Home > First National Bank > Income and Expense
First National Bank, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $38,881,000 | 394 |
| Total interest expense | $7,790,000 | 542 |
| Net interest income | $31,091,000 | 358 |
| Provision for loan and lease losses | $21,300,000 | 207 |
| Total noninterest income | $14,407,000 | 291 |
| Gross Fiduciary activities income | $3,338,000 | 121 |
| Service charges on deposit accounts | $4,250,000 | 199 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $6,819,000 | 346 |
| Total noninterest expense | $38,947,000 | 276 |
| Salaries and employee benefits | $17,315,000 | 276 |
| Premises and equipment expense | $5,795,000 | 230 |
| Additional noninterest expense | $15,837,000 | 272 |
| Pre-tax net operating income | $-14,749,000 | 7,728 |
| Securities gains (losses) | $4,545,000 | 64 |
| Applicable income taxes | $-3,956,000 | 7,762 |
| Income before extraordinary items | $-6,248,000 | 7,630 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-6,248,000 | 7,630 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-6,248,000 | 7,630 |
| Net charge-offs | $38,164,000 | 133 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-9,156,800 | 7,682 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $19,739,000 | 403 |
| Total interest expense | $4,060,000 | 556 |
| Net interest income | $15,679,000 | 360 |
| Provision for loan and lease losses | $8,100,000 | 268 |
| Total noninterest income | $9,401,000 | 242 |
| Gross Fiduciary activities income | $1,626,000 | 124 |
| Service charges on deposit accounts | $2,092,000 | 203 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $5,683,000 | 252 |
| Total noninterest expense | $20,063,000 | 269 |
| Salaries and employee benefits | $9,294,000 | 257 |
| Premises and equipment expense | $2,973,000 | 229 |
| Additional noninterest expense | $7,796,000 | 272 |
| Pre-tax net operating income | $-3,083,000 | 7,695 |
| Securities gains (losses) | $1,926,000 | 82 |
| Applicable income taxes | $-484,000 | 7,703 |
| Income before extraordinary items | $-673,000 | 7,356 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-673,000 | 7,356 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-673,000 | 7,357 |
| Net charge-offs | $27,531,000 | 101 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,905,640 | 7,624 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $122,062,000 | 287 |
| Total interest expense | $29,833,000 | 373 |
| Net interest income | $92,229,000 | 259 |
| Provision for loan and lease losses | $119,217,000 | 131 |
| Total noninterest income | $61,543,000 | 169 |
| Gross Fiduciary activities income | $6,371,000 | 120 |
| Service charges on deposit accounts | $9,923,000 | 189 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $45,249,000 | 168 |
| Total noninterest expense | $95,880,000 | 245 |
| Salaries and employee benefits | $44,436,000 | 207 |
| Premises and equipment expense | $12,314,000 | 221 |
| Additional noninterest expense | $39,130,000 | 264 |
| Pre-tax net operating income | $-61,325,000 | 7,883 |
| Securities gains (losses) | $826,000 | 589 |
| Applicable income taxes | $-22,938,000 | 7,929 |
| Income before extraordinary items | $-37,561,000 | 7,842 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-37,561,000 | 7,842 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-37,561,000 | 7,842 |
| Net charge-offs | $87,242,000 | 134 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-38,089,640 | 7,848 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $99,668,000 | 279 |
| Total interest expense | $24,998,000 | 361 |
| Net interest income | $74,670,000 | 248 |
| Provision for loan and lease losses | $101,229,000 | 131 |
| Total noninterest income | $54,197,000 | 154 |
| Gross Fiduciary activities income | $4,883,000 | 119 |
| Service charges on deposit accounts | $7,573,000 | 188 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $41,741,000 | 148 |
| Total noninterest expense | $72,509,000 | 245 |
| Salaries and employee benefits | $33,668,000 | 211 |
| Premises and equipment expense | $9,274,000 | 227 |
| Additional noninterest expense | $29,567,000 | 261 |
| Pre-tax net operating income | $-44,871,000 | 7,970 |
| Securities gains (losses) | $826,000 | 450 |
| Applicable income taxes | $-16,826,000 | 8,016 |
| Income before extraordinary items | $-27,219,000 | 7,930 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-27,219,000 | 7,930 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-27,219,000 | 7,930 |
| Net charge-offs | $41,255,000 | 192 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-27,747,640 | 7,937 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $68,731,000 | 278 |
| Total interest expense | $18,334,000 | 355 |
| Net interest income | $50,397,000 | 246 |
| Provision for loan and lease losses | $46,240,000 | 168 |
| Total noninterest income | $25,625,000 | 203 |
| Gross Fiduciary activities income | $3,319,000 | 119 |
| Service charges on deposit accounts | $5,072,000 | 187 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $17,234,000 | 204 |
| Total noninterest expense | $48,878,000 | 248 |
| Salaries and employee benefits | $22,813,000 | 216 |
| Premises and equipment expense | $6,192,000 | 231 |
| Additional noninterest expense | $19,873,000 | 263 |
| Pre-tax net operating income | $-19,096,000 | 8,019 |
| Securities gains (losses) | $826,000 | 344 |
| Applicable income taxes | $-6,997,000 | 8,066 |
| Income before extraordinary items | $-11,273,000 | 7,969 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-11,273,000 | 7,968 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-11,273,000 | 7,968 |
| Net charge-offs | $26,629,000 | 188 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-11,801,640 | 7,980 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $34,402,000 | 282 |
| Total interest expense | $9,641,000 | 350 |
| Net interest income | $24,761,000 | 249 |
| Provision for loan and lease losses | $14,023,000 | 203 |
| Total noninterest income | $11,442,000 | 210 |
| Gross Fiduciary activities income | $1,535,000 | 123 |
| Service charges on deposit accounts | $2,611,000 | 177 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $7,296,000 | 205 |
| Total noninterest expense | $23,858,000 | 245 |
| Salaries and employee benefits | $11,759,000 | 207 |
| Premises and equipment expense | $3,067,000 | 236 |
| Additional noninterest expense | $9,032,000 | 251 |
| Pre-tax net operating income | $-1,678,000 | 7,775 |
| Securities gains (losses) | $826,000 | 218 |
| Applicable income taxes | $-350,000 | 7,833 |
| Income before extraordinary items | $-502,000 | 7,449 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-502,000 | 7,449 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-502,000 | 7,450 |
| Net charge-offs | $9,606,000 | 215 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,030,640 | 7,710 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $149,332,000 | 272 |
| Total interest expense | $46,908,000 | 341 |
| Net interest income | $102,424,000 | 243 |
| Provision for loan and lease losses | $44,075,000 | 208 |
| Total noninterest income | $41,257,000 | 214 |
| Gross Fiduciary activities income | $6,999,000 | 123 |
| Service charges on deposit accounts | $10,869,000 | 181 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $23,389,000 | 225 |
| Total noninterest expense | $98,708,000 | 240 |
| Salaries and employee benefits | $51,369,000 | 187 |
| Premises and equipment expense | $13,647,000 | 206 |
| Additional noninterest expense | $33,692,000 | 279 |
| Pre-tax net operating income | $898,000 | 3,955 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $304,000 | 2,387 |
| Income before extraordinary items | $594,000 | 4,196 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $594,000 | 4,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,361,000 | 209 |
| Cash dividends | $6,000,000 | 471 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $594,000 | 4,349 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $113,554,000 | 286 |
| Total interest expense | $36,297,000 | 348 |
| Net interest income | $77,257,000 | 256 |
| Provision for loan and lease losses | $24,467,000 | 214 |
| Total noninterest income | $33,011,000 | 213 |
| Gross Fiduciary activities income | $5,494,000 | 124 |
| Service charges on deposit accounts | $7,998,000 | 190 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $19,519,000 | 218 |
| Total noninterest expense | $75,046,000 | 231 |
| Salaries and employee benefits | $40,414,000 | 187 |
| Premises and equipment expense | $10,259,000 | 210 |
| Additional noninterest expense | $24,373,000 | 260 |
| Pre-tax net operating income | $10,755,000 | 474 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $4,090,000 | 367 |
| Income before extraordinary items | $6,665,000 | 545 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $6,665,000 | 544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,418,000 | 205 |
| Cash dividends | $6,000,000 | 376 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $6,665,000 | 571 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $75,495,000 | 291 |
| Total interest expense | $25,098,000 | 354 |
| Net interest income | $50,397,000 | 260 |
| Provision for loan and lease losses | $12,673,000 | 219 |
| Total noninterest income | $22,281,000 | 217 |
| Gross Fiduciary activities income | $3,641,000 | 125 |
| Service charges on deposit accounts | $4,992,000 | 198 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $13,648,000 | 220 |
| Total noninterest expense | $50,580,000 | 229 |
| Salaries and employee benefits | $27,846,000 | 185 |
| Premises and equipment expense | $6,826,000 | 214 |
| Additional noninterest expense | $15,908,000 | 259 |
| Pre-tax net operating income | $9,425,000 | 393 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $3,556,000 | 343 |
| Income before extraordinary items | $5,869,000 | 474 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,869,000 | 473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,563,000 | 193 |
| Cash dividends | $6,000,000 | 283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $5,869,000 | 461 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $38,183,000 | 300 |
| Total interest expense | $13,789,000 | 351 |
| Net interest income | $24,394,000 | 268 |
| Provision for loan and lease losses | $4,917,000 | 221 |
| Total noninterest income | $10,818,000 | 223 |
| Gross Fiduciary activities income | $1,760,000 | 129 |
| Service charges on deposit accounts | $2,324,000 | 206 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,734,000 | 223 |
| Total noninterest expense | $25,744,000 | 228 |
| Salaries and employee benefits | $14,361,000 | 182 |
| Premises and equipment expense | $3,513,000 | 211 |
| Additional noninterest expense | $7,870,000 | 252 |
| Pre-tax net operating income | $4,551,000 | 445 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,666,000 | 396 |
| Income before extraordinary items | $2,885,000 | 529 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,885,000 | 530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,290,000 | 216 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,885,000 | 503 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $95,897,000 | 458 |
| Total interest expense | $42,684,000 | 479 |
| Net interest income | $53,213,000 | 436 |
| Provision for loan and lease losses | $10,880,000 | 239 |
| Total noninterest income | $24,830,000 | 329 |
| Gross Fiduciary activities income | $6,054,000 | 140 |
| Service charges on deposit accounts | $5,545,000 | 324 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $13,231,000 | 346 |
| Total noninterest expense | $53,981,000 | 377 |
| Salaries and employee benefits | $26,080,000 | 386 |
| Premises and equipment expense | $5,977,000 | 450 |
| Additional noninterest expense | $21,924,000 | 326 |
| Pre-tax net operating income | $13,182,000 | 659 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $4,696,000 | 572 |
| Income before extraordinary items | $8,486,000 | 770 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,486,000 | 768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,873,000 | 194 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $8,486,000 | 755 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $72,612,000 | 453 |
| Total interest expense | $32,860,000 | 475 |
| Net interest income | $39,752,000 | 439 |
| Provision for loan and lease losses | $6,315,000 | 218 |
| Total noninterest income | $18,252,000 | 338 |
| Gross Fiduciary activities income | $4,570,000 | 137 |
| Service charges on deposit accounts | $4,156,000 | 319 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $9,526,000 | 356 |
| Total noninterest expense | $40,102,000 | 379 |
| Salaries and employee benefits | $19,685,000 | 385 |
| Premises and equipment expense | $4,517,000 | 442 |
| Additional noninterest expense | $15,900,000 | 315 |
| Pre-tax net operating income | $11,587,000 | 619 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $4,345,000 | 517 |
| Income before extraordinary items | $7,242,000 | 725 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $7,242,000 | 723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,847,000 | 152 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $7,242,000 | 715 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $48,566,000 | 462 |
| Total interest expense | $21,816,000 | 487 |
| Net interest income | $26,750,000 | 450 |
| Provision for loan and lease losses | $4,943,000 | 174 |
| Total noninterest income | $11,824,000 | 353 |
| Gross Fiduciary activities income | $3,041,000 | 141 |
| Service charges on deposit accounts | $2,733,000 | 333 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $6,050,000 | 382 |
| Total noninterest expense | $26,642,000 | 389 |
| Salaries and employee benefits | $12,938,000 | 399 |
| Premises and equipment expense | $3,060,000 | 446 |
| Additional noninterest expense | $10,644,000 | 327 |
| Pre-tax net operating income | $6,989,000 | 704 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,620,000 | 580 |
| Income before extraordinary items | $4,369,000 | 839 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,369,000 | 838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,041,000 | 114 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,369,000 | 829 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $24,816,000 | 452 |
| Total interest expense | $11,156,000 | 469 |
| Net interest income | $13,660,000 | 441 |
| Provision for loan and lease losses | $3,420,000 | 125 |
| Total noninterest income | $5,571,000 | 362 |
| Gross Fiduciary activities income | $1,424,000 | 151 |
| Service charges on deposit accounts | $1,364,000 | 326 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,783,000 | 398 |
| Total noninterest expense | $13,925,000 | 361 |
| Salaries and employee benefits | $6,850,000 | 383 |
| Premises and equipment expense | $1,594,000 | 432 |
| Additional noninterest expense | $5,481,000 | 311 |
| Pre-tax net operating income | $1,886,000 | 1,242 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $698,000 | 980 |
| Income before extraordinary items | $1,188,000 | 1,458 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,188,000 | 1,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,665,000 | 84 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,188,000 | 1,449 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $90,708,000 | 456 |
| Total interest expense | $39,151,000 | 459 |
| Net interest income | $51,557,000 | 447 |
| Provision for loan and lease losses | $9,043,000 | 149 |
| Total noninterest income | $24,808,000 | 321 |
| Gross Fiduciary activities income | $5,446,000 | 147 |
| Service charges on deposit accounts | $5,586,000 | 318 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $13,776,000 | 343 |
| Total noninterest expense | $50,526,000 | 386 |
| Salaries and employee benefits | $22,848,000 | 427 |
| Premises and equipment expense | $5,080,000 | 503 |
| Additional noninterest expense | $22,598,000 | 293 |
| Pre-tax net operating income | $16,796,000 | 625 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $6,207,000 | 543 |
| Income before extraordinary items | $10,589,000 | 701 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $10,589,000 | 701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,397,000 | 150 |
| Cash dividends | $5,000,000 | 705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $10,589,000 | 694 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $66,272,000 | 474 |
| Total interest expense | $27,939,000 | 477 |
| Net interest income | $38,333,000 | 468 |
| Provision for loan and lease losses | $5,846,000 | 171 |
| Total noninterest income | $17,323,000 | 353 |
| Gross Fiduciary activities income | $4,049,000 | 155 |
| Service charges on deposit accounts | $4,218,000 | 319 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,056,000 | 383 |
| Total noninterest expense | $35,791,000 | 412 |
| Salaries and employee benefits | $15,780,000 | 471 |
| Premises and equipment expense | $3,644,000 | 533 |
| Additional noninterest expense | $16,367,000 | 310 |
| Pre-tax net operating income | $14,019,000 | 595 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $5,327,000 | 513 |
| Income before extraordinary items | $8,692,000 | 687 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $8,692,000 | 686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,752,000 | 181 |
| Cash dividends | $5,000,000 | 514 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $8,692,000 | 678 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $43,096,000 | 474 |
| Total interest expense | $17,635,000 | 474 |
| Net interest income | $25,461,000 | 468 |
| Provision for loan and lease losses | $3,555,000 | 178 |
| Total noninterest income | $11,117,000 | 371 |
| Gross Fiduciary activities income | $2,667,000 | 162 |
| Service charges on deposit accounts | $2,704,000 | 327 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,746,000 | 398 |
| Total noninterest expense | $22,830,000 | 437 |
| Salaries and employee benefits | $10,092,000 | 497 |
| Premises and equipment expense | $2,404,000 | 539 |
| Additional noninterest expense | $10,334,000 | 336 |
| Pre-tax net operating income | $10,193,000 | 551 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $3,851,000 | 491 |
| Income before extraordinary items | $6,342,000 | 630 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,342,000 | 628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,651,000 | 181 |
| Cash dividends | $5,000,000 | 371 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $6,342,000 | 615 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $20,962,000 | 473 |
| Total interest expense | $8,427,000 | 463 |
| Net interest income | $12,535,000 | 469 |
| Provision for loan and lease losses | $1,980,000 | 164 |
| Total noninterest income | $6,015,000 | 340 |
| Gross Fiduciary activities income | $1,317,000 | 160 |
| Service charges on deposit accounts | $1,234,000 | 340 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,464,000 | 350 |
| Total noninterest expense | $11,204,000 | 446 |
| Salaries and employee benefits | $5,027,000 | 492 |
| Premises and equipment expense | $1,191,000 | 532 |
| Additional noninterest expense | $4,986,000 | 334 |
| Pre-tax net operating income | $5,366,000 | 528 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $2,030,000 | 467 |
| Income before extraordinary items | $3,336,000 | 594 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,336,000 | 593 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,463,000 | 168 |
| Cash dividends | $2,500,000 | 357 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $3,336,000 | 581 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $77,332,000 | 457 |
| Total interest expense | $25,357,000 | 473 |
| Net interest income | $51,975,000 | 442 |
| Provision for loan and lease losses | $7,270,000 | 185 |
| Total noninterest income | $18,274,000 | 433 |
| Gross Fiduciary activities income | $4,728,000 | 166 |
| Service charges on deposit accounts | $5,698,000 | 298 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $7,848,000 | 499 |
| Total noninterest expense | $43,952,000 | 431 |
| Salaries and employee benefits | $18,843,000 | 501 |
| Premises and equipment expense | $4,561,000 | 540 |
| Additional noninterest expense | $20,548,000 | 329 |
| Pre-tax net operating income | $19,027,000 | 556 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $7,213,000 | 488 |
| Income before extraordinary items | $11,814,000 | 628 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $11,814,000 | 629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,896,000 | 156 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $11,814,000 | 612 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $56,008,000 | 458 |
| Total interest expense | $17,758,000 | 475 |
| Net interest income | $38,250,000 | 447 |
| Provision for loan and lease losses | $5,801,000 | 167 |
| Total noninterest income | $14,690,000 | 410 |
| Gross Fiduciary activities income | $3,365,000 | 170 |
| Service charges on deposit accounts | $4,318,000 | 290 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,007,000 | 448 |
| Total noninterest expense | $32,077,000 | 440 |
| Salaries and employee benefits | $13,991,000 | 499 |
| Premises and equipment expense | $3,400,000 | 536 |
| Additional noninterest expense | $14,686,000 | 336 |
| Pre-tax net operating income | $15,062,000 | 539 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $5,743,000 | 475 |
| Income before extraordinary items | $9,319,000 | 603 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $9,319,000 | 603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,124,000 | 154 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $9,319,000 | 587 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $36,199,000 | 459 |
| Total interest expense | $11,099,000 | 472 |
| Net interest income | $25,100,000 | 448 |
| Provision for loan and lease losses | $3,706,000 | 163 |
| Total noninterest income | $9,438,000 | 415 |
| Gross Fiduciary activities income | $2,207,000 | 168 |
| Service charges on deposit accounts | $2,884,000 | 286 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,347,000 | 465 |
| Total noninterest expense | $20,840,000 | 446 |
| Salaries and employee benefits | $9,208,000 | 501 |
| Premises and equipment expense | $2,248,000 | 532 |
| Additional noninterest expense | $9,384,000 | 347 |
| Pre-tax net operating income | $9,992,000 | 528 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,769,000 | 476 |
| Income before extraordinary items | $6,223,000 | 592 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $6,222,000 | 592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,352,000 | 139 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $6,223,000 | 576 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $17,479,000 | 458 |
| Total interest expense | $5,248,000 | 478 |
| Net interest income | $12,231,000 | 455 |
| Provision for loan and lease losses | $2,014,000 | 138 |
| Total noninterest income | $4,638,000 | 406 |
| Gross Fiduciary activities income | $1,218,000 | 162 |
| Service charges on deposit accounts | $1,426,000 | 270 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,994,000 | 473 |
| Total noninterest expense | $10,191,000 | 446 |
| Salaries and employee benefits | $4,460,000 | 506 |
| Premises and equipment expense | $1,101,000 | 546 |
| Additional noninterest expense | $4,630,000 | 348 |
| Pre-tax net operating income | $4,664,000 | 551 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,760,000 | 503 |
| Income before extraordinary items | $2,904,000 | 624 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,904,000 | 624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,752,000 | 124 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,904,000 | 603 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $66,906,000 | 448 |
| Total interest expense | $16,624,000 | 509 |
| Net interest income | $50,282,000 | 424 |
| Provision for loan and lease losses | $5,986,000 | 217 |
| Total noninterest income | $15,107,000 | 460 |
| Gross Fiduciary activities income | $4,917,000 | 154 |
| Service charges on deposit accounts | $6,038,000 | 284 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,152,000 | 765 |
| Total noninterest expense | $41,010,000 | 442 |
| Salaries and employee benefits | $18,310,000 | 491 |
| Premises and equipment expense | $5,487,000 | 431 |
| Additional noninterest expense | $17,213,000 | 359 |
| Pre-tax net operating income | $18,393,000 | 527 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $6,848,000 | 480 |
| Income before extraordinary items | $11,545,000 | 590 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $11,545,000 | 591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,706,000 | 171 |
| Cash dividends | $5,750,000 | 548 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $11,545,000 | 567 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $49,808,000 | 438 |
| Total interest expense | $11,877,000 | 510 |
| Net interest income | $37,931,000 | 423 |
| Provision for loan and lease losses | $8,502,000 | 139 |
| Total noninterest income | $14,451,000 | 408 |
| Gross Fiduciary activities income | $3,693,000 | 155 |
| Service charges on deposit accounts | $4,879,000 | 269 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,879,000 | 489 |
| Total noninterest expense | $30,442,000 | 448 |
| Salaries and employee benefits | $13,750,000 | 489 |
| Premises and equipment expense | $4,097,000 | 435 |
| Additional noninterest expense | $12,595,000 | 360 |
| Pre-tax net operating income | $13,438,000 | 536 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $5,050,000 | 480 |
| Income before extraordinary items | $8,388,000 | 612 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $8,388,000 | 613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,344,000 | 144 |
| Cash dividends | $5,750,000 | 412 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $8,388,000 | 585 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $32,335,000 | 445 |
| Total interest expense | $7,538,000 | 531 |
| Net interest income | $24,797,000 | 421 |
| Provision for loan and lease losses | $6,095,000 | 138 |
| Total noninterest income | $9,622,000 | 405 |
| Gross Fiduciary activities income | $2,444,000 | 160 |
| Service charges on deposit accounts | $3,238,000 | 265 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,940,000 | 491 |
| Total noninterest expense | $19,982,000 | 453 |
| Salaries and employee benefits | $8,875,000 | 503 |
| Premises and equipment expense | $2,058,000 | 551 |
| Additional noninterest expense | $9,049,000 | 343 |
| Pre-tax net operating income | $8,342,000 | 562 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $3,115,000 | 510 |
| Income before extraordinary items | $5,227,000 | 644 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,227,000 | 644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,516,000 | 142 |
| Cash dividends | $3,750,000 | 421 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $5,227,000 | 612 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $15,818,000 | 459 |
| Total interest expense | $3,720,000 | 545 |
| Net interest income | $12,098,000 | 432 |
| Provision for loan and lease losses | $2,992,000 | 146 |
| Total noninterest income | $4,514,000 | 421 |
| Gross Fiduciary activities income | $1,182,000 | 159 |
| Service charges on deposit accounts | $1,623,000 | 260 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,709,000 | 538 |
| Total noninterest expense | $9,445,000 | 477 |
| Salaries and employee benefits | $4,146,000 | 540 |
| Premises and equipment expense | $992,000 | 590 |
| Additional noninterest expense | $4,307,000 | 352 |
| Pre-tax net operating income | $4,175,000 | 557 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,557,000 | 516 |
| Income before extraordinary items | $2,618,000 | 643 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,618,000 | 642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,689,000 | 149 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,618,000 | 600 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $67,338,000 | 436 |
| Total interest expense | $17,547,000 | 524 |
| Net interest income | $49,791,000 | 415 |
| Provision for loan and lease losses | $10,949,000 | 186 |
| Total noninterest income | $16,816,000 | 451 |
| Gross Fiduciary activities income | $4,259,000 | 168 |
| Service charges on deposit accounts | $4,883,000 | 349 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $7,674,000 | 551 |
| Total noninterest expense | $39,931,000 | 459 |
| Salaries and employee benefits | $17,029,000 | 513 |
| Premises and equipment expense | $4,042,000 | 568 |
| Additional noninterest expense | $18,860,000 | 350 |
| Pre-tax net operating income | $15,727,000 | 576 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $5,809,000 | 553 |
| Income before extraordinary items | $9,918,000 | 661 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $9,918,000 | 663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,671,000 | 190 |
| Cash dividends | $5,001,000 | 625 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $9,918,000 | 621 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $51,024,000 | 444 |
| Total interest expense | $13,557,000 | 529 |
| Net interest income | $37,467,000 | 424 |
| Provision for loan and lease losses | $8,802,000 | 191 |
| Total noninterest income | $13,182,000 | 462 |
| Gross Fiduciary activities income | $2,969,000 | 186 |
| Service charges on deposit accounts | $3,638,000 | 364 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,575,000 | 523 |
| Total noninterest expense | $29,539,000 | 471 |
| Salaries and employee benefits | $12,738,000 | 527 |
| Premises and equipment expense | $3,104,000 | 567 |
| Additional noninterest expense | $13,697,000 | 365 |
| Pre-tax net operating income | $12,308,000 | 569 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $4,586,000 | 547 |
| Income before extraordinary items | $7,722,000 | 666 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $7,722,000 | 667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,103,000 | 188 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $7,722,000 | 622 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $34,288,000 | 449 |
| Total interest expense | $9,354,000 | 534 |
| Net interest income | $24,934,000 | 425 |
| Provision for loan and lease losses | $6,411,000 | 182 |
| Total noninterest income | $8,086,000 | 479 |
| Gross Fiduciary activities income | $2,040,000 | 185 |
| Service charges on deposit accounts | $2,329,000 | 371 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,717,000 | 580 |
| Total noninterest expense | $18,653,000 | 492 |
| Salaries and employee benefits | $8,313,000 | 533 |
| Premises and equipment expense | $2,298,000 | 524 |
| Additional noninterest expense | $8,042,000 | 405 |
| Pre-tax net operating income | $7,956,000 | 586 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $2,948,000 | 561 |
| Income before extraordinary items | $5,008,000 | 681 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $5,008,000 | 682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,594,000 | 201 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $5,008,000 | 629 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $16,970,000 | 459 |
| Total interest expense | $4,754,000 | 539 |
| Net interest income | $12,216,000 | 436 |
| Provision for loan and lease losses | $2,607,000 | 209 |
| Total noninterest income | $3,069,000 | 580 |
| Gross Fiduciary activities income | $1,024,000 | 189 |
| Service charges on deposit accounts | $1,140,000 | 373 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $905,000 | 959 |
| Total noninterest expense | $8,402,000 | 539 |
| Salaries and employee benefits | $3,996,000 | 555 |
| Premises and equipment expense | $1,156,000 | 526 |
| Additional noninterest expense | $3,250,000 | 460 |
| Pre-tax net operating income | $4,276,000 | 557 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,586,000 | 539 |
| Income before extraordinary items | $2,690,000 | 640 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,690,000 | 639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,977,000 | 214 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $2,690,000 | 594 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $71,425,000 | 457 |
| Total interest expense | $21,510,000 | 543 |
| Net interest income | $49,915,000 | 428 |
| Provision for loan and lease losses | $10,361,000 | 236 |
| Total noninterest income | $10,275,000 | 619 |
| Gross Fiduciary activities income | $3,952,000 | 192 |
| Service charges on deposit accounts | $4,377,000 | 368 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,946,000 | 1,337 |
| Total noninterest expense | $33,420,000 | 523 |
| Salaries and employee benefits | $16,159,000 | 525 |
| Premises and equipment expense | $4,300,000 | 531 |
| Additional noninterest expense | $12,961,000 | 463 |
| Pre-tax net operating income | $16,409,000 | 545 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $6,125,000 | 500 |
| Income before extraordinary items | $10,284,000 | 612 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $10,284,000 | 613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,480,000 | 237 |
| Cash dividends | $29,750,000 | 189 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $10,284,000 | 586 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $79,149,000 | 465 |
| Total interest expense | $33,870,000 | 515 |
| Net interest income | $45,279,000 | 435 |
| Provision for loan and lease losses | $9,826,000 | 231 |
| Total noninterest income | $11,248,000 | 557 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $4,033,000 | 376 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $7,215,000 | 507 |
| Total noninterest expense | $31,882,000 | 525 |
| Salaries and employee benefits | $12,420,000 | 620 |
| Premises and equipment expense | $3,765,000 | 588 |
| Additional noninterest expense | $15,697,000 | 415 |
| Pre-tax net operating income | $14,819,000 | 543 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $6,088,000 | 476 |
| Income before extraordinary items | $8,731,000 | 640 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $8,731,000 | 642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,669,000 | 225 |
| Cash dividends | $7,750,000 | 449 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $8,731,000 | 615 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $77,082,000 | 510 |
| Total interest expense | $33,497,000 | 574 |
| Net interest income | $43,585,000 | 448 |
| Provision for loan and lease losses | $7,306,000 | 244 |
| Total noninterest income | $10,301,000 | 570 |
| Gross Fiduciary activities income | $3,274,000 | 216 |
| Service charges on deposit accounts | $3,286,000 | 411 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,741,000 | 747 |
| Total noninterest expense | $30,134,000 | 535 |
| Salaries and employee benefits | $11,573,000 | 621 |
| Premises and equipment expense | $3,458,000 | 620 |
| Additional noninterest expense | $15,103,000 | 436 |
| Pre-tax net operating income | $16,446,000 | 524 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $6,601,000 | 452 |
| Income before extraordinary items | $9,845,000 | 582 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $9,845,000 | 582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,186,000 | 225 |
| Cash dividends | $2,750,000 | 1,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $9,845,000 | 576 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $66,678,000 | 558 |
| Total interest expense | $25,385,000 | 651 |
| Net interest income | $41,293,000 | 481 |
| Provision for loan and lease losses | $8,791,000 | 223 |
| Total noninterest income | $9,402,000 | 642 |
| Gross Fiduciary activities income | $2,908,000 | 263 |
| Service charges on deposit accounts | $3,261,000 | 423 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $3,233,000 | 855 |
| Total noninterest expense | $26,807,000 | 597 |
| Salaries and employee benefits | $11,736,000 | 611 |
| Premises and equipment expense | $3,281,000 | 653 |
| Additional noninterest expense | $11,790,000 | 538 |
| Pre-tax net operating income | $15,097,000 | 599 |
| Securities gains (losses) | $32,000 | 1,157 |
| Applicable income taxes | $6,247,000 | 518 |
| Income before extraordinary items | $8,882,000 | 679 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,882,000 | 678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,199,000 | 200 |
| Cash dividends | $1,750,000 | 1,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $8,861,520 | 671 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $65,156,000 | 561 |
| Total interest expense | $24,857,000 | 669 |
| Net interest income | $40,299,000 | 476 |
| Provision for loan and lease losses | $7,765,000 | 244 |
| Total noninterest income | $8,142,000 | 680 |
| Gross Fiduciary activities income | $2,658,000 | 273 |
| Service charges on deposit accounts | $2,962,000 | 446 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,522,000 | 1,016 |
| Total noninterest expense | $25,473,000 | 606 |
| Salaries and employee benefits | $10,463,000 | 668 |
| Premises and equipment expense | $3,568,000 | 605 |
| Additional noninterest expense | $11,442,000 | 544 |
| Pre-tax net operating income | $15,203,000 | 550 |
| Securities gains (losses) | $11,000 | 2,878 |
| Applicable income taxes | $6,270,000 | 478 |
| Income before extraordinary items | $8,944,000 | 649 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $8,944,000 | 647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,954,000 | 195 |
| Cash dividends | $6,000,000 | 552 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $8,936,960 | 615 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $57,458,000 | 623 |
| Total interest expense | $22,800,000 | 724 |
| Net interest income | $34,658,000 | 544 |
| Provision for loan and lease losses | $10,329,000 | 207 |
| Total noninterest income | $7,003,000 | 733 |
| Gross Fiduciary activities income | $2,280,000 | 305 |
| Service charges on deposit accounts | $2,894,000 | 457 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,829,000 | 1,167 |
| Total noninterest expense | $22,474,000 | 674 |
| Salaries and employee benefits | $9,500,000 | 730 |
| Premises and equipment expense | $3,350,000 | 618 |
| Additional noninterest expense | $9,624,000 | 608 |
| Pre-tax net operating income | $8,858,000 | 916 |
| Securities gains (losses) | $32,000 | 1,598 |
| Applicable income taxes | $3,772,000 | 762 |
| Income before extraordinary items | $5,118,000 | 1,078 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,118,000 | 1,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,164,000 | 197 |
| Cash dividends | $500,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,097,520 | 1,053 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $44,976,000 | 799 |
| Total interest expense | $17,691,000 | 952 |
| Net interest income | $27,285,000 | 702 |
| Provision for loan and lease losses | $6,480,000 | 286 |
| Total noninterest income | $6,053,000 | 842 |
| Gross Fiduciary activities income | $1,937,000 | 362 |
| Service charges on deposit accounts | $2,408,000 | 569 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,708,000 | 1,292 |
| Total noninterest expense | $18,683,000 | 836 |
| Salaries and employee benefits | $8,502,000 | 809 |
| Premises and equipment expense | $2,759,000 | 790 |
| Additional noninterest expense | $7,422,000 | 855 |
| Pre-tax net operating income | $8,175,000 | 941 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $3,485,000 | 774 |
| Income before extraordinary items | $4,691,000 | 1,101 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,691,000 | 1,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,633,000 | 311 |
| Cash dividends | $4,000,000 | 769 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,690,360 | 1,086 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $40,003,000 | 908 |
| Total interest expense | $17,579,000 | 979 |
| Net interest income | $22,424,000 | 848 |
| Provision for loan and lease losses | $2,422,000 | 512 |
| Total noninterest income | $4,763,000 | 991 |
| Gross Fiduciary activities income | $1,745,000 | 408 |
| Service charges on deposit accounts | $1,628,000 | 801 |
| Trading account gains and fees | $5,000 | 459 |
| Additional Noninterest Income | $1,385,000 | 1,430 |
| Total noninterest expense | $17,622,000 | 885 |
| Salaries and employee benefits | $7,536,000 | 903 |
| Premises and equipment expense | $2,374,000 | 915 |
| Additional noninterest expense | $7,712,000 | 816 |
| Pre-tax net operating income | $7,143,000 | 1,095 |
| Securities gains (losses) | $-44,000 | 11,097 |
| Applicable income taxes | $3,314,000 | 838 |
| Income before extraordinary items | $3,785,000 | 1,367 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,785,000 | 1,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,379,000 | 413 |
| Cash dividends | $1,000,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,813,160 | 1,344 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $25,963,000 | 1,208 |
| Total interest expense | $8,332,000 | 1,538 |
| Net interest income | $17,631,000 | 1,046 |
| Provision for loan and lease losses | $1,493,000 | 719 |
| Total noninterest income | $4,466,000 | 1,000 |
| Gross Fiduciary activities income | $1,637,000 | 415 |
| Service charges on deposit accounts | $1,564,000 | 832 |
| Trading account gains and fees | $5,000 | 409 |
| Additional Noninterest Income | $1,260,000 | 1,579 |
| Total noninterest expense | $16,479,000 | 933 |
| Salaries and employee benefits | $6,736,000 | 1,010 |
| Premises and equipment expense | $2,017,000 | 1,050 |
| Additional noninterest expense | $7,726,000 | 844 |
| Pre-tax net operating income | $4,125,000 | 1,719 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $1,240,000 | 1,832 |
| Income before extraordinary items | $2,883,000 | 1,698 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,883,000 | 1,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,018,000 | 855 |
| Cash dividends | $3,000,000 | 802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,884,400 | 1,703 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,868,000 | 7,038 |
| Total interest expense | $1,047,000 | 8,892 |
| Net interest income | $2,821,000 | 5,939 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $683,000 | 4,512 |
| Gross Fiduciary activities income | $228,000 | 1,029 |
| Service charges on deposit accounts | $262,000 | 4,922 |
| Trading account gains and fees | $1,000 | 508 |
| Additional Noninterest Income | $192,000 | 5,791 |
| Total noninterest expense | $2,055,000 | 6,188 |
| Salaries and employee benefits | $991,000 | 6,187 |
| Premises and equipment expense | $278,000 | 6,207 |
| Additional noninterest expense | $786,000 | 6,006 |
| Pre-tax net operating income | $1,449,000 | 4,453 |
| Securities gains (losses) | $-2,000 | 12,373 |
| Applicable income taxes | $497,000 | 4,218 |
| Income before extraordinary items | $950,000 | 4,883 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $950,000 | 5,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 5,605 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $951,320 | 4,653 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $20,085,000 | 1,757 |
| Total interest expense | $7,333,000 | 2,305 |
| Net interest income | $12,752,000 | 1,450 |
| Provision for loan and lease losses | $-2,735,000 | 13,925 |
| Total noninterest income | $4,741,000 | 1,021 |
| Gross Fiduciary activities income | $1,465,000 | 446 |
| Service charges on deposit accounts | $1,831,000 | 725 |
| Trading account gains and fees | $5,000 | 440 |
| Additional Noninterest Income | $1,440,000 | 1,561 |
| Total noninterest expense | $12,432,000 | 1,275 |
| Salaries and employee benefits | $5,405,000 | 1,238 |
| Premises and equipment expense | $1,252,000 | 1,694 |
| Additional noninterest expense | $5,775,000 | 1,167 |
| Pre-tax net operating income | $7,796,000 | 826 |
| Securities gains (losses) | $204,000 | 1,989 |
| Applicable income taxes | $2,183,000 | 1,044 |
| Income before extraordinary items | $5,817,000 | 820 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,817,000 | 822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-598,000 | 13,917 |
| Cash dividends | $2,000,000 | 832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,668,080 | 768 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.