Home > First National Bank > Income and Expense
First National Bank, Income and Expense
2000-12-31 (YTD Data) | Rank | |
Total interest income | $2,909,000 | 7,502 |
Total interest expense | $1,396,000 | 7,358 |
Net interest income | $1,513,000 | 7,448 |
Provision for loan and lease losses | $30,000 | 7,204 |
Total noninterest income | $261,000 | 6,659 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $78,000 | 7,035 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $183,000 | 4,983 |
Total noninterest expense | $1,349,000 | 7,113 |
Salaries and employee benefits | $748,000 | 6,983 |
Premises and equipment expense | $129,000 | 7,936 |
Additional noninterest expense | $472,000 | 6,634 |
Pre-tax net operating income | $395,000 | 7,496 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $130,000 | 6,160 |
Income before extraordinary items | $265,000 | 7,688 |
Extraordinary gains, net | $0 | 38 |
Net income | $265,000 | 7,688 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-49,000 | 9,605 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $265,000 | 7,688 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $2,834,000 | 7,568 |
Total interest expense | $1,315,000 | 7,376 |
Net interest income | $1,519,000 | 7,551 |
Provision for loan and lease losses | $22,000 | 7,597 |
Total noninterest income | $273,000 | 6,693 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $72,000 | 7,297 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $201,000 | 4,932 |
Total noninterest expense | $1,288,000 | 7,336 |
Salaries and employee benefits | $736,000 | 7,041 |
Premises and equipment expense | $151,000 | 7,646 |
Additional noninterest expense | $401,000 | 7,262 |
Pre-tax net operating income | $482,000 | 7,223 |
Securities gains (losses) | $-1,000 | 8,592 |
Applicable income taxes | $178,000 | 5,942 |
Income before extraordinary items | $303,000 | 7,580 |
Extraordinary gains, net | $0 | 35 |
Net income | $303,000 | 7,577 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $122,000 | 3,206 |
Cash dividends | $40,000 | 6,712 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $303,640 | 7,552 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $2,581,000 | 8,003 |
Total interest expense | $1,234,000 | 7,830 |
Net interest income | $1,347,000 | 8,004 |
Provision for loan and lease losses | $0 | 8,652 |
Total noninterest income | $261,000 | 6,879 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $70,000 | 7,542 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $191,000 | 5,083 |
Total noninterest expense | $1,215,000 | 7,507 |
Salaries and employee benefits | $703,000 | 7,170 |
Premises and equipment expense | $138,000 | 7,911 |
Additional noninterest expense | $374,000 | 7,444 |
Pre-tax net operating income | $393,000 | 7,921 |
Securities gains (losses) | $2,000 | 3,909 |
Applicable income taxes | $149,000 | 6,849 |
Income before extraordinary items | $246,000 | 8,269 |
Extraordinary gains, net | $0 | 32 |
Net income | $246,000 | 8,268 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $8,000 | 7,204 |
Cash dividends | $40,000 | 7,015 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $244,720 | 8,211 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $2,377,000 | 8,545 |
Total interest expense | $1,120,000 | 8,347 |
Net interest income | $1,257,000 | 8,564 |
Provision for loan and lease losses | $135,000 | 4,360 |
Total noninterest income | $265,000 | 7,053 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $79,000 | 7,677 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $186,000 | 5,134 |
Total noninterest expense | $1,217,000 | 7,617 |
Salaries and employee benefits | $683,000 | 7,421 |
Premises and equipment expense | $153,000 | 7,732 |
Additional noninterest expense | $381,000 | 7,521 |
Pre-tax net operating income | $170,000 | 9,741 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $64,000 | 9,013 |
Income before extraordinary items | $106,000 | 9,924 |
Extraordinary gains, net | $0 | 44 |
Net income | $106,000 | 9,925 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-36,000 | 10,421 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $106,000 | 9,880 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $2,229,000 | 9,055 |
Total interest expense | $1,059,000 | 8,822 |
Net interest income | $1,170,000 | 9,098 |
Provision for loan and lease losses | $45,000 | 6,812 |
Total noninterest income | $287,000 | 7,106 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $90,000 | 7,725 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $197,000 | 5,206 |
Total noninterest expense | $1,176,000 | 8,048 |
Salaries and employee benefits | $664,000 | 7,747 |
Premises and equipment expense | $154,000 | 7,965 |
Additional noninterest expense | $358,000 | 8,287 |
Pre-tax net operating income | $236,000 | 9,570 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $82,000 | 9,093 |
Income before extraordinary items | $154,000 | 9,753 |
Extraordinary gains, net | $0 | 53 |
Net income | $154,000 | 9,753 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $42,000 | 5,641 |
Cash dividends | $40,000 | 7,695 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $154,000 | 9,691 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $2,067,000 | 9,608 |
Total interest expense | $926,000 | 9,518 |
Net interest income | $1,141,000 | 9,511 |
Provision for loan and lease losses | $30,000 | 7,070 |
Total noninterest income | $257,000 | 7,617 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $74,000 | 8,484 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $183,000 | 5,373 |
Total noninterest expense | $1,126,000 | 8,479 |
Salaries and employee benefits | $638,000 | 8,131 |
Premises and equipment expense | $140,000 | 8,530 |
Additional noninterest expense | $348,000 | 8,711 |
Pre-tax net operating income | $242,000 | 10,175 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $68,000 | 9,832 |
Income before extraordinary items | $174,000 | 10,223 |
Extraordinary gains, net | $0 | 65 |
Net income | $174,000 | 10,225 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-3,000 | 10,150 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $174,000 | 10,193 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $1,666,000 | 10,420 |
Total interest expense | $639,000 | 10,411 |
Net interest income | $1,027,000 | 10,305 |
Provision for loan and lease losses | $30,000 | 7,083 |
Total noninterest income | $253,000 | 7,898 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $64,000 | 9,216 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $189,000 | 5,455 |
Total noninterest expense | $1,151,000 | 8,808 |
Salaries and employee benefits | $600,000 | 8,610 |
Premises and equipment expense | $163,000 | 8,231 |
Additional noninterest expense | $388,000 | 8,939 |
Pre-tax net operating income | $99,000 | 11,638 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $25,000 | 11,050 |
Income before extraordinary items | $74,000 | 11,626 |
Extraordinary gains, net | $0 | 249 |
Net income | $74,000 | 11,635 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-6,000 | 10,519 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $74,000 | 11,669 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,697,000 | 10,815 |
Total interest expense | $676,000 | 10,727 |
Net interest income | $1,021,000 | 10,712 |
Provision for loan and lease losses | $74,000 | 6,518 |
Total noninterest income | $185,000 | 9,506 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $54,000 | 9,905 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $131,000 | 6,993 |
Total noninterest expense | $993,000 | 9,755 |
Salaries and employee benefits | $494,000 | 9,732 |
Premises and equipment expense | $119,000 | 9,813 |
Additional noninterest expense | $380,000 | 9,477 |
Pre-tax net operating income | $139,000 | 11,563 |
Securities gains (losses) | $2,000 | 6,773 |
Applicable income taxes | $41,000 | 11,139 |
Income before extraordinary items | $100,000 | 11,800 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $100,000 | 11,848 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-37,000 | 12,492 |
Cash dividends | $425,000 | 3,496 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $98,580 | 11,626 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $1,899,000 | 11,097 |
Total interest expense | $934,000 | 10,694 |
Net interest income | $965,000 | 11,227 |
Provision for loan and lease losses | $96,000 | 7,391 |
Total noninterest income | $176,000 | 9,902 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $51,000 | 10,268 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $125,000 | 7,308 |
Total noninterest expense | $735,000 | 11,329 |
Salaries and employee benefits | $406,000 | 10,788 |
Premises and equipment expense | $57,000 | 12,412 |
Additional noninterest expense | $272,000 | 11,241 |
Pre-tax net operating income | $310,000 | 10,041 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $87,000 | 10,252 |
Income before extraordinary items | $223,000 | 10,279 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $223,000 | 10,418 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $200,000 | 4,207 |
Cash dividends | $40,000 | 7,952 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $223,000 | 9,930 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.