Home > First National Bank > Income and Expense

First National Bank, Income and Expense

2018-03-31 (YTD Data)Rank
Total interest income$1,357,0003,624
Total interest expense$69,0004,558
Net interest income$1,288,0003,481
Provision for loan and lease losses$-506,0005,560
Total noninterest income$233,0002,959
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$59,0003,140
Trading account gains and feesNANA
Additional Noninterest Income$174,0002,651
Total noninterest expense$2,788,0001,748
Salaries and employee benefits$1,234,0002,144
Premises and equipment expense$196,0002,473
Additional noninterest expense$1,358,0001,160
Pre-tax net operating income$-761,0005,586
Securities gains (losses)$-2,185,0005,593
Applicable income taxes$03,948
Income before extraordinary items$-2,946,0005,599
Extraordinary gains, net$07
Net income$-2,946,0005,599
Minority interest net income$052
Net income of bank and minority interests.$-2,946,0005,599
Net charge-offs$27,0001,506
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$-761,0005,578
2017-12-31 (YTD Data)Rank
Total interest income$5,722,0003,503
Total interest expense$321,0004,317
Net interest income$5,401,0003,385
Provision for loan and lease losses$-1,000,0005,590
Total noninterest income$936,0003,037
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$258,0003,083
Trading account gains and feesNANA
Additional Noninterest Income$678,0002,768
Total noninterest expense$5,960,0002,780
Salaries and employee benefits$3,373,0002,779
Premises and equipment expense$731,0002,592
Additional noninterest expense$1,856,0002,793
Pre-tax net operating income$1,377,0003,650
Securities gains (losses)$30,0001,140
Applicable income taxes$04,135
Income before extraordinary items$1,407,0003,232
Extraordinary gains, net$09
Net income$1,407,0003,230
Minority interest net income$076
Net income of bank and minority interests.$1,407,0003,232
Net charge-offs$219,0001,754
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,377,0003,249
2017-09-30 (YTD Data)Rank
Total interest income$4,313,0003,522
Total interest expense$248,0004,299
Net interest income$4,065,0003,401
Provision for loan and lease losses$04,088
Total noninterest income$739,0002,988
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$196,0003,087
Trading account gains and feesNANA
Additional Noninterest Income$543,0002,710
Total noninterest expense$4,536,0002,771
Salaries and employee benefits$2,587,0002,754
Premises and equipment expense$542,0002,630
Additional noninterest expense$1,407,0002,772
Pre-tax net operating income$268,0005,036
Securities gains (losses)$16,0001,419
Applicable income taxes$04,172
Income before extraordinary items$284,0004,912
Extraordinary gains, net$09
Net income$284,0004,912
Minority interest net income$071
Net income of bank and minority interests.$284,0004,912
Net charge-offs$102,0001,915
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$268,0004,942
2017-06-30 (YTD Data)Rank
Total interest income$2,855,0003,540
Total interest expense$169,0004,252
Net interest income$2,686,0003,419
Provision for loan and lease losses$03,871
Total noninterest income$503,0002,960
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$134,0003,056
Trading account gains and feesNANA
Additional Noninterest Income$369,0002,688
Total noninterest expense$3,084,0002,746
Salaries and employee benefits$1,793,0002,698
Premises and equipment expense$361,0002,639
Additional noninterest expense$930,0002,804
Pre-tax net operating income$105,0005,280
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$105,0005,239
Extraordinary gains, net$011
Net income$105,0005,238
Minority interest net income$071
Net income of bank and minority interests.$105,0005,239
Net charge-offs$101,0001,510
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$105,0005,230
2017-03-31 (YTD Data)Rank
Total interest income$1,459,0003,495
Total interest expense$90,0004,173
Net interest income$1,369,0003,375
Provision for loan and lease losses$03,537
Total noninterest income$273,0002,834
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$68,0003,042
Trading account gains and feesNANA
Additional Noninterest Income$205,0002,543
Total noninterest expense$1,548,0002,766
Salaries and employee benefits$913,0002,700
Premises and equipment expense$185,0002,633
Additional noninterest expense$450,0002,879
Pre-tax net operating income$94,0005,009
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$94,0004,912
Extraordinary gains, net$08
Net income$94,0004,912
Minority interest net income$055
Net income of bank and minority interests.$94,0004,912
Net charge-offs$39,0001,477
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$94,0004,900
2016-12-31 (YTD Data)Rank
Total interest income$5,522,0003,605
Total interest expense$352,0004,239
Net interest income$5,170,0003,511
Provision for loan and lease losses$-1,000,0005,822
Total noninterest income$1,234,0002,737
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$306,0002,909
Trading account gains and fees$0170
Additional Noninterest Income$928,0002,475
Total noninterest expense$6,616,0002,667
Salaries and employee benefits$3,750,0002,614
Premises and equipment expense$724,0002,664
Additional noninterest expense$2,142,0002,635
Pre-tax net operating income$788,0004,360
Securities gains (losses)$103,0001,319
Applicable income taxes$04,278
Income before extraordinary items$891,0004,046
Extraordinary gains, net$05
Net income$891,0004,044
Minority interest net income$082
Net income of bank and minority interests.$891,0004,045
Net charge-offs$-113,0005,550
Cash dividends$42,0004,129
Sale, conversion, retirement of capital stock, net$0759
Net operating income$788,0004,141
2016-09-30 (YTD Data)Rank
Total interest income$4,210,0003,581
Total interest expense$264,0004,280
Net interest income$3,946,0003,476
Provision for loan and lease losses$-1,000,0005,910
Total noninterest income$1,032,0002,600
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$230,0002,917
Trading account gains and fees$0169
Additional Noninterest Income$802,0002,319
Total noninterest expense$4,957,0002,665
Salaries and employee benefits$2,786,0002,626
Premises and equipment expense$541,0002,681
Additional noninterest expense$1,630,0002,608
Pre-tax net operating income$1,021,0003,692
Securities gains (losses)$103,0001,231
Applicable income taxes$04,325
Income before extraordinary items$1,124,0003,302
Extraordinary gains, net$05
Net income$1,124,0003,300
Minority interest net income$071
Net income of bank and minority interests.$1,124,0003,302
Net charge-offs$-52,0005,385
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,021,0003,404
2016-06-30 (YTD Data)Rank
Total interest income$2,883,0003,552
Total interest expense$176,0004,306
Net interest income$2,707,0003,428
Provision for loan and lease losses$-250,0005,911
Total noninterest income$820,0002,349
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$152,0002,933
Trading account gains and fees$0157
Additional Noninterest Income$668,0002,010
Total noninterest expense$3,274,0002,695
Salaries and employee benefits$1,846,0002,663
Premises and equipment expense$344,0002,793
Additional noninterest expense$1,084,0002,620
Pre-tax net operating income$503,0004,136
Securities gains (losses)$22,0001,892
Applicable income taxes$04,338
Income before extraordinary items$525,0003,884
Extraordinary gains, net$016
Net income$525,0003,882
Minority interest net income$071
Net income of bank and minority interests.$525,0003,883
Net charge-offs$-113,0005,726
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$503,0003,872
2016-03-31 (YTD Data)Rank
Total interest income$1,430,0003,571
Total interest expense$92,0004,252
Net interest income$1,338,0003,463
Provision for loan and lease losses$-250,0006,032
Total noninterest income$555,0001,931
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$81,0002,791
Trading account gains and fees$0142
Additional Noninterest Income$474,0001,564
Total noninterest expense$1,665,0002,662
Salaries and employee benefits$923,0002,656
Premises and equipment expense$175,0002,783
Additional noninterest expense$567,0002,505
Pre-tax net operating income$478,0003,119
Securities gains (losses)$22,0001,191
Applicable income taxes$04,259
Income before extraordinary items$500,0002,753
Extraordinary gains, net$012
Net income$500,0002,752
Minority interest net income$062
Net income of bank and minority interests.$500,0002,753
Net charge-offs$35,0001,660
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$478,0002,779
2015-12-31 (YTD Data)Rank
Total interest income$5,755,0003,536
Total interest expense$386,0004,214
Net interest income$5,369,0003,429
Provision for loan and lease losses$-1,000,0006,040
Total noninterest income$669,0003,721
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$256,0003,315
Trading account gains and fees$0159
Additional Noninterest Income$413,0003,554
Total noninterest expense$7,004,0002,566
Salaries and employee benefits$3,932,0002,530
Premises and equipment expense$693,0002,837
Additional noninterest expense$2,379,0002,436
Pre-tax net operating income$34,0005,809
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$34,0005,840
Extraordinary gains, net$023
Net income$34,0005,843
Minority interest net income$081
Net income of bank and minority interests.$34,0005,843
Net charge-offs$-282,0005,923
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$34,0005,809
2015-09-30 (YTD Data)Rank
Total interest income$4,363,0003,552
Total interest expense$293,0004,246
Net interest income$4,070,0003,438
Provision for loan and lease losses$-750,0006,125
Total noninterest income$632,0003,383
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$164,0003,597
Trading account gains and fees$0153
Additional Noninterest Income$468,0003,001
Total noninterest expense$5,392,0002,526
Salaries and employee benefits$2,900,0002,569
Premises and equipment expense$530,0002,851
Additional noninterest expense$1,962,0002,241
Pre-tax net operating income$60,0005,810
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$60,0005,843
Extraordinary gains, net$021
Net income$60,0005,846
Minority interest net income$078
Net income of bank and minority interests.$60,0005,846
Net charge-offs$-463,0006,096
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$60,0005,802
2015-06-30 (YTD Data)Rank
Total interest income$2,961,0003,520
Total interest expense$198,0004,256
Net interest income$2,763,0003,414
Provision for loan and lease losses$-250,0006,121
Total noninterest income$492,0003,104
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$111,0003,553
Trading account gains and fees$0157
Additional Noninterest Income$381,0002,738
Total noninterest expense$3,725,0002,451
Salaries and employee benefits$1,936,0002,584
Premises and equipment expense$354,0002,849
Additional noninterest expense$1,435,0002,078
Pre-tax net operating income$-220,0006,178
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$-220,0006,193
Extraordinary gains, net$022
Net income$-220,0006,193
Minority interest net income$075
Net income of bank and minority interests.$-220,0006,193
Net charge-offs$-497,0006,218
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$-220,0006,179
2015-03-31 (YTD Data)Rank
Total interest income$1,471,0003,537
Total interest expense$101,0004,271
Net interest income$1,370,0003,426
Provision for loan and lease losses$03,703
Total noninterest income$301,0002,795
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$58,0003,437
Trading account gains and fees$0152
Additional Noninterest Income$243,0002,392
Total noninterest expense$1,886,0002,434
Salaries and employee benefits$968,0002,589
Premises and equipment expense$183,0002,830
Additional noninterest expense$735,0002,014
Pre-tax net operating income$-215,0006,304
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$-215,0006,316
Extraordinary gains, net$013
Net income$-215,0006,317
Minority interest net income$064
Net income of bank and minority interests.$-215,0006,317
Net charge-offs$9,0002,520
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-215,0006,308
2014-12-31 (YTD Data)Rank
Total interest income$6,366,0003,389
Total interest expense$446,0004,231
Net interest income$5,920,0003,277
Provision for loan and lease losses$04,603
Total noninterest income$-304,0006,476
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$300,0003,206
Trading account gains and fees$0180
Additional Noninterest Income$-604,0006,469
Total noninterest expense$9,966,0001,894
Salaries and employee benefits$4,109,0002,434
Premises and equipment expense$705,0002,904
Additional noninterest expense$5,152,0001,262
Pre-tax net operating income$-4,350,0006,486
Securities gains (losses)$351,000547
Applicable income taxes$04,531
Income before extraordinary items$-3,999,0006,471
Extraordinary gains, net$017
Net income$-3,999,0006,470
Minority interest net income$084
Net income of bank and minority interests.$-3,999,0006,470
Net charge-offs$428,0001,640
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-4,350,0006,476
2014-09-30 (YTD Data)Rank
Total interest income$4,796,0003,410
Total interest expense$341,0004,244
Net interest income$4,455,0003,296
Provision for loan and lease losses$04,401
Total noninterest income$-51,0006,519
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$235,0003,155
Trading account gains and fees$0174
Additional Noninterest Income$-286,0006,540
Total noninterest expense$7,915,0001,804
Salaries and employee benefits$3,093,0002,422
Premises and equipment expense$524,0002,947
Additional noninterest expense$4,298,0001,151
Pre-tax net operating income$-3,511,0006,567
Securities gains (losses)$351,000427
Applicable income taxes$04,583
Income before extraordinary items$-3,160,0006,552
Extraordinary gains, net$015
Net income$-3,160,0006,551
Minority interest net income$081
Net income of bank and minority interests.$-3,160,0006,551
Net charge-offs$168,0002,185
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-3,511,0006,558
2014-06-30 (YTD Data)Rank
Total interest income$3,245,0003,389
Total interest expense$231,0004,269
Net interest income$3,014,0003,263
Provision for loan and lease losses$04,196
Total noninterest income$-270,0006,632
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$163,0003,059
Trading account gains and fees$0172
Additional Noninterest Income$-433,0006,637
Total noninterest expense$5,789,0001,652
Salaries and employee benefits$2,084,0002,406
Premises and equipment expense$361,0002,898
Additional noninterest expense$3,344,000968
Pre-tax net operating income$-3,045,0006,642
Securities gains (losses)$354,000318
Applicable income taxes$04,568
Income before extraordinary items$-2,691,0006,629
Extraordinary gains, net$020
Net income$-2,691,0006,629
Minority interest net income$080
Net income of bank and minority interests.$-2,691,0006,629
Net charge-offs$140,0001,900
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-3,045,0006,636
2014-03-31 (YTD Data)Rank
Total interest income$1,649,0003,364
Total interest expense$118,0004,285
Net interest income$1,531,0003,219
Provision for loan and lease losses$03,817
Total noninterest income$56,0005,389
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$87,0002,933
Trading account gains and fees$0147
Additional Noninterest Income$-31,0006,615
Total noninterest expense$2,322,0002,040
Salaries and employee benefits$1,053,0002,392
Premises and equipment expense$180,0002,964
Additional noninterest expense$1,089,0001,444
Pre-tax net operating income$-735,0006,660
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$-735,0006,665
Extraordinary gains, net$016
Net income$-735,0006,665
Minority interest net income$066
Net income of bank and minority interests.$-735,0006,665
Net charge-offs$50,0001,867
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-735,0006,666
2013-12-31 (YTD Data)Rank
Total interest income$6,845,0003,311
Total interest expense$576,0004,160
Net interest income$6,269,0003,160
Provision for loan and lease losses$3,255,000405
Total noninterest income$-358,0006,758
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$352,0003,076
Trading account gains and fees$0184
Additional Noninterest Income$-710,0006,762
Total noninterest expense$9,242,0002,045
Salaries and employee benefits$4,120,0002,411
Premises and equipment expense$799,0002,709
Additional noninterest expense$4,323,0001,525
Pre-tax net operating income$-6,586,0006,776
Securities gains (losses)$114,0001,223
Applicable income taxes$04,631
Income before extraordinary items$-6,472,0006,766
Extraordinary gains, net$029
Net income$-6,472,0006,767
Minority interest net income$090
Net income of bank and minority interests.$-6,472,0006,767
Net charge-offs$1,755,000832
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-6,586,0006,766
2013-09-30 (YTD Data)Rank
Total interest income$5,126,0003,344
Total interest expense$448,0004,167
Net interest income$4,678,0003,189
Provision for loan and lease losses$3,255,000308
Total noninterest income$159,0005,630
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$240,0003,261
Trading account gains and fees$0180
Additional Noninterest Income$-81,0006,720
Total noninterest expense$6,537,0002,155
Salaries and employee benefits$3,043,0002,461
Premises and equipment expense$621,0002,652
Additional noninterest expense$2,873,0001,672
Pre-tax net operating income$-4,955,0006,858
Securities gains (losses)$95,0001,256
Applicable income taxes$04,713
Income before extraordinary items$-4,860,0006,855
Extraordinary gains, net$025
Net income$-4,860,0006,856
Minority interest net income$084
Net income of bank and minority interests.$-4,860,0006,856
Net charge-offs$1,042,000967
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-4,955,0006,854
2013-06-30 (YTD Data)Rank
Total interest income$3,440,0003,328
Total interest expense$310,0004,162
Net interest income$3,130,0003,180
Provision for loan and lease losses$3,005,000251
Total noninterest income$495,0003,317
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$161,0003,227
Trading account gains and fees$0157
Additional Noninterest Income$334,0003,057
Total noninterest expense$4,369,0002,152
Salaries and employee benefits$1,998,0002,498
Premises and equipment expense$423,0002,627
Additional noninterest expense$1,948,0001,644
Pre-tax net operating income$-3,749,0006,909
Securities gains (losses)$110,0001,057
Applicable income taxes$04,679
Income before extraordinary items$-3,639,0006,904
Extraordinary gains, net$022
Net income$-3,639,0006,905
Minority interest net income$082
Net income of bank and minority interests.$-3,639,0006,905
Net charge-offs$540,0001,199
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-3,749,0006,904
2013-03-31 (YTD Data)Rank
Total interest income$1,735,0003,333
Total interest expense$162,0004,151
Net interest income$1,573,0003,183
Provision for loan and lease losses$205,0001,334
Total noninterest income$280,0003,096
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$84,0003,147
Trading account gains and fees$0148
Additional Noninterest Income$196,0002,806
Total noninterest expense$2,094,0002,274
Salaries and employee benefits$965,0002,589
Premises and equipment expense$206,0002,709
Additional noninterest expense$923,0001,732
Pre-tax net operating income$-446,0006,844
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$-446,0006,860
Extraordinary gains, net$010
Net income$-446,0006,861
Minority interest net income$076
Net income of bank and minority interests.$-446,0006,861
Net charge-offs$296,0001,062
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-446,0006,845
2012-12-31 (YTD Data)Rank
Total interest income$7,957,0003,124
Total interest expense$923,0003,808
Net interest income$7,034,0002,965
Provision for loan and lease losses$525,0002,656
Total noninterest income$-1,084,0007,028
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$383,0003,023
Trading account gains and fees$0166
Additional Noninterest Income$-1,467,0007,024
Total noninterest expense$7,822,0002,427
Salaries and employee benefits$3,769,0002,591
Premises and equipment expense$978,0002,319
Additional noninterest expense$3,075,0002,107
Pre-tax net operating income$-2,397,0006,841
Securities gains (losses)$72,0002,499
Applicable income taxes$04,751
Income before extraordinary items$-2,325,0006,858
Extraordinary gains, net$029
Net income$-2,325,0006,855
Minority interest net income$093
Net income of bank and minority interests.$-2,325,0006,856
Net charge-offs$1,488,0001,406
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-2,397,0006,845
2012-09-30 (YTD Data)Rank
Total interest income$6,093,0003,127
Total interest expense$738,0003,770
Net interest income$5,355,0002,980
Provision for loan and lease losses$475,0002,338
Total noninterest income$-214,0007,058
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$277,0003,134
Trading account gains and fees$0157
Additional Noninterest Income$-491,0007,074
Total noninterest expense$5,749,0002,464
Salaries and employee benefits$2,748,0002,680
Premises and equipment expense$735,0002,344
Additional noninterest expense$2,266,0002,148
Pre-tax net operating income$-1,083,0006,854
Securities gains (losses)$72,0002,213
Applicable income taxes$04,802
Income before extraordinary items$-1,011,0006,884
Extraordinary gains, net$020
Net income$-1,011,0006,881
Minority interest net income$086
Net income of bank and minority interests.$-1,011,0006,882
Net charge-offs$1,456,0001,135
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-1,083,0006,867
2012-06-30 (YTD Data)Rank
Total interest income$4,191,0003,074
Total interest expense$526,0003,704
Net interest income$3,665,0002,918
Provision for loan and lease losses$175,0003,168
Total noninterest income$-42,0007,072
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$189,0003,069
Trading account gains and fees$0153
Additional Noninterest Income$-231,0007,088
Total noninterest expense$3,709,0002,543
Salaries and employee benefits$1,696,0002,875
Premises and equipment expense$491,0002,319
Additional noninterest expense$1,522,0002,128
Pre-tax net operating income$-261,0006,667
Securities gains (losses)$72,0001,815
Applicable income taxes$04,770
Income before extraordinary items$-189,0006,712
Extraordinary gains, net$019
Net income$-189,0006,713
Minority interest net income$084
Net income of bank and minority interests.$-189,0006,713
Net charge-offs$193,0002,795
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-261,0006,687
2012-03-31 (YTD Data)Rank
Total interest income$2,124,0003,067
Total interest expense$286,0003,616
Net interest income$1,838,0002,920
Provision for loan and lease losses$75,0003,178
Total noninterest income$-159,0007,233
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$98,0002,962
Trading account gains and fees$0148
Additional Noninterest Income$-257,0007,234
Total noninterest expense$1,899,0002,484
Salaries and employee benefits$838,0002,924
Premises and equipment expense$272,0002,130
Additional noninterest expense$789,0002,057
Pre-tax net operating income$-295,0006,938
Securities gains (losses)$42,0001,300
Applicable income taxes$04,704
Income before extraordinary items$-253,0006,948
Extraordinary gains, net$019
Net income$-253,0006,949
Minority interest net income$078
Net income of bank and minority interests.$-253,0006,949
Net charge-offs$153,0002,065
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-295,0006,952
2011-12-31 (YTD Data)Rank
Total interest income$9,619,0002,852
Total interest expense$1,544,0003,377
Net interest income$8,075,0002,708
Provision for loan and lease losses$1,195,0002,179
Total noninterest income$1,222,0002,763
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$453,0002,786
Trading account gains and fees$0146
Additional Noninterest Income$769,0002,509
Total noninterest expense$10,726,0001,801
Salaries and employee benefits$3,713,0002,588
Premises and equipment expense$920,0002,587
Additional noninterest expense$6,093,0001,154
Pre-tax net operating income$-2,624,0006,880
Securities gains (losses)$-80,0007,066
Applicable income taxes$04,719
Income before extraordinary items$-2,704,0006,921
Extraordinary gains, net$029
Net income$-2,704,0006,921
Minority interest net income$096
Net income of bank and minority interests.$-2,704,0006,921
Net charge-offs$1,554,0001,827
Cash dividends$309,0002,969
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-2,624,0006,891
2011-09-30 (YTD Data)Rank
Total interest income$7,402,0002,817
Total interest expense$1,221,0003,362
Net interest income$6,181,0002,660
Provision for loan and lease losses$1,045,0001,912
Total noninterest income$1,141,0002,421
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$350,0002,723
Trading account gains and fees$0145
Additional Noninterest Income$791,0002,052
Total noninterest expense$8,506,0001,704
Salaries and employee benefits$2,728,0002,642
Premises and equipment expense$586,0002,993
Additional noninterest expense$5,192,0001,016
Pre-tax net operating income$-2,229,0007,028
Securities gains (losses)$-80,0007,201
Applicable income taxes$04,740
Income before extraordinary items$-2,309,0007,095
Extraordinary gains, net$021
Net income$-2,309,0007,096
Minority interest net income$087
Net income of bank and minority interests.$-2,309,0007,096
Net charge-offs$1,525,0001,478
Cash dividends$309,0002,299
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-2,229,0007,067
2011-06-30 (YTD Data)Rank
Total interest income$4,987,0002,810
Total interest expense$855,0003,332
Net interest income$4,132,0002,658
Provision for loan and lease losses$1,045,0001,462
Total noninterest income$918,0002,122
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$236,0002,688
Trading account gains and fees$0153
Additional Noninterest Income$682,0001,737
Total noninterest expense$6,213,0001,584
Salaries and employee benefits$1,701,0002,830
Premises and equipment expense$382,0003,051
Additional noninterest expense$4,130,000879
Pre-tax net operating income$-2,208,0007,200
Securities gains (losses)$-80,0007,291
Applicable income taxes$04,697
Income before extraordinary items$-2,288,0007,237
Extraordinary gains, net$015
Net income$-2,288,0007,237
Minority interest net income$089
Net income of bank and minority interests.$-2,288,0007,238
Net charge-offs$1,380,0001,197
Cash dividends$309,0001,891
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-2,208,0007,220
2011-03-31 (YTD Data)Rank
Total interest income$2,536,0002,789
Total interest expense$454,0003,285
Net interest income$2,082,0002,636
Provision for loan and lease losses$670,0001,180
Total noninterest income$472,0002,087
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$120,0002,615
Trading account gains and fees$0158
Additional Noninterest Income$352,0001,722
Total noninterest expense$3,820,0001,307
Salaries and employee benefits$760,0003,122
Premises and equipment expense$182,0003,212
Additional noninterest expense$2,878,000625
Pre-tax net operating income$-1,936,0007,390
Securities gains (losses)$-79,0007,378
Applicable income taxes$04,545
Income before extraordinary items$-2,015,0007,402
Extraordinary gains, net$09
Net income$-2,015,0007,402
Minority interest net income$086
Net income of bank and minority interests.$-2,015,0007,402
Net charge-offs$367,0001,588
Cash dividends$309,0001,098
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-1,936,0007,399
2010-12-31 (YTD Data)Rank
Total interest income$11,607,0002,578
Total interest expense$2,376,0003,121
Net interest income$9,231,0002,362
Provision for loan and lease losses$3,255,0001,537
Total noninterest income$3,349,0001,434
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$469,0002,759
Trading account gains and fees$0175
Additional Noninterest Income$2,880,0001,098
Total noninterest expense$7,831,0002,464
Salaries and employee benefits$3,968,0002,413
Premises and equipment expense$770,0003,061
Additional noninterest expense$3,093,0002,236
Pre-tax net operating income$1,494,0002,728
Securities gains (losses)$26,0002,991
Applicable income taxes$04,655
Income before extraordinary items$1,520,0002,487
Extraordinary gains, net$029
Net income$1,520,0002,484
Minority interest net income$0111
Net income of bank and minority interests.$1,520,0002,489
Net charge-offs$2,086,0001,818
Cash dividends$3,217,000516
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,494,0002,428
2010-09-30 (YTD Data)Rank
Total interest income$8,762,0002,627
Total interest expense$1,851,0003,144
Net interest income$6,911,0002,408
Provision for loan and lease losses$1,650,0001,856
Total noninterest income$2,507,0001,427
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$336,0002,927
Trading account gains and fees$0165
Additional Noninterest Income$2,171,0001,051
Total noninterest expense$5,701,0002,544
Salaries and employee benefits$2,986,0002,427
Premises and equipment expense$582,0003,100
Additional noninterest expense$2,133,0002,356
Pre-tax net operating income$2,067,0001,847
Securities gains (losses)$26,0002,782
Applicable income taxes$04,726
Income before extraordinary items$2,093,0001,579
Extraordinary gains, net$023
Net income$2,093,0001,582
Minority interest net income$0110
Net income of bank and minority interests.$2,093,0001,582
Net charge-offs$1,642,0001,696
Cash dividends$3,217,000342
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,067,0001,525
2010-06-30 (YTD Data)Rank
Total interest income$5,886,0002,637
Total interest expense$1,257,0003,201
Net interest income$4,629,0002,401
Provision for loan and lease losses$1,650,0001,433
Total noninterest income$1,419,0001,571
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$214,0003,023
Trading account gains and fees$0152
Additional Noninterest Income$1,205,0001,144
Total noninterest expense$3,649,0002,642
Salaries and employee benefits$1,897,0002,560
Premises and equipment expense$394,0003,094
Additional noninterest expense$1,358,0002,444
Pre-tax net operating income$749,0002,903
Securities gains (losses)$26,0002,244
Applicable income taxes$04,691
Income before extraordinary items$775,0002,562
Extraordinary gains, net$019
Net income$775,0002,559
Minority interest net income$0105
Net income of bank and minority interests.$775,0002,562
Net charge-offs$531,0002,374
Cash dividends$2,598,000269
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$749,0002,526
2010-03-31 (YTD Data)Rank
Total interest income$2,864,0002,757
Total interest expense$634,0003,298
Net interest income$2,230,0002,523
Provision for loan and lease losses$250,0002,660
Total noninterest income$693,0001,609
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$102,0003,111
Trading account gains and fees$0175
Additional Noninterest Income$591,0001,140
Total noninterest expense$1,645,0002,898
Salaries and employee benefits$881,0002,783
Premises and equipment expense$192,0003,229
Additional noninterest expense$572,0002,825
Pre-tax net operating income$1,028,0001,271
Securities gains (losses)$26,0001,415
Applicable income taxes$04,611
Income before extraordinary items$1,054,0001,036
Extraordinary gains, net$016
Net income$1,054,0001,038
Minority interest net income$091
Net income of bank and minority interests.$1,054,0001,039
Net charge-offs$26,0004,249
Cash dividends$1,980,000187
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,028,0001,033
2009-12-31 (YTD Data)Rank
Total interest income$12,447,0002,650
Total interest expense$2,761,0003,645
Net interest income$9,686,0002,254
Provision for loan and lease losses$1,931,0002,522
Total noninterest income$4,272,0001,238
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$497,0002,899
Trading account gains and fees$0211
Additional Noninterest Income$3,775,000891
Total noninterest expense$7,500,0002,626
Salaries and employee benefits$3,739,0002,606
Premises and equipment expense$776,0003,209
Additional noninterest expense$2,985,0002,354
Pre-tax net operating income$4,527,000921
Securities gains (losses)$-26,0007,085
Applicable income taxes$31,0003,493
Income before extraordinary items$4,470,000767
Extraordinary gains, net$034
Net income$4,470,000764
Minority interest net income$0115
Net income of bank and minority interests.$4,470,000767
Net charge-offs$481,0003,844
Cash dividends$3,123,000551
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,495,740751
2009-09-30 (YTD Data)Rank
Total interest income$9,424,0002,666
Total interest expense$2,118,0003,711
Net interest income$7,306,0002,248
Provision for loan and lease losses$705,0003,264
Total noninterest income$3,136,0001,275
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$372,0002,914
Trading account gains and fees$0212
Additional Noninterest Income$2,764,000914
Total noninterest expense$5,382,0002,743
Salaries and employee benefits$2,717,0002,718
Premises and equipment expense$567,0003,323
Additional noninterest expense$2,098,0002,471
Pre-tax net operating income$4,355,000783
Securities gains (losses)$-26,0007,305
Applicable income taxes$31,0003,590
Income before extraordinary items$4,298,000628
Extraordinary gains, net$027
Net income$4,298,000629
Minority interest net income$0118
Net income of bank and minority interests.$4,298,000630
Net charge-offs$269,0003,875
Cash dividends$3,123,000392
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,323,740621
2009-06-30 (YTD Data)Rank
Total interest income$6,383,0002,665
Total interest expense$1,396,0003,852
Net interest income$4,987,0002,201
Provision for loan and lease losses$630,0002,630
Total noninterest income$1,940,0001,366
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$246,0002,898
Trading account gains and fees$0193
Additional Noninterest Income$1,694,0001,003
Total noninterest expense$3,200,0003,052
Salaries and employee benefits$1,836,0002,711
Premises and equipment expense$297,0003,969
Additional noninterest expense$1,067,0003,134
Pre-tax net operating income$3,097,000755
Securities gains (losses)$-26,0007,545
Applicable income taxes$31,0003,458
Income before extraordinary items$3,040,000598
Extraordinary gains, net$021
Net income$3,040,000595
Minority interest net income$0112
Net income of bank and minority interests.$3,040,000598
Net charge-offs$193,0003,470
Cash dividends$2,505,000352
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,065,740570
2009-03-31 (YTD Data)Rank
Total interest income$3,240,0002,661
Total interest expense$700,0003,945
Net interest income$2,540,0002,156
Provision for loan and lease losses$95,0003,976
Total noninterest income$1,048,0001,230
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$123,0002,835
Trading account gains and fees$0171
Additional Noninterest Income$925,000900
Total noninterest expense$1,442,0003,244
Salaries and employee benefits$797,0003,108
Premises and equipment expense$143,0004,121
Additional noninterest expense$502,0003,001
Pre-tax net operating income$2,051,000593
Securities gains (losses)$-26,0007,889
Applicable income taxes$31,0003,260
Income before extraordinary items$1,994,000501
Extraordinary gains, net$015
Net income$1,994,000502
Minority interest net income$0102
Net income of bank and minority interests.$1,994,000504
Net charge-offs$37,0003,818
Cash dividends$1,887,000237
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,019,480453
2008-12-31 (YTD Data)Rank
Total interest income$15,099,0002,445
Total interest expense$4,935,0002,991
Net interest income$10,164,0002,185
Provision for loan and lease losses$120,0005,805
Total noninterest income$1,837,0002,266
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$494,0003,044
Trading account gains and fees$0154
Additional Noninterest Income$1,343,0001,734
Total noninterest expense$6,214,0002,976
Salaries and employee benefits$3,764,0002,653
Premises and equipment expense$561,0004,151
Additional noninterest expense$1,889,0003,010
Pre-tax net operating income$5,667,000988
Securities gains (losses)$-428,0007,497
Applicable income taxes$04,979
Income before extraordinary items$5,239,000776
Extraordinary gains, net$039
Net income$5,239,000776
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$208,0004,043
Cash dividends$3,214,000848
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,667,000767
2008-09-30 (YTD Data)Rank
Total interest income$11,503,0002,464
Total interest expense$3,996,0002,909
Net interest income$7,507,0002,234
Provision for loan and lease losses$100,0005,137
Total noninterest income$1,431,0002,280
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$366,0003,090
Trading account gains and fees$0148
Additional Noninterest Income$1,065,0001,725
Total noninterest expense$4,545,0003,022
Salaries and employee benefits$2,661,0002,804
Premises and equipment expense$417,0004,170
Additional noninterest expense$1,467,0002,824
Pre-tax net operating income$4,293,0001,181
Securities gains (losses)$-428,0007,734
Applicable income taxes$05,372
Income before extraordinary items$3,865,000945
Extraordinary gains, net$031
Net income$3,865,000944
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0003,630
Cash dividends$3,214,000673
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,293,000904
2008-06-30 (YTD Data)Rank
Total interest income$7,768,0002,484
Total interest expense$2,862,0002,828
Net interest income$4,906,0002,256
Provision for loan and lease losses$06,671
Total noninterest income$1,045,0002,168
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$244,0003,068
Trading account gains and fees$0149
Additional Noninterest Income$801,0001,639
Total noninterest expense$3,093,0002,972
Salaries and employee benefits$1,819,0002,779
Premises and equipment expense$274,0004,247
Additional noninterest expense$1,000,0002,739
Pre-tax net operating income$2,858,0001,240
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$2,858,000960
Extraordinary gains, net$021
Net income$2,858,000960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,854
Cash dividends$2,657,000611
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,858,000941
2008-03-31 (YTD Data)Rank
Total interest income$3,953,0002,497
Total interest expense$1,555,0002,788
Net interest income$2,398,0002,291
Provision for loan and lease losses$06,080
Total noninterest income$570,0002,037
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$127,0002,928
Trading account gains and fees$0158
Additional Noninterest Income$443,0001,527
Total noninterest expense$1,455,0003,153
Salaries and employee benefits$851,0002,993
Premises and equipment expense$126,0004,494
Additional noninterest expense$478,0002,828
Pre-tax net operating income$1,513,0001,252
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$1,513,000996
Extraordinary gains, net$015
Net income$1,513,000998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,076
Cash dividends$2,101,000404
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,513,000953
2007-12-31 (YTD Data)Rank
Total interest income$16,627,0002,455
Total interest expense$6,347,0002,871
Net interest income$10,280,0002,193
Provision for loan and lease losses$100,0004,892
Total noninterest income$1,974,0002,234
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$465,0003,207
Trading account gains and fees$0178
Additional Noninterest Income$1,509,0001,663
Total noninterest expense$5,817,0003,047
Salaries and employee benefits$3,444,0002,851
Premises and equipment expense$588,0003,899
Additional noninterest expense$1,785,0002,952
Pre-tax net operating income$6,337,0001,329
Securities gains (losses)$-102,0008,152
Applicable income taxes$506,0002,725
Income before extraordinary items$5,729,0001,124
Extraordinary gains, net$039
Net income$5,729,0001,122
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0004,332
Cash dividends$1,798,0001,762
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,822,8401,087
2007-09-30 (YTD Data)Rank
Total interest income$12,978,0002,387
Total interest expense$4,684,0002,909
Net interest income$8,294,0002,067
Provision for loan and lease losses$90,0004,255
Total noninterest income$779,0003,453
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$338,0003,283
Trading account gains and fees$0184
Additional Noninterest Income$441,0003,041
Total noninterest expense$4,196,0003,111
Salaries and employee benefits$2,485,0002,945
Premises and equipment expense$433,0003,931
Additional noninterest expense$1,278,0003,017
Pre-tax net operating income$4,787,0001,412
Securities gains (losses)$-81,0008,261
Applicable income taxes$506,0002,517
Income before extraordinary items$4,200,0001,227
Extraordinary gains, net$033
Net income$4,200,0001,224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0003,510
Cash dividends$1,712,0001,368
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,272,0901,189
2007-06-30 (YTD Data)Rank
Total interest income$8,026,0002,559
Total interest expense$3,068,0002,957
Net interest income$4,958,0002,300
Provision for loan and lease losses$60,0003,990
Total noninterest income$1,228,0001,931
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$222,0003,290
Trading account gains and fees$0168
Additional Noninterest Income$1,006,0001,394
Total noninterest expense$2,820,0003,112
Salaries and employee benefits$1,636,0003,011
Premises and equipment expense$267,0004,182
Additional noninterest expense$917,0002,831
Pre-tax net operating income$3,306,0001,421
Securities gains (losses)$-81,0008,375
Applicable income taxes$506,0002,050
Income before extraordinary items$2,719,0001,317
Extraordinary gains, net$029
Net income$2,719,0001,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0003,096
Cash dividends$1,464,0001,149
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,787,0401,268
2007-03-31 (YTD Data)Rank
Total interest income$4,103,0002,508
Total interest expense$1,533,0002,931
Net interest income$2,570,0002,235
Provision for loan and lease losses$30,0003,737
Total noninterest income$406,0002,540
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$117,0003,122
Trading account gains and fees$0195
Additional Noninterest Income$289,0002,009
Total noninterest expense$1,352,0003,244
Salaries and employee benefits$725,0003,356
Premises and equipment expense$130,0004,270
Additional noninterest expense$497,0002,634
Pre-tax net operating income$1,594,0001,461
Securities gains (losses)$-90,0008,541
Applicable income taxes$504,0001,277
Income before extraordinary items$1,000,0001,716
Extraordinary gains, net$022
Net income$1,000,0001,716
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0001,982
Cash dividends$534,0001,320
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,059,4001,613
2006-12-31 (YTD Data)Rank
Total interest income$16,009,0002,421
Total interest expense$5,411,0002,832
Net interest income$10,598,0002,182
Provision for loan and lease losses$120,0004,374
Total noninterest income$1,744,0002,438
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$465,0003,219
Trading account gains and fees$0130
Additional Noninterest Income$1,279,0001,873
Total noninterest expense$5,639,0003,024
Salaries and employee benefits$3,308,0002,873
Premises and equipment expense$653,0003,528
Additional noninterest expense$1,678,0003,000
Pre-tax net operating income$6,583,0001,473
Securities gains (losses)$-105,0008,227
Applicable income taxes$2,501,0001,099
Income before extraordinary items$3,977,0001,797
Extraordinary gains, net$051
Net income$3,977,0001,799
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-57,0008,387
Cash dividends$5,325,000663
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,044,2001,755
2006-09-30 (YTD Data)Rank
Total interest income$11,929,0002,421
Total interest expense$3,902,0002,839
Net interest income$8,027,0002,176
Provision for loan and lease losses$80,0004,494
Total noninterest income$1,285,0002,486
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$349,0003,230
Trading account gains and fees$0126
Additional Noninterest Income$936,0001,909
Total noninterest expense$4,018,0003,160
Salaries and employee benefits$2,351,0003,003
Premises and equipment expense$457,0003,736
Additional noninterest expense$1,210,0003,106
Pre-tax net operating income$5,214,0001,454
Securities gains (losses)$-105,0008,419
Applicable income taxes$1,763,0001,217
Income before extraordinary items$3,346,0001,664
Extraordinary gains, net$045
Net income$3,346,0001,665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-79,0008,477
Cash dividends$3,983,000655
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,414,2501,607
2006-06-30 (YTD Data)Rank
Total interest income$7,751,0002,436
Total interest expense$2,424,0002,889
Net interest income$5,327,0002,187
Provision for loan and lease losses$40,0004,712
Total noninterest income$850,0002,493
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$230,0003,228
Trading account gains and fees$0126
Additional Noninterest Income$620,0001,919
Total noninterest expense$2,719,0003,125
Salaries and employee benefits$1,616,0002,926
Premises and equipment expense$314,0003,631
Additional noninterest expense$789,0003,175
Pre-tax net operating income$3,418,0001,480
Securities gains (losses)$-105,0008,551
Applicable income taxes$1,075,0001,322
Income before extraordinary items$2,238,0001,631
Extraordinary gains, net$039
Net income$2,238,0001,632
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-96,0008,568
Cash dividends$2,623,000643
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,309,4001,573
2006-03-31 (YTD Data)Rank
Total interest income$3,822,0002,420
Total interest expense$1,171,0002,860
Net interest income$2,651,0002,203
Provision for loan and lease losses$40,0003,523
Total noninterest income$426,0002,455
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$112,0003,228
Trading account gains and fees$0115
Additional Noninterest Income$314,0001,871
Total noninterest expense$1,282,0003,308
Salaries and employee benefits$724,0003,238
Premises and equipment expense$169,0003,439
Additional noninterest expense$389,0003,202
Pre-tax net operating income$1,755,0001,407
Securities gains (losses)$-76,0008,627
Applicable income taxes$480,0001,447
Income before extraordinary items$1,199,0001,514
Extraordinary gains, net$021
Net income$1,199,0001,513
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-120,0008,672
Cash dividends$2,361,000380
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,252,9601,433
2005-12-31 (YTD Data)Rank
Total interest income$13,227,0002,490
Total interest expense$3,346,0003,052
Net interest income$9,881,0002,243
Provision for loan and lease losses$210,0003,502
Total noninterest income$1,645,0002,540
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$501,0003,053
Trading account gains and fees$0138
Additional Noninterest Income$1,144,0002,029
Total noninterest expense$5,373,0003,044
Salaries and employee benefits$3,149,0002,845
Premises and equipment expense$637,0003,478
Additional noninterest expense$1,587,0003,090
Pre-tax net operating income$5,943,0001,593
Securities gains (losses)$-315,0008,662
Applicable income taxes$1,975,0001,377
Income before extraordinary items$3,653,0001,883
Extraordinary gains, net$046
Net income$3,653,0001,882
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$219,0002,166
Cash dividends$980,0002,527
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,857,7501,766
2005-09-30 (YTD Data)Rank
Total interest income$9,651,0002,498
Total interest expense$2,299,0003,137
Net interest income$7,352,0002,231
Provision for loan and lease losses$135,0003,636
Total noninterest income$1,215,0002,560
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$369,0003,080
Trading account gains and fees$0126
Additional Noninterest Income$846,0002,050
Total noninterest expense$3,862,0003,123
Salaries and employee benefits$2,250,0002,936
Premises and equipment expense$442,0003,703
Additional noninterest expense$1,170,0003,103
Pre-tax net operating income$4,570,0001,569
Securities gains (losses)$-186,0008,716
Applicable income taxes$1,460,0001,416
Income before extraordinary items$2,924,0001,788
Extraordinary gains, net$035
Net income$2,924,0001,789
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0001,862
Cash dividends$759,0002,185
Sale, conversion, retirement of capital stock, net$31,000664
Net operating income$3,048,6201,699
2005-06-30 (YTD Data)Rank
Total interest income$6,211,0002,528
Total interest expense$1,354,0003,303
Net interest income$4,857,0002,225
Provision for loan and lease losses$120,0003,004
Total noninterest income$765,0002,620
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$247,0003,037
Trading account gains and fees$0116
Additional Noninterest Income$518,0002,137
Total noninterest expense$2,403,0003,303
Salaries and employee benefits$1,387,0003,142
Premises and equipment expense$252,0004,125
Additional noninterest expense$764,0003,141
Pre-tax net operating income$3,099,0001,504
Securities gains (losses)$-122,0008,727
Applicable income taxes$960,0001,407
Income before extraordinary items$2,017,0001,693
Extraordinary gains, net$030
Net income$2,017,0001,693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0002,666
Cash dividends$506,0002,157
Sale, conversion, retirement of capital stock, net$31,000533
Net operating income$2,099,9601,607
2005-03-31 (YTD Data)Rank
Total interest income$2,989,0002,579
Total interest expense$575,0003,627
Net interest income$2,414,0002,230
Provision for loan and lease losses$75,0002,455
Total noninterest income$375,0002,613
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$114,0003,149
Trading account gains and fees$0115
Additional Noninterest Income$261,0002,084
Total noninterest expense$1,119,0003,515
Salaries and employee benefits$634,0003,404
Premises and equipment expense$114,0004,448
Additional noninterest expense$371,0003,212
Pre-tax net operating income$1,595,0001,432
Securities gains (losses)$-122,0008,848
Applicable income taxes$450,0001,466
Income before extraordinary items$1,023,0001,631
Extraordinary gains, net$024
Net income$1,023,0001,633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0002,042
Cash dividends$253,0001,936
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,107,1801,503
2004-12-31 (YTD Data)Rank
Total interest income$11,049,0002,579
Total interest expense$1,901,0003,797
Net interest income$9,148,0002,235
Provision for loan and lease losses$175,0003,992
Total noninterest income$1,587,0002,585
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$473,0003,265
Trading account gains and fees$0138
Additional Noninterest Income$1,114,0002,014
Total noninterest expense$5,153,0003,029
Salaries and employee benefits$3,107,0002,760
Premises and equipment expense$574,0003,666
Additional noninterest expense$1,472,0003,175
Pre-tax net operating income$5,407,0001,575
Securities gains (losses)$-9,0008,207
Applicable income taxes$1,725,0001,439
Income before extraordinary items$3,673,0001,740
Extraordinary gains, net$034
Net income$3,673,0001,740
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0004,768
Cash dividends$994,0002,372
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,679,1201,697
2004-09-30 (YTD Data)Rank
Total interest income$8,206,0002,566
Total interest expense$1,422,0003,765
Net interest income$6,784,0002,229
Provision for loan and lease losses$125,0003,916
Total noninterest income$1,191,0002,587
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$346,0003,340
Trading account gains and fees$0134
Additional Noninterest Income$845,0001,998
Total noninterest expense$3,666,0003,158
Salaries and employee benefits$2,192,0002,885
Premises and equipment expense$424,0003,717
Additional noninterest expense$1,050,0003,281
Pre-tax net operating income$4,184,0001,539
Securities gains (losses)$-9,0008,488
Applicable income taxes$1,505,0001,279
Income before extraordinary items$2,670,0001,802
Extraordinary gains, net$026
Net income$2,670,0001,803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0003,986
Cash dividends$741,0002,136
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,675,7601,743
2004-06-30 (YTD Data)Rank
Total interest income$5,458,0002,560
Total interest expense$960,0003,727
Net interest income$4,498,0002,224
Provision for loan and lease losses$100,0003,453
Total noninterest income$790,0002,615
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$223,0003,397
Trading account gains and fees$0130
Additional Noninterest Income$567,0002,001
Total noninterest expense$2,396,0003,214
Salaries and employee benefits$1,410,0002,996
Premises and equipment expense$283,0003,720
Additional noninterest expense$703,0003,293
Pre-tax net operating income$2,792,0001,518
Securities gains (losses)$03,413
Applicable income taxes$980,0001,301
Income before extraordinary items$1,812,0001,751
Extraordinary gains, net$021
Net income$1,812,0001,752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0003,880
Cash dividends$498,0002,189
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,812,0001,696
2004-03-31 (YTD Data)Rank
Total interest income$2,752,0002,538
Total interest expense$497,0003,665
Net interest income$2,255,0002,218
Provision for loan and lease losses$25,0004,502
Total noninterest income$383,0002,609
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$103,0003,510
Trading account gains and fees$0121
Additional Noninterest Income$280,0001,971
Total noninterest expense$1,188,0003,251
Salaries and employee benefits$687,0003,080
Premises and equipment expense$137,0003,844
Additional noninterest expense$364,0003,176
Pre-tax net operating income$1,425,0001,455
Securities gains (losses)$02,934
Applicable income taxes$495,0001,300
Income before extraordinary items$930,0001,692
Extraordinary gains, net$016
Net income$930,0001,692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,966
Cash dividends$245,0001,986
Sale, conversion, retirement of capital stock, net$0464
Net operating income$930,0001,608
2003-12-31 (YTD Data)Rank
Total interest income$11,104,0002,565
Total interest expense$2,603,0003,240
Net interest income$8,501,0002,284
Provision for loan and lease losses$250,0003,535
Total noninterest income$1,902,0002,398
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$368,0003,831
Trading account gains and fees$0160
Additional Noninterest Income$1,534,0001,789
Total noninterest expense$4,752,0003,180
Salaries and employee benefits$2,760,0002,987
Premises and equipment expense$539,0003,841
Additional noninterest expense$1,453,0003,173
Pre-tax net operating income$5,401,0001,520
Securities gains (losses)$04,500
Applicable income taxes$1,844,0001,365
Income before extraordinary items$3,557,0001,750
Extraordinary gains, net$054
Net income$3,557,0001,752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$136,0003,556
Cash dividends$858,0002,566
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,557,0001,670
2003-09-30 (YTD Data)Rank
Total interest income$8,391,0002,585
Total interest expense$2,084,0003,184
Net interest income$6,307,0002,316
Provision for loan and lease losses$225,0003,052
Total noninterest income$1,525,0002,330
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$270,0003,897
Trading account gains and fees$0153
Additional Noninterest Income$1,255,0001,747
Total noninterest expense$3,428,0003,301
Salaries and employee benefits$2,006,0003,083
Premises and equipment expense$402,0003,837
Additional noninterest expense$1,020,0003,335
Pre-tax net operating income$4,179,0001,521
Securities gains (losses)$04,204
Applicable income taxes$1,394,0001,426
Income before extraordinary items$2,785,0001,727
Extraordinary gains, net$040
Net income$2,785,0001,728
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0003,234
Cash dividends$606,0002,384
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,785,0001,637
2003-06-30 (YTD Data)Rank
Total interest income$5,660,0002,577
Total interest expense$1,482,0003,084
Net interest income$4,178,0002,323
Provision for loan and lease losses$150,0003,000
Total noninterest income$1,053,0002,269
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$178,0003,893
Trading account gains and fees$0150
Additional Noninterest Income$875,0001,669
Total noninterest expense$2,216,0003,374
Salaries and employee benefits$1,295,0003,157
Premises and equipment expense$257,0003,964
Additional noninterest expense$664,0003,392
Pre-tax net operating income$2,865,0001,474
Securities gains (losses)$03,782
Applicable income taxes$944,0001,432
Income before extraordinary items$1,921,0001,689
Extraordinary gains, net$030
Net income$1,921,0001,689
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0003,044
Cash dividends$404,0002,431
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,921,0001,583
2003-03-31 (YTD Data)Rank
Total interest income$2,855,0002,564
Total interest expense$769,0003,044
Net interest income$2,086,0002,331
Provision for loan and lease losses$71,0003,047
Total noninterest income$506,0002,264
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$98,0003,600
Trading account gains and fees$0134
Additional Noninterest Income$408,0001,713
Total noninterest expense$1,108,0003,366
Salaries and employee benefits$650,0003,138
Premises and equipment expense$128,0003,967
Additional noninterest expense$330,0003,356
Pre-tax net operating income$1,413,0001,499
Securities gains (losses)$02,891
Applicable income taxes$450,0001,498
Income before extraordinary items$963,0001,666
Extraordinary gains, net$021
Net income$963,0001,665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,678
Cash dividends$202,0002,184
Sale, conversion, retirement of capital stock, net$0419
Net operating income$963,0001,563
2002-12-31 (YTD Data)Rank
Total interest income$11,955,0002,569
Total interest expense$3,547,0003,053
Net interest income$8,408,0002,305
Provision for loan and lease losses$250,0003,856
Total noninterest income$1,845,0002,280
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$438,0003,307
Trading account gains and fees$0153
Additional Noninterest Income$1,407,0001,732
Total noninterest expense$4,611,0003,158
Salaries and employee benefits$2,696,0002,912
Premises and equipment expense$496,0003,948
Additional noninterest expense$1,419,0003,084
Pre-tax net operating income$5,392,0001,518
Securities gains (losses)$04,537
Applicable income taxes$1,865,0001,369
Income before extraordinary items$3,527,0001,704
Extraordinary gains, net$070
Net income$3,527,0001,703
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0003,486
Cash dividends$803,0002,635
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,527,0001,648
2001-12-31 (YTD Data)Rank
Total interest income$14,200,0002,409
Total interest expense$6,233,0002,566
Net interest income$7,967,0002,250
Provision for loan and lease losses$161,0004,630
Total noninterest income$1,621,0002,357
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$446,0003,119
Trading account gains and fees$0177
Additional Noninterest Income$1,175,0001,826
Total noninterest expense$4,495,0003,098
Salaries and employee benefits$2,682,0002,777
Premises and equipment expense$510,0003,806
Additional noninterest expense$1,303,0003,247
Pre-tax net operating income$4,932,0001,453
Securities gains (losses)$04,612
Applicable income taxes$1,631,0001,390
Income before extraordinary items$3,301,0001,608
Extraordinary gains, net$0105
Net income$3,301,0001,609
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0003,883
Cash dividends$1,171,0002,019
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,301,0001,538
2000-12-31 (YTD Data)Rank
Total interest income$15,041,0002,326
Total interest expense$6,514,0002,564
Net interest income$8,527,0002,080
Provision for loan and lease losses$180,0003,942
Total noninterest income$870,0003,470
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$369,0003,448
Trading account gains and fees$0180
Additional Noninterest Income$501,0002,945
Total noninterest expense$4,380,0003,074
Salaries and employee benefits$2,534,0002,799
Premises and equipment expense$679,0002,945
Additional noninterest expense$1,167,0003,519
Pre-tax net operating income$4,837,0001,523
Securities gains (losses)$01,956
Applicable income taxes$1,725,0001,336
Income before extraordinary items$3,112,0001,684
Extraordinary gains, net$038
Net income$3,112,0001,684
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,007
Cash dividends$991,0002,327
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,112,0001,677
1999-12-31 (YTD Data)Rank
Total interest income$13,583,0002,409
Total interest expense$5,854,0002,519
Net interest income$7,729,0002,280
Provision for loan and lease losses$95,0005,363
Total noninterest income$901,0003,345
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$351,0003,563
Trading account gains and fees$0173
Additional Noninterest Income$550,0002,779
Total noninterest expense$4,064,0003,266
Salaries and employee benefits$2,261,0003,077
Premises and equipment expense$616,0003,178
Additional noninterest expense$1,187,0003,460
Pre-tax net operating income$4,471,0001,685
Securities gains (losses)$-5,0009,083
Applicable income taxes$1,505,0001,602
Income before extraordinary items$2,961,0001,797
Extraordinary gains, net$035
Net income$2,961,0001,798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0004,729
Cash dividends$539,0003,373
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,964,3001,762
1998-12-31 (YTD Data)Rank
Total interest income$13,364,0002,434
Total interest expense$6,001,0002,517
Net interest income$7,363,0002,321
Provision for loan and lease losses$145,0004,249
Total noninterest income$916,0003,280
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$359,0003,434
Trading account gains and fees$0224
Additional Noninterest Income$557,0002,787
Total noninterest expense$3,772,0003,394
Salaries and employee benefits$2,134,0003,144
Premises and equipment expense$520,0003,571
Additional noninterest expense$1,118,0003,575
Pre-tax net operating income$4,362,0001,689
Securities gains (losses)$04,449
Applicable income taxes$1,556,0001,569
Income before extraordinary items$2,806,0001,871
Extraordinary gains, net$032
Net income$2,806,0001,871
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0003,342
Cash dividends$521,0003,421
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,806,0001,795
1997-12-31 (YTD Data)Rank
Total interest income$12,729,0002,584
Total interest expense$5,628,0002,652
Net interest income$7,101,0002,448
Provision for loan and lease losses$128,0004,489
Total noninterest income$757,0003,734
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$390,0003,286
Trading account gains and fees$0239
Additional Noninterest Income$367,0003,478
Total noninterest expense$3,590,0003,524
Salaries and employee benefits$1,965,0003,359
Premises and equipment expense$567,0003,324
Additional noninterest expense$1,058,0003,702
Pre-tax net operating income$4,140,0001,836
Securities gains (losses)$-60,00010,679
Applicable income taxes$1,415,0001,789
Income before extraordinary items$2,665,0001,982
Extraordinary gains, net$044
Net income$2,665,0001,982
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0004,933
Cash dividends$433,0003,792
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,704,0001,895
1996-12-31 (YTD Data)Rank
Total interest income$11,987,0002,754
Total interest expense$5,483,0002,774
Net interest income$6,504,0002,731
Provision for loan and lease losses$150,0004,046
Total noninterest income$714,0004,056
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$313,0004,097
Trading account gains and fees$0262
Additional Noninterest Income$401,0003,399
Total noninterest expense$3,341,0003,953
Salaries and employee benefits$1,868,0003,552
Premises and equipment expense$588,0003,270
Additional noninterest expense$885,0004,822
Pre-tax net operating income$3,727,0001,949
Securities gains (losses)$-10,00010,276
Applicable income taxes$1,247,0001,930
Income before extraordinary items$2,470,0002,002
Extraordinary gains, net$053
Net income$2,470,0002,003
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0004,277
Cash dividends$442,0003,692
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,476,6001,959
1995-12-31 (YTD Data)Rank
Total interest income$11,117,0002,984
Total interest expense$5,149,0002,955
Net interest income$5,968,0002,987
Provision for loan and lease losses$75,0005,235
Total noninterest income$635,0004,394
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$283,0004,489
Trading account gains and fees$0522
Additional Noninterest Income$352,0003,597
Total noninterest expense$3,338,0003,911
Salaries and employee benefits$1,778,0003,692
Premises and equipment expense$489,0003,829
Additional noninterest expense$1,071,0004,120
Pre-tax net operating income$3,190,0002,315
Securities gains (losses)$2,0003,270
Applicable income taxes$982,0002,425
Income before extraordinary items$2,210,0002,284
Extraordinary gains, net$065
Net income$2,210,0002,281
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0004,707
Cash dividends$426,0003,707
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,208,6202,259
1994-12-31 (YTD Data)Rank
Total interest income$9,955,0003,044
Total interest expense$3,795,0003,225
Net interest income$6,160,0002,932
Provision for loan and lease losses$145,0003,683
Total noninterest income$601,0004,654
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$256,0004,953
Trading account gains and fees$0475
Additional Noninterest Income$345,0003,750
Total noninterest expense$3,516,0003,833
Salaries and employee benefits$1,680,0003,868
Premises and equipment expense$638,0003,085
Additional noninterest expense$1,198,0004,060
Pre-tax net operating income$3,100,0002,289
Securities gains (losses)$03,600
Applicable income taxes$896,0002,494
Income before extraordinary items$2,204,0002,218
Extraordinary gains, net$0249
Net income$2,204,0002,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$136,0003,153
Cash dividends$375,0003,898
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,204,0002,240
1993-12-31 (YTD Data)Rank
Total interest income$9,818,0003,141
Total interest expense$3,704,0003,403
Net interest income$6,114,0002,973
Provision for loan and lease losses$166,0004,391
Total noninterest income$356,0006,948
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$243,0005,221
Trading account gains and fees$0532
Additional Noninterest Income$113,0007,504
Total noninterest expense$3,138,0004,339
Salaries and employee benefits$1,562,0004,126
Premises and equipment expense$394,0004,776
Additional noninterest expense$1,182,0004,241
Pre-tax net operating income$3,166,0002,153
Securities gains (losses)$07,477
Applicable income taxes$1,018,0002,206
Income before extraordinary items$2,148,0002,325
Extraordinary gains, net$03,149
Net income$2,148,0002,415
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,0003,560
Cash dividends$309,0004,306
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,148,0002,188
1992-12-31 (YTD Data)Rank
Total interest income$10,413,0003,355
Total interest expense$4,326,0003,795
Net interest income$6,087,0003,007
Provision for loan and lease losses$233,0004,820
Total noninterest income$320,0007,458
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$239,0005,295
Trading account gains and fees$0504
Additional Noninterest Income$81,0008,805
Total noninterest expense$3,042,0004,475
Salaries and employee benefits$1,505,0004,222
Premises and equipment expense$377,0005,033
Additional noninterest expense$1,160,0004,476
Pre-tax net operating income$3,132,0001,983
Securities gains (losses)$6,0006,913
Applicable income taxes$1,037,0002,037
Income before extraordinary items$2,101,0002,185
Extraordinary gains, net$01,422
Net income$2,101,0002,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0006,983
Cash dividends$365,0003,544
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,096,9802,011

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.