Home > First National Bank > Income and Expense
First National Bank, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,576,000 | 4,360 |
| Total interest expense | $284,000 | 5,318 |
| Net interest income | $1,292,000 | 3,948 |
| Provision for loan and lease losses | $14,211,000 | 171 |
| Total noninterest income | $144,000 | 4,358 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $21,000 | 5,847 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $123,000 | 3,163 |
| Total noninterest expense | $773,000 | 5,022 |
| Salaries and employee benefits | $289,000 | 5,911 |
| Premises and equipment expense | $51,000 | 6,363 |
| Additional noninterest expense | $433,000 | 3,599 |
| Pre-tax net operating income | $-13,548,000 | 7,868 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-13,548,000 | 7,869 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-13,548,000 | 7,870 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-13,548,000 | 7,870 |
| Net charge-offs | $10,576,000 | 209 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-13,548,000 | 7,869 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,887,000 | 3,856 |
| Total interest expense | $1,548,000 | 5,087 |
| Net interest income | $6,339,000 | 3,297 |
| Provision for loan and lease losses | $1,144,000 | 3,289 |
| Total noninterest income | $389,000 | 5,171 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $86,000 | 5,946 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $303,000 | 3,967 |
| Total noninterest expense | $3,278,000 | 4,922 |
| Salaries and employee benefits | $2,056,000 | 4,262 |
| Premises and equipment expense | $250,000 | 6,061 |
| Additional noninterest expense | $972,000 | 5,311 |
| Pre-tax net operating income | $2,306,000 | 1,690 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $893,000 | 1,051 |
| Income before extraordinary items | $1,413,000 | 2,217 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,413,000 | 2,215 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,413,000 | 2,216 |
| Net charge-offs | $1,172,000 | 2,680 |
| Cash dividends | $227,000 | 3,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,413,000 | 2,182 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,734,000 | 4,008 |
| Total interest expense | $1,188,000 | 5,178 |
| Net interest income | $4,546,000 | 3,438 |
| Provision for loan and lease losses | $1,058,000 | 2,705 |
| Total noninterest income | $325,000 | 5,060 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $63,000 | 6,020 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $262,000 | 3,823 |
| Total noninterest expense | $1,874,000 | 5,699 |
| Salaries and employee benefits | $1,032,000 | 5,483 |
| Premises and equipment expense | $183,000 | 6,159 |
| Additional noninterest expense | $659,000 | 5,577 |
| Pre-tax net operating income | $1,939,000 | 1,672 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $658,000 | 1,139 |
| Income before extraordinary items | $1,281,000 | 2,066 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,281,000 | 2,065 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,281,000 | 2,066 |
| Net charge-offs | $1,080,000 | 2,122 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,281,000 | 2,024 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,651,000 | 4,155 |
| Total interest expense | $801,000 | 5,277 |
| Net interest income | $2,850,000 | 3,601 |
| Provision for loan and lease losses | $1,022,000 | 2,041 |
| Total noninterest income | $175,000 | 5,452 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $42,000 | 6,029 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $133,000 | 4,322 |
| Total noninterest expense | $1,254,000 | 5,734 |
| Salaries and employee benefits | $718,000 | 5,411 |
| Premises and equipment expense | $114,000 | 6,340 |
| Additional noninterest expense | $422,000 | 5,689 |
| Pre-tax net operating income | $749,000 | 2,637 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $255,000 | 1,704 |
| Income before extraordinary items | $494,000 | 3,112 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $494,000 | 3,109 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $494,000 | 3,111 |
| Net charge-offs | $1,052,000 | 1,597 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $494,000 | 3,014 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,841,000 | 4,171 |
| Total interest expense | $435,000 | 5,174 |
| Net interest income | $1,406,000 | 3,631 |
| Provision for loan and lease losses | $36,000 | 5,276 |
| Total noninterest income | $154,000 | 4,329 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $21,000 | 6,011 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $133,000 | 3,173 |
| Total noninterest expense | $672,000 | 5,488 |
| Salaries and employee benefits | $416,000 | 5,020 |
| Premises and equipment expense | $59,000 | 6,334 |
| Additional noninterest expense | $197,000 | 5,637 |
| Pre-tax net operating income | $852,000 | 1,505 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $290,000 | 1,085 |
| Income before extraordinary items | $562,000 | 1,911 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $562,000 | 1,913 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $562,000 | 1,913 |
| Net charge-offs | $50,000 | 3,538 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $562,000 | 1,805 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,882,000 | 4,529 |
| Total interest expense | $1,973,000 | 5,335 |
| Net interest income | $4,909,000 | 3,995 |
| Provision for loan and lease losses | $650,000 | 3,353 |
| Total noninterest income | $173,000 | 6,688 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $89,000 | 6,055 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $84,000 | 6,159 |
| Total noninterest expense | $3,011,000 | 5,102 |
| Salaries and employee benefits | $1,922,000 | 4,596 |
| Premises and equipment expense | $238,000 | 6,346 |
| Additional noninterest expense | $851,000 | 5,303 |
| Pre-tax net operating income | $1,421,000 | 3,121 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $547,000 | 1,758 |
| Income before extraordinary items | $874,000 | 3,541 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $874,000 | 3,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $634,000 | 2,484 |
| Cash dividends | $227,000 | 4,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $874,000 | 3,685 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,262,000 | 4,550 |
| Total interest expense | $1,464,000 | 5,489 |
| Net interest income | $3,798,000 | 3,937 |
| Provision for loan and lease losses | $588,000 | 2,510 |
| Total noninterest income | $184,000 | 6,274 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $67,000 | 6,085 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $117,000 | 5,343 |
| Total noninterest expense | $1,720,000 | 5,864 |
| Salaries and employee benefits | $971,000 | 5,785 |
| Premises and equipment expense | $167,000 | 6,509 |
| Additional noninterest expense | $582,000 | 5,506 |
| Pre-tax net operating income | $1,674,000 | 2,620 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $568,000 | 1,744 |
| Income before extraordinary items | $1,106,000 | 2,907 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,106,000 | 2,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $593,000 | 1,777 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,106,000 | 3,056 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,258,000 | 4,829 |
| Total interest expense | $919,000 | 5,777 |
| Net interest income | $2,339,000 | 4,149 |
| Provision for loan and lease losses | $552,000 | 1,796 |
| Total noninterest income | $128,000 | 6,260 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $43,000 | 6,136 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $85,000 | 5,318 |
| Total noninterest expense | $1,161,000 | 5,871 |
| Salaries and employee benefits | $678,000 | 5,684 |
| Premises and equipment expense | $112,000 | 6,544 |
| Additional noninterest expense | $371,000 | 5,634 |
| Pre-tax net operating income | $754,000 | 3,564 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $256,000 | 2,394 |
| Income before extraordinary items | $498,000 | 4,028 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $498,000 | 4,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $524,000 | 1,272 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $498,000 | 3,971 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,546,000 | 5,077 |
| Total interest expense | $471,000 | 5,906 |
| Net interest income | $1,075,000 | 4,388 |
| Provision for loan and lease losses | $486,000 | 1,018 |
| Total noninterest income | $106,000 | 5,305 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $22,000 | 6,119 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $84,000 | 4,100 |
| Total noninterest expense | $649,000 | 5,593 |
| Salaries and employee benefits | $403,000 | 5,202 |
| Premises and equipment expense | $57,000 | 6,526 |
| Additional noninterest expense | $189,000 | 5,526 |
| Pre-tax net operating income | $46,000 | 6,660 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $14,000 | 4,601 |
| Income before extraordinary items | $32,000 | 6,839 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $32,000 | 6,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $495,000 | 715 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $32,000 | 6,750 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,537,000 | 4,942 |
| Total interest expense | $2,381,000 | 5,391 |
| Net interest income | $4,156,000 | 4,505 |
| Provision for loan and lease losses | $622,000 | 2,004 |
| Total noninterest income | $191,000 | 6,802 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $92,000 | 6,127 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $99,000 | 6,227 |
| Total noninterest expense | $2,631,000 | 5,449 |
| Salaries and employee benefits | $1,676,000 | 4,969 |
| Premises and equipment expense | $226,000 | 6,474 |
| Additional noninterest expense | $729,000 | 5,631 |
| Pre-tax net operating income | $1,094,000 | 4,565 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $431,000 | 2,932 |
| Income before extraordinary items | $663,000 | 5,160 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $663,000 | 5,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $627,000 | 1,441 |
| Cash dividends | $287,000 | 4,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $663,000 | 5,145 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,097,000 | 4,826 |
| Total interest expense | $1,817,000 | 5,364 |
| Net interest income | $3,280,000 | 4,391 |
| Provision for loan and lease losses | $248,000 | 2,630 |
| Total noninterest income | $152,000 | 6,759 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $68,000 | 6,177 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $84,000 | 6,082 |
| Total noninterest expense | $1,577,000 | 6,069 |
| Salaries and employee benefits | $904,000 | 5,952 |
| Premises and equipment expense | $168,000 | 6,504 |
| Additional noninterest expense | $505,000 | 5,795 |
| Pre-tax net operating income | $1,607,000 | 3,313 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $545,000 | 2,422 |
| Income before extraordinary items | $1,062,000 | 3,746 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,062,000 | 3,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 1,643 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,062,000 | 3,729 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,320,000 | 4,929 |
| Total interest expense | $1,133,000 | 5,543 |
| Net interest income | $2,187,000 | 4,429 |
| Provision for loan and lease losses | $112,000 | 3,133 |
| Total noninterest income | $96,000 | 6,903 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $45,000 | 6,229 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $51,000 | 6,242 |
| Total noninterest expense | $1,067,000 | 6,061 |
| Salaries and employee benefits | $632,000 | 5,847 |
| Premises and equipment expense | $111,000 | 6,546 |
| Additional noninterest expense | $324,000 | 5,904 |
| Pre-tax net operating income | $1,104,000 | 3,307 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $375,000 | 2,452 |
| Income before extraordinary items | $729,000 | 3,726 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $729,000 | 3,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 1,764 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $729,000 | 3,706 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,541,000 | 5,154 |
| Total interest expense | $485,000 | 5,941 |
| Net interest income | $1,056,000 | 4,529 |
| Provision for loan and lease losses | $36,000 | 3,550 |
| Total noninterest income | $66,000 | 6,351 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $21,000 | 6,298 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $45,000 | 5,315 |
| Total noninterest expense | $587,000 | 5,818 |
| Salaries and employee benefits | $370,000 | 5,413 |
| Premises and equipment expense | $56,000 | 6,566 |
| Additional noninterest expense | $161,000 | 5,913 |
| Pre-tax net operating income | $499,000 | 3,535 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $169,000 | 2,618 |
| Income before extraordinary items | $330,000 | 3,955 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $330,000 | 3,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,057 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $330,000 | 3,935 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,644,000 | 5,201 |
| Total interest expense | $1,848,000 | 5,617 |
| Net interest income | $3,796,000 | 4,812 |
| Provision for loan and lease losses | $488,000 | 1,946 |
| Total noninterest income | $198,000 | 6,937 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $105,000 | 6,091 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $93,000 | 6,451 |
| Total noninterest expense | $2,437,000 | 5,572 |
| Salaries and employee benefits | $1,523,000 | 5,145 |
| Premises and equipment expense | $229,000 | 6,424 |
| Additional noninterest expense | $685,000 | 5,704 |
| Pre-tax net operating income | $1,069,000 | 5,045 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $387,000 | 3,473 |
| Income before extraordinary items | $682,000 | 5,566 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $682,000 | 5,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $465,000 | 1,241 |
| Cash dividends | $163,000 | 5,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $682,000 | 5,555 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,157,000 | 5,244 |
| Total interest expense | $1,276,000 | 5,766 |
| Net interest income | $2,881,000 | 4,816 |
| Provision for loan and lease losses | $108,000 | 3,967 |
| Total noninterest income | $172,000 | 6,740 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $81,000 | 6,109 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $91,000 | 6,017 |
| Total noninterest expense | $1,514,000 | 6,121 |
| Salaries and employee benefits | $856,000 | 6,040 |
| Premises and equipment expense | $172,000 | 6,447 |
| Additional noninterest expense | $486,000 | 5,850 |
| Pre-tax net operating income | $1,431,000 | 3,895 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $485,000 | 2,906 |
| Income before extraordinary items | $946,000 | 4,300 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $946,000 | 4,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,678 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $946,000 | 4,285 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,466,000 | 5,574 |
| Total interest expense | $670,000 | 6,228 |
| Net interest income | $1,796,000 | 5,038 |
| Provision for loan and lease losses | $72,000 | 3,866 |
| Total noninterest income | $119,000 | 6,691 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $51,000 | 6,216 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $68,000 | 5,845 |
| Total noninterest expense | $1,039,000 | 6,055 |
| Salaries and employee benefits | $607,000 | 5,877 |
| Premises and equipment expense | $111,000 | 6,530 |
| Additional noninterest expense | $321,000 | 5,871 |
| Pre-tax net operating income | $804,000 | 4,322 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $273,000 | 3,170 |
| Income before extraordinary items | $531,000 | 4,737 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $531,000 | 4,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 2,179 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $531,000 | 4,723 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,182,000 | 5,646 |
| Total interest expense | $261,000 | 6,701 |
| Net interest income | $921,000 | 4,953 |
| Provision for loan and lease losses | $36,000 | 3,658 |
| Total noninterest income | $57,000 | 6,716 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $24,000 | 6,271 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $33,000 | 5,895 |
| Total noninterest expense | $586,000 | 5,699 |
| Salaries and employee benefits | $364,000 | 5,319 |
| Premises and equipment expense | $59,000 | 6,404 |
| Additional noninterest expense | $163,000 | 5,808 |
| Pre-tax net operating income | $356,000 | 4,550 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $121,000 | 3,335 |
| Income before extraordinary items | $235,000 | 4,982 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $235,000 | 4,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 1,896 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $235,000 | 4,963 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,589,000 | 5,427 |
| Total interest expense | $1,113,000 | 6,014 |
| Net interest income | $3,476,000 | 5,044 |
| Provision for loan and lease losses | $382,000 | 2,358 |
| Total noninterest income | $211,000 | 6,985 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $104,000 | 6,233 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $107,000 | 6,302 |
| Total noninterest expense | $2,277,000 | 5,673 |
| Salaries and employee benefits | $1,399,000 | 5,288 |
| Premises and equipment expense | $234,000 | 6,375 |
| Additional noninterest expense | $644,000 | 5,827 |
| Pre-tax net operating income | $1,028,000 | 5,281 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $383,000 | 3,776 |
| Income before extraordinary items | $645,000 | 5,833 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $645,000 | 5,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $363,000 | 1,516 |
| Cash dividends | $147,000 | 5,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $645,000 | 5,807 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,381,000 | 5,451 |
| Total interest expense | $737,000 | 6,218 |
| Net interest income | $2,644,000 | 5,011 |
| Provision for loan and lease losses | $108,000 | 4,052 |
| Total noninterest income | $194,000 | 6,640 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $77,000 | 6,297 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $117,000 | 5,667 |
| Total noninterest expense | $1,448,000 | 6,196 |
| Salaries and employee benefits | $812,000 | 6,082 |
| Premises and equipment expense | $179,000 | 6,303 |
| Additional noninterest expense | $457,000 | 5,970 |
| Pre-tax net operating income | $1,282,000 | 4,152 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $434,000 | 3,190 |
| Income before extraordinary items | $848,000 | 4,605 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $848,000 | 4,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 2,657 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $848,000 | 4,563 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,052,000 | 5,665 |
| Total interest expense | $382,000 | 6,713 |
| Net interest income | $1,670,000 | 5,172 |
| Provision for loan and lease losses | $72,000 | 3,910 |
| Total noninterest income | $150,000 | 6,341 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $51,000 | 6,276 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $99,000 | 5,211 |
| Total noninterest expense | $995,000 | 6,081 |
| Salaries and employee benefits | $572,000 | 5,912 |
| Premises and equipment expense | $121,000 | 6,259 |
| Additional noninterest expense | $302,000 | 5,980 |
| Pre-tax net operating income | $753,000 | 4,430 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $256,000 | 3,372 |
| Income before extraordinary items | $497,000 | 4,902 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $497,000 | 4,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 2,276 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $497,000 | 4,856 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,082,000 | 5,495 |
| Total interest expense | $176,000 | 6,841 |
| Net interest income | $906,000 | 4,939 |
| Provision for loan and lease losses | $36,000 | 3,732 |
| Total noninterest income | $79,000 | 6,196 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $25,000 | 6,268 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $54,000 | 5,007 |
| Total noninterest expense | $562,000 | 5,713 |
| Salaries and employee benefits | $346,000 | 5,333 |
| Premises and equipment expense | $64,000 | 6,186 |
| Additional noninterest expense | $152,000 | 5,961 |
| Pre-tax net operating income | $387,000 | 4,357 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $132,000 | 3,320 |
| Income before extraordinary items | $255,000 | 4,816 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $255,000 | 4,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,290 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $255,000 | 4,776 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,383,000 | 5,263 |
| Total interest expense | $750,000 | 6,419 |
| Net interest income | $3,633,000 | 4,794 |
| Provision for loan and lease losses | $354,000 | 2,613 |
| Total noninterest income | $254,000 | 6,739 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $105,000 | 6,397 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $149,000 | 5,698 |
| Total noninterest expense | $2,264,000 | 5,602 |
| Salaries and employee benefits | $1,306,000 | 5,417 |
| Premises and equipment expense | $256,000 | 6,134 |
| Additional noninterest expense | $702,000 | 5,520 |
| Pre-tax net operating income | $1,269,000 | 4,650 |
| Securities gains (losses) | $27,000 | 2,202 |
| Applicable income taxes | $522,000 | 3,283 |
| Income before extraordinary items | $774,000 | 5,334 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $774,000 | 5,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 1,966 |
| Cash dividends | $130,000 | 5,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $756,720 | 5,322 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,344,000 | 5,186 |
| Total interest expense | $542,000 | 6,497 |
| Net interest income | $2,802,000 | 4,702 |
| Provision for loan and lease losses | $108,000 | 4,154 |
| Total noninterest income | $255,000 | 6,178 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $78,000 | 6,466 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $177,000 | 4,755 |
| Total noninterest expense | $1,411,000 | 6,169 |
| Salaries and employee benefits | $726,000 | 6,351 |
| Premises and equipment expense | $190,000 | 6,146 |
| Additional noninterest expense | $495,000 | 5,670 |
| Pre-tax net operating income | $1,538,000 | 3,517 |
| Securities gains (losses) | $27,000 | 2,115 |
| Applicable income taxes | $529,000 | 2,812 |
| Income before extraordinary items | $1,036,000 | 3,915 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,036,000 | 3,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,609 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,018,180 | 3,891 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,091,000 | 5,402 |
| Total interest expense | $323,000 | 6,800 |
| Net interest income | $1,768,000 | 4,859 |
| Provision for loan and lease losses | $72,000 | 4,068 |
| Total noninterest income | $189,000 | 5,946 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $49,000 | 6,572 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $140,000 | 4,440 |
| Total noninterest expense | $950,000 | 6,182 |
| Salaries and employee benefits | $508,000 | 6,239 |
| Premises and equipment expense | $125,000 | 6,210 |
| Additional noninterest expense | $317,000 | 5,812 |
| Pre-tax net operating income | $935,000 | 3,691 |
| Securities gains (losses) | $27,000 | 1,860 |
| Applicable income taxes | $325,000 | 2,933 |
| Income before extraordinary items | $637,000 | 4,077 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $637,000 | 4,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,302 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $619,180 | 4,075 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,023,000 | 5,515 |
| Total interest expense | $158,000 | 6,923 |
| Net interest income | $865,000 | 4,935 |
| Provision for loan and lease losses | $36,000 | 3,870 |
| Total noninterest income | $104,000 | 5,696 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $24,000 | 6,539 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $80,000 | 4,184 |
| Total noninterest expense | $548,000 | 5,736 |
| Salaries and employee benefits | $317,000 | 5,552 |
| Premises and equipment expense | $63,000 | 6,196 |
| Additional noninterest expense | $168,000 | 5,640 |
| Pre-tax net operating income | $385,000 | 4,174 |
| Securities gains (losses) | $27,000 | 1,550 |
| Applicable income taxes | $139,000 | 3,223 |
| Income before extraordinary items | $273,000 | 4,531 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $273,000 | 4,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,134 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $255,180 | 4,573 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,570,000 | 5,187 |
| Total interest expense | $924,000 | 6,330 |
| Net interest income | $3,646,000 | 4,659 |
| Provision for loan and lease losses | $543,000 | 2,024 |
| Total noninterest income | $192,000 | 7,423 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $96,000 | 6,623 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $96,000 | 6,607 |
| Total noninterest expense | $2,122,000 | 5,789 |
| Salaries and employee benefits | $1,179,000 | 5,706 |
| Premises and equipment expense | $231,000 | 6,426 |
| Additional noninterest expense | $712,000 | 5,450 |
| Pre-tax net operating income | $1,173,000 | 4,749 |
| Securities gains (losses) | $28,000 | 2,979 |
| Applicable income taxes | $450,000 | 3,566 |
| Income before extraordinary items | $751,000 | 5,394 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $751,000 | 5,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $459,000 | 1,719 |
| Cash dividends | $113,000 | 5,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $733,080 | 5,309 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,527,000 | 5,163 |
| Total interest expense | $718,000 | 6,393 |
| Net interest income | $2,809,000 | 4,591 |
| Provision for loan and lease losses | $443,000 | 1,882 |
| Total noninterest income | $153,000 | 7,369 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $72,000 | 6,675 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $81,000 | 6,450 |
| Total noninterest expense | $1,370,000 | 6,256 |
| Salaries and employee benefits | $709,000 | 6,424 |
| Premises and equipment expense | $168,000 | 6,496 |
| Additional noninterest expense | $493,000 | 5,690 |
| Pre-tax net operating income | $1,149,000 | 4,202 |
| Securities gains (losses) | $28,000 | 2,745 |
| Applicable income taxes | $395,000 | 3,437 |
| Income before extraordinary items | $782,000 | 4,661 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $782,000 | 4,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $370,000 | 1,474 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $763,520 | 4,549 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,176,000 | 5,457 |
| Total interest expense | $460,000 | 6,619 |
| Net interest income | $1,716,000 | 4,866 |
| Provision for loan and lease losses | $407,000 | 1,373 |
| Total noninterest income | $74,000 | 7,888 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $46,000 | 6,735 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $28,000 | 7,414 |
| Total noninterest expense | $890,000 | 6,370 |
| Salaries and employee benefits | $473,000 | 6,453 |
| Premises and equipment expense | $107,000 | 6,600 |
| Additional noninterest expense | $310,000 | 5,878 |
| Pre-tax net operating income | $493,000 | 5,338 |
| Securities gains (losses) | $28,000 | 2,409 |
| Applicable income taxes | $174,000 | 4,243 |
| Income before extraordinary items | $347,000 | 5,751 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $347,000 | 5,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $336,000 | 1,153 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $328,240 | 5,669 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,108,000 | 5,413 |
| Total interest expense | $224,000 | 6,772 |
| Net interest income | $884,000 | 4,762 |
| Provision for loan and lease losses | $36,000 | 4,248 |
| Total noninterest income | $74,000 | 6,601 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $24,000 | 6,593 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $50,000 | 5,268 |
| Total noninterest expense | $514,000 | 5,913 |
| Salaries and employee benefits | $295,000 | 5,676 |
| Premises and equipment expense | $54,000 | 6,574 |
| Additional noninterest expense | $165,000 | 5,630 |
| Pre-tax net operating income | $408,000 | 3,982 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $137,000 | 3,381 |
| Income before extraordinary items | $271,000 | 4,509 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $271,000 | 4,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $271,000 | 4,308 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,118,000 | 5,810 |
| Total interest expense | $1,158,000 | 6,524 |
| Net interest income | $2,960,000 | 5,328 |
| Provision for loan and lease losses | $144,000 | 5,017 |
| Total noninterest income | $493,000 | 5,257 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $100,000 | 6,579 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $393,000 | 3,740 |
| Total noninterest expense | $2,040,000 | 5,804 |
| Salaries and employee benefits | $1,123,000 | 5,739 |
| Premises and equipment expense | $234,000 | 6,344 |
| Additional noninterest expense | $683,000 | 5,487 |
| Pre-tax net operating income | $1,269,000 | 4,560 |
| Securities gains (losses) | $6,000 | 3,879 |
| Applicable income taxes | $454,000 | 3,647 |
| Income before extraordinary items | $821,000 | 5,130 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $821,000 | 5,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,872 |
| Cash dividends | $90,000 | 5,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $817,160 | 5,007 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,441,000 | 6,002 |
| Total interest expense | $1,743,000 | 6,518 |
| Net interest income | $2,698,000 | 5,457 |
| Provision for loan and lease losses | $108,000 | 5,469 |
| Total noninterest income | $296,000 | 6,463 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $92,000 | 6,725 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $204,000 | 4,883 |
| Total noninterest expense | $1,879,000 | 5,974 |
| Salaries and employee benefits | $966,000 | 6,112 |
| Premises and equipment expense | $291,000 | 5,618 |
| Additional noninterest expense | $622,000 | 5,712 |
| Pre-tax net operating income | $1,007,000 | 4,877 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $364,000 | 3,914 |
| Income before extraordinary items | $643,000 | 5,444 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $643,000 | 5,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,304 |
| Cash dividends | $78,000 | 5,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $643,000 | 5,316 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,039,000 | 6,461 |
| Total interest expense | $1,792,000 | 6,605 |
| Net interest income | $2,247,000 | 6,189 |
| Provision for loan and lease losses | $110,000 | 5,095 |
| Total noninterest income | $255,000 | 6,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 6,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 5,219 |
| Total noninterest expense | $1,702,000 | 6,269 |
| Salaries and employee benefits | $858,000 | 6,470 |
| Premises and equipment expense | $255,000 | 5,977 |
| Additional noninterest expense | $589,000 | 5,860 |
| Pre-tax net operating income | $690,000 | 6,263 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $216,000 | 5,251 |
| Income before extraordinary items | $474,000 | 6,461 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $474,000 | 6,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,357 |
| Cash dividends | $79,000 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $474,000 | 6,474 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,906,000 | 6,447 |
| Total interest expense | $1,593,000 | 6,742 |
| Net interest income | $2,313,000 | 6,086 |
| Provision for loan and lease losses | $118,000 | 4,907 |
| Total noninterest income | $107,000 | 8,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 6,771 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 9,728 |
| Total noninterest expense | $1,522,000 | 6,718 |
| Salaries and employee benefits | $747,000 | 7,000 |
| Premises and equipment expense | $232,000 | 6,305 |
| Additional noninterest expense | $543,000 | 6,198 |
| Pre-tax net operating income | $780,000 | 5,999 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $247,000 | 5,242 |
| Income before extraordinary items | $533,000 | 6,234 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $533,000 | 6,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,910 |
| Cash dividends | $79,000 | 6,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $533,000 | 6,222 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,697,000 | 6,755 |
| Total interest expense | $1,644,000 | 6,888 |
| Net interest income | $2,053,000 | 6,573 |
| Provision for loan and lease losses | $70,000 | 5,864 |
| Total noninterest income | $92,000 | 9,151 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 7,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 10,162 |
| Total noninterest expense | $1,501,000 | 6,688 |
| Salaries and employee benefits | $736,000 | 6,996 |
| Premises and equipment expense | $225,000 | 6,341 |
| Additional noninterest expense | $540,000 | 6,166 |
| Pre-tax net operating income | $574,000 | 7,047 |
| Securities gains (losses) | $-1,000 | 9,769 |
| Applicable income taxes | $185,000 | 6,353 |
| Income before extraordinary items | $388,000 | 7,293 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $388,000 | 7,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,414 |
| Cash dividends | $77,000 | 6,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $388,680 | 7,206 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,712,000 | 6,945 |
| Total interest expense | $1,704,000 | 6,882 |
| Net interest income | $2,008,000 | 6,901 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $73,000 | 9,891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 8,232 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 10,083 |
| Total noninterest expense | $1,432,000 | 6,957 |
| Salaries and employee benefits | $702,000 | 7,306 |
| Premises and equipment expense | $215,000 | 6,570 |
| Additional noninterest expense | $515,000 | 6,382 |
| Pre-tax net operating income | $589,000 | 7,476 |
| Securities gains (losses) | $-5,000 | 9,661 |
| Applicable income taxes | $189,000 | 7,036 |
| Income before extraordinary items | $395,000 | 7,679 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $395,000 | 7,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,815 |
| Cash dividends | $65,000 | 6,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $398,400 | 7,595 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,660,000 | 7,211 |
| Total interest expense | $1,708,000 | 7,060 |
| Net interest income | $1,952,000 | 7,246 |
| Provision for loan and lease losses | $66,000 | 5,953 |
| Total noninterest income | $70,000 | 10,476 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 8,902 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 10,300 |
| Total noninterest expense | $1,356,000 | 7,496 |
| Salaries and employee benefits | $653,000 | 7,831 |
| Premises and equipment expense | $212,000 | 6,822 |
| Additional noninterest expense | $491,000 | 7,132 |
| Pre-tax net operating income | $600,000 | 7,420 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $180,000 | 7,435 |
| Income before extraordinary items | $419,000 | 7,462 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $419,000 | 7,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,641 |
| Cash dividends | $57,000 | 7,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $419,700 | 7,405 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,384,000 | 7,699 |
| Total interest expense | $1,516,000 | 7,657 |
| Net interest income | $1,868,000 | 7,606 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $96,000 | 10,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 9,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,382 |
| Total noninterest expense | $1,339,000 | 7,761 |
| Salaries and employee benefits | $632,000 | 8,167 |
| Premises and equipment expense | $203,000 | 7,129 |
| Additional noninterest expense | $504,000 | 7,224 |
| Pre-tax net operating income | $565,000 | 8,083 |
| Securities gains (losses) | $-6,000 | 9,789 |
| Applicable income taxes | $200,000 | 7,408 |
| Income before extraordinary items | $359,000 | 8,401 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $359,000 | 8,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,862 |
| Cash dividends | $76,000 | 7,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $362,840 | 8,348 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,957,000 | 8,125 |
| Total interest expense | $1,200,000 | 7,901 |
| Net interest income | $1,757,000 | 8,158 |
| Provision for loan and lease losses | $79,000 | 5,067 |
| Total noninterest income | $85,000 | 11,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 9,512 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 10,793 |
| Total noninterest expense | $1,245,000 | 8,446 |
| Salaries and employee benefits | $589,000 | 8,689 |
| Premises and equipment expense | $177,000 | 7,923 |
| Additional noninterest expense | $479,000 | 8,069 |
| Pre-tax net operating income | $518,000 | 8,535 |
| Securities gains (losses) | $-7,000 | 9,611 |
| Applicable income taxes | $171,000 | 7,904 |
| Income before extraordinary items | $340,000 | 8,721 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $340,000 | 8,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,444 |
| Cash dividends | $71,000 | 7,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $344,690 | 8,740 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,716,000 | 8,800 |
| Total interest expense | $1,220,000 | 8,176 |
| Net interest income | $1,496,000 | 9,121 |
| Provision for loan and lease losses | $90,000 | 6,008 |
| Total noninterest income | $77,000 | 11,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 9,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 12,177 |
| Total noninterest expense | $1,140,000 | 9,159 |
| Salaries and employee benefits | $545,000 | 9,265 |
| Premises and equipment expense | $147,000 | 8,987 |
| Additional noninterest expense | $448,000 | 8,747 |
| Pre-tax net operating income | $343,000 | 9,870 |
| Securities gains (losses) | $163,000 | 1,907 |
| Applicable income taxes | $162,000 | 8,381 |
| Income before extraordinary items | $344,000 | 8,998 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $344,000 | 9,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 5,529 |
| Cash dividends | $59,000 | 7,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $233,160 | 9,995 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,649,000 | 9,631 |
| Total interest expense | $1,298,000 | 9,245 |
| Net interest income | $1,351,000 | 9,790 |
| Provision for loan and lease losses | $81,000 | 7,858 |
| Total noninterest income | $70,000 | 12,557 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 10,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,899 |
| Total noninterest expense | $929,000 | 10,309 |
| Salaries and employee benefits | $436,000 | 10,450 |
| Premises and equipment expense | $117,000 | 10,138 |
| Additional noninterest expense | $376,000 | 9,860 |
| Pre-tax net operating income | $411,000 | 9,139 |
| Securities gains (losses) | $11,000 | 6,349 |
| Applicable income taxes | $132,000 | 9,065 |
| Income before extraordinary items | $290,000 | 9,453 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $290,000 | 9,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 6,342 |
| Cash dividends | $64,000 | 7,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $282,410 | 9,141 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.