Home > First National Bank > Assets and Liabilities
First National Bank, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 32 | 4,345 |
| Assets and Liabilities | ||
| Total Assets: | $252,520,000 | 2,639 |
| Cash and due from depository institutions | $30,056,000 | 4,345 |
| Interest-bearing balances | $28,866,000 | 1,194 |
| Securities | $27,023,000 | 3,723 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $169,887,000 | 2,560 |
| Loan loss allowance | $8,736,000 | 979 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $2,864,000 | 3,678 |
| Other real estate owned | $10,798,000 | 4,345 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $11,892,000 | 1,788 |
| Life insurance assets | $5,744,000 | 1,146 |
| Total liabilities and capital | $252,520,000 | 2,639 |
| Total liabilities | $247,643,000 | 2,434 |
| Total deposits | $231,857,000 | 2,373 |
| Interest-bearing deposits | $223,564,000 | 2,160 |
| Deposits held in domestic offices | $231,857,000 | 2,371 |
| % insured | 91.97% | 2,952 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $15,000,000 | 2,068 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $786,000 | 3,901 |
| Total equity capital | $4,877,000 | 6,884 |
| Total bank equity capital | $4,877,000 | 6,884 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $8,223,000 | 637 |
| Surplus | $12,040,000 | 2,343 |
| Undivided profits | $-15,386,000 | 7,717 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $51,007,000 | 400 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $931,000 | 3,458 |
| Earning assets | $225,776,000 | 2,683 |
| Long-term assets (5+ years) | $29,632,000 | 3,460 |
| Average Assets, year-to-date | $262,736,500 | 2,543 |
| Average Assets, quarterly | $262,736,500 | 2,543 |
| Volatile liabilities | $127,908,000 | 1,158 |
| Insider loans | $6,282,000 | 1,211 |
| FHLB advances | $15,000,000 | 1,961 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $3,794,000 | 5,943 |
| Tier 1 (core) risk-based capital | $4,643,000 | 6,889 |
| Tier 2 risk-based capital | $2,330,000 | 2,327 |
| Total risk weighted assets | $180,001,000 | 2,579 |
| Total unused commitments | $3,794,000 | 5,948 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 35 | 4,131 |
| Assets and Liabilities | ||
| Total Assets: | $272,953,000 | 2,467 |
| Cash and due from depository institutions | $35,635,000 | 4,131 |
| Interest-bearing balances | $33,557,000 | 869 |
| Securities | $35,183,000 | 3,119 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $182,810,000 | 2,453 |
| Loan loss allowance | $9,417,000 | 927 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $2,864,000 | 3,707 |
| Other real estate owned | $4,627,000 | 4,131 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $11,834,000 | 1,842 |
| Life insurance assets | $5,686,000 | 1,157 |
| Total liabilities and capital | $272,953,000 | 2,467 |
| Total liabilities | $266,844,000 | 2,285 |
| Total deposits | $251,121,000 | 2,216 |
| Interest-bearing deposits | $243,488,000 | 1,994 |
| Deposits held in domestic offices | $251,121,000 | 2,214 |
| % insured | 89.30% | 3,982 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $15,000,000 | 2,204 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $723,000 | 4,097 |
| Total equity capital | $6,109,000 | 6,511 |
| Total bank equity capital | $6,109,000 | 6,511 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $8,223,000 | 637 |
| Surplus | $12,034,000 | 2,346 |
| Undivided profits | $-14,148,000 | 7,764 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $54,575,000 | 372 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $993,000 | 3,380 |
| Earning assets | $251,550,000 | 2,444 |
| Long-term assets (5+ years) | $38,199,000 | 2,907 |
| Average Assets, year-to-date | $288,805,000 | 2,285 |
| Average Assets, quarterly | $295,687,500 | 2,290 |
| Volatile liabilities | $126,004,000 | 1,179 |
| Insider loans | $6,559,000 | 1,176 |
| FHLB advances | $15,000,000 | 2,086 |
| Loans and leases held for sale | $560,000 | 1,239 |
| Unused loan commitments | $6,482,000 | 5,010 |
| Tier 1 (core) risk-based capital | $6,060,000 | 6,426 |
| Tier 2 risk-based capital | $2,361,000 | 2,323 |
| Total risk weighted assets | $181,833,000 | 2,598 |
| Total unused commitments | $6,482,000 | 5,011 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 38 | 3,943 |
| Assets and Liabilities | ||
| Total Assets: | $318,422,000 | 2,166 |
| Cash and due from depository institutions | $62,692,000 | 3,943 |
| Interest-bearing balances | $58,380,000 | 487 |
| Securities | $39,873,000 | 2,874 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $194,886,000 | 2,348 |
| Loan loss allowance | $6,049,000 | 1,321 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $2,866,000 | 3,738 |
| Other real estate owned | $5,937,000 | 3,943 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $12,168,000 | 1,607 |
| Life insurance assets | $5,624,000 | 1,158 |
| Total liabilities and capital | $318,422,000 | 2,166 |
| Total liabilities | $299,912,000 | 2,072 |
| Total deposits | $283,472,000 | 1,973 |
| Interest-bearing deposits | $274,309,000 | 1,795 |
| Deposits held in domestic offices | $283,472,000 | 1,971 |
| % insured | 88.77% | 4,363 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $15,000,000 | 2,302 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,440,000 | 2,993 |
| Total equity capital | $18,510,000 | 3,495 |
| Total bank equity capital | $18,510,000 | 3,495 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $8,223,000 | 638 |
| Surplus | $12,028,000 | 2,332 |
| Undivided profits | $-1,741,000 | 7,116 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $32,958,000 | 577 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,038,000 | 3,448 |
| Earning assets | $293,139,000 | 2,157 |
| Long-term assets (5+ years) | $42,823,000 | 2,662 |
| Average Assets, year-to-date | $292,768,000 | 2,285 |
| Average Assets, quarterly | $311,425,500 | 2,190 |
| Volatile liabilities | $142,986,000 | 1,053 |
| Insider loans | $6,577,000 | 1,185 |
| FHLB advances | $15,000,000 | 2,176 |
| Loans and leases held for sale | $508,000 | 1,229 |
| Unused loan commitments | $8,364,000 | 4,620 |
| Tier 1 (core) risk-based capital | $18,110,000 | 3,404 |
| Tier 2 risk-based capital | $2,553,000 | 2,159 |
| Total risk weighted assets | $200,727,000 | 2,395 |
| Total unused commitments | $8,364,000 | 4,622 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 36 | 4,153 |
| Assets and Liabilities | ||
| Total Assets: | $304,429,000 | 2,245 |
| Cash and due from depository institutions | $26,689,000 | 4,153 |
| Interest-bearing balances | $23,781,000 | 910 |
| Securities | $34,538,000 | 3,116 |
| Federal funds sold & reverse repurchase agreements | $21,230,000 | 416 |
| Net loans & leases | $203,215,000 | 2,303 |
| Loan loss allowance | $6,577,000 | 1,174 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,590,000 | 3,949 |
| Other real estate owned | $4,863,000 | 4,153 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $11,304,000 | 1,726 |
| Life insurance assets | $5,558,000 | 1,171 |
| Total liabilities and capital | $304,429,000 | 2,245 |
| Total liabilities | $280,110,000 | 2,213 |
| Total deposits | $263,201,000 | 2,105 |
| Interest-bearing deposits | $251,343,000 | 1,919 |
| Deposits held in domestic offices | $263,201,000 | 2,103 |
| % insured | 75.29% | 4,970 |
| Federal funds purchased & repurchase agreements | $295,000 | 2,730 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $15,000,000 | 2,376 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,614,000 | 2,780 |
| Total equity capital | $24,319,000 | 2,723 |
| Total bank equity capital | $24,319,000 | 2,722 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $8,223,000 | 637 |
| Surplus | $11,913,000 | 2,362 |
| Undivided profits | $4,183,000 | 4,698 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $23,360,000 | 728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,175,000 | 2,969 |
| Earning assets | $282,764,000 | 2,224 |
| Long-term assets (5+ years) | $37,006,000 | 2,873 |
| Average Assets, year-to-date | $284,216,670 | 2,351 |
| Average Assets, quarterly | $292,090,000 | 2,324 |
| Volatile liabilities | $115,902,000 | 1,320 |
| Insider loans | $6,661,000 | 1,185 |
| FHLB advances | $15,000,000 | 2,240 |
| Loans and leases held for sale | $447,000 | 1,555 |
| Unused loan commitments | $12,001,000 | 3,982 |
| Tier 1 (core) risk-based capital | $24,289,000 | 2,615 |
| Tier 2 risk-based capital | $2,719,000 | 2,056 |
| Total risk weighted assets | $213,648,000 | 2,281 |
| Total unused commitments | $12,001,000 | 3,990 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 36 | 4,170 |
| Assets and Liabilities | ||
| Total Assets: | $279,751,000 | 2,402 |
| Cash and due from depository institutions | $7,951,000 | 4,170 |
| Interest-bearing balances | $217,000 | 5,594 |
| Securities | $34,097,000 | 3,159 |
| Federal funds sold & reverse repurchase agreements | $13,166,000 | 909 |
| Net loans & leases | $208,680,000 | 2,252 |
| Loan loss allowance | $7,275,000 | 1,022 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $2,486,000 | 4,073 |
| Other real estate owned | $2,711,000 | 4,170 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $10,660,000 | 1,789 |
| Life insurance assets | $5,493,000 | 1,183 |
| Total liabilities and capital | $279,751,000 | 2,402 |
| Total liabilities | $254,794,000 | 2,384 |
| Total deposits | $238,139,000 | 2,282 |
| Interest-bearing deposits | $230,323,000 | 2,083 |
| Deposits held in domestic offices | $238,139,000 | 2,280 |
| % insured | 73.87% | 5,379 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $15,000,000 | 2,425 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,655,000 | 2,661 |
| Total equity capital | $24,957,000 | 2,681 |
| Total bank equity capital | $24,957,000 | 2,678 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $8,223,000 | 637 |
| Surplus | $11,913,000 | 2,349 |
| Undivided profits | $4,821,000 | 4,504 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $23,230,000 | 650 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $952,000 | 3,611 |
| Earning assets | $256,160,000 | 2,413 |
| Long-term assets (5+ years) | $36,238,000 | 2,901 |
| Average Assets, year-to-date | $274,110,500 | 2,427 |
| Average Assets, quarterly | $274,110,500 | 2,427 |
| Volatile liabilities | $101,160,000 | 1,529 |
| Insider loans | $7,943,000 | 991 |
| FHLB advances | $15,000,000 | 2,300 |
| Loans and leases held for sale | $321,000 | 1,552 |
| Unused loan commitments | $17,179,000 | 3,366 |
| Tier 1 (core) risk-based capital | $24,804,000 | 2,570 |
| Tier 2 risk-based capital | $2,859,000 | 1,949 |
| Total risk weighted assets | $224,319,000 | 2,189 |
| Total unused commitments | $17,179,000 | 3,367 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 37 | 4,134 |
| Assets and Liabilities | ||
| Total Assets: | $268,470,000 | 2,475 |
| Cash and due from depository institutions | $2,496,000 | 4,134 |
| Interest-bearing balances | $39,000 | 6,286 |
| Securities | $36,681,000 | 2,994 |
| Federal funds sold & reverse repurchase agreements | $10,209,000 | 959 |
| Net loans & leases | $203,809,000 | 2,314 |
| Loan loss allowance | $7,233,000 | 985 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $2,523,000 | 4,077 |
| Other real estate owned | $2,292,000 | 4,134 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $10,460,000 | 1,823 |
| Life insurance assets | $5,429,000 | 1,190 |
| Total liabilities and capital | $268,470,000 | 2,475 |
| Total liabilities | $243,092,000 | 2,458 |
| Total deposits | $226,747,000 | 2,338 |
| Interest-bearing deposits | $218,946,000 | 2,137 |
| Deposits held in domestic offices | $226,747,000 | 2,335 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $15,000,000 | 2,616 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,345,000 | 3,061 |
| Total equity capital | $25,378,000 | 2,617 |
| Total bank equity capital | $25,378,000 | 2,617 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $8,223,000 | 635 |
| Surplus | $11,913,000 | 2,328 |
| Undivided profits | $5,242,000 | 4,324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,185,000 | 544 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,005,000 | 3,659 |
| Earning assets | $250,738,000 | 2,436 |
| Long-term assets (5+ years) | $38,833,000 | 2,730 |
| Average Assets, year-to-date | $271,238,000 | 2,372 |
| Average Assets, quarterly | $269,870,500 | 2,437 |
| Volatile liabilities | $93,990,000 | 1,601 |
| Insider loans | $7,431,000 | 1,091 |
| FHLB advances | $15,000,000 | 2,496 |
| Loans and leases held for sale | $577,000 | 1,075 |
| Unused loan commitments | $16,344,000 | 3,464 |
| Tier 1 (core) risk-based capital | $24,795,000 | 2,558 |
| Tier 2 risk-based capital | $2,719,000 | 2,008 |
| Total risk weighted assets | $214,429,000 | 2,277 |
| Total unused commitments | $16,344,000 | 3,467 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 37 | 4,180 |
| Assets and Liabilities | ||
| Total Assets: | $271,271,000 | 2,426 |
| Cash and due from depository institutions | $3,431,000 | 4,180 |
| Interest-bearing balances | $45,000 | 5,777 |
| Securities | $35,945,000 | 2,977 |
| Federal funds sold & reverse repurchase agreements | $9,311,000 | 1,330 |
| Net loans & leases | $208,095,000 | 2,270 |
| Loan loss allowance | $2,821,000 | 2,054 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $2,573,000 | 4,039 |
| Other real estate owned | $2,411,000 | 4,180 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $9,505,000 | 1,969 |
| Life insurance assets | $5,365,000 | 1,183 |
| Total liabilities and capital | $271,271,000 | 2,426 |
| Total liabilities | $243,892,000 | 2,442 |
| Total deposits | $226,922,000 | 2,304 |
| Interest-bearing deposits | $217,670,000 | 2,120 |
| Deposits held in domestic offices | $226,922,000 | 2,300 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $15,000,000 | 2,617 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,970,000 | 2,362 |
| Total equity capital | $27,379,000 | 2,475 |
| Total bank equity capital | $27,379,000 | 2,475 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $8,223,000 | 635 |
| Surplus | $11,913,000 | 2,323 |
| Undivided profits | $7,243,000 | 3,727 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $113,000 | 6,609 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,153,000 | 3,380 |
| Earning assets | $253,396,000 | 2,399 |
| Long-term assets (5+ years) | $38,314,000 | 2,727 |
| Average Assets, year-to-date | $271,930,000 | 2,377 |
| Average Assets, quarterly | $272,246,500 | 2,418 |
| Volatile liabilities | $80,703,000 | 1,778 |
| Insider loans | $7,434,000 | 1,064 |
| FHLB advances | $15,000,000 | 2,501 |
| Loans and leases held for sale | $95,000 | 1,537 |
| Unused loan commitments | $20,783,000 | 3,157 |
| Tier 1 (core) risk-based capital | $27,820,000 | 2,353 |
| Tier 2 risk-based capital | $2,771,000 | 1,926 |
| Total risk weighted assets | $221,633,000 | 2,223 |
| Total unused commitments | $20,783,000 | 3,159 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 37 | 4,231 |
| Assets and Liabilities | ||
| Total Assets: | $273,222,000 | 2,412 |
| Cash and due from depository institutions | $4,862,000 | 4,231 |
| Interest-bearing balances | $72,000 | 5,388 |
| Securities | $39,674,000 | 2,807 |
| Federal funds sold & reverse repurchase agreements | $4,321,000 | 2,501 |
| Net loans & leases | $209,338,000 | 2,240 |
| Loan loss allowance | $2,747,000 | 2,041 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,178,000 | 4,404 |
| Other real estate owned | $2,868,000 | 4,231 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $9,981,000 | 1,849 |
| Life insurance assets | $5,302,000 | 1,187 |
| Total liabilities and capital | $273,222,000 | 2,412 |
| Total liabilities | $246,655,000 | 2,407 |
| Total deposits | $229,576,000 | 2,276 |
| Interest-bearing deposits | $217,302,000 | 2,105 |
| Deposits held in domestic offices | $229,576,000 | 2,272 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $15,000,000 | 2,526 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,079,000 | 2,246 |
| Total equity capital | $26,567,000 | 2,549 |
| Total bank equity capital | $26,567,000 | 2,549 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $8,223,000 | 627 |
| Surplus | $11,913,000 | 2,314 |
| Undivided profits | $6,431,000 | 4,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $200,000 | 6,095 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,181,000 | 3,221 |
| Earning assets | $253,405,000 | 2,399 |
| Long-term assets (5+ years) | $44,753,000 | 2,420 |
| Average Assets, year-to-date | $272,149,670 | 2,387 |
| Average Assets, quarterly | $272,175,500 | 2,403 |
| Volatile liabilities | $77,325,000 | 1,828 |
| Insider loans | $6,592,000 | 1,205 |
| FHLB advances | $15,000,000 | 2,422 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $24,415,000 | 2,893 |
| Tier 1 (core) risk-based capital | $27,815,000 | 2,351 |
| Tier 2 risk-based capital | $2,556,000 | 2,028 |
| Total risk weighted assets | $204,316,000 | 2,379 |
| Total unused commitments | $24,415,000 | 2,894 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 38 | 4,139 |
| Assets and Liabilities | ||
| Total Assets: | $271,129,000 | 2,424 |
| Cash and due from depository institutions | $2,980,000 | 4,139 |
| Interest-bearing balances | $103,000 | 4,949 |
| Securities | $41,099,000 | 2,691 |
| Federal funds sold & reverse repurchase agreements | $5,836,000 | 2,849 |
| Net loans & leases | $206,403,000 | 2,244 |
| Loan loss allowance | $2,672,000 | 2,018 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,169,000 | 4,402 |
| Other real estate owned | $3,178,000 | 4,139 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $9,464,000 | 1,871 |
| Life insurance assets | $5,238,000 | 1,193 |
| Total liabilities and capital | $271,130,000 | 2,424 |
| Total liabilities | $243,652,000 | 2,413 |
| Total deposits | $226,306,000 | 2,319 |
| Interest-bearing deposits | $216,869,000 | 2,125 |
| Deposits held in domestic offices | $226,306,000 | 2,315 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $15,000,000 | 2,337 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,346,000 | 2,171 |
| Total equity capital | $27,478,000 | 2,535 |
| Total bank equity capital | $27,478,000 | 2,535 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $8,223,000 | 618 |
| Surplus | $11,913,000 | 2,303 |
| Undivided profits | $7,342,000 | 3,842 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $230,000 | 5,851 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,210,000 | 3,169 |
| Earning assets | $253,441,000 | 2,391 |
| Long-term assets (5+ years) | $43,187,000 | 2,396 |
| Average Assets, year-to-date | $271,613,500 | 2,388 |
| Average Assets, quarterly | $271,613,500 | 2,388 |
| Volatile liabilities | $71,971,000 | 1,927 |
| Insider loans | $6,940,000 | 1,125 |
| FHLB advances | $15,000,000 | 2,246 |
| Loans and leases held for sale | $1,322,000 | 827 |
| Unused loan commitments | $22,439,000 | 3,144 |
| Tier 1 (core) risk-based capital | $27,683,000 | 2,364 |
| Tier 2 risk-based capital | $2,672,000 | 1,916 |
| Total risk weighted assets | $217,242,000 | 2,221 |
| Total unused commitments | $22,439,000 | 3,146 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 38 | 4,148 |
| Assets and Liabilities | ||
| Total Assets: | $272,098,000 | 2,386 |
| Cash and due from depository institutions | $2,307,000 | 4,148 |
| Interest-bearing balances | $79,000 | 5,056 |
| Securities | $33,413,000 | 3,195 |
| Federal funds sold & reverse repurchase agreements | $23,572,000 | 544 |
| Net loans & leases | $198,348,000 | 2,303 |
| Loan loss allowance | $2,612,000 | 2,035 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,021,000 | 4,565 |
| Other real estate owned | $2,924,000 | 4,148 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $9,513,000 | 1,868 |
| Life insurance assets | $5,181,000 | 1,188 |
| Total liabilities and capital | $272,098,000 | 2,386 |
| Total liabilities | $245,188,000 | 2,384 |
| Total deposits | $232,909,000 | 2,229 |
| Interest-bearing deposits | $221,357,000 | 2,058 |
| Deposits held in domestic offices | $232,909,000 | 2,226 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $10,000,000 | 2,718 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,279,000 | 2,223 |
| Total equity capital | $26,910,000 | 2,553 |
| Total bank equity capital | $26,910,000 | 2,553 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $8,223,000 | 605 |
| Surplus | $11,913,000 | 2,279 |
| Undivided profits | $6,774,000 | 3,990 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,442,000 | 2,915 |
| Earning assets | $255,412,000 | 2,342 |
| Long-term assets (5+ years) | $37,966,000 | 2,440 |
| Average Assets, year-to-date | $240,927,000 | 2,573 |
| Average Assets, quarterly | $259,795,000 | 2,460 |
| Volatile liabilities | $68,250,000 | 2,015 |
| Insider loans | $7,052,000 | 1,085 |
| FHLB advances | $10,000,000 | 2,603 |
| Loans and leases held for sale | $60,000 | 1,703 |
| Unused loan commitments | $25,242,000 | 2,923 |
| Tier 1 (core) risk-based capital | $27,516,000 | 2,368 |
| Tier 2 risk-based capital | $2,037,000 | 2,366 |
| Total risk weighted assets | $213,461,000 | 2,240 |
| Total unused commitments | $25,242,000 | 2,923 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 38 | 4,157 |
| Assets and Liabilities | ||
| Total Assets: | $247,492,000 | 2,557 |
| Cash and due from depository institutions | $3,468,000 | 4,157 |
| Interest-bearing balances | $188,000 | 3,957 |
| Securities | $32,184,000 | 3,284 |
| Federal funds sold & reverse repurchase agreements | $6,683,000 | 2,079 |
| Net loans & leases | $192,766,000 | 2,321 |
| Loan loss allowance | $2,537,000 | 2,048 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,932,000 | 4,638 |
| Other real estate owned | $2,604,000 | 4,157 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $7,855,000 | 2,183 |
| Life insurance assets | $3,602,000 | 1,557 |
| Total liabilities and capital | $247,492,000 | 2,557 |
| Total liabilities | $220,826,000 | 2,564 |
| Total deposits | $208,279,000 | 2,448 |
| Interest-bearing deposits | $198,466,000 | 2,243 |
| Deposits held in domestic offices | $208,279,000 | 2,445 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $10,000,000 | 2,577 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,547,000 | 2,044 |
| Total equity capital | $26,666,000 | 2,547 |
| Total bank equity capital | $26,666,000 | 2,547 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $8,223,000 | 580 |
| Surplus | $11,913,000 | 2,231 |
| Undivided profits | $6,530,000 | 4,106 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,507,000 | 2,963 |
| Earning assets | $231,821,000 | 2,522 |
| Long-term assets (5+ years) | $31,935,000 | 2,658 |
| Average Assets, year-to-date | $233,134,250 | 2,641 |
| Average Assets, quarterly | $242,955,000 | 2,578 |
| Volatile liabilities | $58,879,000 | 2,215 |
| Insider loans | $6,577,000 | 1,132 |
| FHLB advances | $10,000,000 | 2,451 |
| Loans and leases held for sale | $575,000 | 1,101 |
| Unused loan commitments | $23,639,000 | 3,078 |
| Tier 1 (core) risk-based capital | $27,284,000 | 2,384 |
| Tier 2 risk-based capital | $2,522,000 | 1,986 |
| Total risk weighted assets | $201,793,000 | 2,308 |
| Total unused commitments | $23,639,000 | 3,079 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 40 | 4,035 |
| Assets and Liabilities | ||
| Total Assets: | $238,418,000 | 2,659 |
| Cash and due from depository institutions | $5,040,000 | 4,035 |
| Interest-bearing balances | $93,000 | 4,880 |
| Securities | $28,454,000 | 3,542 |
| Federal funds sold & reverse repurchase agreements | $4,133,000 | 3,021 |
| Net loans & leases | $189,953,000 | 2,347 |
| Loan loss allowance | $2,456,000 | 2,105 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,797,000 | 4,796 |
| Other real estate owned | $2,604,000 | 4,035 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $6,437,000 | 2,524 |
| Life insurance assets | $2,378,000 | 2,051 |
| Total liabilities and capital | $238,418,000 | 2,659 |
| Total liabilities | $212,739,000 | 2,660 |
| Total deposits | $200,723,000 | 2,550 |
| Interest-bearing deposits | $187,538,000 | 2,366 |
| Deposits held in domestic offices | $200,723,000 | 2,548 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $10,000,000 | 2,483 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,016,000 | 2,328 |
| Total equity capital | $25,679,000 | 2,612 |
| Total bank equity capital | $25,679,000 | 2,612 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $8,223,000 | 575 |
| Surplus | $11,913,000 | 2,233 |
| Undivided profits | $5,543,000 | 4,405 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,213,000 | 3,367 |
| Earning assets | $222,633,000 | 2,613 |
| Long-term assets (5+ years) | $28,240,000 | 2,838 |
| Average Assets, year-to-date | $228,348,330 | 2,717 |
| Average Assets, quarterly | $233,864,500 | 2,682 |
| Volatile liabilities | $54,913,000 | 2,331 |
| Insider loans | $5,669,000 | 1,295 |
| FHLB advances | $10,000,000 | 2,360 |
| Loans and leases held for sale | $400,000 | 1,339 |
| Unused loan commitments | $23,641,000 | 3,086 |
| Tier 1 (core) risk-based capital | $26,623,000 | 2,442 |
| Tier 2 risk-based capital | $2,456,000 | 2,035 |
| Total risk weighted assets | $199,725,000 | 2,329 |
| Total unused commitments | $23,641,000 | 3,087 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 37 | 4,261 |
| Assets and Liabilities | ||
| Total Assets: | $229,311,000 | 2,746 |
| Cash and due from depository institutions | $6,712,000 | 4,261 |
| Interest-bearing balances | $197,000 | 4,063 |
| Securities | $29,818,000 | 3,468 |
| Federal funds sold & reverse repurchase agreements | $10,168,000 | 1,963 |
| Net loans & leases | $175,197,000 | 2,470 |
| Loan loss allowance | $2,665,000 | 1,962 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,477,000 | 5,205 |
| Other real estate owned | $0 | 4,261 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $5,939,000 | 2,633 |
| Life insurance assets | $2,354,000 | 2,044 |
| Total liabilities and capital | $229,311,000 | 2,746 |
| Total liabilities | $203,810,000 | 2,741 |
| Total deposits | $191,568,000 | 2,671 |
| Interest-bearing deposits | $179,271,000 | 2,488 |
| Deposits held in domestic offices | $191,568,000 | 2,668 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $10,000,000 | 2,406 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,242,000 | 2,210 |
| Total equity capital | $25,501,000 | 2,637 |
| Total bank equity capital | $25,501,000 | 2,637 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $8,223,000 | 561 |
| Surplus | $11,913,000 | 2,204 |
| Undivided profits | $5,365,000 | 4,538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,999,000 | 1,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,189,000 | 3,317 |
| Earning assets | $215,380,000 | 2,694 |
| Long-term assets (5+ years) | $30,238,000 | 2,684 |
| Average Assets, year-to-date | $223,313,500 | 2,778 |
| Average Assets, quarterly | $223,313,500 | 2,778 |
| Volatile liabilities | $56,362,000 | 2,267 |
| Insider loans | $4,682,000 | 1,525 |
| FHLB advances | $10,000,000 | 2,286 |
| Loans and leases held for sale | $830,000 | 1,051 |
| Unused loan commitments | $23,719,000 | 3,043 |
| Tier 1 (core) risk-based capital | $25,986,000 | 2,470 |
| Tier 2 risk-based capital | $2,324,000 | 2,122 |
| Total risk weighted assets | $185,589,000 | 2,440 |
| Total unused commitments | $23,719,000 | 3,045 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 27 | 5,256 |
| Assets and Liabilities | ||
| Total Assets: | $217,316,000 | 2,867 |
| Cash and due from depository institutions | $2,978,000 | 5,256 |
| Interest-bearing balances | $224,000 | 3,908 |
| Securities | $30,381,000 | 3,435 |
| Federal funds sold & reverse repurchase agreements | $15,363,000 | 1,045 |
| Net loans & leases | $161,521,000 | 2,620 |
| Loan loss allowance | $2,665,000 | 1,943 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,311,000 | 5,439 |
| Other real estate owned | $0 | 5,256 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,762,000 | 2,708 |
| Life insurance assets | $2,330,000 | 2,022 |
| Total liabilities and capital | $217,316,000 | 2,867 |
| Total liabilities | $192,497,000 | 2,891 |
| Total deposits | $183,150,000 | 2,776 |
| Interest-bearing deposits | $171,310,000 | 2,561 |
| Deposits held in domestic offices | $183,150,000 | 2,773 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,500,000 | 2,901 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,847,000 | 2,548 |
| Total equity capital | $24,819,000 | 2,652 |
| Total bank equity capital | $24,819,000 | 2,652 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $8,223,000 | 552 |
| Surplus | $11,913,000 | 2,158 |
| Undivided profits | $4,683,000 | 4,845 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,999,000 | 1,064 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,066,000 | 3,736 |
| Earning assets | $207,489,000 | 2,758 |
| Long-term assets (5+ years) | $29,960,000 | 2,663 |
| Average Assets, year-to-date | $196,242,800 | 2,997 |
| Average Assets, quarterly | $212,970,500 | 2,876 |
| Volatile liabilities | $59,817,000 | 2,313 |
| Insider loans | $4,963,000 | 1,450 |
| FHLB advances | $7,500,000 | 2,790 |
| Loans and leases held for sale | $2,085,000 | 677 |
| Unused loan commitments | $26,764,000 | 2,798 |
| Tier 1 (core) risk-based capital | $25,321,000 | 2,488 |
| Tier 2 risk-based capital | $2,133,000 | 2,235 |
| Total risk weighted assets | $170,106,000 | 2,612 |
| Total unused commitments | $26,764,000 | 2,799 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 30 | 4,948 |
| Assets and Liabilities | ||
| Total Assets: | $208,625,000 | 2,942 |
| Cash and due from depository institutions | $3,490,000 | 4,948 |
| Interest-bearing balances | $167,000 | 4,235 |
| Securities | $28,594,000 | 3,616 |
| Federal funds sold & reverse repurchase agreements | $9,872,000 | 1,446 |
| Net loans & leases | $160,262,000 | 2,620 |
| Loan loss allowance | $2,239,000 | 2,264 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $862,000 | 6,171 |
| Other real estate owned | $0 | 4,948 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $5,545,000 | 2,792 |
| Life insurance assets | $2,307,000 | 1,996 |
| Total liabilities and capital | $208,624,000 | 2,942 |
| Total liabilities | $188,212,000 | 2,914 |
| Total deposits | $179,023,000 | 2,779 |
| Interest-bearing deposits | $169,732,000 | 2,549 |
| Deposits held in domestic offices | $179,023,000 | 2,776 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $7,500,000 | 3,060 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,689,000 | 2,662 |
| Total equity capital | $20,412,000 | 3,104 |
| Total bank equity capital | $20,412,000 | 3,104 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,925,000 | 656 |
| Surplus | $9,211,000 | 2,562 |
| Undivided profits | $4,276,000 | 5,058 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $149,000 | 5,737 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,086,000 | 3,706 |
| Earning assets | $198,895,000 | 2,846 |
| Long-term assets (5+ years) | $28,408,000 | 2,721 |
| Average Assets, year-to-date | $190,974,500 | 3,075 |
| Average Assets, quarterly | $205,300,500 | 2,956 |
| Volatile liabilities | $53,443,000 | 2,500 |
| Insider loans | $5,174,000 | 1,377 |
| FHLB advances | $7,500,000 | 2,921 |
| Loans and leases held for sale | $2,081,000 | 656 |
| Unused loan commitments | $25,258,000 | 2,928 |
| Tier 1 (core) risk-based capital | $20,940,000 | 2,918 |
| Tier 2 risk-based capital | $2,103,000 | 2,275 |
| Total risk weighted assets | $168,117,000 | 2,612 |
| Total unused commitments | $25,258,000 | 2,929 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 29 | 5,082 |
| Assets and Liabilities | ||
| Total Assets: | $201,976,000 | 3,000 |
| Cash and due from depository institutions | $6,935,000 | 5,082 |
| Interest-bearing balances | $39,000 | 5,693 |
| Securities | $28,481,000 | 3,610 |
| Federal funds sold & reverse repurchase agreements | $10,888,000 | 1,178 |
| Net loans & leases | $147,796,000 | 2,787 |
| Loan loss allowance | $2,093,000 | 2,350 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $727,000 | 6,474 |
| Other real estate owned | $0 | 5,082 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $7,149,000 | 2,253 |
| Life insurance assets | $2,283,000 | 1,969 |
| Total liabilities and capital | $201,976,000 | 3,000 |
| Total liabilities | $182,944,000 | 2,965 |
| Total deposits | $170,851,000 | 2,902 |
| Interest-bearing deposits | $159,744,000 | 2,661 |
| Deposits held in domestic offices | $170,851,000 | 2,899 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $10,500,000 | 2,579 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,593,000 | 2,574 |
| Total equity capital | $19,032,000 | 3,187 |
| Total bank equity capital | $19,032,000 | 3,187 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $6,925,000 | 634 |
| Surplus | $9,211,000 | 2,508 |
| Undivided profits | $2,896,000 | 5,699 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $399,000 | 4,138 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $805,000 | 4,293 |
| Earning assets | $187,204,000 | 2,962 |
| Long-term assets (5+ years) | $25,102,000 | 2,921 |
| Average Assets, year-to-date | $185,091,000 | 3,154 |
| Average Assets, quarterly | $194,872,000 | 3,060 |
| Volatile liabilities | $57,464,000 | 2,320 |
| Insider loans | $1,588,000 | 3,348 |
| FHLB advances | $10,500,000 | 2,451 |
| Loans and leases held for sale | $4,022,000 | 452 |
| Unused loan commitments | $22,817,000 | 3,126 |
| Tier 1 (core) risk-based capital | $17,796,000 | 3,324 |
| Tier 2 risk-based capital | $1,974,000 | 2,361 |
| Total risk weighted assets | $157,832,000 | 2,743 |
| Total unused commitments | $22,817,000 | 3,127 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 30 | 4,952 |
| Assets and Liabilities | ||
| Total Assets: | $187,768,000 | 3,147 |
| Cash and due from depository institutions | $7,581,000 | 4,952 |
| Interest-bearing balances | $127,000 | 4,643 |
| Securities | $30,019,000 | 3,558 |
| Federal funds sold & reverse repurchase agreements | $14,132,000 | 1,057 |
| Net loans & leases | $130,087,000 | 3,055 |
| Loan loss allowance | $2,044,000 | 2,376 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $765,000 | 6,371 |
| Other real estate owned | $0 | 4,952 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $5,184,000 | 2,833 |
| Life insurance assets | $2,259,000 | 1,945 |
| Total liabilities and capital | $187,768,000 | 3,147 |
| Total liabilities | $168,773,000 | 3,136 |
| Total deposits | $156,871,000 | 3,084 |
| Interest-bearing deposits | $146,240,000 | 2,842 |
| Deposits held in domestic offices | $156,871,000 | 3,081 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,500,000 | 2,495 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,402,000 | 2,831 |
| Total equity capital | $18,995,000 | 3,170 |
| Total bank equity capital | $18,995,000 | 3,170 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,925,000 | 617 |
| Surplus | $9,211,000 | 2,445 |
| Undivided profits | $2,859,000 | 5,750 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $397,000 | 4,127 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $839,000 | 3,983 |
| Earning assets | $174,365,000 | 3,108 |
| Long-term assets (5+ years) | $26,678,000 | 2,786 |
| Average Assets, year-to-date | $176,648,500 | 3,274 |
| Average Assets, quarterly | $176,648,500 | 3,274 |
| Volatile liabilities | $50,089,000 | 2,491 |
| Insider loans | $1,615,000 | 3,267 |
| FHLB advances | $10,500,000 | 2,387 |
| Loans and leases held for sale | $1,590,000 | 677 |
| Unused loan commitments | $21,469,000 | 3,203 |
| Tier 1 (core) risk-based capital | $19,675,000 | 2,994 |
| Tier 2 risk-based capital | $1,749,000 | 2,591 |
| Total risk weighted assets | $139,816,000 | 3,012 |
| Total unused commitments | $21,469,000 | 3,204 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 29 | 5,079 |
| Assets and Liabilities | ||
| Total Assets: | $165,529,000 | 3,475 |
| Cash and due from depository institutions | $4,452,000 | 5,079 |
| Interest-bearing balances | $72,000 | 5,403 |
| Securities | $23,948,000 | 4,151 |
| Federal funds sold & reverse repurchase agreements | $11,345,000 | 1,200 |
| Net loans & leases | $119,608,000 | 3,233 |
| Loan loss allowance | $2,053,000 | 2,327 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $735,000 | 6,446 |
| Other real estate owned | $0 | 5,079 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,441,000 | 2,709 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $165,529,000 | 3,475 |
| Total liabilities | $146,785,000 | 3,481 |
| Total deposits | $136,867,000 | 3,412 |
| Interest-bearing deposits | $127,777,000 | 3,120 |
| Deposits held in domestic offices | $136,867,000 | 3,408 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,000,000 | 2,982 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,918,000 | 2,204 |
| Total equity capital | $18,744,000 | 3,167 |
| Total bank equity capital | $18,744,000 | 3,167 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $6,925,000 | 604 |
| Surplus | $9,211,000 | 2,413 |
| Undivided profits | $2,608,000 | 5,947 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $209,000 | 5,241 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $618,000 | 5,065 |
| Earning assets | $154,973,000 | 3,399 |
| Long-term assets (5+ years) | $21,581,000 | 3,158 |
| Average Assets, year-to-date | $143,338,600 | 3,724 |
| Average Assets, quarterly | $161,191,500 | 3,497 |
| Volatile liabilities | $39,485,000 | 2,906 |
| Insider loans | $1,395,000 | 3,538 |
| FHLB advances | $8,000,000 | 2,843 |
| Loans and leases held for sale | $1,818,000 | 630 |
| Unused loan commitments | $20,767,000 | 3,243 |
| Tier 1 (core) risk-based capital | $19,174,000 | 3,020 |
| Tier 2 risk-based capital | $1,575,000 | 2,765 |
| Total risk weighted assets | $125,513,000 | 3,252 |
| Total unused commitments | $20,767,000 | 3,243 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 30 | 4,931 |
| Assets and Liabilities | ||
| Total Assets: | $156,854,000 | 3,561 |
| Cash and due from depository institutions | $4,672,000 | 4,931 |
| Interest-bearing balances | $122,000 | 4,778 |
| Securities | $22,344,000 | 4,304 |
| Federal funds sold & reverse repurchase agreements | $10,515,000 | 1,240 |
| Net loans & leases | $113,889,000 | 3,320 |
| Loan loss allowance | $1,815,000 | 2,577 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $757,000 | 6,392 |
| Other real estate owned | $0 | 4,931 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $4,677,000 | 2,990 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $156,854,000 | 3,561 |
| Total liabilities | $138,391,000 | 3,601 |
| Total deposits | $129,283,000 | 3,516 |
| Interest-bearing deposits | $121,956,000 | 3,201 |
| Deposits held in domestic offices | $129,283,000 | 3,512 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $8,000,000 | 3,000 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,108,000 | 3,215 |
| Total equity capital | $18,463,000 | 3,184 |
| Total bank equity capital | $18,463,000 | 3,184 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,925,000 | 572 |
| Surplus | $9,211,000 | 2,355 |
| Undivided profits | $2,327,000 | 6,227 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $211,000 | 5,354 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $631,000 | 4,961 |
| Earning assets | $146,870,000 | 3,504 |
| Long-term assets (5+ years) | $19,663,000 | 3,359 |
| Average Assets, year-to-date | $137,791,000 | 3,835 |
| Average Assets, quarterly | $150,679,500 | 3,638 |
| Volatile liabilities | $34,312,000 | 3,099 |
| Insider loans | $2,762,000 | 2,233 |
| FHLB advances | $8,000,000 | 2,859 |
| Loans and leases held for sale | $3,573,000 | 490 |
| Unused loan commitments | $13,104,000 | 4,084 |
| Tier 1 (core) risk-based capital | $18,724,000 | 3,038 |
| Tier 2 risk-based capital | $1,412,000 | 2,978 |
| Total risk weighted assets | $112,558,000 | 3,465 |
| Total unused commitments | $13,104,000 | 4,086 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 28 | 5,181 |
| Assets and Liabilities | ||
| Total Assets: | $144,505,000 | 3,733 |
| Cash and due from depository institutions | $3,427,000 | 5,181 |
| Interest-bearing balances | $83,000 | 5,312 |
| Securities | $20,840,000 | 4,522 |
| Federal funds sold & reverse repurchase agreements | $13,086,000 | 923 |
| Net loans & leases | $103,926,000 | 3,485 |
| Loan loss allowance | $1,735,000 | 2,631 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $780,000 | 6,313 |
| Other real estate owned | $0 | 5,181 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,446,000 | 4,402 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $144,505,000 | 3,733 |
| Total liabilities | $129,064,000 | 3,732 |
| Total deposits | $118,210,000 | 3,716 |
| Interest-bearing deposits | $107,542,000 | 3,485 |
| Deposits held in domestic offices | $118,210,000 | 3,714 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,000,000 | 2,628 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $854,000 | 3,603 |
| Total equity capital | $15,441,000 | 3,643 |
| Total bank equity capital | $15,441,000 | 3,643 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,835,000 | 681 |
| Surplus | $7,365,000 | 2,747 |
| Undivided profits | $2,241,000 | 6,264 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $497,000 | 5,481 |
| Earning assets | $137,935,000 | 3,624 |
| Long-term assets (5+ years) | $17,870,000 | 3,576 |
| Average Assets, year-to-date | $131,436,670 | 3,971 |
| Average Assets, quarterly | $136,057,000 | 3,889 |
| Volatile liabilities | $26,998,000 | 3,550 |
| Insider loans | $1,925,000 | 2,852 |
| FHLB advances | $10,000,000 | 2,493 |
| Loans and leases held for sale | $1,931,000 | 727 |
| Unused loan commitments | $12,296,000 | 4,190 |
| Tier 1 (core) risk-based capital | $15,463,000 | 3,529 |
| Tier 2 risk-based capital | $1,308,000 | 3,121 |
| Total risk weighted assets | $104,248,000 | 3,608 |
| Total unused commitments | $12,296,000 | 4,190 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 28 | 5,181 |
| Assets and Liabilities | ||
| Total Assets: | $127,609,000 | 4,110 |
| Cash and due from depository institutions | $2,018,000 | 5,181 |
| Interest-bearing balances | $45,000 | 5,783 |
| Securities | $18,837,000 | 4,870 |
| Federal funds sold & reverse repurchase agreements | $11,726,000 | 1,067 |
| Net loans & leases | $91,915,000 | 3,779 |
| Loan loss allowance | $1,713,000 | 2,657 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $783,000 | 6,334 |
| Other real estate owned | $19,000 | 5,181 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,311,000 | 4,504 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $127,609,000 | 4,110 |
| Total liabilities | $112,806,000 | 4,142 |
| Total deposits | $101,984,000 | 4,181 |
| Interest-bearing deposits | $94,243,000 | 3,901 |
| Deposits held in domestic offices | $101,984,000 | 4,177 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,000,000 | 2,562 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $822,000 | 3,630 |
| Total equity capital | $14,803,000 | 3,694 |
| Total bank equity capital | $14,803,000 | 3,694 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,835,000 | 661 |
| Surplus | $7,365,000 | 2,701 |
| Undivided profits | $1,603,000 | 6,707 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $76,000 | 6,568 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $447,000 | 5,709 |
| Earning assets | $122,523,000 | 3,954 |
| Long-term assets (5+ years) | $15,926,000 | 3,866 |
| Average Assets, year-to-date | $124,902,500 | 4,160 |
| Average Assets, quarterly | $124,902,500 | 4,160 |
| Volatile liabilities | $20,301,000 | 4,138 |
| Insider loans | $1,359,000 | 3,517 |
| FHLB advances | $10,000,000 | 2,434 |
| Loans and leases held for sale | $730,000 | 1,038 |
| Unused loan commitments | $13,156,000 | 4,017 |
| Tier 1 (core) risk-based capital | $15,192,000 | 3,543 |
| Tier 2 risk-based capital | $1,190,000 | 3,364 |
| Total risk weighted assets | $94,683,000 | 3,849 |
| Total unused commitments | $13,156,000 | 4,017 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 25 | 5,579 |
| Assets and Liabilities | ||
| Total Assets: | $122,196,000 | 4,246 |
| Cash and due from depository institutions | $3,369,000 | 5,579 |
| Interest-bearing balances | $104,000 | 5,006 |
| Securities | $14,976,000 | 5,510 |
| Federal funds sold & reverse repurchase agreements | $16,839,000 | 690 |
| Net loans & leases | $80,771,000 | 4,131 |
| Loan loss allowance | $1,694,000 | 2,649 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $839,000 | 6,190 |
| Other real estate owned | $0 | 5,579 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,402,000 | 2,509 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $122,196,000 | 4,246 |
| Total liabilities | $107,278,000 | 4,292 |
| Total deposits | $96,360,000 | 4,345 |
| Interest-bearing deposits | $89,972,000 | 4,022 |
| Deposits held in domestic offices | $96,360,000 | 4,341 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $10,000,000 | 2,576 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $918,000 | 3,294 |
| Total equity capital | $14,918,000 | 3,678 |
| Total bank equity capital | $14,918,000 | 3,678 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,835,000 | 642 |
| Surplus | $7,365,000 | 2,656 |
| Undivided profits | $1,718,000 | 6,735 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $82,000 | 6,566 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $394,000 | 6,096 |
| Earning assets | $112,690,000 | 4,234 |
| Long-term assets (5+ years) | $14,053,000 | 4,194 |
| Average Assets, year-to-date | $118,451,000 | 4,218 |
| Average Assets, quarterly | $125,670,000 | 4,112 |
| Volatile liabilities | $18,457,000 | 4,331 |
| Insider loans | $1,938,000 | 2,801 |
| FHLB advances | $10,000,000 | 2,428 |
| Loans and leases held for sale | $2,145,000 | 600 |
| Unused loan commitments | $12,874,000 | 3,934 |
| Tier 1 (core) risk-based capital | $14,987,000 | 3,533 |
| Tier 2 risk-based capital | $1,102,000 | 3,539 |
| Total risk weighted assets | $87,579,000 | 4,038 |
| Total unused commitments | $12,874,000 | 3,934 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 33 | 4,639 |
| Assets and Liabilities | ||
| Total Assets: | $129,144,000 | 4,027 |
| Cash and due from depository institutions | $3,149,000 | 4,639 |
| Interest-bearing balances | $58,000 | 5,687 |
| Securities | $21,512,000 | 4,522 |
| Federal funds sold & reverse repurchase agreements | $12,151,000 | 937 |
| Net loans & leases | $89,214,000 | 3,809 |
| Loan loss allowance | $1,351,000 | 3,218 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,625,000 | 4,793 |
| Other real estate owned | $0 | 4,639 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,493,000 | 5,575 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $129,144,000 | 4,027 |
| Total liabilities | $118,931,000 | 3,936 |
| Total deposits | $108,304,000 | 3,925 |
| Interest-bearing deposits | $99,249,000 | 3,681 |
| Deposits held in domestic offices | $108,304,000 | 3,922 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $10,000,000 | 2,560 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $627,000 | 4,328 |
| Total equity capital | $10,213,000 | 4,923 |
| Total bank equity capital | $10,213,000 | 4,923 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $4,231,000 | 934 |
| Surplus | $4,869,000 | 3,575 |
| Undivided profits | $1,113,000 | 7,308 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $399,000 | 4,406 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $404,000 | 6,181 |
| Earning assets | $122,935,000 | 3,895 |
| Long-term assets (5+ years) | $20,794,000 | 3,460 |
| Average Assets, year-to-date | $117,514,750 | 4,246 |
| Average Assets, quarterly | $128,264,500 | 4,006 |
| Volatile liabilities | $18,204,000 | 4,338 |
| Insider loans | $3,334,000 | 1,759 |
| FHLB advances | $10,000,000 | 2,424 |
| Loans and leases held for sale | $1,667,000 | 673 |
| Unused loan commitments | $12,819,000 | 3,899 |
| Tier 1 (core) risk-based capital | $10,351,000 | 4,734 |
| Tier 2 risk-based capital | $1,110,000 | 3,495 |
| Total risk weighted assets | $87,781,000 | 3,997 |
| Total unused commitments | $12,819,000 | 3,900 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 32 | 4,791 |
| Assets and Liabilities | ||
| Total Assets: | $127,385,000 | 4,043 |
| Cash and due from depository institutions | $2,344,000 | 4,791 |
| Interest-bearing balances | $48,000 | 5,862 |
| Securities | $24,276,000 | 4,249 |
| Federal funds sold & reverse repurchase agreements | $16,316,000 | 649 |
| Net loans & leases | $80,916,000 | 4,046 |
| Loan loss allowance | $1,272,000 | 3,349 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,711,000 | 4,628 |
| Other real estate owned | $80,000 | 4,791 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,742,000 | 5,178 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $127,385,000 | 4,043 |
| Total liabilities | $117,969,000 | 3,947 |
| Total deposits | $107,319,000 | 3,937 |
| Interest-bearing deposits | $98,859,000 | 3,701 |
| Deposits held in domestic offices | $107,319,000 | 3,934 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,000,000 | 2,546 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $650,000 | 3,937 |
| Total equity capital | $9,416,000 | 5,067 |
| Total bank equity capital | $9,416,000 | 5,067 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $4,231,000 | 919 |
| Surplus | $4,869,000 | 3,531 |
| Undivided profits | $316,000 | 7,936 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $523,000 | 3,883 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $371,000 | 6,269 |
| Earning assets | $121,556,000 | 3,915 |
| Long-term assets (5+ years) | $22,534,000 | 3,404 |
| Average Assets, year-to-date | $113,638,330 | 4,355 |
| Average Assets, quarterly | $123,717,000 | 4,093 |
| Volatile liabilities | $16,142,000 | 4,556 |
| Insider loans | $2,887,000 | 1,999 |
| FHLB advances | $10,000,000 | 2,408 |
| Loans and leases held for sale | $1,120,000 | 845 |
| Unused loan commitments | $12,879,000 | 3,897 |
| Tier 1 (core) risk-based capital | $10,171,000 | 4,742 |
| Tier 2 risk-based capital | $1,103,000 | 3,469 |
| Total risk weighted assets | $88,044,000 | 3,933 |
| Total unused commitments | $12,879,000 | 3,897 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 26 | 5,485 |
| Assets and Liabilities | ||
| Total Assets: | $120,049,000 | 4,221 |
| Cash and due from depository institutions | $2,418,000 | 5,485 |
| Interest-bearing balances | $13,000 | 6,547 |
| Securities | $24,090,000 | 4,265 |
| Federal funds sold & reverse repurchase agreements | $20,004,000 | 708 |
| Net loans & leases | $70,712,000 | 4,373 |
| Loan loss allowance | $1,135,000 | 3,615 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,584,000 | 4,806 |
| Other real estate owned | $80,000 | 5,485 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,161,000 | 6,059 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $120,049,000 | 4,221 |
| Total liabilities | $110,362,000 | 4,144 |
| Total deposits | $99,714,000 | 4,171 |
| Interest-bearing deposits | $92,310,000 | 3,882 |
| Deposits held in domestic offices | $99,714,000 | 4,167 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $10,000,000 | 2,415 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $648,000 | 4,247 |
| Total equity capital | $9,687,000 | 5,066 |
| Total bank equity capital | $9,687,000 | 5,066 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $4,022,000 | 950 |
| Surplus | $4,578,000 | 3,637 |
| Undivided profits | $1,087,000 | 7,405 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $457,000 | 4,288 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $341,000 | 6,457 |
| Earning assets | $114,819,000 | 4,088 |
| Long-term assets (5+ years) | $23,281,000 | 3,276 |
| Average Assets, year-to-date | $106,765,000 | 4,568 |
| Average Assets, quarterly | $106,765,000 | 4,568 |
| Volatile liabilities | $16,986,000 | 4,354 |
| Insider loans | $2,853,000 | 1,986 |
| FHLB advances | $10,000,000 | 2,279 |
| Loans and leases held for sale | $2,194,000 | 666 |
| Unused loan commitments | $14,250,000 | 3,623 |
| Tier 1 (core) risk-based capital | $9,498,000 | 4,932 |
| Tier 2 risk-based capital | $994,000 | 3,698 |
| Total risk weighted assets | $79,372,000 | 4,180 |
| Total unused commitments | $14,250,000 | 3,631 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 26 | 5,504 |
| Assets and Liabilities | ||
| Total Assets: | $93,481,000 | 5,015 |
| Cash and due from depository institutions | $1,747,000 | 5,504 |
| Interest-bearing balances | $13,000 | 6,536 |
| Securities | $19,286,000 | 4,913 |
| Federal funds sold & reverse repurchase agreements | $863,000 | 5,166 |
| Net loans & leases | $68,947,000 | 4,428 |
| Loan loss allowance | $1,008,000 | 3,926 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,562,000 | 4,839 |
| Other real estate owned | $80,000 | 5,504 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $996,000 | 6,529 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,481,000 | 5,015 |
| Total liabilities | $85,317,000 | 4,951 |
| Total deposits | $79,679,000 | 4,924 |
| Interest-bearing deposits | $71,524,000 | 4,725 |
| Deposits held in domestic offices | $79,679,000 | 4,920 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,355 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $638,000 | 4,122 |
| Total equity capital | $8,164,000 | 5,571 |
| Total bank equity capital | $8,164,000 | 5,571 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,553,000 | 1,117 |
| Surplus | $3,947,000 | 3,994 |
| Undivided profits | $664,000 | 7,818 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $438,000 | 4,386 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $314,000 | 6,851 |
| Earning assets | $89,109,000 | 4,866 |
| Long-term assets (5+ years) | $17,898,000 | 3,807 |
| Average Assets, year-to-date | $77,562,200 | 5,540 |
| Average Assets, quarterly | $90,339,000 | 5,103 |
| Volatile liabilities | $11,776,000 | 5,265 |
| Insider loans | $3,178,000 | 1,762 |
| FHLB advances | $5,000,000 | 3,183 |
| Loans and leases held for sale | $1,134,000 | 836 |
| Unused loan commitments | $17,606,000 | 3,092 |
| Tier 1 (core) risk-based capital | $8,224,000 | 5,380 |
| Tier 2 risk-based capital | $904,000 | 3,960 |
| Total risk weighted assets | $72,187,000 | 4,470 |
| Total unused commitments | $17,606,000 | 3,095 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 27 | 5,398 |
| Assets and Liabilities | ||
| Total Assets: | $87,197,000 | 5,251 |
| Cash and due from depository institutions | $2,503,000 | 5,398 |
| Interest-bearing balances | $17,000 | 6,483 |
| Securities | $18,094,000 | 5,016 |
| Federal funds sold & reverse repurchase agreements | $1,132,000 | 5,213 |
| Net loans & leases | $62,579,000 | 4,701 |
| Loan loss allowance | $891,000 | 4,294 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,631,000 | 4,728 |
| Other real estate owned | $0 | 5,398 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,258,000 | 5,934 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,197,000 | 5,251 |
| Total liabilities | $80,450,000 | 5,135 |
| Total deposits | $74,998,000 | 5,116 |
| Interest-bearing deposits | $68,655,000 | 4,854 |
| Deposits held in domestic offices | $74,998,000 | 5,113 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,000,000 | 3,313 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $452,000 | 5,313 |
| Total equity capital | $6,747,000 | 6,260 |
| Total bank equity capital | $6,747,000 | 6,260 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,031,000 | 1,263 |
| Surplus | $3,269,000 | 4,391 |
| Undivided profits | $447,000 | 8,109 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $292,000 | 5,391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $297,000 | 7,147 |
| Earning assets | $81,822,000 | 5,150 |
| Long-term assets (5+ years) | $17,342,000 | 3,887 |
| Average Assets, year-to-date | $73,582,500 | 5,730 |
| Average Assets, quarterly | $83,506,500 | 5,375 |
| Volatile liabilities | $8,869,000 | 6,019 |
| Insider loans | $2,880,000 | 1,916 |
| FHLB advances | $5,000,000 | 3,127 |
| Loans and leases held for sale | $1,341,000 | 997 |
| Unused loan commitments | $14,517,000 | 3,460 |
| Tier 1 (core) risk-based capital | $6,922,000 | 6,023 |
| Tier 2 risk-based capital | $822,000 | 4,252 |
| Total risk weighted assets | $65,679,000 | 4,753 |
| Total unused commitments | $14,517,000 | 3,465 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 28 | 5,283 |
| Assets and Liabilities | ||
| Total Assets: | $79,816,000 | 5,550 |
| Cash and due from depository institutions | $1,275,000 | 5,283 |
| Interest-bearing balances | $15,000 | 6,557 |
| Securities | $14,172,000 | 5,641 |
| Federal funds sold & reverse repurchase agreements | $1,507,000 | 5,245 |
| Net loans & leases | $60,451,000 | 4,789 |
| Loan loss allowance | $783,000 | 4,662 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,659,000 | 4,663 |
| Other real estate owned | $17,000 | 5,283 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $735,000 | 7,254 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,816,000 | 5,550 |
| Total liabilities | $72,938,000 | 5,454 |
| Total deposits | $72,675,000 | 5,221 |
| Interest-bearing deposits | $67,106,000 | 4,917 |
| Deposits held in domestic offices | $72,675,000 | 5,218 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $263,000 | 6,806 |
| Total equity capital | $6,878,000 | 6,187 |
| Total bank equity capital | $6,878,000 | 6,187 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,031,000 | 1,250 |
| Surplus | $3,269,000 | 4,351 |
| Undivided profits | $578,000 | 8,042 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $388,000 | 4,892 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $272,000 | 7,291 |
| Earning assets | $76,145,000 | 5,395 |
| Long-term assets (5+ years) | $10,980,000 | 4,727 |
| Average Assets, year-to-date | $69,044,330 | 5,940 |
| Average Assets, quarterly | $74,471,500 | 5,731 |
| Volatile liabilities | $7,682,000 | 6,391 |
| Insider loans | $2,663,000 | 2,040 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $2,248,000 | 1,086 |
| Unused loan commitments | $15,368,000 | 3,289 |
| Tier 1 (core) risk-based capital | $6,773,000 | 6,027 |
| Tier 2 risk-based capital | $755,000 | 4,474 |
| Total risk weighted assets | $60,383,000 | 4,985 |
| Total unused commitments | $15,368,000 | 3,302 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 27 | 5,381 |
| Assets and Liabilities | ||
| Total Assets: | $69,127,000 | 5,953 |
| Cash and due from depository institutions | $882,000 | 5,381 |
| Interest-bearing balances | $15,000 | 6,509 |
| Securities | $7,441,000 | 7,147 |
| Federal funds sold & reverse repurchase agreements | $8,231,000 | 2,086 |
| Net loans & leases | $50,164,000 | 5,309 |
| Loan loss allowance | $694,000 | 4,992 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,626,000 | 4,683 |
| Other real estate owned | $18,000 | 5,381 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $765,000 | 7,166 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,127,000 | 5,953 |
| Total liabilities | $62,674,000 | 5,913 |
| Total deposits | $62,461,000 | 5,688 |
| Interest-bearing deposits | $56,422,000 | 5,500 |
| Deposits held in domestic offices | $62,461,000 | 5,686 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $213,000 | 7,313 |
| Total equity capital | $6,453,000 | 6,337 |
| Total bank equity capital | $6,453,000 | 6,337 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,896,000 | 1,368 |
| Surplus | $3,104,000 | 4,428 |
| Undivided profits | $453,000 | 8,148 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $309,000 | 5,298 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $256,000 | 7,508 |
| Earning assets | $65,851,000 | 5,816 |
| Long-term assets (5+ years) | $3,488,000 | 6,642 |
| Average Assets, year-to-date | $63,658,500 | 6,186 |
| Average Assets, quarterly | $63,658,500 | 6,186 |
| Volatile liabilities | $7,817,000 | 6,316 |
| Insider loans | $3,023,000 | 1,785 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $1,262,000 | 1,211 |
| Unused loan commitments | $8,281,000 | 4,586 |
| Tier 1 (core) risk-based capital | $6,340,000 | 6,204 |
| Tier 2 risk-based capital | $618,000 | 5,007 |
| Total risk weighted assets | $49,331,000 | 5,550 |
| Total unused commitments | $8,281,000 | 4,600 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 26 | 5,515 |
| Assets and Liabilities | ||
| Total Assets: | $58,190,000 | 6,504 |
| Cash and due from depository institutions | $1,979,000 | 5,515 |
| Interest-bearing balances | $13,000 | 6,537 |
| Securities | $7,234,000 | 7,226 |
| Federal funds sold & reverse repurchase agreements | $4,727,000 | 2,939 |
| Net loans & leases | $41,948,000 | 5,847 |
| Loan loss allowance | $608,000 | 5,334 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,543,000 | 4,805 |
| Other real estate owned | $0 | 5,515 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $759,000 | 7,244 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,190,000 | 6,504 |
| Total liabilities | $51,798,000 | 6,492 |
| Total deposits | $51,656,000 | 6,288 |
| Interest-bearing deposits | $47,108,000 | 6,062 |
| Deposits held in domestic offices | $51,656,000 | 6,285 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $142,000 | 8,137 |
| Total equity capital | $6,392,000 | 6,343 |
| Total bank equity capital | $6,392,000 | 6,343 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,896,000 | 1,362 |
| Surplus | $3,104,000 | 4,370 |
| Undivided profits | $392,000 | 8,265 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $371,000 | 4,805 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $255,000 | 7,642 |
| Earning assets | $53,922,000 | 6,456 |
| Long-term assets (5+ years) | $4,199,000 | 6,336 |
| Average Assets, year-to-date | $41,215,800 | 7,384 |
| Average Assets, quarterly | $54,881,500 | 6,651 |
| Volatile liabilities | $8,296,000 | 6,183 |
| Insider loans | $2,140,000 | 2,394 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $1,240,000 | 1,253 |
| Unused loan commitments | $5,679,000 | 5,290 |
| Tier 1 (core) risk-based capital | $6,280,000 | 6,180 |
| Tier 2 risk-based capital | $506,000 | 5,583 |
| Total risk weighted assets | $40,392,000 | 6,174 |
| Total unused commitments | $5,679,000 | 5,294 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 13 | 7,739 |
| Assets and Liabilities | ||
| Total Assets: | $28,896,000 | 8,384 |
| Cash and due from depository institutions | $685,000 | 7,739 |
| Interest-bearing balances | $10,000 | 6,615 |
| Securities | $7,138,000 | 7,278 |
| Federal funds sold & reverse repurchase agreements | $538,000 | 6,405 |
| Net loans & leases | $18,849,000 | 7,954 |
| Loan loss allowance | $413,000 | 6,444 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $961,000 | 5,983 |
| Other real estate owned | $26,000 | 7,739 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $699,000 | 7,563 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,896,000 | 8,384 |
| Total liabilities | $25,293,000 | 8,380 |
| Total deposits | $25,090,000 | 8,287 |
| Interest-bearing deposits | $22,378,000 | 8,166 |
| Deposits held in domestic offices | $25,090,000 | 8,285 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $203,000 | 7,869 |
| Total equity capital | $3,603,000 | 8,070 |
| Total bank equity capital | $3,603,000 | 8,070 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,650,000 | 2,162 |
| Surplus | $1,650,000 | 5,903 |
| Undivided profits | $303,000 | 8,364 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,162,000 | 2,406 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $214,000 | 8,282 |
| Earning assets | $26,535,000 | 8,353 |
| Long-term assets (5+ years) | $5,338,000 | 6,028 |
| Average Assets, year-to-date | $29,501,400 | 8,210 |
| Average Assets, quarterly | $29,368,000 | 8,320 |
| Volatile liabilities | $9,930,000 | 5,660 |
| Insider loans | $742,000 | 4,567 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $2,163,000 | 7,211 |
| Tier 1 (core) risk-based capital | $3,577,000 | 7,979 |
| Tier 2 risk-based capital | $264,000 | 7,419 |
| Total risk weighted assets | $20,984,000 | 7,972 |
| Total unused commitments | $2,163,000 | 7,219 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 12 | 8,106 |
| Assets and Liabilities | ||
| Total Assets: | $27,616,000 | 8,519 |
| Cash and due from depository institutions | $621,000 | 8,106 |
| Interest-bearing balances | $2,000 | 6,723 |
| Securities | $7,363,000 | 7,558 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $18,098,000 | 8,128 |
| Loan loss allowance | $447,000 | 6,086 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,027,000 | 5,889 |
| Other real estate owned | $0 | 8,106 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $507,000 | 8,088 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,616,000 | 8,519 |
| Total liabilities | $24,218,000 | 8,519 |
| Total deposits | $22,622,000 | 8,524 |
| Interest-bearing deposits | $20,108,000 | 8,420 |
| Deposits held in domestic offices | $22,622,000 | 8,523 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $260,000 | 3,433 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,000,000 | 4,537 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $336,000 | 6,991 |
| Total equity capital | $3,398,000 | 8,307 |
| Total bank equity capital | $3,398,000 | 8,307 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,650,000 | 2,206 |
| Surplus | $1,650,000 | 5,949 |
| Undivided profits | $98,000 | 8,828 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $261,000 | 5,155 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $246,000 | 7,493 |
| Earning assets | $25,463,000 | 8,490 |
| Long-term assets (5+ years) | $4,664,000 | 6,139 |
| Average Assets, year-to-date | $27,461,000 | 8,402 |
| Average Assets, quarterly | $28,087,000 | 8,439 |
| Volatile liabilities | $9,575,000 | 5,734 |
| Insider loans | $552,000 | 5,216 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $909,000 | 8,425 |
| Tier 1 (core) risk-based capital | $3,432,000 | 8,219 |
| Tier 2 risk-based capital | $254,900 | 7,495 |
| Total risk weighted assets | $20,200,000 | 8,105 |
| Total unused commitments | $909,000 | 8,430 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 12 | 8,338 |
| Assets and Liabilities | ||
| Total Assets: | $26,078,000 | 8,852 |
| Cash and due from depository institutions | $785,000 | 8,338 |
| Interest-bearing balances | $32,000 | 5,751 |
| Securities | $6,462,000 | 8,181 |
| Federal funds sold & reverse repurchase agreements | $350,000 | 6,047 |
| Net loans & leases | $17,060,000 | 8,350 |
| Loan loss allowance | $314,000 | 7,244 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,107,000 | 5,750 |
| Other real estate owned | $0 | 8,338 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $314,000 | 9,237 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,078,000 | 8,852 |
| Total liabilities | $23,137,000 | 8,826 |
| Total deposits | $22,972,000 | 8,719 |
| Interest-bearing deposits | $20,550,000 | 8,594 |
| Deposits held in domestic offices | $22,972,000 | 8,717 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $165,000 | 8,542 |
| Total equity capital | $2,941,000 | 8,706 |
| Total bank equity capital | $2,941,000 | 8,706 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,650,000 | 2,233 |
| Surplus | $1,650,000 | 6,020 |
| Undivided profits | $-359,000 | 9,502 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $454,000 | 3,870 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $180,000 | 8,060 |
| Earning assets | $23,904,000 | 8,817 |
| Long-term assets (5+ years) | $3,634,000 | 6,869 |
| Average Assets, year-to-date | $23,881,800 | 8,912 |
| Average Assets, quarterly | $25,431,500 | 8,871 |
| Volatile liabilities | $5,017,000 | 7,329 |
| Insider loans | $1,003,000 | 3,726 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $1,191,000 | 8,336 |
| Tier 1 (core) risk-based capital | $3,156,000 | 8,569 |
| Tier 2 risk-based capital | $237,990 | 7,748 |
| Total risk weighted assets | $18,963,290 | 8,362 |
| Total unused commitments | $1,191,000 | 8,343 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 12 | 8,518 |
| Assets and Liabilities | ||
| Total Assets: | $20,995,000 | 9,451 |
| Cash and due from depository institutions | $596,000 | 8,518 |
| Interest-bearing balances | $2,000 | 6,622 |
| Securities | $5,697,000 | 8,509 |
| Federal funds sold & reverse repurchase agreements | $110,000 | 8,247 |
| Net loans & leases | $13,169,000 | 8,980 |
| Loan loss allowance | $214,000 | 8,364 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,213,000 | 5,391 |
| Other real estate owned | $0 | 8,518 |
| Goodwill and other intangibles | $22,000 | 3,149 |
| All other assets | $188,000 | 9,966 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,995,000 | 9,451 |
| Total liabilities | $18,152,000 | 9,452 |
| Total deposits | $16,711,000 | 9,514 |
| Interest-bearing deposits | $14,295,000 | 9,471 |
| Deposits held in domestic offices | $16,711,000 | 9,514 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,300,000 | 2,245 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $141,000 | 9,293 |
| Total equity capital | $2,843,000 | 8,936 |
| Total bank equity capital | $2,843,000 | 8,936 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,650,000 | 2,197 |
| Surplus | $1,650,000 | 5,959 |
| Undivided profits | $-457,000 | 10,062 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $56,000 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $94,000 | 9,434 |
| Earning assets | $18,978,000 | 9,436 |
| Long-term assets (5+ years) | $1,908,000 | 7,786 |
| Average Assets, year-to-date | $19,117,200 | 9,500 |
| Average Assets, quarterly | $20,858,500 | 9,411 |
| Volatile liabilities | $4,030,000 | 7,568 |
| Insider loans | $249,000 | 6,804 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,154,000 | 8,429 |
| Tier 1 (core) risk-based capital | $2,820,000 | 8,871 |
| Tier 2 risk-based capital | $188,590 | 8,398 |
| Total risk weighted assets | $15,061,790 | 8,958 |
| Total unused commitments | $1,154,000 | 8,437 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 11 | 9,106 |
| Assets and Liabilities | ||
| Total Assets: | $14,214,000 | 10,411 |
| Cash and due from depository institutions | $1,267,000 | 9,106 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $2,528,000 | 10,149 |
| Federal funds sold & reverse repurchase agreements | $10,000 | 8,143 |
| Net loans & leases | $8,990,000 | 10,035 |
| Loan loss allowance | $140,000 | 9,581 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,246,000 | 5,303 |
| Other real estate owned | $0 | 9,106 |
| Goodwill and other intangibles | $32,000 | 3,132 |
| All other assets | $141,000 | 10,645 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $14,214,000 | 10,411 |
| Total liabilities | $11,541,000 | 10,452 |
| Total deposits | $11,430,000 | 10,401 |
| Interest-bearing deposits | $9,394,000 | 10,369 |
| Deposits held in domestic offices | $11,430,000 | 10,401 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $111,000 | 10,088 |
| Total equity capital | $2,673,000 | 9,337 |
| Total bank equity capital | $2,673,000 | 9,337 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,650,000 | 2,211 |
| Surplus | $1,650,000 | 6,002 |
| Undivided profits | $-627,000 | 10,654 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $28,000 | 9,078 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $101,000 | 9,793 |
| Earning assets | $11,528,000 | 10,477 |
| Long-term assets (5+ years) | $1,288,000 | 8,251 |
| Average Assets, year-to-date | $12,346,200 | 10,491 |
| Average Assets, quarterly | $13,847,500 | 10,414 |
| Volatile liabilities | $3,328,000 | 8,243 |
| Insider loans | $383,000 | 6,103 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,734,000 | 7,775 |
| Tier 1 (core) risk-based capital | $2,638,000 | 9,294 |
| Tier 2 risk-based capital | $131,450 | 9,428 |
| Total risk weighted assets | $10,507,250 | 9,945 |
| Total unused commitments | $1,734,000 | 7,784 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 11 | 9,546 |
| Assets and Liabilities | ||
| Total Assets: | $9,357,000 | 11,250 |
| Cash and due from depository institutions | $430,000 | 9,546 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $1,703,000 | 10,957 |
| Federal funds sold & reverse repurchase agreements | $210,000 | 8,056 |
| Net loans & leases | $5,581,000 | 10,996 |
| Loan loss allowance | $70,000 | 10,908 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,322,000 | 5,119 |
| Other real estate owned | $0 | 9,546 |
| Goodwill and other intangibles | $43,000 | 2,876 |
| All other assets | $68,000 | 11,391 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $9,357,000 | 11,250 |
| Total liabilities | $6,568,000 | 11,319 |
| Total deposits | $6,512,000 | 11,284 |
| Interest-bearing deposits | $5,414,000 | 11,215 |
| Deposits held in domestic offices | $6,512,000 | 11,284 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $56,000 | 11,146 |
| Total equity capital | $2,789,000 | 9,483 |
| Total bank equity capital | $2,789,000 | 9,483 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,650,000 | 2,350 |
| Surplus | $1,650,000 | 6,138 |
| Undivided profits | $-511,000 | 11,122 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,000 | 9,856 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $28,000 | 11,112 |
| Earning assets | $7,494,000 | 11,279 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $7,955,000 | 11,318 |
| Average Assets, quarterly | $8,844,500 | 11,274 |
| Volatile liabilities | $1,267,000 | 10,246 |
| Insider loans | $518,000 | 5,436 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $963,000 | 8,911 |
| Tier 1 (core) risk-based capital | $2,735,000 | 9,481 |
| Tier 2 risk-based capital | $70,000 | 10,776 |
| Total risk weighted assets | $7,181,000 | 10,882 |
| Total unused commitments | $963,000 | 8,925 |
| Derivatives | $0 | 549 |