Home > First National Bank > Income and Expense
First National Bank, Income and Expense
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $1,493,000 | 5,120 |
| Total interest expense | $112,000 | 5,141 |
| Net interest income | $1,381,000 | 5,082 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $134,000 | 4,987 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $96,000 | 4,088 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 5,187 |
| Total noninterest expense | $1,278,000 | 4,936 |
| Salaries and employee benefits | $771,000 | 4,833 |
| Premises and equipment expense | $119,000 | 4,995 |
| Additional noninterest expense | $388,000 | 5,012 |
| Pre-tax net operating income | $237,000 | 5,104 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $237,000 | 5,038 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $237,000 | 5,038 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $237,000 | 5,038 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $237,000 | 5,024 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $919,000 | 5,229 |
| Total interest expense | $66,000 | 5,256 |
| Net interest income | $853,000 | 5,184 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $84,000 | 5,058 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $60,000 | 4,182 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 5,232 |
| Total noninterest expense | $812,000 | 5,028 |
| Salaries and employee benefits | $477,000 | 4,967 |
| Premises and equipment expense | $105,000 | 4,722 |
| Additional noninterest expense | $230,000 | 5,149 |
| Pre-tax net operating income | $125,000 | 5,217 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $125,000 | 5,165 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $125,000 | 5,164 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $125,000 | 5,165 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $125,000 | 5,153 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $351,000 | 5,485 |
| Total interest expense | $25,000 | 5,454 |
| Net interest income | $326,000 | 5,471 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $31,000 | 5,295 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $21,000 | 4,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 5,357 |
| Total noninterest expense | $361,000 | 5,230 |
| Salaries and employee benefits | $217,000 | 5,117 |
| Premises and equipment expense | $38,000 | 5,111 |
| Additional noninterest expense | $106,000 | 5,268 |
| Pre-tax net operating income | $-4,000 | 5,618 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $-4,000 | 5,619 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-4,000 | 5,620 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-4,000 | 5,619 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-4,000 | 5,614 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,655,000 | 4,863 |
| Total interest expense | $147,000 | 5,251 |
| Net interest income | $2,508,000 | 4,792 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $233,000 | 4,929 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $155,000 | 3,927 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $78,000 | 5,109 |
| Total noninterest expense | $2,289,000 | 4,705 |
| Salaries and employee benefits | $1,353,000 | 4,576 |
| Premises and equipment expense | $460,000 | 3,531 |
| Additional noninterest expense | $476,000 | 5,257 |
| Pre-tax net operating income | $452,000 | 4,901 |
| Securities gains (losses) | $68,000 | 1,631 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $520,000 | 4,678 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $520,000 | 4,677 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $520,000 | 4,677 |
| Net charge-offs | $1,000 | 4,216 |
| Cash dividends | $456,000 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $452,000 | 4,776 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,057,000 | 4,874 |
| Total interest expense | $111,000 | 5,297 |
| Net interest income | $1,946,000 | 4,790 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $182,000 | 4,920 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $118,000 | 3,930 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $64,000 | 5,116 |
| Total noninterest expense | $1,532,000 | 4,886 |
| Salaries and employee benefits | $952,000 | 4,674 |
| Premises and equipment expense | $233,000 | 4,264 |
| Additional noninterest expense | $347,000 | 5,332 |
| Pre-tax net operating income | $596,000 | 4,433 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $596,000 | 4,257 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $596,000 | 4,256 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $596,000 | 4,257 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $126,000 | 3,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $596,000 | 4,182 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,226,000 | 5,064 |
| Total interest expense | $72,000 | 5,371 |
| Net interest income | $1,154,000 | 4,987 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $123,000 | 4,942 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $77,000 | 3,970 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $46,000 | 5,107 |
| Total noninterest expense | $1,010,000 | 4,954 |
| Salaries and employee benefits | $636,000 | 4,722 |
| Premises and equipment expense | $154,000 | 4,314 |
| Additional noninterest expense | $220,000 | 5,435 |
| Pre-tax net operating income | $267,000 | 4,865 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $267,000 | 4,746 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $267,000 | 4,747 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $267,000 | 4,747 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $60,000 | 3,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $267,000 | 4,691 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $604,000 | 5,131 |
| Total interest expense | $34,000 | 5,465 |
| Net interest income | $570,000 | 5,051 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $59,000 | 4,988 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $37,000 | 4,018 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $22,000 | 5,163 |
| Total noninterest expense | $537,000 | 4,904 |
| Salaries and employee benefits | $315,000 | 4,773 |
| Premises and equipment expense | $84,000 | 4,199 |
| Additional noninterest expense | $138,000 | 5,237 |
| Pre-tax net operating income | $92,000 | 5,131 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $92,000 | 5,083 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $92,000 | 5,083 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $92,000 | 5,083 |
| Net charge-offs | $1,000 | 2,929 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $92,000 | 5,024 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,582,000 | 5,051 |
| Total interest expense | $152,000 | 5,439 |
| Net interest income | $2,430,000 | 4,966 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $218,000 | 5,134 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $152,000 | 4,126 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $66,000 | 5,370 |
| Total noninterest expense | $2,011,000 | 5,052 |
| Salaries and employee benefits | $1,251,000 | 4,823 |
| Premises and equipment expense | $302,000 | 4,472 |
| Additional noninterest expense | $458,000 | 5,488 |
| Pre-tax net operating income | $637,000 | 4,676 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $637,000 | 4,527 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $637,000 | 4,528 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $637,000 | 4,528 |
| Net charge-offs | $1,000 | 4,383 |
| Cash dividends | $312,000 | 3,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $637,000 | 4,480 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,929,000 | 5,120 |
| Total interest expense | $114,000 | 5,519 |
| Net interest income | $1,815,000 | 5,028 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $159,000 | 5,221 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $111,000 | 4,207 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $48,000 | 5,444 |
| Total noninterest expense | $1,529,000 | 5,056 |
| Salaries and employee benefits | $939,000 | 4,855 |
| Premises and equipment expense | $236,000 | 4,428 |
| Additional noninterest expense | $354,000 | 5,508 |
| Pre-tax net operating income | $445,000 | 4,868 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $445,000 | 4,716 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $445,000 | 4,719 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $445,000 | 4,720 |
| Net charge-offs | $-1,000 | 4,684 |
| Cash dividends | $126,000 | 3,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $445,000 | 4,661 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,329,000 | 5,114 |
| Total interest expense | $74,000 | 5,595 |
| Net interest income | $1,255,000 | 5,019 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $102,000 | 5,280 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $68,000 | 4,320 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $34,000 | 5,449 |
| Total noninterest expense | $999,000 | 5,135 |
| Salaries and employee benefits | $629,000 | 4,892 |
| Premises and equipment expense | $151,000 | 4,540 |
| Additional noninterest expense | $219,000 | 5,629 |
| Pre-tax net operating income | $358,000 | 4,615 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $358,000 | 4,465 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $358,000 | 4,466 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $358,000 | 4,467 |
| Net charge-offs | $-1,000 | 4,579 |
| Cash dividends | $66,000 | 3,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $358,000 | 4,396 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $661,000 | 5,155 |
| Total interest expense | $37,000 | 5,652 |
| Net interest income | $624,000 | 5,056 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $51,000 | 5,292 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $32,000 | 4,403 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $19,000 | 5,435 |
| Total noninterest expense | $542,000 | 5,050 |
| Salaries and employee benefits | $317,000 | 4,929 |
| Premises and equipment expense | $91,000 | 4,214 |
| Additional noninterest expense | $134,000 | 5,432 |
| Pre-tax net operating income | $133,000 | 4,969 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $133,000 | 4,811 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $133,000 | 4,813 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $133,000 | 4,815 |
| Net charge-offs | $-2,000 | 4,668 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $133,000 | 4,746 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,787,000 | 5,155 |
| Total interest expense | $161,000 | 5,711 |
| Net interest income | $2,626,000 | 5,053 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $230,000 | 5,285 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $140,000 | 4,493 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $90,000 | 5,322 |
| Total noninterest expense | $2,052,000 | 5,226 |
| Salaries and employee benefits | $1,271,000 | 4,967 |
| Premises and equipment expense | $306,000 | 4,636 |
| Additional noninterest expense | $475,000 | 5,705 |
| Pre-tax net operating income | $804,000 | 4,477 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $804,000 | 4,293 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $804,000 | 4,292 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $804,000 | 4,293 |
| Net charge-offs | $2,000 | 4,861 |
| Cash dividends | $426,000 | 3,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $804,000 | 4,248 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,067,000 | 5,232 |
| Total interest expense | $122,000 | 5,785 |
| Net interest income | $1,945,000 | 5,124 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $171,000 | 5,351 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $104,000 | 4,567 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $67,000 | 5,411 |
| Total noninterest expense | $1,535,000 | 5,251 |
| Salaries and employee benefits | $953,000 | 4,991 |
| Premises and equipment expense | $230,000 | 4,677 |
| Additional noninterest expense | $352,000 | 5,764 |
| Pre-tax net operating income | $581,000 | 4,616 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $581,000 | 4,399 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $581,000 | 4,400 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $581,000 | 4,401 |
| Net charge-offs | $1,000 | 4,590 |
| Cash dividends | $216,000 | 3,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $581,000 | 4,352 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,384,000 | 5,259 |
| Total interest expense | $81,000 | 5,843 |
| Net interest income | $1,303,000 | 5,130 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $117,000 | 5,338 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $65,000 | 4,660 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $52,000 | 5,296 |
| Total noninterest expense | $986,000 | 5,362 |
| Salaries and employee benefits | $616,000 | 5,099 |
| Premises and equipment expense | $164,000 | 4,603 |
| Additional noninterest expense | $206,000 | 5,955 |
| Pre-tax net operating income | $434,000 | 4,404 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $434,000 | 4,187 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $434,000 | 4,193 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $434,000 | 4,192 |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $96,000 | 3,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $434,000 | 4,121 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $681,000 | 5,335 |
| Total interest expense | $40,000 | 5,931 |
| Net interest income | $641,000 | 5,216 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $62,000 | 5,262 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $31,000 | 4,724 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $31,000 | 5,125 |
| Total noninterest expense | $513,000 | 5,363 |
| Salaries and employee benefits | $305,000 | 5,180 |
| Premises and equipment expense | $89,000 | 4,483 |
| Additional noninterest expense | $119,000 | 5,836 |
| Pre-tax net operating income | $190,000 | 4,554 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $190,000 | 4,344 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $190,000 | 4,345 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $190,000 | 4,346 |
| Net charge-offs | $1,000 | 3,492 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $190,000 | 4,287 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,613,000 | 5,467 |
| Total interest expense | $178,000 | 6,034 |
| Net interest income | $2,435,000 | 5,327 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $278,000 | 5,228 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $162,000 | 4,458 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $116,000 | 5,239 |
| Total noninterest expense | $1,947,000 | 5,519 |
| Salaries and employee benefits | $1,258,000 | 5,158 |
| Premises and equipment expense | $278,000 | 5,004 |
| Additional noninterest expense | $411,000 | 6,082 |
| Pre-tax net operating income | $766,000 | 4,465 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-32,000 | 6,382 |
| Income before extraordinary items | $798,000 | 4,267 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $798,000 | 4,269 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $798,000 | 4,270 |
| Net charge-offs | $-1,000 | 5,856 |
| Cash dividends | $396,000 | 3,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $798,000 | 4,212 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,916,000 | 5,566 |
| Total interest expense | $133,000 | 6,126 |
| Net interest income | $1,783,000 | 5,409 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $202,000 | 5,361 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $122,000 | 4,481 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $80,000 | 5,402 |
| Total noninterest expense | $1,463,000 | 5,537 |
| Salaries and employee benefits | $935,000 | 5,207 |
| Premises and equipment expense | $216,000 | 4,976 |
| Additional noninterest expense | $312,000 | 6,101 |
| Pre-tax net operating income | $522,000 | 4,714 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-32,000 | 6,598 |
| Income before extraordinary items | $554,000 | 4,439 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $554,000 | 4,442 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $554,000 | 4,443 |
| Net charge-offs | $-1,000 | 5,686 |
| Cash dividends | $186,000 | 2,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $554,000 | 4,365 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,247,000 | 5,629 |
| Total interest expense | $92,000 | 6,159 |
| Net interest income | $1,155,000 | 5,480 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $121,000 | 5,529 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $76,000 | 4,585 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $45,000 | 5,584 |
| Total noninterest expense | $990,000 | 5,545 |
| Salaries and employee benefits | $623,000 | 5,231 |
| Premises and equipment expense | $163,000 | 4,709 |
| Additional noninterest expense | $204,000 | 6,149 |
| Pre-tax net operating income | $286,000 | 4,921 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-32,000 | 6,665 |
| Income before extraordinary items | $318,000 | 4,651 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $318,000 | 4,653 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $318,000 | 4,654 |
| Net charge-offs | $-2,000 | 5,680 |
| Cash dividends | $60,000 | 3,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $318,000 | 4,550 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $613,000 | 5,699 |
| Total interest expense | $48,000 | 6,196 |
| Net interest income | $565,000 | 5,552 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $62,000 | 5,499 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $37,000 | 4,624 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $25,000 | 5,492 |
| Total noninterest expense | $514,000 | 5,510 |
| Salaries and employee benefits | $308,000 | 5,292 |
| Premises and equipment expense | $90,000 | 4,538 |
| Additional noninterest expense | $116,000 | 6,058 |
| Pre-tax net operating income | $113,000 | 5,185 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $7,000 | 4,068 |
| Income before extraordinary items | $106,000 | 5,176 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $106,000 | 5,178 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $106,000 | 5,178 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $106,000 | 5,077 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,735,000 | 5,645 |
| Total interest expense | $256,000 | 6,151 |
| Net interest income | $2,479,000 | 5,482 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $257,000 | 5,424 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $179,000 | 4,476 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $78,000 | 5,533 |
| Total noninterest expense | $1,870,000 | 5,769 |
| Salaries and employee benefits | $1,216,000 | 5,372 |
| Premises and equipment expense | $240,000 | 5,426 |
| Additional noninterest expense | $414,000 | 6,305 |
| Pre-tax net operating income | $866,000 | 4,230 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $56,000 | 3,848 |
| Income before extraordinary items | $810,000 | 4,250 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $810,000 | 4,249 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $810,000 | 4,251 |
| Net charge-offs | $-6,000 | 6,535 |
| Cash dividends | $462,000 | 2,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $810,000 | 4,076 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,068,000 | 5,721 |
| Total interest expense | $202,000 | 6,234 |
| Net interest income | $1,866,000 | 5,554 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $198,000 | 5,433 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $135,000 | 4,525 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $63,000 | 5,554 |
| Total noninterest expense | $1,392,000 | 5,831 |
| Salaries and employee benefits | $913,000 | 5,392 |
| Premises and equipment expense | $173,000 | 5,557 |
| Additional noninterest expense | $306,000 | 6,383 |
| Pre-tax net operating income | $672,000 | 4,273 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $44,000 | 3,848 |
| Income before extraordinary items | $628,000 | 4,295 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $628,000 | 4,294 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $628,000 | 4,294 |
| Net charge-offs | $-6,000 | 6,501 |
| Cash dividends | $243,000 | 2,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $628,000 | 4,115 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,360,000 | 5,789 |
| Total interest expense | $137,000 | 6,304 |
| Net interest income | $1,223,000 | 5,614 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $125,000 | 5,538 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $87,000 | 4,591 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $38,000 | 5,692 |
| Total noninterest expense | $929,000 | 5,866 |
| Salaries and employee benefits | $607,000 | 5,444 |
| Premises and equipment expense | $134,000 | 5,263 |
| Additional noninterest expense | $188,000 | 6,528 |
| Pre-tax net operating income | $419,000 | 4,384 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $27,000 | 3,880 |
| Income before extraordinary items | $392,000 | 4,400 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $392,000 | 4,405 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $392,000 | 4,403 |
| Net charge-offs | $-1,000 | 6,120 |
| Cash dividends | $150,000 | 2,721 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $392,000 | 4,211 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $676,000 | 5,848 |
| Total interest expense | $70,000 | 6,367 |
| Net interest income | $606,000 | 5,674 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $72,000 | 5,403 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $42,000 | 4,617 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $30,000 | 5,349 |
| Total noninterest expense | $479,000 | 5,853 |
| Salaries and employee benefits | $302,000 | 5,484 |
| Premises and equipment expense | $77,000 | 5,025 |
| Additional noninterest expense | $100,000 | 6,506 |
| Pre-tax net operating income | $199,000 | 4,524 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $13,000 | 3,884 |
| Income before extraordinary items | $186,000 | 4,501 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $186,000 | 4,503 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $186,000 | 4,504 |
| Net charge-offs | $2,000 | 4,518 |
| Cash dividends | $60,000 | 2,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $186,000 | 4,359 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,946,000 | 5,798 |
| Total interest expense | $434,000 | 6,088 |
| Net interest income | $2,512,000 | 5,638 |
| Provision for loan and lease losses | $10,000 | 6,349 |
| Total noninterest income | $275,000 | 5,343 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $173,000 | 4,640 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $102,000 | 5,289 |
| Total noninterest expense | $1,854,000 | 5,952 |
| Salaries and employee benefits | $1,189,000 | 5,543 |
| Premises and equipment expense | $212,000 | 5,904 |
| Additional noninterest expense | $453,000 | 6,398 |
| Pre-tax net operating income | $923,000 | 3,874 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $60,000 | 3,666 |
| Income before extraordinary items | $863,000 | 3,825 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $863,000 | 3,829 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $863,000 | 3,828 |
| Net charge-offs | $1,000 | 6,385 |
| Cash dividends | $504,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $863,000 | 3,700 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,224,000 | 5,843 |
| Total interest expense | $344,000 | 6,115 |
| Net interest income | $1,880,000 | 5,681 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $207,000 | 5,419 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $129,000 | 4,664 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $78,000 | 5,360 |
| Total noninterest expense | $1,404,000 | 5,975 |
| Salaries and employee benefits | $881,000 | 5,565 |
| Premises and equipment expense | $167,000 | 5,861 |
| Additional noninterest expense | $356,000 | 6,399 |
| Pre-tax net operating income | $683,000 | 4,014 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $45,000 | 3,682 |
| Income before extraordinary items | $638,000 | 3,919 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $638,000 | 3,921 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $638,000 | 3,921 |
| Net charge-offs | $5,000 | 5,949 |
| Cash dividends | $234,000 | 2,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $638,000 | 3,807 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,486,000 | 5,892 |
| Total interest expense | $239,000 | 6,150 |
| Net interest income | $1,247,000 | 5,724 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $130,000 | 5,533 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $77,000 | 4,852 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $53,000 | 5,391 |
| Total noninterest expense | $956,000 | 5,998 |
| Salaries and employee benefits | $589,000 | 5,606 |
| Premises and equipment expense | $125,000 | 5,689 |
| Additional noninterest expense | $242,000 | 6,431 |
| Pre-tax net operating income | $421,000 | 4,123 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $30,000 | 3,639 |
| Income before extraordinary items | $391,000 | 4,020 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $391,000 | 4,020 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $391,000 | 4,022 |
| Net charge-offs | $1,000 | 5,777 |
| Cash dividends | $135,000 | 2,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $391,000 | 3,925 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $741,000 | 5,933 |
| Total interest expense | $125,000 | 6,156 |
| Net interest income | $616,000 | 5,759 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $69,000 | 5,509 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $36,000 | 4,928 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $33,000 | 5,265 |
| Total noninterest expense | $489,000 | 5,990 |
| Salaries and employee benefits | $293,000 | 5,665 |
| Premises and equipment expense | $78,000 | 5,277 |
| Additional noninterest expense | $118,000 | 6,519 |
| Pre-tax net operating income | $196,000 | 4,272 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $14,000 | 3,619 |
| Income before extraordinary items | $182,000 | 4,145 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $182,000 | 4,144 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $182,000 | 4,145 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $60,000 | 2,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $182,000 | 4,091 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,179,000 | 5,923 |
| Total interest expense | $628,000 | 6,165 |
| Net interest income | $2,551,000 | 5,726 |
| Provision for loan and lease losses | $40,000 | 6,583 |
| Total noninterest income | $279,000 | 5,504 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $171,000 | 4,691 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $108,000 | 5,358 |
| Total noninterest expense | $1,799,000 | 6,207 |
| Salaries and employee benefits | $1,148,000 | 5,770 |
| Premises and equipment expense | $215,000 | 6,089 |
| Additional noninterest expense | $436,000 | 6,698 |
| Pre-tax net operating income | $991,000 | 3,396 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $70,000 | 3,455 |
| Income before extraordinary items | $921,000 | 3,363 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $921,000 | 3,360 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $921,000 | 3,363 |
| Net charge-offs | $71,000 | 5,692 |
| Cash dividends | $519,000 | 2,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $921,000 | 3,237 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,379,000 | 6,028 |
| Total interest expense | $499,000 | 6,216 |
| Net interest income | $1,880,000 | 5,840 |
| Provision for loan and lease losses | $20,000 | 6,666 |
| Total noninterest income | $209,000 | 5,618 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $130,000 | 4,741 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $79,000 | 5,511 |
| Total noninterest expense | $1,337,000 | 6,275 |
| Salaries and employee benefits | $848,000 | 5,840 |
| Premises and equipment expense | $168,000 | 6,058 |
| Additional noninterest expense | $321,000 | 6,785 |
| Pre-tax net operating income | $732,000 | 3,620 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $51,000 | 3,562 |
| Income before extraordinary items | $681,000 | 3,556 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $681,000 | 3,554 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $681,000 | 3,556 |
| Net charge-offs | $71,000 | 5,240 |
| Cash dividends | $261,000 | 2,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $681,000 | 3,422 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,572,000 | 6,091 |
| Total interest expense | $350,000 | 6,205 |
| Net interest income | $1,222,000 | 5,923 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $143,000 | 5,557 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $83,000 | 4,815 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $60,000 | 5,377 |
| Total noninterest expense | $900,000 | 6,295 |
| Salaries and employee benefits | $564,000 | 5,880 |
| Premises and equipment expense | $128,000 | 5,840 |
| Additional noninterest expense | $208,000 | 6,856 |
| Pre-tax net operating income | $465,000 | 3,753 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $32,000 | 3,547 |
| Income before extraordinary items | $433,000 | 3,654 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $433,000 | 3,652 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $433,000 | 3,653 |
| Net charge-offs | $3,000 | 6,164 |
| Cash dividends | $171,000 | 2,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $433,000 | 3,544 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $764,000 | 6,211 |
| Total interest expense | $186,000 | 6,211 |
| Net interest income | $578,000 | 6,088 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $76,000 | 5,507 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $41,000 | 4,830 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $35,000 | 5,238 |
| Total noninterest expense | $480,000 | 6,252 |
| Salaries and employee benefits | $279,000 | 5,975 |
| Premises and equipment expense | $76,000 | 5,569 |
| Additional noninterest expense | $125,000 | 6,652 |
| Pre-tax net operating income | $174,000 | 4,314 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $12,000 | 3,714 |
| Income before extraordinary items | $162,000 | 4,237 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $162,000 | 4,238 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $162,000 | 4,236 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $75,000 | 2,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $162,000 | 4,138 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,241,000 | 6,190 |
| Total interest expense | $896,000 | 6,252 |
| Net interest income | $2,345,000 | 5,996 |
| Provision for loan and lease losses | $20,000 | 7,177 |
| Total noninterest income | $274,000 | 5,749 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $174,000 | 4,878 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $100,000 | 5,643 |
| Total noninterest expense | $1,747,000 | 6,501 |
| Salaries and employee benefits | $1,090,000 | 6,051 |
| Premises and equipment expense | $223,000 | 6,297 |
| Additional noninterest expense | $434,000 | 6,990 |
| Pre-tax net operating income | $852,000 | 3,240 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $60,000 | 3,171 |
| Income before extraordinary items | $792,000 | 3,169 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $792,000 | 3,169 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $792,000 | 3,169 |
| Net charge-offs | $17,000 | 6,721 |
| Cash dividends | $450,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $792,000 | 3,098 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,440,000 | 6,237 |
| Total interest expense | $696,000 | 6,325 |
| Net interest income | $1,744,000 | 6,039 |
| Provision for loan and lease losses | $20,000 | 6,935 |
| Total noninterest income | $199,000 | 5,883 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $125,000 | 5,003 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $74,000 | 5,796 |
| Total noninterest expense | $1,319,000 | 6,525 |
| Salaries and employee benefits | $810,000 | 6,100 |
| Premises and equipment expense | $178,000 | 6,213 |
| Additional noninterest expense | $331,000 | 7,001 |
| Pre-tax net operating income | $604,000 | 3,589 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $42,000 | 3,419 |
| Income before extraordinary items | $562,000 | 3,482 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $562,000 | 3,480 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $562,000 | 3,482 |
| Net charge-offs | $1,000 | 6,910 |
| Cash dividends | $270,000 | 2,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $562,000 | 3,392 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,626,000 | 6,310 |
| Total interest expense | $486,000 | 6,335 |
| Net interest income | $1,140,000 | 6,085 |
| Provision for loan and lease losses | $20,000 | 6,682 |
| Total noninterest income | $131,000 | 5,949 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $80,000 | 5,062 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $51,000 | 5,818 |
| Total noninterest expense | $868,000 | 6,608 |
| Salaries and employee benefits | $541,000 | 6,171 |
| Premises and equipment expense | $133,000 | 6,012 |
| Additional noninterest expense | $194,000 | 7,216 |
| Pre-tax net operating income | $383,000 | 3,760 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $27,000 | 3,544 |
| Income before extraordinary items | $356,000 | 3,679 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $356,000 | 3,678 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $356,000 | 3,678 |
| Net charge-offs | $1,000 | 6,525 |
| Cash dividends | $162,000 | 2,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $356,000 | 3,567 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $813,000 | 6,360 |
| Total interest expense | $261,000 | 6,296 |
| Net interest income | $552,000 | 6,174 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $66,000 | 5,940 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $39,000 | 5,065 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $27,000 | 5,783 |
| Total noninterest expense | $454,000 | 6,481 |
| Salaries and employee benefits | $269,000 | 6,227 |
| Premises and equipment expense | $77,000 | 5,736 |
| Additional noninterest expense | $108,000 | 6,969 |
| Pre-tax net operating income | $164,000 | 4,356 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $11,000 | 3,919 |
| Income before extraordinary items | $153,000 | 4,316 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $153,000 | 4,318 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $153,000 | 4,319 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $72,000 | 2,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $153,000 | 4,152 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,596,000 | 6,257 |
| Total interest expense | $1,271,000 | 6,319 |
| Net interest income | $2,325,000 | 6,070 |
| Provision for loan and lease losses | $40,000 | 6,700 |
| Total noninterest income | $333,000 | 5,653 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $199,000 | 4,802 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $134,000 | 5,499 |
| Total noninterest expense | $1,653,000 | 6,681 |
| Salaries and employee benefits | $1,071,000 | 6,269 |
| Premises and equipment expense | $211,000 | 6,594 |
| Additional noninterest expense | $371,000 | 7,163 |
| Pre-tax net operating income | $965,000 | 3,818 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $68,000 | 3,665 |
| Income before extraordinary items | $897,000 | 3,494 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $897,000 | 3,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,646 |
| Cash dividends | $453,000 | 3,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $897,000 | 3,639 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,705,000 | 6,323 |
| Total interest expense | $967,000 | 6,415 |
| Net interest income | $1,738,000 | 6,133 |
| Provision for loan and lease losses | $20,000 | 6,492 |
| Total noninterest income | $256,000 | 5,683 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $151,000 | 4,805 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $105,000 | 5,553 |
| Total noninterest expense | $1,258,000 | 6,644 |
| Salaries and employee benefits | $800,000 | 6,285 |
| Premises and equipment expense | $158,000 | 6,611 |
| Additional noninterest expense | $300,000 | 7,051 |
| Pre-tax net operating income | $716,000 | 4,297 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $50,000 | 4,098 |
| Income before extraordinary items | $666,000 | 3,919 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $666,000 | 3,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,089 |
| Cash dividends | $273,000 | 3,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $666,000 | 4,075 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,791,000 | 6,397 |
| Total interest expense | $650,000 | 6,521 |
| Net interest income | $1,141,000 | 6,175 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $167,000 | 5,792 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $98,000 | 4,866 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $69,000 | 5,660 |
| Total noninterest expense | $840,000 | 6,690 |
| Salaries and employee benefits | $541,000 | 6,304 |
| Premises and equipment expense | $108,000 | 6,602 |
| Additional noninterest expense | $191,000 | 7,142 |
| Pre-tax net operating income | $468,000 | 4,483 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $32,000 | 4,379 |
| Income before extraordinary items | $436,000 | 4,300 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $436,000 | 4,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,377 |
| Cash dividends | $153,000 | 3,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $436,000 | 4,241 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $881,000 | 6,516 |
| Total interest expense | $342,000 | 6,575 |
| Net interest income | $539,000 | 6,335 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $80,000 | 5,866 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $48,000 | 4,876 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $32,000 | 5,807 |
| Total noninterest expense | $449,000 | 6,572 |
| Salaries and employee benefits | $285,000 | 6,222 |
| Premises and equipment expense | $71,000 | 6,004 |
| Additional noninterest expense | $93,000 | 7,181 |
| Pre-tax net operating income | $170,000 | 5,246 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $12,000 | 4,690 |
| Income before extraordinary items | $158,000 | 5,131 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $158,000 | 5,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $60,000 | 3,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $158,000 | 5,024 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,717,000 | 6,394 |
| Total interest expense | $1,596,000 | 6,302 |
| Net interest income | $2,121,000 | 6,370 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $313,000 | 5,957 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $207,000 | 4,836 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $106,000 | 6,127 |
| Total noninterest expense | $1,670,000 | 6,658 |
| Salaries and employee benefits | $1,122,000 | 6,171 |
| Premises and equipment expense | $210,000 | 6,628 |
| Additional noninterest expense | $338,000 | 7,358 |
| Pre-tax net operating income | $764,000 | 5,262 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $54,000 | 4,887 |
| Income before extraordinary items | $710,000 | 5,022 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $710,000 | 5,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,544 |
| Cash dividends | $407,000 | 4,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $710,000 | 5,008 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,779,000 | 6,429 |
| Total interest expense | $1,203,000 | 6,324 |
| Net interest income | $1,576,000 | 6,420 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $238,000 | 5,985 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $160,000 | 4,785 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $78,000 | 6,199 |
| Total noninterest expense | $1,269,000 | 6,625 |
| Salaries and employee benefits | $838,000 | 6,174 |
| Premises and equipment expense | $166,000 | 6,532 |
| Additional noninterest expense | $265,000 | 7,277 |
| Pre-tax net operating income | $545,000 | 5,620 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $38,000 | 5,126 |
| Income before extraordinary items | $507,000 | 5,348 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $507,000 | 5,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,724 |
| Cash dividends | $250,000 | 3,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $507,000 | 5,332 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,835,000 | 6,494 |
| Total interest expense | $779,000 | 6,407 |
| Net interest income | $1,056,000 | 6,459 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $152,000 | 6,110 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $105,000 | 4,849 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $47,000 | 6,371 |
| Total noninterest expense | $849,000 | 6,669 |
| Salaries and employee benefits | $562,000 | 6,208 |
| Premises and equipment expense | $123,000 | 6,299 |
| Additional noninterest expense | $164,000 | 7,418 |
| Pre-tax net operating income | $359,000 | 5,722 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $25,000 | 5,215 |
| Income before extraordinary items | $334,000 | 5,428 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $334,000 | 5,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,969 |
| Cash dividends | $156,000 | 3,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $334,000 | 5,418 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $889,000 | 6,590 |
| Total interest expense | $375,000 | 6,491 |
| Net interest income | $514,000 | 6,545 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $71,000 | 6,205 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $49,000 | 4,927 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $22,000 | 6,474 |
| Total noninterest expense | $468,000 | 6,444 |
| Salaries and employee benefits | $289,000 | 6,164 |
| Premises and equipment expense | $83,000 | 5,593 |
| Additional noninterest expense | $96,000 | 7,170 |
| Pre-tax net operating income | $117,000 | 6,456 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $8,000 | 5,466 |
| Income before extraordinary items | $109,000 | 6,258 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $109,000 | 6,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,733 |
| Cash dividends | $60,000 | 3,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $109,000 | 6,242 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,475,000 | 6,438 |
| Total interest expense | $1,262,000 | 6,491 |
| Net interest income | $2,213,000 | 6,323 |
| Provision for loan and lease losses | $20,000 | 6,291 |
| Total noninterest income | $308,000 | 6,129 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $205,000 | 4,930 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $103,000 | 6,283 |
| Total noninterest expense | $1,667,000 | 6,626 |
| Salaries and employee benefits | $1,107,000 | 6,134 |
| Premises and equipment expense | $222,000 | 6,490 |
| Additional noninterest expense | $338,000 | 7,372 |
| Pre-tax net operating income | $834,000 | 5,560 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $58,000 | 5,351 |
| Income before extraordinary items | $776,000 | 5,278 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $776,000 | 5,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,226 |
| Cash dividends | $360,000 | 4,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $776,000 | 5,277 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,588,000 | 6,478 |
| Total interest expense | $902,000 | 6,553 |
| Net interest income | $1,686,000 | 6,345 |
| Provision for loan and lease losses | $20,000 | 5,975 |
| Total noninterest income | $230,000 | 6,188 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $152,000 | 5,015 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $78,000 | 6,263 |
| Total noninterest expense | $1,232,000 | 6,677 |
| Salaries and employee benefits | $806,000 | 6,201 |
| Premises and equipment expense | $159,000 | 6,622 |
| Additional noninterest expense | $267,000 | 7,289 |
| Pre-tax net operating income | $664,000 | 5,654 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $46,000 | 5,490 |
| Income before extraordinary items | $618,000 | 5,287 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $618,000 | 5,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,201 |
| Cash dividends | $150,000 | 4,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $618,000 | 5,275 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,677,000 | 6,536 |
| Total interest expense | $566,000 | 6,612 |
| Net interest income | $1,111,000 | 6,406 |
| Provision for loan and lease losses | $20,000 | 5,511 |
| Total noninterest income | $153,000 | 6,200 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $91,000 | 5,218 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $62,000 | 6,020 |
| Total noninterest expense | $798,000 | 6,780 |
| Salaries and employee benefits | $531,000 | 6,276 |
| Premises and equipment expense | $114,000 | 6,467 |
| Additional noninterest expense | $153,000 | 7,575 |
| Pre-tax net operating income | $446,000 | 5,669 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $31,000 | 5,554 |
| Income before extraordinary items | $415,000 | 5,302 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $415,000 | 5,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,270 |
| Cash dividends | $150,000 | 3,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $415,000 | 5,300 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $810,000 | 6,610 |
| Total interest expense | $273,000 | 6,616 |
| Net interest income | $537,000 | 6,508 |
| Provision for loan and lease losses | $20,000 | 4,517 |
| Total noninterest income | $79,000 | 6,100 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $43,000 | 5,250 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $36,000 | 5,743 |
| Total noninterest expense | $412,000 | 6,700 |
| Salaries and employee benefits | $259,000 | 6,362 |
| Premises and equipment expense | $68,000 | 6,040 |
| Additional noninterest expense | $85,000 | 7,403 |
| Pre-tax net operating income | $184,000 | 6,004 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $13,000 | 5,626 |
| Income before extraordinary items | $171,000 | 5,667 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $171,000 | 5,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $60,000 | 3,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $171,000 | 5,662 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,039,000 | 6,557 |
| Total interest expense | $867,000 | 6,614 |
| Net interest income | $2,172,000 | 6,417 |
| Provision for loan and lease losses | $75,000 | 5,186 |
| Total noninterest income | $308,000 | 6,273 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $207,000 | 4,958 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $101,000 | 6,387 |
| Total noninterest expense | $1,571,000 | 6,767 |
| Salaries and employee benefits | $1,024,000 | 6,284 |
| Premises and equipment expense | $200,000 | 6,728 |
| Additional noninterest expense | $347,000 | 7,359 |
| Pre-tax net operating income | $834,000 | 5,785 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $59,000 | 5,755 |
| Income before extraordinary items | $775,000 | 5,414 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $775,000 | 5,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,648 |
| Cash dividends | $357,000 | 4,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $775,000 | 5,394 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,271,000 | 6,570 |
| Total interest expense | $611,000 | 6,669 |
| Net interest income | $1,660,000 | 6,395 |
| Provision for loan and lease losses | $55,000 | 5,056 |
| Total noninterest income | $230,000 | 6,314 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $160,000 | 4,941 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $70,000 | 6,519 |
| Total noninterest expense | $1,173,000 | 6,775 |
| Salaries and employee benefits | $763,000 | 6,297 |
| Premises and equipment expense | $154,000 | 6,648 |
| Additional noninterest expense | $256,000 | 7,400 |
| Pre-tax net operating income | $662,000 | 5,762 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $46,000 | 5,855 |
| Income before extraordinary items | $616,000 | 5,383 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $616,000 | 5,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,195 |
| Cash dividends | $188,000 | 4,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $616,000 | 5,354 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,514,000 | 6,541 |
| Total interest expense | $386,000 | 6,691 |
| Net interest income | $1,128,000 | 6,355 |
| Provision for loan and lease losses | $15,000 | 5,851 |
| Total noninterest income | $151,000 | 6,327 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $103,000 | 4,972 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $48,000 | 6,470 |
| Total noninterest expense | $747,000 | 6,919 |
| Salaries and employee benefits | $503,000 | 6,324 |
| Premises and equipment expense | $104,000 | 6,616 |
| Additional noninterest expense | $140,000 | 7,748 |
| Pre-tax net operating income | $517,000 | 5,401 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $36,000 | 5,754 |
| Income before extraordinary items | $481,000 | 4,980 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $481,000 | 4,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,501 |
| Cash dividends | $105,000 | 4,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $481,000 | 4,928 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $713,000 | 6,706 |
| Total interest expense | $178,000 | 6,817 |
| Net interest income | $535,000 | 6,526 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $73,000 | 6,353 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $48,000 | 5,081 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $25,000 | 6,471 |
| Total noninterest expense | $388,000 | 6,849 |
| Salaries and employee benefits | $249,000 | 6,402 |
| Premises and equipment expense | $62,000 | 6,259 |
| Additional noninterest expense | $77,000 | 7,634 |
| Pre-tax net operating income | $205,000 | 5,914 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $14,000 | 5,897 |
| Income before extraordinary items | $191,000 | 5,527 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $191,000 | 5,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $45,000 | 3,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $191,000 | 5,495 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,699,000 | 6,712 |
| Total interest expense | $620,000 | 6,874 |
| Net interest income | $2,079,000 | 6,516 |
| Provision for loan and lease losses | $30,000 | 6,416 |
| Total noninterest income | $291,000 | 6,471 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $182,000 | 5,412 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $109,000 | 6,276 |
| Total noninterest expense | $1,544,000 | 6,813 |
| Salaries and employee benefits | $997,000 | 6,282 |
| Premises and equipment expense | $224,000 | 6,473 |
| Additional noninterest expense | $323,000 | 7,579 |
| Pre-tax net operating income | $796,000 | 5,802 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $56,000 | 5,982 |
| Income before extraordinary items | $740,000 | 5,440 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $740,000 | 5,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,809 |
| Cash dividends | $258,000 | 4,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $740,000 | 5,363 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,012,000 | 6,735 |
| Total interest expense | $454,000 | 6,938 |
| Net interest income | $1,558,000 | 6,529 |
| Provision for loan and lease losses | $10,000 | 6,700 |
| Total noninterest income | $215,000 | 6,550 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $133,000 | 5,514 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $82,000 | 6,269 |
| Total noninterest expense | $1,164,000 | 6,764 |
| Salaries and employee benefits | $737,000 | 6,302 |
| Premises and equipment expense | $180,000 | 6,281 |
| Additional noninterest expense | $247,000 | 7,523 |
| Pre-tax net operating income | $599,000 | 5,907 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $42,000 | 6,075 |
| Income before extraordinary items | $557,000 | 5,545 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $557,000 | 5,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,064 |
| Cash dividends | $198,000 | 4,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $557,000 | 5,480 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,341,000 | 6,776 |
| Total interest expense | $302,000 | 6,966 |
| Net interest income | $1,039,000 | 6,561 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $147,000 | 6,500 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $83,000 | 5,648 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $64,000 | 6,013 |
| Total noninterest expense | $758,000 | 6,867 |
| Salaries and employee benefits | $488,000 | 6,367 |
| Premises and equipment expense | $117,000 | 6,389 |
| Additional noninterest expense | $153,000 | 7,687 |
| Pre-tax net operating income | $428,000 | 5,695 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $30,000 | 6,027 |
| Income before extraordinary items | $398,000 | 5,333 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $398,000 | 5,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,323 |
| Cash dividends | $129,000 | 3,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $398,000 | 5,243 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $638,000 | 6,927 |
| Total interest expense | $152,000 | 7,013 |
| Net interest income | $486,000 | 6,763 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $77,000 | 6,377 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $41,000 | 5,626 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $36,000 | 5,773 |
| Total noninterest expense | $390,000 | 6,827 |
| Salaries and employee benefits | $241,000 | 6,462 |
| Premises and equipment expense | $68,000 | 5,967 |
| Additional noninterest expense | $81,000 | 7,616 |
| Pre-tax net operating income | $173,000 | 6,148 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $12,000 | 6,136 |
| Income before extraordinary items | $161,000 | 5,840 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $161,000 | 5,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,228 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $161,000 | 5,722 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,827,000 | 6,712 |
| Total interest expense | $756,000 | 6,852 |
| Net interest income | $2,071,000 | 6,481 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $294,000 | 6,640 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $180,000 | 5,484 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $114,000 | 6,308 |
| Total noninterest expense | $1,552,000 | 6,795 |
| Salaries and employee benefits | $945,000 | 6,454 |
| Premises and equipment expense | $266,000 | 6,017 |
| Additional noninterest expense | $341,000 | 7,508 |
| Pre-tax net operating income | $813,000 | 5,664 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $57,000 | 6,188 |
| Income before extraordinary items | $756,000 | 5,377 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $756,000 | 5,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,445 |
| Cash dividends | $352,000 | 4,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $756,000 | 5,232 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,150,000 | 6,758 |
| Total interest expense | $589,000 | 6,896 |
| Net interest income | $1,561,000 | 6,502 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $228,000 | 6,609 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $141,000 | 5,440 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $87,000 | 6,329 |
| Total noninterest expense | $1,150,000 | 6,826 |
| Salaries and employee benefits | $668,000 | 6,616 |
| Premises and equipment expense | $208,000 | 5,887 |
| Additional noninterest expense | $274,000 | 7,361 |
| Pre-tax net operating income | $639,000 | 5,731 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $45,000 | 6,297 |
| Income before extraordinary items | $594,000 | 5,422 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $594,000 | 5,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,378 |
| Cash dividends | $232,000 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $594,000 | 5,240 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,456,000 | 6,759 |
| Total interest expense | $408,000 | 6,929 |
| Net interest income | $1,048,000 | 6,491 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $152,000 | 6,610 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $89,000 | 5,523 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $63,000 | 6,165 |
| Total noninterest expense | $738,000 | 6,951 |
| Salaries and employee benefits | $435,000 | 6,713 |
| Premises and equipment expense | $138,000 | 5,905 |
| Additional noninterest expense | $165,000 | 7,569 |
| Pre-tax net operating income | $462,000 | 5,520 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $32,000 | 6,289 |
| Income before extraordinary items | $430,000 | 5,218 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $430,000 | 5,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $157,000 | 3,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $430,000 | 5,011 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $699,000 | 6,914 |
| Total interest expense | $213,000 | 6,902 |
| Net interest income | $486,000 | 6,729 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $81,000 | 6,405 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $45,000 | 5,441 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $36,000 | 5,881 |
| Total noninterest expense | $394,000 | 6,764 |
| Salaries and employee benefits | $216,000 | 6,738 |
| Premises and equipment expense | $75,000 | 5,636 |
| Additional noninterest expense | $103,000 | 7,068 |
| Pre-tax net operating income | $173,000 | 6,189 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $12,000 | 6,453 |
| Income before extraordinary items | $161,000 | 5,852 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $161,000 | 5,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $75,000 | 3,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $161,000 | 5,654 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,940,000 | 6,914 |
| Total interest expense | $998,000 | 6,935 |
| Net interest income | $1,942,000 | 6,714 |
| Provision for loan and lease losses | $53,000 | 6,648 |
| Total noninterest income | $315,000 | 6,367 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $201,000 | 5,177 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $114,000 | 6,167 |
| Total noninterest expense | $1,491,000 | 6,864 |
| Salaries and employee benefits | $856,000 | 6,678 |
| Premises and equipment expense | $259,000 | 6,017 |
| Additional noninterest expense | $376,000 | 7,309 |
| Pre-tax net operating income | $713,000 | 6,032 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $50,000 | 6,530 |
| Income before extraordinary items | $663,000 | 5,693 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $663,000 | 5,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,528 |
| Cash dividends | $294,000 | 4,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $663,000 | 5,546 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,134,000 | 7,114 |
| Total interest expense | $1,436,000 | 7,104 |
| Net interest income | $1,698,000 | 6,981 |
| Provision for loan and lease losses | $41,000 | 6,908 |
| Total noninterest income | $304,000 | 6,391 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $182,000 | 5,365 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $122,000 | 5,970 |
| Total noninterest expense | $1,332,000 | 7,157 |
| Salaries and employee benefits | $798,000 | 6,781 |
| Premises and equipment expense | $230,000 | 6,354 |
| Additional noninterest expense | $304,000 | 7,827 |
| Pre-tax net operating income | $629,000 | 6,067 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $46,000 | 6,773 |
| Income before extraordinary items | $583,000 | 5,703 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $583,000 | 5,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,026 |
| Cash dividends | $345,000 | 4,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $583,000 | 5,569 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,030,000 | 7,384 |
| Total interest expense | $1,363,000 | 7,435 |
| Net interest income | $1,667,000 | 7,175 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $247,000 | 6,806 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 5,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 6,616 |
| Total noninterest expense | $1,184,000 | 7,545 |
| Salaries and employee benefits | $733,000 | 7,043 |
| Premises and equipment expense | $155,000 | 7,516 |
| Additional noninterest expense | $296,000 | 7,974 |
| Pre-tax net operating income | $730,000 | 6,114 |
| Securities gains (losses) | $-3,000 | 7,730 |
| Applicable income taxes | $50,000 | 7,236 |
| Income before extraordinary items | $677,000 | 5,497 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $677,000 | 5,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 9,334 |
| Cash dividends | $465,000 | 3,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $679,790 | 5,494 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,762,000 | 7,642 |
| Total interest expense | $1,192,000 | 7,668 |
| Net interest income | $1,570,000 | 7,455 |
| Provision for loan and lease losses | $20,000 | 7,660 |
| Total noninterest income | $248,000 | 6,968 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 6,125 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 6,295 |
| Total noninterest expense | $1,123,000 | 7,781 |
| Salaries and employee benefits | $673,000 | 7,381 |
| Premises and equipment expense | $169,000 | 7,339 |
| Additional noninterest expense | $281,000 | 8,288 |
| Pre-tax net operating income | $675,000 | 6,414 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $46,000 | 7,701 |
| Income before extraordinary items | $629,000 | 5,763 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $629,000 | 5,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 9,601 |
| Cash dividends | $375,000 | 4,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $629,000 | 5,730 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,645,000 | 7,927 |
| Total interest expense | $1,186,000 | 7,947 |
| Net interest income | $1,459,000 | 7,778 |
| Provision for loan and lease losses | $90,000 | 5,311 |
| Total noninterest income | $219,000 | 7,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 6,169 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $83,000 | 7,095 |
| Total noninterest expense | $1,053,000 | 7,958 |
| Salaries and employee benefits | $643,000 | 7,512 |
| Premises and equipment expense | $174,000 | 7,165 |
| Additional noninterest expense | $236,000 | 8,733 |
| Pre-tax net operating income | $535,000 | 7,205 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $70,000 | 7,990 |
| Income before extraordinary items | $465,000 | 6,816 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $465,000 | 6,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,245 |
| Cash dividends | $306,000 | 4,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $465,000 | 6,711 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,373,000 | 8,551 |
| Total interest expense | $1,019,000 | 8,638 |
| Net interest income | $1,354,000 | 8,344 |
| Provision for loan and lease losses | $50,000 | 6,616 |
| Total noninterest income | $215,000 | 7,648 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 6,437 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,409 |
| Total noninterest expense | $998,000 | 8,352 |
| Salaries and employee benefits | $591,000 | 7,980 |
| Premises and equipment expense | $180,000 | 7,193 |
| Additional noninterest expense | $227,000 | 9,099 |
| Pre-tax net operating income | $521,000 | 7,811 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $154,000 | 7,551 |
| Income before extraordinary items | $367,000 | 7,871 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $367,000 | 7,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,656 |
| Cash dividends | $225,000 | 5,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $367,000 | 7,814 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,001,000 | 9,374 |
| Total interest expense | $869,000 | 9,413 |
| Net interest income | $1,132,000 | 9,201 |
| Provision for loan and lease losses | $15,000 | 8,204 |
| Total noninterest income | $172,000 | 8,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 7,562 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,907 |
| Total noninterest expense | $859,000 | 9,203 |
| Salaries and employee benefits | $540,000 | 8,569 |
| Premises and equipment expense | $124,000 | 8,694 |
| Additional noninterest expense | $195,000 | 9,992 |
| Pre-tax net operating income | $430,000 | 8,336 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $115,000 | 8,483 |
| Income before extraordinary items | $315,000 | 8,304 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $315,000 | 8,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,694 |
| Cash dividends | $201,000 | 5,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $315,000 | 8,235 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,840,000 | 9,987 |
| Total interest expense | $783,000 | 10,014 |
| Net interest income | $1,057,000 | 9,759 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $106,000 | 10,147 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 8,754 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 9,663 |
| Total noninterest expense | $650,000 | 10,362 |
| Salaries and employee benefits | $395,000 | 9,985 |
| Premises and equipment expense | $69,000 | 10,506 |
| Additional noninterest expense | $186,000 | 10,608 |
| Pre-tax net operating income | $513,000 | 8,364 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $144,000 | 8,373 |
| Income before extraordinary items | $368,000 | 8,333 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $368,000 | 8,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $225,000 | 5,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $368,720 | 8,314 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,640,000 | 10,456 |
| Total interest expense | $600,000 | 10,607 |
| Net interest income | $1,040,000 | 10,261 |
| Provision for loan and lease losses | $28,000 | 7,286 |
| Total noninterest income | $94,000 | 10,886 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 9,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 10,284 |
| Total noninterest expense | $626,000 | 11,002 |
| Salaries and employee benefits | $390,000 | 10,371 |
| Premises and equipment expense | $70,000 | 10,970 |
| Additional noninterest expense | $166,000 | 11,573 |
| Pre-tax net operating income | $480,000 | 8,790 |
| Securities gains (losses) | $-5,000 | 9,408 |
| Applicable income taxes | $138,000 | 8,551 |
| Income before extraordinary items | $337,000 | 8,759 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $337,000 | 8,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,088 |
| Cash dividends | $165,000 | 5,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $340,550 | 8,783 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,613,000 | 10,975 |
| Total interest expense | $610,000 | 11,081 |
| Net interest income | $1,003,000 | 10,768 |
| Provision for loan and lease losses | $28,000 | 8,567 |
| Total noninterest income | $104,000 | 11,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 9,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,323 |
| Total noninterest expense | $656,000 | 11,360 |
| Salaries and employee benefits | $389,000 | 10,750 |
| Premises and equipment expense | $89,000 | 10,821 |
| Additional noninterest expense | $178,000 | 12,046 |
| Pre-tax net operating income | $423,000 | 9,233 |
| Securities gains (losses) | $-18,000 | 12,905 |
| Applicable income taxes | $111,000 | 9,488 |
| Income before extraordinary items | $294,000 | 9,555 |
| Extraordinary gains, net | $35,000 | 2,385 |
| Net income | $329,000 | 9,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,845 |
| Cash dividends | $165,000 | 5,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $307,140 | 9,138 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,796,000 | 11,315 |
| Total interest expense | $793,000 | 11,366 |
| Net interest income | $1,003,000 | 11,095 |
| Provision for loan and lease losses | $-150,000 | 13,766 |
| Total noninterest income | $101,000 | 11,701 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 10,079 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 10,722 |
| Total noninterest expense | $605,000 | 12,034 |
| Salaries and employee benefits | $355,000 | 11,390 |
| Premises and equipment expense | $93,000 | 10,996 |
| Additional noninterest expense | $157,000 | 12,839 |
| Pre-tax net operating income | $649,000 | 7,393 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $175,000 | 8,076 |
| Income before extraordinary items | $483,000 | 7,482 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $483,000 | 7,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 12,606 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $476,430 | 7,158 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.