Home > First National Bank > Income and Expense

First National Bank, Income and Expense

2003-03-31 (YTD Data)Rank
Total interest income$652,0007,099
Total interest expense$223,0006,789
Net interest income$429,0007,089
Provision for loan and lease losses$15,0005,504
Total noninterest income$74,0006,601
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$65,0004,539
Trading account gains and fees$0134
Additional Noninterest Income$9,0007,987
Total noninterest expense$394,0006,764
Salaries and employee benefits$232,0006,518
Premises and equipment expense$51,0006,736
Additional noninterest expense$111,0006,863
Pre-tax net operating income$94,0007,282
Securities gains (losses)$02,891
Applicable income taxes$52,0005,042
Income before extraordinary items$42,0008,058
Extraordinary gains, net$021
Net income$42,0008,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,384
Cash dividends$217,0002,120
Sale, conversion, retirement of capital stock, net$0419
Net operating income$42,0007,906
2002-12-31 (YTD Data)Rank
Total interest income$1,894,0007,971
Total interest expense$663,0007,916
Net interest income$1,231,0007,871
Provision for loan and lease losses$-130,0009,281
Total noninterest income$209,0007,219
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$182,0005,436
Trading account gains and fees$0153
Additional Noninterest Income$27,0008,301
Total noninterest expense$991,0007,956
Salaries and employee benefits$563,0007,870
Premises and equipment expense$148,0007,474
Additional noninterest expense$280,0007,947
Pre-tax net operating income$579,0006,491
Securities gains (losses)$04,537
Applicable income taxes$277,0004,580
Income before extraordinary items$302,0007,310
Extraordinary gains, net$070
Net income$302,0007,308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-75,0009,205
Cash dividends$124,0005,384
Sale, conversion, retirement of capital stock, net$0862
Net operating income$302,0007,206
2001-12-31 (YTD Data)Rank
Total interest income$3,302,0006,930
Total interest expense$1,558,0006,874
Net interest income$1,744,0006,899
Provision for loan and lease losses$68,0006,251
Total noninterest income$277,0006,608
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$219,0004,955
Trading account gains and fees$0177
Additional Noninterest Income$58,0007,449
Total noninterest expense$1,213,0007,423
Salaries and employee benefits$720,0007,119
Premises and equipment expense$192,0006,897
Additional noninterest expense$301,0007,850
Pre-tax net operating income$740,0005,685
Securities gains (losses)$2,0004,242
Applicable income taxes$287,0004,355
Income before extraordinary items$455,0006,284
Extraordinary gains, net$0105
Net income$455,0006,286
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0006,057
Cash dividends$10,0006,518
Sale, conversion, retirement of capital stock, net$0922
Net operating income$453,7206,177
2000-12-31 (YTD Data)Rank
Total interest income$2,994,0007,417
Total interest expense$1,408,0007,337
Net interest income$1,586,0007,323
Provision for loan and lease losses$75,0005,850
Total noninterest income$242,0006,853
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$194,0005,173
Trading account gains and feesNANA
Additional Noninterest Income$48,0007,902
Total noninterest expense$1,325,0007,180
Salaries and employee benefits$832,0006,585
Premises and equipment expense$179,0007,097
Additional noninterest expense$314,0007,838
Pre-tax net operating income$428,0007,324
Securities gains (losses)$-2,0007,578
Applicable income taxes$160,0005,801
Income before extraordinary items$266,0007,680
Extraordinary gains, net$038
Net income$266,0007,682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$60,0006,304
Sale, conversion, retirement of capital stock, net$0969
Net operating income$267,2807,673
1999-12-31 (YTD Data)Rank
Total interest income$2,722,0007,683
Total interest expense$1,194,0007,662
Net interest income$1,528,0007,534
Provision for loan and lease losses$150,0004,234
Total noninterest income$222,0007,232
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$174,0005,471
Trading account gains and feesNANA
Additional Noninterest Income$48,0008,128
Total noninterest expense$1,229,0007,495
Salaries and employee benefits$729,0007,087
Premises and equipment expense$160,0007,502
Additional noninterest expense$340,0007,794
Pre-tax net operating income$371,0007,735
Securities gains (losses)$1,0002,805
Applicable income taxes$142,0006,382
Income before extraordinary items$230,0008,081
Extraordinary gains, net$3,00032
Net income$233,0008,054
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$137,0003,002
Cash dividends$25,0006,862
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$229,3608,065
1998-12-31 (YTD Data)Rank
Total interest income$2,665,0007,908
Total interest expense$1,240,0007,811
Net interest income$1,425,0007,853
Provision for loan and lease losses$56,0006,406
Total noninterest income$216,0007,380
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$177,0005,473
Trading account gains and feesNANA
Additional Noninterest Income$39,0008,570
Total noninterest expense$1,161,0007,653
Salaries and employee benefits$679,0007,308
Premises and equipment expense$151,0007,628
Additional noninterest expense$331,0007,830
Pre-tax net operating income$424,0007,741
Securities gains (losses)$1,0004,151
Applicable income taxes$175,0006,496
Income before extraordinary items$250,0008,248
Extraordinary gains, net$032
Net income$250,0008,247
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0006,737
Cash dividends$35,0007,072
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$249,3608,180
1997-12-31 (YTD Data)Rank
Total interest income$2,613,0008,233
Total interest expense$1,191,0008,141
Net interest income$1,422,0008,180
Provision for loan and lease losses$54,0006,513
Total noninterest income$243,0007,298
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$180,0005,659
Trading account gains and feesNANA
Additional Noninterest Income$63,0007,914
Total noninterest expense$1,132,0007,899
Salaries and employee benefits$684,0007,411
Premises and equipment expense$158,0007,632
Additional noninterest expense$290,0008,429
Pre-tax net operating income$479,0008,041
Securities gains (losses)$03,944
Applicable income taxes$173,0007,274
Income before extraordinary items$306,0008,333
Extraordinary gains, net$044
Net income$306,0008,335
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,643
Cash dividends$30,0007,454
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$306,0008,289
1996-12-31 (YTD Data)Rank
Total interest income$2,331,0008,936
Total interest expense$1,090,0008,728
Net interest income$1,241,0008,929
Provision for loan and lease losses$48,0006,700
Total noninterest income$192,0008,339
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$152,0006,431
Trading account gains and feesNANA
Additional Noninterest Income$40,0009,363
Total noninterest expense$965,0008,802
Salaries and employee benefits$562,0008,392
Premises and equipment expense$125,0008,668
Additional noninterest expense$278,0009,102
Pre-tax net operating income$420,0008,395
Securities gains (losses)$-2,0009,485
Applicable income taxes$183,0007,402
Income before extraordinary items$235,0008,957
Extraordinary gains, net$-2,00011,414
Net income$233,0008,976
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,767
Cash dividends$10,0008,198
Sale, conversion, retirement of capital stock, net$0953
Net operating income$236,2808,892
1995-12-31 (YTD Data)Rank
Total interest income$1,941,0009,814
Total interest expense$966,0009,372
Net interest income$975,00010,015
Provision for loan and lease losses$18,0007,795
Total noninterest income$244,0007,777
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$129,0007,113
Trading account gains and feesNANA
Additional Noninterest Income$115,0006,773
Total noninterest expense$832,0009,641
Salaries and employee benefits$448,0009,547
Premises and equipment expense$127,0008,867
Additional noninterest expense$257,0009,760
Pre-tax net operating income$369,0009,269
Securities gains (losses)$-20,00010,553
Applicable income taxes$100,0009,180
Income before extraordinary items$249,0009,419
Extraordinary gains, net$065
Net income$249,0009,422
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,482
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$200,000480
Net operating income$263,2009,269
1994-12-31 (YTD Data)Rank
Total interest income$1,492,00010,747
Total interest expense$614,00010,536
Net interest income$878,00010,792
Provision for loan and lease losses$18,0007,907
Total noninterest income$149,0009,723
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$103,0008,012
Trading account gains and feesNANA
Additional Noninterest Income$46,0009,840
Total noninterest expense$795,00010,271
Salaries and employee benefits$422,00010,090
Premises and equipment expense$121,0009,362
Additional noninterest expense$252,00010,498
Pre-tax net operating income$214,00010,783
Securities gains (losses)$-10,0009,836
Applicable income taxes$76,0009,895
Income before extraordinary items$128,00011,078
Extraordinary gains, net$0249
Net income$128,00011,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,569
Cash dividends$35,0008,283
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$134,40011,067
1993-12-31 (YTD Data)Rank
Total interest income$1,358,00011,550
Total interest expense$550,00011,423
Net interest income$808,00011,479
Provision for loan and lease losses$12,0009,545
Total noninterest income$111,00011,057
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$82,0008,937
Trading account gains and feesNANA
Additional Noninterest Income$29,00011,374
Total noninterest expense$716,00011,085
Salaries and employee benefits$364,00011,003
Premises and equipment expense$90,00010,795
Additional noninterest expense$262,00010,924
Pre-tax net operating income$191,00011,123
Securities gains (losses)$1,0007,052
Applicable income taxes$65,00010,597
Income before extraordinary items$127,00011,494
Extraordinary gains, net$03,149
Net income$127,00011,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0009,155
Cash dividends$16,0008,758
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$126,34011,280
1992-12-31 (YTD Data)Rank
Total interest income$1,186,00012,632
Total interest expense$518,00012,687
Net interest income$668,00012,447
Provision for loan and lease losses$12,00011,000
Total noninterest income$95,00011,854
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$67,0009,657
Trading account gains and feesNANA
Additional Noninterest Income$28,00011,929
Total noninterest expense$672,00011,668
Salaries and employee benefits$368,00011,241
Premises and equipment expense$75,00011,682
Additional noninterest expense$229,00011,831
Pre-tax net operating income$79,00012,210
Securities gains (losses)$3,0007,429
Applicable income taxes$35,00011,656
Income before extraordinary items$47,00012,582
Extraordinary gains, net$4,0001,393
Net income$51,00012,566
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,00011,020
Cash dividends$10,0008,694
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$45,08012,348

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.