Home > First National Bank > Assets and Liabilities
First National Bank, Assets and Liabilities
| 2010-06-30 | Rank | |
| # of Employees: | 509 | 277 |
| Assets and Liabilities | ||
| Total Assets: | $1,865,087,000 | 373 |
| Cash and due from depository institutions | $260,527,000 | 277 |
| Interest-bearing balances | $217,122,000 | 192 |
| Securities | $309,080,000 | 420 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $1,137,744,000 | 386 |
| Loan loss allowance | $39,329,000 | 262 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $33,591,000 | 308 |
| Other real estate owned | $28,096,000 | 277 |
| Goodwill and other intangibles | $39,028,000 | 218 |
| All other assets | $57,021,000 | 442 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $1,865,087,000 | 373 |
| Total liabilities | $1,655,838,000 | 375 |
| Total deposits | $1,584,603,000 | 336 |
| Interest-bearing deposits | $1,207,949,000 | 384 |
| Deposits held in domestic offices | $1,584,603,000 | 335 |
| % insured | 82.05% | 5,860 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $22,853,000 | 1,502 |
| Subordinated debt | $25,000,000 | 76 |
| All other liabilities | $23,382,000 | 326 |
| Total equity capital | $209,249,000 | 338 |
| Total bank equity capital | $209,249,000 | 338 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,438,000 | 2,214 |
| Surplus | $190,505,000 | 252 |
| Undivided profits | $17,306,000 | 1,917 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $90,231,000 | 227 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $138,000 | 886 |
| Income earned, not collected on loans | $5,840,000 | 454 |
| Earning assets | $1,663,946,000 | 374 |
| Long-term assets (5+ years) | $132,809,000 | 1,036 |
| Average Assets, year-to-date | $1,906,415,000 | 364 |
| Average Assets, quarterly | $1,888,490,000 | 366 |
| Volatile liabilities | $295,617,000 | 481 |
| Insider loans | $883,000 | 4,341 |
| FHLB advances | $22,853,000 | 1,419 |
| Loans and leases held for sale | $11,818,000 | 272 |
| Unused loan commitments | $268,901,000 | 341 |
| Tier 1 (core) risk-based capital | $160,714,000 | 394 |
| Tier 2 risk-based capital | $40,956,000 | 176 |
| Total risk weighted assets | $1,252,238,000 | 380 |
| Total unused commitments | $268,901,000 | 342 |
| Derivatives | $47,937,000 | 281 |
| 2010-03-31 | Rank | |
| # of Employees: | 640 | 215 |
| Assets and Liabilities | ||
| Total Assets: | $1,911,893,000 | 372 |
| Cash and due from depository institutions | $168,172,000 | 215 |
| Interest-bearing balances | $126,025,000 | 313 |
| Securities | $316,873,000 | 423 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $1,259,579,000 | 370 |
| Loan loss allowance | $36,762,000 | 286 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $34,371,000 | 316 |
| Other real estate owned | $28,268,000 | 215 |
| Goodwill and other intangibles | $39,182,000 | 222 |
| All other assets | $65,448,000 | 408 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $1,911,893,000 | 372 |
| Total liabilities | $1,697,891,000 | 379 |
| Total deposits | $1,634,601,000 | 338 |
| Interest-bearing deposits | $1,233,863,000 | 383 |
| Deposits held in domestic offices | $1,634,601,000 | 336 |
| % insured | 81.18% | 6,058 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $22,951,000 | 1,572 |
| Subordinated debt | $25,000,000 | 83 |
| All other liabilities | $15,339,000 | 434 |
| Total equity capital | $214,002,000 | 328 |
| Total bank equity capital | $214,002,000 | 327 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,438,000 | 2,254 |
| Surplus | $190,505,000 | 256 |
| Undivided profits | $22,059,000 | 1,500 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $98,262,000 | 229 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $113,000 | 902 |
| Income earned, not collected on loans | $6,627,000 | 427 |
| Earning assets | $1,702,477,000 | 380 |
| Long-term assets (5+ years) | $177,107,000 | 780 |
| Average Assets, year-to-date | $1,927,079,000 | 373 |
| Average Assets, quarterly | $1,927,079,000 | 373 |
| Volatile liabilities | $308,673,000 | 481 |
| Insider loans | $895,000 | 4,403 |
| FHLB advances | $22,951,000 | 1,484 |
| Loans and leases held for sale | $33,955,000 | 101 |
| Unused loan commitments | $281,215,000 | 341 |
| Tier 1 (core) risk-based capital | $162,404,000 | 389 |
| Tier 2 risk-based capital | $42,431,000 | 176 |
| Total risk weighted assets | $1,374,323,000 | 362 |
| Total unused commitments | $281,215,000 | 342 |
| Derivatives | $48,697,000 | 267 |
| 2009-12-31 | Rank | |
| # of Employees: | 694 | 205 |
| Assets and Liabilities | ||
| Total Assets: | $1,942,265,000 | 372 |
| Cash and due from depository institutions | $220,916,000 | 205 |
| Interest-bearing balances | $176,597,000 | 187 |
| Securities | $146,880,000 | 881 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $1,392,482,000 | 349 |
| Loan loss allowance | $56,193,000 | 206 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $35,104,000 | 309 |
| Other real estate owned | $30,113,000 | 205 |
| Goodwill and other intangibles | $39,337,000 | 222 |
| All other assets | $77,433,000 | 366 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $1,942,265,000 | 372 |
| Total liabilities | $1,727,670,000 | 374 |
| Total deposits | $1,663,572,000 | 337 |
| Interest-bearing deposits | $1,262,857,000 | 377 |
| Deposits held in domestic offices | $1,663,572,000 | 335 |
| % insured | 82.11% | 5,929 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $23,016,000 | 1,670 |
| Subordinated debt | $25,000,000 | 84 |
| All other liabilities | $16,082,000 | 419 |
| Total equity capital | $214,595,000 | 328 |
| Total bank equity capital | $214,595,000 | 328 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,438,000 | 2,288 |
| Surplus | $188,505,000 | 255 |
| Undivided profits | $24,652,000 | 1,335 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $124,892,000 | 182 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $68,000 | 1,002 |
| Income earned, not collected on loans | $6,807,000 | 424 |
| Earning assets | $1,715,959,000 | 375 |
| Long-term assets (5+ years) | $90,126,000 | 1,510 |
| Average Assets, year-to-date | $2,360,181,000 | 305 |
| Average Assets, quarterly | $2,101,198,500 | 339 |
| Volatile liabilities | $325,331,000 | 470 |
| Insider loans | $1,053,000 | 4,172 |
| FHLB advances | $23,016,000 | 1,575 |
| Loans and leases held for sale | $52,349,000 | 94 |
| Unused loan commitments | $322,686,000 | 306 |
| Tier 1 (core) risk-based capital | $173,921,000 | 364 |
| Tier 2 risk-based capital | $44,193,000 | 176 |
| Total risk weighted assets | $1,497,583,000 | 347 |
| Total unused commitments | $322,686,000 | 306 |
| Derivatives | $49,219,000 | 263 |
| 2009-09-30 | Rank | |
| # of Employees: | 708 | 201 |
| Assets and Liabilities | ||
| Total Assets: | $2,260,132,000 | 334 |
| Cash and due from depository institutions | $363,004,000 | 201 |
| Interest-bearing balances | $312,948,000 | 115 |
| Securities | $147,043,000 | 882 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $1,584,834,000 | 324 |
| Loan loss allowance | $84,192,000 | 159 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $35,883,000 | 306 |
| Other real estate owned | $22,398,000 | 201 |
| Goodwill and other intangibles | $39,490,000 | 230 |
| All other assets | $67,480,000 | 388 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $2,260,132,000 | 334 |
| Total liabilities | $2,049,229,000 | 330 |
| Total deposits | $1,982,849,000 | 290 |
| Interest-bearing deposits | $1,427,420,000 | 342 |
| Deposits held in domestic offices | $1,982,849,000 | 287 |
| % insured | 72.37% | 7,292 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $23,112,000 | 1,733 |
| Subordinated debt | $25,000,000 | 87 |
| All other liabilities | $18,268,000 | 413 |
| Total equity capital | $210,903,000 | 344 |
| Total bank equity capital | $210,903,000 | 344 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,438,000 | 2,321 |
| Surplus | $176,005,000 | 273 |
| Undivided profits | $33,460,000 | 1,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $186,802,000 | 152 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $23,000 | 1,118 |
| Income earned, not collected on loans | $7,287,000 | 422 |
| Earning assets | $2,044,825,000 | 328 |
| Long-term assets (5+ years) | $85,484,000 | 1,563 |
| Average Assets, year-to-date | $2,464,660,000 | 312 |
| Average Assets, quarterly | $2,342,459,500 | 323 |
| Volatile liabilities | $340,442,000 | 481 |
| Insider loans | $1,267,000 | 3,883 |
| FHLB advances | $23,112,000 | 1,633 |
| Loans and leases held for sale | $48,584,000 | 86 |
| Unused loan commitments | $381,978,000 | 301 |
| Tier 1 (core) risk-based capital | $171,588,000 | 377 |
| Tier 2 risk-based capital | $46,854,000 | 178 |
| Total risk weighted assets | $1,685,290,000 | 331 |
| Total unused commitments | $381,978,000 | 301 |
| Derivatives | $50,500,000 | 266 |
| 2009-06-30 | Rank | |
| # of Employees: | 718 | 204 |
| Assets and Liabilities | ||
| Total Assets: | $2,424,787,000 | 322 |
| Cash and due from depository institutions | $169,677,000 | 204 |
| Interest-bearing balances | $113,687,000 | 221 |
| Securities | $149,962,000 | 843 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $1,942,616,000 | 285 |
| Loan loss allowance | $59,415,000 | 197 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $36,361,000 | 303 |
| Other real estate owned | $21,077,000 | 204 |
| Goodwill and other intangibles | $39,643,000 | 239 |
| All other assets | $65,451,000 | 390 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $2,424,787,000 | 322 |
| Total liabilities | $2,198,480,000 | 318 |
| Total deposits | $2,012,217,000 | 293 |
| Interest-bearing deposits | $1,602,241,000 | 311 |
| Deposits held in domestic offices | $2,012,217,000 | 289 |
| % insured | 59.18% | 7,298 |
| Federal funds purchased & repurchase agreements | $1,687,000 | 2,113 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $138,217,000 | 417 |
| Subordinated debt | $25,000,000 | 95 |
| All other liabilities | $21,359,000 | 375 |
| Total equity capital | $226,307,000 | 330 |
| Total bank equity capital | $226,307,000 | 327 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,438,000 | 2,359 |
| Surplus | $176,005,000 | 274 |
| Undivided profits | $48,864,000 | 669 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $106,655,000 | 225 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $24,000 | 1,088 |
| Income earned, not collected on loans | $11,190,000 | 283 |
| Earning assets | $2,206,265,000 | 323 |
| Long-term assets (5+ years) | $101,052,000 | 1,332 |
| Average Assets, year-to-date | $2,532,836,000 | 310 |
| Average Assets, quarterly | $2,505,648,000 | 314 |
| Volatile liabilities | $435,340,000 | 367 |
| Insider loans | $18,141,000 | 360 |
| FHLB advances | $138,176,000 | 353 |
| Loans and leases held for sale | $81,947,000 | 91 |
| Unused loan commitments | $454,069,000 | 276 |
| Tier 1 (core) risk-based capital | $179,631,000 | 363 |
| Tier 2 risk-based capital | $50,872,000 | 176 |
| Total risk weighted assets | $2,035,528,000 | 295 |
| Total unused commitments | $454,069,000 | 276 |
| Derivatives | $50,938,000 | 287 |
| 2009-03-31 | Rank | |
| # of Employees: | 726 | 201 |
| Assets and Liabilities | ||
| Total Assets: | $2,586,509,000 | 305 |
| Cash and due from depository institutions | $230,781,000 | 201 |
| Interest-bearing balances | $171,887,000 | 151 |
| Securities | $143,241,000 | 868 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $2,056,665,000 | 270 |
| Loan loss allowance | $44,221,000 | 224 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $36,796,000 | 289 |
| Other real estate owned | $21,071,000 | 201 |
| Goodwill and other intangibles | $39,797,000 | 247 |
| All other assets | $58,158,000 | 432 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $2,586,509,000 | 305 |
| Total liabilities | $2,349,805,000 | 299 |
| Total deposits | $2,072,682,000 | 280 |
| Interest-bearing deposits | $1,680,221,000 | 295 |
| Deposits held in domestic offices | $2,072,682,000 | 277 |
| % insured | 59.03% | 7,335 |
| Federal funds purchased & repurchase agreements | $8,573,000 | 1,213 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $223,321,000 | 304 |
| Subordinated debt | $25,000,000 | 98 |
| All other liabilities | $20,229,000 | 400 |
| Total equity capital | $236,704,000 | 318 |
| Total bank equity capital | $236,704,000 | 316 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,438,000 | 2,377 |
| Surplus | $176,005,000 | 270 |
| Undivided profits | $59,261,000 | 560 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $79,952,000 | 251 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $88,000 | 894 |
| Income earned, not collected on loans | $10,913,000 | 298 |
| Earning assets | $2,371,793,000 | 305 |
| Long-term assets (5+ years) | $85,524,000 | 1,511 |
| Average Assets, year-to-date | $2,586,860,500 | 303 |
| Average Assets, quarterly | $2,586,860,500 | 303 |
| Volatile liabilities | $538,843,000 | 312 |
| Insider loans | $21,729,000 | 284 |
| FHLB advances | $203,270,000 | 261 |
| Loans and leases held for sale | $68,614,000 | 89 |
| Unused loan commitments | $549,410,000 | 256 |
| Tier 1 (core) risk-based capital | $197,957,000 | 337 |
| Tier 2 risk-based capital | $52,756,000 | 170 |
| Total risk weighted assets | $2,203,402,000 | 277 |
| Total unused commitments | $549,410,000 | 256 |
| Derivatives | $38,800,000 | 361 |
| 2008-12-31 | Rank | |
| # of Employees: | 768 | 195 |
| Assets and Liabilities | ||
| Total Assets: | $2,587,212,000 | 303 |
| Cash and due from depository institutions | $169,299,000 | 195 |
| Interest-bearing balances | $501,000 | 4,367 |
| Securities | $162,113,000 | 754 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $2,116,004,000 | 268 |
| Loan loss allowance | $39,804,000 | 230 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $37,640,000 | 275 |
| Other real estate owned | $6,746,000 | 195 |
| Goodwill and other intangibles | $39,952,000 | 256 |
| All other assets | $55,458,000 | 445 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $2,587,212,000 | 303 |
| Total liabilities | $2,349,576,000 | 295 |
| Total deposits | $2,063,923,000 | 281 |
| Interest-bearing deposits | $1,694,981,000 | 292 |
| Deposits held in domestic offices | $2,063,923,000 | 278 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,609,000 | 986 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $228,393,000 | 322 |
| Subordinated debt | $25,000,000 | 104 |
| All other liabilities | $17,651,000 | 433 |
| Total equity capital | $237,636,000 | 316 |
| Total bank equity capital | $237,636,000 | 316 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,438,000 | 2,390 |
| Surplus | $176,005,000 | 269 |
| Undivided profits | $60,193,000 | 543 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $64,638,000 | 253 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $88,000 | 826 |
| Income earned, not collected on loans | $11,356,000 | 301 |
| Earning assets | $2,278,618,000 | 313 |
| Long-term assets (5+ years) | $92,223,000 | 1,401 |
| Average Assets, year-to-date | $2,413,002,600 | 308 |
| Average Assets, quarterly | $2,570,854,000 | 304 |
| Volatile liabilities | $495,815,000 | 331 |
| Insider loans | $18,631,000 | 354 |
| FHLB advances | $228,333,000 | 257 |
| Loans and leases held for sale | $36,080,000 | 107 |
| Unused loan commitments | $654,075,000 | 241 |
| Tier 1 (core) risk-based capital | $198,283,000 | 336 |
| Tier 2 risk-based capital | $53,896,000 | 168 |
| Total risk weighted assets | $2,300,192,000 | 269 |
| Total unused commitments | $654,075,000 | 241 |
| Derivatives | $7,905,000 | 582 |
| 2008-09-30 | Rank | |
| # of Employees: | 765 | 202 |
| Assets and Liabilities | ||
| Total Assets: | $2,554,496,000 | 306 |
| Cash and due from depository institutions | $82,531,000 | 202 |
| Interest-bearing balances | $567,000 | 3,549 |
| Securities | $190,841,000 | 636 |
| Federal funds sold & reverse repurchase agreements | $60,000,000 | 201 |
| Net loans & leases | $2,085,558,000 | 272 |
| Loan loss allowance | $31,139,000 | 258 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $38,649,000 | 271 |
| Other real estate owned | $6,453,000 | 202 |
| Goodwill and other intangibles | $40,876,000 | 277 |
| All other assets | $49,588,000 | 459 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $2,554,496,000 | 306 |
| Total liabilities | $2,310,460,000 | 302 |
| Total deposits | $2,068,755,000 | 267 |
| Interest-bearing deposits | $1,677,714,000 | 282 |
| Deposits held in domestic offices | $2,068,755,000 | 265 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,983,000 | 889 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $178,495,000 | 407 |
| Subordinated debt | $25,000,000 | 108 |
| All other liabilities | $19,227,000 | 409 |
| Total equity capital | $244,036,000 | 316 |
| Total bank equity capital | $244,036,000 | 316 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,437,000 | 2,409 |
| Surplus | $176,005,000 | 260 |
| Undivided profits | $66,594,000 | 512 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $43,959,000 | 286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $153,000 | 681 |
| Income earned, not collected on loans | $12,162,000 | 299 |
| Earning assets | $2,336,966,000 | 302 |
| Long-term assets (5+ years) | $93,211,000 | 1,355 |
| Average Assets, year-to-date | $2,369,450,250 | 314 |
| Average Assets, quarterly | $2,554,400,000 | 305 |
| Volatile liabilities | $562,119,000 | 303 |
| Insider loans | $16,710,000 | 397 |
| FHLB advances | $178,426,000 | 361 |
| Loans and leases held for sale | $25,574,000 | 128 |
| Unused loan commitments | $748,492,000 | 230 |
| Tier 1 (core) risk-based capital | $202,860,000 | 332 |
| Tier 2 risk-based capital | $53,724,000 | 169 |
| Total risk weighted assets | $2,294,860,000 | 271 |
| Total unused commitments | $748,492,000 | 230 |
| Derivatives | $9,140,000 | 488 |
| 2008-06-30 | Rank | |
| # of Employees: | 791 | 198 |
| Assets and Liabilities | ||
| Total Assets: | $2,554,304,000 | 307 |
| Cash and due from depository institutions | $80,897,000 | 198 |
| Interest-bearing balances | $493,000 | 3,590 |
| Securities | $118,844,000 | 1,028 |
| Federal funds sold & reverse repurchase agreements | $123,990,000 | 136 |
| Net loans & leases | $2,098,525,000 | 275 |
| Loan loss allowance | $25,300,000 | 294 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $39,790,000 | 256 |
| Other real estate owned | $5,560,000 | 198 |
| Goodwill and other intangibles | $41,068,000 | 285 |
| All other assets | $45,630,000 | 478 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $2,554,304,000 | 307 |
| Total liabilities | $2,311,128,000 | 300 |
| Total deposits | $2,081,353,000 | 269 |
| Interest-bearing deposits | $1,658,807,000 | 284 |
| Deposits held in domestic offices | $2,081,353,000 | 268 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,695,000 | 1,425 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $178,565,000 | 401 |
| Subordinated debt | $25,000,000 | 104 |
| All other liabilities | $17,515,000 | 423 |
| Total equity capital | $243,176,000 | 322 |
| Total bank equity capital | $243,176,000 | 322 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,437,000 | 2,433 |
| Surplus | $176,005,000 | 261 |
| Undivided profits | $65,734,000 | 538 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,851,000 | 366 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $188,000 | 613 |
| Income earned, not collected on loans | $11,580,000 | 301 |
| Earning assets | $2,341,852,000 | 301 |
| Long-term assets (5+ years) | $102,054,000 | 1,235 |
| Average Assets, year-to-date | $2,307,768,330 | 322 |
| Average Assets, quarterly | $2,539,850,500 | 305 |
| Volatile liabilities | $540,956,000 | 317 |
| Insider loans | $15,794,000 | 432 |
| FHLB advances | $178,487,000 | 354 |
| Loans and leases held for sale | $28,450,000 | 128 |
| Unused loan commitments | $721,577,000 | 247 |
| Tier 1 (core) risk-based capital | $201,874,000 | 335 |
| Tier 2 risk-based capital | $50,847,000 | 170 |
| Total risk weighted assets | $2,328,526,000 | 270 |
| Total unused commitments | $721,577,000 | 247 |
| Derivatives | $4,566,000 | 591 |
| 2008-03-31 | Rank | |
| # of Employees: | 847 | 187 |
| Assets and Liabilities | ||
| Total Assets: | $2,525,397,000 | 306 |
| Cash and due from depository institutions | $72,344,000 | 187 |
| Interest-bearing balances | $224,000 | 4,314 |
| Securities | $120,150,000 | 1,028 |
| Federal funds sold & reverse repurchase agreements | $136,920,000 | 154 |
| Net loans & leases | $2,067,798,000 | 271 |
| Loan loss allowance | $23,817,000 | 292 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $40,377,000 | 255 |
| Other real estate owned | $5,303,000 | 187 |
| Goodwill and other intangibles | $41,260,000 | 290 |
| All other assets | $41,245,000 | 508 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $2,525,397,000 | 306 |
| Total liabilities | $2,282,933,000 | 305 |
| Total deposits | $2,160,262,000 | 253 |
| Interest-bearing deposits | $1,782,809,000 | 267 |
| Deposits held in domestic offices | $2,160,262,000 | 251 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,489,000 | 1,110 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $63,666,000 | 885 |
| Subordinated debt | $25,000,000 | 103 |
| All other liabilities | $21,516,000 | 404 |
| Total equity capital | $242,464,000 | 331 |
| Total bank equity capital | $242,464,000 | 331 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,437,000 | 2,430 |
| Surplus | $172,005,000 | 261 |
| Undivided profits | $69,022,000 | 528 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,260,000 | 286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $89,000 | 791 |
| Income earned, not collected on loans | $11,695,000 | 309 |
| Earning assets | $2,325,092,000 | 301 |
| Long-term assets (5+ years) | $107,833,000 | 1,143 |
| Average Assets, year-to-date | $2,184,500,500 | 331 |
| Average Assets, quarterly | $2,184,500,500 | 331 |
| Volatile liabilities | $429,515,000 | 378 |
| Insider loans | $16,986,000 | 385 |
| FHLB advances | $63,579,000 | 822 |
| Loans and leases held for sale | $43,512,000 | 109 |
| Unused loan commitments | $682,060,000 | 262 |
| Tier 1 (core) risk-based capital | $200,697,000 | 339 |
| Tier 2 risk-based capital | $49,364,000 | 169 |
| Total risk weighted assets | $2,274,658,000 | 271 |
| Total unused commitments | $682,060,000 | 262 |
| Derivatives | $6,875,000 | 567 |
| 2007-12-31 | Rank | |
| # of Employees: | 437 | 354 |
| Assets and Liabilities | ||
| Total Assets: | $1,430,348,000 | 493 |
| Cash and due from depository institutions | $42,577,000 | 354 |
| Interest-bearing balances | $54,000 | 5,335 |
| Securities | $65,994,000 | 1,767 |
| Federal funds sold & reverse repurchase agreements | $78,900,000 | 200 |
| Net loans & leases | $1,181,362,000 | 429 |
| Loan loss allowance | $12,607,000 | 450 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $19,973,000 | 565 |
| Other real estate owned | $780,000 | 354 |
| Goodwill and other intangibles | $18,065,000 | 468 |
| All other assets | $22,697,000 | 875 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $1,430,348,000 | 493 |
| Total liabilities | $1,308,807,000 | 485 |
| Total deposits | $1,249,327,000 | 424 |
| Interest-bearing deposits | $1,024,263,000 | 437 |
| Deposits held in domestic offices | $1,249,327,000 | 420 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $22,900,000 | 1,738 |
| Subordinated debt | $25,000,000 | 102 |
| All other liabilities | $11,580,000 | 621 |
| Total equity capital | $121,541,000 | 585 |
| Total bank equity capital | $121,541,000 | 585 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,438,000 | 2,429 |
| Surplus | $74,933,000 | 474 |
| Undivided profits | $45,170,000 | 826 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,435,000 | 398 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $16,000 | 1,014 |
| Income earned, not collected on loans | $7,339,000 | 531 |
| Earning assets | $1,326,310,000 | 485 |
| Long-term assets (5+ years) | $22,676,000 | 3,420 |
| Average Assets, year-to-date | $1,449,859,800 | 466 |
| Average Assets, quarterly | $1,433,999,000 | 486 |
| Volatile liabilities | $204,555,000 | 728 |
| Insider loans | $15,022,000 | 452 |
| FHLB advances | $22,805,000 | 1,649 |
| Loans and leases held for sale | $19,049,000 | 160 |
| Unused loan commitments | $416,243,000 | 364 |
| Tier 1 (core) risk-based capital | $103,312,000 | 606 |
| Tier 2 risk-based capital | $37,905,000 | 207 |
| Total risk weighted assets | $1,303,410,000 | 422 |
| Total unused commitments | $416,243,000 | 364 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 379 | 405 |
| Assets and Liabilities | ||
| Total Assets: | $1,437,650,000 | 479 |
| Cash and due from depository institutions | $41,614,000 | 405 |
| Interest-bearing balances | $3,542,000 | 1,281 |
| Securities | $86,383,000 | 1,378 |
| Federal funds sold & reverse repurchase agreements | $94,411,000 | 165 |
| Net loans & leases | $1,153,780,000 | 429 |
| Loan loss allowance | $10,069,000 | 541 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $20,396,000 | 537 |
| Other real estate owned | $2,357,000 | 405 |
| Goodwill and other intangibles | $18,165,000 | 460 |
| All other assets | $20,544,000 | 933 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $1,437,650,000 | 479 |
| Total liabilities | $1,317,529,000 | 466 |
| Total deposits | $1,256,795,000 | 411 |
| Interest-bearing deposits | $1,040,330,000 | 425 |
| Deposits held in domestic offices | $1,256,795,000 | 409 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $24,723,000 | 1,548 |
| Subordinated debt | $25,000,000 | 100 |
| All other liabilities | $11,011,000 | 630 |
| Total equity capital | $120,121,000 | 578 |
| Total bank equity capital | $120,121,000 | 578 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,438,000 | 2,408 |
| Surplus | $74,933,000 | 461 |
| Undivided profits | $43,750,000 | 858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,984,000 | 600 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $361,000 | 393 |
| Income earned, not collected on loans | $7,492,000 | 540 |
| Earning assets | $1,338,116,000 | 471 |
| Long-term assets (5+ years) | $24,628,000 | 3,152 |
| Average Assets, year-to-date | $1,454,737,750 | 462 |
| Average Assets, quarterly | $1,443,698,000 | 473 |
| Volatile liabilities | $216,674,000 | 692 |
| Insider loans | $15,341,000 | 441 |
| FHLB advances | $22,869,000 | 1,538 |
| Loans and leases held for sale | $13,753,000 | 189 |
| Unused loan commitments | $379,575,000 | 393 |
| Tier 1 (core) risk-based capital | $101,967,000 | 605 |
| Tier 2 risk-based capital | $35,367,000 | 205 |
| Total risk weighted assets | $1,283,321,000 | 421 |
| Total unused commitments | $379,575,000 | 393 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 415 | 391 |
| Assets and Liabilities | ||
| Total Assets: | $1,449,746,000 | 483 |
| Cash and due from depository institutions | $35,420,000 | 391 |
| Interest-bearing balances | $3,549,000 | 1,334 |
| Securities | $70,484,000 | 1,667 |
| Federal funds sold & reverse repurchase agreements | $146,260,000 | 145 |
| Net loans & leases | $1,137,977,000 | 447 |
| Loan loss allowance | $8,502,000 | 642 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $20,681,000 | 524 |
| Other real estate owned | $828,000 | 391 |
| Goodwill and other intangibles | $18,265,000 | 475 |
| All other assets | $19,831,000 | 969 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $1,449,746,000 | 483 |
| Total liabilities | $1,332,486,000 | 465 |
| Total deposits | $1,273,136,000 | 425 |
| Interest-bearing deposits | $1,039,785,000 | 439 |
| Deposits held in domestic offices | $1,273,136,000 | 423 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $23,009,000 | 1,531 |
| Subordinated debt | $25,000,000 | 108 |
| All other liabilities | $11,341,000 | 613 |
| Total equity capital | $117,260,000 | 596 |
| Total bank equity capital | $117,260,000 | 596 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,438,000 | 2,408 |
| Surplus | $74,933,000 | 470 |
| Undivided profits | $40,889,000 | 902 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,497,000 | 740 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $470,000 | 341 |
| Income earned, not collected on loans | $7,322,000 | 533 |
| Earning assets | $1,358,270,000 | 468 |
| Long-term assets (5+ years) | $40,903,000 | 2,186 |
| Average Assets, year-to-date | $1,460,433,670 | 474 |
| Average Assets, quarterly | $1,435,431,000 | 482 |
| Volatile liabilities | $268,045,000 | 561 |
| Insider loans | $16,456,000 | 389 |
| FHLB advances | $22,898,000 | 1,461 |
| Loans and leases held for sale | $21,164,000 | 163 |
| Unused loan commitments | $338,777,000 | 434 |
| Tier 1 (core) risk-based capital | $98,994,000 | 627 |
| Tier 2 risk-based capital | $33,801,000 | 219 |
| Total risk weighted assets | $1,258,222,000 | 435 |
| Total unused commitments | $338,777,000 | 434 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 414 | 388 |
| Assets and Liabilities | ||
| Total Assets: | $1,421,116,000 | 486 |
| Cash and due from depository institutions | $45,153,000 | 388 |
| Interest-bearing balances | $3,505,000 | 1,457 |
| Securities | $70,875,000 | 1,663 |
| Federal funds sold & reverse repurchase agreements | $121,400,000 | 176 |
| Net loans & leases | $1,110,493,000 | 449 |
| Loan loss allowance | $7,708,000 | 683 |
| Trading account assets | $11,407,000 | 154 |
| Bank premises and fixed assets | $21,322,000 | 498 |
| Other real estate owned | $854,000 | 388 |
| Goodwill and other intangibles | $18,364,000 | 463 |
| All other assets | $21,248,000 | 865 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $1,421,116,000 | 486 |
| Total liabilities | $1,307,037,000 | 469 |
| Total deposits | $1,249,035,000 | 421 |
| Interest-bearing deposits | $1,019,564,000 | 445 |
| Deposits held in domestic offices | $1,249,035,000 | 418 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $23,051,000 | 1,484 |
| Subordinated debt | $25,000,000 | 107 |
| All other liabilities | $9,951,000 | 697 |
| Total equity capital | $114,079,000 | 601 |
| Total bank equity capital | $114,079,000 | 601 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,437,000 | 2,403 |
| Surplus | $74,933,000 | 450 |
| Undivided profits | $37,709,000 | 994 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,828,000 | 732 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $569,000 | 292 |
| Income earned, not collected on loans | $7,514,000 | 506 |
| Earning assets | $1,317,680,000 | 477 |
| Long-term assets (5+ years) | $40,758,000 | 2,171 |
| Average Assets, year-to-date | $1,465,777,500 | 475 |
| Average Assets, quarterly | $1,465,777,500 | 475 |
| Volatile liabilities | $236,221,000 | 628 |
| Insider loans | $17,312,000 | 354 |
| FHLB advances | $22,932,000 | 1,420 |
| Loans and leases held for sale | $28,881,000 | 146 |
| Unused loan commitments | $363,014,000 | 411 |
| Tier 1 (core) risk-based capital | $95,714,000 | 640 |
| Tier 2 risk-based capital | $33,007,000 | 219 |
| Total risk weighted assets | $1,249,007,000 | 428 |
| Total unused commitments | $363,014,000 | 411 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 468 | 340 |
| Assets and Liabilities | ||
| Total Assets: | $1,510,439,000 | 468 |
| Cash and due from depository institutions | $37,374,000 | 340 |
| Interest-bearing balances | $3,514,000 | 1,365 |
| Securities | $82,076,000 | 1,483 |
| Federal funds sold & reverse repurchase agreements | $205,800,000 | 115 |
| Net loans & leases | $1,111,765,000 | 442 |
| Loan loss allowance | $9,953,000 | 523 |
| Trading account assets | $11,296,000 | 77 |
| Bank premises and fixed assets | $21,464,000 | 485 |
| Other real estate owned | $487,000 | 340 |
| Goodwill and other intangibles | $18,466,000 | 449 |
| All other assets | $21,711,000 | 852 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $1,510,439,000 | 468 |
| Total liabilities | $1,402,548,000 | 443 |
| Total deposits | $1,345,364,000 | 390 |
| Interest-bearing deposits | $1,110,097,000 | 402 |
| Deposits held in domestic offices | $1,345,364,000 | 388 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $23,117,000 | 1,545 |
| Subordinated debt | $25,000,000 | 105 |
| All other liabilities | $9,067,000 | 731 |
| Total equity capital | $107,891,000 | 614 |
| Total bank equity capital | $107,891,000 | 614 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,438,000 | 2,397 |
| Surplus | $69,933,000 | 461 |
| Undivided profits | $36,520,000 | 999 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,887,000 | 323 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $716,000 | 220 |
| Income earned, not collected on loans | $7,506,000 | 527 |
| Earning assets | $1,414,451,000 | 448 |
| Long-term assets (5+ years) | $104,037,000 | 1,049 |
| Average Assets, year-to-date | $1,384,489,000 | 477 |
| Average Assets, quarterly | $1,453,589,000 | 474 |
| Volatile liabilities | $240,148,000 | 686 |
| Insider loans | $17,811,000 | 337 |
| FHLB advances | $22,990,000 | 1,469 |
| Loans and leases held for sale | $14,639,000 | 208 |
| Unused loan commitments | $418,495,000 | 368 |
| Tier 1 (core) risk-based capital | $89,426,000 | 682 |
| Tier 2 risk-based capital | $35,252,000 | 209 |
| Total risk weighted assets | $1,231,427,000 | 429 |
| Total unused commitments | $418,495,000 | 368 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 464 | 352 |
| Assets and Liabilities | ||
| Total Assets: | $1,396,739,000 | 495 |
| Cash and due from depository institutions | $50,977,000 | 352 |
| Interest-bearing balances | $7,024,000 | 731 |
| Securities | $86,911,000 | 1,409 |
| Federal funds sold & reverse repurchase agreements | $76,800,000 | 199 |
| Net loans & leases | $1,109,584,000 | 445 |
| Loan loss allowance | $10,401,000 | 502 |
| Trading account assets | $12,953,000 | 77 |
| Bank premises and fixed assets | $21,130,000 | 477 |
| Other real estate owned | $176,000 | 352 |
| Goodwill and other intangibles | $18,565,000 | 442 |
| All other assets | $19,643,000 | 946 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $1,396,739,000 | 495 |
| Total liabilities | $1,290,745,000 | 478 |
| Total deposits | $1,233,565,000 | 423 |
| Interest-bearing deposits | $1,011,089,000 | 441 |
| Deposits held in domestic offices | $1,233,565,000 | 423 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $23,188,000 | 1,610 |
| Subordinated debt | $25,000,000 | 108 |
| All other liabilities | $8,992,000 | 717 |
| Total equity capital | $105,994,000 | 627 |
| Total bank equity capital | $105,994,000 | 627 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,438,000 | 2,401 |
| Surplus | $69,933,000 | 467 |
| Undivided profits | $34,623,000 | 1,053 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,723,000 | 256 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $673,000 | 245 |
| Income earned, not collected on loans | $7,377,000 | 516 |
| Earning assets | $1,293,272,000 | 486 |
| Long-term assets (5+ years) | $107,716,000 | 1,001 |
| Average Assets, year-to-date | $1,353,001,500 | 492 |
| Average Assets, quarterly | $1,383,826,500 | 493 |
| Volatile liabilities | $237,703,000 | 712 |
| Insider loans | $13,462,000 | 480 |
| FHLB advances | $23,054,000 | 1,517 |
| Loans and leases held for sale | $13,445,000 | 209 |
| Unused loan commitments | $361,867,000 | 414 |
| Tier 1 (core) risk-based capital | $87,429,000 | 703 |
| Tier 2 risk-based capital | $35,700,000 | 211 |
| Total risk weighted assets | $1,185,303,000 | 445 |
| Total unused commitments | $361,867,000 | 414 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 372 | 437 |
| Assets and Liabilities | ||
| Total Assets: | $1,370,914,000 | 498 |
| Cash and due from depository institutions | $63,480,000 | 437 |
| Interest-bearing balances | $17,696,000 | 314 |
| Securities | $96,855,000 | 1,275 |
| Federal funds sold & reverse repurchase agreements | $69,000,000 | 200 |
| Net loans & leases | $1,071,093,000 | 458 |
| Loan loss allowance | $9,211,000 | 567 |
| Trading account assets | $13,658,000 | 77 |
| Bank premises and fixed assets | $19,849,000 | 506 |
| Other real estate owned | $192,000 | 437 |
| Goodwill and other intangibles | $18,665,000 | 435 |
| All other assets | $18,122,000 | 1,029 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $1,370,914,000 | 498 |
| Total liabilities | $1,267,270,000 | 485 |
| Total deposits | $1,210,966,000 | 426 |
| Interest-bearing deposits | $986,023,000 | 446 |
| Deposits held in domestic offices | $1,210,966,000 | 426 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $23,224,000 | 1,634 |
| Subordinated debt | $25,000,000 | 109 |
| All other liabilities | $8,080,000 | 738 |
| Total equity capital | $103,644,000 | 625 |
| Total bank equity capital | $103,644,000 | 625 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,438,000 | 2,392 |
| Surplus | $69,933,000 | 462 |
| Undivided profits | $32,273,000 | 1,072 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,943,000 | 681 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $381,000 | 390 |
| Income earned, not collected on loans | $6,667,000 | 522 |
| Earning assets | $1,268,302,000 | 493 |
| Long-term assets (5+ years) | $106,947,000 | 988 |
| Average Assets, year-to-date | $1,338,422,330 | 498 |
| Average Assets, quarterly | $1,347,493,000 | 497 |
| Volatile liabilities | $226,733,000 | 736 |
| Insider loans | $14,663,000 | 422 |
| FHLB advances | $23,083,000 | 1,542 |
| Loans and leases held for sale | $19,470,000 | 175 |
| Unused loan commitments | $394,322,000 | 400 |
| Tier 1 (core) risk-based capital | $84,979,000 | 706 |
| Tier 2 risk-based capital | $34,510,000 | 216 |
| Total risk weighted assets | $1,150,545,000 | 448 |
| Total unused commitments | $394,322,000 | 400 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 368 | 433 |
| Assets and Liabilities | ||
| Total Assets: | $1,324,072,000 | 501 |
| Cash and due from depository institutions | $55,905,000 | 433 |
| Interest-bearing balances | $9,583,000 | 631 |
| Securities | $92,439,000 | 1,342 |
| Federal funds sold & reverse repurchase agreements | $66,400,000 | 211 |
| Net loans & leases | $1,033,545,000 | 456 |
| Loan loss allowance | $8,824,000 | 579 |
| Trading account assets | $19,960,000 | 71 |
| Bank premises and fixed assets | $18,529,000 | 535 |
| Other real estate owned | $75,000 | 433 |
| Goodwill and other intangibles | $18,765,000 | 421 |
| All other assets | $18,454,000 | 967 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $1,324,072,000 | 501 |
| Total liabilities | $1,220,934,000 | 484 |
| Total deposits | $1,154,628,000 | 432 |
| Interest-bearing deposits | $935,305,000 | 459 |
| Deposits held in domestic offices | $1,154,628,000 | 432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $33,323,000 | 1,223 |
| Subordinated debt | $25,000,000 | 110 |
| All other liabilities | $7,983,000 | 735 |
| Total equity capital | $103,138,000 | 610 |
| Total bank equity capital | $103,138,000 | 610 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,438,000 | 2,382 |
| Surplus | $69,933,000 | 443 |
| Undivided profits | $31,767,000 | 1,086 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,678,000 | 717 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $444,000 | 356 |
| Income earned, not collected on loans | $6,570,000 | 504 |
| Earning assets | $1,221,927,000 | 498 |
| Long-term assets (5+ years) | $101,293,000 | 1,033 |
| Average Assets, year-to-date | $1,322,176,500 | 497 |
| Average Assets, quarterly | $1,322,176,500 | 497 |
| Volatile liabilities | $222,944,000 | 715 |
| Insider loans | $15,006,000 | 406 |
| FHLB advances | $33,175,000 | 1,151 |
| Loans and leases held for sale | $15,355,000 | 191 |
| Unused loan commitments | $356,555,000 | 417 |
| Tier 1 (core) risk-based capital | $84,373,000 | 698 |
| Tier 2 risk-based capital | $34,122,000 | 213 |
| Total risk weighted assets | $1,103,432,000 | 457 |
| Total unused commitments | $356,555,000 | 417 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 364 | 433 |
| Assets and Liabilities | ||
| Total Assets: | $1,320,281,000 | 497 |
| Cash and due from depository institutions | $50,109,000 | 433 |
| Interest-bearing balances | $7,334,000 | 785 |
| Securities | $94,381,000 | 1,315 |
| Federal funds sold & reverse repurchase agreements | $86,300,000 | 175 |
| Net loans & leases | $1,016,685,000 | 453 |
| Loan loss allowance | $8,307,000 | 606 |
| Trading account assets | $16,466,000 | 73 |
| Bank premises and fixed assets | $18,496,000 | 518 |
| Other real estate owned | $75,000 | 433 |
| Goodwill and other intangibles | $18,865,000 | 404 |
| All other assets | $18,904,000 | 928 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $1,320,281,000 | 497 |
| Total liabilities | $1,217,979,000 | 485 |
| Total deposits | $1,142,066,000 | 435 |
| Interest-bearing deposits | $917,436,000 | 456 |
| Deposits held in domestic offices | $1,142,066,000 | 434 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $43,330,000 | 1,011 |
| Subordinated debt | $25,000,000 | 111 |
| All other liabilities | $7,583,000 | 738 |
| Total equity capital | $102,302,000 | 606 |
| Total bank equity capital | $102,302,000 | 606 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,438,000 | 2,378 |
| Surplus | $69,933,000 | 433 |
| Undivided profits | $30,931,000 | 1,101 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,029,000 | 660 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $491,000 | 312 |
| Income earned, not collected on loans | $6,721,000 | 502 |
| Earning assets | $1,221,166,000 | 489 |
| Long-term assets (5+ years) | $94,215,000 | 1,082 |
| Average Assets, year-to-date | $1,295,712,000 | 482 |
| Average Assets, quarterly | $1,329,092,500 | 487 |
| Volatile liabilities | $219,347,000 | 718 |
| Insider loans | $15,306,000 | 374 |
| FHLB advances | $43,175,000 | 933 |
| Loans and leases held for sale | $34,911,000 | 125 |
| Unused loan commitments | $339,945,000 | 419 |
| Tier 1 (core) risk-based capital | $83,437,000 | 692 |
| Tier 2 risk-based capital | $33,606,000 | 211 |
| Total risk weighted assets | $1,078,456,000 | 458 |
| Total unused commitments | $339,945,000 | 419 |
| Derivatives | $49,035,000 | 262 |
| 2005-09-30 | Rank | |
| # of Employees: | 364 | 430 |
| Assets and Liabilities | ||
| Total Assets: | $1,337,904,000 | 482 |
| Cash and due from depository institutions | $55,132,000 | 430 |
| Interest-bearing balances | $10,296,000 | 555 |
| Securities | $91,361,000 | 1,342 |
| Federal funds sold & reverse repurchase agreements | $83,000,000 | 176 |
| Net loans & leases | $1,038,103,000 | 432 |
| Loan loss allowance | $8,610,000 | 574 |
| Trading account assets | $13,804,000 | 74 |
| Bank premises and fixed assets | $18,637,000 | 493 |
| Other real estate owned | $368,000 | 430 |
| Goodwill and other intangibles | $18,965,000 | 387 |
| All other assets | $18,534,000 | 911 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $1,337,904,000 | 482 |
| Total liabilities | $1,238,096,000 | 472 |
| Total deposits | $1,157,095,000 | 418 |
| Interest-bearing deposits | $907,732,000 | 443 |
| Deposits held in domestic offices | $1,157,095,000 | 417 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $43,400,000 | 1,013 |
| Subordinated debt | $25,000,000 | 108 |
| All other liabilities | $12,601,000 | 512 |
| Total equity capital | $99,808,000 | 617 |
| Total bank equity capital | $99,808,000 | 617 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,438,000 | 2,350 |
| Surplus | $69,933,000 | 419 |
| Undivided profits | $28,437,000 | 1,205 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,796,000 | 705 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $543,000 | 303 |
| Income earned, not collected on loans | $5,827,000 | 524 |
| Earning assets | $1,236,564,000 | 472 |
| Long-term assets (5+ years) | $104,730,000 | 977 |
| Average Assets, year-to-date | $1,289,569,750 | 480 |
| Average Assets, quarterly | $1,316,502,000 | 478 |
| Volatile liabilities | $218,041,000 | 698 |
| Insider loans | $16,060,000 | 333 |
| FHLB advances | $43,238,000 | 941 |
| Loans and leases held for sale | $32,723,000 | 148 |
| Unused loan commitments | $364,080,000 | 392 |
| Tier 1 (core) risk-based capital | $80,843,000 | 702 |
| Tier 2 risk-based capital | $33,865,000 | 211 |
| Total risk weighted assets | $1,107,663,000 | 441 |
| Total unused commitments | $364,080,000 | 392 |
| Derivatives | $62,687,000 | 242 |
| 2005-06-30 | Rank | |
| # of Employees: | 348 | 446 |
| Assets and Liabilities | ||
| Total Assets: | $1,295,100,000 | 482 |
| Cash and due from depository institutions | $72,512,000 | 446 |
| Interest-bearing balances | $20,282,000 | 263 |
| Securities | $99,957,000 | 1,242 |
| Federal funds sold & reverse repurchase agreements | $37,500,000 | 326 |
| Net loans & leases | $1,015,930,000 | 430 |
| Loan loss allowance | $8,287,000 | 581 |
| Trading account assets | $12,879,000 | 75 |
| Bank premises and fixed assets | $18,377,000 | 493 |
| Other real estate owned | $197,000 | 446 |
| Goodwill and other intangibles | $19,065,000 | 376 |
| All other assets | $18,683,000 | 902 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $1,295,100,000 | 482 |
| Total liabilities | $1,198,390,000 | 472 |
| Total deposits | $1,121,729,000 | 420 |
| Interest-bearing deposits | $885,955,000 | 440 |
| Deposits held in domestic offices | $1,121,729,000 | 418 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $43,435,000 | 1,020 |
| Subordinated debt | $25,000,000 | 106 |
| All other liabilities | $8,226,000 | 645 |
| Total equity capital | $96,710,000 | 626 |
| Total bank equity capital | $96,710,000 | 626 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,438,000 | 2,329 |
| Surplus | $69,933,000 | 410 |
| Undivided profits | $25,339,000 | 1,366 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,076,000 | 651 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $551,000 | 293 |
| Income earned, not collected on loans | $5,592,000 | 509 |
| Earning assets | $1,186,548,000 | 480 |
| Long-term assets (5+ years) | $111,517,000 | 906 |
| Average Assets, year-to-date | $1,273,458,330 | 477 |
| Average Assets, quarterly | $1,293,804,500 | 478 |
| Volatile liabilities | $214,969,000 | 689 |
| Insider loans | $14,934,000 | 341 |
| FHLB advances | $43,267,000 | 951 |
| Loans and leases held for sale | $39,062,000 | 125 |
| Unused loan commitments | $334,996,000 | 401 |
| Tier 1 (core) risk-based capital | $77,645,000 | 714 |
| Tier 2 risk-based capital | $33,622,000 | 207 |
| Total risk weighted assets | $1,066,679,000 | 446 |
| Total unused commitments | $334,996,000 | 401 |
| Derivatives | $67,990,000 | 230 |
| 2005-03-31 | Rank | |
| # of Employees: | 366 | 415 |
| Assets and Liabilities | ||
| Total Assets: | $1,292,509,000 | 473 |
| Cash and due from depository institutions | $53,457,000 | 415 |
| Interest-bearing balances | $10,290,000 | 554 |
| Securities | $100,727,000 | 1,249 |
| Federal funds sold & reverse repurchase agreements | $71,500,000 | 193 |
| Net loans & leases | $996,654,000 | 424 |
| Loan loss allowance | $8,195,000 | 584 |
| Trading account assets | $13,786,000 | 72 |
| Bank premises and fixed assets | $18,542,000 | 462 |
| Other real estate owned | $197,000 | 415 |
| Goodwill and other intangibles | $19,165,000 | 365 |
| All other assets | $18,481,000 | 891 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $1,292,509,000 | 473 |
| Total liabilities | $1,199,117,000 | 458 |
| Total deposits | $1,122,900,000 | 407 |
| Interest-bearing deposits | $890,705,000 | 421 |
| Deposits held in domestic offices | $1,122,900,000 | 406 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $43,504,000 | 985 |
| Subordinated debt | $25,000,000 | 109 |
| All other liabilities | $7,713,000 | 685 |
| Total equity capital | $93,392,000 | 630 |
| Total bank equity capital | $93,392,000 | 630 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,438,000 | 2,335 |
| Surplus | $69,933,000 | 403 |
| Undivided profits | $22,021,000 | 1,522 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,599,000 | 732 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $487,000 | 327 |
| Income earned, not collected on loans | $5,610,000 | 488 |
| Earning assets | $1,192,957,000 | 467 |
| Long-term assets (5+ years) | $126,078,000 | 825 |
| Average Assets, year-to-date | $1,262,637,500 | 475 |
| Average Assets, quarterly | $1,262,637,500 | 475 |
| Volatile liabilities | $194,732,000 | 699 |
| Insider loans | $11,032,000 | 513 |
| FHLB advances | $43,329,000 | 911 |
| Loans and leases held for sale | $32,409,000 | 128 |
| Unused loan commitments | $324,735,000 | 402 |
| Tier 1 (core) risk-based capital | $74,227,000 | 728 |
| Tier 2 risk-based capital | $33,530,000 | 211 |
| Total risk weighted assets | $1,064,775,000 | 438 |
| Total unused commitments | $324,735,000 | 402 |
| Derivatives | $50,394,000 | 234 |
| 2004-12-31 | Rank | |
| # of Employees: | 359 | 433 |
| Assets and Liabilities | ||
| Total Assets: | $1,232,766,000 | 494 |
| Cash and due from depository institutions | $51,771,000 | 433 |
| Interest-bearing balances | $10,271,000 | 559 |
| Securities | $91,200,000 | 1,397 |
| Federal funds sold & reverse repurchase agreements | $51,500,000 | 243 |
| Net loans & leases | $974,117,000 | 430 |
| Loan loss allowance | $9,268,000 | 524 |
| Trading account assets | $7,002,000 | 89 |
| Bank premises and fixed assets | $18,688,000 | 463 |
| Other real estate owned | $456,000 | 433 |
| Goodwill and other intangibles | $19,265,000 | 362 |
| All other assets | $18,767,000 | 851 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $1,232,766,000 | 494 |
| Total liabilities | $1,143,778,000 | 476 |
| Total deposits | $1,067,822,000 | 421 |
| Interest-bearing deposits | $863,537,000 | 435 |
| Deposits held in domestic offices | $1,067,822,000 | 420 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $43,539,000 | 1,002 |
| Subordinated debt | $25,000,000 | 114 |
| All other liabilities | $7,417,000 | 674 |
| Total equity capital | $88,988,000 | 666 |
| Total bank equity capital | $88,988,000 | 666 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,438,000 | 2,318 |
| Surplus | $68,433,000 | 411 |
| Undivided profits | $19,117,000 | 1,747 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,840,000 | 696 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $462,000 | 332 |
| Income earned, not collected on loans | $5,190,000 | 516 |
| Earning assets | $1,134,090,000 | 492 |
| Long-term assets (5+ years) | $123,767,000 | 849 |
| Average Assets, year-to-date | $1,199,226,600 | 480 |
| Average Assets, quarterly | $1,217,609,000 | 491 |
| Volatile liabilities | $185,479,000 | 713 |
| Insider loans | $11,145,000 | 500 |
| FHLB advances | $43,358,000 | 915 |
| Loans and leases held for sale | $45,849,000 | 107 |
| Unused loan commitments | $340,280,000 | 379 |
| Tier 1 (core) risk-based capital | $69,723,000 | 769 |
| Tier 2 risk-based capital | $34,268,000 | 214 |
| Total risk weighted assets | $1,037,304,000 | 448 |
| Total unused commitments | $340,280,000 | 379 |
| Derivatives | $38,292,000 | 255 |
| 2004-09-30 | Rank | |
| # of Employees: | 360 | 435 |
| Assets and Liabilities | ||
| Total Assets: | $1,202,452,000 | 501 |
| Cash and due from depository institutions | $41,171,000 | 435 |
| Interest-bearing balances | $49,000 | 5,802 |
| Securities | $101,321,000 | 1,260 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $1,001,717,000 | 402 |
| Loan loss allowance | $12,099,000 | 424 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $18,675,000 | 448 |
| Other real estate owned | $622,000 | 435 |
| Goodwill and other intangibles | $19,364,000 | 353 |
| All other assets | $19,582,000 | 813 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $1,202,452,000 | 501 |
| Total liabilities | $1,117,219,000 | 485 |
| Total deposits | $1,032,290,000 | 433 |
| Interest-bearing deposits | $823,974,000 | 456 |
| Deposits held in domestic offices | $1,032,290,000 | 431 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,500,000 | 1,234 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $43,608,000 | 991 |
| Subordinated debt | $25,000,000 | 117 |
| All other liabilities | $7,821,000 | 653 |
| Total equity capital | $85,233,000 | 689 |
| Total bank equity capital | $85,233,000 | 689 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,438,000 | 2,315 |
| Surplus | $67,933,000 | 412 |
| Undivided profits | $15,862,000 | 2,066 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,541,000 | 635 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $404,000 | 395 |
| Income earned, not collected on loans | $5,605,000 | 480 |
| Earning assets | $1,103,087,000 | 499 |
| Long-term assets (5+ years) | $206,957,000 | 527 |
| Average Assets, year-to-date | $1,190,841,750 | 486 |
| Average Assets, quarterly | $1,212,711,500 | 490 |
| Volatile liabilities | $191,309,000 | 669 |
| Insider loans | $9,193,000 | 613 |
| FHLB advances | $43,421,000 | 908 |
| Loans and leases held for sale | $8,462,000 | 273 |
| Unused loan commitments | $310,486,000 | 398 |
| Tier 1 (core) risk-based capital | $65,869,000 | 803 |
| Tier 2 risk-based capital | $37,099,000 | 205 |
| Total risk weighted assets | $1,000,309,000 | 449 |
| Total unused commitments | $310,486,000 | 398 |
| Derivatives | $34,851,000 | 271 |
| 2004-06-30 | Rank | |
| # of Employees: | 367 | 429 |
| Assets and Liabilities | ||
| Total Assets: | $1,222,971,000 | 490 |
| Cash and due from depository institutions | $44,143,000 | 429 |
| Interest-bearing balances | $373,000 | 3,890 |
| Securities | $101,513,000 | 1,287 |
| Federal funds sold & reverse repurchase agreements | $28,850,000 | 379 |
| Net loans & leases | $989,464,000 | 402 |
| Loan loss allowance | $12,520,000 | 409 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $18,797,000 | 431 |
| Other real estate owned | $0 | 429 |
| Goodwill and other intangibles | $19,465,000 | 345 |
| All other assets | $20,739,000 | 772 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $1,222,971,000 | 490 |
| Total liabilities | $1,138,899,000 | 474 |
| Total deposits | $1,063,659,000 | 412 |
| Interest-bearing deposits | $841,290,000 | 437 |
| Deposits held in domestic offices | $1,063,659,000 | 409 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $43,643,000 | 988 |
| Subordinated debt | $25,000,000 | 115 |
| All other liabilities | $6,597,000 | 703 |
| Total equity capital | $84,072,000 | 653 |
| Total bank equity capital | $84,072,000 | 653 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,438,000 | 2,317 |
| Surplus | $67,933,000 | 396 |
| Undivided profits | $14,701,000 | 2,095 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,293,000 | 418 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $423,000 | 387 |
| Income earned, not collected on loans | $5,079,000 | 500 |
| Earning assets | $1,120,200,000 | 486 |
| Long-term assets (5+ years) | $198,672,000 | 567 |
| Average Assets, year-to-date | $1,186,971,670 | 488 |
| Average Assets, quarterly | $1,191,052,500 | 489 |
| Volatile liabilities | $170,773,000 | 717 |
| Insider loans | $9,674,000 | 562 |
| FHLB advances | $43,450,000 | 900 |
| Loans and leases held for sale | $14,104,000 | 220 |
| Unused loan commitments | $284,874,000 | 414 |
| Tier 1 (core) risk-based capital | $64,607,000 | 803 |
| Tier 2 risk-based capital | $37,427,000 | 200 |
| Total risk weighted assets | $994,032,000 | 437 |
| Total unused commitments | $284,874,000 | 414 |
| Derivatives | $61,822,000 | 220 |
| 2004-03-31 | Rank | |
| # of Employees: | 348 | 446 |
| Assets and Liabilities | ||
| Total Assets: | $1,159,134,000 | 501 |
| Cash and due from depository institutions | $37,636,000 | 446 |
| Interest-bearing balances | $667,000 | 3,480 |
| Securities | $81,598,000 | 1,586 |
| Federal funds sold & reverse repurchase agreements | $35,100,000 | 386 |
| Net loans & leases | $947,190,000 | 407 |
| Loan loss allowance | $12,244,000 | 415 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $18,533,000 | 430 |
| Other real estate owned | $0 | 446 |
| Goodwill and other intangibles | $19,606,000 | 334 |
| All other assets | $19,471,000 | 776 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $1,159,134,000 | 501 |
| Total liabilities | $1,073,921,000 | 489 |
| Total deposits | $990,861,000 | 434 |
| Interest-bearing deposits | $782,361,000 | 465 |
| Deposits held in domestic offices | $990,861,000 | 432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $43,711,000 | 927 |
| Subordinated debt | $25,000,000 | 116 |
| All other liabilities | $14,349,000 | 471 |
| Total equity capital | $85,213,000 | 657 |
| Total bank equity capital | $85,213,000 | 657 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,438,000 | 2,313 |
| Surplus | $67,933,000 | 390 |
| Undivided profits | $15,842,000 | 2,061 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,984,000 | 412 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $356,000 | 475 |
| Income earned, not collected on loans | $5,265,000 | 491 |
| Earning assets | $1,064,555,000 | 497 |
| Long-term assets (5+ years) | $179,937,000 | 601 |
| Average Assets, year-to-date | $1,168,972,000 | 498 |
| Average Assets, quarterly | $1,168,972,000 | 498 |
| Volatile liabilities | $149,083,000 | 767 |
| Insider loans | $9,817,000 | 535 |
| FHLB advances | $43,513,000 | 842 |
| Loans and leases held for sale | $13,471,000 | 229 |
| Unused loan commitments | $272,654,000 | 421 |
| Tier 1 (core) risk-based capital | $65,607,000 | 786 |
| Tier 2 risk-based capital | $36,840,000 | 200 |
| Total risk weighted assets | $946,964,000 | 448 |
| Total unused commitments | $272,654,000 | 421 |
| Derivatives | $51,896,000 | 247 |
| 2003-12-31 | Rank | |
| # of Employees: | 343 | 453 |
| Assets and Liabilities | ||
| Total Assets: | $1,178,810,000 | 498 |
| Cash and due from depository institutions | $60,578,000 | 453 |
| Interest-bearing balances | $15,869,000 | 392 |
| Securities | $77,448,000 | 1,712 |
| Federal funds sold & reverse repurchase agreements | $47,700,000 | 261 |
| Net loans & leases | $932,437,000 | 411 |
| Loan loss allowance | $10,988,000 | 452 |
| Trading account assets | $3,880,000 | 98 |
| Bank premises and fixed assets | $17,954,000 | 448 |
| Other real estate owned | $0 | 453 |
| Goodwill and other intangibles | $18,468,000 | 360 |
| All other assets | $20,345,000 | 764 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,178,810,000 | 498 |
| Total liabilities | $1,096,118,000 | 485 |
| Total deposits | $1,020,601,000 | 434 |
| Interest-bearing deposits | $813,949,000 | 455 |
| Deposits held in domestic offices | $1,020,601,000 | 433 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $43,746,000 | 951 |
| Subordinated debt | $25,000,000 | 119 |
| All other liabilities | $6,771,000 | 742 |
| Total equity capital | $82,692,000 | 662 |
| Total bank equity capital | $82,692,000 | 662 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,438,000 | 2,330 |
| Surplus | $67,933,000 | 393 |
| Undivided profits | $13,321,000 | 2,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,439,000 | 577 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $533,000 | 331 |
| Income earned, not collected on loans | $4,890,000 | 529 |
| Earning assets | $1,077,334,000 | 497 |
| Long-term assets (5+ years) | $183,018,000 | 602 |
| Average Assets, year-to-date | $1,177,438,600 | 482 |
| Average Assets, quarterly | $1,188,927,500 | 490 |
| Volatile liabilities | $148,872,000 | 773 |
| Insider loans | $8,821,000 | 566 |
| FHLB advances | $43,542,000 | 863 |
| Loans and leases held for sale | $21,214,000 | 160 |
| Unused loan commitments | $254,112,000 | 440 |
| Tier 1 (core) risk-based capital | $64,223,000 | 793 |
| Tier 2 risk-based capital | $35,988,000 | 203 |
| Total risk weighted assets | $922,514,000 | 452 |
| Total unused commitments | $254,112,000 | 440 |
| Derivatives | $35,608,000 | 257 |
| 2003-09-30 | Rank | |
| # of Employees: | 335 | 473 |
| Assets and Liabilities | ||
| Total Assets: | $1,199,045,000 | 503 |
| Cash and due from depository institutions | $50,916,000 | 473 |
| Interest-bearing balances | $5,239,000 | 1,305 |
| Securities | $80,124,000 | 1,632 |
| Federal funds sold & reverse repurchase agreements | $79,500,000 | 202 |
| Net loans & leases | $932,529,000 | 413 |
| Loan loss allowance | $11,224,000 | 461 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $15,678,000 | 531 |
| Other real estate owned | $0 | 473 |
| Goodwill and other intangibles | $19,921,000 | 345 |
| All other assets | $20,377,000 | 764 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,199,045,000 | 503 |
| Total liabilities | $1,113,742,000 | 487 |
| Total deposits | $1,021,233,000 | 438 |
| Interest-bearing deposits | $823,808,000 | 458 |
| Deposits held in domestic offices | $1,021,233,000 | 437 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $43,923,000 | 924 |
| Subordinated debt | $25,000,000 | 119 |
| All other liabilities | $23,586,000 | 366 |
| Total equity capital | $85,303,000 | 658 |
| Total bank equity capital | $85,303,000 | 658 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,438,000 | 2,344 |
| Surplus | $67,933,000 | 403 |
| Undivided profits | $15,932,000 | 2,018 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,008,000 | 550 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $505,000 | 369 |
| Income earned, not collected on loans | $5,219,000 | 515 |
| Earning assets | $1,097,392,000 | 494 |
| Long-term assets (5+ years) | $176,279,000 | 633 |
| Average Assets, year-to-date | $1,177,095,750 | 493 |
| Average Assets, quarterly | $1,202,890,000 | 500 |
| Volatile liabilities | $147,691,000 | 762 |
| Insider loans | $9,078,000 | 548 |
| FHLB advances | $43,714,000 | 838 |
| Loans and leases held for sale | $21,252,000 | 214 |
| Unused loan commitments | $246,935,000 | 447 |
| Tier 1 (core) risk-based capital | $66,617,000 | 754 |
| Tier 2 risk-based capital | $36,224,000 | 199 |
| Total risk weighted assets | $918,740,000 | 453 |
| Total unused commitments | $246,935,000 | 447 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 338 | 475 |
| Assets and Liabilities | ||
| Total Assets: | $1,206,735,000 | 492 |
| Cash and due from depository institutions | $64,202,000 | 475 |
| Interest-bearing balances | $517,000 | 3,852 |
| Securities | $84,830,000 | 1,489 |
| Federal funds sold & reverse repurchase agreements | $38,710,000 | 401 |
| Net loans & leases | $963,377,000 | 399 |
| Loan loss allowance | $11,342,000 | 456 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $15,050,000 | 547 |
| Other real estate owned | $0 | 475 |
| Goodwill and other intangibles | $20,091,000 | 325 |
| All other assets | $20,475,000 | 732 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,206,735,000 | 492 |
| Total liabilities | $1,124,132,000 | 480 |
| Total deposits | $1,047,880,000 | 433 |
| Interest-bearing deposits | $818,039,000 | 459 |
| Deposits held in domestic offices | $1,047,880,000 | 432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $43,963,000 | 915 |
| Subordinated debt | $25,000,000 | 118 |
| All other liabilities | $7,289,000 | 778 |
| Total equity capital | $82,603,000 | 677 |
| Total bank equity capital | $82,603,000 | 677 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,438,000 | 2,345 |
| Surplus | $67,933,000 | 394 |
| Undivided profits | $13,232,000 | 2,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,627,000 | 593 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $431,000 | 446 |
| Income earned, not collected on loans | $5,457,000 | 486 |
| Earning assets | $1,087,434,000 | 493 |
| Long-term assets (5+ years) | $173,879,000 | 608 |
| Average Assets, year-to-date | $1,169,779,330 | 489 |
| Average Assets, quarterly | $1,195,143,000 | 489 |
| Volatile liabilities | $136,464,000 | 818 |
| Insider loans | $9,254,000 | 513 |
| FHLB advances | $43,748,000 | 824 |
| Loans and leases held for sale | $38,688,000 | 190 |
| Unused loan commitments | $283,455,000 | 420 |
| Tier 1 (core) risk-based capital | $63,822,000 | 786 |
| Tier 2 risk-based capital | $36,342,000 | 196 |
| Total risk weighted assets | $925,376,000 | 440 |
| Total unused commitments | $283,455,000 | 421 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 339 | 476 |
| Assets and Liabilities | ||
| Total Assets: | $1,183,551,000 | 491 |
| Cash and due from depository institutions | $70,804,000 | 476 |
| Interest-bearing balances | $201,000 | 4,637 |
| Securities | $89,466,000 | 1,406 |
| Federal funds sold & reverse repurchase agreements | $47,300,000 | 331 |
| Net loans & leases | $919,919,000 | 405 |
| Loan loss allowance | $10,155,000 | 500 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $15,096,000 | 532 |
| Other real estate owned | $573,000 | 476 |
| Goodwill and other intangibles | $20,268,000 | 312 |
| All other assets | $20,125,000 | 734 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,183,551,000 | 491 |
| Total liabilities | $1,103,252,000 | 481 |
| Total deposits | $1,025,375,000 | 436 |
| Interest-bearing deposits | $830,443,000 | 450 |
| Deposits held in domestic offices | $1,025,375,000 | 435 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $44,064,000 | 888 |
| Subordinated debt | $25,000,000 | 117 |
| All other liabilities | $8,813,000 | 692 |
| Total equity capital | $80,299,000 | 687 |
| Total bank equity capital | $80,299,000 | 687 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,438,000 | 2,359 |
| Surplus | $67,933,000 | 392 |
| Undivided profits | $10,928,000 | 2,759 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,768,000 | 570 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $573,000 | 356 |
| Income earned, not collected on loans | $5,568,000 | 482 |
| Earning assets | $1,056,886,000 | 496 |
| Long-term assets (5+ years) | $191,533,000 | 545 |
| Average Assets, year-to-date | $1,151,301,500 | 497 |
| Average Assets, quarterly | $1,151,301,500 | 497 |
| Volatile liabilities | $123,407,000 | 863 |
| Insider loans | $8,806,000 | 551 |
| FHLB advances | $43,815,000 | 804 |
| Loans and leases held for sale | $29,222,000 | 207 |
| Unused loan commitments | $257,967,000 | 438 |
| Tier 1 (core) risk-based capital | $61,423,000 | 807 |
| Tier 2 risk-based capital | $35,155,000 | 199 |
| Total risk weighted assets | $905,609,000 | 438 |
| Total unused commitments | $257,967,000 | 438 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 335 | 474 |
| Assets and Liabilities | ||
| Total Assets: | $1,119,052,000 | 506 |
| Cash and due from depository institutions | $50,306,000 | 474 |
| Interest-bearing balances | $37,000 | 5,999 |
| Securities | $85,675,000 | 1,438 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 2,217 |
| Net loans & leases | $912,588,000 | 405 |
| Loan loss allowance | $8,710,000 | 555 |
| Trading account assets | $8,410,000 | 86 |
| Bank premises and fixed assets | $15,138,000 | 525 |
| Other real estate owned | $573,000 | 474 |
| Goodwill and other intangibles | $20,454,000 | 299 |
| All other assets | $19,408,000 | 754 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,119,052,000 | 506 |
| Total liabilities | $1,041,229,000 | 492 |
| Total deposits | $963,902,000 | 449 |
| Interest-bearing deposits | $779,461,000 | 467 |
| Deposits held in domestic offices | $963,902,000 | 448 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $44,074,000 | 887 |
| Subordinated debt | $25,000,000 | 115 |
| All other liabilities | $8,253,000 | 693 |
| Total equity capital | $77,823,000 | 689 |
| Total bank equity capital | $77,823,000 | 689 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,438,000 | 2,361 |
| Surplus | $67,933,000 | 386 |
| Undivided profits | $8,452,000 | 3,336 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,914,000 | 653 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $690,000 | 275 |
| Income earned, not collected on loans | $5,527,000 | 508 |
| Earning assets | $1,013,210,000 | 511 |
| Long-term assets (5+ years) | $182,836,000 | 549 |
| Average Assets, year-to-date | $1,103,999,200 | 496 |
| Average Assets, quarterly | $1,129,361,500 | 500 |
| Volatile liabilities | $110,253,000 | 942 |
| Insider loans | $8,905,000 | 531 |
| FHLB advances | $43,849,000 | 791 |
| Loans and leases held for sale | $57,632,000 | 157 |
| Unused loan commitments | $228,881,000 | 464 |
| Tier 1 (core) risk-based capital | $58,856,000 | 822 |
| Tier 2 risk-based capital | $33,710,000 | 201 |
| Total risk weighted assets | $873,212,000 | 448 |
| Total unused commitments | $228,881,000 | 464 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 324 | 490 |
| Assets and Liabilities | ||
| Total Assets: | $1,079,493,000 | 513 |
| Cash and due from depository institutions | $44,490,000 | 490 |
| Interest-bearing balances | $42,000 | 5,826 |
| Securities | $93,034,000 | 1,220 |
| Federal funds sold & reverse repurchase agreements | $54,800,000 | 286 |
| Net loans & leases | $832,049,000 | 440 |
| Loan loss allowance | $7,760,000 | 584 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $15,748,000 | 491 |
| Other real estate owned | $93,000 | 490 |
| Goodwill and other intangibles | $21,248,000 | 274 |
| All other assets | $18,031,000 | 770 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,079,493,000 | 513 |
| Total liabilities | $982,993,000 | 512 |
| Total deposits | $932,342,000 | 441 |
| Interest-bearing deposits | $783,912,000 | 453 |
| Deposits held in domestic offices | $932,342,000 | 440 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $43,097,000 | 837 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $7,554,000 | 743 |
| Total equity capital | $96,500,000 | 535 |
| Total bank equity capital | $96,500,000 | 535 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,438,000 | 2,405 |
| Surplus | $67,933,000 | 377 |
| Undivided profits | $27,129,000 | 1,061 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,272,000 | 508 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $737,000 | 267 |
| Income earned, not collected on loans | $6,475,000 | 467 |
| Earning assets | $979,925,000 | 512 |
| Long-term assets (5+ years) | $91,783,000 | 1,030 |
| Average Assets, year-to-date | $1,040,343,200 | 513 |
| Average Assets, quarterly | $1,083,332,000 | 505 |
| Volatile liabilities | $97,546,000 | 1,021 |
| Insider loans | $12,199,000 | 330 |
| FHLB advances | $42,853,000 | 749 |
| Loans and leases held for sale | $28,832,000 | 204 |
| Unused loan commitments | $172,821,000 | 515 |
| Tier 1 (core) risk-based capital | $77,200,000 | 613 |
| Tier 2 risk-based capital | $7,760,000 | 557 |
| Total risk weighted assets | $794,048,000 | 477 |
| Total unused commitments | $172,821,000 | 515 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 301 | 524 |
| Assets and Liabilities | ||
| Total Assets: | $961,421,000 | 559 |
| Cash and due from depository institutions | $37,597,000 | 524 |
| Interest-bearing balances | $392,000 | 3,278 |
| Securities | $67,656,000 | 1,614 |
| Federal funds sold & reverse repurchase agreements | $78,650,000 | 198 |
| Net loans & leases | $722,704,000 | 484 |
| Loan loss allowance | $6,603,000 | 649 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $13,358,000 | 571 |
| Other real estate owned | $93,000 | 524 |
| Goodwill and other intangibles | $24,116,000 | 232 |
| All other assets | $17,247,000 | 665 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $961,421,000 | 559 |
| Total liabilities | $866,058,000 | 562 |
| Total deposits | $815,726,000 | 493 |
| Interest-bearing deposits | $692,009,000 | 498 |
| Deposits held in domestic offices | $815,726,000 | 489 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $43,258,000 | 802 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $7,074,000 | 776 |
| Total equity capital | $95,363,000 | 519 |
| Total bank equity capital | $95,363,000 | 519 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,438,000 | 2,456 |
| Surplus | $67,933,000 | 363 |
| Undivided profits | $25,992,000 | 1,028 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,106,000 | 832 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $690,000 | 224 |
| Income earned, not collected on loans | $5,691,000 | 453 |
| Earning assets | $869,402,000 | 563 |
| Long-term assets (5+ years) | $75,485,000 | 1,173 |
| Average Assets, year-to-date | $894,887,200 | 564 |
| Average Assets, quarterly | $946,688,500 | 563 |
| Volatile liabilities | $94,471,000 | 1,035 |
| Insider loans | $11,466,000 | 361 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $2,446,000 | 467 |
| Unused loan commitments | $176,422,000 | 490 |
| Tier 1 (core) risk-based capital | $74,164,000 | 615 |
| Tier 2 risk-based capital | $6,603,000 | 627 |
| Total risk weighted assets | $776,542,900 | 486 |
| Total unused commitments | $176,422,000 | 491 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 286 | 592 |
| Assets and Liabilities | ||
| Total Assets: | $828,455,000 | 627 |
| Cash and due from depository institutions | $34,760,000 | 592 |
| Interest-bearing balances | $189,000 | 4,131 |
| Securities | $79,563,000 | 1,443 |
| Federal funds sold & reverse repurchase agreements | $31,900,000 | 356 |
| Net loans & leases | $625,304,000 | 546 |
| Loan loss allowance | $6,483,000 | 671 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $14,241,000 | 537 |
| Other real estate owned | $19,000 | 592 |
| Goodwill and other intangibles | $27,088,000 | 215 |
| All other assets | $15,580,000 | 709 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $828,455,000 | 627 |
| Total liabilities | $742,775,000 | 634 |
| Total deposits | $705,459,000 | 551 |
| Interest-bearing deposits | $593,705,000 | 574 |
| Deposits held in domestic offices | $705,459,000 | 546 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $31,111,000 | 1,011 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $6,205,000 | 816 |
| Total equity capital | $85,680,000 | 562 |
| Total bank equity capital | $85,680,000 | 562 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,438,000 | 2,505 |
| Surplus | $65,933,000 | 377 |
| Undivided profits | $18,309,000 | 1,389 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,103,000 | 602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $855,000 | 189 |
| Income earned, not collected on loans | $4,727,000 | 475 |
| Earning assets | $736,956,000 | 638 |
| Long-term assets (5+ years) | $66,032,000 | 1,380 |
| Average Assets, year-to-date | $792,945,000 | 627 |
| Average Assets, quarterly | $808,271,500 | 636 |
| Volatile liabilities | $79,205,000 | 1,145 |
| Insider loans | $8,491,000 | 517 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $251,000 | 1,138 |
| Unused loan commitments | $124,467,000 | 627 |
| Tier 1 (core) risk-based capital | $62,792,000 | 709 |
| Tier 2 risk-based capital | $6,483,000 | 645 |
| Total risk weighted assets | $644,411,200 | 563 |
| Total unused commitments | $124,467,000 | 627 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 277 | 622 |
| Assets and Liabilities | ||
| Total Assets: | $765,840,000 | 653 |
| Cash and due from depository institutions | $36,965,000 | 622 |
| Interest-bearing balances | $13,000 | 6,211 |
| Securities | $96,800,000 | 1,197 |
| Federal funds sold & reverse repurchase agreements | $32,630,000 | 484 |
| Net loans & leases | $541,936,000 | 581 |
| Loan loss allowance | $6,891,000 | 627 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $12,720,000 | 571 |
| Other real estate owned | $19,000 | 622 |
| Goodwill and other intangibles | $30,200,000 | 201 |
| All other assets | $14,570,000 | 669 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $765,840,000 | 653 |
| Total liabilities | $688,378,000 | 653 |
| Total deposits | $660,904,000 | 573 |
| Interest-bearing deposits | $542,977,000 | 604 |
| Deposits held in domestic offices | $660,904,000 | 569 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $20,877,000 | 1,025 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $6,597,000 | 828 |
| Total equity capital | $77,462,000 | 623 |
| Total bank equity capital | $77,462,000 | 623 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,438,000 | 2,481 |
| Surplus | $63,933,000 | 367 |
| Undivided profits | $12,091,000 | 2,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,322,000 | 637 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $599,000 | 244 |
| Income earned, not collected on loans | $7,373,000 | 330 |
| Earning assets | $671,379,000 | 673 |
| Long-term assets (5+ years) | $58,341,000 | 1,386 |
| Average Assets, year-to-date | $731,289,400 | 643 |
| Average Assets, quarterly | $759,235,500 | 648 |
| Volatile liabilities | $54,686,000 | 1,286 |
| Insider loans | $7,260,000 | 559 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $4,548,000 | 555 |
| Unused loan commitments | $111,291,000 | 647 |
| Tier 1 (core) risk-based capital | $51,384,000 | 816 |
| Tier 2 risk-based capital | $6,891,000 | 596 |
| Total risk weighted assets | $564,208,100 | 591 |
| Total unused commitments | $111,291,000 | 652 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 256 | 690 |
| Assets and Liabilities | ||
| Total Assets: | $682,211,000 | 716 |
| Cash and due from depository institutions | $37,613,000 | 690 |
| Interest-bearing balances | $68,000 | 5,164 |
| Securities | $79,372,000 | 1,454 |
| Federal funds sold & reverse repurchase agreements | $5,685,000 | 2,426 |
| Net loans & leases | $505,485,000 | 626 |
| Loan loss allowance | $6,560,000 | 660 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $13,463,000 | 546 |
| Other real estate owned | $110,000 | 690 |
| Goodwill and other intangibles | $28,135,000 | 200 |
| All other assets | $12,348,000 | 732 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $682,211,000 | 716 |
| Total liabilities | $607,670,000 | 729 |
| Total deposits | $600,349,000 | 642 |
| Interest-bearing deposits | $493,724,000 | 662 |
| Deposits held in domestic offices | $600,349,000 | 635 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,336,000 | 3,239 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $5,985,000 | 874 |
| Total equity capital | $74,541,000 | 641 |
| Total bank equity capital | $74,541,000 | 641 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,438,000 | 2,508 |
| Surplus | $63,933,000 | 352 |
| Undivided profits | $9,170,000 | 2,731 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,538,000 | 647 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $722,000 | 194 |
| Income earned, not collected on loans | $6,346,000 | 384 |
| Earning assets | $590,610,000 | 754 |
| Long-term assets (5+ years) | $58,205,000 | 1,214 |
| Average Assets, year-to-date | $647,828,200 | 720 |
| Average Assets, quarterly | $668,304,000 | 722 |
| Volatile liabilities | $45,505,000 | 1,523 |
| Insider loans | $15,295,000 | 253 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $967,000 | 830 |
| Unused loan commitments | $165,197,000 | 455 |
| Tier 1 (core) risk-based capital | $46,163,000 | 918 |
| Tier 2 risk-based capital | $6,419,200 | 588 |
| Total risk weighted assets | $513,395,000 | 631 |
| Total unused commitments | $165,197,000 | 457 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 222 | 841 |
| Assets and Liabilities | ||
| Total Assets: | $589,913,000 | 841 |
| Cash and due from depository institutions | $37,368,000 | 841 |
| Interest-bearing balances | $3,000 | 6,497 |
| Securities | $58,470,000 | 2,074 |
| Federal funds sold & reverse repurchase agreements | $32,261,000 | 416 |
| Net loans & leases | $418,157,000 | 762 |
| Loan loss allowance | $4,688,000 | 926 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $8,947,000 | 872 |
| Other real estate owned | $660,000 | 841 |
| Goodwill and other intangibles | $23,951,000 | 211 |
| All other assets | $10,099,000 | 891 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $589,913,000 | 841 |
| Total liabilities | $520,125,000 | 864 |
| Total deposits | $513,886,000 | 760 |
| Interest-bearing deposits | $419,689,000 | 796 |
| Deposits held in domestic offices | $513,886,000 | 756 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $706,000 | 2,997 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $948,000 | 3,445 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $4,585,000 | 1,065 |
| Total equity capital | $69,788,000 | 697 |
| Total bank equity capital | $69,788,000 | 697 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,438,000 | 2,668 |
| Surplus | $63,933,000 | 366 |
| Undivided profits | $4,417,000 | 4,835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,862,000 | 897 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,064,000 | 126 |
| Income earned, not collected on loans | $5,766,000 | 444 |
| Earning assets | $508,891,000 | 891 |
| Long-term assets (5+ years) | $56,728,000 | 1,164 |
| Average Assets, year-to-date | $543,031,800 | 872 |
| Average Assets, quarterly | $567,320,500 | 862 |
| Volatile liabilities | $36,877,000 | 1,752 |
| Insider loans | $11,045,000 | 392 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $784,000 | 828 |
| Unused loan commitments | $139,896,000 | 533 |
| Tier 1 (core) risk-based capital | $45,729,000 | 946 |
| Tier 2 risk-based capital | $4,688,000 | 766 |
| Total risk weighted assets | $412,949,300 | 763 |
| Total unused commitments | $139,896,000 | 535 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 231 | 839 |
| Assets and Liabilities | ||
| Total Assets: | $522,663,000 | 955 |
| Cash and due from depository institutions | $27,930,000 | 839 |
| Interest-bearing balances | $16,000 | 6,262 |
| Securities | $48,775,000 | 2,586 |
| Federal funds sold & reverse repurchase agreements | $29,500,000 | 528 |
| Net loans & leases | $374,393,000 | 836 |
| Loan loss allowance | $3,841,000 | 1,120 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $9,413,000 | 799 |
| Other real estate owned | $19,000 | 839 |
| Goodwill and other intangibles | $25,946,000 | 195 |
| All other assets | $6,687,000 | 1,298 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $522,663,000 | 955 |
| Total liabilities | $453,674,000 | 987 |
| Total deposits | $445,796,000 | 888 |
| Interest-bearing deposits | $361,382,000 | 970 |
| Deposits held in domestic offices | $445,796,000 | 879 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,409,000 | 2,049 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,304,000 | 2,706 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $4,165,000 | 1,186 |
| Total equity capital | $68,989,000 | 725 |
| Total bank equity capital | $68,989,000 | 725 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,438,000 | 2,757 |
| Surplus | $63,933,000 | 386 |
| Undivided profits | $3,618,000 | 5,590 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,134,000 | 1,103 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,116,000 | 124 |
| Income earned, not collected on loans | $3,589,000 | 661 |
| Earning assets | $452,684,000 | 1,005 |
| Long-term assets (5+ years) | $74,531,000 | 871 |
| Average Assets, year-to-date | $502,681,400 | 955 |
| Average Assets, quarterly | $519,766,500 | 948 |
| Volatile liabilities | $27,364,000 | 2,018 |
| Insider loans | $14,355,000 | 337 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $107,938,000 | 648 |
| Tier 1 (core) risk-based capital | $43,043,000 | 1,022 |
| Tier 2 risk-based capital | $3,841,000 | 911 |
| Total risk weighted assets | $357,982,900 | 863 |
| Total unused commitments | $107,938,000 | 652 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 210 | 941 |
| Assets and Liabilities | ||
| Total Assets: | $472,337,000 | 1,009 |
| Cash and due from depository institutions | $26,709,000 | 941 |
| Interest-bearing balances | $19,000 | 6,504 |
| Securities | $34,438,000 | 3,793 |
| Federal funds sold & reverse repurchase agreements | $26,600,000 | 425 |
| Net loans & leases | $342,377,000 | 878 |
| Loan loss allowance | $4,798,000 | 941 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $8,988,000 | 814 |
| Other real estate owned | $0 | 941 |
| Goodwill and other intangibles | $27,942,000 | 165 |
| All other assets | $5,283,000 | 1,625 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $472,337,000 | 1,009 |
| Total liabilities | $406,203,000 | 1,069 |
| Total deposits | $400,430,000 | 962 |
| Interest-bearing deposits | $323,961,000 | 1,042 |
| Deposits held in domestic offices | $400,430,000 | 951 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $846,000 | 3,535 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,446,000 | 2,846 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,481,000 | 1,165 |
| Total equity capital | $66,134,000 | 673 |
| Total bank equity capital | $66,134,000 | 673 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,438,000 | 2,854 |
| Surplus | $63,933,000 | 360 |
| Undivided profits | $763,000 | 9,632 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,875,000 | 1,630 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $919,000 | 140 |
| Income earned, not collected on loans | $3,422,000 | 619 |
| Earning assets | $403,434,000 | 1,082 |
| Long-term assets (5+ years) | $18,720,000 | 2,686 |
| Average Assets, year-to-date | $406,799,400 | 1,130 |
| Average Assets, quarterly | $452,648,000 | 1,048 |
| Volatile liabilities | $23,798,000 | 2,209 |
| Insider loans | $8,234,000 | 536 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $82,113,000 | 715 |
| Tier 1 (core) risk-based capital | $38,192,000 | 1,078 |
| Tier 2 risk-based capital | $3,959,950 | 862 |
| Total risk weighted assets | $315,887,950 | 932 |
| Total unused commitments | $82,113,000 | 721 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 185 | 1,113 |
| Assets and Liabilities | ||
| Total Assets: | $382,896,000 | 1,254 |
| Cash and due from depository institutions | $29,236,000 | 1,113 |
| Interest-bearing balances | $5,000,000 | 1,216 |
| Securities | $76,716,000 | 1,819 |
| Federal funds sold & reverse repurchase agreements | $1,100,000 | 7,475 |
| Net loans & leases | $233,426,000 | 1,196 |
| Loan loss allowance | $4,323,000 | 1,095 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $8,679,000 | 832 |
| Other real estate owned | $80,000 | 1,113 |
| Goodwill and other intangibles | $29,937,000 | 136 |
| All other assets | $3,722,000 | 2,000 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $382,896,000 | 1,254 |
| Total liabilities | $316,575,000 | 1,367 |
| Total deposits | $310,956,000 | 1,278 |
| Interest-bearing deposits | $221,924,000 | 1,544 |
| Deposits held in domestic offices | $310,956,000 | 1,267 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,676,000 | 2,380 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,472,000 | 2,408 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,471,000 | 1,533 |
| Total equity capital | $66,321,000 | 659 |
| Total bank equity capital | $66,321,000 | 659 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,438,000 | 2,931 |
| Surplus | $63,933,000 | 344 |
| Undivided profits | $950,000 | 9,665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $636,000 | 4,250 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $614,000 | 206 |
| Income earned, not collected on loans | $2,471,000 | 733 |
| Earning assets | $316,242,000 | 1,366 |
| Long-term assets (5+ years) | $47,569,000 | 1,253 |
| Average Assets, year-to-date | $329,024,800 | 1,405 |
| Average Assets, quarterly | $354,612,000 | 1,326 |
| Volatile liabilities | $12,136,000 | 3,553 |
| Insider loans | $8,092,000 | 516 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $67,055,000 | 798 |
| Tier 1 (core) risk-based capital | $36,384,000 | 1,096 |
| Tier 2 risk-based capital | $3,530,010 | 962 |
| Total risk weighted assets | $281,608,110 | 1,015 |
| Total unused commitments | $67,055,000 | 817 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 172 | 1,245 |
| Assets and Liabilities | ||
| Total Assets: | $307,643,000 | 1,576 |
| Cash and due from depository institutions | $22,873,000 | 1,245 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $80,138,000 | 1,684 |
| Federal funds sold & reverse repurchase agreements | $8,000,000 | 2,048 |
| Net loans & leases | $182,163,000 | 1,546 |
| Loan loss allowance | $4,000,000 | 1,201 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $7,514,000 | 970 |
| Other real estate owned | $1,987,000 | 1,245 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $4,968,000 | 1,661 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $307,643,000 | 1,576 |
| Total liabilities | $279,034,000 | 1,605 |
| Total deposits | $275,717,000 | 1,522 |
| Interest-bearing deposits | $199,824,000 | 1,816 |
| Deposits held in domestic offices | $275,717,000 | 1,508 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,180,000 | 1,980 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $559,000 | 3,056 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $578,000 | 5,167 |
| Total equity capital | $28,609,000 | 1,356 |
| Total bank equity capital | $28,609,000 | 1,356 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,438,000 | 3,043 |
| Surplus | $23,568,000 | 688 |
| Undivided profits | $3,603,000 | 5,301 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $758,000 | 4,442 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,951,000 | 986 |
| Earning assets | $270,301,000 | 1,630 |
| Long-term assets (5+ years) | $53,830,000 | 1,089 |
| Average Assets, year-to-date | $294,633,600 | 1,600 |
| Average Assets, quarterly | $300,896,000 | 1,594 |
| Volatile liabilities | $12,967,000 | 3,357 |
| Insider loans | $120,000 | 5,228 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $60,387,000 | 836 |
| Tier 1 (core) risk-based capital | $28,609,000 | 1,323 |
| Tier 2 risk-based capital | $3,038,340 | 1,114 |
| Total risk weighted assets | $242,105,140 | 1,205 |
| Total unused commitments | $60,387,000 | 852 |
| Derivatives | $0 | 651 |