Home > First National Bank > Net charge- offs to loans
First National Bank, Net charge- offs to loans
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1309% | 1,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1263% | 691 |
| Percentage Net Loans Charged-off:Construction & development | 0.3235% | 186 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0572% | 5,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7382% | 27 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3720% | 262 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3736% | 262 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1954% | 5,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1305% | 2,809 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8210% | 487 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1118% | 2,751 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2090% | 5,581 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2514% | 5,600 |
| Percentage Net Loans Charged-off:Construction & development | 0.4784% | 126 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.8073% | 5,613 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4345% | 227 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4362% | 231 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5460% | 5,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0312% | 2,997 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2371% | 402 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,923 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5327% | 5,747 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5689% | 5,739 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.2771% | 5,693 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2144% | 467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2152% | 450 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4952% | 5,389 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1188% | 4,968 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4615% | 252 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1827% | 5,058 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4936% | 49 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7309% | 29 |
| Percentage Net Loans Charged-off:Construction & development | 0.7950% | 160 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8175% | 35 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7331% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9115% | 113 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9145% | 117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.4552% | 30 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9980% | 929 |
| Percentage Net Loans Charged-off: Credit card loans | 11.6144% | 34 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7619% | 1,159 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5646% | 630 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0222% | 165 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5041% | 193 |
| Percentage Net Loans Charged-off:Construction & development | 1.0311% | 119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2075% | 473 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9807% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1981% | 68 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2019% | 66 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.8566% | 60 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9365% | 885 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9568% | 778 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7686% | 470 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1451% | 1,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0361% | 1,667 |
| Percentage Net Loans Charged-off:Construction & development | 1.4742% | 89 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0375% | 5,369 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.8515% | 4,795 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1163% | 1,061 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1166% | 1,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6524% | 626 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1592% | 666 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1840% | 588 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0843% | 363 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2005% | 993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1746% | 593 |
| Percentage Net Loans Charged-off:Construction & development | 3.8228% | 30 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0579% | 4,730 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0908% | 976 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0910% | 929 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0118% | 4,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5473% | 264 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6012% | 228 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0130% | 200 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7854% | 157 |
| Percentage Net Loans Charged-off:Construction & development | 5.7715% | 52 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7150% | 291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3184% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3313% | 644 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3321% | 649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8684% | 135 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9698% | 828 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5519% | 629 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9770% | 736 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6872% | 314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6035% | 221 |
| Percentage Net Loans Charged-off:Construction & development | 4.9953% | 69 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6262% | 285 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1484% | 4,885 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0629% | 1,968 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0631% | 1,907 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7088% | 307 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2647% | 526 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7328% | 520 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2734% | 456 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2037% | 1,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1191% | 1,270 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2009% | 577 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1968% | 4,924 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0873% | 1,612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0875% | 1,546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0235% | 445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7113% | 1,013 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7224% | 905 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2396% | 994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0626% | 1,410 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0707% | 587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1007% | 1,203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1009% | 1,151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8831% | 214 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2782% | 580 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2964% | 508 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3834% | 182 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3901% | 122 |
| Percentage Net Loans Charged-off:Construction & development | 3.0169% | 181 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7321% | 197 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.7894% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4954% | 671 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4972% | 665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2044% | 361 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4395% | 1,958 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4442% | 1,800 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6662% | 529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7050% | 373 |
| Percentage Net Loans Charged-off:Construction & development | 3.8593% | 142 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2867% | 859 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.1039% | 40 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5725% | 560 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5749% | 531 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6803% | 857 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2209% | 2,552 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2232% | 2,390 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7663% | 498 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8694% | 297 |
| Percentage Net Loans Charged-off:Construction & development | 5.5166% | 100 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3695% | 703 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.8677% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1942% | 1,492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1949% | 1,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1205% | 1,548 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3619% | 1,836 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3655% | 1,704 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1333% | 1,913 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1388% | 1,440 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1754% | 664 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1860% | 1,236 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1865% | 1,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5557% | 1,362 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5613% | 1,240 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0153% | 567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8169% | 631 |
| Percentage Net Loans Charged-off:Construction & development | 0.3445% | 1,200 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1439% | 508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6193% | 898 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6209% | 895 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0044% | 385 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3790% | 2,434 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3832% | 2,289 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5280% | 370 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2127% | 449 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9805% | 481 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4042% | 391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7940% | 662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7961% | 651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4303% | 322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4697% | 1,933 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4750% | 1,793 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9420% | 312 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5382% | 337 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2063% | 395 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9616% | 271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3101% | 1,561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3109% | 1,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6528% | 232 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2958% | 2,325 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2993% | 2,160 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7125% | 237 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1457% | 518 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3588% | 352 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3558% | 214 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0070% | 4,848 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1670% | 2,390 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1690% | 2,246 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8259% | 1,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7867% | 1,306 |
| Percentage Net Loans Charged-off:Construction & development | 1.0313% | 1,472 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0129% | 893 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4183% | 2,058 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4195% | 1,975 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2707% | 1,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2507% | 3,215 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2538% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0148% | 542 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9728% | 1,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9170% | 1,073 |
| Percentage Net Loans Charged-off:Construction & development | 1.3930% | 1,213 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2598% | 657 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2209% | 2,713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2215% | 2,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4740% | 988 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2260% | 3,078 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2289% | 2,897 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3905% | 421 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0038% | 1,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9022% | 1,088 |
| Percentage Net Loans Charged-off:Construction & development | 2.3071% | 889 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0613% | 749 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2799% | 2,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2807% | 2,180 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4261% | 996 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1294% | 3,274 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1311% | 3,084 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2522% | 311 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0973% | 940 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7765% | 1,166 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2778% | 551 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1538% | 2,330 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1542% | 2,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1240% | 626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1002% | 2,799 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1015% | 2,626 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.5884% | 173 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7058% | 2,394 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7890% | 1,976 |
| Percentage Net Loans Charged-off:Construction & development | 1.8940% | 1,743 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5881% | 1,815 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.1419% | 179 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7104% | 1,718 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7124% | 1,663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4810% | 2,793 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3567% | 3,316 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0205% | 269 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2778% | 3,371 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7551% | 2,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8276% | 1,736 |
| Percentage Net Loans Charged-off:Construction & development | 1.4220% | 1,718 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7460% | 1,319 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.2640% | 131 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5140% | 1,977 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5153% | 1,894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6885% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3600% | 3,060 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8906% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2745% | 3,081 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8564% | 1,796 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9152% | 1,513 |
| Percentage Net Loans Charged-off:Construction & development | 2.1439% | 1,334 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0855% | 929 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4450% | 2,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4462% | 1,937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0176% | 1,577 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4345% | 2,615 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3725% | 2,492 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6156% | 1,966 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7049% | 1,540 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2233% | 675 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1566% | 2,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4753% | 2,151 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3742% | 2,054 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6085% | 3,208 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7205% | 2,389 |
| Percentage Net Loans Charged-off:Construction & development | 4.8372% | 1,270 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4519% | 2,141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1420% | 3,811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1425% | 3,665 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0488% | 6,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2556% | 4,301 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7498% | 323 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6327% | 2,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7410% | 2,164 |
| Percentage Net Loans Charged-off:Construction & development | 4.9905% | 1,123 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4273% | 1,881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1901% | 3,198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1908% | 3,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0027% | 4,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3380% | 3,679 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8207% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7982% | 2,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9391% | 1,687 |
| Percentage Net Loans Charged-off:Construction & development | 7.5128% | 683 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3761% | 1,672 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1600% | 3,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1606% | 2,873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0041% | 3,814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2634% | 3,646 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9231% | 319 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4148% | 2,799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4812% | 2,084 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7890% | 883 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1732% | 2,365 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1739% | 2,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0161% | 2,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2290% | 3,280 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4465% | 180 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5912% | 3,444 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3914% | 3,276 |
| Percentage Net Loans Charged-off:Construction & development | 2.2321% | 1,979 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2171% | 2,393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2859% | 2,823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2869% | 2,695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6372% | 1,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9142% | 2,900 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3381% | 368 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5238% | 3,119 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2293% | 3,430 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2511% | 1,816 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3418% | 2,235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3429% | 2,126 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4330% | 941 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8568% | 2,773 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3458% | 3,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1037% | 3,750 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0145% | 7,714 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4117% | 1,788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4131% | 1,662 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6741% | 1,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4531% | 3,623 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2261% | 3,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1160% | 2,787 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0337% | 7,787 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4907% | 1,240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4923% | 1,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2937% | 1,253 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3908% | 3,194 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1100% | 5,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1196% | 3,487 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0941% | 1,777 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2462% | 1,952 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2471% | 1,856 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0797% | 4,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1407% | 5,290 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9390% | 998 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0278% | 6,813 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0975% | 4,477 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1061% | 2,873 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0360% | 1,508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3067% | 1,311 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3078% | 1,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0974% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0939% | 5,034 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4731% | 743 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0541% | 6,913 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0820% | 4,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0974% | 2,392 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1251% | 874 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1073% | 1,878 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1077% | 1,747 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0478% | 2,904 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0218% | 4,858 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2770% | 534 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0853% | 6,988 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0562% | 3,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0773% | 1,865 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1426% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5455% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1856% | 7,081 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0998% | 3,942 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0881% | 2,263 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1547% | 905 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0163% | 3,007 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0163% | 2,792 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1695% | 2,874 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2169% | 4,471 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5416% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0518% | 1,536 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0060% | 5,742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0081% | 3,085 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0150% | 1,067 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0143% | 7,205 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6885% | 438 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0009% | 6,954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0215% | 7,011 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0875% | 368 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0083% | 6,865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0085% | 6,687 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1714% | 7,324 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0619% | 486 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1255% | 2,845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0499% | 1,971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0113% | 1,224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1374% | 1,137 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1378% | 1,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6817% | 1,353 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2120% | 4,395 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5198% | 1,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0565% | 3,593 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0488% | 1,636 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1481% | 883 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1485% | 872 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0681% | 2,592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1990% | 4,016 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6918% | 931 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0472% | 3,502 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0281% | 1,761 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0839% | 1,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0841% | 1,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1336% | 1,916 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1954% | 3,680 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0239% | 752 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0500% | 2,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2772% | 1,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3725% | 2,502 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1381% | 3,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0763% | 1,545 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1505% | 651 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0297% | 2,374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0298% | 2,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4736% | 1,961 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4314% | 3,887 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4425% | 2,102 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0471% | 4,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 2,915 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 7,972 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0161% | 2,273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0161% | 2,132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2481% | 2,154 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2900% | 4,117 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5853% | 2,083 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0338% | 4,321 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 7,588 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0079% | 8,050 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1943% | 2,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2631% | 3,859 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0691% | 2,882 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0069% | 7,841 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0160% | 8,260 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5915% | 938 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1208% | 3,900 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1476% | 3,411 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1374% | 1,289 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1320% | 928 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4536% | 63 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0677% | 1,948 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0678% | 1,882 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1262% | 3,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4647% | 3,987 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6257% | 380 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1783% | 2,540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1818% | 872 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1795% | 628 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0157% | 45 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0816% | 1,524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0818% | 1,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1407% | 2,818 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3686% | 4,033 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0808% | 244 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2327% | 1,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2384% | 646 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2761% | 431 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0015% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0260% | 1,869 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0261% | 1,770 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2342% | 2,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3652% | 3,776 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4423% | 766 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2996% | 1,438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2896% | 468 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5367% | 202 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2680% | 27 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0704% | 1,106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0706% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4900% | 1,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3344% | 3,443 |
| Percentage Net Loans Charged-off: Credit card loans | -1.5936% | 2,546 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2699% | 2,732 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2219% | 1,009 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4953% | 490 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2748% | 109 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0710% | 2,072 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0712% | 2,019 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6882% | 2,206 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3371% | 5,090 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4325% | 1,747 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2229% | 2,759 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1858% | 989 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4330% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0773% | 1,656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0775% | 1,626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5597% | 2,088 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2659% | 5,045 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5814% | 1,609 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2031% | 2,751 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1328% | 1,174 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3851% | 408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0085% | 2,254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0085% | 2,151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7370% | 1,589 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2493% | 4,712 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3592% | 1,524 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2761% | 559 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8670% | 181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2661% | 870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0371% | 4,944 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2149% | 3,507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1738% | 1,221 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4623% | 539 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0429% | 2,399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0430% | 2,327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3106% | 3,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7035% | 3,367 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2504% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1302% | 4,576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1228% | 1,444 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2143% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0961% | 1,577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0962% | 1,519 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5659% | 3,841 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3626% | 5,430 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1248% | 4,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0063% | 836 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0155% | 354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0019% | 878 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0019% | 816 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6521% | 373 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5287% | 756 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4843% | 258 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0097% | 372 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1148% | 4,519 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0705% | 5,835 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0675% | 6,232 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0799% | 6,209 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0749% | 6,265 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1879% | 4,181 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1136% | 6,819 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2668% | 6,383 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |