Home > First National Bank > Income and Expense
First National Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,890,000 | 3,863 |
| Total interest expense | $3,723,000 | 3,382 |
| Net interest income | $4,167,000 | 4,241 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $469,000 | 5,834 |
| Gross Fiduciary activities income | $40,000 | 1,378 |
| Service charges on deposit accounts | $309,000 | 4,311 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $120,000 | 7,302 |
| Total noninterest expense | $2,519,000 | 5,246 |
| Salaries and employee benefits | $1,239,000 | 5,092 |
| Premises and equipment expense | $307,000 | 5,726 |
| Additional noninterest expense | $973,000 | 5,035 |
| Pre-tax net operating income | $2,117,000 | 3,140 |
| Securities gains (losses) | $77,000 | 2,843 |
| Applicable income taxes | $759,000 | 2,875 |
| Income before extraordinary items | $1,435,000 | 3,377 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,435,000 | 3,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $250,000 | 4,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,384,950 | 3,298 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,514,000 | 4,063 |
| Total interest expense | $4,348,000 | 3,774 |
| Net interest income | $4,166,000 | 4,286 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $454,000 | 6,043 |
| Gross Fiduciary activities income | $16,000 | 1,500 |
| Service charges on deposit accounts | $310,000 | 4,323 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $128,000 | 7,224 |
| Total noninterest expense | $2,359,000 | 5,567 |
| Salaries and employee benefits | $1,195,000 | 5,181 |
| Premises and equipment expense | $308,000 | 5,860 |
| Additional noninterest expense | $856,000 | 5,755 |
| Pre-tax net operating income | $2,237,000 | 2,783 |
| Securities gains (losses) | $326,000 | 1,462 |
| Applicable income taxes | $927,000 | 2,259 |
| Income before extraordinary items | $1,636,000 | 2,811 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,636,000 | 2,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 6,412 |
| Cash dividends | $455,000 | 3,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,427,360 | 2,986 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.