Home > First National Bank > Income and Expense
First National Bank, Income and Expense
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,628,000 | 8,951 |
Total interest expense | $1,100,000 | 8,685 |
Net interest income | $1,528,000 | 9,021 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $205,000 | 9,141 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $131,000 | 7,556 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $74,000 | 8,889 |
Total noninterest expense | $988,000 | 9,788 |
Salaries and employee benefits | $491,000 | 9,757 |
Premises and equipment expense | $125,000 | 9,643 |
Additional noninterest expense | $372,000 | 9,572 |
Pre-tax net operating income | $745,000 | 7,118 |
Securities gains (losses) | $5,000 | 6,132 |
Applicable income taxes | $178,000 | 8,047 |
Income before extraordinary items | $572,000 | 6,998 |
Extraordinary gains, net | $8,000 | 2,989 |
Net income | $580,000 | 7,103 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-10,000 | 11,729 |
Cash dividends | $100,000 | 6,847 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $568,200 | 6,762 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,654,000 | 9,617 |
Total interest expense | $1,262,000 | 9,388 |
Net interest income | $1,392,000 | 9,650 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $206,000 | 9,295 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $137,000 | 7,474 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $69,000 | 9,328 |
Total noninterest expense | $898,000 | 10,493 |
Salaries and employee benefits | $443,000 | 10,380 |
Premises and equipment expense | $126,000 | 9,817 |
Additional noninterest expense | $329,000 | 10,445 |
Pre-tax net operating income | $700,000 | 7,093 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $185,000 | 7,849 |
Income before extraordinary items | $515,000 | 7,199 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $515,000 | 7,294 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 12,178 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $515,000 | 6,827 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.