Home > First National Bank > Income and Expense

First National Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$65,928,000745
Total interest expense$29,649,000593
Net interest income$36,279,000872
Provision for loan and lease losses$1,731,000599
Total noninterest income$3,267,0001,550
Gross Fiduciary activities income$0981
Service charges on deposit accounts$465,0001,726
Trading account gains and feesNANA
Additional Noninterest Income$2,802,0001,315
Total noninterest expense$29,238,000914
Salaries and employee benefits$17,573,000851
Premises and equipment expense$2,792,000930
Additional noninterest expense$2,802,0001,315
Pre-tax net operating income$8,577,0001,320
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$8,577,0001,149
Extraordinary gains, net$054
Net income$8,577,0001,163
Minority interest net income$088
Net income of bank and minority interests.$8,577,0001,152
Net charge-offs$1,137,000501
Cash dividends$5,481,000759
Sale, conversion, retirement of capital stock, net$0540
Net operating income$8,577,0001,165
2023-09-30 (YTD Data)Rank
Total interest income$47,426,000759
Total interest expense$19,843,000609
Net interest income$27,583,000874
Provision for loan and lease losses$1,299,000564
Total noninterest income$2,538,0001,518
Gross Fiduciary activities income$0950
Service charges on deposit accounts$351,0001,715
Trading account gains and feesNANA
Additional Noninterest Income$2,187,0001,282
Total noninterest expense$21,858,000919
Salaries and employee benefits$13,356,000853
Premises and equipment expense$2,186,000903
Additional noninterest expense$2,187,0001,282
Pre-tax net operating income$6,964,0001,292
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$6,964,0001,119
Extraordinary gains, net$052
Net income$6,964,0001,124
Minority interest net income$081
Net income of bank and minority interests.$6,964,0001,119
Net charge-offs$-30,0004,101
Cash dividends$5,282,000580
Sale, conversion, retirement of capital stock, net$0507
Net operating income$6,964,0001,139
2023-06-30 (YTD Data)Rank
Total interest income$29,830,000768
Total interest expense$11,296,000625
Net interest income$18,534,000865
Provision for loan and lease losses$866,000557
Total noninterest income$1,656,0001,463
Gross Fiduciary activities income$0931
Service charges on deposit accounts$231,0001,718
Trading account gains and feesNANA
Additional Noninterest Income$1,425,0001,221
Total noninterest expense$14,424,000908
Salaries and employee benefits$8,831,000848
Premises and equipment expense$1,466,000880
Additional noninterest expense$1,425,0001,220
Pre-tax net operating income$4,900,0001,224
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$4,900,0001,070
Extraordinary gains, net$051
Net income$4,900,0001,083
Minority interest net income$081
Net income of bank and minority interests.$4,900,0001,070
Net charge-offs$-82,0004,422
Cash dividends$4,166,000503
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,900,0001,077
2023-03-31 (YTD Data)Rank
Total interest income$13,924,000810
Total interest expense$4,612,000655
Net interest income$9,312,000882
Provision for loan and lease losses$433,000558
Total noninterest income$742,0001,560
Gross Fiduciary activities income$0913
Service charges on deposit accounts$115,0001,754
Trading account gains and feesNANA
Additional Noninterest Income$627,0001,323
Total noninterest expense$6,938,000946
Salaries and employee benefits$4,258,000893
Premises and equipment expense$741,000891
Additional noninterest expense$627,0001,323
Pre-tax net operating income$2,683,0001,168
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$2,683,0001,019
Extraordinary gains, net$04
Net income$2,683,0001,018
Minority interest net income$048
Net income of bank and minority interests.$2,683,0001,018
Net charge-offs$-11,0004,071
Cash dividends$2,825,000391
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,683,0001,031
2022-12-31 (YTD Data)Rank
Total interest income$47,327,000784
Total interest expense$5,955,000693
Net interest income$41,372,000799
Provision for loan and lease losses$2,599,000431
Total noninterest income$5,704,0001,103
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$459,0001,778
Trading account gains and feesNANA
Additional Noninterest Income$5,245,000880
Total noninterest expense$30,950,000855
Salaries and employee benefits$20,248,000738
Premises and equipment expense$2,912,000886
Additional noninterest expense$5,245,000880
Pre-tax net operating income$13,527,0001,034
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$13,527,000881
Extraordinary gains, net$05
Net income$13,527,000882
Minority interest net income$063
Net income of bank and minority interests.$13,527,000882
Net charge-offs$448,000628
Cash dividends$5,822,000693
Sale, conversion, retirement of capital stock, net$0568
Net operating income$13,527,000907
2022-09-30 (YTD Data)Rank
Total interest income$33,612,000790
Total interest expense$3,665,000617
Net interest income$29,947,000812
Provision for loan and lease losses$1,147,000568
Total noninterest income$4,764,0001,040
Gross Fiduciary activities income$0968
Service charges on deposit accounts$335,0001,832
Trading account gains and feesNANA
Additional Noninterest Income$4,429,000818
Total noninterest expense$23,961,000815
Salaries and employee benefits$15,707,000711
Premises and equipment expense$2,058,000924
Additional noninterest expense$4,429,000818
Pre-tax net operating income$9,603,0001,066
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$9,603,000919
Extraordinary gains, net$04
Net income$9,603,000919
Minority interest net income$057
Net income of bank and minority interests.$9,603,000919
Net charge-offs$-49,0004,089
Cash dividends$5,669,000537
Sale, conversion, retirement of capital stock, net$0519
Net operating income$9,603,000938
2022-06-30 (YTD Data)Rank
Total interest income$20,650,000813
Total interest expense$2,162,000552
Net interest income$18,488,000841
Provision for loan and lease losses$774,000504
Total noninterest income$3,442,000972
Gross Fiduciary activities income$0925
Service charges on deposit accounts$207,0001,924
Trading account gains and feesNANA
Additional Noninterest Income$3,235,000777
Total noninterest expense$15,027,000848
Salaries and employee benefits$10,194,000719
Premises and equipment expense$1,294,000965
Additional noninterest expense$3,539,0001,025
Pre-tax net operating income$6,129,0001,044
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$6,129,000890
Extraordinary gains, net$04
Net income$6,129,000891
Minority interest net income$060
Net income of bank and minority interests.$6,129,000890
Net charge-offs$-29,0004,008
Cash dividends$4,268,000473
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,129,000904
2022-03-31 (YTD Data)Rank
Total interest income$9,421,000849
Total interest expense$1,054,000533
Net interest income$8,367,000885
Provision for loan and lease losses$365,000427
Total noninterest income$1,879,000925
Gross Fiduciary activities income$0892
Service charges on deposit accounts$104,0001,889
Trading account gains and feesNANA
Additional Noninterest Income$1,775,000751
Total noninterest expense$7,179,000879
Salaries and employee benefits$4,811,000763
Premises and equipment expense$629,0001,002
Additional noninterest expense$1,739,0001,031
Pre-tax net operating income$2,702,0001,088
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$2,702,000960
Extraordinary gains, net$04
Net income$2,702,000959
Minority interest net income$050
Net income of bank and minority interests.$2,702,000960
Net charge-offs$-23,0004,204
Cash dividends$3,023,000348
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,702,000971
2021-12-31 (YTD Data)Rank
Total interest income$38,993,000852
Total interest expense$5,118,000532
Net interest income$33,875,000888
Provision for loan and lease losses$1,337,000436
Total noninterest income$11,376,000760
Gross Fiduciary activities income$0994
Service charges on deposit accounts$413,0001,824
Trading account gains and feesNANA
Additional Noninterest Income$10,963,000632
Total noninterest expense$31,167,000817
Salaries and employee benefits$20,935,000705
Premises and equipment expense$2,888,000893
Additional noninterest expense$7,344,0001,000
Pre-tax net operating income$12,747,0001,075
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$12,747,000950
Extraordinary gains, net$010
Net income$12,747,000951
Minority interest net income$074
Net income of bank and minority interests.$12,747,000951
Net charge-offs$-26,0003,916
Cash dividends$5,178,000770
Sale, conversion, retirement of capital stock, net$0582
Net operating income$12,747,000938
2021-09-30 (YTD Data)Rank
Total interest income$28,767,000879
Total interest expense$3,982,000540
Net interest income$24,785,000910
Provision for loan and lease losses$939,000477
Total noninterest income$8,881,000756
Gross Fiduciary activities income$0957
Service charges on deposit accounts$305,0001,836
Trading account gains and feesNANA
Additional Noninterest Income$8,576,000630
Total noninterest expense$23,568,000816
Salaries and employee benefits$15,902,000699
Premises and equipment expense$2,117,000923
Additional noninterest expense$5,549,000994
Pre-tax net operating income$9,159,0001,152
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$9,159,0001,024
Extraordinary gains, net$08
Net income$9,159,0001,024
Minority interest net income$069
Net income of bank and minority interests.$9,159,0001,024
Net charge-offs$-8,0003,588
Cash dividends$4,804,000612
Sale, conversion, retirement of capital stock, net$0543
Net operating income$9,159,0001,002
2021-06-30 (YTD Data)Rank
Total interest income$18,863,000885
Total interest expense$2,777,000543
Net interest income$16,086,000923
Provision for loan and lease losses$626,000479
Total noninterest income$5,860,000763
Gross Fiduciary activities income$0951
Service charges on deposit accounts$185,0001,901
Trading account gains and feesNANA
Additional Noninterest Income$5,675,000649
Total noninterest expense$15,432,000821
Salaries and employee benefits$10,379,000709
Premises and equipment expense$1,376,000936
Additional noninterest expense$3,677,000992
Pre-tax net operating income$5,888,0001,163
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$5,888,0001,052
Extraordinary gains, net$06
Net income$5,888,0001,051
Minority interest net income$067
Net income of bank and minority interests.$5,888,0001,052
Net charge-offs$-19,0004,036
Cash dividends$3,618,000546
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,888,0001,027
2021-03-31 (YTD Data)Rank
Total interest income$8,966,000915
Total interest expense$1,479,000533
Net interest income$7,487,000960
Provision for loan and lease losses$313,000532
Total noninterest income$3,363,000695
Gross Fiduciary activities income$0922
Service charges on deposit accounts$83,0002,026
Trading account gains and feesNANA
Additional Noninterest Income$3,280,000591
Total noninterest expense$7,773,000810
Salaries and employee benefits$5,245,000696
Premises and equipment expense$681,000950
Additional noninterest expense$1,847,000966
Pre-tax net operating income$2,764,0001,212
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$2,764,0001,096
Extraordinary gains, net$03
Net income$2,764,0001,095
Minority interest net income$055
Net income of bank and minority interests.$2,764,0001,096
Net charge-offs$-25,0004,417
Cash dividends$2,823,000365
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,764,0001,061
2020-12-31 (YTD Data)Rank
Total interest income$33,461,000967
Total interest expense$6,734,000704
Net interest income$26,727,0001,009
Provision for loan and lease losses$2,235,000972
Total noninterest income$11,194,000735
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$435,0001,775
Trading account gains and feesNANA
Additional Noninterest Income$10,759,000610
Total noninterest expense$26,372,000913
Salaries and employee benefits$16,952,000823
Premises and equipment expense$2,921,000878
Additional noninterest expense$6,499,0001,034
Pre-tax net operating income$9,314,0001,124
Securities gains (losses)$2,0002,562
Applicable income taxes$03,697
Income before extraordinary items$9,316,0001,015
Extraordinary gains, net$04
Net income$9,316,0001,016
Minority interest net income$072
Net income of bank and minority interests.$9,316,0001,015
Net charge-offs$145,0001,749
Cash dividends$3,337,0001,037
Sale, conversion, retirement of capital stock, net$0566
Net operating income$9,314,000983
2020-09-30 (YTD Data)Rank
Total interest income$26,484,000926
Total interest expense$5,463,000703
Net interest income$21,021,000961
Provision for loan and lease losses$1,511,0001,053
Total noninterest income$7,791,000747
Gross Fiduciary activities income$0981
Service charges on deposit accounts$435,0001,454
Trading account gains and feesNANA
Additional Noninterest Income$7,356,000626
Total noninterest expense$20,715,000862
Salaries and employee benefits$12,952,000796
Premises and equipment expense$2,339,000813
Additional noninterest expense$5,424,000947
Pre-tax net operating income$6,586,0001,134
Securities gains (losses)$2,0002,375
Applicable income taxes$03,696
Income before extraordinary items$6,588,0001,026
Extraordinary gains, net$04
Net income$6,588,0001,025
Minority interest net income$065
Net income of bank and minority interests.$6,588,0001,026
Net charge-offs$29,0002,334
Cash dividends$3,262,000769
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,586,0001,000
2020-06-30 (YTD Data)Rank
Total interest income$17,833,000924
Total interest expense$3,545,000786
Net interest income$14,288,000946
Provision for loan and lease losses$1,239,000953
Total noninterest income$4,657,000771
Gross Fiduciary activities income$0970
Service charges on deposit accounts$302,0001,415
Trading account gains and feesNANA
Additional Noninterest Income$4,355,000632
Total noninterest expense$13,517,000867
Salaries and employee benefits$8,090,000830
Premises and equipment expense$1,515,000839
Additional noninterest expense$3,912,000868
Pre-tax net operating income$4,189,0001,130
Securities gains (losses)$2,0002,125
Applicable income taxes$03,655
Income before extraordinary items$4,191,0001,001
Extraordinary gains, net$04
Net income$4,191,0001,001
Minority interest net income$065
Net income of bank and minority interests.$4,191,0001,001
Net charge-offs$92,0001,402
Cash dividends$2,653,000649
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,189,000976
2020-03-31 (YTD Data)Rank
Total interest income$6,633,0001,193
Total interest expense$1,417,0001,067
Net interest income$5,216,0001,202
Provision for loan and lease losses$222,0001,383
Total noninterest income$1,589,000955
Gross Fiduciary activities income$0941
Service charges on deposit accounts$76,0002,498
Trading account gains and feesNANA
Additional Noninterest Income$1,513,000730
Total noninterest expense$4,950,0001,112
Salaries and employee benefits$3,214,0001,012
Premises and equipment expense$570,0001,067
Additional noninterest expense$1,166,0001,339
Pre-tax net operating income$1,633,0001,241
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$1,633,0001,108
Extraordinary gains, net$04
Net income$1,633,0001,107
Minority interest net income$056
Net income of bank and minority interests.$1,633,0001,108
Net charge-offs$-21,0004,676
Cash dividends$1,765,000564
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,633,0001,083
2019-12-31 (YTD Data)Rank
Total interest income$25,363,0001,248
Total interest expense$5,547,0001,140
Net interest income$19,816,0001,269
Provision for loan and lease losses$905,000968
Total noninterest income$5,415,0001,071
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$308,0002,572
Trading account gains and feesNANA
Additional Noninterest Income$5,107,000822
Total noninterest expense$17,860,0001,175
Salaries and employee benefits$11,238,0001,104
Premises and equipment expense$2,181,0001,095
Additional noninterest expense$4,441,0001,390
Pre-tax net operating income$6,466,0001,451
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$6,466,0001,318
Extraordinary gains, net$011
Net income$6,466,0001,319
Minority interest net income$076
Net income of bank and minority interests.$6,466,0001,320
Net charge-offs$745,000808
Cash dividends$3,377,0001,098
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,466,0001,294
2019-09-30 (YTD Data)Rank
Total interest income$18,773,0001,274
Total interest expense$4,059,0001,168
Net interest income$14,714,0001,289
Provision for loan and lease losses$585,0001,035
Total noninterest income$4,160,0001,045
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$232,0002,592
Trading account gains and feesNANA
Additional Noninterest Income$3,928,000798
Total noninterest expense$13,337,0001,185
Salaries and employee benefits$8,468,0001,100
Premises and equipment expense$1,593,0001,120
Additional noninterest expense$3,276,0001,410
Pre-tax net operating income$4,952,0001,455
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$4,952,0001,316
Extraordinary gains, net$011
Net income$4,952,0001,318
Minority interest net income$072
Net income of bank and minority interests.$4,952,0001,318
Net charge-offs$470,000792
Cash dividends$3,167,000842
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,952,0001,297
2019-06-30 (YTD Data)Rank
Total interest income$11,822,0001,317
Total interest expense$2,490,0001,225
Net interest income$9,332,0001,338
Provision for loan and lease losses$390,0001,030
Total noninterest income$2,607,0001,057
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$154,0002,581
Trading account gains and feesNANA
Additional Noninterest Income$2,453,000813
Total noninterest expense$8,654,0001,221
Salaries and employee benefits$5,466,0001,124
Premises and equipment expense$1,055,0001,131
Additional noninterest expense$2,133,0001,448
Pre-tax net operating income$2,895,0001,592
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$2,895,0001,433
Extraordinary gains, net$011
Net income$2,895,0001,433
Minority interest net income$069
Net income of bank and minority interests.$2,895,0001,433
Net charge-offs$584,000515
Cash dividends$2,501,000741
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,895,0001,407
2019-03-31 (YTD Data)Rank
Total interest income$5,713,0001,355
Total interest expense$1,105,0001,324
Net interest income$4,608,0001,349
Provision for loan and lease losses$195,000968
Total noninterest income$936,0001,297
Gross Fiduciary activities income$0972
Service charges on deposit accounts$73,0002,677
Trading account gains and feesNANA
Additional Noninterest Income$863,000998
Total noninterest expense$4,106,0001,262
Salaries and employee benefits$2,549,0001,188
Premises and equipment expense$528,0001,136
Additional noninterest expense$1,029,0001,489
Pre-tax net operating income$1,243,0001,760
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,243,0001,575
Extraordinary gains, net$05
Net income$1,243,0001,574
Minority interest net income$052
Net income of bank and minority interests.$1,243,0001,574
Net charge-offs$15,0001,815
Cash dividends$1,614,000591
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,243,0001,552
2018-12-31 (YTD Data)Rank
Total interest income$22,407,0001,308
Total interest expense$3,937,0001,150
Net interest income$18,470,0001,328
Provision for loan and lease losses$683,0001,175
Total noninterest income$5,356,0001,048
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$301,0002,738
Trading account gains and feesNANA
Additional Noninterest Income$5,055,000794
Total noninterest expense$17,433,0001,181
Salaries and employee benefits$11,126,0001,078
Premises and equipment expense$2,064,0001,140
Additional noninterest expense$4,243,0001,432
Pre-tax net operating income$5,710,0001,590
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$5,710,0001,416
Extraordinary gains, net$06
Net income$5,710,0001,415
Minority interest net income$072
Net income of bank and minority interests.$5,710,0001,415
Net charge-offs$376,0001,156
Cash dividends$3,374,000997
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,710,0001,403
2018-09-30 (YTD Data)Rank
Total interest income$16,555,0001,310
Total interest expense$2,877,0001,105
Net interest income$13,678,0001,338
Provision for loan and lease losses$360,0001,414
Total noninterest income$4,313,0001,002
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$229,0002,740
Trading account gains and feesNANA
Additional Noninterest Income$4,084,000768
Total noninterest expense$13,736,0001,141
Salaries and employee benefits$8,788,0001,033
Premises and equipment expense$1,568,0001,129
Additional noninterest expense$3,380,0001,364
Pre-tax net operating income$3,895,0001,746
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$3,895,0001,558
Extraordinary gains, net$05
Net income$3,895,0001,557
Minority interest net income$066
Net income of bank and minority interests.$3,895,0001,557
Net charge-offs$30,0002,498
Cash dividends$3,155,000756
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,895,0001,541
2018-06-30 (YTD Data)Rank
Total interest income$10,846,0001,321
Total interest expense$1,829,0001,089
Net interest income$9,017,0001,343
Provision for loan and lease losses$360,0001,045
Total noninterest income$3,060,000969
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$131,0002,958
Trading account gains and feesNANA
Additional Noninterest Income$2,929,000731
Total noninterest expense$9,178,0001,136
Salaries and employee benefits$5,989,0001,020
Premises and equipment expense$1,052,0001,120
Additional noninterest expense$2,137,0001,425
Pre-tax net operating income$2,539,0001,741
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$2,539,0001,556
Extraordinary gains, net$06
Net income$2,539,0001,554
Minority interest net income$065
Net income of bank and minority interests.$2,539,0001,555
Net charge-offs$-2,0004,025
Cash dividends$2,134,000719
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,539,0001,539
2018-03-31 (YTD Data)Rank
Total interest income$5,259,0001,332
Total interest expense$893,0001,065
Net interest income$4,366,0001,376
Provision for loan and lease losses$144,0001,212
Total noninterest income$1,514,000958
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$63,0003,029
Trading account gains and feesNANA
Additional Noninterest Income$1,451,000721
Total noninterest expense$4,627,0001,136
Salaries and employee benefits$3,032,0001,021
Premises and equipment expense$536,0001,119
Additional noninterest expense$1,059,0001,427
Pre-tax net operating income$1,109,0001,900
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,109,0001,691
Extraordinary gains, net$07
Net income$1,109,0001,691
Minority interest net income$052
Net income of bank and minority interests.$1,109,0001,691
Net charge-offs$5,0002,201
Cash dividends$1,241,000618
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,109,0001,678
2017-12-31 (YTD Data)Rank
Total interest income$20,588,0001,315
Total interest expense$2,951,0001,099
Net interest income$17,637,0001,339
Provision for loan and lease losses$749,0001,102
Total noninterest income$7,771,000831
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$281,0002,950
Trading account gains and feesNANA
Additional Noninterest Income$7,490,000632
Total noninterest expense$19,163,0001,093
Salaries and employee benefits$12,964,000927
Premises and equipment expense$1,965,0001,186
Additional noninterest expense$4,234,0001,443
Pre-tax net operating income$5,496,0001,582
Securities gains (losses)$-2,0004,854
Applicable income taxes$04,135
Income before extraordinary items$5,494,0001,258
Extraordinary gains, net$09
Net income$5,494,0001,258
Minority interest net income$076
Net income of bank and minority interests.$5,494,0001,258
Net charge-offs$134,0002,170
Cash dividends$2,116,0001,354
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,496,0001,242
2017-09-30 (YTD Data)Rank
Total interest income$15,086,0001,347
Total interest expense$2,091,0001,134
Net interest income$12,995,0001,368
Provision for loan and lease losses$629,000998
Total noninterest income$5,929,000825
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$212,0002,972
Trading account gains and feesNANA
Additional Noninterest Income$5,717,000626
Total noninterest expense$14,949,0001,059
Salaries and employee benefits$10,008,000908
Premises and equipment expense$1,459,0001,215
Additional noninterest expense$3,482,0001,317
Pre-tax net operating income$3,346,0001,895
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$3,346,0001,582
Extraordinary gains, net$09
Net income$3,346,0001,581
Minority interest net income$071
Net income of bank and minority interests.$3,346,0001,582
Net charge-offs$163,0001,545
Cash dividends$1,908,0001,107
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,346,0001,561
2017-06-30 (YTD Data)Rank
Total interest income$9,869,0001,357
Total interest expense$1,301,0001,171
Net interest income$8,568,0001,377
Provision for loan and lease losses$557,000790
Total noninterest income$3,880,000834
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$145,0002,939
Trading account gains and feesNANA
Additional Noninterest Income$3,735,000631
Total noninterest expense$9,929,0001,068
Salaries and employee benefits$6,749,000905
Premises and equipment expense$951,0001,245
Additional noninterest expense$2,229,0001,369
Pre-tax net operating income$1,962,0002,055
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$1,962,0001,729
Extraordinary gains, net$011
Net income$1,962,0001,729
Minority interest net income$071
Net income of bank and minority interests.$1,962,0001,729
Net charge-offs$39,0002,175
Cash dividends$1,249,0001,116
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,962,0001,712
2017-03-31 (YTD Data)Rank
Total interest income$4,981,0001,337
Total interest expense$596,0001,249
Net interest income$4,385,0001,345
Provision for loan and lease losses$341,000610
Total noninterest income$1,951,000829
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$71,0002,966
Trading account gains and feesNANA
Additional Noninterest Income$1,880,000619
Total noninterest expense$4,922,0001,084
Salaries and employee benefits$3,412,000900
Premises and equipment expense$466,0001,265
Additional noninterest expense$1,044,0001,444
Pre-tax net operating income$1,073,0001,875
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,073,0001,586
Extraordinary gains, net$08
Net income$1,073,0001,585
Minority interest net income$055
Net income of bank and minority interests.$1,073,0001,586
Net charge-offs$82,0001,043
Cash dividends$61,0002,560
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,073,0001,567
2016-12-31 (YTD Data)Rank
Total interest income$20,585,0001,267
Total interest expense$2,122,0001,342
Net interest income$18,463,0001,254
Provision for loan and lease losses$720,0001,167
Total noninterest income$8,937,000749
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$319,0002,853
Trading account gains and fees$-240,0005,905
Additional Noninterest Income$8,858,000556
Total noninterest expense$19,558,0001,076
Salaries and employee benefits$13,316,000886
Premises and equipment expense$1,882,0001,245
Additional noninterest expense$4,360,0001,415
Pre-tax net operating income$7,122,0001,224
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$7,122,0001,043
Extraordinary gains, net$05
Net income$7,122,0001,042
Minority interest net income$082
Net income of bank and minority interests.$7,122,0001,042
Net charge-offs$243,0001,743
Cash dividends$3,875,000848
Sale, conversion, retirement of capital stock, net$0759
Net operating income$7,122,0001,013
2016-09-30 (YTD Data)Rank
Total interest income$15,504,0001,267
Total interest expense$1,523,0001,397
Net interest income$13,981,0001,250
Provision for loan and lease losses$543,0001,083
Total noninterest income$7,013,000733
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$248,0002,792
Trading account gains and fees$-327,0005,969
Additional Noninterest Income$7,092,000538
Total noninterest expense$14,824,0001,058
Salaries and employee benefits$10,156,000872
Premises and equipment expense$1,403,0001,260
Additional noninterest expense$3,265,0001,422
Pre-tax net operating income$5,627,0001,184
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$5,627,0001,003
Extraordinary gains, net$05
Net income$5,627,0001,003
Minority interest net income$071
Net income of bank and minority interests.$5,627,0001,003
Net charge-offs$-100,0005,574
Cash dividends$2,198,000954
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,627,000972
2016-06-30 (YTD Data)Rank
Total interest income$10,187,0001,292
Total interest expense$954,0001,474
Net interest income$9,233,0001,265
Provision for loan and lease losses$468,000903
Total noninterest income$4,550,000733
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$166,0002,765
Trading account gains and fees$-163,0006,043
Additional Noninterest Income$4,547,000538
Total noninterest expense$9,494,0001,098
Salaries and employee benefits$6,623,000897
Premises and equipment expense$919,0001,280
Additional noninterest expense$1,952,0001,569
Pre-tax net operating income$3,821,0001,154
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$3,821,000961
Extraordinary gains, net$016
Net income$3,821,000960
Minority interest net income$071
Net income of bank and minority interests.$3,821,000960
Net charge-offs$-59,0005,555
Cash dividends$1,427,0001,002
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,821,000929
2016-03-31 (YTD Data)Rank
Total interest income$4,853,0001,336
Total interest expense$452,0001,532
Net interest income$4,401,0001,316
Provision for loan and lease losses$234,000850
Total noninterest income$2,061,000778
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$86,0002,674
Trading account gains and fees$-26,0006,091
Additional Noninterest Income$2,001,000571
Total noninterest expense$4,536,0001,149
Salaries and employee benefits$3,113,000955
Premises and equipment expense$463,0001,264
Additional noninterest expense$960,0001,580
Pre-tax net operating income$1,692,0001,271
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$1,692,0001,059
Extraordinary gains, net$012
Net income$1,692,0001,059
Minority interest net income$062
Net income of bank and minority interests.$1,692,0001,060
Net charge-offs$-187,0005,979
Cash dividends$60,0002,577
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,692,0001,034
2015-12-31 (YTD Data)Rank
Total interest income$19,207,0001,324
Total interest expense$1,693,0001,602
Net interest income$17,514,0001,294
Provision for loan and lease losses$846,000935
Total noninterest income$10,308,000662
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$388,0002,566
Trading account gains and fees$-41,0006,155
Additional Noninterest Income$9,961,000495
Total noninterest expense$18,839,0001,080
Salaries and employee benefits$13,052,000870
Premises and equipment expense$1,727,0001,343
Additional noninterest expense$4,060,0001,497
Pre-tax net operating income$8,137,0001,056
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$8,137,000871
Extraordinary gains, net$023
Net income$8,137,000872
Minority interest net income$081
Net income of bank and minority interests.$8,137,000871
Net charge-offs$302,0001,595
Cash dividends$4,651,000706
Sale, conversion, retirement of capital stock, net$0804
Net operating income$8,137,000853
2015-09-30 (YTD Data)Rank
Total interest income$14,441,0001,331
Total interest expense$1,241,0001,659
Net interest income$13,200,0001,291
Provision for loan and lease losses$546,000975
Total noninterest income$7,975,000658
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$291,0002,579
Trading account gains and fees$105,000114
Additional Noninterest Income$7,579,000510
Total noninterest expense$14,405,0001,071
Salaries and employee benefits$9,978,000857
Premises and equipment expense$1,286,0001,366
Additional noninterest expense$3,141,0001,474
Pre-tax net operating income$6,224,0001,055
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$6,224,000869
Extraordinary gains, net$021
Net income$6,224,000869
Minority interest net income$078
Net income of bank and minority interests.$6,224,000869
Net charge-offs$-25,0005,408
Cash dividends$1,792,0001,080
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,224,000839
2015-06-30 (YTD Data)Rank
Total interest income$9,515,0001,346
Total interest expense$791,0001,730
Net interest income$8,724,0001,309
Provision for loan and lease losses$468,000816
Total noninterest income$5,145,000672
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$187,0002,624
Trading account gains and fees$162,000103
Additional Noninterest Income$4,796,000529
Total noninterest expense$9,232,0001,108
Salaries and employee benefits$6,453,000889
Premises and equipment expense$831,0001,422
Additional noninterest expense$1,948,0001,575
Pre-tax net operating income$4,169,0001,050
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$4,169,000865
Extraordinary gains, net$022
Net income$4,169,000865
Minority interest net income$075
Net income of bank and minority interests.$4,169,000865
Net charge-offs$-31,0005,601
Cash dividends$1,145,0001,104
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,169,000841
2015-03-31 (YTD Data)Rank
Total interest income$4,565,0001,384
Total interest expense$362,0001,855
Net interest income$4,203,0001,340
Provision for loan and lease losses$234,000794
Total noninterest income$2,126,000748
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$93,0002,605
Trading account gains and fees$79,000105
Additional Noninterest Income$1,954,000579
Total noninterest expense$4,245,0001,202
Salaries and employee benefits$2,941,000961
Premises and equipment expense$402,0001,480
Additional noninterest expense$902,0001,669
Pre-tax net operating income$1,850,0001,127
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$1,850,000926
Extraordinary gains, net$013
Net income$1,850,000927
Minority interest net income$064
Net income of bank and minority interests.$1,850,000926
Net charge-offs$-24,0005,740
Cash dividends$70,0002,495
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,850,000893
2014-12-31 (YTD Data)Rank
Total interest income$17,015,0001,468
Total interest expense$1,400,0002,008
Net interest income$15,615,0001,423
Provision for loan and lease losses$680,0001,158
Total noninterest income$5,563,0001,013
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$415,0002,610
Trading account gains and fees$-395,0006,496
Additional Noninterest Income$5,543,000704
Total noninterest expense$15,446,0001,282
Salaries and employee benefits$10,019,0001,096
Premises and equipment expense$1,732,0001,370
Additional noninterest expense$3,695,0001,677
Pre-tax net operating income$5,052,0001,500
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$5,052,0001,294
Extraordinary gains, net$017
Net income$5,052,0001,293
Minority interest net income$084
Net income of bank and minority interests.$5,052,0001,293
Net charge-offs$68,0003,520
Cash dividends$3,044,000899
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,052,0001,264
2014-09-30 (YTD Data)Rank
Total interest income$12,423,0001,514
Total interest expense$1,055,0002,023
Net interest income$11,368,0001,468
Provision for loan and lease losses$540,0001,074
Total noninterest income$4,137,0001,029
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$309,0002,659
Trading account gains and fees$-245,0006,573
Additional Noninterest Income$4,073,000713
Total noninterest expense$11,740,0001,278
Salaries and employee benefits$7,675,0001,068
Premises and equipment expense$1,317,0001,361
Additional noninterest expense$2,748,0001,690
Pre-tax net operating income$3,225,0001,742
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$3,225,0001,475
Extraordinary gains, net$015
Net income$3,225,0001,475
Minority interest net income$081
Net income of bank and minority interests.$3,225,0001,475
Net charge-offs$-56,0006,067
Cash dividends$1,576,0001,115
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,225,0001,456
2014-06-30 (YTD Data)Rank
Total interest income$7,974,0001,562
Total interest expense$682,0002,095
Net interest income$7,292,0001,514
Provision for loan and lease losses$360,0001,088
Total noninterest income$2,685,0001,022
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$204,0002,662
Trading account gains and fees$-108,0006,641
Additional Noninterest Income$2,589,000716
Total noninterest expense$7,707,0001,288
Salaries and employee benefits$5,039,0001,086
Premises and equipment expense$878,0001,364
Additional noninterest expense$1,790,0001,720
Pre-tax net operating income$1,910,0001,888
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$1,910,0001,599
Extraordinary gains, net$020
Net income$1,910,0001,602
Minority interest net income$080
Net income of bank and minority interests.$1,910,0001,601
Net charge-offs$-36,0006,067
Cash dividends$1,181,0001,029
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,910,0001,574
2014-03-31 (YTD Data)Rank
Total interest income$3,791,0001,637
Total interest expense$337,0002,157
Net interest income$3,454,0001,585
Provision for loan and lease losses$180,0001,066
Total noninterest income$1,230,0001,072
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$106,0002,552
Trading account gains and fees$43,000118
Additional Noninterest Income$1,081,000787
Total noninterest expense$3,703,0001,350
Salaries and employee benefits$2,405,0001,144
Premises and equipment expense$444,0001,376
Additional noninterest expense$854,0001,782
Pre-tax net operating income$801,0002,095
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$801,0001,814
Extraordinary gains, net$016
Net income$801,0001,818
Minority interest net income$066
Net income of bank and minority interests.$801,0001,817
Net charge-offs$20,0002,483
Cash dividends$151,0001,959
Sale, conversion, retirement of capital stock, net$0747
Net operating income$801,0001,779
2013-12-31 (YTD Data)Rank
Total interest income$15,405,0001,618
Total interest expense$1,621,0002,019
Net interest income$13,784,0001,581
Provision for loan and lease losses$803,0001,321
Total noninterest income$7,612,000830
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$405,0002,786
Trading account gains and fees$437,000103
Additional Noninterest Income$6,770,000647
Total noninterest expense$16,589,0001,223
Salaries and employee benefits$11,205,000952
Premises and equipment expense$1,699,0001,397
Additional noninterest expense$3,685,0001,732
Pre-tax net operating income$4,004,0001,725
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$4,004,0001,507
Extraordinary gains, net$029
Net income$4,004,0001,509
Minority interest net income$090
Net income of bank and minority interests.$4,004,0001,511
Net charge-offs$434,0002,167
Cash dividends$2,956,000880
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,004,0001,473
2013-09-30 (YTD Data)Rank
Total interest income$11,418,0001,648
Total interest expense$1,254,0002,033
Net interest income$10,164,0001,608
Provision for loan and lease losses$640,0001,266
Total noninterest income$6,188,000788
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$295,0002,864
Trading account gains and fees$586,00084
Additional Noninterest Income$5,307,000634
Total noninterest expense$13,387,0001,144
Salaries and employee benefits$9,044,000895
Premises and equipment expense$1,270,0001,412
Additional noninterest expense$3,073,0001,584
Pre-tax net operating income$2,325,0002,179
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$2,325,0001,886
Extraordinary gains, net$025
Net income$2,325,0001,891
Minority interest net income$084
Net income of bank and minority interests.$2,325,0001,891
Net charge-offs$40,0004,026
Cash dividends$1,513,0001,084
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,325,0001,833
2013-06-30 (YTD Data)Rank
Total interest income$7,618,0001,648
Total interest expense$872,0001,994
Net interest income$6,746,0001,601
Provision for loan and lease losses$460,0001,236
Total noninterest income$4,219,000783
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$194,0002,859
Trading account gains and fees$497,00077
Additional Noninterest Income$3,528,000645
Total noninterest expense$9,068,0001,125
Salaries and employee benefits$6,073,000889
Premises and equipment expense$820,0001,468
Additional noninterest expense$2,175,0001,497
Pre-tax net operating income$1,437,0002,271
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,437,0002,000
Extraordinary gains, net$022
Net income$1,437,0002,007
Minority interest net income$082
Net income of bank and minority interests.$1,437,0002,006
Net charge-offs$-17,0006,281
Cash dividends$1,072,0001,027
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,437,0001,920
2013-03-31 (YTD Data)Rank
Total interest income$3,745,0001,680
Total interest expense$455,0001,978
Net interest income$3,290,0001,640
Provision for loan and lease losses$280,0001,071
Total noninterest income$2,011,000823
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$97,0002,834
Trading account gains and fees$124,00093
Additional Noninterest Income$1,790,000642
Total noninterest expense$4,463,0001,147
Salaries and employee benefits$2,946,000929
Premises and equipment expense$407,0001,495
Additional noninterest expense$1,110,0001,462
Pre-tax net operating income$558,0002,678
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$558,0002,381
Extraordinary gains, net$010
Net income$558,0002,383
Minority interest net income$076
Net income of bank and minority interests.$558,0002,383
Net charge-offs$3,0003,820
Cash dividends$95,0002,107
Sale, conversion, retirement of capital stock, net$0789
Net operating income$558,0002,286
2012-12-31 (YTD Data)Rank
Total interest income$16,096,0001,649
Total interest expense$2,089,0002,059
Net interest income$14,007,0001,572
Provision for loan and lease losses$887,0001,916
Total noninterest income$9,416,000715
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$415,0002,857
Trading account gains and fees$-246,0007,070
Additional Noninterest Income$9,247,000523
Total noninterest expense$17,515,0001,154
Salaries and employee benefits$12,018,000868
Premises and equipment expense$1,698,0001,404
Additional noninterest expense$3,799,0001,745
Pre-tax net operating income$5,021,0001,367
Securities gains (losses)$377,0001,165
Applicable income taxes$04,751
Income before extraordinary items$5,398,0001,091
Extraordinary gains, net$029
Net income$5,398,0001,091
Minority interest net income$093
Net income of bank and minority interests.$5,398,0001,091
Net charge-offs$635,0002,339
Cash dividends$2,712,000951
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,021,0001,116
2012-09-30 (YTD Data)Rank
Total interest income$11,966,0001,693
Total interest expense$1,603,0002,102
Net interest income$10,363,0001,608
Provision for loan and lease losses$737,0001,807
Total noninterest income$6,992,000718
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$310,0002,894
Trading account gains and fees$-99,0007,163
Additional Noninterest Income$6,781,000519
Total noninterest expense$13,163,0001,139
Salaries and employee benefits$9,033,000865
Premises and equipment expense$1,305,0001,377
Additional noninterest expense$2,825,0001,759
Pre-tax net operating income$3,455,0001,512
Securities gains (losses)$377,000930
Applicable income taxes$04,802
Income before extraordinary items$3,832,0001,177
Extraordinary gains, net$020
Net income$3,832,0001,177
Minority interest net income$086
Net income of bank and minority interests.$3,832,0001,177
Net charge-offs$401,0002,455
Cash dividends$1,354,0001,068
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,455,0001,239
2012-06-30 (YTD Data)Rank
Total interest income$7,811,0001,730
Total interest expense$1,096,0002,119
Net interest income$6,715,0001,645
Provision for loan and lease losses$377,0002,144
Total noninterest income$4,543,000733
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$199,0002,957
Trading account gains and fees$0153
Additional Noninterest Income$4,344,000525
Total noninterest expense$8,536,0001,183
Salaries and employee benefits$5,787,000905
Premises and equipment expense$872,0001,366
Additional noninterest expense$1,877,0001,777
Pre-tax net operating income$2,345,0001,485
Securities gains (losses)$377,000718
Applicable income taxes$04,770
Income before extraordinary items$2,722,0001,110
Extraordinary gains, net$019
Net income$2,722,0001,110
Minority interest net income$084
Net income of bank and minority interests.$2,722,0001,110
Net charge-offs$23,0004,558
Cash dividends$969,0001,020
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,345,0001,199
2012-03-31 (YTD Data)Rank
Total interest income$3,792,0001,799
Total interest expense$559,0002,149
Net interest income$3,233,0001,729
Provision for loan and lease losses$157,0002,259
Total noninterest income$2,159,000753
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$97,0002,987
Trading account gains and fees$0148
Additional Noninterest Income$2,062,000540
Total noninterest expense$4,105,0001,216
Salaries and employee benefits$2,773,000942
Premises and equipment expense$437,0001,360
Additional noninterest expense$895,0001,851
Pre-tax net operating income$1,130,0001,519
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$1,130,0001,283
Extraordinary gains, net$019
Net income$1,130,0001,284
Minority interest net income$078
Net income of bank and minority interests.$1,130,0001,284
Net charge-offs$-7,0006,510
Cash dividends$56,0002,370
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,130,0001,218
2011-12-31 (YTD Data)Rank
Total interest income$15,543,0001,812
Total interest expense$2,570,0002,248
Net interest income$12,973,0001,724
Provision for loan and lease losses$1,200,0002,155
Total noninterest income$5,040,0001,038
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$448,0002,806
Trading account gains and fees$0146
Additional Noninterest Income$4,592,000752
Total noninterest expense$13,174,0001,475
Salaries and employee benefits$8,138,0001,224
Premises and equipment expense$1,572,0001,580
Additional noninterest expense$3,464,0001,943
Pre-tax net operating income$3,639,0001,548
Securities gains (losses)$401,000929
Applicable income taxes$04,719
Income before extraordinary items$4,040,0001,243
Extraordinary gains, net$029
Net income$4,040,0001,243
Minority interest net income$096
Net income of bank and minority interests.$4,040,0001,243
Net charge-offs$1,200,0002,151
Cash dividends$1,898,0001,015
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,639,0001,290
2011-09-30 (YTD Data)Rank
Total interest income$11,398,0001,870
Total interest expense$1,971,0002,299
Net interest income$9,427,0001,788
Provision for loan and lease losses$1,010,0001,948
Total noninterest income$3,296,0001,159
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$338,0002,789
Trading account gains and fees$0145
Additional Noninterest Income$2,958,000839
Total noninterest expense$9,621,0001,521
Salaries and employee benefits$5,895,0001,260
Premises and equipment expense$1,124,0001,678
Additional noninterest expense$2,602,0001,947
Pre-tax net operating income$2,092,0002,014
Securities gains (losses)$367,000788
Applicable income taxes$04,740
Income before extraordinary items$2,459,0001,545
Extraordinary gains, net$021
Net income$2,459,0001,545
Minority interest net income$087
Net income of bank and minority interests.$2,459,0001,545
Net charge-offs$361,0003,028
Cash dividends$1,143,0001,047
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$2,092,0001,690
2011-06-30 (YTD Data)Rank
Total interest income$7,476,0001,920
Total interest expense$1,348,0002,321
Net interest income$6,128,0001,821
Provision for loan and lease losses$800,0001,713
Total noninterest income$1,921,0001,268
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$220,0002,825
Trading account gains and fees$0153
Additional Noninterest Income$1,701,000929
Total noninterest expense$6,345,0001,553
Salaries and employee benefits$3,866,0001,295
Premises and equipment expense$710,0001,779
Additional noninterest expense$1,769,0001,930
Pre-tax net operating income$904,0002,709
Securities gains (losses)$324,000521
Applicable income taxes$04,697
Income before extraordinary items$1,228,0001,917
Extraordinary gains, net$015
Net income$1,228,0001,917
Minority interest net income$089
Net income of bank and minority interests.$1,228,0001,917
Net charge-offs$277,0002,785
Cash dividends$762,0001,046
Sale, conversion, retirement of capital stock, net$0986
Net operating income$904,0002,370
2011-03-31 (YTD Data)Rank
Total interest income$3,780,0001,902
Total interest expense$683,0002,362
Net interest income$3,097,0001,799
Provision for loan and lease losses$510,0001,404
Total noninterest income$913,0001,300
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$118,0002,645
Trading account gains and fees$0158
Additional Noninterest Income$795,000973
Total noninterest expense$3,204,0001,536
Salaries and employee benefits$1,896,0001,325
Premises and equipment expense$353,0001,836
Additional noninterest expense$955,0001,773
Pre-tax net operating income$296,0003,551
Securities gains (losses)$324,000233
Applicable income taxes$04,545
Income before extraordinary items$620,0001,864
Extraordinary gains, net$09
Net income$620,0001,863
Minority interest net income$086
Net income of bank and minority interests.$620,0001,864
Net charge-offs$156,0002,320
Cash dividends$51,0002,216
Sale, conversion, retirement of capital stock, net$0925
Net operating income$296,0003,213
2010-12-31 (YTD Data)Rank
Total interest income$15,250,0001,980
Total interest expense$3,115,0002,526
Net interest income$12,135,0001,815
Provision for loan and lease losses$1,237,0002,733
Total noninterest income$5,411,0001,027
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$552,0002,462
Trading account gains and fees$0175
Additional Noninterest Income$4,859,000757
Total noninterest expense$12,773,0001,547
Salaries and employee benefits$7,969,0001,238
Premises and equipment expense$1,483,0001,723
Additional noninterest expense$3,321,0002,098
Pre-tax net operating income$3,536,0001,403
Securities gains (losses)$190,0001,627
Applicable income taxes$04,655
Income before extraordinary items$3,726,0001,164
Extraordinary gains, net$029
Net income$3,726,0001,165
Minority interest net income$0111
Net income of bank and minority interests.$3,726,0001,166
Net charge-offs$1,044,0002,629
Cash dividends$2,069,000787
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,536,0001,170
2010-09-30 (YTD Data)Rank
Total interest income$11,211,0002,062
Total interest expense$2,382,0002,573
Net interest income$8,829,0001,899
Provision for loan and lease losses$613,0003,208
Total noninterest income$3,823,0001,045
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$413,0002,524
Trading account gains and fees$0165
Additional Noninterest Income$3,410,000753
Total noninterest expense$9,351,0001,578
Salaries and employee benefits$5,867,0001,256
Premises and equipment expense$1,130,0001,731
Additional noninterest expense$2,354,0002,182
Pre-tax net operating income$2,688,0001,461
Securities gains (losses)$190,0001,410
Applicable income taxes$04,726
Income before extraordinary items$2,878,0001,168
Extraordinary gains, net$023
Net income$2,878,0001,172
Minority interest net income$0110
Net income of bank and minority interests.$2,878,0001,172
Net charge-offs$309,0003,690
Cash dividends$878,0001,182
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,688,0001,196
2010-06-30 (YTD Data)Rank
Total interest income$7,351,0002,119
Total interest expense$1,585,0002,669
Net interest income$5,766,0001,932
Provision for loan and lease losses$388,0003,246
Total noninterest income$2,272,0001,121
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$273,0002,543
Trading account gains and fees$0152
Additional Noninterest Income$1,999,000805
Total noninterest expense$6,079,0001,626
Salaries and employee benefits$3,760,0001,310
Premises and equipment expense$755,0001,745
Additional noninterest expense$1,564,0002,180
Pre-tax net operating income$1,571,0001,658
Securities gains (losses)$190,000979
Applicable income taxes$04,691
Income before extraordinary items$1,761,0001,259
Extraordinary gains, net$019
Net income$1,761,0001,260
Minority interest net income$0105
Net income of bank and minority interests.$1,761,0001,260
Net charge-offs$277,0003,148
Cash dividends$582,0001,187
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,571,0001,351
2010-03-31 (YTD Data)Rank
Total interest income$3,664,0002,178
Total interest expense$788,0002,783
Net interest income$2,876,0001,969
Provision for loan and lease losses$258,0002,630
Total noninterest income$1,032,0001,200
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$134,0002,560
Trading account gains and fees$0175
Additional Noninterest Income$898,000872
Total noninterest expense$2,922,0001,712
Salaries and employee benefits$1,770,0001,413
Premises and equipment expense$372,0001,819
Additional noninterest expense$780,0002,171
Pre-tax net operating income$728,0001,755
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$728,0001,498
Extraordinary gains, net$016
Net income$728,0001,500
Minority interest net income$091
Net income of bank and minority interests.$728,0001,500
Net charge-offs$158,0002,666
Cash dividends$50,0002,257
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$728,0001,445
2009-12-31 (YTD Data)Rank
Total interest income$15,185,0002,209
Total interest expense$3,512,0003,047
Net interest income$11,673,0001,902
Provision for loan and lease losses$1,159,0003,267
Total noninterest income$4,090,0001,275
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$685,0002,298
Trading account gains and fees$0211
Additional Noninterest Income$3,405,000960
Total noninterest expense$11,389,0001,785
Salaries and employee benefits$6,747,0001,486
Premises and equipment expense$1,460,0001,851
Additional noninterest expense$3,182,0002,227
Pre-tax net operating income$3,215,0001,248
Securities gains (losses)$217,0001,493
Applicable income taxes$04,388
Income before extraordinary items$3,432,000988
Extraordinary gains, net$034
Net income$3,432,000986
Minority interest net income$0115
Net income of bank and minority interests.$3,432,000987
Net charge-offs$553,0003,655
Cash dividends$3,073,000561
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,215,0001,044
2009-09-30 (YTD Data)Rank
Total interest income$11,415,0002,227
Total interest expense$2,677,0003,126
Net interest income$8,738,0001,896
Provision for loan and lease losses$809,0003,090
Total noninterest income$3,155,0001,268
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$519,0002,288
Trading account gains and fees$0212
Additional Noninterest Income$2,636,000950
Total noninterest expense$8,516,0001,777
Salaries and employee benefits$5,061,0001,500
Premises and equipment expense$1,067,0001,913
Additional noninterest expense$2,388,0002,193
Pre-tax net operating income$2,568,0001,254
Securities gains (losses)$207,0001,263
Applicable income taxes$04,592
Income before extraordinary items$2,775,000973
Extraordinary gains, net$027
Net income$2,775,000973
Minority interest net income$0118
Net income of bank and minority interests.$2,775,000974
Net charge-offs$328,0003,589
Cash dividends$782,0001,523
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,568,0001,047
2009-06-30 (YTD Data)Rank
Total interest income$7,605,0002,263
Total interest expense$1,839,0003,168
Net interest income$5,766,0001,904
Provision for loan and lease losses$584,0002,762
Total noninterest income$2,257,0001,217
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$344,0002,270
Trading account gains and fees$0193
Additional Noninterest Income$1,913,000919
Total noninterest expense$5,632,0001,818
Salaries and employee benefits$3,342,0001,543
Premises and equipment expense$730,0001,895
Additional noninterest expense$1,560,0002,258
Pre-tax net operating income$1,807,0001,269
Securities gains (losses)$67,0001,726
Applicable income taxes$04,657
Income before extraordinary items$1,874,0001,016
Extraordinary gains, net$021
Net income$1,874,0001,014
Minority interest net income$0112
Net income of bank and minority interests.$1,874,0001,016
Net charge-offs$267,0003,071
Cash dividends$464,0001,698
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,807,0001,025
2009-03-31 (YTD Data)Rank
Total interest income$3,720,0002,342
Total interest expense$955,0003,181
Net interest income$2,765,0001,978
Provision for loan and lease losses$224,0002,719
Total noninterest income$929,0001,372
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$176,0002,184
Trading account gains and fees$0171
Additional Noninterest Income$753,0001,061
Total noninterest expense$2,612,0001,900
Salaries and employee benefits$1,547,0001,671
Premises and equipment expense$358,0001,962
Additional noninterest expense$707,0002,214
Pre-tax net operating income$858,0001,499
Securities gains (losses)$67,0001,176
Applicable income taxes$04,835
Income before extraordinary items$925,0001,176
Extraordinary gains, net$015
Net income$925,0001,177
Minority interest net income$0102
Net income of bank and minority interests.$925,0001,178
Net charge-offs$50,0003,538
Cash dividends$68,0002,518
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$858,0001,209
2008-12-31 (YTD Data)Rank
Total interest income$13,212,0002,786
Total interest expense$4,219,0003,382
Net interest income$8,993,0002,426
Provision for loan and lease losses$426,0004,042
Total noninterest income$1,535,0002,579
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$761,0002,202
Trading account gains and fees$0154
Additional Noninterest Income$774,0002,488
Total noninterest expense$7,589,0002,489
Salaries and employee benefits$4,188,0002,403
Premises and equipment expense$1,275,0002,118
Additional noninterest expense$2,126,0002,706
Pre-tax net operating income$2,513,0002,075
Securities gains (losses)$49,0001,613
Applicable income taxes$04,979
Income before extraordinary items$2,562,0001,582
Extraordinary gains, net$039
Net income$2,562,0001,583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$252,0003,785
Cash dividends$1,824,0001,470
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,513,0001,719
2008-09-30 (YTD Data)Rank
Total interest income$9,681,0002,898
Total interest expense$3,197,0003,461
Net interest income$6,484,0002,538
Provision for loan and lease losses$308,0003,504
Total noninterest income$1,140,0002,671
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$585,0002,191
Trading account gains and fees$0148
Additional Noninterest Income$555,0002,647
Total noninterest expense$5,552,0002,548
Salaries and employee benefits$3,089,0002,471
Premises and equipment expense$955,0002,130
Additional noninterest expense$1,508,0002,765
Pre-tax net operating income$1,764,0002,517
Securities gains (losses)$-5,0007,274
Applicable income taxes$05,372
Income before extraordinary items$1,759,0002,007
Extraordinary gains, net$031
Net income$1,759,0002,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,0003,333
Cash dividends$794,0002,118
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,764,0002,097
2008-06-30 (YTD Data)Rank
Total interest income$6,390,0002,966
Total interest expense$2,204,0003,500
Net interest income$4,186,0002,604
Provision for loan and lease losses$190,0003,238
Total noninterest income$788,0002,634
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$393,0002,157
Trading account gains and fees$0149
Additional Noninterest Income$395,0002,612
Total noninterest expense$3,548,0002,644
Salaries and employee benefits$1,971,0002,606
Premises and equipment expense$635,0002,130
Additional noninterest expense$942,0002,895
Pre-tax net operating income$1,236,0002,541
Securities gains (losses)$-5,0008,053
Applicable income taxes$05,627
Income before extraordinary items$1,231,0002,143
Extraordinary gains, net$021
Net income$1,231,0002,143
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0002,705
Cash dividends$538,0002,182
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,236,0002,086
2008-03-31 (YTD Data)Rank
Total interest income$3,203,0003,037
Total interest expense$1,180,0003,494
Net interest income$2,023,0002,684
Provision for loan and lease losses$70,0003,305
Total noninterest income$370,0002,747
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$190,0002,170
Trading account gains and fees$0158
Additional Noninterest Income$180,0002,725
Total noninterest expense$1,786,0002,636
Salaries and employee benefits$980,0002,629
Premises and equipment expense$322,0002,111
Additional noninterest expense$484,0002,805
Pre-tax net operating income$537,0002,929
Securities gains (losses)$-5,0008,275
Applicable income taxes$05,622
Income before extraordinary items$532,0002,552
Extraordinary gains, net$015
Net income$532,0002,554
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0002,189
Cash dividends$121,0002,769
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$537,0002,463
2007-12-31 (YTD Data)Rank
Total interest income$13,475,0002,950
Total interest expense$4,807,0003,561
Net interest income$8,668,0002,540
Provision for loan and lease losses$375,0002,799
Total noninterest income$1,127,0003,277
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$668,0002,457
Trading account gains and fees$0178
Additional Noninterest Income$459,0003,478
Total noninterest expense$7,063,0002,566
Salaries and employee benefits$4,013,0002,489
Premises and equipment expense$966,0002,649
Additional noninterest expense$2,084,0002,566
Pre-tax net operating income$2,357,0002,950
Securities gains (losses)$-4,0007,335
Applicable income taxes$06,070
Income before extraordinary items$2,353,0002,500
Extraordinary gains, net$039
Net income$2,353,0002,499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0003,708
Cash dividends$1,829,0001,721
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,357,0002,489
2007-09-30 (YTD Data)Rank
Total interest income$9,850,0003,026
Total interest expense$3,438,0003,690
Net interest income$6,412,0002,584
Provision for loan and lease losses$335,0002,152
Total noninterest income$754,0003,525
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$462,0002,606
Trading account gains and fees$0184
Additional Noninterest Income$292,0003,787
Total noninterest expense$5,263,0002,571
Salaries and employee benefits$3,139,0002,400
Premises and equipment expense$655,0002,852
Additional noninterest expense$1,469,0002,665
Pre-tax net operating income$1,568,0003,371
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$1,568,0002,875
Extraordinary gains, net$033
Net income$1,568,0002,874
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0002,945
Cash dividends$836,0002,260
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,568,0002,862
2007-06-30 (YTD Data)Rank
Total interest income$6,438,0003,086
Total interest expense$2,199,0003,769
Net interest income$4,239,0002,624
Provision for loan and lease losses$200,0002,152
Total noninterest income$512,0003,513
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$287,0002,744
Trading account gains and fees$0168
Additional Noninterest Income$225,0003,560
Total noninterest expense$3,523,0002,592
Salaries and employee benefits$2,121,0002,407
Premises and equipment expense$436,0002,885
Additional noninterest expense$966,0002,708
Pre-tax net operating income$1,028,0003,470
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,028,0002,981
Extraordinary gains, net$029
Net income$1,028,0002,980
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0003,409
Cash dividends$556,0002,309
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,028,0002,967
2007-03-31 (YTD Data)Rank
Total interest income$3,157,0003,134
Total interest expense$1,051,0003,879
Net interest income$2,106,0002,640
Provision for loan and lease losses$110,0001,886
Total noninterest income$249,0003,542
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$130,0002,901
Trading account gains and fees$0195
Additional Noninterest Income$119,0003,446
Total noninterest expense$1,766,0002,584
Salaries and employee benefits$1,066,0002,410
Premises and equipment expense$219,0002,892
Additional noninterest expense$481,0002,706
Pre-tax net operating income$479,0003,630
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$479,0003,129
Extraordinary gains, net$022
Net income$479,0003,129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0002,349
Cash dividends$127,0002,885
Sale, conversion, retirement of capital stock, net$0885
Net operating income$479,0003,103
2006-12-31 (YTD Data)Rank
Total interest income$11,292,0003,249
Total interest expense$3,415,0003,983
Net interest income$7,877,0002,792
Provision for loan and lease losses$230,0003,272
Total noninterest income$1,213,0003,104
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$641,0002,554
Trading account gains and fees$0130
Additional Noninterest Income$572,0003,105
Total noninterest expense$6,703,0002,611
Salaries and employee benefits$3,854,0002,522
Premises and equipment expense$900,0002,719
Additional noninterest expense$1,949,0002,629
Pre-tax net operating income$2,157,0003,484
Securities gains (losses)$-23,0007,610
Applicable income taxes$06,600
Income before extraordinary items$2,134,0002,963
Extraordinary gains, net$051
Net income$2,134,0002,963
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0004,423
Cash dividends$1,668,0001,788
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,157,0002,932
2006-09-30 (YTD Data)Rank
Total interest income$8,213,0003,304
Total interest expense$2,301,0004,172
Net interest income$5,912,0002,810
Provision for loan and lease losses$210,0002,785
Total noninterest income$924,0003,095
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$479,0002,574
Trading account gains and fees$0126
Additional Noninterest Income$445,0003,042
Total noninterest expense$4,916,0002,673
Salaries and employee benefits$2,821,0002,577
Premises and equipment expense$684,0002,697
Additional noninterest expense$1,411,0002,700
Pre-tax net operating income$1,710,0003,485
Securities gains (losses)$-23,0007,893
Applicable income taxes$06,687
Income before extraordinary items$1,687,0002,940
Extraordinary gains, net$045
Net income$1,687,0002,940
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0003,924
Cash dividends$819,0002,213
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,710,0002,902
2006-06-30 (YTD Data)Rank
Total interest income$5,305,0003,341
Total interest expense$1,404,0004,281
Net interest income$3,901,0002,840
Provision for loan and lease losses$160,0002,479
Total noninterest income$635,0003,015
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$314,0002,578
Trading account gains and fees$0126
Additional Noninterest Income$321,0002,890
Total noninterest expense$3,331,0002,633
Salaries and employee benefits$1,912,0002,540
Premises and equipment expense$459,0002,670
Additional noninterest expense$960,0002,666
Pre-tax net operating income$1,045,0003,705
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,045,0003,115
Extraordinary gains, net$039
Net income$1,045,0003,117
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,252
Cash dividends$538,0002,266
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,045,0003,101
2006-03-31 (YTD Data)Rank
Total interest income$2,553,0003,386
Total interest expense$668,0004,294
Net interest income$1,885,0002,926
Provision for loan and lease losses$70,0002,616
Total noninterest income$256,0003,405
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$143,0002,699
Trading account gains and fees$0115
Additional Noninterest Income$113,0003,483
Total noninterest expense$1,716,0002,572
Salaries and employee benefits$1,008,0002,433
Premises and equipment expense$231,0002,662
Additional noninterest expense$477,0002,646
Pre-tax net operating income$355,0004,557
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$355,0003,990
Extraordinary gains, net$021
Net income$355,0003,990
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0002,616
Cash dividends$114,0002,975
Sale, conversion, retirement of capital stock, net$0648
Net operating income$355,0003,972
2005-12-31 (YTD Data)Rank
Total interest income$9,349,0003,324
Total interest expense$2,328,0004,007
Net interest income$7,021,0003,037
Provision for loan and lease losses$110,0004,684
Total noninterest income$1,207,0003,136
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$575,0002,751
Trading account gains and fees$0138
Additional Noninterest Income$632,0002,963
Total noninterest expense$5,587,0002,936
Salaries and employee benefits$3,047,0002,924
Premises and equipment expense$845,0002,750
Additional noninterest expense$1,695,0002,926
Pre-tax net operating income$2,531,0003,137
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$2,531,0002,575
Extraordinary gains, net$046
Net income$2,531,0002,575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0003,354
Cash dividends$1,947,0001,510
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,531,0002,553
2005-09-30 (YTD Data)Rank
Total interest income$6,852,0003,329
Total interest expense$1,648,0004,036
Net interest income$5,204,0003,052
Provision for loan and lease losses$60,0004,948
Total noninterest income$966,0002,979
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$429,0002,759
Trading account gains and fees$0126
Additional Noninterest Income$537,0002,742
Total noninterest expense$4,217,0002,883
Salaries and employee benefits$2,334,0002,839
Premises and equipment expense$632,0002,743
Additional noninterest expense$1,251,0002,936
Pre-tax net operating income$1,893,0003,171
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$1,893,0002,583
Extraordinary gains, net$035
Net income$1,893,0002,584
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0003,970
Cash dividends$820,0002,087
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,893,0002,559
2005-06-30 (YTD Data)Rank
Total interest income$4,449,0003,343
Total interest expense$1,022,0004,068
Net interest income$3,427,0003,053
Provision for loan and lease losses$60,0004,115
Total noninterest income$533,0003,374
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$279,0002,758
Trading account gains and fees$0116
Additional Noninterest Income$254,0003,350
Total noninterest expense$2,789,0002,891
Salaries and employee benefits$1,556,0002,828
Premises and equipment expense$413,0002,765
Additional noninterest expense$820,0002,956
Pre-tax net operating income$1,111,0003,435
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$1,111,0002,848
Extraordinary gains, net$030
Net income$1,111,0002,848
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0003,630
Cash dividends$540,0002,088
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,111,0002,803
2005-03-31 (YTD Data)Rank
Total interest income$2,137,0003,409
Total interest expense$495,0004,049
Net interest income$1,642,0003,151
Provision for loan and lease losses$06,226
Total noninterest income$254,0003,419
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$134,0002,786
Trading account gains and fees$0115
Additional Noninterest Income$120,0003,395
Total noninterest expense$1,406,0002,873
Salaries and employee benefits$795,0002,781
Premises and equipment expense$204,0002,835
Additional noninterest expense$407,0002,970
Pre-tax net operating income$490,0003,730
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$490,0003,096
Extraordinary gains, net$024
Net income$490,0003,097
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,060
Cash dividends$85,0003,089
Sale, conversion, retirement of capital stock, net$0491
Net operating income$490,0003,056
2004-12-31 (YTD Data)Rank
Total interest income$8,821,0003,150
Total interest expense$1,782,0003,999
Net interest income$7,039,0002,862
Provision for loan and lease losses$180,0003,881
Total noninterest income$1,075,0003,370
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$528,0003,013
Trading account gains and fees$0138
Additional Noninterest Income$547,0003,140
Total noninterest expense$5,428,0002,896
Salaries and employee benefits$2,860,0002,962
Premises and equipment expense$826,0002,709
Additional noninterest expense$1,742,0002,740
Pre-tax net operating income$2,506,0003,006
Securities gains (losses)$1,0003,645
Applicable income taxes$07,185
Income before extraordinary items$2,507,0002,428
Extraordinary gains, net$034
Net income$2,507,0002,430
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$420,0001,541
Cash dividends$1,928,0001,415
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,506,0002,366
2004-09-30 (YTD Data)Rank
Total interest income$6,418,0003,218
Total interest expense$1,297,0004,045
Net interest income$5,121,0002,941
Provision for loan and lease losses$120,0003,974
Total noninterest income$827,0003,334
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$391,0003,064
Trading account gains and fees$0134
Additional Noninterest Income$436,0003,042
Total noninterest expense$3,964,0002,934
Salaries and employee benefits$2,159,0002,927
Premises and equipment expense$617,0002,716
Additional noninterest expense$1,188,0002,962
Pre-tax net operating income$1,864,0003,055
Securities gains (losses)$1,0003,538
Applicable income taxes$07,220
Income before extraordinary items$1,865,0002,471
Extraordinary gains, net$026
Net income$1,865,0002,474
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$365,0001,250
Cash dividends$1,176,0001,532
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,864,0002,411
2004-06-30 (YTD Data)Rank
Total interest income$4,251,0003,219
Total interest expense$847,0004,107
Net interest income$3,404,0002,935
Provision for loan and lease losses$55,0004,589
Total noninterest income$531,0003,432
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$249,0003,164
Trading account gains and fees$0130
Additional Noninterest Income$282,0003,093
Total noninterest expense$2,590,0002,986
Salaries and employee benefits$1,399,0003,019
Premises and equipment expense$410,0002,731
Additional noninterest expense$781,0003,004
Pre-tax net operating income$1,290,0002,943
Securities gains (losses)$1,0003,212
Applicable income taxes$07,214
Income before extraordinary items$1,291,0002,361
Extraordinary gains, net$021
Net income$1,291,0002,361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$209,0001,330
Cash dividends$954,0001,345
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,290,0002,301
2004-03-31 (YTD Data)Rank
Total interest income$2,068,0003,300
Total interest expense$421,0004,173
Net interest income$1,647,0003,012
Provision for loan and lease losses$06,501
Total noninterest income$223,0003,786
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$107,0003,416
Trading account gains and fees$0121
Additional Noninterest Income$116,0003,401
Total noninterest expense$1,241,0003,115
Salaries and employee benefits$676,0003,126
Premises and equipment expense$196,0002,872
Additional noninterest expense$369,0003,133
Pre-tax net operating income$629,0002,963
Securities gains (losses)$1,0002,756
Applicable income taxes$07,103
Income before extraordinary items$630,0002,382
Extraordinary gains, net$016
Net income$630,0002,383
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0002,007
Cash dividends$590,0001,053
Sale, conversion, retirement of capital stock, net$0464
Net operating income$629,0002,301
2003-12-31 (YTD Data)Rank
Total interest income$8,472,0003,268
Total interest expense$2,175,0003,753
Net interest income$6,297,0003,051
Provision for loan and lease losses$1,146,0001,045
Total noninterest income$1,218,0003,269
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$494,0003,122
Trading account gains and fees$0160
Additional Noninterest Income$724,0002,905
Total noninterest expense$5,078,0003,010
Salaries and employee benefits$2,827,0002,922
Premises and equipment expense$770,0002,849
Additional noninterest expense$1,481,0003,123
Pre-tax net operating income$1,291,0004,499
Securities gains (losses)$4,0003,987
Applicable income taxes$07,459
Income before extraordinary items$1,295,0003,935
Extraordinary gains, net$054
Net income$1,295,0003,937
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$769,0001,130
Cash dividends$1,208,0002,034
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,291,0003,779
2003-09-30 (YTD Data)Rank
Total interest income$6,320,0003,330
Total interest expense$1,690,0003,753
Net interest income$4,630,0003,115
Provision for loan and lease losses$1,025,000880
Total noninterest income$965,0003,212
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$371,0003,132
Trading account gains and fees$0153
Additional Noninterest Income$594,0002,843
Total noninterest expense$3,839,0002,988
Salaries and employee benefits$2,150,0002,887
Premises and equipment expense$576,0002,868
Additional noninterest expense$1,113,0003,099
Pre-tax net operating income$731,0005,404
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$731,0004,869
Extraordinary gains, net$040
Net income$731,0004,869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$724,000874
Cash dividends$1,011,0001,717
Sale, conversion, retirement of capital stock, net$0722
Net operating income$731,0004,677
2003-06-30 (YTD Data)Rank
Total interest income$4,130,0003,420
Total interest expense$1,162,0003,772
Net interest income$2,968,0003,221
Provision for loan and lease losses$745,000830
Total noninterest income$596,0003,365
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$252,0003,045
Trading account gains and fees$0150
Additional Noninterest Income$344,0003,041
Total noninterest expense$2,574,0002,975
Salaries and employee benefits$1,430,0002,909
Premises and equipment expense$376,0002,917
Additional noninterest expense$768,0002,973
Pre-tax net operating income$245,0006,878
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$245,0006,562
Extraordinary gains, net$030
Net income$245,0006,562
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$701,000663
Cash dividends$810,0001,547
Sale, conversion, retirement of capital stock, net$0589
Net operating income$245,0006,361
2003-03-31 (YTD Data)Rank
Total interest income$2,010,0003,506
Total interest expense$603,0003,739
Net interest income$1,407,0003,349
Provision for loan and lease losses$220,0001,270
Total noninterest income$261,0003,540
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$122,0003,033
Trading account gains and fees$0134
Additional Noninterest Income$139,0003,347
Total noninterest expense$1,303,0002,938
Salaries and employee benefits$733,0002,841
Premises and equipment expense$182,0002,985
Additional noninterest expense$388,0002,931
Pre-tax net operating income$145,0006,529
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$145,0006,086
Extraordinary gains, net$021
Net income$145,0006,085
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$360,000617
Cash dividends$525,0001,148
Sale, conversion, retirement of capital stock, net$0419
Net operating income$145,0005,910
2002-12-31 (YTD Data)Rank
Total interest income$7,903,0003,677
Total interest expense$2,461,0004,146
Net interest income$5,442,0003,400
Provision for loan and lease losses$406,0002,795
Total noninterest income$1,002,0003,481
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$539,0002,794
Trading account gains and fees$0153
Additional Noninterest Income$463,0003,430
Total noninterest expense$4,278,0003,368
Salaries and employee benefits$2,381,0003,247
Premises and equipment expense$624,0003,300
Additional noninterest expense$1,273,0003,439
Pre-tax net operating income$1,760,0003,712
Securities gains (losses)$04,537
Applicable income taxes$-44,0008,979
Income before extraordinary items$1,804,0003,032
Extraordinary gains, net$070
Net income$1,804,0003,031
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$209,0002,942
Cash dividends$1,297,0001,837
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,804,0002,939
2001-12-31 (YTD Data)Rank
Total interest income$8,441,0003,841
Total interest expense$3,677,0004,057
Net interest income$4,764,0003,579
Provision for loan and lease losses$420,0002,511
Total noninterest income$746,0004,044
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$469,0002,989
Trading account gains and fees$0177
Additional Noninterest Income$277,0004,284
Total noninterest expense$3,791,0003,596
Salaries and employee benefits$2,074,0003,490
Premises and equipment expense$544,0003,638
Additional noninterest expense$1,173,0003,571
Pre-tax net operating income$1,299,0004,224
Securities gains (losses)$7,0003,779
Applicable income taxes$07,903
Income before extraordinary items$1,306,0003,572
Extraordinary gains, net$0105
Net income$1,306,0003,573
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$287,0002,313
Cash dividends$1,110,0002,063
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,299,0003,486
2000-12-31 (YTD Data)Rank
Total interest income$7,932,0004,164
Total interest expense$3,656,0004,258
Net interest income$4,276,0003,956
Provision for loan and lease losses$197,0003,798
Total noninterest income$514,0004,846
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$366,0003,469
Trading account gains and feesNANA
Additional Noninterest Income$148,0005,512
Total noninterest expense$3,219,0003,986
Salaries and employee benefits$1,792,0003,796
Premises and equipment expense$456,0004,092
Additional noninterest expense$971,0004,073
Pre-tax net operating income$1,374,0004,331
Securities gains (losses)$-27,0008,889
Applicable income taxes$08,362
Income before extraordinary items$1,347,0003,537
Extraordinary gains, net$038
Net income$1,347,0003,537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0005,979
Cash dividends$1,058,0002,170
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,374,0003,468
1999-12-31 (YTD Data)Rank
Total interest income$6,934,0004,437
Total interest expense$3,200,0004,350
Net interest income$3,734,0004,432
Provision for loan and lease losses$133,0004,539
Total noninterest income$414,0005,501
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$302,0003,967
Trading account gains and feesNANA
Additional Noninterest Income$112,0006,354
Total noninterest expense$2,868,0004,374
Salaries and employee benefits$1,518,0004,296
Premises and equipment expense$365,0004,829
Additional noninterest expense$985,0004,066
Pre-tax net operating income$1,147,0004,904
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$1,147,0004,010
Extraordinary gains, net$035
Net income$1,147,0004,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$125,0003,156
Cash dividends$936,0002,403
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,147,0003,972
1998-12-31 (YTD Data)Rank
Total interest income$6,433,0004,718
Total interest expense$3,004,0004,726
Net interest income$3,429,0004,670
Provision for loan and lease losses$99,0005,169
Total noninterest income$423,0005,434
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$280,0004,143
Trading account gains and feesNANA
Additional Noninterest Income$143,0005,810
Total noninterest expense$2,596,0004,637
Salaries and employee benefits$1,345,0004,636
Premises and equipment expense$343,0004,949
Additional noninterest expense$908,0004,266
Pre-tax net operating income$1,157,0004,995
Securities gains (losses)$04,449
Applicable income taxes$222,0005,925
Income before extraordinary items$935,0004,702
Extraordinary gains, net$032
Net income$935,0004,702
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0004,320
Cash dividends$870,0002,452
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$935,0004,620
1997-12-31 (YTD Data)Rank
Total interest income$6,027,0005,050
Total interest expense$2,680,0005,136
Net interest income$3,347,0004,888
Provision for loan and lease losses$112,0004,932
Total noninterest income$345,0006,209
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$253,0004,626
Trading account gains and feesNANA
Additional Noninterest Income$92,0007,011
Total noninterest expense$2,403,0004,943
Salaries and employee benefits$1,282,0004,832
Premises and equipment expense$338,0005,033
Additional noninterest expense$783,0004,807
Pre-tax net operating income$1,177,0005,299
Securities gains (losses)$-8,0009,909
Applicable income taxes$391,0004,942
Income before extraordinary items$778,0005,549
Extraordinary gains, net$044
Net income$778,0005,551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,394
Cash dividends$428,0003,812
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$783,3605,480
1996-12-31 (YTD Data)Rank
Total interest income$5,721,0005,360
Total interest expense$2,436,0005,620
Net interest income$3,285,0005,094
Provision for loan and lease losses$120,0004,568
Total noninterest income$338,0006,535
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$242,0004,935
Trading account gains and feesNANA
Additional Noninterest Income$96,0007,256
Total noninterest expense$2,584,0004,877
Salaries and employee benefits$1,278,0004,915
Premises and equipment expense$180,0007,427
Additional noninterest expense$1,126,0003,986
Pre-tax net operating income$919,0006,023
Securities gains (losses)$04,148
Applicable income taxes$309,0005,738
Income before extraordinary items$610,0006,213
Extraordinary gains, net$053
Net income$610,0006,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0004,277
Cash dividends$342,0004,248
Sale, conversion, retirement of capital stock, net$0953
Net operating income$610,0006,155
1995-12-31 (YTD Data)Rank
Total interest income$5,363,0005,686
Total interest expense$2,244,0005,986
Net interest income$3,119,0005,334
Provision for loan and lease losses$48,0006,309
Total noninterest income$373,0006,241
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$279,0004,556
Trading account gains and feesNANA
Additional Noninterest Income$94,0007,422
Total noninterest expense$1,996,0005,987
Salaries and employee benefits$1,082,0005,672
Premises and equipment expense$132,0008,739
Additional noninterest expense$782,0005,355
Pre-tax net operating income$1,448,0004,587
Securities gains (losses)$03,831
Applicable income taxes$496,0004,219
Income before extraordinary items$952,0004,781
Extraordinary gains, net$065
Net income$952,0004,780
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0006,109
Cash dividends$698,0002,669
Sale, conversion, retirement of capital stock, net$0809
Net operating income$952,0004,776
1994-12-31 (YTD Data)Rank
Total interest income$4,811,0005,838
Total interest expense$1,676,0006,396
Net interest income$3,135,0005,426
Provision for loan and lease losses$09,146
Total noninterest income$339,0006,791
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$249,0005,068
Trading account gains and feesNANA
Additional Noninterest Income$90,0007,838
Total noninterest expense$1,909,0006,433
Salaries and employee benefits$999,0006,092
Premises and equipment expense$127,0009,189
Additional noninterest expense$783,0005,802
Pre-tax net operating income$1,565,0004,256
Securities gains (losses)$03,600
Applicable income taxes$542,0003,812
Income before extraordinary items$1,023,0004,460
Extraordinary gains, net$0249
Net income$1,023,0004,460
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0004,622
Cash dividends$515,0003,114
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,023,0004,501
1993-12-31 (YTD Data)Rank
Total interest income$4,781,0006,007
Total interest expense$1,620,0006,824
Net interest income$3,161,0005,423
Provision for loan and lease losses$41,0007,900
Total noninterest income$397,0006,507
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$269,0004,831
Trading account gains and feesNANA
Additional Noninterest Income$128,0007,075
Total noninterest expense$1,881,0006,671
Salaries and employee benefits$993,0006,176
Premises and equipment expense$113,00010,024
Additional noninterest expense$775,0006,079
Pre-tax net operating income$1,636,0004,007
Securities gains (losses)$07,477
Applicable income taxes$522,0004,031
Income before extraordinary items$1,114,0004,279
Extraordinary gains, net$03,149
Net income$1,114,0004,400
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0007,087
Cash dividends$279,0004,616
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,114,0004,061
1992-12-31 (YTD Data)Rank
Total interest income$5,139,0006,252
Total interest expense$2,076,0006,931
Net interest income$3,063,0005,622
Provision for loan and lease losses$191,0005,348
Total noninterest income$328,0007,370
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$259,0005,001
Trading account gains and feesNANA
Additional Noninterest Income$69,0009,328
Total noninterest expense$1,855,0006,785
Salaries and employee benefits$948,0006,342
Premises and equipment expense$159,0008,856
Additional noninterest expense$748,0006,431
Pre-tax net operating income$1,345,0004,485
Securities gains (losses)$08,369
Applicable income taxes$457,0004,306
Income before extraordinary items$888,0004,981
Extraordinary gains, net$01,422
Net income$888,0005,030
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0004,954
Cash dividends$236,0004,659
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$888,0004,674

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.