Home > First National Bank > Income and Expense
First National Bank, Income and Expense
2005-12-31 (YTD Data) | Rank | |
Total interest income | $264,000 | 8,736 |
Total interest expense | $93,000 | 8,633 |
Net interest income | $171,000 | 8,746 |
Provision for loan and lease losses | $0 | 7,120 |
Total noninterest income | $18,000 | 8,611 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $17,000 | 7,513 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $1,000 | 8,658 |
Total noninterest expense | $32,000 | 8,822 |
Salaries and employee benefits | $13,000 | 8,807 |
Premises and equipment expense | $6,000 | 8,790 |
Additional noninterest expense | $13,000 | 8,823 |
Pre-tax net operating income | $157,000 | 7,819 |
Securities gains (losses) | $-13,000 | 7,637 |
Applicable income taxes | $56,000 | 5,792 |
Income before extraordinary items | $88,000 | 8,017 |
Extraordinary gains, net | $0 | 46 |
Net income | $88,000 | 8,016 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $729,000 | 859 |
Cash dividends | $0 | 6,054 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $96,320 | 7,962 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $4,583,000 | 4,528 |
Total interest expense | $1,283,000 | 4,753 |
Net interest income | $3,300,000 | 4,341 |
Provision for loan and lease losses | $45,000 | 5,313 |
Total noninterest income | $270,000 | 5,997 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $144,000 | 5,163 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $126,000 | 5,517 |
Total noninterest expense | $2,033,000 | 5,088 |
Salaries and employee benefits | $945,000 | 5,612 |
Premises and equipment expense | $301,000 | 4,830 |
Additional noninterest expense | $787,000 | 4,231 |
Pre-tax net operating income | $1,492,000 | 3,767 |
Securities gains (losses) | $0 | 2,317 |
Applicable income taxes | $561,000 | 2,753 |
Income before extraordinary items | $931,000 | 4,376 |
Extraordinary gains, net | $0 | 35 |
Net income | $931,000 | 4,376 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $63,000 | 3,163 |
Cash dividends | $99,000 | 4,718 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $931,000 | 4,323 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $2,949,000 | 4,558 |
Total interest expense | $810,000 | 4,748 |
Net interest income | $2,139,000 | 4,409 |
Provision for loan and lease losses | $17,000 | 5,817 |
Total noninterest income | $186,000 | 5,893 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $98,000 | 5,081 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $88,000 | 5,421 |
Total noninterest expense | $1,313,000 | 5,183 |
Salaries and employee benefits | $582,000 | 5,850 |
Premises and equipment expense | $208,000 | 4,682 |
Additional noninterest expense | $523,000 | 4,222 |
Pre-tax net operating income | $995,000 | 3,726 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $379,000 | 2,693 |
Income before extraordinary items | $616,000 | 4,347 |
Extraordinary gains, net | $0 | 30 |
Net income | $616,000 | 4,349 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-6,000 | 7,656 |
Cash dividends | $85,000 | 4,429 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $616,000 | 4,293 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $1,436,000 | 4,612 |
Total interest expense | $392,000 | 4,742 |
Net interest income | $1,044,000 | 4,481 |
Provision for loan and lease losses | $17,000 | 4,817 |
Total noninterest income | $98,000 | 5,732 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $49,000 | 5,045 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $49,000 | 5,227 |
Total noninterest expense | $609,000 | 5,466 |
Salaries and employee benefits | $240,000 | 6,497 |
Premises and equipment expense | $100,000 | 4,863 |
Additional noninterest expense | $269,000 | 4,134 |
Pre-tax net operating income | $516,000 | 3,590 |
Securities gains (losses) | $0 | 1,685 |
Applicable income taxes | $196,000 | 2,629 |
Income before extraordinary items | $320,000 | 4,192 |
Extraordinary gains, net | $0 | 24 |
Net income | $320,000 | 4,194 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 4,728 |
Cash dividends | $71,000 | 3,224 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $320,000 | 4,143 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $3,938,000 | 5,597 |
Total interest expense | $831,000 | 6,157 |
Net interest income | $3,107,000 | 5,305 |
Provision for loan and lease losses | $585,000 | 1,707 |
Total noninterest income | $299,000 | 6,414 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $162,000 | 5,640 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $137,000 | 5,850 |
Total noninterest expense | $2,088,000 | 5,870 |
Salaries and employee benefits | $1,008,000 | 6,252 |
Premises and equipment expense | $302,000 | 5,661 |
Additional noninterest expense | $778,000 | 5,190 |
Pre-tax net operating income | $733,000 | 6,006 |
Securities gains (losses) | $0 | 3,819 |
Applicable income taxes | $287,000 | 4,239 |
Income before extraordinary items | $446,000 | 6,570 |
Extraordinary gains, net | $0 | 34 |
Net income | $446,000 | 6,573 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $372,000 | 1,688 |
Cash dividends | $190,000 | 4,944 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $446,000 | 6,513 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $2,507,000 | 6,099 |
Total interest expense | $499,000 | 6,704 |
Net interest income | $2,008,000 | 5,781 |
Provision for loan and lease losses | $49,000 | 5,424 |
Total noninterest income | $192,000 | 6,760 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $107,000 | 5,933 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $85,000 | 6,209 |
Total noninterest expense | $1,355,000 | 6,310 |
Salaries and employee benefits | $590,000 | 6,944 |
Premises and equipment expense | $231,000 | 5,580 |
Additional noninterest expense | $534,000 | 5,437 |
Pre-tax net operating income | $796,000 | 5,192 |
Securities gains (losses) | $0 | 3,710 |
Applicable income taxes | $314,000 | 3,720 |
Income before extraordinary items | $482,000 | 5,895 |
Extraordinary gains, net | $0 | 26 |
Net income | $482,000 | 5,895 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 6,361 |
Cash dividends | $0 | 5,363 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $482,000 | 5,823 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $1,216,000 | 6,994 |
Total interest expense | $238,000 | 7,483 |
Net interest income | $978,000 | 6,713 |
Provision for loan and lease losses | $0 | 6,885 |
Total noninterest income | $90,000 | 7,409 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $50,000 | 6,543 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $40,000 | 6,793 |
Total noninterest expense | $678,000 | 7,179 |
Salaries and employee benefits | $301,000 | 7,673 |
Premises and equipment expense | $115,000 | 6,434 |
Additional noninterest expense | $262,000 | 6,389 |
Pre-tax net operating income | $390,000 | 5,912 |
Securities gains (losses) | $0 | 3,413 |
Applicable income taxes | $155,000 | 4,200 |
Income before extraordinary items | $235,000 | 6,578 |
Extraordinary gains, net | $0 | 21 |
Net income | $235,000 | 6,578 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 5,839 |
Cash dividends | $0 | 5,087 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $235,000 | 6,495 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $1,175,000 | 5,069 |
Total interest expense | $319,000 | 4,985 |
Net interest income | $856,000 | 4,974 |
Provision for loan and lease losses | $0 | 6,501 |
Total noninterest income | $87,000 | 6,097 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $50,000 | 5,207 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $37,000 | 5,724 |
Total noninterest expense | $560,000 | 5,669 |
Salaries and employee benefits | $279,000 | 5,956 |
Premises and equipment expense | $95,000 | 4,969 |
Additional noninterest expense | $186,000 | 5,320 |
Pre-tax net operating income | $383,000 | 4,187 |
Securities gains (losses) | $20,000 | 1,707 |
Applicable income taxes | $147,000 | 3,131 |
Income before extraordinary items | $256,000 | 4,683 |
Extraordinary gains, net | $0 | 16 |
Net income | $256,000 | 4,682 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 5,097 |
Cash dividends | $0 | 3,841 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $243,200 | 4,712 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $4,093,000 | 5,556 |
Total interest expense | $1,283,000 | 5,358 |
Net interest income | $2,810,000 | 5,515 |
Provision for loan and lease losses | $316,000 | 3,046 |
Total noninterest income | $354,000 | 6,237 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $195,000 | 5,313 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $159,000 | 5,725 |
Total noninterest expense | $2,160,000 | 5,737 |
Salaries and employee benefits | $1,081,000 | 5,992 |
Premises and equipment expense | $353,000 | 5,133 |
Additional noninterest expense | $726,000 | 5,376 |
Pre-tax net operating income | $688,000 | 6,047 |
Securities gains (losses) | $0 | 4,500 |
Applicable income taxes | $89,000 | 5,838 |
Income before extraordinary items | $599,000 | 5,956 |
Extraordinary gains, net | $0 | 54 |
Net income | $599,000 | 5,961 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 7,310 |
Cash dividends | $0 | 6,283 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $599,000 | 5,783 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $3,011,000 | 5,698 |
Total interest expense | $961,000 | 5,497 |
Net interest income | $2,050,000 | 5,642 |
Provision for loan and lease losses | $124,000 | 4,307 |
Total noninterest income | $259,000 | 6,333 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $143,000 | 5,411 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $116,000 | 5,793 |
Total noninterest expense | $1,579,000 | 5,805 |
Salaries and employee benefits | $768,000 | 6,146 |
Premises and equipment expense | $283,000 | 4,924 |
Additional noninterest expense | $528,000 | 5,458 |
Pre-tax net operating income | $606,000 | 5,849 |
Securities gains (losses) | $0 | 4,204 |
Applicable income taxes | $45,000 | 6,297 |
Income before extraordinary items | $561,000 | 5,575 |
Extraordinary gains, net | $0 | 40 |
Net income | $561,000 | 5,576 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-4,000 | 8,291 |
Cash dividends | $0 | 5,519 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $561,000 | 5,388 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $1,953,000 | 5,828 |
Total interest expense | $644,000 | 5,605 |
Net interest income | $1,309,000 | 5,773 |
Provision for loan and lease losses | $86,000 | 4,207 |
Total noninterest income | $160,000 | 6,494 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $86,000 | 5,601 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $74,000 | 5,881 |
Total noninterest expense | $1,060,000 | 5,791 |
Salaries and employee benefits | $523,000 | 6,096 |
Premises and equipment expense | $184,000 | 4,966 |
Additional noninterest expense | $353,000 | 5,448 |
Pre-tax net operating income | $323,000 | 6,343 |
Securities gains (losses) | $0 | 3,782 |
Applicable income taxes | $30,000 | 6,338 |
Income before extraordinary items | $293,000 | 6,141 |
Extraordinary gains, net | $0 | 30 |
Net income | $293,000 | 6,140 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $34,000 | 3,922 |
Cash dividends | $0 | 5,215 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $293,000 | 5,947 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $946,000 | 5,948 |
Total interest expense | $330,000 | 5,638 |
Net interest income | $616,000 | 5,982 |
Provision for loan and lease losses | $10,000 | 6,044 |
Total noninterest income | $70,000 | 6,722 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $41,000 | 5,632 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $29,000 | 6,299 |
Total noninterest expense | $513,000 | 5,919 |
Salaries and employee benefits | $244,000 | 6,341 |
Premises and equipment expense | $88,000 | 5,119 |
Additional noninterest expense | $181,000 | 5,325 |
Pre-tax net operating income | $163,000 | 6,299 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $15,000 | 6,300 |
Income before extraordinary items | $148,000 | 6,045 |
Extraordinary gains, net | $0 | 21 |
Net income | $148,000 | 6,044 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-6,000 | 8,300 |
Cash dividends | $0 | 3,930 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $148,000 | 5,862 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $3,244,000 | 6,593 |
Total interest expense | $1,242,000 | 6,329 |
Net interest income | $2,002,000 | 6,629 |
Provision for loan and lease losses | $273,000 | 3,668 |
Total noninterest income | $255,000 | 6,814 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $151,000 | 5,822 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $104,000 | 6,370 |
Total noninterest expense | $1,770,000 | 6,315 |
Salaries and employee benefits | $887,000 | 6,562 |
Premises and equipment expense | $295,000 | 5,645 |
Additional noninterest expense | $588,000 | 6,007 |
Pre-tax net operating income | $214,000 | 7,878 |
Securities gains (losses) | $10,000 | 3,604 |
Applicable income taxes | $12,000 | 7,232 |
Income before extraordinary items | $212,000 | 7,774 |
Extraordinary gains, net | $0 | 70 |
Net income | $212,000 | 7,775 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $74,000 | 4,660 |
Cash dividends | $0 | 6,377 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $202,500 | 7,730 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $2,201,000 | 8,024 |
Total interest expense | $892,000 | 8,231 |
Net interest income | $1,309,000 | 7,680 |
Provision for loan and lease losses | $189,000 | 4,270 |
Total noninterest income | $171,000 | 7,620 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $89,000 | 6,795 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $82,000 | 6,833 |
Total noninterest expense | $1,190,000 | 7,486 |
Salaries and employee benefits | $603,000 | 7,655 |
Premises and equipment expense | $210,000 | 6,654 |
Additional noninterest expense | $377,000 | 7,316 |
Pre-tax net operating income | $101,000 | 8,320 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $0 | 7,903 |
Income before extraordinary items | $101,000 | 8,325 |
Extraordinary gains, net | $0 | 105 |
Net income | $101,000 | 8,323 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,777 |
Cash dividends | $0 | 6,617 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $101,000 | 8,218 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $1,140,000 | 9,275 |
Total interest expense | $376,000 | 9,457 |
Net interest income | $764,000 | 8,981 |
Provision for loan and lease losses | $174,000 | 4,106 |
Total noninterest income | $99,000 | 8,605 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $39,000 | 7,880 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $60,000 | 7,469 |
Total noninterest expense | $1,031,000 | 7,930 |
Salaries and employee benefits | $502,000 | 8,232 |
Premises and equipment expense | $184,000 | 7,017 |
Additional noninterest expense | $345,000 | 7,586 |
Pre-tax net operating income | $-342,000 | 9,446 |
Securities gains (losses) | $0 | 1,956 |
Applicable income taxes | $0 | 8,362 |
Income before extraordinary items | $-342,000 | 9,475 |
Extraordinary gains, net | $0 | 38 |
Net income | $-342,000 | 9,474 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,622 |
Cash dividends | $0 | 6,853 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $-342,000 | 9,480 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $141,000 | 10,154 |
Total interest expense | $5,000 | 10,182 |
Net interest income | $136,000 | 10,121 |
Provision for loan and lease losses | $39,000 | 6,933 |
Total noninterest income | $4,000 | 10,117 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $0 | 8,885 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $4,000 | 10,002 |
Total noninterest expense | $458,000 | 9,740 |
Salaries and employee benefits | $86,000 | 10,155 |
Premises and equipment expense | $36,000 | 9,893 |
Additional noninterest expense | $336,000 | 7,822 |
Pre-tax net operating income | $-357,000 | 9,750 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $0 | 8,765 |
Income before extraordinary items | $-357,000 | 9,816 |
Extraordinary gains, net | $0 | 35 |
Net income | $-357,000 | 9,816 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 7,897 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $5,873,000 | 208 |
Net operating income | $-357,000 | 9,795 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.