Home > First National Bank > Income and Expense
First National Bank, Income and Expense
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $184,000 | 8,927 |
| Total interest expense | $44,000 | 8,876 |
| Net interest income | $140,000 | 8,920 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $31,000 | 8,696 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $29,000 | 7,502 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,821 |
| Total noninterest expense | $182,000 | 8,956 |
| Salaries and employee benefits | $100,000 | 8,945 |
| Premises and equipment expense | $17,000 | 8,891 |
| Additional noninterest expense | $65,000 | 8,892 |
| Pre-tax net operating income | $-11,000 | 8,497 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-4,000 | 8,693 |
| Income before extraordinary items | $-7,000 | 8,520 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-7,000 | 8,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,149 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-7,000 | 8,483 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,106,000 | 7,230 |
| Total interest expense | $324,000 | 6,794 |
| Net interest income | $782,000 | 7,270 |
| Provision for loan and lease losses | $8,000 | 6,484 |
| Total noninterest income | $183,000 | 6,026 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $164,000 | 4,129 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $19,000 | 7,792 |
| Total noninterest expense | $746,000 | 6,908 |
| Salaries and employee benefits | $346,000 | 7,327 |
| Premises and equipment expense | $79,000 | 7,252 |
| Additional noninterest expense | $321,000 | 5,766 |
| Pre-tax net operating income | $211,000 | 7,102 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $44,000 | 5,755 |
| Income before extraordinary items | $167,000 | 7,195 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $167,000 | 7,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,091 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $167,000 | 7,114 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $546,000 | 7,309 |
| Total interest expense | $169,000 | 6,763 |
| Net interest income | $377,000 | 7,395 |
| Provision for loan and lease losses | $8,000 | 5,831 |
| Total noninterest income | $89,000 | 6,038 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $81,000 | 4,084 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $370,000 | 6,978 |
| Salaries and employee benefits | $175,000 | 7,332 |
| Premises and equipment expense | $41,000 | 7,205 |
| Additional noninterest expense | $154,000 | 5,926 |
| Pre-tax net operating income | $88,000 | 7,338 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $12,000 | 6,136 |
| Income before extraordinary items | $76,000 | 7,310 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $76,000 | 7,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,966 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $76,000 | 7,223 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,977,000 | 7,563 |
| Total interest expense | $704,000 | 7,027 |
| Net interest income | $1,273,000 | 7,698 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $444,000 | 5,721 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $346,000 | 3,983 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $98,000 | 6,567 |
| Total noninterest expense | $1,486,000 | 6,911 |
| Salaries and employee benefits | $701,000 | 7,294 |
| Premises and equipment expense | $144,000 | 7,479 |
| Additional noninterest expense | $641,000 | 5,772 |
| Pre-tax net operating income | $231,000 | 7,715 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $231,000 | 7,612 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $231,000 | 7,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,824 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $231,000 | 7,481 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,465,000 | 7,691 |
| Total interest expense | $546,000 | 7,096 |
| Net interest income | $919,000 | 7,841 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $306,000 | 5,979 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $252,000 | 4,072 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $54,000 | 7,104 |
| Total noninterest expense | $1,124,000 | 6,895 |
| Salaries and employee benefits | $523,000 | 7,280 |
| Premises and equipment expense | $106,000 | 7,527 |
| Additional noninterest expense | $495,000 | 5,673 |
| Pre-tax net operating income | $101,000 | 8,223 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $101,000 | 8,209 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $101,000 | 8,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,434 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $101,000 | 8,079 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $959,000 | 7,794 |
| Total interest expense | $379,000 | 7,117 |
| Net interest income | $580,000 | 7,960 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $189,000 | 6,125 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $164,000 | 4,092 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $25,000 | 7,564 |
| Total noninterest expense | $759,000 | 6,874 |
| Salaries and employee benefits | $346,000 | 7,319 |
| Premises and equipment expense | $69,000 | 7,580 |
| Additional noninterest expense | $344,000 | 5,522 |
| Pre-tax net operating income | $10,000 | 8,611 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $10,000 | 8,705 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $10,000 | 8,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,495 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $10,000 | 8,592 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $485,000 | 7,809 |
| Total interest expense | $196,000 | 7,129 |
| Net interest income | $289,000 | 8,004 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $92,000 | 6,102 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $78,000 | 4,130 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 7,447 |
| Total noninterest expense | $385,000 | 6,830 |
| Salaries and employee benefits | $168,000 | 7,426 |
| Premises and equipment expense | $31,000 | 7,807 |
| Additional noninterest expense | $186,000 | 5,230 |
| Pre-tax net operating income | $-4,000 | 8,740 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-4,000 | 8,794 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,000 | 8,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,858 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-4,000 | 8,691 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,903,000 | 7,961 |
| Total interest expense | $925,000 | 7,129 |
| Net interest income | $978,000 | 8,294 |
| Provision for loan and lease losses | $-425,000 | 9,330 |
| Total noninterest income | $393,000 | 5,823 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $281,000 | 4,375 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $112,000 | 6,211 |
| Total noninterest expense | $1,665,000 | 6,528 |
| Salaries and employee benefits | $735,000 | 7,137 |
| Premises and equipment expense | $146,000 | 7,500 |
| Additional noninterest expense | $784,000 | 5,001 |
| Pre-tax net operating income | $131,000 | 8,193 |
| Securities gains (losses) | $16,000 | 3,321 |
| Applicable income taxes | $-142,000 | 9,097 |
| Income before extraordinary items | $289,000 | 7,375 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $289,000 | 7,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 3,353 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $723,000 | 424 |
| Net operating income | $273,000 | 7,358 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,553,000 | 7,690 |
| Total interest expense | $1,412,000 | 7,168 |
| Net interest income | $1,141,000 | 8,002 |
| Provision for loan and lease losses | $666,000 | 1,745 |
| Total noninterest income | $355,000 | 5,991 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $308,000 | 4,094 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $47,000 | 7,763 |
| Total noninterest expense | $1,775,000 | 6,191 |
| Salaries and employee benefits | $761,000 | 6,940 |
| Premises and equipment expense | $144,000 | 7,624 |
| Additional noninterest expense | $870,000 | 4,508 |
| Pre-tax net operating income | $-945,000 | 9,340 |
| Securities gains (losses) | $-9,000 | 9,278 |
| Applicable income taxes | $-2,000 | 8,936 |
| Income before extraordinary items | $-952,000 | 9,405 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-952,000 | 9,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $421,000 | 1,761 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-943,000 | 9,372 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,044,000 | 7,365 |
| Total interest expense | $1,298,000 | 7,584 |
| Net interest income | $1,746,000 | 7,021 |
| Provision for loan and lease losses | $721,000 | 1,373 |
| Total noninterest income | $433,000 | 5,319 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $349,000 | 3,602 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 6,813 |
| Total noninterest expense | $1,664,000 | 6,337 |
| Salaries and employee benefits | $702,000 | 7,196 |
| Premises and equipment expense | $145,000 | 7,669 |
| Additional noninterest expense | $817,000 | 4,665 |
| Pre-tax net operating income | $-206,000 | 9,344 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-72,000 | 9,539 |
| Income before extraordinary items | $-134,000 | 9,308 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-134,000 | 9,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $436,000 | 1,376 |
| Cash dividends | $65,000 | 6,264 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 818 |
| Net operating income | $-134,000 | 9,305 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,091,000 | 7,271 |
| Total interest expense | $1,271,000 | 7,471 |
| Net interest income | $1,820,000 | 6,970 |
| Provision for loan and lease losses | $285,000 | 2,788 |
| Total noninterest income | $483,000 | 5,058 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $403,000 | 3,199 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,144 |
| Total noninterest expense | $1,498,000 | 6,787 |
| Salaries and employee benefits | $632,000 | 7,582 |
| Premises and equipment expense | $141,000 | 7,831 |
| Additional noninterest expense | $725,000 | 5,133 |
| Pre-tax net operating income | $520,000 | 7,057 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $251,000 | 5,195 |
| Income before extraordinary items | $269,000 | 7,798 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $269,000 | 7,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,426 |
| Cash dividends | $64,000 | 6,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $269,000 | 7,774 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,971,000 | 7,566 |
| Total interest expense | $1,299,000 | 7,677 |
| Net interest income | $1,672,000 | 7,345 |
| Provision for loan and lease losses | $184,000 | 3,684 |
| Total noninterest income | $471,000 | 5,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $393,000 | 3,183 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,242 |
| Total noninterest expense | $1,376,000 | 7,028 |
| Salaries and employee benefits | $620,000 | 7,642 |
| Premises and equipment expense | $135,000 | 7,968 |
| Additional noninterest expense | $621,000 | 5,620 |
| Pre-tax net operating income | $583,000 | 7,006 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $232,000 | 5,807 |
| Income before extraordinary items | $351,000 | 7,527 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $351,000 | 7,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,741 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 976 |
| Net operating income | $351,000 | 7,445 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,457,000 | 8,430 |
| Total interest expense | $1,030,000 | 8,597 |
| Net interest income | $1,427,000 | 8,166 |
| Provision for loan and lease losses | $104,000 | 5,080 |
| Total noninterest income | $392,000 | 5,793 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $305,000 | 4,013 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 7,166 |
| Total noninterest expense | $1,247,000 | 7,507 |
| Salaries and employee benefits | $591,000 | 7,980 |
| Premises and equipment expense | $141,000 | 8,004 |
| Additional noninterest expense | $515,000 | 6,382 |
| Pre-tax net operating income | $468,000 | 8,097 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $165,000 | 7,393 |
| Income before extraordinary items | $303,000 | 8,350 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $303,000 | 8,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,007 |
| Cash dividends | $65,000 | 6,979 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 984 |
| Net operating income | $303,000 | 8,306 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,867,000 | 9,561 |
| Total interest expense | $732,000 | 9,874 |
| Net interest income | $1,135,000 | 9,191 |
| Provision for loan and lease losses | $20,000 | 7,945 |
| Total noninterest income | $255,000 | 7,510 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 9,167 |
| Total noninterest expense | $1,027,000 | 8,574 |
| Salaries and employee benefits | $492,000 | 8,953 |
| Premises and equipment expense | $79,000 | 9,841 |
| Additional noninterest expense | $456,000 | 7,412 |
| Pre-tax net operating income | $343,000 | 8,844 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $114,000 | 8,499 |
| Income before extraordinary items | $229,000 | 9,009 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $229,000 | 9,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,232 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 834 |
| Net operating income | $229,000 | 8,949 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,640,000 | 10,275 |
| Total interest expense | $631,000 | 10,563 |
| Net interest income | $1,009,000 | 9,919 |
| Provision for loan and lease losses | $37,000 | 6,739 |
| Total noninterest income | $251,000 | 7,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 5,864 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 8,706 |
| Total noninterest expense | $825,000 | 9,660 |
| Salaries and employee benefits | $371,000 | 10,161 |
| Premises and equipment expense | $59,000 | 10,818 |
| Additional noninterest expense | $395,000 | 8,240 |
| Pre-tax net operating income | $398,000 | 9,079 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-10,000 | 11,518 |
| Income before extraordinary items | $408,000 | 7,987 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $408,000 | 7,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $119,000 | 541 |
| Net operating income | $408,000 | 7,950 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,285,000 | 11,173 |
| Total interest expense | $442,000 | 11,381 |
| Net interest income | $843,000 | 10,907 |
| Provision for loan and lease losses | $10,000 | 8,460 |
| Total noninterest income | $223,000 | 8,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 6,224 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,081 |
| Total noninterest expense | $784,000 | 10,310 |
| Salaries and employee benefits | $325,000 | 10,970 |
| Premises and equipment expense | $57,000 | 11,399 |
| Additional noninterest expense | $402,000 | 8,814 |
| Pre-tax net operating income | $272,000 | 10,327 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-9,000 | 12,080 |
| Income before extraordinary items | $281,000 | 9,360 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $281,000 | 9,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 11,894 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 1,093 |
| Net operating income | $281,000 | 9,418 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,209,000 | 11,871 |
| Total interest expense | $457,000 | 11,903 |
| Net interest income | $752,000 | 11,690 |
| Provision for loan and lease losses | $47,000 | 7,653 |
| Total noninterest income | $192,000 | 9,372 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 7,195 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,323 |
| Total noninterest expense | $719,000 | 11,076 |
| Salaries and employee benefits | $311,000 | 11,542 |
| Premises and equipment expense | $54,000 | 12,082 |
| Additional noninterest expense | $354,000 | 9,795 |
| Pre-tax net operating income | $178,000 | 11,234 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $-48,000 | 12,886 |
| Income before extraordinary items | $228,000 | 10,293 |
| Extraordinary gains, net | $36,000 | 2,367 |
| Net income | $264,000 | 10,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 4,285 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,209 |
| Net operating income | $226,000 | 10,089 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,132,000 | 12,760 |
| Total interest expense | $481,000 | 12,842 |
| Net interest income | $651,000 | 12,510 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $169,000 | 10,065 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 7,552 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 11,401 |
| Total noninterest expense | $726,000 | 11,372 |
| Salaries and employee benefits | $301,000 | 11,997 |
| Premises and equipment expense | $56,000 | 12,452 |
| Additional noninterest expense | $369,000 | 9,960 |
| Pre-tax net operating income | $94,000 | 12,084 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $95,000 | 12,005 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $95,000 | 12,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 8,793 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $339,000 | 630 |
| Net operating income | $94,000 | 11,712 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.