Home > First National Bank > Net charge- offs to loans
First National Bank, Net charge- offs to loans
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.8383% | 142 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.0268% | 123 |
| Percentage Net Loans Charged-off:Construction & development | 23.9659% | 136 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3337% | 791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9743% | 472 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0044% | 588 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7384% | 474 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1126% | 565 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.3501% | 357 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1626% | 946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4389% | 543 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 8.0236% | 96 |
| Percentage Net Loans Charged-off: Total real estate loans | 8.3903% | 78 |
| Percentage Net Loans Charged-off:Construction & development | 32.3040% | 81 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3409% | 624 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7618% | 379 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0317% | 377 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0505% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.9478% | 250 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9498% | 1,028 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2636% | 499 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.6522% | 303 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.4185% | 312 |
| Percentage Net Loans Charged-off:Construction & development | 13.2236% | 412 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3841% | 851 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2721% | 769 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1180% | 1,188 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6741% | 573 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9113% | 1,326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9363% | 1,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.9723% | 207 |
| Percentage Net Loans Charged-off: Credit card loans | 13.8029% | 90 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5559% | 509 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7753% | 637 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6914% | 997 |
| Percentage Net Loans Charged-off:Construction & development | 3.5282% | 1,286 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0158% | 819 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3542% | 544 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9851% | 1,090 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5511% | 521 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7767% | 1,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8916% | 818 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.8987% | 163 |
| Percentage Net Loans Charged-off: Credit card loans | 14.7228% | 76 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2731% | 448 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5528% | 675 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5200% | 988 |
| Percentage Net Loans Charged-off:Construction & development | 4.3139% | 924 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3700% | 1,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5141% | 1,548 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1909% | 537 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2678% | 2,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3728% | 847 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.7911% | 195 |
| Percentage Net Loans Charged-off: Credit card loans | 11.6390% | 110 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5776% | 461 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8053% | 803 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6374% | 1,412 |
| Percentage Net Loans Charged-off:Construction & development | 1.6788% | 1,023 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2833% | 846 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1983% | 1,846 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3531% | 659 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1417% | 1,889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6250% | 616 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1377% | 275 |
| Percentage Net Loans Charged-off: Credit card loans | 9.1308% | 176 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6131% | 395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3205% | 899 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6348% | 1,391 |
| Percentage Net Loans Charged-off:Construction & development | 1.9775% | 1,104 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2218% | 2,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4797% | 721 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1390% | 2,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3113% | 1,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7005% | 296 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2975% | 140 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0410% | 1,739 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0508% | 804 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3034% | 1,668 |
| Percentage Net Loans Charged-off:Construction & development | 0.7836% | 1,214 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2212% | 1,633 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4969% | 553 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1358% | 1,944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2138% | 1,155 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2910% | 286 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9654% | 136 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0051% | 692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3046% | 1,331 |
| Percentage Net Loans Charged-off:Construction & development | 0.7123% | 898 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2718% | 1,211 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8196% | 348 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1068% | 1,752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4589% | 804 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6474% | 346 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2774% | 165 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7342% | 713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1583% | 1,405 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3721% | 753 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3886% | 176 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0726% | 1,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6175% | 1,064 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2511% | 407 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5175% | 199 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7723% | 644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0803% | 2,368 |
| Percentage Net Loans Charged-off:Construction & development | 0.0459% | 1,356 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0266% | 1,428 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1429% | 1,574 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1314% | 659 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1474% | 1,478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9799% | 434 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4558% | 1,015 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3370% | 529 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8025% | 438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0590% | 1,957 |
| Percentage Net Loans Charged-off:Construction & development | 0.0609% | 838 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0360% | 947 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0782% | 1,592 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1732% | 441 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0374% | 1,909 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3699% | 300 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3603% | 968 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4138% | 484 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2475% | 237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0836% | 1,333 |
| Percentage Net Loans Charged-off:Construction & development | 0.0807% | 553 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0543% | 637 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1126% | 1,123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2472% | 297 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0505% | 1,417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.0955% | 146 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5941% | 729 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5827% | 294 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0233% | 152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1517% | 690 |
| Percentage Net Loans Charged-off:Construction & development | 0.1706% | 263 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1102% | 328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1804% | 664 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3415% | 187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1033% | 815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.8176% | 70 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5792% | 760 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9724% | 278 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6863% | 490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0694% | 1,676 |
| Percentage Net Loans Charged-off:Construction & development | 0.0334% | 659 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1465% | 1,070 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1214% | 417 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1616% | 971 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8024% | 559 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6471% | 749 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6607% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4689% | 642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0496% | 1,623 |
| Percentage Net Loans Charged-off:Construction & development | 0.0589% | 434 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0833% | 1,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0063% | 534 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1317% | 947 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4214% | 1,418 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5801% | 700 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7135% | 190 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5053% | 595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0759% | 1,149 |
| Percentage Net Loans Charged-off:Construction & development | 0.0929% | 280 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1248% | 912 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0093% | 413 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2004% | 647 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4785% | 1,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6225% | 688 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2222% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5661% | 503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1346% | 600 |
| Percentage Net Loans Charged-off:Construction & development | 0.1919% | 126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2050% | 504 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3430% | 337 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5461% | 816 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6936% | 744 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8699% | 187 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7765% | 444 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8840% | 1,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6633% | 399 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2896% | 143 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0143% | 6,966 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8046% | 377 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 7,515 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 7,789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 7,841 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9567% | 1,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7434% | 357 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5510% | 125 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0192% | 7,007 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8668% | 383 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 7,625 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0091% | 7,920 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0161% | 8,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7086% | 1,141 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0964% | 297 |
| Percentage Net Loans Charged-off: Credit card loans | 8.7230% | 121 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0289% | 7,055 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1073% | 296 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0143% | 8,030 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0312% | 8,240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0559% | 8,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7945% | 816 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9986% | 227 |
| Percentage Net Loans Charged-off: Credit card loans | 11.6773% | 89 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7860% | 608 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0635% | 2,085 |
| Percentage Net Loans Charged-off:Construction & development | 0.0788% | 535 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0967% | 1,626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1707% | 1,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8060% | 1,584 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3317% | 590 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0443% | 336 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3031% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1356% | 329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0616% | 1,772 |
| Percentage Net Loans Charged-off:Construction & development | 0.1055% | 403 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0752% | 1,584 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1320% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4612% | 1,842 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6402% | 259 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4365% | 147 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3395% | 831 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1393% | 360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0102% | 2,482 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0248% | 1,888 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0433% | 1,586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5698% | 1,502 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6670% | 287 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2643% | 156 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4735% | 645 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1305% | 386 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0133% | 1,738 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0336% | 1,309 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0582% | 1,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0747% | 1,910 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8459% | 315 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2792% | 187 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9198% | 674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0506% | 2,520 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0340% | 1,357 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1146% | 1,644 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0963% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1244% | 1,554 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6111% | 8,475 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1327% | 396 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9145% | 303 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0936% | 53 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0049% | 506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0719% | 1,834 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0718% | 958 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1481% | 1,171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1395% | 298 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1522% | 1,145 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7579% | 8,533 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4125% | 319 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7454% | 251 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9753% | 544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0643% | 1,684 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1074% | 682 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0985% | 1,280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2242% | 201 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0428% | 1,691 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7740% | 8,531 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3228% | 360 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7420% | 259 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8543% | 597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0688% | 1,283 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1976% | 705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4882% | 96 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0748% | 1,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5471% | 8,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0403% | 487 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1559% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9649% | 739 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0591% | 2,383 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1667% | 1,194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2253% | 972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6002% | 2,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6733% | 554 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7342% | 392 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0800% | 637 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0182% | 3,164 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0512% | 2,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0613% | 1,878 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7863% | 2,109 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6827% | 506 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9838% | 336 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2322% | 1,301 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 18.9014% | 24 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0433% | 515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0860% | 875 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3974% | 145 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0604% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0162% | 363 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.7631% | 9 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5759% | 302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0826% | 1,336 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1016% | 119 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0593% | 105 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0732% | 343 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.7403% | 492 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8798% | 273 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 1,233 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0107% | 1,335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0129% | 1,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0244% | 909 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4811% | 111 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5628% | 92 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.8952% | 9 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9552% | 248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0026% | 1,141 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4711% | 113 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4888% | 115 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0326% | 342 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4226% | 447 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0411% | 1,405 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1247% | 1,361 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0061% | 949 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 879 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0474% | 794 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4438% | 170 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9441% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1274% | 301 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9260% | 756 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 1,270 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0145% | 1,217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0201% | 1,089 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5224% | 217 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4434% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3514% | 2,596 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0482% | 1,375 |
| Percentage Net Loans Charged-off:Construction & development | -0.0118% | 1,238 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0593% | 1,438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2667% | 130 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1025% | 1,460 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0823% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6881% | 460 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4525% | 321 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0305% | 8,857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0029% | 926 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0668% | 1,242 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2130% | 974 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3265% | 13,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0285% | 1,164 |
| Percentage Net Loans Charged-off:Construction & development | 0.3156% | 508 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0755% | 1,543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0832% | 1,542 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.2986% | 1,457 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2122% | 1,234 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2691% | 810 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |