Home > First National Bank > Income and Expense

First National Bank, Income and Expense

2005-12-31 (YTD Data)Rank
Total interest income$264,0008,736
Total interest expense$93,0008,633
Net interest income$171,0008,746
Provision for loan and lease losses$07,120
Total noninterest income$18,0008,611
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$17,0007,513
Trading account gains and fees$0138
Additional Noninterest Income$1,0008,658
Total noninterest expense$32,0008,822
Salaries and employee benefits$13,0008,807
Premises and equipment expense$6,0008,790
Additional noninterest expense$13,0008,823
Pre-tax net operating income$157,0007,819
Securities gains (losses)$-13,0007,637
Applicable income taxes$56,0005,792
Income before extraordinary items$88,0008,017
Extraordinary gains, net$046
Net income$88,0008,016
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$729,000859
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$96,3207,962
2005-09-30 (YTD Data)Rank
Total interest income$4,583,0004,528
Total interest expense$1,283,0004,753
Net interest income$3,300,0004,341
Provision for loan and lease losses$45,0005,313
Total noninterest income$270,0005,997
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$144,0005,163
Trading account gains and fees$0126
Additional Noninterest Income$126,0005,517
Total noninterest expense$2,033,0005,088
Salaries and employee benefits$945,0005,612
Premises and equipment expense$301,0004,830
Additional noninterest expense$787,0004,231
Pre-tax net operating income$1,492,0003,767
Securities gains (losses)$02,317
Applicable income taxes$561,0002,753
Income before extraordinary items$931,0004,376
Extraordinary gains, net$035
Net income$931,0004,376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0003,163
Cash dividends$99,0004,718
Sale, conversion, retirement of capital stock, net$0769
Net operating income$931,0004,323
2005-06-30 (YTD Data)Rank
Total interest income$2,949,0004,558
Total interest expense$810,0004,748
Net interest income$2,139,0004,409
Provision for loan and lease losses$17,0005,817
Total noninterest income$186,0005,893
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$98,0005,081
Trading account gains and fees$0116
Additional Noninterest Income$88,0005,421
Total noninterest expense$1,313,0005,183
Salaries and employee benefits$582,0005,850
Premises and equipment expense$208,0004,682
Additional noninterest expense$523,0004,222
Pre-tax net operating income$995,0003,726
Securities gains (losses)$02,146
Applicable income taxes$379,0002,693
Income before extraordinary items$616,0004,347
Extraordinary gains, net$030
Net income$616,0004,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,656
Cash dividends$85,0004,429
Sale, conversion, retirement of capital stock, net$0643
Net operating income$616,0004,293
2005-03-31 (YTD Data)Rank
Total interest income$1,436,0004,612
Total interest expense$392,0004,742
Net interest income$1,044,0004,481
Provision for loan and lease losses$17,0004,817
Total noninterest income$98,0005,732
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$49,0005,045
Trading account gains and fees$0115
Additional Noninterest Income$49,0005,227
Total noninterest expense$609,0005,466
Salaries and employee benefits$240,0006,497
Premises and equipment expense$100,0004,863
Additional noninterest expense$269,0004,134
Pre-tax net operating income$516,0003,590
Securities gains (losses)$01,685
Applicable income taxes$196,0002,629
Income before extraordinary items$320,0004,192
Extraordinary gains, net$024
Net income$320,0004,194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$71,0003,224
Sale, conversion, retirement of capital stock, net$0491
Net operating income$320,0004,143
2004-12-31 (YTD Data)Rank
Total interest income$3,938,0005,597
Total interest expense$831,0006,157
Net interest income$3,107,0005,305
Provision for loan and lease losses$585,0001,707
Total noninterest income$299,0006,414
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$162,0005,640
Trading account gains and fees$0138
Additional Noninterest Income$137,0005,850
Total noninterest expense$2,088,0005,870
Salaries and employee benefits$1,008,0006,252
Premises and equipment expense$302,0005,661
Additional noninterest expense$778,0005,190
Pre-tax net operating income$733,0006,006
Securities gains (losses)$03,819
Applicable income taxes$287,0004,239
Income before extraordinary items$446,0006,570
Extraordinary gains, net$034
Net income$446,0006,573
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$372,0001,688
Cash dividends$190,0004,944
Sale, conversion, retirement of capital stock, net$0872
Net operating income$446,0006,513
2004-09-30 (YTD Data)Rank
Total interest income$2,507,0006,099
Total interest expense$499,0006,704
Net interest income$2,008,0005,781
Provision for loan and lease losses$49,0005,424
Total noninterest income$192,0006,760
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$107,0005,933
Trading account gains and fees$0134
Additional Noninterest Income$85,0006,209
Total noninterest expense$1,355,0006,310
Salaries and employee benefits$590,0006,944
Premises and equipment expense$231,0005,580
Additional noninterest expense$534,0005,437
Pre-tax net operating income$796,0005,192
Securities gains (losses)$03,710
Applicable income taxes$314,0003,720
Income before extraordinary items$482,0005,895
Extraordinary gains, net$026
Net income$482,0005,895
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,361
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$482,0005,823
2004-06-30 (YTD Data)Rank
Total interest income$1,216,0006,994
Total interest expense$238,0007,483
Net interest income$978,0006,713
Provision for loan and lease losses$06,885
Total noninterest income$90,0007,409
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$50,0006,543
Trading account gains and fees$0130
Additional Noninterest Income$40,0006,793
Total noninterest expense$678,0007,179
Salaries and employee benefits$301,0007,673
Premises and equipment expense$115,0006,434
Additional noninterest expense$262,0006,389
Pre-tax net operating income$390,0005,912
Securities gains (losses)$03,413
Applicable income taxes$155,0004,200
Income before extraordinary items$235,0006,578
Extraordinary gains, net$021
Net income$235,0006,578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,839
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$235,0006,495
2004-03-31 (YTD Data)Rank
Total interest income$1,175,0005,069
Total interest expense$319,0004,985
Net interest income$856,0004,974
Provision for loan and lease losses$06,501
Total noninterest income$87,0006,097
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$50,0005,207
Trading account gains and fees$0121
Additional Noninterest Income$37,0005,724
Total noninterest expense$560,0005,669
Salaries and employee benefits$279,0005,956
Premises and equipment expense$95,0004,969
Additional noninterest expense$186,0005,320
Pre-tax net operating income$383,0004,187
Securities gains (losses)$20,0001,707
Applicable income taxes$147,0003,131
Income before extraordinary items$256,0004,683
Extraordinary gains, net$016
Net income$256,0004,682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$243,2004,712
2003-12-31 (YTD Data)Rank
Total interest income$4,093,0005,556
Total interest expense$1,283,0005,358
Net interest income$2,810,0005,515
Provision for loan and lease losses$316,0003,046
Total noninterest income$354,0006,237
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$195,0005,313
Trading account gains and fees$0160
Additional Noninterest Income$159,0005,725
Total noninterest expense$2,160,0005,737
Salaries and employee benefits$1,081,0005,992
Premises and equipment expense$353,0005,133
Additional noninterest expense$726,0005,376
Pre-tax net operating income$688,0006,047
Securities gains (losses)$04,500
Applicable income taxes$89,0005,838
Income before extraordinary items$599,0005,956
Extraordinary gains, net$054
Net income$599,0005,961
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,310
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$599,0005,783
2003-09-30 (YTD Data)Rank
Total interest income$3,011,0005,698
Total interest expense$961,0005,497
Net interest income$2,050,0005,642
Provision for loan and lease losses$124,0004,307
Total noninterest income$259,0006,333
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$143,0005,411
Trading account gains and fees$0153
Additional Noninterest Income$116,0005,793
Total noninterest expense$1,579,0005,805
Salaries and employee benefits$768,0006,146
Premises and equipment expense$283,0004,924
Additional noninterest expense$528,0005,458
Pre-tax net operating income$606,0005,849
Securities gains (losses)$04,204
Applicable income taxes$45,0006,297
Income before extraordinary items$561,0005,575
Extraordinary gains, net$040
Net income$561,0005,576
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0008,291
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$561,0005,388
2003-06-30 (YTD Data)Rank
Total interest income$1,953,0005,828
Total interest expense$644,0005,605
Net interest income$1,309,0005,773
Provision for loan and lease losses$86,0004,207
Total noninterest income$160,0006,494
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$86,0005,601
Trading account gains and fees$0150
Additional Noninterest Income$74,0005,881
Total noninterest expense$1,060,0005,791
Salaries and employee benefits$523,0006,096
Premises and equipment expense$184,0004,966
Additional noninterest expense$353,0005,448
Pre-tax net operating income$323,0006,343
Securities gains (losses)$03,782
Applicable income taxes$30,0006,338
Income before extraordinary items$293,0006,141
Extraordinary gains, net$030
Net income$293,0006,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0003,922
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$293,0005,947
2003-03-31 (YTD Data)Rank
Total interest income$946,0005,948
Total interest expense$330,0005,638
Net interest income$616,0005,982
Provision for loan and lease losses$10,0006,044
Total noninterest income$70,0006,722
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$41,0005,632
Trading account gains and fees$0134
Additional Noninterest Income$29,0006,299
Total noninterest expense$513,0005,919
Salaries and employee benefits$244,0006,341
Premises and equipment expense$88,0005,119
Additional noninterest expense$181,0005,325
Pre-tax net operating income$163,0006,299
Securities gains (losses)$02,891
Applicable income taxes$15,0006,300
Income before extraordinary items$148,0006,045
Extraordinary gains, net$021
Net income$148,0006,044
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0008,300
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$148,0005,862
2002-12-31 (YTD Data)Rank
Total interest income$3,244,0006,593
Total interest expense$1,242,0006,329
Net interest income$2,002,0006,629
Provision for loan and lease losses$273,0003,668
Total noninterest income$255,0006,814
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$151,0005,822
Trading account gains and fees$0153
Additional Noninterest Income$104,0006,370
Total noninterest expense$1,770,0006,315
Salaries and employee benefits$887,0006,562
Premises and equipment expense$295,0005,645
Additional noninterest expense$588,0006,007
Pre-tax net operating income$214,0007,878
Securities gains (losses)$10,0003,604
Applicable income taxes$12,0007,232
Income before extraordinary items$212,0007,774
Extraordinary gains, net$070
Net income$212,0007,775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0004,660
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$202,5007,730
2001-12-31 (YTD Data)Rank
Total interest income$2,201,0008,024
Total interest expense$892,0008,231
Net interest income$1,309,0007,680
Provision for loan and lease losses$189,0004,270
Total noninterest income$171,0007,620
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$89,0006,795
Trading account gains and fees$0177
Additional Noninterest Income$82,0006,833
Total noninterest expense$1,190,0007,486
Salaries and employee benefits$603,0007,655
Premises and equipment expense$210,0006,654
Additional noninterest expense$377,0007,316
Pre-tax net operating income$101,0008,320
Securities gains (losses)$04,612
Applicable income taxes$07,903
Income before extraordinary items$101,0008,325
Extraordinary gains, net$0105
Net income$101,0008,323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$101,0008,218
2000-12-31 (YTD Data)Rank
Total interest income$1,140,0009,275
Total interest expense$376,0009,457
Net interest income$764,0008,981
Provision for loan and lease losses$174,0004,106
Total noninterest income$99,0008,605
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$39,0007,880
Trading account gains and feesNANA
Additional Noninterest Income$60,0007,469
Total noninterest expense$1,031,0007,930
Salaries and employee benefits$502,0008,232
Premises and equipment expense$184,0007,017
Additional noninterest expense$345,0007,586
Pre-tax net operating income$-342,0009,446
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$-342,0009,475
Extraordinary gains, net$038
Net income$-342,0009,474
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-342,0009,480
1999-12-31 (YTD Data)Rank
Total interest income$141,00010,154
Total interest expense$5,00010,182
Net interest income$136,00010,121
Provision for loan and lease losses$39,0006,933
Total noninterest income$4,00010,117
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$08,885
Trading account gains and feesNANA
Additional Noninterest Income$4,00010,002
Total noninterest expense$458,0009,740
Salaries and employee benefits$86,00010,155
Premises and equipment expense$36,0009,893
Additional noninterest expense$336,0007,822
Pre-tax net operating income$-357,0009,750
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$-357,0009,816
Extraordinary gains, net$035
Net income$-357,0009,816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$5,873,000208
Net operating income$-357,0009,795

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.