Home > First National Bank > Income and Expense

First National Bank, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$23,00010,451
Total interest expense$010,441
Net interest income$23,00010,442
Provision for loan and lease losses$08,652
Total noninterest income$010,416
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$09,085
Trading account gains and fees$0224
Additional Noninterest Income$010,383
Total noninterest expense$7,00010,460
Salaries and employee benefits$010,448
Premises and equipment expense$010,432
Additional noninterest expense$7,00010,456
Pre-tax net operating income$16,0009,736
Securities gains (losses)$04,449
Applicable income taxes$7,0009,157
Income before extraordinary items$9,0009,801
Extraordinary gains, net$032
Net income$9,0009,798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$9,0009,749
1997-12-31 (YTD Data)Rank
Total interest income$619,00010,629
Total interest expense$276,00010,554
Net interest income$343,00010,631
Provision for loan and lease losses$6,0008,580
Total noninterest income$253,0007,186
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$223,0005,005
Trading account gains and feesNANA
Additional Noninterest Income$30,0009,328
Total noninterest expense$662,0009,516
Salaries and employee benefits$213,00010,476
Premises and equipment expense$118,0008,544
Additional noninterest expense$331,0008,002
Pre-tax net operating income$-72,00010,462
Securities gains (losses)$5,0002,787
Applicable income taxes$010,065
Income before extraordinary items$-67,00010,487
Extraordinary gains, net$044
Net income$-67,00010,489
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,835
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$-72,00010,455
1996-12-31 (YTD Data)Rank
Total interest income$695,00011,116
Total interest expense$301,00011,073
Net interest income$394,00011,097
Provision for loan and lease losses$16,0008,168
Total noninterest income$245,0007,655
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$199,0005,581
Trading account gains and feesNANA
Additional Noninterest Income$46,0009,071
Total noninterest expense$587,00010,213
Salaries and employee benefits$273,00010,559
Premises and equipment expense$103,0009,206
Additional noninterest expense$211,0009,812
Pre-tax net operating income$36,00010,658
Securities gains (losses)$04,148
Applicable income taxes$010,572
Income before extraordinary items$36,00010,649
Extraordinary gains, net$053
Net income$36,00010,646
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0006,815
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$36,00010,601
1995-12-31 (YTD Data)Rank
Total interest income$680,00011,644
Total interest expense$277,00011,623
Net interest income$403,00011,601
Provision for loan and lease losses$43,0006,516
Total noninterest income$234,0007,933
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$185,0005,967
Trading account gains and feesNANA
Additional Noninterest Income$49,0009,276
Total noninterest expense$607,00010,537
Salaries and employee benefits$281,00010,911
Premises and equipment expense$116,0009,162
Additional noninterest expense$210,00010,303
Pre-tax net operating income$-13,00011,516
Securities gains (losses)$03,831
Applicable income taxes$011,151
Income before extraordinary items$-13,00011,523
Extraordinary gains, net$065
Net income$-13,00011,520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0005,371
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$-13,00011,494
1994-12-31 (YTD Data)Rank
Total interest income$565,00012,351
Total interest expense$177,00012,392
Net interest income$388,00012,249
Provision for loan and lease losses$09,146
Total noninterest income$227,0008,289
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$198,0005,911
Trading account gains and feesNANA
Additional Noninterest Income$29,00010,859
Total noninterest expense$561,00011,310
Salaries and employee benefits$258,00011,597
Premises and equipment expense$103,0009,932
Additional noninterest expense$200,00011,156
Pre-tax net operating income$54,00011,894
Securities gains (losses)$03,600
Applicable income taxes$011,630
Income before extraordinary items$54,00011,776
Extraordinary gains, net$0249
Net income$54,00011,782
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,00010,077
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$54,00011,819
1993-12-31 (YTD Data)Rank
Total interest income$527,00013,028
Total interest expense$211,00012,959
Net interest income$316,00012,977
Provision for loan and lease losses$13,0009,510
Total noninterest income$231,0008,688
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$170,0006,605
Trading account gains and feesNANA
Additional Noninterest Income$61,0009,494
Total noninterest expense$646,00011,398
Salaries and employee benefits$250,00012,195
Premises and equipment expense$114,0009,987
Additional noninterest expense$282,00010,661
Pre-tax net operating income$-112,00012,605
Securities gains (losses)$07,477
Applicable income taxes$012,141
Income before extraordinary items$-112,00012,672
Extraordinary gains, net$03,149
Net income$-112,00012,692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0006,663
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$225,000759
Net operating income$-112,00012,575
1992-12-31 (YTD Data)Rank
Total interest income$735,00013,442
Total interest expense$330,00013,401
Net interest income$405,00013,378
Provision for loan and lease losses$8,00011,328
Total noninterest income$191,0009,589
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$153,0007,026
Trading account gains and feesNANA
Additional Noninterest Income$38,00011,181
Total noninterest expense$604,00012,039
Salaries and employee benefits$226,00012,873
Premises and equipment expense$132,0009,627
Additional noninterest expense$246,00011,589
Pre-tax net operating income$-16,00012,782
Securities gains (losses)$08,369
Applicable income taxes$012,680
Income before extraordinary items$-16,00012,930
Extraordinary gains, net$01,422
Net income$-16,00012,922
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0007,468
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-16,00012,732

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.