Home > First National Bank > Income and Expense
First National Bank, Income and Expense
1999-12-31 (YTD Data) | Rank | |
Total interest income | $1,372,000 | 9,228 |
Total interest expense | $634,000 | 9,128 |
Net interest income | $738,000 | 9,201 |
Provision for loan and lease losses | $0 | 8,503 |
Total noninterest income | $56,000 | 9,499 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $38,000 | 8,115 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $18,000 | 9,339 |
Total noninterest expense | $610,000 | 9,292 |
Salaries and employee benefits | $302,000 | 9,456 |
Premises and equipment expense | $104,000 | 8,553 |
Additional noninterest expense | $204,000 | 8,983 |
Pre-tax net operating income | $184,000 | 8,662 |
Securities gains (losses) | $22,000 | 1,340 |
Applicable income taxes | $60,000 | 7,499 |
Income before extraordinary items | $146,000 | 8,665 |
Extraordinary gains, net | $0 | 35 |
Net income | $146,000 | 8,664 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 7,395 |
Cash dividends | $90,000 | 6,196 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $130,380 | 8,746 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $1,453,000 | 9,345 |
Total interest expense | $698,000 | 9,200 |
Net interest income | $755,000 | 9,364 |
Provision for loan and lease losses | $0 | 8,652 |
Total noninterest income | $53,000 | 9,805 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $29,000 | 8,529 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $24,000 | 9,291 |
Total noninterest expense | $595,000 | 9,447 |
Salaries and employee benefits | $287,000 | 9,682 |
Premises and equipment expense | $103,000 | 8,641 |
Additional noninterest expense | $205,000 | 9,065 |
Pre-tax net operating income | $213,000 | 8,851 |
Securities gains (losses) | $21,000 | 2,394 |
Applicable income taxes | $76,000 | 7,886 |
Income before extraordinary items | $158,000 | 8,923 |
Extraordinary gains, net | $0 | 32 |
Net income | $158,000 | 8,921 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $11,000 | 6,956 |
Cash dividends | $385,000 | 4,099 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $143,720 | 8,965 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $1,542,000 | 9,615 |
Total interest expense | $708,000 | 9,517 |
Net interest income | $834,000 | 9,590 |
Provision for loan and lease losses | $-40,000 | 10,700 |
Total noninterest income | $118,000 | 9,097 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $39,000 | 8,702 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $79,000 | 7,409 |
Total noninterest expense | $674,000 | 9,477 |
Salaries and employee benefits | $328,000 | 9,750 |
Premises and equipment expense | $105,000 | 8,851 |
Additional noninterest expense | $241,000 | 8,955 |
Pre-tax net operating income | $318,000 | 8,895 |
Securities gains (losses) | $18,000 | 1,964 |
Applicable income taxes | $118,000 | 8,120 |
Income before extraordinary items | $218,000 | 9,007 |
Extraordinary gains, net | $0 | 44 |
Net income | $218,000 | 9,011 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-46,000 | 10,507 |
Cash dividends | $140,000 | 6,024 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $206,300 | 9,064 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $1,550,000 | 10,042 |
Total interest expense | $741,000 | 9,842 |
Net interest income | $809,000 | 10,089 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $88,000 | 10,121 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $38,000 | 9,170 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $50,000 | 8,888 |
Total noninterest expense | $712,000 | 9,770 |
Salaries and employee benefits | $345,000 | 10,003 |
Premises and equipment expense | $111,000 | 8,998 |
Additional noninterest expense | $256,000 | 9,326 |
Pre-tax net operating income | $185,000 | 9,881 |
Securities gains (losses) | $14,000 | 2,256 |
Applicable income taxes | $71,000 | 9,311 |
Income before extraordinary items | $128,000 | 9,976 |
Extraordinary gains, net | $0 | 53 |
Net income | $128,000 | 9,974 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $16,000 | 7,019 |
Cash dividends | $30,000 | 7,843 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $119,040 | 9,998 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $1,678,000 | 10,215 |
Total interest expense | $719,000 | 10,236 |
Net interest income | $959,000 | 10,047 |
Provision for loan and lease losses | $83,000 | 5,026 |
Total noninterest income | $93,000 | 10,435 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $50,000 | 9,237 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $43,000 | 9,575 |
Total noninterest expense | $761,000 | 9,948 |
Salaries and employee benefits | $370,000 | 10,168 |
Premises and equipment expense | $114,000 | 9,208 |
Additional noninterest expense | $277,000 | 9,525 |
Pre-tax net operating income | $208,000 | 10,416 |
Securities gains (losses) | $1,000 | 3,512 |
Applicable income taxes | $4,000 | 11,033 |
Income before extraordinary items | $205,000 | 9,872 |
Extraordinary gains, net | $0 | 65 |
Net income | $205,000 | 9,877 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $74,000 | 4,392 |
Cash dividends | $270,000 | 4,792 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $204,020 | 9,856 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,726,000 | 10,310 |
Total interest expense | $656,000 | 10,327 |
Net interest income | $1,070,000 | 10,181 |
Provision for loan and lease losses | $30,000 | 7,083 |
Total noninterest income | $85,000 | 11,114 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $50,000 | 9,692 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $35,000 | 10,473 |
Total noninterest expense | $729,000 | 10,568 |
Salaries and employee benefits | $338,000 | 10,865 |
Premises and equipment expense | $117,000 | 9,478 |
Additional noninterest expense | $274,000 | 10,252 |
Pre-tax net operating income | $396,000 | 9,412 |
Securities gains (losses) | $27,000 | 1,545 |
Applicable income taxes | $76,000 | 9,895 |
Income before extraordinary items | $347,000 | 8,652 |
Extraordinary gains, net | $0 | 249 |
Net income | $347,000 | 8,657 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,921 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $324,860 | 8,930 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $538,000 | 13,014 |
Total interest expense | $276,000 | 12,763 |
Net interest income | $262,000 | 13,061 |
Provision for loan and lease losses | $5,000 | 10,098 |
Total noninterest income | $109,000 | 11,107 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $21,000 | 10,981 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $88,000 | 8,318 |
Total noninterest expense | $304,000 | 12,973 |
Salaries and employee benefits | $145,000 | 13,005 |
Premises and equipment expense | $56,000 | 11,992 |
Additional noninterest expense | $103,000 | 12,900 |
Pre-tax net operating income | $62,000 | 12,105 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $-2,000 | 12,732 |
Income before extraordinary items | $64,000 | 12,142 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $64,000 | 12,172 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 9,922 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $64,000 | 11,996 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $741,000 | 13,430 |
Total interest expense | $456,000 | 12,941 |
Net interest income | $285,000 | 13,647 |
Provision for loan and lease losses | $20,000 | 10,574 |
Total noninterest income | $55,000 | 12,991 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $32,000 | 11,008 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $23,000 | 12,330 |
Total noninterest expense | $424,000 | 13,051 |
Salaries and employee benefits | $149,000 | 13,559 |
Premises and equipment expense | $72,000 | 11,802 |
Additional noninterest expense | $203,000 | 12,197 |
Pre-tax net operating income | $-104,000 | 12,950 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $-25,000 | 13,439 |
Income before extraordinary items | $-79,000 | 13,034 |
Extraordinary gains, net | $-14,000 | 13,488 |
Net income | $-93,000 | 13,055 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $29,000 | 8,560 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $-16,000 | 13,788 |
Net operating income | $-79,000 | 12,872 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.