Home > First National Bank > Assets and Liabilities
First National Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 158 | 1,097 |
| Assets and Liabilities | ||
| Total Assets: | $283,422,000 | 1,615 |
| Cash and due from depository institutions | $11,767,000 | 1,097 |
| Interest-bearing balances | $25,000 | 5,749 |
| Securities | $124,631,000 | 927 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $135,239,000 | 2,079 |
| Loan loss allowance | $1,522,000 | 2,307 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,800,000 | 1,655 |
| Other real estate owned | $0 | 1,097 |
| Goodwill and other intangibles | $3,870,000 | 658 |
| All other assets | $3,115,000 | 2,313 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $283,422,000 | 1,615 |
| Total liabilities | $258,351,000 | 1,593 |
| Total deposits | $245,099,000 | 1,514 |
| Interest-bearing deposits | $182,905,000 | 1,773 |
| Deposits held in domestic offices | $245,099,000 | 1,506 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,780,000 | 1,079 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,472,000 | 1,309 |
| Total equity capital | $25,071,000 | 1,789 |
| Total bank equity capital | $25,071,000 | 1,789 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,302,000 | 1,629 |
| Surplus | $4,357,000 | 3,143 |
| Undivided profits | $18,412,000 | 1,405 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $507,000 | 4,020 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $943,000 | 2,407 |
| Earning assets | $259,895,000 | 1,611 |
| Long-term assets (5+ years) | $54,809,000 | 1,263 |
| Average Assets, year-to-date | $274,767,400 | 1,575 |
| Average Assets, quarterly | $286,039,000 | 1,573 |
| Volatile liabilities | $36,687,000 | 1,795 |
| Insider loans | $2,443,000 | 1,728 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $22,703,000 | 1,917 |
| Tier 1 (core) risk-based capital | $19,839,000 | 2,145 |
| Tier 2 risk-based capital | $1,522,000 | 1,968 |
| Total risk weighted assets | $162,218,900 | 1,729 |
| Total unused commitments | $22,703,000 | 1,923 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 140 | 1,325 |
| Assets and Liabilities | ||
| Total Assets: | $253,768,000 | 1,842 |
| Cash and due from depository institutions | $17,074,000 | 1,325 |
| Interest-bearing balances | $27,000 | 5,764 |
| Securities | $109,676,000 | 1,085 |
| Federal funds sold & reverse repurchase agreements | $4,665,000 | 2,758 |
| Net loans & leases | $114,197,000 | 2,466 |
| Loan loss allowance | $1,404,000 | 2,594 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,908,000 | 1,618 |
| Other real estate owned | $0 | 1,325 |
| Goodwill and other intangibles | $850,000 | 1,369 |
| All other assets | $2,398,000 | 3,050 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $253,768,000 | 1,842 |
| Total liabilities | $232,414,000 | 1,815 |
| Total deposits | $222,456,000 | 1,726 |
| Interest-bearing deposits | $166,569,000 | 2,016 |
| Deposits held in domestic offices | $222,456,000 | 1,715 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,500,000 | 1,321 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,458,000 | 1,706 |
| Total equity capital | $21,354,000 | 2,098 |
| Total bank equity capital | $21,354,000 | 2,098 |
| Perpetual preferred stock | $1,000,000 | 127 |
| Common stock | $2,202,000 | 1,780 |
| Surplus | $3,457,000 | 3,859 |
| Undivided profits | $14,695,000 | 1,745 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $526,000 | 4,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $745,000 | 3,061 |
| Earning assets | $228,565,000 | 1,882 |
| Long-term assets (5+ years) | $32,978,000 | 1,832 |
| Average Assets, year-to-date | $247,180,600 | 1,809 |
| Average Assets, quarterly | $250,412,500 | 1,849 |
| Volatile liabilities | $35,640,000 | 1,799 |
| Insider loans | $1,801,000 | 2,326 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $20,345,000 | 2,025 |
| Tier 1 (core) risk-based capital | $19,482,000 | 2,210 |
| Tier 2 risk-based capital | $2,404,000 | 1,338 |
| Total risk weighted assets | $142,317,700 | 1,974 |
| Total unused commitments | $20,345,000 | 2,039 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 142 | 1,345 |
| Assets and Liabilities | ||
| Total Assets: | $245,634,000 | 1,907 |
| Cash and due from depository institutions | $12,791,000 | 1,345 |
| Interest-bearing balances | $26,000 | 6,046 |
| Securities | $126,171,000 | 994 |
| Federal funds sold & reverse repurchase agreements | $3,075,000 | 4,267 |
| Net loans & leases | $95,501,000 | 2,825 |
| Loan loss allowance | $1,150,000 | 3,123 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,768,000 | 1,621 |
| Other real estate owned | $59,000 | 1,345 |
| Goodwill and other intangibles | $976,000 | 1,188 |
| All other assets | $2,293,000 | 3,218 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $245,634,000 | 1,907 |
| Total liabilities | $225,117,000 | 1,879 |
| Total deposits | $210,126,000 | 1,854 |
| Interest-bearing deposits | $163,045,000 | 2,088 |
| Deposits held in domestic offices | $210,126,000 | 1,841 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,200,000 | 1,003 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,791,000 | 1,617 |
| Total equity capital | $20,517,000 | 2,167 |
| Total bank equity capital | $20,517,000 | 2,167 |
| Perpetual preferred stock | $1,000,000 | 137 |
| Common stock | $2,202,000 | 1,814 |
| Surplus | $3,457,000 | 3,849 |
| Undivided profits | $13,858,000 | 1,873 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $580,000 | 3,854 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $644,000 | 3,715 |
| Earning assets | $224,773,000 | 1,907 |
| Long-term assets (5+ years) | $32,382,000 | 1,691 |
| Average Assets, year-to-date | $225,447,400 | 2,008 |
| Average Assets, quarterly | $241,724,500 | 1,924 |
| Volatile liabilities | $40,626,000 | 1,501 |
| Insider loans | $2,456,000 | 1,777 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $18,346,000 | 2,103 |
| Tier 1 (core) risk-based capital | $17,539,000 | 2,448 |
| Tier 2 risk-based capital | $2,150,000 | 1,477 |
| Total risk weighted assets | $124,079,000 | 2,217 |
| Total unused commitments | $18,346,000 | 2,114 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 133 | 1,476 |
| Assets and Liabilities | ||
| Total Assets: | $214,284,000 | 2,155 |
| Cash and due from depository institutions | $13,903,000 | 1,476 |
| Interest-bearing balances | $819,000 | 2,669 |
| Securities | $101,894,000 | 1,268 |
| Federal funds sold & reverse repurchase agreements | $9,215,000 | 1,016 |
| Net loans & leases | $81,878,000 | 3,160 |
| Loan loss allowance | $1,065,000 | 3,389 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,541,000 | 1,642 |
| Other real estate owned | $128,000 | 1,476 |
| Goodwill and other intangibles | $598,000 | 1,347 |
| All other assets | $2,127,000 | 3,638 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $214,284,000 | 2,155 |
| Total liabilities | $197,412,000 | 2,129 |
| Total deposits | $189,190,000 | 2,057 |
| Interest-bearing deposits | $143,648,000 | 2,324 |
| Deposits held in domestic offices | $189,190,000 | 2,046 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,600,000 | 1,558 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,622,000 | 2,105 |
| Total equity capital | $16,872,000 | 2,413 |
| Total bank equity capital | $16,872,000 | 2,413 |
| Perpetual preferred stock | $1,000,000 | 135 |
| Common stock | $2,202,000 | 1,862 |
| Surplus | $3,457,000 | 3,781 |
| Undivided profits | $10,213,000 | 2,293 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $559,000 | 3,995 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $584,000 | 3,571 |
| Earning assets | $193,806,000 | 2,178 |
| Long-term assets (5+ years) | $15,156,000 | 3,152 |
| Average Assets, year-to-date | $213,561,000 | 2,106 |
| Average Assets, quarterly | $215,515,000 | 2,124 |
| Volatile liabilities | $24,785,000 | 2,115 |
| Insider loans | $1,612,000 | 2,518 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $15,709,000 | 2,287 |
| Tier 1 (core) risk-based capital | $16,490,000 | 2,503 |
| Tier 2 risk-based capital | $2,065,000 | 1,527 |
| Total risk weighted assets | $100,773,500 | 2,619 |
| Total unused commitments | $15,709,000 | 2,299 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 129 | 1,622 |
| Assets and Liabilities | ||
| Total Assets: | $206,316,000 | 2,253 |
| Cash and due from depository institutions | $10,452,000 | 1,622 |
| Interest-bearing balances | $396,000 | 4,680 |
| Securities | $100,256,000 | 1,369 |
| Federal funds sold & reverse repurchase agreements | $14,445,000 | 908 |
| Net loans & leases | $74,388,000 | 3,402 |
| Loan loss allowance | $1,089,000 | 3,439 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $4,283,000 | 1,700 |
| Other real estate owned | $148,000 | 1,622 |
| Goodwill and other intangibles | $676,000 | 1,190 |
| All other assets | $1,668,000 | 4,054 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $206,316,000 | 2,253 |
| Total liabilities | $189,852,000 | 2,246 |
| Total deposits | $185,098,000 | 2,157 |
| Interest-bearing deposits | $143,417,000 | 2,407 |
| Deposits held in domestic offices | $185,098,000 | 2,145 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,250,000 | 1,805 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,504,000 | 2,299 |
| Total equity capital | $16,464,000 | 2,437 |
| Total bank equity capital | $16,464,000 | 2,437 |
| Perpetual preferred stock | $1,000,000 | 147 |
| Common stock | $2,202,000 | 1,888 |
| Surplus | $3,457,000 | 3,729 |
| Undivided profits | $9,805,000 | 2,420 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,457,000 | 2,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $369,000 | 5,028 |
| Earning assets | $189,485,000 | 2,248 |
| Long-term assets (5+ years) | $33,897,000 | 1,717 |
| Average Assets, year-to-date | $207,322,400 | 2,177 |
| Average Assets, quarterly | $204,248,500 | 2,248 |
| Volatile liabilities | $19,693,000 | 2,430 |
| Insider loans | $1,857,000 | 2,202 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,592,000 | 2,977 |
| Tier 1 (core) risk-based capital | $14,788,000 | 2,661 |
| Tier 2 risk-based capital | $2,089,000 | 1,511 |
| Total risk weighted assets | $93,574,700 | 2,773 |
| Total unused commitments | $10,592,000 | 2,996 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 116 | 1,855 |
| Assets and Liabilities | ||
| Total Assets: | $210,713,000 | 2,244 |
| Cash and due from depository institutions | $11,676,000 | 1,855 |
| Interest-bearing balances | $2,674,000 | 2,271 |
| Securities | $93,770,000 | 1,453 |
| Federal funds sold & reverse repurchase agreements | $23,130,000 | 750 |
| Net loans & leases | $74,870,000 | 3,426 |
| Loan loss allowance | $1,735,000 | 2,383 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,301,000 | 1,707 |
| Other real estate owned | $461,000 | 1,855 |
| Goodwill and other intangibles | $564,000 | 1,299 |
| All other assets | $1,941,000 | 3,673 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $210,713,000 | 2,244 |
| Total liabilities | $196,197,000 | 2,205 |
| Total deposits | $184,337,000 | 2,242 |
| Interest-bearing deposits | $145,365,000 | 2,490 |
| Deposits held in domestic offices | $184,337,000 | 2,232 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,381,000 | 1,160 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $71,000 | 4,475 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $4,408,000 | 1,041 |
| Total equity capital | $14,516,000 | 2,658 |
| Total bank equity capital | $14,516,000 | 2,658 |
| Perpetual preferred stock | $1,000,000 | 142 |
| Common stock | $2,202,000 | 1,951 |
| Surplus | $3,457,000 | 3,610 |
| Undivided profits | $7,857,000 | 2,806 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,646,000 | 2,589 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $483,000 | 4,242 |
| Earning assets | $194,444,000 | 2,225 |
| Long-term assets (5+ years) | $40,543,000 | 1,426 |
| Average Assets, year-to-date | $175,071,600 | 2,639 |
| Average Assets, quarterly | $187,532,000 | 2,497 |
| Volatile liabilities | $30,729,000 | 1,677 |
| Insider loans | $867,000 | 985 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $9,566,000 | 3,050 |
| Tier 1 (core) risk-based capital | $12,952,000 | 2,917 |
| Tier 2 risk-based capital | $2,213,780 | 1,452 |
| Total risk weighted assets | $96,581,380 | 2,756 |
| Total unused commitments | $9,566,000 | 3,066 |
| Derivatives | $0 | 651 |