Home > First National Bank > Income and Expense

First National Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$148,350,000379
Total interest expense$18,000,000846
Net interest income$130,350,000300
Provision for loan and lease losses$68,026,00063
Total noninterest income$41,174,000284
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,141,000527
Trading account gains and fees$0123
Additional Noninterest Income$39,033,000203
Total noninterest expense$65,020,000456
Salaries and employee benefits$18,602,000810
Premises and equipment expense$3,603,000730
Additional noninterest expense$39,033,000203
Pre-tax net operating income$38,478,000428
Securities gains (losses)$0988
Applicable income taxes$9,258,000371
Income before extraordinary items$29,220,000435
Extraordinary gains, net$054
Net income$29,220,000439
Minority interest net income$088
Net income of bank and minority interests.$29,220,000436
Net charge-offs$63,587,00048
Cash dividends$3,883,000985
Sale, conversion, retirement of capital stock, net$0540
Net operating income$29,220,000446
2023-09-30 (YTD Data)Rank
Total interest income$110,474,000374
Total interest expense$12,433,000847
Net interest income$98,041,000306
Provision for loan and lease losses$50,581,00066
Total noninterest income$31,272,000280
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,634,000512
Trading account gains and fees$0125
Additional Noninterest Income$29,638,000202
Total noninterest expense$49,493,000444
Salaries and employee benefits$14,427,000800
Premises and equipment expense$2,727,000732
Additional noninterest expense$29,638,000202
Pre-tax net operating income$29,239,000440
Securities gains (losses)$0849
Applicable income taxes$6,877,000387
Income before extraordinary items$22,362,000442
Extraordinary gains, net$052
Net income$22,362,000446
Minority interest net income$081
Net income of bank and minority interests.$22,362,000442
Net charge-offs$45,001,00054
Cash dividends$2,913,000907
Sale, conversion, retirement of capital stock, net$0507
Net operating income$22,362,000450
2023-06-30 (YTD Data)Rank
Total interest income$72,624,000364
Total interest expense$7,363,000847
Net interest income$65,261,000306
Provision for loan and lease losses$33,635,00068
Total noninterest income$20,747,000273
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,063,000516
Trading account gains and fees$0112
Additional Noninterest Income$19,684,000198
Total noninterest expense$33,539,000421
Salaries and employee benefits$9,899,000771
Premises and equipment expense$1,817,000722
Additional noninterest expense$19,684,000198
Pre-tax net operating income$18,834,000443
Securities gains (losses)$0938
Applicable income taxes$4,276,000411
Income before extraordinary items$14,558,000451
Extraordinary gains, net$051
Net income$14,558,000457
Minority interest net income$081
Net income of bank and minority interests.$14,558,000450
Net charge-offs$29,823,00052
Cash dividends$1,942,000912
Sale, conversion, retirement of capital stock, net$0486
Net operating income$14,558,000458
2023-03-31 (YTD Data)Rank
Total interest income$35,978,000369
Total interest expense$3,241,000841
Net interest income$32,737,000309
Provision for loan and lease losses$16,591,00073
Total noninterest income$10,369,000271
Gross Fiduciary activities income$0913
Service charges on deposit accounts$527,000531
Trading account gains and fees$097
Additional Noninterest Income$9,842,000194
Total noninterest expense$17,140,000425
Salaries and employee benefits$5,031,000774
Premises and equipment expense$949,000729
Additional noninterest expense$9,842,000194
Pre-tax net operating income$9,375,000453
Securities gains (losses)$0950
Applicable income taxes$1,858,000448
Income before extraordinary items$7,517,000456
Extraordinary gains, net$04
Net income$7,517,000456
Minority interest net income$048
Net income of bank and minority interests.$7,517,000457
Net charge-offs$15,900,00050
Cash dividends$971,000852
Sale, conversion, retirement of capital stock, net$0430
Net operating income$7,517,000461
2022-12-31 (YTD Data)Rank
Total interest income$133,442,000324
Total interest expense$4,106,000914
Net interest income$129,336,000301
Provision for loan and lease losses$51,504,00071
Total noninterest income$42,942,000282
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$2,122,000543
Trading account gains and fees$0116
Additional Noninterest Income$40,820,000202
Total noninterest expense$66,927,000421
Salaries and employee benefits$19,214,000772
Premises and equipment expense$3,670,000719
Additional noninterest expense$40,820,000202
Pre-tax net operating income$53,847,000353
Securities gains (losses)$27,000307
Applicable income taxes$13,377,000309
Income before extraordinary items$40,497,000374
Extraordinary gains, net$05
Net income$40,497,000375
Minority interest net income$063
Net income of bank and minority interests.$40,497,000375
Net charge-offs$43,035,00048
Cash dividends$3,884,000960
Sale, conversion, retirement of capital stock, net$0568
Net operating income$40,475,670384
2022-09-30 (YTD Data)Rank
Total interest income$96,197,000321
Total interest expense$2,261,000904
Net interest income$93,936,000305
Provision for loan and lease losses$32,385,00068
Total noninterest income$32,205,000287
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,583,000547
Trading account gains and fees$0111
Additional Noninterest Income$30,622,000207
Total noninterest expense$49,851,000421
Salaries and employee benefits$14,472,000772
Premises and equipment expense$2,730,000725
Additional noninterest expense$30,622,000207
Pre-tax net operating income$43,905,000338
Securities gains (losses)$27,000309
Applicable income taxes$10,804,000308
Income before extraordinary items$33,128,000349
Extraordinary gains, net$04
Net income$33,128,000349
Minority interest net income$057
Net income of bank and minority interests.$33,128,000349
Net charge-offs$27,923,00050
Cash dividends$2,913,000877
Sale, conversion, retirement of capital stock, net$0519
Net operating income$33,106,670357
2022-06-30 (YTD Data)Rank
Total interest income$62,151,000315
Total interest expense$1,352,000854
Net interest income$60,799,000304
Provision for loan and lease losses$18,083,00064
Total noninterest income$21,097,000289
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,011,000568
Trading account gains and fees$0108
Additional Noninterest Income$20,086,000220
Total noninterest expense$32,478,000423
Salaries and employee benefits$9,677,000759
Premises and equipment expense$1,797,000722
Additional noninterest expense$21,004,000245
Pre-tax net operating income$31,335,000317
Securities gains (losses)$27,000282
Applicable income taxes$7,555,000285
Income before extraordinary items$23,807,000318
Extraordinary gains, net$04
Net income$23,807,000318
Minority interest net income$060
Net income of bank and minority interests.$23,807,000318
Net charge-offs$17,008,00050
Cash dividends$1,942,000871
Sale, conversion, retirement of capital stock, net$0494
Net operating income$23,785,670329
2022-03-31 (YTD Data)Rank
Total interest income$30,165,000316
Total interest expense$684,000796
Net interest income$29,481,000307
Provision for loan and lease losses$7,965,00052
Total noninterest income$10,207,000299
Gross Fiduciary activities income$0892
Service charges on deposit accounts$481,000586
Trading account gains and fees$0103
Additional Noninterest Income$9,726,000239
Total noninterest expense$15,905,000433
Salaries and employee benefits$4,717,000780
Premises and equipment expense$906,000718
Additional noninterest expense$10,282,000253
Pre-tax net operating income$15,818,000302
Securities gains (losses)$11,000369
Applicable income taxes$3,610,000284
Income before extraordinary items$12,219,000302
Extraordinary gains, net$04
Net income$12,219,000302
Minority interest net income$050
Net income of bank and minority interests.$12,219,000302
Net charge-offs$8,215,00054
Cash dividends$971,000801
Sale, conversion, retirement of capital stock, net$0453
Net operating income$12,210,310308
2021-12-31 (YTD Data)Rank
Total interest income$112,024,000330
Total interest expense$3,508,000780
Net interest income$108,516,000314
Provision for loan and lease losses$20,542,00027
Total noninterest income$39,799,000322
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,332,000769
Trading account gains and fees$0132
Additional Noninterest Income$38,467,000264
Total noninterest expense$57,288,000463
Salaries and employee benefits$18,332,000793
Premises and equipment expense$3,389,000771
Additional noninterest expense$35,567,000276
Pre-tax net operating income$70,485,000296
Securities gains (losses)$02,062
Applicable income taxes$17,827,000272
Income before extraordinary items$52,658,000314
Extraordinary gains, net$010
Net income$52,658,000315
Minority interest net income$074
Net income of bank and minority interests.$52,658,000315
Net charge-offs$21,094,00069
Cash dividends$3,884,000973
Sale, conversion, retirement of capital stock, net$0582
Net operating income$52,658,000307
2021-09-30 (YTD Data)Rank
Total interest income$81,856,000337
Total interest expense$2,746,000801
Net interest income$79,110,000322
Provision for loan and lease losses$14,334,00027
Total noninterest income$29,468,000333
Gross Fiduciary activities income$0957
Service charges on deposit accounts$969,000787
Trading account gains and fees$0132
Additional Noninterest Income$28,499,000268
Total noninterest expense$42,045,000470
Salaries and employee benefits$13,583,000808
Premises and equipment expense$2,523,000791
Additional noninterest expense$25,939,000281
Pre-tax net operating income$52,199,000303
Securities gains (losses)$02,015
Applicable income taxes$13,186,000274
Income before extraordinary items$39,013,000329
Extraordinary gains, net$08
Net income$39,013,000328
Minority interest net income$069
Net income of bank and minority interests.$39,013,000329
Net charge-offs$14,687,00080
Cash dividends$2,913,000891
Sale, conversion, retirement of capital stock, net$0543
Net operating income$39,013,000323
2021-06-30 (YTD Data)Rank
Total interest income$53,186,000343
Total interest expense$1,890,000814
Net interest income$51,296,000326
Provision for loan and lease losses$10,764,00028
Total noninterest income$19,201,000344
Gross Fiduciary activities income$0951
Service charges on deposit accounts$631,000776
Trading account gains and fees$0133
Additional Noninterest Income$18,570,000278
Total noninterest expense$27,465,000475
Salaries and employee benefits$8,989,000815
Premises and equipment expense$1,630,000814
Additional noninterest expense$16,846,000289
Pre-tax net operating income$32,268,000318
Securities gains (losses)$01,818
Applicable income taxes$8,115,000292
Income before extraordinary items$24,153,000338
Extraordinary gains, net$06
Net income$24,153,000337
Minority interest net income$067
Net income of bank and minority interests.$24,153,000338
Net charge-offs$10,296,00084
Cash dividends$1,942,000895
Sale, conversion, retirement of capital stock, net$0517
Net operating income$24,153,000330
2021-03-31 (YTD Data)Rank
Total interest income$26,219,000345
Total interest expense$959,000843
Net interest income$25,260,000325
Provision for loan and lease losses$6,322,00028
Total noninterest income$9,386,000356
Gross Fiduciary activities income$0922
Service charges on deposit accounts$317,000753
Trading account gains and fees$0127
Additional Noninterest Income$9,069,000292
Total noninterest expense$13,732,000474
Salaries and employee benefits$4,278,000845
Premises and equipment expense$802,000836
Additional noninterest expense$8,652,000271
Pre-tax net operating income$14,592,000346
Securities gains (losses)$01,392
Applicable income taxes$3,710,000308
Income before extraordinary items$10,882,000377
Extraordinary gains, net$03
Net income$10,882,000375
Minority interest net income$055
Net income of bank and minority interests.$10,882,000377
Net charge-offs$5,720,00086
Cash dividends$971,000786
Sale, conversion, retirement of capital stock, net$0482
Net operating income$10,882,000369
2020-12-31 (YTD Data)Rank
Total interest income$106,865,000340
Total interest expense$5,393,000875
Net interest income$101,472,000320
Provision for loan and lease losses$38,741,000164
Total noninterest income$34,496,000341
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,296,000756
Trading account gains and fees$0133
Additional Noninterest Income$33,200,000280
Total noninterest expense$54,789,000472
Salaries and employee benefits$17,143,000815
Premises and equipment expense$3,377,000764
Additional noninterest expense$34,269,000273
Pre-tax net operating income$42,438,000333
Securities gains (losses)$02,675
Applicable income taxes$10,533,000293
Income before extraordinary items$31,905,000363
Extraordinary gains, net$04
Net income$31,905,000362
Minority interest net income$072
Net income of bank and minority interests.$31,905,000363
Net charge-offs$30,912,00089
Cash dividends$41,712,000175
Sale, conversion, retirement of capital stock, net$0566
Net operating income$31,905,000353
2020-09-30 (YTD Data)Rank
Total interest income$81,124,000335
Total interest expense$4,271,000896
Net interest income$76,853,000311
Provision for loan and lease losses$31,478,000175
Total noninterest income$24,568,000343
Gross Fiduciary activities income$0981
Service charges on deposit accounts$957,000766
Trading account gains and fees$0125
Additional Noninterest Income$23,611,000287
Total noninterest expense$41,034,000460
Salaries and employee benefits$12,932,000798
Premises and equipment expense$2,451,000775
Additional noninterest expense$25,651,000272
Pre-tax net operating income$28,909,000334
Securities gains (losses)$02,494
Applicable income taxes$7,087,000295
Income before extraordinary items$21,822,000360
Extraordinary gains, net$04
Net income$21,822,000358
Minority interest net income$065
Net income of bank and minority interests.$21,822,000360
Net charge-offs$25,339,00087
Cash dividends$1,942,0001,146
Sale, conversion, retirement of capital stock, net$0532
Net operating income$21,822,000352
2020-06-30 (YTD Data)Rank
Total interest income$53,986,000341
Total interest expense$3,027,000919
Net interest income$50,959,000312
Provision for loan and lease losses$22,142,000183
Total noninterest income$15,328,000337
Gross Fiduciary activities income$0970
Service charges on deposit accounts$597,000811
Trading account gains and fees$0123
Additional Noninterest Income$14,731,000276
Total noninterest expense$27,347,000451
Salaries and employee benefits$8,389,000806
Premises and equipment expense$1,697,000751
Additional noninterest expense$17,261,000263
Pre-tax net operating income$16,798,000329
Securities gains (losses)$02,249
Applicable income taxes$4,066,000290
Income before extraordinary items$12,732,000359
Extraordinary gains, net$04
Net income$12,732,000359
Minority interest net income$065
Net income of bank and minority interests.$12,732,000359
Net charge-offs$18,559,00080
Cash dividends$971,0001,372
Sale, conversion, retirement of capital stock, net$0504
Net operating income$12,732,000349
2020-03-31 (YTD Data)Rank
Total interest income$27,639,000339
Total interest expense$1,716,000898
Net interest income$25,923,000308
Provision for loan and lease losses$11,644,000181
Total noninterest income$8,096,000300
Gross Fiduciary activities income$0941
Service charges on deposit accounts$338,000847
Trading account gains and fees$0106
Additional Noninterest Income$7,758,000235
Total noninterest expense$13,616,000457
Salaries and employee benefits$3,858,000861
Premises and equipment expense$916,000700
Additional noninterest expense$8,842,000257
Pre-tax net operating income$8,759,000294
Securities gains (losses)$01,705
Applicable income taxes$2,261,000242
Income before extraordinary items$6,498,000322
Extraordinary gains, net$04
Net income$6,498,000321
Minority interest net income$056
Net income of bank and minority interests.$6,498,000322
Net charge-offs$10,671,00065
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$6,498,000317
2019-12-31 (YTD Data)Rank
Total interest income$100,410,000364
Total interest expense$5,361,0001,176
Net interest income$95,049,000322
Provision for loan and lease losses$41,456,00066
Total noninterest income$32,149,000307
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,317,000900
Trading account gains and fees$0135
Additional Noninterest Income$30,832,000237
Total noninterest expense$48,151,000477
Salaries and employee benefits$12,807,000986
Premises and equipment expense$2,743,000915
Additional noninterest expense$32,601,000267
Pre-tax net operating income$37,591,000382
Securities gains (losses)$112,000876
Applicable income taxes$9,197,000332
Income before extraordinary items$28,506,000401
Extraordinary gains, net$011
Net income$28,506,000401
Minority interest net income$076
Net income of bank and minority interests.$28,506,000401
Net charge-offs$39,928,00060
Cash dividends$3,884,000994
Sale, conversion, retirement of capital stock, net$0626
Net operating income$28,417,520396
2019-09-30 (YTD Data)Rank
Total interest income$72,404,000380
Total interest expense$3,642,0001,279
Net interest income$68,762,000335
Provision for loan and lease losses$29,437,00076
Total noninterest income$23,624,000311
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$975,000909
Trading account gains and fees$0129
Additional Noninterest Income$22,649,000240
Total noninterest expense$34,754,000499
Salaries and employee benefits$9,121,0001,024
Premises and equipment expense$1,986,000944
Additional noninterest expense$23,647,000273
Pre-tax net operating income$28,195,000386
Securities gains (losses)$112,000739
Applicable income taxes$6,782,000341
Income before extraordinary items$21,525,000404
Extraordinary gains, net$011
Net income$21,525,000404
Minority interest net income$072
Net income of bank and minority interests.$21,525,000404
Net charge-offs$29,092,00063
Cash dividends$2,913,000912
Sale, conversion, retirement of capital stock, net$0590
Net operating income$21,436,520398
2019-06-30 (YTD Data)Rank
Total interest income$45,642,000403
Total interest expense$1,996,0001,463
Net interest income$43,646,000348
Provision for loan and lease losses$19,252,00078
Total noninterest income$15,168,000314
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$637,000909
Trading account gains and fees$0131
Additional Noninterest Income$14,531,000242
Total noninterest expense$21,985,000529
Salaries and employee benefits$5,561,0001,109
Premises and equipment expense$1,251,000987
Additional noninterest expense$15,173,000288
Pre-tax net operating income$17,577,000396
Securities gains (losses)$01,702
Applicable income taxes$3,871,000367
Income before extraordinary items$13,706,000409
Extraordinary gains, net$011
Net income$13,706,000410
Minority interest net income$069
Net income of bank and minority interests.$13,706,000410
Net charge-offs$19,873,00062
Cash dividends$1,943,000909
Sale, conversion, retirement of capital stock, net$0573
Net operating income$13,706,000403
2019-03-31 (YTD Data)Rank
Total interest income$22,707,000404
Total interest expense$920,0001,522
Net interest income$21,787,000351
Provision for loan and lease losses$9,583,00074
Total noninterest income$7,385,000306
Gross Fiduciary activities income$0972
Service charges on deposit accounts$320,000902
Trading account gains and fees$0126
Additional Noninterest Income$7,065,000228
Total noninterest expense$10,998,000523
Salaries and employee benefits$2,725,0001,133
Premises and equipment expense$639,000963
Additional noninterest expense$7,634,000281
Pre-tax net operating income$8,591,000392
Securities gains (losses)$01,087
Applicable income taxes$1,794,000389
Income before extraordinary items$6,797,000403
Extraordinary gains, net$05
Net income$6,797,000403
Minority interest net income$052
Net income of bank and minority interests.$6,797,000403
Net charge-offs$9,729,00058
Cash dividends$971,000868
Sale, conversion, retirement of capital stock, net$0529
Net operating income$6,797,000397
2018-12-31 (YTD Data)Rank
Total interest income$87,657,000393
Total interest expense$2,754,0001,527
Net interest income$84,903,000356
Provision for loan and lease losses$38,429,00063
Total noninterest income$30,034,000315
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,291,000924
Trading account gains and fees$0126
Additional Noninterest Income$28,743,000246
Total noninterest expense$41,650,000536
Salaries and employee benefits$10,614,0001,125
Premises and equipment expense$2,329,0001,039
Additional noninterest expense$28,707,000298
Pre-tax net operating income$34,858,000397
Securities gains (losses)$-127,0005,075
Applicable income taxes$9,648,000317
Income before extraordinary items$25,083,000432
Extraordinary gains, net$06
Net income$25,083,000431
Minority interest net income$072
Net income of bank and minority interests.$25,083,000431
Net charge-offs$35,451,00070
Cash dividends$3,883,000901
Sale, conversion, retirement of capital stock, net$0671
Net operating income$25,183,330432
2018-09-30 (YTD Data)Rank
Total interest income$64,978,000389
Total interest expense$1,968,0001,505
Net interest income$63,010,000357
Provision for loan and lease losses$27,910,00066
Total noninterest income$22,492,000320
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$962,000936
Trading account gains and fees$0138
Additional Noninterest Income$21,530,000245
Total noninterest expense$31,019,000532
Salaries and employee benefits$8,002,0001,121
Premises and equipment expense$1,726,0001,045
Additional noninterest expense$21,291,000292
Pre-tax net operating income$26,573,000394
Securities gains (losses)$01,118
Applicable income taxes$7,602,000309
Income before extraordinary items$18,971,000428
Extraordinary gains, net$05
Net income$18,971,000427
Minority interest net income$066
Net income of bank and minority interests.$18,971,000427
Net charge-offs$26,187,00067
Cash dividends$2,913,000801
Sale, conversion, retirement of capital stock, net$0633
Net operating income$18,971,000427
2018-06-30 (YTD Data)Rank
Total interest income$42,607,000391
Total interest expense$1,274,0001,479
Net interest income$41,333,000361
Provision for loan and lease losses$18,402,00068
Total noninterest income$14,831,000324
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$623,000954
Trading account gains and fees$0130
Additional Noninterest Income$14,208,000250
Total noninterest expense$20,631,000536
Salaries and employee benefits$5,445,0001,107
Premises and equipment expense$1,184,0001,018
Additional noninterest expense$14,002,000294
Pre-tax net operating income$17,131,000397
Securities gains (losses)$0961
Applicable income taxes$5,157,000295
Income before extraordinary items$11,974,000443
Extraordinary gains, net$06
Net income$11,974,000442
Minority interest net income$065
Net income of bank and minority interests.$11,974,000442
Net charge-offs$18,442,00067
Cash dividends$1,942,000798
Sale, conversion, retirement of capital stock, net$0620
Net operating income$11,974,000441
2018-03-31 (YTD Data)Rank
Total interest income$21,318,000388
Total interest expense$610,0001,467
Net interest income$20,708,000363
Provision for loan and lease losses$9,254,00071
Total noninterest income$7,200,000330
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$300,000991
Trading account gains and fees$0123
Additional Noninterest Income$6,900,000253
Total noninterest expense$10,273,000543
Salaries and employee benefits$2,555,0001,163
Premises and equipment expense$607,0001,005
Additional noninterest expense$7,111,000285
Pre-tax net operating income$8,381,000397
Securities gains (losses)$0735
Applicable income taxes$2,381,000312
Income before extraordinary items$6,000,000440
Extraordinary gains, net$07
Net income$6,000,000439
Minority interest net income$052
Net income of bank and minority interests.$6,000,000440
Net charge-offs$10,067,00061
Cash dividends$971,000752
Sale, conversion, retirement of capital stock, net$0580
Net operating income$6,000,000439
2017-12-31 (YTD Data)Rank
Total interest income$85,138,000372
Total interest expense$2,285,0001,381
Net interest income$82,853,000343
Provision for loan and lease losses$41,712,00069
Total noninterest income$31,513,000308
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,226,000987
Trading account gains and fees$0151
Additional Noninterest Income$30,287,000231
Total noninterest expense$40,875,000532
Salaries and employee benefits$10,088,0001,152
Premises and equipment expense$2,129,0001,105
Additional noninterest expense$28,658,000284
Pre-tax net operating income$31,779,000388
Securities gains (losses)$-5,0004,981
Applicable income taxes$16,748,000296
Income before extraordinary items$15,026,000525
Extraordinary gains, net$09
Net income$15,026,000523
Minority interest net income$076
Net income of bank and minority interests.$15,026,000525
Net charge-offs$36,451,00067
Cash dividends$3,884,000840
Sale, conversion, retirement of capital stock, net$0711
Net operating income$15,029,200518
2017-09-30 (YTD Data)Rank
Total interest income$63,607,000375
Total interest expense$1,690,0001,383
Net interest income$61,917,000348
Provision for loan and lease losses$30,917,00071
Total noninterest income$23,642,000311
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$916,000996
Trading account gains and fees$0145
Additional Noninterest Income$22,726,000236
Total noninterest expense$30,838,000534
Salaries and employee benefits$7,676,0001,150
Premises and equipment expense$1,580,0001,127
Additional noninterest expense$21,582,000280
Pre-tax net operating income$23,804,000400
Securities gains (losses)$2,0002,024
Applicable income taxes$9,154,000326
Income before extraordinary items$14,652,000445
Extraordinary gains, net$09
Net income$14,652,000444
Minority interest net income$071
Net income of bank and minority interests.$14,652,000445
Net charge-offs$26,876,00067
Cash dividends$2,913,000789
Sale, conversion, retirement of capital stock, net$0677
Net operating income$14,650,720441
2017-06-30 (YTD Data)Rank
Total interest income$42,274,000374
Total interest expense$1,112,0001,368
Net interest income$41,162,000349
Provision for loan and lease losses$20,177,00068
Total noninterest income$15,667,000309
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$601,0001,002
Trading account gains and fees$0139
Additional Noninterest Income$15,066,000237
Total noninterest expense$20,680,000527
Salaries and employee benefits$5,191,0001,144
Premises and equipment expense$1,071,0001,107
Additional noninterest expense$14,418,000282
Pre-tax net operating income$15,972,000394
Securities gains (losses)$2,0001,641
Applicable income taxes$6,133,000324
Income before extraordinary items$9,841,000447
Extraordinary gains, net$011
Net income$9,841,000447
Minority interest net income$071
Net income of bank and minority interests.$9,841,000447
Net charge-offs$18,632,00064
Cash dividends$1,942,000797
Sale, conversion, retirement of capital stock, net$0659
Net operating income$9,839,720442
2017-03-31 (YTD Data)Rank
Total interest income$21,217,000367
Total interest expense$549,0001,359
Net interest income$20,668,000349
Provision for loan and lease losses$9,939,00065
Total noninterest income$7,818,000310
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$298,0001,001
Trading account gains and fees$0142
Additional Noninterest Income$7,520,000232
Total noninterest expense$10,426,000527
Salaries and employee benefits$2,634,0001,137
Premises and equipment expense$565,0001,063
Additional noninterest expense$7,227,000281
Pre-tax net operating income$8,121,000383
Securities gains (losses)$01,153
Applicable income taxes$3,110,000324
Income before extraordinary items$5,011,000438
Extraordinary gains, net$08
Net income$5,011,000437
Minority interest net income$055
Net income of bank and minority interests.$5,011,000438
Net charge-offs$9,991,00061
Cash dividends$971,000765
Sale, conversion, retirement of capital stock, net$0632
Net operating income$5,011,000432
2016-12-31 (YTD Data)Rank
Total interest income$81,635,000362
Total interest expense$1,819,0001,527
Net interest income$79,816,000343
Provision for loan and lease losses$35,203,00081
Total noninterest income$32,126,000299
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,554,000808
Trading account gains and fees$0170
Additional Noninterest Income$30,572,000228
Total noninterest expense$43,541,000507
Salaries and employee benefits$9,676,0001,183
Premises and equipment expense$2,156,0001,101
Additional noninterest expense$31,709,000263
Pre-tax net operating income$33,198,000347
Securities gains (losses)$03,212
Applicable income taxes$12,588,000294
Income before extraordinary items$20,610,000398
Extraordinary gains, net$05
Net income$20,610,000397
Minority interest net income$082
Net income of bank and minority interests.$20,610,000397
Net charge-offs$30,450,00077
Cash dividends$3,884,000846
Sale, conversion, retirement of capital stock, net$0759
Net operating income$20,610,000393
2016-09-30 (YTD Data)Rank
Total interest income$60,336,000366
Total interest expense$1,304,0001,586
Net interest income$59,032,000345
Provision for loan and lease losses$24,675,00082
Total noninterest income$23,985,000303
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,248,000764
Trading account gains and fees$0169
Additional Noninterest Income$22,737,000231
Total noninterest expense$32,711,000510
Salaries and employee benefits$7,239,0001,183
Premises and equipment expense$1,605,0001,110
Additional noninterest expense$23,867,000261
Pre-tax net operating income$25,631,000339
Securities gains (losses)$03,160
Applicable income taxes$9,661,000292
Income before extraordinary items$15,970,000389
Extraordinary gains, net$05
Net income$15,970,000388
Minority interest net income$071
Net income of bank and minority interests.$15,970,000389
Net charge-offs$20,969,00075
Cash dividends$2,913,000788
Sale, conversion, retirement of capital stock, net$0719
Net operating income$15,970,000382
2016-06-30 (YTD Data)Rank
Total interest income$39,421,000374
Total interest expense$816,0001,668
Net interest income$38,605,000349
Provision for loan and lease losses$15,069,00087
Total noninterest income$15,623,000307
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$850,000743
Trading account gains and fees$0157
Additional Noninterest Income$14,773,000229
Total noninterest expense$21,705,000515
Salaries and employee benefits$4,842,0001,182
Premises and equipment expense$1,065,0001,113
Additional noninterest expense$15,798,000263
Pre-tax net operating income$17,454,000330
Securities gains (losses)$02,835
Applicable income taxes$6,558,000278
Income before extraordinary items$10,896,000375
Extraordinary gains, net$016
Net income$10,896,000374
Minority interest net income$071
Net income of bank and minority interests.$10,896,000374
Net charge-offs$13,702,00078
Cash dividends$1,942,000792
Sale, conversion, retirement of capital stock, net$0705
Net operating income$10,896,000368
2016-03-31 (YTD Data)Rank
Total interest income$19,673,000374
Total interest expense$382,0001,770
Net interest income$19,291,000345
Provision for loan and lease losses$7,006,00084
Total noninterest income$7,619,000297
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$396,000785
Trading account gains and fees$0142
Additional Noninterest Income$7,223,000228
Total noninterest expense$10,703,000514
Salaries and employee benefits$2,450,0001,180
Premises and equipment expense$543,0001,092
Additional noninterest expense$7,710,000264
Pre-tax net operating income$9,201,000304
Securities gains (losses)$02,077
Applicable income taxes$3,419,000269
Income before extraordinary items$5,782,000343
Extraordinary gains, net$012
Net income$5,782,000343
Minority interest net income$062
Net income of bank and minority interests.$5,782,000343
Net charge-offs$7,174,00072
Cash dividends$971,000775
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,782,000334
2015-12-31 (YTD Data)Rank
Total interest income$72,620,000375
Total interest expense$1,337,0001,941
Net interest income$71,283,000349
Provision for loan and lease losses$25,722,00080
Total noninterest income$29,415,000310
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,739,000756
Trading account gains and fees$0159
Additional Noninterest Income$27,676,000247
Total noninterest expense$39,293,000539
Salaries and employee benefits$9,135,0001,222
Premises and equipment expense$1,982,0001,194
Additional noninterest expense$28,176,000277
Pre-tax net operating income$35,683,000312
Securities gains (losses)$03,216
Applicable income taxes$13,461,000261
Income before extraordinary items$22,222,000357
Extraordinary gains, net$023
Net income$22,222,000357
Minority interest net income$081
Net income of bank and minority interests.$22,222,000357
Net charge-offs$22,833,00065
Cash dividends$3,883,000806
Sale, conversion, retirement of capital stock, net$0804
Net operating income$22,222,000349
2015-09-30 (YTD Data)Rank
Total interest income$53,611,000379
Total interest expense$988,0001,983
Net interest income$52,623,000357
Provision for loan and lease losses$17,522,00078
Total noninterest income$21,791,000317
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,261,000784
Trading account gains and fees$0153
Additional Noninterest Income$20,530,000250
Total noninterest expense$28,811,000550
Salaries and employee benefits$6,837,0001,227
Premises and equipment expense$1,458,0001,226
Additional noninterest expense$20,516,000301
Pre-tax net operating income$28,081,000306
Securities gains (losses)$03,031
Applicable income taxes$10,545,000260
Income before extraordinary items$17,536,000344
Extraordinary gains, net$021
Net income$17,536,000344
Minority interest net income$078
Net income of bank and minority interests.$17,536,000344
Net charge-offs$15,876,00070
Cash dividends$2,913,000744
Sale, conversion, retirement of capital stock, net$0773
Net operating income$17,536,000340
2015-06-30 (YTD Data)Rank
Total interest income$34,715,000387
Total interest expense$668,0001,967
Net interest income$34,047,000370
Provision for loan and lease losses$10,991,00079
Total noninterest income$14,104,000331
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$797,000808
Trading account gains and fees$0157
Additional Noninterest Income$13,307,000262
Total noninterest expense$18,955,000559
Salaries and employee benefits$4,571,0001,221
Premises and equipment expense$962,0001,241
Additional noninterest expense$13,422,000310
Pre-tax net operating income$18,205,000312
Securities gains (losses)$02,636
Applicable income taxes$6,642,000274
Income before extraordinary items$11,563,000347
Extraordinary gains, net$022
Net income$11,563,000346
Minority interest net income$075
Net income of bank and minority interests.$11,563,000346
Net charge-offs$10,478,00070
Cash dividends$1,941,000737
Sale, conversion, retirement of capital stock, net$0751
Net operating income$11,563,000341
2015-03-31 (YTD Data)Rank
Total interest income$17,067,000391
Total interest expense$349,0001,920
Net interest income$16,718,000374
Provision for loan and lease losses$5,093,00084
Total noninterest income$6,782,000330
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$368,000840
Trading account gains and fees$0152
Additional Noninterest Income$6,414,000252
Total noninterest expense$9,427,000563
Salaries and employee benefits$2,269,0001,233
Premises and equipment expense$499,0001,212
Additional noninterest expense$6,659,000301
Pre-tax net operating income$8,980,000309
Securities gains (losses)$02,027
Applicable income taxes$3,229,000279
Income before extraordinary items$5,751,000338
Extraordinary gains, net$013
Net income$5,751,000338
Minority interest net income$064
Net income of bank and minority interests.$5,751,000338
Net charge-offs$5,719,00072
Cash dividends$971,000711
Sale, conversion, retirement of capital stock, net$0697
Net operating income$5,751,000332
2014-12-31 (YTD Data)Rank
Total interest income$64,767,000397
Total interest expense$1,210,0002,248
Net interest income$63,557,000376
Provision for loan and lease losses$21,682,00079
Total noninterest income$26,342,000314
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,472,000900
Trading account gains and fees$0180
Additional Noninterest Income$24,870,000238
Total noninterest expense$36,190,000568
Salaries and employee benefits$8,376,0001,273
Premises and equipment expense$2,033,0001,174
Additional noninterest expense$25,781,000308
Pre-tax net operating income$32,027,000317
Securities gains (losses)$03,259
Applicable income taxes$12,158,000267
Income before extraordinary items$19,869,000377
Extraordinary gains, net$017
Net income$19,869,000377
Minority interest net income$084
Net income of bank and minority interests.$19,869,000377
Net charge-offs$19,362,00078
Cash dividends$3,884,000759
Sale, conversion, retirement of capital stock, net$0862
Net operating income$19,869,000369
2014-09-30 (YTD Data)Rank
Total interest income$47,780,000402
Total interest expense$899,0002,300
Net interest income$46,881,000381
Provision for loan and lease losses$15,094,00084
Total noninterest income$19,632,000309
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,114,000903
Trading account gains and fees$0174
Additional Noninterest Income$18,518,000235
Total noninterest expense$26,830,000572
Salaries and employee benefits$6,206,0001,290
Premises and equipment expense$1,515,0001,189
Additional noninterest expense$19,109,000305
Pre-tax net operating income$24,589,000314
Securities gains (losses)$02,980
Applicable income taxes$9,216,000271
Income before extraordinary items$15,373,000364
Extraordinary gains, net$015
Net income$15,373,000364
Minority interest net income$081
Net income of bank and minority interests.$15,373,000364
Net charge-offs$13,545,00085
Cash dividends$2,912,000690
Sale, conversion, retirement of capital stock, net$0819
Net operating income$15,373,000358
2014-06-30 (YTD Data)Rank
Total interest income$31,060,000409
Total interest expense$599,0002,329
Net interest income$30,461,000384
Provision for loan and lease losses$9,714,00085
Total noninterest income$12,823,000311
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$726,000905
Trading account gains and fees$0172
Additional Noninterest Income$12,097,000232
Total noninterest expense$17,703,000575
Salaries and employee benefits$4,144,0001,288
Premises and equipment expense$1,025,0001,187
Additional noninterest expense$12,534,000305
Pre-tax net operating income$15,867,000312
Securities gains (losses)$02,580
Applicable income taxes$5,664,000275
Income before extraordinary items$10,203,000358
Extraordinary gains, net$020
Net income$10,203,000358
Minority interest net income$080
Net income of bank and minority interests.$10,203,000358
Net charge-offs$9,133,00092
Cash dividends$1,942,000683
Sale, conversion, retirement of capital stock, net$0794
Net operating income$10,203,000349
2014-03-31 (YTD Data)Rank
Total interest income$15,341,000413
Total interest expense$298,0002,373
Net interest income$15,043,000390
Provision for loan and lease losses$4,636,00088
Total noninterest income$6,109,000317
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$385,000849
Trading account gains and fees$0147
Additional Noninterest Income$5,724,000234
Total noninterest expense$8,809,000582
Salaries and employee benefits$2,048,0001,319
Premises and equipment expense$516,0001,200
Additional noninterest expense$6,245,000305
Pre-tax net operating income$7,707,000309
Securities gains (losses)$01,715
Applicable income taxes$2,670,000273
Income before extraordinary items$5,037,000344
Extraordinary gains, net$016
Net income$5,037,000344
Minority interest net income$066
Net income of bank and minority interests.$5,037,000344
Net charge-offs$4,926,00090
Cash dividends$971,000640
Sale, conversion, retirement of capital stock, net$0747
Net operating income$5,037,000337
2013-12-31 (YTD Data)Rank
Total interest income$59,283,000425
Total interest expense$1,397,0002,289
Net interest income$57,886,000390
Provision for loan and lease losses$21,870,00087
Total noninterest income$24,486,000344
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,652,000841
Trading account gains and fees$0184
Additional Noninterest Income$22,834,000263
Total noninterest expense$32,908,000632
Salaries and employee benefits$8,122,0001,309
Premises and equipment expense$2,030,0001,181
Additional noninterest expense$22,756,000339
Pre-tax net operating income$27,594,000333
Securities gains (losses)$03,182
Applicable income taxes$10,228,000266
Income before extraordinary items$17,366,000403
Extraordinary gains, net$029
Net income$17,366,000400
Minority interest net income$090
Net income of bank and minority interests.$17,366,000403
Net charge-offs$18,482,000117
Cash dividends$3,884,000716
Sale, conversion, retirement of capital stock, net$0924
Net operating income$17,366,000403
2013-09-30 (YTD Data)Rank
Total interest income$43,903,000431
Total interest expense$1,083,0002,295
Net interest income$42,820,000394
Provision for loan and lease losses$15,395,00095
Total noninterest income$18,833,000352
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,234,000844
Trading account gains and fees$0180
Additional Noninterest Income$17,599,000262
Total noninterest expense$24,930,000625
Salaries and employee benefits$6,127,0001,302
Premises and equipment expense$1,529,0001,182
Additional noninterest expense$17,274,000334
Pre-tax net operating income$21,328,000330
Securities gains (losses)$03,040
Applicable income taxes$7,970,000273
Income before extraordinary items$13,358,000396
Extraordinary gains, net$025
Net income$13,358,000396
Minority interest net income$084
Net income of bank and minority interests.$13,358,000398
Net charge-offs$13,350,000113
Cash dividends$2,913,000664
Sale, conversion, retirement of capital stock, net$0868
Net operating income$13,358,000392
2013-06-30 (YTD Data)Rank
Total interest income$28,700,000437
Total interest expense$748,0002,281
Net interest income$27,952,000400
Provision for loan and lease losses$9,756,000100
Total noninterest income$12,185,000369
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$796,000851
Trading account gains and fees$0157
Additional Noninterest Income$11,389,000277
Total noninterest expense$16,371,000636
Salaries and employee benefits$4,078,0001,304
Premises and equipment expense$1,010,0001,186
Additional noninterest expense$11,283,000334
Pre-tax net operating income$14,010,000334
Securities gains (losses)$02,791
Applicable income taxes$4,867,000285
Income before extraordinary items$9,143,000380
Extraordinary gains, net$022
Net income$9,143,000382
Minority interest net income$082
Net income of bank and minority interests.$9,143,000382
Net charge-offs$8,994,000120
Cash dividends$1,942,000648
Sale, conversion, retirement of capital stock, net$0838
Net operating income$9,143,000371
2013-03-31 (YTD Data)Rank
Total interest income$14,427,000437
Total interest expense$388,0002,260
Net interest income$14,039,000399
Provision for loan and lease losses$4,798,000112
Total noninterest income$5,864,000380
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$369,000902
Trading account gains and fees$0148
Additional Noninterest Income$5,495,000285
Total noninterest expense$8,105,000655
Salaries and employee benefits$2,026,0001,318
Premises and equipment expense$503,0001,207
Additional noninterest expense$5,576,000344
Pre-tax net operating income$7,000,000335
Securities gains (losses)$01,966
Applicable income taxes$2,333,000304
Income before extraordinary items$4,667,000370
Extraordinary gains, net$010
Net income$4,667,000371
Minority interest net income$076
Net income of bank and minority interests.$4,667,000371
Net charge-offs$4,912,000119
Cash dividends$970,000569
Sale, conversion, retirement of capital stock, net$0789
Net operating income$4,667,000361
2012-12-31 (YTD Data)Rank
Total interest income$56,959,000454
Total interest expense$2,119,0002,040
Net interest income$54,840,000411
Provision for loan and lease losses$22,391,000150
Total noninterest income$23,983,000371
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,778,000798
Trading account gains and fees$0166
Additional Noninterest Income$22,205,000283
Total noninterest expense$32,663,000641
Salaries and employee benefits$7,953,0001,299
Premises and equipment expense$1,920,0001,230
Additional noninterest expense$22,790,000354
Pre-tax net operating income$23,769,000376
Securities gains (losses)$03,810
Applicable income taxes$8,388,000316
Income before extraordinary items$15,381,000438
Extraordinary gains, net$029
Net income$15,381,000437
Minority interest net income$093
Net income of bank and minority interests.$15,381,000437
Net charge-offs$18,146,000198
Cash dividends$3,884,000714
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$15,381,000427
2012-09-30 (YTD Data)Rank
Total interest income$42,247,000464
Total interest expense$1,662,0002,049
Net interest income$40,585,000419
Provision for loan and lease losses$15,911,000162
Total noninterest income$17,876,000369
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,342,000791
Trading account gains and fees$0157
Additional Noninterest Income$16,534,000279
Total noninterest expense$24,724,000630
Salaries and employee benefits$5,953,0001,299
Premises and equipment expense$1,402,0001,279
Additional noninterest expense$17,369,000348
Pre-tax net operating income$17,826,000381
Securities gains (losses)$03,575
Applicable income taxes$6,234,000321
Income before extraordinary items$11,592,000447
Extraordinary gains, net$020
Net income$11,592,000446
Minority interest net income$086
Net income of bank and minority interests.$11,592,000446
Net charge-offs$12,893,000208
Cash dividends$2,913,000578
Sale, conversion, retirement of capital stock, net$0952
Net operating income$11,592,000433
2012-06-30 (YTD Data)Rank
Total interest income$27,641,000482
Total interest expense$1,164,0002,020
Net interest income$26,477,000429
Provision for loan and lease losses$10,207,000163
Total noninterest income$11,736,000372
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$895,000788
Trading account gains and fees$0153
Additional Noninterest Income$10,841,000284
Total noninterest expense$16,503,000631
Salaries and employee benefits$3,993,0001,298
Premises and equipment expense$930,0001,279
Additional noninterest expense$11,580,000347
Pre-tax net operating income$11,503,000379
Securities gains (losses)$03,178
Applicable income taxes$3,972,000332
Income before extraordinary items$7,531,000441
Extraordinary gains, net$019
Net income$7,531,000440
Minority interest net income$084
Net income of bank and minority interests.$7,531,000440
Net charge-offs$8,408,000220
Cash dividends$1,942,000562
Sale, conversion, retirement of capital stock, net$0928
Net operating income$7,531,000423
2012-03-31 (YTD Data)Rank
Total interest income$13,812,000488
Total interest expense$630,0001,952
Net interest income$13,182,000431
Provision for loan and lease losses$4,372,000183
Total noninterest income$5,728,000369
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$443,000787
Trading account gains and fees$0148
Additional Noninterest Income$5,285,000282
Total noninterest expense$8,558,000597
Salaries and employee benefits$2,018,0001,288
Premises and equipment expense$485,0001,234
Additional noninterest expense$6,055,000326
Pre-tax net operating income$5,980,000371
Securities gains (losses)$02,210
Applicable income taxes$1,996,000322
Income before extraordinary items$3,984,000417
Extraordinary gains, net$019
Net income$3,984,000418
Minority interest net income$078
Net income of bank and minority interests.$3,984,000418
Net charge-offs$4,646,000202
Cash dividends$971,000500
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,984,000397
2011-12-31 (YTD Data)Rank
Total interest income$51,696,000526
Total interest expense$3,280,0001,799
Net interest income$48,416,000451
Provision for loan and lease losses$19,009,000241
Total noninterest income$26,024,000302
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,807,000814
Trading account gains and fees$0146
Additional Noninterest Income$24,217,000236
Total noninterest expense$30,088,000659
Salaries and employee benefits$7,331,0001,358
Premises and equipment expense$2,049,0001,220
Additional noninterest expense$20,708,000378
Pre-tax net operating income$25,343,000302
Securities gains (losses)$03,838
Applicable income taxes$9,076,000267
Income before extraordinary items$16,267,000355
Extraordinary gains, net$029
Net income$16,267,000356
Minority interest net income$096
Net income of bank and minority interests.$16,267,000356
Net charge-offs$15,113,000316
Cash dividends$3,884,000538
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$16,267,000341
2011-09-30 (YTD Data)Rank
Total interest income$38,034,000546
Total interest expense$2,566,0001,794
Net interest income$35,468,000465
Provision for loan and lease losses$12,094,000274
Total noninterest income$16,791,000340
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,369,000813
Trading account gains and fees$0145
Additional Noninterest Income$15,422,000257
Total noninterest expense$21,803,000684
Salaries and employee benefits$5,441,0001,374
Premises and equipment expense$1,552,0001,230
Additional noninterest expense$14,810,000393
Pre-tax net operating income$18,362,000315
Securities gains (losses)$03,555
Applicable income taxes$6,570,000284
Income before extraordinary items$11,792,000371
Extraordinary gains, net$021
Net income$11,792,000371
Minority interest net income$087
Net income of bank and minority interests.$11,792,000371
Net charge-offs$10,159,000342
Cash dividends$2,913,000467
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$11,792,000362
2011-06-30 (YTD Data)Rank
Total interest income$24,635,000572
Total interest expense$1,790,0001,786
Net interest income$22,845,000482
Provision for loan and lease losses$6,937,000318
Total noninterest income$10,896,000352
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$882,000828
Trading account gains and fees$0153
Additional Noninterest Income$10,014,000272
Total noninterest expense$14,154,000702
Salaries and employee benefits$3,611,0001,390
Premises and equipment expense$1,109,0001,158
Additional noninterest expense$9,434,000418
Pre-tax net operating income$12,650,000295
Securities gains (losses)$02,914
Applicable income taxes$4,502,000265
Income before extraordinary items$8,148,000349
Extraordinary gains, net$015
Net income$8,148,000348
Minority interest net income$089
Net income of bank and minority interests.$8,148,000348
Net charge-offs$6,805,000359
Cash dividends$1,942,000447
Sale, conversion, retirement of capital stock, net$0986
Net operating income$8,148,000336
2011-03-31 (YTD Data)Rank
Total interest income$12,287,000581
Total interest expense$952,0001,755
Net interest income$11,335,000484
Provision for loan and lease losses$2,489,000434
Total noninterest income$5,248,000358
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$414,000860
Trading account gains and fees$0158
Additional Noninterest Income$4,834,000278
Total noninterest expense$6,689,000746
Salaries and employee benefits$1,711,0001,472
Premises and equipment expense$583,0001,126
Additional noninterest expense$4,395,000430
Pre-tax net operating income$7,405,000270
Securities gains (losses)$01,772
Applicable income taxes$2,702,000238
Income before extraordinary items$4,703,000309
Extraordinary gains, net$09
Net income$4,703,000309
Minority interest net income$086
Net income of bank and minority interests.$4,703,000309
Net charge-offs$3,417,000360
Cash dividends$971,000408
Sale, conversion, retirement of capital stock, net$0925
Net operating income$4,703,000300
2010-12-31 (YTD Data)Rank
Total interest income$51,977,000568
Total interest expense$5,046,0001,648
Net interest income$46,931,000463
Provision for loan and lease losses$17,209,000425
Total noninterest income$25,459,000324
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,994,000758
Trading account gains and fees$0175
Additional Noninterest Income$23,465,000261
Total noninterest expense$27,841,000715
Salaries and employee benefits$7,789,0001,262
Premises and equipment expense$1,996,0001,295
Additional noninterest expense$18,056,000443
Pre-tax net operating income$27,340,000239
Securities gains (losses)$03,793
Applicable income taxes$11,573,000202
Income before extraordinary items$15,767,000306
Extraordinary gains, net$029
Net income$15,767,000306
Minority interest net income$0111
Net income of bank and minority interests.$15,767,000307
Net charge-offs$25,121,000283
Cash dividends$3,864,000436
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$15,767,000294
2010-09-30 (YTD Data)Rank
Total interest income$39,845,000558
Total interest expense$3,942,0001,647
Net interest income$35,903,000453
Provision for loan and lease losses$12,451,000417
Total noninterest income$19,896,000314
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,515,000761
Trading account gains and fees$0165
Additional Noninterest Income$18,381,000244
Total noninterest expense$20,788,000710
Salaries and employee benefits$5,825,0001,268
Premises and equipment expense$1,486,0001,320
Additional noninterest expense$13,477,000428
Pre-tax net operating income$22,560,000227
Securities gains (losses)$03,651
Applicable income taxes$9,010,000191
Income before extraordinary items$13,550,000271
Extraordinary gains, net$023
Net income$13,550,000273
Minority interest net income$0110
Net income of bank and minority interests.$13,550,000273
Net charge-offs$20,819,000246
Cash dividends$2,898,000380
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$13,550,000258
2010-06-30 (YTD Data)Rank
Total interest income$27,255,000548
Total interest expense$2,716,0001,661
Net interest income$24,539,000446
Provision for loan and lease losses$9,291,000380
Total noninterest income$13,752,000297
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,021,000759
Trading account gains and fees$0152
Additional Noninterest Income$12,731,000229
Total noninterest expense$14,006,000709
Salaries and employee benefits$3,887,0001,261
Premises and equipment expense$1,011,0001,310
Additional noninterest expense$9,108,000419
Pre-tax net operating income$14,994,000213
Securities gains (losses)$03,184
Applicable income taxes$5,447,000191
Income before extraordinary items$9,547,000245
Extraordinary gains, net$019
Net income$9,547,000244
Minority interest net income$0105
Net income of bank and minority interests.$9,547,000245
Net charge-offs$15,964,000233
Cash dividends$1,932,000371
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$9,547,000237
2010-03-31 (YTD Data)Rank
Total interest income$14,358,000538
Total interest expense$1,402,0001,678
Net interest income$12,956,000434
Provision for loan and lease losses$4,861,000392
Total noninterest income$7,379,000290
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$510,000760
Trading account gains and fees$0175
Additional Noninterest Income$6,869,000225
Total noninterest expense$7,129,000704
Salaries and employee benefits$1,977,0001,264
Premises and equipment expense$525,0001,307
Additional noninterest expense$4,627,000405
Pre-tax net operating income$8,345,000192
Securities gains (losses)$02,284
Applicable income taxes$3,019,000174
Income before extraordinary items$5,326,000217
Extraordinary gains, net$016
Net income$5,326,000217
Minority interest net income$091
Net income of bank and minority interests.$5,326,000219
Net charge-offs$9,875,000214
Cash dividends$966,000357
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$5,326,000213
2009-12-31 (YTD Data)Rank
Total interest income$69,729,000472
Total interest expense$6,859,0001,721
Net interest income$62,870,000349
Provision for loan and lease losses$47,507,000256
Total noninterest income$43,516,000228
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,327,000724
Trading account gains and fees$0211
Additional Noninterest Income$41,189,000178
Total noninterest expense$38,241,000557
Salaries and employee benefits$8,004,0001,229
Premises and equipment expense$1,945,0001,406
Additional noninterest expense$28,292,000336
Pre-tax net operating income$20,638,000219
Securities gains (losses)$03,754
Applicable income taxes$7,298,000211
Income before extraordinary items$13,340,000243
Extraordinary gains, net$034
Net income$13,340,000244
Minority interest net income$0115
Net income of bank and minority interests.$13,340,000244
Net charge-offs$50,298,000199
Cash dividends$3,864,000458
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$13,340,000250
2009-09-30 (YTD Data)Rank
Total interest income$53,751,000480
Total interest expense$5,283,0001,753
Net interest income$48,468,000348
Provision for loan and lease losses$38,969,000246
Total noninterest income$34,016,000221
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,778,000698
Trading account gains and fees$0212
Additional Noninterest Income$32,238,000173
Total noninterest expense$30,011,000536
Salaries and employee benefits$6,008,0001,250
Premises and equipment expense$1,413,0001,450
Additional noninterest expense$22,590,000317
Pre-tax net operating income$13,504,000249
Securities gains (losses)$03,497
Applicable income taxes$4,695,000232
Income before extraordinary items$8,809,000292
Extraordinary gains, net$027
Net income$8,809,000291
Minority interest net income$0118
Net income of bank and minority interests.$8,809,000292
Net charge-offs$40,453,000194
Cash dividends$2,898,000434
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$8,809,000286
2009-06-30 (YTD Data)Rank
Total interest income$36,482,000489
Total interest expense$3,601,0001,790
Net interest income$32,881,000350
Provision for loan and lease losses$27,321,000233
Total noninterest income$23,703,000211
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,229,000678
Trading account gains and fees$0193
Additional Noninterest Income$22,474,000172
Total noninterest expense$20,933,000528
Salaries and employee benefits$4,007,0001,272
Premises and equipment expense$937,0001,492
Additional noninterest expense$15,989,000310
Pre-tax net operating income$8,330,000272
Securities gains (losses)$03,136
Applicable income taxes$2,795,000259
Income before extraordinary items$5,535,000318
Extraordinary gains, net$021
Net income$5,535,000315
Minority interest net income$0112
Net income of bank and minority interests.$5,535,000317
Net charge-offs$28,104,000184
Cash dividends$1,932,000470
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$5,535,000303
2009-03-31 (YTD Data)Rank
Total interest income$18,889,000473
Total interest expense$1,846,0001,814
Net interest income$17,043,000336
Provision for loan and lease losses$15,165,000190
Total noninterest income$12,566,000197
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$632,000641
Trading account gains and fees$0171
Additional Noninterest Income$11,934,000162
Total noninterest expense$10,505,000497
Salaries and employee benefits$1,907,0001,363
Premises and equipment expense$481,0001,475
Additional noninterest expense$8,117,000270
Pre-tax net operating income$3,939,000308
Securities gains (losses)$02,434
Applicable income taxes$1,213,000308
Income before extraordinary items$2,726,000355
Extraordinary gains, net$015
Net income$2,726,000355
Minority interest net income$0102
Net income of bank and minority interests.$2,726,000357
Net charge-offs$15,020,000154
Cash dividends$966,000480
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,726,000330
2008-12-31 (YTD Data)Rank
Total interest income$83,353,000469
Total interest expense$9,760,0001,663
Net interest income$73,593,000321
Provision for loan and lease losses$66,657,000153
Total noninterest income$58,860,000164
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,620,000662
Trading account gains and fees$0154
Additional Noninterest Income$56,240,000135
Total noninterest expense$47,065,000450
Salaries and employee benefits$8,201,0001,223
Premises and equipment expense$1,950,0001,420
Additional noninterest expense$36,914,000263
Pre-tax net operating income$18,731,000311
Securities gains (losses)$03,220
Applicable income taxes$6,848,000251
Income before extraordinary items$11,883,000335
Extraordinary gains, net$039
Net income$11,883,000335
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,253,000110
Cash dividends$3,864,000726
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$11,883,000348
2008-09-30 (YTD Data)Rank
Total interest income$63,264,000481
Total interest expense$7,636,0001,651
Net interest income$55,628,000329
Provision for loan and lease losses$50,038,000135
Total noninterest income$45,997,000167
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,980,000668
Trading account gains and fees$0148
Additional Noninterest Income$44,017,000139
Total noninterest expense$36,202,000435
Salaries and employee benefits$6,427,0001,182
Premises and equipment expense$1,429,0001,459
Additional noninterest expense$28,346,000237
Pre-tax net operating income$15,385,000343
Securities gains (losses)$03,106
Applicable income taxes$5,619,000284
Income before extraordinary items$9,766,000377
Extraordinary gains, net$031
Net income$9,766,000376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,843,000106
Cash dividends$2,898,000740
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$9,766,000395
2008-06-30 (YTD Data)Rank
Total interest income$42,286,000486
Total interest expense$5,294,0001,657
Net interest income$36,992,000331
Provision for loan and lease losses$35,026,000121
Total noninterest income$32,106,000170
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,304,000660
Trading account gains and fees$0149
Additional Noninterest Income$30,802,000142
Total noninterest expense$25,206,000423
Salaries and employee benefits$4,333,0001,183
Premises and equipment expense$1,017,0001,362
Additional noninterest expense$19,856,000228
Pre-tax net operating income$8,866,000418
Securities gains (losses)$03,233
Applicable income taxes$3,162,000375
Income before extraordinary items$5,704,000487
Extraordinary gains, net$021
Net income$5,704,000486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,092,000101
Cash dividends$1,932,000825
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$5,704,000478
2008-03-31 (YTD Data)Rank
Total interest income$21,326,000490
Total interest expense$2,821,0001,667
Net interest income$18,505,000334
Provision for loan and lease losses$18,630,000115
Total noninterest income$18,140,000160
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$643,000659
Trading account gains and fees$0158
Additional Noninterest Income$17,497,000125
Total noninterest expense$13,220,000398
Salaries and employee benefits$2,240,0001,152
Premises and equipment expense$538,0001,282
Additional noninterest expense$10,442,000207
Pre-tax net operating income$4,795,000421
Securities gains (losses)$02,688
Applicable income taxes$1,689,000391
Income before extraordinary items$3,106,000490
Extraordinary gains, net$015
Net income$3,106,000491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,698,00090
Cash dividends$966,000796
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$3,106,000469
2007-12-31 (YTD Data)Rank
Total interest income$82,730,000522
Total interest expense$11,884,0001,692
Net interest income$70,846,000349
Provision for loan and lease losses$56,935,00088
Total noninterest income$58,166,000181
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,370,000749
Trading account gains and fees$0178
Additional Noninterest Income$55,796,000144
Total noninterest expense$46,745,000436
Salaries and employee benefits$8,140,0001,224
Premises and equipment expense$1,913,0001,392
Additional noninterest expense$36,692,000220
Pre-tax net operating income$25,332,000391
Securities gains (losses)$-60,0008,044
Applicable income taxes$9,361,000346
Income before extraordinary items$15,911,000424
Extraordinary gains, net$039
Net income$15,911,000421
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,366,00077
Cash dividends$3,864,000954
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$15,949,400414
2007-09-30 (YTD Data)Rank
Total interest income$60,123,000537
Total interest expense$8,814,0001,701
Net interest income$51,309,000361
Provision for loan and lease losses$38,793,00074
Total noninterest income$43,450,000178
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,695,000768
Trading account gains and fees$0184
Additional Noninterest Income$41,755,000143
Total noninterest expense$33,816,000434
Salaries and employee benefits$6,126,0001,217
Premises and equipment expense$1,423,0001,386
Additional noninterest expense$26,267,000220
Pre-tax net operating income$22,150,000381
Securities gains (losses)$-60,0008,207
Applicable income taxes$8,102,000342
Income before extraordinary items$13,988,000412
Extraordinary gains, net$033
Net income$13,988,000410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,263,00070
Cash dividends$2,898,000909
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$14,026,400405
2007-06-30 (YTD Data)Rank
Total interest income$38,779,000565
Total interest expense$5,674,0001,764
Net interest income$33,105,000380
Provision for loan and lease losses$24,654,00069
Total noninterest income$29,780,000184
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,089,000813
Trading account gains and fees$0168
Additional Noninterest Income$28,691,000150
Total noninterest expense$21,966,000460
Salaries and employee benefits$4,118,0001,239
Premises and equipment expense$967,0001,370
Additional noninterest expense$16,881,000236
Pre-tax net operating income$16,265,000381
Securities gains (losses)$-60,0008,335
Applicable income taxes$5,898,000343
Income before extraordinary items$10,307,000413
Extraordinary gains, net$029
Net income$10,307,000412
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,839,00070
Cash dividends$1,932,000931
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$10,345,400403
2007-03-31 (YTD Data)Rank
Total interest income$18,940,000568
Total interest expense$2,752,0001,799
Net interest income$16,188,000385
Provision for loan and lease losses$14,212,00059
Total noninterest income$16,670,000168
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$499,000862
Trading account gains and fees$0195
Additional Noninterest Income$16,171,000137
Total noninterest expense$10,872,000456
Salaries and employee benefits$2,001,0001,289
Premises and equipment expense$498,0001,348
Additional noninterest expense$8,373,000229
Pre-tax net operating income$7,774,000390
Securities gains (losses)$01,187
Applicable income taxes$2,906,000348
Income before extraordinary items$4,868,000427
Extraordinary gains, net$022
Net income$4,868,000426
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,260,00060
Cash dividends$966,000845
Sale, conversion, retirement of capital stock, net$0885
Net operating income$4,868,000416
2006-12-31 (YTD Data)Rank
Total interest income$71,171,000571
Total interest expense$8,961,0001,860
Net interest income$62,210,000383
Provision for loan and lease losses$38,270,00062
Total noninterest income$44,371,000213
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,092,000842
Trading account gains and fees$0130
Additional Noninterest Income$42,279,000159
Total noninterest expense$42,470,000456
Salaries and employee benefits$7,268,0001,347
Premises and equipment expense$1,914,0001,348
Additional noninterest expense$33,288,000228
Pre-tax net operating income$25,841,000453
Securities gains (losses)$01,687
Applicable income taxes$9,665,000402
Income before extraordinary items$16,176,000496
Extraordinary gains, net$051
Net income$16,176,000495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,915,00060
Cash dividends$3,264,0001,030
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$16,176,000489
2006-09-30 (YTD Data)Rank
Total interest income$51,736,000592
Total interest expense$6,351,0001,894
Net interest income$45,385,000406
Provision for loan and lease losses$25,665,00071
Total noninterest income$32,500,000233
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,552,000855
Trading account gains and fees$0126
Additional Noninterest Income$30,948,000176
Total noninterest expense$31,661,000474
Salaries and employee benefits$5,442,0001,363
Premises and equipment expense$1,455,0001,342
Additional noninterest expense$24,764,000239
Pre-tax net operating income$20,559,000458
Securities gains (losses)$01,388
Applicable income taxes$7,669,000411
Income before extraordinary items$12,890,000496
Extraordinary gains, net$045
Net income$12,890,000495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,791,00066
Cash dividends$2,448,000981
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$12,890,000485
2006-06-30 (YTD Data)Rank
Total interest income$32,661,000610
Total interest expense$3,941,0001,936
Net interest income$28,720,000424
Provision for loan and lease losses$13,770,00080
Total noninterest income$21,016,000238
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,040,000837
Trading account gains and fees$0126
Additional Noninterest Income$19,976,000184
Total noninterest expense$20,689,000484
Salaries and employee benefits$3,630,0001,366
Premises and equipment expense$1,014,0001,282
Additional noninterest expense$16,045,000245
Pre-tax net operating income$15,277,000418
Securities gains (losses)$01,185
Applicable income taxes$5,791,000372
Income before extraordinary items$9,486,000463
Extraordinary gains, net$039
Net income$9,486,000462
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,918,00070
Cash dividends$1,632,000976
Sale, conversion, retirement of capital stock, net$0887
Net operating income$9,486,000452
2006-03-31 (YTD Data)Rank
Total interest income$15,526,000619
Total interest expense$1,836,0001,971
Net interest income$13,690,000435
Provision for loan and lease losses$5,731,00081
Total noninterest income$10,070,000246
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$544,000776
Trading account gains and fees$0115
Additional Noninterest Income$9,526,000192
Total noninterest expense$10,132,000486
Salaries and employee benefits$1,816,0001,365
Premises and equipment expense$502,0001,296
Additional noninterest expense$7,814,000251
Pre-tax net operating income$7,897,000398
Securities gains (losses)$0955
Applicable income taxes$2,934,000369
Income before extraordinary items$4,963,000437
Extraordinary gains, net$021
Net income$4,963,000436
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,350,00069
Cash dividends$816,000885
Sale, conversion, retirement of capital stock, net$0648
Net operating income$4,963,000431
2005-12-31 (YTD Data)Rank
Total interest income$55,489,000604
Total interest expense$5,916,0001,907
Net interest income$49,573,000456
Provision for loan and lease losses$29,016,00074
Total noninterest income$34,503,000265
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,103,000826
Trading account gains and fees$0138
Additional Noninterest Income$32,400,000211
Total noninterest expense$36,237,000506
Salaries and employee benefits$6,877,0001,353
Premises and equipment expense$1,753,0001,397
Additional noninterest expense$27,607,000269
Pre-tax net operating income$18,823,000562
Securities gains (losses)$02,296
Applicable income taxes$7,122,000493
Income before extraordinary items$11,701,000640
Extraordinary gains, net$046
Net income$11,701,000641
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,543,00081
Cash dividends$3,264,000962
Sale, conversion, retirement of capital stock, net$0934
Net operating income$11,701,000626
2005-09-30 (YTD Data)Rank
Total interest income$40,807,000598
Total interest expense$4,262,0001,872
Net interest income$36,545,000460
Provision for loan and lease losses$20,485,00079
Total noninterest income$25,295,000274
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,559,000831
Trading account gains and fees$0126
Additional Noninterest Income$23,736,000221
Total noninterest expense$26,198,000520
Salaries and employee benefits$5,131,0001,348
Premises and equipment expense$1,299,0001,405
Additional noninterest expense$19,768,000276
Pre-tax net operating income$15,157,000533
Securities gains (losses)$02,317
Applicable income taxes$5,765,000474
Income before extraordinary items$9,392,000599
Extraordinary gains, net$035
Net income$9,392,000599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,767,00081
Cash dividends$2,448,000897
Sale, conversion, retirement of capital stock, net$0769
Net operating income$9,392,000582
2005-06-30 (YTD Data)Rank
Total interest income$25,858,000606
Total interest expense$2,765,0001,819
Net interest income$23,093,000470
Provision for loan and lease losses$11,982,00078
Total noninterest income$16,473,000271
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,018,000829
Trading account gains and fees$0116
Additional Noninterest Income$15,455,000220
Total noninterest expense$17,021,000534
Salaries and employee benefits$3,434,0001,336
Premises and equipment expense$869,0001,392
Additional noninterest expense$12,718,000278
Pre-tax net operating income$10,563,000508
Securities gains (losses)$02,146
Applicable income taxes$4,048,000458
Income before extraordinary items$6,515,000570
Extraordinary gains, net$030
Net income$6,515,000570
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,968,00085
Cash dividends$1,632,000877
Sale, conversion, retirement of capital stock, net$0643
Net operating income$6,515,000553
2005-03-31 (YTD Data)Rank
Total interest income$12,329,000614
Total interest expense$1,353,0001,761
Net interest income$10,976,000486
Provision for loan and lease losses$5,404,00083
Total noninterest income$7,883,000273
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$499,000816
Trading account gains and fees$0115
Additional Noninterest Income$7,384,000229
Total noninterest expense$8,610,000518
Salaries and employee benefits$1,727,0001,338
Premises and equipment expense$437,0001,389
Additional noninterest expense$6,446,000271
Pre-tax net operating income$4,845,000533
Securities gains (losses)$01,685
Applicable income taxes$1,799,000493
Income before extraordinary items$3,046,000600
Extraordinary gains, net$024
Net income$3,046,000600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,686,00083
Cash dividends$816,000794
Sale, conversion, retirement of capital stock, net$0491
Net operating income$3,046,000583
2004-12-31 (YTD Data)Rank
Total interest income$48,032,000597
Total interest expense$4,956,0001,650
Net interest income$43,076,000485
Provision for loan and lease losses$24,630,00097
Total noninterest income$27,098,000317
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,010,000865
Trading account gains and fees$0138
Additional Noninterest Income$25,088,000249
Total noninterest expense$31,665,000541
Salaries and employee benefits$6,767,0001,294
Premises and equipment expense$1,708,0001,357
Additional noninterest expense$23,190,000304
Pre-tax net operating income$13,879,000654
Securities gains (losses)$8,0002,935
Applicable income taxes$5,016,000601
Income before extraordinary items$8,871,000747
Extraordinary gains, net$034
Net income$8,871,000748
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,115,00095
Cash dividends$3,264,000909
Sale, conversion, retirement of capital stock, net$0872
Net operating income$8,865,880720
2004-09-30 (YTD Data)Rank
Total interest income$35,115,000609
Total interest expense$3,655,0001,651
Net interest income$31,460,000488
Provision for loan and lease losses$18,091,000100
Total noninterest income$20,263,000325
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,481,000882
Trading account gains and fees$0134
Additional Noninterest Income$18,782,000256
Total noninterest expense$23,409,000548
Salaries and employee benefits$4,987,0001,316
Premises and equipment expense$1,263,0001,374
Additional noninterest expense$17,159,000304
Pre-tax net operating income$10,223,000676
Securities gains (losses)$8,0002,829
Applicable income taxes$3,696,000617
Income before extraordinary items$6,535,000771
Extraordinary gains, net$026
Net income$6,535,000772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,387,000100
Cash dividends$2,448,000821
Sale, conversion, retirement of capital stock, net$0738
Net operating income$6,529,880734
2004-06-30 (YTD Data)Rank
Total interest income$22,528,000618
Total interest expense$2,452,0001,621
Net interest income$20,076,000505
Provision for loan and lease losses$11,591,000103
Total noninterest income$13,592,000317
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$913,000950
Trading account gains and fees$0130
Additional Noninterest Income$12,679,000254
Total noninterest expense$15,275,000557
Salaries and employee benefits$3,281,0001,329
Premises and equipment expense$837,0001,376
Additional noninterest expense$11,157,000303
Pre-tax net operating income$6,802,000664
Securities gains (losses)$8,0002,538
Applicable income taxes$2,490,000613
Income before extraordinary items$4,320,000764
Extraordinary gains, net$021
Net income$4,320,000764
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,006,000101
Cash dividends$1,632,000827
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,314,880729
2004-03-31 (YTD Data)Rank
Total interest income$11,202,000631
Total interest expense$1,283,0001,563
Net interest income$9,919,000516
Provision for loan and lease losses$5,722,000104
Total noninterest income$6,624,000321
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$389,0001,102
Trading account gains and fees$0121
Additional Noninterest Income$6,235,000249
Total noninterest expense$7,585,000562
Salaries and employee benefits$1,652,0001,341
Premises and equipment expense$429,0001,357
Additional noninterest expense$5,504,000304
Pre-tax net operating income$3,236,000694
Securities gains (losses)$11,0002,005
Applicable income taxes$1,241,000624
Income before extraordinary items$2,006,000825
Extraordinary gains, net$016
Net income$2,006,000825
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,821,00088
Cash dividends$816,000789
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,998,960782
2003-12-31 (YTD Data)Rank
Total interest income$45,079,000622
Total interest expense$5,918,0001,501
Net interest income$39,161,000499
Provision for loan and lease losses$29,033,000113
Total noninterest income$27,108,000329
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,378,0001,263
Trading account gains and fees$0160
Additional Noninterest Income$25,730,000260
Total noninterest expense$29,510,000576
Salaries and employee benefits$5,224,0001,648
Premises and equipment expense$1,452,0001,574
Additional noninterest expense$22,834,000305
Pre-tax net operating income$7,726,0001,092
Securities gains (losses)$04,500
Applicable income taxes$2,783,000978
Income before extraordinary items$4,943,0001,296
Extraordinary gains, net$054
Net income$4,943,0001,298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,116,000109
Cash dividends$2,179,0001,294
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,943,0001,226
2003-09-30 (YTD Data)Rank
Total interest income$32,125,000666
Total interest expense$4,491,0001,553
Net interest income$27,634,000537
Provision for loan and lease losses$20,560,000126
Total noninterest income$20,235,000345
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$970,0001,340
Trading account gains and fees$0153
Additional Noninterest Income$19,265,000271
Total noninterest expense$22,118,000591
Salaries and employee benefits$3,702,0001,749
Premises and equipment expense$1,034,0001,659
Additional noninterest expense$17,382,000307
Pre-tax net operating income$5,191,0001,245
Securities gains (losses)$04,204
Applicable income taxes$1,839,0001,129
Income before extraordinary items$3,352,0001,467
Extraordinary gains, net$040
Net income$3,352,0001,467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,677,000116
Cash dividends$1,356,0001,381
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,352,0001,386
2003-06-30 (YTD Data)Rank
Total interest income$19,718,000742
Total interest expense$3,080,0001,560
Net interest income$16,638,000583
Provision for loan and lease losses$11,946,000134
Total noninterest income$12,954,000355
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$612,0001,395
Trading account gains and fees$0150
Additional Noninterest Income$12,342,000276
Total noninterest expense$14,287,000604
Salaries and employee benefits$2,328,0001,843
Premises and equipment expense$706,0001,623
Additional noninterest expense$11,253,000315
Pre-tax net operating income$3,359,0001,270
Securities gains (losses)$03,782
Applicable income taxes$1,191,0001,187
Income before extraordinary items$2,168,0001,509
Extraordinary gains, net$030
Net income$2,168,0001,508
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,531,000118
Cash dividends$750,0001,617
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,168,0001,407
2003-03-31 (YTD Data)Rank
Total interest income$9,278,000800
Total interest expense$1,581,0001,563
Net interest income$7,697,000630
Provision for loan and lease losses$5,314,000138
Total noninterest income$5,883,000380
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$293,0001,414
Trading account gains and fees$0134
Additional Noninterest Income$5,590,000295
Total noninterest expense$7,029,000605
Salaries and employee benefits$1,179,0001,808
Premises and equipment expense$386,0001,499
Additional noninterest expense$5,464,000316
Pre-tax net operating income$1,237,0001,696
Securities gains (losses)$02,891
Applicable income taxes$395,0001,641
Income before extraordinary items$842,0001,881
Extraordinary gains, net$021
Net income$842,0001,880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,849,000107
Cash dividends$375,0001,517
Sale, conversion, retirement of capital stock, net$0419
Net operating income$842,0001,775
2002-12-31 (YTD Data)Rank
Total interest income$28,952,0001,063
Total interest expense$5,524,0002,041
Net interest income$23,428,000817
Provision for loan and lease losses$16,351,000183
Total noninterest income$28,624,000318
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,200,0001,357
Trading account gains and fees$0153
Additional Noninterest Income$27,424,000252
Total noninterest expense$27,666,000596
Salaries and employee benefits$3,273,0002,431
Premises and equipment expense$1,489,0001,492
Additional noninterest expense$22,904,000316
Pre-tax net operating income$8,035,0001,054
Securities gains (losses)$04,537
Applicable income taxes$3,013,000918
Income before extraordinary items$5,022,0001,251
Extraordinary gains, net$070
Net income$5,022,0001,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,956,000162
Cash dividends$1,774,0001,454
Sale, conversion, retirement of capital stock, net$10,000,00062
Net operating income$5,022,0001,198
2001-12-31 (YTD Data)Rank
Total interest income$28,740,0001,190
Total interest expense$6,822,0002,345
Net interest income$21,918,000809
Provision for loan and lease losses$16,668,000181
Total noninterest income$31,755,000290
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,258,0001,180
Trading account gains and fees$0177
Additional Noninterest Income$30,497,000243
Total noninterest expense$27,201,000600
Salaries and employee benefits$2,753,0002,712
Premises and equipment expense$1,233,0001,753
Additional noninterest expense$23,215,000323
Pre-tax net operating income$9,804,000780
Securities gains (losses)$04,612
Applicable income taxes$3,593,000719
Income before extraordinary items$6,211,000886
Extraordinary gains, net$0105
Net income$6,211,000888
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,197,000169
Cash dividends$1,500,0001,655
Sale, conversion, retirement of capital stock, net$0922
Net operating income$6,211,000847
2000-12-31 (YTD Data)Rank
Total interest income$35,927,000984
Total interest expense$6,669,0002,518
Net interest income$29,258,000621
Provision for loan and lease losses$20,064,000149
Total noninterest income$29,429,000302
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,231,0001,104
Trading account gains and fees$0180
Additional Noninterest Income$28,198,000238
Total noninterest expense$28,692,000560
Salaries and employee benefits$2,626,0002,712
Premises and equipment expense$1,345,0001,544
Additional noninterest expense$24,721,000306
Pre-tax net operating income$9,931,000785
Securities gains (losses)$11,0001,132
Applicable income taxes$3,827,000664
Income before extraordinary items$6,115,000860
Extraordinary gains, net$038
Net income$6,115,000860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,165,000167
Cash dividends$1,500,0001,646
Sale, conversion, retirement of capital stock, net$0969
Net operating income$6,107,960863
1999-12-31 (YTD Data)Rank
Total interest income$23,517,0001,383
Total interest expense$5,320,0002,753
Net interest income$18,197,000969
Provision for loan and lease losses$10,715,000189
Total noninterest income$17,633,000432
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$889,0001,467
Trading account gains and fees$0173
Additional Noninterest Income$16,744,000337
Total noninterest expense$19,484,000773
Salaries and employee benefits$2,507,0002,796
Premises and equipment expense$1,254,0001,630
Additional noninterest expense$15,723,000434
Pre-tax net operating income$5,631,0001,355
Securities gains (losses)$03,155
Applicable income taxes$2,176,0001,146
Income before extraordinary items$3,455,0001,550
Extraordinary gains, net$035
Net income$3,455,0001,551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,237,000260
Cash dividends$1,500,0001,672
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,455,0001,518
1998-12-31 (YTD Data)Rank
Total interest income$13,828,0002,359
Total interest expense$5,033,0002,984
Net interest income$8,795,0001,945
Provision for loan and lease losses$4,393,000352
Total noninterest income$12,388,000525
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$662,0001,924
Trading account gains and fees$0224
Additional Noninterest Income$11,726,000405
Total noninterest expense$13,004,0001,020
Salaries and employee benefits$2,235,0003,007
Premises and equipment expense$1,195,0001,649
Additional noninterest expense$9,574,000608
Pre-tax net operating income$3,786,0001,928
Securities gains (losses)$9,0003,034
Applicable income taxes$1,326,0001,822
Income before extraordinary items$2,469,0002,109
Extraordinary gains, net$032
Net income$2,469,0002,108
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$629,0001,051
Cash dividends$1,175,0001,986
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,463,1502,046
1997-12-31 (YTD Data)Rank
Total interest income$11,498,0002,849
Total interest expense$4,712,0003,150
Net interest income$6,786,0002,557
Provision for loan and lease losses$248,0002,967
Total noninterest income$1,320,0002,430
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$595,0002,207
Trading account gains and fees$0239
Additional Noninterest Income$725,0002,175
Total noninterest expense$4,462,0002,848
Salaries and employee benefits$1,879,0003,492
Premises and equipment expense$1,111,0001,779
Additional noninterest expense$1,472,0002,777
Pre-tax net operating income$3,396,0002,226
Securities gains (losses)$03,944
Applicable income taxes$1,267,0001,975
Income before extraordinary items$2,129,0002,441
Extraordinary gains, net$044
Net income$2,129,0002,440
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0004,724
Cash dividends$991,0002,224
Sale, conversion, retirement of capital stock, net$1,000,000454
Net operating income$2,129,0002,380
1996-12-31 (YTD Data)Rank
Total interest income$9,924,0003,303
Total interest expense$4,144,0003,586
Net interest income$5,780,0003,062
Provision for loan and lease losses$187,0003,569
Total noninterest income$1,033,0003,056
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$567,0002,395
Trading account gains and fees$0262
Additional Noninterest Income$466,0003,073
Total noninterest expense$3,742,0003,547
Salaries and employee benefits$1,621,0004,017
Premises and equipment expense$944,0002,112
Additional noninterest expense$1,177,0003,838
Pre-tax net operating income$2,884,0002,450
Securities gains (losses)$04,148
Applicable income taxes$1,083,0002,180
Income before extraordinary items$1,801,0002,704
Extraordinary gains, net$053
Net income$1,801,0002,706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,0002,882
Cash dividends$990,0002,190
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,801,0002,658
1995-12-31 (YTD Data)Rank
Total interest income$8,611,0003,763
Total interest expense$3,632,0004,021
Net interest income$4,979,0003,551
Provision for loan and lease losses$08,958
Total noninterest income$788,0003,725
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$444,0003,044
Trading account gains and fees$0522
Additional Noninterest Income$344,0003,660
Total noninterest expense$3,330,0003,924
Salaries and employee benefits$1,390,0004,588
Premises and equipment expense$770,0002,582
Additional noninterest expense$1,170,0003,821
Pre-tax net operating income$2,437,0002,918
Securities gains (losses)$03,831
Applicable income taxes$830,0002,787
Income before extraordinary items$1,607,0003,047
Extraordinary gains, net$065
Net income$1,607,0003,043
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,798
Cash dividends$990,0002,097
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,607,0003,019
1994-12-31 (YTD Data)Rank
Total interest income$7,305,0004,069
Total interest expense$2,665,0004,383
Net interest income$4,640,0003,813
Provision for loan and lease losses$09,146
Total noninterest income$829,0003,606
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$457,0003,012
Trading account gains and feesNANA
Additional Noninterest Income$372,0003,569
Total noninterest expense$3,024,0004,376
Salaries and employee benefits$1,233,0005,121
Premises and equipment expense$716,0002,778
Additional noninterest expense$1,075,0004,430
Pre-tax net operating income$2,445,0002,886
Securities gains (losses)$-1,0008,790
Applicable income taxes$943,0002,365
Income before extraordinary items$1,501,0003,172
Extraordinary gains, net$0249
Net income$1,501,0003,184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0007,455
Cash dividends$983,0001,965
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,501,6403,199
1993-12-31 (YTD Data)Rank
Total interest income$6,853,0004,397
Total interest expense$2,657,0004,567
Net interest income$4,196,0004,216
Provision for loan and lease losses$-9,00012,490
Total noninterest income$844,0003,823
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$399,0003,455
Trading account gains and feesNANA
Additional Noninterest Income$445,0003,518
Total noninterest expense$2,929,0004,615
Salaries and employee benefits$1,241,0005,087
Premises and equipment expense$696,0002,895
Additional noninterest expense$992,0004,956
Pre-tax net operating income$2,120,0003,134
Securities gains (losses)$2,0006,773
Applicable income taxes$788,0002,792
Income before extraordinary items$1,334,0003,616
Extraordinary gains, net$03,149
Net income$1,334,0003,729
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0009,031
Cash dividends$983,0001,811
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,332,7203,435
1992-12-31 (YTD Data)Rank
Total interest income$6,326,0005,258
Total interest expense$2,724,0005,601
Net interest income$3,602,0004,881
Provision for loan and lease losses$011,756
Total noninterest income$669,0004,564
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$340,0004,018
Trading account gains and feesNANA
Additional Noninterest Income$329,0004,173
Total noninterest expense$2,523,0005,275
Salaries and employee benefits$1,059,0005,747
Premises and equipment expense$572,0003,517
Additional noninterest expense$892,0005,563
Pre-tax net operating income$1,748,0003,522
Securities gains (losses)$08,369
Applicable income taxes$629,0003,296
Income before extraordinary items$1,119,0004,057
Extraordinary gains, net$01,422
Net income$1,119,0004,104
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,00012,606
Cash dividends$1,211,0001,311
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,119,0003,763

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.