Home > First National Bank > Income and Expense
First National Bank, Income and Expense
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $15,495,000 | 1,311 |
| Total interest expense | $1,759,000 | 1,341 |
| Net interest income | $13,736,000 | 1,310 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $915,000 | 2,696 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $336,000 | 2,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $579,000 | 2,632 |
| Total noninterest expense | $11,821,000 | 1,276 |
| Salaries and employee benefits | $6,423,000 | 1,321 |
| Premises and equipment expense | $1,333,000 | 1,319 |
| Additional noninterest expense | $4,065,000 | 1,165 |
| Pre-tax net operating income | $2,830,000 | 2,166 |
| Securities gains (losses) | $69,000 | 740 |
| Applicable income taxes | $-13,000 | 5,597 |
| Income before extraordinary items | $2,912,000 | 1,770 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,912,000 | 1,770 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,912,000 | 1,770 |
| Net charge-offs | $363,000 | 991 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,843,000 | 1,775 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $10,166,000 | 1,326 |
| Total interest expense | $1,179,000 | 1,296 |
| Net interest income | $8,987,000 | 1,327 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $587,000 | 2,741 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $231,000 | 2,156 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $356,000 | 2,736 |
| Total noninterest expense | $8,042,000 | 1,260 |
| Salaries and employee benefits | $4,385,000 | 1,300 |
| Premises and equipment expense | $1,093,000 | 1,089 |
| Additional noninterest expense | $2,564,000 | 1,209 |
| Pre-tax net operating income | $1,532,000 | 2,458 |
| Securities gains (losses) | $69,000 | 543 |
| Applicable income taxes | $-15,000 | 5,657 |
| Income before extraordinary items | $1,616,000 | 2,031 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,616,000 | 2,031 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,616,000 | 2,031 |
| Net charge-offs | $-393,000 | 5,701 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,547,000 | 2,071 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $5,132,000 | 1,305 |
| Total interest expense | $599,000 | 1,240 |
| Net interest income | $4,533,000 | 1,307 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $284,000 | 2,780 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $117,000 | 2,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 2,803 |
| Total noninterest expense | $3,987,000 | 1,282 |
| Salaries and employee benefits | $2,238,000 | 1,290 |
| Premises and equipment expense | $558,000 | 1,073 |
| Additional noninterest expense | $1,191,000 | 1,291 |
| Pre-tax net operating income | $830,000 | 2,232 |
| Securities gains (losses) | $19,000 | 530 |
| Applicable income taxes | $12,000 | 3,531 |
| Income before extraordinary items | $837,000 | 1,912 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $837,000 | 1,912 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $837,000 | 1,912 |
| Net charge-offs | $-508,000 | 5,811 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $818,190 | 1,922 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $22,500,000 | 1,176 |
| Total interest expense | $2,577,000 | 1,114 |
| Net interest income | $19,923,000 | 1,176 |
| Provision for loan and lease losses | $10,500,000 | 153 |
| Total noninterest income | $1,093,000 | 2,896 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $502,000 | 2,073 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $591,000 | 3,035 |
| Total noninterest expense | $17,246,000 | 1,186 |
| Salaries and employee benefits | $8,681,000 | 1,285 |
| Premises and equipment expense | $1,461,000 | 1,561 |
| Additional noninterest expense | $7,104,000 | 929 |
| Pre-tax net operating income | $-6,730,000 | 5,908 |
| Securities gains (losses) | $242,000 | 775 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $-6,488,000 | 5,900 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-6,488,000 | 5,899 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-6,488,000 | 5,899 |
| Net charge-offs | $10,293,000 | 132 |
| Cash dividends | $3,000 | 4,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-6,730,000 | 5,900 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $17,102,000 | 1,161 |
| Total interest expense | $1,957,000 | 1,098 |
| Net interest income | $15,145,000 | 1,160 |
| Provision for loan and lease losses | $5,500,000 | 191 |
| Total noninterest income | $765,000 | 3,013 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $377,000 | 2,087 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $388,000 | 3,228 |
| Total noninterest expense | $13,582,000 | 1,147 |
| Salaries and employee benefits | $6,706,000 | 1,259 |
| Premises and equipment expense | $1,194,000 | 1,435 |
| Additional noninterest expense | $5,682,000 | 874 |
| Pre-tax net operating income | $-3,172,000 | 5,966 |
| Securities gains (losses) | $241,000 | 703 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $-2,931,000 | 5,960 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-2,931,000 | 5,960 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-2,931,000 | 5,960 |
| Net charge-offs | $3,208,000 | 213 |
| Cash dividends | $3,000 | 3,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-3,172,000 | 5,961 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $11,647,000 | 1,134 |
| Total interest expense | $1,314,000 | 1,095 |
| Net interest income | $10,333,000 | 1,136 |
| Provision for loan and lease losses | $1,000,000 | 509 |
| Total noninterest income | $476,000 | 3,119 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $246,000 | 2,093 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $230,000 | 3,405 |
| Total noninterest expense | $8,890,000 | 1,161 |
| Salaries and employee benefits | $4,566,000 | 1,245 |
| Premises and equipment expense | $734,000 | 1,559 |
| Additional noninterest expense | $3,590,000 | 928 |
| Pre-tax net operating income | $919,000 | 3,228 |
| Securities gains (losses) | $119,000 | 855 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,038,000 | 2,733 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,038,000 | 2,731 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,038,000 | 2,732 |
| Net charge-offs | $307,000 | 847 |
| Cash dividends | $3,000 | 3,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $919,000 | 2,874 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $5,706,000 | 1,162 |
| Total interest expense | $652,000 | 1,104 |
| Net interest income | $5,054,000 | 1,162 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $327,000 | 2,623 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $121,000 | 2,104 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $206,000 | 2,581 |
| Total noninterest expense | $4,583,000 | 1,135 |
| Salaries and employee benefits | $2,307,000 | 1,235 |
| Premises and equipment expense | $391,000 | 1,478 |
| Additional noninterest expense | $1,885,000 | 862 |
| Pre-tax net operating income | $798,000 | 2,283 |
| Securities gains (losses) | $119,000 | 452 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $917,000 | 1,752 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $917,000 | 1,752 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $917,000 | 1,753 |
| Net charge-offs | $214,000 | 626 |
| Cash dividends | $3,000 | 2,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $798,000 | 1,945 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $27,998,000 | 929 |
| Total interest expense | $3,023,000 | 922 |
| Net interest income | $24,975,000 | 913 |
| Provision for loan and lease losses | $3,670,000 | 270 |
| Total noninterest income | $9,268,000 | 718 |
| Gross Fiduciary activities income | $1,000 | 1,155 |
| Service charges on deposit accounts | $521,000 | 2,066 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $8,746,000 | 548 |
| Total noninterest expense | $22,115,000 | 936 |
| Salaries and employee benefits | $9,242,000 | 1,209 |
| Premises and equipment expense | $1,584,000 | 1,458 |
| Additional noninterest expense | $11,289,000 | 591 |
| Pre-tax net operating income | $8,458,000 | 1,026 |
| Securities gains (losses) | $101,000 | 1,162 |
| Applicable income taxes | $72,000 | 3,486 |
| Income before extraordinary items | $8,487,000 | 843 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $8,487,000 | 844 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $8,487,000 | 843 |
| Net charge-offs | $4,920,000 | 189 |
| Cash dividends | $5,900,000 | 577 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $8,387,010 | 836 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $21,713,000 | 897 |
| Total interest expense | $2,337,000 | 906 |
| Net interest income | $19,376,000 | 886 |
| Provision for loan and lease losses | $720,000 | 774 |
| Total noninterest income | $9,325,000 | 589 |
| Gross Fiduciary activities income | $1,000 | 1,117 |
| Service charges on deposit accounts | $398,000 | 2,048 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,926,000 | 444 |
| Total noninterest expense | $15,739,000 | 996 |
| Salaries and employee benefits | $7,065,000 | 1,197 |
| Premises and equipment expense | $1,226,000 | 1,416 |
| Additional noninterest expense | $7,448,000 | 681 |
| Pre-tax net operating income | $12,242,000 | 589 |
| Securities gains (losses) | $101,000 | 1,034 |
| Applicable income taxes | $707,000 | 1,684 |
| Income before extraordinary items | $11,636,000 | 485 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $11,636,000 | 483 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $11,636,000 | 485 |
| Net charge-offs | $2,576,000 | 238 |
| Cash dividends | $5,900,000 | 425 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $11,541,060 | 481 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $14,176,000 | 917 |
| Total interest expense | $1,602,000 | 887 |
| Net interest income | $12,574,000 | 906 |
| Provision for loan and lease losses | $320,000 | 1,050 |
| Total noninterest income | $9,090,000 | 449 |
| Gross Fiduciary activities income | $1,000 | 1,108 |
| Service charges on deposit accounts | $262,000 | 2,028 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $8,827,000 | 337 |
| Total noninterest expense | $11,126,000 | 940 |
| Salaries and employee benefits | $4,785,000 | 1,180 |
| Premises and equipment expense | $847,000 | 1,393 |
| Additional noninterest expense | $5,494,000 | 622 |
| Pre-tax net operating income | $10,218,000 | 493 |
| Securities gains (losses) | $101,000 | 843 |
| Applicable income taxes | $471,000 | 1,687 |
| Income before extraordinary items | $9,848,000 | 401 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $9,848,000 | 400 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $9,848,000 | 401 |
| Net charge-offs | $530,000 | 613 |
| Cash dividends | $5,900,000 | 308 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $9,752,050 | 397 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $7,246,000 | 887 |
| Total interest expense | $840,000 | 848 |
| Net interest income | $6,406,000 | 876 |
| Provision for loan and lease losses | $320,000 | 597 |
| Total noninterest income | $8,932,000 | 269 |
| Gross Fiduciary activities income | $1,000 | 1,061 |
| Service charges on deposit accounts | $138,000 | 1,933 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $8,793,000 | 204 |
| Total noninterest expense | $6,194,000 | 846 |
| Salaries and employee benefits | $2,442,000 | 1,161 |
| Premises and equipment expense | $472,000 | 1,279 |
| Additional noninterest expense | $3,280,000 | 506 |
| Pre-tax net operating income | $8,824,000 | 313 |
| Securities gains (losses) | $101,000 | 583 |
| Applicable income taxes | $18,000 | 3,566 |
| Income before extraordinary items | $8,907,000 | 252 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $8,907,000 | 252 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $8,907,000 | 252 |
| Net charge-offs | $331,000 | 502 |
| Cash dividends | $5,900,000 | 175 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $8,806,000 | 252 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $37,536,000 | 672 |
| Total interest expense | $3,718,000 | 796 |
| Net interest income | $33,818,000 | 651 |
| Provision for loan and lease losses | $7,925,000 | 156 |
| Total noninterest income | $1,100,000 | 2,965 |
| Gross Fiduciary activities income | $1,000 | 1,202 |
| Service charges on deposit accounts | $817,000 | 1,544 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $282,000 | 4,095 |
| Total noninterest expense | $21,502,000 | 943 |
| Salaries and employee benefits | $10,819,000 | 997 |
| Premises and equipment expense | $2,736,000 | 890 |
| Additional noninterest expense | $7,947,000 | 818 |
| Pre-tax net operating income | $5,491,000 | 1,397 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $70,000 | 3,575 |
| Income before extraordinary items | $5,421,000 | 1,212 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $5,421,000 | 1,209 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,421,000 | 1,211 |
| Net charge-offs | $9,351,000 | 138 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,421,000 | 1,183 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $28,058,000 | 669 |
| Total interest expense | $2,758,000 | 811 |
| Net interest income | $25,300,000 | 650 |
| Provision for loan and lease losses | $9,225,000 | 109 |
| Total noninterest income | $937,000 | 2,792 |
| Gross Fiduciary activities income | $1,000 | 1,152 |
| Service charges on deposit accounts | $617,000 | 1,540 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $319,000 | 3,547 |
| Total noninterest expense | $15,561,000 | 975 |
| Salaries and employee benefits | $8,112,000 | 999 |
| Premises and equipment expense | $2,147,000 | 869 |
| Additional noninterest expense | $5,302,000 | 912 |
| Pre-tax net operating income | $1,451,000 | 3,097 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $58,000 | 3,593 |
| Income before extraordinary items | $1,393,000 | 2,876 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,393,000 | 2,877 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,393,000 | 2,877 |
| Net charge-offs | $3,443,000 | 245 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,393,000 | 2,820 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $18,956,000 | 654 |
| Total interest expense | $1,810,000 | 830 |
| Net interest income | $17,146,000 | 638 |
| Provision for loan and lease losses | $3,137,000 | 175 |
| Total noninterest income | $767,000 | 2,465 |
| Gross Fiduciary activities income | $1,000 | 1,132 |
| Service charges on deposit accounts | $403,000 | 1,557 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $363,000 | 2,784 |
| Total noninterest expense | $10,087,000 | 1,006 |
| Salaries and employee benefits | $5,751,000 | 948 |
| Premises and equipment expense | $1,419,000 | 875 |
| Additional noninterest expense | $2,917,000 | 1,115 |
| Pre-tax net operating income | $4,689,000 | 871 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $42,000 | 3,531 |
| Income before extraordinary items | $4,647,000 | 706 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,647,000 | 705 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $4,647,000 | 706 |
| Net charge-offs | $2,669,000 | 230 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $4,647,000 | 691 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $9,502,000 | 653 |
| Total interest expense | $891,000 | 851 |
| Net interest income | $8,611,000 | 634 |
| Provision for loan and lease losses | $270,000 | 785 |
| Total noninterest income | $259,000 | 3,010 |
| Gross Fiduciary activities income | $1,000 | 1,081 |
| Service charges on deposit accounts | $202,000 | 1,537 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $56,000 | 4,407 |
| Total noninterest expense | $4,792,000 | 1,072 |
| Salaries and employee benefits | $2,802,000 | 987 |
| Premises and equipment expense | $639,000 | 986 |
| Additional noninterest expense | $1,351,000 | 1,179 |
| Pre-tax net operating income | $3,808,000 | 543 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $21,000 | 3,473 |
| Income before extraordinary items | $3,787,000 | 443 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,787,000 | 442 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,787,000 | 443 |
| Net charge-offs | $234,000 | 853 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $3,787,000 | 425 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $40,048,000 | 619 |
| Total interest expense | $4,422,000 | 754 |
| Net interest income | $35,626,000 | 603 |
| Provision for loan and lease losses | $13,217,000 | 131 |
| Total noninterest income | $824,000 | 3,562 |
| Gross Fiduciary activities income | $13,000 | 1,087 |
| Service charges on deposit accounts | $857,000 | 1,553 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-46,000 | 6,566 |
| Total noninterest expense | $18,859,000 | 1,084 |
| Salaries and employee benefits | $10,671,000 | 1,004 |
| Premises and equipment expense | $1,964,000 | 1,203 |
| Additional noninterest expense | $6,224,000 | 1,087 |
| Pre-tax net operating income | $4,374,000 | 1,598 |
| Securities gains (losses) | $2,000 | 2,972 |
| Applicable income taxes | $64,000 | 3,654 |
| Income before extraordinary items | $4,312,000 | 1,395 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,312,000 | 1,398 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,312,000 | 1,398 |
| Net charge-offs | $7,235,000 | 240 |
| Cash dividends | $11,974,000 | 292 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $4,310,020 | 1,376 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $30,206,000 | 609 |
| Total interest expense | $3,509,000 | 738 |
| Net interest income | $26,697,000 | 595 |
| Provision for loan and lease losses | $8,447,000 | 144 |
| Total noninterest income | $907,000 | 2,946 |
| Gross Fiduciary activities income | $10,000 | 1,063 |
| Service charges on deposit accounts | $639,000 | 1,567 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $258,000 | 3,976 |
| Total noninterest expense | $12,613,000 | 1,216 |
| Salaries and employee benefits | $7,178,000 | 1,143 |
| Premises and equipment expense | $1,337,000 | 1,342 |
| Additional noninterest expense | $4,098,000 | 1,221 |
| Pre-tax net operating income | $6,544,000 | 903 |
| Securities gains (losses) | $2,000 | 2,831 |
| Applicable income taxes | $43,000 | 3,790 |
| Income before extraordinary items | $6,503,000 | 742 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $6,503,000 | 742 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,503,000 | 744 |
| Net charge-offs | $6,495,000 | 207 |
| Cash dividends | $9,012,000 | 262 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $6,501,020 | 718 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $20,090,000 | 606 |
| Total interest expense | $2,481,000 | 722 |
| Net interest income | $17,609,000 | 596 |
| Provision for loan and lease losses | $5,538,000 | 149 |
| Total noninterest income | $718,000 | 2,723 |
| Gross Fiduciary activities income | $10,000 | 1,033 |
| Service charges on deposit accounts | $418,000 | 1,568 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $290,000 | 3,252 |
| Total noninterest expense | $8,690,000 | 1,171 |
| Salaries and employee benefits | $5,203,000 | 1,039 |
| Premises and equipment expense | $992,000 | 1,205 |
| Additional noninterest expense | $2,495,000 | 1,327 |
| Pre-tax net operating income | $4,099,000 | 925 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $22,000 | 3,907 |
| Income before extraordinary items | $4,079,000 | 762 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $4,079,000 | 764 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,079,000 | 764 |
| Net charge-offs | $5,486,000 | 181 |
| Cash dividends | $7,021,000 | 221 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $4,077,020 | 731 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $10,422,000 | 593 |
| Total interest expense | $1,286,000 | 721 |
| Net interest income | $9,136,000 | 586 |
| Provision for loan and lease losses | $1,867,000 | 221 |
| Total noninterest income | $374,000 | 2,650 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $206,000 | 1,588 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $168,000 | 3,019 |
| Total noninterest expense | $4,114,000 | 1,238 |
| Salaries and employee benefits | $2,548,000 | 1,071 |
| Premises and equipment expense | $493,000 | 1,230 |
| Additional noninterest expense | $1,073,000 | 1,511 |
| Pre-tax net operating income | $3,529,000 | 577 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $21,000 | 3,565 |
| Income before extraordinary items | $3,508,000 | 476 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,508,000 | 476 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,508,000 | 477 |
| Net charge-offs | $2,052,000 | 256 |
| Cash dividends | $3,617,000 | 189 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $3,508,000 | 456 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $41,176,000 | 630 |
| Total interest expense | $5,926,000 | 733 |
| Net interest income | $35,250,000 | 611 |
| Provision for loan and lease losses | $7,764,000 | 347 |
| Total noninterest income | $1,497,000 | 2,625 |
| Gross Fiduciary activities income | $3,000 | 1,224 |
| Service charges on deposit accounts | $851,000 | 1,613 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $643,000 | 3,007 |
| Total noninterest expense | $16,940,000 | 1,194 |
| Salaries and employee benefits | $10,314,000 | 1,020 |
| Premises and equipment expense | $1,772,000 | 1,333 |
| Additional noninterest expense | $4,854,000 | 1,401 |
| Pre-tax net operating income | $12,043,000 | 615 |
| Securities gains (losses) | $443,000 | 1,031 |
| Applicable income taxes | $51,000 | 3,891 |
| Income before extraordinary items | $12,435,000 | 528 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $12,435,000 | 526 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $12,435,000 | 528 |
| Net charge-offs | $5,728,000 | 520 |
| Cash dividends | $12,067,000 | 276 |
| Sale, conversion, retirement of capital stock, net | $15,000,000 | 28 |
| Net operating income | $11,992,000 | 528 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $30,672,000 | 644 |
| Total interest expense | $4,530,000 | 755 |
| Net interest income | $26,142,000 | 619 |
| Provision for loan and lease losses | $6,443,000 | 332 |
| Total noninterest income | $1,101,000 | 2,651 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $624,000 | 1,659 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $477,000 | 3,021 |
| Total noninterest expense | $11,805,000 | 1,271 |
| Salaries and employee benefits | $6,991,000 | 1,125 |
| Premises and equipment expense | $1,324,000 | 1,356 |
| Additional noninterest expense | $3,490,000 | 1,454 |
| Pre-tax net operating income | $8,995,000 | 630 |
| Securities gains (losses) | $220,000 | 1,358 |
| Applicable income taxes | $30,000 | 4,022 |
| Income before extraordinary items | $9,185,000 | 548 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $9,185,000 | 547 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $9,185,000 | 548 |
| Net charge-offs | $5,010,000 | 460 |
| Cash dividends | $8,663,000 | 236 |
| Sale, conversion, retirement of capital stock, net | $15,000,000 | 24 |
| Net operating income | $8,965,000 | 532 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $20,123,000 | 661 |
| Total interest expense | $3,081,000 | 771 |
| Net interest income | $17,042,000 | 631 |
| Provision for loan and lease losses | $3,633,000 | 389 |
| Total noninterest income | $678,000 | 2,724 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $406,000 | 1,684 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $272,000 | 3,204 |
| Total noninterest expense | $7,316,000 | 1,358 |
| Salaries and employee benefits | $4,618,000 | 1,135 |
| Premises and equipment expense | $818,000 | 1,450 |
| Additional noninterest expense | $1,880,000 | 1,773 |
| Pre-tax net operating income | $6,771,000 | 571 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $9,000 | 4,267 |
| Income before extraordinary items | $6,762,000 | 484 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $6,762,000 | 484 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $6,762,000 | 484 |
| Net charge-offs | $3,408,000 | 473 |
| Cash dividends | $5,685,000 | 229 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $6,762,000 | 466 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $10,028,000 | 672 |
| Total interest expense | $1,626,000 | 751 |
| Net interest income | $8,402,000 | 637 |
| Provision for loan and lease losses | $1,898,000 | 373 |
| Total noninterest income | $409,000 | 2,444 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $206,000 | 1,644 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $203,000 | 2,634 |
| Total noninterest expense | $3,417,000 | 1,436 |
| Salaries and employee benefits | $2,204,000 | 1,185 |
| Premises and equipment expense | $432,000 | 1,383 |
| Additional noninterest expense | $781,000 | 2,077 |
| Pre-tax net operating income | $3,496,000 | 555 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-5,000 | 6,940 |
| Income before extraordinary items | $3,501,000 | 468 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,501,000 | 468 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,501,000 | 469 |
| Net charge-offs | $1,849,000 | 418 |
| Cash dividends | $2,808,000 | 201 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $3,501,000 | 452 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $41,277,000 | 682 |
| Total interest expense | $8,144,000 | 711 |
| Net interest income | $33,133,000 | 647 |
| Provision for loan and lease losses | $4,824,000 | 806 |
| Total noninterest income | $391,000 | 4,814 |
| Gross Fiduciary activities income | $7,000 | 1,133 |
| Service charges on deposit accounts | $931,000 | 1,562 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-547,000 | 7,106 |
| Total noninterest expense | $15,927,000 | 1,237 |
| Salaries and employee benefits | $8,653,000 | 1,146 |
| Premises and equipment expense | $1,824,000 | 1,365 |
| Additional noninterest expense | $5,450,000 | 1,271 |
| Pre-tax net operating income | $12,773,000 | 508 |
| Securities gains (losses) | $305,000 | 1,126 |
| Applicable income taxes | $36,000 | 3,887 |
| Income before extraordinary items | $13,042,000 | 423 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $13,042,000 | 424 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $13,042,000 | 424 |
| Net charge-offs | $4,713,000 | 847 |
| Cash dividends | $11,438,000 | 216 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $12,737,000 | 419 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $30,914,000 | 692 |
| Total interest expense | $6,270,000 | 729 |
| Net interest income | $24,644,000 | 663 |
| Provision for loan and lease losses | $3,674,000 | 787 |
| Total noninterest income | $575,000 | 3,612 |
| Gross Fiduciary activities income | $4,000 | 1,120 |
| Service charges on deposit accounts | $696,000 | 1,575 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-125,000 | 7,078 |
| Total noninterest expense | $11,648,000 | 1,269 |
| Salaries and employee benefits | $6,038,000 | 1,230 |
| Premises and equipment expense | $1,499,000 | 1,275 |
| Additional noninterest expense | $4,111,000 | 1,258 |
| Pre-tax net operating income | $9,897,000 | 504 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-1,000 | 6,712 |
| Income before extraordinary items | $9,898,000 | 415 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $9,898,000 | 415 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $9,898,000 | 415 |
| Net charge-offs | $3,775,000 | 783 |
| Cash dividends | $8,698,000 | 177 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $9,898,000 | 406 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $20,427,000 | 712 |
| Total interest expense | $4,231,000 | 753 |
| Net interest income | $16,196,000 | 674 |
| Provision for loan and lease losses | $2,749,000 | 734 |
| Total noninterest income | $490,000 | 3,156 |
| Gross Fiduciary activities income | $4,000 | 1,093 |
| Service charges on deposit accounts | $451,000 | 1,598 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 5,811 |
| Total noninterest expense | $7,436,000 | 1,334 |
| Salaries and employee benefits | $3,931,000 | 1,267 |
| Premises and equipment expense | $886,000 | 1,427 |
| Additional noninterest expense | $2,619,000 | 1,340 |
| Pre-tax net operating income | $6,501,000 | 508 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-39,000 | 7,003 |
| Income before extraordinary items | $6,540,000 | 419 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $6,540,000 | 419 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $6,540,000 | 419 |
| Net charge-offs | $2,857,000 | 715 |
| Cash dividends | $5,795,000 | 161 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $6,540,000 | 403 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $10,169,000 | 720 |
| Total interest expense | $2,138,000 | 781 |
| Net interest income | $8,031,000 | 681 |
| Provision for loan and lease losses | $957,000 | 889 |
| Total noninterest income | $455,000 | 2,152 |
| Gross Fiduciary activities income | $4,000 | 1,027 |
| Service charges on deposit accounts | $218,000 | 1,621 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $233,000 | 2,256 |
| Total noninterest expense | $3,960,000 | 1,259 |
| Salaries and employee benefits | $2,124,000 | 1,182 |
| Premises and equipment expense | $420,000 | 1,530 |
| Additional noninterest expense | $1,416,000 | 1,246 |
| Pre-tax net operating income | $3,569,000 | 481 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $30,000 | 3,187 |
| Income before extraordinary items | $3,539,000 | 388 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,539,000 | 387 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,539,000 | 387 |
| Net charge-offs | $1,024,000 | 848 |
| Cash dividends | $2,894,000 | 151 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $3,539,000 | 379 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $40,763,000 | 742 |
| Total interest expense | $9,423,000 | 879 |
| Net interest income | $31,340,000 | 686 |
| Provision for loan and lease losses | $4,454,000 | 1,246 |
| Total noninterest income | $947,000 | 3,321 |
| Gross Fiduciary activities income | $3,000 | 1,259 |
| Service charges on deposit accounts | $1,047,000 | 1,450 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-103,000 | 7,202 |
| Total noninterest expense | $15,092,000 | 1,328 |
| Salaries and employee benefits | $8,126,000 | 1,212 |
| Premises and equipment expense | $1,590,000 | 1,613 |
| Additional noninterest expense | $5,376,000 | 1,349 |
| Pre-tax net operating income | $12,741,000 | 443 |
| Securities gains (losses) | $656,000 | 707 |
| Applicable income taxes | $247,000 | 2,541 |
| Income before extraordinary items | $13,150,000 | 352 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $13,150,000 | 352 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $13,150,000 | 353 |
| Net charge-offs | $3,854,000 | 1,246 |
| Cash dividends | $11,006,000 | 161 |
| Sale, conversion, retirement of capital stock, net | $2,845,000 | 219 |
| Net operating income | $12,507,120 | 357 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $30,438,000 | 753 |
| Total interest expense | $7,160,000 | 904 |
| Net interest income | $23,278,000 | 694 |
| Provision for loan and lease losses | $2,849,000 | 1,314 |
| Total noninterest income | $343,000 | 4,798 |
| Gross Fiduciary activities income | $3,000 | 1,206 |
| Service charges on deposit accounts | $789,000 | 1,492 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-449,000 | 7,562 |
| Total noninterest expense | $10,809,000 | 1,384 |
| Salaries and employee benefits | $5,993,000 | 1,229 |
| Premises and equipment expense | $1,197,000 | 1,632 |
| Additional noninterest expense | $3,619,000 | 1,463 |
| Pre-tax net operating income | $9,963,000 | 426 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $183,000 | 2,647 |
| Income before extraordinary items | $9,780,000 | 355 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $9,780,000 | 356 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $9,780,000 | 356 |
| Net charge-offs | $2,971,000 | 1,152 |
| Cash dividends | $8,171,000 | 134 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $9,780,000 | 347 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $20,089,000 | 771 |
| Total interest expense | $4,796,000 | 932 |
| Net interest income | $15,293,000 | 710 |
| Provision for loan and lease losses | $2,180,000 | 1,205 |
| Total noninterest income | $189,000 | 5,115 |
| Gross Fiduciary activities income | $3,000 | 1,181 |
| Service charges on deposit accounts | $516,000 | 1,523 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-330,000 | 7,659 |
| Total noninterest expense | $6,773,000 | 1,459 |
| Salaries and employee benefits | $3,751,000 | 1,314 |
| Premises and equipment expense | $706,000 | 1,849 |
| Additional noninterest expense | $2,316,000 | 1,534 |
| Pre-tax net operating income | $6,529,000 | 425 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $138,000 | 2,488 |
| Income before extraordinary items | $6,391,000 | 348 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $6,391,000 | 348 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $6,391,000 | 348 |
| Net charge-offs | $2,471,000 | 964 |
| Cash dividends | $5,408,000 | 130 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $6,391,000 | 339 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $9,766,000 | 806 |
| Total interest expense | $2,401,000 | 981 |
| Net interest income | $7,365,000 | 752 |
| Provision for loan and lease losses | $740,000 | 1,424 |
| Total noninterest income | $306,000 | 2,820 |
| Gross Fiduciary activities income | $3,000 | 1,105 |
| Service charges on deposit accounts | $254,000 | 1,536 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $49,000 | 4,728 |
| Total noninterest expense | $3,739,000 | 1,344 |
| Salaries and employee benefits | $2,094,000 | 1,183 |
| Premises and equipment expense | $474,000 | 1,442 |
| Additional noninterest expense | $1,171,000 | 1,513 |
| Pre-tax net operating income | $3,192,000 | 417 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $62,000 | 2,606 |
| Income before extraordinary items | $3,130,000 | 347 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,130,000 | 349 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $3,130,000 | 349 |
| Net charge-offs | $633,000 | 1,407 |
| Cash dividends | $2,689,000 | 135 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $3,130,000 | 331 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $40,580,000 | 823 |
| Total interest expense | $13,003,000 | 909 |
| Net interest income | $27,577,000 | 781 |
| Provision for loan and lease losses | $4,889,000 | 1,455 |
| Total noninterest income | $384,000 | 5,191 |
| Gross Fiduciary activities income | $3,000 | 1,289 |
| Service charges on deposit accounts | $1,058,000 | 1,594 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-677,000 | 7,836 |
| Total noninterest expense | $13,628,000 | 1,513 |
| Salaries and employee benefits | $7,660,000 | 1,290 |
| Premises and equipment expense | $1,677,000 | 1,603 |
| Additional noninterest expense | $4,291,000 | 1,744 |
| Pre-tax net operating income | $9,444,000 | 456 |
| Securities gains (losses) | $3,467,000 | 177 |
| Applicable income taxes | $202,000 | 2,369 |
| Income before extraordinary items | $12,709,000 | 260 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $12,709,000 | 261 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $12,709,000 | 261 |
| Net charge-offs | $3,586,000 | 1,436 |
| Cash dividends | $10,466,000 | 175 |
| Sale, conversion, retirement of capital stock, net | $2,507,000 | 300 |
| Net operating income | $9,311,340 | 347 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $30,538,000 | 838 |
| Total interest expense | $10,248,000 | 912 |
| Net interest income | $20,290,000 | 798 |
| Provision for loan and lease losses | $3,284,000 | 1,404 |
| Total noninterest income | $-41,000 | 7,884 |
| Gross Fiduciary activities income | $3,000 | 1,227 |
| Service charges on deposit accounts | $788,000 | 1,609 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-832,000 | 7,998 |
| Total noninterest expense | $10,375,000 | 1,483 |
| Salaries and employee benefits | $5,652,000 | 1,343 |
| Premises and equipment expense | $1,195,000 | 1,722 |
| Additional noninterest expense | $3,528,000 | 1,525 |
| Pre-tax net operating income | $6,590,000 | 513 |
| Securities gains (losses) | $2,509,000 | 183 |
| Applicable income taxes | $172,000 | 2,458 |
| Income before extraordinary items | $8,927,000 | 285 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $8,927,000 | 285 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $8,927,000 | 285 |
| Net charge-offs | $2,383,000 | 1,361 |
| Cash dividends | $8,041,000 | 160 |
| Sale, conversion, retirement of capital stock, net | $2,507,000 | 244 |
| Net operating income | $6,468,180 | 400 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $20,533,000 | 848 |
| Total interest expense | $7,087,000 | 929 |
| Net interest income | $13,446,000 | 802 |
| Provision for loan and lease losses | $1,947,000 | 1,420 |
| Total noninterest income | $-423,000 | 8,099 |
| Gross Fiduciary activities income | $3,000 | 1,207 |
| Service charges on deposit accounts | $509,000 | 1,627 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-935,000 | 8,121 |
| Total noninterest expense | $6,720,000 | 1,546 |
| Salaries and employee benefits | $4,022,000 | 1,267 |
| Premises and equipment expense | $803,000 | 1,736 |
| Additional noninterest expense | $1,895,000 | 1,892 |
| Pre-tax net operating income | $4,356,000 | 506 |
| Securities gains (losses) | $1,614,000 | 195 |
| Applicable income taxes | $61,000 | 3,019 |
| Income before extraordinary items | $5,909,000 | 299 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,909,000 | 296 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $5,909,000 | 298 |
| Net charge-offs | $1,047,000 | 1,599 |
| Cash dividends | $5,385,000 | 163 |
| Sale, conversion, retirement of capital stock, net | $2,507,000 | 187 |
| Net operating income | $4,311,140 | 382 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $10,139,000 | 870 |
| Total interest expense | $3,640,000 | 930 |
| Net interest income | $6,499,000 | 824 |
| Provision for loan and lease losses | $350,000 | 2,122 |
| Total noninterest income | $250,000 | 3,377 |
| Gross Fiduciary activities income | $2,000 | 1,166 |
| Service charges on deposit accounts | $245,000 | 1,646 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,000 | 7,508 |
| Total noninterest expense | $3,328,000 | 1,500 |
| Salaries and employee benefits | $2,005,000 | 1,289 |
| Premises and equipment expense | $411,000 | 1,711 |
| Additional noninterest expense | $912,000 | 1,771 |
| Pre-tax net operating income | $3,071,000 | 400 |
| Securities gains (losses) | $192,000 | 690 |
| Applicable income taxes | $31,000 | 3,260 |
| Income before extraordinary items | $3,232,000 | 306 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,232,000 | 306 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $3,232,000 | 307 |
| Net charge-offs | $341,000 | 1,668 |
| Cash dividends | $2,713,000 | 170 |
| Sale, conversion, retirement of capital stock, net | $2,507,000 | 106 |
| Net operating income | $3,041,920 | 303 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $41,460,000 | 909 |
| Total interest expense | $16,632,000 | 960 |
| Net interest income | $24,828,000 | 865 |
| Provision for loan and lease losses | $1,551,000 | 2,116 |
| Total noninterest income | $1,313,000 | 2,876 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,088,000 | 1,633 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $225,000 | 4,650 |
| Total noninterest expense | $12,391,000 | 1,582 |
| Salaries and employee benefits | $7,665,000 | 1,322 |
| Premises and equipment expense | $1,363,000 | 2,002 |
| Additional noninterest expense | $3,363,000 | 1,821 |
| Pre-tax net operating income | $12,199,000 | 442 |
| Securities gains (losses) | $39,000 | 1,771 |
| Applicable income taxes | $166,000 | 2,984 |
| Income before extraordinary items | $12,072,000 | 327 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $12,072,000 | 327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $601,000 | 2,546 |
| Cash dividends | $9,044,000 | 325 |
| Sale, conversion, retirement of capital stock, net | $1,005,000 | 427 |
| Net operating income | $12,033,390 | 345 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $31,264,000 | 930 |
| Total interest expense | $12,626,000 | 987 |
| Net interest income | $18,638,000 | 873 |
| Provision for loan and lease losses | $540,000 | 2,623 |
| Total noninterest income | $918,000 | 3,066 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $804,000 | 1,661 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $114,000 | 5,399 |
| Total noninterest expense | $9,305,000 | 1,564 |
| Salaries and employee benefits | $5,825,000 | 1,319 |
| Premises and equipment expense | $1,047,000 | 1,953 |
| Additional noninterest expense | $2,433,000 | 1,819 |
| Pre-tax net operating income | $9,711,000 | 522 |
| Securities gains (losses) | $39,000 | 1,595 |
| Applicable income taxes | $49,000 | 4,108 |
| Income before extraordinary items | $9,701,000 | 383 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $9,701,000 | 382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $390,000 | 2,245 |
| Cash dividends | $9,044,000 | 259 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $9,662,390 | 400 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $20,855,000 | 941 |
| Total interest expense | $8,640,000 | 1,002 |
| Net interest income | $12,215,000 | 883 |
| Provision for loan and lease losses | $262,000 | 2,747 |
| Total noninterest income | $664,000 | 2,945 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $525,000 | 1,681 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $139,000 | 4,437 |
| Total noninterest expense | $6,102,000 | 1,594 |
| Salaries and employee benefits | $3,892,000 | 1,332 |
| Premises and equipment expense | $693,000 | 1,959 |
| Additional noninterest expense | $1,517,000 | 1,903 |
| Pre-tax net operating income | $6,515,000 | 548 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $39,000 | 4,250 |
| Income before extraordinary items | $6,476,000 | 436 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,476,000 | 435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 2,168 |
| Cash dividends | $6,467,000 | 264 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $6,476,000 | 419 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $10,569,000 | 953 |
| Total interest expense | $4,497,000 | 1,036 |
| Net interest income | $6,072,000 | 887 |
| Provision for loan and lease losses | $115,000 | 2,537 |
| Total noninterest income | $340,000 | 2,876 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $252,000 | 1,719 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $88,000 | 4,007 |
| Total noninterest expense | $3,002,000 | 1,621 |
| Salaries and employee benefits | $1,924,000 | 1,355 |
| Premises and equipment expense | $357,000 | 1,908 |
| Additional noninterest expense | $721,000 | 1,951 |
| Pre-tax net operating income | $3,295,000 | 596 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $3,295,000 | 453 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,295,000 | 454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 2,134 |
| Cash dividends | $3,890,000 | 231 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $3,295,000 | 436 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $37,578,000 | 1,127 |
| Total interest expense | $16,710,000 | 1,193 |
| Net interest income | $20,868,000 | 1,064 |
| Provision for loan and lease losses | $472,000 | 2,429 |
| Total noninterest income | $628,000 | 4,547 |
| Gross Fiduciary activities income | $3,000 | 1,373 |
| Service charges on deposit accounts | $943,000 | 1,865 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $-318,000 | 8,518 |
| Total noninterest expense | $10,984,000 | 1,682 |
| Salaries and employee benefits | $6,395,000 | 1,584 |
| Premises and equipment expense | $1,068,000 | 2,429 |
| Additional noninterest expense | $3,521,000 | 1,576 |
| Pre-tax net operating income | $10,040,000 | 846 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,177,000 | 774 |
| Income before extraordinary items | $6,863,000 | 949 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,863,000 | 947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $448,000 | 1,816 |
| Cash dividends | $3,688,000 | 996 |
| Sale, conversion, retirement of capital stock, net | $2,025,000 | 357 |
| Net operating income | $6,863,000 | 938 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $27,837,000 | 1,152 |
| Total interest expense | $12,406,000 | 1,199 |
| Net interest income | $15,431,000 | 1,080 |
| Provision for loan and lease losses | $169,000 | 3,319 |
| Total noninterest income | $681,000 | 3,739 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $700,000 | 1,860 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-19,000 | 8,509 |
| Total noninterest expense | $7,802,000 | 1,763 |
| Salaries and employee benefits | $4,792,000 | 1,580 |
| Premises and equipment expense | $824,000 | 2,340 |
| Additional noninterest expense | $2,186,000 | 1,848 |
| Pre-tax net operating income | $8,141,000 | 858 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,695,000 | 755 |
| Income before extraordinary items | $5,446,000 | 958 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,446,000 | 956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,621 |
| Cash dividends | $3,688,000 | 737 |
| Sale, conversion, retirement of capital stock, net | $2,025,000 | 269 |
| Net operating income | $5,446,000 | 944 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $18,040,000 | 1,190 |
| Total interest expense | $7,935,000 | 1,258 |
| Net interest income | $10,105,000 | 1,117 |
| Provision for loan and lease losses | $85,000 | 3,599 |
| Total noninterest income | $435,000 | 3,847 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $462,000 | 1,884 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $-27,000 | 8,581 |
| Total noninterest expense | $5,177,000 | 1,788 |
| Salaries and employee benefits | $3,150,000 | 1,635 |
| Premises and equipment expense | $588,000 | 2,193 |
| Additional noninterest expense | $1,439,000 | 1,887 |
| Pre-tax net operating income | $5,278,000 | 911 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,634,000 | 857 |
| Income before extraordinary items | $3,644,000 | 994 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,644,000 | 993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,195 |
| Cash dividends | $2,441,000 | 751 |
| Sale, conversion, retirement of capital stock, net | $1,001,000 | 245 |
| Net operating income | $3,644,000 | 975 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,853,000 | 1,198 |
| Total interest expense | $3,863,000 | 1,283 |
| Net interest income | $4,990,000 | 1,114 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $235,000 | 3,677 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $219,000 | 1,914 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $16,000 | 6,921 |
| Total noninterest expense | $2,556,000 | 1,808 |
| Salaries and employee benefits | $1,580,000 | 1,646 |
| Premises and equipment expense | $291,000 | 2,250 |
| Additional noninterest expense | $685,000 | 1,937 |
| Pre-tax net operating income | $2,609,000 | 905 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $948,000 | 769 |
| Income before extraordinary items | $1,661,000 | 1,066 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,661,000 | 1,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,797 |
| Cash dividends | $1,212,000 | 684 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,661,000 | 1,050 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $32,584,000 | 1,208 |
| Total interest expense | $13,081,000 | 1,294 |
| Net interest income | $19,503,000 | 1,138 |
| Provision for loan and lease losses | $639,000 | 1,528 |
| Total noninterest income | $1,156,000 | 3,200 |
| Gross Fiduciary activities income | $4,000 | 1,374 |
| Service charges on deposit accounts | $956,000 | 1,820 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $196,000 | 5,158 |
| Total noninterest expense | $10,234,000 | 1,746 |
| Salaries and employee benefits | $5,916,000 | 1,657 |
| Premises and equipment expense | $1,235,000 | 2,021 |
| Additional noninterest expense | $3,083,000 | 1,714 |
| Pre-tax net operating income | $9,786,000 | 998 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $3,394,000 | 849 |
| Income before extraordinary items | $6,392,000 | 1,150 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,392,000 | 1,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $514,000 | 1,155 |
| Cash dividends | $4,791,000 | 737 |
| Sale, conversion, retirement of capital stock, net | $1,008,000 | 494 |
| Net operating income | $6,392,000 | 1,140 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $23,691,000 | 1,241 |
| Total interest expense | $9,258,000 | 1,327 |
| Net interest income | $14,433,000 | 1,171 |
| Provision for loan and lease losses | $221,000 | 2,709 |
| Total noninterest income | $902,000 | 3,134 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $728,000 | 1,801 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $174,000 | 4,834 |
| Total noninterest expense | $7,467,000 | 1,784 |
| Salaries and employee benefits | $4,428,000 | 1,665 |
| Premises and equipment expense | $868,000 | 2,154 |
| Additional noninterest expense | $2,171,000 | 1,785 |
| Pre-tax net operating income | $7,647,000 | 1,005 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,511,000 | 904 |
| Income before extraordinary items | $5,136,000 | 1,122 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,136,000 | 1,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 1,693 |
| Cash dividends | $3,580,000 | 714 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,136,000 | 1,113 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $15,311,000 | 1,260 |
| Total interest expense | $5,794,000 | 1,347 |
| Net interest income | $9,517,000 | 1,189 |
| Provision for loan and lease losses | $120,000 | 2,983 |
| Total noninterest income | $593,000 | 3,147 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $483,000 | 1,791 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $110,000 | 4,927 |
| Total noninterest expense | $4,923,000 | 1,809 |
| Salaries and employee benefits | $2,928,000 | 1,685 |
| Premises and equipment expense | $572,000 | 2,172 |
| Additional noninterest expense | $1,423,000 | 1,843 |
| Pre-tax net operating income | $5,067,000 | 1,009 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,693,000 | 898 |
| Income before extraordinary items | $3,374,000 | 1,142 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,374,000 | 1,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 1,780 |
| Cash dividends | $2,387,000 | 712 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,374,000 | 1,125 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,379,000 | 1,283 |
| Total interest expense | $2,705,000 | 1,367 |
| Net interest income | $4,674,000 | 1,213 |
| Provision for loan and lease losses | $70,000 | 2,616 |
| Total noninterest income | $310,000 | 3,023 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $237,000 | 1,773 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $73,000 | 4,340 |
| Total noninterest expense | $2,401,000 | 1,855 |
| Salaries and employee benefits | $1,448,000 | 1,705 |
| Premises and equipment expense | $286,000 | 2,183 |
| Additional noninterest expense | $667,000 | 1,953 |
| Pre-tax net operating income | $2,513,000 | 998 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $529,000 | 1,332 |
| Income before extraordinary items | $1,984,000 | 959 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,984,000 | 958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 1,503 |
| Cash dividends | $1,099,000 | 699 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,984,000 | 941 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $27,013,000 | 1,239 |
| Total interest expense | $8,733,000 | 1,310 |
| Net interest income | $18,280,000 | 1,172 |
| Provision for loan and lease losses | $670,000 | 1,491 |
| Total noninterest income | $1,063,000 | 3,408 |
| Gross Fiduciary activities income | $3,000 | 1,412 |
| Service charges on deposit accounts | $1,047,000 | 1,657 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $13,000 | 8,328 |
| Total noninterest expense | $9,669,000 | 1,758 |
| Salaries and employee benefits | $5,728,000 | 1,634 |
| Premises and equipment expense | $1,184,000 | 2,021 |
| Additional noninterest expense | $2,757,000 | 1,834 |
| Pre-tax net operating income | $9,004,000 | 1,073 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $3,398,000 | 874 |
| Income before extraordinary items | $5,606,000 | 1,277 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,606,000 | 1,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $520,000 | 1,136 |
| Cash dividends | $4,113,000 | 791 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $5,606,000 | 1,254 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $19,858,000 | 1,225 |
| Total interest expense | $6,254,000 | 1,279 |
| Net interest income | $13,604,000 | 1,165 |
| Provision for loan and lease losses | $240,000 | 2,610 |
| Total noninterest income | $808,000 | 3,385 |
| Gross Fiduciary activities income | $3,000 | 1,346 |
| Service charges on deposit accounts | $788,000 | 1,636 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 8,089 |
| Total noninterest expense | $7,163,000 | 1,757 |
| Salaries and employee benefits | $4,349,000 | 1,602 |
| Premises and equipment expense | $894,000 | 2,000 |
| Additional noninterest expense | $1,920,000 | 1,937 |
| Pre-tax net operating income | $7,009,000 | 1,039 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $2,521,000 | 897 |
| Income before extraordinary items | $4,488,000 | 1,207 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,488,000 | 1,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 2,191 |
| Cash dividends | $3,077,000 | 720 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,488,000 | 1,179 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $12,942,000 | 1,208 |
| Total interest expense | $3,979,000 | 1,265 |
| Net interest income | $8,963,000 | 1,179 |
| Provision for loan and lease losses | $160,000 | 2,526 |
| Total noninterest income | $454,000 | 3,753 |
| Gross Fiduciary activities income | $3,000 | 1,310 |
| Service charges on deposit accounts | $507,000 | 1,665 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $-56,000 | 8,868 |
| Total noninterest expense | $4,793,000 | 1,738 |
| Salaries and employee benefits | $2,974,000 | 1,559 |
| Premises and equipment expense | $608,000 | 1,957 |
| Additional noninterest expense | $1,211,000 | 2,032 |
| Pre-tax net operating income | $4,464,000 | 1,064 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,580,000 | 909 |
| Income before extraordinary items | $2,884,000 | 1,223 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,884,000 | 1,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 2,449 |
| Cash dividends | $2,041,000 | 699 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,884,000 | 1,197 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $6,329,000 | 1,207 |
| Total interest expense | $1,904,000 | 1,244 |
| Net interest income | $4,425,000 | 1,186 |
| Provision for loan and lease losses | $114,000 | 1,861 |
| Total noninterest income | $153,000 | 4,660 |
| Gross Fiduciary activities income | $1,000 | 1,320 |
| Service charges on deposit accounts | $236,000 | 1,714 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $-84,000 | 8,931 |
| Total noninterest expense | $2,255,000 | 1,849 |
| Salaries and employee benefits | $1,368,000 | 1,683 |
| Premises and equipment expense | $306,000 | 1,962 |
| Additional noninterest expense | $581,000 | 2,114 |
| Pre-tax net operating income | $2,209,000 | 1,044 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $793,000 | 914 |
| Income before extraordinary items | $1,416,000 | 1,222 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,416,000 | 1,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 1,489 |
| Cash dividends | $942,000 | 718 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,416,000 | 1,196 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $23,396,000 | 1,210 |
| Total interest expense | $6,415,000 | 1,279 |
| Net interest income | $16,981,000 | 1,185 |
| Provision for loan and lease losses | $628,000 | 1,586 |
| Total noninterest income | $1,145,000 | 3,230 |
| Gross Fiduciary activities income | $7,000 | 1,367 |
| Service charges on deposit accounts | $1,011,000 | 1,741 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $127,000 | 6,008 |
| Total noninterest expense | $9,303,000 | 1,740 |
| Salaries and employee benefits | $5,244,000 | 1,682 |
| Premises and equipment expense | $1,166,000 | 1,975 |
| Additional noninterest expense | $2,893,000 | 1,691 |
| Pre-tax net operating income | $8,195,000 | 1,077 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,827,000 | 948 |
| Income before extraordinary items | $5,368,000 | 1,216 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,368,000 | 1,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $528,000 | 1,278 |
| Cash dividends | $3,596,000 | 837 |
| Sale, conversion, retirement of capital stock, net | $1,061,000 | 395 |
| Net operating income | $5,368,000 | 1,188 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $17,226,000 | 1,213 |
| Total interest expense | $4,673,000 | 1,291 |
| Net interest income | $12,553,000 | 1,182 |
| Provision for loan and lease losses | $573,000 | 1,282 |
| Total noninterest income | $1,072,000 | 2,785 |
| Gross Fiduciary activities income | $7,000 | 1,302 |
| Service charges on deposit accounts | $760,000 | 1,745 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $305,000 | 3,699 |
| Total noninterest expense | $6,882,000 | 1,755 |
| Salaries and employee benefits | $3,947,000 | 1,674 |
| Premises and equipment expense | $899,000 | 1,911 |
| Additional noninterest expense | $2,036,000 | 1,766 |
| Pre-tax net operating income | $6,170,000 | 1,071 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,146,000 | 958 |
| Income before extraordinary items | $4,024,000 | 1,224 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $4,024,000 | 1,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $474,000 | 999 |
| Cash dividends | $2,654,000 | 775 |
| Sale, conversion, retirement of capital stock, net | $1,061,000 | 301 |
| Net operating income | $4,024,000 | 1,189 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $11,304,000 | 1,217 |
| Total interest expense | $3,053,000 | 1,298 |
| Net interest income | $8,251,000 | 1,197 |
| Provision for loan and lease losses | $445,000 | 1,131 |
| Total noninterest income | $720,000 | 2,785 |
| Gross Fiduciary activities income | $7,000 | 1,247 |
| Service charges on deposit accounts | $513,000 | 1,706 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $200,000 | 3,732 |
| Total noninterest expense | $4,582,000 | 1,751 |
| Salaries and employee benefits | $2,635,000 | 1,672 |
| Premises and equipment expense | $583,000 | 1,972 |
| Additional noninterest expense | $1,364,000 | 1,753 |
| Pre-tax net operating income | $3,944,000 | 1,095 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,289,000 | 1,051 |
| Income before extraordinary items | $2,655,000 | 1,227 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,655,000 | 1,228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $407,000 | 829 |
| Cash dividends | $1,712,000 | 789 |
| Sale, conversion, retirement of capital stock, net | $1,061,000 | 206 |
| Net operating income | $2,655,000 | 1,184 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,620,000 | 1,231 |
| Total interest expense | $1,540,000 | 1,297 |
| Net interest income | $4,080,000 | 1,216 |
| Provision for loan and lease losses | $285,000 | 869 |
| Total noninterest income | $360,000 | 2,732 |
| Gross Fiduciary activities income | $6,000 | 1,163 |
| Service charges on deposit accounts | $258,000 | 1,652 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $96,000 | 3,801 |
| Total noninterest expense | $2,298,000 | 1,759 |
| Salaries and employee benefits | $1,329,000 | 1,670 |
| Premises and equipment expense | $308,000 | 1,883 |
| Additional noninterest expense | $661,000 | 1,801 |
| Pre-tax net operating income | $1,857,000 | 1,137 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $574,000 | 1,174 |
| Income before extraordinary items | $1,283,000 | 1,261 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,283,000 | 1,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 680 |
| Cash dividends | $770,000 | 834 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,283,000 | 1,195 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $23,714,000 | 1,201 |
| Total interest expense | $7,826,000 | 1,143 |
| Net interest income | $15,888,000 | 1,216 |
| Provision for loan and lease losses | $1,014,000 | 1,168 |
| Total noninterest income | $1,166,000 | 3,364 |
| Gross Fiduciary activities income | $11,000 | 1,340 |
| Service charges on deposit accounts | $1,057,000 | 1,620 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $98,000 | 6,567 |
| Total noninterest expense | $8,835,000 | 1,796 |
| Salaries and employee benefits | $4,986,000 | 1,724 |
| Premises and equipment expense | $1,046,000 | 2,178 |
| Additional noninterest expense | $2,803,000 | 1,734 |
| Pre-tax net operating income | $7,205,000 | 1,164 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $2,019,000 | 1,283 |
| Income before extraordinary items | $5,186,000 | 1,239 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,186,000 | 1,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $914,000 | 995 |
| Cash dividends | $3,080,000 | 974 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,186,000 | 1,168 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $17,957,000 | 1,220 |
| Total interest expense | $6,179,000 | 1,133 |
| Net interest income | $11,778,000 | 1,243 |
| Provision for loan and lease losses | $639,000 | 1,334 |
| Total noninterest income | $765,000 | 3,739 |
| Gross Fiduciary activities income | $9,000 | 1,296 |
| Service charges on deposit accounts | $793,000 | 1,627 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-37,000 | 9,210 |
| Total noninterest expense | $6,525,000 | 1,827 |
| Salaries and employee benefits | $3,764,000 | 1,725 |
| Premises and equipment expense | $760,000 | 2,242 |
| Additional noninterest expense | $2,001,000 | 1,805 |
| Pre-tax net operating income | $5,379,000 | 1,203 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,469,000 | 1,381 |
| Income before extraordinary items | $3,910,000 | 1,256 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,910,000 | 1,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $564,000 | 1,068 |
| Cash dividends | $2,310,000 | 896 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,910,000 | 1,188 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $11,983,000 | 1,229 |
| Total interest expense | $4,322,000 | 1,109 |
| Net interest income | $7,661,000 | 1,280 |
| Provision for loan and lease losses | $329,000 | 1,679 |
| Total noninterest income | $436,000 | 4,054 |
| Gross Fiduciary activities income | $5,000 | 1,338 |
| Service charges on deposit accounts | $513,000 | 1,644 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $-82,000 | 9,260 |
| Total noninterest expense | $4,311,000 | 1,833 |
| Salaries and employee benefits | $2,513,000 | 1,704 |
| Premises and equipment expense | $498,000 | 2,264 |
| Additional noninterest expense | $1,300,000 | 1,852 |
| Pre-tax net operating income | $3,457,000 | 1,236 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $896,000 | 1,488 |
| Income before extraordinary items | $2,561,000 | 1,289 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,561,000 | 1,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 1,132 |
| Cash dividends | $1,540,000 | 916 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,561,000 | 1,202 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,994,000 | 1,235 |
| Total interest expense | $2,215,000 | 1,110 |
| Net interest income | $3,779,000 | 1,295 |
| Provision for loan and lease losses | $229,000 | 1,199 |
| Total noninterest income | $188,000 | 4,314 |
| Gross Fiduciary activities income | $3,000 | 1,293 |
| Service charges on deposit accounts | $227,000 | 1,806 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-42,000 | 9,302 |
| Total noninterest expense | $2,134,000 | 1,837 |
| Salaries and employee benefits | $1,265,000 | 1,687 |
| Premises and equipment expense | $252,000 | 2,238 |
| Additional noninterest expense | $617,000 | 1,905 |
| Pre-tax net operating income | $1,604,000 | 1,335 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $347,000 | 1,831 |
| Income before extraordinary items | $1,257,000 | 1,312 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,257,000 | 1,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 706 |
| Cash dividends | $770,000 | 853 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,257,000 | 1,224 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $25,021,000 | 1,228 |
| Total interest expense | $9,753,000 | 1,153 |
| Net interest income | $15,268,000 | 1,260 |
| Provision for loan and lease losses | $787,000 | 1,660 |
| Total noninterest income | $875,000 | 3,772 |
| Gross Fiduciary activities income | $5,000 | 1,497 |
| Service charges on deposit accounts | $738,000 | 2,152 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $132,000 | 5,858 |
| Total noninterest expense | $8,546,000 | 1,776 |
| Salaries and employee benefits | $4,754,000 | 1,692 |
| Premises and equipment expense | $1,004,000 | 2,176 |
| Additional noninterest expense | $2,788,000 | 1,683 |
| Pre-tax net operating income | $6,810,000 | 1,235 |
| Securities gains (losses) | $85,000 | 1,891 |
| Applicable income taxes | $1,897,000 | 1,340 |
| Income before extraordinary items | $4,998,000 | 1,261 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,998,000 | 1,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $688,000 | 1,307 |
| Cash dividends | $3,059,000 | 908 |
| Sale, conversion, retirement of capital stock, net | $680,000 | 435 |
| Net operating income | $4,936,800 | 1,219 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $27,164,000 | 1,264 |
| Total interest expense | $12,705,000 | 1,284 |
| Net interest income | $14,459,000 | 1,234 |
| Provision for loan and lease losses | $509,000 | 2,170 |
| Total noninterest income | $1,107,000 | 3,104 |
| Gross Fiduciary activities income | $10,000 | 1,431 |
| Service charges on deposit accounts | $755,000 | 2,007 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $342,000 | 3,850 |
| Total noninterest expense | $8,342,000 | 1,743 |
| Salaries and employee benefits | $4,476,000 | 1,686 |
| Premises and equipment expense | $1,018,000 | 2,095 |
| Additional noninterest expense | $2,848,000 | 1,628 |
| Pre-tax net operating income | $6,715,000 | 1,107 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,742,000 | 1,317 |
| Income before extraordinary items | $4,973,000 | 1,099 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,973,000 | 1,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $378,000 | 1,906 |
| Cash dividends | $3,043,000 | 905 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,973,000 | 1,059 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $25,913,000 | 1,358 |
| Total interest expense | $13,501,000 | 1,294 |
| Net interest income | $12,412,000 | 1,414 |
| Provision for loan and lease losses | $367,000 | 2,442 |
| Total noninterest income | $1,143,000 | 2,867 |
| Gross Fiduciary activities income | $10,000 | 1,218 |
| Service charges on deposit accounts | $765,000 | 1,819 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $368,000 | 3,538 |
| Total noninterest expense | $7,468,000 | 1,864 |
| Salaries and employee benefits | $4,039,000 | 1,786 |
| Premises and equipment expense | $898,000 | 2,301 |
| Additional noninterest expense | $2,531,000 | 1,757 |
| Pre-tax net operating income | $5,720,000 | 1,283 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,585,000 | 1,442 |
| Income before extraordinary items | $4,135,000 | 1,264 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,135,000 | 1,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $328,000 | 1,713 |
| Cash dividends | $2,796,000 | 1,030 |
| Sale, conversion, retirement of capital stock, net | $825,000 | 483 |
| Net operating income | $4,135,000 | 1,258 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $16,291,000 | 1,989 |
| Total interest expense | $7,943,000 | 1,892 |
| Net interest income | $8,348,000 | 2,109 |
| Provision for loan and lease losses | $222,000 | 3,341 |
| Total noninterest income | $792,000 | 3,644 |
| Gross Fiduciary activities income | $12,000 | 1,254 |
| Service charges on deposit accounts | $464,000 | 2,813 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $316,000 | 3,900 |
| Total noninterest expense | $5,038,000 | 2,676 |
| Salaries and employee benefits | $2,732,000 | 2,577 |
| Premises and equipment expense | $547,000 | 3,508 |
| Additional noninterest expense | $1,759,000 | 2,470 |
| Pre-tax net operating income | $3,880,000 | 1,896 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,074,000 | 2,104 |
| Income before extraordinary items | $2,806,000 | 1,892 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,806,000 | 1,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,341 |
| Cash dividends | $1,600,000 | 1,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,806,000 | 1,860 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,784,000 | 2,074 |
| Total interest expense | $7,964,000 | 1,917 |
| Net interest income | $7,820,000 | 2,185 |
| Provision for loan and lease losses | $152,000 | 4,118 |
| Total noninterest income | $659,000 | 4,137 |
| Gross Fiduciary activities income | $13,000 | 1,263 |
| Service charges on deposit accounts | $422,000 | 2,987 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $224,000 | 4,681 |
| Total noninterest expense | $4,751,000 | 2,739 |
| Salaries and employee benefits | $2,480,000 | 2,738 |
| Premises and equipment expense | $563,000 | 3,366 |
| Additional noninterest expense | $1,708,000 | 2,440 |
| Pre-tax net operating income | $3,576,000 | 2,031 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,096,000 | 2,144 |
| Income before extraordinary items | $2,480,000 | 2,101 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,480,000 | 2,100 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,365 |
| Cash dividends | $1,420,000 | 1,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,480,000 | 2,025 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,733,000 | 2,215 |
| Total interest expense | $7,546,000 | 2,036 |
| Net interest income | $7,187,000 | 2,423 |
| Provision for loan and lease losses | $187,000 | 3,587 |
| Total noninterest income | $615,000 | 4,343 |
| Gross Fiduciary activities income | $12,000 | 1,327 |
| Service charges on deposit accounts | $413,000 | 3,140 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $190,000 | 5,075 |
| Total noninterest expense | $4,215,000 | 3,024 |
| Salaries and employee benefits | $2,268,000 | 2,920 |
| Premises and equipment expense | $438,000 | 4,132 |
| Additional noninterest expense | $1,509,000 | 2,727 |
| Pre-tax net operating income | $3,400,000 | 2,219 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,074,000 | 2,298 |
| Income before extraordinary items | $2,326,000 | 2,262 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,326,000 | 2,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,790 |
| Cash dividends | $1,320,000 | 1,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,326,000 | 2,200 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,350,000 | 2,499 |
| Total interest expense | $6,635,000 | 2,324 |
| Net interest income | $6,715,000 | 2,625 |
| Provision for loan and lease losses | $197,000 | 3,466 |
| Total noninterest income | $600,000 | 4,566 |
| Gross Fiduciary activities income | $19,000 | 1,354 |
| Service charges on deposit accounts | $389,000 | 3,417 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $192,000 | 5,293 |
| Total noninterest expense | $4,005,000 | 3,343 |
| Salaries and employee benefits | $2,059,000 | 3,247 |
| Premises and equipment expense | $449,000 | 4,121 |
| Additional noninterest expense | $1,497,000 | 3,125 |
| Pre-tax net operating income | $3,113,000 | 2,289 |
| Securities gains (losses) | $19,000 | 2,034 |
| Applicable income taxes | $957,000 | 2,453 |
| Income before extraordinary items | $2,175,000 | 2,269 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,175,000 | 2,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,783 |
| Cash dividends | $1,093,000 | 2,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,161,890 | 2,231 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,375,000 | 2,702 |
| Total interest expense | $6,083,000 | 2,519 |
| Net interest income | $6,292,000 | 2,838 |
| Provision for loan and lease losses | $164,000 | 3,466 |
| Total noninterest income | $491,000 | 5,254 |
| Gross Fiduciary activities income | $13,000 | 1,448 |
| Service charges on deposit accounts | $359,000 | 3,692 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $119,000 | 6,675 |
| Total noninterest expense | $4,066,000 | 3,276 |
| Salaries and employee benefits | $1,913,000 | 3,435 |
| Premises and equipment expense | $435,000 | 4,227 |
| Additional noninterest expense | $1,718,000 | 2,725 |
| Pre-tax net operating income | $2,553,000 | 2,788 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $826,000 | 2,803 |
| Income before extraordinary items | $1,727,000 | 2,855 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,727,000 | 2,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,939 |
| Cash dividends | $932,000 | 2,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,727,000 | 2,817 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,426,000 | 2,919 |
| Total interest expense | $4,706,000 | 2,606 |
| Net interest income | $5,720,000 | 3,138 |
| Provision for loan and lease losses | $264,000 | 2,491 |
| Total noninterest income | $496,000 | 5,322 |
| Gross Fiduciary activities income | $18,000 | 1,426 |
| Service charges on deposit accounts | $363,000 | 3,709 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $115,000 | 7,070 |
| Total noninterest expense | $3,638,000 | 3,721 |
| Salaries and employee benefits | $1,778,000 | 3,660 |
| Premises and equipment expense | $389,000 | 4,698 |
| Additional noninterest expense | $1,471,000 | 3,370 |
| Pre-tax net operating income | $2,314,000 | 3,030 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $735,000 | 2,987 |
| Income before extraordinary items | $1,580,000 | 3,038 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,580,000 | 3,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 2,388 |
| Cash dividends | $908,000 | 2,063 |
| Sale, conversion, retirement of capital stock, net | $1,090,000 | 411 |
| Net operating income | $1,579,320 | 3,056 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,421,000 | 3,284 |
| Total interest expense | $4,308,000 | 2,963 |
| Net interest income | $5,113,000 | 3,493 |
| Provision for loan and lease losses | $212,000 | 3,780 |
| Total noninterest income | $461,000 | 5,901 |
| Gross Fiduciary activities income | $2,000 | 1,590 |
| Service charges on deposit accounts | $367,000 | 3,720 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $92,000 | 8,143 |
| Total noninterest expense | $3,547,000 | 3,864 |
| Salaries and employee benefits | $1,705,000 | 3,808 |
| Premises and equipment expense | $401,000 | 4,702 |
| Additional noninterest expense | $1,441,000 | 3,621 |
| Pre-tax net operating income | $1,815,000 | 3,646 |
| Securities gains (losses) | $-26,000 | 12,971 |
| Applicable income taxes | $464,000 | 4,461 |
| Income before extraordinary items | $1,325,000 | 3,644 |
| Extraordinary gains, net | $91,000 | 1,655 |
| Net income | $1,416,000 | 3,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 4,303 |
| Cash dividends | $806,000 | 2,133 |
| Sale, conversion, retirement of capital stock, net | $326,000 | 687 |
| Net operating income | $1,344,240 | 3,399 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,322,000 | 3,750 |
| Total interest expense | $4,745,000 | 3,459 |
| Net interest income | $4,577,000 | 3,940 |
| Provision for loan and lease losses | $281,000 | 4,300 |
| Total noninterest income | $413,000 | 6,432 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $311,000 | 4,311 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $102,000 | 7,992 |
| Total noninterest expense | $3,193,000 | 4,266 |
| Salaries and employee benefits | $1,497,000 | 4,240 |
| Premises and equipment expense | $367,000 | 5,151 |
| Additional noninterest expense | $1,329,000 | 3,967 |
| Pre-tax net operating income | $1,516,000 | 4,010 |
| Securities gains (losses) | $78,000 | 3,414 |
| Applicable income taxes | $356,000 | 5,267 |
| Income before extraordinary items | $1,238,000 | 3,703 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,238,000 | 3,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 3,879 |
| Cash dividends | $798,000 | 1,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,177,160 | 3,590 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.