Home > First National Bank > Income and Expense
First National Bank, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $60,562,000 | 517 |
| Total interest expense | $9,243,000 | 1,330 |
| Net interest income | $51,319,000 | 371 |
| Provision for loan and lease losses | $2,394,000 | 335 |
| Total noninterest income | $4,988,000 | 878 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,423,000 | 934 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,565,000 | 706 |
| Total noninterest expense | $24,327,000 | 572 |
| Salaries and employee benefits | $13,445,000 | 547 |
| Premises and equipment expense | $4,543,000 | 438 |
| Additional noninterest expense | $6,339,000 | 658 |
| Pre-tax net operating income | $29,586,000 | 343 |
| Securities gains (losses) | $-10,000 | 7,588 |
| Applicable income taxes | $12,101,000 | 306 |
| Income before extraordinary items | $17,475,000 | 391 |
| Extraordinary gains, net | $57,000 | 30 |
| Net income | $17,532,000 | 390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,085,000 | 432 |
| Cash dividends | $5,000,000 | 514 |
| Sale, conversion, retirement of capital stock, net | $1,154,000 | 360 |
| Net operating income | $17,481,400 | 384 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $39,486,000 | 517 |
| Total interest expense | $5,180,000 | 1,505 |
| Net interest income | $34,306,000 | 373 |
| Provision for loan and lease losses | $1,494,000 | 350 |
| Total noninterest income | $3,305,000 | 879 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $921,000 | 945 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,384,000 | 703 |
| Total noninterest expense | $16,000,000 | 591 |
| Salaries and employee benefits | $8,913,000 | 561 |
| Premises and equipment expense | $2,943,000 | 453 |
| Additional noninterest expense | $4,144,000 | 672 |
| Pre-tax net operating income | $20,117,000 | 338 |
| Securities gains (losses) | $-10,000 | 7,862 |
| Applicable income taxes | $8,233,000 | 296 |
| Income before extraordinary items | $11,874,000 | 392 |
| Extraordinary gains, net | $57,000 | 25 |
| Net income | $11,931,000 | 390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $837,000 | 386 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $719,000 | 292 |
| Net operating income | $11,880,400 | 384 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $19,416,000 | 502 |
| Total interest expense | $2,249,000 | 1,638 |
| Net interest income | $17,167,000 | 370 |
| Provision for loan and lease losses | $74,000 | 2,576 |
| Total noninterest income | $1,648,000 | 863 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $458,000 | 925 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,190,000 | 707 |
| Total noninterest expense | $7,791,000 | 593 |
| Salaries and employee benefits | $4,485,000 | 552 |
| Premises and equipment expense | $1,358,000 | 490 |
| Additional noninterest expense | $1,948,000 | 709 |
| Pre-tax net operating income | $10,950,000 | 319 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $4,493,000 | 267 |
| Income before extraordinary items | $6,457,000 | 357 |
| Extraordinary gains, net | $57,000 | 14 |
| Net income | $6,514,000 | 354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-116,000 | 8,664 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $165,000 | 258 |
| Net operating income | $6,457,000 | 348 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $76,941,000 | 458 |
| Total interest expense | $8,126,000 | 1,393 |
| Net interest income | $68,815,000 | 358 |
| Provision for loan and lease losses | $-117,000 | 8,647 |
| Total noninterest income | $7,297,000 | 797 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,264,000 | 769 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,033,000 | 680 |
| Total noninterest expense | $32,471,000 | 558 |
| Salaries and employee benefits | $18,821,000 | 502 |
| Premises and equipment expense | $5,773,000 | 432 |
| Additional noninterest expense | $7,877,000 | 679 |
| Pre-tax net operating income | $43,758,000 | 302 |
| Securities gains (losses) | $-45,000 | 8,141 |
| Applicable income taxes | $17,992,000 | 259 |
| Income before extraordinary items | $25,721,000 | 342 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $25,721,000 | 343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $811,000 | 798 |
| Cash dividends | $10,500,000 | 370 |
| Sale, conversion, retirement of capital stock, net | $717,000 | 511 |
| Net operating income | $25,749,800 | 334 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $56,826,000 | 453 |
| Total interest expense | $6,065,000 | 1,315 |
| Net interest income | $50,761,000 | 360 |
| Provision for loan and lease losses | $-83,000 | 8,689 |
| Total noninterest income | $5,414,000 | 809 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,771,000 | 732 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,643,000 | 702 |
| Total noninterest expense | $24,619,000 | 548 |
| Salaries and employee benefits | $14,325,000 | 483 |
| Premises and equipment expense | $4,272,000 | 439 |
| Additional noninterest expense | $6,022,000 | 670 |
| Pre-tax net operating income | $31,639,000 | 312 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $13,004,000 | 276 |
| Income before extraordinary items | $18,635,000 | 353 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $18,635,000 | 354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $314,000 | 1,217 |
| Cash dividends | $10,500,000 | 284 |
| Sale, conversion, retirement of capital stock, net | $482,000 | 411 |
| Net operating income | $18,635,000 | 347 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $36,983,000 | 452 |
| Total interest expense | $3,983,000 | 1,263 |
| Net interest income | $33,000,000 | 359 |
| Provision for loan and lease losses | $290,000 | 1,600 |
| Total noninterest income | $3,586,000 | 797 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,230,000 | 684 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,356,000 | 716 |
| Total noninterest expense | $16,097,000 | 557 |
| Salaries and employee benefits | $9,551,000 | 484 |
| Premises and equipment expense | $2,811,000 | 437 |
| Additional noninterest expense | $3,735,000 | 703 |
| Pre-tax net operating income | $20,199,000 | 325 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $8,288,000 | 281 |
| Income before extraordinary items | $11,911,000 | 362 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $11,911,000 | 362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-570,000 | 8,832 |
| Cash dividends | $6,500,000 | 274 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $11,911,000 | 353 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $17,760,000 | 454 |
| Total interest expense | $1,770,000 | 1,351 |
| Net interest income | $15,990,000 | 362 |
| Provision for loan and lease losses | $340,000 | 688 |
| Total noninterest income | $1,853,000 | 761 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $640,000 | 625 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,213,000 | 694 |
| Total noninterest expense | $7,779,000 | 562 |
| Salaries and employee benefits | $4,724,000 | 478 |
| Premises and equipment expense | $1,431,000 | 424 |
| Additional noninterest expense | $1,624,000 | 778 |
| Pre-tax net operating income | $9,724,000 | 328 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $3,984,000 | 282 |
| Income before extraordinary items | $5,740,000 | 364 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $5,740,000 | 364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-293,000 | 8,888 |
| Cash dividends | $3,500,000 | 231 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $5,740,000 | 358 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $63,584,000 | 465 |
| Total interest expense | $4,709,000 | 1,733 |
| Net interest income | $58,875,000 | 377 |
| Provision for loan and lease losses | $-2,165,000 | 8,951 |
| Total noninterest income | $9,401,000 | 638 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $3,175,000 | 545 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,226,000 | 561 |
| Total noninterest expense | $33,789,000 | 523 |
| Salaries and employee benefits | $17,504,000 | 508 |
| Premises and equipment expense | $6,131,000 | 393 |
| Additional noninterest expense | $10,154,000 | 540 |
| Pre-tax net operating income | $36,652,000 | 324 |
| Securities gains (losses) | $-6,000 | 8,098 |
| Applicable income taxes | $14,856,000 | 283 |
| Income before extraordinary items | $21,790,000 | 364 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $21,790,000 | 366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,041,000 | 453 |
| Cash dividends | $26,000,000 | 183 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $21,793,840 | 351 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $46,006,000 | 472 |
| Total interest expense | $3,293,000 | 1,823 |
| Net interest income | $42,713,000 | 392 |
| Provision for loan and lease losses | $400,000 | 1,766 |
| Total noninterest income | $6,624,000 | 680 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,483,000 | 529 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,141,000 | 642 |
| Total noninterest expense | $23,406,000 | 549 |
| Salaries and employee benefits | $12,850,000 | 517 |
| Premises and equipment expense | $4,638,000 | 389 |
| Additional noninterest expense | $5,918,000 | 661 |
| Pre-tax net operating income | $25,531,000 | 339 |
| Securities gains (losses) | $30,000 | 2,041 |
| Applicable income taxes | $10,434,000 | 298 |
| Income before extraordinary items | $15,127,000 | 387 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $15,127,000 | 388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,205,000 | 330 |
| Cash dividends | $21,000,000 | 171 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $15,107,800 | 373 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $29,516,000 | 484 |
| Total interest expense | $2,138,000 | 1,852 |
| Net interest income | $27,378,000 | 394 |
| Provision for loan and lease losses | $100,000 | 3,453 |
| Total noninterest income | $4,347,000 | 691 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,711,000 | 517 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,636,000 | 666 |
| Total noninterest expense | $15,607,000 | 547 |
| Salaries and employee benefits | $8,587,000 | 521 |
| Premises and equipment expense | $3,111,000 | 385 |
| Additional noninterest expense | $3,909,000 | 665 |
| Pre-tax net operating income | $16,018,000 | 350 |
| Securities gains (losses) | $30,000 | 1,791 |
| Applicable income taxes | $6,533,000 | 314 |
| Income before extraordinary items | $9,515,000 | 403 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $9,515,000 | 403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $975,000 | 442 |
| Cash dividends | $13,000,000 | 168 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $9,495,800 | 389 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $13,695,000 | 522 |
| Total interest expense | $1,051,000 | 1,901 |
| Net interest income | $12,644,000 | 422 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $2,118,000 | 690 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $894,000 | 489 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,224,000 | 683 |
| Total noninterest expense | $7,256,000 | 589 |
| Salaries and employee benefits | $3,929,000 | 568 |
| Premises and equipment expense | $1,354,000 | 442 |
| Additional noninterest expense | $1,973,000 | 650 |
| Pre-tax net operating income | $7,506,000 | 362 |
| Securities gains (losses) | $30,000 | 1,495 |
| Applicable income taxes | $3,060,000 | 327 |
| Income before extraordinary items | $4,476,000 | 418 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,476,000 | 417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $906,000 | 296 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $4,456,800 | 399 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $53,783,000 | 535 |
| Total interest expense | $5,421,000 | 1,667 |
| Net interest income | $48,362,000 | 423 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $9,516,000 | 682 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $3,649,000 | 472 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $5,867,000 | 676 |
| Total noninterest expense | $28,073,000 | 604 |
| Salaries and employee benefits | $14,119,000 | 610 |
| Premises and equipment expense | $5,743,000 | 418 |
| Additional noninterest expense | $8,211,000 | 658 |
| Pre-tax net operating income | $29,805,000 | 354 |
| Securities gains (losses) | $471,000 | 778 |
| Applicable income taxes | $12,329,000 | 315 |
| Income before extraordinary items | $17,947,000 | 412 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $17,947,000 | 413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,543 |
| Cash dividends | $11,000,000 | 355 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $17,645,560 | 396 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $40,567,000 | 551 |
| Total interest expense | $4,333,000 | 1,623 |
| Net interest income | $36,234,000 | 436 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $7,266,000 | 702 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,723,000 | 474 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,543,000 | 684 |
| Total noninterest expense | $21,583,000 | 605 |
| Salaries and employee benefits | $10,744,000 | 614 |
| Premises and equipment expense | $4,348,000 | 420 |
| Additional noninterest expense | $6,491,000 | 631 |
| Pre-tax net operating income | $21,917,000 | 365 |
| Securities gains (losses) | $471,000 | 711 |
| Applicable income taxes | $9,130,000 | 334 |
| Income before extraordinary items | $13,258,000 | 432 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $13,258,000 | 433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $6,000,000 | 422 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $12,956,560 | 408 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $27,442,000 | 550 |
| Total interest expense | $3,121,000 | 1,546 |
| Net interest income | $24,321,000 | 434 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $4,866,000 | 685 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,844,000 | 462 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,022,000 | 677 |
| Total noninterest expense | $14,524,000 | 591 |
| Salaries and employee benefits | $7,286,000 | 610 |
| Premises and equipment expense | $2,874,000 | 426 |
| Additional noninterest expense | $4,364,000 | 627 |
| Pre-tax net operating income | $14,663,000 | 365 |
| Securities gains (losses) | $471,000 | 596 |
| Applicable income taxes | $6,202,000 | 338 |
| Income before extraordinary items | $8,932,000 | 430 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $8,932,000 | 431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 2,225 |
| Cash dividends | $6,000,000 | 291 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $8,630,560 | 412 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $13,807,000 | 551 |
| Total interest expense | $1,664,000 | 1,489 |
| Net interest income | $12,143,000 | 438 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $2,365,000 | 692 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $827,000 | 508 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,538,000 | 651 |
| Total noninterest expense | $7,464,000 | 582 |
| Salaries and employee benefits | $3,596,000 | 613 |
| Premises and equipment expense | $1,511,000 | 410 |
| Additional noninterest expense | $2,357,000 | 592 |
| Pre-tax net operating income | $7,044,000 | 374 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $2,922,000 | 355 |
| Income before extraordinary items | $4,122,000 | 457 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,122,000 | 456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-987,000 | 9,311 |
| Cash dividends | $5,000,000 | 181 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $4,122,000 | 425 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $31,151,000 | 975 |
| Total interest expense | $4,757,000 | 2,347 |
| Net interest income | $26,394,000 | 719 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $5,157,000 | 1,031 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,042,000 | 792 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,115,000 | 975 |
| Total noninterest expense | $17,659,000 | 889 |
| Salaries and employee benefits | $8,672,000 | 927 |
| Premises and equipment expense | $3,357,000 | 663 |
| Additional noninterest expense | $5,630,000 | 891 |
| Pre-tax net operating income | $13,892,000 | 633 |
| Securities gains (losses) | $224,000 | 1,088 |
| Applicable income taxes | $5,768,000 | 525 |
| Income before extraordinary items | $8,348,000 | 764 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $8,348,000 | 764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-323,000 | 9,322 |
| Cash dividends | $4,500,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $8,204,640 | 743 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $17,250,000 | 1,983 |
| Total interest expense | $4,740,000 | 3,311 |
| Net interest income | $12,510,000 | 1,418 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $2,353,000 | 1,777 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $521,000 | 2,754 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,832,000 | 1,324 |
| Total noninterest expense | $7,033,000 | 2,040 |
| Salaries and employee benefits | $3,865,000 | 1,942 |
| Premises and equipment expense | $1,359,000 | 1,584 |
| Additional noninterest expense | $1,809,000 | 2,460 |
| Pre-tax net operating income | $7,830,000 | 964 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $3,290,000 | 776 |
| Income before extraordinary items | $4,540,000 | 1,199 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,540,000 | 1,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 9,361 |
| Cash dividends | $1,500,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,540,000 | 1,152 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $18,085,000 | 1,943 |
| Total interest expense | $5,395,000 | 3,096 |
| Net interest income | $12,690,000 | 1,385 |
| Provision for loan and lease losses | $150,000 | 4,393 |
| Total noninterest income | $1,864,000 | 1,980 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $386,000 | 3,337 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,478,000 | 1,392 |
| Total noninterest expense | $7,318,000 | 1,898 |
| Salaries and employee benefits | $3,307,000 | 2,156 |
| Premises and equipment expense | $1,313,000 | 1,579 |
| Additional noninterest expense | $2,698,000 | 1,647 |
| Pre-tax net operating income | $7,086,000 | 1,072 |
| Securities gains (losses) | $-11,000 | 8,394 |
| Applicable income taxes | $2,987,000 | 826 |
| Income before extraordinary items | $4,088,000 | 1,282 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,088,000 | 1,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 2,582 |
| Cash dividends | $2,447,000 | 1,151 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 864 |
| Net operating income | $4,095,040 | 1,276 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,405,000 | 2,261 |
| Total interest expense | $3,791,000 | 3,754 |
| Net interest income | $10,614,000 | 1,641 |
| Provision for loan and lease losses | $90,000 | 5,432 |
| Total noninterest income | $1,623,000 | 2,180 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $399,000 | 3,222 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,224,000 | 1,613 |
| Total noninterest expense | $6,885,000 | 1,985 |
| Salaries and employee benefits | $3,409,000 | 2,062 |
| Premises and equipment expense | $1,216,000 | 1,681 |
| Additional noninterest expense | $2,260,000 | 1,927 |
| Pre-tax net operating income | $5,262,000 | 1,443 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $2,202,000 | 1,130 |
| Income before extraordinary items | $3,058,000 | 1,739 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,058,000 | 1,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,307 |
| Cash dividends | $741,000 | 2,805 |
| Sale, conversion, retirement of capital stock, net | $96,000 | 798 |
| Net operating income | $3,059,280 | 1,711 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,899,000 | 2,536 |
| Total interest expense | $3,676,000 | 3,955 |
| Net interest income | $9,223,000 | 1,852 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $1,644,000 | 2,119 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $346,000 | 3,530 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,298,000 | 1,543 |
| Total noninterest expense | $6,596,000 | 1,978 |
| Salaries and employee benefits | $3,281,000 | 2,061 |
| Premises and equipment expense | $1,189,000 | 1,655 |
| Additional noninterest expense | $2,126,000 | 2,002 |
| Pre-tax net operating income | $4,271,000 | 1,718 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,762,000 | 1,413 |
| Income before extraordinary items | $2,509,000 | 2,076 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,509,000 | 2,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,908 |
| Cash dividends | $588,000 | 3,194 |
| Sale, conversion, retirement of capital stock, net | $115,000 | 747 |
| Net operating income | $2,509,000 | 2,008 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,162,000 | 2,921 |
| Total interest expense | $3,243,000 | 4,405 |
| Net interest income | $7,919,000 | 2,212 |
| Provision for loan and lease losses | $50,000 | 6,616 |
| Total noninterest income | $1,563,000 | 2,124 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $295,000 | 4,136 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,268,000 | 1,491 |
| Total noninterest expense | $5,940,000 | 2,159 |
| Salaries and employee benefits | $3,122,000 | 2,111 |
| Premises and equipment expense | $1,145,000 | 1,713 |
| Additional noninterest expense | $1,673,000 | 2,465 |
| Pre-tax net operating income | $3,492,000 | 2,158 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,380,000 | 1,844 |
| Income before extraordinary items | $2,112,000 | 2,460 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,112,000 | 2,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 10,438 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 904 |
| Net operating income | $2,112,000 | 2,401 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,262,000 | 3,519 |
| Total interest expense | $2,855,000 | 4,997 |
| Net interest income | $6,407,000 | 2,756 |
| Provision for loan and lease losses | $40,000 | 6,972 |
| Total noninterest income | $1,812,000 | 2,001 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $304,000 | 4,184 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,508,000 | 1,385 |
| Total noninterest expense | $5,923,000 | 2,326 |
| Salaries and employee benefits | $2,966,000 | 2,249 |
| Premises and equipment expense | $1,416,000 | 1,438 |
| Additional noninterest expense | $1,541,000 | 3,054 |
| Pre-tax net operating income | $2,256,000 | 3,087 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $2,259,000 | 2,188 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,259,000 | 2,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-149,000 | 11,293 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,256,000 | 2,138 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,194,000 | 3,925 |
| Total interest expense | $2,497,000 | 5,575 |
| Net interest income | $5,697,000 | 3,120 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $1,917,000 | 1,909 |
| Gross Fiduciary activities income | $19,000 | 1,413 |
| Service charges on deposit accounts | $322,000 | 4,043 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,576,000 | 1,341 |
| Total noninterest expense | $7,207,000 | 1,927 |
| Salaries and employee benefits | $3,172,000 | 2,101 |
| Premises and equipment expense | $1,014,000 | 1,992 |
| Additional noninterest expense | $3,021,000 | 1,693 |
| Pre-tax net operating income | $407,000 | 9,024 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-843,000 | 11,894 |
| Income before extraordinary items | $1,250,000 | 3,820 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,250,000 | 3,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $493,000 | 1,402 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $3,573,000 | 144 |
| Net operating income | $1,250,000 | 3,800 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,995,000 | 4,221 |
| Total interest expense | $2,061,000 | 5,480 |
| Net interest income | $4,934,000 | 3,611 |
| Provision for loan and lease losses | $1,244,000 | 800 |
| Total noninterest income | $2,246,000 | 1,683 |
| Gross Fiduciary activities income | $122,000 | 1,134 |
| Service charges on deposit accounts | $351,000 | 3,827 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,773,000 | 1,233 |
| Total noninterest expense | $7,958,000 | 1,825 |
| Salaries and employee benefits | $3,470,000 | 1,926 |
| Premises and equipment expense | $1,031,000 | 1,970 |
| Additional noninterest expense | $3,457,000 | 1,608 |
| Pre-tax net operating income | $-2,022,000 | 12,523 |
| Securities gains (losses) | $-5,000 | 9,408 |
| Applicable income taxes | $2,000 | 11,553 |
| Income before extraordinary items | $-2,029,000 | 12,495 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-2,029,000 | 12,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $913,000 | 918 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-2,024,000 | 12,495 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,184,000 | 3,734 |
| Total interest expense | $2,663,000 | 4,558 |
| Net interest income | $5,521,000 | 3,257 |
| Provision for loan and lease losses | $1,631,000 | 938 |
| Total noninterest income | $2,454,000 | 1,704 |
| Gross Fiduciary activities income | $186,000 | 1,069 |
| Service charges on deposit accounts | $436,000 | 3,186 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,832,000 | 1,337 |
| Total noninterest expense | $8,472,000 | 1,771 |
| Salaries and employee benefits | $4,065,000 | 1,662 |
| Premises and equipment expense | $1,179,000 | 1,785 |
| Additional noninterest expense | $3,228,000 | 1,804 |
| Pre-tax net operating income | $-2,128,000 | 13,095 |
| Securities gains (losses) | $214,000 | 1,619 |
| Applicable income taxes | $75,000 | 10,332 |
| Income before extraordinary items | $-1,989,000 | 13,088 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-1,989,000 | 13,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,025,000 | 561 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-2,203,000 | 13,075 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,846,000 | 3,228 |
| Total interest expense | $4,140,000 | 3,948 |
| Net interest income | $6,706,000 | 2,723 |
| Provision for loan and lease losses | $4,212,000 | 657 |
| Total noninterest income | $2,477,000 | 1,674 |
| Gross Fiduciary activities income | $267,000 | 998 |
| Service charges on deposit accounts | $439,000 | 3,198 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,771,000 | 1,353 |
| Total noninterest expense | $10,161,000 | 1,510 |
| Salaries and employee benefits | $4,200,000 | 1,584 |
| Premises and equipment expense | $1,226,000 | 1,724 |
| Additional noninterest expense | $4,735,000 | 1,387 |
| Pre-tax net operating income | $-5,190,000 | 13,793 |
| Securities gains (losses) | $95,000 | 3,090 |
| Applicable income taxes | $-1,450,000 | 13,856 |
| Income before extraordinary items | $-3,645,000 | 13,762 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-3,645,000 | 13,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,192,000 | 910 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-3,713,400 | 13,727 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.