Home > First National Bank > Assets and Liabilities
First National Bank, Assets and Liabilities
| 2006-12-31 | Rank | |
| # of Employees: | 69 | 2,543 |
| Assets and Liabilities | ||
| Total Assets: | $466,778,000 | 1,412 |
| Cash and due from depository institutions | $14,399,000 | 2,543 |
| Interest-bearing balances | $784,000 | 2,730 |
| Securities | $51,452,000 | 2,271 |
| Federal funds sold & reverse repurchase agreements | $4,018,000 | 3,262 |
| Net loans & leases | $382,844,000 | 1,182 |
| Loan loss allowance | $3,867,000 | 1,351 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $7,634,000 | 1,576 |
| Other real estate owned | $0 | 2,543 |
| Goodwill and other intangibles | $420,000 | 2,231 |
| All other assets | $6,011,000 | 2,617 |
| Life insurance assets | $164,000 | 3,811 |
| Total liabilities and capital | $466,778,000 | 1,412 |
| Total liabilities | $430,516,000 | 1,368 |
| Total deposits | $406,148,000 | 1,266 |
| Interest-bearing deposits | $380,573,000 | 1,148 |
| Deposits held in domestic offices | $406,148,000 | 1,263 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,600,000 | 1,866 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,000,000 | 2,983 |
| Subordinated debt | $9,050,000 | 152 |
| All other liabilities | $4,718,000 | 1,185 |
| Total equity capital | $36,262,000 | 1,846 |
| Total bank equity capital | $36,262,000 | 1,846 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,500,000 | 2,271 |
| Surplus | $11,817,000 | 2,167 |
| Undivided profits | $22,945,000 | 1,581 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $711,000 | 3,229 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,982,000 | 2,119 |
| Earning assets | $439,098,000 | 1,369 |
| Long-term assets (5+ years) | $44,246,000 | 2,018 |
| Average Assets, year-to-date | $492,531,600 | 1,280 |
| Average Assets, quarterly | $485,262,000 | 1,337 |
| Volatile liabilities | $77,147,000 | 1,888 |
| Insider loans | $1,567,000 | 3,429 |
| FHLB advances | $6,000,000 | 3,058 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $87,645,000 | 1,147 |
| Tier 1 (core) risk-based capital | $35,928,000 | 1,753 |
| Tier 2 risk-based capital | $12,917,000 | 456 |
| Total risk weighted assets | $424,238,000 | 1,120 |
| Total unused commitments | $87,645,000 | 1,147 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 70 | 2,521 |
| Assets and Liabilities | ||
| Total Assets: | $503,746,000 | 1,299 |
| Cash and due from depository institutions | $16,107,000 | 2,521 |
| Interest-bearing balances | $800,000 | 2,632 |
| Securities | $51,040,000 | 2,300 |
| Federal funds sold & reverse repurchase agreements | $41,000,000 | 340 |
| Net loans & leases | $381,404,000 | 1,177 |
| Loan loss allowance | $3,971,000 | 1,302 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,682,000 | 1,539 |
| Other real estate owned | $0 | 2,521 |
| Goodwill and other intangibles | $425,000 | 2,234 |
| All other assets | $6,088,000 | 2,586 |
| Life insurance assets | $155,000 | 3,806 |
| Total liabilities and capital | $503,746,000 | 1,299 |
| Total liabilities | $466,967,000 | 1,253 |
| Total deposits | $446,606,000 | 1,125 |
| Interest-bearing deposits | $380,144,000 | 1,142 |
| Deposits held in domestic offices | $446,606,000 | 1,123 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $7,000,000 | 3,143 |
| Subordinated debt | $9,050,000 | 157 |
| All other liabilities | $4,311,000 | 1,273 |
| Total equity capital | $36,779,000 | 1,797 |
| Total bank equity capital | $36,779,000 | 1,797 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,500,000 | 2,278 |
| Surplus | $11,817,000 | 2,136 |
| Undivided profits | $23,462,000 | 1,553 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $708,000 | 3,186 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,128,000 | 1,949 |
| Earning assets | $474,244,000 | 1,268 |
| Long-term assets (5+ years) | $44,346,000 | 1,992 |
| Average Assets, year-to-date | $498,970,000 | 1,270 |
| Average Assets, quarterly | $495,946,500 | 1,315 |
| Volatile liabilities | $73,434,000 | 1,943 |
| Insider loans | $1,554,000 | 3,419 |
| FHLB advances | $6,000,000 | 3,201 |
| Loans and leases held for sale | $211,000 | 1,490 |
| Unused loan commitments | $89,119,000 | 1,144 |
| Tier 1 (core) risk-based capital | $36,524,000 | 1,718 |
| Tier 2 risk-based capital | $13,021,000 | 458 |
| Total risk weighted assets | $428,907,000 | 1,103 |
| Total unused commitments | $89,119,000 | 1,146 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 74 | 2,387 |
| Assets and Liabilities | ||
| Total Assets: | $488,147,000 | 1,332 |
| Cash and due from depository institutions | $15,214,000 | 2,387 |
| Interest-bearing balances | $479,000 | 3,164 |
| Securities | $55,381,000 | 2,128 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $401,450,000 | 1,091 |
| Loan loss allowance | $4,132,000 | 1,249 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $7,707,000 | 1,512 |
| Other real estate owned | $2,023,000 | 2,387 |
| Goodwill and other intangibles | $430,000 | 2,226 |
| All other assets | $5,942,000 | 2,616 |
| Life insurance assets | $155,000 | 3,789 |
| Total liabilities and capital | $488,147,000 | 1,332 |
| Total liabilities | $450,830,000 | 1,293 |
| Total deposits | $426,153,000 | 1,174 |
| Interest-bearing deposits | $375,933,000 | 1,134 |
| Deposits held in domestic offices | $426,153,000 | 1,172 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,400,000 | 1,656 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $6,126,000 | 3,374 |
| Subordinated debt | $9,050,000 | 152 |
| All other liabilities | $4,101,000 | 1,233 |
| Total equity capital | $37,317,000 | 1,708 |
| Total bank equity capital | $37,317,000 | 1,708 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,500,000 | 2,272 |
| Surplus | $11,817,000 | 2,097 |
| Undivided profits | $24,000,000 | 1,456 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $364,000 | 4,290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,993,000 | 1,856 |
| Earning assets | $457,310,000 | 1,288 |
| Long-term assets (5+ years) | $52,817,000 | 1,746 |
| Average Assets, year-to-date | $497,378,000 | 1,270 |
| Average Assets, quarterly | $498,348,000 | 1,284 |
| Volatile liabilities | $72,669,000 | 1,919 |
| Insider loans | $1,601,000 | 3,336 |
| FHLB advances | $6,000,000 | 3,244 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $70,907,000 | 1,394 |
| Tier 1 (core) risk-based capital | $37,458,000 | 1,648 |
| Tier 2 risk-based capital | $13,182,000 | 446 |
| Total risk weighted assets | $441,314,000 | 1,048 |
| Total unused commitments | $70,907,000 | 1,395 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 85 | 2,056 |
| Assets and Liabilities | ||
| Total Assets: | $508,549,000 | 1,250 |
| Cash and due from depository institutions | $16,115,000 | 2,056 |
| Interest-bearing balances | $176,000 | 4,334 |
| Securities | $63,078,000 | 1,923 |
| Federal funds sold & reverse repurchase agreements | $12,071,000 | 1,244 |
| Net loans & leases | $401,307,000 | 1,058 |
| Loan loss allowance | $4,069,000 | 1,243 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,711,000 | 1,466 |
| Other real estate owned | $2,023,000 | 2,056 |
| Goodwill and other intangibles | $440,000 | 2,187 |
| All other assets | $5,804,000 | 2,590 |
| Life insurance assets | $155,000 | 3,753 |
| Total liabilities and capital | $508,549,000 | 1,250 |
| Total liabilities | $472,614,000 | 1,208 |
| Total deposits | $455,185,000 | 1,067 |
| Interest-bearing deposits | $405,846,000 | 1,018 |
| Deposits held in domestic offices | $455,185,000 | 1,065 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,266,000 | 3,781 |
| Subordinated debt | $9,050,000 | 148 |
| All other liabilities | $4,113,000 | 1,219 |
| Total equity capital | $35,935,000 | 1,747 |
| Total bank equity capital | $35,935,000 | 1,747 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,500,000 | 2,261 |
| Surplus | $11,817,000 | 2,028 |
| Undivided profits | $22,618,000 | 1,532 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $415,000 | 4,062 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,851,000 | 1,915 |
| Earning assets | $476,632,000 | 1,223 |
| Long-term assets (5+ years) | $59,365,000 | 1,605 |
| Average Assets, year-to-date | $501,993,500 | 1,251 |
| Average Assets, quarterly | $501,993,500 | 1,251 |
| Volatile liabilities | $62,424,000 | 2,099 |
| Insider loans | $1,642,000 | 3,231 |
| FHLB advances | $4,000,000 | 3,707 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $65,134,000 | 1,485 |
| Tier 1 (core) risk-based capital | $36,188,000 | 1,663 |
| Tier 2 risk-based capital | $13,119,000 | 441 |
| Total risk weighted assets | $439,528,000 | 1,014 |
| Total unused commitments | $65,134,000 | 1,485 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 84 | 2,060 |
| Assets and Liabilities | ||
| Total Assets: | $495,438,000 | 1,260 |
| Cash and due from depository institutions | $17,505,000 | 2,060 |
| Interest-bearing balances | $176,000 | 4,412 |
| Securities | $52,311,000 | 2,271 |
| Federal funds sold & reverse repurchase agreements | $7,300,000 | 1,813 |
| Net loans & leases | $402,542,000 | 1,038 |
| Loan loss allowance | $4,066,000 | 1,226 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $7,664,000 | 1,452 |
| Other real estate owned | $2,023,000 | 2,060 |
| Goodwill and other intangibles | $447,000 | 2,175 |
| All other assets | $5,646,000 | 2,631 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $495,438,000 | 1,260 |
| Total liabilities | $459,979,000 | 1,218 |
| Total deposits | $445,600,000 | 1,082 |
| Interest-bearing deposits | $402,258,000 | 1,011 |
| Deposits held in domestic offices | $445,600,000 | 1,081 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,000,000 | 5,079 |
| Subordinated debt | $9,050,000 | 148 |
| All other liabilities | $4,329,000 | 1,141 |
| Total equity capital | $35,459,000 | 1,742 |
| Total bank equity capital | $35,459,000 | 1,742 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,500,000 | 2,256 |
| Surplus | $11,817,000 | 1,996 |
| Undivided profits | $22,142,000 | 1,556 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $536,000 | 3,607 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,134,000 | 1,632 |
| Earning assets | $462,329,000 | 1,233 |
| Long-term assets (5+ years) | $53,772,000 | 1,684 |
| Average Assets, year-to-date | $466,330,000 | 1,275 |
| Average Assets, quarterly | $491,241,500 | 1,265 |
| Volatile liabilities | $58,195,000 | 2,185 |
| Insider loans | $1,682,000 | 3,163 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $154,000 | 1,521 |
| Unused loan commitments | $59,087,000 | 1,549 |
| Tier 1 (core) risk-based capital | $35,825,000 | 1,644 |
| Tier 2 risk-based capital | $13,116,000 | 429 |
| Total risk weighted assets | $435,105,000 | 1,019 |
| Total unused commitments | $59,087,000 | 1,549 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 88 | 1,969 |
| Assets and Liabilities | ||
| Total Assets: | $487,045,000 | 1,261 |
| Cash and due from depository institutions | $18,002,000 | 1,969 |
| Interest-bearing balances | $368,000 | 3,754 |
| Securities | $65,595,000 | 1,839 |
| Federal funds sold & reverse repurchase agreements | $6,100,000 | 1,953 |
| Net loans & leases | $384,027,000 | 1,069 |
| Loan loss allowance | $3,879,000 | 1,275 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $5,993,000 | 1,816 |
| Other real estate owned | $2,023,000 | 1,969 |
| Goodwill and other intangibles | $413,000 | 2,202 |
| All other assets | $4,892,000 | 2,883 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $487,045,000 | 1,261 |
| Total liabilities | $455,747,000 | 1,201 |
| Total deposits | $441,811,000 | 1,065 |
| Interest-bearing deposits | $396,386,000 | 999 |
| Deposits held in domestic offices | $441,811,000 | 1,062 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $1,000,000 | 5,156 |
| Subordinated debt | $9,050,000 | 144 |
| All other liabilities | $3,886,000 | 1,232 |
| Total equity capital | $31,298,000 | 1,968 |
| Total bank equity capital | $31,298,000 | 1,968 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,500,000 | 2,225 |
| Surplus | $9,017,000 | 2,398 |
| Undivided profits | $20,781,000 | 1,656 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $468,000 | 3,908 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,632,000 | 2,101 |
| Earning assets | $456,090,000 | 1,227 |
| Long-term assets (5+ years) | $44,736,000 | 1,922 |
| Average Assets, year-to-date | $459,053,000 | 1,284 |
| Average Assets, quarterly | $475,774,500 | 1,278 |
| Volatile liabilities | $56,861,000 | 2,137 |
| Insider loans | $1,719,000 | 3,092 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $416,000 | 1,315 |
| Unused loan commitments | $59,392,000 | 1,539 |
| Tier 1 (core) risk-based capital | $31,469,000 | 1,866 |
| Tier 2 risk-based capital | $12,929,000 | 423 |
| Total risk weighted assets | $414,334,000 | 1,043 |
| Total unused commitments | $59,392,000 | 1,540 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 91 | 1,897 |
| Assets and Liabilities | ||
| Total Assets: | $464,504,000 | 1,284 |
| Cash and due from depository institutions | $20,040,000 | 1,897 |
| Interest-bearing balances | $565,000 | 3,288 |
| Securities | $50,942,000 | 2,325 |
| Federal funds sold & reverse repurchase agreements | $4,216,000 | 2,372 |
| Net loans & leases | $376,637,000 | 1,062 |
| Loan loss allowance | $3,645,000 | 1,330 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,036,000 | 1,757 |
| Other real estate owned | $2,023,000 | 1,897 |
| Goodwill and other intangibles | $422,000 | 2,189 |
| All other assets | $4,188,000 | 3,121 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $464,504,000 | 1,284 |
| Total liabilities | $433,827,000 | 1,235 |
| Total deposits | $419,809,000 | 1,086 |
| Interest-bearing deposits | $361,704,000 | 1,065 |
| Deposits held in domestic offices | $419,809,000 | 1,084 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,000,000 | 5,061 |
| Subordinated debt | $9,050,000 | 139 |
| All other liabilities | $3,968,000 | 1,116 |
| Total equity capital | $30,677,000 | 1,955 |
| Total bank equity capital | $30,677,000 | 1,955 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,500,000 | 2,206 |
| Surplus | $9,017,000 | 2,348 |
| Undivided profits | $20,160,000 | 1,677 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $319,000 | 4,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,699,000 | 1,816 |
| Earning assets | $432,360,000 | 1,264 |
| Long-term assets (5+ years) | $33,812,000 | 2,374 |
| Average Assets, year-to-date | $449,722,330 | 1,289 |
| Average Assets, quarterly | $454,004,500 | 1,295 |
| Volatile liabilities | $57,500,000 | 2,034 |
| Insider loans | $1,778,000 | 2,991 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $61,034,000 | 1,457 |
| Tier 1 (core) risk-based capital | $30,667,000 | 1,860 |
| Tier 2 risk-based capital | $12,695,000 | 425 |
| Total risk weighted assets | $405,054,000 | 1,035 |
| Total unused commitments | $61,034,000 | 1,457 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 92 | 1,853 |
| Assets and Liabilities | ||
| Total Assets: | $443,505,000 | 1,329 |
| Cash and due from depository institutions | $10,994,000 | 1,853 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $48,308,000 | 2,449 |
| Federal funds sold & reverse repurchase agreements | $3,900,000 | 2,822 |
| Net loans & leases | $367,565,000 | 1,062 |
| Loan loss allowance | $3,111,000 | 1,539 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,043,000 | 1,736 |
| Other real estate owned | $2,023,000 | 1,853 |
| Goodwill and other intangibles | $429,000 | 2,181 |
| All other assets | $4,243,000 | 3,052 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $443,505,000 | 1,329 |
| Total liabilities | $413,374,000 | 1,275 |
| Total deposits | $400,397,000 | 1,137 |
| Interest-bearing deposits | $359,188,000 | 1,064 |
| Deposits held in domestic offices | $400,397,000 | 1,134 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $681,000 | 5,180 |
| Subordinated debt | $9,050,000 | 141 |
| All other liabilities | $3,246,000 | 1,333 |
| Total equity capital | $30,131,000 | 1,930 |
| Total bank equity capital | $30,131,000 | 1,930 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,500,000 | 2,212 |
| Surplus | $9,017,000 | 2,301 |
| Undivided profits | $19,614,000 | 1,677 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $297,000 | 4,729 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,598,000 | 1,878 |
| Earning assets | $419,773,000 | 1,282 |
| Long-term assets (5+ years) | $29,201,000 | 2,689 |
| Average Assets, year-to-date | $442,331,500 | 1,317 |
| Average Assets, quarterly | $442,331,500 | 1,317 |
| Volatile liabilities | $63,232,000 | 1,798 |
| Insider loans | $1,827,000 | 2,940 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $84,899,000 | 1,071 |
| Tier 1 (core) risk-based capital | $30,322,000 | 1,836 |
| Tier 2 risk-based capital | $12,161,000 | 439 |
| Total risk weighted assets | $391,469,000 | 1,052 |
| Total unused commitments | $84,899,000 | 1,071 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 91 | 1,876 |
| Assets and Liabilities | ||
| Total Assets: | $441,158,000 | 1,325 |
| Cash and due from depository institutions | $10,907,000 | 1,876 |
| Interest-bearing balances | $98,000 | 5,283 |
| Securities | $50,565,000 | 2,394 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $368,367,000 | 1,056 |
| Loan loss allowance | $4,226,000 | 1,104 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,145,000 | 1,684 |
| Other real estate owned | $0 | 1,876 |
| Goodwill and other intangibles | $437,000 | 2,174 |
| All other assets | $4,737,000 | 2,782 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $441,158,000 | 1,325 |
| Total liabilities | $412,486,000 | 1,279 |
| Total deposits | $397,885,000 | 1,119 |
| Interest-bearing deposits | $352,939,000 | 1,070 |
| Deposits held in domestic offices | $397,885,000 | 1,116 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,100,000 | 2,236 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $981,000 | 5,108 |
| Subordinated debt | $9,050,000 | 146 |
| All other liabilities | $2,470,000 | 1,605 |
| Total equity capital | $28,672,000 | 2,025 |
| Total bank equity capital | $28,672,000 | 2,025 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,500,000 | 2,198 |
| Surplus | $9,017,000 | 2,258 |
| Undivided profits | $18,155,000 | 1,835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,028,000 | 871 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,651,000 | 1,761 |
| Earning assets | $419,030,000 | 1,278 |
| Long-term assets (5+ years) | $25,200,000 | 3,035 |
| Average Assets, year-to-date | $450,592,600 | 1,234 |
| Average Assets, quarterly | $443,344,500 | 1,300 |
| Volatile liabilities | $67,355,000 | 1,664 |
| Insider loans | $1,823,000 | 2,912 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $81,009,000 | 1,075 |
| Tier 1 (core) risk-based capital | $28,527,000 | 1,926 |
| Tier 2 risk-based capital | $13,276,000 | 411 |
| Total risk weighted assets | $391,155,000 | 1,037 |
| Total unused commitments | $81,009,000 | 1,075 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 94 | 1,811 |
| Assets and Liabilities | ||
| Total Assets: | $445,531,000 | 1,286 |
| Cash and due from depository institutions | $13,141,000 | 1,811 |
| Interest-bearing balances | $98,000 | 5,327 |
| Securities | $50,554,000 | 2,384 |
| Federal funds sold & reverse repurchase agreements | $8,148,000 | 1,388 |
| Net loans & leases | $361,262,000 | 1,056 |
| Loan loss allowance | $5,211,000 | 912 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,235,000 | 1,618 |
| Other real estate owned | $0 | 1,811 |
| Goodwill and other intangibles | $450,000 | 2,120 |
| All other assets | $5,741,000 | 2,356 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $445,531,000 | 1,286 |
| Total liabilities | $413,264,000 | 1,252 |
| Total deposits | $403,805,000 | 1,074 |
| Interest-bearing deposits | $352,152,000 | 1,058 |
| Deposits held in domestic offices | $403,805,000 | 1,070 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $727,000 | 5,236 |
| Subordinated debt | $5,850,000 | 169 |
| All other liabilities | $2,882,000 | 1,434 |
| Total equity capital | $32,267,000 | 1,774 |
| Total bank equity capital | $32,267,000 | 1,774 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,500,000 | 2,195 |
| Surplus | $9,017,000 | 2,215 |
| Undivided profits | $21,750,000 | 1,565 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,970,000 | 497 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,525,000 | 2,020 |
| Earning assets | $420,062,000 | 1,245 |
| Long-term assets (5+ years) | $51,403,000 | 1,837 |
| Average Assets, year-to-date | $452,951,250 | 1,210 |
| Average Assets, quarterly | $454,605,000 | 1,245 |
| Volatile liabilities | $69,577,000 | 1,580 |
| Insider loans | $1,865,000 | 2,819 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $67,882,000 | 1,240 |
| Tier 1 (core) risk-based capital | $31,883,000 | 1,676 |
| Tier 2 risk-based capital | $10,719,000 | 486 |
| Total risk weighted assets | $389,162,000 | 1,015 |
| Total unused commitments | $67,882,000 | 1,240 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 91 | 1,891 |
| Assets and Liabilities | ||
| Total Assets: | $463,679,000 | 1,212 |
| Cash and due from depository institutions | $16,794,000 | 1,891 |
| Interest-bearing balances | $198,000 | 4,563 |
| Securities | $53,021,000 | 2,320 |
| Federal funds sold & reverse repurchase agreements | $22,910,000 | 470 |
| Net loans & leases | $360,000,000 | 1,019 |
| Loan loss allowance | $5,001,000 | 933 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,312,000 | 1,585 |
| Other real estate owned | $0 | 1,891 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $4,642,000 | 2,755 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $463,679,000 | 1,212 |
| Total liabilities | $430,034,000 | 1,181 |
| Total deposits | $420,772,000 | 1,006 |
| Interest-bearing deposits | $370,801,000 | 983 |
| Deposits held in domestic offices | $420,772,000 | 1,002 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $607,000 | 5,268 |
| Subordinated debt | $5,850,000 | 177 |
| All other liabilities | $2,805,000 | 1,363 |
| Total equity capital | $33,645,000 | 1,619 |
| Total bank equity capital | $33,645,000 | 1,619 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,500,000 | 2,197 |
| Surplus | $9,017,000 | 2,189 |
| Undivided profits | $23,128,000 | 1,382 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,625,000 | 538 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,631,000 | 1,705 |
| Earning assets | $436,129,000 | 1,183 |
| Long-term assets (5+ years) | $52,031,000 | 1,860 |
| Average Assets, year-to-date | $455,424,670 | 1,196 |
| Average Assets, quarterly | $460,070,000 | 1,204 |
| Volatile liabilities | $69,046,000 | 1,558 |
| Insider loans | $1,890,000 | 2,794 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $72,876,000 | 1,144 |
| Tier 1 (core) risk-based capital | $33,912,000 | 1,519 |
| Tier 2 risk-based capital | $10,786,000 | 483 |
| Total risk weighted assets | $394,805,000 | 974 |
| Total unused commitments | $72,876,000 | 1,144 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 93 | 1,834 |
| Assets and Liabilities | ||
| Total Assets: | $456,461,000 | 1,209 |
| Cash and due from depository institutions | $10,180,000 | 1,834 |
| Interest-bearing balances | $198,000 | 4,691 |
| Securities | $57,073,000 | 2,169 |
| Federal funds sold & reverse repurchase agreements | $11,989,000 | 1,234 |
| Net loans & leases | $366,283,000 | 986 |
| Loan loss allowance | $4,877,000 | 953 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,354,000 | 1,546 |
| Other real estate owned | $0 | 1,834 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $4,582,000 | 2,667 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $456,461,000 | 1,209 |
| Total liabilities | $422,157,000 | 1,179 |
| Total deposits | $412,780,000 | 1,024 |
| Interest-bearing deposits | $368,033,000 | 979 |
| Deposits held in domestic offices | $412,780,000 | 1,022 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $386,000 | 5,282 |
| Subordinated debt | $5,850,000 | 176 |
| All other liabilities | $3,141,000 | 1,387 |
| Total equity capital | $34,304,000 | 1,623 |
| Total bank equity capital | $34,304,000 | 1,623 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,500,000 | 2,193 |
| Surplus | $9,017,000 | 2,155 |
| Undivided profits | $23,787,000 | 1,408 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,228,000 | 510 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,699,000 | 1,638 |
| Earning assets | $435,543,000 | 1,171 |
| Long-term assets (5+ years) | $51,533,000 | 1,849 |
| Average Assets, year-to-date | $451,297,500 | 1,204 |
| Average Assets, quarterly | $451,297,500 | 1,204 |
| Volatile liabilities | $67,713,000 | 1,519 |
| Insider loans | $1,919,000 | 2,717 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $75,000 | 1,820 |
| Unused loan commitments | $71,302,000 | 1,142 |
| Tier 1 (core) risk-based capital | $33,821,000 | 1,513 |
| Tier 2 risk-based capital | $10,727,000 | 476 |
| Total risk weighted assets | $399,406,000 | 960 |
| Total unused commitments | $71,302,000 | 1,146 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 89 | 1,945 |
| Assets and Liabilities | ||
| Total Assets: | $446,134,000 | 1,240 |
| Cash and due from depository institutions | $16,910,000 | 1,945 |
| Interest-bearing balances | $98,000 | 5,409 |
| Securities | $50,325,000 | 2,483 |
| Federal funds sold & reverse repurchase agreements | $6,163,000 | 1,917 |
| Net loans & leases | $359,361,000 | 997 |
| Loan loss allowance | $4,321,000 | 1,070 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,476,000 | 1,505 |
| Other real estate owned | $0 | 1,945 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $6,899,000 | 1,956 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $446,134,000 | 1,240 |
| Total liabilities | $413,503,000 | 1,200 |
| Total deposits | $403,985,000 | 1,052 |
| Interest-bearing deposits | $359,845,000 | 1,004 |
| Deposits held in domestic offices | $403,985,000 | 1,051 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $868,000 | 5,018 |
| Subordinated debt | $5,850,000 | 179 |
| All other liabilities | $2,800,000 | 1,446 |
| Total equity capital | $32,631,000 | 1,671 |
| Total bank equity capital | $32,631,000 | 1,671 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,500,000 | 2,208 |
| Surplus | $9,017,000 | 2,126 |
| Undivided profits | $22,114,000 | 1,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,339,000 | 497 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,750,000 | 1,637 |
| Earning assets | $415,947,000 | 1,208 |
| Long-term assets (5+ years) | $47,521,000 | 1,994 |
| Average Assets, year-to-date | $418,803,400 | 1,285 |
| Average Assets, quarterly | $438,838,500 | 1,252 |
| Volatile liabilities | $64,212,000 | 1,575 |
| Insider loans | $1,970,000 | 2,648 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $48,000 | 1,760 |
| Unused loan commitments | $71,968,000 | 1,104 |
| Tier 1 (core) risk-based capital | $32,124,000 | 1,588 |
| Tier 2 risk-based capital | $10,171,000 | 500 |
| Total risk weighted assets | $391,919,000 | 970 |
| Total unused commitments | $71,968,000 | 1,106 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 90 | 1,939 |
| Assets and Liabilities | ||
| Total Assets: | $431,543,000 | 1,288 |
| Cash and due from depository institutions | $9,749,000 | 1,939 |
| Interest-bearing balances | $98,000 | 5,498 |
| Securities | $56,135,000 | 2,233 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $355,019,000 | 1,007 |
| Loan loss allowance | $4,058,000 | 1,148 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,666,000 | 1,437 |
| Other real estate owned | $0 | 1,939 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,974,000 | 2,969 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $431,543,000 | 1,288 |
| Total liabilities | $396,439,000 | 1,263 |
| Total deposits | $380,322,000 | 1,136 |
| Interest-bearing deposits | $337,626,000 | 1,106 |
| Deposits held in domestic offices | $380,322,000 | 1,134 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,400,000 | 2,389 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $370,000 | 5,281 |
| Subordinated debt | $5,850,000 | 175 |
| All other liabilities | $8,497,000 | 674 |
| Total equity capital | $35,104,000 | 1,561 |
| Total bank equity capital | $35,104,000 | 1,561 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,500,000 | 2,218 |
| Surplus | $9,017,000 | 2,091 |
| Undivided profits | $24,587,000 | 1,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,817,000 | 501 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,439,000 | 2,190 |
| Earning assets | $411,252,000 | 1,235 |
| Long-term assets (5+ years) | $58,117,000 | 1,699 |
| Average Assets, year-to-date | $411,970,750 | 1,325 |
| Average Assets, quarterly | $426,090,000 | 1,305 |
| Volatile liabilities | $51,349,000 | 1,858 |
| Insider loans | $922,000 | 4,200 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $125,000 | 1,820 |
| Unused loan commitments | $90,190,000 | 932 |
| Tier 1 (core) risk-based capital | $34,377,000 | 1,498 |
| Tier 2 risk-based capital | $9,908,000 | 510 |
| Total risk weighted assets | $384,983,000 | 982 |
| Total unused commitments | $90,190,000 | 933 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 90 | 1,946 |
| Assets and Liabilities | ||
| Total Assets: | $420,637,000 | 1,321 |
| Cash and due from depository institutions | $9,277,000 | 1,946 |
| Interest-bearing balances | $98,000 | 5,557 |
| Securities | $64,096,000 | 1,940 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $336,016,000 | 1,055 |
| Loan loss allowance | $3,512,000 | 1,304 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,719,000 | 1,402 |
| Other real estate owned | $0 | 1,946 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $4,529,000 | 2,588 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $420,637,000 | 1,321 |
| Total liabilities | $388,638,000 | 1,286 |
| Total deposits | $374,127,000 | 1,135 |
| Interest-bearing deposits | $331,429,000 | 1,114 |
| Deposits held in domestic offices | $374,127,000 | 1,134 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,002,000 | 4,826 |
| Subordinated debt | $5,850,000 | 159 |
| All other liabilities | $7,659,000 | 751 |
| Total equity capital | $31,999,000 | 1,712 |
| Total bank equity capital | $31,999,000 | 1,712 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,500,000 | 2,218 |
| Surplus | $9,017,000 | 2,050 |
| Undivided profits | $21,482,000 | 1,533 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,719,000 | 687 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,569,000 | 1,882 |
| Earning assets | $400,210,000 | 1,267 |
| Long-term assets (5+ years) | $44,241,000 | 1,970 |
| Average Assets, year-to-date | $405,446,670 | 1,342 |
| Average Assets, quarterly | $409,869,500 | 1,336 |
| Volatile liabilities | $43,761,000 | 2,103 |
| Insider loans | $835,000 | 4,384 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $1,636,000 | 1,225 |
| Unused loan commitments | $68,865,000 | 1,119 |
| Tier 1 (core) risk-based capital | $31,015,000 | 1,623 |
| Tier 2 risk-based capital | $9,362,000 | 519 |
| Total risk weighted assets | $365,982,000 | 1,018 |
| Total unused commitments | $68,865,000 | 1,126 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 89 | 1,942 |
| Assets and Liabilities | ||
| Total Assets: | $399,102,000 | 1,369 |
| Cash and due from depository institutions | $11,019,000 | 1,942 |
| Interest-bearing balances | $98,000 | 5,432 |
| Securities | $65,431,000 | 1,868 |
| Federal funds sold & reverse repurchase agreements | $13,400,000 | 1,216 |
| Net loans & leases | $298,040,000 | 1,166 |
| Loan loss allowance | $3,538,000 | 1,264 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,430,000 | 1,443 |
| Other real estate owned | $0 | 1,942 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $4,782,000 | 2,446 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $399,102,000 | 1,369 |
| Total liabilities | $369,301,000 | 1,321 |
| Total deposits | $359,175,000 | 1,177 |
| Interest-bearing deposits | $314,067,000 | 1,185 |
| Deposits held in domestic offices | $359,175,000 | 1,175 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $477,000 | 5,123 |
| Subordinated debt | $5,850,000 | 154 |
| All other liabilities | $3,799,000 | 1,251 |
| Total equity capital | $29,801,000 | 1,794 |
| Total bank equity capital | $29,801,000 | 1,794 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,500,000 | 2,229 |
| Surplus | $9,017,000 | 2,017 |
| Undivided profits | $19,284,000 | 1,663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,480,000 | 740 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,390,000 | 2,178 |
| Earning assets | $376,969,000 | 1,323 |
| Long-term assets (5+ years) | $21,167,000 | 3,276 |
| Average Assets, year-to-date | $397,851,500 | 1,355 |
| Average Assets, quarterly | $397,851,500 | 1,355 |
| Volatile liabilities | $38,666,000 | 2,284 |
| Insider loans | $817,000 | 4,392 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $424,000 | 1,619 |
| Unused loan commitments | $81,536,000 | 958 |
| Tier 1 (core) risk-based capital | $28,641,000 | 1,722 |
| Tier 2 risk-based capital | $9,388,000 | 506 |
| Total risk weighted assets | $332,801,000 | 1,097 |
| Total unused commitments | $81,536,000 | 963 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 89 | 1,931 |
| Assets and Liabilities | ||
| Total Assets: | $396,601,000 | 1,353 |
| Cash and due from depository institutions | $10,140,000 | 1,931 |
| Interest-bearing balances | $96,000 | 5,386 |
| Securities | $71,020,000 | 1,723 |
| Federal funds sold & reverse repurchase agreements | $4,200,000 | 3,173 |
| Net loans & leases | $300,276,000 | 1,139 |
| Loan loss allowance | $3,664,000 | 1,212 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,411,000 | 1,441 |
| Other real estate owned | $0 | 1,931 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $4,554,000 | 2,506 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $396,601,000 | 1,353 |
| Total liabilities | $368,434,000 | 1,309 |
| Total deposits | $357,946,000 | 1,158 |
| Interest-bearing deposits | $319,095,000 | 1,128 |
| Deposits held in domestic offices | $357,946,000 | 1,157 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $1,002,000 | 4,816 |
| Subordinated debt | $5,560,000 | 153 |
| All other liabilities | $3,926,000 | 1,185 |
| Total equity capital | $28,167,000 | 1,863 |
| Total bank equity capital | $28,167,000 | 1,863 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,500,000 | 2,229 |
| Surplus | $9,017,000 | 1,990 |
| Undivided profits | $17,650,000 | 1,772 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,735,000 | 839 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,373,000 | 2,319 |
| Earning assets | $375,592,000 | 1,307 |
| Long-term assets (5+ years) | $21,823,000 | 3,157 |
| Average Assets, year-to-date | $371,024,000 | 1,385 |
| Average Assets, quarterly | $394,669,500 | 1,348 |
| Volatile liabilities | $39,655,000 | 2,223 |
| Insider loans | $874,000 | 4,259 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $296,000 | 1,707 |
| Unused loan commitments | $62,825,000 | 1,138 |
| Tier 1 (core) risk-based capital | $27,337,000 | 1,767 |
| Tier 2 risk-based capital | $9,225,000 | 503 |
| Total risk weighted assets | $329,327,000 | 1,085 |
| Total unused commitments | $62,825,000 | 1,139 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 85 | 2,011 |
| Assets and Liabilities | ||
| Total Assets: | $332,572,000 | 1,526 |
| Cash and due from depository institutions | $12,008,000 | 2,011 |
| Interest-bearing balances | $96,000 | 5,301 |
| Securities | $62,550,000 | 1,799 |
| Federal funds sold & reverse repurchase agreements | $5,500,000 | 2,560 |
| Net loans & leases | $240,887,000 | 1,383 |
| Loan loss allowance | $2,891,000 | 1,432 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,316,000 | 1,404 |
| Other real estate owned | $1,183,000 | 2,011 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,128,000 | 2,594 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $332,572,000 | 1,526 |
| Total liabilities | $309,853,000 | 1,476 |
| Total deposits | $300,727,000 | 1,323 |
| Interest-bearing deposits | $260,205,000 | 1,328 |
| Deposits held in domestic offices | $300,727,000 | 1,320 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,033,000 | 4,601 |
| Subordinated debt | $4,560,000 | 168 |
| All other liabilities | $3,533,000 | 1,270 |
| Total equity capital | $22,719,000 | 2,180 |
| Total bank equity capital | $22,719,000 | 2,180 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,500,000 | 2,273 |
| Surplus | $9,017,000 | 1,873 |
| Undivided profits | $12,202,000 | 2,316 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $847,000 | 3,027 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,258,000 | 2,752 |
| Earning assets | $309,033,000 | 1,498 |
| Long-term assets (5+ years) | $32,221,000 | 2,371 |
| Average Assets, year-to-date | $312,771,000 | 1,533 |
| Average Assets, quarterly | $327,282,500 | 1,522 |
| Volatile liabilities | $35,653,000 | 2,335 |
| Insider loans | $989,000 | 3,955 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $250,000 | 1,572 |
| Unused loan commitments | $74,410,000 | 942 |
| Tier 1 (core) risk-based capital | $22,233,000 | 2,098 |
| Tier 2 risk-based capital | $7,451,000 | 582 |
| Total risk weighted assets | $265,276,000 | 1,291 |
| Total unused commitments | $74,410,000 | 943 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 81 | 2,089 |
| Assets and Liabilities | ||
| Total Assets: | $289,142,000 | 1,654 |
| Cash and due from depository institutions | $11,149,000 | 2,089 |
| Interest-bearing balances | $96,000 | 4,884 |
| Securities | $54,025,000 | 2,041 |
| Federal funds sold & reverse repurchase agreements | $4,150,000 | 2,752 |
| Net loans & leases | $210,565,000 | 1,520 |
| Loan loss allowance | $2,127,000 | 1,805 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,253,000 | 1,352 |
| Other real estate owned | $16,000 | 2,089 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,984,000 | 2,869 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $289,142,000 | 1,654 |
| Total liabilities | $270,882,000 | 1,596 |
| Total deposits | $260,450,000 | 1,457 |
| Interest-bearing deposits | $217,404,000 | 1,538 |
| Deposits held in domestic offices | $260,450,000 | 1,454 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,113,000 | 4,467 |
| Subordinated debt | $4,560,000 | 168 |
| All other liabilities | $4,759,000 | 1,036 |
| Total equity capital | $18,260,000 | 2,565 |
| Total bank equity capital | $18,260,000 | 2,565 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,500,000 | 2,325 |
| Surplus | $9,017,000 | 1,818 |
| Undivided profits | $7,743,000 | 3,211 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,952,000 | 1,278 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,435,000 | 1,827 |
| Earning assets | $268,836,000 | 1,642 |
| Long-term assets (5+ years) | $23,693,000 | 2,835 |
| Average Assets, year-to-date | $270,996,000 | 1,689 |
| Average Assets, quarterly | $287,680,000 | 1,636 |
| Volatile liabilities | $37,079,000 | 2,243 |
| Insider loans | $973,000 | 3,940 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $509,000 | 927 |
| Unused loan commitments | $62,517,000 | 989 |
| Tier 1 (core) risk-based capital | $18,132,000 | 2,470 |
| Tier 2 risk-based capital | $6,687,000 | 623 |
| Total risk weighted assets | $231,716,700 | 1,416 |
| Total unused commitments | $62,517,000 | 989 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 81 | 2,140 |
| Assets and Liabilities | ||
| Total Assets: | $243,459,000 | 1,928 |
| Cash and due from depository institutions | $13,139,000 | 2,140 |
| Interest-bearing balances | $151,000 | 4,290 |
| Securities | $39,953,000 | 2,801 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $179,507,000 | 1,695 |
| Loan loss allowance | $1,808,000 | 2,027 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,560,000 | 1,260 |
| Other real estate owned | $33,000 | 2,140 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,267,000 | 2,076 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $243,459,000 | 1,928 |
| Total liabilities | $229,488,000 | 1,853 |
| Total deposits | $219,566,000 | 1,716 |
| Interest-bearing deposits | $189,051,000 | 1,737 |
| Deposits held in domestic offices | $219,566,000 | 1,712 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,400,000 | 2,329 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,075,000 | 4,464 |
| Subordinated debt | $3,910,000 | 184 |
| All other liabilities | $2,537,000 | 1,566 |
| Total equity capital | $13,971,000 | 3,143 |
| Total bank equity capital | $13,971,000 | 3,143 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,500,000 | 2,361 |
| Surplus | $6,867,000 | 2,287 |
| Undivided profits | $5,604,000 | 3,856 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $397,000 | 4,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $919,000 | 2,504 |
| Earning assets | $219,611,000 | 1,957 |
| Long-term assets (5+ years) | $19,228,000 | 3,389 |
| Average Assets, year-to-date | $240,265,200 | 1,882 |
| Average Assets, quarterly | $246,326,000 | 1,883 |
| Volatile liabilities | $32,170,000 | 2,419 |
| Insider loans | $243,000 | 6,880 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $378,000 | 1,022 |
| Unused loan commitments | $51,490,000 | 1,163 |
| Tier 1 (core) risk-based capital | $14,268,000 | 3,071 |
| Tier 2 risk-based capital | $5,718,000 | 707 |
| Total risk weighted assets | $193,523,400 | 1,614 |
| Total unused commitments | $51,490,000 | 1,165 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 77 | 2,264 |
| Assets and Liabilities | ||
| Total Assets: | $229,902,000 | 2,011 |
| Cash and due from depository institutions | $8,673,000 | 2,264 |
| Interest-bearing balances | $106,000 | 4,769 |
| Securities | $55,563,000 | 2,082 |
| Federal funds sold & reverse repurchase agreements | $1,400,000 | 6,498 |
| Net loans & leases | $154,169,000 | 1,813 |
| Loan loss allowance | $1,635,000 | 2,162 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $6,430,000 | 1,238 |
| Other real estate owned | $33,000 | 2,264 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,634,000 | 2,067 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $229,902,000 | 2,011 |
| Total liabilities | $216,963,000 | 1,920 |
| Total deposits | $210,368,000 | 1,795 |
| Interest-bearing deposits | $182,115,000 | 1,791 |
| Deposits held in domestic offices | $210,368,000 | 1,790 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $569,000 | 4,114 |
| Subordinated debt | $3,160,000 | 184 |
| All other liabilities | $2,866,000 | 1,476 |
| Total equity capital | $12,939,000 | 3,455 |
| Total bank equity capital | $12,939,000 | 3,455 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,500,000 | 2,331 |
| Surplus | $6,417,000 | 2,307 |
| Undivided profits | $5,022,000 | 4,421 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $995,000 | 2,400 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $545,000 | 4,266 |
| Earning assets | $211,238,000 | 2,010 |
| Long-term assets (5+ years) | $11,012,000 | 4,501 |
| Average Assets, year-to-date | $219,211,200 | 1,993 |
| Average Assets, quarterly | $228,793,000 | 1,988 |
| Volatile liabilities | $22,821,000 | 2,699 |
| Insider loans | $2,508,000 | 1,716 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $44,184,000 | 1,240 |
| Tier 1 (core) risk-based capital | $12,753,000 | 3,341 |
| Tier 2 risk-based capital | $4,795,000 | 761 |
| Total risk weighted assets | $162,670,400 | 1,779 |
| Total unused commitments | $44,184,000 | 1,246 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 81 | 2,202 |
| Assets and Liabilities | ||
| Total Assets: | $205,510,000 | 2,212 |
| Cash and due from depository institutions | $8,695,000 | 2,202 |
| Interest-bearing balances | $27,000 | 5,703 |
| Securities | $50,602,000 | 2,247 |
| Federal funds sold & reverse repurchase agreements | $400,000 | 7,411 |
| Net loans & leases | $136,081,000 | 2,065 |
| Loan loss allowance | $1,370,000 | 2,532 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $6,997,000 | 1,087 |
| Other real estate owned | $202,000 | 2,202 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,533,000 | 2,823 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $205,510,000 | 2,212 |
| Total liabilities | $194,059,000 | 2,111 |
| Total deposits | $183,728,000 | 2,055 |
| Interest-bearing deposits | $160,797,000 | 2,016 |
| Deposits held in domestic offices | $183,728,000 | 2,048 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,700,000 | 1,710 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,054,000 | 3,418 |
| Subordinated debt | $2,900,000 | 191 |
| All other liabilities | $2,677,000 | 1,591 |
| Total equity capital | $11,451,000 | 3,822 |
| Total bank equity capital | $11,451,000 | 3,822 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,500,000 | 2,360 |
| Surplus | $4,757,000 | 2,910 |
| Undivided profits | $5,194,000 | 4,353 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $524,000 | 3,940 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $457,000 | 5,116 |
| Earning assets | $187,110,000 | 2,245 |
| Long-term assets (5+ years) | $22,806,000 | 2,553 |
| Average Assets, year-to-date | $203,586,400 | 2,135 |
| Average Assets, quarterly | $206,122,500 | 2,176 |
| Volatile liabilities | $20,230,000 | 2,969 |
| Insider loans | $433,000 | 5,779 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $122,000 | 1,399 |
| Unused loan commitments | $29,028,000 | 1,613 |
| Tier 1 (core) risk-based capital | $11,472,000 | 3,683 |
| Tier 2 risk-based capital | $4,270,000 | 812 |
| Total risk weighted assets | $148,861,800 | 1,876 |
| Total unused commitments | $29,028,000 | 1,616 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 74 | 2,544 |
| Assets and Liabilities | ||
| Total Assets: | $200,497,000 | 2,347 |
| Cash and due from depository institutions | $9,879,000 | 2,544 |
| Interest-bearing balances | $176,000 | 4,188 |
| Securities | $51,986,000 | 2,346 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 8,261 |
| Net loans & leases | $129,925,000 | 2,186 |
| Loan loss allowance | $1,700,000 | 2,188 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $6,452,000 | 1,196 |
| Other real estate owned | $192,000 | 2,544 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,963,000 | 3,659 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $200,497,000 | 2,347 |
| Total liabilities | $189,831,000 | 2,211 |
| Total deposits | $180,558,000 | 2,139 |
| Interest-bearing deposits | $156,307,000 | 2,139 |
| Deposits held in domestic offices | $180,558,000 | 2,129 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,200,000 | 1,913 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $810,000 | 3,544 |
| Subordinated debt | $2,900,000 | 213 |
| All other liabilities | $2,363,000 | 1,781 |
| Total equity capital | $10,666,000 | 4,116 |
| Total bank equity capital | $10,666,000 | 4,116 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,500,000 | 2,495 |
| Surplus | $4,757,000 | 2,981 |
| Undivided profits | $4,409,000 | 4,841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $560,000 | 4,037 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $640,000 | 3,598 |
| Earning assets | $182,187,000 | 2,363 |
| Long-term assets (5+ years) | $19,679,000 | 2,696 |
| Average Assets, year-to-date | $198,334,000 | 2,285 |
| Average Assets, quarterly | $201,690,000 | 2,304 |
| Volatile liabilities | $14,910,000 | 3,631 |
| Insider loans | $547,000 | 5,285 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $160,000 | 1,303 |
| Unused loan commitments | $22,566,000 | 1,888 |
| Tier 1 (core) risk-based capital | $10,835,000 | 3,941 |
| Tier 2 risk-based capital | $4,600,000 | 780 |
| Total risk weighted assets | $146,180,100 | 1,929 |
| Total unused commitments | $22,566,000 | 1,902 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 75 | 2,581 |
| Assets and Liabilities | ||
| Total Assets: | $193,836,000 | 2,424 |
| Cash and due from depository institutions | $10,549,000 | 2,581 |
| Interest-bearing balances | $49,000 | 5,766 |
| Securities | $51,038,000 | 2,459 |
| Federal funds sold & reverse repurchase agreements | $2,600,000 | 4,759 |
| Net loans & leases | $122,550,000 | 2,273 |
| Loan loss allowance | $1,788,000 | 2,137 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,949,000 | 1,560 |
| Other real estate owned | $360,000 | 2,581 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,790,000 | 4,002 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $193,836,000 | 2,424 |
| Total liabilities | $183,268,000 | 2,317 |
| Total deposits | $177,341,000 | 2,224 |
| Interest-bearing deposits | $151,005,000 | 2,253 |
| Deposits held in domestic offices | $177,341,000 | 2,213 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $600,000 | 2,985 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $249,000 | 3,917 |
| Subordinated debt | $2,900,000 | 220 |
| All other liabilities | $2,178,000 | 1,963 |
| Total equity capital | $10,568,000 | 4,116 |
| Total bank equity capital | $10,568,000 | 4,116 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,500,000 | 2,568 |
| Surplus | $4,757,000 | 2,987 |
| Undivided profits | $4,311,000 | 5,023 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $423,000 | 4,697 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $623,000 | 3,836 |
| Earning assets | $176,237,000 | 2,445 |
| Long-term assets (5+ years) | $26,352,000 | 2,024 |
| Average Assets, year-to-date | $192,466,000 | 2,356 |
| Average Assets, quarterly | $192,509,500 | 2,411 |
| Volatile liabilities | $13,788,000 | 3,577 |
| Insider loans | $630,000 | 4,984 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $149,000 | 1,348 |
| Unused loan commitments | $20,462,000 | 1,974 |
| Tier 1 (core) risk-based capital | $10,591,000 | 3,990 |
| Tier 2 risk-based capital | $4,569,280 | 793 |
| Total risk weighted assets | $133,423,680 | 2,079 |
| Total unused commitments | $20,462,000 | 1,982 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 96 | 2,096 |
| Assets and Liabilities | ||
| Total Assets: | $190,925,000 | 2,416 |
| Cash and due from depository institutions | $9,650,000 | 2,096 |
| Interest-bearing balances | $15,000 | 6,567 |
| Securities | $62,213,000 | 2,125 |
| Federal funds sold & reverse repurchase agreements | $2,200,000 | 3,530 |
| Net loans & leases | $108,339,000 | 2,491 |
| Loan loss allowance | $1,478,000 | 2,568 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,983,000 | 1,483 |
| Other real estate owned | $448,000 | 2,096 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,092,000 | 2,595 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $190,925,000 | 2,416 |
| Total liabilities | $180,006,000 | 2,334 |
| Total deposits | $172,117,000 | 2,247 |
| Interest-bearing deposits | $143,479,000 | 2,326 |
| Deposits held in domestic offices | $172,117,000 | 2,237 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $600,000 | 3,796 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,040,000 | 3,093 |
| Subordinated debt | $2,900,000 | 220 |
| All other liabilities | $3,349,000 | 1,199 |
| Total equity capital | $10,919,000 | 3,727 |
| Total bank equity capital | $10,919,000 | 3,727 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,500,000 | 2,652 |
| Surplus | $4,757,000 | 2,886 |
| Undivided profits | $4,662,000 | 4,433 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $367,000 | 5,093 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $535,000 | 3,931 |
| Earning assets | $172,767,000 | 2,439 |
| Long-term assets (5+ years) | $35,331,000 | 1,600 |
| Average Assets, year-to-date | $205,205,800 | 2,190 |
| Average Assets, quarterly | $204,070,500 | 2,244 |
| Volatile liabilities | $12,680,000 | 3,648 |
| Insider loans | $945,000 | 3,860 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $22,101,000 | 1,786 |
| Tier 1 (core) risk-based capital | $11,022,000 | 3,734 |
| Tier 2 risk-based capital | $4,378,000 | 795 |
| Total risk weighted assets | $126,773,500 | 2,140 |
| Total unused commitments | $22,101,000 | 1,799 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 104 | 2,015 |
| Assets and Liabilities | ||
| Total Assets: | $208,538,000 | 2,226 |
| Cash and due from depository institutions | $16,129,000 | 2,015 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $77,153,000 | 1,808 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 8,262 |
| Net loans & leases | $103,818,000 | 2,523 |
| Loan loss allowance | $2,174,000 | 1,934 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,293,000 | 1,383 |
| Other real estate owned | $366,000 | 2,015 |
| Goodwill and other intangibles | $2,307,000 | 647 |
| All other assets | $2,672,000 | 2,699 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $208,538,000 | 2,226 |
| Total liabilities | $196,386,000 | 2,170 |
| Total deposits | $166,474,000 | 2,387 |
| Interest-bearing deposits | $139,449,000 | 2,468 |
| Deposits held in domestic offices | $166,474,000 | 2,376 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,037,000 | 689 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,046,000 | 2,652 |
| Subordinated debt | $2,900,000 | 222 |
| All other liabilities | $1,929,000 | 1,846 |
| Total equity capital | $12,152,000 | 3,352 |
| Total bank equity capital | $12,152,000 | 3,352 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,500,000 | 2,712 |
| Surplus | $4,757,000 | 2,823 |
| Undivided profits | $5,895,000 | 3,815 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,369,000 | 1,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $288,000 | 6,291 |
| Earning assets | $181,771,000 | 2,351 |
| Long-term assets (5+ years) | $42,402,000 | 1,406 |
| Average Assets, year-to-date | $205,269,000 | 2,195 |
| Average Assets, quarterly | $211,732,000 | 2,170 |
| Volatile liabilities | $33,087,000 | 1,624 |
| Insider loans | $825,000 | 4,260 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $1,098,000 | 1,007 |
| Unused loan commitments | $133,731,000 | 536 |
| Tier 1 (core) risk-based capital | $11,099,000 | 3,608 |
| Tier 2 risk-based capital | $4,612,050 | 776 |
| Total risk weighted assets | $136,501,750 | 1,973 |
| Total unused commitments | $133,731,000 | 550 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 93 | 2,323 |
| Assets and Liabilities | ||
| Total Assets: | $192,088,000 | 2,466 |
| Cash and due from depository institutions | $12,498,000 | 2,323 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $67,477,000 | 1,996 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $101,519,000 | 2,634 |
| Loan loss allowance | $1,631,000 | 2,516 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,966,000 | 1,463 |
| Other real estate owned | $479,000 | 2,323 |
| Goodwill and other intangibles | $2,992,000 | 577 |
| All other assets | $2,157,000 | 3,357 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $192,088,000 | 2,466 |
| Total liabilities | $179,447,000 | 2,435 |
| Total deposits | $157,789,000 | 2,609 |
| Interest-bearing deposits | $129,721,000 | 2,778 |
| Deposits held in domestic offices | $157,789,000 | 2,602 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,490,000 | 781 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,000,000 | 2,493 |
| Subordinated debt | $2,900,000 | 233 |
| All other liabilities | $1,268,000 | 2,706 |
| Total equity capital | $12,641,000 | 3,039 |
| Total bank equity capital | $12,641,000 | 3,039 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,500,000 | 2,815 |
| Surplus | $4,757,000 | 2,709 |
| Undivided profits | $6,384,000 | 3,405 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,478,000 | 2,794 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $261,000 | 7,297 |
| Earning assets | $168,996,000 | 2,570 |
| Long-term assets (5+ years) | $27,217,000 | 2,028 |
| Average Assets, year-to-date | $180,727,200 | 2,560 |
| Average Assets, quarterly | $188,293,000 | 2,491 |
| Volatile liabilities | $22,995,000 | 2,102 |
| Insider loans | $40,000 | 7,514 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $107,809,000 | 589 |
| Tier 1 (core) risk-based capital | $9,649,000 | 3,959 |
| Tier 2 risk-based capital | $4,531,000 | 811 |
| Total risk weighted assets | $132,132,600 | 2,113 |
| Total unused commitments | $107,809,000 | 595 |
| Derivatives | $0 | 651 |