Home > First National Bank > Income and Expense
First National Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $19,352,000 | 1,706 |
| Total interest expense | $7,719,000 | 1,991 |
| Net interest income | $11,633,000 | 1,482 |
| Provision for loan and lease losses | $398,000 | 2,122 |
| Total noninterest income | $3,274,000 | 1,215 |
| Gross Fiduciary activities income | $696,000 | 563 |
| Service charges on deposit accounts | $2,018,000 | 634 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $560,000 | 2,618 |
| Total noninterest expense | $10,856,000 | 1,218 |
| Salaries and employee benefits | $5,661,000 | 1,157 |
| Premises and equipment expense | $1,848,000 | 1,070 |
| Additional noninterest expense | $3,347,000 | 1,313 |
| Pre-tax net operating income | $3,653,000 | 2,057 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $865,000 | 2,748 |
| Income before extraordinary items | $2,788,000 | 1,891 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,788,000 | 1,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 2,047 |
| Cash dividends | $412,000 | 3,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,788,000 | 1,839 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $17,265,000 | 1,957 |
| Total interest expense | $6,956,000 | 2,223 |
| Net interest income | $10,309,000 | 1,713 |
| Provision for loan and lease losses | $582,000 | 1,556 |
| Total noninterest income | $2,629,000 | 1,495 |
| Gross Fiduciary activities income | $554,000 | 677 |
| Service charges on deposit accounts | $1,633,000 | 813 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $442,000 | 3,182 |
| Total noninterest expense | $8,604,000 | 1,652 |
| Salaries and employee benefits | $4,737,000 | 1,414 |
| Premises and equipment expense | $1,530,000 | 1,334 |
| Additional noninterest expense | $2,337,000 | 2,141 |
| Pre-tax net operating income | $3,752,000 | 1,930 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $818,000 | 2,789 |
| Income before extraordinary items | $2,932,000 | 1,694 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,932,000 | 1,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 1,950 |
| Cash dividends | $1,112,000 | 1,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,933,560 | 1,657 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,683,000 | 2,150 |
| Total interest expense | $6,337,000 | 2,431 |
| Net interest income | $9,346,000 | 1,919 |
| Provision for loan and lease losses | $124,000 | 4,042 |
| Total noninterest income | $2,015,000 | 1,823 |
| Gross Fiduciary activities income | $549,000 | 717 |
| Service charges on deposit accounts | $1,030,000 | 1,318 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $436,000 | 3,146 |
| Total noninterest expense | $8,094,000 | 1,736 |
| Salaries and employee benefits | $4,407,000 | 1,510 |
| Premises and equipment expense | $1,435,000 | 1,436 |
| Additional noninterest expense | $2,252,000 | 2,188 |
| Pre-tax net operating income | $3,143,000 | 2,344 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $880,000 | 2,654 |
| Income before extraordinary items | $2,263,000 | 2,224 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,263,000 | 2,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,578 |
| Cash dividends | $836,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,263,000 | 2,201 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,172,000 | 2,314 |
| Total interest expense | $4,355,000 | 2,814 |
| Net interest income | $8,817,000 | 2,045 |
| Provision for loan and lease losses | $40,000 | 6,585 |
| Total noninterest income | $1,975,000 | 1,845 |
| Gross Fiduciary activities income | $523,000 | 722 |
| Service charges on deposit accounts | $889,000 | 1,518 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $563,000 | 2,719 |
| Total noninterest expense | $7,969,000 | 1,822 |
| Salaries and employee benefits | $4,122,000 | 1,624 |
| Premises and equipment expense | $1,350,000 | 1,542 |
| Additional noninterest expense | $2,497,000 | 2,137 |
| Pre-tax net operating income | $2,783,000 | 2,547 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $806,000 | 2,746 |
| Income before extraordinary items | $1,977,000 | 2,459 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,977,000 | 2,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,622 |
| Cash dividends | $353,000 | 4,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,977,000 | 2,475 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,635,000 | 2,437 |
| Total interest expense | $4,402,000 | 2,908 |
| Net interest income | $8,233,000 | 2,190 |
| Provision for loan and lease losses | $-50,000 | 12,736 |
| Total noninterest income | $1,791,000 | 2,121 |
| Gross Fiduciary activities income | $448,000 | 802 |
| Service charges on deposit accounts | $933,000 | 1,447 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $410,000 | 3,697 |
| Total noninterest expense | $7,189,000 | 2,038 |
| Salaries and employee benefits | $3,797,000 | 1,763 |
| Premises and equipment expense | $1,300,000 | 1,616 |
| Additional noninterest expense | $2,092,000 | 2,627 |
| Pre-tax net operating income | $2,885,000 | 2,385 |
| Securities gains (losses) | $394,000 | 1,063 |
| Applicable income taxes | $945,000 | 2,400 |
| Income before extraordinary items | $2,334,000 | 2,146 |
| Extraordinary gains, net | $-126,000 | 12,965 |
| Net income | $2,208,000 | 2,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $596,000 | 1,587 |
| Cash dividends | $260,000 | 4,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,054,260 | 2,300 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,550,000 | 3,046 |
| Total interest expense | $4,547,000 | 3,611 |
| Net interest income | $7,003,000 | 2,588 |
| Provision for loan and lease losses | $179,000 | 5,591 |
| Total noninterest income | $1,482,000 | 2,414 |
| Gross Fiduciary activities income | $487,000 | 770 |
| Service charges on deposit accounts | $656,000 | 2,077 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $339,000 | 4,110 |
| Total noninterest expense | $5,812,000 | 2,492 |
| Salaries and employee benefits | $2,977,000 | 2,190 |
| Premises and equipment expense | $1,023,000 | 2,053 |
| Additional noninterest expense | $1,812,000 | 3,039 |
| Pre-tax net operating income | $2,494,000 | 2,497 |
| Securities gains (losses) | $294,000 | 1,554 |
| Applicable income taxes | $863,000 | 2,411 |
| Income before extraordinary items | $1,925,000 | 2,375 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,925,000 | 2,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 7,780 |
| Cash dividends | $1,490,000 | 1,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,722,140 | 2,469 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.