Home > First National Bank > Income and Expense
First National Bank, Income and Expense
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,716,000 | 7,675 |
| Total interest expense | $670,000 | 6,692 |
| Net interest income | $1,046,000 | 7,949 |
| Provision for loan and lease losses | $3,789,000 | 319 |
| Total noninterest income | $-208,000 | 8,968 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $147,000 | 5,822 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $-355,000 | 8,976 |
| Total noninterest expense | $2,202,000 | 5,696 |
| Salaries and employee benefits | $611,000 | 7,624 |
| Premises and equipment expense | $202,000 | 6,741 |
| Additional noninterest expense | $1,389,000 | 3,325 |
| Pre-tax net operating income | $-5,153,000 | 8,959 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-1,752,000 | 8,961 |
| Income before extraordinary items | $-3,402,000 | 8,950 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,402,000 | 8,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,344,000 | 232 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-3,402,000 | 8,938 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,336,000 | 7,642 |
| Total interest expense | $555,000 | 6,435 |
| Net interest income | $781,000 | 7,989 |
| Provision for loan and lease losses | $3,560,000 | 278 |
| Total noninterest income | $-217,000 | 9,020 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $119,000 | 5,723 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-336,000 | 9,031 |
| Total noninterest expense | $1,417,000 | 6,152 |
| Salaries and employee benefits | $436,000 | 7,684 |
| Premises and equipment expense | $127,000 | 7,085 |
| Additional noninterest expense | $854,000 | 3,882 |
| Pre-tax net operating income | $-4,413,000 | 9,009 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-1,501,000 | 9,005 |
| Income before extraordinary items | $-2,912,000 | 9,003 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-2,912,000 | 9,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,125,000 | 253 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-2,912,000 | 8,992 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $869,000 | 7,730 |
| Total interest expense | $390,000 | 6,350 |
| Net interest income | $479,000 | 8,174 |
| Provision for loan and lease losses | $2,920,000 | 235 |
| Total noninterest income | $-228,000 | 9,077 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $83,000 | 5,648 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $-311,000 | 9,087 |
| Total noninterest expense | $1,014,000 | 5,949 |
| Salaries and employee benefits | $309,000 | 7,595 |
| Premises and equipment expense | $71,000 | 7,432 |
| Additional noninterest expense | $634,000 | 3,578 |
| Pre-tax net operating income | $-3,683,000 | 9,065 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-1,252,000 | 9,058 |
| Income before extraordinary items | $-2,431,000 | 9,057 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,431,000 | 9,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,024,000 | 205 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-2,431,000 | 9,045 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $544,000 | 7,317 |
| Total interest expense | $184,000 | 6,554 |
| Net interest income | $360,000 | 7,485 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $-54,000 | 9,106 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $58,000 | 4,878 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $-112,000 | 9,122 |
| Total noninterest expense | $390,000 | 6,827 |
| Salaries and employee benefits | $144,000 | 7,786 |
| Premises and equipment expense | $35,000 | 7,507 |
| Additional noninterest expense | $211,000 | 4,880 |
| Pre-tax net operating income | $-144,000 | 8,853 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-49,000 | 8,970 |
| Income before extraordinary items | $-95,000 | 8,833 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-95,000 | 8,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $531,000 | 415 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-95,000 | 8,800 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $391,000 | 9,005 |
| Total interest expense | $122,000 | 8,914 |
| Net interest income | $269,000 | 9,012 |
| Provision for loan and lease losses | $40,000 | 6,511 |
| Total noninterest income | $34,000 | 8,904 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $33,000 | 7,674 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,000 | 9,013 |
| Total noninterest expense | $1,124,000 | 7,629 |
| Salaries and employee benefits | $97,000 | 9,123 |
| Premises and equipment expense | $12,000 | 9,113 |
| Additional noninterest expense | $1,015,000 | 4,220 |
| Pre-tax net operating income | $-861,000 | 8,936 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $5,000 | 7,192 |
| Income before extraordinary items | $-866,000 | 9,006 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-866,000 | 9,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,940 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 273 |
| Net operating income | $-866,000 | 8,958 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,683,000 | 7,401 |
| Total interest expense | $599,000 | 6,856 |
| Net interest income | $1,084,000 | 7,496 |
| Provision for loan and lease losses | $3,310,000 | 373 |
| Total noninterest income | $285,000 | 6,127 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $216,000 | 4,416 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $69,000 | 6,726 |
| Total noninterest expense | $1,178,000 | 6,754 |
| Salaries and employee benefits | $431,000 | 7,766 |
| Premises and equipment expense | $91,000 | 7,794 |
| Additional noninterest expense | $656,000 | 4,699 |
| Pre-tax net operating income | $-3,119,000 | 9,186 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $-621,000 | 9,182 |
| Income before extraordinary items | $-2,498,000 | 9,208 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-2,498,000 | 9,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,762,000 | 482 |
| Cash dividends | $60,000 | 5,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-2,498,000 | 9,176 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,100,000 | 7,491 |
| Total interest expense | $403,000 | 6,961 |
| Net interest income | $697,000 | 7,594 |
| Provision for loan and lease losses | $3,310,000 | 270 |
| Total noninterest income | $173,000 | 6,318 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $122,000 | 4,816 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $51,000 | 6,530 |
| Total noninterest expense | $784,000 | 6,768 |
| Salaries and employee benefits | $283,000 | 7,832 |
| Premises and equipment expense | $73,000 | 7,478 |
| Additional noninterest expense | $428,000 | 4,768 |
| Pre-tax net operating income | $-3,224,000 | 9,240 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-583,000 | 9,224 |
| Income before extraordinary items | $-2,641,000 | 9,252 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-2,641,000 | 9,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,758,000 | 364 |
| Cash dividends | $60,000 | 4,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-2,641,000 | 9,225 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $557,000 | 7,504 |
| Total interest expense | $205,000 | 7,010 |
| Net interest income | $352,000 | 7,600 |
| Provision for loan and lease losses | $50,000 | 3,651 |
| Total noninterest income | $95,000 | 6,020 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $86,000 | 3,914 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 7,987 |
| Total noninterest expense | $360,000 | 7,047 |
| Salaries and employee benefits | $140,000 | 7,894 |
| Premises and equipment expense | $34,000 | 7,649 |
| Additional noninterest expense | $186,000 | 5,230 |
| Pre-tax net operating income | $37,000 | 8,200 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-8,000 | 9,057 |
| Income before extraordinary items | $45,000 | 7,996 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $45,000 | 7,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 1,373 |
| Cash dividends | $60,000 | 3,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $45,000 | 7,844 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,894,000 | 6,965 |
| Total interest expense | $943,000 | 7,075 |
| Net interest income | $1,951,000 | 6,700 |
| Provision for loan and lease losses | $165,000 | 4,742 |
| Total noninterest income | $720,000 | 4,255 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $436,000 | 3,324 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $284,000 | 4,367 |
| Total noninterest expense | $1,921,000 | 6,019 |
| Salaries and employee benefits | $732,000 | 7,148 |
| Premises and equipment expense | $201,000 | 6,768 |
| Additional noninterest expense | $988,000 | 4,219 |
| Pre-tax net operating income | $585,000 | 6,467 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $210,000 | 5,041 |
| Income before extraordinary items | $375,000 | 6,960 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $375,000 | 6,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 2,713 |
| Cash dividends | $50,000 | 5,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $375,000 | 6,833 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,459,000 | 6,800 |
| Total interest expense | $1,585,000 | 6,812 |
| Net interest income | $1,874,000 | 6,651 |
| Provision for loan and lease losses | $190,000 | 4,243 |
| Total noninterest income | $595,000 | 4,598 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $510,000 | 2,803 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $85,000 | 6,770 |
| Total noninterest expense | $1,820,000 | 6,089 |
| Salaries and employee benefits | $781,000 | 6,874 |
| Premises and equipment expense | $235,000 | 6,282 |
| Additional noninterest expense | $804,000 | 4,764 |
| Pre-tax net operating income | $459,000 | 6,721 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $153,000 | 5,414 |
| Income before extraordinary items | $306,000 | 7,097 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $306,000 | 7,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 3,161 |
| Cash dividends | $65,000 | 6,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $306,000 | 6,984 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,139,000 | 7,272 |
| Total interest expense | $1,461,000 | 7,242 |
| Net interest income | $1,678,000 | 7,156 |
| Provision for loan and lease losses | $110,000 | 5,095 |
| Total noninterest income | $619,000 | 4,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $487,000 | 2,755 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 5,785 |
| Total noninterest expense | $1,789,000 | 6,076 |
| Salaries and employee benefits | $736,000 | 7,029 |
| Premises and equipment expense | $248,000 | 6,081 |
| Additional noninterest expense | $805,000 | 4,722 |
| Pre-tax net operating income | $398,000 | 7,481 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $134,000 | 6,108 |
| Income before extraordinary items | $264,000 | 7,696 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $264,000 | 7,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,349 |
| Cash dividends | $65,000 | 6,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $264,000 | 7,695 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,106,000 | 7,253 |
| Total interest expense | $1,425,000 | 7,142 |
| Net interest income | $1,681,000 | 7,223 |
| Provision for loan and lease losses | $261,000 | 2,965 |
| Total noninterest income | $608,000 | 4,390 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $439,000 | 2,958 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 5,316 |
| Total noninterest expense | $1,782,000 | 6,116 |
| Salaries and employee benefits | $702,000 | 7,224 |
| Premises and equipment expense | $204,000 | 6,750 |
| Additional noninterest expense | $876,000 | 4,472 |
| Pre-tax net operating income | $246,000 | 8,353 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $42,000 | 7,769 |
| Income before extraordinary items | $204,000 | 8,278 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $204,000 | 8,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 1,755 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $204,000 | 8,242 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,181,000 | 7,312 |
| Total interest expense | $1,569,000 | 7,046 |
| Net interest income | $1,612,000 | 7,447 |
| Provision for loan and lease losses | $366,000 | 2,213 |
| Total noninterest income | $531,000 | 4,768 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $458,000 | 2,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,394 |
| Total noninterest expense | $1,652,000 | 6,319 |
| Salaries and employee benefits | $667,000 | 7,390 |
| Premises and equipment expense | $204,000 | 6,645 |
| Additional noninterest expense | $781,000 | 4,767 |
| Pre-tax net operating income | $125,000 | 9,305 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $77,000 | 7,873 |
| Income before extraordinary items | $48,000 | 9,634 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $48,000 | 9,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 2,446 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $48,000 | 9,574 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,045,000 | 7,707 |
| Total interest expense | $1,512,000 | 7,322 |
| Net interest income | $1,533,000 | 7,908 |
| Provision for loan and lease losses | $245,000 | 2,986 |
| Total noninterest income | $468,000 | 5,210 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $397,000 | 3,243 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 7,666 |
| Total noninterest expense | $1,434,000 | 6,952 |
| Salaries and employee benefits | $654,000 | 7,580 |
| Premises and equipment expense | $207,000 | 6,730 |
| Additional noninterest expense | $573,000 | 5,977 |
| Pre-tax net operating income | $322,000 | 8,874 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $98,000 | 8,429 |
| Income before extraordinary items | $224,000 | 8,951 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $224,000 | 8,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $218,000 | 2,419 |
| Cash dividends | $81,000 | 6,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $224,000 | 8,917 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,633,000 | 8,514 |
| Total interest expense | $1,268,000 | 8,194 |
| Net interest income | $1,365,000 | 8,598 |
| Provision for loan and lease losses | $337,000 | 2,379 |
| Total noninterest income | $348,000 | 6,461 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $267,000 | 4,592 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 7,707 |
| Total noninterest expense | $1,404,000 | 7,379 |
| Salaries and employee benefits | $634,000 | 7,930 |
| Premises and equipment expense | $226,000 | 6,592 |
| Additional noninterest expense | $544,000 | 6,732 |
| Pre-tax net operating income | $-28,000 | 10,859 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-23,000 | 11,001 |
| Income before extraordinary items | $-5,000 | 10,831 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-5,000 | 10,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $309,000 | 2,036 |
| Cash dividends | $159,000 | 5,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-5,000 | 10,785 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,188,000 | 9,434 |
| Total interest expense | $1,026,000 | 9,160 |
| Net interest income | $1,162,000 | 9,445 |
| Provision for loan and lease losses | $63,000 | 5,638 |
| Total noninterest income | $245,000 | 7,763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 5,848 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,034 |
| Total noninterest expense | $1,041,000 | 8,788 |
| Salaries and employee benefits | $496,000 | 9,148 |
| Premises and equipment expense | $120,000 | 9,038 |
| Additional noninterest expense | $425,000 | 7,953 |
| Pre-tax net operating income | $303,000 | 9,720 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $112,000 | 8,934 |
| Income before extraordinary items | $192,000 | 10,019 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $192,000 | 10,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,712 |
| Cash dividends | $164,000 | 5,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $191,360 | 10,001 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,922,000 | 9,944 |
| Total interest expense | $774,000 | 9,742 |
| Net interest income | $1,148,000 | 9,916 |
| Provision for loan and lease losses | $132,000 | 3,859 |
| Total noninterest income | $265,000 | 7,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $227,000 | 5,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 10,284 |
| Total noninterest expense | $895,000 | 9,794 |
| Salaries and employee benefits | $418,000 | 10,125 |
| Premises and equipment expense | $112,000 | 9,637 |
| Additional noninterest expense | $365,000 | 9,181 |
| Pre-tax net operating income | $386,000 | 9,468 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $138,000 | 8,551 |
| Income before extraordinary items | $248,000 | 9,719 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $248,000 | 9,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 2,592 |
| Cash dividends | $44,000 | 8,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $248,000 | 9,790 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,773,000 | 10,650 |
| Total interest expense | $669,000 | 10,772 |
| Net interest income | $1,104,000 | 10,395 |
| Provision for loan and lease losses | $70,000 | 6,634 |
| Total noninterest income | $233,000 | 8,661 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 6,059 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 10,795 |
| Total noninterest expense | $864,000 | 10,376 |
| Salaries and employee benefits | $370,000 | 10,938 |
| Premises and equipment expense | $122,000 | 9,724 |
| Additional noninterest expense | $372,000 | 9,572 |
| Pre-tax net operating income | $403,000 | 9,388 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $145,000 | 8,762 |
| Income before extraordinary items | $262,000 | 9,902 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $262,000 | 10,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 5,636 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $259,440 | 9,674 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,858,000 | 11,181 |
| Total interest expense | $764,000 | 11,500 |
| Net interest income | $1,094,000 | 10,719 |
| Provision for loan and lease losses | $144,000 | 6,224 |
| Total noninterest income | $219,000 | 9,045 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 6,208 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 11,767 |
| Total noninterest expense | $772,000 | 11,147 |
| Salaries and employee benefits | $372,000 | 11,196 |
| Premises and equipment expense | $104,000 | 10,590 |
| Additional noninterest expense | $296,000 | 10,876 |
| Pre-tax net operating income | $397,000 | 9,270 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $125,000 | 9,233 |
| Income before extraordinary items | $276,000 | 9,609 |
| Extraordinary gains, net | $43,000 | 1,034 |
| Net income | $319,000 | 9,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 4,836 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $273,240 | 9,270 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.