Home > First National Bank > Assets and Liabilities
First National Bank, Assets and Liabilities
| 2005-12-31 | Rank | |
| # of Employees: | 42 | 3,855 |
| Assets and Liabilities | ||
| Total Assets: | $159,486,000 | 3,567 |
| Cash and due from depository institutions | $9,251,000 | 3,855 |
| Interest-bearing balances | $231,000 | 4,100 |
| Securities | $22,657,000 | 4,289 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $116,699,000 | 3,302 |
| Loan loss allowance | $1,014,000 | 4,061 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $7,212,000 | 1,562 |
| Other real estate owned | $0 | 3,855 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,667,000 | 3,586 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $159,486,000 | 3,567 |
| Total liabilities | $149,101,000 | 3,443 |
| Total deposits | $133,403,000 | 3,492 |
| Interest-bearing deposits | $95,378,000 | 3,937 |
| Deposits held in domestic offices | $133,403,000 | 3,488 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,309,000 | 980 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,919,000 | 4,747 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $470,000 | 5,266 |
| Total equity capital | $10,385,000 | 5,023 |
| Total bank equity capital | $10,385,000 | 5,023 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,614,000 | 2,185 |
| Surplus | $1,925,000 | 5,686 |
| Undivided profits | $6,846,000 | 3,874 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 7,582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $681,000 | 4,706 |
| Earning assets | $139,587,000 | 3,676 |
| Long-term assets (5+ years) | $13,714,000 | 4,005 |
| Average Assets, year-to-date | $142,963,800 | 3,734 |
| Average Assets, quarterly | $154,410,500 | 3,623 |
| Volatile liabilities | $29,702,000 | 3,498 |
| Insider loans | $35,000 | 7,575 |
| FHLB advances | $1,919,000 | 4,556 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $26,722,000 | 2,737 |
| Tier 1 (core) risk-based capital | $10,553,000 | 4,932 |
| Tier 2 risk-based capital | $1,014,000 | 3,865 |
| Total risk weighted assets | $117,307,000 | 3,414 |
| Total unused commitments | $26,722,000 | 2,737 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 44 | 3,725 |
| Assets and Liabilities | ||
| Total Assets: | $149,335,000 | 3,699 |
| Cash and due from depository institutions | $5,035,000 | 3,725 |
| Interest-bearing balances | $432,000 | 3,600 |
| Securities | $23,847,000 | 4,116 |
| Federal funds sold & reverse repurchase agreements | $5,300,000 | 2,194 |
| Net loans & leases | $104,597,000 | 3,532 |
| Loan loss allowance | $954,000 | 4,227 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $6,938,000 | 1,580 |
| Other real estate owned | $0 | 3,725 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,618,000 | 3,572 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $149,335,000 | 3,699 |
| Total liabilities | $138,536,000 | 3,597 |
| Total deposits | $136,019,000 | 3,392 |
| Interest-bearing deposits | $96,201,000 | 3,863 |
| Deposits held in domestic offices | $136,019,000 | 3,388 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $1,928,000 | 4,837 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $589,000 | 4,729 |
| Total equity capital | $10,799,000 | 4,885 |
| Total bank equity capital | $10,799,000 | 4,885 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,614,000 | 2,155 |
| Surplus | $1,925,000 | 5,650 |
| Undivided profits | $7,260,000 | 3,777 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $656,000 | 4,822 |
| Earning assets | $134,176,000 | 3,751 |
| Long-term assets (5+ years) | $16,446,000 | 3,692 |
| Average Assets, year-to-date | $138,833,250 | 3,814 |
| Average Assets, quarterly | $146,535,500 | 3,727 |
| Volatile liabilities | $18,773,000 | 4,559 |
| Insider loans | $35,000 | 7,618 |
| FHLB advances | $1,928,000 | 4,641 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $25,761,000 | 2,780 |
| Tier 1 (core) risk-based capital | $10,924,000 | 4,761 |
| Tier 2 risk-based capital | $954,000 | 3,997 |
| Total risk weighted assets | $109,481,000 | 3,530 |
| Total unused commitments | $25,761,000 | 2,781 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 43 | 3,791 |
| Assets and Liabilities | ||
| Total Assets: | $143,736,000 | 3,747 |
| Cash and due from depository institutions | $9,758,000 | 3,791 |
| Interest-bearing balances | $1,689,000 | 2,171 |
| Securities | $23,627,000 | 4,190 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $99,853,000 | 3,594 |
| Loan loss allowance | $956,000 | 4,192 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,989,000 | 1,528 |
| Other real estate owned | $0 | 3,791 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,509,000 | 3,528 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $143,736,000 | 3,747 |
| Total liabilities | $133,474,000 | 3,636 |
| Total deposits | $129,836,000 | 3,450 |
| Interest-bearing deposits | $94,905,000 | 3,861 |
| Deposits held in domestic offices | $129,836,000 | 3,447 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,290,000 | 2,673 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,936,000 | 4,752 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $412,000 | 5,367 |
| Total equity capital | $10,262,000 | 5,017 |
| Total bank equity capital | $10,262,000 | 5,017 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,614,000 | 2,134 |
| Surplus | $1,925,000 | 5,633 |
| Undivided profits | $6,723,000 | 3,925 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $620,000 | 4,664 |
| Earning assets | $125,169,000 | 3,904 |
| Long-term assets (5+ years) | $16,578,000 | 3,722 |
| Average Assets, year-to-date | $135,332,670 | 3,867 |
| Average Assets, quarterly | $140,301,500 | 3,791 |
| Volatile liabilities | $20,802,000 | 4,178 |
| Insider loans | $35,000 | 7,641 |
| FHLB advances | $1,936,000 | 4,593 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $20,906,000 | 3,096 |
| Tier 1 (core) risk-based capital | $10,305,000 | 4,903 |
| Tier 2 risk-based capital | $956,000 | 3,950 |
| Total risk weighted assets | $104,374,000 | 3,607 |
| Total unused commitments | $20,906,000 | 3,097 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 41 | 3,913 |
| Assets and Liabilities | ||
| Total Assets: | $136,867,000 | 3,888 |
| Cash and due from depository institutions | $5,806,000 | 3,913 |
| Interest-bearing balances | $351,000 | 3,775 |
| Securities | $23,684,000 | 4,248 |
| Federal funds sold & reverse repurchase agreements | $5,800,000 | 2,067 |
| Net loans & leases | $91,038,000 | 3,810 |
| Loan loss allowance | $919,000 | 4,309 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,974,000 | 1,501 |
| Other real estate owned | $0 | 3,913 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,565,000 | 3,446 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $136,867,000 | 3,888 |
| Total liabilities | $126,848,000 | 3,784 |
| Total deposits | $124,362,000 | 3,579 |
| Interest-bearing deposits | $88,470,000 | 4,101 |
| Deposits held in domestic offices | $124,362,000 | 3,576 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,946,000 | 4,632 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $540,000 | 4,599 |
| Total equity capital | $10,019,000 | 5,001 |
| Total bank equity capital | $10,019,000 | 5,001 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,614,000 | 2,139 |
| Surplus | $1,925,000 | 5,651 |
| Undivided profits | $6,480,000 | 3,948 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $659,000 | 4,369 |
| Earning assets | $120,873,000 | 4,005 |
| Long-term assets (5+ years) | $16,705,000 | 3,771 |
| Average Assets, year-to-date | $131,131,000 | 3,991 |
| Average Assets, quarterly | $131,131,000 | 3,991 |
| Volatile liabilities | $16,765,000 | 4,590 |
| Insider loans | $35,000 | 7,674 |
| FHLB advances | $1,946,000 | 4,471 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $21,578,000 | 2,973 |
| Tier 1 (core) risk-based capital | $10,138,000 | 4,885 |
| Tier 2 risk-based capital | $919,000 | 4,037 |
| Total risk weighted assets | $105,025,000 | 3,542 |
| Total unused commitments | $21,578,000 | 2,976 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 41 | 3,931 |
| Assets and Liabilities | ||
| Total Assets: | $125,395,000 | 4,165 |
| Cash and due from depository institutions | $3,605,000 | 3,931 |
| Interest-bearing balances | $76,000 | 5,458 |
| Securities | $23,880,000 | 4,259 |
| Federal funds sold & reverse repurchase agreements | $1,100,000 | 4,739 |
| Net loans & leases | $87,321,000 | 3,911 |
| Loan loss allowance | $892,000 | 4,367 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,186,000 | 1,668 |
| Other real estate owned | $0 | 3,931 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,303,000 | 3,579 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $125,395,000 | 4,165 |
| Total liabilities | $115,810,000 | 4,055 |
| Total deposits | $109,142,000 | 3,958 |
| Interest-bearing deposits | $76,901,000 | 4,488 |
| Deposits held in domestic offices | $109,142,000 | 3,954 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,726,000 | 1,817 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $2,452,000 | 4,435 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $490,000 | 4,758 |
| Total equity capital | $9,585,000 | 5,136 |
| Total bank equity capital | $9,585,000 | 5,136 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,614,000 | 2,122 |
| Surplus | $1,925,000 | 5,645 |
| Undivided profits | $6,046,000 | 4,162 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,000 | 7,697 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $529,000 | 5,142 |
| Earning assets | $112,377,000 | 4,247 |
| Long-term assets (5+ years) | $16,130,000 | 3,904 |
| Average Assets, year-to-date | $114,671,400 | 4,304 |
| Average Assets, quarterly | $126,922,000 | 4,072 |
| Volatile liabilities | $18,780,000 | 4,282 |
| Insider loans | $8,000 | 7,958 |
| FHLB advances | $2,452,000 | 4,259 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $20,447,000 | 2,993 |
| Tier 1 (core) risk-based capital | $9,585,000 | 5,017 |
| Tier 2 risk-based capital | $892,000 | 4,101 |
| Total risk weighted assets | $101,370,000 | 3,627 |
| Total unused commitments | $20,447,000 | 2,995 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 37 | 4,246 |
| Assets and Liabilities | ||
| Total Assets: | $128,449,000 | 4,045 |
| Cash and due from depository institutions | $5,483,000 | 4,246 |
| Interest-bearing balances | $98,000 | 5,327 |
| Securities | $21,542,000 | 4,512 |
| Federal funds sold & reverse repurchase agreements | $16,600,000 | 687 |
| Net loans & leases | $75,567,000 | 4,286 |
| Loan loss allowance | $856,000 | 4,476 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $5,567,000 | 1,854 |
| Other real estate owned | $456,000 | 4,246 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $3,234,000 | 3,574 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $128,449,000 | 4,045 |
| Total liabilities | $119,264,000 | 3,928 |
| Total deposits | $115,941,000 | 3,709 |
| Interest-bearing deposits | $83,188,000 | 4,223 |
| Deposits held in domestic offices | $115,941,000 | 3,707 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $2,961,000 | 4,289 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $362,000 | 5,731 |
| Total equity capital | $9,185,000 | 5,288 |
| Total bank equity capital | $9,185,000 | 5,288 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,614,000 | 2,119 |
| Surplus | $1,925,000 | 5,618 |
| Undivided profits | $5,646,000 | 4,359 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,000 | 7,568 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $494,000 | 5,534 |
| Earning assets | $113,807,000 | 4,144 |
| Long-term assets (5+ years) | $16,070,000 | 3,985 |
| Average Assets, year-to-date | $111,990,500 | 4,379 |
| Average Assets, quarterly | $119,544,000 | 4,237 |
| Volatile liabilities | $19,204,000 | 4,181 |
| Insider loans | $8,000 | 7,993 |
| FHLB advances | $2,961,000 | 4,124 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $18,341,000 | 3,181 |
| Tier 1 (core) risk-based capital | $9,129,000 | 5,158 |
| Tier 2 risk-based capital | $856,000 | 4,201 |
| Total risk weighted assets | $94,274,000 | 3,791 |
| Total unused commitments | $18,341,000 | 3,184 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 40 | 4,036 |
| Assets and Liabilities | ||
| Total Assets: | $110,639,000 | 4,475 |
| Cash and due from depository institutions | $6,964,000 | 4,036 |
| Interest-bearing balances | $13,000 | 6,473 |
| Securities | $20,663,000 | 4,699 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 2,954 |
| Net loans & leases | $71,328,000 | 4,413 |
| Loan loss allowance | $862,000 | 4,457 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,260,000 | 1,950 |
| Other real estate owned | $456,000 | 4,036 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,168,000 | 3,632 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $110,639,000 | 4,475 |
| Total liabilities | $102,035,000 | 4,396 |
| Total deposits | $98,834,000 | 4,193 |
| Interest-bearing deposits | $69,740,000 | 4,798 |
| Deposits held in domestic offices | $98,834,000 | 4,190 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,970,000 | 4,238 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $231,000 | 6,484 |
| Total equity capital | $8,604,000 | 5,398 |
| Total bank equity capital | $8,604,000 | 5,398 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,614,000 | 2,122 |
| Surplus | $1,925,000 | 5,625 |
| Undivided profits | $5,065,000 | 4,481 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,000 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $430,000 | 5,784 |
| Earning assets | $94,804,000 | 4,700 |
| Long-term assets (5+ years) | $16,577,000 | 4,029 |
| Average Assets, year-to-date | $106,504,330 | 4,555 |
| Average Assets, quarterly | $111,376,500 | 4,445 |
| Volatile liabilities | $16,112,000 | 4,559 |
| Insider loans | $15,000 | 7,992 |
| FHLB advances | $2,970,000 | 4,087 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $18,455,000 | 3,162 |
| Tier 1 (core) risk-based capital | $8,644,000 | 5,304 |
| Tier 2 risk-based capital | $862,000 | 4,162 |
| Total risk weighted assets | $85,959,000 | 4,014 |
| Total unused commitments | $18,455,000 | 3,165 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 37 | 4,288 |
| Assets and Liabilities | ||
| Total Assets: | $112,114,000 | 4,443 |
| Cash and due from depository institutions | $7,853,000 | 4,288 |
| Interest-bearing balances | $9,000 | 6,665 |
| Securities | $18,444,000 | 4,997 |
| Federal funds sold & reverse repurchase agreements | $5,800,000 | 2,491 |
| Net loans & leases | $72,121,000 | 4,294 |
| Loan loss allowance | $816,000 | 4,597 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,800,000 | 2,088 |
| Other real estate owned | $0 | 4,288 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,096,000 | 3,535 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $112,114,000 | 4,443 |
| Total liabilities | $103,738,000 | 4,337 |
| Total deposits | $100,361,000 | 4,155 |
| Interest-bearing deposits | $69,929,000 | 4,829 |
| Deposits held in domestic offices | $100,361,000 | 4,151 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $2,979,000 | 4,069 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $398,000 | 5,489 |
| Total equity capital | $8,376,000 | 5,558 |
| Total bank equity capital | $8,376,000 | 5,558 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,614,000 | 2,118 |
| Surplus | $1,925,000 | 5,616 |
| Undivided profits | $4,837,000 | 4,754 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $487,000 | 4,162 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $481,000 | 5,329 |
| Earning assets | $96,374,000 | 4,655 |
| Long-term assets (5+ years) | $16,527,000 | 3,988 |
| Average Assets, year-to-date | $104,437,000 | 4,649 |
| Average Assets, quarterly | $104,437,000 | 4,649 |
| Volatile liabilities | $16,402,000 | 4,450 |
| Insider loans | $79,000 | 7,475 |
| FHLB advances | $2,979,000 | 3,924 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $10,881,000 | 4,209 |
| Tier 1 (core) risk-based capital | $8,258,000 | 5,407 |
| Tier 2 risk-based capital | $816,000 | 4,297 |
| Total risk weighted assets | $82,948,000 | 4,062 |
| Total unused commitments | $10,881,000 | 4,215 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 33 | 4,678 |
| Assets and Liabilities | ||
| Total Assets: | $96,760,000 | 4,898 |
| Cash and due from depository institutions | $8,227,000 | 4,678 |
| Interest-bearing balances | $4,220,000 | 1,374 |
| Securities | $17,420,000 | 5,192 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $65,553,000 | 4,585 |
| Loan loss allowance | $766,000 | 4,758 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,266,000 | 2,309 |
| Other real estate owned | $0 | 4,678 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,294,000 | 5,815 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,760,000 | 4,898 |
| Total liabilities | $88,763,000 | 4,805 |
| Total deposits | $85,507,000 | 4,658 |
| Interest-bearing deposits | $56,241,000 | 5,515 |
| Deposits held in domestic offices | $85,507,000 | 4,655 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,986,000 | 4,083 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $270,000 | 6,346 |
| Total equity capital | $7,997,000 | 5,656 |
| Total bank equity capital | $7,997,000 | 5,656 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,614,000 | 2,133 |
| Surplus | $1,925,000 | 5,617 |
| Undivided profits | $4,458,000 | 4,892 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $495,000 | 4,137 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $424,000 | 5,897 |
| Earning assets | $87,193,000 | 4,953 |
| Long-term assets (5+ years) | $16,740,000 | 3,965 |
| Average Assets, year-to-date | $89,601,600 | 5,036 |
| Average Assets, quarterly | $98,896,500 | 4,788 |
| Volatile liabilities | $11,950,000 | 5,230 |
| Insider loans | $64,000 | 7,651 |
| FHLB advances | $2,986,000 | 3,930 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $21,264,000 | 2,736 |
| Tier 1 (core) risk-based capital | $7,910,000 | 5,520 |
| Tier 2 risk-based capital | $766,000 | 4,463 |
| Total risk weighted assets | $81,141,000 | 4,118 |
| Total unused commitments | $21,264,000 | 2,740 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 29 | 5,153 |
| Assets and Liabilities | ||
| Total Assets: | $101,033,000 | 4,747 |
| Cash and due from depository institutions | $21,173,000 | 5,153 |
| Interest-bearing balances | $16,432,000 | 465 |
| Securities | $17,432,000 | 5,124 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $57,033,000 | 4,995 |
| Loan loss allowance | $692,000 | 5,089 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,272,000 | 2,278 |
| Other real estate owned | $0 | 5,153 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,123,000 | 6,251 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,033,000 | 4,747 |
| Total liabilities | $93,394,000 | 4,623 |
| Total deposits | $90,113,000 | 4,466 |
| Interest-bearing deposits | $62,415,000 | 5,174 |
| Deposits held in domestic offices | $90,113,000 | 4,463 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,995,000 | 4,047 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $286,000 | 6,544 |
| Total equity capital | $7,639,000 | 5,791 |
| Total bank equity capital | $7,639,000 | 5,791 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,614,000 | 2,142 |
| Surplus | $1,925,000 | 5,609 |
| Undivided profits | $4,100,000 | 5,121 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $59,000 | 7,333 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $45,000 | 1,100 |
| Income earned, not collected on loans | $435,000 | 5,989 |
| Earning assets | $90,897,000 | 4,795 |
| Long-term assets (5+ years) | $16,150,000 | 4,072 |
| Average Assets, year-to-date | $87,812,000 | 5,133 |
| Average Assets, quarterly | $94,931,000 | 4,923 |
| Volatile liabilities | $11,494,000 | 5,338 |
| Insider loans | $66,000 | 7,696 |
| FHLB advances | $2,995,000 | 3,871 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $23,606,000 | 2,543 |
| Tier 1 (core) risk-based capital | $7,563,000 | 5,666 |
| Tier 2 risk-based capital | $692,000 | 4,761 |
| Total risk weighted assets | $74,398,000 | 4,360 |
| Total unused commitments | $23,606,000 | 2,546 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 30 | 5,036 |
| Assets and Liabilities | ||
| Total Assets: | $88,829,000 | 5,178 |
| Cash and due from depository institutions | $15,264,000 | 5,036 |
| Interest-bearing balances | $10,815,000 | 773 |
| Securities | $15,270,000 | 5,428 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $53,667,000 | 5,160 |
| Loan loss allowance | $691,000 | 5,042 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,646,000 | 2,613 |
| Other real estate owned | $0 | 5,036 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $982,000 | 6,493 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,829,000 | 5,178 |
| Total liabilities | $81,525,000 | 5,078 |
| Total deposits | $78,284,000 | 4,950 |
| Interest-bearing deposits | $52,011,000 | 5,790 |
| Deposits held in domestic offices | $78,284,000 | 4,947 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,000,000 | 3,879 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $241,000 | 7,003 |
| Total equity capital | $7,304,000 | 5,965 |
| Total bank equity capital | $7,304,000 | 5,965 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,614,000 | 2,144 |
| Surplus | $1,925,000 | 5,598 |
| Undivided profits | $3,765,000 | 5,375 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $399,000 | 6,139 |
| Earning assets | $79,752,000 | 5,237 |
| Long-term assets (5+ years) | $14,455,000 | 4,167 |
| Average Assets, year-to-date | $83,405,000 | 5,316 |
| Average Assets, quarterly | $85,009,000 | 5,299 |
| Volatile liabilities | $8,240,000 | 6,226 |
| Insider loans | $48,000 | 7,901 |
| FHLB advances | $3,000,000 | 3,689 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $17,948,000 | 3,019 |
| Tier 1 (core) risk-based capital | $7,195,000 | 5,786 |
| Tier 2 risk-based capital | $691,000 | 4,715 |
| Total risk weighted assets | $68,510,000 | 4,589 |
| Total unused commitments | $17,948,000 | 3,028 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 29 | 5,143 |
| Assets and Liabilities | ||
| Total Assets: | $81,189,000 | 5,438 |
| Cash and due from depository institutions | $8,113,000 | 5,143 |
| Interest-bearing balances | $4,174,000 | 1,739 |
| Securities | $14,992,000 | 5,494 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $53,396,000 | 5,121 |
| Loan loss allowance | $691,000 | 5,004 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,641,000 | 2,576 |
| Other real estate owned | $0 | 5,143 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,047,000 | 6,310 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,189,000 | 5,438 |
| Total liabilities | $73,893,000 | 5,367 |
| Total deposits | $71,117,000 | 5,257 |
| Interest-bearing deposits | $52,104,000 | 5,777 |
| Deposits held in domestic offices | $71,117,000 | 5,254 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $2,500,000 | 4,039 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $276,000 | 6,737 |
| Total equity capital | $7,296,000 | 5,880 |
| Total bank equity capital | $7,296,000 | 5,880 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,614,000 | 2,157 |
| Surplus | $1,925,000 | 5,584 |
| Undivided profits | $3,757,000 | 5,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $425,000 | 5,963 |
| Earning assets | $72,562,000 | 5,523 |
| Long-term assets (5+ years) | $14,569,000 | 4,062 |
| Average Assets, year-to-date | $80,693,000 | 5,426 |
| Average Assets, quarterly | $80,693,000 | 5,426 |
| Volatile liabilities | $8,586,000 | 6,095 |
| Insider loans | $50,000 | 7,873 |
| FHLB advances | $2,500,000 | 3,865 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $15,311,000 | 3,251 |
| Tier 1 (core) risk-based capital | $7,170,000 | 5,742 |
| Tier 2 risk-based capital | $691,000 | 4,665 |
| Total risk weighted assets | $65,375,000 | 4,677 |
| Total unused commitments | $15,311,000 | 3,261 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 35 | 4,485 |
| Assets and Liabilities | ||
| Total Assets: | $80,197,000 | 5,443 |
| Cash and due from depository institutions | $4,956,000 | 4,485 |
| Interest-bearing balances | $14,000 | 6,507 |
| Securities | $14,336,000 | 5,579 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $56,391,000 | 4,936 |
| Loan loss allowance | $691,000 | 4,930 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,600,000 | 2,584 |
| Other real estate owned | $0 | 4,485 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $914,000 | 6,754 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,197,000 | 5,443 |
| Total liabilities | $73,159,000 | 5,369 |
| Total deposits | $66,850,000 | 5,414 |
| Interest-bearing deposits | $48,965,000 | 5,947 |
| Deposits held in domestic offices | $66,850,000 | 5,410 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $160,000 | 3,067 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $6,050,000 | 2,934 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $99,000 | 8,601 |
| Total equity capital | $7,038,000 | 5,971 |
| Total bank equity capital | $7,038,000 | 5,971 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,614,000 | 2,152 |
| Surplus | $1,925,000 | 5,561 |
| Undivided profits | $3,499,000 | 5,490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $362,000 | 6,697 |
| Earning assets | $70,741,000 | 5,560 |
| Long-term assets (5+ years) | $12,800,000 | 4,308 |
| Average Assets, year-to-date | $75,997,200 | 5,448 |
| Average Assets, quarterly | $80,499,500 | 5,377 |
| Volatile liabilities | $11,699,000 | 5,257 |
| Insider loans | $15,000 | 8,245 |
| FHLB advances | $6,050,000 | 2,750 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $14,855,000 | 3,199 |
| Tier 1 (core) risk-based capital | $6,859,000 | 5,841 |
| Tier 2 risk-based capital | $691,000 | 4,614 |
| Total risk weighted assets | $65,941,000 | 4,630 |
| Total unused commitments | $14,855,000 | 3,203 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 33 | 4,692 |
| Assets and Liabilities | ||
| Total Assets: | $70,284,000 | 5,800 |
| Cash and due from depository institutions | $3,871,000 | 4,692 |
| Interest-bearing balances | $9,000 | 6,650 |
| Securities | $13,560,000 | 5,677 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $48,471,000 | 5,344 |
| Loan loss allowance | $536,000 | 5,582 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,629,000 | 2,502 |
| Other real estate owned | $0 | 4,692 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $753,000 | 7,370 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,284,000 | 5,800 |
| Total liabilities | $64,259,000 | 5,728 |
| Total deposits | $60,305,000 | 5,670 |
| Interest-bearing deposits | $45,741,000 | 6,077 |
| Deposits held in domestic offices | $60,305,000 | 5,666 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,500,000 | 1,772 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $454,000 | 5,702 |
| Total equity capital | $6,025,000 | 6,412 |
| Total bank equity capital | $6,025,000 | 6,412 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,614,000 | 2,188 |
| Surplus | $1,925,000 | 5,577 |
| Undivided profits | $2,486,000 | 6,096 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $336,000 | 7,218 |
| Earning assets | $62,040,000 | 5,913 |
| Long-term assets (5+ years) | $11,100,000 | 4,566 |
| Average Assets, year-to-date | $68,696,400 | 5,695 |
| Average Assets, quarterly | $70,389,000 | 5,750 |
| Volatile liabilities | $9,186,000 | 5,882 |
| Insider loans | $20,000 | 8,386 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $20,926,000 | 2,415 |
| Tier 1 (core) risk-based capital | $5,951,000 | 6,276 |
| Tier 2 risk-based capital | $536,000 | 5,267 |
| Total risk weighted assets | $57,377,000 | 4,970 |
| Total unused commitments | $20,926,000 | 2,421 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 31 | 4,969 |
| Assets and Liabilities | ||
| Total Assets: | $63,472,000 | 6,030 |
| Cash and due from depository institutions | $5,075,000 | 4,969 |
| Interest-bearing balances | $74,000 | 5,103 |
| Securities | $13,277,000 | 5,926 |
| Federal funds sold & reverse repurchase agreements | $600,000 | 5,990 |
| Net loans & leases | $40,849,000 | 5,857 |
| Loan loss allowance | $483,000 | 5,845 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,215,000 | 2,729 |
| Other real estate owned | $0 | 4,969 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $456,000 | 8,362 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,472,000 | 6,030 |
| Total liabilities | $57,953,000 | 5,943 |
| Total deposits | $57,562,000 | 5,703 |
| Interest-bearing deposits | $43,509,000 | 6,167 |
| Deposits held in domestic offices | $57,562,000 | 5,698 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $391,000 | 6,556 |
| Total equity capital | $5,519,000 | 6,700 |
| Total bank equity capital | $5,519,000 | 6,700 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,614,000 | 2,234 |
| Surplus | $1,925,000 | 5,606 |
| Undivided profits | $1,980,000 | 6,562 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $253,000 | 7,416 |
| Earning assets | $54,800,000 | 6,251 |
| Long-term assets (5+ years) | $8,968,000 | 4,818 |
| Average Assets, year-to-date | $62,167,800 | 5,918 |
| Average Assets, quarterly | $65,704,500 | 5,864 |
| Volatile liabilities | $3,617,000 | 8,082 |
| Insider loans | $1,000 | 8,863 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $11,421,000 | 3,433 |
| Tier 1 (core) risk-based capital | $5,472,000 | 6,612 |
| Tier 2 risk-based capital | $483,000 | 5,527 |
| Total risk weighted assets | $41,832,900 | 5,922 |
| Total unused commitments | $11,421,000 | 3,433 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 29 | 5,388 |
| Assets and Liabilities | ||
| Total Assets: | $56,089,000 | 6,489 |
| Cash and due from depository institutions | $4,733,000 | 5,388 |
| Interest-bearing balances | $89,000 | 5,039 |
| Securities | $9,915,000 | 7,102 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 4,889 |
| Net loans & leases | $37,943,000 | 6,027 |
| Loan loss allowance | $453,000 | 6,024 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,097,000 | 3,867 |
| Other real estate owned | $0 | 5,388 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $401,000 | 8,790 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,089,000 | 6,489 |
| Total liabilities | $51,273,000 | 6,409 |
| Total deposits | $50,903,000 | 6,169 |
| Interest-bearing deposits | $37,834,000 | 6,680 |
| Deposits held in domestic offices | $50,903,000 | 6,166 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $370,000 | 6,317 |
| Total equity capital | $4,816,000 | 7,114 |
| Total bank equity capital | $4,816,000 | 7,114 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,614,000 | 2,263 |
| Surplus | $1,925,000 | 5,653 |
| Undivided profits | $1,277,000 | 7,345 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $223,000 | 7,496 |
| Earning assets | $48,947,000 | 6,639 |
| Long-term assets (5+ years) | $6,524,000 | 5,791 |
| Average Assets, year-to-date | $51,418,800 | 6,657 |
| Average Assets, quarterly | $59,972,000 | 6,192 |
| Volatile liabilities | $4,114,000 | 7,781 |
| Insider loans | $147,000 | 7,601 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $10,438,000 | 3,654 |
| Tier 1 (core) risk-based capital | $4,855,000 | 7,111 |
| Tier 2 risk-based capital | $453,000 | 5,662 |
| Total risk weighted assets | $36,850,800 | 6,300 |
| Total unused commitments | $10,438,000 | 3,658 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 26 | 5,850 |
| Assets and Liabilities | ||
| Total Assets: | $41,965,000 | 7,615 |
| Cash and due from depository institutions | $2,533,000 | 5,850 |
| Interest-bearing balances | $1,298,000 | 2,570 |
| Securities | $7,756,000 | 7,788 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $29,374,000 | 6,801 |
| Loan loss allowance | $335,000 | 7,023 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,008,000 | 3,898 |
| Other real estate owned | $0 | 5,850 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $294,000 | 9,402 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,965,000 | 7,615 |
| Total liabilities | $38,707,000 | 7,468 |
| Total deposits | $38,236,000 | 7,331 |
| Interest-bearing deposits | $28,841,000 | 7,746 |
| Deposits held in domestic offices | $38,236,000 | 7,330 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $200,000 | 3,010 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $271,000 | 7,783 |
| Total equity capital | $3,258,000 | 8,590 |
| Total bank equity capital | $3,258,000 | 8,590 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,269,000 | 2,643 |
| Surplus | $1,270,000 | 6,634 |
| Undivided profits | $719,000 | 8,663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $168,000 | 8,379 |
| Earning assets | $38,428,000 | 7,600 |
| Long-term assets (5+ years) | $4,003,000 | 6,676 |
| Average Assets, year-to-date | $40,109,800 | 7,559 |
| Average Assets, quarterly | $43,425,000 | 7,412 |
| Volatile liabilities | $2,011,000 | 8,999 |
| Insider loans | $71,000 | 8,400 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,218,000 | 6,410 |
| Tier 1 (core) risk-based capital | $3,201,000 | 8,539 |
| Tier 2 risk-based capital | $335,000 | 6,607 |
| Total risk weighted assets | $27,531,200 | 7,207 |
| Total unused commitments | $3,218,000 | 6,418 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 25 | 6,227 |
| Assets and Liabilities | ||
| Total Assets: | $36,614,000 | 8,231 |
| Cash and due from depository institutions | $3,161,000 | 6,227 |
| Interest-bearing balances | $2,006,000 | 1,758 |
| Securities | $5,685,000 | 8,931 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 3,551 |
| Net loans & leases | $21,960,000 | 7,959 |
| Loan loss allowance | $298,000 | 7,595 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,902,000 | 3,988 |
| Other real estate owned | $181,000 | 6,227 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $225,000 | 10,219 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,614,000 | 8,231 |
| Total liabilities | $33,729,000 | 8,080 |
| Total deposits | $33,665,000 | 7,927 |
| Interest-bearing deposits | $23,818,000 | 8,542 |
| Deposits held in domestic offices | $33,665,000 | 7,924 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $64,000 | 10,568 |
| Total equity capital | $2,885,000 | 9,147 |
| Total bank equity capital | $2,885,000 | 9,147 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,269,000 | 2,685 |
| Surplus | $1,269,000 | 6,756 |
| Undivided profits | $347,000 | 9,705 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 9,461 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $122,000 | 9,479 |
| Earning assets | $33,151,000 | 8,261 |
| Long-term assets (5+ years) | $2,358,000 | 7,440 |
| Average Assets, year-to-date | $30,866,800 | 8,639 |
| Average Assets, quarterly | $35,621,000 | 8,268 |
| Volatile liabilities | $1,789,000 | 9,482 |
| Insider loans | $2,000 | 9,754 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $703,000 | 9,277 |
| Tier 1 (core) risk-based capital | $2,855,000 | 9,089 |
| Tier 2 risk-based capital | $286,890 | 7,214 |
| Total risk weighted assets | $22,939,690 | 7,980 |
| Total unused commitments | $703,000 | 9,286 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 19 | 7,667 |
| Assets and Liabilities | ||
| Total Assets: | $26,873,000 | 9,529 |
| Cash and due from depository institutions | $2,127,000 | 7,667 |
| Interest-bearing balances | $1,348,000 | 2,059 |
| Securities | $4,622,000 | 9,941 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 6,394 |
| Net loans & leases | $18,327,000 | 8,742 |
| Loan loss allowance | $250,000 | 8,498 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $447,000 | 8,357 |
| Other real estate owned | $151,000 | 7,667 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $199,000 | 10,859 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,873,000 | 9,529 |
| Total liabilities | $24,064,000 | 9,492 |
| Total deposits | $23,527,000 | 9,434 |
| Interest-bearing deposits | $16,073,000 | 10,008 |
| Deposits held in domestic offices | $23,527,000 | 9,432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $500,000 | 3,922 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $37,000 | 11,300 |
| Total equity capital | $2,809,000 | 9,460 |
| Total bank equity capital | $2,809,000 | 9,460 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,269,000 | 2,865 |
| Surplus | $1,254,000 | 6,977 |
| Undivided profits | $286,000 | 10,237 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $637,000 | 3,722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $110,000 | 10,031 |
| Earning assets | $25,297,000 | 9,429 |
| Long-term assets (5+ years) | $782,000 | 8,994 |
| Average Assets, year-to-date | $23,676,800 | 9,753 |
| Average Assets, quarterly | $26,470,000 | 9,530 |
| Volatile liabilities | $2,131,000 | 9,350 |
| Insider loans | $9,000 | 10,116 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $50,000 | 10,810 |
| Tier 1 (core) risk-based capital | $2,793,000 | 9,414 |
| Tier 2 risk-based capital | $217,810 | 8,379 |
| Total risk weighted assets | $17,392,410 | 9,098 |
| Total unused commitments | $50,000 | 10,812 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 13 | 9,438 |
| Assets and Liabilities | ||
| Total Assets: | $20,497,000 | 10,628 |
| Cash and due from depository institutions | $1,450,000 | 9,438 |
| Interest-bearing balances | $27,000 | 6,030 |
| Securities | $3,470,000 | 10,838 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $14,270,000 | 9,694 |
| Loan loss allowance | $234,000 | 8,974 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,148,000 | 5,582 |
| Other real estate owned | $0 | 9,438 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $159,000 | 11,585 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $20,497,000 | 10,628 |
| Total liabilities | $17,723,000 | 10,692 |
| Total deposits | $16,880,000 | 10,713 |
| Interest-bearing deposits | $11,770,000 | 11,064 |
| Deposits held in domestic offices | $16,880,000 | 10,710 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 3,309 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $500,000 | 3,419 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $43,000 | 11,782 |
| Total equity capital | $2,774,000 | 9,761 |
| Total bank equity capital | $2,774,000 | 9,761 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,269,000 | 2,962 |
| Surplus | $1,213,000 | 7,201 |
| Undivided profits | $292,000 | 10,764 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $122,000 | 7,871 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $82,000 | 10,975 |
| Earning assets | $17,767,000 | 10,734 |
| Long-term assets (5+ years) | $141,000 | 10,152 |
| Average Assets, year-to-date | $20,948,200 | 10,456 |
| Average Assets, quarterly | $20,764,500 | 10,568 |
| Volatile liabilities | $2,008,000 | 9,606 |
| Insider loans | $12,000 | 10,545 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $878,000 | 9,238 |
| Tier 1 (core) risk-based capital | $2,730,000 | 9,750 |
| Tier 2 risk-based capital | $170,290 | 9,384 |
| Total risk weighted assets | $13,559,390 | 10,103 |
| Total unused commitments | $878,000 | 9,248 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 11 | 10,449 |
| Assets and Liabilities | ||
| Total Assets: | $18,067,000 | 11,381 |
| Cash and due from depository institutions | $1,488,000 | 10,449 |
| Interest-bearing balances | $1,062,000 | 2,345 |
| Securities | $2,988,000 | 11,699 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $13,164,000 | 10,235 |
| Loan loss allowance | $163,000 | 10,474 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $299,000 | 9,866 |
| Other real estate owned | $0 | 10,449 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $128,000 | 12,347 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $18,067,000 | 11,381 |
| Total liabilities | $15,682,000 | 11,444 |
| Total deposits | $15,333,000 | 11,394 |
| Interest-bearing deposits | $9,646,000 | 11,918 |
| Deposits held in domestic offices | $15,333,000 | 11,391 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $300,000 | 4,235 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $49,000 | 12,174 |
| Total equity capital | $2,385,000 | 10,357 |
| Total bank equity capital | $2,385,000 | 10,357 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,269,000 | 3,076 |
| Surplus | $1,196,000 | 7,486 |
| Undivided profits | $-80,000 | 11,699 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $75,000 | 11,454 |
| Earning assets | $17,214,000 | 11,240 |
| Long-term assets (5+ years) | $119,000 | 10,711 |
| Average Assets, year-to-date | $15,063,000 | 11,718 |
| Average Assets, quarterly | $16,820,500 | 11,529 |
| Volatile liabilities | $2,224,000 | 9,382 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,000,000 | 9,107 |
| Tier 1 (core) risk-based capital | $2,452,000 | 10,345 |
| Tier 2 risk-based capital | $119,910 | 10,775 |
| Total risk weighted assets | $9,549,810 | 11,332 |
| Total unused commitments | $1,000,000 | 9,119 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 11 | 10,972 |
| Assets and Liabilities | ||
| Total Assets: | $13,625,000 | 12,527 |
| Cash and due from depository institutions | $1,192,000 | 10,972 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $2,960,000 | 12,187 |
| Federal funds sold & reverse repurchase agreements | $200,000 | 9,883 |
| Net loans & leases | $8,921,000 | 11,661 |
| Loan loss allowance | $57,000 | 12,785 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $242,000 | 10,773 |
| Other real estate owned | $0 | 10,972 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $110,000 | 13,019 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $13,625,000 | 12,527 |
| Total liabilities | $12,371,000 | 12,503 |
| Total deposits | $12,224,000 | 12,448 |
| Interest-bearing deposits | $8,621,000 | 12,678 |
| Deposits held in domestic offices | $12,224,000 | 12,447 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $100,000 | 3,794 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $47,000 | 12,787 |
| Total equity capital | $1,254,000 | 12,456 |
| Total bank equity capital | $1,254,000 | 12,456 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $747,000 | 4,998 |
| Surplus | $747,000 | 9,338 |
| Undivided profits | $-240,000 | 12,516 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $32,000 | 12,782 |
| Earning assets | $12,081,000 | 12,522 |
| Long-term assets (5+ years) | $267,000 | 11,000 |
| Average Assets, year-to-date | $10,811,400 | 12,836 |
| Average Assets, quarterly | $14,122,500 | 12,435 |
| Volatile liabilities | $1,335,000 | 10,744 |
| Insider loans | $169,000 | 8,712 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,058,000 | 9,113 |
| Tier 1 (core) risk-based capital | $1,254,000 | 12,437 |
| Tier 2 risk-based capital | $57,000 | 12,561 |
| Total risk weighted assets | $6,863,600 | 12,471 |
| Total unused commitments | $1,058,000 | 9,138 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 8 | 12,446 |
| Assets and Liabilities | ||
| Total Assets: | $7,293,000 | 13,760 |
| Cash and due from depository institutions | $812,000 | 12,446 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $2,381,000 | 12,860 |
| Federal funds sold & reverse repurchase agreements | $2,059,000 | 6,376 |
| Net loans & leases | $1,759,000 | 13,830 |
| Loan loss allowance | $10,000 | 13,801 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $212,000 | 11,453 |
| Other real estate owned | $0 | 12,446 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $70,000 | 13,828 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $7,293,000 | 13,760 |
| Total liabilities | $6,007,000 | 13,781 |
| Total deposits | $5,984,000 | 13,753 |
| Interest-bearing deposits | $3,982,000 | 13,752 |
| Deposits held in domestic offices | $5,984,000 | 13,753 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $23,000 | 13,827 |
| Total equity capital | $1,286,000 | 12,746 |
| Total bank equity capital | $1,286,000 | 12,746 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $747,000 | 5,251 |
| Surplus | $747,000 | 9,501 |
| Undivided profits | $-208,000 | 12,869 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $4,000 | 13,749 |
| Earning assets | $6,199,000 | 13,733 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $4,904,500 | 13,887 |
| Average Assets, quarterly | $4,904,500 | 13,892 |
| Volatile liabilities | $1,437,000 | 10,943 |
| Insider loans | $6,000 | 9,084 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,243,000 | 8,632 |
| Tier 1 (core) risk-based capital | $1,286,000 | 12,722 |
| Tier 2 risk-based capital | $10,000 | 13,629 |
| Total risk weighted assets | $2,192,000 | 13,834 |
| Total unused commitments | $1,243,000 | 8,659 |
| Derivatives | $0 | 651 |