Home > First National Bank > Income and Expense
First National Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,811,000 | 4,099 |
| Total interest expense | $3,198,000 | 4,486 |
| Net interest income | $4,613,000 | 3,807 |
| Provision for loan and lease losses | $73,000 | 5,323 |
| Total noninterest income | $621,000 | 4,461 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $504,000 | 2,705 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 6,722 |
| Total noninterest expense | $4,095,000 | 3,251 |
| Salaries and employee benefits | $1,790,000 | 3,662 |
| Premises and equipment expense | $577,000 | 3,312 |
| Additional noninterest expense | $1,728,000 | 2,713 |
| Pre-tax net operating income | $1,066,000 | 5,727 |
| Securities gains (losses) | $-24,000 | 10,683 |
| Applicable income taxes | $224,000 | 7,036 |
| Income before extraordinary items | $818,000 | 5,358 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $818,000 | 5,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,648 |
| Cash dividends | $400,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $836,960 | 5,257 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,949,000 | 4,902 |
| Total interest expense | $1,824,000 | 6,007 |
| Net interest income | $4,125,000 | 4,260 |
| Provision for loan and lease losses | $-249,000 | 12,364 |
| Total noninterest income | $627,000 | 4,507 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $513,000 | 2,664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 7,101 |
| Total noninterest expense | $3,584,000 | 3,770 |
| Salaries and employee benefits | $1,505,000 | 4,271 |
| Premises and equipment expense | $449,000 | 4,161 |
| Additional noninterest expense | $1,630,000 | 3,081 |
| Pre-tax net operating income | $1,417,000 | 4,628 |
| Securities gains (losses) | $-437,000 | 12,211 |
| Applicable income taxes | $225,000 | 6,938 |
| Income before extraordinary items | $755,000 | 5,587 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $755,000 | 5,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,521 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,091,490 | 4,257 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,862,000 | 5,054 |
| Total interest expense | $1,864,000 | 6,167 |
| Net interest income | $3,998,000 | 4,402 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $707,000 | 4,408 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $460,000 | 3,027 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $247,000 | 5,039 |
| Total noninterest expense | $3,378,000 | 4,048 |
| Salaries and employee benefits | $1,355,000 | 4,706 |
| Premises and equipment expense | $383,000 | 4,887 |
| Additional noninterest expense | $1,640,000 | 3,244 |
| Pre-tax net operating income | $1,327,000 | 4,790 |
| Securities gains (losses) | $284,000 | 1,353 |
| Applicable income taxes | $464,000 | 4,461 |
| Income before extraordinary items | $1,147,000 | 4,179 |
| Extraordinary gains, net | $32,000 | 2,460 |
| Net income | $1,179,000 | 4,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 7,294 |
| Cash dividends | $548,000 | 2,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $945,360 | 4,678 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,598,000 | 5,073 |
| Total interest expense | $2,613,000 | 5,771 |
| Net interest income | $3,985,000 | 4,462 |
| Provision for loan and lease losses | $18,000 | 10,694 |
| Total noninterest income | $554,000 | 5,265 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 5,626 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $334,000 | 4,145 |
| Total noninterest expense | $3,047,000 | 4,467 |
| Salaries and employee benefits | $1,098,000 | 5,593 |
| Premises and equipment expense | $300,000 | 5,973 |
| Additional noninterest expense | $1,649,000 | 3,318 |
| Pre-tax net operating income | $1,474,000 | 4,095 |
| Securities gains (losses) | $232,000 | 1,812 |
| Applicable income taxes | $552,000 | 3,677 |
| Income before extraordinary items | $1,154,000 | 3,948 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,154,000 | 3,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 13,128 |
| Cash dividends | $516,000 | 2,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $996,240 | 4,202 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.