Home > First National Bank > Income and Expense

First National Bank, Income and Expense

2004-09-30 (YTD Data)Rank
Total interest income$1,846,0006,935
Total interest expense$175,0008,396
Net interest income$1,671,0006,337
Provision for loan and lease losses$150,0003,509
Total noninterest income$526,0004,390
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$256,0004,044
Trading account gains and fees$0134
Additional Noninterest Income$270,0003,930
Total noninterest expense$1,113,0006,893
Salaries and employee benefits$586,0006,961
Premises and equipment expense$105,0007,429
Additional noninterest expense$422,0006,153
Pre-tax net operating income$934,0004,776
Securities gains (losses)$03,710
Applicable income taxes$-15,0008,749
Income before extraordinary items$949,0004,135
Extraordinary gains, net$026
Net income$949,0004,135
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0003,964
Cash dividends$923,0001,817
Sale, conversion, retirement of capital stock, net$0738
Net operating income$949,0004,069
2004-06-30 (YTD Data)Rank
Total interest income$1,208,0007,016
Total interest expense$111,0008,488
Net interest income$1,097,0006,410
Provision for loan and lease losses$40,0005,015
Total noninterest income$430,0003,929
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$167,0004,079
Trading account gains and fees$0130
Additional Noninterest Income$263,0003,224
Total noninterest expense$703,0007,077
Salaries and employee benefits$364,0007,198
Premises and equipment expense$67,0007,546
Additional noninterest expense$272,0006,279
Pre-tax net operating income$784,0004,161
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$784,0003,572
Extraordinary gains, net$021
Net income$784,0003,572
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0003,991
Cash dividends$708,0001,683
Sale, conversion, retirement of capital stock, net$0638
Net operating income$784,0003,487
2004-03-31 (YTD Data)Rank
Total interest income$595,0007,098
Total interest expense$54,0008,572
Net interest income$541,0006,472
Provision for loan and lease losses$25,0004,502
Total noninterest income$183,0004,279
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$79,0004,141
Trading account gains and fees$0121
Additional Noninterest Income$104,0003,624
Total noninterest expense$370,0006,978
Salaries and employee benefits$183,0007,218
Premises and equipment expense$34,0007,562
Additional noninterest expense$153,0005,939
Pre-tax net operating income$329,0004,600
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$329,0004,023
Extraordinary gains, net$016
Net income$329,0004,022
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0003,502
Cash dividends$478,0001,281
Sale, conversion, retirement of capital stock, net$0464
Net operating income$329,0003,889
2003-12-31 (YTD Data)Rank
Total interest income$2,338,0007,210
Total interest expense$269,0008,562
Net interest income$2,069,0006,486
Provision for loan and lease losses$65,0005,903
Total noninterest income$497,0005,460
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$341,0004,020
Trading account gains and fees$0160
Additional Noninterest Income$156,0005,758
Total noninterest expense$1,404,0007,067
Salaries and employee benefits$696,0007,308
Premises and equipment expense$157,0007,305
Additional noninterest expense$551,0006,246
Pre-tax net operating income$1,097,0004,934
Securities gains (losses)$04,500
Applicable income taxes$15,0006,905
Income before extraordinary items$1,082,0004,427
Extraordinary gains, net$054
Net income$1,082,0004,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0004,187
Cash dividends$739,0002,861
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,082,0004,243
2003-09-30 (YTD Data)Rank
Total interest income$1,764,0007,280
Total interest expense$213,0008,616
Net interest income$1,551,0006,526
Provision for loan and lease losses$45,0005,860
Total noninterest income$397,0005,333
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$253,0004,057
Trading account gains and fees$0153
Additional Noninterest Income$144,0005,419
Total noninterest expense$1,063,0007,042
Salaries and employee benefits$524,0007,273
Premises and equipment expense$119,0007,291
Additional noninterest expense$420,0006,191
Pre-tax net operating income$840,0004,996
Securities gains (losses)$04,204
Applicable income taxes$11,0007,039
Income before extraordinary items$829,0004,498
Extraordinary gains, net$040
Net income$829,0004,498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0004,239
Cash dividends$542,0002,561
Sale, conversion, retirement of capital stock, net$0722
Net operating income$829,0004,330
2003-06-30 (YTD Data)Rank
Total interest income$1,186,0007,316
Total interest expense$151,0008,637
Net interest income$1,035,0006,539
Provision for loan and lease losses$35,0005,611
Total noninterest income$251,0005,454
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$161,0004,135
Trading account gains and fees$0150
Additional Noninterest Income$90,0005,513
Total noninterest expense$696,0007,112
Salaries and employee benefits$355,0007,254
Premises and equipment expense$76,0007,385
Additional noninterest expense$265,0006,355
Pre-tax net operating income$555,0005,050
Securities gains (losses)$03,782
Applicable income taxes$7,0007,084
Income before extraordinary items$548,0004,555
Extraordinary gains, net$030
Net income$548,0004,555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0003,755
Cash dividends$365,0002,593
Sale, conversion, retirement of capital stock, net$0589
Net operating income$548,0004,338
2003-03-31 (YTD Data)Rank
Total interest income$586,0007,382
Total interest expense$77,0008,703
Net interest income$509,0006,597
Provision for loan and lease losses$5,0006,526
Total noninterest income$114,0005,579
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$82,0004,012
Trading account gains and fees$0134
Additional Noninterest Income$32,0006,104
Total noninterest expense$361,0007,045
Salaries and employee benefits$183,0007,188
Premises and equipment expense$40,0007,320
Additional noninterest expense$138,0006,218
Pre-tax net operating income$257,0005,204
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$257,0004,644
Extraordinary gains, net$021
Net income$257,0004,644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0002,727
Cash dividends$186,0002,323
Sale, conversion, retirement of capital stock, net$0419
Net operating income$257,0004,436
2002-12-31 (YTD Data)Rank
Total interest income$2,591,0007,265
Total interest expense$478,0008,439
Net interest income$2,113,0006,455
Provision for loan and lease losses$260,0003,766
Total noninterest income$348,0006,111
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$248,0004,716
Trading account gains and fees$0153
Additional Noninterest Income$100,0006,442
Total noninterest expense$1,451,0006,948
Salaries and employee benefits$696,0007,288
Premises and equipment expense$138,0007,615
Additional noninterest expense$617,0005,822
Pre-tax net operating income$750,0005,928
Securities gains (losses)$04,537
Applicable income taxes$15,0007,161
Income before extraordinary items$735,0005,425
Extraordinary gains, net$070
Net income$735,0005,424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$277,0002,482
Cash dividends$499,0003,503
Sale, conversion, retirement of capital stock, net$0862
Net operating income$735,0005,280
2001-12-31 (YTD Data)Rank
Total interest income$3,239,0006,990
Total interest expense$966,0008,090
Net interest income$2,273,0006,025
Provision for loan and lease losses$360,0002,816
Total noninterest income$477,0005,194
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$266,0004,472
Trading account gains and fees$0177
Additional Noninterest Income$211,0004,814
Total noninterest expense$1,579,0006,622
Salaries and employee benefits$744,0007,003
Premises and equipment expense$162,0007,325
Additional noninterest expense$673,0005,423
Pre-tax net operating income$811,0005,455
Securities gains (losses)$04,612
Applicable income taxes$9,0007,619
Income before extraordinary items$802,0004,862
Extraordinary gains, net$0105
Net income$802,0004,865
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$356,0001,989
Cash dividends$608,0003,103
Sale, conversion, retirement of capital stock, net$0922
Net operating income$802,0004,755
2000-12-31 (YTD Data)Rank
Total interest income$3,478,0006,957
Total interest expense$1,182,0007,837
Net interest income$2,296,0006,118
Provision for loan and lease losses$208,0003,659
Total noninterest income$424,0005,378
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$241,0004,617
Trading account gains and feesNANA
Additional Noninterest Income$183,0004,983
Total noninterest expense$1,450,0006,875
Salaries and employee benefits$765,0006,898
Premises and equipment expense$149,0007,613
Additional noninterest expense$536,0006,160
Pre-tax net operating income$1,062,0005,108
Securities gains (losses)$01,956
Applicable income taxes$08,362
Income before extraordinary items$1,062,0004,208
Extraordinary gains, net$038
Net income$1,062,0004,209
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$273,0001,940
Cash dividends$1,026,0002,213
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,062,0004,213
1999-12-31 (YTD Data)Rank
Total interest income$3,054,0007,316
Total interest expense$983,0008,215
Net interest income$2,071,0006,516
Provision for loan and lease losses$140,0004,418
Total noninterest income$492,0005,006
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$239,0004,643
Trading account gains and feesNANA
Additional Noninterest Income$253,0004,416
Total noninterest expense$1,375,0007,096
Salaries and employee benefits$711,0007,182
Premises and equipment expense$120,0008,235
Additional noninterest expense$544,0006,193
Pre-tax net operating income$1,048,0005,165
Securities gains (losses)$-5,0009,083
Applicable income taxes$08,765
Income before extraordinary items$1,043,0004,292
Extraordinary gains, net$035
Net income$1,043,0004,295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0003,224
Cash dividends$338,0004,289
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,048,0004,240
1998-12-31 (YTD Data)Rank
Total interest income$2,748,0007,820
Total interest expense$1,035,0008,328
Net interest income$1,713,0007,267
Provision for loan and lease losses$08,652
Total noninterest income$523,0004,810
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$217,0004,909
Trading account gains and feesNANA
Additional Noninterest Income$306,0003,981
Total noninterest expense$1,182,0007,592
Salaries and employee benefits$671,0007,363
Premises and equipment expense$97,0008,780
Additional noninterest expense$414,0007,106
Pre-tax net operating income$1,054,0005,262
Securities gains (losses)$7,0003,223
Applicable income taxes$593,0003,438
Income before extraordinary items$468,0006,798
Extraordinary gains, net$032
Net income$468,0006,796
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0005,363
Cash dividends$344,0004,299
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$463,5206,727
1997-12-31 (YTD Data)Rank
Total interest income$2,352,0008,571
Total interest expense$920,0008,904
Net interest income$1,432,0008,153
Provision for loan and lease losses$08,829
Total noninterest income$579,0004,522
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$214,0005,130
Trading account gains and feesNANA
Additional Noninterest Income$365,0003,496
Total noninterest expense$1,055,0008,152
Salaries and employee benefits$558,0008,193
Premises and equipment expense$89,0009,234
Additional noninterest expense$408,0007,278
Pre-tax net operating income$956,0005,969
Securities gains (losses)$03,944
Applicable income taxes$281,0005,907
Income before extraordinary items$675,0005,996
Extraordinary gains, net$044
Net income$675,0005,998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,572
Cash dividends$221,0005,187
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$675,0005,955
1996-12-31 (YTD Data)Rank
Total interest income$2,019,0009,351
Total interest expense$760,0009,768
Net interest income$1,259,0008,867
Provision for loan and lease losses$09,041
Total noninterest income$477,0005,325
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$221,0005,215
Trading account gains and feesNANA
Additional Noninterest Income$256,0004,476
Total noninterest expense$948,0008,886
Salaries and employee benefits$488,0008,974
Premises and equipment expense$85,0009,680
Additional noninterest expense$375,0008,108
Pre-tax net operating income$788,0006,553
Securities gains (losses)$04,148
Applicable income taxes$212,0006,957
Income before extraordinary items$576,0006,421
Extraordinary gains, net$053
Net income$576,0006,423
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,00010,270
Cash dividends$266,0004,821
Sale, conversion, retirement of capital stock, net$0953
Net operating income$576,0006,352
1995-12-31 (YTD Data)Rank
Total interest income$1,865,0009,942
Total interest expense$716,00010,250
Net interest income$1,149,0009,481
Provision for loan and lease losses$08,958
Total noninterest income$402,0005,973
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$206,0005,584
Trading account gains and feesNANA
Additional Noninterest Income$196,0005,191
Total noninterest expense$895,0009,372
Salaries and employee benefits$438,0009,631
Premises and equipment expense$79,00010,226
Additional noninterest expense$378,0008,419
Pre-tax net operating income$656,0007,555
Securities gains (losses)$03,831
Applicable income taxes$180,0007,774
Income before extraordinary items$476,0007,436
Extraordinary gains, net$065
Net income$476,0007,437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-29,00011,211
Cash dividends$444,0003,636
Sale, conversion, retirement of capital stock, net$0809
Net operating income$476,0007,398
1994-12-31 (YTD Data)Rank
Total interest income$1,597,00010,535
Total interest expense$503,00011,085
Net interest income$1,094,00010,087
Provision for loan and lease losses$09,146
Total noninterest income$503,0005,272
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$200,0005,872
Trading account gains and feesNANA
Additional Noninterest Income$303,0004,063
Total noninterest expense$928,0009,639
Salaries and employee benefits$423,00010,073
Premises and equipment expense$78,00010,708
Additional noninterest expense$427,0008,559
Pre-tax net operating income$669,0007,600
Securities gains (losses)$03,600
Applicable income taxes$184,0007,635
Income before extraordinary items$485,0007,427
Extraordinary gains, net$0249
Net income$485,0007,432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,934
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$485,0007,467
1993-12-31 (YTD Data)Rank
Total interest income$967,00012,358
Total interest expense$289,00012,715
Net interest income$678,00011,951
Provision for loan and lease losses$2,00010,273
Total noninterest income$404,0006,424
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$139,0007,368
Trading account gains and feesNANA
Additional Noninterest Income$265,0004,825
Total noninterest expense$648,00011,390
Salaries and employee benefits$283,00011,842
Premises and equipment expense$48,00012,290
Additional noninterest expense$317,00010,230
Pre-tax net operating income$432,0009,167
Securities gains (losses)$07,477
Applicable income taxes$63,00010,631
Income before extraordinary items$369,0008,752
Extraordinary gains, net$03,149
Net income$369,0008,911
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-46,00012,622
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$369,0008,489
1992-12-31 (YTD Data)Rank
Total interest income$1,842,00011,210
Total interest expense$688,00011,877
Net interest income$1,154,00010,498
Provision for loan and lease losses$191,0005,348
Total noninterest income$272,0008,140
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$222,0005,583
Trading account gains and feesNANA
Additional Noninterest Income$50,00010,399
Total noninterest expense$1,033,0009,837
Salaries and employee benefits$418,00010,655
Premises and equipment expense$104,00010,590
Additional noninterest expense$511,0008,352
Pre-tax net operating income$202,00011,057
Securities gains (losses)$08,369
Applicable income taxes$60,00010,985
Income before extraordinary items$142,00011,390
Extraordinary gains, net$01,422
Net income$142,00011,469
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$216,0004,033
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$142,00011,045

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.