Home > First National Bank > Assets and Liabilities
First National Bank, Assets and Liabilities
| 2016-06-30 | Rank | |
| # of Employees: | 88 | 1,685 |
| Assets and Liabilities | ||
| Total Assets: | $345,170,000 | 1,947 |
| Cash and due from depository institutions | $44,479,000 | 1,685 |
| Interest-bearing balances | $38,295,000 | 893 |
| Securities | $98,867,000 | 1,394 |
| Federal funds sold & reverse repurchase agreements | $11,548,000 | 282 |
| Net loans & leases | $177,274,000 | 2,359 |
| Loan loss allowance | $2,483,000 | 2,274 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $7,122,000 | 1,580 |
| Other real estate owned | $0 | 1,685 |
| Goodwill and other intangibles | $0 | 2,761 |
| All other assets | $5,880,000 | 2,618 |
| Life insurance assets | $2,072,000 | 2,716 |
| Total liabilities and capital | $345,170,000 | 1,947 |
| Total liabilities | $306,331,000 | 1,950 |
| Total deposits | $280,855,000 | 1,991 |
| Interest-bearing deposits | $168,563,000 | 2,491 |
| Deposits held in domestic offices | $280,855,000 | 1,991 |
| % insured | 59.91% | 5,640 |
| Federal funds purchased & repurchase agreements | $0 | 1,871 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $24,442,000 | 1,095 |
| Subordinated debt | $0 | 116 |
| All other liabilities | $1,034,000 | 2,948 |
| Total equity capital | $38,839,000 | 1,942 |
| Total bank equity capital | $38,839,000 | 1,942 |
| Perpetual preferred stock | $0 | 114 |
| Common stock | $2,158,000 | 1,199 |
| Surplus | $3,096,000 | 3,882 |
| Undivided profits | $33,585,000 | 1,323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 130 |
| Memoranda | ||
| Noncurrent loans and leases | $3,558,000 | 1,291 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 859 |
| Income earned, not collected on loans | $1,391,000 | 1,885 |
| Earning assets | $325,984,000 | 1,919 |
| Long-term assets (5+ years) | $122,542,000 | 1,725 |
| Average Assets, year-to-date | $342,061,330 | 1,952 |
| Average Assets, quarterly | $345,462,500 | 1,938 |
| Volatile liabilities | $51,429,000 | 1,005 |
| Insider loans | $4,842,000 | 1,269 |
| FHLB advances | $24,442,000 | 1,048 |
| Loans and leases held for sale | $1,586,000 | 966 |
| Unused loan commitments | $26,118,000 | 2,393 |
| Tier 1 (core) risk-based capital | $38,786,000 | 1,855 |
| Tier 2 risk-based capital | $2,333,000 | 2,148 |
| Total risk weighted assets | $186,422,000 | 2,387 |
| Total unused commitments | $26,118,000 | 2,393 |
| Derivatives | $8,155,000 | 819 |
| 2016-03-31 | Rank | |
| # of Employees: | 93 | 1,583 |
| Assets and Liabilities | ||
| Total Assets: | $345,755,000 | 1,949 |
| Cash and due from depository institutions | $45,959,000 | 1,583 |
| Interest-bearing balances | $40,712,000 | 919 |
| Securities | $102,573,000 | 1,353 |
| Federal funds sold & reverse repurchase agreements | $12,246,000 | 307 |
| Net loans & leases | $171,805,000 | 2,382 |
| Loan loss allowance | $2,481,000 | 2,284 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $7,233,000 | 1,571 |
| Other real estate owned | $0 | 1,583 |
| Goodwill and other intangibles | $0 | 2,761 |
| All other assets | $5,939,000 | 2,582 |
| Life insurance assets | $1,979,000 | 2,747 |
| Total liabilities and capital | $345,755,000 | 1,949 |
| Total liabilities | $307,274,000 | 1,947 |
| Total deposits | $281,640,000 | 1,992 |
| Interest-bearing deposits | $169,712,000 | 2,499 |
| Deposits held in domestic offices | $281,640,000 | 1,992 |
| % insured | 61.45% | 5,650 |
| Federal funds purchased & repurchase agreements | $0 | 1,758 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $24,555,000 | 1,022 |
| Subordinated debt | $0 | 118 |
| All other liabilities | $1,079,000 | 2,837 |
| Total equity capital | $38,481,000 | 1,930 |
| Total bank equity capital | $38,481,000 | 1,930 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,158,000 | 1,212 |
| Surplus | $3,096,000 | 3,909 |
| Undivided profits | $33,227,000 | 1,301 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 134 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 5,543 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 861 |
| Income earned, not collected on loans | $1,209,000 | 2,116 |
| Earning assets | $327,336,000 | 1,911 |
| Long-term assets (5+ years) | $128,785,000 | 1,675 |
| Average Assets, year-to-date | $340,507,000 | 1,967 |
| Average Assets, quarterly | $340,507,000 | 1,967 |
| Volatile liabilities | $50,247,000 | 980 |
| Insider loans | $5,573,000 | 1,120 |
| FHLB advances | $24,555,000 | 974 |
| Loans and leases held for sale | $404,000 | 1,380 |
| Unused loan commitments | $24,694,000 | 2,481 |
| Tier 1 (core) risk-based capital | $38,452,000 | 1,860 |
| Tier 2 risk-based capital | $2,279,000 | 2,163 |
| Total risk weighted assets | $182,038,000 | 2,408 |
| Total unused commitments | $24,694,000 | 2,481 |
| Derivatives | $10,265,000 | 700 |
| 2015-12-31 | Rank | |
| # of Employees: | 90 | 1,638 |
| Assets and Liabilities | ||
| Total Assets: | $335,259,000 | 2,003 |
| Cash and due from depository institutions | $35,707,000 | 1,638 |
| Interest-bearing balances | $30,616,000 | 1,082 |
| Securities | $80,868,000 | 1,698 |
| Federal funds sold & reverse repurchase agreements | $21,168,000 | 149 |
| Net loans & leases | $183,610,000 | 2,256 |
| Loan loss allowance | $2,479,000 | 2,275 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $7,348,000 | 1,553 |
| Other real estate owned | $0 | 1,638 |
| Goodwill and other intangibles | $0 | 2,763 |
| All other assets | $6,558,000 | 2,458 |
| Life insurance assets | $2,236,000 | 2,598 |
| Total liabilities and capital | $335,259,000 | 2,003 |
| Total liabilities | $297,256,000 | 2,008 |
| Total deposits | $271,438,000 | 2,053 |
| Interest-bearing deposits | $165,709,000 | 2,521 |
| Deposits held in domestic offices | $271,438,000 | 2,053 |
| % insured | 62.63% | 5,641 |
| Federal funds purchased & repurchase agreements | $0 | 1,962 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $24,721,000 | 1,067 |
| Subordinated debt | $0 | 118 |
| All other liabilities | $1,097,000 | 2,777 |
| Total equity capital | $38,003,000 | 1,942 |
| Total bank equity capital | $38,003,000 | 1,942 |
| Perpetual preferred stock | $0 | 135 |
| Common stock | $2,158,000 | 1,237 |
| Surplus | $3,096,000 | 3,945 |
| Undivided profits | $32,749,000 | 1,279 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 136 |
| Memoranda | ||
| Noncurrent loans and leases | $50,000 | 5,221 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 871 |
| Income earned, not collected on loans | $1,488,000 | 1,816 |
| Earning assets | $316,262,000 | 1,960 |
| Long-term assets (5+ years) | $111,556,000 | 1,836 |
| Average Assets, year-to-date | $338,317,200 | 1,935 |
| Average Assets, quarterly | $339,193,500 | 1,972 |
| Volatile liabilities | $49,201,000 | 1,019 |
| Insider loans | $5,950,000 | 1,057 |
| FHLB advances | $24,721,000 | 1,019 |
| Loans and leases held for sale | $1,790,000 | 825 |
| Unused loan commitments | $24,032,000 | 2,476 |
| Tier 1 (core) risk-based capital | $37,958,000 | 1,876 |
| Tier 2 risk-based capital | $2,325,000 | 2,127 |
| Total risk weighted assets | $185,701,000 | 2,365 |
| Total unused commitments | $24,032,000 | 2,476 |
| Derivatives | $8,582,000 | 711 |
| 2015-09-30 | Rank | |
| # of Employees: | 88 | 1,677 |
| Assets and Liabilities | ||
| Total Assets: | $343,128,000 | 1,953 |
| Cash and due from depository institutions | $41,726,000 | 1,677 |
| Interest-bearing balances | $35,342,000 | 957 |
| Securities | $85,439,000 | 1,619 |
| Federal funds sold & reverse repurchase agreements | $7,380,000 | 450 |
| Net loans & leases | $194,916,000 | 2,162 |
| Loan loss allowance | $2,478,000 | 2,306 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $7,488,000 | 1,523 |
| Other real estate owned | $0 | 1,677 |
| Goodwill and other intangibles | $0 | 2,786 |
| All other assets | $6,179,000 | 2,567 |
| Life insurance assets | $2,178,000 | 2,618 |
| Total liabilities and capital | $343,128,000 | 1,953 |
| Total liabilities | $305,619,000 | 1,946 |
| Total deposits | $280,612,000 | 1,967 |
| Interest-bearing deposits | $176,736,000 | 2,417 |
| Deposits held in domestic offices | $280,612,000 | 1,967 |
| % insured | 59.96% | 5,857 |
| Federal funds purchased & repurchase agreements | $0 | 2,046 |
| Trading liabilities | $0 | 169 |
| Other borrowed funds | $23,655,000 | 1,070 |
| Subordinated debt | $0 | 120 |
| All other liabilities | $1,352,000 | 2,660 |
| Total equity capital | $37,509,000 | 1,969 |
| Total bank equity capital | $37,509,000 | 1,969 |
| Perpetual preferred stock | $0 | 149 |
| Common stock | $2,158,000 | 1,270 |
| Surplus | $3,096,000 | 3,991 |
| Undivided profits | $32,255,000 | 1,310 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 144 |
| Memoranda | ||
| Noncurrent loans and leases | $77,000 | 5,192 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 892 |
| Income earned, not collected on loans | $1,309,000 | 2,113 |
| Earning assets | $323,077,000 | 1,919 |
| Long-term assets (5+ years) | $114,830,000 | 1,812 |
| Average Assets, year-to-date | $339,081,750 | 1,945 |
| Average Assets, quarterly | $345,358,500 | 1,927 |
| Volatile liabilities | $57,569,000 | 874 |
| Insider loans | $6,085,000 | 1,023 |
| FHLB advances | $23,655,000 | 1,025 |
| Loans and leases held for sale | $1,266,000 | 967 |
| Unused loan commitments | $38,929,000 | 1,858 |
| Tier 1 (core) risk-based capital | $37,440,000 | 1,894 |
| Tier 2 risk-based capital | $2,504,000 | 2,003 |
| Total risk weighted assets | $200,288,000 | 2,225 |
| Total unused commitments | $38,929,000 | 1,858 |
| Derivatives | $14,806,000 | 635 |
| 2015-06-30 | Rank | |
| # of Employees: | 91 | 1,638 |
| Assets and Liabilities | ||
| Total Assets: | $347,589,000 | 1,921 |
| Cash and due from depository institutions | $30,171,000 | 1,638 |
| Interest-bearing balances | $24,360,000 | 1,289 |
| Securities | $89,729,000 | 1,577 |
| Federal funds sold & reverse repurchase agreements | $6,809,000 | 508 |
| Net loans & leases | $207,271,000 | 2,040 |
| Loan loss allowance | $2,504,000 | 2,313 |
| Trading account assets | $0 | 255 |
| Bank premises and fixed assets | $7,567,000 | 1,518 |
| Other real estate owned | $0 | 1,638 |
| Goodwill and other intangibles | $0 | 2,811 |
| All other assets | $6,042,000 | 2,605 |
| Life insurance assets | $2,230,000 | 2,587 |
| Total liabilities and capital | $347,589,000 | 1,921 |
| Total liabilities | $310,707,000 | 1,922 |
| Total deposits | $283,391,000 | 1,973 |
| Interest-bearing deposits | $179,300,000 | 2,390 |
| Deposits held in domestic offices | $283,391,000 | 1,972 |
| % insured | 60.47% | 5,953 |
| Federal funds purchased & repurchase agreements | $0 | 2,081 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $26,107,000 | 1,024 |
| Subordinated debt | $0 | 123 |
| All other liabilities | $1,209,000 | 2,702 |
| Total equity capital | $36,882,000 | 1,972 |
| Total bank equity capital | $36,882,000 | 1,972 |
| Perpetual preferred stock | $0 | 164 |
| Common stock | $2,158,000 | 1,293 |
| Surplus | $3,096,000 | 4,031 |
| Undivided profits | $31,628,000 | 1,301 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 143 |
| Memoranda | ||
| Noncurrent loans and leases | $79,000 | 5,283 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 915 |
| Income earned, not collected on loans | $1,094,000 | 2,353 |
| Earning assets | $328,169,000 | 1,893 |
| Long-term assets (5+ years) | $121,354,000 | 1,742 |
| Average Assets, year-to-date | $337,733,000 | 1,965 |
| Average Assets, quarterly | $342,769,500 | 1,939 |
| Volatile liabilities | $56,851,000 | 889 |
| Insider loans | $6,093,000 | 1,019 |
| FHLB advances | $26,107,000 | 972 |
| Loans and leases held for sale | $3,913,000 | 641 |
| Unused loan commitments | $39,921,000 | 1,806 |
| Tier 1 (core) risk-based capital | $36,793,000 | 1,924 |
| Tier 2 risk-based capital | $2,611,000 | 1,923 |
| Total risk weighted assets | $210,995,000 | 2,105 |
| Total unused commitments | $39,921,000 | 1,806 |
| Derivatives | $19,960,000 | 580 |
| 2015-03-31 | Rank | |
| # of Employees: | 98 | 1,502 |
| Assets and Liabilities | ||
| Total Assets: | $337,950,000 | 1,984 |
| Cash and due from depository institutions | $23,563,000 | 1,502 |
| Interest-bearing balances | $16,937,000 | 2,097 |
| Securities | $80,013,000 | 1,770 |
| Federal funds sold & reverse repurchase agreements | $5,959,000 | 738 |
| Net loans & leases | $214,782,000 | 1,958 |
| Loan loss allowance | $2,332,000 | 2,456 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $7,707,000 | 1,495 |
| Other real estate owned | $0 | 1,502 |
| Goodwill and other intangibles | $0 | 2,810 |
| All other assets | $5,926,000 | 2,604 |
| Life insurance assets | $2,207,000 | 2,584 |
| Total liabilities and capital | $337,950,000 | 1,984 |
| Total liabilities | $301,518,000 | 1,983 |
| Total deposits | $274,169,000 | 2,040 |
| Interest-bearing deposits | $172,279,000 | 2,488 |
| Deposits held in domestic offices | $274,169,000 | 2,040 |
| % insured | 62.77% | 5,924 |
| Federal funds purchased & repurchase agreements | $0 | 1,864 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $26,295,000 | 945 |
| Subordinated debt | $0 | 128 |
| All other liabilities | $1,054,000 | 2,930 |
| Total equity capital | $36,432,000 | 2,012 |
| Total bank equity capital | $36,432,000 | 2,012 |
| Perpetual preferred stock | $0 | 175 |
| Common stock | $2,158,000 | 1,316 |
| Surplus | $3,096,000 | 4,063 |
| Undivided profits | $31,178,000 | 1,324 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $87,000 | 5,299 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 945 |
| Income earned, not collected on loans | $1,071,000 | 2,352 |
| Earning assets | $317,691,000 | 1,951 |
| Long-term assets (5+ years) | $132,117,000 | 1,638 |
| Average Assets, year-to-date | $332,805,000 | 1,999 |
| Average Assets, quarterly | $332,805,000 | 1,999 |
| Volatile liabilities | $49,939,000 | 936 |
| Insider loans | $5,793,000 | 1,080 |
| FHLB advances | $26,295,000 | 898 |
| Loans and leases held for sale | $6,440,000 | 469 |
| Unused loan commitments | $34,757,000 | 1,986 |
| Tier 1 (core) risk-based capital | $36,308,000 | 1,937 |
| Tier 2 risk-based capital | $2,439,000 | 2,025 |
| Total risk weighted assets | $218,418,000 | 2,024 |
| Total unused commitments | $34,757,000 | 1,986 |
| Derivatives | $30,357,000 | 497 |
| 2014-12-31 | Rank | |
| # of Employees: | 97 | 1,526 |
| Assets and Liabilities | ||
| Total Assets: | $327,660,000 | 2,039 |
| Cash and due from depository institutions | $15,669,000 | 1,526 |
| Interest-bearing balances | $9,105,000 | 2,883 |
| Securities | $77,678,000 | 1,827 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 490 |
| Net loans & leases | $212,055,000 | 1,989 |
| Loan loss allowance | $2,169,000 | 2,609 |
| Trading account assets | $0 | 249 |
| Bank premises and fixed assets | $7,837,000 | 1,474 |
| Other real estate owned | $349,000 | 1,526 |
| Goodwill and other intangibles | $0 | 2,812 |
| All other assets | $6,072,000 | 2,608 |
| Life insurance assets | $2,195,000 | 2,582 |
| Total liabilities and capital | $327,660,000 | 2,039 |
| Total liabilities | $292,161,000 | 2,034 |
| Total deposits | $267,434,000 | 2,076 |
| Interest-bearing deposits | $171,788,000 | 2,502 |
| Deposits held in domestic offices | $267,434,000 | 2,075 |
| % insured | 63.44% | 5,971 |
| Federal funds purchased & repurchase agreements | $0 | 2,134 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $23,825,000 | 1,078 |
| Subordinated debt | $0 | 126 |
| All other liabilities | $902,000 | 3,161 |
| Total equity capital | $35,499,000 | 2,040 |
| Total bank equity capital | $35,499,000 | 2,040 |
| Perpetual preferred stock | $0 | 187 |
| Common stock | $2,158,000 | 1,347 |
| Surplus | $3,096,000 | 4,109 |
| Undivided profits | $30,245,000 | 1,338 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 150 |
| Memoranda | ||
| Noncurrent loans and leases | $109,000 | 5,269 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 938 |
| Income earned, not collected on loans | $1,253,000 | 2,112 |
| Earning assets | $306,838,000 | 2,020 |
| Long-term assets (5+ years) | $131,412,000 | 1,645 |
| Average Assets, year-to-date | $324,867,200 | 1,999 |
| Average Assets, quarterly | $325,189,000 | 2,033 |
| Volatile liabilities | $52,189,000 | 932 |
| Insider loans | $6,050,000 | 1,030 |
| FHLB advances | $23,825,000 | 1,029 |
| Loans and leases held for sale | $4,870,000 | 475 |
| Unused loan commitments | $34,668,000 | 1,932 |
| Tier 1 (core) risk-based capital | $35,499,000 | 1,960 |
| Tier 2 risk-based capital | $2,169,000 | 2,240 |
| Total risk weighted assets | $217,584,000 | 2,017 |
| Total unused commitments | $34,668,000 | 1,932 |
| Derivatives | $23,195,000 | 504 |
| 2014-09-30 | Rank | |
| # of Employees: | 95 | 1,570 |
| Assets and Liabilities | ||
| Total Assets: | $322,718,000 | 2,058 |
| Cash and due from depository institutions | $12,404,000 | 1,570 |
| Interest-bearing balances | $5,945,000 | 3,544 |
| Securities | $80,426,000 | 1,794 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 448 |
| Net loans & leases | $208,158,000 | 2,017 |
| Loan loss allowance | $2,465,000 | 2,413 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $7,930,000 | 1,474 |
| Other real estate owned | $482,000 | 1,570 |
| Goodwill and other intangibles | $0 | 2,848 |
| All other assets | $5,318,000 | 2,838 |
| Life insurance assets | $2,076,000 | 2,658 |
| Total liabilities and capital | $322,718,000 | 2,058 |
| Total liabilities | $287,689,000 | 2,053 |
| Total deposits | $263,946,000 | 2,096 |
| Interest-bearing deposits | $173,735,000 | 2,485 |
| Deposits held in domestic offices | $263,946,000 | 2,095 |
| % insured | 64.09% | 6,079 |
| Federal funds purchased & repurchase agreements | $0 | 2,181 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $22,496,000 | 1,057 |
| Subordinated debt | $0 | 131 |
| All other liabilities | $1,247,000 | 2,775 |
| Total equity capital | $35,029,000 | 2,066 |
| Total bank equity capital | $35,029,000 | 2,066 |
| Perpetual preferred stock | $0 | 194 |
| Common stock | $2,158,000 | 1,367 |
| Surplus | $3,096,000 | 4,147 |
| Undivided profits | $29,775,000 | 1,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 153 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 6,057 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 951 |
| Income earned, not collected on loans | $1,169,000 | 2,348 |
| Earning assets | $302,529,000 | 2,026 |
| Long-term assets (5+ years) | $125,793,000 | 1,723 |
| Average Assets, year-to-date | $324,169,000 | 2,019 |
| Average Assets, quarterly | $323,810,500 | 2,041 |
| Volatile liabilities | $55,711,000 | 894 |
| Insider loans | $6,060,000 | 1,020 |
| FHLB advances | $22,496,000 | 1,005 |
| Loans and leases held for sale | $4,102,000 | 530 |
| Unused loan commitments | $39,044,000 | 1,782 |
| Tier 1 (core) risk-based capital | $35,029,000 | 1,995 |
| Tier 2 risk-based capital | $2,464,000 | 2,012 |
| Total risk weighted assets | $216,128,000 | 2,026 |
| Total unused commitments | $39,044,000 | 1,782 |
| Derivatives | $15,361,000 | 584 |
| 2014-06-30 | Rank | |
| # of Employees: | 95 | 1,567 |
| Assets and Liabilities | ||
| Total Assets: | $324,903,000 | 2,040 |
| Cash and due from depository institutions | $21,744,000 | 1,567 |
| Interest-bearing balances | $14,890,000 | 2,006 |
| Securities | $80,480,000 | 1,810 |
| Federal funds sold & reverse repurchase agreements | $7,180,000 | 525 |
| Net loans & leases | $202,672,000 | 2,045 |
| Loan loss allowance | $2,409,000 | 2,493 |
| Trading account assets | $0 | 246 |
| Bank premises and fixed assets | $7,644,000 | 1,529 |
| Other real estate owned | $354,000 | 1,567 |
| Goodwill and other intangibles | $0 | 2,849 |
| All other assets | $4,829,000 | 3,015 |
| Life insurance assets | $2,074,000 | 2,643 |
| Total liabilities and capital | $324,903,000 | 2,040 |
| Total liabilities | $290,562,000 | 2,022 |
| Total deposits | $275,326,000 | 2,008 |
| Interest-bearing deposits | $178,885,000 | 2,435 |
| Deposits held in domestic offices | $275,326,000 | 2,007 |
| % insured | 63.38% | 6,198 |
| Federal funds purchased & repurchase agreements | $0 | 2,152 |
| Trading liabilities | $0 | 168 |
| Other borrowed funds | $14,165,000 | 1,450 |
| Subordinated debt | $0 | 135 |
| All other liabilities | $1,071,000 | 2,942 |
| Total equity capital | $34,341,000 | 2,071 |
| Total bank equity capital | $34,341,000 | 2,071 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,158,000 | 1,388 |
| Surplus | $3,096,000 | 4,179 |
| Undivided profits | $29,087,000 | 1,333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 158 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 6,118 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 990 |
| Income earned, not collected on loans | $1,098,000 | 2,375 |
| Earning assets | $305,222,000 | 1,999 |
| Long-term assets (5+ years) | $119,012,000 | 1,807 |
| Average Assets, year-to-date | $324,652,670 | 2,008 |
| Average Assets, quarterly | $325,461,000 | 2,022 |
| Volatile liabilities | $57,734,000 | 840 |
| Insider loans | $15,452,000 | 353 |
| FHLB advances | $14,165,000 | 1,391 |
| Loans and leases held for sale | $5,029,000 | 493 |
| Unused loan commitments | $33,299,000 | 1,973 |
| Tier 1 (core) risk-based capital | $34,341,000 | 2,011 |
| Tier 2 risk-based capital | $2,409,000 | 2,054 |
| Total risk weighted assets | $209,082,000 | 2,075 |
| Total unused commitments | $33,299,000 | 1,973 |
| Derivatives | $15,988,000 | 589 |
| 2014-03-31 | Rank | |
| # of Employees: | 97 | 1,536 |
| Assets and Liabilities | ||
| Total Assets: | $326,019,000 | 2,021 |
| Cash and due from depository institutions | $27,617,000 | 1,536 |
| Interest-bearing balances | $21,051,000 | 1,753 |
| Securities | $81,407,000 | 1,801 |
| Federal funds sold & reverse repurchase agreements | $5,487,000 | 862 |
| Net loans & leases | $199,088,000 | 2,052 |
| Loan loss allowance | $2,356,000 | 2,578 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $7,081,000 | 1,655 |
| Other real estate owned | $354,000 | 1,536 |
| Goodwill and other intangibles | $0 | 2,875 |
| All other assets | $4,985,000 | 2,959 |
| Life insurance assets | $2,214,000 | 2,543 |
| Total liabilities and capital | $326,019,000 | 2,021 |
| Total liabilities | $292,553,000 | 2,006 |
| Total deposits | $277,354,000 | 2,009 |
| Interest-bearing deposits | $184,261,000 | 2,401 |
| Deposits held in domestic offices | $277,354,000 | 2,009 |
| % insured | 63.10% | 6,277 |
| Federal funds purchased & repurchase agreements | $0 | 1,959 |
| Trading liabilities | $0 | 165 |
| Other borrowed funds | $14,331,000 | 1,359 |
| Subordinated debt | $0 | 134 |
| All other liabilities | $868,000 | 3,213 |
| Total equity capital | $33,466,000 | 2,090 |
| Total bank equity capital | $33,466,000 | 2,090 |
| Perpetual preferred stock | $0 | 201 |
| Common stock | $2,158,000 | 1,405 |
| Surplus | $3,096,000 | 4,216 |
| Undivided profits | $28,212,000 | 1,343 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $14,000 | 6,065 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 998 |
| Income earned, not collected on loans | $910,000 | 2,752 |
| Earning assets | $307,033,000 | 1,985 |
| Long-term assets (5+ years) | $126,368,000 | 1,696 |
| Average Assets, year-to-date | $324,527,500 | 2,015 |
| Average Assets, quarterly | $324,527,500 | 2,015 |
| Volatile liabilities | $57,671,000 | 800 |
| Insider loans | $23,377,000 | 193 |
| FHLB advances | $14,331,000 | 1,310 |
| Loans and leases held for sale | $5,896,000 | 372 |
| Unused loan commitments | $37,916,000 | 1,795 |
| Tier 1 (core) risk-based capital | $33,466,000 | 2,040 |
| Tier 2 risk-based capital | $2,356,000 | 2,084 |
| Total risk weighted assets | $205,635,000 | 2,096 |
| Total unused commitments | $37,916,000 | 1,795 |
| Derivatives | $14,569,000 | 571 |
| 2013-12-31 | Rank | |
| # of Employees: | 94 | 1,595 |
| Assets and Liabilities | ||
| Total Assets: | $323,036,000 | 2,020 |
| Cash and due from depository institutions | $32,049,000 | 1,595 |
| Interest-bearing balances | $26,477,000 | 1,293 |
| Securities | $82,262,000 | 1,784 |
| Federal funds sold & reverse repurchase agreements | $4,762,000 | 868 |
| Net loans & leases | $192,124,000 | 2,095 |
| Loan loss allowance | $2,326,000 | 2,618 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $6,880,000 | 1,692 |
| Other real estate owned | $79,000 | 1,595 |
| Goodwill and other intangibles | $0 | 2,889 |
| All other assets | $4,880,000 | 3,051 |
| Life insurance assets | $2,179,000 | 2,546 |
| Total liabilities and capital | $323,037,000 | 2,020 |
| Total liabilities | $290,464,000 | 2,014 |
| Total deposits | $275,220,000 | 2,004 |
| Interest-bearing deposits | $182,901,000 | 2,401 |
| Deposits held in domestic offices | $275,220,000 | 2,003 |
| % insured | 63.04% | 6,356 |
| Federal funds purchased & repurchase agreements | $0 | 2,281 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $14,497,000 | 1,416 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $747,000 | 3,435 |
| Total equity capital | $32,573,000 | 2,100 |
| Total bank equity capital | $32,573,000 | 2,100 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $2,158,000 | 1,425 |
| Surplus | $3,096,000 | 4,257 |
| Undivided profits | $27,319,000 | 1,341 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $319,000 | 4,948 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $881,000 | 2,922 |
| Earning assets | $305,625,000 | 1,975 |
| Long-term assets (5+ years) | $115,584,000 | 1,812 |
| Average Assets, year-to-date | $320,706,400 | 2,005 |
| Average Assets, quarterly | $322,629,500 | 2,016 |
| Volatile liabilities | $56,925,000 | 827 |
| Insider loans | $12,363,000 | 473 |
| FHLB advances | $14,497,000 | 1,360 |
| Loans and leases held for sale | $4,640,000 | 438 |
| Unused loan commitments | $37,128,000 | 1,773 |
| Tier 1 (core) risk-based capital | $32,573,000 | 2,066 |
| Tier 2 risk-based capital | $2,326,000 | 2,112 |
| Total risk weighted assets | $198,322,000 | 2,168 |
| Total unused commitments | $37,128,000 | 1,773 |
| Derivatives | $10,067,000 | 605 |
| 2013-09-30 | Rank | |
| # of Employees: | 93 | 1,620 |
| Assets and Liabilities | ||
| Total Assets: | $322,223,000 | 2,023 |
| Cash and due from depository institutions | $24,358,000 | 1,620 |
| Interest-bearing balances | $17,072,000 | 1,934 |
| Securities | $85,660,000 | 1,756 |
| Federal funds sold & reverse repurchase agreements | $7,287,000 | 577 |
| Net loans & leases | $193,211,000 | 2,061 |
| Loan loss allowance | $2,519,000 | 2,516 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $6,580,000 | 1,762 |
| Other real estate owned | $0 | 1,620 |
| Goodwill and other intangibles | $0 | 2,909 |
| All other assets | $5,127,000 | 2,924 |
| Life insurance assets | $2,144,000 | 2,516 |
| Total liabilities and capital | $322,223,000 | 2,023 |
| Total liabilities | $289,529,000 | 2,006 |
| Total deposits | $271,654,000 | 2,022 |
| Interest-bearing deposits | $180,846,000 | 2,423 |
| Deposits held in domestic offices | $271,654,000 | 2,021 |
| % insured | 63.40% | 6,469 |
| Federal funds purchased & repurchase agreements | $0 | 2,308 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $16,660,000 | 1,266 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $1,215,000 | 2,853 |
| Total equity capital | $32,694,000 | 2,097 |
| Total bank equity capital | $32,694,000 | 2,097 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $2,158,000 | 1,451 |
| Surplus | $3,096,000 | 4,293 |
| Undivided profits | $27,440,000 | 1,340 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $229,000 | 5,366 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $1,036,000 | 2,645 |
| Earning assets | $303,230,000 | 1,973 |
| Long-term assets (5+ years) | $108,288,000 | 1,901 |
| Average Assets, year-to-date | $320,124,000 | 2,015 |
| Average Assets, quarterly | $321,396,000 | 2,017 |
| Volatile liabilities | $55,854,000 | 828 |
| Insider loans | $11,211,000 | 524 |
| FHLB advances | $16,660,000 | 1,207 |
| Loans and leases held for sale | $2,525,000 | 682 |
| Unused loan commitments | $32,780,000 | 1,935 |
| Tier 1 (core) risk-based capital | $32,694,000 | 2,071 |
| Tier 2 risk-based capital | $2,495,000 | 1,969 |
| Total risk weighted assets | $199,477,000 | 2,124 |
| Total unused commitments | $32,780,000 | 1,935 |
| Derivatives | $9,617,000 | 667 |
| 2013-06-30 | Rank | |
| # of Employees: | 90 | 1,681 |
| Assets and Liabilities | ||
| Total Assets: | $320,569,000 | 2,020 |
| Cash and due from depository institutions | $22,750,000 | 1,681 |
| Interest-bearing balances | $16,692,000 | 2,095 |
| Securities | $85,483,000 | 1,740 |
| Federal funds sold & reverse repurchase agreements | $7,912,000 | 579 |
| Net loans & leases | $192,429,000 | 2,058 |
| Loan loss allowance | $2,428,000 | 2,616 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $6,641,000 | 1,748 |
| Other real estate owned | $0 | 1,681 |
| Goodwill and other intangibles | $0 | 2,910 |
| All other assets | $5,354,000 | 2,831 |
| Life insurance assets | $2,110,000 | 2,506 |
| Total liabilities and capital | $320,569,000 | 2,020 |
| Total liabilities | $288,817,000 | 2,003 |
| Total deposits | $270,841,000 | 2,035 |
| Interest-bearing deposits | $178,976,000 | 2,451 |
| Deposits held in domestic offices | $270,841,000 | 2,034 |
| % insured | 64.73% | 6,495 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $16,821,000 | 1,233 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $1,155,000 | 2,859 |
| Total equity capital | $31,752,000 | 2,148 |
| Total bank equity capital | $31,752,000 | 2,148 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $2,158,000 | 1,457 |
| Surplus | $3,096,000 | 4,306 |
| Undivided profits | $26,498,000 | 1,372 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $750,000 | 4,245 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $1,033,000 | 2,586 |
| Earning assets | $302,516,000 | 1,972 |
| Long-term assets (5+ years) | $103,755,000 | 1,909 |
| Average Assets, year-to-date | $319,424,330 | 2,023 |
| Average Assets, quarterly | $320,144,500 | 2,023 |
| Volatile liabilities | $57,871,000 | 786 |
| Insider loans | $11,201,000 | 522 |
| FHLB advances | $16,821,000 | 1,174 |
| Loans and leases held for sale | $3,835,000 | 704 |
| Unused loan commitments | $31,014,000 | 2,006 |
| Tier 1 (core) risk-based capital | $31,752,000 | 2,099 |
| Tier 2 risk-based capital | $2,428,000 | 2,030 |
| Total risk weighted assets | $197,940,000 | 2,121 |
| Total unused commitments | $31,014,000 | 2,006 |
| Derivatives | $17,898,000 | 597 |
| 2013-03-31 | Rank | |
| # of Employees: | 89 | 1,705 |
| Assets and Liabilities | ||
| Total Assets: | $319,720,000 | 2,053 |
| Cash and due from depository institutions | $8,308,000 | 1,705 |
| Interest-bearing balances | $3,224,000 | 5,104 |
| Securities | $89,731,000 | 1,687 |
| Federal funds sold & reverse repurchase agreements | $5,207,000 | 1,144 |
| Net loans & leases | $204,069,000 | 1,961 |
| Loan loss allowance | $2,369,000 | 2,708 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $6,674,000 | 1,743 |
| Other real estate owned | $179,000 | 1,705 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $5,552,000 | 2,747 |
| Life insurance assets | $2,088,000 | 2,492 |
| Total liabilities and capital | $319,720,000 | 2,053 |
| Total liabilities | $288,992,000 | 2,024 |
| Total deposits | $268,049,000 | 2,075 |
| Interest-bearing deposits | $182,461,000 | 2,446 |
| Deposits held in domestic offices | $268,049,000 | 2,075 |
| % insured | 65.02% | 6,543 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $19,983,000 | 1,055 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $960,000 | 3,269 |
| Total equity capital | $30,728,000 | 2,275 |
| Total bank equity capital | $30,728,000 | 2,275 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $2,158,000 | 1,483 |
| Surplus | $3,096,000 | 4,344 |
| Undivided profits | $25,474,000 | 1,479 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $765,000 | 4,333 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $1,111,000 | 2,375 |
| Earning assets | $302,231,000 | 2,001 |
| Long-term assets (5+ years) | $104,818,000 | 1,869 |
| Average Assets, year-to-date | $318,852,000 | 2,053 |
| Average Assets, quarterly | $318,852,000 | 2,053 |
| Volatile liabilities | $57,338,000 | 769 |
| Insider loans | $11,051,000 | 538 |
| FHLB advances | $19,983,000 | 1,000 |
| Loans and leases held for sale | $4,215,000 | 659 |
| Unused loan commitments | $30,960,000 | 2,014 |
| Tier 1 (core) risk-based capital | $30,728,000 | 2,154 |
| Tier 2 risk-based capital | $2,369,000 | 2,082 |
| Total risk weighted assets | $209,451,000 | 2,011 |
| Total unused commitments | $30,960,000 | 2,014 |
| Derivatives | $14,024,000 | 637 |
| 2012-12-31 | Rank | |
| # of Employees: | 87 | 1,754 |
| Assets and Liabilities | ||
| Total Assets: | $317,984,000 | 2,068 |
| Cash and due from depository institutions | $29,388,000 | 1,754 |
| Interest-bearing balances | $23,696,000 | 1,734 |
| Securities | $84,603,000 | 1,727 |
| Federal funds sold & reverse repurchase agreements | $3,704,000 | 1,347 |
| Net loans & leases | $187,858,000 | 2,111 |
| Loan loss allowance | $2,308,000 | 2,763 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $6,778,000 | 1,725 |
| Other real estate owned | $297,000 | 1,754 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $5,356,000 | 2,860 |
| Life insurance assets | $2,056,000 | 2,480 |
| Total liabilities and capital | $317,984,000 | 2,068 |
| Total liabilities | $288,344,000 | 2,032 |
| Total deposits | $267,092,000 | 2,086 |
| Interest-bearing deposits | $219,950,000 | 2,056 |
| Deposits held in domestic offices | $267,092,000 | 2,086 |
| % insured | 74.18% | 6,473 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $20,276,000 | 1,102 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $976,000 | 3,270 |
| Total equity capital | $29,640,000 | 2,325 |
| Total bank equity capital | $29,640,000 | 2,325 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $2,158,000 | 1,492 |
| Surplus | $3,096,000 | 4,380 |
| Undivided profits | $24,386,000 | 1,519 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $229,000 | 5,552 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $1,010,000 | 2,654 |
| Earning assets | $299,861,000 | 2,012 |
| Long-term assets (5+ years) | $92,413,000 | 2,040 |
| Average Assets, year-to-date | $313,612,200 | 2,045 |
| Average Assets, quarterly | $315,598,500 | 2,063 |
| Volatile liabilities | $56,157,000 | 828 |
| Insider loans | $2,661,000 | 2,109 |
| FHLB advances | $20,276,000 | 1,036 |
| Loans and leases held for sale | $4,239,000 | 820 |
| Unused loan commitments | $35,344,000 | 1,721 |
| Tier 1 (core) risk-based capital | $29,640,000 | 2,205 |
| Tier 2 risk-based capital | $2,308,000 | 2,124 |
| Total risk weighted assets | $194,666,000 | 2,167 |
| Total unused commitments | $35,344,000 | 1,721 |
| Derivatives | $7,998,000 | 761 |
| 2012-09-30 | Rank | |
| # of Employees: | 87 | 1,753 |
| Assets and Liabilities | ||
| Total Assets: | $313,213,000 | 2,105 |
| Cash and due from depository institutions | $22,484,000 | 1,753 |
| Interest-bearing balances | $15,997,000 | 2,264 |
| Securities | $83,697,000 | 1,765 |
| Federal funds sold & reverse repurchase agreements | $4,904,000 | 1,077 |
| Net loans & leases | $188,563,000 | 2,111 |
| Loan loss allowance | $2,241,000 | 2,889 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $6,660,000 | 1,769 |
| Other real estate owned | $1,857,000 | 1,753 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $5,048,000 | 3,013 |
| Life insurance assets | $2,043,000 | 2,448 |
| Total liabilities and capital | $313,213,000 | 2,105 |
| Total liabilities | $283,792,000 | 2,064 |
| Total deposits | $259,373,000 | 2,125 |
| Interest-bearing deposits | $215,290,000 | 2,096 |
| Deposits held in domestic offices | $259,373,000 | 2,125 |
| % insured | 73.94% | 6,633 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $22,586,000 | 1,048 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $1,833,000 | 2,330 |
| Total equity capital | $29,421,000 | 2,371 |
| Total bank equity capital | $29,421,000 | 2,371 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,158,000 | 1,521 |
| Surplus | $3,096,000 | 4,423 |
| Undivided profits | $24,167,000 | 1,557 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $379,000 | 5,264 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,067,000 | 2,727 |
| Earning assets | $293,161,000 | 2,064 |
| Long-term assets (5+ years) | $93,167,000 | 2,002 |
| Average Assets, year-to-date | $312,519,250 | 2,078 |
| Average Assets, quarterly | $310,613,500 | 2,110 |
| Volatile liabilities | $58,967,000 | 812 |
| Insider loans | $7,189,000 | 848 |
| FHLB advances | $22,586,000 | 986 |
| Loans and leases held for sale | $2,317,000 | 1,038 |
| Unused loan commitments | $27,261,000 | 2,115 |
| Tier 1 (core) risk-based capital | $29,421,000 | 2,229 |
| Tier 2 risk-based capital | $2,241,000 | 2,199 |
| Total risk weighted assets | $200,209,000 | 2,118 |
| Total unused commitments | $27,261,000 | 2,115 |
| Derivatives | $11,039,000 | 697 |
| 2012-06-30 | Rank | |
| # of Employees: | 88 | 1,731 |
| Assets and Liabilities | ||
| Total Assets: | $308,014,000 | 2,122 |
| Cash and due from depository institutions | $14,946,000 | 1,731 |
| Interest-bearing balances | $7,983,000 | 3,505 |
| Securities | $86,438,000 | 1,703 |
| Federal funds sold & reverse repurchase agreements | $404,000 | 2,963 |
| Net loans & leases | $192,808,000 | 2,068 |
| Loan loss allowance | $2,234,000 | 2,917 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $6,775,000 | 1,737 |
| Other real estate owned | $1,675,000 | 1,731 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $4,968,000 | 3,016 |
| Life insurance assets | $1,995,000 | 2,458 |
| Total liabilities and capital | $308,014,000 | 2,122 |
| Total liabilities | $279,729,000 | 2,087 |
| Total deposits | $253,100,000 | 2,144 |
| Interest-bearing deposits | $214,013,000 | 2,115 |
| Deposits held in domestic offices | $253,100,000 | 2,144 |
| % insured | 73.23% | 6,716 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $25,001,000 | 972 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $1,628,000 | 2,384 |
| Total equity capital | $28,285,000 | 2,411 |
| Total bank equity capital | $28,285,000 | 2,411 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $2,158,000 | 1,549 |
| Surplus | $3,096,000 | 4,442 |
| Undivided profits | $23,031,000 | 1,588 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $529,000 | 4,976 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $955,000 | 2,850 |
| Earning assets | $287,633,000 | 2,094 |
| Long-term assets (5+ years) | $87,382,000 | 2,078 |
| Average Assets, year-to-date | $312,288,000 | 2,076 |
| Average Assets, quarterly | $316,931,000 | 2,061 |
| Volatile liabilities | $59,205,000 | 814 |
| Insider loans | $7,204,000 | 865 |
| FHLB advances | $25,001,000 | 906 |
| Loans and leases held for sale | $1,570,000 | 1,111 |
| Unused loan commitments | $24,910,000 | 2,226 |
| Tier 1 (core) risk-based capital | $28,285,000 | 2,286 |
| Tier 2 risk-based capital | $2,234,000 | 2,200 |
| Total risk weighted assets | $203,619,000 | 2,089 |
| Total unused commitments | $24,910,000 | 2,226 |
| Derivatives | $12,526,000 | 646 |
| 2012-03-31 | Rank | |
| # of Employees: | 85 | 1,768 |
| Assets and Liabilities | ||
| Total Assets: | $325,848,000 | 2,008 |
| Cash and due from depository institutions | $35,940,000 | 1,768 |
| Interest-bearing balances | $29,409,000 | 1,450 |
| Securities | $80,861,000 | 1,813 |
| Federal funds sold & reverse repurchase agreements | $3,169,000 | 1,850 |
| Net loans & leases | $191,884,000 | 2,065 |
| Loan loss allowance | $2,034,000 | 3,132 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $6,877,000 | 1,706 |
| Other real estate owned | $1,675,000 | 1,768 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $5,442,000 | 2,849 |
| Life insurance assets | $1,999,000 | 2,427 |
| Total liabilities and capital | $325,847,000 | 2,008 |
| Total liabilities | $297,534,000 | 1,980 |
| Total deposits | $268,695,000 | 2,051 |
| Interest-bearing deposits | $229,428,000 | 2,007 |
| Deposits held in domestic offices | $268,695,000 | 2,051 |
| % insured | 72.46% | 6,821 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $27,472,000 | 927 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $1,367,000 | 2,642 |
| Total equity capital | $28,313,000 | 2,391 |
| Total bank equity capital | $28,313,000 | 2,391 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $2,158,000 | 1,573 |
| Surplus | $3,096,000 | 4,468 |
| Undivided profits | $23,059,000 | 1,544 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $766,000 | 4,658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $1,041,000 | 2,606 |
| Earning assets | $305,323,000 | 1,976 |
| Long-term assets (5+ years) | $86,820,000 | 2,096 |
| Average Assets, year-to-date | $314,425,000 | 2,063 |
| Average Assets, quarterly | $314,425,000 | 2,063 |
| Volatile liabilities | $66,457,000 | 729 |
| Insider loans | $7,313,000 | 851 |
| FHLB advances | $27,472,000 | 870 |
| Loans and leases held for sale | $2,577,000 | 860 |
| Unused loan commitments | $29,487,000 | 1,970 |
| Tier 1 (core) risk-based capital | $28,313,000 | 2,276 |
| Tier 2 risk-based capital | $2,034,000 | 2,405 |
| Total risk weighted assets | $201,890,000 | 2,084 |
| Total unused commitments | $29,487,000 | 1,970 |
| Derivatives | $7,497,000 | 734 |
| 2011-12-31 | Rank | |
| # of Employees: | 84 | 1,783 |
| Assets and Liabilities | ||
| Total Assets: | $303,002,000 | 2,142 |
| Cash and due from depository institutions | $10,499,000 | 1,783 |
| Interest-bearing balances | $3,366,000 | 4,665 |
| Securities | $76,728,000 | 1,830 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 1,375 |
| Net loans & leases | $197,063,000 | 2,042 |
| Loan loss allowance | $2,034,000 | 3,131 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $6,979,000 | 1,683 |
| Other real estate owned | $2,015,000 | 1,783 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $5,718,000 | 2,804 |
| Life insurance assets | $1,953,000 | 2,419 |
| Total liabilities and capital | $303,002,000 | 2,142 |
| Total liabilities | $276,505,000 | 2,109 |
| Total deposits | $247,671,000 | 2,184 |
| Interest-bearing deposits | $212,586,000 | 2,124 |
| Deposits held in domestic offices | $247,671,000 | 2,183 |
| % insured | 70.62% | 6,950 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $27,944,000 | 977 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $890,000 | 3,455 |
| Total equity capital | $26,497,000 | 2,510 |
| Total bank equity capital | $26,497,000 | 2,510 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $2,158,000 | 1,584 |
| Surplus | $3,096,000 | 4,492 |
| Undivided profits | $21,243,000 | 1,666 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $980,000 | 4,383 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $990,000 | 2,900 |
| Earning assets | $281,157,000 | 2,117 |
| Long-term assets (5+ years) | $85,298,000 | 1,783 |
| Average Assets, year-to-date | $310,608,000 | 2,064 |
| Average Assets, quarterly | $304,743,000 | 2,128 |
| Volatile liabilities | $64,640,000 | 821 |
| Insider loans | $7,801,000 | 802 |
| FHLB advances | $27,944,000 | 910 |
| Loans and leases held for sale | $2,906,000 | 738 |
| Unused loan commitments | $20,505,000 | 2,532 |
| Tier 1 (core) risk-based capital | $26,497,000 | 2,375 |
| Tier 2 risk-based capital | $2,034,000 | 2,418 |
| Total risk weighted assets | $203,353,000 | 2,079 |
| Total unused commitments | $20,505,000 | 2,533 |
| Derivatives | $5,638,000 | 674 |
| 2011-09-30 | Rank | |
| # of Employees: | 86 | 1,749 |
| Assets and Liabilities | ||
| Total Assets: | $306,484,000 | 2,123 |
| Cash and due from depository institutions | $11,037,000 | 1,749 |
| Interest-bearing balances | $5,999,000 | 3,900 |
| Securities | $77,299,000 | 1,769 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 1,251 |
| Net loans & leases | $198,215,000 | 2,033 |
| Loan loss allowance | $2,265,000 | 2,934 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $7,111,000 | 1,648 |
| Other real estate owned | $1,800,000 | 1,749 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $6,022,000 | 2,738 |
| Life insurance assets | $1,926,000 | 2,407 |
| Total liabilities and capital | $306,484,000 | 2,123 |
| Total liabilities | $280,374,000 | 2,080 |
| Total deposits | $247,747,000 | 2,187 |
| Interest-bearing deposits | $211,985,000 | 2,139 |
| Deposits held in domestic offices | $247,747,000 | 2,187 |
| % insured | 71.42% | 7,001 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $31,357,000 | 909 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $1,270,000 | 2,904 |
| Total equity capital | $26,110,000 | 2,573 |
| Total bank equity capital | $26,110,000 | 2,572 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $2,158,000 | 1,614 |
| Surplus | $3,096,000 | 4,535 |
| Undivided profits | $20,856,000 | 1,708 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $1,115,000 | 4,311 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,040,000 | 2,867 |
| Earning assets | $286,513,000 | 2,073 |
| Long-term assets (5+ years) | $90,971,000 | 1,633 |
| Average Assets, year-to-date | $312,509,500 | 2,060 |
| Average Assets, quarterly | $311,678,500 | 2,078 |
| Volatile liabilities | $65,853,000 | 807 |
| Insider loans | $8,140,000 | 763 |
| FHLB advances | $31,357,000 | 832 |
| Loans and leases held for sale | $1,463,000 | 953 |
| Unused loan commitments | $20,110,000 | 2,553 |
| Tier 1 (core) risk-based capital | $26,110,000 | 2,411 |
| Tier 2 risk-based capital | $2,265,000 | 2,211 |
| Total risk weighted assets | $209,245,000 | 2,029 |
| Total unused commitments | $20,110,000 | 2,555 |
| Derivatives | $7,890,000 | 664 |
| 2011-06-30 | Rank | |
| # of Employees: | 90 | 1,672 |
| Assets and Liabilities | ||
| Total Assets: | $316,873,000 | 2,047 |
| Cash and due from depository institutions | $24,872,000 | 1,672 |
| Interest-bearing balances | $19,335,000 | 1,811 |
| Securities | $75,744,000 | 1,787 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 1,203 |
| Net loans & leases | $196,655,000 | 2,074 |
| Loan loss allowance | $2,267,000 | 2,945 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $7,189,000 | 1,632 |
| Other real estate owned | $1,800,000 | 1,672 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $5,613,000 | 2,887 |
| Life insurance assets | $1,950,000 | 2,362 |
| Total liabilities and capital | $316,873,000 | 2,047 |
| Total liabilities | $291,402,000 | 1,988 |
| Total deposits | $258,771,000 | 2,087 |
| Interest-bearing deposits | $221,915,000 | 2,051 |
| Deposits held in domestic offices | $258,771,000 | 2,087 |
| % insured | 70.83% | 7,072 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $31,672,000 | 938 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $959,000 | 3,284 |
| Total equity capital | $25,471,000 | 2,568 |
| Total bank equity capital | $25,471,000 | 2,566 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,158,000 | 1,639 |
| Surplus | $3,096,000 | 4,576 |
| Undivided profits | $20,217,000 | 1,699 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $1,730,000 | 3,725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $961,000 | 3,015 |
| Earning assets | $296,734,000 | 1,991 |
| Long-term assets (5+ years) | $90,715,000 | 1,604 |
| Average Assets, year-to-date | $314,518,000 | 2,050 |
| Average Assets, quarterly | $318,470,500 | 2,037 |
| Volatile liabilities | $65,289,000 | 834 |
| Insider loans | $10,101,000 | 626 |
| FHLB advances | $31,672,000 | 873 |
| Loans and leases held for sale | $2,781,000 | 507 |
| Unused loan commitments | $19,756,000 | 2,599 |
| Tier 1 (core) risk-based capital | $25,471,000 | 2,427 |
| Tier 2 risk-based capital | $2,267,000 | 2,208 |
| Total risk weighted assets | $206,908,000 | 2,062 |
| Total unused commitments | $19,756,000 | 2,604 |
| Derivatives | $6,481,000 | 592 |
| 2011-03-31 | Rank | |
| # of Employees: | 89 | 1,698 |
| Assets and Liabilities | ||
| Total Assets: | $320,068,000 | 2,049 |
| Cash and due from depository institutions | $35,347,000 | 1,698 |
| Interest-bearing balances | $29,448,000 | 1,317 |
| Securities | $78,364,000 | 1,724 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $191,501,000 | 2,133 |
| Loan loss allowance | $2,118,000 | 3,094 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $7,264,000 | 1,631 |
| Other real estate owned | $1,800,000 | 1,698 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $5,792,000 | 2,869 |
| Life insurance assets | $1,941,000 | 2,368 |
| Total liabilities and capital | $320,068,000 | 2,049 |
| Total liabilities | $294,375,000 | 2,001 |
| Total deposits | $261,284,000 | 2,082 |
| Interest-bearing deposits | $224,537,000 | 2,058 |
| Deposits held in domestic offices | $261,284,000 | 2,080 |
| % insured | 69.94% | 7,169 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $32,082,000 | 938 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,009,000 | 3,129 |
| Total equity capital | $25,693,000 | 2,506 |
| Total bank equity capital | $25,693,000 | 2,505 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,158,000 | 1,663 |
| Surplus | $3,096,000 | 4,611 |
| Undivided profits | $20,439,000 | 1,606 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $1,356,000 | 4,165 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,100,000 | 2,654 |
| Earning assets | $299,313,000 | 1,995 |
| Long-term assets (5+ years) | $91,514,000 | 1,554 |
| Average Assets, year-to-date | $313,340,500 | 2,078 |
| Average Assets, quarterly | $313,340,500 | 2,078 |
| Volatile liabilities | $61,235,000 | 914 |
| Insider loans | $10,883,000 | 568 |
| FHLB advances | $32,082,000 | 874 |
| Loans and leases held for sale | $1,920,000 | 573 |
| Unused loan commitments | $23,779,000 | 2,308 |
| Tier 1 (core) risk-based capital | $25,693,000 | 2,403 |
| Tier 2 risk-based capital | $2,118,000 | 2,370 |
| Total risk weighted assets | $204,583,000 | 2,111 |
| Total unused commitments | $23,779,000 | 2,309 |
| Derivatives | $6,002,000 | 569 |
| 2010-12-31 | Rank | |
| # of Employees: | 89 | 1,704 |
| Assets and Liabilities | ||
| Total Assets: | $306,613,000 | 2,127 |
| Cash and due from depository institutions | $25,382,000 | 1,704 |
| Interest-bearing balances | $20,778,000 | 1,607 |
| Securities | $76,148,000 | 1,694 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $190,126,000 | 2,204 |
| Loan loss allowance | $1,967,000 | 3,247 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $7,395,000 | 1,628 |
| Other real estate owned | $1,800,000 | 1,704 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $5,762,000 | 2,930 |
| Life insurance assets | $1,873,000 | 2,391 |
| Total liabilities and capital | $306,613,000 | 2,127 |
| Total liabilities | $282,763,000 | 2,078 |
| Total deposits | $249,298,000 | 2,161 |
| Interest-bearing deposits | $215,760,000 | 2,139 |
| Deposits held in domestic offices | $249,298,000 | 2,160 |
| % insured | 70.44% | 7,163 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $32,490,000 | 1,000 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $975,000 | 3,242 |
| Total equity capital | $23,850,000 | 2,667 |
| Total bank equity capital | $23,850,000 | 2,666 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,158,000 | 1,686 |
| Surplus | $3,096,000 | 4,658 |
| Undivided profits | $18,596,000 | 1,742 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $1,381,000 | 4,159 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,049,000 | 2,878 |
| Earning assets | $287,052,000 | 2,087 |
| Long-term assets (5+ years) | $94,244,000 | 1,489 |
| Average Assets, year-to-date | $302,578,000 | 2,138 |
| Average Assets, quarterly | $300,361,500 | 2,172 |
| Volatile liabilities | $90,016,000 | 1,486 |
| Insider loans | $11,074,000 | 576 |
| FHLB advances | $32,490,000 | 932 |
| Loans and leases held for sale | $2,798,000 | 775 |
| Unused loan commitments | $29,679,000 | 1,916 |
| Tier 1 (core) risk-based capital | $23,850,000 | 2,575 |
| Tier 2 risk-based capital | $1,967,000 | 2,569 |
| Total risk weighted assets | $203,891,000 | 2,153 |
| Total unused commitments | $29,679,000 | 1,918 |
| Derivatives | $5,831,000 | 642 |
| 2010-09-30 | Rank | |
| # of Employees: | 91 | 1,685 |
| Assets and Liabilities | ||
| Total Assets: | $294,110,000 | 2,244 |
| Cash and due from depository institutions | $6,675,000 | 1,685 |
| Interest-bearing balances | $1,893,000 | 5,000 |
| Securities | $71,225,000 | 1,758 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $199,476,000 | 2,161 |
| Loan loss allowance | $2,080,000 | 3,143 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,441,000 | 1,649 |
| Other real estate owned | $2,267,000 | 1,685 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $7,026,000 | 2,572 |
| Life insurance assets | $1,836,000 | 2,406 |
| Total liabilities and capital | $294,109,000 | 2,244 |
| Total liabilities | $269,746,000 | 2,200 |
| Total deposits | $237,930,000 | 2,289 |
| Interest-bearing deposits | $207,591,000 | 2,252 |
| Deposits held in domestic offices | $237,930,000 | 2,286 |
| % insured | 69.54% | 7,139 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $30,534,000 | 1,116 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,282,000 | 3,037 |
| Total equity capital | $24,363,000 | 2,713 |
| Total bank equity capital | $24,363,000 | 2,712 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $2,158,000 | 1,712 |
| Surplus | $3,096,000 | 4,692 |
| Undivided profits | $19,109,000 | 1,794 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $1,588,000 | 4,057 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,185,000 | 2,723 |
| Earning assets | $272,594,000 | 2,225 |
| Long-term assets (5+ years) | $93,565,000 | 1,468 |
| Average Assets, year-to-date | $301,569,250 | 2,175 |
| Average Assets, quarterly | $299,964,000 | 2,201 |
| Volatile liabilities | $92,443,000 | 1,503 |
| Insider loans | $11,048,000 | 585 |
| FHLB advances | $30,534,000 | 1,037 |
| Loans and leases held for sale | $3,821,000 | 683 |
| Unused loan commitments | $22,109,000 | 2,437 |
| Tier 1 (core) risk-based capital | $24,363,000 | 2,538 |
| Tier 2 risk-based capital | $2,080,000 | 2,484 |
| Total risk weighted assets | $212,265,000 | 2,104 |
| Total unused commitments | $22,109,000 | 2,441 |
| Derivatives | $9,818,000 | 640 |
| 2010-06-30 | Rank | |
| # of Employees: | 95 | 1,624 |
| Assets and Liabilities | ||
| Total Assets: | $305,818,000 | 2,179 |
| Cash and due from depository institutions | $20,876,000 | 1,624 |
| Interest-bearing balances | $13,838,000 | 2,171 |
| Securities | $71,975,000 | 1,746 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $197,197,000 | 2,200 |
| Loan loss allowance | $1,935,000 | 3,297 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,315,000 | 1,702 |
| Other real estate owned | $2,100,000 | 1,624 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $6,355,000 | 2,815 |
| Life insurance assets | $1,789,000 | 2,427 |
| Total liabilities and capital | $305,818,000 | 2,179 |
| Total liabilities | $282,129,000 | 2,120 |
| Total deposits | $246,833,000 | 2,208 |
| Interest-bearing deposits | $214,598,000 | 2,200 |
| Deposits held in domestic offices | $246,833,000 | 2,206 |
| % insured | 67.43% | 7,309 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $34,024,000 | 1,079 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,272,000 | 2,942 |
| Total equity capital | $23,689,000 | 2,749 |
| Total bank equity capital | $23,689,000 | 2,748 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,158,000 | 1,734 |
| Surplus | $3,096,000 | 4,719 |
| Undivided profits | $18,435,000 | 1,814 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $973,000 | 4,860 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,089,000 | 2,910 |
| Earning assets | $283,010,000 | 2,149 |
| Long-term assets (5+ years) | $92,642,000 | 1,478 |
| Average Assets, year-to-date | $304,055,670 | 2,178 |
| Average Assets, quarterly | $307,756,500 | 2,167 |
| Volatile liabilities | $92,850,000 | 1,547 |
| Insider loans | $12,595,000 | 479 |
| FHLB advances | $34,024,000 | 1,016 |
| Loans and leases held for sale | $3,473,000 | 566 |
| Unused loan commitments | $24,775,000 | 2,268 |
| Tier 1 (core) risk-based capital | $23,689,000 | 2,589 |
| Tier 2 risk-based capital | $1,935,000 | 2,659 |
| Total risk weighted assets | $210,260,000 | 2,165 |
| Total unused commitments | $24,775,000 | 2,272 |
| Derivatives | $11,070,000 | 516 |
| 2010-03-31 | Rank | |
| # of Employees: | 93 | 1,677 |
| Assets and Liabilities | ||
| Total Assets: | $309,695,000 | 2,213 |
| Cash and due from depository institutions | $26,055,000 | 1,677 |
| Interest-bearing balances | $20,275,000 | 1,598 |
| Securities | $70,850,000 | 1,784 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $198,671,000 | 2,245 |
| Loan loss allowance | $2,105,000 | 3,128 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $7,401,000 | 1,708 |
| Other real estate owned | $0 | 1,677 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $6,718,000 | 2,758 |
| Life insurance assets | $1,787,000 | 2,440 |
| Total liabilities and capital | $309,696,000 | 2,213 |
| Total liabilities | $285,777,000 | 2,139 |
| Total deposits | $250,236,000 | 2,224 |
| Interest-bearing deposits | $220,616,000 | 2,183 |
| Deposits held in domestic offices | $250,236,000 | 2,222 |
| % insured | 66.40% | 7,417 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $34,411,000 | 1,150 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,130,000 | 3,155 |
| Total equity capital | $23,919,000 | 2,749 |
| Total bank equity capital | $23,919,000 | 2,748 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $2,158,000 | 1,770 |
| Surplus | $3,096,000 | 4,790 |
| Undivided profits | $18,665,000 | 1,763 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $3,394,000 | 2,930 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,056,000 | 3,079 |
| Earning assets | $289,796,000 | 2,155 |
| Long-term assets (5+ years) | $90,698,000 | 1,498 |
| Average Assets, year-to-date | $303,174,500 | 2,230 |
| Average Assets, quarterly | $303,174,500 | 2,230 |
| Volatile liabilities | $99,104,000 | 1,499 |
| Insider loans | $11,974,000 | 568 |
| FHLB advances | $34,411,000 | 1,085 |
| Loans and leases held for sale | $2,192,000 | 597 |
| Unused loan commitments | $28,191,000 | 2,139 |
| Tier 1 (core) risk-based capital | $23,919,000 | 2,613 |
| Tier 2 risk-based capital | $2,105,000 | 2,540 |
| Total risk weighted assets | $210,031,000 | 2,215 |
| Total unused commitments | $28,191,000 | 2,145 |
| Derivatives | $7,805,000 | 557 |
| 2009-12-31 | Rank | |
| # of Employees: | 95 | 1,657 |
| Assets and Liabilities | ||
| Total Assets: | $296,654,000 | 2,279 |
| Cash and due from depository institutions | $13,923,000 | 1,657 |
| Interest-bearing balances | $7,794,000 | 2,650 |
| Securities | $67,935,000 | 1,839 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $200,842,000 | 2,254 |
| Loan loss allowance | $1,962,000 | 3,270 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $7,416,000 | 1,740 |
| Other real estate owned | $0 | 1,657 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $6,538,000 | 2,872 |
| Life insurance assets | $1,743,000 | 2,453 |
| Total liabilities and capital | $296,654,000 | 2,279 |
| Total liabilities | $274,597,000 | 2,239 |
| Total deposits | $238,745,000 | 2,306 |
| Interest-bearing deposits | $210,635,000 | 2,274 |
| Deposits held in domestic offices | $238,745,000 | 2,304 |
| % insured | 82.45% | 5,881 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $34,795,000 | 1,230 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,057,000 | 3,319 |
| Total equity capital | $22,057,000 | 2,919 |
| Total bank equity capital | $22,057,000 | 2,919 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $2,158,000 | 1,802 |
| Surplus | $3,096,000 | 4,836 |
| Undivided profits | $16,803,000 | 1,915 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $5,217,000 | 2,274 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,145,000 | 2,961 |
| Earning assets | $276,571,000 | 2,238 |
| Long-term assets (5+ years) | $94,978,000 | 1,436 |
| Average Assets, year-to-date | $282,064,800 | 2,331 |
| Average Assets, quarterly | $290,286,000 | 2,311 |
| Volatile liabilities | $97,536,000 | 1,542 |
| Insider loans | $10,858,000 | 665 |
| FHLB advances | $34,795,000 | 1,160 |
| Loans and leases held for sale | $5,935,000 | 388 |
| Unused loan commitments | $29,326,000 | 2,068 |
| Tier 1 (core) risk-based capital | $22,057,000 | 2,779 |
| Tier 2 risk-based capital | $1,962,000 | 2,697 |
| Total risk weighted assets | $210,272,000 | 2,261 |
| Total unused commitments | $29,326,000 | 2,071 |
| Derivatives | $9,544,000 | 507 |
| 2009-09-30 | Rank | |
| # of Employees: | 95 | 1,683 |
| Assets and Liabilities | ||
| Total Assets: | $283,918,000 | 2,369 |
| Cash and due from depository institutions | $8,368,000 | 1,683 |
| Interest-bearing balances | $3,055,000 | 3,778 |
| Securities | $71,740,000 | 1,750 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 1,743 |
| Net loans & leases | $186,046,000 | 2,455 |
| Loan loss allowance | $1,827,000 | 3,348 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $7,260,000 | 1,790 |
| Other real estate owned | $0 | 1,683 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $5,504,000 | 2,915 |
| Life insurance assets | $1,702,000 | 2,472 |
| Total liabilities and capital | $283,918,000 | 2,369 |
| Total liabilities | $262,728,000 | 2,317 |
| Total deposits | $226,250,000 | 2,400 |
| Interest-bearing deposits | $198,270,000 | 2,395 |
| Deposits held in domestic offices | $226,250,000 | 2,398 |
| % insured | 82.10% | 6,128 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $35,176,000 | 1,256 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,302,000 | 3,195 |
| Total equity capital | $21,190,000 | 3,116 |
| Total bank equity capital | $21,190,000 | 3,116 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,158,000 | 1,827 |
| Surplus | $3,096,000 | 4,868 |
| Undivided profits | $15,936,000 | 2,088 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $3,364,000 | 2,944 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,214,000 | 2,975 |
| Earning assets | $265,841,000 | 2,333 |
| Long-term assets (5+ years) | $81,719,000 | 1,625 |
| Average Assets, year-to-date | $278,417,500 | 2,374 |
| Average Assets, quarterly | $285,143,500 | 2,349 |
| Volatile liabilities | $88,988,000 | 1,703 |
| Insider loans | $10,604,000 | 676 |
| FHLB advances | $35,176,000 | 1,179 |
| Loans and leases held for sale | $3,454,000 | 490 |
| Unused loan commitments | $23,720,000 | 2,522 |
| Tier 1 (core) risk-based capital | $21,190,000 | 2,962 |
| Tier 2 risk-based capital | $1,827,000 | 2,856 |
| Total risk weighted assets | $196,821,000 | 2,440 |
| Total unused commitments | $23,720,000 | 2,523 |
| Derivatives | $8,801,000 | 547 |
| 2009-06-30 | Rank | |
| # of Employees: | 97 | 1,688 |
| Assets and Liabilities | ||
| Total Assets: | $286,369,000 | 2,356 |
| Cash and due from depository institutions | $15,004,000 | 1,688 |
| Interest-bearing balances | $10,038,000 | 1,820 |
| Securities | $77,401,000 | 1,606 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 1,906 |
| Net loans & leases | $176,405,000 | 2,593 |
| Loan loss allowance | $1,756,000 | 3,357 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,270,000 | 1,815 |
| Other real estate owned | $0 | 1,688 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $5,289,000 | 3,015 |
| Life insurance assets | $1,575,000 | 2,555 |
| Total liabilities and capital | $286,369,000 | 2,356 |
| Total liabilities | $265,702,000 | 2,310 |
| Total deposits | $230,301,000 | 2,358 |
| Interest-bearing deposits | $202,587,000 | 2,338 |
| Deposits held in domestic offices | $230,301,000 | 2,356 |
| % insured | 52.09% | 7,670 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $34,111,000 | 1,373 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,290,000 | 3,254 |
| Total equity capital | $20,667,000 | 3,160 |
| Total bank equity capital | $20,667,000 | 3,160 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,158,000 | 1,853 |
| Surplus | $3,096,000 | 4,911 |
| Undivided profits | $15,413,000 | 2,106 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $2,519,000 | 3,286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,115,000 | 3,105 |
| Earning assets | $268,844,000 | 2,320 |
| Long-term assets (5+ years) | $73,491,000 | 1,740 |
| Average Assets, year-to-date | $276,584,000 | 2,407 |
| Average Assets, quarterly | $281,599,500 | 2,378 |
| Volatile liabilities | $90,425,000 | 1,688 |
| Insider loans | $7,332,000 | 1,076 |
| FHLB advances | $34,111,000 | 1,293 |
| Loans and leases held for sale | $5,293,000 | 541 |
| Unused loan commitments | $24,553,000 | 2,563 |
| Tier 1 (core) risk-based capital | $20,667,000 | 3,044 |
| Tier 2 risk-based capital | $1,756,000 | 2,910 |
| Total risk weighted assets | $188,114,000 | 2,573 |
| Total unused commitments | $24,553,000 | 2,567 |
| Derivatives | $14,091,000 | 496 |
| 2009-03-31 | Rank | |
| # of Employees: | 90 | 1,841 |
| Assets and Liabilities | ||
| Total Assets: | $276,830,000 | 2,433 |
| Cash and due from depository institutions | $13,589,000 | 1,841 |
| Interest-bearing balances | $9,609,000 | 1,696 |
| Securities | $81,895,000 | 1,514 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $168,875,000 | 2,699 |
| Loan loss allowance | $1,760,000 | 3,256 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $7,007,000 | 1,885 |
| Other real estate owned | $16,000 | 1,841 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $5,448,000 | 2,944 |
| Life insurance assets | $1,552,000 | 2,582 |
| Total liabilities and capital | $276,830,000 | 2,433 |
| Total liabilities | $255,659,000 | 2,376 |
| Total deposits | $220,157,000 | 2,467 |
| Interest-bearing deposits | $195,279,000 | 2,429 |
| Deposits held in domestic offices | $220,157,000 | 2,465 |
| % insured | 54.15% | 7,622 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $34,463,000 | 1,411 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,039,000 | 3,649 |
| Total equity capital | $21,171,000 | 3,114 |
| Total bank equity capital | $21,171,000 | 3,114 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,158,000 | 1,863 |
| Surplus | $3,096,000 | 4,935 |
| Undivided profits | $15,917,000 | 2,081 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $1,287,000 | 4,220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,207,000 | 2,911 |
| Earning assets | $260,379,000 | 2,383 |
| Long-term assets (5+ years) | $67,129,000 | 1,862 |
| Average Assets, year-to-date | $271,691,500 | 2,447 |
| Average Assets, quarterly | $271,691,500 | 2,447 |
| Volatile liabilities | $81,710,000 | 1,856 |
| Insider loans | $7,687,000 | 1,026 |
| FHLB advances | $34,463,000 | 1,327 |
| Loans and leases held for sale | $3,540,000 | 563 |
| Unused loan commitments | $25,288,000 | 2,623 |
| Tier 1 (core) risk-based capital | $21,171,000 | 2,992 |
| Tier 2 risk-based capital | $1,760,000 | 2,896 |
| Total risk weighted assets | $179,534,000 | 2,685 |
| Total unused commitments | $25,288,000 | 2,628 |
| Derivatives | $12,096,000 | 578 |
| 2008-12-31 | Rank | |
| # of Employees: | 90 | 1,868 |
| Assets and Liabilities | ||
| Total Assets: | $266,553,000 | 2,489 |
| Cash and due from depository institutions | $20,273,000 | 1,868 |
| Interest-bearing balances | $13,525,000 | 839 |
| Securities | $67,794,000 | 1,771 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $165,830,000 | 2,747 |
| Loan loss allowance | $1,680,000 | 3,317 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $7,039,000 | 1,876 |
| Other real estate owned | $0 | 1,868 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $5,617,000 | 2,883 |
| Life insurance assets | $1,641,000 | 2,544 |
| Total liabilities and capital | $266,553,000 | 2,489 |
| Total liabilities | $247,154,000 | 2,430 |
| Total deposits | $211,303,000 | 2,519 |
| Interest-bearing deposits | $190,220,000 | 2,433 |
| Deposits held in domestic offices | $211,303,000 | 2,517 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $34,806,000 | 1,544 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,045,000 | 3,628 |
| Total equity capital | $19,399,000 | 3,347 |
| Total bank equity capital | $19,399,000 | 3,347 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,158,000 | 1,868 |
| Surplus | $3,096,000 | 4,936 |
| Undivided profits | $14,145,000 | 2,284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,277,000 | 4,004 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,118,000 | 3,310 |
| Earning assets | $247,149,000 | 2,469 |
| Long-term assets (5+ years) | $56,040,000 | 2,116 |
| Average Assets, year-to-date | $253,327,800 | 2,529 |
| Average Assets, quarterly | $263,882,000 | 2,484 |
| Volatile liabilities | $72,675,000 | 2,027 |
| Insider loans | $6,677,000 | 1,196 |
| FHLB advances | $34,806,000 | 1,454 |
| Loans and leases held for sale | $2,573,000 | 532 |
| Unused loan commitments | $12,559,000 | 4,007 |
| Tier 1 (core) risk-based capital | $19,399,000 | 3,219 |
| Tier 2 risk-based capital | $1,680,000 | 2,980 |
| Total risk weighted assets | $178,651,000 | 2,694 |
| Total unused commitments | $12,559,000 | 4,010 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 92 | 1,843 |
| Assets and Liabilities | ||
| Total Assets: | $261,211,000 | 2,520 |
| Cash and due from depository institutions | $12,822,000 | 1,843 |
| Interest-bearing balances | $4,976,000 | 1,360 |
| Securities | $71,502,000 | 1,659 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $165,535,000 | 2,745 |
| Loan loss allowance | $1,906,000 | 2,819 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,773,000 | 2,263 |
| Other real estate owned | $0 | 1,843 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $5,579,000 | 2,922 |
| Life insurance assets | $1,746,000 | 2,486 |
| Total liabilities and capital | $261,211,000 | 2,520 |
| Total liabilities | $242,026,000 | 2,459 |
| Total deposits | $205,940,000 | 2,533 |
| Interest-bearing deposits | $184,227,000 | 2,455 |
| Deposits held in domestic offices | $205,940,000 | 2,530 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $34,754,000 | 1,537 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,332,000 | 3,184 |
| Total equity capital | $19,185,000 | 3,382 |
| Total bank equity capital | $19,185,000 | 3,382 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,158,000 | 1,882 |
| Surplus | $3,096,000 | 4,951 |
| Undivided profits | $13,931,000 | 2,352 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,917,000 | 3,069 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,386,000 | 2,836 |
| Earning assets | $242,013,000 | 2,491 |
| Long-term assets (5+ years) | $61,036,000 | 1,942 |
| Average Assets, year-to-date | $250,021,500 | 2,574 |
| Average Assets, quarterly | $255,182,500 | 2,557 |
| Volatile liabilities | $75,047,000 | 1,896 |
| Insider loans | $4,833,000 | 1,637 |
| FHLB advances | $34,754,000 | 1,457 |
| Loans and leases held for sale | $3,126,000 | 406 |
| Unused loan commitments | $29,106,000 | 2,514 |
| Tier 1 (core) risk-based capital | $19,185,000 | 3,300 |
| Tier 2 risk-based capital | $1,906,000 | 2,628 |
| Total risk weighted assets | $175,565,000 | 2,737 |
| Total unused commitments | $29,106,000 | 2,516 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 88 | 1,953 |
| Assets and Liabilities | ||
| Total Assets: | $249,154,000 | 2,630 |
| Cash and due from depository institutions | $13,164,000 | 1,953 |
| Interest-bearing balances | $3,442,000 | 1,624 |
| Securities | $72,338,000 | 1,649 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $154,602,000 | 2,893 |
| Loan loss allowance | $1,833,000 | 2,842 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,668,000 | 2,734 |
| Other real estate owned | $0 | 1,953 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $4,382,000 | 3,373 |
| Life insurance assets | $1,762,000 | 2,487 |
| Total liabilities and capital | $249,154,000 | 2,630 |
| Total liabilities | $230,046,000 | 2,556 |
| Total deposits | $216,464,000 | 2,404 |
| Interest-bearing deposits | $196,957,000 | 2,291 |
| Deposits held in domestic offices | $216,464,000 | 2,400 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $12,309,000 | 2,782 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,273,000 | 3,246 |
| Total equity capital | $19,108,000 | 3,409 |
| Total bank equity capital | $19,108,000 | 3,409 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,158,000 | 1,891 |
| Surplus | $3,096,000 | 4,960 |
| Undivided profits | $13,854,000 | 2,385 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,889,000 | 2,815 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,163,000 | 3,272 |
| Earning assets | $230,382,000 | 2,602 |
| Long-term assets (5+ years) | $51,326,000 | 2,193 |
| Average Assets, year-to-date | $246,291,670 | 2,617 |
| Average Assets, quarterly | $249,403,500 | 2,614 |
| Volatile liabilities | $80,805,000 | 1,750 |
| Insider loans | $6,454,000 | 1,230 |
| FHLB advances | $12,309,000 | 2,680 |
| Loans and leases held for sale | $3,710,000 | 437 |
| Unused loan commitments | $33,390,000 | 2,361 |
| Tier 1 (core) risk-based capital | $19,108,000 | 3,328 |
| Tier 2 risk-based capital | $1,833,000 | 2,660 |
| Total risk weighted assets | $166,120,000 | 2,869 |
| Total unused commitments | $33,390,000 | 2,363 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 88 | 1,936 |
| Assets and Liabilities | ||
| Total Assets: | $249,653,000 | 2,609 |
| Cash and due from depository institutions | $16,087,000 | 1,936 |
| Interest-bearing balances | $7,682,000 | 985 |
| Securities | $70,462,000 | 1,675 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $153,997,000 | 2,857 |
| Loan loss allowance | $1,761,000 | 2,856 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $4,294,000 | 2,878 |
| Other real estate owned | $0 | 1,936 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $4,813,000 | 3,111 |
| Life insurance assets | $1,899,000 | 2,385 |
| Total liabilities and capital | $249,653,000 | 2,609 |
| Total liabilities | $229,675,000 | 2,545 |
| Total deposits | $215,877,000 | 2,421 |
| Interest-bearing deposits | $198,411,000 | 2,283 |
| Deposits held in domestic offices | $215,877,000 | 2,418 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $12,605,000 | 2,580 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,193,000 | 3,621 |
| Total equity capital | $19,978,000 | 3,363 |
| Total bank equity capital | $19,978,000 | 3,363 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,158,000 | 1,890 |
| Surplus | $3,096,000 | 4,946 |
| Undivided profits | $14,724,000 | 2,372 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,700,000 | 2,090 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,299,000 | 2,983 |
| Earning assets | $232,141,000 | 2,575 |
| Long-term assets (5+ years) | $44,463,000 | 2,346 |
| Average Assets, year-to-date | $244,860,500 | 2,639 |
| Average Assets, quarterly | $244,860,500 | 2,639 |
| Volatile liabilities | $80,451,000 | 1,738 |
| Insider loans | $6,897,000 | 1,134 |
| FHLB advances | $12,605,000 | 2,486 |
| Loans and leases held for sale | $2,153,000 | 654 |
| Unused loan commitments | $36,127,000 | 2,270 |
| Tier 1 (core) risk-based capital | $19,978,000 | 3,189 |
| Tier 2 risk-based capital | $1,761,000 | 2,705 |
| Total risk weighted assets | $166,103,000 | 2,824 |
| Total unused commitments | $36,127,000 | 2,272 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 84 | 2,066 |
| Assets and Liabilities | ||
| Total Assets: | $240,068,000 | 2,676 |
| Cash and due from depository institutions | $28,984,000 | 2,066 |
| Interest-bearing balances | $15,684,000 | 383 |
| Securities | $58,950,000 | 1,979 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $142,860,000 | 3,019 |
| Loan loss allowance | $1,686,000 | 2,895 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $4,198,000 | 2,906 |
| Other real estate owned | $0 | 2,066 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,076,000 | 3,034 |
| Life insurance assets | $2,083,000 | 2,266 |
| Total liabilities and capital | $240,068,000 | 2,676 |
| Total liabilities | $221,630,000 | 2,600 |
| Total deposits | $215,934,000 | 2,392 |
| Interest-bearing deposits | $198,907,000 | 2,248 |
| Deposits held in domestic offices | $215,934,000 | 2,389 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $4,563,000 | 3,734 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,133,000 | 3,706 |
| Total equity capital | $18,438,000 | 3,565 |
| Total bank equity capital | $18,438,000 | 3,565 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,158,000 | 1,881 |
| Surplus | $3,096,000 | 4,940 |
| Undivided profits | $13,184,000 | 2,571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,656,000 | 1,815 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,405,000 | 3,004 |
| Earning assets | $217,494,000 | 2,696 |
| Long-term assets (5+ years) | $19,226,000 | 3,720 |
| Average Assets, year-to-date | $231,217,400 | 2,667 |
| Average Assets, quarterly | $238,862,000 | 2,657 |
| Volatile liabilities | $75,525,000 | 1,853 |
| Insider loans | $6,533,000 | 1,187 |
| FHLB advances | $4,563,000 | 3,607 |
| Loans and leases held for sale | $2,234,000 | 608 |
| Unused loan commitments | $31,582,000 | 2,499 |
| Tier 1 (core) risk-based capital | $18,438,000 | 3,413 |
| Tier 2 risk-based capital | $1,686,000 | 2,776 |
| Total risk weighted assets | $156,896,000 | 2,934 |
| Total unused commitments | $31,582,000 | 2,501 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 88 | 1,949 |
| Assets and Liabilities | ||
| Total Assets: | $237,656,000 | 2,650 |
| Cash and due from depository institutions | $27,635,000 | 1,949 |
| Interest-bearing balances | $18,176,000 | 305 |
| Securities | $54,139,000 | 2,131 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $146,489,000 | 2,909 |
| Loan loss allowance | $1,987,000 | 2,517 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,139,000 | 2,909 |
| Other real estate owned | $0 | 1,949 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $5,254,000 | 2,973 |
| Life insurance assets | $2,046,000 | 2,249 |
| Total liabilities and capital | $237,656,000 | 2,650 |
| Total liabilities | $218,450,000 | 2,589 |
| Total deposits | $212,348,000 | 2,416 |
| Interest-bearing deposits | $195,159,000 | 2,276 |
| Deposits held in domestic offices | $212,348,000 | 2,413 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $4,621,000 | 3,629 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,481,000 | 3,137 |
| Total equity capital | $19,206,000 | 3,387 |
| Total bank equity capital | $19,206,000 | 3,387 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,158,000 | 1,860 |
| Surplus | $3,096,000 | 4,907 |
| Undivided profits | $13,952,000 | 2,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,100,000 | 1,405 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,608,000 | 2,801 |
| Earning assets | $218,804,000 | 2,644 |
| Long-term assets (5+ years) | $17,530,000 | 3,790 |
| Average Assets, year-to-date | $229,004,750 | 2,681 |
| Average Assets, quarterly | $231,315,000 | 2,691 |
| Volatile liabilities | $80,205,000 | 1,722 |
| Insider loans | $7,830,000 | 940 |
| FHLB advances | $4,621,000 | 3,478 |
| Loans and leases held for sale | $2,178,000 | 575 |
| Unused loan commitments | $37,079,000 | 2,251 |
| Tier 1 (core) risk-based capital | $19,206,000 | 3,280 |
| Tier 2 risk-based capital | $1,988,000 | 2,392 |
| Total risk weighted assets | $159,505,000 | 2,852 |
| Total unused commitments | $37,079,000 | 2,251 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 88 | 1,983 |
| Assets and Liabilities | ||
| Total Assets: | $224,974,000 | 2,786 |
| Cash and due from depository institutions | $10,454,000 | 1,983 |
| Interest-bearing balances | $3,735,000 | 1,287 |
| Securities | $53,420,000 | 2,158 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $152,080,000 | 2,805 |
| Loan loss allowance | $1,988,000 | 2,514 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,174,000 | 2,867 |
| Other real estate owned | $0 | 1,983 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $4,846,000 | 3,125 |
| Life insurance assets | $2,019,000 | 2,267 |
| Total liabilities and capital | $224,974,000 | 2,786 |
| Total liabilities | $205,920,000 | 2,733 |
| Total deposits | $199,924,000 | 2,557 |
| Interest-bearing deposits | $185,430,000 | 2,403 |
| Deposits held in domestic offices | $199,924,000 | 2,555 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,677,000 | 3,532 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,319,000 | 3,210 |
| Total equity capital | $19,054,000 | 3,365 |
| Total bank equity capital | $19,054,000 | 3,365 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,158,000 | 1,856 |
| Surplus | $3,096,000 | 4,912 |
| Undivided profits | $13,800,000 | 2,418 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,991,000 | 1,293 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,335,000 | 3,106 |
| Earning assets | $209,235,000 | 2,754 |
| Long-term assets (5+ years) | $16,642,000 | 3,847 |
| Average Assets, year-to-date | $226,121,000 | 2,736 |
| Average Assets, quarterly | $228,897,500 | 2,733 |
| Volatile liabilities | $75,148,000 | 1,801 |
| Insider loans | $9,682,000 | 726 |
| FHLB advances | $4,677,000 | 3,388 |
| Loans and leases held for sale | $1,924,000 | 736 |
| Unused loan commitments | $30,183,000 | 2,638 |
| Tier 1 (core) risk-based capital | $19,054,000 | 3,286 |
| Tier 2 risk-based capital | $1,989,000 | 2,388 |
| Total risk weighted assets | $160,928,000 | 2,790 |
| Total unused commitments | $30,183,000 | 2,638 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 87 | 2,019 |
| Assets and Liabilities | ||
| Total Assets: | $232,821,000 | 2,706 |
| Cash and due from depository institutions | $15,610,000 | 2,019 |
| Interest-bearing balances | $7,989,000 | 794 |
| Securities | $59,800,000 | 1,950 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $148,678,000 | 2,836 |
| Loan loss allowance | $1,989,000 | 2,508 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,153,000 | 2,851 |
| Other real estate owned | $0 | 2,019 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $4,580,000 | 3,192 |
| Life insurance assets | $1,970,000 | 2,286 |
| Total liabilities and capital | $232,821,000 | 2,706 |
| Total liabilities | $212,765,000 | 2,656 |
| Total deposits | $206,781,000 | 2,487 |
| Interest-bearing deposits | $190,579,000 | 2,347 |
| Deposits held in domestic offices | $206,781,000 | 2,484 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $4,732,000 | 3,445 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,252,000 | 3,414 |
| Total equity capital | $20,056,000 | 3,232 |
| Total bank equity capital | $20,056,000 | 3,232 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,158,000 | 1,841 |
| Surplus | $3,096,000 | 4,886 |
| Undivided profits | $14,802,000 | 2,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,449,000 | 2,761 |
| Earning assets | $216,467,000 | 2,687 |
| Long-term assets (5+ years) | $13,725,000 | 4,155 |
| Average Assets, year-to-date | $226,694,500 | 2,754 |
| Average Assets, quarterly | $226,694,500 | 2,754 |
| Volatile liabilities | $68,643,000 | 1,931 |
| Insider loans | $9,626,000 | 728 |
| FHLB advances | $4,732,000 | 3,313 |
| Loans and leases held for sale | $2,455,000 | 616 |
| Unused loan commitments | $38,129,000 | 2,212 |
| Tier 1 (core) risk-based capital | $20,056,000 | 3,118 |
| Tier 2 risk-based capital | $1,956,000 | 2,418 |
| Total risk weighted assets | $156,484,000 | 2,838 |
| Total unused commitments | $38,129,000 | 2,213 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 82 | 2,123 |
| Assets and Liabilities | ||
| Total Assets: | $220,568,000 | 2,825 |
| Cash and due from depository institutions | $18,591,000 | 2,123 |
| Interest-bearing balances | $9,496,000 | 636 |
| Securities | $57,391,000 | 2,051 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $136,160,000 | 3,042 |
| Loan loss allowance | $1,983,000 | 2,488 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,212,000 | 2,784 |
| Other real estate owned | $0 | 2,123 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,214,000 | 3,376 |
| Life insurance assets | $1,918,000 | 2,283 |
| Total liabilities and capital | $220,568,000 | 2,825 |
| Total liabilities | $202,559,000 | 2,766 |
| Total deposits | $197,568,000 | 2,576 |
| Interest-bearing deposits | $183,568,000 | 2,386 |
| Deposits held in domestic offices | $197,568,000 | 2,573 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,891,000 | 3,811 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,100,000 | 3,640 |
| Total equity capital | $18,009,000 | 3,471 |
| Total bank equity capital | $18,009,000 | 3,471 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,157,000 | 1,833 |
| Surplus | $3,096,000 | 4,864 |
| Undivided profits | $12,756,000 | 2,588 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,379,000 | 3,008 |
| Earning assets | $203,047,000 | 2,813 |
| Long-term assets (5+ years) | $10,124,000 | 4,647 |
| Average Assets, year-to-date | $217,806,400 | 2,756 |
| Average Assets, quarterly | $221,075,500 | 2,790 |
| Volatile liabilities | $60,963,000 | 2,273 |
| Insider loans | $9,240,000 | 740 |
| FHLB advances | $3,891,000 | 3,675 |
| Loans and leases held for sale | $2,280,000 | 627 |
| Unused loan commitments | $45,010,000 | 1,963 |
| Tier 1 (core) risk-based capital | $18,009,000 | 3,366 |
| Tier 2 risk-based capital | $1,849,000 | 2,531 |
| Total risk weighted assets | $147,826,000 | 2,954 |
| Total unused commitments | $45,010,000 | 1,963 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 82 | 2,139 |
| Assets and Liabilities | ||
| Total Assets: | $221,583,000 | 2,799 |
| Cash and due from depository institutions | $19,906,000 | 2,139 |
| Interest-bearing balances | $12,622,000 | 427 |
| Securities | $52,337,000 | 2,255 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $140,451,000 | 2,931 |
| Loan loss allowance | $2,029,000 | 2,445 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,269,000 | 2,726 |
| Other real estate owned | $0 | 2,139 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $4,620,000 | 3,191 |
| Life insurance assets | $1,867,000 | 2,277 |
| Total liabilities and capital | $221,583,000 | 2,799 |
| Total liabilities | $203,428,000 | 2,734 |
| Total deposits | $196,829,000 | 2,561 |
| Interest-bearing deposits | $182,563,000 | 2,378 |
| Deposits held in domestic offices | $196,829,000 | 2,557 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $5,244,000 | 3,531 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,355,000 | 3,127 |
| Total equity capital | $18,155,000 | 3,440 |
| Total bank equity capital | $18,155,000 | 3,440 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,157,000 | 1,835 |
| Surplus | $3,096,000 | 4,851 |
| Undivided profits | $12,902,000 | 2,547 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,455,000 | 2,866 |
| Earning assets | $205,410,000 | 2,766 |
| Long-term assets (5+ years) | $10,238,000 | 4,598 |
| Average Assets, year-to-date | $217,116,000 | 2,766 |
| Average Assets, quarterly | $221,537,500 | 2,774 |
| Volatile liabilities | $66,974,000 | 2,113 |
| Insider loans | $9,760,000 | 683 |
| FHLB advances | $5,244,000 | 3,380 |
| Loans and leases held for sale | $3,188,000 | 524 |
| Unused loan commitments | $50,573,000 | 1,831 |
| Tier 1 (core) risk-based capital | $18,155,000 | 3,341 |
| Tier 2 risk-based capital | $1,900,000 | 2,469 |
| Total risk weighted assets | $151,910,000 | 2,884 |
| Total unused commitments | $50,573,000 | 1,831 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 75 | 2,360 |
| Assets and Liabilities | ||
| Total Assets: | $221,492,000 | 2,785 |
| Cash and due from depository institutions | $26,958,000 | 2,360 |
| Interest-bearing balances | $16,003,000 | 351 |
| Securities | $53,872,000 | 2,175 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $132,739,000 | 3,056 |
| Loan loss allowance | $1,948,000 | 2,505 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,548,000 | 3,110 |
| Other real estate owned | $0 | 2,360 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $4,375,000 | 3,289 |
| Life insurance assets | $1,821,000 | 2,261 |
| Total liabilities and capital | $221,492,000 | 2,785 |
| Total liabilities | $203,706,000 | 2,730 |
| Total deposits | $196,774,000 | 2,554 |
| Interest-bearing deposits | $183,101,000 | 2,349 |
| Deposits held in domestic offices | $196,774,000 | 2,551 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $5,569,000 | 3,512 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,363,000 | 2,870 |
| Total equity capital | $17,786,000 | 3,390 |
| Total bank equity capital | $17,786,000 | 3,390 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,157,000 | 1,828 |
| Surplus | $3,096,000 | 4,841 |
| Undivided profits | $12,533,000 | 2,501 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,173,000 | 3,146 |
| Earning assets | $202,614,000 | 2,783 |
| Long-term assets (5+ years) | $8,302,000 | 4,930 |
| Average Assets, year-to-date | $215,627,000 | 2,797 |
| Average Assets, quarterly | $220,556,500 | 2,768 |
| Volatile liabilities | $63,266,000 | 2,156 |
| Insider loans | $10,075,000 | 673 |
| FHLB advances | $5,569,000 | 3,356 |
| Loans and leases held for sale | $931,000 | 956 |
| Unused loan commitments | $37,430,000 | 2,253 |
| Tier 1 (core) risk-based capital | $17,786,000 | 3,326 |
| Tier 2 risk-based capital | $1,826,000 | 2,527 |
| Total risk weighted assets | $145,980,000 | 2,945 |
| Total unused commitments | $37,430,000 | 2,254 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 75 | 2,344 |
| Assets and Liabilities | ||
| Total Assets: | $219,621,000 | 2,778 |
| Cash and due from depository institutions | $20,799,000 | 2,344 |
| Interest-bearing balances | $14,369,000 | 424 |
| Securities | $59,317,000 | 2,028 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $130,839,000 | 3,033 |
| Loan loss allowance | $1,837,000 | 2,607 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,547,000 | 3,054 |
| Other real estate owned | $637,000 | 2,344 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $4,482,000 | 3,151 |
| Life insurance assets | $1,794,000 | 2,233 |
| Total liabilities and capital | $219,621,000 | 2,778 |
| Total liabilities | $200,903,000 | 2,727 |
| Total deposits | $193,914,000 | 2,588 |
| Interest-bearing deposits | $183,201,000 | 2,337 |
| Deposits held in domestic offices | $193,914,000 | 2,584 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $5,892,000 | 3,343 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,097,000 | 3,331 |
| Total equity capital | $18,718,000 | 3,214 |
| Total bank equity capital | $18,718,000 | 3,214 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,157,000 | 1,817 |
| Surplus | $3,096,000 | 4,781 |
| Undivided profits | $13,465,000 | 2,374 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,098,000 | 3,160 |
| Earning assets | $204,525,000 | 2,742 |
| Long-term assets (5+ years) | $8,324,000 | 4,905 |
| Average Assets, year-to-date | $212,694,500 | 2,829 |
| Average Assets, quarterly | $212,694,500 | 2,829 |
| Volatile liabilities | $57,358,000 | 2,231 |
| Insider loans | $11,107,000 | 602 |
| FHLB advances | $5,892,000 | 3,214 |
| Loans and leases held for sale | $791,000 | 949 |
| Unused loan commitments | $33,732,000 | 2,383 |
| Tier 1 (core) risk-based capital | $18,718,000 | 3,137 |
| Tier 2 risk-based capital | $1,758,000 | 2,582 |
| Total risk weighted assets | $140,646,000 | 2,999 |
| Total unused commitments | $33,732,000 | 2,385 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 71 | 2,449 |
| Assets and Liabilities | ||
| Total Assets: | $205,768,000 | 2,911 |
| Cash and due from depository institutions | $21,387,000 | 2,449 |
| Interest-bearing balances | $11,605,000 | 489 |
| Securities | $57,768,000 | 2,085 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $118,865,000 | 3,250 |
| Loan loss allowance | $1,828,000 | 2,562 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,601,000 | 2,991 |
| Other real estate owned | $0 | 2,449 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,147,000 | 3,314 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $205,768,000 | 2,911 |
| Total liabilities | $188,854,000 | 2,863 |
| Total deposits | $181,719,000 | 2,711 |
| Interest-bearing deposits | $170,673,000 | 2,456 |
| Deposits held in domestic offices | $181,719,000 | 2,707 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,210,000 | 3,340 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $925,000 | 3,680 |
| Total equity capital | $16,914,000 | 3,456 |
| Total bank equity capital | $16,914,000 | 3,456 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,157,000 | 1,806 |
| Surplus | $3,096,000 | 4,747 |
| Undivided profits | $11,661,000 | 2,668 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,026,000 | 2,300 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,071,000 | 3,257 |
| Earning assets | $188,238,000 | 2,906 |
| Long-term assets (5+ years) | $9,483,000 | 4,677 |
| Average Assets, year-to-date | $200,038,600 | 2,865 |
| Average Assets, quarterly | $201,982,500 | 2,924 |
| Volatile liabilities | $50,071,000 | 2,455 |
| Insider loans | $10,230,000 | 617 |
| FHLB advances | $6,210,000 | 3,182 |
| Loans and leases held for sale | $720,000 | 1,013 |
| Unused loan commitments | $26,217,000 | 2,768 |
| Tier 1 (core) risk-based capital | $16,914,000 | 3,392 |
| Tier 2 risk-based capital | $1,618,000 | 2,712 |
| Total risk weighted assets | $129,247,000 | 3,183 |
| Total unused commitments | $26,217,000 | 2,769 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 69 | 2,516 |
| Assets and Liabilities | ||
| Total Assets: | $198,197,000 | 2,945 |
| Cash and due from depository institutions | $14,253,000 | 2,516 |
| Interest-bearing balances | $3,586,000 | 1,382 |
| Securities | $60,701,000 | 1,982 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $115,420,000 | 3,285 |
| Loan loss allowance | $2,052,000 | 2,320 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,621,000 | 2,941 |
| Other real estate owned | $0 | 2,516 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $4,202,000 | 3,222 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $198,197,000 | 2,945 |
| Total liabilities | $180,952,000 | 2,899 |
| Total deposits | $173,384,000 | 2,761 |
| Interest-bearing deposits | $119,533,000 | 3,234 |
| Deposits held in domestic offices | $173,384,000 | 2,757 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $6,378,000 | 3,363 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,190,000 | 3,065 |
| Total equity capital | $17,245,000 | 3,359 |
| Total bank equity capital | $17,245,000 | 3,359 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,158,000 | 1,774 |
| Surplus | $3,096,000 | 4,700 |
| Undivided profits | $11,991,000 | 2,619 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,000 | 7,444 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $999,000 | 3,426 |
| Earning assets | $179,707,000 | 2,959 |
| Long-term assets (5+ years) | $9,450,000 | 4,726 |
| Average Assets, year-to-date | $198,606,250 | 2,873 |
| Average Assets, quarterly | $197,257,000 | 2,929 |
| Volatile liabilities | $48,706,000 | 2,445 |
| Insider loans | $9,948,000 | 610 |
| FHLB advances | $6,378,000 | 3,207 |
| Loans and leases held for sale | $813,000 | 1,050 |
| Unused loan commitments | $39,388,000 | 2,075 |
| Tier 1 (core) risk-based capital | $17,245,000 | 3,267 |
| Tier 2 risk-based capital | $1,577,000 | 2,721 |
| Total risk weighted assets | $125,542,000 | 3,200 |
| Total unused commitments | $39,388,000 | 2,077 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 67 | 2,586 |
| Assets and Liabilities | ||
| Total Assets: | $196,317,000 | 2,929 |
| Cash and due from depository institutions | $17,181,000 | 2,586 |
| Interest-bearing balances | $6,682,000 | 807 |
| Securities | $54,924,000 | 2,166 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $116,557,000 | 3,183 |
| Loan loss allowance | $1,856,000 | 2,501 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,692,000 | 2,843 |
| Other real estate owned | $0 | 2,586 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,963,000 | 3,241 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $196,317,000 | 2,929 |
| Total liabilities | $179,474,000 | 2,877 |
| Total deposits | $172,356,000 | 2,735 |
| Interest-bearing deposits | $119,008,000 | 3,205 |
| Deposits held in domestic offices | $172,356,000 | 2,732 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,010,000 | 3,349 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,108,000 | 3,024 |
| Total equity capital | $16,843,000 | 3,381 |
| Total bank equity capital | $16,843,000 | 3,381 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,158,000 | 1,755 |
| Surplus | $3,096,000 | 4,668 |
| Undivided profits | $11,589,000 | 2,671 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 7,700 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $923,000 | 3,389 |
| Earning assets | $178,163,000 | 2,941 |
| Long-term assets (5+ years) | $9,721,000 | 4,731 |
| Average Assets, year-to-date | $198,742,670 | 2,864 |
| Average Assets, quarterly | $197,363,000 | 2,893 |
| Volatile liabilities | $48,102,000 | 2,343 |
| Insider loans | $10,126,000 | 581 |
| FHLB advances | $6,010,000 | 3,191 |
| Loans and leases held for sale | $824,000 | 1,058 |
| Unused loan commitments | $23,116,000 | 2,913 |
| Tier 1 (core) risk-based capital | $16,843,000 | 3,270 |
| Tier 2 risk-based capital | $1,594,000 | 2,664 |
| Total risk weighted assets | $127,253,000 | 3,087 |
| Total unused commitments | $23,116,000 | 2,914 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 65 | 2,634 |
| Assets and Liabilities | ||
| Total Assets: | $198,409,000 | 2,898 |
| Cash and due from depository institutions | $12,620,000 | 2,634 |
| Interest-bearing balances | $3,662,000 | 1,360 |
| Securities | $63,813,000 | 1,937 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $114,153,000 | 3,175 |
| Loan loss allowance | $1,811,000 | 2,528 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,750,000 | 2,766 |
| Other real estate owned | $100,000 | 2,634 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $3,973,000 | 3,209 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $198,409,000 | 2,898 |
| Total liabilities | $181,038,000 | 2,857 |
| Total deposits | $173,734,000 | 2,708 |
| Interest-bearing deposits | $123,043,000 | 3,127 |
| Deposits held in domestic offices | $173,734,000 | 2,703 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,314,000 | 3,197 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $990,000 | 3,224 |
| Total equity capital | $17,371,000 | 3,228 |
| Total bank equity capital | $17,371,000 | 3,228 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,158,000 | 1,759 |
| Surplus | $3,096,000 | 4,666 |
| Undivided profits | $12,117,000 | 2,514 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $849,000 | 3,528 |
| Earning assets | $181,628,000 | 2,896 |
| Long-term assets (5+ years) | $16,010,000 | 3,851 |
| Average Assets, year-to-date | $199,955,500 | 2,870 |
| Average Assets, quarterly | $199,955,500 | 2,870 |
| Volatile liabilities | $40,449,000 | 2,581 |
| Insider loans | $7,568,000 | 796 |
| FHLB advances | $6,314,000 | 3,066 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $20,329,000 | 3,112 |
| Tier 1 (core) risk-based capital | $17,371,000 | 3,137 |
| Tier 2 risk-based capital | $1,545,000 | 2,704 |
| Total risk weighted assets | $123,391,000 | 3,111 |
| Total unused commitments | $20,329,000 | 3,115 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 65 | 2,645 |
| Assets and Liabilities | ||
| Total Assets: | $201,502,000 | 2,862 |
| Cash and due from depository institutions | $18,936,000 | 2,645 |
| Interest-bearing balances | $8,934,000 | 637 |
| Securities | $61,053,000 | 2,039 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $113,708,000 | 3,181 |
| Loan loss allowance | $1,435,000 | 3,037 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,828,000 | 2,693 |
| Other real estate owned | $100,000 | 2,645 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,877,000 | 3,207 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $201,502,000 | 2,862 |
| Total liabilities | $186,082,000 | 2,782 |
| Total deposits | $178,571,000 | 2,617 |
| Interest-bearing deposits | $118,726,000 | 3,190 |
| Deposits held in domestic offices | $178,571,000 | 2,612 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $6,618,000 | 3,176 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $893,000 | 3,357 |
| Total equity capital | $15,420,000 | 3,564 |
| Total bank equity capital | $15,420,000 | 3,564 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,158,000 | 1,741 |
| Surplus | $3,096,000 | 4,641 |
| Undivided profits | $10,166,000 | 2,958 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $650,000 | 3,268 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $766,000 | 3,838 |
| Earning assets | $183,695,000 | 2,873 |
| Long-term assets (5+ years) | $28,543,000 | 2,790 |
| Average Assets, year-to-date | $200,012,000 | 2,770 |
| Average Assets, quarterly | $200,020,500 | 2,855 |
| Volatile liabilities | $36,442,000 | 2,753 |
| Insider loans | $7,039,000 | 845 |
| FHLB advances | $6,618,000 | 3,027 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $18,212,000 | 3,208 |
| Tier 1 (core) risk-based capital | $15,420,000 | 3,438 |
| Tier 2 risk-based capital | $1,435,000 | 2,858 |
| Total risk weighted assets | $123,175,000 | 3,099 |
| Total unused commitments | $18,212,000 | 3,208 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 65 | 2,647 |
| Assets and Liabilities | ||
| Total Assets: | $198,539,000 | 2,870 |
| Cash and due from depository institutions | $18,294,000 | 2,647 |
| Interest-bearing balances | $8,561,000 | 709 |
| Securities | $59,835,000 | 2,055 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $112,358,000 | 3,176 |
| Loan loss allowance | $1,703,000 | 2,634 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,891,000 | 2,610 |
| Other real estate owned | $0 | 2,647 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,161,000 | 3,011 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $198,539,000 | 2,870 |
| Total liabilities | $182,991,000 | 2,795 |
| Total deposits | $174,975,000 | 2,643 |
| Interest-bearing deposits | $122,413,000 | 3,098 |
| Deposits held in domestic offices | $174,975,000 | 2,638 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $6,918,000 | 3,128 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,098,000 | 2,996 |
| Total equity capital | $15,548,000 | 3,541 |
| Total bank equity capital | $15,548,000 | 3,541 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,158,000 | 1,733 |
| Surplus | $3,096,000 | 4,621 |
| Undivided profits | $10,294,000 | 2,951 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,785,000 | 1,551 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $798,000 | 3,855 |
| Earning assets | $180,754,000 | 2,887 |
| Long-term assets (5+ years) | $42,326,000 | 2,128 |
| Average Assets, year-to-date | $199,639,500 | 2,771 |
| Average Assets, quarterly | $200,602,500 | 2,807 |
| Volatile liabilities | $38,661,000 | 2,554 |
| Insider loans | $7,002,000 | 828 |
| FHLB advances | $6,918,000 | 2,989 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $15,689,000 | 3,505 |
| Tier 1 (core) risk-based capital | $15,548,000 | 3,415 |
| Tier 2 risk-based capital | $1,537,000 | 2,671 |
| Total risk weighted assets | $122,774,000 | 3,058 |
| Total unused commitments | $15,689,000 | 3,507 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 65 | 2,662 |
| Assets and Liabilities | ||
| Total Assets: | $202,666,000 | 2,791 |
| Cash and due from depository institutions | $23,565,000 | 2,662 |
| Interest-bearing balances | $13,483,000 | 460 |
| Securities | $52,537,000 | 2,337 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $118,853,000 | 2,968 |
| Loan loss allowance | $1,640,000 | 2,719 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,922,000 | 2,556 |
| Other real estate owned | $0 | 2,662 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,789,000 | 3,199 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $202,666,000 | 2,791 |
| Total liabilities | $187,348,000 | 2,714 |
| Total deposits | $179,150,000 | 2,559 |
| Interest-bearing deposits | $126,477,000 | 2,998 |
| Deposits held in domestic offices | $179,150,000 | 2,554 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,215,000 | 3,030 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $983,000 | 2,973 |
| Total equity capital | $15,318,000 | 3,470 |
| Total bank equity capital | $15,318,000 | 3,470 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,158,000 | 1,737 |
| Surplus | $3,096,000 | 4,597 |
| Undivided profits | $10,064,000 | 2,869 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,799,000 | 1,567 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $781,000 | 3,682 |
| Earning assets | $184,873,000 | 2,793 |
| Long-term assets (5+ years) | $49,646,000 | 1,931 |
| Average Assets, year-to-date | $200,006,330 | 2,766 |
| Average Assets, quarterly | $202,179,000 | 2,768 |
| Volatile liabilities | $41,427,000 | 2,378 |
| Insider loans | $6,739,000 | 841 |
| FHLB advances | $7,215,000 | 2,897 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $12,206,000 | 4,004 |
| Tier 1 (core) risk-based capital | $15,318,000 | 3,406 |
| Tier 2 risk-based capital | $1,634,000 | 2,524 |
| Total risk weighted assets | $130,710,000 | 2,859 |
| Total unused commitments | $12,206,000 | 4,004 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 65 | 2,639 |
| Assets and Liabilities | ||
| Total Assets: | $201,692,000 | 2,766 |
| Cash and due from depository institutions | $25,969,000 | 2,639 |
| Interest-bearing balances | $19,755,000 | 367 |
| Securities | $46,311,000 | 2,619 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $121,928,000 | 2,857 |
| Loan loss allowance | $1,571,000 | 2,804 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,954,000 | 2,509 |
| Other real estate owned | $0 | 2,639 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,530,000 | 3,215 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $201,692,000 | 2,766 |
| Total liabilities | $185,987,000 | 2,683 |
| Total deposits | $176,957,000 | 2,563 |
| Interest-bearing deposits | $129,523,000 | 2,944 |
| Deposits held in domestic offices | $176,957,000 | 2,560 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $8,118,000 | 2,725 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $912,000 | 3,441 |
| Total equity capital | $15,705,000 | 3,451 |
| Total bank equity capital | $15,705,000 | 3,451 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,158,000 | 1,730 |
| Surplus | $3,096,000 | 4,571 |
| Undivided profits | $10,451,000 | 2,931 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,840,000 | 1,623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $598,000 | 4,556 |
| Earning assets | $187,994,000 | 2,719 |
| Long-term assets (5+ years) | $49,313,000 | 1,911 |
| Average Assets, year-to-date | $198,676,500 | 2,780 |
| Average Assets, quarterly | $198,676,500 | 2,780 |
| Volatile liabilities | $41,283,000 | 2,306 |
| Insider loans | $7,474,000 | 738 |
| FHLB advances | $8,118,000 | 2,600 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $11,226,000 | 4,134 |
| Tier 1 (core) risk-based capital | $15,705,000 | 3,272 |
| Tier 2 risk-based capital | $1,571,000 | 2,582 |
| Total risk weighted assets | $132,430,000 | 2,792 |
| Total unused commitments | $11,226,000 | 4,141 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 65 | 2,657 |
| Assets and Liabilities | ||
| Total Assets: | $195,661,000 | 2,825 |
| Cash and due from depository institutions | $23,531,000 | 2,657 |
| Interest-bearing balances | $14,220,000 | 446 |
| Securities | $40,841,000 | 2,926 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $123,646,000 | 2,800 |
| Loan loss allowance | $1,456,000 | 2,975 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,039,000 | 2,450 |
| Other real estate owned | $0 | 2,657 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,604,000 | 3,194 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $195,661,000 | 2,825 |
| Total liabilities | $181,264,000 | 2,748 |
| Total deposits | $172,001,000 | 2,623 |
| Interest-bearing deposits | $120,123,000 | 3,095 |
| Deposits held in domestic offices | $172,001,000 | 2,619 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,421,000 | 2,687 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $842,000 | 3,471 |
| Total equity capital | $14,397,000 | 3,672 |
| Total bank equity capital | $14,397,000 | 3,672 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,158,000 | 1,743 |
| Surplus | $3,096,000 | 4,546 |
| Undivided profits | $9,143,000 | 3,181 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,796,000 | 1,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $826,000 | 3,568 |
| Earning assets | $178,707,000 | 2,827 |
| Long-term assets (5+ years) | $50,360,000 | 1,899 |
| Average Assets, year-to-date | $187,947,400 | 2,826 |
| Average Assets, quarterly | $191,525,000 | 2,847 |
| Volatile liabilities | $36,751,000 | 2,527 |
| Insider loans | $7,766,000 | 680 |
| FHLB advances | $8,421,000 | 2,549 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $10,582,000 | 4,151 |
| Tier 1 (core) risk-based capital | $14,397,000 | 3,518 |
| Tier 2 risk-based capital | $1,456,000 | 2,736 |
| Total risk weighted assets | $133,537,000 | 2,752 |
| Total unused commitments | $10,582,000 | 4,154 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 65 | 2,671 |
| Assets and Liabilities | ||
| Total Assets: | $187,389,000 | 2,919 |
| Cash and due from depository institutions | $25,401,000 | 2,671 |
| Interest-bearing balances | $19,037,000 | 400 |
| Securities | $37,186,000 | 3,103 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $116,201,000 | 2,922 |
| Loan loss allowance | $1,718,000 | 2,563 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,107,000 | 2,378 |
| Other real estate owned | $0 | 2,671 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,494,000 | 2,719 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $187,389,000 | 2,919 |
| Total liabilities | $173,081,000 | 2,857 |
| Total deposits | $163,320,000 | 2,746 |
| Interest-bearing deposits | $118,939,000 | 3,129 |
| Deposits held in domestic offices | $163,320,000 | 2,743 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $8,725,000 | 2,606 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,036,000 | 3,144 |
| Total equity capital | $14,308,000 | 3,666 |
| Total bank equity capital | $14,308,000 | 3,666 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,158,000 | 1,746 |
| Surplus | $3,096,000 | 4,501 |
| Undivided profits | $9,054,000 | 3,229 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,196,000 | 1,491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $895,000 | 3,464 |
| Earning assets | $172,424,000 | 2,902 |
| Long-term assets (5+ years) | $48,256,000 | 1,945 |
| Average Assets, year-to-date | $186,019,000 | 2,863 |
| Average Assets, quarterly | $186,060,500 | 2,916 |
| Volatile liabilities | $37,716,000 | 2,420 |
| Insider loans | $6,695,000 | 778 |
| FHLB advances | $8,725,000 | 2,469 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $21,044,000 | 2,745 |
| Tier 1 (core) risk-based capital | $14,308,000 | 3,519 |
| Tier 2 risk-based capital | $1,616,000 | 2,507 |
| Total risk weighted assets | $129,210,000 | 2,822 |
| Total unused commitments | $21,044,000 | 2,748 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 65 | 2,670 |
| Assets and Liabilities | ||
| Total Assets: | $184,732,000 | 2,938 |
| Cash and due from depository institutions | $17,682,000 | 2,670 |
| Interest-bearing balances | $11,684,000 | 712 |
| Securities | $38,361,000 | 2,968 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $120,103,000 | 2,825 |
| Loan loss allowance | $1,681,000 | 2,578 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,309,000 | 2,224 |
| Other real estate owned | $0 | 2,670 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $4,277,000 | 2,710 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $184,732,000 | 2,938 |
| Total liabilities | $170,585,000 | 2,867 |
| Total deposits | $160,568,000 | 2,769 |
| Interest-bearing deposits | $117,755,000 | 3,130 |
| Deposits held in domestic offices | $160,568,000 | 2,766 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $9,026,000 | 2,506 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $991,000 | 3,327 |
| Total equity capital | $14,147,000 | 3,697 |
| Total bank equity capital | $14,147,000 | 3,697 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,158,000 | 1,744 |
| Surplus | $3,096,000 | 4,470 |
| Undivided profits | $8,893,000 | 3,294 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,009,000 | 2,832 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $874,000 | 3,425 |
| Earning assets | $170,148,000 | 2,903 |
| Long-term assets (5+ years) | $45,925,000 | 1,924 |
| Average Assets, year-to-date | $185,562,330 | 2,859 |
| Average Assets, quarterly | $185,588,000 | 2,891 |
| Volatile liabilities | $39,779,000 | 2,269 |
| Insider loans | $8,748,000 | 557 |
| FHLB advances | $9,026,000 | 2,349 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $18,256,000 | 2,990 |
| Tier 1 (core) risk-based capital | $14,147,000 | 3,498 |
| Tier 2 risk-based capital | $1,624,000 | 2,443 |
| Total risk weighted assets | $129,840,000 | 2,771 |
| Total unused commitments | $18,256,000 | 3,000 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 65 | 2,655 |
| Assets and Liabilities | ||
| Total Assets: | $186,444,000 | 2,870 |
| Cash and due from depository institutions | $23,425,000 | 2,655 |
| Interest-bearing balances | $16,129,000 | 521 |
| Securities | $40,975,000 | 2,779 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $113,615,000 | 2,895 |
| Loan loss allowance | $1,658,000 | 2,567 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,393,000 | 2,146 |
| Other real estate owned | $0 | 2,655 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $4,036,000 | 2,793 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $186,444,000 | 2,870 |
| Total liabilities | $172,181,000 | 2,801 |
| Total deposits | $161,959,000 | 2,729 |
| Interest-bearing deposits | $119,125,000 | 3,100 |
| Deposits held in domestic offices | $161,959,000 | 2,726 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $9,325,000 | 2,380 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $897,000 | 3,581 |
| Total equity capital | $14,263,000 | 3,616 |
| Total bank equity capital | $14,263,000 | 3,616 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,158,000 | 1,754 |
| Surplus | $3,096,000 | 4,439 |
| Undivided profits | $9,009,000 | 3,208 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,009,000 | 2,827 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $757,000 | 3,915 |
| Earning assets | $170,719,000 | 2,868 |
| Long-term assets (5+ years) | $32,860,000 | 2,406 |
| Average Assets, year-to-date | $185,977,500 | 2,836 |
| Average Assets, quarterly | $185,977,500 | 2,836 |
| Volatile liabilities | $37,727,000 | 2,333 |
| Insider loans | $8,823,000 | 547 |
| FHLB advances | $9,325,000 | 2,249 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $20,087,000 | 2,693 |
| Tier 1 (core) risk-based capital | $14,263,000 | 3,423 |
| Tier 2 risk-based capital | $1,561,000 | 2,489 |
| Total risk weighted assets | $124,764,000 | 2,834 |
| Total unused commitments | $20,087,000 | 2,705 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 65 | 2,631 |
| Assets and Liabilities | ||
| Total Assets: | $185,511,000 | 2,830 |
| Cash and due from depository institutions | $36,624,000 | 2,631 |
| Interest-bearing balances | $26,118,000 | 274 |
| Securities | $32,100,000 | 3,344 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $108,380,000 | 2,994 |
| Loan loss allowance | $1,550,000 | 2,666 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,269,000 | 2,192 |
| Other real estate owned | $0 | 2,631 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $4,138,000 | 2,698 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $185,511,000 | 2,830 |
| Total liabilities | $172,400,000 | 2,758 |
| Total deposits | $161,913,000 | 2,675 |
| Interest-bearing deposits | $119,751,000 | 3,029 |
| Deposits held in domestic offices | $161,913,000 | 2,672 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $9,620,000 | 2,365 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $867,000 | 3,728 |
| Total equity capital | $13,111,000 | 3,832 |
| Total bank equity capital | $13,111,000 | 3,832 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,158,000 | 1,747 |
| Surplus | $3,096,000 | 4,379 |
| Undivided profits | $7,857,000 | 3,484 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,177,000 | 2,429 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $849,000 | 3,697 |
| Earning assets | $166,598,000 | 2,867 |
| Long-term assets (5+ years) | $29,633,000 | 2,573 |
| Average Assets, year-to-date | $176,733,200 | 2,828 |
| Average Assets, quarterly | $182,878,000 | 2,841 |
| Volatile liabilities | $40,228,000 | 2,190 |
| Insider loans | $8,045,000 | 610 |
| FHLB advances | $9,620,000 | 2,217 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $18,803,000 | 2,743 |
| Tier 1 (core) risk-based capital | $13,111,000 | 3,626 |
| Tier 2 risk-based capital | $1,485,000 | 2,552 |
| Total risk weighted assets | $118,774,000 | 2,910 |
| Total unused commitments | $18,803,000 | 2,749 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 63 | 2,701 |
| Assets and Liabilities | ||
| Total Assets: | $163,565,000 | 3,039 |
| Cash and due from depository institutions | $9,462,000 | 2,701 |
| Interest-bearing balances | $669,000 | 3,403 |
| Securities | $36,671,000 | 2,874 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $108,760,000 | 2,918 |
| Loan loss allowance | $1,355,000 | 2,817 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,764,000 | 1,892 |
| Other real estate owned | $0 | 2,701 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $3,908,000 | 2,728 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $163,565,000 | 3,039 |
| Total liabilities | $150,948,000 | 2,978 |
| Total deposits | $147,445,000 | 2,768 |
| Interest-bearing deposits | $107,185,000 | 3,206 |
| Deposits held in domestic offices | $147,445,000 | 2,763 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,636,000 | 3,836 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $867,000 | 3,835 |
| Total equity capital | $12,617,000 | 3,730 |
| Total bank equity capital | $12,617,000 | 3,730 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,158,000 | 1,759 |
| Surplus | $3,096,000 | 4,305 |
| Undivided profits | $7,363,000 | 3,455 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $42,000 | 7,697 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $927,000 | 3,711 |
| Earning assets | $146,100,000 | 3,088 |
| Long-term assets (5+ years) | $6,339,000 | 5,727 |
| Average Assets, year-to-date | $162,378,600 | 2,916 |
| Average Assets, quarterly | $163,694,500 | 3,008 |
| Volatile liabilities | $35,007,000 | 2,379 |
| Insider loans | $6,505,000 | 723 |
| FHLB advances | $2,636,000 | 3,621 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $15,342,000 | 2,995 |
| Tier 1 (core) risk-based capital | $12,617,000 | 3,578 |
| Tier 2 risk-based capital | $1,355,000 | 2,625 |
| Total risk weighted assets | $117,658,000 | 2,827 |
| Total unused commitments | $15,342,000 | 3,003 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 63 | 2,715 |
| Assets and Liabilities | ||
| Total Assets: | $162,273,000 | 2,943 |
| Cash and due from depository institutions | $8,062,000 | 2,715 |
| Interest-bearing balances | $668,000 | 2,762 |
| Securities | $54,324,000 | 2,029 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $92,501,000 | 3,249 |
| Loan loss allowance | $1,253,000 | 2,859 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,552,000 | 1,916 |
| Other real estate owned | $0 | 2,715 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,834,000 | 2,988 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $162,273,000 | 2,943 |
| Total liabilities | $149,955,000 | 2,881 |
| Total deposits | $137,634,000 | 2,845 |
| Interest-bearing deposits | $98,878,000 | 3,333 |
| Deposits held in domestic offices | $137,634,000 | 2,841 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,813,000 | 2,018 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,467,000 | 2,236 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,041,000 | 3,478 |
| Total equity capital | $12,318,000 | 3,698 |
| Total bank equity capital | $12,318,000 | 3,698 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,158,000 | 1,776 |
| Surplus | $3,096,000 | 4,264 |
| Undivided profits | $7,064,000 | 3,431 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,488,000 | 1,629 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $19,000 | 1,223 |
| Income earned, not collected on loans | $755,000 | 3,604 |
| Earning assets | $147,493,000 | 2,974 |
| Long-term assets (5+ years) | $6,658,000 | 5,454 |
| Average Assets, year-to-date | $161,167,000 | 2,840 |
| Average Assets, quarterly | $165,794,500 | 2,844 |
| Volatile liabilities | $44,118,000 | 1,957 |
| Insider loans | $8,019,000 | 554 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $14,020,000 | 3,025 |
| Tier 1 (core) risk-based capital | $12,318,000 | 3,564 |
| Tier 2 risk-based capital | $1,253,000 | 2,676 |
| Total risk weighted assets | $109,831,500 | 2,844 |
| Total unused commitments | $14,020,000 | 3,026 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 57 | 3,083 |
| Assets and Liabilities | ||
| Total Assets: | $155,657,000 | 2,989 |
| Cash and due from depository institutions | $15,776,000 | 3,083 |
| Interest-bearing balances | $7,481,000 | 550 |
| Securities | $56,924,000 | 2,028 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 3,659 |
| Net loans & leases | $74,578,000 | 3,782 |
| Loan loss allowance | $1,263,000 | 2,799 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,906,000 | 2,208 |
| Other real estate owned | $15,000 | 3,083 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,458,000 | 3,358 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $155,657,000 | 2,989 |
| Total liabilities | $144,041,000 | 2,926 |
| Total deposits | $135,267,000 | 2,817 |
| Interest-bearing deposits | $99,267,000 | 3,284 |
| Deposits held in domestic offices | $135,267,000 | 2,812 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,836,000 | 2,321 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $938,000 | 3,444 |
| Total equity capital | $11,616,000 | 3,750 |
| Total bank equity capital | $11,616,000 | 3,750 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,158,000 | 1,788 |
| Surplus | $3,096,000 | 4,242 |
| Undivided profits | $6,362,000 | 3,507 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $181,000 | 5,898 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $29,000 | 1,239 |
| Income earned, not collected on loans | $617,000 | 3,790 |
| Earning assets | $140,983,000 | 3,034 |
| Long-term assets (5+ years) | $4,286,000 | 6,580 |
| Average Assets, year-to-date | $154,026,600 | 2,900 |
| Average Assets, quarterly | $155,394,000 | 2,955 |
| Volatile liabilities | $40,807,000 | 1,963 |
| Insider loans | $6,730,000 | 677 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $18,393,000 | 2,516 |
| Tier 1 (core) risk-based capital | $11,619,000 | 3,744 |
| Tier 2 risk-based capital | $1,144,520 | 2,781 |
| Total risk weighted assets | $91,443,420 | 3,226 |
| Total unused commitments | $18,393,000 | 2,519 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 58 | 3,057 |
| Assets and Liabilities | ||
| Total Assets: | $151,402,000 | 2,997 |
| Cash and due from depository institutions | $13,272,000 | 3,057 |
| Interest-bearing balances | $6,152,000 | 1,016 |
| Securities | $55,978,000 | 2,069 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 2,474 |
| Net loans & leases | $68,792,000 | 3,831 |
| Loan loss allowance | $1,253,000 | 2,724 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,968,000 | 2,052 |
| Other real estate owned | $0 | 3,057 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,392,000 | 3,060 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $151,402,000 | 2,997 |
| Total liabilities | $140,625,000 | 2,914 |
| Total deposits | $138,359,000 | 2,750 |
| Interest-bearing deposits | $101,818,000 | 3,159 |
| Deposits held in domestic offices | $138,359,000 | 2,746 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,266,000 | 3,602 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,000,000 | 3,522 |
| Total equity capital | $10,777,000 | 4,048 |
| Total bank equity capital | $10,777,000 | 4,048 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,158,000 | 1,735 |
| Surplus | $3,096,000 | 4,118 |
| Undivided profits | $5,523,000 | 4,155 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $248,000 | 5,629 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $38,000 | 1,257 |
| Income earned, not collected on loans | $541,000 | 4,294 |
| Earning assets | $137,922,000 | 3,022 |
| Long-term assets (5+ years) | $4,638,000 | 6,385 |
| Average Assets, year-to-date | $143,664,000 | 2,991 |
| Average Assets, quarterly | $145,619,500 | 3,053 |
| Volatile liabilities | $41,118,000 | 1,665 |
| Insider loans | $3,924,000 | 1,086 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $12,140,000 | 3,204 |
| Tier 1 (core) risk-based capital | $10,783,000 | 3,902 |
| Tier 2 risk-based capital | $1,078,280 | 2,843 |
| Total risk weighted assets | $86,086,280 | 3,239 |
| Total unused commitments | $12,140,000 | 3,208 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 58 | 3,119 |
| Assets and Liabilities | ||
| Total Assets: | $139,406,000 | 3,185 |
| Cash and due from depository institutions | $13,198,000 | 3,119 |
| Interest-bearing balances | $6,105,000 | 744 |
| Securities | $46,419,000 | 2,460 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,941 |
| Net loans & leases | $70,475,000 | 3,807 |
| Loan loss allowance | $1,170,000 | 2,923 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,679,000 | 2,134 |
| Other real estate owned | $80,000 | 3,119 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,555,000 | 2,039 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,406,000 | 3,185 |
| Total liabilities | $128,073,000 | 3,121 |
| Total deposits | $124,611,000 | 2,995 |
| Interest-bearing deposits | $93,482,000 | 3,398 |
| Deposits held in domestic offices | $124,611,000 | 2,988 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,391,000 | 3,221 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,071,000 | 1,953 |
| Total equity capital | $11,333,000 | 3,859 |
| Total bank equity capital | $11,333,000 | 3,859 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,158,000 | 1,721 |
| Surplus | $3,096,000 | 4,078 |
| Undivided profits | $6,079,000 | 3,857 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,018,000 | 2,415 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $703,000 | 3,342 |
| Earning assets | $124,999,000 | 3,265 |
| Long-term assets (5+ years) | $4,601,000 | 6,164 |
| Average Assets, year-to-date | $136,859,600 | 3,097 |
| Average Assets, quarterly | $138,705,000 | 3,153 |
| Volatile liabilities | $33,507,000 | 1,954 |
| Insider loans | $5,735,000 | 712 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $13,097,000 | 2,846 |
| Tier 1 (core) risk-based capital | $10,310,000 | 4,043 |
| Tier 2 risk-based capital | $1,088,250 | 2,711 |
| Total risk weighted assets | $86,978,150 | 3,168 |
| Total unused commitments | $13,097,000 | 2,850 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 58 | 3,258 |
| Assets and Liabilities | ||
| Total Assets: | $134,878,000 | 3,346 |
| Cash and due from depository institutions | $7,897,000 | 3,258 |
| Interest-bearing balances | $1,632,000 | 1,841 |
| Securities | $47,727,000 | 2,553 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 1,607 |
| Net loans & leases | $64,253,000 | 4,141 |
| Loan loss allowance | $1,122,000 | 3,173 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,130,000 | 2,498 |
| Other real estate owned | $132,000 | 3,258 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,739,000 | 2,026 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,878,000 | 3,346 |
| Total liabilities | $123,632,000 | 3,295 |
| Total deposits | $121,140,000 | 3,148 |
| Interest-bearing deposits | $86,690,000 | 3,758 |
| Deposits held in domestic offices | $121,140,000 | 3,140 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,507,000 | 2,969 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $985,000 | 3,574 |
| Total equity capital | $11,246,000 | 3,900 |
| Total bank equity capital | $11,246,000 | 3,900 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,400,000 | 1,625 |
| Surplus | $2,854,000 | 4,402 |
| Undivided profits | $5,992,000 | 3,877 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,138,000 | 2,443 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $122,000 | 861 |
| Income earned, not collected on loans | $665,000 | 3,470 |
| Earning assets | $121,612,000 | 3,415 |
| Long-term assets (5+ years) | $4,041,000 | 6,389 |
| Average Assets, year-to-date | $126,038,400 | 3,418 |
| Average Assets, quarterly | $132,812,500 | 3,358 |
| Volatile liabilities | $24,433,000 | 2,469 |
| Insider loans | $4,120,000 | 1,045 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $9,921,000 | 3,404 |
| Tier 1 (core) risk-based capital | $9,860,000 | 4,291 |
| Tier 2 risk-based capital | $998,970 | 2,979 |
| Total risk weighted assets | $79,794,170 | 3,423 |
| Total unused commitments | $9,921,000 | 3,417 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 42 | 4,498 |
| Assets and Liabilities | ||
| Total Assets: | $100,463,000 | 4,409 |
| Cash and due from depository institutions | $3,987,000 | 4,498 |
| Interest-bearing balances | $169,000 | 4,497 |
| Securities | $43,629,000 | 2,891 |
| Federal funds sold & reverse repurchase agreements | $1,670,000 | 6,097 |
| Net loans & leases | $47,021,000 | 5,206 |
| Loan loss allowance | $952,000 | 3,698 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,501,000 | 4,657 |
| Other real estate owned | $66,000 | 4,498 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,589,000 | 2,895 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $100,463,000 | 4,409 |
| Total liabilities | $91,108,000 | 4,366 |
| Total deposits | $88,160,000 | 4,295 |
| Interest-bearing deposits | $68,857,000 | 4,694 |
| Deposits held in domestic offices | $88,160,000 | 4,287 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,995,000 | 2,423 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $953,000 | 3,782 |
| Total equity capital | $9,355,000 | 4,599 |
| Total bank equity capital | $9,355,000 | 4,599 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $750,000 | 4,443 |
| Surplus | $4,461,000 | 3,152 |
| Undivided profits | $4,144,000 | 5,149 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $245,000 | 6,148 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $477,000 | 4,950 |
| Earning assets | $92,489,000 | 4,390 |
| Long-term assets (5+ years) | $2,697,000 | 7,288 |
| Average Assets, year-to-date | $103,967,600 | 4,104 |
| Average Assets, quarterly | $102,405,500 | 4,282 |
| Volatile liabilities | $21,557,000 | 2,474 |
| Insider loans | $2,817,000 | 1,539 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $4,554,000 | 5,217 |
| Tier 1 (core) risk-based capital | $9,494,000 | 4,400 |
| Tier 2 risk-based capital | $745,690 | 3,818 |
| Total risk weighted assets | $59,449,090 | 4,352 |
| Total unused commitments | $4,554,000 | 5,230 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 41 | 4,778 |
| Assets and Liabilities | ||
| Total Assets: | $97,782,000 | 4,460 |
| Cash and due from depository institutions | $6,222,000 | 4,778 |
| Interest-bearing balances | $2,115,000 | 1,519 |
| Securities | $42,628,000 | 3,079 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 2,781 |
| Net loans & leases | $42,857,000 | 5,520 |
| Loan loss allowance | $825,000 | 4,234 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,422,000 | 4,831 |
| Other real estate owned | $66,000 | 4,778 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,587,000 | 4,700 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,782,000 | 4,460 |
| Total liabilities | $90,130,000 | 4,395 |
| Total deposits | $87,896,000 | 4,278 |
| Interest-bearing deposits | $68,728,000 | 4,646 |
| Deposits held in domestic offices | $87,896,000 | 4,267 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $914,000 | 3,253 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,320,000 | 2,451 |
| Total equity capital | $7,652,000 | 5,116 |
| Total bank equity capital | $7,652,000 | 5,116 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $750,000 | 4,650 |
| Surplus | $4,461,000 | 3,057 |
| Undivided profits | $2,441,000 | 6,545 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 11,433 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $429,000 | 4,876 |
| Earning assets | $90,600,000 | 4,416 |
| Long-term assets (5+ years) | $6,568,000 | 5,275 |
| Average Assets, year-to-date | $98,472,200 | 4,326 |
| Average Assets, quarterly | $98,622,500 | 4,399 |
| Volatile liabilities | $22,343,000 | 2,315 |
| Insider loans | $4,284,000 | 973 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,679,000 | 4,544 |
| Tier 1 (core) risk-based capital | $7,652,000 | 5,194 |
| Tier 2 risk-based capital | $674,410 | 4,121 |
| Total risk weighted assets | $53,802,010 | 4,645 |
| Total unused commitments | $5,679,000 | 4,552 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 40 | 5,064 |
| Assets and Liabilities | ||
| Total Assets: | $94,877,000 | 4,679 |
| Cash and due from depository institutions | $11,768,000 | 5,064 |
| Interest-bearing balances | $6,191,000 | 988 |
| Securities | $34,245,000 | 4,001 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 5,709 |
| Net loans & leases | $43,905,000 | 5,333 |
| Loan loss allowance | $760,000 | 4,659 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,412,000 | 4,894 |
| Other real estate owned | $224,000 | 5,064 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,323,000 | 4,926 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,877,000 | 4,679 |
| Total liabilities | $88,193,000 | 4,572 |
| Total deposits | $86,700,000 | 4,462 |
| Interest-bearing deposits | $68,340,000 | 4,831 |
| Deposits held in domestic offices | $86,700,000 | 4,455 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $87,000 | 4,451 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,406,000 | 2,402 |
| Total equity capital | $6,684,000 | 5,836 |
| Total bank equity capital | $6,684,000 | 5,836 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $750,000 | 4,837 |
| Surplus | $4,461,000 | 2,997 |
| Undivided profits | $1,473,000 | 8,482 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $388,000 | 5,663 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $357,000 | 5,194 |
| Earning assets | $86,341,000 | 4,728 |
| Long-term assets (5+ years) | $4,901,000 | 6,476 |
| Average Assets, year-to-date | $93,808,000 | 4,610 |
| Average Assets, quarterly | $93,421,500 | 4,707 |
| Volatile liabilities | $21,984,000 | 2,225 |
| Insider loans | $3,564,000 | 1,168 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,527,000 | 5,896 |
| Tier 1 (core) risk-based capital | $6,684,000 | 5,750 |
| Tier 2 risk-based capital | $673,580 | 4,086 |
| Total risk weighted assets | $53,800,280 | 4,601 |
| Total unused commitments | $3,527,000 | 5,916 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 42 | 4,959 |
| Assets and Liabilities | ||
| Total Assets: | $89,194,000 | 5,010 |
| Cash and due from depository institutions | $14,771,000 | 4,959 |
| Interest-bearing balances | $9,317,000 | 806 |
| Securities | $22,269,000 | 5,669 |
| Federal funds sold & reverse repurchase agreements | $4,750,000 | 3,432 |
| Net loans & leases | $43,835,000 | 5,352 |
| Loan loss allowance | $749,000 | 4,756 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,484,000 | 4,694 |
| Other real estate owned | $580,000 | 4,959 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,505,000 | 4,579 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,194,000 | 5,010 |
| Total liabilities | $83,060,000 | 4,919 |
| Total deposits | $81,884,000 | 4,803 |
| Interest-bearing deposits | $61,301,000 | 5,485 |
| Deposits held in domestic offices | $81,884,000 | 4,795 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,176,000 | 2,881 |
| Total equity capital | $6,134,000 | 6,034 |
| Total bank equity capital | $6,134,000 | 6,034 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $750,000 | 5,077 |
| Surplus | $1,950,000 | 5,640 |
| Undivided profits | $3,434,000 | 5,448 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,155,000 | 3,320 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $413,000 | 4,908 |
| Earning assets | $80,171,000 | 5,074 |
| Long-term assets (5+ years) | $5,086,000 | 6,449 |
| Average Assets, year-to-date | $85,428,200 | 5,082 |
| Average Assets, quarterly | $85,060,500 | 5,158 |
| Volatile liabilities | $13,288,000 | 3,284 |
| Insider loans | $2,362,000 | 268 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,746,000 | 6,368 |
| Tier 1 (core) risk-based capital | $6,134,000 | 5,951 |
| Tier 2 risk-based capital | $650,830 | 4,199 |
| Total risk weighted assets | $51,968,230 | 4,781 |
| Total unused commitments | $2,746,000 | 6,397 |
| Derivatives | $0 | 651 |