Home > First National Bank > Income and Expense

First National Bank, Income and Expense

2000-12-31 (YTD Data)Rank
Total interest income$4,031,0006,466
Total interest expense$1,950,0006,348
Net interest income$2,081,0006,451
Provision for loan and lease losses$110,0005,095
Total noninterest income$532,0004,732
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$332,0003,753
Trading account gains and feesNANA
Additional Noninterest Income$200,0004,803
Total noninterest expense$2,192,0005,343
Salaries and employee benefits$1,084,0005,614
Premises and equipment expense$288,0005,554
Additional noninterest expense$820,0004,651
Pre-tax net operating income$311,0007,859
Securities gains (losses)$01,956
Applicable income taxes$104,0006,463
Income before extraordinary items$207,0008,029
Extraordinary gains, net$038
Net income$207,0008,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0004,226
Cash dividends$150,0005,476
Sale, conversion, retirement of capital stock, net$0969
Net operating income$207,0008,030
1999-12-31 (YTD Data)Rank
Total interest income$3,452,0006,880
Total interest expense$1,514,0006,938
Net interest income$1,938,0006,755
Provision for loan and lease losses$46,0006,693
Total noninterest income$489,0005,023
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$328,0003,733
Trading account gains and feesNANA
Additional Noninterest Income$161,0005,442
Total noninterest expense$1,886,0005,897
Salaries and employee benefits$915,0006,236
Premises and equipment expense$218,0006,530
Additional noninterest expense$753,0004,999
Pre-tax net operating income$495,0007,161
Securities gains (losses)$-4,0009,004
Applicable income taxes$168,0006,065
Income before extraordinary items$323,0007,452
Extraordinary gains, net$035
Net income$323,0007,453
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0006,247
Cash dividends$158,0005,571
Sale, conversion, retirement of capital stock, net$500,000604
Net operating income$325,6407,408
1998-12-31 (YTD Data)Rank
Total interest income$3,192,0007,294
Total interest expense$1,476,0007,241
Net interest income$1,716,0007,256
Provision for loan and lease losses$78,0005,647
Total noninterest income$321,0006,290
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$205,0005,088
Trading account gains and feesNANA
Additional Noninterest Income$116,0006,276
Total noninterest expense$1,567,0006,506
Salaries and employee benefits$734,0007,006
Premises and equipment expense$241,0006,084
Additional noninterest expense$592,0005,801
Pre-tax net operating income$392,0007,924
Securities gains (losses)$04,449
Applicable income taxes$130,0007,104
Income before extraordinary items$262,0008,159
Extraordinary gains, net$032
Net income$262,0008,158
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0006,077
Cash dividends$152,0005,755
Sale, conversion, retirement of capital stock, net$400,000591
Net operating income$262,0008,081
1997-12-31 (YTD Data)Rank
Total interest income$2,685,0008,145
Total interest expense$1,236,0008,016
Net interest income$1,449,0008,106
Provision for loan and lease losses$81,0005,633
Total noninterest income$224,0007,533
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$155,0006,094
Trading account gains and feesNANA
Additional Noninterest Income$69,0007,730
Total noninterest expense$1,283,0007,397
Salaries and employee benefits$610,0007,847
Premises and equipment expense$244,0006,139
Additional noninterest expense$429,0007,110
Pre-tax net operating income$309,0008,949
Securities gains (losses)$03,944
Applicable income taxes$101,0008,381
Income before extraordinary items$208,0009,085
Extraordinary gains, net$044
Net income$208,0009,089
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0007,548
Cash dividends$109,0006,373
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$208,0009,047
1996-12-31 (YTD Data)Rank
Total interest income$2,236,0009,044
Total interest expense$1,011,0008,966
Net interest income$1,225,0008,978
Provision for loan and lease losses$67,0005,924
Total noninterest income$200,0008,221
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$139,0006,678
Trading account gains and feesNANA
Additional Noninterest Income$61,0008,436
Total noninterest expense$962,0008,815
Salaries and employee benefits$432,0009,376
Premises and equipment expense$213,0006,804
Additional noninterest expense$317,0008,705
Pre-tax net operating income$396,0008,529
Securities gains (losses)$04,148
Applicable income taxes$147,0007,918
Income before extraordinary items$249,0008,846
Extraordinary gains, net$053
Net income$249,0008,848
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,797
Cash dividends$145,0006,112
Sale, conversion, retirement of capital stock, net$0953
Net operating income$249,0008,781
1995-12-31 (YTD Data)Rank
Total interest income$1,966,0009,769
Total interest expense$904,0009,604
Net interest income$1,062,0009,743
Provision for loan and lease losses$64,0005,599
Total noninterest income$169,0008,975
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$123,0007,249
Trading account gains and feesNANA
Additional Noninterest Income$46,0009,426
Total noninterest expense$860,0009,506
Salaries and employee benefits$419,0009,806
Premises and equipment expense$172,0007,765
Additional noninterest expense$269,0009,604
Pre-tax net operating income$307,0009,696
Securities gains (losses)$03,831
Applicable income taxes$109,0009,000
Income before extraordinary items$198,0009,951
Extraordinary gains, net$065
Net income$198,0009,956
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0005,457
Cash dividends$24,0008,316
Sale, conversion, retirement of capital stock, net$200,000480
Net operating income$198,0009,921
1994-12-31 (YTD Data)Rank
Total interest income$1,626,00010,483
Total interest expense$677,00010,221
Net interest income$949,00010,561
Provision for loan and lease losses$52,0006,028
Total noninterest income$120,00010,295
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$88,0008,439
Trading account gains and feesNANA
Additional Noninterest Income$32,00010,653
Total noninterest expense$782,00010,320
Salaries and employee benefits$360,00010,644
Premises and equipment expense$149,0008,576
Additional noninterest expense$273,00010,269
Pre-tax net operating income$235,00010,622
Securities gains (losses)$-16,00010,174
Applicable income taxes$81,0009,781
Income before extraordinary items$138,00010,961
Extraordinary gains, net$0249
Net income$138,00010,968
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0004,795
Cash dividends$24,0008,512
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$148,24010,894
1993-12-31 (YTD Data)Rank
Total interest income$1,597,00010,999
Total interest expense$605,00011,107
Net interest income$992,00010,816
Provision for loan and lease losses$30,0008,397
Total noninterest income$124,00010,752
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$83,0008,912
Trading account gains and feesNANA
Additional Noninterest Income$41,00010,614
Total noninterest expense$694,00011,201
Salaries and employee benefits$334,00011,318
Premises and equipment expense$123,0009,690
Additional noninterest expense$237,00011,233
Pre-tax net operating income$392,0009,469
Securities gains (losses)$07,477
Applicable income taxes$133,0009,018
Income before extraordinary items$259,0009,939
Extraordinary gains, net$03,149
Net income$259,00010,075
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,00011,621
Cash dividends$12,0008,844
Sale, conversion, retirement of capital stock, net$276,000721
Net operating income$259,0009,680
1992-12-31 (YTD Data)Rank
Total interest income$1,539,00011,864
Total interest expense$664,00011,995
Net interest income$875,00011,610
Provision for loan and lease losses$24,00010,335
Total noninterest income$114,00011,349
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$86,0008,961
Trading account gains and feesNANA
Additional Noninterest Income$28,00011,929
Total noninterest expense$606,00012,028
Salaries and employee benefits$291,00012,113
Premises and equipment expense$85,00011,297
Additional noninterest expense$230,00011,810
Pre-tax net operating income$359,0009,595
Securities gains (losses)$08,369
Applicable income taxes$125,0009,233
Income before extraordinary items$234,00010,120
Extraordinary gains, net$01,422
Net income$234,00010,265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,00012,539
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$234,0009,769

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.