Home > First National Bank > Income and Expense
First National Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,192,000 | 11,907 |
| Total interest expense | $432,000 | 12,060 |
| Net interest income | $760,000 | 11,666 |
| Provision for loan and lease losses | $36,000 | 8,112 |
| Total noninterest income | $130,000 | 10,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 9,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 9,389 |
| Total noninterest expense | $644,000 | 11,413 |
| Salaries and employee benefits | $308,000 | 11,565 |
| Premises and equipment expense | $107,000 | 10,233 |
| Additional noninterest expense | $229,000 | 11,340 |
| Pre-tax net operating income | $210,000 | 10,953 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $77,000 | 10,286 |
| Income before extraordinary items | $133,000 | 11,420 |
| Extraordinary gains, net | $2,000 | 3,122 |
| Net income | $135,000 | 11,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $24,000 | 8,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $133,000 | 11,210 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,236,000 | 12,515 |
| Total interest expense | $506,000 | 12,737 |
| Net interest income | $730,000 | 12,185 |
| Provision for loan and lease losses | $34,000 | 9,820 |
| Total noninterest income | $120,000 | 11,191 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,930 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 11,562 |
| Total noninterest expense | $711,000 | 11,463 |
| Salaries and employee benefits | $292,000 | 12,098 |
| Premises and equipment expense | $85,000 | 11,297 |
| Additional noninterest expense | $334,000 | 10,396 |
| Pre-tax net operating income | $105,000 | 11,976 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $28,000 | 11,867 |
| Income before extraordinary items | $77,000 | 12,270 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $77,000 | 12,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 8,508 |
| Cash dividends | $21,000 | 8,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $77,000 | 11,967 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.