Home > First National Bank > Income and Expense
First National Bank, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,525,000 | 2,769 |
| Total interest expense | $1,018,000 | 2,406 |
| Net interest income | $5,507,000 | 2,817 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,234,000 | 2,485 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $496,000 | 1,917 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $738,000 | 2,443 |
| Total noninterest expense | $6,102,000 | 2,315 |
| Salaries and employee benefits | $3,741,000 | 2,053 |
| Premises and equipment expense | $734,000 | 2,312 |
| Additional noninterest expense | $1,627,000 | 2,796 |
| Pre-tax net operating income | $639,000 | 4,398 |
| Securities gains (losses) | $398,000 | 503 |
| Applicable income taxes | $226,000 | 2,679 |
| Income before extraordinary items | $811,000 | 3,790 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $811,000 | 3,793 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $811,000 | 3,793 |
| Net charge-offs | $-1,000 | 5,686 |
| Cash dividends | $405,000 | 2,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $500,560 | 4,519 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,403,000 | 2,738 |
| Total interest expense | $708,000 | 2,374 |
| Net interest income | $3,695,000 | 2,794 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $812,000 | 2,538 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $321,000 | 1,934 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $491,000 | 2,496 |
| Total noninterest expense | $4,226,000 | 2,240 |
| Salaries and employee benefits | $2,578,000 | 1,997 |
| Premises and equipment expense | $485,000 | 2,342 |
| Additional noninterest expense | $1,163,000 | 2,612 |
| Pre-tax net operating income | $281,000 | 4,939 |
| Securities gains (losses) | $163,000 | 840 |
| Applicable income taxes | $53,000 | 3,474 |
| Income before extraordinary items | $391,000 | 4,358 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $391,000 | 4,360 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $391,000 | 4,361 |
| Net charge-offs | $-4,000 | 5,877 |
| Cash dividends | $194,000 | 2,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $247,560 | 4,893 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,277,000 | 2,681 |
| Total interest expense | $371,000 | 2,352 |
| Net interest income | $1,906,000 | 2,727 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $404,000 | 2,537 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $157,000 | 1,959 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $247,000 | 2,488 |
| Total noninterest expense | $2,141,000 | 2,218 |
| Salaries and employee benefits | $1,317,000 | 1,973 |
| Premises and equipment expense | $236,000 | 2,413 |
| Additional noninterest expense | $588,000 | 2,594 |
| Pre-tax net operating income | $169,000 | 4,712 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $7,000 | 4,068 |
| Income before extraordinary items | $162,000 | 4,623 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $162,000 | 4,624 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $162,000 | 4,625 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $74,000 | 2,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $162,000 | 4,516 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,771,000 | 2,622 |
| Total interest expense | $1,899,000 | 2,222 |
| Net interest income | $7,872,000 | 2,702 |
| Provision for loan and lease losses | $180,000 | 4,053 |
| Total noninterest income | $1,336,000 | 2,796 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $553,000 | 2,296 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $783,000 | 2,714 |
| Total noninterest expense | $8,002,000 | 2,360 |
| Salaries and employee benefits | $4,719,000 | 2,115 |
| Premises and equipment expense | $928,000 | 2,407 |
| Additional noninterest expense | $2,355,000 | 2,701 |
| Pre-tax net operating income | $1,026,000 | 3,981 |
| Securities gains (losses) | $2,000 | 3,664 |
| Applicable income taxes | $159,000 | 3,176 |
| Income before extraordinary items | $869,000 | 4,151 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $869,000 | 4,151 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $869,000 | 4,153 |
| Net charge-offs | $-170,000 | 6,984 |
| Cash dividends | $4,000 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $867,300 | 3,980 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,386,000 | 2,659 |
| Total interest expense | $1,481,000 | 2,234 |
| Net interest income | $5,905,000 | 2,746 |
| Provision for loan and lease losses | $135,000 | 4,004 |
| Total noninterest income | $940,000 | 2,896 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $369,000 | 2,547 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $571,000 | 2,746 |
| Total noninterest expense | $5,696,000 | 2,484 |
| Salaries and employee benefits | $3,393,000 | 2,200 |
| Premises and equipment expense | $647,000 | 2,601 |
| Additional noninterest expense | $1,656,000 | 2,867 |
| Pre-tax net operating income | $1,014,000 | 3,608 |
| Securities gains (losses) | $2,000 | 3,410 |
| Applicable income taxes | $214,000 | 2,769 |
| Income before extraordinary items | $802,000 | 3,856 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $802,000 | 3,857 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $802,000 | 3,858 |
| Net charge-offs | $-253,000 | 7,107 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $800,420 | 3,693 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,961,000 | 2,650 |
| Total interest expense | $1,048,000 | 2,200 |
| Net interest income | $3,913,000 | 2,759 |
| Provision for loan and lease losses | $90,000 | 3,970 |
| Total noninterest income | $628,000 | 2,855 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $234,000 | 2,629 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $394,000 | 2,669 |
| Total noninterest expense | $3,772,000 | 2,504 |
| Salaries and employee benefits | $2,286,000 | 2,184 |
| Premises and equipment expense | $443,000 | 2,555 |
| Additional noninterest expense | $1,043,000 | 3,017 |
| Pre-tax net operating income | $679,000 | 3,591 |
| Securities gains (losses) | $2,000 | 3,012 |
| Applicable income taxes | $136,000 | 2,808 |
| Income before extraordinary items | $545,000 | 3,816 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $545,000 | 3,818 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $545,000 | 3,819 |
| Net charge-offs | $-67,000 | 7,029 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $543,400 | 3,643 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,441,000 | 2,710 |
| Total interest expense | $559,000 | 2,149 |
| Net interest income | $1,882,000 | 2,861 |
| Provision for loan and lease losses | $45,000 | 3,771 |
| Total noninterest income | $320,000 | 2,841 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $110,000 | 2,721 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $210,000 | 2,582 |
| Total noninterest expense | $1,890,000 | 2,493 |
| Salaries and employee benefits | $1,174,000 | 2,128 |
| Premises and equipment expense | $232,000 | 2,468 |
| Additional noninterest expense | $484,000 | 3,181 |
| Pre-tax net operating income | $267,000 | 4,044 |
| Securities gains (losses) | $2,000 | 2,023 |
| Applicable income taxes | $25,000 | 3,539 |
| Income before extraordinary items | $244,000 | 4,026 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $244,000 | 4,028 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $244,000 | 4,028 |
| Net charge-offs | $11,000 | 3,996 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $242,180 | 3,888 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,693,000 | 2,604 |
| Total interest expense | $2,440,000 | 2,367 |
| Net interest income | $8,253,000 | 2,652 |
| Provision for loan and lease losses | $775,000 | 2,786 |
| Total noninterest income | $1,370,000 | 2,591 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $514,000 | 2,510 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $856,000 | 2,345 |
| Total noninterest expense | $7,724,000 | 2,447 |
| Salaries and employee benefits | $4,615,000 | 2,091 |
| Premises and equipment expense | $938,000 | 2,540 |
| Additional noninterest expense | $2,171,000 | 2,907 |
| Pre-tax net operating income | $1,124,000 | 3,501 |
| Securities gains (losses) | $125,000 | 1,876 |
| Applicable income taxes | $242,000 | 2,728 |
| Income before extraordinary items | $1,007,000 | 3,552 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,007,000 | 3,553 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,007,000 | 3,555 |
| Net charge-offs | $796,000 | 2,642 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $905,750 | 3,613 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,923,000 | 2,663 |
| Total interest expense | $1,838,000 | 2,438 |
| Net interest income | $6,085,000 | 2,700 |
| Provision for loan and lease losses | $675,000 | 2,485 |
| Total noninterest income | $942,000 | 2,718 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $390,000 | 2,499 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $552,000 | 2,547 |
| Total noninterest expense | $5,701,000 | 2,484 |
| Salaries and employee benefits | $3,451,000 | 2,113 |
| Premises and equipment expense | $660,000 | 2,720 |
| Additional noninterest expense | $1,590,000 | 2,984 |
| Pre-tax net operating income | $651,000 | 4,092 |
| Securities gains (losses) | $125,000 | 1,588 |
| Applicable income taxes | $154,000 | 2,891 |
| Income before extraordinary items | $622,000 | 3,959 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $622,000 | 3,961 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $622,000 | 3,961 |
| Net charge-offs | $723,000 | 2,254 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $522,000 | 4,111 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,338,000 | 2,652 |
| Total interest expense | $1,221,000 | 2,522 |
| Net interest income | $4,117,000 | 2,674 |
| Provision for loan and lease losses | $675,000 | 1,934 |
| Total noninterest income | $608,000 | 2,783 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $263,000 | 2,451 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $345,000 | 2,678 |
| Total noninterest expense | $3,802,000 | 2,498 |
| Salaries and employee benefits | $2,266,000 | 2,158 |
| Premises and equipment expense | $431,000 | 2,771 |
| Additional noninterest expense | $1,105,000 | 2,934 |
| Pre-tax net operating income | $248,000 | 4,843 |
| Securities gains (losses) | $125,000 | 983 |
| Applicable income taxes | $45,000 | 3,423 |
| Income before extraordinary items | $328,000 | 4,314 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $328,000 | 4,313 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $328,000 | 4,315 |
| Net charge-offs | $721,000 | 1,769 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $218,000 | 4,805 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,692,000 | 2,654 |
| Total interest expense | $606,000 | 2,616 |
| Net interest income | $2,086,000 | 2,632 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $313,000 | 2,760 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $133,000 | 2,407 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $180,000 | 2,622 |
| Total noninterest expense | $1,945,000 | 2,476 |
| Salaries and employee benefits | $1,151,000 | 2,138 |
| Premises and equipment expense | $225,000 | 2,710 |
| Additional noninterest expense | $569,000 | 2,841 |
| Pre-tax net operating income | $394,000 | 3,003 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $99,000 | 2,192 |
| Income before extraordinary items | $295,000 | 3,278 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $295,000 | 3,275 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $295,000 | 3,276 |
| Net charge-offs | $151,000 | 2,356 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $295,000 | 3,223 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,424,000 | 2,628 |
| Total interest expense | $3,253,000 | 2,422 |
| Net interest income | $8,171,000 | 2,666 |
| Provision for loan and lease losses | $490,000 | 4,162 |
| Total noninterest income | $1,069,000 | 3,121 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $628,000 | 2,212 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $441,000 | 3,371 |
| Total noninterest expense | $7,740,000 | 2,492 |
| Salaries and employee benefits | $4,461,000 | 2,173 |
| Premises and equipment expense | $976,000 | 2,530 |
| Additional noninterest expense | $2,303,000 | 2,876 |
| Pre-tax net operating income | $1,010,000 | 3,357 |
| Securities gains (losses) | $3,000 | 3,556 |
| Applicable income taxes | $179,000 | 2,799 |
| Income before extraordinary items | $834,000 | 3,536 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $834,000 | 3,533 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $834,000 | 3,536 |
| Net charge-offs | $1,344,000 | 2,298 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $831,540 | 3,428 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,213,000 | 2,785 |
| Total interest expense | $2,562,000 | 2,412 |
| Net interest income | $5,651,000 | 2,920 |
| Provision for loan and lease losses | $180,000 | 5,003 |
| Total noninterest income | $782,000 | 3,196 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $473,000 | 2,253 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $309,000 | 3,510 |
| Total noninterest expense | $5,688,000 | 2,553 |
| Salaries and employee benefits | $3,312,000 | 2,195 |
| Premises and equipment expense | $692,000 | 2,682 |
| Additional noninterest expense | $1,684,000 | 2,889 |
| Pre-tax net operating income | $565,000 | 4,041 |
| Securities gains (losses) | $3,000 | 3,393 |
| Applicable income taxes | $65,000 | 3,407 |
| Income before extraordinary items | $503,000 | 4,104 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $503,000 | 4,107 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $503,000 | 4,107 |
| Net charge-offs | $773,000 | 2,505 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $500,330 | 3,963 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,534,000 | 2,789 |
| Total interest expense | $1,784,000 | 2,412 |
| Net interest income | $3,750,000 | 2,934 |
| Provision for loan and lease losses | $120,000 | 4,894 |
| Total noninterest income | $518,000 | 3,145 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $307,000 | 2,316 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $211,000 | 3,422 |
| Total noninterest expense | $3,782,000 | 2,561 |
| Salaries and employee benefits | $2,203,000 | 2,213 |
| Premises and equipment expense | $467,000 | 2,662 |
| Additional noninterest expense | $1,112,000 | 2,912 |
| Pre-tax net operating income | $366,000 | 4,114 |
| Securities gains (losses) | $3,000 | 2,902 |
| Applicable income taxes | $40,000 | 3,427 |
| Income before extraordinary items | $329,000 | 4,138 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $329,000 | 4,138 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $329,000 | 4,137 |
| Net charge-offs | $428,000 | 2,617 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $326,330 | 4,019 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,744,000 | 2,866 |
| Total interest expense | $887,000 | 2,528 |
| Net interest income | $1,857,000 | 2,980 |
| Provision for loan and lease losses | $59,000 | 4,729 |
| Total noninterest income | $255,000 | 3,180 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $146,000 | 2,396 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $109,000 | 3,348 |
| Total noninterest expense | $1,868,000 | 2,614 |
| Salaries and employee benefits | $1,060,000 | 2,325 |
| Premises and equipment expense | $251,000 | 2,592 |
| Additional noninterest expense | $557,000 | 2,895 |
| Pre-tax net operating income | $185,000 | 4,220 |
| Securities gains (losses) | $3,000 | 1,999 |
| Applicable income taxes | $20,000 | 3,454 |
| Income before extraordinary items | $168,000 | 4,186 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $168,000 | 4,187 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $168,000 | 4,185 |
| Net charge-offs | $230,000 | 2,283 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $165,330 | 4,110 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,013,000 | 2,552 |
| Total interest expense | $4,421,000 | 2,520 |
| Net interest income | $8,592,000 | 2,520 |
| Provision for loan and lease losses | $1,524,000 | 2,876 |
| Total noninterest income | $1,031,000 | 3,276 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $662,000 | 2,354 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $369,000 | 3,671 |
| Total noninterest expense | $7,692,000 | 2,567 |
| Salaries and employee benefits | $4,368,000 | 2,252 |
| Premises and equipment expense | $952,000 | 2,693 |
| Additional noninterest expense | $2,372,000 | 2,872 |
| Pre-tax net operating income | $407,000 | 4,223 |
| Securities gains (losses) | $-19,000 | 7,056 |
| Applicable income taxes | $-65,000 | 6,494 |
| Income before extraordinary items | $453,000 | 4,006 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $453,000 | 4,005 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $453,000 | 4,005 |
| Net charge-offs | $241,000 | 4,771 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $472,000 | 3,874 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,161,000 | 2,501 |
| Total interest expense | $3,447,000 | 2,538 |
| Net interest income | $6,714,000 | 2,424 |
| Provision for loan and lease losses | $253,000 | 4,848 |
| Total noninterest income | $803,000 | 3,246 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $498,000 | 2,364 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $305,000 | 3,596 |
| Total noninterest expense | $5,725,000 | 2,589 |
| Salaries and employee benefits | $3,269,000 | 2,279 |
| Premises and equipment expense | $703,000 | 2,755 |
| Additional noninterest expense | $1,753,000 | 2,875 |
| Pre-tax net operating income | $1,539,000 | 2,014 |
| Securities gains (losses) | $-19,000 | 7,281 |
| Applicable income taxes | $425,000 | 1,568 |
| Income before extraordinary items | $1,095,000 | 2,328 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,095,000 | 2,324 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,095,000 | 2,327 |
| Net charge-offs | $164,000 | 4,498 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,108,680 | 2,258 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,905,000 | 2,490 |
| Total interest expense | $2,416,000 | 2,531 |
| Net interest income | $4,489,000 | 2,402 |
| Provision for loan and lease losses | $160,000 | 4,648 |
| Total noninterest income | $522,000 | 3,323 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $301,000 | 2,533 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $221,000 | 3,499 |
| Total noninterest expense | $3,836,000 | 2,604 |
| Salaries and employee benefits | $2,189,000 | 2,307 |
| Premises and equipment expense | $459,000 | 2,847 |
| Additional noninterest expense | $1,188,000 | 2,855 |
| Pre-tax net operating income | $1,015,000 | 2,086 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $283,000 | 1,599 |
| Income before extraordinary items | $732,000 | 2,383 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $732,000 | 2,381 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $732,000 | 2,383 |
| Net charge-offs | $164,000 | 3,670 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $732,000 | 2,317 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,386,000 | 2,568 |
| Total interest expense | $1,254,000 | 2,523 |
| Net interest income | $2,132,000 | 2,541 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $248,000 | 3,399 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $139,000 | 2,617 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $109,000 | 3,517 |
| Total noninterest expense | $1,866,000 | 2,578 |
| Salaries and employee benefits | $1,098,000 | 2,330 |
| Premises and equipment expense | $227,000 | 2,915 |
| Additional noninterest expense | $541,000 | 2,819 |
| Pre-tax net operating income | $484,000 | 2,438 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $132,000 | 1,899 |
| Income before extraordinary items | $352,000 | 2,803 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $352,000 | 2,802 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $352,000 | 2,804 |
| Net charge-offs | $52,000 | 3,501 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $352,000 | 2,670 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,651,000 | 2,704 |
| Total interest expense | $6,111,000 | 2,477 |
| Net interest income | $7,540,000 | 2,860 |
| Provision for loan and lease losses | $60,000 | 6,432 |
| Total noninterest income | $927,000 | 3,578 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $614,000 | 2,609 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $313,000 | 4,037 |
| Total noninterest expense | $7,081,000 | 2,662 |
| Salaries and employee benefits | $4,131,000 | 2,444 |
| Premises and equipment expense | $886,000 | 2,910 |
| Additional noninterest expense | $2,064,000 | 2,792 |
| Pre-tax net operating income | $1,326,000 | 3,232 |
| Securities gains (losses) | $2,000 | 2,962 |
| Applicable income taxes | $265,000 | 2,534 |
| Income before extraordinary items | $1,063,000 | 3,176 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,063,000 | 3,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-80,000 | 8,213 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,061,400 | 3,322 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,383,000 | 2,722 |
| Total interest expense | $4,756,000 | 2,487 |
| Net interest income | $5,627,000 | 2,892 |
| Provision for loan and lease losses | $30,000 | 6,263 |
| Total noninterest income | $647,000 | 3,808 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $457,000 | 2,634 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $190,000 | 4,521 |
| Total noninterest expense | $5,228,000 | 2,675 |
| Salaries and employee benefits | $3,086,000 | 2,475 |
| Premises and equipment expense | $677,000 | 2,896 |
| Additional noninterest expense | $1,465,000 | 2,829 |
| Pre-tax net operating income | $1,016,000 | 3,653 |
| Securities gains (losses) | $2,000 | 2,845 |
| Applicable income taxes | $199,000 | 2,917 |
| Income before extraordinary items | $819,000 | 3,516 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $819,000 | 3,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 8,202 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $817,400 | 3,663 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,058,000 | 2,697 |
| Total interest expense | $3,364,000 | 2,442 |
| Net interest income | $3,694,000 | 2,921 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $451,000 | 3,742 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $299,000 | 2,646 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $152,000 | 4,295 |
| Total noninterest expense | $3,521,000 | 2,664 |
| Salaries and employee benefits | $2,076,000 | 2,484 |
| Premises and equipment expense | $455,000 | 2,878 |
| Additional noninterest expense | $990,000 | 2,768 |
| Pre-tax net operating income | $624,000 | 3,931 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $104,000 | 3,414 |
| Income before extraordinary items | $520,000 | 3,944 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $520,000 | 3,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,190 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $520,000 | 3,884 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,682,000 | 2,665 |
| Total interest expense | $1,830,000 | 2,419 |
| Net interest income | $1,852,000 | 2,895 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $231,000 | 3,693 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $139,000 | 2,775 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $92,000 | 3,930 |
| Total noninterest expense | $1,721,000 | 2,713 |
| Salaries and employee benefits | $1,083,000 | 2,400 |
| Premises and equipment expense | $222,000 | 2,948 |
| Additional noninterest expense | $416,000 | 3,195 |
| Pre-tax net operating income | $362,000 | 3,756 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $70,000 | 3,215 |
| Income before extraordinary items | $292,000 | 3,863 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $292,000 | 3,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 8,285 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $292,000 | 3,776 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,699,000 | 2,735 |
| Total interest expense | $7,848,000 | 2,354 |
| Net interest income | $6,851,000 | 3,154 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $838,000 | 3,922 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $581,000 | 2,740 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $257,000 | 4,525 |
| Total noninterest expense | $7,059,000 | 2,569 |
| Salaries and employee benefits | $4,133,000 | 2,423 |
| Premises and equipment expense | $888,000 | 2,832 |
| Additional noninterest expense | $2,038,000 | 2,628 |
| Pre-tax net operating income | $630,000 | 5,608 |
| Securities gains (losses) | $-17,000 | 7,711 |
| Applicable income taxes | $-6,000 | 7,757 |
| Income before extraordinary items | $619,000 | 5,288 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $619,000 | 5,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 3,260 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $636,000 | 5,216 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,850,000 | 2,772 |
| Total interest expense | $5,788,000 | 2,392 |
| Net interest income | $5,062,000 | 3,200 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $637,000 | 3,892 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $429,000 | 2,765 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $208,000 | 4,415 |
| Total noninterest expense | $5,243,000 | 2,580 |
| Salaries and employee benefits | $3,063,000 | 2,445 |
| Premises and equipment expense | $646,000 | 2,885 |
| Additional noninterest expense | $1,534,000 | 2,560 |
| Pre-tax net operating income | $456,000 | 5,944 |
| Securities gains (losses) | $-17,000 | 7,911 |
| Applicable income taxes | $-13,000 | 8,049 |
| Income before extraordinary items | $452,000 | 5,572 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $452,000 | 5,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 2,129 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $469,000 | 5,500 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,120,000 | 5,121 |
| Total interest expense | $1,596,000 | 4,598 |
| Net interest income | $1,524,000 | 5,521 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $170,000 | 5,899 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $106,000 | 4,826 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $64,000 | 5,897 |
| Total noninterest expense | $1,312,000 | 5,452 |
| Salaries and employee benefits | $780,000 | 5,216 |
| Premises and equipment expense | $99,000 | 6,786 |
| Additional noninterest expense | $433,000 | 5,023 |
| Pre-tax net operating income | $382,000 | 5,608 |
| Securities gains (losses) | $-17,000 | 8,102 |
| Applicable income taxes | $83,000 | 4,309 |
| Income before extraordinary items | $282,000 | 5,788 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $282,000 | 5,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $295,090 | 5,674 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,532,000 | 5,177 |
| Total interest expense | $785,000 | 4,621 |
| Net interest income | $747,000 | 5,600 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $83,000 | 5,910 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $56,000 | 4,665 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $27,000 | 6,153 |
| Total noninterest expense | $674,000 | 5,377 |
| Salaries and employee benefits | $406,000 | 5,115 |
| Premises and equipment expense | $55,000 | 6,603 |
| Additional noninterest expense | $213,000 | 5,055 |
| Pre-tax net operating income | $156,000 | 5,990 |
| Securities gains (losses) | $-17,000 | 8,350 |
| Applicable income taxes | $24,000 | 4,803 |
| Income before extraordinary items | $115,000 | 6,160 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $115,000 | 6,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $129,110 | 5,930 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,770,000 | 5,135 |
| Total interest expense | $2,707,000 | 4,587 |
| Net interest income | $3,063,000 | 5,468 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $342,000 | 5,926 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $227,000 | 4,721 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $115,000 | 6,084 |
| Total noninterest expense | $2,680,000 | 5,263 |
| Salaries and employee benefits | $1,565,000 | 5,050 |
| Premises and equipment expense | $221,000 | 6,502 |
| Additional noninterest expense | $894,000 | 4,878 |
| Pre-tax net operating income | $725,000 | 5,851 |
| Securities gains (losses) | $-6,000 | 7,127 |
| Applicable income taxes | $156,000 | 4,556 |
| Income before extraordinary items | $563,000 | 5,943 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $563,000 | 5,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,238 |
| Cash dividends | $1,725,000 | 1,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $567,680 | 5,932 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,272,000 | 5,163 |
| Total interest expense | $1,962,000 | 4,601 |
| Net interest income | $2,310,000 | 5,492 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $257,000 | 5,951 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $166,000 | 4,817 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $91,000 | 6,017 |
| Total noninterest expense | $2,011,000 | 5,252 |
| Salaries and employee benefits | $1,184,000 | 5,012 |
| Premises and equipment expense | $169,000 | 6,486 |
| Additional noninterest expense | $658,000 | 4,920 |
| Pre-tax net operating income | $556,000 | 6,019 |
| Securities gains (losses) | $-6,000 | 7,439 |
| Applicable income taxes | $123,000 | 4,714 |
| Income before extraordinary items | $427,000 | 6,103 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $427,000 | 6,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,412 |
| Cash dividends | $1,725,000 | 1,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $431,680 | 6,077 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,822,000 | 5,165 |
| Total interest expense | $1,274,000 | 4,531 |
| Net interest income | $1,548,000 | 5,498 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $172,000 | 5,960 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $109,000 | 4,821 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $63,000 | 5,990 |
| Total noninterest expense | $1,357,000 | 5,222 |
| Salaries and employee benefits | $799,000 | 4,987 |
| Premises and equipment expense | $111,000 | 6,530 |
| Additional noninterest expense | $447,000 | 4,842 |
| Pre-tax net operating income | $363,000 | 6,086 |
| Securities gains (losses) | $-7,000 | 7,777 |
| Applicable income taxes | $79,000 | 4,787 |
| Income before extraordinary items | $277,000 | 6,173 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $277,000 | 6,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $125,000 | 4,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $282,460 | 6,148 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,383,000 | 5,173 |
| Total interest expense | $604,000 | 4,558 |
| Net interest income | $779,000 | 5,467 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $88,000 | 5,867 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $52,000 | 4,862 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $36,000 | 5,743 |
| Total noninterest expense | $683,000 | 5,204 |
| Salaries and employee benefits | $401,000 | 5,004 |
| Premises and equipment expense | $63,000 | 6,234 |
| Additional noninterest expense | $219,000 | 4,892 |
| Pre-tax net operating income | $184,000 | 6,004 |
| Securities gains (losses) | $-7,000 | 8,168 |
| Applicable income taxes | $39,000 | 4,751 |
| Income before extraordinary items | $138,000 | 6,133 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $138,000 | 6,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $125,000 | 2,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $143,460 | 6,059 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,837,000 | 5,264 |
| Total interest expense | $1,880,000 | 4,617 |
| Net interest income | $2,957,000 | 5,560 |
| Provision for loan and lease losses | $-400,000 | 8,737 |
| Total noninterest income | $324,000 | 6,176 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $222,000 | 4,820 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $102,000 | 6,372 |
| Total noninterest expense | $2,320,000 | 5,609 |
| Salaries and employee benefits | $1,308,000 | 5,512 |
| Premises and equipment expense | $383,000 | 4,996 |
| Additional noninterest expense | $629,000 | 5,911 |
| Pre-tax net operating income | $1,361,000 | 4,621 |
| Securities gains (losses) | $-5,000 | 7,296 |
| Applicable income taxes | $407,000 | 3,674 |
| Income before extraordinary items | $949,000 | 4,955 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $949,000 | 4,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,474 |
| Cash dividends | $1,100,000 | 2,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $952,500 | 4,915 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,520,000 | 5,330 |
| Total interest expense | $1,351,000 | 4,592 |
| Net interest income | $2,169,000 | 5,630 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $241,000 | 6,214 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $168,000 | 4,837 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $73,000 | 6,452 |
| Total noninterest expense | $1,685,000 | 5,687 |
| Salaries and employee benefits | $963,000 | 5,546 |
| Premises and equipment expense | $284,000 | 5,014 |
| Additional noninterest expense | $438,000 | 6,099 |
| Pre-tax net operating income | $725,000 | 5,567 |
| Securities gains (losses) | $-6,000 | 7,744 |
| Applicable income taxes | $201,000 | 4,415 |
| Income before extraordinary items | $518,000 | 5,812 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $518,000 | 5,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,700 |
| Cash dividends | $450,000 | 2,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $522,320 | 5,768 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,270,000 | 5,360 |
| Total interest expense | $860,000 | 4,570 |
| Net interest income | $1,410,000 | 5,691 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $152,000 | 6,315 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $109,000 | 4,862 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $43,000 | 6,655 |
| Total noninterest expense | $1,087,000 | 5,777 |
| Salaries and employee benefits | $620,000 | 5,646 |
| Premises and equipment expense | $144,000 | 5,822 |
| Additional noninterest expense | $323,000 | 5,780 |
| Pre-tax net operating income | $475,000 | 5,585 |
| Securities gains (losses) | $-2,000 | 7,723 |
| Applicable income taxes | $137,000 | 4,387 |
| Income before extraordinary items | $336,000 | 5,883 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $336,000 | 5,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $300,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $337,420 | 5,827 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,104,000 | 5,434 |
| Total interest expense | $405,000 | 4,638 |
| Net interest income | $699,000 | 5,735 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $78,000 | 6,223 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $53,000 | 4,860 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $25,000 | 6,471 |
| Total noninterest expense | $515,000 | 5,997 |
| Salaries and employee benefits | $290,000 | 5,894 |
| Premises and equipment expense | $91,000 | 5,179 |
| Additional noninterest expense | $134,000 | 6,370 |
| Pre-tax net operating income | $262,000 | 5,336 |
| Securities gains (losses) | $-2,000 | 8,244 |
| Applicable income taxes | $79,000 | 4,134 |
| Income before extraordinary items | $181,000 | 5,658 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $181,000 | 5,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $182,400 | 5,601 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,008,000 | 5,550 |
| Total interest expense | $1,395,000 | 4,714 |
| Net interest income | $2,613,000 | 5,865 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $303,000 | 6,384 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $217,000 | 5,057 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $86,000 | 6,660 |
| Total noninterest expense | $2,159,000 | 5,765 |
| Salaries and employee benefits | $1,225,000 | 5,629 |
| Premises and equipment expense | $397,000 | 4,795 |
| Additional noninterest expense | $537,000 | 6,342 |
| Pre-tax net operating income | $757,000 | 5,922 |
| Securities gains (losses) | $-21,000 | 8,397 |
| Applicable income taxes | $219,000 | 4,638 |
| Income before extraordinary items | $517,000 | 6,294 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $517,000 | 6,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,102 |
| Cash dividends | $350,000 | 4,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $531,700 | 6,158 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,948,000 | 5,601 |
| Total interest expense | $1,004,000 | 4,781 |
| Net interest income | $1,944,000 | 5,889 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $243,000 | 6,275 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $169,000 | 5,017 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $74,000 | 6,452 |
| Total noninterest expense | $1,597,000 | 5,776 |
| Salaries and employee benefits | $912,000 | 5,625 |
| Premises and equipment expense | $268,000 | 5,108 |
| Additional noninterest expense | $417,000 | 6,188 |
| Pre-tax net operating income | $590,000 | 5,944 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $194,000 | 4,482 |
| Income before extraordinary items | $396,000 | 6,358 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $396,000 | 6,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,006 |
| Cash dividends | $200,000 | 3,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $396,000 | 6,277 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,948,000 | 5,632 |
| Total interest expense | $646,000 | 4,880 |
| Net interest income | $1,302,000 | 5,868 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $163,000 | 6,289 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $106,000 | 5,146 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $57,000 | 6,220 |
| Total noninterest expense | $1,080,000 | 5,755 |
| Salaries and employee benefits | $618,000 | 5,604 |
| Premises and equipment expense | $186,000 | 5,013 |
| Additional noninterest expense | $276,000 | 6,232 |
| Pre-tax net operating income | $385,000 | 5,944 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $127,000 | 4,517 |
| Income before extraordinary items | $258,000 | 6,373 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $258,000 | 6,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,060 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $258,000 | 6,285 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $995,000 | 5,590 |
| Total interest expense | $323,000 | 4,949 |
| Net interest income | $672,000 | 5,767 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $93,000 | 5,951 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $51,000 | 5,172 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $42,000 | 5,474 |
| Total noninterest expense | $551,000 | 5,720 |
| Salaries and employee benefits | $322,000 | 5,507 |
| Premises and equipment expense | $96,000 | 4,925 |
| Additional noninterest expense | $133,000 | 6,356 |
| Pre-tax net operating income | $214,000 | 5,668 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $73,000 | 4,279 |
| Income before extraordinary items | $141,000 | 6,154 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $141,000 | 6,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,046 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $141,000 | 6,041 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $550,000 | 8,920 |
| Total interest expense | $180,000 | 8,793 |
| Net interest income | $370,000 | 8,936 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $50,000 | 8,799 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $32,000 | 7,690 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $18,000 | 8,497 |
| Total noninterest expense | $306,000 | 9,068 |
| Salaries and employee benefits | $180,000 | 9,026 |
| Premises and equipment expense | $61,000 | 8,613 |
| Additional noninterest expense | $65,000 | 9,101 |
| Pre-tax net operating income | $114,000 | 8,148 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $38,000 | 6,461 |
| Income before extraordinary items | $76,000 | 8,339 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $76,000 | 8,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,310 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $76,000 | 8,233 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,579,000 | 5,114 |
| Total interest expense | $1,100,000 | 5,081 |
| Net interest income | $2,479,000 | 4,996 |
| Provision for loan and lease losses | $25,000 | 6,589 |
| Total noninterest income | $335,000 | 5,777 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $159,000 | 5,175 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $176,000 | 5,028 |
| Total noninterest expense | $1,902,000 | 5,150 |
| Salaries and employee benefits | $1,123,000 | 4,841 |
| Premises and equipment expense | $329,000 | 4,448 |
| Additional noninterest expense | $450,000 | 5,983 |
| Pre-tax net operating income | $887,000 | 4,864 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $276,000 | 4,077 |
| Income before extraordinary items | $611,000 | 5,348 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $611,000 | 5,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,671 |
| Cash dividends | $600,000 | 2,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $611,000 | 5,167 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,416,000 | 5,103 |
| Total interest expense | $726,000 | 5,224 |
| Net interest income | $1,690,000 | 4,915 |
| Provision for loan and lease losses | $21,000 | 6,267 |
| Total noninterest income | $232,000 | 5,655 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $105,000 | 5,161 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $127,000 | 4,888 |
| Total noninterest expense | $1,256,000 | 5,185 |
| Salaries and employee benefits | $744,000 | 4,864 |
| Premises and equipment expense | $222,000 | 4,415 |
| Additional noninterest expense | $290,000 | 6,089 |
| Pre-tax net operating income | $645,000 | 4,642 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $192,000 | 4,053 |
| Income before extraordinary items | $453,000 | 5,071 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $453,000 | 5,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,783 |
| Cash dividends | $600,000 | 1,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $453,000 | 4,867 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,208,000 | 5,135 |
| Total interest expense | $368,000 | 5,289 |
| Net interest income | $840,000 | 4,919 |
| Provision for loan and lease losses | $11,000 | 6,010 |
| Total noninterest income | $132,000 | 5,205 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $51,000 | 5,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $81,000 | 4,308 |
| Total noninterest expense | $631,000 | 5,177 |
| Salaries and employee benefits | $374,000 | 4,863 |
| Premises and equipment expense | $119,000 | 4,200 |
| Additional noninterest expense | $138,000 | 6,218 |
| Pre-tax net operating income | $330,000 | 4,541 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $79,000 | 4,379 |
| Income before extraordinary items | $251,000 | 4,705 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $251,000 | 4,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,893 |
| Cash dividends | $600,000 | 1,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $251,000 | 4,502 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,455,000 | 4,872 |
| Total interest expense | $1,845,000 | 5,077 |
| Net interest income | $3,610,000 | 4,672 |
| Provision for loan and lease losses | $290,000 | 3,537 |
| Total noninterest income | $417,000 | 5,675 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $188,000 | 5,351 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $229,000 | 4,760 |
| Total noninterest expense | $2,633,000 | 4,902 |
| Salaries and employee benefits | $1,406,000 | 4,921 |
| Premises and equipment expense | $448,000 | 4,272 |
| Additional noninterest expense | $779,000 | 5,027 |
| Pre-tax net operating income | $1,104,000 | 4,942 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $387,000 | 3,950 |
| Income before extraordinary items | $717,000 | 5,495 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $717,000 | 5,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,273 |
| Cash dividends | $1,100,000 | 2,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $717,000 | 5,354 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,469,000 | 4,694 |
| Total interest expense | $3,107,000 | 4,595 |
| Net interest income | $3,362,000 | 4,680 |
| Provision for loan and lease losses | $420,000 | 2,511 |
| Total noninterest income | $431,000 | 5,485 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $194,000 | 5,236 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $237,000 | 4,590 |
| Total noninterest expense | $2,190,000 | 5,401 |
| Salaries and employee benefits | $1,260,000 | 5,137 |
| Premises and equipment expense | $450,000 | 4,241 |
| Additional noninterest expense | $480,000 | 6,576 |
| Pre-tax net operating income | $1,183,000 | 4,446 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $422,000 | 3,633 |
| Income before extraordinary items | $761,000 | 5,014 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $761,000 | 5,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,004,000 | 940 |
| Cash dividends | $800,000 | 2,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $761,000 | 4,897 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,075,000 | 4,544 |
| Total interest expense | $3,445,000 | 4,443 |
| Net interest income | $3,630,000 | 4,486 |
| Provision for loan and lease losses | $10,000 | 7,963 |
| Total noninterest income | $346,000 | 5,915 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $185,000 | 5,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 5,307 |
| Total noninterest expense | $2,124,000 | 5,456 |
| Salaries and employee benefits | $1,285,000 | 4,941 |
| Premises and equipment expense | $336,000 | 5,081 |
| Additional noninterest expense | $503,000 | 6,410 |
| Pre-tax net operating income | $1,842,000 | 3,518 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $667,000 | 2,896 |
| Income before extraordinary items | $1,175,000 | 3,919 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,175,000 | 3,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-58,000 | 9,642 |
| Cash dividends | $400,000 | 3,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,175,000 | 3,906 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,297,000 | 4,794 |
| Total interest expense | $3,081,000 | 4,505 |
| Net interest income | $3,216,000 | 4,916 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $340,000 | 6,090 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 5,471 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 5,360 |
| Total noninterest expense | $2,130,000 | 5,433 |
| Salaries and employee benefits | $1,331,000 | 4,783 |
| Premises and equipment expense | $289,000 | 5,583 |
| Additional noninterest expense | $510,000 | 6,438 |
| Pre-tax net operating income | $1,306,000 | 4,504 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $462,000 | 3,796 |
| Income before extraordinary items | $844,000 | 4,923 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $844,000 | 4,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 9,531 |
| Cash dividends | $600,000 | 3,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $844,000 | 4,882 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,640,000 | 4,593 |
| Total interest expense | $3,375,000 | 4,283 |
| Net interest income | $3,265,000 | 4,839 |
| Provision for loan and lease losses | $85,000 | 5,461 |
| Total noninterest income | $394,000 | 5,665 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 6,032 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $250,000 | 4,429 |
| Total noninterest expense | $1,981,000 | 5,640 |
| Salaries and employee benefits | $1,165,000 | 5,188 |
| Premises and equipment expense | $318,000 | 5,203 |
| Additional noninterest expense | $498,000 | 6,456 |
| Pre-tax net operating income | $1,593,000 | 3,999 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $586,000 | 3,467 |
| Income before extraordinary items | $1,007,000 | 4,491 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,007,000 | 4,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-344,000 | 10,400 |
| Cash dividends | $400,000 | 3,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,007,000 | 4,391 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,251,000 | 4,901 |
| Total interest expense | $3,198,000 | 4,453 |
| Net interest income | $3,053,000 | 5,235 |
| Provision for loan and lease losses | $130,000 | 4,446 |
| Total noninterest income | $283,000 | 6,841 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 6,020 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 6,194 |
| Total noninterest expense | $1,911,000 | 5,820 |
| Salaries and employee benefits | $1,071,000 | 5,591 |
| Premises and equipment expense | $363,000 | 4,768 |
| Additional noninterest expense | $477,000 | 6,704 |
| Pre-tax net operating income | $1,295,000 | 4,978 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $423,000 | 4,710 |
| Income before extraordinary items | $872,000 | 5,163 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $872,000 | 5,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 10,389 |
| Cash dividends | $400,000 | 3,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $872,000 | 5,108 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,969,000 | 5,206 |
| Total interest expense | $3,115,000 | 4,621 |
| Net interest income | $2,854,000 | 5,651 |
| Provision for loan and lease losses | $180,000 | 3,640 |
| Total noninterest income | $199,000 | 8,236 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 6,712 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 8,398 |
| Total noninterest expense | $1,832,000 | 6,315 |
| Salaries and employee benefits | $1,046,000 | 5,808 |
| Premises and equipment expense | $275,000 | 5,903 |
| Additional noninterest expense | $511,000 | 6,965 |
| Pre-tax net operating income | $1,041,000 | 5,594 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $351,000 | 5,316 |
| Income before extraordinary items | $690,000 | 5,801 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $690,000 | 5,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $401,000 | 1,683 |
| Cash dividends | $500,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $690,000 | 5,745 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,922,000 | 5,258 |
| Total interest expense | $3,034,000 | 4,704 |
| Net interest income | $2,888,000 | 5,667 |
| Provision for loan and lease losses | $405,000 | 1,845 |
| Total noninterest income | $186,000 | 8,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 7,167 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 8,803 |
| Total noninterest expense | $1,751,000 | 6,597 |
| Salaries and employee benefits | $1,017,000 | 5,975 |
| Premises and equipment expense | $220,000 | 6,832 |
| Additional noninterest expense | $514,000 | 7,143 |
| Pre-tax net operating income | $918,000 | 6,336 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $290,000 | 6,141 |
| Income before extraordinary items | $628,000 | 6,445 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $628,000 | 6,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,176 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $628,000 | 6,431 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,143,000 | 5,542 |
| Total interest expense | $2,438,000 | 4,753 |
| Net interest income | $2,705,000 | 6,091 |
| Provision for loan and lease losses | $355,000 | 2,008 |
| Total noninterest income | $228,000 | 8,274 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 7,636 |
| Total noninterest expense | $1,745,000 | 6,850 |
| Salaries and employee benefits | $946,000 | 6,381 |
| Premises and equipment expense | $218,000 | 7,087 |
| Additional noninterest expense | $581,000 | 7,171 |
| Pre-tax net operating income | $833,000 | 6,708 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $276,000 | 6,177 |
| Income before extraordinary items | $557,000 | 6,853 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $557,000 | 6,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $401,000 | 1,596 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $557,000 | 6,905 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,077,000 | 5,701 |
| Total interest expense | $2,326,000 | 5,116 |
| Net interest income | $2,751,000 | 6,065 |
| Provision for loan and lease losses | $128,000 | 5,054 |
| Total noninterest income | $243,000 | 8,472 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 6,850 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 8,451 |
| Total noninterest expense | $1,630,000 | 7,407 |
| Salaries and employee benefits | $880,000 | 6,839 |
| Premises and equipment expense | $205,000 | 7,582 |
| Additional noninterest expense | $545,000 | 7,814 |
| Pre-tax net operating income | $1,236,000 | 5,072 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $413,000 | 4,893 |
| Income before extraordinary items | $823,000 | 5,446 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $823,000 | 5,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 4,326 |
| Cash dividends | $140,000 | 6,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $823,000 | 5,203 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,166,000 | 6,221 |
| Total interest expense | $2,598,000 | 5,797 |
| Net interest income | $2,568,000 | 6,465 |
| Provision for loan and lease losses | $153,000 | 6,027 |
| Total noninterest income | $228,000 | 8,889 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 6,998 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 9,109 |
| Total noninterest expense | $1,546,000 | 7,753 |
| Salaries and employee benefits | $863,000 | 6,850 |
| Premises and equipment expense | $201,000 | 7,807 |
| Additional noninterest expense | $482,000 | 8,632 |
| Pre-tax net operating income | $1,097,000 | 5,277 |
| Securities gains (losses) | $15,000 | 5,962 |
| Applicable income taxes | $357,000 | 5,253 |
| Income before extraordinary items | $755,000 | 5,605 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $755,000 | 5,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 13,107 |
| Cash dividends | $123,000 | 6,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $744,800 | 5,322 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.