Home > First National Bank > Assets and Liabilities
First National Bank, Assets and Liabilities
| 2001-12-31 | Rank | |
| # of Employees: | 242 | 663 |
| Assets and Liabilities | ||
| Total Assets: | $714,018,000 | 714 |
| Cash and due from depository institutions | $47,076,000 | 663 |
| Interest-bearing balances | $2,323,000 | 2,093 |
| Securities | $162,841,000 | 711 |
| Federal funds sold & reverse repurchase agreements | $80,000,000 | 227 |
| Net loans & leases | $395,158,000 | 846 |
| Loan loss allowance | $10,668,000 | 443 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $5,847,000 | 1,514 |
| Other real estate owned | $0 | 663 |
| Goodwill and other intangibles | $240,000 | 2,278 |
| All other assets | $22,856,000 | 633 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $714,018,000 | 714 |
| Total liabilities | $662,493,000 | 701 |
| Total deposits | $588,612,000 | 656 |
| Interest-bearing deposits | $438,154,000 | 775 |
| Deposits held in domestic offices | $588,612,000 | 652 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $268,000 | 3,183 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $68,000,000 | 628 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $5,613,000 | 910 |
| Total equity capital | $51,525,000 | 946 |
| Total bank equity capital | $51,525,000 | 946 |
| Perpetual preferred stock | $6,615,000 | 38 |
| Common stock | $9,664,000 | 307 |
| Surplus | $40,489,000 | 558 |
| Undivided profits | $-5,243,000 | 9,550 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,663,000 | 300 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,619,000 | 1,196 |
| Earning assets | $640,322,000 | 737 |
| Long-term assets (5+ years) | $77,064,000 | 1,208 |
| Average Assets, year-to-date | $692,339,200 | 713 |
| Average Assets, quarterly | $697,694,000 | 731 |
| Volatile liabilities | $123,665,000 | 828 |
| Insider loans | $12,050,000 | 334 |
| FHLB advances | $68,000,000 | 548 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $126,321,000 | 634 |
| Tier 1 (core) risk-based capital | $49,002,000 | 927 |
| Tier 2 risk-based capital | $6,030,000 | 691 |
| Total risk weighted assets | $477,790,000 | 739 |
| Total unused commitments | $126,321,000 | 634 |
| Derivatives | $182,000 | 431 |
| 2000-12-31 | Rank | |
| # of Employees: | 272 | 581 |
| Assets and Liabilities | ||
| Total Assets: | $696,351,000 | 728 |
| Cash and due from depository institutions | $37,755,000 | 581 |
| Interest-bearing balances | $1,180,000 | 2,216 |
| Securities | $130,465,000 | 872 |
| Federal funds sold & reverse repurchase agreements | $64,000,000 | 218 |
| Net loans & leases | $442,711,000 | 747 |
| Loan loss allowance | $6,706,000 | 642 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $5,577,000 | 1,546 |
| Other real estate owned | $0 | 581 |
| Goodwill and other intangibles | $280,000 | 2,156 |
| All other assets | $15,563,000 | 704 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $696,351,000 | 728 |
| Total liabilities | $649,515,000 | 707 |
| Total deposits | $567,076,000 | 675 |
| Interest-bearing deposits | $447,290,000 | 745 |
| Deposits held in domestic offices | $567,076,000 | 671 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,014,000 | 2,751 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $76,000,000 | 559 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $5,425,000 | 939 |
| Total equity capital | $46,836,000 | 982 |
| Total bank equity capital | $46,836,000 | 982 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $9,119,000 | 343 |
| Surplus | $39,004,000 | 544 |
| Undivided profits | $-1,287,000 | 9,658 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,668,000 | 372 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $111,000 | 772 |
| Income earned, not collected on loans | $3,532,000 | 705 |
| Earning assets | $638,356,000 | 725 |
| Long-term assets (5+ years) | $55,942,000 | 1,495 |
| Average Assets, year-to-date | $670,053,600 | 707 |
| Average Assets, quarterly | $696,114,500 | 713 |
| Volatile liabilities | $146,193,000 | 741 |
| Insider loans | $19,476,000 | 205 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $128,787,000 | 602 |
| Tier 1 (core) risk-based capital | $44,778,000 | 978 |
| Tier 2 risk-based capital | $6,270,460 | 651 |
| Total risk weighted assets | $501,201,360 | 682 |
| Total unused commitments | $128,787,000 | 602 |
| Derivatives | $8,675,000 | 352 |
| 1999-12-31 | Rank | |
| # of Employees: | 232 | 724 |
| Assets and Liabilities | ||
| Total Assets: | $607,928,000 | 815 |
| Cash and due from depository institutions | $34,859,000 | 724 |
| Interest-bearing balances | $250,000 | 3,794 |
| Securities | $195,793,000 | 623 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $358,372,000 | 884 |
| Loan loss allowance | $6,257,000 | 683 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,206,000 | 1,624 |
| Other real estate owned | $0 | 724 |
| Goodwill and other intangibles | $320,000 | 2,144 |
| All other assets | $13,378,000 | 795 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $607,928,000 | 815 |
| Total liabilities | $566,126,000 | 802 |
| Total deposits | $452,266,000 | 824 |
| Interest-bearing deposits | $348,979,000 | 938 |
| Deposits held in domestic offices | $452,266,000 | 820 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,259,000 | 1,655 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $105,000,000 | 481 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $3,601,000 | 1,196 |
| Total equity capital | $41,802,000 | 1,078 |
| Total bank equity capital | $41,802,000 | 1,078 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $8,839,000 | 385 |
| Surplus | $66,947,000 | 373 |
| Undivided profits | $-33,984,000 | 10,228 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,115,000 | 448 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $145,000 | 701 |
| Income earned, not collected on loans | $2,221,000 | 947 |
| Earning assets | $554,415,000 | 820 |
| Long-term assets (5+ years) | $92,381,000 | 1,027 |
| Average Assets, year-to-date | $552,299,600 | 855 |
| Average Assets, quarterly | $591,528,000 | 829 |
| Volatile liabilities | $136,686,000 | 793 |
| Insider loans | $22,599,000 | 189 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $120,342,000 | 647 |
| Tier 1 (core) risk-based capital | $41,354,000 | 1,057 |
| Tier 2 risk-based capital | $5,141,570 | 763 |
| Total risk weighted assets | $410,209,870 | 796 |
| Total unused commitments | $120,342,000 | 647 |
| Derivatives | $4,428,000 | 400 |
| 1998-12-31 | Rank | |
| # of Employees: | 219 | 769 |
| Assets and Liabilities | ||
| Total Assets: | $517,862,000 | 911 |
| Cash and due from depository institutions | $27,611,000 | 769 |
| Interest-bearing balances | $2,602,000 | 1,888 |
| Securities | $199,062,000 | 622 |
| Federal funds sold & reverse repurchase agreements | $37,500,000 | 426 |
| Net loans & leases | $239,713,000 | 1,182 |
| Loan loss allowance | $4,276,000 | 910 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,574,000 | 1,745 |
| Other real estate owned | $332,000 | 769 |
| Goodwill and other intangibles | $360,000 | 2,034 |
| All other assets | $8,710,000 | 977 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $517,862,000 | 911 |
| Total liabilities | $485,622,000 | 881 |
| Total deposits | $410,076,000 | 905 |
| Interest-bearing deposits | $310,789,000 | 1,028 |
| Deposits held in domestic offices | $410,076,000 | 902 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,173,000 | 1,922 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $70,000,000 | 489 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $3,373,000 | 1,320 |
| Total equity capital | $32,240,000 | 1,397 |
| Total bank equity capital | $32,240,000 | 1,397 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $7,288,000 | 479 |
| Surplus | $60,452,000 | 382 |
| Undivided profits | $-35,500,000 | 10,471 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $674,000 | 3,255 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $172,000 | 696 |
| Income earned, not collected on loans | $1,946,000 | 1,068 |
| Earning assets | $478,877,000 | 907 |
| Long-term assets (5+ years) | $79,343,000 | 1,089 |
| Average Assets, year-to-date | $480,191,800 | 931 |
| Average Assets, quarterly | $518,408,500 | 893 |
| Volatile liabilities | $88,381,000 | 917 |
| Insider loans | $19,407,000 | 192 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $97,184,000 | 728 |
| Tier 1 (core) risk-based capital | $31,721,000 | 1,335 |
| Tier 2 risk-based capital | $3,702,510 | 942 |
| Total risk weighted assets | $295,627,510 | 996 |
| Total unused commitments | $97,184,000 | 734 |
| Derivatives | $2,303,000 | 463 |
| 1997-12-31 | Rank | |
| # of Employees: | 170 | 1,017 |
| Assets and Liabilities | ||
| Total Assets: | $412,350,000 | 1,138 |
| Cash and due from depository institutions | $33,742,000 | 1,017 |
| Interest-bearing balances | $1,631,000 | 1,998 |
| Securities | $183,237,000 | 657 |
| Federal funds sold & reverse repurchase agreements | $9,530,000 | 1,437 |
| Net loans & leases | $175,246,000 | 1,610 |
| Loan loss allowance | $4,425,000 | 911 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,783,000 | 2,070 |
| Other real estate owned | $378,000 | 1,017 |
| Goodwill and other intangibles | $400,000 | 1,895 |
| All other assets | $6,034,000 | 1,288 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $412,350,000 | 1,138 |
| Total liabilities | $382,846,000 | 1,115 |
| Total deposits | $357,909,000 | 1,054 |
| Interest-bearing deposits | $270,888,000 | 1,206 |
| Deposits held in domestic offices | $357,909,000 | 1,048 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,547,000 | 709 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,390,000 | 1,328 |
| Total equity capital | $29,504,000 | 1,529 |
| Total bank equity capital | $29,504,000 | 1,529 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $7,288,000 | 488 |
| Surplus | $60,453,000 | 368 |
| Undivided profits | $-38,237,000 | 10,933 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,819,000 | 1,462 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $192,000 | 652 |
| Income earned, not collected on loans | $1,199,000 | 1,875 |
| Earning assets | $369,644,000 | 1,158 |
| Long-term assets (5+ years) | $147,521,000 | 540 |
| Average Assets, year-to-date | $334,248,800 | 1,314 |
| Average Assets, quarterly | $387,769,000 | 1,184 |
| Volatile liabilities | $97,278,000 | 857 |
| Insider loans | $2,804,000 | 1,518 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $49,484,000 | 1,091 |
| Tier 1 (core) risk-based capital | $28,179,000 | 1,516 |
| Tier 2 risk-based capital | $2,983,130 | 1,070 |
| Total risk weighted assets | $237,208,530 | 1,202 |
| Total unused commitments | $49,484,000 | 1,097 |
| Derivatives | $2,270,000 | 464 |
| 1996-12-31 | Rank | |
| # of Employees: | 153 | 1,206 |
| Assets and Liabilities | ||
| Total Assets: | $293,008,000 | 1,607 |
| Cash and due from depository institutions | $30,666,000 | 1,206 |
| Interest-bearing balances | $531,000 | 3,000 |
| Securities | $75,330,000 | 1,610 |
| Federal funds sold & reverse repurchase agreements | $21,286,000 | 621 |
| Net loans & leases | $156,394,000 | 1,850 |
| Loan loss allowance | $4,805,000 | 897 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,649,000 | 2,171 |
| Other real estate owned | $1,503,000 | 1,206 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $4,180,000 | 1,834 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $293,008,000 | 1,607 |
| Total liabilities | $270,152,000 | 1,586 |
| Total deposits | $263,701,000 | 1,463 |
| Interest-bearing deposits | $201,907,000 | 1,650 |
| Deposits held in domestic offices | $263,701,000 | 1,456 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $6,451,000 | 833 |
| Total equity capital | $22,856,000 | 1,956 |
| Total bank equity capital | $22,856,000 | 1,956 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $7,288,000 | 515 |
| Surplus | $60,453,000 | 381 |
| Undivided profits | $-44,885,000 | 11,465 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,400,000 | 661 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $90,000 | 1,011 |
| Income earned, not collected on loans | $1,049,000 | 2,137 |
| Earning assets | $253,541,000 | 1,679 |
| Long-term assets (5+ years) | $8,276,000 | 4,647 |
| Average Assets, year-to-date | $298,591,200 | 1,513 |
| Average Assets, quarterly | $299,187,500 | 1,556 |
| Volatile liabilities | $31,332,000 | 2,008 |
| Insider loans | $2,074,000 | 2,056 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $37,240,000 | 1,314 |
| Tier 1 (core) risk-based capital | $22,945,000 | 1,878 |
| Tier 2 risk-based capital | $2,480,830 | 1,296 |
| Total risk weighted assets | $196,142,430 | 1,461 |
| Total unused commitments | $37,240,000 | 1,321 |
| Derivatives | $2,270,000 | 502 |
| 1995-12-31 | Rank | |
| # of Employees: | 79 | 2,450 |
| Assets and Liabilities | ||
| Total Assets: | $141,815,000 | 3,201 |
| Cash and due from depository institutions | $15,270,000 | 2,450 |
| Interest-bearing balances | $1,932,000 | 1,852 |
| Securities | $37,578,000 | 3,365 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 5,010 |
| Net loans & leases | $80,862,000 | 3,280 |
| Loan loss allowance | $2,494,000 | 1,609 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,050,000 | 3,622 |
| Other real estate owned | $1,332,000 | 2,450 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,323,000 | 3,182 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,815,000 | 3,201 |
| Total liabilities | $131,439,000 | 3,131 |
| Total deposits | $129,829,000 | 2,971 |
| Interest-bearing deposits | $102,708,000 | 3,207 |
| Deposits held in domestic offices | $129,829,000 | 2,962 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,610,000 | 2,492 |
| Total equity capital | $10,376,000 | 4,196 |
| Total bank equity capital | $10,376,000 | 4,196 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $5,328,000 | 712 |
| Surplus | $34,940,000 | 593 |
| Undivided profits | $-29,892,000 | 11,982 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,484,000 | 1,029 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $187,000 | 611 |
| Income earned, not collected on loans | $611,000 | 3,912 |
| Earning assets | $122,772,000 | 3,363 |
| Long-term assets (5+ years) | $6,878,000 | 4,982 |
| Average Assets, year-to-date | $152,204,400 | 2,889 |
| Average Assets, quarterly | $147,080,500 | 3,076 |
| Volatile liabilities | $9,790,000 | 4,640 |
| Insider loans | $692,000 | 4,728 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $16,272,000 | 2,294 |
| Tier 1 (core) risk-based capital | $10,189,000 | 4,150 |
| Tier 2 risk-based capital | $1,149,240 | 2,582 |
| Total risk weighted assets | $90,594,240 | 2,964 |
| Total unused commitments | $16,272,000 | 2,306 |
| Derivatives | $2,270,000 | 578 |
| 1994-12-31 | Rank | |
| # of Employees: | 97 | 2,077 |
| Assets and Liabilities | ||
| Total Assets: | $151,331,000 | 2,988 |
| Cash and due from depository institutions | $7,535,000 | 2,077 |
| Interest-bearing balances | $490,000 | 3,395 |
| Securities | $28,623,000 | 4,443 |
| Federal funds sold & reverse repurchase agreements | $5,700,000 | 1,614 |
| Net loans & leases | $101,744,000 | 2,616 |
| Loan loss allowance | $4,413,000 | 1,001 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,423,000 | 3,047 |
| Other real estate owned | $2,153,000 | 2,077 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,153,000 | 2,556 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $151,331,000 | 2,988 |
| Total liabilities | $140,366,000 | 2,930 |
| Total deposits | $138,322,000 | 2,760 |
| Interest-bearing deposits | $112,311,000 | 2,930 |
| Deposits held in domestic offices | $138,322,000 | 2,750 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,044,000 | 1,763 |
| Total equity capital | $10,965,000 | 3,712 |
| Total bank equity capital | $10,965,000 | 3,712 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $5,328,000 | 700 |
| Surplus | $34,940,000 | 553 |
| Undivided profits | $-29,303,000 | 12,616 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,561,000 | 641 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $166,000 | 616 |
| Income earned, not collected on loans | $675,000 | 3,043 |
| Earning assets | $136,557,000 | 3,019 |
| Long-term assets (5+ years) | $5,612,000 | 5,678 |
| Average Assets, year-to-date | $156,898,600 | 2,815 |
| Average Assets, quarterly | $151,175,500 | 2,972 |
| Volatile liabilities | $8,677,000 | 4,797 |
| Insider loans | $2,410,000 | 1,741 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $27,019,000 | 1,536 |
| Tier 1 (core) risk-based capital | $11,569,000 | 3,575 |
| Tier 2 risk-based capital | $1,413,000 | 2,140 |
| Total risk weighted assets | $110,039,600 | 2,419 |
| Total unused commitments | $27,019,000 | 1,547 |
| Derivatives | $2,270,000 | 605 |
| 1993-12-31 | Rank | |
| # of Employees: | 101 | 2,071 |
| Assets and Liabilities | ||
| Total Assets: | $167,809,000 | 2,739 |
| Cash and due from depository institutions | $4,254,000 | 2,071 |
| Interest-bearing balances | $404,000 | 4,573 |
| Securities | $23,948,000 | 5,401 |
| Federal funds sold & reverse repurchase agreements | $6,950,000 | 2,019 |
| Net loans & leases | $116,910,000 | 2,270 |
| Loan loss allowance | $6,712,000 | 793 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,134,000 | 2,346 |
| Other real estate owned | $7,066,000 | 2,071 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $5,547,000 | 1,462 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $167,809,000 | 2,739 |
| Total liabilities | $155,259,000 | 2,694 |
| Total deposits | $152,794,000 | 2,583 |
| Interest-bearing deposits | $124,012,000 | 2,755 |
| Deposits held in domestic offices | $152,794,000 | 2,572 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,465,000 | 1,540 |
| Total equity capital | $12,550,000 | 3,240 |
| Total bank equity capital | $12,550,000 | 3,240 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $5,328,000 | 689 |
| Surplus | $34,940,000 | 532 |
| Undivided profits | $-27,718,000 | 13,268 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,298,000 | 439 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $568,000 | 216 |
| Income earned, not collected on loans | $690,000 | 2,604 |
| Earning assets | $148,212,000 | 2,840 |
| Long-term assets (5+ years) | $9,166,000 | 4,612 |
| Average Assets, year-to-date | $199,271,200 | 2,259 |
| Average Assets, quarterly | $172,686,500 | 2,652 |
| Volatile liabilities | $9,573,000 | 4,223 |
| Insider loans | $3,220,000 | 1,287 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $15,419,000 | 2,276 |
| Tier 1 (core) risk-based capital | $12,550,000 | 3,165 |
| Tier 2 risk-based capital | $1,731,560 | 1,783 |
| Total risk weighted assets | $133,544,660 | 2,008 |
| Total unused commitments | $15,419,000 | 2,295 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 151 | 1,437 |
| Assets and Liabilities | ||
| Total Assets: | $241,012,000 | 1,972 |
| Cash and due from depository institutions | $10,328,000 | 1,437 |
| Interest-bearing balances | $18,000 | 7,833 |
| Securities | $22,067,000 | 5,710 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $177,804,000 | 1,581 |
| Loan loss allowance | $12,575,000 | 530 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,512,000 | 2,097 |
| Other real estate owned | $7,473,000 | 1,437 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $19,828,000 | 623 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $241,012,000 | 1,972 |
| Total liabilities | $232,281,000 | 1,888 |
| Total deposits | $227,643,000 | 1,819 |
| Interest-bearing deposits | $185,824,000 | 1,934 |
| Deposits held in domestic offices | $227,643,000 | 1,808 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $4,638,000 | 1,005 |
| Total equity capital | $8,731,000 | 4,424 |
| Total bank equity capital | $8,731,000 | 4,424 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $11,800,000 | 346 |
| Surplus | $20,366,000 | 780 |
| Undivided profits | $-23,435,000 | 13,907 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $29,855,000 | 318 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,200,000 | 1,609 |
| Earning assets | $199,889,000 | 2,165 |
| Long-term assets (5+ years) | $10,213,000 | 4,280 |
| Average Assets, year-to-date | $440,656,000 | 1,098 |
| Average Assets, quarterly | $273,747,000 | 1,743 |
| Volatile liabilities | $16,185,000 | 2,798 |
| Insider loans | $37,000 | 7,634 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $30,424,000 | 1,352 |
| Tier 1 (core) risk-based capital | $8,731,000 | 4,364 |
| Tier 2 risk-based capital | $2,693,160 | 1,241 |
| Total risk weighted assets | $205,571,060 | 1,411 |
| Total unused commitments | $30,424,000 | 1,368 |
| Derivatives | $0 | 651 |