Home > First National Bank > Income and Expense

First National Bank, Income and Expense

2013-06-30 (YTD Data)Rank
Total interest income$54,649,000259
Total interest expense$22,087,000104
Net interest income$32,562,000358
Provision for loan and lease losses$8,593,000110
Total noninterest income$5,550,000626
Gross Fiduciary activities income$560,000434
Service charges on deposit accounts$4,160,000195
Trading account gains and fees$0157
Additional Noninterest Income$830,0001,815
Total noninterest expense$52,124,000220
Salaries and employee benefits$17,787,000320
Premises and equipment expense$11,101,000129
Additional noninterest expense$23,236,000197
Pre-tax net operating income$-22,605,0006,943
Securities gains (losses)$579,000324
Applicable income taxes$-7,485,0006,928
Income before extraordinary items$-14,541,0006,932
Extraordinary gains, net$022
Net income$-14,541,0006,932
Minority interest net income$082
Net income of bank and minority interests.$-14,541,0006,932
Net charge-offs$16,825,00081
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-14,923,1406,932
2013-03-31 (YTD Data)Rank
Total interest income$28,236,000251
Total interest expense$11,015,000103
Net interest income$17,221,000339
Provision for loan and lease losses$2,122,000192
Total noninterest income$5,848,000382
Gross Fiduciary activities income$278,000438
Service charges on deposit accounts$2,070,000194
Trading account gains and fees$0148
Additional Noninterest Income$3,500,000395
Total noninterest expense$26,075,000226
Salaries and employee benefits$9,081,000321
Premises and equipment expense$5,538,000129
Additional noninterest expense$11,456,000206
Pre-tax net operating income$-5,128,0007,008
Securities gains (losses)$10,0001,481
Applicable income taxes$-1,758,0007,005
Income before extraordinary items$-3,360,0006,997
Extraordinary gains, net$010
Net income$-3,360,0006,997
Minority interest net income$076
Net income of bank and minority interests.$-3,360,0006,997
Net charge-offs$9,553,00080
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-3,366,6006,992
2012-12-31 (YTD Data)Rank
Total interest income$123,472,000236
Total interest expense$47,386,000111
Net interest income$76,086,000311
Provision for loan and lease losses$62,200,00069
Total noninterest income$-72,785,0007,083
Gross Fiduciary activities income$1,041,000445
Service charges on deposit accounts$9,839,000168
Trading account gains and fees$2,119,00063
Additional Noninterest Income$-85,784,0007,091
Total noninterest expense$135,477,000178
Salaries and employee benefits$39,583,000280
Premises and equipment expense$24,769,000117
Additional noninterest expense$71,125,000156
Pre-tax net operating income$-194,376,0007,088
Securities gains (losses)$73,0002,490
Applicable income taxes$-67,522,0007,076
Income before extraordinary items$-126,781,0007,079
Extraordinary gains, net$-9,750,0007,080
Net income$-136,531,0007,079
Minority interest net income$093
Net income of bank and minority interests.$-136,531,0007,079
Net charge-offs$57,374,00080
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-126,828,4507,079
2012-09-30 (YTD Data)Rank
Total interest income$103,022,000225
Total interest expense$36,115,000111
Net interest income$66,907,000278
Provision for loan and lease losses$49,500,00063
Total noninterest income$-39,605,0007,181
Gross Fiduciary activities income$775,000441
Service charges on deposit accounts$7,458,000165
Trading account gains and fees$1,497,00062
Additional Noninterest Income$-49,335,0007,190
Total noninterest expense$103,585,000180
Salaries and employee benefits$29,800,000277
Premises and equipment expense$20,606,000110
Additional noninterest expense$53,179,000154
Pre-tax net operating income$-125,783,0007,185
Securities gains (losses)$73,0002,201
Applicable income taxes$-43,209,0007,171
Income before extraordinary items$-82,501,0007,177
Extraordinary gains, net$020
Net income$-82,501,0007,177
Minority interest net income$086
Net income of bank and minority interests.$-82,501,0007,177
Net charge-offs$45,709,00080
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-82,549,1807,177
2012-06-30 (YTD Data)Rank
Total interest income$70,969,000222
Total interest expense$24,307,000110
Net interest income$46,662,000269
Provision for loan and lease losses$41,916,00059
Total noninterest income$-17,965,0007,244
Gross Fiduciary activities income$532,000431
Service charges on deposit accounts$5,097,000163
Trading account gains and fees$1,058,00061
Additional Noninterest Income$-24,652,0007,252
Total noninterest expense$68,792,000178
Salaries and employee benefits$20,235,000269
Premises and equipment expense$12,432,000117
Additional noninterest expense$36,125,000151
Pre-tax net operating income$-82,011,0007,248
Securities gains (losses)$73,0001,806
Applicable income taxes$-27,881,0007,237
Income before extraordinary items$-54,057,0007,240
Extraordinary gains, net$019
Net income$-54,057,0007,240
Minority interest net income$084
Net income of bank and minority interests.$-54,057,0007,240
Net charge-offs$19,686,000108
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-54,105,1807,240
2012-03-31 (YTD Data)Rank
Total interest income$35,868,000218
Total interest expense$12,171,000114
Net interest income$23,697,000264
Provision for loan and lease losses$05,254
Total noninterest income$-8,602,0007,308
Gross Fiduciary activities income$263,000432
Service charges on deposit accounts$2,676,000155
Trading account gains and fees$479,00065
Additional Noninterest Income$-12,020,0007,317
Total noninterest expense$34,006,000178
Salaries and employee benefits$10,328,000260
Premises and equipment expense$5,863,000125
Additional noninterest expense$17,815,000151
Pre-tax net operating income$-18,911,0007,311
Securities gains (losses)$65,0001,120
Applicable income taxes$-6,596,0007,304
Income before extraordinary items$-12,250,0007,301
Extraordinary gains, net$019
Net income$-12,250,0007,301
Minority interest net income$078
Net income of bank and minority interests.$-12,250,0007,301
Net charge-offs$13,146,00092
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-12,292,2507,301
2011-12-31 (YTD Data)Rank
Total interest income$168,214,000200
Total interest expense$59,857,000114
Net interest income$108,357,000233
Provision for loan and lease losses$52,016,000111
Total noninterest income$14,394,000472
Gross Fiduciary activities income$980,000402
Service charges on deposit accounts$13,501,000138
Trading account gains and fees$1,951,00068
Additional Noninterest Income$-2,038,0007,278
Total noninterest expense$113,175,000203
Salaries and employee benefits$43,446,000232
Premises and equipment expense$24,169,000123
Additional noninterest expense$45,560,000200
Pre-tax net operating income$-42,440,0007,341
Securities gains (losses)$2,897,000164
Applicable income taxes$-13,496,0007,342
Income before extraordinary items$-26,047,0007,313
Extraordinary gains, net$029
Net income$-26,047,0007,313
Minority interest net income$096
Net income of bank and minority interests.$-26,047,0007,313
Net charge-offs$39,763,000147
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-27,959,0207,318
2011-09-30 (YTD Data)Rank
Total interest income$129,582,000196
Total interest expense$46,102,000115
Net interest income$83,480,000225
Provision for loan and lease losses$32,700,000119
Total noninterest income$17,984,000320
Gross Fiduciary activities income$722,000403
Service charges on deposit accounts$10,356,000137
Trading account gains and fees$1,335,00068
Additional Noninterest Income$5,571,000542
Total noninterest expense$82,077,000203
Salaries and employee benefits$33,869,000222
Premises and equipment expense$18,124,000123
Additional noninterest expense$30,084,000219
Pre-tax net operating income$-13,313,0007,370
Securities gains (losses)$2,869,000139
Applicable income taxes$-3,339,0007,394
Income before extraordinary items$-7,105,0007,301
Extraordinary gains, net$021
Net income$-7,105,0007,301
Minority interest net income$087
Net income of bank and minority interests.$-7,105,0007,301
Net charge-offs$17,476,000216
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-9,055,9207,321
2011-06-30 (YTD Data)Rank
Total interest income$90,715,000191
Total interest expense$31,035,000120
Net interest income$59,680,000214
Provision for loan and lease losses$12,800,000195
Total noninterest income$11,899,000329
Gross Fiduciary activities income$475,000411
Service charges on deposit accounts$6,852,000138
Trading account gains and fees$825,00068
Additional Noninterest Income$3,747,000538
Total noninterest expense$52,661,000217
Salaries and employee benefits$22,509,000224
Premises and equipment expense$11,966,000127
Additional noninterest expense$18,186,000241
Pre-tax net operating income$6,118,000537
Securities gains (losses)$1,570,000134
Applicable income taxes$3,162,000347
Income before extraordinary items$4,526,000582
Extraordinary gains, net$015
Net income$4,526,000579
Minority interest net income$089
Net income of bank and minority interests.$4,526,000582
Net charge-offs$14,804,000194
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,521,200704
2011-03-31 (YTD Data)Rank
Total interest income$46,067,000190
Total interest expense$15,607,000123
Net interest income$30,460,000210
Provision for loan and lease losses$4,900,000248
Total noninterest income$5,753,000339
Gross Fiduciary activities income$231,000420
Service charges on deposit accounts$3,455,000136
Trading account gains and fees$399,00072
Additional Noninterest Income$1,668,000578
Total noninterest expense$26,695,000217
Salaries and employee benefits$11,444,000216
Premises and equipment expense$5,918,000130
Additional noninterest expense$9,333,000240
Pre-tax net operating income$4,618,000390
Securities gains (losses)$-161,0007,441
Applicable income taxes$1,894,000286
Income before extraordinary items$2,563,000524
Extraordinary gains, net$09
Net income$2,563,000523
Minority interest net income$086
Net income of bank and minority interests.$2,563,000524
Net charge-offs$4,233,000308
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,666,040495
2010-12-31 (YTD Data)Rank
Total interest income$196,516,000183
Total interest expense$71,570,000127
Net interest income$124,946,000205
Provision for loan and lease losses$25,775,000292
Total noninterest income$25,603,000323
Gross Fiduciary activities income$867,000427
Service charges on deposit accounts$13,530,000130
Trading account gains and fees$1,513,00074
Additional Noninterest Income$9,693,000466
Total noninterest expense$110,168,000211
Salaries and employee benefits$46,222,000203
Premises and equipment expense$24,529,000123
Additional noninterest expense$39,417,000240
Pre-tax net operating income$14,606,000396
Securities gains (losses)$5,000,000105
Applicable income taxes$5,078,000354
Income before extraordinary items$14,528,000320
Extraordinary gains, net$029
Net income$14,528,000320
Minority interest net income$0111
Net income of bank and minority interests.$14,528,000321
Net charge-offs$12,085,000521
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$10,828,000407
2010-09-30 (YTD Data)Rank
Total interest income$147,016,000183
Total interest expense$55,195,000127
Net interest income$91,821,000205
Provision for loan and lease losses$21,825,000264
Total noninterest income$21,709,000297
Gross Fiduciary activities income$634,000433
Service charges on deposit accounts$9,557,000140
Trading account gains and fees$1,101,00075
Additional Noninterest Income$10,417,000355
Total noninterest expense$81,667,000206
Salaries and employee benefits$34,218,000199
Premises and equipment expense$18,552,000119
Additional noninterest expense$28,897,000236
Pre-tax net operating income$10,038,000422
Securities gains (losses)$4,798,00091
Applicable income taxes$4,821,000286
Income before extraordinary items$10,015,000347
Extraordinary gains, net$023
Net income$10,015,000348
Minority interest net income$0110
Net income of bank and minority interests.$10,015,000348
Net charge-offs$8,682,000507
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$6,752,360483
2010-06-30 (YTD Data)Rank
Total interest income$98,075,000183
Total interest expense$37,092,000128
Net interest income$60,983,000209
Provision for loan and lease losses$14,600,000266
Total noninterest income$14,404,000292
Gross Fiduciary activities income$417,000439
Service charges on deposit accounts$6,297,000141
Trading account gains and fees$745,00072
Additional Noninterest Income$6,945,000342
Total noninterest expense$53,350,000212
Salaries and employee benefits$23,022,000197
Premises and equipment expense$12,409,000119
Additional noninterest expense$17,919,000249
Pre-tax net operating income$7,437,000383
Securities gains (losses)$1,175,000223
Applicable income taxes$3,255,000273
Income before extraordinary items$5,357,000400
Extraordinary gains, net$019
Net income$5,357,000401
Minority interest net income$0105
Net income of bank and minority interests.$5,357,000401
Net charge-offs$7,128,000426
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$4,605,000459
2010-03-31 (YTD Data)Rank
Total interest income$50,124,000183
Total interest expense$18,857,000133
Net interest income$31,267,000207
Provision for loan and lease losses$7,600,000279
Total noninterest income$4,692,000393
Gross Fiduciary activities income$204,000457
Service charges on deposit accounts$3,122,000142
Trading account gains and fees$391,00073
Additional Noninterest Income$975,000810
Total noninterest expense$26,470,000213
Salaries and employee benefits$11,756,000194
Premises and equipment expense$6,120,000123
Additional noninterest expense$8,594,000263
Pre-tax net operating income$1,889,000710
Securities gains (losses)$1,488,000105
Applicable income taxes$784,000466
Income before extraordinary items$2,593,000420
Extraordinary gains, net$016
Net income$2,593,000421
Minority interest net income$091
Net income of bank and minority interests.$2,593,000422
Net charge-offs$4,390,000373
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,447,240733
2009-12-31 (YTD Data)Rank
Total interest income$225,157,000173
Total interest expense$94,944,000132
Net interest income$130,213,000188
Provision for loan and lease losses$27,400,000395
Total noninterest income$27,370,000319
Gross Fiduciary activities income$624,000497
Service charges on deposit accounts$16,110,000127
Trading account gains and fees$1,528,00084
Additional Noninterest Income$9,108,000475
Total noninterest expense$102,411,000231
Salaries and employee benefits$45,936,000199
Premises and equipment expense$24,568,000122
Additional noninterest expense$31,907,000306
Pre-tax net operating income$27,772,000173
Securities gains (losses)$5,523,000109
Applicable income taxes$10,281,000156
Income before extraordinary items$23,014,000165
Extraordinary gains, net$034
Net income$23,014,000165
Minority interest net income$0115
Net income of bank and minority interests.$23,014,000165
Net charge-offs$9,706,000703
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$19,203,130186
2009-09-30 (YTD Data)Rank
Total interest income$171,983,000182
Total interest expense$75,126,000138
Net interest income$96,857,000197
Provision for loan and lease losses$15,550,000454
Total noninterest income$21,327,000313
Gross Fiduciary activities income$435,000512
Service charges on deposit accounts$12,281,000125
Trading account gains and fees$1,143,00090
Additional Noninterest Income$7,468,000450
Total noninterest expense$77,831,000237
Salaries and employee benefits$34,772,000204
Premises and equipment expense$19,272,000124
Additional noninterest expense$23,787,000306
Pre-tax net operating income$24,803,000165
Securities gains (losses)$7,995,00082
Applicable income taxes$8,014,000164
Income before extraordinary items$24,784,000136
Extraordinary gains, net$027
Net income$24,784,000135
Minority interest net income$0118
Net income of bank and minority interests.$24,784,000136
Net charge-offs$6,694,000664
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$18,707,800164
2009-06-30 (YTD Data)Rank
Total interest income$116,835,000184
Total interest expense$52,843,000145
Net interest income$63,992,000202
Provision for loan and lease losses$11,300,000418
Total noninterest income$16,548,000271
Gross Fiduciary activities income$280,000522
Service charges on deposit accounts$8,082,000128
Trading account gains and fees$786,00093
Additional Noninterest Income$7,400,000344
Total noninterest expense$52,054,000237
Salaries and employee benefits$23,729,000209
Premises and equipment expense$12,619,000130
Additional noninterest expense$15,706,000313
Pre-tax net operating income$17,186,000155
Securities gains (losses)$8,714,00063
Applicable income taxes$5,860,000147
Income before extraordinary items$20,040,000121
Extraordinary gains, net$021
Net income$20,040,000120
Minority interest net income$0112
Net income of bank and minority interests.$20,040,000121
Net charge-offs$4,392,000638
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$13,330,220147
2009-03-31 (YTD Data)Rank
Total interest income$59,259,000186
Total interest expense$27,827,000143
Net interest income$31,432,000199
Provision for loan and lease losses$5,000,000408
Total noninterest income$10,939,000215
Gross Fiduciary activities income$135,000539
Service charges on deposit accounts$3,899,000128
Trading account gains and fees$0171
Additional Noninterest Income$6,905,000211
Total noninterest expense$26,565,000227
Salaries and employee benefits$12,349,000196
Premises and equipment expense$6,960,000121
Additional noninterest expense$7,256,000289
Pre-tax net operating income$10,806,000142
Securities gains (losses)$7,808,00045
Applicable income taxes$4,606,000113
Income before extraordinary items$14,008,000101
Extraordinary gains, net$015
Net income$14,008,000101
Minority interest net income$0102
Net income of bank and minority interests.$14,008,000101
Net charge-offs$2,091,000593
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$8,152,000135
2008-12-31 (YTD Data)Rank
Total interest income$301,182,000164
Total interest expense$145,007,000136
Net interest income$156,175,000175
Provision for loan and lease losses$10,325,000585
Total noninterest income$28,043,000277
Gross Fiduciary activities income$170,000806
Service charges on deposit accounts$26,450,00084
Trading account gains and fees$0154
Additional Noninterest Income$1,423,0001,661
Total noninterest expense$112,897,000221
Salaries and employee benefits$52,289,000185
Premises and equipment expense$27,060,000113
Additional noninterest expense$33,548,000280
Pre-tax net operating income$60,996,000123
Securities gains (losses)$-177,051,0008,289
Applicable income taxes$-44,709,0008,260
Income before extraordinary items$-71,346,0008,212
Extraordinary gains, net$039
Net income$-71,346,0008,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,095,000403
Cash dividends$2,500,0001,085
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$41,966,640124
2008-09-30 (YTD Data)Rank
Total interest income$234,478,000166
Total interest expense$112,008,000141
Net interest income$122,470,000172
Provision for loan and lease losses$13,925,000321
Total noninterest income$21,134,000288
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$20,306,00085
Trading account gains and fees$0148
Additional Noninterest Income$828,0002,073
Total noninterest expense$82,265,000217
Salaries and employee benefits$39,431,000191
Premises and equipment expense$17,866,000131
Additional noninterest expense$24,968,000255
Pre-tax net operating income$47,414,000144
Securities gains (losses)$-176,898,0008,371
Applicable income taxes$-52,906,0008,361
Income before extraordinary items$-76,578,0008,337
Extraordinary gains, net$031
Net income$-76,578,0008,336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,517,000338
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$36,636,720140
2008-06-30 (YTD Data)Rank
Total interest income$162,760,000164
Total interest expense$78,078,000143
Net interest income$84,682,000169
Provision for loan and lease losses$12,500,000223
Total noninterest income$14,255,000298
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$13,771,00081
Trading account gains and fees$0149
Additional Noninterest Income$484,0002,302
Total noninterest expense$56,467,000212
Salaries and employee benefits$26,408,000195
Premises and equipment expense$12,992,000124
Additional noninterest expense$17,067,000248
Pre-tax net operating income$29,970,000154
Securities gains (losses)$1,180,000158
Applicable income taxes$7,673,000191
Income before extraordinary items$23,477,000151
Extraordinary gains, net$021
Net income$23,477,000151
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,449,000328
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$22,592,000153
2008-03-31 (YTD Data)Rank
Total interest income$82,508,000165
Total interest expense$40,821,000152
Net interest income$41,687,000175
Provision for loan and lease losses$5,000,000216
Total noninterest income$7,102,000302
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$6,584,00084
Trading account gains and fees$0158
Additional Noninterest Income$518,0001,384
Total noninterest expense$27,622,000214
Salaries and employee benefits$13,192,000202
Premises and equipment expense$6,371,000130
Additional noninterest expense$8,059,000245
Pre-tax net operating income$16,167,000161
Securities gains (losses)$967,000151
Applicable income taxes$3,675,000211
Income before extraordinary items$13,459,000149
Extraordinary gains, net$015
Net income$13,459,000149
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,654,000247
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$12,695,070151
2007-12-31 (YTD Data)Rank
Total interest income$309,276,000177
Total interest expense$160,802,000172
Net interest income$148,474,000183
Provision for loan and lease losses$14,031,000201
Total noninterest income$32,536,000258
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$27,257,00083
Trading account gains and fees$0178
Additional Noninterest Income$5,279,000653
Total noninterest expense$107,176,000209
Salaries and employee benefits$52,899,000193
Premises and equipment expense$23,135,000128
Additional noninterest expense$31,142,000245
Pre-tax net operating income$59,803,000199
Securities gains (losses)$1,583,000131
Applicable income taxes$20,381,000195
Income before extraordinary items$41,005,000202
Extraordinary gains, net$039
Net income$41,005,000200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,402,000218
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$39,944,390207
2007-09-30 (YTD Data)Rank
Total interest income$226,896,000177
Total interest expense$119,125,000172
Net interest income$107,771,000188
Provision for loan and lease losses$10,020,000158
Total noninterest income$24,365,000264
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$19,928,00082
Trading account gains and fees$0184
Additional Noninterest Income$4,437,000595
Total noninterest expense$76,447,000217
Salaries and employee benefits$36,215,000206
Premises and equipment expense$17,179,000131
Additional noninterest expense$23,053,000239
Pre-tax net operating income$45,669,000211
Securities gains (losses)$1,646,000110
Applicable income taxes$13,298,000234
Income before extraordinary items$34,017,000199
Extraordinary gains, net$033
Net income$34,017,000197
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,573,000207
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$32,831,880203
2007-06-30 (YTD Data)Rank
Total interest income$147,446,000192
Total interest expense$78,146,000187
Net interest income$69,300,000206
Provision for loan and lease losses$4,505,000178
Total noninterest income$16,421,000278
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$12,647,00089
Trading account gains and fees$0168
Additional Noninterest Income$3,774,000529
Total noninterest expense$49,726,000228
Salaries and employee benefits$23,859,000220
Premises and equipment expense$11,279,000143
Additional noninterest expense$14,588,000259
Pre-tax net operating income$31,490,000223
Securities gains (losses)$31,000616
Applicable income taxes$8,967,000249
Income before extraordinary items$22,554,000215
Extraordinary gains, net$029
Net income$22,554,000215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,005,000202
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$22,531,680214
2007-03-31 (YTD Data)Rank
Total interest income$72,606,000193
Total interest expense$38,802,000188
Net interest income$33,804,000208
Provision for loan and lease losses$30,0003,737
Total noninterest income$7,288,000301
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$5,382,00095
Trading account gains and fees$0195
Additional Noninterest Income$1,906,000517
Total noninterest expense$24,248,000229
Salaries and employee benefits$11,812,000223
Premises and equipment expense$5,600,000145
Additional noninterest expense$6,836,000262
Pre-tax net operating income$16,814,000211
Securities gains (losses)$15,000615
Applicable income taxes$3,675,000299
Income before extraordinary items$13,154,000188
Extraordinary gains, net$022
Net income$13,154,000187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,142,000215
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$13,142,300187
2006-12-31 (YTD Data)Rank
Total interest income$255,777,000194
Total interest expense$130,110,000184
Net interest income$125,667,000214
Provision for loan and lease losses$12,880,000118
Total noninterest income$33,084,000252
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$18,288,000114
Trading account gains and fees$0130
Additional Noninterest Income$14,796,000325
Total noninterest expense$90,790,000230
Salaries and employee benefits$46,660,000210
Premises and equipment expense$20,261,000144
Additional noninterest expense$23,869,000277
Pre-tax net operating income$55,081,000259
Securities gains (losses)$36,000759
Applicable income taxes$18,116,000255
Income before extraordinary items$37,001,000259
Extraordinary gains, net$051
Net income$37,001,000258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,903,000159
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$36,976,880258
2006-09-30 (YTD Data)Rank
Total interest income$187,807,000207
Total interest expense$93,703,000196
Net interest income$94,104,000227
Provision for loan and lease losses$9,650,000117
Total noninterest income$27,146,000259
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$13,716,000115
Trading account gains and fees$0126
Additional Noninterest Income$13,430,000303
Total noninterest expense$64,925,000251
Salaries and employee benefits$32,655,000232
Premises and equipment expense$15,001,000153
Additional noninterest expense$17,269,000294
Pre-tax net operating income$46,675,000239
Securities gains (losses)$36,000628
Applicable income taxes$14,343,000258
Income before extraordinary items$32,368,000239
Extraordinary gains, net$045
Net income$32,368,000239
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,990,000206
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$32,343,160238
2006-06-30 (YTD Data)Rank
Total interest income$121,846,000212
Total interest expense$59,539,000195
Net interest income$62,307,000231
Provision for loan and lease losses$4,650,000144
Total noninterest income$12,845,000329
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$8,827,000120
Trading account gains and fees$0126
Additional Noninterest Income$4,018,000494
Total noninterest expense$43,006,000253
Salaries and employee benefits$21,828,000239
Premises and equipment expense$9,666,000160
Additional noninterest expense$11,512,000302
Pre-tax net operating income$27,496,000277
Securities gains (losses)$01,185
Applicable income taxes$7,435,000318
Income before extraordinary items$20,061,000256
Extraordinary gains, net$039
Net income$20,061,000256
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,525,000187
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$20,061,000253
2006-03-31 (YTD Data)Rank
Total interest income$58,421,000214
Total interest expense$28,304,000197
Net interest income$30,117,000237
Provision for loan and lease losses$06,013
Total noninterest income$5,851,000346
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$4,184,000122
Trading account gains and fees$0115
Additional Noninterest Income$1,667,000556
Total noninterest expense$21,128,000257
Salaries and employee benefits$10,952,000240
Premises and equipment expense$4,529,000166
Additional noninterest expense$5,647,000302
Pre-tax net operating income$14,840,000254
Securities gains (losses)$0955
Applicable income taxes$3,325,000339
Income before extraordinary items$11,515,000233
Extraordinary gains, net$021
Net income$11,515,000233
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,756,000147
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$11,515,000231
2005-12-31 (YTD Data)Rank
Total interest income$185,676,000228
Total interest expense$75,489,000210
Net interest income$110,187,000239
Provision for loan and lease losses$5,983,000204
Total noninterest income$25,342,000330
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$16,987,000122
Trading account gains and fees$0138
Additional Noninterest Income$8,355,000480
Total noninterest expense$75,132,000272
Salaries and employee benefits$38,174,000253
Premises and equipment expense$16,507,000178
Additional noninterest expense$20,451,000332
Pre-tax net operating income$54,414,000262
Securities gains (losses)$-294,0008,653
Applicable income taxes$18,089,000258
Income before extraordinary items$36,031,000263
Extraordinary gains, net$046
Net income$36,031,000264
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,208,000235
Cash dividends$9,000,000412
Sale, conversion, retirement of capital stock, net$0934
Net operating income$36,227,980258
2005-09-30 (YTD Data)Rank
Total interest income$133,038,000230
Total interest expense$51,278,000215
Net interest income$81,760,000239
Provision for loan and lease losses$5,510,000174
Total noninterest income$18,688,000336
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$12,314,000126
Trading account gains and fees$0126
Additional Noninterest Income$6,374,000480
Total noninterest expense$53,182,000285
Salaries and employee benefits$26,293,000271
Premises and equipment expense$12,113,000180
Additional noninterest expense$14,776,000332
Pre-tax net operating income$41,756,000261
Securities gains (losses)$440,000280
Applicable income taxes$13,187,000272
Income before extraordinary items$29,009,000252
Extraordinary gains, net$035
Net income$29,009,000253
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,160,000283
Cash dividends$5,000,000473
Sale, conversion, retirement of capital stock, net$0769
Net operating income$28,705,400250
2005-06-30 (YTD Data)Rank
Total interest income$85,076,000228
Total interest expense$31,456,000214
Net interest income$53,620,000237
Provision for loan and lease losses$06,626
Total noninterest income$12,787,000327
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$7,782,000127
Trading account gains and fees$0116
Additional Noninterest Income$5,005,000435
Total noninterest expense$35,270,000281
Salaries and employee benefits$17,291,000271
Premises and equipment expense$7,978,000180
Additional noninterest expense$10,001,000330
Pre-tax net operating income$31,137,000235
Securities gains (losses)$440,000240
Applicable income taxes$8,545,000272
Income before extraordinary items$23,032,000229
Extraordinary gains, net$030
Net income$23,032,000229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,450,000283
Cash dividends$5,000,000335
Sale, conversion, retirement of capital stock, net$0643
Net operating income$22,710,800231
2005-03-31 (YTD Data)Rank
Total interest income$40,990,000231
Total interest expense$14,592,000219
Net interest income$26,398,000240
Provision for loan and lease losses$06,226
Total noninterest income$6,827,000305
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$3,695,000129
Trading account gains and fees$0115
Additional Noninterest Income$3,132,000360
Total noninterest expense$17,099,000292
Salaries and employee benefits$8,481,000281
Premises and equipment expense$3,824,000191
Additional noninterest expense$4,794,000338
Pre-tax net operating income$16,126,000233
Securities gains (losses)$01,685
Applicable income taxes$4,216,000267
Income before extraordinary items$11,910,000229
Extraordinary gains, net$024
Net income$11,910,000229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$864,000248
Cash dividends$2,500,000300
Sale, conversion, retirement of capital stock, net$0491
Net operating income$11,910,000225
2004-12-31 (YTD Data)Rank
Total interest income$149,155,000238
Total interest expense$47,558,000222
Net interest income$101,597,000249
Provision for loan and lease losses$8,979,000156
Total noninterest income$25,738,000327
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$16,089,000133
Trading account gains and fees$0138
Additional Noninterest Income$9,649,000425
Total noninterest expense$61,542,000307
Salaries and employee benefits$31,168,000299
Premises and equipment expense$13,514,000204
Additional noninterest expense$16,860,000361
Pre-tax net operating income$56,814,000243
Securities gains (losses)$6,928,00084
Applicable income taxes$21,488,000222
Income before extraordinary items$42,254,000232
Extraordinary gains, net$034
Net income$42,254,000233
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,454,000257
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$37,681,520240
2004-09-30 (YTD Data)Rank
Total interest income$109,239,000243
Total interest expense$34,547,000225
Net interest income$74,692,000253
Provision for loan and lease losses$8,338,000142
Total noninterest income$19,416,000331
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$11,964,000136
Trading account gains and fees$0134
Additional Noninterest Income$7,452,000419
Total noninterest expense$41,086,000336
Salaries and employee benefits$19,684,000351
Premises and equipment expense$9,493,000216
Additional noninterest expense$11,909,000376
Pre-tax net operating income$44,684,000236
Securities gains (losses)$7,683,00070
Applicable income taxes$15,365,000225
Income before extraordinary items$37,002,000209
Extraordinary gains, net$026
Net income$37,002,000210
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,623,000290
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$31,547,070222
2004-06-30 (YTD Data)Rank
Total interest income$70,742,000246
Total interest expense$22,466,000222
Net interest income$48,276,000257
Provision for loan and lease losses$-906,0009,045
Total noninterest income$11,463,000354
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$7,683,000137
Trading account gains and fees$0130
Additional Noninterest Income$3,780,000514
Total noninterest expense$26,527,000348
Salaries and employee benefits$12,838,000357
Premises and equipment expense$6,096,000223
Additional noninterest expense$7,593,000386
Pre-tax net operating income$34,118,000212
Securities gains (losses)$7,683,00058
Applicable income taxes$10,758,000223
Income before extraordinary items$31,043,000178
Extraordinary gains, net$021
Net income$31,043,000179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,094,000402
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$25,357,580199
2004-03-31 (YTD Data)Rank
Total interest income$34,238,000251
Total interest expense$11,117,000227
Net interest income$23,121,000270
Provision for loan and lease losses$-1,389,0009,096
Total noninterest income$4,938,000392
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$3,632,000144
Trading account gains and fees$0121
Additional Noninterest Income$1,306,000650
Total noninterest expense$12,768,000364
Salaries and employee benefits$6,193,000379
Premises and equipment expense$2,911,000236
Additional noninterest expense$3,664,000397
Pre-tax net operating income$16,680,000205
Securities gains (losses)$7,005,00053
Applicable income taxes$3,413,000301
Income before extraordinary items$20,272,000151
Extraordinary gains, net$016
Net income$20,272,000152
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$397,000502
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$14,247,700176
2003-12-31 (YTD Data)Rank
Total interest income$108,198,000307
Total interest expense$36,894,000277
Net interest income$71,304,000316
Provision for loan and lease losses$9,317,000211
Total noninterest income$14,541,000504
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$11,386,000173
Trading account gains and fees$0160
Additional Noninterest Income$3,155,0001,047
Total noninterest expense$44,553,000416
Salaries and employee benefits$21,733,000418
Premises and equipment expense$10,335,000260
Additional noninterest expense$12,485,000465
Pre-tax net operating income$31,975,000334
Securities gains (losses)$8,191,000126
Applicable income taxes$13,666,000298
Income before extraordinary items$26,500,000303
Extraordinary gains, net$054
Net income$26,500,000305
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,817,000290
Cash dividends$2,000,0001,369
Sale, conversion, retirement of capital stock, net$0868
Net operating income$21,093,940342
2003-09-30 (YTD Data)Rank
Total interest income$76,553,000326
Total interest expense$26,535,000301
Net interest income$50,018,000341
Provision for loan and lease losses$4,693,000288
Total noninterest income$10,344,000549
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$8,045,000186
Trading account gains and fees$0153
Additional Noninterest Income$2,299,0001,121
Total noninterest expense$30,320,000462
Salaries and employee benefits$14,322,000479
Premises and equipment expense$7,373,000278
Additional noninterest expense$8,625,000502
Pre-tax net operating income$25,349,000334
Securities gains (losses)$7,807,000123
Applicable income taxes$9,406,000326
Income before extraordinary items$23,750,000284
Extraordinary gains, net$040
Net income$23,750,000284
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,193,000410
Cash dividends$2,000,0001,001
Sale, conversion, retirement of capital stock, net$0722
Net operating income$18,128,960319
2003-06-30 (YTD Data)Rank
Total interest income$49,026,000337
Total interest expense$17,140,000314
Net interest income$31,886,000351
Provision for loan and lease losses$2,675,000323
Total noninterest income$6,791,000554
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$5,083,000190
Trading account gains and fees$0150
Additional Noninterest Income$1,708,0001,022
Total noninterest expense$19,590,000469
Salaries and employee benefits$9,325,000486
Premises and equipment expense$4,624,000297
Additional noninterest expense$5,641,000517
Pre-tax net operating income$16,412,000341
Securities gains (losses)$7,796,000106
Applicable income taxes$6,206,000336
Income before extraordinary items$18,002,000261
Extraordinary gains, net$030
Net income$18,002,000262
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,121,000485
Cash dividends$2,000,000736
Sale, conversion, retirement of capital stock, net$0589
Net operating income$12,232,960316
2003-03-31 (YTD Data)Rank
Total interest income$23,705,000353
Total interest expense$8,254,000333
Net interest income$15,451,000360
Provision for loan and lease losses$102,0002,339
Total noninterest income$3,200,000568
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,407,000198
Trading account gains and fees$0134
Additional Noninterest Income$793,0001,054
Total noninterest expense$9,555,000481
Salaries and employee benefits$4,545,000497
Premises and equipment expense$2,214,000315
Additional noninterest expense$2,796,000515
Pre-tax net operating income$8,994,000315
Securities gains (losses)$4,562,00087
Applicable income taxes$3,053,000344
Income before extraordinary items$10,503,000235
Extraordinary gains, net$021
Net income$10,503,000235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$102,0001,489
Cash dividends$2,000,000380
Sale, conversion, retirement of capital stock, net$0419
Net operating income$6,990,260287
2002-12-31 (YTD Data)Rank
Total interest income$86,783,000396
Total interest expense$29,763,000412
Net interest income$57,020,000387
Provision for loan and lease losses$9,099,000258
Total noninterest income$11,989,000560
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$8,757,000212
Trading account gains and fees$0153
Additional Noninterest Income$3,232,000953
Total noninterest expense$34,655,000504
Salaries and employee benefits$17,440,000488
Premises and equipment expense$7,137,000348
Additional noninterest expense$10,078,000555
Pre-tax net operating income$25,255,000390
Securities gains (losses)$7,235,000128
Applicable income taxes$11,197,000332
Income before extraordinary items$21,293,000352
Extraordinary gains, net$070
Net income$21,293,000351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,099,000368
Cash dividends$3,000,000917
Sale, conversion, retirement of capital stock, net$0862
Net operating income$16,517,900408
2001-12-31 (YTD Data)Rank
Total interest income$67,067,000536
Total interest expense$31,822,000548
Net interest income$35,245,000534
Provision for loan and lease losses$2,792,000540
Total noninterest income$9,752,000611
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$7,561,000222
Trading account gains and fees$0177
Additional Noninterest Income$2,191,0001,163
Total noninterest expense$29,367,000573
Salaries and employee benefits$15,089,000524
Premises and equipment expense$5,118,000457
Additional noninterest expense$9,160,000613
Pre-tax net operating income$12,838,000614
Securities gains (losses)$2,565,000208
Applicable income taxes$5,400,000519
Income before extraordinary items$10,003,000577
Extraordinary gains, net$0105
Net income$10,003,000578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,292,000517
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$8,335,750645
2000-12-31 (YTD Data)Rank
Total interest income$48,638,000738
Total interest expense$24,188,000759
Net interest income$24,450,000730
Provision for loan and lease losses$2,676,000498
Total noninterest income$7,754,000691
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$5,515,000269
Trading account gains and fees$0180
Additional Noninterest Income$2,239,0001,051
Total noninterest expense$20,636,000738
Salaries and employee benefits$10,814,000664
Premises and equipment expense$3,437,000627
Additional noninterest expense$6,385,000787
Pre-tax net operating income$8,892,000864
Securities gains (losses)$76,000623
Applicable income taxes$2,967,000836
Income before extraordinary items$6,001,000881
Extraordinary gains, net$038
Net income$6,001,000881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,676,000404
Cash dividends$1,000,0002,257
Sale, conversion, retirement of capital stock, net$0969
Net operating income$5,950,080893
1999-12-31 (YTD Data)Rank
Total interest income$38,236,000890
Total interest expense$18,297,000861
Net interest income$19,939,000885
Provision for loan and lease losses$2,304,000504
Total noninterest income$7,183,000744
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$4,617,000311
Trading account gains and fees$0173
Additional Noninterest Income$2,566,000981
Total noninterest expense$17,402,000841
Salaries and employee benefits$9,649,000729
Premises and equipment expense$2,801,000737
Additional noninterest expense$4,952,000962
Pre-tax net operating income$7,416,0001,049
Securities gains (losses)$-37,0009,718
Applicable income taxes$2,377,0001,062
Income before extraordinary items$5,002,0001,095
Extraordinary gains, net$035
Net income$5,002,0001,094
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,304,000599
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$5,027,1601,069
1998-12-31 (YTD Data)Rank
Total interest income$30,850,0001,059
Total interest expense$14,195,0001,099
Net interest income$16,655,0001,014
Provision for loan and lease losses$1,650,000658
Total noninterest income$4,533,0001,009
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$3,603,000369
Trading account gains and fees$0224
Additional Noninterest Income$930,0001,965
Total noninterest expense$14,571,000943
Salaries and employee benefits$7,820,000846
Premises and equipment expense$2,426,000807
Additional noninterest expense$4,325,0001,061
Pre-tax net operating income$4,967,0001,486
Securities gains (losses)$1,507,000286
Applicable income taxes$2,471,0001,030
Income before extraordinary items$4,003,0001,323
Extraordinary gains, net$032
Net income$4,003,0001,323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,651,000528
Cash dividends$2,000,0001,312
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,038,5201,652
1997-12-31 (YTD Data)Rank
Total interest income$31,300,0001,088
Total interest expense$14,025,0001,155
Net interest income$17,275,0001,022
Provision for loan and lease losses$4,718,000333
Total noninterest income$3,566,0001,162
Gross Fiduciary activities income$12,0001,327
Service charges on deposit accounts$2,584,000514
Trading account gains and fees$0239
Additional Noninterest Income$970,0001,774
Total noninterest expense$12,375,0001,082
Salaries and employee benefits$7,161,000925
Premises and equipment expense$1,892,0001,048
Additional noninterest expense$3,322,0001,320
Pre-tax net operating income$3,748,0002,008
Securities gains (losses)$458,000444
Applicable income taxes$1,203,0002,080
Income before extraordinary items$3,003,0001,774
Extraordinary gains, net$044
Net income$3,003,0001,772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,658,000342
Cash dividends$2,000,0001,293
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,677,8201,916
1996-12-31 (YTD Data)Rank
Total interest income$28,520,0001,207
Total interest expense$12,055,0001,341
Net interest income$16,465,0001,104
Provision for loan and lease losses$2,241,000562
Total noninterest income$3,819,0001,151
Gross Fiduciary activities income$37,0001,284
Service charges on deposit accounts$2,196,000624
Trading account gains and fees$21,000222
Additional Noninterest Income$1,565,0001,356
Total noninterest expense$11,201,0001,282
Salaries and employee benefits$5,988,0001,123
Premises and equipment expense$1,442,0001,409
Additional noninterest expense$3,771,0001,411
Pre-tax net operating income$6,842,0001,090
Securities gains (losses)$634,000362
Applicable income taxes$2,674,000957
Income before extraordinary items$4,802,0001,081
Extraordinary gains, net$053
Net income$4,802,0001,082
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,469,000699
Cash dividends$2,500,0001,090
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,396,2401,140
1995-12-31 (YTD Data)Rank
Total interest income$23,421,0001,466
Total interest expense$10,622,0001,518
Net interest income$12,799,0001,405
Provision for loan and lease losses$1,628,000672
Total noninterest income$3,217,0001,295
Gross Fiduciary activities income$13,0001,448
Service charges on deposit accounts$2,080,000657
Trading account gains and fees$0522
Additional Noninterest Income$1,124,0001,663
Total noninterest expense$9,020,0001,577
Salaries and employee benefits$4,583,0001,446
Premises and equipment expense$1,615,0001,288
Additional noninterest expense$2,822,0001,785
Pre-tax net operating income$5,368,0001,417
Securities gains (losses)$341,000472
Applicable income taxes$1,659,0001,505
Income before extraordinary items$4,050,0001,303
Extraordinary gains, net$065
Net income$4,050,0001,301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$860,000968
Cash dividends$2,000,0001,219
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,807,8901,347
1994-12-31 (YTD Data)Rank
Total interest income$15,360,0002,018
Total interest expense$4,891,0002,512
Net interest income$10,469,0001,726
Provision for loan and lease losses$1,378,000753
Total noninterest income$5,778,000836
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,600,000818
Trading account gains and fees$0475
Additional Noninterest Income$4,178,000709
Total noninterest expense$8,533,0001,714
Salaries and employee benefits$4,077,0001,643
Premises and equipment expense$1,603,0001,308
Additional noninterest expense$2,853,0001,894
Pre-tax net operating income$6,336,0001,186
Securities gains (losses)$-172,00011,874
Applicable income taxes$2,162,0001,122
Income before extraordinary items$4,002,0001,263
Extraordinary gains, net$0249
Net income$4,002,0001,263
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,179,000787
Cash dividends$1,750,0001,249
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,113,8001,236
1993-12-31 (YTD Data)Rank
Total interest income$11,365,0002,724
Total interest expense$3,130,0003,975
Net interest income$8,235,0002,187
Provision for loan and lease losses$390,0002,506
Total noninterest income$2,108,0001,903
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,431,000925
Trading account gains and fees$0532
Additional Noninterest Income$677,0002,655
Total noninterest expense$6,690,0002,180
Salaries and employee benefits$3,169,0002,090
Premises and equipment expense$1,243,0001,685
Additional noninterest expense$2,278,0002,439
Pre-tax net operating income$3,263,0002,092
Securities gains (losses)$174,0001,840
Applicable income taxes$935,0002,423
Income before extraordinary items$2,502,0001,999
Extraordinary gains, net$03,149
Net income$2,502,0002,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$510,0001,738
Cash dividends$1,500,0001,271
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,374,9801,979
1992-12-31 (YTD Data)Rank
Total interest income$10,468,0003,334
Total interest expense$3,824,0004,236
Net interest income$6,644,0002,760
Provision for loan and lease losses$011,756
Total noninterest income$1,892,0002,014
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,291,0001,001
Trading account gains and fees$0504
Additional Noninterest Income$601,0002,819
Total noninterest expense$5,763,0002,509
Salaries and employee benefits$3,152,0002,089
Premises and equipment expense$1,079,0001,959
Additional noninterest expense$1,532,0003,536
Pre-tax net operating income$2,773,0002,224
Securities gains (losses)$814,000755
Applicable income taxes$986,0002,131
Income before extraordinary items$2,601,0001,757
Extraordinary gains, net$01,422
Net income$2,601,0001,772
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$164,0004,683
Cash dividends$865,0001,771
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,006,7802,115

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.