Home > First National Bank > Income and Expense
First National Bank, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,356,000 | 5,400 |
| Total interest expense | $144,000 | 5,057 |
| Net interest income | $1,212,000 | 5,391 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $268,000 | 4,527 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $134,000 | 3,759 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $134,000 | 4,525 |
| Total noninterest expense | $1,413,000 | 5,008 |
| Salaries and employee benefits | $592,000 | 5,302 |
| Premises and equipment expense | $107,000 | 5,282 |
| Additional noninterest expense | $714,000 | 4,264 |
| Pre-tax net operating income | $67,000 | 5,589 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $36,000 | 3,690 |
| Income before extraordinary items | $31,000 | 5,694 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $31,000 | 5,694 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $31,000 | 5,694 |
| Net charge-offs | $19,000 | 3,183 |
| Cash dividends | $31,000 | 3,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $31,000 | 5,662 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $901,000 | 5,454 |
| Total interest expense | $96,000 | 5,103 |
| Net interest income | $805,000 | 5,458 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $179,000 | 4,553 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $87,000 | 3,783 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $92,000 | 4,505 |
| Total noninterest expense | $820,000 | 5,222 |
| Salaries and employee benefits | $377,000 | 5,420 |
| Premises and equipment expense | $66,000 | 5,391 |
| Additional noninterest expense | $377,000 | 4,732 |
| Pre-tax net operating income | $164,000 | 5,224 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $50,000 | 3,393 |
| Income before extraordinary items | $114,000 | 5,401 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $114,000 | 5,399 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $114,000 | 5,400 |
| Net charge-offs | $19,000 | 2,811 |
| Cash dividends | $31,000 | 3,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $114,000 | 5,342 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $456,000 | 5,487 |
| Total interest expense | $48,000 | 5,149 |
| Net interest income | $408,000 | 5,488 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $88,000 | 4,544 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $42,000 | 3,837 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $46,000 | 4,486 |
| Total noninterest expense | $421,000 | 5,244 |
| Salaries and employee benefits | $189,000 | 5,464 |
| Premises and equipment expense | $34,000 | 5,410 |
| Additional noninterest expense | $198,000 | 4,677 |
| Pre-tax net operating income | $75,000 | 5,261 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $23,000 | 3,413 |
| Income before extraordinary items | $52,000 | 5,442 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $52,000 | 5,441 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $52,000 | 5,441 |
| Net charge-offs | $21,000 | 1,949 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $52,000 | 5,383 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,824,000 | 5,513 |
| Total interest expense | $203,000 | 5,145 |
| Net interest income | $1,621,000 | 5,522 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $394,000 | 4,505 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $208,000 | 3,650 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $186,000 | 4,537 |
| Total noninterest expense | $1,736,000 | 5,247 |
| Salaries and employee benefits | $829,000 | 5,421 |
| Premises and equipment expense | $140,000 | 5,471 |
| Additional noninterest expense | $767,000 | 4,781 |
| Pre-tax net operating income | $279,000 | 5,324 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $53,000 | 3,612 |
| Income before extraordinary items | $226,000 | 5,408 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $226,000 | 5,410 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $226,000 | 5,411 |
| Net charge-offs | $2,000 | 4,318 |
| Cash dividends | $170,000 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $226,000 | 5,358 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,344,000 | 5,599 |
| Total interest expense | $152,000 | 5,223 |
| Net interest income | $1,192,000 | 5,610 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $295,000 | 4,531 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $155,000 | 3,696 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $140,000 | 4,566 |
| Total noninterest expense | $1,320,000 | 5,273 |
| Salaries and employee benefits | $638,000 | 5,423 |
| Premises and equipment expense | $104,000 | 5,543 |
| Additional noninterest expense | $578,000 | 4,814 |
| Pre-tax net operating income | $167,000 | 5,542 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $44,000 | 3,689 |
| Income before extraordinary items | $123,000 | 5,655 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $123,000 | 5,658 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $123,000 | 5,658 |
| Net charge-offs | $3,000 | 3,929 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $123,000 | 5,621 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $900,000 | 5,638 |
| Total interest expense | $102,000 | 5,270 |
| Net interest income | $798,000 | 5,656 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $193,000 | 4,579 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $101,000 | 3,710 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $92,000 | 4,607 |
| Total noninterest expense | $888,000 | 5,301 |
| Salaries and employee benefits | $439,000 | 5,433 |
| Premises and equipment expense | $65,000 | 5,657 |
| Additional noninterest expense | $384,000 | 4,852 |
| Pre-tax net operating income | $103,000 | 5,615 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $26,000 | 3,757 |
| Income before extraordinary items | $77,000 | 5,727 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $77,000 | 5,728 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $77,000 | 5,729 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $77,000 | 5,681 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $451,000 | 5,680 |
| Total interest expense | $52,000 | 5,291 |
| Net interest income | $399,000 | 5,695 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $95,000 | 4,594 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $51,000 | 3,672 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $44,000 | 4,655 |
| Total noninterest expense | $451,000 | 5,331 |
| Salaries and employee benefits | $224,000 | 5,451 |
| Premises and equipment expense | $33,000 | 5,680 |
| Additional noninterest expense | $194,000 | 4,853 |
| Pre-tax net operating income | $43,000 | 5,677 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $9,000 | 3,868 |
| Income before extraordinary items | $34,000 | 5,755 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $34,000 | 5,756 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $34,000 | 5,756 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $34,000 | 5,706 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,916,000 | 5,705 |
| Total interest expense | $227,000 | 5,352 |
| Net interest income | $1,689,000 | 5,712 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $428,000 | 4,514 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $227,000 | 3,713 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $201,000 | 4,531 |
| Total noninterest expense | $1,911,000 | 5,338 |
| Salaries and employee benefits | $933,000 | 5,482 |
| Premises and equipment expense | $148,000 | 5,706 |
| Additional noninterest expense | $830,000 | 4,834 |
| Pre-tax net operating income | $206,000 | 5,658 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $26,000 | 3,937 |
| Income before extraordinary items | $180,000 | 5,712 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $180,000 | 5,713 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $180,000 | 5,714 |
| Net charge-offs | $-35,000 | 5,914 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $180,000 | 5,674 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,456,000 | 5,756 |
| Total interest expense | $172,000 | 5,410 |
| Net interest income | $1,284,000 | 5,754 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $324,000 | 4,547 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $171,000 | 3,752 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $153,000 | 4,539 |
| Total noninterest expense | $1,445,000 | 5,367 |
| Salaries and employee benefits | $703,000 | 5,497 |
| Premises and equipment expense | $111,000 | 5,774 |
| Additional noninterest expense | $631,000 | 4,835 |
| Pre-tax net operating income | $163,000 | 5,717 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $46,000 | 3,690 |
| Income before extraordinary items | $117,000 | 5,839 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $117,000 | 5,838 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $117,000 | 5,839 |
| Net charge-offs | $-26,000 | 5,857 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $117,000 | 5,810 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $985,000 | 5,771 |
| Total interest expense | $116,000 | 5,448 |
| Net interest income | $869,000 | 5,771 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $218,000 | 4,540 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $115,000 | 3,703 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $103,000 | 4,528 |
| Total noninterest expense | $967,000 | 5,396 |
| Salaries and employee benefits | $472,000 | 5,531 |
| Premises and equipment expense | $73,000 | 5,832 |
| Additional noninterest expense | $422,000 | 4,844 |
| Pre-tax net operating income | $120,000 | 5,693 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $34,000 | 3,638 |
| Income before extraordinary items | $86,000 | 5,810 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $86,000 | 5,812 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $86,000 | 5,813 |
| Net charge-offs | $-27,000 | 5,990 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $86,000 | 5,769 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $506,000 | 5,787 |
| Total interest expense | $59,000 | 5,497 |
| Net interest income | $447,000 | 5,786 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $108,000 | 4,516 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $59,000 | 3,655 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $49,000 | 4,588 |
| Total noninterest expense | $487,000 | 5,446 |
| Salaries and employee benefits | $241,000 | 5,555 |
| Premises and equipment expense | $38,000 | 5,848 |
| Additional noninterest expense | $208,000 | 4,921 |
| Pre-tax net operating income | $68,000 | 5,579 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $22,000 | 3,447 |
| Income before extraordinary items | $46,000 | 5,743 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $46,000 | 5,744 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $46,000 | 5,744 |
| Net charge-offs | $-31,000 | 6,177 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $46,000 | 5,712 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,115,000 | 5,801 |
| Total interest expense | $247,000 | 5,676 |
| Net interest income | $1,868,000 | 5,778 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $474,000 | 4,482 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $237,000 | 3,807 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $237,000 | 4,381 |
| Total noninterest expense | $2,018,000 | 5,452 |
| Salaries and employee benefits | $997,000 | 5,542 |
| Premises and equipment expense | $152,000 | 5,905 |
| Additional noninterest expense | $869,000 | 4,893 |
| Pre-tax net operating income | $324,000 | 5,427 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $69,000 | 3,621 |
| Income before extraordinary items | $255,000 | 5,538 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $255,000 | 5,543 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $255,000 | 5,543 |
| Net charge-offs | $17,000 | 4,903 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $255,000 | 5,481 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,582,000 | 5,874 |
| Total interest expense | $185,000 | 5,764 |
| Net interest income | $1,397,000 | 5,838 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $367,000 | 4,497 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $178,000 | 3,826 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $189,000 | 4,370 |
| Total noninterest expense | $1,544,000 | 5,440 |
| Salaries and employee benefits | $757,000 | 5,548 |
| Premises and equipment expense | $114,000 | 5,955 |
| Additional noninterest expense | $673,000 | 4,847 |
| Pre-tax net operating income | $220,000 | 5,615 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $61,000 | 3,611 |
| Income before extraordinary items | $159,000 | 5,795 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $159,000 | 5,797 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $159,000 | 5,797 |
| Net charge-offs | $16,000 | 4,516 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $159,000 | 5,730 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,061,000 | 5,899 |
| Total interest expense | $124,000 | 5,828 |
| Net interest income | $937,000 | 5,849 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $257,000 | 4,485 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $119,000 | 3,797 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $138,000 | 4,316 |
| Total noninterest expense | $1,027,000 | 5,466 |
| Salaries and employee benefits | $500,000 | 5,598 |
| Premises and equipment expense | $71,000 | 6,068 |
| Additional noninterest expense | $456,000 | 4,820 |
| Pre-tax net operating income | $167,000 | 5,502 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $45,000 | 3,552 |
| Income before extraordinary items | $122,000 | 5,713 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $122,000 | 5,715 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $122,000 | 5,715 |
| Net charge-offs | $-22,000 | 6,352 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $122,000 | 5,623 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $520,000 | 5,968 |
| Total interest expense | $62,000 | 5,899 |
| Net interest income | $458,000 | 5,915 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $135,000 | 4,364 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $59,000 | 3,789 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $76,000 | 4,167 |
| Total noninterest expense | $517,000 | 5,497 |
| Salaries and employee benefits | $236,000 | 5,755 |
| Premises and equipment expense | $36,000 | 6,088 |
| Additional noninterest expense | $245,000 | 4,695 |
| Pre-tax net operating income | $76,000 | 5,560 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $20,000 | 3,600 |
| Income before extraordinary items | $56,000 | 5,771 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $56,000 | 5,773 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $56,000 | 5,773 |
| Net charge-offs | $-15,000 | 6,346 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $56,000 | 5,679 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,338,000 | 5,920 |
| Total interest expense | $294,000 | 5,999 |
| Net interest income | $2,044,000 | 5,833 |
| Provision for loan and lease losses | $25,000 | 5,510 |
| Total noninterest income | $444,000 | 4,675 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $262,000 | 3,752 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $182,000 | 4,704 |
| Total noninterest expense | $2,103,000 | 5,567 |
| Salaries and employee benefits | $870,000 | 5,960 |
| Premises and equipment expense | $155,000 | 6,077 |
| Additional noninterest expense | $1,078,000 | 4,608 |
| Pre-tax net operating income | $360,000 | 5,253 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $96,000 | 3,536 |
| Income before extraordinary items | $264,000 | 5,573 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $264,000 | 5,569 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $264,000 | 5,571 |
| Net charge-offs | $-3,000 | 6,454 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $264,000 | 5,385 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,799,000 | 5,967 |
| Total interest expense | $229,000 | 6,088 |
| Net interest income | $1,570,000 | 5,882 |
| Provision for loan and lease losses | $25,000 | 5,295 |
| Total noninterest income | $312,000 | 4,810 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $198,000 | 3,783 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $114,000 | 4,955 |
| Total noninterest expense | $1,586,000 | 5,585 |
| Salaries and employee benefits | $639,000 | 6,024 |
| Premises and equipment expense | $110,000 | 6,215 |
| Additional noninterest expense | $837,000 | 4,557 |
| Pre-tax net operating income | $271,000 | 5,412 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $85,000 | 3,477 |
| Income before extraordinary items | $186,000 | 5,784 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $186,000 | 5,783 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $186,000 | 5,783 |
| Net charge-offs | $10,000 | 5,305 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $186,000 | 5,605 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,229,000 | 5,980 |
| Total interest expense | $161,000 | 6,112 |
| Net interest income | $1,068,000 | 5,893 |
| Provision for loan and lease losses | $25,000 | 5,005 |
| Total noninterest income | $150,000 | 5,302 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $133,000 | 3,753 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 6,249 |
| Total noninterest expense | $1,062,000 | 5,614 |
| Salaries and employee benefits | $426,000 | 6,065 |
| Premises and equipment expense | $70,000 | 6,310 |
| Additional noninterest expense | $566,000 | 4,535 |
| Pre-tax net operating income | $131,000 | 5,699 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $59,000 | 3,441 |
| Income before extraordinary items | $72,000 | 6,112 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $72,000 | 6,112 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $72,000 | 6,112 |
| Net charge-offs | $-36,000 | 6,924 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $72,000 | 5,962 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $617,000 | 6,027 |
| Total interest expense | $85,000 | 6,118 |
| Net interest income | $532,000 | 5,935 |
| Provision for loan and lease losses | $15,000 | 4,598 |
| Total noninterest income | $118,000 | 4,653 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $71,000 | 3,613 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $47,000 | 4,806 |
| Total noninterest expense | $528,000 | 5,664 |
| Salaries and employee benefits | $211,000 | 6,129 |
| Premises and equipment expense | $33,000 | 6,408 |
| Additional noninterest expense | $284,000 | 4,517 |
| Pre-tax net operating income | $107,000 | 5,320 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $35,000 | 3,327 |
| Income before extraordinary items | $72,000 | 5,721 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $72,000 | 5,721 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $72,000 | 5,721 |
| Net charge-offs | $-8,000 | 6,564 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $72,000 | 5,571 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,549,000 | 6,057 |
| Total interest expense | $490,000 | 5,886 |
| Net interest income | $2,059,000 | 6,021 |
| Provision for loan and lease losses | $100,000 | 5,330 |
| Total noninterest income | $453,000 | 4,548 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $259,000 | 3,887 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $194,000 | 4,501 |
| Total noninterest expense | $2,052,000 | 5,774 |
| Salaries and employee benefits | $944,000 | 5,981 |
| Premises and equipment expense | $141,000 | 6,486 |
| Additional noninterest expense | $967,000 | 4,973 |
| Pre-tax net operating income | $360,000 | 5,086 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $103,000 | 3,360 |
| Income before extraordinary items | $257,000 | 5,375 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $257,000 | 5,376 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $257,000 | 5,376 |
| Net charge-offs | $105,000 | 4,928 |
| Cash dividends | $138,000 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $257,000 | 5,261 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,930,000 | 6,100 |
| Total interest expense | $390,000 | 5,889 |
| Net interest income | $1,540,000 | 6,071 |
| Provision for loan and lease losses | $85,000 | 5,150 |
| Total noninterest income | $332,000 | 4,643 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $192,000 | 3,932 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $140,000 | 4,627 |
| Total noninterest expense | $1,552,000 | 5,777 |
| Salaries and employee benefits | $722,000 | 5,955 |
| Premises and equipment expense | $106,000 | 6,541 |
| Additional noninterest expense | $724,000 | 5,005 |
| Pre-tax net operating income | $235,000 | 5,338 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $71,000 | 3,442 |
| Income before extraordinary items | $164,000 | 5,646 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $164,000 | 5,646 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $164,000 | 5,646 |
| Net charge-offs | $30,000 | 5,320 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $164,000 | 5,513 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,292,000 | 6,145 |
| Total interest expense | $271,000 | 5,930 |
| Net interest income | $1,021,000 | 6,127 |
| Provision for loan and lease losses | $60,000 | 4,872 |
| Total noninterest income | $218,000 | 4,725 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $126,000 | 3,948 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $92,000 | 4,668 |
| Total noninterest expense | $1,035,000 | 5,842 |
| Salaries and employee benefits | $489,000 | 5,967 |
| Premises and equipment expense | $67,000 | 6,638 |
| Additional noninterest expense | $479,000 | 5,100 |
| Pre-tax net operating income | $144,000 | 5,433 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $41,000 | 3,483 |
| Income before extraordinary items | $103,000 | 5,673 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $103,000 | 5,672 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $103,000 | 5,673 |
| Net charge-offs | $30,000 | 4,826 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $103,000 | 5,590 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $650,000 | 6,172 |
| Total interest expense | $141,000 | 5,952 |
| Net interest income | $509,000 | 6,147 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $104,000 | 4,850 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $64,000 | 3,860 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $40,000 | 4,994 |
| Total noninterest expense | $512,000 | 5,898 |
| Salaries and employee benefits | $242,000 | 6,039 |
| Premises and equipment expense | $33,000 | 6,698 |
| Additional noninterest expense | $237,000 | 5,134 |
| Pre-tax net operating income | $71,000 | 5,476 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $21,000 | 3,412 |
| Income before extraordinary items | $50,000 | 5,709 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $50,000 | 5,708 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $50,000 | 5,709 |
| Net charge-offs | $7,000 | 4,526 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $50,000 | 5,668 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,551,000 | 6,345 |
| Total interest expense | $621,000 | 6,182 |
| Net interest income | $1,930,000 | 6,304 |
| Provision for loan and lease losses | $120,000 | 5,848 |
| Total noninterest income | $483,000 | 4,639 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $289,000 | 3,714 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $194,000 | 4,633 |
| Total noninterest expense | $1,951,000 | 6,055 |
| Salaries and employee benefits | $900,000 | 6,225 |
| Premises and equipment expense | $128,000 | 6,814 |
| Additional noninterest expense | $923,000 | 5,296 |
| Pre-tax net operating income | $342,000 | 4,782 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $116,000 | 3,118 |
| Income before extraordinary items | $226,000 | 5,187 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $226,000 | 5,191 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $226,000 | 5,191 |
| Net charge-offs | $113,000 | 5,319 |
| Cash dividends | $138,000 | 3,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $226,000 | 5,042 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,885,000 | 6,471 |
| Total interest expense | $469,000 | 6,325 |
| Net interest income | $1,416,000 | 6,437 |
| Provision for loan and lease losses | $90,000 | 5,755 |
| Total noninterest income | $321,000 | 4,927 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $215,000 | 3,790 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $106,000 | 5,136 |
| Total noninterest expense | $1,455,000 | 6,118 |
| Salaries and employee benefits | $668,000 | 6,289 |
| Premises and equipment expense | $96,000 | 6,888 |
| Additional noninterest expense | $691,000 | 5,302 |
| Pre-tax net operating income | $192,000 | 5,286 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $69,000 | 3,362 |
| Income before extraordinary items | $123,000 | 5,635 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $123,000 | 5,636 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $123,000 | 5,636 |
| Net charge-offs | $80,000 | 5,129 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $123,000 | 5,475 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,263,000 | 6,513 |
| Total interest expense | $314,000 | 6,402 |
| Net interest income | $949,000 | 6,458 |
| Provision for loan and lease losses | $60,000 | 5,595 |
| Total noninterest income | $194,000 | 5,073 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $134,000 | 3,924 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $60,000 | 5,377 |
| Total noninterest expense | $962,000 | 6,172 |
| Salaries and employee benefits | $445,000 | 6,336 |
| Premises and equipment expense | $62,000 | 6,975 |
| Additional noninterest expense | $455,000 | 5,340 |
| Pre-tax net operating income | $121,000 | 5,377 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $47,000 | 3,327 |
| Income before extraordinary items | $74,000 | 5,720 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $74,000 | 5,722 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $74,000 | 5,721 |
| Net charge-offs | $62,000 | 4,692 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $74,000 | 5,601 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $641,000 | 6,570 |
| Total interest expense | $156,000 | 6,540 |
| Net interest income | $485,000 | 6,478 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $104,000 | 4,973 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $71,000 | 3,802 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $33,000 | 5,318 |
| Total noninterest expense | $491,000 | 6,199 |
| Salaries and employee benefits | $233,000 | 6,333 |
| Premises and equipment expense | $30,000 | 7,098 |
| Additional noninterest expense | $228,000 | 5,372 |
| Pre-tax net operating income | $68,000 | 5,441 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $35,000 | 3,059 |
| Income before extraordinary items | $33,000 | 5,944 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $33,000 | 5,946 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $33,000 | 5,944 |
| Net charge-offs | $67,000 | 3,472 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $33,000 | 5,831 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,727,000 | 6,522 |
| Total interest expense | $755,000 | 6,569 |
| Net interest income | $1,972,000 | 6,377 |
| Provision for loan and lease losses | $120,000 | 6,252 |
| Total noninterest income | $437,000 | 4,972 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $344,000 | 3,626 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $93,000 | 5,731 |
| Total noninterest expense | $2,039,000 | 6,180 |
| Salaries and employee benefits | $906,000 | 6,444 |
| Premises and equipment expense | $142,000 | 7,007 |
| Additional noninterest expense | $991,000 | 5,259 |
| Pre-tax net operating income | $250,000 | 4,652 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $85,000 | 2,962 |
| Income before extraordinary items | $165,000 | 4,927 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $165,000 | 4,929 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $165,000 | 4,929 |
| Net charge-offs | $37,000 | 6,392 |
| Cash dividends | $138,000 | 3,954 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $165,000 | 4,862 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,057,000 | 6,587 |
| Total interest expense | $587,000 | 6,646 |
| Net interest income | $1,470,000 | 6,418 |
| Provision for loan and lease losses | $90,000 | 6,065 |
| Total noninterest income | $335,000 | 4,998 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $264,000 | 3,590 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $71,000 | 5,836 |
| Total noninterest expense | $1,458,000 | 6,311 |
| Salaries and employee benefits | $667,000 | 6,503 |
| Premises and equipment expense | $106,000 | 7,064 |
| Additional noninterest expense | $685,000 | 5,470 |
| Pre-tax net operating income | $257,000 | 4,695 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $68,000 | 3,140 |
| Income before extraordinary items | $189,000 | 4,904 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $189,000 | 4,903 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $189,000 | 4,904 |
| Net charge-offs | $42,000 | 5,803 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $189,000 | 4,846 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,393,000 | 6,622 |
| Total interest expense | $405,000 | 6,696 |
| Net interest income | $988,000 | 6,421 |
| Provision for loan and lease losses | $60,000 | 5,816 |
| Total noninterest income | $225,000 | 5,008 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $180,000 | 3,512 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $45,000 | 5,974 |
| Total noninterest expense | $961,000 | 6,377 |
| Salaries and employee benefits | $440,000 | 6,622 |
| Premises and equipment expense | $67,000 | 7,186 |
| Additional noninterest expense | $454,000 | 5,507 |
| Pre-tax net operating income | $192,000 | 4,698 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $37,000 | 3,347 |
| Income before extraordinary items | $155,000 | 4,836 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $155,000 | 4,833 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $155,000 | 4,833 |
| Net charge-offs | $34,000 | 5,243 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $155,000 | 4,745 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $704,000 | 6,647 |
| Total interest expense | $214,000 | 6,685 |
| Net interest income | $490,000 | 6,446 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $118,000 | 4,913 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $91,000 | 3,436 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $27,000 | 5,783 |
| Total noninterest expense | $464,000 | 6,437 |
| Salaries and employee benefits | $217,000 | 6,686 |
| Premises and equipment expense | $31,000 | 7,320 |
| Additional noninterest expense | $216,000 | 5,392 |
| Pre-tax net operating income | $114,000 | 4,880 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $20,000 | 3,565 |
| Income before extraordinary items | $94,000 | 5,033 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $94,000 | 5,038 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $94,000 | 5,037 |
| Net charge-offs | $-20,000 | 7,996 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $94,000 | 4,872 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,162,000 | 6,515 |
| Total interest expense | $1,148,000 | 6,533 |
| Net interest income | $2,014,000 | 6,400 |
| Provision for loan and lease losses | $130,000 | 5,723 |
| Total noninterest income | $434,000 | 5,131 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $376,000 | 3,580 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $58,000 | 6,606 |
| Total noninterest expense | $1,836,000 | 6,445 |
| Salaries and employee benefits | $870,000 | 6,719 |
| Premises and equipment expense | $141,000 | 7,215 |
| Additional noninterest expense | $825,000 | 5,396 |
| Pre-tax net operating income | $482,000 | 4,922 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $165,000 | 2,989 |
| Income before extraordinary items | $317,000 | 5,037 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $317,000 | 5,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 4,773 |
| Cash dividends | $138,000 | 4,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $317,000 | 5,194 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,407,000 | 6,557 |
| Total interest expense | $904,000 | 6,549 |
| Net interest income | $1,503,000 | 6,460 |
| Provision for loan and lease losses | $65,000 | 5,634 |
| Total noninterest income | $344,000 | 5,114 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $276,000 | 3,651 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $68,000 | 6,176 |
| Total noninterest expense | $1,382,000 | 6,424 |
| Salaries and employee benefits | $642,000 | 6,772 |
| Premises and equipment expense | $106,000 | 7,277 |
| Additional noninterest expense | $634,000 | 5,257 |
| Pre-tax net operating income | $400,000 | 5,265 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $136,000 | 3,312 |
| Income before extraordinary items | $264,000 | 5,378 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $264,000 | 5,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,531 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $264,000 | 5,547 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,616,000 | 6,614 |
| Total interest expense | $628,000 | 6,599 |
| Net interest income | $988,000 | 6,506 |
| Provision for loan and lease losses | $65,000 | 4,825 |
| Total noninterest income | $215,000 | 5,294 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $170,000 | 3,810 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $45,000 | 6,281 |
| Total noninterest expense | $911,000 | 6,509 |
| Salaries and employee benefits | $429,000 | 6,816 |
| Premises and equipment expense | $32,000 | 8,048 |
| Additional noninterest expense | $450,000 | 5,066 |
| Pre-tax net operating income | $227,000 | 5,642 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $78,000 | 3,698 |
| Income before extraordinary items | $149,000 | 5,982 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $149,000 | 5,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,727 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $149,000 | 5,928 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $807,000 | 6,689 |
| Total interest expense | $328,000 | 6,655 |
| Net interest income | $479,000 | 6,599 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $97,000 | 5,495 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $77,000 | 3,952 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $20,000 | 6,458 |
| Total noninterest expense | $440,000 | 6,616 |
| Salaries and employee benefits | $213,000 | 6,865 |
| Premises and equipment expense | $33,000 | 7,431 |
| Additional noninterest expense | $194,000 | 5,469 |
| Pre-tax net operating income | $121,000 | 5,756 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $37,000 | 3,853 |
| Income before extraordinary items | $84,000 | 6,058 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $84,000 | 6,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,745 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $84,000 | 5,971 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,352,000 | 6,616 |
| Total interest expense | $1,217,000 | 6,844 |
| Net interest income | $2,135,000 | 6,359 |
| Provision for loan and lease losses | $135,000 | 4,463 |
| Total noninterest income | $314,000 | 5,950 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $245,000 | 4,500 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $69,000 | 6,726 |
| Total noninterest expense | $1,640,000 | 6,712 |
| Salaries and employee benefits | $806,000 | 6,956 |
| Premises and equipment expense | $131,000 | 7,429 |
| Additional noninterest expense | $703,000 | 5,724 |
| Pre-tax net operating income | $674,000 | 5,511 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $229,000 | 3,707 |
| Income before extraordinary items | $445,000 | 5,884 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $445,000 | 5,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 3,192 |
| Cash dividends | $138,000 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $445,000 | 5,875 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,492,000 | 6,666 |
| Total interest expense | $882,000 | 6,936 |
| Net interest income | $1,610,000 | 6,382 |
| Provision for loan and lease losses | $45,000 | 5,124 |
| Total noninterest income | $221,000 | 6,116 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $172,000 | 4,660 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $49,000 | 6,818 |
| Total noninterest expense | $1,224,000 | 6,704 |
| Salaries and employee benefits | $600,000 | 6,942 |
| Premises and equipment expense | $101,000 | 7,384 |
| Additional noninterest expense | $523,000 | 5,690 |
| Pre-tax net operating income | $562,000 | 5,555 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $206,000 | 3,688 |
| Income before extraordinary items | $356,000 | 6,029 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $356,000 | 6,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,785 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $356,000 | 6,014 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,619,000 | 6,757 |
| Total interest expense | $562,000 | 7,038 |
| Net interest income | $1,057,000 | 6,456 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $147,000 | 6,173 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $114,000 | 4,674 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $33,000 | 6,866 |
| Total noninterest expense | $803,000 | 6,790 |
| Salaries and employee benefits | $393,000 | 7,039 |
| Premises and equipment expense | $64,000 | 7,478 |
| Additional noninterest expense | $346,000 | 5,717 |
| Pre-tax net operating income | $371,000 | 5,654 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $137,000 | 3,755 |
| Income before extraordinary items | $234,000 | 6,127 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $234,000 | 6,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 2,277 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $234,000 | 6,117 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $788,000 | 6,844 |
| Total interest expense | $264,000 | 7,151 |
| Net interest income | $524,000 | 6,501 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $68,000 | 6,298 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $53,000 | 4,757 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $15,000 | 6,985 |
| Total noninterest expense | $392,000 | 6,871 |
| Salaries and employee benefits | $197,000 | 7,076 |
| Premises and equipment expense | $31,000 | 7,555 |
| Additional noninterest expense | $164,000 | 5,864 |
| Pre-tax net operating income | $185,000 | 5,650 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $70,000 | 3,742 |
| Income before extraordinary items | $115,000 | 6,160 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $115,000 | 6,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,349 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $115,000 | 6,145 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,848,000 | 6,894 |
| Total interest expense | $762,000 | 7,408 |
| Net interest income | $2,086,000 | 6,463 |
| Provision for loan and lease losses | $60,000 | 5,315 |
| Total noninterest income | $282,000 | 6,299 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $237,000 | 4,622 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $45,000 | 7,356 |
| Total noninterest expense | $1,582,000 | 6,761 |
| Salaries and employee benefits | $787,000 | 7,003 |
| Premises and equipment expense | $148,000 | 7,280 |
| Additional noninterest expense | $647,000 | 5,854 |
| Pre-tax net operating income | $726,000 | 5,850 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $244,000 | 4,057 |
| Income before extraordinary items | $482,000 | 6,222 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $482,000 | 6,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,041 |
| Cash dividends | $330,000 | 4,357 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $482,000 | 6,221 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,084,000 | 6,980 |
| Total interest expense | $523,000 | 7,534 |
| Net interest income | $1,561,000 | 6,528 |
| Provision for loan and lease losses | $45,000 | 5,149 |
| Total noninterest income | $202,000 | 6,431 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $178,000 | 4,670 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $24,000 | 7,706 |
| Total noninterest expense | $1,186,000 | 6,765 |
| Salaries and employee benefits | $589,000 | 6,990 |
| Premises and equipment expense | $111,000 | 7,292 |
| Additional noninterest expense | $486,000 | 5,850 |
| Pre-tax net operating income | $532,000 | 6,102 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $187,000 | 4,212 |
| Income before extraordinary items | $345,000 | 6,478 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $345,000 | 6,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $345,000 | 6,484 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,357,000 | 7,039 |
| Total interest expense | $323,000 | 7,604 |
| Net interest income | $1,034,000 | 6,584 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $146,000 | 6,279 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $119,000 | 4,620 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,000 | 7,238 |
| Total noninterest expense | $789,000 | 6,815 |
| Salaries and employee benefits | $388,000 | 7,054 |
| Premises and equipment expense | $75,000 | 7,303 |
| Additional noninterest expense | $326,000 | 5,828 |
| Pre-tax net operating income | $361,000 | 6,097 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $130,000 | 4,209 |
| Income before extraordinary items | $231,000 | 6,506 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $231,000 | 6,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,609 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $231,000 | 6,503 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $660,000 | 7,076 |
| Total interest expense | $153,000 | 7,652 |
| Net interest income | $507,000 | 6,650 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $73,000 | 6,246 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $57,000 | 4,646 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,000 |
| Total noninterest expense | $395,000 | 6,803 |
| Salaries and employee benefits | $194,000 | 7,068 |
| Premises and equipment expense | $38,000 | 7,293 |
| Additional noninterest expense | $163,000 | 5,808 |
| Pre-tax net operating income | $170,000 | 6,165 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $60,000 | 4,268 |
| Income before extraordinary items | $110,000 | 6,566 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $110,000 | 6,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $110,000 | 6,564 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,394,000 | 7,096 |
| Total interest expense | $442,000 | 7,778 |
| Net interest income | $1,952,000 | 6,693 |
| Provision for loan and lease losses | $85,000 | 5,057 |
| Total noninterest income | $308,000 | 6,273 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $241,000 | 4,642 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $67,000 | 7,015 |
| Total noninterest expense | $1,556,000 | 6,789 |
| Salaries and employee benefits | $761,000 | 7,055 |
| Premises and equipment expense | $158,000 | 7,188 |
| Additional noninterest expense | $637,000 | 5,861 |
| Pre-tax net operating income | $619,000 | 6,361 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $210,000 | 4,606 |
| Income before extraordinary items | $409,000 | 6,746 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $409,000 | 6,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 4,476 |
| Cash dividends | $226,000 | 4,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $409,000 | 6,720 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,760,000 | 7,152 |
| Total interest expense | $306,000 | 7,857 |
| Net interest income | $1,454,000 | 6,745 |
| Provision for loan and lease losses | $20,000 | 6,139 |
| Total noninterest income | $231,000 | 6,303 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $177,000 | 4,724 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $54,000 | 6,950 |
| Total noninterest expense | $1,139,000 | 6,861 |
| Salaries and employee benefits | $568,000 | 7,054 |
| Premises and equipment expense | $116,000 | 7,226 |
| Additional noninterest expense | $455,000 | 5,986 |
| Pre-tax net operating income | $526,000 | 6,302 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $191,000 | 4,480 |
| Income before extraordinary items | $335,000 | 6,738 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $335,000 | 6,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,153 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $335,000 | 6,695 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,151,000 | 7,168 |
| Total interest expense | $187,000 | 7,912 |
| Net interest income | $964,000 | 6,754 |
| Provision for loan and lease losses | $5,000 | 6,409 |
| Total noninterest income | $159,000 | 6,221 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $116,000 | 4,726 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $43,000 | 6,655 |
| Total noninterest expense | $759,000 | 6,872 |
| Salaries and employee benefits | $381,000 | 7,049 |
| Premises and equipment expense | $72,000 | 7,364 |
| Additional noninterest expense | $306,000 | 5,940 |
| Pre-tax net operating income | $359,000 | 6,235 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $131,000 | 4,443 |
| Income before extraordinary items | $228,000 | 6,686 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $228,000 | 6,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,194 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $228,000 | 6,635 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $558,000 | 7,265 |
| Total interest expense | $91,000 | 7,948 |
| Net interest income | $467,000 | 6,887 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $74,000 | 6,332 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $57,000 | 4,704 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 7,096 |
| Total noninterest expense | $374,000 | 6,946 |
| Salaries and employee benefits | $186,000 | 7,170 |
| Premises and equipment expense | $35,000 | 7,470 |
| Additional noninterest expense | $153,000 | 5,937 |
| Pre-tax net operating income | $167,000 | 6,351 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $61,000 | 4,498 |
| Income before extraordinary items | $106,000 | 6,786 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $106,000 | 6,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $106,000 | 6,751 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,162,000 | 7,214 |
| Total interest expense | $384,000 | 7,752 |
| Net interest income | $1,778,000 | 6,933 |
| Provision for loan and lease losses | $20,000 | 6,718 |
| Total noninterest income | $283,000 | 6,530 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $238,000 | 4,848 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $45,000 | 7,534 |
| Total noninterest expense | $1,472,000 | 6,930 |
| Salaries and employee benefits | $699,000 | 7,284 |
| Premises and equipment expense | $145,000 | 7,385 |
| Additional noninterest expense | $628,000 | 5,839 |
| Pre-tax net operating income | $569,000 | 6,489 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $194,000 | 4,792 |
| Income before extraordinary items | $375,000 | 6,909 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $375,000 | 6,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,010 |
| Cash dividends | $300,000 | 4,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $375,000 | 6,847 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,588,000 | 7,280 |
| Total interest expense | $293,000 | 7,746 |
| Net interest income | $1,295,000 | 7,018 |
| Provision for loan and lease losses | $20,000 | 6,311 |
| Total noninterest income | $205,000 | 6,627 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $177,000 | 4,895 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $28,000 | 7,777 |
| Total noninterest expense | $1,114,000 | 6,891 |
| Salaries and employee benefits | $521,000 | 7,256 |
| Premises and equipment expense | $109,000 | 7,352 |
| Additional noninterest expense | $484,000 | 5,732 |
| Pre-tax net operating income | $366,000 | 6,895 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $127,000 | 5,074 |
| Income before extraordinary items | $239,000 | 7,254 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $239,000 | 7,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,881 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $239,000 | 7,197 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,047,000 | 7,345 |
| Total interest expense | $202,000 | 7,748 |
| Net interest income | $845,000 | 7,109 |
| Provision for loan and lease losses | $20,000 | 5,844 |
| Total noninterest income | $136,000 | 6,670 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $117,000 | 4,926 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $19,000 | 7,792 |
| Total noninterest expense | $760,000 | 6,856 |
| Salaries and employee benefits | $348,000 | 7,307 |
| Premises and equipment expense | $73,000 | 7,393 |
| Additional noninterest expense | $339,000 | 5,605 |
| Pre-tax net operating income | $201,000 | 7,179 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $69,000 | 5,297 |
| Income before extraordinary items | $132,000 | 7,483 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $132,000 | 7,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,035 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $132,000 | 7,411 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $525,000 | 7,380 |
| Total interest expense | $107,000 | 7,728 |
| Net interest income | $418,000 | 7,162 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $65,000 | 6,712 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $55,000 | 4,979 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $10,000 | 7,740 |
| Total noninterest expense | $375,000 | 6,939 |
| Salaries and employee benefits | $173,000 | 7,370 |
| Premises and equipment expense | $32,000 | 7,669 |
| Additional noninterest expense | $170,000 | 5,605 |
| Pre-tax net operating income | $93,000 | 7,257 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $31,000 | 5,362 |
| Income before extraordinary items | $62,000 | 7,534 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $62,000 | 7,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $62,000 | 7,464 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,259,000 | 7,305 |
| Total interest expense | $484,000 | 7,796 |
| Net interest income | $1,775,000 | 6,939 |
| Provision for loan and lease losses | $60,000 | 5,969 |
| Total noninterest income | $256,000 | 6,908 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $227,000 | 4,982 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $29,000 | 8,154 |
| Total noninterest expense | $1,328,000 | 7,214 |
| Salaries and employee benefits | $649,000 | 7,506 |
| Premises and equipment expense | $125,000 | 7,733 |
| Additional noninterest expense | $554,000 | 6,232 |
| Pre-tax net operating income | $643,000 | 6,184 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $222,000 | 4,770 |
| Income before extraordinary items | $421,000 | 6,708 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $421,000 | 6,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,121 |
| Cash dividends | $165,000 | 5,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $421,000 | 6,547 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,715,000 | 7,347 |
| Total interest expense | $369,000 | 7,918 |
| Net interest income | $1,346,000 | 6,948 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $217,000 | 6,701 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $167,000 | 5,048 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $50,000 | 7,214 |
| Total noninterest expense | $1,037,000 | 7,109 |
| Salaries and employee benefits | $505,000 | 7,374 |
| Premises and equipment expense | $93,000 | 7,768 |
| Additional noninterest expense | $439,000 | 6,064 |
| Pre-tax net operating income | $481,000 | 6,367 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $164,000 | 4,962 |
| Income before extraordinary items | $317,000 | 6,853 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $317,000 | 6,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,505 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $317,000 | 6,676 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,147,000 | 7,397 |
| Total interest expense | $252,000 | 7,998 |
| Net interest income | $895,000 | 6,966 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $144,000 | 6,722 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $111,000 | 5,017 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $33,000 | 7,207 |
| Total noninterest expense | $702,000 | 7,077 |
| Salaries and employee benefits | $340,000 | 7,371 |
| Premises and equipment expense | $61,000 | 7,800 |
| Additional noninterest expense | $301,000 | 5,968 |
| Pre-tax net operating income | $307,000 | 6,462 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $110,000 | 4,991 |
| Income before extraordinary items | $197,000 | 6,991 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $197,000 | 6,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,922 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $197,000 | 6,799 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $572,000 | 7,442 |
| Total interest expense | $130,000 | 8,040 |
| Net interest income | $442,000 | 7,015 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $71,000 | 6,688 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $58,000 | 4,839 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,000 | 7,569 |
| Total noninterest expense | $354,000 | 7,087 |
| Salaries and employee benefits | $172,000 | 7,371 |
| Premises and equipment expense | $30,000 | 7,859 |
| Additional noninterest expense | $152,000 | 5,884 |
| Pre-tax net operating income | $144,000 | 6,543 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $50,000 | 5,100 |
| Income before extraordinary items | $94,000 | 7,010 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $94,000 | 7,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,174 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $94,000 | 6,852 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,479,000 | 7,381 |
| Total interest expense | $803,000 | 7,503 |
| Net interest income | $1,676,000 | 7,154 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $289,000 | 6,545 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $241,000 | 4,789 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $48,000 | 7,649 |
| Total noninterest expense | $1,382,000 | 7,091 |
| Salaries and employee benefits | $666,000 | 7,423 |
| Premises and equipment expense | $123,000 | 7,844 |
| Additional noninterest expense | $593,000 | 5,978 |
| Pre-tax net operating income | $583,000 | 6,473 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $193,000 | 5,166 |
| Income before extraordinary items | $390,000 | 6,891 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $390,000 | 6,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,433 |
| Cash dividends | $185,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $390,000 | 6,764 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,697,000 | 7,539 |
| Total interest expense | $1,256,000 | 7,500 |
| Net interest income | $1,441,000 | 7,432 |
| Provision for loan and lease losses | $240,000 | 3,705 |
| Total noninterest income | $296,000 | 6,463 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $244,000 | 4,701 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $52,000 | 7,628 |
| Total noninterest expense | $1,311,000 | 7,205 |
| Salaries and employee benefits | $636,000 | 7,496 |
| Premises and equipment expense | $105,000 | 8,216 |
| Additional noninterest expense | $570,000 | 6,032 |
| Pre-tax net operating income | $186,000 | 7,950 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $54,000 | 6,641 |
| Income before extraordinary items | $132,000 | 8,147 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $132,000 | 8,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,614 |
| Cash dividends | $215,000 | 4,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $132,000 | 8,038 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,532,000 | 7,875 |
| Total interest expense | $1,103,000 | 8,002 |
| Net interest income | $1,429,000 | 7,590 |
| Provision for loan and lease losses | $50,000 | 6,512 |
| Total noninterest income | $286,000 | 6,422 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $236,000 | 4,674 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 7,811 |
| Total noninterest expense | $1,229,000 | 7,419 |
| Salaries and employee benefits | $645,000 | 7,456 |
| Premises and equipment expense | $109,000 | 8,292 |
| Additional noninterest expense | $475,000 | 6,614 |
| Pre-tax net operating income | $436,000 | 7,285 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $145,000 | 5,983 |
| Income before extraordinary items | $291,000 | 7,532 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $291,000 | 7,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,507 |
| Cash dividends | $185,000 | 5,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $291,000 | 7,535 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,449,000 | 7,960 |
| Total interest expense | $1,148,000 | 7,782 |
| Net interest income | $1,301,000 | 7,984 |
| Provision for loan and lease losses | $40,000 | 6,849 |
| Total noninterest income | $290,000 | 6,539 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $236,000 | 4,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 7,918 |
| Total noninterest expense | $1,190,000 | 7,592 |
| Salaries and employee benefits | $585,000 | 7,838 |
| Premises and equipment expense | $124,000 | 8,153 |
| Additional noninterest expense | $481,000 | 6,655 |
| Pre-tax net operating income | $361,000 | 7,781 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $110,000 | 6,786 |
| Income before extraordinary items | $251,000 | 7,928 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $251,000 | 7,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,369 |
| Cash dividends | $200,000 | 5,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $251,000 | 7,903 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,482,000 | 8,112 |
| Total interest expense | $1,159,000 | 8,004 |
| Net interest income | $1,323,000 | 8,066 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $288,000 | 6,590 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $250,000 | 4,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,617 |
| Total noninterest expense | $1,174,000 | 7,612 |
| Salaries and employee benefits | $547,000 | 8,068 |
| Premises and equipment expense | $116,000 | 8,357 |
| Additional noninterest expense | $511,000 | 6,355 |
| Pre-tax net operating income | $437,000 | 7,686 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $155,000 | 6,776 |
| Income before extraordinary items | $283,000 | 8,013 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $283,000 | 8,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,250 |
| Cash dividends | $190,000 | 5,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $282,350 | 7,943 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,461,000 | 8,425 |
| Total interest expense | $1,086,000 | 8,443 |
| Net interest income | $1,375,000 | 8,295 |
| Provision for loan and lease losses | $20,000 | 7,880 |
| Total noninterest income | $295,000 | 6,700 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $256,000 | 4,579 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,910 |
| Total noninterest expense | $1,097,000 | 8,018 |
| Salaries and employee benefits | $525,000 | 8,423 |
| Premises and equipment expense | $113,000 | 8,659 |
| Additional noninterest expense | $459,000 | 6,847 |
| Pre-tax net operating income | $553,000 | 7,653 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $201,000 | 6,858 |
| Income before extraordinary items | $352,000 | 7,977 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $352,000 | 7,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,510 |
| Cash dividends | $225,000 | 5,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $352,000 | 7,923 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,284,000 | 8,994 |
| Total interest expense | $998,000 | 9,010 |
| Net interest income | $1,286,000 | 8,804 |
| Provision for loan and lease losses | $65,000 | 5,977 |
| Total noninterest income | $304,000 | 6,891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $265,000 | 4,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 9,409 |
| Total noninterest expense | $1,058,000 | 8,478 |
| Salaries and employee benefits | $504,000 | 8,863 |
| Premises and equipment expense | $113,000 | 8,958 |
| Additional noninterest expense | $441,000 | 7,542 |
| Pre-tax net operating income | $467,000 | 8,133 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $158,000 | 7,760 |
| Income before extraordinary items | $309,000 | 8,343 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $309,000 | 8,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,609 |
| Cash dividends | $225,000 | 5,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $309,000 | 8,288 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,237,000 | 9,360 |
| Total interest expense | $886,000 | 9,672 |
| Net interest income | $1,351,000 | 8,924 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $307,000 | 7,001 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $266,000 | 4,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 9,663 |
| Total noninterest expense | $1,078,000 | 8,664 |
| Salaries and employee benefits | $485,000 | 9,244 |
| Premises and equipment expense | $115,000 | 9,181 |
| Additional noninterest expense | $478,000 | 7,449 |
| Pre-tax net operating income | $580,000 | 7,991 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $199,000 | 7,429 |
| Income before extraordinary items | $381,000 | 8,230 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $381,000 | 8,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,184 |
| Cash dividends | $150,000 | 6,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $381,000 | 8,213 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,010,000 | 9,785 |
| Total interest expense | $692,000 | 10,138 |
| Net interest income | $1,318,000 | 9,403 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $250,000 | 7,945 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,651 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 10,213 |
| Total noninterest expense | $1,090,000 | 9,021 |
| Salaries and employee benefits | $457,000 | 9,770 |
| Premises and equipment expense | $113,000 | 9,600 |
| Additional noninterest expense | $520,000 | 7,668 |
| Pre-tax net operating income | $478,000 | 8,807 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $170,000 | 7,925 |
| Income before extraordinary items | $308,000 | 9,057 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $308,000 | 9,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $150,000 | 6,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $308,000 | 9,130 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,961,000 | 10,265 |
| Total interest expense | $693,000 | 10,627 |
| Net interest income | $1,268,000 | 9,844 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $256,000 | 8,275 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $216,000 | 5,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 10,664 |
| Total noninterest expense | $1,032,000 | 9,592 |
| Salaries and employee benefits | $486,000 | 9,810 |
| Premises and equipment expense | $89,000 | 10,821 |
| Additional noninterest expense | $457,000 | 8,650 |
| Pre-tax net operating income | $492,000 | 8,711 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $150,000 | 8,653 |
| Income before extraordinary items | $342,000 | 9,015 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $342,000 | 9,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 4,062 |
| Cash dividends | $180,000 | 5,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $342,000 | 8,754 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,289,000 | 10,307 |
| Total interest expense | $1,001,000 | 10,382 |
| Net interest income | $1,288,000 | 10,007 |
| Provision for loan and lease losses | $30,000 | 9,956 |
| Total noninterest income | $331,000 | 7,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 5,639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 7,695 |
| Total noninterest expense | $1,171,000 | 9,174 |
| Salaries and employee benefits | $487,000 | 9,901 |
| Premises and equipment expense | $95,000 | 10,910 |
| Additional noninterest expense | $589,000 | 7,607 |
| Pre-tax net operating income | $418,000 | 9,079 |
| Securities gains (losses) | $68,000 | 3,635 |
| Applicable income taxes | $63,000 | 10,913 |
| Income before extraordinary items | $423,000 | 7,984 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $423,000 | 8,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 5,610 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $363,840 | 8,212 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.