Home > First National Bank > Income and Expense
First National Bank, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,594,000 | 1,917 |
| Total interest expense | $524,000 | 2,351 |
| Net interest income | $6,070,000 | 1,852 |
| Provision for loan and lease losses | $1,000 | 3,998 |
| Total noninterest income | $1,996,000 | 1,321 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $519,000 | 1,153 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,477,000 | 1,203 |
| Total noninterest expense | $4,237,000 | 2,197 |
| Salaries and employee benefits | $2,578,000 | 2,044 |
| Premises and equipment expense | $271,000 | 3,245 |
| Additional noninterest expense | $1,388,000 | 2,125 |
| Pre-tax net operating income | $3,828,000 | 1,150 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $3,828,000 | 957 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,828,000 | 956 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,828,000 | 956 |
| Net charge-offs | $-3,000 | 4,597 |
| Cash dividends | $3,000,000 | 547 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $3,828,000 | 923 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,285,000 | 1,922 |
| Total interest expense | $263,000 | 2,363 |
| Net interest income | $3,022,000 | 1,863 |
| Provision for loan and lease losses | $1,000 | 3,622 |
| Total noninterest income | $1,195,000 | 1,144 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $260,000 | 1,149 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $935,000 | 983 |
| Total noninterest expense | $2,222,000 | 2,115 |
| Salaries and employee benefits | $1,236,000 | 2,121 |
| Premises and equipment expense | $157,000 | 2,983 |
| Additional noninterest expense | $829,000 | 1,785 |
| Pre-tax net operating income | $1,994,000 | 1,092 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $1,994,000 | 891 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,994,000 | 892 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,994,000 | 892 |
| Net charge-offs | $-2,000 | 4,420 |
| Cash dividends | $1,500,000 | 531 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,994,000 | 869 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $14,263,000 | 1,738 |
| Total interest expense | $1,139,000 | 2,202 |
| Net interest income | $13,124,000 | 1,669 |
| Provision for loan and lease losses | $152,000 | 2,605 |
| Total noninterest income | $5,194,000 | 1,101 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,424,000 | 897 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $3,770,000 | 1,000 |
| Total noninterest expense | $9,331,000 | 2,021 |
| Salaries and employee benefits | $5,973,000 | 1,749 |
| Premises and equipment expense | $745,000 | 2,696 |
| Additional noninterest expense | $2,613,000 | 2,246 |
| Pre-tax net operating income | $8,835,000 | 993 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $8,835,000 | 818 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $8,835,000 | 818 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $8,835,000 | 818 |
| Net charge-offs | $-158,000 | 5,821 |
| Cash dividends | $6,251,000 | 547 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $8,835,000 | 803 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,859,000 | 1,724 |
| Total interest expense | $876,000 | 2,186 |
| Net interest income | $9,983,000 | 1,661 |
| Provision for loan and lease losses | $152,000 | 2,237 |
| Total noninterest income | $3,909,000 | 1,111 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,084,000 | 885 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,825,000 | 1,014 |
| Total noninterest expense | $6,923,000 | 2,046 |
| Salaries and employee benefits | $4,353,000 | 1,801 |
| Premises and equipment expense | $559,000 | 2,733 |
| Additional noninterest expense | $2,011,000 | 2,194 |
| Pre-tax net operating income | $6,817,000 | 984 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $6,817,000 | 804 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,817,000 | 803 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $6,817,000 | 804 |
| Net charge-offs | $-157,000 | 5,911 |
| Cash dividends | $4,750,000 | 508 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $6,817,000 | 784 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,437,000 | 1,692 |
| Total interest expense | $590,000 | 2,182 |
| Net interest income | $6,847,000 | 1,618 |
| Provision for loan and lease losses | $152,000 | 1,746 |
| Total noninterest income | $2,714,000 | 1,078 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $715,000 | 885 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,999,000 | 969 |
| Total noninterest expense | $4,739,000 | 2,012 |
| Salaries and employee benefits | $3,033,000 | 1,744 |
| Premises and equipment expense | $344,000 | 2,896 |
| Additional noninterest expense | $1,362,000 | 2,164 |
| Pre-tax net operating income | $4,670,000 | 959 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $4,670,000 | 788 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,670,000 | 787 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $4,670,000 | 788 |
| Net charge-offs | $-183,000 | 6,057 |
| Cash dividends | $3,250,000 | 474 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $4,670,000 | 768 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,876,000 | 1,601 |
| Total interest expense | $301,000 | 2,162 |
| Net interest income | $3,575,000 | 1,541 |
| Provision for loan and lease losses | $112,000 | 1,342 |
| Total noninterest income | $1,467,000 | 986 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $348,000 | 884 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,119,000 | 856 |
| Total noninterest expense | $2,246,000 | 2,106 |
| Salaries and employee benefits | $1,389,000 | 1,891 |
| Premises and equipment expense | $185,000 | 2,800 |
| Additional noninterest expense | $672,000 | 2,176 |
| Pre-tax net operating income | $2,684,000 | 812 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $2,684,000 | 667 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $2,684,000 | 665 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $2,684,000 | 667 |
| Net charge-offs | $-51,000 | 5,950 |
| Cash dividends | $1,750,000 | 413 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $2,684,000 | 647 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $14,390,000 | 1,740 |
| Total interest expense | $1,225,000 | 2,220 |
| Net interest income | $13,165,000 | 1,680 |
| Provision for loan and lease losses | $125,000 | 2,928 |
| Total noninterest income | $5,306,000 | 1,059 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,418,000 | 933 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,888,000 | 917 |
| Total noninterest expense | $9,294,000 | 2,031 |
| Salaries and employee benefits | $5,840,000 | 1,765 |
| Premises and equipment expense | $815,000 | 2,630 |
| Additional noninterest expense | $2,639,000 | 2,296 |
| Pre-tax net operating income | $9,052,000 | 921 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $9,052,000 | 749 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $9,052,000 | 748 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $9,052,000 | 748 |
| Net charge-offs | $282,000 | 2,086 |
| Cash dividends | $6,251,000 | 505 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $9,052,000 | 732 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,700,000 | 1,771 |
| Total interest expense | $923,000 | 2,243 |
| Net interest income | $9,777,000 | 1,700 |
| Provision for loan and lease losses | $183,000 | 2,166 |
| Total noninterest income | $4,066,000 | 1,041 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,060,000 | 945 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $3,006,000 | 896 |
| Total noninterest expense | $6,953,000 | 2,042 |
| Salaries and employee benefits | $4,327,000 | 1,787 |
| Premises and equipment expense | $651,000 | 2,541 |
| Additional noninterest expense | $1,975,000 | 2,271 |
| Pre-tax net operating income | $6,707,000 | 945 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $6,707,000 | 754 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $6,707,000 | 753 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,707,000 | 753 |
| Net charge-offs | $44,000 | 3,355 |
| Cash dividends | $4,251,000 | 510 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $6,707,000 | 740 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,181,000 | 1,745 |
| Total interest expense | $625,000 | 2,246 |
| Net interest income | $6,556,000 | 1,681 |
| Provision for loan and lease losses | $122,000 | 2,121 |
| Total noninterest income | $2,744,000 | 1,009 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $704,000 | 930 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $2,040,000 | 873 |
| Total noninterest expense | $4,660,000 | 2,037 |
| Salaries and employee benefits | $2,937,000 | 1,760 |
| Premises and equipment expense | $413,000 | 2,648 |
| Additional noninterest expense | $1,310,000 | 2,279 |
| Pre-tax net operating income | $4,518,000 | 902 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $4,518,000 | 729 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,518,000 | 728 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $4,518,000 | 729 |
| Net charge-offs | $39,000 | 2,989 |
| Cash dividends | $2,750,000 | 506 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $4,518,000 | 711 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,720,000 | 1,675 |
| Total interest expense | $314,000 | 2,276 |
| Net interest income | $3,406,000 | 1,605 |
| Provision for loan and lease losses | $62,000 | 2,002 |
| Total noninterest income | $1,226,000 | 1,076 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $332,000 | 972 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $894,000 | 927 |
| Total noninterest expense | $2,177,000 | 2,173 |
| Salaries and employee benefits | $1,322,000 | 1,961 |
| Premises and equipment expense | $204,000 | 2,725 |
| Additional noninterest expense | $651,000 | 2,301 |
| Pre-tax net operating income | $2,393,000 | 828 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $2,393,000 | 658 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,393,000 | 657 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,393,000 | 659 |
| Net charge-offs | $31,000 | 2,192 |
| Cash dividends | $1,500,000 | 415 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $2,393,000 | 651 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $14,286,000 | 1,747 |
| Total interest expense | $1,405,000 | 2,283 |
| Net interest income | $12,881,000 | 1,674 |
| Provision for loan and lease losses | $281,000 | 2,538 |
| Total noninterest income | $4,623,000 | 1,202 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,334,000 | 1,040 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,289,000 | 1,084 |
| Total noninterest expense | $8,539,000 | 2,205 |
| Salaries and employee benefits | $5,378,000 | 1,894 |
| Premises and equipment expense | $741,000 | 2,853 |
| Additional noninterest expense | $2,420,000 | 2,537 |
| Pre-tax net operating income | $8,684,000 | 886 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $8,684,000 | 736 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,684,000 | 737 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $8,684,000 | 737 |
| Net charge-offs | $263,000 | 2,712 |
| Cash dividends | $5,750,000 | 504 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $8,684,000 | 713 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,908,000 | 1,718 |
| Total interest expense | $1,082,000 | 2,296 |
| Net interest income | $9,826,000 | 1,654 |
| Provision for loan and lease losses | $217,000 | 2,493 |
| Total noninterest income | $3,594,000 | 1,188 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $999,000 | 1,035 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,595,000 | 1,076 |
| Total noninterest expense | $6,399,000 | 2,219 |
| Salaries and employee benefits | $3,963,000 | 1,933 |
| Premises and equipment expense | $574,000 | 2,810 |
| Additional noninterest expense | $1,862,000 | 2,459 |
| Pre-tax net operating income | $6,804,000 | 865 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $6,804,000 | 711 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $6,804,000 | 712 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,804,000 | 713 |
| Net charge-offs | $6,000 | 4,860 |
| Cash dividends | $3,750,000 | 533 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,804,000 | 691 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,369,000 | 1,700 |
| Total interest expense | $737,000 | 2,302 |
| Net interest income | $6,632,000 | 1,622 |
| Provision for loan and lease losses | $123,000 | 2,698 |
| Total noninterest income | $2,380,000 | 1,205 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $666,000 | 1,014 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,714,000 | 1,086 |
| Total noninterest expense | $4,276,000 | 2,206 |
| Salaries and employee benefits | $2,657,000 | 1,936 |
| Premises and equipment expense | $355,000 | 2,961 |
| Additional noninterest expense | $1,264,000 | 2,421 |
| Pre-tax net operating income | $4,613,000 | 832 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $4,613,000 | 693 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,613,000 | 695 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,613,000 | 695 |
| Net charge-offs | $3,000 | 4,643 |
| Cash dividends | $2,501,000 | 508 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $4,613,000 | 667 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,716,000 | 1,700 |
| Total interest expense | $382,000 | 2,298 |
| Net interest income | $3,334,000 | 1,620 |
| Provision for loan and lease losses | $62,000 | 2,577 |
| Total noninterest income | $1,011,000 | 1,355 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $328,000 | 1,026 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $683,000 | 1,274 |
| Total noninterest expense | $1,944,000 | 2,433 |
| Salaries and employee benefits | $1,149,000 | 2,243 |
| Premises and equipment expense | $171,000 | 3,078 |
| Additional noninterest expense | $624,000 | 2,456 |
| Pre-tax net operating income | $2,339,000 | 803 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $2,339,000 | 681 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,339,000 | 681 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,339,000 | 682 |
| Net charge-offs | $1,000 | 4,010 |
| Cash dividends | $1,250,000 | 435 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $2,339,000 | 649 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $14,615,000 | 1,805 |
| Total interest expense | $1,940,000 | 2,184 |
| Net interest income | $12,675,000 | 1,738 |
| Provision for loan and lease losses | $142,000 | 4,342 |
| Total noninterest income | $4,533,000 | 1,222 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,313,000 | 1,085 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,220,000 | 1,102 |
| Total noninterest expense | $8,730,000 | 2,175 |
| Salaries and employee benefits | $5,159,000 | 1,954 |
| Premises and equipment expense | $864,000 | 2,580 |
| Additional noninterest expense | $2,707,000 | 2,399 |
| Pre-tax net operating income | $8,336,000 | 859 |
| Securities gains (losses) | $-2,000 | 6,630 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $8,334,000 | 720 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,334,000 | 716 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $8,334,000 | 720 |
| Net charge-offs | $-132,000 | 6,968 |
| Cash dividends | $5,192,000 | 553 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $8,336,000 | 687 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,105,000 | 1,812 |
| Total interest expense | $1,516,000 | 2,195 |
| Net interest income | $9,589,000 | 1,742 |
| Provision for loan and lease losses | $102,000 | 4,319 |
| Total noninterest income | $3,229,000 | 1,278 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $986,000 | 1,091 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,243,000 | 1,152 |
| Total noninterest expense | $6,782,000 | 2,122 |
| Salaries and employee benefits | $3,639,000 | 2,057 |
| Premises and equipment expense | $668,000 | 2,530 |
| Additional noninterest expense | $2,475,000 | 1,987 |
| Pre-tax net operating income | $5,934,000 | 921 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $5,934,000 | 776 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $5,934,000 | 774 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $5,934,000 | 776 |
| Net charge-offs | $-105,000 | 7,043 |
| Cash dividends | $3,011,000 | 552 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $5,934,000 | 731 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,480,000 | 1,804 |
| Total interest expense | $1,058,000 | 2,181 |
| Net interest income | $6,422,000 | 1,736 |
| Provision for loan and lease losses | $42,000 | 4,704 |
| Total noninterest income | $1,972,000 | 1,343 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $656,000 | 1,079 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,316,000 | 1,253 |
| Total noninterest expense | $4,564,000 | 2,104 |
| Salaries and employee benefits | $2,352,000 | 2,109 |
| Premises and equipment expense | $449,000 | 2,532 |
| Additional noninterest expense | $1,763,000 | 1,887 |
| Pre-tax net operating income | $3,788,000 | 949 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $3,788,000 | 803 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,788,000 | 802 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,788,000 | 803 |
| Net charge-offs | $-158,000 | 7,144 |
| Cash dividends | $2,001,000 | 522 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $3,788,000 | 752 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,709,000 | 1,832 |
| Total interest expense | $548,000 | 2,184 |
| Net interest income | $3,161,000 | 1,768 |
| Provision for loan and lease losses | $1,000 | 5,211 |
| Total noninterest income | $948,000 | 1,379 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $337,000 | 1,043 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $611,000 | 1,312 |
| Total noninterest expense | $2,293,000 | 2,094 |
| Salaries and employee benefits | $1,064,000 | 2,345 |
| Premises and equipment expense | $228,000 | 2,508 |
| Additional noninterest expense | $1,001,000 | 1,651 |
| Pre-tax net operating income | $1,815,000 | 981 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $1,815,000 | 829 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,815,000 | 828 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,815,000 | 830 |
| Net charge-offs | $1,000 | 4,615 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,815,000 | 781 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $14,922,000 | 1,886 |
| Total interest expense | $2,568,000 | 2,256 |
| Net interest income | $12,354,000 | 1,805 |
| Provision for loan and lease losses | $478,000 | 3,522 |
| Total noninterest income | $2,973,000 | 1,511 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,481,000 | 995 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,492,000 | 1,647 |
| Total noninterest expense | $7,711,000 | 2,451 |
| Salaries and employee benefits | $4,185,000 | 2,308 |
| Premises and equipment expense | $872,000 | 2,713 |
| Additional noninterest expense | $2,654,000 | 2,476 |
| Pre-tax net operating income | $7,138,000 | 851 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $7,138,000 | 714 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,138,000 | 714 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $7,138,000 | 714 |
| Net charge-offs | $411,000 | 3,404 |
| Cash dividends | $4,490,000 | 468 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $7,138,000 | 671 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,206,000 | 1,909 |
| Total interest expense | $1,986,000 | 2,272 |
| Net interest income | $9,220,000 | 1,820 |
| Provision for loan and lease losses | $405,000 | 3,191 |
| Total noninterest income | $2,090,000 | 1,563 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,124,000 | 985 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $966,000 | 1,810 |
| Total noninterest expense | $5,555,000 | 2,537 |
| Salaries and employee benefits | $3,015,000 | 2,392 |
| Premises and equipment expense | $624,000 | 2,845 |
| Additional noninterest expense | $1,916,000 | 2,559 |
| Pre-tax net operating income | $5,350,000 | 873 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $5,350,000 | 733 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,350,000 | 732 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $5,350,000 | 733 |
| Net charge-offs | $107,000 | 4,367 |
| Cash dividends | $3,090,000 | 444 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $5,350,000 | 697 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,506,000 | 1,911 |
| Total interest expense | $1,357,000 | 2,298 |
| Net interest income | $6,149,000 | 1,815 |
| Provision for loan and lease losses | $304,000 | 2,933 |
| Total noninterest income | $1,219,000 | 1,720 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $742,000 | 982 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $477,000 | 2,171 |
| Total noninterest expense | $3,393,000 | 2,759 |
| Salaries and employee benefits | $1,853,000 | 2,601 |
| Premises and equipment expense | $379,000 | 3,068 |
| Additional noninterest expense | $1,161,000 | 2,810 |
| Pre-tax net operating income | $3,671,000 | 827 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $3,671,000 | 706 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,671,000 | 705 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $3,671,000 | 706 |
| Net charge-offs | $4,000 | 5,600 |
| Cash dividends | $2,050,000 | 415 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $3,671,000 | 677 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,758,000 | 1,918 |
| Total interest expense | $689,000 | 2,352 |
| Net interest income | $3,069,000 | 1,813 |
| Provision for loan and lease losses | $153,000 | 2,729 |
| Total noninterest income | $489,000 | 2,021 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $368,000 | 973 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $121,000 | 3,253 |
| Total noninterest expense | $1,562,000 | 2,998 |
| Salaries and employee benefits | $854,000 | 2,838 |
| Premises and equipment expense | $190,000 | 3,117 |
| Additional noninterest expense | $518,000 | 3,090 |
| Pre-tax net operating income | $1,843,000 | 823 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $1,843,000 | 706 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,843,000 | 706 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,843,000 | 706 |
| Net charge-offs | $2,000 | 4,883 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,843,000 | 689 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $15,394,000 | 1,966 |
| Total interest expense | $3,010,000 | 2,598 |
| Net interest income | $12,384,000 | 1,786 |
| Provision for loan and lease losses | $493,000 | 4,153 |
| Total noninterest income | $2,255,000 | 1,908 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,522,000 | 999 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $733,000 | 2,627 |
| Total noninterest expense | $7,031,000 | 2,716 |
| Salaries and employee benefits | $3,658,000 | 2,628 |
| Premises and equipment expense | $872,000 | 2,768 |
| Additional noninterest expense | $2,501,000 | 2,684 |
| Pre-tax net operating income | $7,115,000 | 757 |
| Securities gains (losses) | $-9,000 | 7,023 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $7,106,000 | 638 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,106,000 | 635 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $7,106,000 | 639 |
| Net charge-offs | $488,000 | 3,687 |
| Cash dividends | $5,313,000 | 315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $7,115,000 | 599 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,654,000 | 1,993 |
| Total interest expense | $2,322,000 | 2,631 |
| Net interest income | $9,332,000 | 1,802 |
| Provision for loan and lease losses | $444,000 | 3,756 |
| Total noninterest income | $1,689,000 | 1,918 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,157,000 | 1,012 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $532,000 | 2,665 |
| Total noninterest expense | $4,958,000 | 2,863 |
| Salaries and employee benefits | $2,644,000 | 2,722 |
| Premises and equipment expense | $642,000 | 2,872 |
| Additional noninterest expense | $1,672,000 | 2,917 |
| Pre-tax net operating income | $5,619,000 | 759 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $5,619,000 | 617 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,619,000 | 615 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $5,619,000 | 617 |
| Net charge-offs | $326,000 | 3,619 |
| Cash dividends | $3,313,000 | 329 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $5,619,000 | 590 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,819,000 | 1,998 |
| Total interest expense | $1,597,000 | 2,658 |
| Net interest income | $6,222,000 | 1,796 |
| Provision for loan and lease losses | $294,000 | 3,691 |
| Total noninterest income | $1,126,000 | 1,869 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $768,000 | 1,030 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $358,000 | 2,572 |
| Total noninterest expense | $3,214,000 | 2,937 |
| Salaries and employee benefits | $1,678,000 | 2,840 |
| Premises and equipment expense | $412,000 | 2,990 |
| Additional noninterest expense | $1,124,000 | 2,881 |
| Pre-tax net operating income | $3,840,000 | 720 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $3,840,000 | 573 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,840,000 | 574 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $3,840,000 | 574 |
| Net charge-offs | $321,000 | 2,969 |
| Cash dividends | $2,208,000 | 315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $3,840,000 | 554 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,843,000 | 2,081 |
| Total interest expense | $816,000 | 2,720 |
| Net interest income | $3,027,000 | 1,872 |
| Provision for loan and lease losses | $142,000 | 3,527 |
| Total noninterest income | $534,000 | 1,935 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $386,000 | 1,028 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $148,000 | 2,864 |
| Total noninterest expense | $1,557,000 | 3,051 |
| Salaries and employee benefits | $836,000 | 2,901 |
| Premises and equipment expense | $215,000 | 2,948 |
| Additional noninterest expense | $506,000 | 3,154 |
| Pre-tax net operating income | $1,862,000 | 723 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $1,862,000 | 605 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,862,000 | 609 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,862,000 | 609 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,862,000 | 582 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $15,279,000 | 2,196 |
| Total interest expense | $3,997,000 | 2,738 |
| Net interest income | $11,282,000 | 1,963 |
| Provision for loan and lease losses | $405,000 | 4,848 |
| Total noninterest income | $2,521,000 | 1,822 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,463,000 | 1,183 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,058,000 | 2,081 |
| Total noninterest expense | $6,229,000 | 3,086 |
| Salaries and employee benefits | $3,496,000 | 2,788 |
| Premises and equipment expense | $778,000 | 3,200 |
| Additional noninterest expense | $1,955,000 | 3,369 |
| Pre-tax net operating income | $7,169,000 | 602 |
| Securities gains (losses) | $-10,000 | 7,006 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $7,159,000 | 464 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,159,000 | 464 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $7,159,000 | 466 |
| Net charge-offs | $7,000 | 6,974 |
| Cash dividends | $4,501,000 | 388 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $7,169,000 | 458 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,344,000 | 2,242 |
| Total interest expense | $3,111,000 | 2,767 |
| Net interest income | $8,233,000 | 2,001 |
| Provision for loan and lease losses | $230,000 | 4,952 |
| Total noninterest income | $1,905,000 | 1,844 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,064,000 | 1,211 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $841,000 | 2,062 |
| Total noninterest expense | $4,516,000 | 3,171 |
| Salaries and employee benefits | $2,535,000 | 2,911 |
| Premises and equipment expense | $598,000 | 3,172 |
| Additional noninterest expense | $1,383,000 | 3,492 |
| Pre-tax net operating income | $5,392,000 | 633 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $5,392,000 | 488 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $5,392,000 | 487 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $5,392,000 | 489 |
| Net charge-offs | $2,000 | 6,855 |
| Cash dividends | $3,601,000 | 348 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $5,392,000 | 486 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,431,000 | 2,311 |
| Total interest expense | $2,146,000 | 2,795 |
| Net interest income | $5,285,000 | 2,078 |
| Provision for loan and lease losses | $154,000 | 4,712 |
| Total noninterest income | $1,284,000 | 1,834 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $675,000 | 1,254 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $609,000 | 1,974 |
| Total noninterest expense | $2,896,000 | 3,313 |
| Salaries and employee benefits | $1,616,000 | 3,055 |
| Premises and equipment expense | $393,000 | 3,228 |
| Additional noninterest expense | $887,000 | 3,589 |
| Pre-tax net operating income | $3,519,000 | 655 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $3,519,000 | 499 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,519,000 | 497 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $3,519,000 | 499 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $2,251,000 | 399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $3,519,000 | 481 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,696,000 | 2,355 |
| Total interest expense | $1,077,000 | 2,885 |
| Net interest income | $2,619,000 | 2,092 |
| Provision for loan and lease losses | $79,000 | 4,253 |
| Total noninterest income | $667,000 | 1,754 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $331,000 | 1,247 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $336,000 | 1,807 |
| Total noninterest expense | $1,435,000 | 3,259 |
| Salaries and employee benefits | $918,000 | 2,753 |
| Premises and equipment expense | $187,000 | 3,412 |
| Additional noninterest expense | $330,000 | 4,114 |
| Pre-tax net operating income | $1,772,000 | 711 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $1,772,000 | 565 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,772,000 | 565 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,772,000 | 568 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,772,000 | 526 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $15,081,000 | 2,448 |
| Total interest expense | $5,036,000 | 2,950 |
| Net interest income | $10,045,000 | 2,214 |
| Provision for loan and lease losses | $279,000 | 4,753 |
| Total noninterest income | $2,441,000 | 1,842 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,155,000 | 1,551 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,286,000 | 1,793 |
| Total noninterest expense | $6,447,000 | 2,882 |
| Salaries and employee benefits | $3,994,000 | 2,511 |
| Premises and equipment expense | $527,000 | 4,321 |
| Additional noninterest expense | $1,926,000 | 2,953 |
| Pre-tax net operating income | $5,760,000 | 969 |
| Securities gains (losses) | $-2,000 | 6,877 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $5,758,000 | 704 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,758,000 | 704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $285,000 | 3,604 |
| Cash dividends | $4,797,000 | 590 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $5,760,000 | 753 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,325,000 | 2,500 |
| Total interest expense | $3,816,000 | 3,029 |
| Net interest income | $7,509,000 | 2,233 |
| Provision for loan and lease losses | $204,000 | 4,180 |
| Total noninterest income | $1,774,000 | 1,950 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $824,000 | 1,630 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $950,000 | 1,888 |
| Total noninterest expense | $4,631,000 | 2,970 |
| Salaries and employee benefits | $2,931,000 | 2,591 |
| Premises and equipment expense | $373,000 | 4,495 |
| Additional noninterest expense | $1,327,000 | 3,084 |
| Pre-tax net operating income | $4,448,000 | 1,143 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $4,448,000 | 823 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $4,448,000 | 822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,009 |
| Cash dividends | $3,701,000 | 606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $4,448,000 | 875 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,715,000 | 2,491 |
| Total interest expense | $2,633,000 | 3,045 |
| Net interest income | $5,082,000 | 2,183 |
| Provision for loan and lease losses | $129,000 | 3,874 |
| Total noninterest income | $1,093,000 | 2,096 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $553,000 | 1,599 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $540,000 | 2,125 |
| Total noninterest expense | $2,966,000 | 3,094 |
| Salaries and employee benefits | $1,872,000 | 2,722 |
| Premises and equipment expense | $233,000 | 4,700 |
| Additional noninterest expense | $861,000 | 3,136 |
| Pre-tax net operating income | $3,080,000 | 1,150 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $3,080,000 | 881 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,080,000 | 881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,029 |
| Cash dividends | $2,410,000 | 677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,080,000 | 865 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,972,000 | 2,486 |
| Total interest expense | $1,343,000 | 3,166 |
| Net interest income | $2,629,000 | 2,113 |
| Provision for loan and lease losses | $54,000 | 3,716 |
| Total noninterest income | $482,000 | 2,293 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $267,000 | 1,624 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $215,000 | 2,471 |
| Total noninterest expense | $1,518,000 | 3,022 |
| Salaries and employee benefits | $980,000 | 2,629 |
| Premises and equipment expense | $112,000 | 4,832 |
| Additional noninterest expense | $426,000 | 3,117 |
| Pre-tax net operating income | $1,539,000 | 1,226 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $1,539,000 | 977 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,539,000 | 979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,150 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,539,000 | 934 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,912,000 | 2,431 |
| Total interest expense | $5,571,000 | 3,189 |
| Net interest income | $11,341,000 | 2,000 |
| Provision for loan and lease losses | $5,000 | 6,721 |
| Total noninterest income | $1,799,000 | 2,388 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $971,000 | 1,816 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $828,000 | 2,516 |
| Total noninterest expense | $5,879,000 | 3,015 |
| Salaries and employee benefits | $3,662,000 | 2,688 |
| Premises and equipment expense | $511,000 | 4,288 |
| Additional noninterest expense | $1,706,000 | 3,073 |
| Pre-tax net operating income | $7,256,000 | 1,167 |
| Securities gains (losses) | $-17,000 | 7,711 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $7,239,000 | 893 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,239,000 | 891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $303,000 | 2,276 |
| Cash dividends | $6,810,000 | 569 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $7,256,000 | 874 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,775,000 | 2,420 |
| Total interest expense | $4,113,000 | 3,222 |
| Net interest income | $8,662,000 | 1,983 |
| Provision for loan and lease losses | $5,000 | 6,358 |
| Total noninterest income | $1,358,000 | 2,371 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $718,000 | 1,813 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $640,000 | 2,464 |
| Total noninterest expense | $4,208,000 | 3,101 |
| Salaries and employee benefits | $2,802,000 | 2,639 |
| Premises and equipment expense | $342,000 | 4,612 |
| Additional noninterest expense | $1,064,000 | 3,530 |
| Pre-tax net operating income | $5,807,000 | 1,177 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $5,807,000 | 898 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,807,000 | 896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,926 |
| Cash dividends | $4,610,000 | 608 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $5,807,000 | 883 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,470,000 | 2,449 |
| Total interest expense | $2,657,000 | 3,283 |
| Net interest income | $5,813,000 | 2,000 |
| Provision for loan and lease losses | $4,000 | 6,049 |
| Total noninterest income | $900,000 | 2,387 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $476,000 | 1,825 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $424,000 | 2,491 |
| Total noninterest expense | $2,654,000 | 3,289 |
| Salaries and employee benefits | $1,819,000 | 2,730 |
| Premises and equipment expense | $201,000 | 5,023 |
| Additional noninterest expense | $634,000 | 3,851 |
| Pre-tax net operating income | $4,055,000 | 1,165 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $4,055,000 | 904 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,055,000 | 903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,005 |
| Cash dividends | $3,010,000 | 637 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,055,000 | 890 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,215,000 | 2,448 |
| Total interest expense | $1,280,000 | 3,370 |
| Net interest income | $2,935,000 | 1,975 |
| Provision for loan and lease losses | $4,000 | 5,479 |
| Total noninterest income | $443,000 | 2,385 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $246,000 | 1,734 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $197,000 | 2,570 |
| Total noninterest expense | $1,327,000 | 3,293 |
| Salaries and employee benefits | $949,000 | 2,673 |
| Premises and equipment expense | $95,000 | 5,198 |
| Additional noninterest expense | $283,000 | 4,134 |
| Pre-tax net operating income | $2,047,000 | 1,147 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $2,047,000 | 869 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,047,000 | 868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,047,000 | 861 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,616,000 | 2,466 |
| Total interest expense | $4,246,000 | 3,442 |
| Net interest income | $11,370,000 | 2,047 |
| Provision for loan and lease losses | $4,000 | 6,764 |
| Total noninterest income | $1,452,000 | 2,766 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $972,000 | 1,792 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $480,000 | 3,412 |
| Total noninterest expense | $5,344,000 | 3,164 |
| Salaries and employee benefits | $3,198,000 | 2,957 |
| Premises and equipment expense | $557,000 | 3,976 |
| Additional noninterest expense | $1,589,000 | 3,142 |
| Pre-tax net operating income | $7,474,000 | 1,306 |
| Securities gains (losses) | $-17,000 | 7,486 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $7,457,000 | 1,004 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,457,000 | 1,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-151,000 | 8,551 |
| Cash dividends | $6,362,000 | 570 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $7,474,000 | 988 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,506,000 | 2,490 |
| Total interest expense | $3,013,000 | 3,503 |
| Net interest income | $8,493,000 | 2,063 |
| Provision for loan and lease losses | $6,000 | 6,493 |
| Total noninterest income | $1,001,000 | 2,922 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $729,000 | 1,797 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $272,000 | 3,928 |
| Total noninterest expense | $3,617,000 | 3,438 |
| Salaries and employee benefits | $2,344,000 | 3,012 |
| Premises and equipment expense | $388,000 | 4,179 |
| Additional noninterest expense | $885,000 | 3,967 |
| Pre-tax net operating income | $5,871,000 | 1,299 |
| Securities gains (losses) | $-17,000 | 7,780 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $5,854,000 | 987 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,854,000 | 986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-195,000 | 8,629 |
| Cash dividends | $4,613,000 | 559 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,871,000 | 969 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,398,000 | 2,537 |
| Total interest expense | $1,867,000 | 3,583 |
| Net interest income | $5,531,000 | 2,111 |
| Provision for loan and lease losses | $6,000 | 6,150 |
| Total noninterest income | $666,000 | 2,922 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $492,000 | 1,765 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $174,000 | 4,013 |
| Total noninterest expense | $2,307,000 | 3,566 |
| Salaries and employee benefits | $1,496,000 | 3,124 |
| Premises and equipment expense | $251,000 | 4,259 |
| Additional noninterest expense | $560,000 | 4,124 |
| Pre-tax net operating income | $3,884,000 | 1,298 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $3,884,000 | 993 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,884,000 | 994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-114,000 | 8,604 |
| Cash dividends | $3,012,000 | 571 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,884,000 | 974 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,594,000 | 2,565 |
| Total interest expense | $873,000 | 3,622 |
| Net interest income | $2,721,000 | 2,133 |
| Provision for loan and lease losses | $4,000 | 5,752 |
| Total noninterest income | $345,000 | 2,821 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $263,000 | 1,619 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $82,000 | 4,095 |
| Total noninterest expense | $1,258,000 | 3,348 |
| Salaries and employee benefits | $785,000 | 3,028 |
| Premises and equipment expense | $123,000 | 4,347 |
| Additional noninterest expense | $350,000 | 3,457 |
| Pre-tax net operating income | $1,804,000 | 1,357 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $1,804,000 | 1,050 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,804,000 | 1,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,443 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,804,000 | 1,030 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,433,000 | 2,814 |
| Total interest expense | $2,265,000 | 4,080 |
| Net interest income | $9,168,000 | 2,405 |
| Provision for loan and lease losses | $31,000 | 6,178 |
| Total noninterest income | $1,451,000 | 2,744 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $954,000 | 1,801 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $497,000 | 3,376 |
| Total noninterest expense | $4,569,000 | 3,477 |
| Salaries and employee benefits | $2,727,000 | 3,236 |
| Premises and equipment expense | $573,000 | 3,795 |
| Additional noninterest expense | $1,269,000 | 3,699 |
| Pre-tax net operating income | $6,019,000 | 1,580 |
| Securities gains (losses) | $-9,000 | 7,501 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $6,010,000 | 1,199 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,010,000 | 1,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-362,000 | 8,767 |
| Cash dividends | $4,516,000 | 723 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $6,019,000 | 1,179 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,397,000 | 2,805 |
| Total interest expense | $1,539,000 | 4,210 |
| Net interest income | $6,858,000 | 2,390 |
| Provision for loan and lease losses | $31,000 | 5,788 |
| Total noninterest income | $1,102,000 | 2,726 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $709,000 | 1,812 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $393,000 | 3,311 |
| Total noninterest expense | $3,085,000 | 3,759 |
| Salaries and employee benefits | $2,025,000 | 3,237 |
| Premises and equipment expense | $404,000 | 3,940 |
| Additional noninterest expense | $656,000 | 4,823 |
| Pre-tax net operating income | $4,844,000 | 1,479 |
| Securities gains (losses) | $-4,000 | 7,604 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $4,840,000 | 1,117 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,840,000 | 1,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-586,000 | 8,821 |
| Cash dividends | $3,015,000 | 732 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,844,000 | 1,091 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,496,000 | 2,798 |
| Total interest expense | $924,000 | 4,371 |
| Net interest income | $4,572,000 | 2,370 |
| Provision for loan and lease losses | $31,000 | 5,120 |
| Total noninterest income | $763,000 | 2,623 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $469,000 | 1,778 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $294,000 | 3,092 |
| Total noninterest expense | $1,866,000 | 4,026 |
| Salaries and employee benefits | $1,300,000 | 3,332 |
| Premises and equipment expense | $276,000 | 3,862 |
| Additional noninterest expense | $290,000 | 6,100 |
| Pre-tax net operating income | $3,438,000 | 1,367 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $3,438,000 | 1,015 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,438,000 | 1,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-390,000 | 8,814 |
| Cash dividends | $2,015,000 | 703 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,438,000 | 995 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,730,000 | 2,785 |
| Total interest expense | $417,000 | 4,548 |
| Net interest income | $2,313,000 | 2,323 |
| Provision for loan and lease losses | $28,000 | 4,295 |
| Total noninterest income | $421,000 | 2,416 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $231,000 | 1,761 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $190,000 | 2,562 |
| Total noninterest expense | $755,000 | 4,726 |
| Salaries and employee benefits | $593,000 | 3,601 |
| Premises and equipment expense | $142,000 | 3,794 |
| Additional noninterest expense | $20,000 | 8,824 |
| Pre-tax net operating income | $1,951,000 | 1,175 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $1,951,000 | 893 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,951,000 | 894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-348,000 | 8,902 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,951,000 | 872 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,628,000 | 2,931 |
| Total interest expense | $1,438,000 | 4,630 |
| Net interest income | $8,190,000 | 2,492 |
| Provision for loan and lease losses | $305,000 | 2,870 |
| Total noninterest income | $1,423,000 | 2,778 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $916,000 | 1,914 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $507,000 | 3,279 |
| Total noninterest expense | $4,560,000 | 3,377 |
| Salaries and employee benefits | $2,562,000 | 3,277 |
| Premises and equipment expense | $535,000 | 3,877 |
| Additional noninterest expense | $1,463,000 | 3,191 |
| Pre-tax net operating income | $4,748,000 | 1,772 |
| Securities gains (losses) | $-101,000 | 8,722 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $4,647,000 | 1,387 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,647,000 | 1,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $326,000 | 1,873 |
| Cash dividends | $3,703,000 | 820 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,748,000 | 1,323 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,179,000 | 2,915 |
| Total interest expense | $1,083,000 | 4,583 |
| Net interest income | $6,096,000 | 2,484 |
| Provision for loan and lease losses | $155,000 | 3,470 |
| Total noninterest income | $1,065,000 | 2,796 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $685,000 | 1,926 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $380,000 | 3,286 |
| Total noninterest expense | $3,130,000 | 3,579 |
| Salaries and employee benefits | $1,878,000 | 3,321 |
| Premises and equipment expense | $376,000 | 4,058 |
| Additional noninterest expense | $876,000 | 3,811 |
| Pre-tax net operating income | $3,876,000 | 1,662 |
| Securities gains (losses) | $-101,000 | 8,888 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $3,775,000 | 1,303 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,775,000 | 1,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-92,000 | 8,790 |
| Cash dividends | $2,703,000 | 758 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,876,000 | 1,234 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,811,000 | 2,886 |
| Total interest expense | $731,000 | 4,553 |
| Net interest income | $4,080,000 | 2,445 |
| Provision for loan and lease losses | $96,000 | 3,565 |
| Total noninterest income | $714,000 | 2,803 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $443,000 | 1,947 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $271,000 | 3,167 |
| Total noninterest expense | $2,060,000 | 3,652 |
| Salaries and employee benefits | $1,289,000 | 3,243 |
| Premises and equipment expense | $243,000 | 4,159 |
| Additional noninterest expense | $528,000 | 4,151 |
| Pre-tax net operating income | $2,638,000 | 1,592 |
| Securities gains (losses) | $-83,000 | 8,961 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $2,555,000 | 1,269 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,555,000 | 1,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-88,000 | 8,864 |
| Cash dividends | $1,700,000 | 792 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,638,000 | 1,193 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,433,000 | 2,866 |
| Total interest expense | $367,000 | 4,573 |
| Net interest income | $2,066,000 | 2,417 |
| Provision for loan and lease losses | $31,000 | 4,037 |
| Total noninterest income | $335,000 | 2,877 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $182,000 | 2,264 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $153,000 | 2,914 |
| Total noninterest expense | $1,071,000 | 3,567 |
| Salaries and employee benefits | $691,000 | 3,058 |
| Premises and equipment expense | $116,000 | 4,345 |
| Additional noninterest expense | $264,000 | 4,140 |
| Pre-tax net operating income | $1,299,000 | 1,600 |
| Securities gains (losses) | $-40,000 | 9,018 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $1,259,000 | 1,284 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,259,000 | 1,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-84,000 | 8,943 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,299,000 | 1,184 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,693,000 | 2,922 |
| Total interest expense | $1,614,000 | 4,670 |
| Net interest income | $8,079,000 | 2,411 |
| Provision for loan and lease losses | $180,000 | 4,206 |
| Total noninterest income | $1,144,000 | 3,412 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $638,000 | 2,566 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $506,000 | 3,569 |
| Total noninterest expense | $4,418,000 | 3,400 |
| Salaries and employee benefits | $2,423,000 | 3,345 |
| Premises and equipment expense | $609,000 | 3,471 |
| Additional noninterest expense | $1,386,000 | 3,308 |
| Pre-tax net operating income | $4,625,000 | 1,743 |
| Securities gains (losses) | $-60,000 | 8,976 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $4,565,000 | 1,386 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,565,000 | 1,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 2,379 |
| Cash dividends | $3,200,000 | 939 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,625,000 | 1,309 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,237,000 | 2,973 |
| Total interest expense | $1,247,000 | 4,699 |
| Net interest income | $5,990,000 | 2,450 |
| Provision for loan and lease losses | $50,000 | 5,747 |
| Total noninterest income | $827,000 | 3,560 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $477,000 | 2,583 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $350,000 | 3,774 |
| Total noninterest expense | $3,049,000 | 3,660 |
| Salaries and employee benefits | $1,823,000 | 3,342 |
| Premises and equipment expense | $405,000 | 3,814 |
| Additional noninterest expense | $821,000 | 3,984 |
| Pre-tax net operating income | $3,718,000 | 1,692 |
| Securities gains (losses) | $-54,000 | 9,081 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $3,664,000 | 1,361 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,664,000 | 1,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-118,000 | 9,110 |
| Cash dividends | $2,400,000 | 878 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,718,000 | 1,262 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,854,000 | 2,977 |
| Total interest expense | $860,000 | 4,710 |
| Net interest income | $3,994,000 | 2,434 |
| Provision for loan and lease losses | $20,000 | 6,304 |
| Total noninterest income | $451,000 | 3,976 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $312,000 | 2,570 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $139,000 | 4,696 |
| Total noninterest expense | $1,972,000 | 3,741 |
| Salaries and employee benefits | $1,198,000 | 3,359 |
| Premises and equipment expense | $271,000 | 3,795 |
| Additional noninterest expense | $503,000 | 4,223 |
| Pre-tax net operating income | $2,453,000 | 1,704 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $2,453,000 | 1,351 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,453,000 | 1,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-111,000 | 9,140 |
| Cash dividends | $1,400,000 | 992 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,453,000 | 1,254 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,359,000 | 3,066 |
| Total interest expense | $440,000 | 4,734 |
| Net interest income | $1,919,000 | 2,525 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $216,000 | 3,979 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $158,000 | 2,474 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $58,000 | 4,989 |
| Total noninterest expense | $960,000 | 3,796 |
| Salaries and employee benefits | $593,000 | 3,396 |
| Premises and equipment expense | $138,000 | 3,737 |
| Additional noninterest expense | $229,000 | 4,511 |
| Pre-tax net operating income | $1,175,000 | 1,779 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $1,175,000 | 1,395 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,175,000 | 1,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-108,000 | 9,218 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,175,000 | 1,307 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,785,000 | 3,076 |
| Total interest expense | $2,281,000 | 4,401 |
| Net interest income | $7,504,000 | 2,550 |
| Provision for loan and lease losses | $60,000 | 6,444 |
| Total noninterest income | $929,000 | 3,642 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $698,000 | 2,254 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $231,000 | 4,744 |
| Total noninterest expense | $4,190,000 | 3,430 |
| Salaries and employee benefits | $2,356,000 | 3,282 |
| Premises and equipment expense | $566,000 | 3,588 |
| Additional noninterest expense | $1,268,000 | 3,447 |
| Pre-tax net operating income | $4,183,000 | 1,913 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $4,183,000 | 1,480 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,183,000 | 1,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-135,000 | 9,256 |
| Cash dividends | $3,689,000 | 793 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,183,000 | 1,435 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,449,000 | 2,965 |
| Total interest expense | $3,856,000 | 3,916 |
| Net interest income | $7,593,000 | 2,362 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $822,000 | 3,782 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $664,000 | 2,252 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $158,000 | 5,439 |
| Total noninterest expense | $4,104,000 | 3,352 |
| Salaries and employee benefits | $2,261,000 | 3,244 |
| Premises and equipment expense | $690,000 | 2,982 |
| Additional noninterest expense | $1,153,000 | 3,632 |
| Pre-tax net operating income | $4,311,000 | 1,646 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $4,311,000 | 1,259 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,311,000 | 1,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-102,000 | 9,506 |
| Cash dividends | $4,012,000 | 731 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,311,000 | 1,208 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,953,000 | 2,683 |
| Total interest expense | $4,855,000 | 3,410 |
| Net interest income | $8,098,000 | 2,190 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $743,000 | 3,842 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $569,000 | 2,396 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $174,000 | 5,123 |
| Total noninterest expense | $3,724,000 | 3,523 |
| Salaries and employee benefits | $2,102,000 | 3,322 |
| Premises and equipment expense | $552,000 | 3,500 |
| Additional noninterest expense | $1,070,000 | 3,784 |
| Pre-tax net operating income | $5,117,000 | 1,446 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $5,117,000 | 1,049 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $5,117,000 | 1,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,623 |
| Cash dividends | $4,418,000 | 694 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $5,117,000 | 1,043 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,612,000 | 3,043 |
| Total interest expense | $3,499,000 | 4,046 |
| Net interest income | $7,113,000 | 2,482 |
| Provision for loan and lease losses | $-100,000 | 10,099 |
| Total noninterest income | $737,000 | 3,836 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $564,000 | 2,367 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $173,000 | 5,273 |
| Total noninterest expense | $3,514,000 | 3,700 |
| Salaries and employee benefits | $1,960,000 | 3,513 |
| Premises and equipment expense | $447,000 | 4,152 |
| Additional noninterest expense | $1,107,000 | 3,691 |
| Pre-tax net operating income | $4,436,000 | 1,698 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $4,436,000 | 1,234 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,436,000 | 1,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-110,000 | 10,053 |
| Cash dividends | $3,600,000 | 832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,436,000 | 1,215 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,705,000 | 3,019 |
| Total interest expense | $3,860,000 | 3,807 |
| Net interest income | $6,845,000 | 2,476 |
| Provision for loan and lease losses | $-150,000 | 10,355 |
| Total noninterest income | $720,000 | 3,891 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $544,000 | 2,368 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $176,000 | 5,282 |
| Total noninterest expense | $3,436,000 | 3,677 |
| Salaries and employee benefits | $1,844,000 | 3,596 |
| Premises and equipment expense | $518,000 | 3,583 |
| Additional noninterest expense | $1,074,000 | 3,709 |
| Pre-tax net operating income | $4,279,000 | 1,715 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,256,000 | 1,908 |
| Income before extraordinary items | $3,023,000 | 1,734 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,023,000 | 1,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-233,000 | 10,365 |
| Cash dividends | $3,596,000 | 851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,023,000 | 1,663 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,340,000 | 3,138 |
| Total interest expense | $3,668,000 | 3,982 |
| Net interest income | $6,672,000 | 2,606 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $849,000 | 3,433 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $573,000 | 2,288 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $276,000 | 4,114 |
| Total noninterest expense | $3,277,000 | 3,816 |
| Salaries and employee benefits | $1,802,000 | 3,632 |
| Premises and equipment expense | $428,000 | 4,211 |
| Additional noninterest expense | $1,047,000 | 3,736 |
| Pre-tax net operating income | $4,244,000 | 1,799 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $134,000 | 7,847 |
| Income before extraordinary items | $4,110,000 | 1,329 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,110,000 | 1,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 10,525 |
| Cash dividends | $4,000,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,110,000 | 1,292 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,711,000 | 3,366 |
| Total interest expense | $3,392,000 | 4,313 |
| Net interest income | $6,319,000 | 2,795 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $1,413,000 | 2,400 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $673,000 | 2,010 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $740,000 | 2,205 |
| Total noninterest expense | $3,360,000 | 3,926 |
| Salaries and employee benefits | $1,804,000 | 3,663 |
| Premises and equipment expense | $383,000 | 4,696 |
| Additional noninterest expense | $1,173,000 | 3,851 |
| Pre-tax net operating income | $4,372,000 | 1,655 |
| Securities gains (losses) | $-45,000 | 10,998 |
| Applicable income taxes | $1,435,000 | 1,671 |
| Income before extraordinary items | $2,892,000 | 1,719 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,892,000 | 1,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 2,558 |
| Cash dividends | $1,233,000 | 1,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,922,150 | 1,667 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,094,000 | 3,968 |
| Total interest expense | $2,981,000 | 4,787 |
| Net interest income | $5,113,000 | 3,461 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $515,000 | 5,083 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $433,000 | 3,102 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $82,000 | 7,878 |
| Total noninterest expense | $2,401,000 | 5,174 |
| Salaries and employee benefits | $1,239,000 | 5,076 |
| Premises and equipment expense | $245,000 | 6,430 |
| Additional noninterest expense | $917,000 | 4,690 |
| Pre-tax net operating income | $3,227,000 | 2,293 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $1,048,000 | 2,278 |
| Income before extraordinary items | $2,181,000 | 2,315 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,181,000 | 2,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-127,000 | 11,780 |
| Cash dividends | $339,000 | 4,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,179,640 | 2,292 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,405,000 | 4,578 |
| Total interest expense | $2,160,000 | 5,256 |
| Net interest income | $4,245,000 | 4,148 |
| Provision for loan and lease losses | $-75,000 | 12,082 |
| Total noninterest income | $659,000 | 4,337 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $475,000 | 2,910 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $184,000 | 5,544 |
| Total noninterest expense | $2,516,000 | 5,128 |
| Salaries and employee benefits | $1,160,000 | 5,422 |
| Premises and equipment expense | $297,000 | 5,766 |
| Additional noninterest expense | $1,059,000 | 4,492 |
| Pre-tax net operating income | $2,463,000 | 2,870 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $729,000 | 3,004 |
| Income before extraordinary items | $1,734,000 | 2,795 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,734,000 | 2,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-140,000 | 12,326 |
| Cash dividends | $822,000 | 2,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,734,000 | 2,808 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,706,000 | 5,178 |
| Total interest expense | $1,925,000 | 6,027 |
| Net interest income | $3,781,000 | 4,635 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $642,000 | 4,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $532,000 | 2,612 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 7,578 |
| Total noninterest expense | $2,396,000 | 5,458 |
| Salaries and employee benefits | $1,057,000 | 5,836 |
| Premises and equipment expense | $304,000 | 5,786 |
| Additional noninterest expense | $1,035,000 | 4,769 |
| Pre-tax net operating income | $2,027,000 | 3,270 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $665,000 | 3,274 |
| Income before extraordinary items | $1,362,000 | 3,552 |
| Extraordinary gains, net | $81,000 | 1,772 |
| Net income | $1,443,000 | 3,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 11,785 |
| Cash dividends | $893,000 | 1,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,362,000 | 3,356 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,933,000 | 5,547 |
| Total interest expense | $2,120,000 | 6,815 |
| Net interest income | $3,813,000 | 4,647 |
| Provision for loan and lease losses | $20,000 | 10,574 |
| Total noninterest income | $661,000 | 4,616 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $519,000 | 2,666 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 6,834 |
| Total noninterest expense | $2,672,000 | 5,004 |
| Salaries and employee benefits | $1,143,000 | 5,403 |
| Premises and equipment expense | $365,000 | 5,178 |
| Additional noninterest expense | $1,164,000 | 4,464 |
| Pre-tax net operating income | $1,782,000 | 3,469 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $399,000 | 4,805 |
| Income before extraordinary items | $1,383,000 | 3,321 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,383,000 | 3,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 12,832 |
| Cash dividends | $1,735,000 | 967 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,383,000 | 3,085 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.