Home > First National Bank > Income and Expense
First National Bank, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,489,000 | 3,043 |
| Total interest expense | $142,000 | 5,073 |
| Net interest income | $5,347,000 | 2,852 |
| Provision for loan and lease losses | $2,896,000 | 303 |
| Total noninterest income | $2,361,000 | 1,590 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $107,000 | 4,088 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,254,000 | 1,201 |
| Total noninterest expense | $4,375,000 | 2,901 |
| Salaries and employee benefits | $854,000 | 4,841 |
| Premises and equipment expense | $273,000 | 3,978 |
| Additional noninterest expense | $3,248,000 | 1,431 |
| Pre-tax net operating income | $437,000 | 4,770 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $162,000 | 2,944 |
| Income before extraordinary items | $275,000 | 5,052 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $275,000 | 5,052 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $275,000 | 5,052 |
| Net charge-offs | $2,120,000 | 289 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $275,000 | 5,000 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,496,000 | 3,148 |
| Total interest expense | $94,000 | 5,129 |
| Net interest income | $3,402,000 | 2,964 |
| Provision for loan and lease losses | $1,771,000 | 329 |
| Total noninterest income | $1,540,000 | 1,595 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $74,000 | 4,037 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,466,000 | 1,211 |
| Total noninterest expense | $2,812,000 | 2,973 |
| Salaries and employee benefits | $565,000 | 4,904 |
| Premises and equipment expense | $185,000 | 3,962 |
| Additional noninterest expense | $2,062,000 | 1,495 |
| Pre-tax net operating income | $359,000 | 4,571 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $128,000 | 2,834 |
| Income before extraordinary items | $231,000 | 4,886 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $231,000 | 4,886 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $231,000 | 4,886 |
| Net charge-offs | $1,344,000 | 285 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $231,000 | 4,840 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,712,000 | 3,197 |
| Total interest expense | $46,000 | 5,198 |
| Net interest income | $1,666,000 | 3,018 |
| Provision for loan and lease losses | $814,000 | 324 |
| Total noninterest income | $729,000 | 1,628 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $36,000 | 4,066 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $693,000 | 1,224 |
| Total noninterest expense | $1,327,000 | 3,104 |
| Salaries and employee benefits | $280,000 | 4,959 |
| Premises and equipment expense | $95,000 | 3,941 |
| Additional noninterest expense | $952,000 | 1,592 |
| Pre-tax net operating income | $254,000 | 4,117 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $89,000 | 2,545 |
| Income before extraordinary items | $165,000 | 4,505 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $165,000 | 4,504 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $165,000 | 4,506 |
| Net charge-offs | $677,000 | 275 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $165,000 | 4,442 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,001,000 | 3,442 |
| Total interest expense | $137,000 | 5,518 |
| Net interest income | $5,864,000 | 3,231 |
| Provision for loan and lease losses | $2,904,000 | 327 |
| Total noninterest income | $2,439,000 | 1,851 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $156,000 | 4,101 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,283,000 | 1,377 |
| Total noninterest expense | $5,092,000 | 3,171 |
| Salaries and employee benefits | $1,227,000 | 4,849 |
| Premises and equipment expense | $386,000 | 3,984 |
| Additional noninterest expense | $3,479,000 | 1,744 |
| Pre-tax net operating income | $307,000 | 5,271 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $100,000 | 3,321 |
| Income before extraordinary items | $207,000 | 5,451 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $207,000 | 5,453 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $207,000 | 5,454 |
| Net charge-offs | $2,091,000 | 360 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $207,000 | 5,394 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,369,000 | 3,551 |
| Total interest expense | $99,000 | 5,629 |
| Net interest income | $4,270,000 | 3,332 |
| Provision for loan and lease losses | $1,994,000 | 336 |
| Total noninterest income | $1,778,000 | 1,910 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $114,000 | 4,162 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,664,000 | 1,423 |
| Total noninterest expense | $3,674,000 | 3,286 |
| Salaries and employee benefits | $956,000 | 4,825 |
| Premises and equipment expense | $280,000 | 4,088 |
| Additional noninterest expense | $2,438,000 | 1,853 |
| Pre-tax net operating income | $380,000 | 5,041 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $125,000 | 3,137 |
| Income before extraordinary items | $255,000 | 5,255 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $255,000 | 5,260 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $255,000 | 5,261 |
| Net charge-offs | $1,415,000 | 365 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $255,000 | 5,208 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,813,000 | 3,635 |
| Total interest expense | $65,000 | 5,703 |
| Net interest income | $2,748,000 | 3,425 |
| Provision for loan and lease losses | $1,277,000 | 354 |
| Total noninterest income | $1,161,000 | 1,951 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $72,000 | 4,244 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,089,000 | 1,465 |
| Total noninterest expense | $2,439,000 | 3,319 |
| Salaries and employee benefits | $652,000 | 4,832 |
| Premises and equipment expense | $185,000 | 4,146 |
| Additional noninterest expense | $1,602,000 | 1,886 |
| Pre-tax net operating income | $193,000 | 5,262 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $59,000 | 3,360 |
| Income before extraordinary items | $134,000 | 5,452 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $134,000 | 5,451 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $134,000 | 5,454 |
| Net charge-offs | $919,000 | 373 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $134,000 | 5,396 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,364,000 | 3,712 |
| Total interest expense | $30,000 | 5,814 |
| Net interest income | $1,334,000 | 3,490 |
| Provision for loan and lease losses | $551,000 | 378 |
| Total noninterest income | $580,000 | 1,921 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $35,000 | 4,270 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $545,000 | 1,419 |
| Total noninterest expense | $1,186,000 | 3,394 |
| Salaries and employee benefits | $327,000 | 4,874 |
| Premises and equipment expense | $95,000 | 4,127 |
| Additional noninterest expense | $764,000 | 1,952 |
| Pre-tax net operating income | $177,000 | 4,610 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $66,000 | 2,792 |
| Income before extraordinary items | $111,000 | 5,009 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $111,000 | 5,011 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $111,000 | 5,013 |
| Net charge-offs | $503,000 | 357 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $111,000 | 4,949 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,970,000 | 3,971 |
| Total interest expense | $85,000 | 6,140 |
| Net interest income | $4,885,000 | 3,709 |
| Provision for loan and lease losses | $2,265,000 | 424 |
| Total noninterest income | $1,906,000 | 2,172 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $157,000 | 4,308 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,749,000 | 1,614 |
| Total noninterest expense | $4,168,000 | 3,736 |
| Salaries and employee benefits | $1,189,000 | 5,091 |
| Premises and equipment expense | $362,000 | 4,287 |
| Additional noninterest expense | $2,617,000 | 2,313 |
| Pre-tax net operating income | $358,000 | 5,351 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $96,000 | 3,419 |
| Income before extraordinary items | $262,000 | 5,496 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $262,000 | 5,495 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $262,000 | 5,496 |
| Net charge-offs | $1,343,000 | 707 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $262,000 | 5,443 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,567,000 | 4,116 |
| Total interest expense | $58,000 | 6,258 |
| Net interest income | $3,509,000 | 3,847 |
| Provision for loan and lease losses | $1,582,000 | 431 |
| Total noninterest income | $1,392,000 | 2,225 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $119,000 | 4,344 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,273,000 | 1,643 |
| Total noninterest expense | $3,083,000 | 3,786 |
| Salaries and employee benefits | $880,000 | 5,136 |
| Premises and equipment expense | $281,000 | 4,278 |
| Additional noninterest expense | $1,922,000 | 2,344 |
| Pre-tax net operating income | $236,000 | 5,534 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $45,000 | 3,699 |
| Income before extraordinary items | $191,000 | 5,595 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $191,000 | 5,594 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $191,000 | 5,595 |
| Net charge-offs | $886,000 | 738 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $191,000 | 5,552 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,250,000 | 4,258 |
| Total interest expense | $40,000 | 6,306 |
| Net interest income | $2,210,000 | 4,000 |
| Provision for loan and lease losses | $962,000 | 460 |
| Total noninterest income | $943,000 | 2,163 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $78,000 | 4,377 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $865,000 | 1,605 |
| Total noninterest expense | $2,050,000 | 3,824 |
| Salaries and employee benefits | $619,000 | 5,085 |
| Premises and equipment expense | $185,000 | 4,339 |
| Additional noninterest expense | $1,246,000 | 2,406 |
| Pre-tax net operating income | $141,000 | 5,602 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $25,000 | 3,746 |
| Income before extraordinary items | $116,000 | 5,664 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $116,000 | 5,666 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $116,000 | 5,666 |
| Net charge-offs | $538,000 | 819 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $116,000 | 5,623 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,088,000 | 4,359 |
| Total interest expense | $22,000 | 6,326 |
| Net interest income | $1,066,000 | 4,092 |
| Provision for loan and lease losses | $448,000 | 505 |
| Total noninterest income | $445,000 | 2,194 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $40,000 | 4,315 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $405,000 | 1,640 |
| Total noninterest expense | $1,017,000 | 3,858 |
| Salaries and employee benefits | $309,000 | 5,157 |
| Premises and equipment expense | $101,000 | 4,187 |
| Additional noninterest expense | $607,000 | 2,459 |
| Pre-tax net operating income | $46,000 | 5,787 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $8,000 | 3,893 |
| Income before extraordinary items | $38,000 | 5,837 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $38,000 | 5,838 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $38,000 | 5,839 |
| Net charge-offs | $268,000 | 780 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $38,000 | 5,798 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,480,000 | 4,951 |
| Total interest expense | $111,000 | 6,362 |
| Net interest income | $3,369,000 | 4,679 |
| Provision for loan and lease losses | $1,766,000 | 687 |
| Total noninterest income | $2,064,000 | 2,121 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $175,000 | 4,321 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,889,000 | 1,581 |
| Total noninterest expense | $3,659,000 | 4,145 |
| Salaries and employee benefits | $1,208,000 | 5,253 |
| Premises and equipment expense | $455,000 | 3,938 |
| Additional noninterest expense | $1,996,000 | 2,971 |
| Pre-tax net operating income | $8,000 | 6,169 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-31,000 | 6,379 |
| Income before extraordinary items | $39,000 | 6,159 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $39,000 | 6,161 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $39,000 | 6,162 |
| Net charge-offs | $608,000 | 1,802 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $39,000 | 6,113 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,456,000 | 5,114 |
| Total interest expense | $88,000 | 6,417 |
| Net interest income | $2,368,000 | 4,860 |
| Provision for loan and lease losses | $1,244,000 | 754 |
| Total noninterest income | $1,593,000 | 2,125 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $132,000 | 4,349 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,461,000 | 1,582 |
| Total noninterest expense | $2,732,000 | 4,165 |
| Salaries and employee benefits | $914,000 | 5,251 |
| Premises and equipment expense | $337,000 | 4,021 |
| Additional noninterest expense | $1,481,000 | 3,002 |
| Pre-tax net operating income | $-15,000 | 6,315 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-25,000 | 6,577 |
| Income before extraordinary items | $10,000 | 6,318 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $10,000 | 6,320 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $10,000 | 6,319 |
| Net charge-offs | $388,000 | 1,853 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $10,000 | 6,270 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,503,000 | 5,305 |
| Total interest expense | $61,000 | 6,462 |
| Net interest income | $1,442,000 | 5,077 |
| Provision for loan and lease losses | $739,000 | 852 |
| Total noninterest income | $1,075,000 | 2,130 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $86,000 | 4,368 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $989,000 | 1,590 |
| Total noninterest expense | $1,822,000 | 4,187 |
| Salaries and employee benefits | $606,000 | 5,284 |
| Premises and equipment expense | $220,000 | 4,087 |
| Additional noninterest expense | $996,000 | 2,977 |
| Pre-tax net operating income | $-44,000 | 6,396 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-41,000 | 6,680 |
| Income before extraordinary items | $-3,000 | 6,371 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-3,000 | 6,373 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-3,000 | 6,373 |
| Net charge-offs | $242,000 | 1,907 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-3,000 | 6,309 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $695,000 | 5,478 |
| Total interest expense | $34,000 | 6,476 |
| Net interest income | $661,000 | 5,268 |
| Provision for loan and lease losses | $267,000 | 1,109 |
| Total noninterest income | $458,000 | 2,347 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $40,000 | 4,477 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $418,000 | 1,799 |
| Total noninterest expense | $872,000 | 4,337 |
| Salaries and employee benefits | $301,000 | 5,336 |
| Premises and equipment expense | $113,000 | 4,039 |
| Additional noninterest expense | $458,000 | 3,170 |
| Pre-tax net operating income | $-20,000 | 6,446 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-17,000 | 6,783 |
| Income before extraordinary items | $-3,000 | 6,434 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-3,000 | 6,435 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-3,000 | 6,435 |
| Net charge-offs | $162,000 | 1,518 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-3,000 | 6,363 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,533,000 | 5,784 |
| Total interest expense | $274,000 | 6,088 |
| Net interest income | $2,259,000 | 5,656 |
| Provision for loan and lease losses | $353,000 | 3,154 |
| Total noninterest income | $364,000 | 4,963 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $171,000 | 4,545 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $193,000 | 4,641 |
| Total noninterest expense | $2,207,000 | 5,452 |
| Salaries and employee benefits | $1,219,000 | 5,367 |
| Premises and equipment expense | $357,000 | 4,557 |
| Additional noninterest expense | $631,000 | 5,728 |
| Pre-tax net operating income | $63,000 | 6,006 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-16,000 | 6,548 |
| Income before extraordinary items | $79,000 | 6,116 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $79,000 | 6,109 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $79,000 | 6,112 |
| Net charge-offs | $52,000 | 4,899 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $79,000 | 5,957 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,924,000 | 5,858 |
| Total interest expense | $234,000 | 6,054 |
| Net interest income | $1,690,000 | 5,745 |
| Provision for loan and lease losses | $96,000 | 4,403 |
| Total noninterest income | $253,000 | 5,119 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $129,000 | 4,595 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $124,000 | 4,850 |
| Total noninterest expense | $1,784,000 | 5,322 |
| Salaries and employee benefits | $943,000 | 5,309 |
| Premises and equipment expense | $316,000 | 4,245 |
| Additional noninterest expense | $525,000 | 5,590 |
| Pre-tax net operating income | $63,000 | 6,118 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-13,000 | 6,768 |
| Income before extraordinary items | $76,000 | 6,183 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $76,000 | 6,181 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $76,000 | 6,182 |
| Net charge-offs | $52,000 | 4,481 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $76,000 | 6,047 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,294,000 | 5,888 |
| Total interest expense | $178,000 | 5,955 |
| Net interest income | $1,116,000 | 5,798 |
| Provision for loan and lease losses | $6,000 | 5,444 |
| Total noninterest income | $182,000 | 5,026 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $86,000 | 4,607 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $96,000 | 4,709 |
| Total noninterest expense | $1,251,000 | 5,251 |
| Salaries and employee benefits | $640,000 | 5,292 |
| Premises and equipment expense | $212,000 | 4,242 |
| Additional noninterest expense | $399,000 | 5,350 |
| Pre-tax net operating income | $41,000 | 6,141 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-6,000 | 6,808 |
| Income before extraordinary items | $47,000 | 6,242 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $47,000 | 6,242 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $47,000 | 6,242 |
| Net charge-offs | $53,000 | 3,981 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $47,000 | 6,100 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $646,000 | 5,940 |
| Total interest expense | $96,000 | 5,945 |
| Net interest income | $550,000 | 5,867 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $88,000 | 5,127 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $41,000 | 4,661 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $47,000 | 4,806 |
| Total noninterest expense | $632,000 | 5,249 |
| Salaries and employee benefits | $322,000 | 5,330 |
| Premises and equipment expense | $111,000 | 4,168 |
| Additional noninterest expense | $199,000 | 5,374 |
| Pre-tax net operating income | $6,000 | 6,370 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-13,000 | 6,998 |
| Income before extraordinary items | $19,000 | 6,338 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $19,000 | 6,337 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $19,000 | 6,338 |
| Net charge-offs | $50,000 | 3,016 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $19,000 | 6,203 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,781,000 | 5,897 |
| Total interest expense | $487,000 | 5,902 |
| Net interest income | $2,294,000 | 5,832 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $316,000 | 5,119 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $162,000 | 4,756 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $154,000 | 4,821 |
| Total noninterest expense | $2,374,000 | 5,451 |
| Salaries and employee benefits | $1,191,000 | 5,538 |
| Premises and equipment expense | $431,000 | 4,400 |
| Additional noninterest expense | $752,000 | 5,537 |
| Pre-tax net operating income | $236,000 | 5,408 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $33,000 | 3,928 |
| Income before extraordinary items | $203,000 | 5,546 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $203,000 | 5,548 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $203,000 | 5,548 |
| Net charge-offs | $-38,000 | 7,150 |
| Cash dividends | $50,000 | 3,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $203,000 | 5,431 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,106,000 | 5,940 |
| Total interest expense | $382,000 | 5,926 |
| Net interest income | $1,724,000 | 5,868 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $250,000 | 5,111 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $116,000 | 4,862 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $134,000 | 4,704 |
| Total noninterest expense | $1,789,000 | 5,459 |
| Salaries and employee benefits | $878,000 | 5,574 |
| Premises and equipment expense | $330,000 | 4,392 |
| Additional noninterest expense | $581,000 | 5,502 |
| Pre-tax net operating income | $185,000 | 5,530 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $30,000 | 3,874 |
| Income before extraordinary items | $155,000 | 5,688 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $155,000 | 5,689 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $155,000 | 5,689 |
| Net charge-offs | $-38,000 | 7,217 |
| Cash dividends | $50,000 | 3,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $155,000 | 5,550 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,397,000 | 6,002 |
| Total interest expense | $266,000 | 5,959 |
| Net interest income | $1,131,000 | 5,933 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $165,000 | 5,154 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $76,000 | 4,883 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $89,000 | 4,726 |
| Total noninterest expense | $1,182,000 | 5,544 |
| Salaries and employee benefits | $571,000 | 5,678 |
| Premises and equipment expense | $223,000 | 4,415 |
| Additional noninterest expense | $388,000 | 5,598 |
| Pre-tax net operating income | $114,000 | 5,618 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $16,000 | 3,930 |
| Income before extraordinary items | $98,000 | 5,716 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $98,000 | 5,714 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $98,000 | 5,716 |
| Net charge-offs | $1,000 | 5,777 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $98,000 | 5,626 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $692,000 | 6,050 |
| Total interest expense | $137,000 | 6,013 |
| Net interest income | $555,000 | 5,991 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $95,000 | 5,004 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $33,000 | 5,074 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $62,000 | 4,333 |
| Total noninterest expense | $569,000 | 5,670 |
| Salaries and employee benefits | $275,000 | 5,802 |
| Premises and equipment expense | $116,000 | 4,360 |
| Additional noninterest expense | $178,000 | 5,797 |
| Pre-tax net operating income | $81,000 | 5,368 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $14,000 | 3,619 |
| Income before extraordinary items | $67,000 | 5,461 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $67,000 | 5,460 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $67,000 | 5,461 |
| Net charge-offs | $-2,000 | 6,441 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $67,000 | 5,412 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,101,000 | 5,962 |
| Total interest expense | $718,000 | 5,921 |
| Net interest income | $2,383,000 | 5,868 |
| Provision for loan and lease losses | $9,000 | 6,951 |
| Total noninterest income | $378,000 | 5,050 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $176,000 | 4,644 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $202,000 | 4,579 |
| Total noninterest expense | $2,430,000 | 5,562 |
| Salaries and employee benefits | $1,230,000 | 5,613 |
| Premises and equipment expense | $443,000 | 4,496 |
| Additional noninterest expense | $757,000 | 5,734 |
| Pre-tax net operating income | $322,000 | 4,843 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $53,000 | 3,602 |
| Income before extraordinary items | $269,000 | 5,055 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $269,000 | 5,059 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $269,000 | 5,059 |
| Net charge-offs | $16,000 | 6,440 |
| Cash dividends | $200,000 | 3,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $269,000 | 4,906 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,362,000 | 6,045 |
| Total interest expense | $564,000 | 5,981 |
| Net interest income | $1,798,000 | 5,940 |
| Provision for loan and lease losses | $9,000 | 6,858 |
| Total noninterest income | $283,000 | 5,142 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $139,000 | 4,630 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $144,000 | 4,706 |
| Total noninterest expense | $1,846,000 | 5,573 |
| Salaries and employee benefits | $935,000 | 5,612 |
| Premises and equipment expense | $347,000 | 4,460 |
| Additional noninterest expense | $564,000 | 5,777 |
| Pre-tax net operating income | $226,000 | 5,156 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $48,000 | 3,588 |
| Income before extraordinary items | $178,000 | 5,392 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $178,000 | 5,394 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $178,000 | 5,395 |
| Net charge-offs | $7,000 | 6,361 |
| Cash dividends | $150,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $178,000 | 5,234 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,597,000 | 6,062 |
| Total interest expense | $390,000 | 6,015 |
| Net interest income | $1,207,000 | 5,949 |
| Provision for loan and lease losses | $9,000 | 6,665 |
| Total noninterest income | $181,000 | 5,185 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $94,000 | 4,594 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $87,000 | 4,851 |
| Total noninterest expense | $1,235,000 | 5,589 |
| Salaries and employee benefits | $627,000 | 5,622 |
| Premises and equipment expense | $230,000 | 4,499 |
| Additional noninterest expense | $378,000 | 5,779 |
| Pre-tax net operating income | $144,000 | 5,245 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $30,000 | 3,574 |
| Income before extraordinary items | $114,000 | 5,454 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $114,000 | 5,456 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $114,000 | 5,456 |
| Net charge-offs | $-27,000 | 7,628 |
| Cash dividends | $100,000 | 2,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $114,000 | 5,325 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $803,000 | 6,131 |
| Total interest expense | $201,000 | 6,074 |
| Net interest income | $602,000 | 5,995 |
| Provision for loan and lease losses | $9,000 | 6,179 |
| Total noninterest income | $101,000 | 5,028 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $46,000 | 4,630 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $55,000 | 4,521 |
| Total noninterest expense | $616,000 | 5,664 |
| Salaries and employee benefits | $312,000 | 5,712 |
| Premises and equipment expense | $111,000 | 4,666 |
| Additional noninterest expense | $193,000 | 5,774 |
| Pre-tax net operating income | $78,000 | 5,319 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $15,000 | 3,592 |
| Income before extraordinary items | $63,000 | 5,494 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $63,000 | 5,496 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $63,000 | 5,495 |
| Net charge-offs | $-7,000 | 7,395 |
| Cash dividends | $50,000 | 2,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $63,000 | 5,394 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,467,000 | 6,038 |
| Total interest expense | $984,000 | 6,060 |
| Net interest income | $2,483,000 | 5,860 |
| Provision for loan and lease losses | $40,000 | 6,951 |
| Total noninterest income | $379,000 | 5,211 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $211,000 | 4,545 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $168,000 | 4,927 |
| Total noninterest expense | $2,435,000 | 5,749 |
| Salaries and employee benefits | $1,230,000 | 5,777 |
| Premises and equipment expense | $461,000 | 4,608 |
| Additional noninterest expense | $744,000 | 5,987 |
| Pre-tax net operating income | $387,000 | 4,275 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $83,000 | 2,981 |
| Income before extraordinary items | $304,000 | 4,452 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $304,000 | 4,453 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $304,000 | 4,454 |
| Net charge-offs | $78,000 | 5,904 |
| Cash dividends | $286,000 | 3,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $304,000 | 4,385 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,622,000 | 6,081 |
| Total interest expense | $763,000 | 6,122 |
| Net interest income | $1,859,000 | 5,877 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $295,000 | 5,227 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $160,000 | 4,549 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $135,000 | 4,945 |
| Total noninterest expense | $1,808,000 | 5,798 |
| Salaries and employee benefits | $924,000 | 5,793 |
| Premises and equipment expense | $341,000 | 4,687 |
| Additional noninterest expense | $543,000 | 6,069 |
| Pre-tax net operating income | $346,000 | 4,369 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $91,000 | 2,945 |
| Income before extraordinary items | $255,000 | 4,608 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $255,000 | 4,607 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $255,000 | 4,609 |
| Net charge-offs | $79,000 | 5,280 |
| Cash dividends | $150,000 | 3,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $255,000 | 4,542 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,748,000 | 6,142 |
| Total interest expense | $516,000 | 6,204 |
| Net interest income | $1,232,000 | 5,906 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $193,000 | 5,279 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $98,000 | 4,705 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $95,000 | 4,886 |
| Total noninterest expense | $1,187,000 | 5,884 |
| Salaries and employee benefits | $609,000 | 5,883 |
| Premises and equipment expense | $227,000 | 4,718 |
| Additional noninterest expense | $351,000 | 6,147 |
| Pre-tax net operating income | $238,000 | 4,433 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $64,000 | 2,982 |
| Income before extraordinary items | $174,000 | 4,708 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $174,000 | 4,704 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $174,000 | 4,704 |
| Net charge-offs | $20,000 | 5,615 |
| Cash dividends | $100,000 | 3,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $174,000 | 4,615 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $874,000 | 6,184 |
| Total interest expense | $265,000 | 6,261 |
| Net interest income | $609,000 | 5,955 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $110,000 | 5,038 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $50,000 | 4,615 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $60,000 | 4,510 |
| Total noninterest expense | $570,000 | 5,931 |
| Salaries and employee benefits | $299,000 | 5,983 |
| Premises and equipment expense | $111,000 | 4,833 |
| Additional noninterest expense | $160,000 | 6,160 |
| Pre-tax net operating income | $149,000 | 4,520 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $41,000 | 3,047 |
| Income before extraordinary items | $108,000 | 4,842 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $108,000 | 4,847 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $108,000 | 4,845 |
| Net charge-offs | $25,000 | 4,167 |
| Cash dividends | $50,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $108,000 | 4,673 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,014,000 | 6,002 |
| Total interest expense | $1,587,000 | 5,864 |
| Net interest income | $2,427,000 | 5,964 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $537,000 | 4,688 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $262,000 | 4,269 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $275,000 | 4,258 |
| Total noninterest expense | $2,432,000 | 5,717 |
| Salaries and employee benefits | $1,277,000 | 5,796 |
| Premises and equipment expense | $453,000 | 4,745 |
| Additional noninterest expense | $702,000 | 5,802 |
| Pre-tax net operating income | $532,000 | 4,771 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $151,000 | 3,059 |
| Income before extraordinary items | $381,000 | 4,811 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $381,000 | 4,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-89,000 | 8,220 |
| Cash dividends | $200,000 | 4,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $381,000 | 4,979 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,089,000 | 6,007 |
| Total interest expense | $1,281,000 | 5,805 |
| Net interest income | $1,808,000 | 6,034 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $398,000 | 4,819 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $199,000 | 4,270 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $199,000 | 4,427 |
| Total noninterest expense | $1,844,000 | 5,696 |
| Salaries and employee benefits | $993,000 | 5,710 |
| Premises and equipment expense | $335,000 | 4,786 |
| Additional noninterest expense | $516,000 | 5,820 |
| Pre-tax net operating income | $362,000 | 5,401 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $82,000 | 3,758 |
| Income before extraordinary items | $280,000 | 5,308 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $280,000 | 5,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,117 |
| Cash dividends | $150,000 | 4,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $280,000 | 5,476 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,129,000 | 6,006 |
| Total interest expense | $922,000 | 5,771 |
| Net interest income | $1,207,000 | 6,056 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $258,000 | 4,938 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $126,000 | 4,374 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $132,000 | 4,523 |
| Total noninterest expense | $1,232,000 | 5,721 |
| Salaries and employee benefits | $659,000 | 5,771 |
| Premises and equipment expense | $230,000 | 4,740 |
| Additional noninterest expense | $343,000 | 5,818 |
| Pre-tax net operating income | $233,000 | 5,599 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $52,000 | 4,033 |
| Income before extraordinary items | $181,000 | 5,750 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $181,000 | 5,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,328 |
| Cash dividends | $100,000 | 4,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $181,000 | 5,690 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,107,000 | 5,993 |
| Total interest expense | $499,000 | 5,770 |
| Net interest income | $608,000 | 6,074 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $148,000 | 4,648 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $61,000 | 4,418 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $87,000 | 4,033 |
| Total noninterest expense | $625,000 | 5,698 |
| Salaries and employee benefits | $328,000 | 5,841 |
| Premises and equipment expense | $120,000 | 4,630 |
| Additional noninterest expense | $177,000 | 5,710 |
| Pre-tax net operating income | $131,000 | 5,651 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $42,000 | 3,739 |
| Income before extraordinary items | $89,000 | 5,986 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $89,000 | 5,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,965 |
| Cash dividends | $50,000 | 3,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $89,000 | 5,902 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,601,000 | 5,932 |
| Total interest expense | $1,975,000 | 5,856 |
| Net interest income | $2,626,000 | 5,846 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $538,000 | 4,872 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $286,000 | 4,175 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $252,000 | 4,567 |
| Total noninterest expense | $2,526,000 | 5,574 |
| Salaries and employee benefits | $1,370,000 | 5,582 |
| Premises and equipment expense | $494,000 | 4,401 |
| Additional noninterest expense | $662,000 | 5,879 |
| Pre-tax net operating income | $638,000 | 5,593 |
| Securities gains (losses) | $-146,000 | 8,217 |
| Applicable income taxes | $106,000 | 4,440 |
| Income before extraordinary items | $386,000 | 6,101 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $386,000 | 6,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 3,021 |
| Cash dividends | $150,000 | 5,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $499,880 | 5,668 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,508,000 | 5,923 |
| Total interest expense | $1,475,000 | 5,902 |
| Net interest income | $2,033,000 | 5,784 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $417,000 | 4,813 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $222,000 | 4,108 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $195,000 | 4,528 |
| Total noninterest expense | $1,890,000 | 5,551 |
| Salaries and employee benefits | $1,017,000 | 5,587 |
| Premises and equipment expense | $376,000 | 4,341 |
| Additional noninterest expense | $497,000 | 5,826 |
| Pre-tax net operating income | $560,000 | 5,565 |
| Securities gains (losses) | $-160,000 | 8,356 |
| Applicable income taxes | $78,000 | 4,643 |
| Income before extraordinary items | $322,000 | 6,203 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $322,000 | 6,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,581 |
| Cash dividends | $100,000 | 4,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $450,000 | 5,569 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,346,000 | 5,924 |
| Total interest expense | $974,000 | 5,933 |
| Net interest income | $1,372,000 | 5,810 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $283,000 | 4,799 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $144,000 | 4,170 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $139,000 | 4,467 |
| Total noninterest expense | $1,242,000 | 5,623 |
| Salaries and employee benefits | $671,000 | 5,692 |
| Premises and equipment expense | $253,000 | 4,346 |
| Additional noninterest expense | $318,000 | 5,962 |
| Pre-tax net operating income | $413,000 | 5,444 |
| Securities gains (losses) | $-160,000 | 8,448 |
| Applicable income taxes | $42,000 | 4,880 |
| Income before extraordinary items | $211,000 | 6,296 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $211,000 | 6,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 2,491 |
| Cash dividends | $50,000 | 4,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $343,800 | 5,368 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,189,000 | 5,903 |
| Total interest expense | $475,000 | 5,979 |
| Net interest income | $714,000 | 5,711 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $154,000 | 4,584 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $71,000 | 4,138 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $83,000 | 4,134 |
| Total noninterest expense | $626,000 | 5,619 |
| Salaries and employee benefits | $334,000 | 5,749 |
| Premises and equipment expense | $129,000 | 4,299 |
| Additional noninterest expense | $163,000 | 5,882 |
| Pre-tax net operating income | $242,000 | 5,118 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $39,000 | 4,383 |
| Income before extraordinary items | $203,000 | 5,029 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $203,000 | 5,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,735 |
| Cash dividends | $50,000 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $203,000 | 5,022 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,549,000 | 5,810 |
| Total interest expense | $1,695,000 | 5,826 |
| Net interest income | $2,854,000 | 5,675 |
| Provision for loan and lease losses | $-101,000 | 8,477 |
| Total noninterest income | $621,000 | 4,647 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $312,000 | 4,046 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $309,000 | 4,246 |
| Total noninterest expense | $2,626,000 | 5,325 |
| Salaries and employee benefits | $1,363,000 | 5,493 |
| Premises and equipment expense | $542,000 | 4,043 |
| Additional noninterest expense | $721,000 | 5,557 |
| Pre-tax net operating income | $950,000 | 5,311 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $301,000 | 3,798 |
| Income before extraordinary items | $649,000 | 5,658 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $649,000 | 5,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-296,000 | 8,617 |
| Cash dividends | $280,000 | 4,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $649,000 | 5,640 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,383,000 | 5,835 |
| Total interest expense | $1,231,000 | 5,857 |
| Net interest income | $2,152,000 | 5,701 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $450,000 | 4,756 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $234,000 | 4,068 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $216,000 | 4,379 |
| Total noninterest expense | $1,944,000 | 5,351 |
| Salaries and employee benefits | $1,020,000 | 5,493 |
| Premises and equipment expense | $420,000 | 3,981 |
| Additional noninterest expense | $504,000 | 5,750 |
| Pre-tax net operating income | $658,000 | 5,674 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $201,000 | 4,127 |
| Income before extraordinary items | $457,000 | 5,962 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $457,000 | 5,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-293,000 | 8,668 |
| Cash dividends | $139,000 | 4,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $457,000 | 5,959 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,201,000 | 5,880 |
| Total interest expense | $796,000 | 5,821 |
| Net interest income | $1,405,000 | 5,792 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $366,000 | 4,248 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $148,000 | 4,169 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $218,000 | 3,574 |
| Total noninterest expense | $1,336,000 | 5,270 |
| Salaries and employee benefits | $693,000 | 5,455 |
| Premises and equipment expense | $281,000 | 3,972 |
| Additional noninterest expense | $362,000 | 5,511 |
| Pre-tax net operating income | $435,000 | 5,713 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $122,000 | 4,283 |
| Income before extraordinary items | $313,000 | 5,918 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $313,000 | 5,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,463 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $313,000 | 5,923 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,088,000 | 5,870 |
| Total interest expense | $392,000 | 5,759 |
| Net interest income | $696,000 | 5,820 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $148,000 | 4,717 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $69,000 | 4,247 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $79,000 | 4,177 |
| Total noninterest expense | $684,000 | 5,199 |
| Salaries and employee benefits | $364,000 | 5,319 |
| Premises and equipment expense | $141,000 | 3,962 |
| Additional noninterest expense | $179,000 | 5,526 |
| Pre-tax net operating income | $160,000 | 6,283 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $24,000 | 5,226 |
| Income before extraordinary items | $136,000 | 6,161 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $136,000 | 6,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $136,000 | 6,159 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,214,000 | 5,674 |
| Total interest expense | $1,425,000 | 5,363 |
| Net interest income | $2,789,000 | 5,729 |
| Provision for loan and lease losses | $362,000 | 2,440 |
| Total noninterest income | $589,000 | 4,829 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $302,000 | 4,167 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $287,000 | 4,443 |
| Total noninterest expense | $2,816,000 | 4,994 |
| Salaries and employee benefits | $1,420,000 | 5,231 |
| Premises and equipment expense | $521,000 | 4,058 |
| Additional noninterest expense | $875,000 | 4,869 |
| Pre-tax net operating income | $200,000 | 7,703 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $34,000 | 6,086 |
| Income before extraordinary items | $166,000 | 7,728 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $166,000 | 7,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $672,000 | 921 |
| Cash dividends | $50,000 | 5,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $166,000 | 7,694 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,124,000 | 5,680 |
| Total interest expense | $1,027,000 | 5,362 |
| Net interest income | $2,097,000 | 5,742 |
| Provision for loan and lease losses | $362,000 | 1,862 |
| Total noninterest income | $447,000 | 4,843 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $226,000 | 4,193 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $221,000 | 4,388 |
| Total noninterest expense | $2,132,000 | 4,923 |
| Salaries and employee benefits | $1,070,000 | 5,196 |
| Premises and equipment expense | $393,000 | 4,018 |
| Additional noninterest expense | $669,000 | 4,767 |
| Pre-tax net operating income | $50,000 | 8,190 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $-10,000 | 8,604 |
| Income before extraordinary items | $60,000 | 8,153 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $60,000 | 8,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $676,000 | 663 |
| Cash dividends | $50,000 | 5,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $60,000 | 8,122 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,059,000 | 5,651 |
| Total interest expense | $665,000 | 5,295 |
| Net interest income | $1,394,000 | 5,735 |
| Provision for loan and lease losses | $362,000 | 1,292 |
| Total noninterest income | $258,000 | 5,142 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $121,000 | 4,629 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $136,000 | 4,526 |
| Total noninterest expense | $1,394,000 | 4,988 |
| Salaries and employee benefits | $706,000 | 5,224 |
| Premises and equipment expense | $259,000 | 4,035 |
| Additional noninterest expense | $429,000 | 4,867 |
| Pre-tax net operating income | $-104,000 | 8,490 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-52,000 | 8,713 |
| Income before extraordinary items | $-52,000 | 8,469 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-52,000 | 8,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $670,000 | 489 |
| Cash dividends | $50,000 | 4,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-52,000 | 8,437 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,023,000 | 5,666 |
| Total interest expense | $315,000 | 5,338 |
| Net interest income | $708,000 | 5,696 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $133,000 | 5,024 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $58,000 | 4,666 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $75,000 | 4,317 |
| Total noninterest expense | $680,000 | 5,101 |
| Salaries and employee benefits | $361,000 | 5,172 |
| Premises and equipment expense | $130,000 | 4,075 |
| Additional noninterest expense | $189,000 | 5,293 |
| Pre-tax net operating income | $131,000 | 6,802 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $26,000 | 5,434 |
| Income before extraordinary items | $105,000 | 6,803 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $105,000 | 6,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $50,000 | 3,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $105,000 | 6,769 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,559,000 | 5,134 |
| Total interest expense | $1,248,000 | 5,012 |
| Net interest income | $3,311,000 | 5,094 |
| Provision for loan and lease losses | $290,000 | 2,996 |
| Total noninterest income | $407,000 | 5,750 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $261,000 | 4,654 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $146,000 | 5,747 |
| Total noninterest expense | $2,781,000 | 4,921 |
| Salaries and employee benefits | $1,442,000 | 5,081 |
| Premises and equipment expense | $538,000 | 3,858 |
| Additional noninterest expense | $801,000 | 5,091 |
| Pre-tax net operating income | $647,000 | 6,264 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $169,000 | 4,954 |
| Income before extraordinary items | $478,000 | 6,441 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $478,000 | 6,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,515 |
| Cash dividends | $338,000 | 4,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $478,000 | 6,373 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,488,000 | 5,072 |
| Total interest expense | $948,000 | 4,932 |
| Net interest income | $2,540,000 | 5,006 |
| Provision for loan and lease losses | $230,000 | 2,721 |
| Total noninterest income | $320,000 | 5,677 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $195,000 | 4,696 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $125,000 | 5,493 |
| Total noninterest expense | $2,049,000 | 4,946 |
| Salaries and employee benefits | $1,067,000 | 5,074 |
| Premises and equipment expense | $399,000 | 3,882 |
| Additional noninterest expense | $583,000 | 5,134 |
| Pre-tax net operating income | $581,000 | 5,985 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $161,000 | 4,744 |
| Income before extraordinary items | $420,000 | 6,198 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $420,000 | 6,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 1,942 |
| Cash dividends | $337,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $420,000 | 6,128 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,350,000 | 5,045 |
| Total interest expense | $652,000 | 4,863 |
| Net interest income | $1,698,000 | 4,994 |
| Provision for loan and lease losses | $170,000 | 2,510 |
| Total noninterest income | $195,000 | 5,874 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $123,000 | 4,818 |
| Trading account gains and fees | $7,000 | 120 |
| Additional Noninterest Income | $65,000 | 5,981 |
| Total noninterest expense | $1,346,000 | 5,016 |
| Salaries and employee benefits | $707,000 | 5,131 |
| Premises and equipment expense | $256,000 | 3,999 |
| Additional noninterest expense | $383,000 | 5,216 |
| Pre-tax net operating income | $377,000 | 6,006 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $102,000 | 4,819 |
| Income before extraordinary items | $275,000 | 6,238 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $275,000 | 6,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 1,211 |
| Cash dividends | $169,000 | 3,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $275,000 | 6,154 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,169,000 | 5,086 |
| Total interest expense | $331,000 | 4,873 |
| Net interest income | $838,000 | 5,045 |
| Provision for loan and lease losses | $40,000 | 3,725 |
| Total noninterest income | $56,000 | 7,006 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $57,000 | 4,910 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $-1,000 | 9,064 |
| Total noninterest expense | $689,000 | 4,971 |
| Salaries and employee benefits | $359,000 | 5,099 |
| Premises and equipment expense | $133,000 | 3,917 |
| Additional noninterest expense | $197,000 | 5,125 |
| Pre-tax net operating income | $165,000 | 6,248 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $28,000 | 5,476 |
| Income before extraordinary items | $137,000 | 6,218 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $137,000 | 6,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 698 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $137,000 | 6,111 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,782,000 | 5,046 |
| Total interest expense | $1,609,000 | 4,678 |
| Net interest income | $3,173,000 | 5,129 |
| Provision for loan and lease losses | $45,000 | 6,412 |
| Total noninterest income | $510,000 | 5,384 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $236,000 | 4,882 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $274,000 | 4,677 |
| Total noninterest expense | $2,680,000 | 4,967 |
| Salaries and employee benefits | $1,356,000 | 5,199 |
| Premises and equipment expense | $512,000 | 3,992 |
| Additional noninterest expense | $812,000 | 5,001 |
| Pre-tax net operating income | $958,000 | 5,283 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $274,000 | 4,420 |
| Income before extraordinary items | $684,000 | 5,653 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $684,000 | 5,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,602 |
| Cash dividends | $750,000 | 2,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $684,000 | 5,482 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,601,000 | 5,093 |
| Total interest expense | $1,259,000 | 4,671 |
| Net interest income | $2,342,000 | 5,205 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $389,000 | 5,392 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $176,000 | 4,927 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $213,000 | 4,667 |
| Total noninterest expense | $2,047,000 | 4,901 |
| Salaries and employee benefits | $1,078,000 | 4,980 |
| Premises and equipment expense | $384,000 | 3,978 |
| Additional noninterest expense | $585,000 | 5,098 |
| Pre-tax net operating income | $684,000 | 5,564 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $186,000 | 4,765 |
| Income before extraordinary items | $498,000 | 5,873 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $498,000 | 5,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,484 |
| Cash dividends | $562,000 | 2,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $498,000 | 5,694 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,352,000 | 5,199 |
| Total interest expense | $866,000 | 4,687 |
| Net interest income | $1,486,000 | 5,355 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $264,000 | 5,313 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $115,000 | 4,936 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $149,000 | 4,585 |
| Total noninterest expense | $1,390,000 | 4,837 |
| Salaries and employee benefits | $736,000 | 4,900 |
| Premises and equipment expense | $259,000 | 3,939 |
| Additional noninterest expense | $395,000 | 5,050 |
| Pre-tax net operating income | $360,000 | 6,106 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $80,000 | 5,416 |
| Income before extraordinary items | $280,000 | 6,250 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $280,000 | 6,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,495 |
| Cash dividends | $375,000 | 2,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $280,000 | 6,045 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,182,000 | 5,216 |
| Total interest expense | $445,000 | 4,702 |
| Net interest income | $737,000 | 5,375 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $138,000 | 5,100 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $53,000 | 5,050 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $85,000 | 4,228 |
| Total noninterest expense | $716,000 | 4,726 |
| Salaries and employee benefits | $380,000 | 4,800 |
| Premises and equipment expense | $131,000 | 3,907 |
| Additional noninterest expense | $205,000 | 4,878 |
| Pre-tax net operating income | $159,000 | 6,347 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $16,000 | 6,250 |
| Income before extraordinary items | $143,000 | 6,125 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $143,000 | 6,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,300 |
| Cash dividends | $187,000 | 2,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $143,000 | 5,947 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,456,000 | 4,870 |
| Total interest expense | $2,135,000 | 4,601 |
| Net interest income | $3,321,000 | 4,937 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $405,000 | 5,754 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $213,000 | 5,064 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $192,000 | 5,118 |
| Total noninterest expense | $2,550,000 | 5,017 |
| Salaries and employee benefits | $1,332,000 | 5,115 |
| Premises and equipment expense | $478,000 | 4,074 |
| Additional noninterest expense | $740,000 | 5,207 |
| Pre-tax net operating income | $1,176,000 | 4,773 |
| Securities gains (losses) | $13,000 | 3,457 |
| Applicable income taxes | $377,000 | 4,005 |
| Income before extraordinary items | $812,000 | 5,164 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $812,000 | 5,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,694 |
| Cash dividends | $749,000 | 2,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $803,160 | 5,052 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,459,000 | 4,700 |
| Total interest expense | $3,142,000 | 4,559 |
| Net interest income | $3,317,000 | 4,722 |
| Provision for loan and lease losses | $45,000 | 6,815 |
| Total noninterest income | $630,000 | 4,468 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $239,000 | 4,757 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $391,000 | 3,580 |
| Total noninterest expense | $2,659,000 | 4,752 |
| Salaries and employee benefits | $1,346,000 | 4,907 |
| Premises and equipment expense | $483,000 | 4,002 |
| Additional noninterest expense | $830,000 | 4,667 |
| Pre-tax net operating income | $1,243,000 | 4,345 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $384,000 | 3,815 |
| Income before extraordinary items | $859,000 | 4,688 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $859,000 | 4,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,080 |
| Cash dividends | $750,000 | 2,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $859,000 | 4,571 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,401,000 | 4,879 |
| Total interest expense | $3,159,000 | 4,726 |
| Net interest income | $3,242,000 | 4,875 |
| Provision for loan and lease losses | $45,000 | 6,708 |
| Total noninterest income | $457,000 | 5,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $266,000 | 4,363 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $191,000 | 4,905 |
| Total noninterest expense | $2,495,000 | 4,861 |
| Salaries and employee benefits | $1,246,000 | 5,058 |
| Premises and equipment expense | $511,000 | 3,726 |
| Additional noninterest expense | $738,000 | 4,995 |
| Pre-tax net operating income | $1,159,000 | 4,825 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $390,000 | 4,021 |
| Income before extraordinary items | $769,000 | 5,160 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $769,000 | 5,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 9,665 |
| Cash dividends | $750,000 | 2,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $769,000 | 5,153 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,105,000 | 4,887 |
| Total interest expense | $2,976,000 | 4,634 |
| Net interest income | $3,129,000 | 5,008 |
| Provision for loan and lease losses | $303,000 | 2,612 |
| Total noninterest income | $631,000 | 4,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $256,000 | 4,455 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $375,000 | 3,559 |
| Total noninterest expense | $2,442,000 | 4,968 |
| Salaries and employee benefits | $1,141,000 | 5,365 |
| Premises and equipment expense | $463,000 | 4,031 |
| Additional noninterest expense | $838,000 | 4,635 |
| Pre-tax net operating income | $1,015,000 | 5,267 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $311,000 | 4,736 |
| Income before extraordinary items | $704,000 | 5,442 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $704,000 | 5,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $522,000 | 1,176 |
| Cash dividends | $649,000 | 3,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $704,000 | 5,412 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,807,000 | 4,493 |
| Total interest expense | $3,421,000 | 4,219 |
| Net interest income | $3,386,000 | 4,708 |
| Provision for loan and lease losses | $32,000 | 7,261 |
| Total noninterest income | $833,000 | 3,514 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $228,000 | 4,773 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $605,000 | 2,640 |
| Total noninterest expense | $2,494,000 | 4,790 |
| Salaries and employee benefits | $1,228,000 | 4,995 |
| Premises and equipment expense | $391,000 | 4,506 |
| Additional noninterest expense | $875,000 | 4,382 |
| Pre-tax net operating income | $1,693,000 | 3,810 |
| Securities gains (losses) | $13,000 | 2,771 |
| Applicable income taxes | $589,000 | 3,451 |
| Income before extraordinary items | $1,117,000 | 4,136 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,117,000 | 4,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 9,952 |
| Cash dividends | $750,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,108,550 | 4,067 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,868,000 | 4,567 |
| Total interest expense | $3,326,000 | 4,304 |
| Net interest income | $3,542,000 | 4,690 |
| Provision for loan and lease losses | $45,000 | 6,862 |
| Total noninterest income | $342,000 | 6,236 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $230,000 | 4,918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 6,462 |
| Total noninterest expense | $2,436,000 | 4,875 |
| Salaries and employee benefits | $1,087,000 | 5,528 |
| Premises and equipment expense | $426,000 | 4,234 |
| Additional noninterest expense | $923,000 | 4,210 |
| Pre-tax net operating income | $1,403,000 | 4,721 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $391,000 | 4,942 |
| Income before extraordinary items | $1,015,000 | 4,653 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,015,000 | 4,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,597 |
| Cash dividends | $650,000 | 2,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,012,840 | 4,591 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,180,000 | 5,067 |
| Total interest expense | $2,881,000 | 4,961 |
| Net interest income | $3,299,000 | 5,077 |
| Provision for loan and lease losses | $467,000 | 1,829 |
| Total noninterest income | $328,000 | 6,631 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $209,000 | 5,405 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 6,619 |
| Total noninterest expense | $2,390,000 | 5,194 |
| Salaries and employee benefits | $1,041,000 | 5,826 |
| Premises and equipment expense | $393,000 | 4,592 |
| Additional noninterest expense | $956,000 | 4,575 |
| Pre-tax net operating income | $770,000 | 6,615 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $266,000 | 6,233 |
| Income before extraordinary items | $504,000 | 6,883 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $504,000 | 6,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $292,000 | 2,125 |
| Cash dividends | $559,000 | 3,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $504,000 | 6,816 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,909,000 | 5,263 |
| Total interest expense | $2,760,000 | 5,124 |
| Net interest income | $3,149,000 | 5,289 |
| Provision for loan and lease losses | $328,000 | 2,154 |
| Total noninterest income | $304,000 | 7,034 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $212,000 | 5,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 7,497 |
| Total noninterest expense | $2,240,000 | 5,474 |
| Salaries and employee benefits | $957,000 | 6,263 |
| Premises and equipment expense | $339,000 | 5,146 |
| Additional noninterest expense | $944,000 | 4,572 |
| Pre-tax net operating income | $885,000 | 6,490 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $291,000 | 6,120 |
| Income before extraordinary items | $594,000 | 6,650 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $594,000 | 6,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $414,000 | 1,567 |
| Cash dividends | $560,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $594,000 | 6,634 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,477,000 | 5,261 |
| Total interest expense | $2,305,000 | 4,974 |
| Net interest income | $3,172,000 | 5,362 |
| Provision for loan and lease losses | $280,000 | 2,395 |
| Total noninterest income | $316,000 | 7,044 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 6,086 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 6,755 |
| Total noninterest expense | $2,266,000 | 5,600 |
| Salaries and employee benefits | $993,000 | 6,122 |
| Premises and equipment expense | $330,000 | 5,310 |
| Additional noninterest expense | $943,000 | 4,962 |
| Pre-tax net operating income | $942,000 | 6,205 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $314,000 | 5,710 |
| Income before extraordinary items | $628,000 | 6,343 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $628,000 | 6,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $360,000 | 1,686 |
| Cash dividends | $614,000 | 2,754 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $628,000 | 6,424 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,458,000 | 4,635 |
| Total interest expense | $2,804,000 | 4,366 |
| Net interest income | $3,654,000 | 4,771 |
| Provision for loan and lease losses | $343,000 | 2,752 |
| Total noninterest income | $351,000 | 7,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 6,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 6,451 |
| Total noninterest expense | $2,613,000 | 5,080 |
| Salaries and employee benefits | $1,156,000 | 5,405 |
| Premises and equipment expense | $350,000 | 5,236 |
| Additional noninterest expense | $1,107,000 | 4,509 |
| Pre-tax net operating income | $1,049,000 | 5,697 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $354,000 | 5,450 |
| Income before extraordinary items | $695,000 | 6,147 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $695,000 | 6,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 2,582 |
| Cash dividends | $435,000 | 3,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $695,000 | 5,873 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,246,000 | 7,186 |
| Total interest expense | $1,952,000 | 7,220 |
| Net interest income | $2,294,000 | 7,020 |
| Provision for loan and lease losses | $269,000 | 4,423 |
| Total noninterest income | $120,000 | 11,191 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 9,885 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,852 |
| Total noninterest expense | $1,388,000 | 8,347 |
| Salaries and employee benefits | $664,000 | 8,268 |
| Premises and equipment expense | $163,000 | 8,762 |
| Additional noninterest expense | $561,000 | 7,866 |
| Pre-tax net operating income | $757,000 | 6,786 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $264,000 | 6,447 |
| Income before extraordinary items | $493,000 | 7,400 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $493,000 | 7,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 4,249 |
| Cash dividends | $348,000 | 3,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $493,000 | 7,015 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.