Home > First National Bank > Assets and Liabilities
First National Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 96 | 1,847 |
| Assets and Liabilities | ||
| Total Assets: | $300,984,000 | 1,521 |
| Cash and due from depository institutions | $11,321,000 | 1,847 |
| Interest-bearing balances | $1,304,000 | 2,204 |
| Securities | $109,367,000 | 1,052 |
| Federal funds sold & reverse repurchase agreements | $18,229,000 | 723 |
| Net loans & leases | $155,076,000 | 1,828 |
| Loan loss allowance | $2,258,000 | 1,594 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,328,000 | 2,387 |
| Other real estate owned | $120,000 | 1,847 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,543,000 | 2,046 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $300,984,000 | 1,521 |
| Total liabilities | $264,591,000 | 1,549 |
| Total deposits | $262,957,000 | 1,413 |
| Interest-bearing deposits | $233,139,000 | 1,372 |
| Deposits held in domestic offices | $262,957,000 | 1,406 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $166,000 | 3,529 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,468,000 | 2,602 |
| Total equity capital | $36,393,000 | 1,231 |
| Total bank equity capital | $36,393,000 | 1,231 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $2,500,000 | 4,683 |
| Undivided profits | $32,893,000 | 786 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,330,000 | 1,940 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $16,000 | 1,531 |
| Income earned, not collected on loans | $1,601,000 | 1,356 |
| Earning assets | $283,976,000 | 1,484 |
| Long-term assets (5+ years) | $29,953,000 | 2,076 |
| Average Assets, year-to-date | $330,654,000 | 1,328 |
| Average Assets, quarterly | $322,719,000 | 1,405 |
| Volatile liabilities | $37,918,000 | 1,752 |
| Insider loans | $2,687,000 | 1,578 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $991,000 | 821 |
| Unused loan commitments | $14,716,000 | 2,643 |
| Tier 1 (core) risk-based capital | $36,384,000 | 1,155 |
| Tier 2 risk-based capital | $2,142,880 | 1,435 |
| Total risk weighted assets | $171,315,480 | 1,636 |
| Total unused commitments | $14,716,000 | 2,649 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 84 | 2,234 |
| Assets and Liabilities | ||
| Total Assets: | $260,633,000 | 1,789 |
| Cash and due from depository institutions | $8,176,000 | 2,234 |
| Interest-bearing balances | $299,000 | 3,579 |
| Securities | $102,432,000 | 1,161 |
| Federal funds sold & reverse repurchase agreements | $4,750,000 | 2,720 |
| Net loans & leases | $139,290,000 | 2,056 |
| Loan loss allowance | $869,000 | 3,961 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,073,000 | 2,545 |
| Other real estate owned | $0 | 2,234 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,912,000 | 2,535 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $260,633,000 | 1,789 |
| Total liabilities | $231,693,000 | 1,824 |
| Total deposits | $228,954,000 | 1,674 |
| Interest-bearing deposits | $200,399,000 | 1,668 |
| Deposits held in domestic offices | $228,954,000 | 1,663 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $166,000 | 3,686 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,573,000 | 1,648 |
| Total equity capital | $28,940,000 | 1,566 |
| Total bank equity capital | $28,940,000 | 1,566 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $1,000,000 | 7,558 |
| Undivided profits | $26,940,000 | 973 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $242,000 | 6,189 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $64,000 | 1,161 |
| Income earned, not collected on loans | $1,365,000 | 1,597 |
| Earning assets | $246,771,000 | 1,725 |
| Long-term assets (5+ years) | $37,908,000 | 1,635 |
| Average Assets, year-to-date | $250,450,600 | 1,784 |
| Average Assets, quarterly | $256,428,000 | 1,804 |
| Volatile liabilities | $28,778,000 | 2,156 |
| Insider loans | $2,514,000 | 1,703 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,654,000 | 590 |
| Unused loan commitments | $10,376,000 | 3,308 |
| Tier 1 (core) risk-based capital | $28,923,000 | 1,487 |
| Tier 2 risk-based capital | $869,000 | 3,404 |
| Total risk weighted assets | $154,897,900 | 1,822 |
| Total unused commitments | $10,376,000 | 3,323 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 83 | 2,347 |
| Assets and Liabilities | ||
| Total Assets: | $243,018,000 | 1,933 |
| Cash and due from depository institutions | $7,586,000 | 2,347 |
| Interest-bearing balances | $99,000 | 5,198 |
| Securities | $95,388,000 | 1,303 |
| Federal funds sold & reverse repurchase agreements | $7,400,000 | 1,993 |
| Net loans & leases | $126,923,000 | 2,184 |
| Loan loss allowance | $712,000 | 4,663 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,268,000 | 2,359 |
| Other real estate owned | $0 | 2,347 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,453,000 | 3,032 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $243,018,000 | 1,933 |
| Total liabilities | $216,079,000 | 1,955 |
| Total deposits | $213,602,000 | 1,810 |
| Interest-bearing deposits | $187,782,000 | 1,794 |
| Deposits held in domestic offices | $213,602,000 | 1,797 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,477,000 | 1,774 |
| Total equity capital | $26,939,000 | 1,674 |
| Total bank equity capital | $26,939,000 | 1,674 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $1,000,000 | 7,725 |
| Undivided profits | $24,939,000 | 1,045 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $90,000 | 8,452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $43,000 | 1,218 |
| Income earned, not collected on loans | $1,213,000 | 1,865 |
| Earning assets | $229,810,000 | 1,862 |
| Long-term assets (5+ years) | $34,487,000 | 1,610 |
| Average Assets, year-to-date | $233,977,000 | 1,932 |
| Average Assets, quarterly | $241,406,500 | 1,929 |
| Volatile liabilities | $24,571,000 | 2,208 |
| Insider loans | $2,544,000 | 1,716 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $525,000 | 1,007 |
| Unused loan commitments | $7,558,000 | 3,927 |
| Tier 1 (core) risk-based capital | $26,818,000 | 1,601 |
| Tier 2 risk-based capital | $712,000 | 3,974 |
| Total risk weighted assets | $142,506,400 | 1,956 |
| Total unused commitments | $7,558,000 | 3,940 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 78 | 2,569 |
| Assets and Liabilities | ||
| Total Assets: | $224,432,000 | 2,066 |
| Cash and due from depository institutions | $7,108,000 | 2,569 |
| Interest-bearing balances | $497,000 | 3,331 |
| Securities | $97,503,000 | 1,324 |
| Federal funds sold & reverse repurchase agreements | $850,000 | 5,839 |
| Net loans & leases | $113,116,000 | 2,389 |
| Loan loss allowance | $609,000 | 5,343 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,160,000 | 2,346 |
| Other real estate owned | $0 | 2,569 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,695,000 | 2,949 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $224,432,000 | 2,066 |
| Total liabilities | $200,339,000 | 2,092 |
| Total deposits | $197,318,000 | 1,950 |
| Interest-bearing deposits | $171,253,000 | 1,929 |
| Deposits held in domestic offices | $197,318,000 | 1,938 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,027,000 | 3,324 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,994,000 | 1,800 |
| Total equity capital | $24,093,000 | 1,712 |
| Total bank equity capital | $24,093,000 | 1,712 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $1,000,000 | 7,908 |
| Undivided profits | $22,093,000 | 1,065 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $228,000 | 6,421 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $974,000 | 2,043 |
| Earning assets | $211,966,000 | 2,002 |
| Long-term assets (5+ years) | $36,798,000 | 1,539 |
| Average Assets, year-to-date | $218,402,200 | 2,067 |
| Average Assets, quarterly | $221,489,500 | 2,072 |
| Volatile liabilities | $20,019,000 | 2,532 |
| Insider loans | $1,923,000 | 2,163 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $751,000 | 704 |
| Unused loan commitments | $5,668,000 | 4,547 |
| Tier 1 (core) risk-based capital | $25,121,000 | 1,645 |
| Tier 2 risk-based capital | $609,000 | 4,485 |
| Total risk weighted assets | $127,336,000 | 2,132 |
| Total unused commitments | $5,668,000 | 4,555 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 73 | 2,864 |
| Assets and Liabilities | ||
| Total Assets: | $213,324,000 | 2,183 |
| Cash and due from depository institutions | $7,148,000 | 2,864 |
| Interest-bearing balances | $492,000 | 4,413 |
| Securities | $105,606,000 | 1,308 |
| Federal funds sold & reverse repurchase agreements | $3,400,000 | 3,978 |
| Net loans & leases | $92,637,000 | 2,783 |
| Loan loss allowance | $561,000 | 5,867 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,463,000 | 2,960 |
| Other real estate owned | $0 | 2,864 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,070,000 | 3,390 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $213,324,000 | 2,183 |
| Total liabilities | $189,884,000 | 2,245 |
| Total deposits | $187,138,000 | 2,125 |
| Interest-bearing deposits | $166,730,000 | 2,073 |
| Deposits held in domestic offices | $187,138,000 | 2,113 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $991,000 | 2,811 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,755,000 | 2,016 |
| Total equity capital | $23,440,000 | 1,749 |
| Total bank equity capital | $23,440,000 | 1,749 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $1,000,000 | 8,047 |
| Undivided profits | $21,440,000 | 1,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $113,000 | 8,962 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $751,000 | 2,379 |
| Earning assets | $202,135,000 | 2,133 |
| Long-term assets (5+ years) | $41,298,000 | 1,430 |
| Average Assets, year-to-date | $208,159,200 | 2,167 |
| Average Assets, quarterly | $210,539,000 | 2,181 |
| Volatile liabilities | $20,749,000 | 2,318 |
| Insider loans | $2,838,000 | 1,470 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $803,000 | 1,090 |
| Unused loan commitments | $5,271,000 | 4,742 |
| Tier 1 (core) risk-based capital | $23,440,000 | 1,703 |
| Tier 2 risk-based capital | $561,000 | 4,758 |
| Total risk weighted assets | $99,587,900 | 2,611 |
| Total unused commitments | $5,271,000 | 4,766 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 71 | 3,027 |
| Assets and Liabilities | ||
| Total Assets: | $206,194,000 | 2,297 |
| Cash and due from depository institutions | $5,499,000 | 3,027 |
| Interest-bearing balances | $490,000 | 5,042 |
| Securities | $112,576,000 | 1,203 |
| Federal funds sold & reverse repurchase agreements | $5,400,000 | 3,015 |
| Net loans & leases | $78,144,000 | 3,314 |
| Loan loss allowance | $522,000 | 6,243 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,196,000 | 3,304 |
| Other real estate owned | $0 | 3,027 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,379,000 | 3,090 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $206,194,000 | 2,297 |
| Total liabilities | $184,784,000 | 2,364 |
| Total deposits | $182,951,000 | 2,257 |
| Interest-bearing deposits | $162,115,000 | 2,233 |
| Deposits held in domestic offices | $182,951,000 | 2,247 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,833,000 | 2,014 |
| Total equity capital | $21,410,000 | 1,819 |
| Total bank equity capital | $21,410,000 | 1,819 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $1,000,000 | 8,050 |
| Undivided profits | $19,410,000 | 1,125 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $100,000 | 10,097 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $632,000 | 3,202 |
| Earning assets | $196,610,000 | 2,202 |
| Long-term assets (5+ years) | $37,175,000 | 1,544 |
| Average Assets, year-to-date | $199,663,000 | 2,314 |
| Average Assets, quarterly | $202,836,500 | 2,311 |
| Volatile liabilities | $19,345,000 | 2,426 |
| Insider loans | $231,000 | 3,569 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $1,271,000 | 665 |
| Unused loan commitments | $4,676,000 | 4,803 |
| Tier 1 (core) risk-based capital | $21,410,000 | 1,765 |
| Tier 2 risk-based capital | $522,000 | 5,023 |
| Total risk weighted assets | $85,779,600 | 3,076 |
| Total unused commitments | $4,676,000 | 4,830 |
| Derivatives | $0 | 651 |