Home > First National Bank > Income and Expense

First National Bank, Income and Expense

1997-12-31 (YTD Data)Rank
Total interest income$881,00010,401
Total interest expense$401,00010,333
Net interest income$480,00010,420
Provision for loan and lease losses$48,0006,747
Total noninterest income$87,0009,641
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$68,0007,935
Trading account gains and feesNANA
Additional Noninterest Income$19,0009,900
Total noninterest expense$476,00010,213
Salaries and employee benefits$229,00010,398
Premises and equipment expense$110,0008,728
Additional noninterest expense$137,00010,153
Pre-tax net operating income$43,00010,266
Securities gains (losses)$03,944
Applicable income taxes$010,065
Income before extraordinary items$43,00010,274
Extraordinary gains, net$044
Net income$43,00010,275
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0006,805
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$43,00010,236
1996-12-31 (YTD Data)Rank
Total interest income$877,00010,952
Total interest expense$430,00010,799
Net interest income$447,00011,001
Provision for loan and lease losses$4,0008,888
Total noninterest income$79,00010,301
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$67,0008,337
Trading account gains and feesNANA
Additional Noninterest Income$12,00010,870
Total noninterest expense$508,00010,556
Salaries and employee benefits$235,00010,806
Premises and equipment expense$99,0009,324
Additional noninterest expense$174,00010,241
Pre-tax net operating income$14,00010,727
Securities gains (losses)$04,148
Applicable income taxes$010,572
Income before extraordinary items$14,00010,762
Extraordinary gains, net$053
Net income$14,00010,758
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$14,00010,717
1995-12-31 (YTD Data)Rank
Total interest income$793,00011,530
Total interest expense$409,00011,297
Net interest income$384,00011,632
Provision for loan and lease losses$08,958
Total noninterest income$65,00011,062
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$55,0009,088
Trading account gains and feesNANA
Additional Noninterest Income$10,00011,496
Total noninterest expense$507,00010,993
Salaries and employee benefits$241,00011,226
Premises and equipment expense$85,00010,060
Additional noninterest expense$181,00010,668
Pre-tax net operating income$-58,00011,568
Securities gains (losses)$03,831
Applicable income taxes$011,151
Income before extraordinary items$-58,00011,573
Extraordinary gains, net$065
Net income$-58,00011,572
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$-58,00011,552
1994-12-31 (YTD Data)Rank
Total interest income$585,00012,338
Total interest expense$252,00012,206
Net interest income$333,00012,358
Provision for loan and lease losses$09,146
Total noninterest income$66,00011,591
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$60,0009,344
Trading account gains and feesNANA
Additional Noninterest Income$6,00012,297
Total noninterest expense$499,00011,624
Salaries and employee benefits$235,00011,792
Premises and equipment expense$69,00010,998
Additional noninterest expense$195,00011,210
Pre-tax net operating income$-100,00012,202
Securities gains (losses)$03,600
Applicable income taxes$011,630
Income before extraordinary items$-100,00012,159
Extraordinary gains, net$0249
Net income$-100,00012,160
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$-100,00012,173
1993-12-31 (YTD Data)Rank
Total interest income$642,00012,893
Total interest expense$232,00012,891
Net interest income$410,00012,790
Provision for loan and lease losses$010,371
Total noninterest income$90,00011,570
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$67,0009,435
Trading account gains and feesNANA
Additional Noninterest Income$23,00011,812
Total noninterest expense$515,00012,085
Salaries and employee benefits$255,00012,133
Premises and equipment expense$70,00011,498
Additional noninterest expense$190,00011,866
Pre-tax net operating income$-15,00012,480
Securities gains (losses)$07,477
Applicable income taxes$1,00012,075
Income before extraordinary items$-16,00012,562
Extraordinary gains, net$03,149
Net income$-16,00012,588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0009,724
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-16,00012,442
1992-12-31 (YTD Data)Rank
Total interest income$797,00013,356
Total interest expense$370,00013,301
Net interest income$427,00013,311
Provision for loan and lease losses$12,00011,000
Total noninterest income$109,00011,481
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$83,0009,060
Trading account gains and feesNANA
Additional Noninterest Income$26,00012,093
Total noninterest expense$506,00012,602
Salaries and employee benefits$246,00012,651
Premises and equipment expense$92,00011,034
Additional noninterest expense$168,00012,683
Pre-tax net operating income$18,00012,603
Securities gains (losses)$08,369
Applicable income taxes$1,00012,632
Income before extraordinary items$17,00012,790
Extraordinary gains, net$01,422
Net income$17,00012,786
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0008,210
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$17,00012,557

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.