6,243,000 | 1,551 |
| Salaries and employee benefits | $2,808,000 | 1,865 |
| Premises and equipment expense | $398,000 | 3,226 |
| Additional noninterest expense | $3,037,000 | 978 |
| Pre-tax net operating income | $-86,000 | 7,162 |
| Securities gains (losses) | $104,000 | 938 |
| Applicable income taxes | $12,000 | 4,921 |
| Income before extraordinary items | $6,000 | 6,972 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,000 | 6,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-127,000 | 8,369 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-60,560 | 7,147 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,567,000 | 5,027 |
| Total interest expense | $766,000 | 4,631 |
| Net interest income | $801,000 | 5,316 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $10,111,000 | 235 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $75,000 | 4,016 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $10,036,000 | 179 |
| Total noninterest expense | $10,994,000 | 461 |
| Salaries and employee benefits | $6,141,000 | 415 |
| Premises and equipment expense | $457,000 | 1,528 |
| Additional noninterest expense | $4,396,000 | 374 |
| Pre-tax net operating income | $-82,000 | 7,501 |
| Securities gains (losses) | $103,000 | 705 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $21,000 | 7,008 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $21,000 | 7,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-132,000 | 8,435 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-82,000 | 7,556 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,628,000 | 5,412 |
| Total interest expense | $2,735,000 | 5,033 |
| Net interest income | $2,893,000 | 5,596 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $56,883,000 | 182 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $284,000 | 4,188 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $56,599,000 | 141 |
| Total noninterest expense | $59,271,000 | 340 |
| Salaries and employee benefits | $32,742,000 | 303 |
| Premises and equipment expense | $2,432,000 | 1,093 |
| Additional noninterest expense | $24,097,000 | 301 |
| Pre-tax net operating income | $505,000 | 5,982 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $26,000 | 5,300 |
| Income before extraordinary items | $479,000 | 5,752 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $479,000 | 5,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,018 |
| Cash dividends | $578,000 | 3,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $479,000 | 5,741 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,094,000 | 5,508 |
| Total interest expense | $1,985,000 | 5,131 |
| Net interest income | $2,109,000 | 5,700 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $44,035,000 | 175 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $212,000 | 4,222 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $43,823,000 | 139 |
| Total noninterest expense | $45,389,000 | 328 |
| Salaries and employee benefits | $25,403,000 | 299 |
| Premises and equipment expense | $1,788,000 | 1,113 |
| Additional noninterest expense | $18,198,000 | 284 |
| Pre-tax net operating income | $755,000 | 4,969 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $23,000 | 5,406 |
| Income before extraordinary items | $732,000 | 4,542 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $732,000 | 4,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,293 |
| Cash dividends | $578,000 | 2,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $732,000 | 4,541 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,659,000 | 5,604 |
| Total interest expense | $1,272,000 | 5,243 |
| Net interest income | $1,387,000 | 5,772 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $1,393,000 | 1,762 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $140,000 | 4,239 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,253,000 | 1,195 |
| Total noninterest expense | $1,991,000 | 4,139 |
| Salaries and employee benefits | $964,000 | 4,528 |
| Premises and equipment expense | $233,000 | 4,577 |
| Additional noninterest expense | $794,000 | 3,215 |
| Pre-tax net operating income | $789,000 | 4,043 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $17,000 | 5,428 |
| Income before extraordinary items | $772,000 | 3,606 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $772,000 | 3,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 8,346 |
| Cash dividends | $414,000 | 2,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $772,000 | 3,575 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,248,000 | 5,790 |
| Total interest expense | $620,000 | 5,295 |
| Net interest income | $628,000 | 6,045 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $684,000 | 1,765 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $68,000 | 4,246 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $616,000 | 1,174 |
| Total noninterest expense | $1,065,000 | 3,943 |
| Salaries and employee benefits | $499,000 | 4,444 |
| Premises and equipment expense | $114,000 | 4,662 |
| Additional noninterest expense | $452,000 | 2,841 |
| Pre-tax net operating income | $247,000 | 5,084 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $11,000 | 5,272 |
| Income before extraordinary items | $236,000 | 4,695 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $236,000 | 4,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 8,389 |
| Cash dividends | $250,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $236,000 | 4,677 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,886,000 | 5,619 |
| Total interest expense | $2,202,000 | 5,146 |
| Net interest income | $2,684,000 | 5,821 |
| Provision for loan and lease losses | $100,000 | 4,711 |
| Total noninterest income | $3,362,000 | 1,470 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $275,000 | 4,287 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,087,000 | 975 |
| Total noninterest expense | $4,188,000 | 3,856 |
| Salaries and employee benefits | $1,899,000 | 4,447 |
| Premises and equipment expense | $477,000 | 4,401 |
| Additional noninterest expense | $1,812,000 | 2,803 |
| Pre-tax net operating income | $1,758,000 | 3,946 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $53,000 | 5,414 |
| Income before extraordinary items | $1,705,000 | 3,481 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,705,000 | 3,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,921 |
| Cash dividends | $439,000 | 3,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,705,000 | 3,467 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,634,000 | 5,647 |
| Total interest expense | $1,606,000 | 5,166 |
| Net interest income | $2,028,000 | 5,861 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $55,034,000 | 170 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $213,000 | 4,269 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $54,821,000 | 134 |
| Total noninterest expense | $55,612,000 | 280 |
| Salaries and employee benefits | $32,184,000 | 238 |
| Premises and equipment expense | $457,000 | 3,736 |
| Additional noninterest expense | $22,971,000 | 247 |
| Pre-tax net operating income | $1,360,000 | 4,004 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $13,000 | 6,132 |
| Income before extraordinary items | $1,347,000 | 3,439 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,347,000 | 3,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,608 |
| Cash dividends | $250,000 | 3,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,347,000 | 3,429 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,417,000 | 5,629 |
| Total interest expense | $1,059,000 | 5,079 |
| Net interest income | $1,358,000 | 5,888 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $35,346,000 | 173 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $136,000 | 4,339 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $35,210,000 | 140 |
| Total noninterest expense | $35,658,000 | 293 |
| Salaries and employee benefits | $21,414,000 | 243 |
| Premises and equipment expense | $302,000 | 3,747 |
| Additional noninterest expense | $13,942,000 | 263 |
| Pre-tax net operating income | $986,000 | 3,824 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $10,000 | 6,127 |
| Income before extraordinary items | $976,000 | 3,273 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $976,000 | 3,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 2,282 |
| Cash dividends | $111,000 | 4,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $976,000 | 3,264 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,211,000 | 5,581 |
| Total interest expense | $528,000 | 4,962 |
| Net interest income | $683,000 | 5,871 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $16,057,000 | 183 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $65,000 | 4,375 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,992,000 | 145 |
| Total noninterest expense | $16,212,000 | 324 |
| Salaries and employee benefits | $9,814,000 | 265 |
| Premises and equipment expense | $165,000 | 3,494 |
| Additional noninterest expense | $6,233,000 | 279 |
| Pre-tax net operating income | $498,000 | 3,739 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $7,000 | 5,939 |
| Income before extraordinary items | $491,000 | 3,209 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $491,000 | 3,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,443 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $491,000 | 3,184 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,488,000 | 5,496 |
| Total interest expense | $1,567,000 | 5,121 |
| Net interest income | $2,921,000 | 5,591 |
| Provision for loan and lease losses | $275,000 | 3,001 |
| Total noninterest income | $25,387,000 | 329 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $288,000 | 4,280 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $25,099,000 | 247 |
| Total noninterest expense | $27,072,000 | 636 |
| Salaries and employee benefits | $8,686,000 | 1,064 |
| Premises and equipment expense | $638,000 | 3,473 |
| Additional noninterest expense | $17,748,000 | 373 |
| Pre-tax net operating income | $961,000 | 5,459 |
| Securities gains (losses) | $-35,000 | 8,060 |
| Applicable income taxes | $52,000 | 5,843 |
| Income before extraordinary items | $874,000 | 5,149 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $874,000 | 5,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $365,000 | 1,510 |
| Cash dividends | $402,000 | 3,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $906,900 | 5,030 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,172,000 | 5,638 |
| Total interest expense | $1,100,000 | 5,173 |
| Net interest income | $2,072,000 | 5,783 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $13,094,000 | 438 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $223,000 | 4,226 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,871,000 | 312 |
| Total noninterest expense | $14,313,000 | 881 |
| Salaries and employee benefits | $7,181,000 | 941 |
| Premises and equipment expense | $461,000 | 3,576 |
| Additional noninterest expense | $6,671,000 | 614 |
| Pre-tax net operating income | $763,000 | 5,452 |
| Securities gains (losses) | $-35,000 | 8,380 |
| Applicable income taxes | $29,000 | 6,103 |
| Income before extraordinary items | $699,000 | 5,093 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $699,000 | 5,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 2,470 |
| Cash dividends | $115,000 | 4,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $732,600 | 4,926 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,045,000 | 5,678 |
| Total interest expense | $680,000 | 5,240 |
| Net interest income | $1,365,000 | 5,805 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $5,725,000 | 568 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $149,000 | 4,166 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $5,576,000 | 408 |
| Total noninterest expense | $6,531,000 | 1,302 |
| Salaries and employee benefits | $3,511,000 | 1,304 |
| Premises and equipment expense | $292,000 | 3,701 |
| Additional noninterest expense | $2,728,000 | 922 |
| Pre-tax net operating income | $499,000 | 5,492 |
| Securities gains (losses) | $-25,000 | 8,430 |
| Applicable income taxes | $19,000 | 6,120 |
| Income before extraordinary items | $455,000 | 5,124 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $455,000 | 5,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 1,844 |
| Cash dividends | $49,000 | 4,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $479,000 | 4,939 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $970,000 | 5,814 |
| Total interest expense | $307,000 | 5,410 |
| Net interest income | $663,000 | 5,905 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $1,699,000 | 819 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $67,000 | 4,356 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,632,000 | 544 |
| Total noninterest expense | $2,118,000 | 1,952 |
| Salaries and employee benefits | $1,149,000 | 1,985 |
| Premises and equipment expense | $127,000 | 4,141 |
| Additional noninterest expense | $842,000 | 1,479 |
| Pre-tax net operating income | $214,000 | 5,800 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $10,000 | 6,081 |
| Income before extraordinary items | $204,000 | 5,370 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $204,000 | 5,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $204,000 | 5,338 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,732,000 | 5,780 |
| Total interest expense | $1,086,000 | 5,425 |
| Net interest income | $2,646,000 | 5,821 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $835,000 | 3,942 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $284,000 | 4,436 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $551,000 | 3,126 |
| Total noninterest expense | $2,543,000 | 5,245 |
| Salaries and employee benefits | $1,319,000 | 5,386 |
| Premises and equipment expense | $301,000 | 5,671 |
| Additional noninterest expense | $923,000 | 4,612 |
| Pre-tax net operating income | $818,000 | 5,736 |
| Securities gains (losses) | $-3,000 | 7,966 |
| Applicable income taxes | $38,000 | 6,208 |
| Income before extraordinary items | $777,000 | 5,327 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $777,000 | 5,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,222 |
| Cash dividends | $287,000 | 4,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $779,850 | 5,249 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,716,000 | 5,861 |
| Total interest expense | $800,000 | 5,446 |
| Net interest income | $1,916,000 | 5,938 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $615,000 | 4,013 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $221,000 | 4,392 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $394,000 | 3,224 |
| Total noninterest expense | $1,884,000 | 5,246 |
| Salaries and employee benefits | $1,012,000 | 5,281 |
| Premises and equipment expense | $227,000 | 5,621 |
| Additional noninterest expense | $645,000 | 4,805 |
| Pre-tax net operating income | $557,000 | 6,070 |
| Securities gains (losses) | $-3,000 | 8,248 |
| Applicable income taxes | $24,000 | 6,420 |
| Income before extraordinary items | $530,000 | 5,669 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $530,000 | 5,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,471 |
| Cash dividends | $287,000 | 3,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $532,880 | 5,587 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,787,000 | 5,906 |
| Total interest expense | $527,000 | 5,497 |
| Net interest income | $1,258,000 | 5,998 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $420,000 | 3,988 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $152,000 | 4,303 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $268,000 | 3,186 |
| Total noninterest expense | $1,252,000 | 5,283 |
| Salaries and employee benefits | $667,000 | 5,355 |
| Premises and equipment expense | $152,000 | 5,624 |
| Additional noninterest expense | $433,000 | 4,806 |
| Pre-tax net operating income | $368,000 | 6,066 |
| Securities gains (losses) | $-3,000 | 8,495 |
| Applicable income taxes | $14,000 | 6,499 |
| Income before extraordinary items | $351,000 | 5,668 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $351,000 | 5,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,672 |
| Cash dividends | $205,000 | 3,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $353,880 | 5,553 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $907,000 | 5,897 |
| Total interest expense | $263,000 | 5,584 |
| Net interest income | $644,000 | 5,903 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $186,000 | 4,225 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $74,000 | 4,298 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $112,000 | 3,473 |
| Total noninterest expense | $641,000 | 5,217 |
| Salaries and employee benefits | $333,000 | 5,370 |
| Premises and equipment expense | $79,000 | 5,553 |
| Additional noninterest expense | $229,000 | 4,609 |
| Pre-tax net operating income | $159,000 | 6,326 |
| Securities gains (losses) | $-14,000 | 8,945 |
| Applicable income taxes | $5,000 | 6,601 |
| Income before extraordinary items | $140,000 | 6,167 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $140,000 | 6,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 2,425 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $153,580 | 5,842 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,400,000 | 6,127 |
| Total interest expense | $1,203,000 | 5,562 |
| Net interest income | $2,197,000 | 6,323 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $884,000 | 3,989 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $244,000 | 4,809 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $640,000 | 3,126 |
| Total noninterest expense | $2,350,000 | 5,444 |
| Salaries and employee benefits | $1,321,000 | 5,297 |
| Premises and equipment expense | $296,000 | 5,695 |
| Additional noninterest expense | $733,000 | 5,346 |
| Pre-tax net operating income | $611,000 | 6,298 |
| Securities gains (losses) | $250,000 | 1,178 |
| Applicable income taxes | $38,000 | 6,461 |
| Income before extraordinary items | $823,000 | 5,169 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $823,000 | 5,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,704 |
| Cash dividends | $316,000 | 4,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $583,000 | 5,844 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,565,000 | 6,175 |
| Total interest expense | $947,000 | 5,541 |
| Net interest income | $1,618,000 | 6,406 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $697,000 | 3,954 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $185,000 | 4,819 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $512,000 | 3,100 |
| Total noninterest expense | $1,695,000 | 5,549 |
| Salaries and employee benefits | $985,000 | 5,299 |
| Premises and equipment expense | $222,000 | 5,685 |
| Additional noninterest expense | $488,000 | 5,718 |
| Pre-tax net operating income | $530,000 | 6,162 |
| Securities gains (losses) | $250,000 | 1,084 |
| Applicable income taxes | $35,000 | 6,476 |
| Income before extraordinary items | $745,000 | 4,793 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $745,000 | 4,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,943 |
| Cash dividends | $70,000 | 4,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $505,000 | 5,659 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,682,000 | 6,267 |
| Total interest expense | $658,000 | 5,535 |
| Net interest income | $1,024,000 | 6,574 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $330,000 | 4,744 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $110,000 | 5,032 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $220,000 | 3,865 |
| Total noninterest expense | $1,092,000 | 5,680 |
| Salaries and employee benefits | $648,000 | 5,371 |
| Premises and equipment expense | $149,000 | 5,669 |
| Additional noninterest expense | $295,000 | 6,030 |
| Pre-tax net operating income | $202,000 | 7,200 |
| Securities gains (losses) | $250,000 | 918 |
| Applicable income taxes | $23,000 | 6,516 |
| Income before extraordinary items | $429,000 | 5,224 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $429,000 | 5,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,092 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $191,500 | 6,859 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $861,000 | 6,237 |
| Total interest expense | $335,000 | 5,579 |
| Net interest income | $526,000 | 6,489 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $140,000 | 5,063 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $50,000 | 5,192 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $90,000 | 4,120 |
| Total noninterest expense | $536,000 | 5,749 |
| Salaries and employee benefits | $323,000 | 5,379 |
| Premises and equipment expense | $69,000 | 5,897 |
| Additional noninterest expense | $144,000 | 6,077 |
| Pre-tax net operating income | $100,000 | 7,186 |
| Securities gains (losses) | $74,000 | 1,165 |
| Applicable income taxes | $11,000 | 6,507 |
| Income before extraordinary items | $163,000 | 5,825 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $163,000 | 5,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,802 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $93,440 | 6,868 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,858,000 | 6,022 |
| Total interest expense | $1,566,000 | 5,593 |
| Net interest income | $2,292,000 | 6,191 |
| Provision for loan and lease losses | $81,000 | 6,055 |
| Total noninterest income | $493,000 | 5,257 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $192,000 | 5,292 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $301,000 | 4,249 |
| Total noninterest expense | $2,034,000 | 5,820 |
| Salaries and employee benefits | $1,163,000 | 5,593 |
| Premises and equipment expense | $263,000 | 5,966 |
| Additional noninterest expense | $608,000 | 5,879 |
| Pre-tax net operating income | $670,000 | 6,188 |
| Securities gains (losses) | $144,000 | 1,421 |
| Applicable income taxes | $50,000 | 6,530 |
| Income before extraordinary items | $764,000 | 5,325 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $764,000 | 5,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,685 |
| Cash dividends | $194,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $628,640 | 5,715 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,047,000 | 6,313 |
| Total interest expense | $2,073,000 | 5,981 |
| Net interest income | $1,974,000 | 6,474 |
| Provision for loan and lease losses | $39,000 | 6,982 |
| Total noninterest income | $408,000 | 5,627 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $130,000 | 6,083 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $278,000 | 4,282 |
| Total noninterest expense | $1,782,000 | 6,169 |
| Salaries and employee benefits | $1,012,000 | 5,934 |
| Premises and equipment expense | $264,000 | 5,917 |
| Additional noninterest expense | $506,000 | 6,393 |
| Pre-tax net operating income | $561,000 | 6,320 |
| Securities gains (losses) | $19,000 | 3,188 |
| Applicable income taxes | $23,000 | 7,236 |
| Income before extraordinary items | $557,000 | 5,806 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $557,000 | 5,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,192 |
| Cash dividends | $117,000 | 5,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $538,760 | 5,773 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,840,000 | 6,623 |
| Total interest expense | $2,056,000 | 6,186 |
| Net interest income | $1,784,000 | 6,949 |
| Provision for loan and lease losses | $42,000 | 6,799 |
| Total noninterest income | $275,000 | 6,521 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 6,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 5,094 |
| Total noninterest expense | $1,611,000 | 6,458 |
| Salaries and employee benefits | $942,000 | 6,157 |
| Premises and equipment expense | $356,000 | 4,874 |
| Additional noninterest expense | $313,000 | 7,847 |
| Pre-tax net operating income | $406,000 | 7,440 |
| Securities gains (losses) | $-14,000 | 8,543 |
| Applicable income taxes | $19,000 | 7,866 |
| Income before extraordinary items | $373,000 | 7,019 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $373,000 | 7,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,623 |
| Cash dividends | $138,000 | 5,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $386,300 | 6,945 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,024,000 | 7,348 |
| Total interest expense | $1,647,000 | 6,642 |
| Net interest income | $1,377,000 | 7,822 |
| Provision for loan and lease losses | $25,000 | 7,415 |
| Total noninterest income | $266,000 | 6,774 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 6,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 5,347 |
| Total noninterest expense | $1,312,000 | 7,265 |
| Salaries and employee benefits | $798,000 | 6,760 |
| Premises and equipment expense | $211,000 | 6,631 |
| Additional noninterest expense | $303,000 | 8,090 |
| Pre-tax net operating income | $306,000 | 8,064 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $12,000 | 8,432 |
| Income before extraordinary items | $294,000 | 7,641 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $294,000 | 7,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,271 |
| Cash dividends | $90,000 | 6,196 |
| Sale, conversion, retirement of capital stock, net | $550,000 | 592 |
| Net operating income | $294,000 | 7,609 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,604,000 | 7,980 |
| Total interest expense | $1,371,000 | 7,494 |
| Net interest income | $1,233,000 | 8,261 |
| Provision for loan and lease losses | $95,000 | 5,236 |
| Total noninterest income | $220,000 | 7,333 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 7,002 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 6,070 |
| Total noninterest expense | $1,040,000 | 7,987 |
| Salaries and employee benefits | $674,000 | 7,342 |
| Premises and equipment expense | $128,000 | 8,111 |
| Additional noninterest expense | $238,000 | 8,712 |
| Pre-tax net operating income | $318,000 | 8,291 |
| Securities gains (losses) | $-1,000 | 9,769 |
| Applicable income taxes | $14,000 | 8,997 |
| Income before extraordinary items | $303,000 | 7,863 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $303,000 | 7,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,217 |
| Cash dividends | $46,000 | 6,964 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 849 |
| Net operating income | $303,960 | 7,771 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,044,000 | 8,958 |
| Total interest expense | $1,021,000 | 8,628 |
| Net interest income | $1,023,000 | 9,126 |
| Provision for loan and lease losses | $40,000 | 7,002 |
| Total noninterest income | $200,000 | 7,843 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 7,313 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 6,653 |
| Total noninterest expense | $904,000 | 8,671 |
| Salaries and employee benefits | $592,000 | 7,970 |
| Premises and equipment expense | $116,000 | 8,589 |
| Additional noninterest expense | $196,000 | 9,455 |
| Pre-tax net operating income | $279,000 | 9,122 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $7,000 | 9,935 |
| Income before extraordinary items | $269,000 | 8,607 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $269,000 | 8,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 9,915 |
| Cash dividends | $64,000 | 6,997 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 790 |
| Net operating income | $271,910 | 8,551 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,574,000 | 10,009 |
| Total interest expense | $776,000 | 9,721 |
| Net interest income | $798,000 | 10,119 |
| Provision for loan and lease losses | $3,000 | 8,923 |
| Total noninterest income | $177,000 | 8,571 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 7,938 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 7,288 |
| Total noninterest expense | $809,000 | 9,399 |
| Salaries and employee benefits | $452,000 | 9,237 |
| Premises and equipment expense | $118,000 | 8,844 |
| Additional noninterest expense | $239,000 | 9,517 |
| Pre-tax net operating income | $163,000 | 10,005 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $53,000 | 9,640 |
| Income before extraordinary items | $110,000 | 10,137 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $110,000 | 10,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 10,612 |
| Cash dividends | $14,000 | 8,151 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 527 |
| Net operating income | $110,000 | 10,077 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,122,000 | 11,088 |
| Total interest expense | $525,000 | 10,934 |
| Net interest income | $597,000 | 11,136 |
| Provision for loan and lease losses | $154,000 | 3,580 |
| Total noninterest income | $115,000 | 9,958 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 9,050 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 8,803 |
| Total noninterest expense | $691,000 | 10,223 |
| Salaries and employee benefits | $410,000 | 9,868 |
| Premises and equipment expense | $97,000 | 9,693 |
| Additional noninterest expense | $184,000 | 10,630 |
| Pre-tax net operating income | $-133,000 | 11,621 |
| Securities gains (losses) | $20,000 | 1,915 |
| Applicable income taxes | $-52,000 | 11,645 |
| Income before extraordinary items | $-61,000 | 11,577 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-61,000 | 11,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,693 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 432 |
| Net operating income | $-73,800 | 11,563 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $685,000 | 12,221 |
| Total interest expense | $227,000 | 12,264 |
| Net interest income | $458,000 | 12,111 |
| Provision for loan and lease losses | $8,000 | 8,632 |
| Total noninterest income | $120,000 | 10,295 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 9,936 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,362 |
| Total noninterest expense | $492,000 | 11,652 |
| Salaries and employee benefits | $246,000 | 11,699 |
| Premises and equipment expense | $67,000 | 11,063 |
| Additional noninterest expense | $179,000 | 11,418 |
| Pre-tax net operating income | $78,000 | 11,763 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $16,000 | 11,243 |
| Income before extraordinary items | $59,000 | 11,738 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $59,000 | 11,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,270 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $61,370 | 11,768 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $576,000 | 12,969 |
| Total interest expense | $164,000 | 13,086 |
| Net interest income | $412,000 | 12,787 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $42,000 | 12,725 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 10,888 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,255 |
| Total noninterest expense | $343,000 | 12,850 |
| Salaries and employee benefits | $131,000 | 13,081 |
| Premises and equipment expense | $36,000 | 12,671 |
| Additional noninterest expense | $176,000 | 12,078 |
| Pre-tax net operating income | $111,000 | 11,784 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $7,000 | 11,895 |
| Income before extraordinary items | $105,000 | 11,752 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $105,000 | 11,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $75,000 | 7,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $104,060 | 11,568 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $653,000 | 13,548 |
| Total interest expense | $221,000 | 13,673 |
| Net interest income | $432,000 | 13,298 |
| Provision for loan and lease losses | $5,000 | 11,499 |
| Total noninterest income | $40,000 | 13,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 11,256 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,899 |
| Total noninterest expense | $332,000 | 13,467 |
| Salaries and employee benefits | $134,000 | 13,653 |
| Premises and equipment expense | $39,000 | 13,096 |
| Additional noninterest expense | $159,000 | 12,806 |
| Pre-tax net operating income | $135,000 | 11,666 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $31,000 | 11,785 |
| Income before extraordinary items | $104,000 | 11,888 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $104,000 | 11,959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $104,000 | 11,594 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.