Home > First National Bank > Income and Expense
First National Bank, Income and Expense
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,282,000 | 6,163 |
| Total interest expense | $251,000 | 6,070 |
| Net interest income | $1,031,000 | 6,110 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $332,000 | 3,917 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $217,000 | 2,844 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $115,000 | 4,348 |
| Total noninterest expense | $906,000 | 6,088 |
| Salaries and employee benefits | $369,000 | 6,475 |
| Premises and equipment expense | $109,000 | 5,946 |
| Additional noninterest expense | $428,000 | 5,359 |
| Pre-tax net operating income | $457,000 | 3,975 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $166,000 | 2,406 |
| Income before extraordinary items | $291,000 | 4,485 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $291,000 | 4,483 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $291,000 | 4,485 |
| Net charge-offs | $-1,000 | 6,559 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $291,000 | 4,414 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $651,000 | 6,170 |
| Total interest expense | $135,000 | 6,034 |
| Net interest income | $516,000 | 6,124 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $160,000 | 4,038 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $99,000 | 2,997 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $61,000 | 4,357 |
| Total noninterest expense | $447,000 | 6,141 |
| Salaries and employee benefits | $183,000 | 6,536 |
| Premises and equipment expense | $55,000 | 5,982 |
| Additional noninterest expense | $209,000 | 5,424 |
| Pre-tax net operating income | $229,000 | 3,999 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $78,000 | 2,458 |
| Income before extraordinary items | $151,000 | 4,441 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $151,000 | 4,440 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $151,000 | 4,441 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $151,000 | 4,377 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,910,000 | 6,098 |
| Total interest expense | $681,000 | 6,016 |
| Net interest income | $2,229,000 | 6,025 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $666,000 | 4,031 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $446,000 | 2,870 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $220,000 | 4,449 |
| Total noninterest expense | $1,771,000 | 6,233 |
| Salaries and employee benefits | $719,000 | 6,639 |
| Premises and equipment expense | $217,000 | 6,069 |
| Additional noninterest expense | $835,000 | 5,531 |
| Pre-tax net operating income | $1,124,000 | 3,188 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $411,000 | 2,066 |
| Income before extraordinary items | $713,000 | 3,824 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $713,000 | 3,823 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $713,000 | 3,826 |
| Net charge-offs | $30,000 | 6,199 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $713,000 | 3,691 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,222,000 | 6,170 |
| Total interest expense | $526,000 | 6,112 |
| Net interest income | $1,696,000 | 6,093 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $510,000 | 4,031 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $338,000 | 2,916 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $172,000 | 4,432 |
| Total noninterest expense | $1,322,000 | 6,293 |
| Salaries and employee benefits | $533,000 | 6,708 |
| Premises and equipment expense | $162,000 | 6,131 |
| Additional noninterest expense | $627,000 | 5,544 |
| Pre-tax net operating income | $884,000 | 3,305 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $323,000 | 2,075 |
| Income before extraordinary items | $561,000 | 3,903 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $561,000 | 3,905 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $561,000 | 3,905 |
| Net charge-offs | $7,000 | 6,361 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $561,000 | 3,751 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,497,000 | 6,195 |
| Total interest expense | $355,000 | 6,175 |
| Net interest income | $1,142,000 | 6,087 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $329,000 | 4,071 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $221,000 | 2,958 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $108,000 | 4,518 |
| Total noninterest expense | $878,000 | 6,338 |
| Salaries and employee benefits | $353,000 | 6,763 |
| Premises and equipment expense | $108,000 | 6,170 |
| Additional noninterest expense | $417,000 | 5,567 |
| Pre-tax net operating income | $593,000 | 3,324 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $217,000 | 2,053 |
| Income before extraordinary items | $376,000 | 3,889 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $376,000 | 3,887 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $376,000 | 3,888 |
| Net charge-offs | $8,000 | 5,913 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $376,000 | 3,779 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $755,000 | 6,246 |
| Total interest expense | $178,000 | 6,305 |
| Net interest income | $577,000 | 6,091 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $165,000 | 4,066 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $108,000 | 3,000 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $57,000 | 4,465 |
| Total noninterest expense | $438,000 | 6,423 |
| Salaries and employee benefits | $179,000 | 6,825 |
| Premises and equipment expense | $54,000 | 6,263 |
| Additional noninterest expense | $205,000 | 5,632 |
| Pre-tax net operating income | $304,000 | 3,328 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $111,000 | 2,019 |
| Income before extraordinary items | $193,000 | 3,951 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $193,000 | 3,950 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $193,000 | 3,950 |
| Net charge-offs | $7,000 | 5,008 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $193,000 | 3,844 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,462,000 | 6,042 |
| Total interest expense | $1,080,000 | 5,872 |
| Net interest income | $2,382,000 | 5,952 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $697,000 | 4,073 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $510,000 | 2,844 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $187,000 | 4,742 |
| Total noninterest expense | $1,770,000 | 6,481 |
| Salaries and employee benefits | $765,000 | 6,795 |
| Premises and equipment expense | $216,000 | 6,362 |
| Additional noninterest expense | $789,000 | 5,852 |
| Pre-tax net operating income | $1,309,000 | 2,567 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $479,000 | 1,598 |
| Income before extraordinary items | $830,000 | 3,085 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $830,000 | 3,084 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $830,000 | 3,084 |
| Net charge-offs | $20,000 | 6,658 |
| Cash dividends | $2,300,000 | 783 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $830,000 | 3,019 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,665,000 | 6,049 |
| Total interest expense | $870,000 | 5,865 |
| Net interest income | $1,795,000 | 5,965 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $530,000 | 4,122 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $386,000 | 2,832 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $144,000 | 4,845 |
| Total noninterest expense | $1,327,000 | 6,513 |
| Salaries and employee benefits | $583,000 | 6,804 |
| Premises and equipment expense | $162,000 | 6,403 |
| Additional noninterest expense | $582,000 | 5,899 |
| Pre-tax net operating income | $998,000 | 2,740 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $366,000 | 1,724 |
| Income before extraordinary items | $632,000 | 3,300 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $632,000 | 3,298 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $632,000 | 3,300 |
| Net charge-offs | $14,000 | 6,396 |
| Cash dividends | $1,500,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $632,000 | 3,207 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,825,000 | 6,053 |
| Total interest expense | $610,000 | 5,879 |
| Net interest income | $1,215,000 | 5,935 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $350,000 | 4,128 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $253,000 | 2,834 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $97,000 | 4,856 |
| Total noninterest expense | $897,000 | 6,535 |
| Salaries and employee benefits | $398,000 | 6,821 |
| Premises and equipment expense | $108,000 | 6,448 |
| Additional noninterest expense | $391,000 | 5,885 |
| Pre-tax net operating income | $668,000 | 2,852 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $245,000 | 1,750 |
| Income before extraordinary items | $423,000 | 3,390 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $423,000 | 3,385 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $423,000 | 3,388 |
| Net charge-offs | $13,000 | 5,866 |
| Cash dividends | $1,500,000 | 587 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $423,000 | 3,274 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $938,000 | 6,034 |
| Total interest expense | $324,000 | 5,853 |
| Net interest income | $614,000 | 5,934 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $181,000 | 4,018 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $125,000 | 2,807 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $56,000 | 4,631 |
| Total noninterest expense | $466,000 | 6,426 |
| Salaries and employee benefits | $209,000 | 6,766 |
| Premises and equipment expense | $54,000 | 6,490 |
| Additional noninterest expense | $203,000 | 5,566 |
| Pre-tax net operating income | $329,000 | 3,191 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $118,000 | 2,009 |
| Income before extraordinary items | $211,000 | 3,781 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $211,000 | 3,780 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $211,000 | 3,782 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $211,000 | 3,626 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,350,000 | 5,819 |
| Total interest expense | $1,711,000 | 5,684 |
| Net interest income | $2,639,000 | 5,773 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $820,000 | 3,829 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $562,000 | 2,771 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $258,000 | 4,371 |
| Total noninterest expense | $2,000,000 | 6,234 |
| Salaries and employee benefits | $1,041,000 | 6,322 |
| Premises and equipment expense | $210,000 | 6,602 |
| Additional noninterest expense | $749,000 | 5,648 |
| Pre-tax net operating income | $1,459,000 | 3,077 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $531,000 | 1,791 |
| Income before extraordinary items | $928,000 | 3,424 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $928,000 | 3,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,543 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $928,000 | 3,577 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,330,000 | 5,842 |
| Total interest expense | $1,351,000 | 5,685 |
| Net interest income | $1,979,000 | 5,818 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $643,000 | 3,821 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $425,000 | 2,779 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $218,000 | 4,259 |
| Total noninterest expense | $1,511,000 | 6,208 |
| Salaries and employee benefits | $796,000 | 6,300 |
| Premises and equipment expense | $156,000 | 6,637 |
| Additional noninterest expense | $559,000 | 5,610 |
| Pre-tax net operating income | $1,111,000 | 3,479 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $405,000 | 2,147 |
| Income before extraordinary items | $706,000 | 3,798 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $706,000 | 3,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,241 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $706,000 | 3,937 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,283,000 | 5,847 |
| Total interest expense | $973,000 | 5,647 |
| Net interest income | $1,310,000 | 5,848 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $445,000 | 3,774 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $268,000 | 2,862 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $177,000 | 4,012 |
| Total noninterest expense | $1,039,000 | 6,174 |
| Salaries and employee benefits | $553,000 | 6,260 |
| Premises and equipment expense | $103,000 | 6,694 |
| Additional noninterest expense | $383,000 | 5,542 |
| Pre-tax net operating income | $716,000 | 3,663 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $260,000 | 2,372 |
| Income before extraordinary items | $456,000 | 4,212 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $456,000 | 4,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $456,000 | 4,151 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,201,000 | 5,801 |
| Total interest expense | $531,000 | 5,610 |
| Net interest income | $670,000 | 5,807 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $268,000 | 3,365 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $141,000 | 2,748 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $127,000 | 3,340 |
| Total noninterest expense | $554,000 | 6,034 |
| Salaries and employee benefits | $296,000 | 6,126 |
| Premises and equipment expense | $50,000 | 6,769 |
| Additional noninterest expense | $208,000 | 5,252 |
| Pre-tax net operating income | $384,000 | 3,633 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $140,000 | 2,404 |
| Income before extraordinary items | $244,000 | 4,237 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $244,000 | 4,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $244,000 | 4,139 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,868,000 | 5,788 |
| Total interest expense | $2,271,000 | 5,528 |
| Net interest income | $2,597,000 | 5,871 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $649,000 | 4,469 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $511,000 | 3,014 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $138,000 | 5,706 |
| Total noninterest expense | $2,263,000 | 5,874 |
| Salaries and employee benefits | $1,168,000 | 6,062 |
| Premises and equipment expense | $191,000 | 6,831 |
| Additional noninterest expense | $904,000 | 4,951 |
| Pre-tax net operating income | $983,000 | 4,771 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $337,000 | 3,228 |
| Income before extraordinary items | $646,000 | 5,217 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $646,000 | 5,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,521 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $646,000 | 5,198 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,643,000 | 5,821 |
| Total interest expense | $1,693,000 | 5,549 |
| Net interest income | $1,950,000 | 5,907 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $480,000 | 4,512 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $377,000 | 3,039 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $103,000 | 5,748 |
| Total noninterest expense | $1,691,000 | 5,869 |
| Salaries and employee benefits | $868,000 | 6,076 |
| Premises and equipment expense | $143,000 | 6,819 |
| Additional noninterest expense | $680,000 | 4,881 |
| Pre-tax net operating income | $739,000 | 5,011 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $253,000 | 3,415 |
| Income before extraordinary items | $486,000 | 5,442 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $486,000 | 5,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,530 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $486,000 | 5,426 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,402,000 | 5,880 |
| Total interest expense | $1,117,000 | 5,585 |
| Net interest income | $1,285,000 | 5,974 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $299,000 | 4,672 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $237,000 | 3,133 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $62,000 | 5,942 |
| Total noninterest expense | $1,124,000 | 5,914 |
| Salaries and employee benefits | $572,000 | 6,164 |
| Premises and equipment expense | $95,000 | 6,857 |
| Additional noninterest expense | $457,000 | 4,867 |
| Pre-tax net operating income | $460,000 | 5,217 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $154,000 | 3,613 |
| Income before extraordinary items | $306,000 | 5,614 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $306,000 | 5,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,420 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $306,000 | 5,588 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,188,000 | 5,907 |
| Total interest expense | $562,000 | 5,562 |
| Net interest income | $626,000 | 6,058 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $156,000 | 4,554 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $115,000 | 3,173 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $41,000 | 5,473 |
| Total noninterest expense | $584,000 | 5,832 |
| Salaries and employee benefits | $288,000 | 6,174 |
| Premises and equipment expense | $48,000 | 6,873 |
| Additional noninterest expense | $248,000 | 4,564 |
| Pre-tax net operating income | $198,000 | 5,538 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $66,000 | 3,808 |
| Income before extraordinary items | $132,000 | 5,904 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $132,000 | 5,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,204 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $132,000 | 5,884 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,727,000 | 5,702 |
| Total interest expense | $2,165,000 | 5,193 |
| Net interest income | $2,562,000 | 5,952 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $619,000 | 4,653 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $480,000 | 3,145 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $139,000 | 5,769 |
| Total noninterest expense | $2,482,000 | 5,502 |
| Salaries and employee benefits | $1,191,000 | 5,942 |
| Premises and equipment expense | $182,000 | 6,902 |
| Additional noninterest expense | $1,109,000 | 4,182 |
| Pre-tax net operating income | $699,000 | 5,923 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $235,000 | 4,120 |
| Income before extraordinary items | $464,000 | 6,285 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $464,000 | 6,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,486 |
| Cash dividends | $1,600,000 | 1,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $464,000 | 6,286 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,501,000 | 5,743 |
| Total interest expense | $1,546,000 | 5,252 |
| Net interest income | $1,955,000 | 5,965 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $483,000 | 4,571 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $301,000 | 3,568 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $182,000 | 4,732 |
| Total noninterest expense | $1,782,000 | 5,633 |
| Salaries and employee benefits | $856,000 | 6,040 |
| Premises and equipment expense | $277,000 | 5,184 |
| Additional noninterest expense | $649,000 | 4,969 |
| Pre-tax net operating income | $656,000 | 5,682 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $224,000 | 3,988 |
| Income before extraordinary items | $432,000 | 6,081 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $432,000 | 6,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,425 |
| Cash dividends | $1,600,000 | 1,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $432,000 | 6,073 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,300,000 | 5,763 |
| Total interest expense | $993,000 | 5,243 |
| Net interest income | $1,307,000 | 5,991 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $328,000 | 4,505 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $194,000 | 3,610 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $134,000 | 4,528 |
| Total noninterest expense | $1,197,000 | 5,619 |
| Salaries and employee benefits | $582,000 | 6,007 |
| Premises and equipment expense | $179,000 | 5,266 |
| Additional noninterest expense | $436,000 | 4,928 |
| Pre-tax net operating income | $438,000 | 5,698 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $149,000 | 4,017 |
| Income before extraordinary items | $289,000 | 6,086 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $289,000 | 6,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,236 |
| Cash dividends | $1,000,000 | 1,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $289,000 | 6,082 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,143,000 | 5,731 |
| Total interest expense | $474,000 | 5,264 |
| Net interest income | $669,000 | 5,940 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $156,000 | 4,573 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $97,000 | 3,541 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $59,000 | 4,794 |
| Total noninterest expense | $609,000 | 5,577 |
| Salaries and employee benefits | $293,000 | 6,011 |
| Premises and equipment expense | $94,000 | 5,139 |
| Additional noninterest expense | $222,000 | 4,859 |
| Pre-tax net operating income | $216,000 | 5,679 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $73,000 | 3,988 |
| Income before extraordinary items | $143,000 | 6,063 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $143,000 | 6,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $1,000,000 | 729 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $143,000 | 6,061 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,727,000 | 5,338 |
| Total interest expense | $1,452,000 | 5,302 |
| Net interest income | $3,275,000 | 5,213 |
| Provision for loan and lease losses | $246,000 | 3,198 |
| Total noninterest income | $1,502,000 | 2,689 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $451,000 | 3,274 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,051,000 | 2,144 |
| Total noninterest expense | $2,317,000 | 5,610 |
| Salaries and employee benefits | $1,129,000 | 5,978 |
| Premises and equipment expense | $380,000 | 5,022 |
| Additional noninterest expense | $808,000 | 5,137 |
| Pre-tax net operating income | $2,214,000 | 3,441 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $791,000 | 2,617 |
| Income before extraordinary items | $1,423,000 | 3,912 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,423,000 | 3,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,884 |
| Cash dividends | $8,000,000 | 449 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,423,000 | 3,886 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,560,000 | 5,297 |
| Total interest expense | $1,023,000 | 5,372 |
| Net interest income | $2,537,000 | 5,135 |
| Provision for loan and lease losses | $246,000 | 2,575 |
| Total noninterest income | $1,262,000 | 2,496 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $346,000 | 3,242 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $916,000 | 1,932 |
| Total noninterest expense | $1,751,000 | 5,559 |
| Salaries and employee benefits | $838,000 | 5,966 |
| Premises and equipment expense | $298,000 | 4,864 |
| Additional noninterest expense | $615,000 | 5,036 |
| Pre-tax net operating income | $1,802,000 | 3,299 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $650,000 | 2,511 |
| Income before extraordinary items | $1,152,000 | 3,778 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,152,000 | 3,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,957 |
| Cash dividends | $8,000,000 | 340 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,152,000 | 3,737 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,370,000 | 5,230 |
| Total interest expense | $622,000 | 5,471 |
| Net interest income | $1,748,000 | 5,037 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $346,000 | 4,396 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $233,000 | 3,180 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $113,000 | 4,941 |
| Total noninterest expense | $1,158,000 | 5,589 |
| Salaries and employee benefits | $556,000 | 6,005 |
| Premises and equipment expense | $195,000 | 4,902 |
| Additional noninterest expense | $407,000 | 5,033 |
| Pre-tax net operating income | $936,000 | 3,888 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $334,000 | 2,911 |
| Income before extraordinary items | $602,000 | 4,406 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $602,000 | 4,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,194 |
| Cash dividends | $8,000,000 | 240 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $602,000 | 4,353 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,185,000 | 5,218 |
| Total interest expense | $279,000 | 5,671 |
| Net interest income | $906,000 | 4,939 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $169,000 | 4,398 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $119,000 | 3,049 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $50,000 | 5,188 |
| Total noninterest expense | $597,000 | 5,529 |
| Salaries and employee benefits | $285,000 | 5,952 |
| Premises and equipment expense | $98,000 | 4,931 |
| Additional noninterest expense | $214,000 | 4,855 |
| Pre-tax net operating income | $478,000 | 3,795 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $172,000 | 2,849 |
| Income before extraordinary items | $306,000 | 4,312 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $306,000 | 4,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,544 |
| Cash dividends | $8,000,000 | 135 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $306,000 | 4,268 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,471,000 | 6,917 |
| Total interest expense | $549,000 | 7,128 |
| Net interest income | $1,922,000 | 6,736 |
| Provision for loan and lease losses | $31,000 | 6,405 |
| Total noninterest income | $535,000 | 5,096 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $355,000 | 3,902 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $180,000 | 5,327 |
| Total noninterest expense | $1,347,000 | 7,177 |
| Salaries and employee benefits | $686,000 | 7,330 |
| Premises and equipment expense | $175,000 | 7,036 |
| Additional noninterest expense | $486,000 | 6,629 |
| Pre-tax net operating income | $1,079,000 | 5,041 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $386,000 | 3,775 |
| Income before extraordinary items | $693,000 | 5,616 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $693,000 | 5,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,194 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $693,000 | 5,548 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,867,000 | 6,912 |
| Total interest expense | $411,000 | 7,150 |
| Net interest income | $1,456,000 | 6,712 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $413,000 | 5,055 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $273,000 | 3,883 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $140,000 | 5,263 |
| Total noninterest expense | $1,008,000 | 7,152 |
| Salaries and employee benefits | $518,000 | 7,272 |
| Premises and equipment expense | $132,000 | 7,004 |
| Additional noninterest expense | $358,000 | 6,651 |
| Pre-tax net operating income | $861,000 | 4,998 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $311,000 | 3,734 |
| Income before extraordinary items | $550,000 | 5,581 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $550,000 | 5,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,361 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $550,000 | 5,506 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,238,000 | 6,959 |
| Total interest expense | $273,000 | 7,188 |
| Net interest income | $965,000 | 6,752 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $287,000 | 4,927 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $188,000 | 3,792 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $99,000 | 5,168 |
| Total noninterest expense | $685,000 | 7,149 |
| Salaries and employee benefits | $356,000 | 7,253 |
| Premises and equipment expense | $90,000 | 6,991 |
| Additional noninterest expense | $239,000 | 6,676 |
| Pre-tax net operating income | $567,000 | 4,969 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $206,000 | 3,718 |
| Income before extraordinary items | $361,000 | 5,591 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $361,000 | 5,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $361,000 | 5,506 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $613,000 | 7,015 |
| Total interest expense | $138,000 | 7,223 |
| Net interest income | $475,000 | 6,833 |
| Provision for loan and lease losses | $1,000 | 6,438 |
| Total noninterest income | $144,000 | 4,873 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $94,000 | 3,720 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $50,000 | 5,122 |
| Total noninterest expense | $362,000 | 7,030 |
| Salaries and employee benefits | $194,000 | 7,072 |
| Premises and equipment expense | $48,000 | 6,879 |
| Additional noninterest expense | $120,000 | 6,670 |
| Pre-tax net operating income | $256,000 | 5,223 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $92,000 | 3,928 |
| Income before extraordinary items | $164,000 | 5,802 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $164,000 | 5,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $164,000 | 5,679 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,576,000 | 6,963 |
| Total interest expense | $676,000 | 7,124 |
| Net interest income | $1,900,000 | 6,741 |
| Provision for loan and lease losses | $28,000 | 6,851 |
| Total noninterest income | $512,000 | 5,371 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $362,000 | 3,861 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $150,000 | 5,822 |
| Total noninterest expense | $1,190,000 | 7,491 |
| Salaries and employee benefits | $666,000 | 7,436 |
| Premises and equipment expense | $194,000 | 6,854 |
| Additional noninterest expense | $330,000 | 7,575 |
| Pre-tax net operating income | $1,194,000 | 4,696 |
| Securities gains (losses) | $89,000 | 1,992 |
| Applicable income taxes | $469,000 | 3,481 |
| Income before extraordinary items | $814,000 | 5,197 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $814,000 | 5,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 8,888 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $757,040 | 5,229 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,928,000 | 7,046 |
| Total interest expense | $534,000 | 7,149 |
| Net interest income | $1,394,000 | 6,842 |
| Provision for loan and lease losses | $28,000 | 6,466 |
| Total noninterest income | $383,000 | 5,424 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $266,000 | 3,927 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $117,000 | 5,780 |
| Total noninterest expense | $893,000 | 7,479 |
| Salaries and employee benefits | $504,000 | 7,380 |
| Premises and equipment expense | $144,000 | 6,890 |
| Additional noninterest expense | $245,000 | 7,603 |
| Pre-tax net operating income | $856,000 | 4,952 |
| Securities gains (losses) | $82,000 | 1,915 |
| Applicable income taxes | $342,000 | 3,688 |
| Income before extraordinary items | $596,000 | 5,413 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $596,000 | 5,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-47,000 | 8,934 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $543,520 | 5,466 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,265,000 | 7,139 |
| Total interest expense | $374,000 | 7,158 |
| Net interest income | $891,000 | 6,991 |
| Provision for loan and lease losses | $28,000 | 6,019 |
| Total noninterest income | $258,000 | 5,379 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $175,000 | 3,930 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $83,000 | 5,662 |
| Total noninterest expense | $598,000 | 7,487 |
| Salaries and employee benefits | $346,000 | 7,319 |
| Premises and equipment expense | $94,000 | 6,916 |
| Additional noninterest expense | $158,000 | 7,668 |
| Pre-tax net operating income | $523,000 | 5,206 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $189,000 | 4,087 |
| Income before extraordinary items | $334,000 | 5,845 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $334,000 | 5,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $334,000 | 5,630 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $616,000 | 7,244 |
| Total interest expense | $190,000 | 7,219 |
| Net interest income | $426,000 | 7,113 |
| Provision for loan and lease losses | $12,000 | 5,906 |
| Total noninterest income | $133,000 | 5,184 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $85,000 | 3,938 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $48,000 | 5,346 |
| Total noninterest expense | $306,000 | 7,467 |
| Salaries and employee benefits | $184,000 | 7,172 |
| Premises and equipment expense | $48,000 | 6,893 |
| Additional noninterest expense | $74,000 | 7,829 |
| Pre-tax net operating income | $241,000 | 5,372 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $87,000 | 4,199 |
| Income before extraordinary items | $154,000 | 5,945 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $154,000 | 5,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $154,000 | 5,756 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,712,000 | 7,148 |
| Total interest expense | $943,000 | 7,075 |
| Net interest income | $1,769,000 | 7,010 |
| Provision for loan and lease losses | $30,000 | 7,191 |
| Total noninterest income | $446,000 | 5,512 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $320,000 | 4,091 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $126,000 | 5,962 |
| Total noninterest expense | $1,106,000 | 7,706 |
| Salaries and employee benefits | $618,000 | 7,634 |
| Premises and equipment expense | $197,000 | 6,796 |
| Additional noninterest expense | $291,000 | 7,870 |
| Pre-tax net operating income | $1,079,000 | 5,016 |
| Securities gains (losses) | $10,000 | 3,604 |
| Applicable income taxes | $391,000 | 3,931 |
| Income before extraordinary items | $698,000 | 5,572 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $698,000 | 5,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,791 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $691,600 | 5,444 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,124,000 | 7,129 |
| Total interest expense | $1,380,000 | 7,227 |
| Net interest income | $1,744,000 | 6,899 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $364,000 | 5,924 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $256,000 | 4,585 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $108,000 | 6,258 |
| Total noninterest expense | $1,155,000 | 7,562 |
| Salaries and employee benefits | $603,000 | 7,655 |
| Premises and equipment expense | $196,000 | 6,849 |
| Additional noninterest expense | $356,000 | 7,464 |
| Pre-tax net operating income | $953,000 | 5,024 |
| Securities gains (losses) | $81,000 | 1,924 |
| Applicable income taxes | $415,000 | 3,662 |
| Income before extraordinary items | $619,000 | 5,532 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $619,000 | 5,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,671 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $567,160 | 5,643 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,014,000 | 7,398 |
| Total interest expense | $1,287,000 | 7,609 |
| Net interest income | $1,727,000 | 7,058 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $316,000 | 6,164 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $268,000 | 4,336 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 7,902 |
| Total noninterest expense | $1,202,000 | 7,496 |
| Salaries and employee benefits | $619,000 | 7,595 |
| Premises and equipment expense | $204,000 | 6,706 |
| Additional noninterest expense | $379,000 | 7,323 |
| Pre-tax net operating income | $841,000 | 5,735 |
| Securities gains (losses) | $20,000 | 951 |
| Applicable income taxes | $349,000 | 4,275 |
| Income before extraordinary items | $512,000 | 6,249 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $512,000 | 6,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,757 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $499,200 | 6,351 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,659,000 | 7,736 |
| Total interest expense | $1,218,000 | 7,601 |
| Net interest income | $1,441,000 | 7,706 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $299,000 | 6,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $259,000 | 4,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 8,414 |
| Total noninterest expense | $1,218,000 | 7,525 |
| Salaries and employee benefits | $562,000 | 7,962 |
| Premises and equipment expense | $176,000 | 7,199 |
| Additional noninterest expense | $480,000 | 6,667 |
| Pre-tax net operating income | $522,000 | 7,051 |
| Securities gains (losses) | $4,000 | 2,267 |
| Applicable income taxes | $231,000 | 5,393 |
| Income before extraordinary items | $295,000 | 7,635 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $295,000 | 7,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 9,615 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $292,440 | 7,626 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,246,000 | 8,383 |
| Total interest expense | $908,000 | 8,666 |
| Net interest income | $1,338,000 | 8,026 |
| Provision for loan and lease losses | $2,000 | 8,582 |
| Total noninterest income | $184,000 | 7,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 6,129 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 8,300 |
| Total noninterest expense | $954,000 | 8,266 |
| Salaries and employee benefits | $489,000 | 8,430 |
| Premises and equipment expense | $275,000 | 5,637 |
| Additional noninterest expense | $190,000 | 9,239 |
| Pre-tax net operating income | $566,000 | 7,078 |
| Securities gains (losses) | $-1,000 | 9,769 |
| Applicable income taxes | $249,000 | 5,656 |
| Income before extraordinary items | $316,000 | 7,756 |
| Extraordinary gains, net | $4,000 | 29 |
| Net income | $320,000 | 7,717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,157 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $1,810,000 | 403 |
| Net operating income | $316,640 | 7,665 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,122,000 | 8,864 |
| Total interest expense | $844,000 | 9,127 |
| Net interest income | $1,278,000 | 8,513 |
| Provision for loan and lease losses | $92,000 | 5,344 |
| Total noninterest income | $195,000 | 7,906 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 6,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 8,261 |
| Total noninterest expense | $964,000 | 8,470 |
| Salaries and employee benefits | $599,000 | 7,923 |
| Premises and equipment expense | $162,000 | 7,548 |
| Additional noninterest expense | $203,000 | 9,373 |
| Pre-tax net operating income | $417,000 | 8,349 |
| Securities gains (losses) | $9,000 | 2,430 |
| Applicable income taxes | $128,000 | 7,946 |
| Income before extraordinary items | $298,000 | 8,388 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $298,000 | 8,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,455 |
| Cash dividends | $288,000 | 4,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $291,700 | 8,399 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,055,000 | 9,306 |
| Total interest expense | $803,000 | 9,635 |
| Net interest income | $1,252,000 | 8,895 |
| Provision for loan and lease losses | $54,000 | 6,461 |
| Total noninterest income | $181,000 | 8,519 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 6,564 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 9,538 |
| Total noninterest expense | $1,082,000 | 8,393 |
| Salaries and employee benefits | $577,000 | 8,278 |
| Premises and equipment expense | $164,000 | 7,747 |
| Additional noninterest expense | $341,000 | 8,444 |
| Pre-tax net operating income | $297,000 | 9,153 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $126,000 | 8,285 |
| Income before extraordinary items | $171,000 | 9,589 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $171,000 | 9,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,367 |
| Cash dividends | $200,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $171,000 | 9,532 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,926,000 | 9,845 |
| Total interest expense | $742,000 | 10,151 |
| Net interest income | $1,184,000 | 9,377 |
| Provision for loan and lease losses | $17,000 | 7,866 |
| Total noninterest income | $182,000 | 8,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 7,003 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 9,325 |
| Total noninterest expense | $1,041,000 | 8,788 |
| Salaries and employee benefits | $557,000 | 8,671 |
| Premises and equipment expense | $158,000 | 8,078 |
| Additional noninterest expense | $326,000 | 8,964 |
| Pre-tax net operating income | $308,000 | 9,690 |
| Securities gains (losses) | $12,000 | 2,250 |
| Applicable income taxes | $97,000 | 9,235 |
| Income before extraordinary items | $223,000 | 9,692 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $223,000 | 9,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 10,875 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $214,600 | 9,750 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,652,000 | 10,435 |
| Total interest expense | $518,000 | 11,017 |
| Net interest income | $1,134,000 | 9,954 |
| Provision for loan and lease losses | $3,000 | 8,961 |
| Total noninterest income | $180,000 | 9,099 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 7,276 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 9,769 |
| Total noninterest expense | $1,019,000 | 9,273 |
| Salaries and employee benefits | $529,000 | 9,137 |
| Premises and equipment expense | $155,000 | 8,421 |
| Additional noninterest expense | $335,000 | 9,544 |
| Pre-tax net operating income | $292,000 | 10,194 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $90,000 | 9,572 |
| Income before extraordinary items | $202,000 | 10,248 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $202,000 | 10,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $202,000 | 10,305 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,678,000 | 10,851 |
| Total interest expense | $519,000 | 11,595 |
| Net interest income | $1,159,000 | 10,200 |
| Provision for loan and lease losses | $6,000 | 10,012 |
| Total noninterest income | $191,000 | 9,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $144,000 | 7,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 10,262 |
| Total noninterest expense | $1,041,000 | 9,559 |
| Salaries and employee benefits | $506,000 | 9,610 |
| Premises and equipment expense | $158,000 | 8,699 |
| Additional noninterest expense | $377,000 | 9,516 |
| Pre-tax net operating income | $303,000 | 10,211 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $116,000 | 9,390 |
| Income before extraordinary items | $186,000 | 10,805 |
| Extraordinary gains, net | $159,000 | 1,183 |
| Net income | $345,000 | 9,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 8,917 |
| Cash dividends | $225,000 | 5,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $186,640 | 10,582 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,749,000 | 11,421 |
| Total interest expense | $642,000 | 12,103 |
| Net interest income | $1,107,000 | 10,673 |
| Provision for loan and lease losses | $5,000 | 11,499 |
| Total noninterest income | $189,000 | 9,628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 7,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,916 |
| Total noninterest expense | $1,006,000 | 9,946 |
| Salaries and employee benefits | $469,000 | 10,097 |
| Premises and equipment expense | $158,000 | 8,881 |
| Additional noninterest expense | $379,000 | 9,826 |
| Pre-tax net operating income | $285,000 | 10,281 |
| Securities gains (losses) | $80,000 | 3,372 |
| Applicable income taxes | $45,000 | 11,390 |
| Income before extraordinary items | $320,000 | 9,041 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $320,000 | 9,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $135,000 | 5,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $249,600 | 9,560 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.